Your Financial Empower Hour: Recent Episodes
Jason Cryderman
Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
In this episode Jason welcomes Gradient Investments senior portfolio manager, Jeremy Bryan, to talk about what's happening with interest rates, inflation and the stock market.
During this show, we’ll discuss Social Security survivor benefits and your ideal filing age.
Dreaming of a comfortable retirement? This episode breaks down the essentials of retirement income planning. We'll cover how much you might need, explore different income sources, and offer tips to create a sustainable retirement strategy. Tune in and take control of your financial future!
In this episode, we welcome back Gradient Investments portfolio manager Tyler Ellegard to help break down how corporate earnings reports are faring amidst ongoing inflation. We'll then discuss what signals the Federal Reserve might be looking for to adjust interest rates and how that could impact the market. Tune in to navigate these interconnected forces shaping the financial landscape.
Retirement is about freedom, but what about surprise costs? This episode dives into building a buffer for emergencies, budgeting for healthcare, and strategies to keep your golden years financially secure.
In this very special episode Jason talks about raising awareness and support to help those affected by epilepsy. He welcomes special guest Brianna Romines, president of the Epilepsy Foundation of Michigan and Suzette Summerfield to talk about the impact of epilepsy and what you can do to help.
In this episode Jason welcomes Senior Portfolio Manager Keith Gangl from Gradient Investments. They discuss the current markets and where they might be headed.
Confused about how recent tax law changes affect your retirement savings? This episode breaks down the latest rules on contribution limits, required minimum distributions, and Roth conversions. Tune in to learn how to optimize your retirement plan for a secure future.
In this episode we tackle "Longevity Risk in Retirement." We'll explore the financial danger of living longer than expected, and offer strategies to make your retirement savings last a lifetime. Tune in and learn how to safeguard your golden years!
Having a strategy in place to handle and uncertain market and economy is important. In this episode we welcome Gradient Investments Senior Portfolio Manager Jeremy Bryan to talk about where the markets are at, where we might be headed and the various investment options that available.
During this show, we’re going to break down the New Generation Retirement system and how it can provide value and guidance on the road to retirement.
During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.
In this episode Jason welcomes special guest Tyler Ellegard from Gradient Investments to give us a market update and talk about possible strategies.
Tired of market volatility? Tune in as we explore other income streams, tax benefits, and customization options. But also beware of annuities with fees and liquidity issues. Join us for an honest chat to see if an annuity fits your retirement puzzle!
In this episode we talk about the Detroit Lions season, the crazy weather, and most importantly we discuss what's in you financial wardrobe and what needs to be in there!
In this episode we break out the key dates and milestones on your journey to and through retirement.
Buckle up for a ride through the financial twists and turns of 2023! We dissect the year's market meltdowns, inflation surges, and unexpected opportunities. Then, buckle up again as we peer into 2024, forecasting what's ahead for your investments and your wallet. Join us for insights you won't find anywhere else.
In this show we look at the stock marketing ending the year strong and we talk about Christmas!
In this show we talk about why you should have a positive financial outlook and how to do that.
As we enter the holiday season and prepare for the next year, it's important to look at your spending plan and your overall financial and retirement plans. We talk about how to do that and more in this episode.
In this episode we talk about what we can be thankful for regarding the financial situation in 2023, as well as personal things we are thankful for.
The new Medicare and Social Security numbers for 2024 have been announced. We talk about what this means to you and what you need to do to plan for Social Security and Medicare.
In this episode we talk about the importance of looking at where you are at financially. Especially during this time of year. You need a second opinion on your plan.
Jason welcomes Gradient Investments portfolio manager Keith Gangl to talk about where the market is at and where it might be headed.
During this episode, we’ll have a little Halloween-themed fun while discussing common financial mistakes and how to avoid them.
In this episode we look at what you need to be doing before the end of the year to stay on track with your finances, investments and taxes.
In this episode Jason welcomes special guest Corinne Provoast to talk about healthcare planning.
Most Americans have some type of employer sponsored retirement savings plan. In this episode we talk about what you need to know to maximize these plans.
Do you have financial plan for the rest of the year? We talk about why now is the time to look at financial strategies and what you need to do before the end of the year.
There are so many options out there for financial and retirement planning that it's hard to know what to do. In this episode we talk about the main options to help you better understand them and what may be right for you.
In this episode we talk about some opportunities for financial planning and investing created by the high interest rate environment.
The changing economy can affect your retirement plans. In this episode we talk about how and what you can do to prepare.
It's not always about how much you have, but when you have it. In this episode we talk about planning for when you pay taxes on your retirement savings and investments in order to minimize your tax burden.
What do you do with your 401(k) when you leave or change jobs? In this episode we discuss your options and how to avoid costly rollover mistakes.
Understanding rollovers for your retirement accounts can be critical for a successful retirement. In this episode we talk about what you need to know.
So many people are unsure about their retirement. When to retire? How much money will I need to live comfortably? In this episode we talk about these questions and ways to help you retire with confidence.
