Welcome to the Financial Griot, TFG for short where three millennials talk about wealth and the stories that made and continue to make an impact on our journeys to be whole, happy and wealthy.
We promise to leave you with actionable steps that you can use. It's often raw and genuine. Blending real world wealth building experiences from an entrepreneur, a global travel enthusiast and a financial literacy educator.
As always start late, start early but we definitely want you to start. Find us on YouTube, Listen Notes, Theneighborhoodfinanceguy.com and Twitter. Let's connect and Grow Rich Together.
2/3 of the crew is back. Lawrence and Alainta discuss the culture of spending. Is spending money always a bad thing? In this episode, we unpack the guilt, emotions, and habits that often come with opening your wallet. From intentional purchases to everyday splurges, we explore how to spend with confidence, align your money with your values, and make financial decisions that support the life you want. Because sometimes the smartest money move is giving yourself permission to spend it.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunities are abundant and it's a Win-Win.
Find the TFG Crew Hosts on Instagram:
Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
In this episode, the crew discusses Haiti and explores how the land nurtures hope and resilience. Through the history of local farmers, community leaders, and sustainable agriculture initiatives, we discover how healthy soil, determination, and innovation are helping communities strengthen Haiti—one harvest at a time.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunities are abundant and it's a Win-Win.
Find the TFG Crew Hosts on Instagram:
Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunities are abundant and it's a Win-Win.
Find the TFG Crew Hosts on Instagram:
Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
2/3 of the crew is back, and we dive into the excitement, passion, and global buzz surrounding the world's biggest football (soccer) game now. FIFA continues to unite millions across the globe with the beautiful game's cultural impact.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunities are abundant and it's a Win-Win.
Find the TFG Crew Hosts on Instagram:
Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
In this episode, we tackle one of the biggest questions surrounding higher education today: are some college degrees actually worth less than others? We dive into the reality of student debt, job market demand, salary expectations, and the growing debate over whether college is still the best path to success. From passion-driven majors to high-paying careers, we explore what truly makes a degree valuable in today’s economy.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunities are abundant and it's a Win-Win.
Find the TFG Crew Hosts on Instagram:
Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
TFG crew is back together again. In this episode, we unpack the uncomfortable truth behind beauty, confidence, and social status: how much of being considered “attractive” is actually tied to money. From skincare and fashion to fitness, cosmetic procedures, and lifestyle, we explore how wealth shapes perception in today’s world — and why the “glow-up” economy is bigger than ever. Is it really about looks… or just access?
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunities are abundant and it's a Win-Win.
Find the TFG Crew Hosts on Instagram:
Today's episode, we explore how economic shifts, technology, and changing industries are reshaping the workforce. While job losses can bring uncertainty and hardship, they can also create pathways for innovation, entrepreneurship, and new career opportunities.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunities are abundant and it's a Win-Win.
Find the TFG Crew Hosts on Instagram:
TFG is back together, and in this episode, we explore Lovely's current travel experiences to Europe. And her take on the beauty of growth, meaningful connections, and new journeys. We discuss how stepping outside your comfort zone, embracing change, and traveling through life with the right people can shape who you become. Learning with Lovely's about self-discovery, connection, and evolving into your best self along the way.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunities are abundant and it's a Win-Win.
Find the TFG Crew Hosts on Instagram:
TFG is all back again, and more spicier (mainly Lawrence). In this episode, we unpack how our family’s financial history quietly shapes who we become. From inherited money mindsets to unspoken beliefs about scarcity, success, and security, we explore how the economic stories we grow up in influence our decisions, relationships, and sense of self.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunities are abundant and it's a Win-Win.
Find the TFG Crew Hosts on Instagram:
TFG is back, and Lawrence shares that his “ministry” is anything but traditional. In this episode, we unpack what it really means to keep it real. From unfiltered opinions to hard truths people avoid, Lawrence challenges the line between honesty and online mental chaos.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunities are abundant and it's a Win-Win.
Find the TFG Crew Hosts on Instagram:
The TFG crew is back from a short break. Inflation isn’t just “up”—it’s stuck, and we’re all feeling it. In this episode, we break down what rising prices really mean for your everyday life—from groceries and rent to lifestyle choices and long-term financial goals. Is this the new normal, or is relief on the way? We discuss strategies to stay afloat, protect your money, and move smart in an economy that’s not letting up.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
The TFG crew takes an honest look at what happens when constantly showing up for others starts to take a toll on your own well-being. The episode explores the emotional, physical, and even financial impact of burnout—and why rest isn’t a luxury, but a necessity. Lovely shares thoughtful insights that will help her be for others without losing yourself in the process.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
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TFG crew is back again. In this episode, we explore how small, intentional changes can transform both your physical health and your financial well-being. The crew shares practical insights and motivating strategies that have helped one to feel stronger, spend smarter, and build momentum in every area of your life.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lawrence and Alainta unpack the age-old belief that more money automatically means a better life. Is the “greener grass” we’re chasing actually fulfillment—or just a bigger paycheck? We explore the difference between financial growth and personal satisfaction, the hidden costs of constantly chasing more, and how comparison can distort what success really looks like.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lawrence and Alainta unpack the clash between real-life vibes and nonstop online noise. From social media posts and digital drama to choosing peace over posting. Hot takes and a few laughs about navigating life both on and off the feed--- an honest conversation about finding balance when the online world feels louder than ever.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
The crew is back again, and we hunker down to discuss all things winter in the Northeast—from relentless snowstorms and neighborhood parking wars to the personal life updates that come with a new season. Between icy sidewalks and heated street debates, we catch up on what’s changing in our lives and reflect on how these moments shape our community.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
TFG is back! As 2026 gets underway, we reunite to catch up on life, travel, and the money lessons that came with both. From navigating new places to resetting financial priorities, the crew shares honest reflections on how recent experiences are shaping their goals, habits, and perspectives. In the attempt to balance memories with money and to start the year with intention.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
As 2025 comes to a close, the TFG crew sits down for an honest, introspective conversation about growth, lessons learned, and the moments that shaped them over the past year. Through shared reflections and personal insights, they look inward at how they’ve evolved—individually and together—while setting intentions for the road ahead. It’s a thoughtful year-end check-in about progress, perspective, and moving forward with purpose.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
Everyone’s talking about the “affordability crisis”—but what does that actually mean? In this episode, we dig into the numbers, the headlines, and the lived reality of trying to make ends meet in 2025. From rent hikes to grocery bills to the myth of the “latte problem,” we explore whether the crisis is as bad as it sounds—or if something deeper is driving the feeling that everything’s out of reach.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
The crew is back together again. And yes, Lawrence, I'm still furloughed, still figuring it out. In this episode, he shares updates from his extended time off and what it’s taught him about work, purpose, and the strange calm of uncertainty. Meanwhile, New York City makes history by electing its first millennial mayor, Mamdani. We dive into what this generational shift in leadership could mean for the city’s future—and for the rest of us trying to navigate change in our own lives.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, the crew explores what it means to question purpose, direction, and identity in a rapidly changing world. From career changes and digital burnout to redefining success and fulfillment, they discuss how uncertainty can actually bring clarity. This conversation looks at how to stay grounded, find meaning, and move forward—even when everything feels uncertain.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
In this solo episode, Lawrence discusses how slowing down and simplifying can actually move you forward. The courage it takes to pause, reassess priorities, and let go of what no longer serves your goals. From career shifts to personal habits, he dives into how scaling back can create space for clarity, balance, and meaningful growth.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lawrence opens up about his unexpected journey after being furloughed from his federal job. Amid the disruptions of the past year and the ongoing uncertainty, he’s found this experience to be a powerful catalyst for reflection, reinvention, and growth. The crew joins in to discuss the emotions, challenges, and ways they’ve each redefined their sense of stability and purpose during such a turbulent time.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
The crew explores how ChatGPT is reshaping modern spaces—both at work and in daily life, as well as in the realm of creativity. We highlight real examples of AI streamlining workflows, sparking innovation, and balancing technology with human creativity. Tune in to see how ChatGPT is helping people and businesses thrive in today’s evolving digital world.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lawrence and Alainta dive into the often difficult yet essential conversations around aging parents and planning for a healthy, fulfilling retirement. We discuss Alainta's TikTok video on supporting aging loved ones, addressing financial and emotional concerns, and preparing both parents and their children for the changes that lie ahead. We discuss how to create a roadmap for a smoother transition, ensuring peace of mind and well-being for everyone involved.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
In this solo episode, Lawrence unpacks how media narratives shape public perception of Black unemployment. He explores the importance of media literacy in distinguishing fact from stereotype, examining how coverage influences policy, opportunities, and community empowerment.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, we unpack the controversial proposal surrounding President Trump's $100,000 fee for H1-B visa applicants. What does this mean for skilled foreign workers, U.S. tech companies, and the future of immigration policy? We explore the potential economic, legal, and political impacts of the proposal and how this could reshape the global talent pipeline.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
Lawrence and Alainta discuss modern dating. In this episode, we explore the mental gymnastics of dating dynamics. We dive into societal perceptions, personal experiences, and the challenges that men and women face when breaking stereotypes in the dating world. Join us as we discuss how strength—both physical and emotional—shapes attraction and relationships in today’s world.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lawrence discusses and breaks down how U.S. politics and market psychology are colliding midway through 2025—and what that means for your portfolio. Separating headlines from fundamentals, map plausible policy paths, and translate them into clear investing moves you can actually execute.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
The TFG crew is back together (including Lovely), and in this episode, we dive into the growing trend of artists hitting the road more frequently. Are musicians touring more because they need the income, or is it a shift in how the industry operates? We discuss the financial realities of modern music careers, the impact of streaming on album sales, and how live performances are becoming a key revenue stream. Tune in for insights into the evolving music landscape and the pressures artists face today.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
TFG is back! Well, technically only Lawrence lol. In this episode, Lawrence discusses unpacking the “silence deficiency”: the constant noise—notifications, meetings, mental clutter—that drains focus, creativity, and emotional bandwidth. He explores why strategic quiet isn’t a luxury but a performance tool, and how to incorporate micro-moments of silence into a busy day without quitting your life.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
The crew is back and reunited, and in this episode, we delve into the bold and transformative piece of legislation, the Big Beautiful Bill, aimed at addressing and reducing significant federal programs such as Medicaid and Federal student loans. We unpack how the bill came to life, what it seeks to change, and why it’s being hailed as both ambitious and necessary.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, the crew discusses the rising costs of living in today's "Labubu world," exploring how inflation, lifestyle choices, and shifting economic trends are making everyday expenses feel more overwhelming. We discuss the challenges of balancing personal finances, maintaining a sense of normalcy, and navigating the pressures of a pricey reality. Tune in for expert tips on staying financially savvy and navigating the high costs of modern life.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, we often overlook the financial challenges of being a caregiver, from the cost of medical care to the impact on personal income. Lovely shares the budget strains of being a caregiver for her mother and what steps one can take to manage the financial side of it. We also cover other resources and strategies that can help caregivers. From reduced work hours and lost income to unexpected out-of-pocket expenses, we discuss the hidden costs associated with caring for a loved one. This conversation sheds light on what it truly costs—both financially and emotionally—to care for someone else.
