Money On Our Mind: Recent Episodes
VicTreeFi
Spilling the money management tea. Young professionals think back on their past experiences and share their hot takes on financial choices college students face - everything from saving money for football tickets to reviewing your first offer letter. Brought to you by VicTreeFi, helping students learn to manage money and schools become leaders in financial education.
This week we are talking about budget elements! We learn how you can budget discretionary money to pay for fun expenses, like Halloween costumes.
We discuss the Netflix series The Watcher and the things you should consider when thinking about getting a security system to keep your family and home safe. We discuss cost and budget options.
We discuss subscription services and use the rise and fall of Peloton as an example case! We discuss Peloton's business model and why it was so attractive to consumers. We also cover how to manage subscriptions.
We kick off Season 2 of the podcast by focusing on retirement! We are talking about how Fidelity Investments, Vanguard Group, and Alight Solutions are teaming up to reconnect workers with savings left behind at old employers. We also break down some common types of retirement accounts.
It is the Season One Finale of Money On Our Mind!
In this episode, we discuss what you can do if you find yourself in too much debt. We use the Evergrande Group as an example. The company is in trouble, they have a mountain of debt. Evergrande is one of China's largest real estate developers but has also invested in many other types of businesses in China - like electric vehicles, sports teams, and theme parks. Evergrande kept borrowing more money to fund these projects and now can’t pay it back.
According to Reuters, Evergrande, which has more than $300 billion in liabilities and 1,300 real estate projects in over 280 cities, missed a third round of interest payments on its international bonds.
We discuss creating a plan for your personal debt repayment. We also talk about personal budgeting to avoid debt.
In This Episode:
Evergrande Group
Reuters
CNN
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In this episode, we discuss the steps you can take to protect yourself if your sensitive information is lost in a data breach. On December 18, 2020, hackers gained access to St. Joseph’s/Candler hospital system. The hackers maintained access until the middle of the night on June 17, 2021, when they deployed a ransomware attack on the hospital system. The protected heath information of 1,400,000 patients was potentially compromised in the ransomware attack.
With ransomware attacks in healthcare attacks nearly doubled on a year-over-year basis, we discuss what you can do to monitor your credit score, should your information be compromised. We talk about the free reports provided by Experian, Equifax, and Transunion (thanks to the Faire Credit Reporting Act). We also discuss freezing credit and other options.
In This Episode:
St. Joseph’s/CandlerEquifaxTransunionExperian
VicTree Fi on Instagram | Facebook | LinkedIn | Website Subscribe: Apple Podcast | Spotify | Google Podcast
In this episode, we discuss the developing story of Bravo star, Erika Jane. The Real Housewives of Beverly Hills cast member and her ex-husband, Tom Girardi, are accused of faking a divorce to hide millions of dollars that was allegedly stolen from clients of Tom’s law firm. The funds were allegedly used to fund Erika’s over-the-top lifestyle. Tom was forced into Chapter 7 bankruptcy in January of 2021. We use this wild story as a case study on money management and bankruptcy.
In This Episode:
Erika JaneBravoReal Housewives of Beverly Hills
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People invest their money into many things. Some park their funds in collectibles. In this episode, we explore the booming trading card industry and the risk for fraud that is associated with collectibles.
Why are people hooked on collecting baseball, basketball, and other sports cards? Mostly because of the thrill of price volatility. BUT scammers are just as obsessed.
We discuss an FBI investigation that exposed large fraudsters. We even talk about the Michael Jordan rookie card - a commonly faked card!
VicTree Fi on Instagram | Facebook | LinkedIn | Website Subscribe: Apple Podcast | Spotify | Google Podcast
Considering investing? We explore some of the riskiest investment options - according to us. Investing is always a gamble, but some of these investment options would make anyone nervous! We talk about penny stocks, cryptocurrency, and collectibles.
VicTree Fi on Instagram | Facebook | LinkedIn | WebsiteSubscribe:
Apple Podcast - https://podcasts.apple.com/us/podcast/money-on-our-mind/id1580849550
Spotify -https://open.spotify.com/show/44jaUnmU1MwkmHSiud6jjW
Stitcher - https://www.stitcher.com/s?fid=642009
Google Podcast - https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8xNzk5NDA3LnJzcw==
Feeling the pressure to find a job after graduation? We sat down with Cory Werkheiser, Assistant Director of Career and Professional Development/Internship Coordinator for the College of Charleston School of Business **to talk all about job hunting! Cory shares his inside knowledge to help give college students a leg up while searching for employment.