What is going to keep you from having a successful retirement? In this episode we talk about 8 obstacles to avoid.
How do you create an income in retirement that you know will last? We go over a checklist that can hopefully help you reach that goal.
In this episode we talk about how rules of thumb don't always work for your financial plan.
Jeremy Bryan, Portfolio Manager for Gradient Investments, LLC joins the show to go over what the economy has been doing in the past year and how Gradient Investments expects it to perform in the coming months.
In this show we talk about the correlation to physical health and financial wealth, especially when it comes to retirement planning.
Do you have a written financial plan? What is your future tax plan? We talk about what you need to know to reach these important goals.
There are many important dates and milestones you need to be aware of when planning for retirement and while you are in retirement. We go over these critical dates and what needs to be done.
In this episode we discuss what you need to know and plan for if you want to retire before you turn 65.
In this episode we talk about the current financial landscape and what it means for you and your finances.
In this show we talk about how to be proactive with your tax planning in order to minimize your tax burden.
In this episode we are going to talk about enhanced planning. This is the planning you do beyond wealth management. Some of you may refer to it as estate planning or advanced planning. We talk about how to protect your legacy and preserve family harmony.
In this episode Jason breaks down the new Secure Act 2.0, the changes it will bring, and how it could affect you.
For many people, going through the legacy planning process can seem overwhelming. But by being proactive, and keeping the process simple, you can ensure that your assets are distributed in the manner that you envision.
The new year is upon us and it's time to set some financial goals. We talk about how, why and where you might want to start.
The end of the year is typically when people's budgets go out the window. Do you have an end of the year spending plan?
It's been a wild ride with the markets over the past year. We talk about tips and strategies for risk management and where we stand.
We go over important deadlines and a year-end financial checklist as well as what you need to be doing to plan ahead for next year and beyond.
We talk about how the election results could affect the markets and where we might be headed.
During this ghoulishly glorious episode, we’ll thrill you and chill you with spookily fun information about financial mistakes that could turn your strategy into a haunted house.
In this show we continue our discussion of the 5 point financial empowerment plan to help you with the key items you need to know to help you plan for a successful retirement.
There are a lot of costly mistakes people make when planning their finances. We talk about the 5 main elements of financial planning to help avoid those mistakes.
In this episode we look at the wild ride the market has been on and how to handle the volatility.
There are a number of important dates and strategies for your finances that you need to know about before the end of the year. We go over those in this episode.
Where you have your money can make or break your finances. In this show we talk about how to have a truly balanced financial plan.
In this episode we talk about what you need to know about your retirement accounts, including 401(k)'s, IRA's and more.
Many people underestimate or don't plan for healthcare costs in retirement. Medicare will not cover all of your healthcare costs. On todays show we talk about possible solutions and ways to plan for these costs.
Social Security is the foundation for a solid retirement income plan. Today we talk about ways to help you maximize your Social Security benefits.
On today's show we talk about when and why you might need life insurance and go over some of the different things it can do to help you with retirement planning.
With the current financial landscape it can be hard to stay positive, so in this episode we talk about how to stay optimistic during times of volatility.
With the markets taking a tumble, where do you find potential safety or principal protection? In this episode we look at some options and strategies to possibly help your retirement funds.
Don't wait... Get your financial future on track today. In this episode Jason talks about ways to take a proactive approach and how be prepared.
During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs.
It's not just about how much you have saved for retirement, but where it's and and what it's doing. In this episode we talk about financial options for investing, saving for retirement and creating income for retirement.
Looking for some sunny days in between the cloudy news of the financial markets? In this episode Jason talks about how to weather the markets and inflation.
You need a plan to navigate the rough financial waters. In this episode Jason talks about what you can do to find a safe route.
During this episode, we’re going to discuss the current bout of market volatility and how you can cut out emotions and stick to your financial strategy.
In this show we discuss the 2 main ways to deal with the market volatility, skyrocketing inflation and rising interest rates.
What's up with the stock market? In this episode we talk about the Netflix stock drop, what you can do to make sure you have a solid investment plan and more.
Future taxes can derail your financial and retirement plans. In this episode we discuss what you need to be aware of to minimize your tax burden in the future.
There are 4 major roadblocks to a successful financial plan. In this episode we talk about all four and ways to deal with them.
In this episode we discuss tax planning for the future and how to be proactive so you don't end up with a tax timebomb when you retire.
With prices skyrocketing many people are concerned about their finances, especially in retirement. In this episode we discuss ways to hedge against inflation.
Did Russia attack your retirement accounts? It might seem like it. In this episode we discuss how you can plan for market volatility so your retirement accounts and finances can weather the storm.
During this episode, we’re going to first address some of the most common myths about Social Security before pivoting to a discussion about some of the lesser known services that Social Security provides.
In this episode Jason talks about starting a financial planning firm with his father and why planning is so important.
In this episode we discuss the current market volatility and strategies to use to help weather the storm.
In this episode Jason talks about the importance of financial planning and tips for the year ahead.