Wait! What is Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
Lawrence and Alainta explore the historical roots, cultural significance, and future possibilities of wealth within the Black community, specifically through the annual Essence Festival in New Orleans. The episode examines the barriers that exist at the festival and the innovative strategies being employed to redefine prosperity.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lawrence and Alainta delve into the conservative movement of encouraging women to have more children. People often feel stretched too thin, emotionally drained, and going through the motions with their lives. We discuss practical ways to transition from a state of survival to being fully present with the choice of parenting or not. From setting boundaries and redefining self-care to letting go of unrealistic expectations, this episode is all about reclaiming your joy and reconnecting with the moments that matter most.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
In this solo episode, Lawrence dives into America’s growing obsession with credit card debt. From everyday spending habits to the systemic forces driving high-interest borrowing, he book explores how credit cards have become both a financial lifeline and a burden for millions.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lawrence and Alainta dive into the dynamic world of travel—how it’s changing, the variety of ways people are exploring the globe, and the latest trends shaping the journey. From solo backpacking and digital nomadism to luxury eco-tourism and space travel on the horizon. We also explore how technology, sustainability, and shifting global priorities are transforming how and why we travel.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lawrence shares his out-of-the-office thoughts in preparation for his vacation. From unexpected insights to rediscovering lost passions, personal thoughts on how time off can bring clarity, creativity, and a fresh perspective.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
Lawrence is solo on today's podcast, discussing the layers of what it means to be wealthy. Beyond luxury cars and flashy lifestyles, we explore the unseen foundations of lasting wealth: mindset, discipline, relationships, and purpose.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lawrence is joined by guest Don Johnson, who explores the powerful journey from financial hardship to empowerment within the Black community. We unpack the challenges and victories of building generational wealth through personal stories, practical tips, and historical context. Mindset shifts, financial literacy, and community support drive a new era of Black financial freedom.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.
Find the TFG Crew Hosts on Instagram:
Death might be the end of life, but it’s not the end of the bills. In this mini-solo episode, Lawrence dives into the surprisingly high cost of dying. From funerals and burials to cremation, paperwork, and hidden fees. Lawrence breaks down where all that money goes when someone dies. He also discusses how families can prepare, avoid financial strain, and make smarter choices regarding final expenses—a much-needed conversation about life’s final price tag.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
Show Less
In this solo mini-episode, Lawrence discusses the complex relationship between money, people, and power (especially today's political climate). Trump's administration has been anything but subtle. The rise of wealth inequality, tax cuts for the rich, polarizing policies around immigration, and social justice shape how we view our cash and our connections.
The reserved nature of money and people became even more pronounced in a time of division, and how it’s all connected. In the end, we know the issues. We now need to take action(s) to even attempt to resolve them.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are first-generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
Lawrence and Alainta discuss the concern of a young influencer facing financial difficulties after pursuing multiple business ventures. Alainta and Larence analyze her story, noting that she started several risky businesses during the pandemic, including Turo (car rentals) and Airbnb rentals. They discuss her bankruptcy filing, legal issues, and a recent attempt to rent a luxury apartment despite her financial troubles. The story is a cautionary tale about the dangers of over-optimism and lack of financial literacy in business.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lawrence and Alainta explore the economic challenges posed by the President's recent tariff decisions and how they ripple through the global economy. The conversation focuses on the intricate "plumbing" of the stock market, exploring how tariffs disrupt international trade and the mechanisms that allow financial markets to function smoothly. We also explore the psychological and economic effects on investors and market volatility, examining how markets react to real-time policy changes and geopolitical tension.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
This episode, Lovely and Lawrence, explores the powerful connection between relationships and financial success. The people you surround yourself with—friends, mentors, and professional connections—play a crucial role in shaping opportunities, personal growth, and financial well-being.
Cultivate meaningful relationships, explain why reciprocity is key, and explain how a strong network can open doors that money alone cannot. Whether it’s career advancement, business opportunities, or simply having a support system that challenges and uplifts you, investing in people is just as valuable as investing in assets.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lawrence and Lovely review the article "Black Woman Who Retired at 30: Financial Independence is Not Just for White Guys," which explores the inspiring story of a Black woman who achieved financial independence and retired early. We discuss how her journey challenges common narratives around wealth-building and the FIRE (Financial Independence, Retire Early) movement, which often lacks representation of people of color.
The article’s key takeaways are overcoming financial barriers and the importance of diverse voices in the economic independence space. The crew discusses the inherent risks of retiring off of vibes without prior planning. Additionally, Lovely and Lawrence share their fears in proximity to poverty.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lawrence dives into the lasting effects of the Trump administration’s policies on federal government workers, focusing on the massive layoffs during his office. Lawrence explores how these job cuts impacted the workers and the broader government landscape, with insights into the political and economic motivations behind the decisions—the long-term consequences for federal employees and the nation’s public sector.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
In this short episode, Lawrence shares life updates, discussing how everyone navigates their busy seasons. The challenges and triumphs of balancing hectic schedules while maintaining financial security. It's a candid look at how life can be overwhelming but rewarding, as each host has found ways to stay on top of their personal and professional commitments. It's a real talk on handling growth, change, and finding stability.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, the crew explores how travel and quality time can rebuild family connections. We discuss how breaking away from daily routines and discovering new places strengthens bonds, creates lasting memories, and reignites meaningful conversations. From family vacations to road trips, we share personal stories and practical tips for maximizing our time together. Whether it's about reconnecting with loved ones or enhancing our togetherness, this episode highlights the role of travel in nurturing family relationships.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
It's 2025, and TFG is back! In this episode, Lawrence and Lovely explore how President Trump’s early executive orders impact the political landscape. We discuss his tax cuts, healthcare policy changes, and deregulation efforts, examining how they affect the average American's wallet. From tax bracket changes to healthcare reform's potential costs, we break down what these policies mean for your finances.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lawrence and Alainta share their current music listens and artists. We dive into the hustle, the grind, and the raw authenticity that defines the music genre, highlighting how the artists’ journeys reflect resilience and determination. But, we also take a step back to remind ourselves that amid the hustle and constant social media buzz, it’s important to take a moment, disconnect, and "touch grass." It is a refreshing reminder to find balance in a world that never stops scrolling.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
The crew dives into post-election results and explores political shifts and the paradigm with different groups of voters.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
Lawrence and Alainta discuss the delicate balance between achievement and the obstacles that come with it. It's important to address the underlying issues before they escalate. Success can often mask problems that need attention—practical strategies for maintaining perspective, fostering resilience, and ensuring sustainable growth. Help keep your progress grounded and your challenges in check!
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
Lawrence and Alainta delve into the relationship between finance, politics, and the upcoming election. They explore how economic policies shape campaign strategies, influence voter behavior, and impact the broader political landscape. Whether you’re a seasoned political junkie or a curious voter, the episode will provide you with the insights you need to make informed decisions at the ballot box.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
Today, the crew is back. Lawrence discusses relocating back to his home state of Florida from Washington, D.C., after a decade. We’re diving into the nitty-gritty of what it costs to move—specifically, that eye-watering figure of $10,000.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
Discover why taking a hard look at your personal and professional life is essential for growth. Lawrence and Lovely explore how to assess your current situation, identify areas needing change, and embrace the accountability needed to make meaningful improvements. The practical steps to create a tailored action plan and fully shift your mindset to own your life’s direction.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lawrence and Lovely discuss how we can take control of our lives and shape our destiny. They explore actionable strategies for setting and achieving personal and professional goals, creating a vision for the future, overcoming obstacles, and staying motivated. They also dive into the importance of a growth mindset and how it can propel you towards a more fulfilling and empowered life you’ve always dreamed of.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lawrence and Lovely discuss the fascinating shift gaining traction: the return to multi-generational living. With housing costs soaring and social dynamics shifting, more families are considering or returning to multi-generational households.
Historically, multi-generational living and extended families often lived under one roof. Throughout the 19th century, most Americans lived in a multigenerational household, with most elderly Americans living with an adult child. Before modern housing, this arrangement was the norm, and economic changes influenced family structures. Many contemporary reasons drive this resurgence, from financial pressures and rising real estate prices to the need for increased caregiving support and a stronger sense of community.
Multi-generational living is becoming a practical and appealing option for many. To quote a Pew Research Center study, "Living in a multigenerational household appears to confer a financial benefit by buffering residents against poverty, according to census data. Americans living in multigenerational households are less likely to be poor than those living in other households. This is especially true of some economically vulnerable groups, such as unemployed people."
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
In this week’s episode, Lawrence and Lovely delve deep into the high-stakes world of CEO compensation. They unravel the complexities of how top executives are paid, exploring the components of their compensation packages and the controversies surrounding them.
The breakdown of the typical structure of CEO pay includes base salary, bonuses, stock options, and other incentives.
What do these elements mean for the company's performance and the executive's motivation? Compensation packages are negotiated, and why they often seem excessive compared to the average worker’s salary.
Check out the full list of the Equilar 100 CEOs in an interactive chart that allows you to sort by compensation, compensation paid (CAP), revenue, and other company measurements here, https://www.equilar.com/reports/111-equilar-new-york-times-top-100-highest-paid-ceos-2024.html
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lawrence and Alainta explore the growing challenge of high childcare costs and the financial strain they place on parents. We also explore how skyrocketing childcare expenses impact families nationwide.
The statistics behind childcare costs highlight the stark differences in expenses depending on geographic location and the type of care. We shed light on the underlying factors driving these costs, from regulatory requirements to the wages of childcare workers.
We also explore potential solutions and resources available to families, including government subsidies, employer benefits, and community support programs.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
This insightful episode explores the often complex world of Homeowners Associations (HOAs) and insurance. Whether you’re a homeowner or a board member, understanding the intricacies of HOA insurance is crucial for protecting your community and personal assets. We discuss the common challenges and scenarios homeowners and HOA boards might face when filing insurance claims. From natural disasters to property damage, we discuss real-life examples and offer practical tips for effectively navigating the claims process.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
The crew is back together again, and we explore the intricate journey of career specialization and its pivotal role in achieving professional success. Join us as we uncover strategies for identifying your strengths, navigating career paths, and making informed decisions about specialization.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
As the Presidential race heats up, Lawrence and Alainta delve into the latest developments in the 2024 presidential election. A comprehensive overview of the leading candidates from both major parties, examining their policy proposals, campaign strategies, and public reception. The role of media coverage and social media is shaping public opinion and campaign narratives.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
In this intriguing episode, Lawrence shares the story of his car being recently damaged by an uninsured motorist and the events that soon unravel.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
The crew is together again. We explore the financial impact of different professional titles and how they influence earning potential. We also discuss which job titles command the highest salaries and why certain roles are more lucrative than others.
The correlation between job titles, industry demand, and compensation gives listeners insights into strategically positioning themselves for higher earnings.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
The crew is together again. In this episode, we discuss the powerful impact of mindset on our quality of life. We explore how negative and limiting beliefs can create invisible barriers preventing people from reaching their full potential and living enriched lives. We uncover common poor mindsets, such as fear of failure, scarcity mentality, and self-doubt, and how they can stifle personal and professional growth. Learning how to shift our mindset, embrace new opportunities, and cultivate a more fulfilling and abundant life is important in our life journey.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
In this solo episode, Lawrence discusses the profound impact that questions can have on our personal and professional lives. The fundamental nature of questions and how they can limit or expand our perspectives and the quality of our inquiries can shape our understanding, drive innovation, or influence our decision-making.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lawrence shares his journey to Bath, Ontario, a quaint and picturesque village brimming with history and charm. He recounts his and his wife's travel experiences, from the scenic drive to the small nuisance of traveling. He shares insider tips on the best places to eat, stay, and explore, along with personal anecdotes that capture the essence of this hidden gem.
Whether planning a visit or love travel stories, add Bath, Ontario, to your travel bucket list.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
In this gripping episode of TFG, we delve into the shocking events surrounding the attempted assassination of former President Donald Trump. We explore the motives behind the attack, the immediate aftermath, and the broader implications for national security and political discourse.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lawrence and Alainta explore burnout and why the popular notion of self-care as a cure-all just doesn't cut it. They discuss the multifaceted causes of burnout, from workplace stress to personal expectations, and actionable strategies that can serve us beyond bubble baths and yoga sessions. Re-engaging with information to help build resilience in the face of life's relentless demands.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lawrence solo records and delves into the intricate relationship between personal well-being and financial health. He shares his financial journey and what he has learned with practical tips for managing finances without sacrificing quality of life. From budgeting and saving to investing and debt management, Lawrence provides a holistic approach to achieving a well-balanced, fulfilling life.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
In this episode, Lovely and Lawrence discuss the passion of traveling travelers and explorers. Cultural revelations that inspire us to embrace the spirit of adventure. Transported to new destinations and discovered the transformative power of travel.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
With the global economy constantly evolving, staying ahead of the curve has become paramount for career success. In this episode, Lawrence and Alainta delve into the dynamic landscape of economic changes and how individuals can proactively prepare themselves for better job opportunities.