In This Episode:**
VicTree Fi on Instagram | Facebook | LinkedIn | WebsiteCory Werkheiser on LinkedInBiz-eWerk Podcast Subscribe:
Apple Podcast - https://podcasts.apple.com/us/podcast/money-on-our-mind/id1580849550 Spotify -https://open.spotify.com/show/44jaUnmU1MwkmHSiud6jjW Stitcher - https://www.stitcher.com/s?fid=642009
Thinking of buying a new whip? This week on the pod, Chrissy and Gareth dish about what to consider when searching for your next ride and how to save for a big purchase - because buying a car in this market isn’t just like purchasing a snack, it’s a four course meal! Chrissy shares a few tips about how to save for a future purchase.
Thanks for tuning in, be sure to subscribe to our show and leave us a review on Apple Podcast!
VicTree Fi on Instagram | Facebook | LinkedIn | Website
Subscribe:
Apple Podcast - https://podcasts.apple.com/us/podcast/money-on-our-mind/id1580849550
Spotify -https://open.spotify.com/show/44jaUnmU1MwkmHSiud6jjW
Stitcher - https://www.stitcher.com/s?fid=642009
Google Podcast - https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8xNzk5NDA3LnJzcw==
Breaking news! Your first offer letter just arrived - let’s read it! This week on the pod, we review a typical offer letter. Chrissy and Gareth chat about the most important offer details and what you should think about before accepting a job offer.Thanks for tuning in, be sure to subscribe to our show and leave us a review on Apple Podcast!
VicTree Fi on Instagram | Facebook | LinkedIn | Website
Subscribe:
Apple Podcast - https://podcasts.apple.com/us/podcast/money-on-our-mind/id1580849550
Spotify -https://open.spotify.com/show/44jaUnmU1MwkmHSiud6jjW
Stitcher - https://www.stitcher.com/s?fid=642009
Google Podcast - https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8xNzk5NDA3LnJzcw==
This week on the pod, we discuss everyone’s nightmare - JUNK MAIL! Chrissy and Gareth comb through some juicy credit card offers and consider whether the deals are ripe or trash. We talk about credit cards terms and how the terms impact your finances.
In This Episode: (links to everything we actually want to highlight)
VicTree Fi on Instagram | Facebook | LinkedIn | Website
Subscribe:
Apple Podcast - https://podcasts.apple.com/us/podcast/money-on-our-mind/id1580849550
Spotify -https://open.spotify.com/show/44jaUnmU1MwkmHSiud6jjW
Stitcher - https://www.stitcher.com/s?fid=642009
Google Podcast - https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8xNzk5NDA3LnJzcw== Check us out at:VicTreeFi
Welcome to Money On Our Mind, A VictreeFi Podcast!
Everyone has to do it, but it can be so stressful. That’s right, this week on the pod, we talk about apartment hunting. Chrissy and Gareth talk about what to consider when looking for your first apartment. Having recently moved (multiple times), Gareth gives us the scoop on how to spot great deals and we discuss why a smart apartment search takes a little soul searching.
In This Episode:
VicTree Fi on Instagram | Facebook | LinkedIn | Website Subscribe:
Apple Podcast - https://podcasts.apple.com/us/podcast/money-on-our-mind/id1580849550
Spotify -https://open.spotify.com/show/44jaUnmU1MwkmHSiud6jjW
Stitcher - https://www.stitcher.com/s?fid=642009
Google Podcast - https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8xNzk5NDA3LnJzcw== Check us out at:VicTreeFi
It is time for a little vacay, sis! This week on the pod, Chrissy and Gareth discuss how to save and plan for a trip. Chrissy searches for tickets to a college football game and Gareth shares some tips for smart travel planning.
In This Episode:
VicTree Fi on Instagram | Facebook | LinkedIn | Website
Subscribe:
Apple Podcast - https://podcasts.apple.com/us/podcast/money-on-our-mind/id1580849550
Spotify -https://open.spotify.com/show/44jaUnmU1MwkmHSiud6jjW
Stitcher - https://www.stitcher.com/s?fid=642009
Google Podcast - https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8xNzk5NDA3LnJzcw== Check us out at:VicTreeFi