Industry experts are vital in today's competitive job market, whether acquiring new certifications, honing technical skills, or cultivating soft skills like communication and leadership.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
Lawrence and Alainta delve deep into the heart of the economy, exploring its current state and the transformative changes in globalization. With a keen eye on historical context and present-day dynamics impacting businesses and consumers' finances.
Prices are climbing; so much so, Chinese coffee consumption is increase the price of your local espresso. Fast casual and restaurants are dying. And Fast Food restaurants are battling to stay relevant.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
We are reporting Live from Lisbon, Portugal! Well, our co-host Lovely is. Lol. In this special episode, Lovely joins us from the enchanting city of Lisbon. Sharing her firsthand travel experience, Lovely takes listeners on a captivating journey through Lisbon's vibrant streets and rich cultural heritage.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
1/2 crew is back. Alainta and Lawrence catch up and dive into current events, offering a unique take on various topics shaping our finances and the world today.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
TFG welcomes back second-time guest Mekey Gabriel, Financial Strategies and founder of Wealth Financial Flowers, LLC. We discuss the drama, anger, and toxicity of social media apps specifically, Club House. There are many angry people and even more misinformed regarding financial literacy and wealth building.
How can a community move forward when people are still stuck on gender wars, relationship issues, and misinformation?
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram:
The crew discusses the Bankrate article featuring Lawrence Delva-Gonzalez. Can Black families build generation wealth during a period of higher-than-average inflation, higher costs, and mounting uncertainty? Lawrence's answer is always YES!
Americans are struggling with the long-term effects of trading time with hyper-consumer spending. As such, the easiest thing to do now is to pivot towards a healthy relationship between our self-worth and our money.
Check out the Bankrate Feature article:
https://www.bankrate.com/investing/how-black-families-build-generational-wealth/
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Today, the crew is with guest Mekey Gabriel. Mekey is a financial educator and online contributor who demystifies inaccurate financial information with her platform, Wealth Financial Flowers. Lovely Merdelus interviews Mekey and dives deep into her past, her philosophy on wealth building, and the future.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.
Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less?
Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Staycations, Vacations and Finances
The TFG crew discusses summer travel plans and the importance of creating small joys. Around a third of Americans enjoy two to three vacations per year. Meanwhile, just over a quarter have not traveled for non-business-related trips in the past 12 months, and around a fifth of respondents have traveled once (Statista).
According to the global tourism body's 2024 Economic Impact Research (EIR), Travel & Tourism will contribute an additional $770 billion over its previous record, stamping its authority as a global economic powerhouse, generating one in every 10 dollars worldwide. Specifically in the United States, the Travel & Tourism market is expected to generate a revenue of $198.70 billion.
According to gobankingrates.com, Americans spend between $2,000 and $3,000 per year on travel, which includes food, entertainment, hotels, and flights. However, the average cost of a vacation varies by generation, with Gen Z spending the least at $1,953 per trip, and the Silent Generation spending the most at $3,543.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $2 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
TFG crew is together again, discussing artisanal coffee spots... Nah, we are talking about gentrification, the loss of the third place, and your current buying opportunity. Since change is a universal constant, why not get in on the front end and enjoy?
Can gentrification be a good thing? First, let's define it.
Gentrification is a housing, economic, and health issue that affects a community's history and culture and reduces social capital. It often shifts a neighborhood's characteristics (e.g., racial/ethnic composition and household income) by adding new stores and resources in previously run-down neighborhoods.
This structure allows the wealthy to put their children in their well-funded public schools while leaving low-income families and students concentrated on their own, usually under-resourced schools. Among a myriad of other issues which include displacement, cultural erasure, and a spike in the cost of living, especially for underserved communities.
Some of the benefits of gentrification include reduced crime rates, improved infrastructure and economic growth.
The TFG crew discusses the generation of immigrants, the changing faces and challenges in America. Additionally, we tackle how mandatory investing has become. America is changing. There is a policy that could stop it. Wealth will either, materialize for your family through financial strategy or migrate further away.
Wait, what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
The Financial Griot Podcast team is cooking today. We share the top three TFG episodes of all-time and a story about 'bloody chicken.' Growing up was rough but at least we didn't catch food poisoning along the way.
PSA - please learn to cook. This applies to men and women.
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Connect with the TFG Crew:
Episode NotesThe TFG crew discusses Diddy's fallout and raid, the collapse of the Baltimore Bridge, and more. The world is changing and so are the power dynamics. And that's not a bad thing. When society is unequal few people win while providing misinformation to others. However change is never simple, Some people will go to jail or prison in the end.
Be careful of the company you keep and try not to go to a Diddy-style party.
Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
The Financial Griot podcast panel discusses how we are all trying our best to reengage with the world. 2019 was five years ago and it almost feels ancient. We are all getting older and steadily slowing down. For some, getting outside is out of necessity. For others, it's an opportunity to help others. Either way, we are outside again.
Will it be for the better this time?
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
The Financial Griot team is back to discuss the modern dating landscape and the myriad of failed relationships. There is nothing worse than the dreaded question, "What do you bring to the table?".
Check, please.
The modern dating scene is characterized by an abundance of choices, with online platforms and dating apps providing a seemingly endless pool of potential matches. With the cost of dinner for two pushing $100, it's nearly unaffordable. Some say that dating is harder now than it was 10 years ago due to more physical and emotional risks, advances in technology, it being harder to meet people, and shifting societal expectations.
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Did you tune into the 2024 State of the Union? We did so you don't have to. What's the takeaways? Classic chest-pumping Americana with a load of promises that may or may not come true. Likely not but we can dream. Biden v Trump 2024 is shaping up.
According to CNN —
Biggest takeaways according to NPR:
Elements that President Biden needed to address, according to PBS:
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Today, the Financial Griot Podcast is joined by Ecclesiaste Guerrier, who discusses how global finances play a pivotal part in geopolitics. We discuss significant events since 2020, which include the global supply chain shock, Russia's invasion of Ukraine, the Gaza Strip, Biden v Trump 2024, and what it all means for you at the grocery store.
It's complicated. You need to tune into this one.
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
The crew discusses cultural norms and beauty standards. Research shows that physically attractive workers earn up to 15% more than those considered less or unattractive. Even more surprising, the beauty pay gap is larger for men than women.
Check out the following:
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Today, Lawrence and Alainta catch up on life and share the realities of how imperfectly flawed people we are. We must remember to extend grace. In the end, we are all growing physically, emotionally, financially, and spiritually.
To quote fame comedian Dave Chappelle, "we are all living a very real and vivid human experience." As we collide with each other, just remember that you weren't always in a good place to listen and receive information.
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Today, the crew is together and Alainta shares great news about finding her missing cat Bruno, and the financial cost of getting his health back on track.
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Today the crew discusses the Navy Federal Credit Union (Navy Fed) class action lawsuit concerning home loans.
According to a CNN report (December 14, 2023), the Navy Fed, the largest credit union in the US, allegedly denied more than 50% of Black applicants for new conventional home mortgages in 2022, even as it had an approval rate greater than 75% for white applicants seeking the same product.
On December 20, 2023, civil rights attorneys Ben Crump and Adam Levitt filed a class-action lawsuit against Navy Fed. The lawsuit claims that the credit union has discriminatory lending practices that affect millions of Black and Brown mortgage applicants. The lawsuit is filed on behalf of Black plaintiffs, Laquita Oliver and Cherelle Jacob, who were allegedly denied home loans due to Navy Federal's lending practices. The lawsuit also claims that Navy Federal approves a higher percentage of applications from white borrowers making less than $62,000 a year than it does from Black borrowers making $140,000 or more.
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Today Alainta and Lawrence discuss their consumer debt and how they are managing them. Tune in for tips so you can talk about debt and strategically tackle it.
American households carry a total of $17.29 trillion in debt as of the third quarter of 2023, and the average household debt is $103,358 as of the second quarter of 2023.
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Research shows an increase in Black Americans who identify as spiritual rather than religious. Instead of following a specific set of organized beliefs and practices, they prefer a more individualized approach to faith. Alainta and Lawrence share their thoughts on the matter.
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
The Financial Griot Podcast crew is back from vacation. Time to discuss how travel provides meaningful challenges and perspectives. Alainta is coming back from a work trip in the country of Gold, Colombia. While Lawrence and his wife just touchdown from their annual trip. This time, they headed to South America going through the Land of Tango (Argentina) and the Land of Joy (Brazil).
Tune in for the stories and the travel tips.
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
According to Investopedia, the American Dream costs $3.4 million, is it still possible to attain the DREAM? Today, we’re excited to talk about how to build wealth for your family.
Our guest today, Anne-Lyse Wealth, is here to tell us more about Generational Wealth and how we can all pursue it for our families. Along with the sacrifices and hard work of her mother and father, she is now paving the way for the next generation. This is the type of wealth that allows your family to experience financial freedom, choice, and opportunities. On top of that, she is also pulling triple duty as a mom of three, wife, and international business owner.
Featured Resources for this Episode include
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
The world is back at war and the TFG crew discusses how we feel about the news.
For context, the global economic impact of violence is estimated to be $14.4 trillion. The U.S. federal price tag for the post-9/11 wars is over $8 trillion. There is a true cost of war. It's both financial, emotional and moral. This can ultimately change you at your core.
The U.S. has several budgetary costs for post-9/11 wars, including:
The U.S. government is conducting counterterror activities in 85 countries. At least four times as many active duty personnel and war veterans of post-9/11 conflicts have died of suicide than in combat. The Wars will cost Americans between $3.2 and $4 trillion, including medical care and disability for current and future war veterans.
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
The TFG crew discusses modern cash spending and the influence of digital scamming.
According to the Federal Trade Commission, financial fraud increased by over 30% from 2021 to 2022, with total losses surpassing $8.8 billion. The biggest losses were to investment scams, including cryptocurrency schemes, which cost people more than $3.8 billion, double the amount in 2021.
With the rise of the digital economy, scammers now reach targets by social media and text, as well as phone and email. Online payment platforms, apps, and marketplaces have also increased opportunities. Still, many of their tactics and strategies are similar.
What are digital scams?
All frauds that are perpetrated online through the use of digital devices (e.g. computers, tablets, smartphones) resulting for the victim in the loss of money, personal information, or passwords.
Wait what's a Financial Griot?
The crew discusses modern cash spending and the influence of digital scamming.
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
The crew is together again ( Yes! Lovely is with us lol) and shares life updates. Oh, and Lawrence got robbed for his tires again. Alainta's crib is under renovation. Yep, there are setbacks and then there are more financially expensive setbacks. Tune in to hear how you are holding up.
For context
According to police records, there have been more than 100,000 auto crimes committed in the DMV since 2021. This includes 140 car thefts committed at gunpoint. According to police data, car thefts are up 110% in D.C. this year, compared to the same time last year. So far this year, 5,005 cars have been stolen in the District, an average of 20 cars stolen per day. That’s compared to 2,380 total this time last year.
Last year, homeowners spent an average of $6,000 on maintenance and repairs, according to a recent report from insurance firm Hippo. A separate study from home services website Angi that measured similar 2022 costs shows maintenance averaged $2,467 and home emergency spending — i.e., an unexpected repair — was $1,953 on average ($4,420 altogether).
Regardless of what you may fork over for those expenses, they have the potential to upend a household’s budget when unexpected
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Lawrence and Alainta have no specific topic; nonetheless great conversation and laughter. We also reflect on being searchable on Google and why you should do a better job branding yourself in the long run. The best thing you can do is harness the power of images.
High-quality images can be a key to marketing success. They can help your brand stand out, attract the right audience, and convey professionalism and credibility. Images can also help you establish your core brand values. When used cleverly, images can help drive more visitors to your website, encourage social shares and brand interaction, and help you achieve your business goals. There are three types of marketing images: Representative images, Conceptual images, and Aspirational images.
The latter is the most popular.
The Importance of Branding
Your personal brand defines who you are and what you stand for and describes your skills and experiences. Personal branding is a way of showcasing your strengths and personality as well as telling your story.
The five Ps are: Personal, Pointed, Purposeful, Prioritized, and then ultimately (broadly defined, if you wish it to be) Profitable.
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Lawrence and Alainta discuss scammers and their lack of financial proof that what they are selling actually works. It's one thing to be socially rich in appearance, it's another thing to have enough assets and financial security. Rich people IRL simply move differently than the norm.
According to the Federal Trade Commission, financial fraud increased by over 30% from 2021 to 2022, with total losses surpassing $8.8 billion. The biggest losses were to investment scams, including cryptocurrency schemes, which cost people more than $3.8 billion, double the amount in 2021.
With the rise of the digital economy, scammers now reach targets by social media and text, as well as phone and email. Online payment platforms, apps, and marketplaces have also increased opportunities. Still, many of their tactics and strategies are similar.
What's the Financial Griot? Elaborate Please.
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Connect with the TFG crew on Instagram:
Today, Alainta is speaking with guest Dr. Constance Craig Mason. She shares her story of leaving her healthcare job and entering the financial entrepreneurial space. Her passion for helping families become secure in their financial wealth.
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Connect with the TFG crew on Instagram:
Featured Guest:
Dr. Constance Craig Mason
Lawrence and Alainta discuss the evolution and financial progression of being older. Becoming true geriatric millennials who are over 30 but not quite 50. The game is definitely changing.
What's a Geriatric Millennial?
Geriatric millennials are a micro-generation of people born between 1980 and 1985. The term was popularized in a viral Medium article titled "Why the Hybrid Workforce of the Future Depends on the 'Geriatric Millennial'". The term was coined by author and teamwork expert Erica Dhawan, who described geriatric millennials as those born between 1980 and 1985. Dhawan believes that being skilled in both digital and personal forms of communication enables geriatric millennials to serve in a hybrid role in the workplace.
Geriatric millennials are comfortable with both analog and digital forms of communication. They were the first generation to grow up with technology like a PC in their homes. They are neither ignorant of technology nor so engrossed in it that a voicemail inspires fear. However, many in the cohort are bristling at the moniker.
Here are the 25 signs that you are a Geriatric millennial.
What's a Financial Griot Anyways?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Connect with the TFG crew on Instagram:
Today, we have featured guest Crystina Cardoza who is a math specialist and financial literacy educator. She shared her passion for teaching math and encouraged others to be more confident in their math abilities in order to thrive in their personal finances.
What's the Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Connect with the TFG crew on Instagram:
Featured Guest
Cristina Cardozo
Lawrence and Alainta discuss how to harness life's internal pressure. There is a daily exercise of risk assessment that we make each day to be successful. Daily challenges and the tension we carry; we cannot afford to make simple mistakes anymore. That's the price for autonomy and independence in a modern society.
What's a Financial Griot Anyways?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Other Sources:
Connect with the TFG crew hosts on Instagram:
Today, we break down the latest 2022 data from the U.S. Census Bureau, the US Bureau of Labor Statistics, as well as the Federal Reserve Survey of Consumer Finances. The TFG reflects on how statistics can be used as a proactive tool and how the numbers humanize the average American's experience with money.
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Resources:
Connect with the TFG Crew Hosts:
Today, the crew discussed the recent increase in worker strikes, their respective financial impacts, and the potential impacts on our entire society. The picket line, work freeze, and the cost of goods are taking their toll. Something has to give. Will society break or will the workers?
What's a Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Resources:
Connect with the TFG Crew Hosts on Instagram:
Today the crew discusses Trevor Noah's autobiography Born a Crime.
Born a Crime is a memoir by Trevor Noah that covers his experiences growing up in apartheid South Africa. The book is described as heartfelt, funny, and heartbreaking. It covers the dangerous situations Noah faced as the child of a Black Xhosa woman and a white Swiss man in a country that forbade interracial unions. Some say the book is essential reading because it makes the injustice of apartheid and the fallacy of racism more accessible and easier to understand.
Here are some reviews of Born a Crime:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Today the crew discusses extravagant events and super soft life. A lot of Americans are getting extorted by the Soft Life and #treatculture.
The Power of Media and Extorting Hard Earned Dollars:
The hard definition of extortion is a crime that involves obtaining money, property, or services from someone through threats or intimidation. But in this instance, we are getting extorted by social media and the fear of missing out (FOMO).
Who is the Financial Griot Podcast?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Bonus Episode - A great conversation between friends on the Financial Griot Podcast about Black Masculinity in a changing world.
It's no secret that exposure to racism and discrimination is linked to various adverse mental health outcomes. The effects of systemic racism on Black Americans have been persistent and profound, as the National Alliance on Mental Illness (NAMI) points out, and the increase in media reports and images of police brutality and violence inflicted upon members of the Black community has added insult to injury.
The impact can be chronic, says Angela Neal-Barnett, PhD, a professor of psychology and the director of the Program for Research on Anxiety Disorders Among African Americans at Kent State University in Ohio. “Traumatic events related to racism have been unrelenting for Blacks. In good times, racism is a stressor; in bad times, racism is trauma,” she says.
So where do we go from here?
The TFG crew is BACK! Well 2/3 of us. LOL, Lawrence and Alainta catching up on life. And celebrating Mister Millionaire status (Lawrence Gonzalez) net worth.
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lawrence Delva- Gonzalez @theneighboorhoodfiinanceguy
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
The crew is together and today we discuss Lawrence's family's pending millionaire status and the significance of partnership and marriage.
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lawrence Delva- Gonzalez @theneighboorhoodfiinanceguy
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
The crew is together again. And Lawrence discusses his recent experience on a financial panel, discussing whole life insurance vs term life insurance. The crew dives into the financial differences and the reasons why whole life insurance does not serve our community well. Whole life insurance is more beneficial for sellers but not the families who are purchasing these financial products.
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
The crew is together and today we discuss Keke Palmer and social media antics.
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
This past Friday the Supreme Court struck down President Biden's student loan cancellation. The crew discusses the recent Supreme Court rulings and how these decisions will impact our lives and the entire country.
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Guest Information:
Jonathan Thomas: Instagram
Money Talks with Jonathan
jthomassolutions@outlook.com
The crew is back together and catching up. Today we discuss the lonely epidemic and the ways many of us struggle with the different levels of loneliness. And the realization of needing relationships and people.
Episode Notes
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
We are all together again. Today we discuss Lawrence's controversial tweet on Twitter about the lack of money (in Lawrence's voice) is not financial trauma.
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Today we discuss the topic of black homeownership. We derived the conversation from a relator article breakdown of homeownership amongst different races and what the numbers mean for black communities moving forward.
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
The gang is back! and today is no topic at all. LOL catching up on what we have been watching, and what's going on in our lives.
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
The crew is together again, and adding to the TFG short episode is guest Anjel Mcdonald. We discuss pay disparities in financial spaces and the lack of Black representation. Do organizations owe us anything, or do we owe ourselves to show up and become the solution-makers we seek?
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Guest Information:
Anjel Mcdonald
rarebirdmoney@gmail.com
Rarebird Instagram
2/3 of the crew is here. Lovely and Lawrence discuss the stock market and diversifying our life's purpose.
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Featured Guest
Holly Noon
2/3 of the crew is present with another short. Lovely and Lawrence discuss the weight of poverty and money impacts everything.
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
A newbie but technically an oldie. This is an older discussion the TFG crew had in 2021 concerning black love and wealth.
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
The crew is here with guest Anjel Mcdonald. She shares her story of helping people build a comfortable life with education and her personal finance platform RareBird Money.
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
Guest Information:
Anjel Mcdonald
rarebirdmoney@gmail.com
Rarebird Instagram
The gang is back with a short. We discuss the importance of traveling and exposure, allowing the kids in our lives to gain needed experiences of lifetime value.
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
We are back with another episode, and the crew is all present. Today we have a guest, Oluwadamilola, a full-time entrepreneur and podcast host. He discusses his journey of finding his purpose with faith and finances.
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
Guest
Oluwadamilola- Wealth in Christ Show Podcast
Wealth in Christbrand .com
Today we have guest Tiffany Grant (Money Talk with Tiff). She shares her money journey and helps others with financial education and counseling.
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
Guest
Tiffany Grant: Website
We all hate the B word, but today Lawrence and Alainta discussed the foundational process of budget planning while reviewing his net max plan budget sheet (Yes, it's a tongue twister, LOL).
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
The crew is back with another short episode—a random discussion about travel; family matters with our special guest Tammy Terrell.
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
2/3 of the crew is here, and today we have an amazing guest and transformative speaker Tammy Terrell. She shares her personal story about evolving within Toastmasters, finding your voice through the hardships in your life, and becoming a better person on the other side.
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. Join a community of subscribers that welcome a fresh take on money. We teach you how.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. If you want the secrets, we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
Guest:
Instagram: Tammy Herrell @terrelltammy12
Resources:
Do you want to practice public speaking, improve your communication and build leadership skills? With Toastmasters, you can break barriers, not your budget. Learn how Toastmasters can help you.
The gang is here, well, 2/3 of the TFG crew. Today we discuss taxes, the Real cost of entering new tax brackets, and other random social tangents.
Episode Notes About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
The entire crew together- yes, Lovely has bless us with her presence (LOL). Today guest we have Monick Halm (Real Estate Goddesses). She share her story from practicing law to creating a multi million real estate investing company with her husband. She provides great insight of the of the fluctuation of economy and the importance of creating multi streams of passive income.
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
TFG crew is starting the new year together. We are catching up and discussing vacations highlights, weddings and the fake narrative of "community."
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
About Us, if you are new here:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
TFG crew is back with our special guest, Stephanie Gonzales, the voice behind the Women’s Wealth Effect Personal Finance Brand. Turns, out the American Dream isn't Debt, it's International.
Stephanie is a 1st generation Mexican American, born and raised in Texas. With over a decade in wealth building, she is building a brand that will become a North star to support women, in particular women of color. The goal is to build wealth and careers.
This conversation is all about serving with intention and purpose to grow communities and relationships for lifetimes to come.
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
TFG Guest:
Stephanie Gonzales
IG: @Womenwealtheffect
Website: Linktree
TFG is together again with guest Jay Stephens (My Wealth Journey, LLC). She shares her wealth journey, real estate investing and financial nuggets in between. Wait wasn't Jay on before? Well, we do love our pre-show or after show conversation.
Love these wealth chats since it feels like we are building community. Join us and get to know how a little black girl becomes a leading lady in tech. Best life activated.
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
Featured Guest: Jay Stephens
My Wealth Journey, LLC
TFG Crew is back; discussing upcoming travels. Even thought about traveling the world and seeing the 8th wonders of the world? Well Lawrence has and he also wants to go to Antartica. Why? Unlike Alainta who thinks Antartica is Alaska, Lawrence is super adventurous.
Travel is his drug of choice when it comes to spending. What's yours?
Bonus information:
Vacation spending is equal to about 2% of the total budgets of all U.S. households annually; however, only some households report these costs. When it comes to pleasure trips, it’s a tale of two Americas: those who hardly spend a night away from home; and those who drop an average of $4,700 on vacations each year.
The average cost of a domestic vacation is $1,550 for a solo traveler, while the average cost of an international trip is $2,300.
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Firing your boss is not an easy thing to do, but that's just the start of this story.
The Financial Griot Podcast is back at it again! Today we have a special guest Rahkim Sabree (Financial Trauma coach). He is an author and on his way to being an expert on the subject. We discuss his journey from firing his boss, moving through corporate America as a Black man, and finding purpose and building legacy through his financial trauma.
We also talk about life as an entrepreneur. Breaking out and building is difficult so we had to unpack.
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Guest:
Rahkim Sabree
IG: @rahkimsabree
Contact: Lintr.ee/RahkimSabree
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Featured Guest: Deborah Napolean
Instagram: @Msdebbiekidscorner
Let's recap, the Financial Griot is as podcast that exists at the intersection of life and wellness. Sure we talk about money, as a bonus, we discuss real time issue that derives from access and community.
The Financial Griot crew is back! Well 2/3 back. Lovely is absent; she is busy being the next Oprah with her tech business. Or we are figuring out that we are not the Beyonce of the group. As such, we are dissecting a toxic narrative floating on social media. In the end, can be please stop telling Black women settle for less and less. And can we start mentoring and guiding Black men to do more for themselves, their families and their communities.
Besides, you can't ask women to submit if you don't even go to church. It doesn't make sense.
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
TFG podcast is back at it again!
Today, we have Real estate agent Linda Vincent (from SheMotivates) joining us to discuss the nuisance with Real Estate and the importance of securing legacy with home-ownership. Alainta pushes back at our guest and looses decorum; debate about housing opportunity and speculation; LOL it's all good. Lawrence was shocked but they know each other offline.
The Real Estate beef is real. Great points are made for an important topic as mortgage rates race north of 7% for the foreseeable future.
Wait what's the show all about?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
Guest Feature
Linda Vincent @Homegirllinda, @shemotivates.me
The TFG gang is all here with another short episode. Wait that's a first in a while. It's a cause for celebration or our episodes run out of sequence (hint). Today we discuss how people project their issues and ideologies online. We also chat about the importance of distancing yourself while creating systems that hold you accountable.
We only get one life to live, unless this is the Matrix. Since this is the only life that we are aware of, try not to squander time getting caught up into the lives and the internal issues of others. Your future success depends on it.
About us, specifically:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
Today we discuss with Lovely (the resident Beyonce of the crew) about her educational pursuit obtaining her MBA while successfully running a small business. This episode of the Financial Griot covers how to prepare for a recession and how to level up to boost your income and career opportunities.
Tech layoffs often predates other industry layoffs. With a recession looming, businesses will be looking to cut. It's up to you to look for ways to become invaluable to your industry.
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
The Financial Griot (TFG) is back with another amazing financial top. Alainta is the only one here today but she is joined by guest Robert Metzger.
Robert has a Daddy-Daughter duo podcast; Family Abide which examines coming-of-age lessons with the focus on cultivating character through conversations about Faith, Family, and Finance. Even in chaos families must endure without yielding in order to foster legacies for generational, prosperity, and wellness. Through frank discussions together and with guests we seek to achieve Abundance Beyond our Insecurities, Debts, and Entanglements.
Stick around and take notes. You are sure to grow your life in abundance.
About Us, if you are new here:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
Resources
Public Service Student Loan Forgiveness Program: PSLF
Guest Robert Metzger:
IG @FamilyAbide
Podcast: Family Abide
The Financial Griot Podcast crew is back at it again. Well 2/3 of the co-hosts are present.
We are playing financial musical shares. Welp, according to Brunch Hater Lawrence, Alainta is busy with dating. lol Today, we have a special guest Sainte Jean Baptiste (CPA). We discuss her financial story becoming first generation college student and a successful certified public accountant. And then going beyond that level to become a change agent in her local community.
Life is truly an opportunity to be challenged, and to push through a myriad of even more challenges. The best part is that we don't have to do it alone and you can definitely learn more by walking in someone else's shoes. Join us for an amazing discussion.
Wait what's the show all about?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
Find Featured Guest: Sainte Jean Baptiste
Instagram: @saintethecpa
Non-Profit: @walkmyshoesinc
TFG podcast is back with Episode #75. This is a short (pre-show) episode when our guest Rahkim Sabree ( Financial Trauma content creator) stops by. We discuss the cost of keeping up with Black beauty standards.Additionally, we cover its historical connection to our wallets as well as our minds.
While beauty and personal care brands have committed to the advocacy and support of the Black community, gaps still exist for the Black consumer. This $7.4 billion industry is leading to Black debt and body dysmorphia.
What is body dysmorphia?
Body dysmorphic disorder (BDD) is a mental health condition where a person spends a lot of time worrying about flaws in their appearance. These flaws are often unnoticeable to others. While social media doesn't cause BDD, it can amplify the condition. You might constantly take and post selfies, then constantly scrutinize and criticize them. To deal with it, most are going under the knife.
"Beauty is Pain(ful) and costly..."
The costs?
The annual value of Total Beauty + Skin sales for Black consumers stood at $7.42B at the end of April, according to NielsenIQ Omnishopper.
Hair Care is the top category for Black consumers, with approximately $2.29B in annual sales. This is unsurprising, given the unique needs of textured hair types and the popularity of natural hair movement. Yet what is surprising is that the Facial Skin Care category is the least lucrative, making just $1.05B. Generating $1.94B, the Cosmetics and Nail Grooming category is also surprisingly weak, considering the size of the overall U.S. markets for both categories.
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Find our Featured Guest:
Rahkim Sabree
IG: @rahkimsabree
Contact: Lintr.ee/RahkimSabree
2020 hit us with a wave of change. For many, it was a brush with our own mortality. However, COVID-19 related death soared to over 1 Million. Although it's not something most people would like to discuss, it is still important to Grieve in Peace.
The Financial Griot (TFG) podcast is back with another poignant episode as we entering into a new phase of Baby Boomer retirement, high inflation and a seemingly unavoidable global recession.
Alainta is present with guest Jen Gumbel ( Probate & Estate Planning Attorney). We discuss planning for this side of Heaven as they say. We also talk about the after life; but not in the literal sense lol.
Jen also breaks down and walk us through all the nuances of estate planning and probate. Learn what is the difference between a Will and Trust? As well as everything in between. The goal is for you and your love ones to have an effective estate planning that build on legacy and generational wealth.
Take a ton of notes and take action.
Why I started Organized (after)LifeJen started Organized (after)Life to change how people think about estate planning and legacy.
To help you do the organization necessary to reduce the to-do list you’ll leave for the people who will grieve you and to help you understand that everyone is capable of leaving a good legacy. She shares the tools and information that all of us in “death law” wish every client knew coming in. She also demonstrates to people when and why working with an attorney is important.
It’s her way of swiping at death. "And doubling down on life."
If you are as excited about Our Guest as we are:
Jen Gumbel ( Estate Planning & Probate Attorney), available on Instagram and TikTok
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
In today's episodes, we discuss our experience at Fincon'22 in Orlando, FL. For the uninitiated FinCon is a Financial Conference. It's a great meet up with a ton of financial influencers or soon to be influencers. From podcasts, blogs and YouTubers; this is the place to be for money nerds. The turn out is incredible. It's kinda like Comicon for Money Nerds.
We dish out on the positive moments and even the negatives. We will also throw in the Scammy ones too.
If you want to know more about us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
Is Kanye being old Kanye or new Kanye? I'm confused right now.
The Financial Griot gang is back for another short episode. Well shorter by our standards since we can talk. Today we discuss the evolving new black capitalism and the hope that we remain unafraid in the creation of wealth. We can't be relegated to victimhood and money trauma as a baseline for Black social mobility.
About us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
Episode NotesTFG is back!
Today, we have guest Jay Stephens (My Wealth Journey, LLC) we discussed low vibration social media coaches, discernment and learning through the digital spaces. This post pandemic world is emotionally grueling. Take a step back to recenter. Find balance while working on your future.
Don't become a devoted follower, only to realize that you haven't moved in ages.
Wait what's the show all about?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
Featured Guest: Jay Stephens
My Wealth Journey, LLC
TFG is back from FinCon 2022 and the hype is real!
Today 's episode the crew chats with J. Money (Budgets are Sexy).
J. Money is a successful blogger and entrepreneur; one of the pioneers of financial transparency in the digital space. We discuss his journey starting his blog Budgets are sexy to owning back his time by retiring. And sharing his thoughts on the value of financial happiness.
Pay close attention to how Alainta is fangirl-ing.
*Simmer down, smh. We are a professional podcast now. It's Season 2. We have more guests!
About our Guest for today's episode
Beyond blogging, J.Money is a lifestyle design-y minimalist who loves to skateboard. With a joyful energy, over 14 years, he has been sharing his journey and fostering a community of Financial FREEDOM. Now in his early 40s and “early retired,” he gets to do what he want from sunrise to sunset.
The biggest take-aways:
Once you get to the top, you can keep going. Through the process, he has seen trials and tribulations. Somewhere along the way, he learn to embrace the good with the bad. On top of that, he embraces others. Why? Turns out the money doesn't buy you happiness. You get to create that on your own every day!
Notable features:
It was an absolute joy to chat with him. We hope start to track and follow his energy.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
Guest J.Money
Connect with J. Money j@jmoney.biz
Budgets are sexy
TFG Shorts is back. In this episode, we discuss the cost of being a pet parent and modern pet culture. The pet market is a $200+ billion dollar industry in North America. That's Billion with a "B". The global pandemic sped up the process with even airlines adding pet restroom spaces. This is big business and Pet care is expensive.
Currently 70% of US homes own a pet while pet side hustles are booming. It might be the next best thing for young adults dealing with low wages.
Total U.S. Pet Industry Expenditures
Year Billions of dollars
2021 $123.6 Actual
2020 $103.6
2019 $97.1
2018 $90.5
In 2021, $123.6 billion was spent on our pets in the U.S. Breakdown:
Pet Food & Treats - $50.0 billion
Supplies, Live Animals & OTC Medicine - $29.8 billion
Vet Care & Product Sales - $34.3 billion
Other Services - $9.5 billion
*Other Services include boarding, grooming, insurance, training, pet sitting and walking and all services outside of veterinary care
About Us
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
TFG is back! And even Shadier than ever?!
The crew discusses the impacts of social mobility referencing the research study from The Opportunity Atlas; due to economic connectedness. Economic Connectedness (EC) is based on the extent of friendship across class lines. Social capital is just as important as capital, the crew takes a deep dive into life trajectories and what happens when one interacts outside of their communities to develop a better sense of self.
Turns out, keeping poor company can make you or keep you poor in the long run.
Article/Study Resources:
More details will be available in the show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
If you like our podcasts and want to share your financial story as a guest. Hit us up at https://calendly.com/thefinancialgriot/
TFG Crew is Back with another Short episode. Sweet, we are back to being consistent.
Today we discuss finding REEL peace with Lovely. We baited her to rant and you get to hear the carnage.
Obviously, it's a play on words. What we see might not be what it appears on social media. And sometimes it's just what you see and how you interpret the information in your own mind.
Detailed show notes are posted later on www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Brunch has been a fun-filled day with food, drinks, and fellowship. However, the commodore has dwindled and the cost of brunching has been inflated with expensive food, clothes, and less community.
According to Road to Equality in 2017, the median black wealth gap is heading to zero. The pretentious nature of our priorities as a community will financially cost us in the long run. The scarcest resource we have is time. Try to do more with it.
Resources:
Road to Zero wealth
Detailed show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
TFG Crew is back! (And recording the episode again since Lawrence forgot to hit record)
On Wednesday, August 24th, President Biden announced a massive student loan debt relief that directly impacts over 60 million Americans who hold an extensive amount of federal student loan debt. We discuss the groundbreaking news, the hidden details, massive opportunities to reengage in your tax planning strategy and more.
Opportunities come and go. It comes down to how you play the cards to lower your expenses and increase your wealth.
Although this is centered on the Massive Student Loan Reform, here's a bit more about us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy
Resources:
For more information about student loan debt relief. https://studentaid.gov/debt-relief-announcement/
To be notified when the application comes out: subscribe to the US Dept of Ed's notifications. https://ed.gov/subscriptions and select "Federal Student Loan Borrower Updates"
With all the wealth building conversation centered around Real Estate Investing, the Financial Griot podcast tackles how not to be a Slumlord RE investor.
Lawrence shares his journey to becoming a first-time real estate investor. His approach to investing in real estate; location, opportunity, and intentionally building wealth. Thinking ahead and investing for the future and the next generation; with the right level of help.
Social Media and Real Estate
Social media makes real estate investing appear an easy lot of work and contracts you must read and understand. It's pivotal to choose the right type and quality tenants to prevent a bad real estate experience and high financial liability.
Resources: Aparment.com is a great systemic infrastructure for landlords. The website has a screening system with a criminal background and credit checks to use for potential tenants. You can set up a guarantor if the credit check for tenants is not great.
Detailed show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
In this episode of the Financial Griot Podcast, the hosts share their thoughts on modern Black culture, building wealth and changing priorities and narratives.
Currently median Black household wealth seats at $24k. Another recession would bring that number to $12k. According to The Road to Zero Wealth report, the median wealth of black Americans will fall to zero by 2053 if current trends continue. With spending up and credit card usage bolstering lifestyle creeps on social media, is Modern Black cultural zeitgeist detrimental to long term wealth building and wealth preservation.
Do we really want to have generational wealth?
Detailed show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew aka the Hosts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist
@theneighborhoodfinanceguy
Americans have an absolute mountain of credit card debt in 2022 — $841 billion, to be exact.
Overall, the national average card debt among cardholders with unpaid balances was $6,569. That includes debt from both bank cards and retail credit cards.
The four states with the most debt were all on the East Coast, while the three lowest were found in the South. There was a major difference in balances between the states at the top and bottom of our rankings, with New Jersey cardholders owing $7,872 and Kentucky’s owing $5,441. That means the average New Jersey balance is 45% higher than the average balance in Kentucky.
In this episode of TFG, the crew discuss how you can manage your money and specifically your credit better.
With interest rates rising due to inflation, national average APR at 15.13%, cash flow management will be key to keep your family afloat through the "not-a-recession" period. Your credit card debt is about to cost you more.
So buckle up to find out what to do.
Detailed show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew aka the Hosts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist
@theneighborhoodfinanceguy
Getting into and out of a Recession is no easy feat.
On this episode of the Financial Griot podcast, the team discusses how we got to this point in which recession fears are looming and also what you can do pre-, during- and post recession to thrive. Millionaires are made during recessions. Learn how to position yourself to win.
Detailed show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew aka the Hosts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist
@theneighborhoodfinanceguy
"A mid-year review is a great way to energize your annual goals and performance, in a little-to-low pressure way."
In this episode of the Financial Griot podcast, the crew is finally back together. On the table, our mid year recaps from major medical expenses, new pets, inflation and looming recession; it's been a rough six months. Lovely also shares the lessons she is learning along the way.
This is going to be heavy. To make this actionable, we highly recommend that you do your own midyear recap. Even invite some friends or family members. This is your opportunity to recalibrate.
Detailed show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew aka the Hosts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist
@theneighborhoodfinanceguy
In this episode of the Financial Griot Podcast, Alainta and Lawrence get schooled by James Bowman of Gen-Z Mon-E podcast. He gives starting early a run for its money. We talk about his financial pivot point, how he became a real estate owner who is closing on his next property during a period of high inflation and pessimism, as well as what's next.
The opportunity to get active is long overdue. Jump in there!
Detailed show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with James Bowman (Gen-Z Mon-E Podcast):
James Bowman - Financial Podcaster, Military Veteran and Real Estate Investor @genzmone
The one stop shop for personal improvement for your mindset and finances. Teaching Gen-Z how to earn and invest their Mon-E! Support the podcast: https://anchor.fm/genzmone/support
Connect with TFG Crew aka the Hosts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist
@theneighborhoodfinanceguy
In this episode of the Financial Griot Podcast, Lovely and Lawrence talk about cash flow positivity during a time of high inflation and even higher prices. Most people don't know how much they spend monthly or even how much they earn. This is a good time to pause and do a mid year inventory so you can make sure your money management is up pre-recession.
It's up to you to be prepared for the next opportunity.
Detailed show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew aka the Hosts:
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Home prices are up in the US. Fueled by once-low interest rates and available cash, prices skyrocketed as much as 30% in the two years since the start of the pandemic. As inflation pushes all-time highs, the Feds are increasing interest rates in as little as 24 increments through 2024. But what does this means for you?
Hopefully, this slows down price hikes but it's unlikely that the old price is ever coming back. In this episode of the Financial Griot podcast, the hosts will discuss changes in the market and how the pursuit for the un-affordable impacted society for the worst.
Do we want affordable housing or are we addicted to unaffordable lifestyles?
Detailed show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew aka the Hosts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
In the wake of a myriad of shootings in the US, it's ok to allow people to grieve in their own way. Sometimes that grieving is messy. Unfortunately, there are times that the grieving leads to trauma stacking.
In this episode of the Financial Griot podcast, we discuss the need for real therapy with the goal that you end up doing the necessary shadow work. Your psyche can definitely keep you away from building wealth.
Tackle it.
Detailed show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew aka the Hosts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
In the wake of the untimely death of Kevin Samuels (Youtuber and Imagine consultant), there have been a lot of conversations about the importance of the messenger over the message.
In this episode of the Financial Griot Podcast, we are talking why you need to fixate on the message over the messenger. The goal is to listen to the good and the bad, but most important learning to take away the key pieces. No one is perfect and no message will resonate every time, but to quote Eddie Griffith "did you get the message?"
As such, did you understand the lesson and how it can affect you? Agree to Disagree?
Detailed show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew aka the Hosts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
On this special episode, the Ladies of the Turnt 30 podcast drop in for a joint conversation and it gets contentious. Will they battle it out or will they (well Lawrence) come to a consensus.
The topic du jour, "Being Single by Choice." While some could argue that you are happily free and chilling, others could argue that you are simply single because you weren't chosen.
Eeesh, writing that sounded harsh. However it's a great opportunity to get to know the Turnt 30 crew and their journey through adulthood.
Check out some of our favorite episodes (below):
Check out the Turnt 30 Podcast, NEW EPISODES BIWEEKLY ON TUESDAYS. Listen, share, & subscribe. Available on Apple, Spotify, Amazon, iHeart, Google, and more.
And find them on:
Detailed show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew aka the Hosts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Today's episode features Jay, one of the two Js from the Turnt 30 Podcast were we discuss if Men give other men gifts?
Crazy enough, it's something we never considered so it had to be a podcast. While out numbered, Lawrence holds his own and shares why he believes that men don't give each other gifts. And the ladies banded together like Voltron in opposition. All in jest but none the less an amazing conversation.
If you are a male listener, do you remember the last time you gave your male friend a gift?
Detailed show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew aka the Hosts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
What I Post, Why I post and How I post about my experience is all intentional" LDG
In this episode of the Financial Griot, we discuss the toxic recipe of materialism and the void of purpose that it steals. While the world enters in the late stage of our expansion with a recession looming, it's not even optional to be financial literate any more. Becoming financial literacy and materially free is not a mere act of minimalism for the gram. It's a struggle upstream from the direction of society.
Turning toward your purpose changes you.
Detailed show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew aka the Hosts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
By most account, America’s young consumers are stereotyped as a selfish, impulsive, highly indulged bunch. More so than other age groups, Gen Y has been shown to splurge on restaurant meals they probably can’t afford, pamper themselves with impulse buys, and partake in “self-gifting” during the holidays. They’ve also been criticized in the workplace for focusing on their own needs rather than on-the-job performance.
Inflation is coming for us all, but it's about to hammer an "entitled generation."
So says BlackRock president Rob Kapito in a recent conference of oil and gas producers in Austin, Texas, as first reported by Bloomberg News. He said an entire generation would feel the blow of the shortages in goods, housing, and workers associated with the "scarcity inflation" threatening the economy.
"For the first time, this generation is going to go into a store and not be able to get what they want," he said. "And we have a very entitled generation that has never had to sacrifice."
In this episode of the Financial Griot podcast, we discuss what these implications could mean. And are we entitled to the results that we dream of or is the American dream dead?
*Side note, we are also millennials so we might be bias.
Detailed show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew aka the Hosts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
CNBC penned an Op-Ed, "What millennials, Gen Z need to succeed against the economic odds?"
Well the answer is simple; parents who are financially prepared for retirement. It's estimated that each underfunded retirement plan will cost kids and caregiver upward to $3,000 per month for each aging adult. By 2050, it will get very expensive.
As such, the financial griot invested special guest Ecclessiate Guerrier and brings back guest host for the day, Michael Theodore to have an honest discussion on having the financial discussion with our aging parents. We share what we've experience and learned a few things along the way.
Hope you enjoy. Be warned that our guess were using cell phone mics so it might get fuzzy.
Detailed show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew aka the Hosts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Writing a powerful resumé has never been easy. But in today’s online, mobile and tech-driven employment landscape, it’s especially challenging. That’s why it’s critical to learn how to optimize your resumé for electronic scanning systems and human readers if you want to get hired in 2022 and Beyond.
In this episode of the Financial Griot, we are joined by special guest Michael Theodore, a Higher Education Career Counselor (NYU) and Community Mentor. As the world changes toward reopening, we tackle issues on branding and designing a path that works for you in the short and long run.
We also share tips on improve your overall presentation. It comes down to first appearances.
Here are 8 Critical Steps to improve your resume by Forbes.com:
Tips on how to prepare for an interview post pandemic (Beyond the classroom):
Detailed show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew aka the Hosts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
In this episode of the Financial Griot, the crew discusses work-life balance or lack there of. The last few months have been tough and filled with challenges and competing interests. Ironically, it's kinda of always been this way. On top of that, these challenges are both necessary and unavoidable on the path of changes.
Not going to lie to you, it's hard out here but you have to learn and adapt to beat the odds.
In short, work-life balance is the state of equilibrium where a person equally prioritizes the demands of one's career and the demands of one's personal life. As such, Work-Life balance is an enduring cycle, not an achievement nor the finish line.
Studies and Research on Post Pandemic Work-Life Balance
To explore this question, 200 in-depth interviews with 78 professionals found that the majority of the interviewees described their jobs as highly demanding, exhausting, and chaotic. They seemed to take for granted that working long hours was necessary for their professional success. However, about 30% of the men and 50% of women appeared to consciously resist working long hours, describing a variety of strategies they developed for maintaining a healthier work-life balance.
While the details of every individual case differed, the study suggested a common mental process that consistently helped this group of professionals to change the way they worked — and lived — for the better.
The coronavirus pandemic has interrupted labor markets, triggering massive and instant series of experimentation with flexible work arrangements, and new relationships to centralized working environments. These approaches have laid the basis for the “new normal,” likely extending into the organization of work in the post-pandemic era. These new arrangements, especially flexible work arrangements, have challenged traditional relationships with employees and employers, work time and working hours, the work–life balance (WLB), and the relationship of individuals to work.
Detailed show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew aka the Hosts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
In this episode of the Financial Griot, we are taking you to task as a listener and asking "Who are you building for?". Around this time of the year, New Year's resolution are a thing of the past. You are likely back to paying bills and surviving again. The question is why?
Lovely, Lawrence and Alainta share their own shortcomings as an olive branch so that you can set forth and do your own introspection. The goal is to reassess your Why and gain an understanding that "although you are entitled to the work, you aren't entitled to the outcome."
This is where it stings a bit since not all hard work is equally rewarded, as such you need to remember "Who are you building for?"
Show notes and other resources available on www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew aka the Hosts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Turns out Love costs over $24 Billion (with a B) annually. Valentines date range anywhere from $80 to over $300 if you include new outfits, hair and makeup, transportation, gas and those pesky hallmark cards.
Over 145 million Valentine's Day cards are purchased each year, just behind Christmas cards, which are the most popular seasonal cards. On top of the Hallmark channel, the brand is banking on love. However brand new to the season is Galentines day?
Galentine's Day, formed by a blend of gal and Valentine's Day, is a day in which women celebrate their female friendships. The new holiday debuted in a 2010 episode of Parks and Recreation. The term is also seeing increased use in celebrating any kind of friendship, not just those among women.
"Basically it is women," Lawrence mansplain again. Don't worry this conversation is robust for singles and couples alike. Alainta and Lovely will not go down without a fight for the ladies. This episode is all about the finances of love during inflation.
Show notes and other resources available on www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew aka the Hosts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
"Don't be too quick to give up your agency, time and happiness for vanity"
This episode of The Financial Griot is centered around Consumption and the draining effect on your purpose. Too often, we get stuck in a never ending loop where we buy into a lifestyle only to be indebted to it for even longer. For example, the college experience is an expensive pseudo inflated lifestyle that mirrors affluent middle class. Through loans that extend beyond tuition and books, many fall victim to an expensive experience that's akin to Disney World.
All fluff and payment. After 4-6 years, you end up paying for it for 20-30 years. And then the pattern repeats itself, post graduation. TFG discuss the radical alternatives.
Bonus Reading Recommendation: "the Psychology of Money" by Morgan Housel. He provides a deep dive into how we became a nation of consumers and following the Jones.
Detailed show notes, www.theneighborhoodfinanceguy.com
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew aka the Hosts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
In this episode of the Financial Griot podcast, we talk about the importance of curating your physical, mental and virtual space.
The world is getting more complicated while tasks are becoming easier, and that's not a good thing. While it might sound ridiculous, you are suppose to have just 5 friends compared to Facebook's 5,000 limit. In truth, Social scientist Robin Dunbar hypothesized that an individual’s group can extend to 150 contacts. However, each contact is layered according to the strength of emotional ties.
As such, your mind is constantly trying to keep up with over 1,000 people, story lines and complications. It's no wonder why people are entrenched in camps and becoming burnt out.
Here's a bit about our background and who we are:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Spending for Blacks in the US has gone up to $1.6 Trillion but wages and standards of living are dropping. What gives?
The Financial Griot podcast crew will discuss how to manage money in a time of uncertainty and how to make a way out of no way in lieu of external circumstances such as systematic oppression and a painful history. or decades and decades, Black consumers have been regularly overlooked by companies that don’t see them as a priority demographic. Black consumers continue to be underserved in areas such as food, housing, healthcare, broadband, and banking.
During the last five decades, the Black community has had limited access to building wealth for generations. A closer look at wealth in America reveals staggering racial wealth disparities. Even before the Covid-19 pandemic, the 2019 national Black poverty rate was more than double the white poverty rate in the U.S. (roughly 22% compared to 9%, respectively), as reported by the Kaiser Family Foundation (KFF).
The average white family’s wealth is eight times higher than the wealth of an average Black family, according to the Federal Reserve. Systematic inequality, lack of financial literacy, high default rates on student loans and employment discrimination, among other factors, have led to the racial wealth gap. The 5 top financial challenges include:
Here's a bit about our background and who we are:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Here's a bit about our background and who we are:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
In this episode (rant), the Financial Griot crew discusses love and money while listening to social media highlights.
Alainta, Lawrence and Lovely gives their take on society at large on the lies and mirages that people cast on social media. Additionally, they drop tips and thoughts on how you can become more confident in your inner voice so that you don't end up being a victim of scams and scammers.
The weird reasons why people create false personas online:
About Us:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.
So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew aka the Hosts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
This episode is simple.
The Financial Griot crew is cooking up major heat with their Book recommendations. That being said, these are masterclass books that you need to get you in motion this year. Don't miss out on these life changing authors and let us know your recommendation as well.
And if you are feeling kind, you can buy us books or send us a book to review.
Why is knowledge Power?
Knowledge gives us the ability to survive and thrive in the world. This is freedom, and you can't have real power without freedom. More knowledge makes us better able to make decisions, as well as to decide the logical and ethical grounds on which we want to be making our decisions.
Other sources of knowledge that we pilfered from Book Insights Podcast:
Here's a bit about our background and who we are:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
"If the vision is weak so are the results."
In this episode of the Financial Griot podcast, the crew talk about how to set your atomic habits to match your grand vision and vice versa. By February, most people already failed in their yearlong resolution to change. We told you, New Year Same You.
There are ways to set the tone and start anew. If you want to be above average and you want to move beyond living paycheck to paycheck, the work starts in your mind. Making you wealth is easy but if you aren't ready for the work, it's a waste of time. So the choice is on you, the road less travel with obstacles or LA 2019 gridlock during a Basketball semifinals game?
Here's a bit about our background and who we are:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
To quote a great tweet from @sista_theology, "A God that co-signs everything I do, say, think and believe, is not a God; but an idol of my own making."
Too often in this day and age, we relegate the work that needs to be done to others versus gaining a true understanding of our roles. We are here to serve. No man is an island, devoid of the purpose of service and being in service with his fellow man. As such, the Financial Griot podcast crew is dedicating this episode to share what really moves us, in hopes that you are moved to serve in turn.
As always share, like and subscribe for real conversations with people on the wealth and happiness journey.
Here's a bit about our background and who we are:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Hey look social media is doing a thing again and Lawrence doesn't want to participate. Sucks for him, the Financial Griot podcast is doing a full episode based on the #10yearchallenge.
Alainta Alcin, Lovely Merdelus and Lawrence Delva-Gonzalez will be talking about their financial experiences going all the way back to 2012 and the hard pivots that they had to make in order to set themselves up for success in 2022. Our goal is to force you to take action in the present that will impact your future.
As always like, share and subscribe.
Something to consider:
These answers could be used in security questions when you establish accounts online.
Here are five planning tips for your future 10-year challenge:
Here's a bit about our background if you are finding us for the first time:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Alainta Alcin otherwise known as ATL gets a bae again. I could have sworn we did this before.
Fans requested the modern dating How To(s) since ATL keeps finding quality guys to go on dates with. Find out how you can set up your own power of attraction to hopefully leave this season with a new bae or at least a better version of you. As always it's all love. In an attempt to snoop around for details, Lovely Merdelus and Lawrence Delva-Gonzalez dig up information yet again on ATL's love life and finances. Contrary to popular belief being single costs more than being paired up.
To make this actionable for you, we discuss how you can build a social media brand that attracts the right type of attention. Check it out (again) and snoop with us.
What are people saying about dating these days (from Pew Research Center)?
Nearly half of US adults say dating has gotten harder for most people in the last 10 years. A majority of women say that they've experienced harassing behavior and general disinterest. Suffice to say with the pandemic in full swing, dating has been difficult. Guys are saying it's harder to day in the #Metoo generation. And, people globally aren't having as much sex anymore.
Ultimately, single men and women are finding it hard to connect and date.
Here's some tips of Modern Dating (online) from the ModernMan.com:
Don’t Talk About Dating Profiles
Never Ghost
Be Authentic
Check Your Baggage
Don’t Go On Secluded Areas On Your First Date
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast + Dating Guru @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
In this episode, Lovely Merdelus is recording her first solo episode. It's going to be pure Flame. She is discussing her journey as a social entrepreneur and now as a full fledged business entrepreneur.
Her journey was one of acceptance, mental shifting and purpose. In the long run, she knows that her purpose is to teach and help small businesses scale up. Her experience in big tech and growing in a company that was ultimately valued at a billion dollars, showed her that anything is possible.
Listen for gems and find your purpose.
Here's a bit about our background and who we are:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2.5 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Auditor and Financial Literacy Educator @theneighborhoodfinanceguy
In this episode, Lovely and Lawrence talk about Atomic Habits by James Clear. A truly phenomenal mindset shifting book that we highly recommend.
What started as a conversation on changing our identity, shifted to a pseudo book review since there are a lot of great takeaways that everyone can use. Wealth is not as expensive as we perceived but it has a cost. You have to be willing to adopt new narratives in your life and pivot toward something more.
In truth, most people are subconsciously comfortable with their lives as is and struggle with changing in fear that nothing stays the same. Alas, "nothing stays the same and change is the only constant." The real question is, "Do you want to change?" If so, here are great reasons why.
As always, remember to like, share, and subscribe to this podcast. Leave us a review!
Additional Resources
Here's a bit about our background and who we are:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2.5 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Auditor and Financial Literacy Educator @theneighborhoodfinanceguy
In this episode, Lovely and Lawrence talk about the growth of the #DebtFreedomJourney and how it's not always as great as it seems. Popularized by Dave Ramsey in the 2000s, Debt Freedom and #FinancialPeaceUniversity have been re-positioned as an emotional argument when in truth, money management is at the intersection of arithmetics and critical thinking.
For example, local bank savings account is still going for 0.01%. An investment of $10,000 in 2021 would have yielded $1. In contrast, an investment of $10,000 in Bank of America $BAC would have yielded $14,881. An investment in JP Morgan Chase $JPM of $10,000 would now be worth $12,811. An investment in American Express $AXP of $10,000 would be $12,743.
There is a huge difference from those numbers versus earning $1. Financial Literacy is the real path of wealth. We have to understand how to grow our money wisely.
Here's a bit about our background and who we are:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2.5 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Auditor and Financial Literacy Educator @theneighborhoodfinanceguy
Wait isn't that just counseling?
In this episode of The Financial Griot, we are introducing Doreen (Lawrence's Wife)! Yep, this is a special couple's episode where we discuss our thoughts on a social media influencer's position on getting per-marital counseling in the dating phase?
We dish out our perspectives as newlyweds. It's crazy how the dating game has changed, and how challenging/expensive it's become.
"New Year and New Me" is tired right now. Just go out and set a trajectory of forward movement.
In this episode of the Financial Griot, Alainta Alcin and Lawrence Delva-Gonzalez discuss their important thoughts on Don Lemon and being drunk on camera, and what not to do during the New Year. Ahead of time, we apologize for the sound issue. It is all Lawrence's fault so blame him.
Alainta, on the other hand, sounds on point. However if you bare through it, you will find a lot of great gems which is why we decided to keep it. All that out of the way, happy new year.
Remember, "Try not to confused activity with movement." Too many are spinning their wheels going no where. As always, we sincerely thank you for your support. We've only been out since Fall 2021 and already reached 1,000 downloads. We get comments and feedback and we will continue to bring you dialogue that elevates the culture.
Book Recommendations to jump start your year:
Here's a bit about our background and who we are:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
"The two most important days in your life are 1. The day you were born and 2. The day you find your purpose." Mark Twain
For the record, this is a trigger warning for a lot of people who have dealt with childhood trauma or are still dealing with it. Part two of our discussion on disciplining a new generation and realizing that our kids will likely face different challenges. In this segment, Lovely and Alainta wanted to know the story of Baby Lawrence.
Lawrence dive into his past and shares about his relationship with his father and the trauma that one man can have on a community.
As always, please feel free to show us some love in the reviews. Share, like, comment and/or discuss this with friends. We are also on IG and YouTube. In 2022, we will be shifting toward streamlined content no longer than 30 minutes and bringing in more guests.
This Financial Griot podcast episode is based on the New York Times Opinion, "I grew up poor. How Am I supposed to Raise My Middle-Class Kids?"
In the advent of the internet and social media, it seems that kids are spending less time being kids and more time plugged into social media. From video games to Netflix, most parents are opting out of old disciplinary techniques to include corporal punishment, spanking and the likes.
Unfortunately, you can make a ton of mistakes when raising kids. Most of them can end up irrevocable when it comes to long term trust and understanding. Here are some basic tips:
"Sometimes we stop our own success"
In this episode, Lovely and the crew talk about rebuilding our wealth mindset: seeing and acting on opportunity. When the door opens, sometimes you are confronted with your own inaction, fear and limiting beliefs. When that happens, you would need to fight through imposter syndrome.
Lawrence is ironically coming clean with his own insecurities.
Here's a bit about our background and who we are:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Bet you didn't know that the Financial Griot podcast is an homage to the Chicken Soup for the Soul book series. For the Digitals aka Gen Z before Harry Potter and the Twighlight series, there was Goosebumps and Chicken Soup.
Our goal with the podcast to build a library of stories that the next generation can pull from in order to be successful. Like Lawrence stated before, "our actions today write the future's history," as such we have to make it count. Along with Lovely and Alainta, they discuss what it means to be 1st generation Black millennial living in the US starting from zero and striving for me.
Here's a bit about our background and who we are:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
In This episode of the Financial Griot, Lovely and Alainta bait Lawrence to talk about relationship timelines.
Since social media has devolved into pure #GenderWars, allow us to set the record straight. And, allow the Neighborhood Finance Guy himself to mansplain his way out of this. By the way, a relationship is not a business. A relationship is the foundation for generational wealth. Especially in the modern day, it is important to get the timeline right so you can avoid the costly single life and the long term non married life.
With that said, thanks for tuning in to the show. Leave us any thoughts, comments, and ideas on this episode or for future episodes.
Here's a bit of background about our name and who we are:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Lovely, Alainta and Lawrence talk about the struggle and frustration of being a Black entrepreneur. The conversation versed toward fighting social norms, attitudes and coming to terms with money management.
Finance is a hard subject for most Americans, it's worst for the Black community. The stress is weighing heavily on Black women who have obtain degrees, debt and long term care of aging parents.
Here's a bit about our background and who we are:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Welcome back for another episode of the Financial Griot. As always, we dive in deep work by focusing on purpose, wealth, health and relationship.
In this episode, it's Lovely Merdelus's turn to dazzle us with her many rants. In truth, when she talks the world listens. She is diving deeper into her experience as a business owner that's shifting cash flow quadrants to create something new. As she discuss with her co-hosts Alainta Alcin and Lawrence Delva-Gonzalez, you will find a deeper understanding of the internal work that you have to do in order to grow and foster change in the world.
If we could leave you with one idea; "Stop asking for permission to start." If you want to see change in the world, allow change withing yourself first. With that said, leave us a like, subscription and share with your friends. Life doesn't change if we don't change along with it.
Go...
Close the year stronger than you started!
Check out these resources:
Here's a bit of background information on our name and who we are:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
In Haitian creole, we call home, "Lakay."
It has a certain ring to it especially in concert with Lekol (school) and Legliz (church). For Haitian Americans, it's the closest way for us to express that we are home. This home is safe place. Culture is the total wealth of memories that we carry and share with the world. It is in that culture that we (in the same token, you) are compelled to speak.
It's interesting to hear from Alainta Alcin's experience of being hardly ever home, yet still finding herself. In this solo episode of the Financial Griot, Alainta gives an emotionally palpable perspective of allowing change to manifest in her life. To think and truly allow herself to be wealthy, where others said "No."
Additionally, she realizes that at some point, she became the change that the world needed. She earned her Masters, purchased her first home as a single Black woman, and reached over $50,0000 in investments. All to find, that life is the process and that we are the vehicles. Sit back, take notes, comment and like.
This channel grows with your support and it changes thoughts and ultimately lives.
Thank you.
Here are a few resources that can change your mind and then your life:
Here's a bit of background information about our name and who we are:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
"Yes I'm a Black single (according to my taxes) woman that bought a home during the Pandemic."
In this episode, Alainta Alcin aka ATL share her solo adventure into being a home owner. Although the congratulations came pouring in, before buying a home, the reception was lackluster. Buying a new home is challenging enough, but going through the process without a supportive community is a lot tougher.
Beyond the social pressure of being a young millennial woman, you are forced to juggle femininity with its changing dynamics, expenses + inflation, taxes and investments, dating and relationship and now even buying a home. It's been crazy. This episode is for anyone that heard "No" so often that they had to tell themselves "Yes."
As always, thanks for the like, share, comments and subscription to the content.
See you on the flipside of wealth.
Here's a bit about our background:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
So this is what this generation is all about. Posing and posting for #thegram, even open casket at your dad's funeral? Welp, this IG model or influencer did look fierce if we had to be objective. The backlash was all too real. She eventually quit the game all together. But we are sure, she will come back again.
Bad press is just as good as Good press.
In this episode of the Financial Griot, the crew is back together and talking about all of it. In the advent of social media, has all the attention created a toxic social narrative. Unfortunately, only #cancelculture, an equally toxic movement can help.
It begs the question, "when is enough, enough?"
Do the followers make you happy or has it become an endless chore chasing Instagram viral #reels, challenges, memes and Tik Tok dancing. Is this new #OnlyFans culture worst our bodies and minds? Or do we really need to take a couple steps back?
IG burnout culture is real and we created it. ATL, Lovely and LG share their thoughts.
As always, thank you for tuning in and downloading our episodes or listening to our new YouTube channel. We promise to constantly beg you to Like, Share, Comment and Subscribe because we are desperate for the validation as well. Damn, it's that toxic.
Here a bit of background about us
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Would you date a person with a dirty home?
Wait, are you the person with the dirty home?
In this episode of the Financial Griot, Alainta Alcin (ATL) and Lawrence (Law) Delva-Gonzalez discuss their young adult relationship journeys and dishes out on how they ran into dirty people in their lifetime. It begs the question is cleanliness, a secret sign of how messy your finances are?
We will dive deep on the virtues of being disciplined in how you carry yourself and how you present your image in the world. As always, we sincerely thank you for your support. We've only been out since Fall 2021 and already reached 1,000 downloads. We get comments and feedback and we will continue to bring you dialogue that elevates the culture.
Here's a bit about our background and who we are:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
The Financial Griot finally got their first guests from KORE'M Podcast. (Part 2 of 2)
It's feels like the Haitian Breakfast club. Let's not mess it up, right Lawrence?
Since it's November 18, the celebration of La Bataille de Vertières (english - Battle of Vertières), it was apropos for us to bring on our first guest, Kore'm Podcast with Luther Estyl and Mac Jean. This dynamic duo has been making wave empowering the next generation of Haitian at home and in the diaspora.
This episode was a unique opportunity to get back to our roots and really have a discussion on Haiti, Financial literacy and what's in store for the future. Our history is not just Black and White, it's being painted in vivid HD and stream via audio for the world to hear.
More about KORE'M podcast
KORE’M Podcast is a platform that aims to empower, educate, motivate and inspire young Haitian millennials all throughout the world to press towards their version of success. This podcast acknowledges the disparities and disproportionate amount of knowledge, life-changing information and useful resources that are not being shared in creole to advance the Haitian community. Given this reality, KORE’M Podcast is committed to being a catalyst and podium for equipped and knowledgeable individuals in the community to share their journey, hacks to thriving and greatest lessons learned in creole.
Support this podcast: https://anchor.fm/korem-podcast/support
Previously collabs with #TFG:
More on La Bataille de Vertiere
The Battle of Vertières (in Haitian Creole Batay Vètyè) was the last major battle of the Haitian Revolution, and the final part of the Haitian Revolution under Jean Jacques Dessalines. It was fought on 18 November 1803 between Haitian indigenous army, and Napoleon's French expeditionary forces, who were committed to regaining control of the island.
Vertières is situated just south of Cap-Haïtien (known then as Cap-Français), in the Départment du Nord, Haiti. By the end of October 1803, the forces fighting the expeditionary troops had already taken over most of the territory of St. Domingue. The only places controlled by the French forces were Môle St. Nicolas, held by Noailles, and Cap-Français, where, with 5,000 troops, French General Rochambau was at bay.
The result of this battle guaranteed Haiti's freedom and by proxy started the liberation of Blacks around the world. It also afford the US the opportunity to purchase land west of the Mississippi through the Louisiana Purchase. This surge in liberation spurred revolutions in South America which is why countries like Columbia and Venezuela share Haiti's colors in their flags.
Yeah, the actions of a few changed the world.
Connect with #TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
The Financial Griot finally got their first guests from KORE'M Podcast. (Part 1 of 2)
It's feels like the Haitian Breakfast club. Let's not mess it up, right Lawrence?
Since it's November 18, the celebration of La Bataille de Vertières (english - Battle of Vertières), it was apropos for us to bring on our first guest, Kore'm Podcast with Luther Estyl and Mac Jean. This dynamic duo has been making wave empowering the next generation of Haitian at home and in the diaspora.
This episode was a unique opportunity to get back to our roots and really have a discussion on Haiti, Financial literacy and what's in store for the future. Our history is not just Black and White, it's being painted in vivid HD and stream via audio for the world to hear.
More about KORE'M podcast
KORE’M Podcast is a platform that aims to empower, educate, motivate and inspire young Haitian millennials all throughout the world to press towards their version of success. This podcast acknowledges the disparities and disproportionate amount of knowledge, life-changing information and useful resources that are not being shared in creole to advance the Haitian community. Given this reality, KORE’M Podcast is committed to being a catalyst and podium for equipped and knowledgeable individuals in the community to share their journey, hacks to thriving and greatest lessons learned in creole.
Support this podcast: https://anchor.fm/korem-podcast/support
Previously collabs with #TFG:
More on La Bataille de Vertiere
The Battle of Vertières (in Haitian Creole Batay Vètyè) was the last major battle of the Haitian Revolution, and the final part of the Haitian Revolution under Jean Jacques Dessalines. It was fought on 18 November 1803 between Haitian indigenous army, and Napoleon's French expeditionary forces, who were committed to regaining control of the island.
Vertières is situated just south of Cap-Haïtien (known then as Cap-Français), in the Départment du Nord, Haiti. By the end of October 1803, the forces fighting the expeditionary troops had already taken over most of the territory of St. Domingue. The only places controlled by the French forces were Môle St. Nicolas, held by Noailles, and Cap-Français, where, with 5,000 troops, French General Rochambau was at bay.
The result of this battle guaranteed Haiti's freedom and by proxy started the liberation of Blacks around the world. It also afford the US the opportunity to purchase land west of the Mississippi through the Louisiana Purchase. This surge in liberation spurred revolutions in South America which is why countries like Columbia and Venezuela share Haiti's colors in their flags.
Yeah, the actions of a few changed the world.
Connect with #TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Just in case you needed something to talk about for Thanksgiving. #GenderWars is the topic du jour, every jour technically.
Seriously, we really need to address this issue moving forward. The Financial Griot crew tackles where the Black wealth is going with one easy fix. As always this is merely a discussion of the issue and not an exhaustive description. We are saving that with a few special guests in future episodes.
Our goal is to confront our issues with a mirror in order to force the reflection to take action. Lovely Merdelus does her best to keep Alainta and Lawrence from fighting yet again, with some poignant introspective ideas.
Please feel free to leave us a review because we might get cancelled after this episode. However you feel about the episode, we real all the reviews. Hate mail not real but great comments are welcomed.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
#TheFinancialGriot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with #TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
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Lie Flat if you want, but be ready to pay the price
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
IG post in question:
https://www.instagram.com/p/CT9hQP-LrHc/
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Resource for this Episode:
How to Set up Your own Month-to-Month Million Dollar Financial Plan
How I started investing? Making My First $50,000!
How to Become a Millennial Millionaire in Less than 10 years!
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Special Note:
You can find all financial plans mentioned on this The Financial Griot Podcast at http://www.theneighborhoodfinanceguy.com/
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
You can find us on our IG accounts:
Alainta Alcin - Blogger, Travel and Money Enthusiast @its_alainta
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.