Escapes & Money Adventures is a platform where I share money conversations in a fun and educational manner. On it you will hear stories, ideas, experiences and remedies that will help you develop a comfortable relationship with your money and personal finances. You should listen if you are determined to put in the work to improve your personal finances, make informed financial decisions and have fun while doing it. The show's host TKay Nthebe, is a Financial Wellness Coach, travel enthusiast, personal finance blogger, speaker and founder of TKO Consultancy based in Lesotho.
About the program
Financial Planning & Personal Development Program for Creatives in Lesotho is a capacity building program that seeks to help creatives navigate the business landscape, monetise, launch and scale their businesses.
The design thinking for creatives module is facilitated by Maneo Seekane, a business development specialist and research.
This program is sponsored by the U.S Embassy Maseru.
For more information visit www.mymoneyadventures.com
About the program
Financial Planning & Personal Development Program for Creatives in Lesotho is a capacity building program that seeks to help creatives navigate the business landscape, monetise, launch and scale their businesses.
This eight-part series will cover the following topics facilitated by different guest speakers
Design thinking methodology for creatives
How to build a personal brand
The business of social media and brand ambassadorship
Digital marketing for creatives
Legal perspectives for creatives
Cyber security and data privacy
Unlocking a career as a freelance journalist
Unlocking a career within the theatre arts
This program is sponsored by the U.S Embassy Maseru
For more information visit www.mymoneyadventures.com
For more information visit www.mymoneyadventures.com
Radio Host, Neo Phoro of the Unboxed Breakfast Show on KHD Radio and I discuss the two-pot retirement system. KHD Radio is home of the voiceless.
Listen: The Two-pot retirement system https://podcasters.spotify.com/pod/show/mymoneyadventures/episodes/The-Two-Pot-Retirement-System--How-to-improve-your-retirement-outcome-e2n4f1f
Read the blog: https://www.mymoneyadventures.com/two-pot-retirement-system-how-to-improve-your-outcomes/
In this episode, the Bankers Association of Lesotho (BAL) discusses how cross-border transactions within the Common Monetary Area (CMA) countries that include Lesotho, South Africa, Eswantini and Namibia effective September 2024.
About TKO Financial Wellness & Advisory visit www.tkofinancialwellness.com
Subscribe to TKO Financial Wellness @tkoconsultancy
Watch the episode on YouTube:
Sign up for our FREE personal finance newsletter at bit.ly/3q48P1o
To get a copy of my personal finance book available on Takealot: https://www.takealot.com/let-s-change.
To get a copy of my personal finance book available on Amazon: amzn.to/44iBVtw
For bookings and collaborations email me at sales@tkaynthebe.com
Subscribe to my travel and lifestyle channel @tokisotkaynthebe
Retirement Ready - Unpacking Lesotho Pension Fund Act of 2019. In this episode I discuss specific sections of the Lesotho Pension Fund Act of 2019.
To download the Pension Fund Act https://www.centralbank.org.ls/images/Legislation/Supervision/Acts/Insurance/Pension_Fund_Act_2019.pdf
To download the Pension Fund Regulations https://www.centralbank.org.ls/images/Legislation/Supervision/Regulations/Non-Banks/Pension_Funds_and_Micro_Insurance_Regualtions.pdf
About TKO Financial Wellness & Advisory visit www.tkofinancialwellness.com
Read the blog: What happens to my retirement benefits when I die? https://www.mymoneyadventures.com/wha...
Read the blog: Retirement Ready: How pension laws shape your financial future https://www.mymoneyadventures.com/ret...
Subscribe to TKO Financial Wellness @tkoconsultancy
Listen to the podcast:https://podcasters.spotify.com/pod/sh...
Sign up for our FREE personal finance newsletter at bit.ly/3q48P1o
To get a copy of my personal finance book available on Takealot: https://www.takealot.com/let-s-change.
To get a copy of my personal finance book available on Amazon: amzn.to/44iBVtw
For bookings and collaborations email me at sales@tkaynthebe.com
Subscribe to my travel and lifestyle channel @tokisotkaynthebe
#mymoneyadventures #retirementplanning #twopotretirementsystem #mentalhealthawaress #mentalhealthmatters #youtubemadeforyou #personalfinance #moneyadventureswithtkay #financialplanning #financialwellness #financialliteracy #southafrica #lesotho
The Two-Pot Retirement System in South Africa comes into effective from the 1st of September 2024.
What does this mean for you?
How can you improve your retirement outcomes? What do you do on the 1st of September?
In the episode, I sit down with Paballo Mphana Sello a financial advisor working in corporate South Africa to discuss the two pot retirement system.
About TKO Financial Wellness & Advisory visit www.tkofinancialwellness.com
Read the blog: What happens to my retirement benefits when I die? https://www.mymoneyadventures.com/what-happens-to-your-retirement-benefits-when-you-die/
Read the blog: Retirement Ready: How pension laws shape your financial future https://www.mymoneyadventures.com/retirement-ready-how-pension-laws-shape-your-financial-future/
Subscribe to TKO Financial Wellness @tkoconsultancy
Watch the podcast: https://youtu.be/ED67PBSeyvA
Sign up for our FREE personal finance newsletter at bit.ly/3q48P1o
To get a copy of my personal finance book available on Takealot: https://www.takealot.com/let-s-change.
To get a copy of my personal finance book available on Amazon: amzn.to/44iBVtwFor bookings and collaborations email me at sales@tkaynthebe.com
Subscribe to my travel and lifestyle channel @tokisotkaynthebe
Video produced by Titan Lens Photography: N.Mareka@gmail.com
Sound Engineering by Bisa Street Inc: letsabisasehloho@gmail.com
How to make Cross-Border Transactions with FNB Lesotho's FX on App. This is a new functionality on @fnblesotho365 App that allows you to make payments or receive money from Common Monetary Area Countries (CMA) that include South Africa, Eswatini, Namibia and Lesotho. Watch the episode on YouTube: https://www.youtube.com/watch?v=MDysNQKJPyY
Watch: How does FNB Lesotho's Debit Card Localisation Impact You?https://www.youtube.com/watch?v=9wMEtomPkWo&t=213sFNB Lesotho is a licensed and registered financial services and credit provider. For more information on FX on App, visit FNB Lesotho's website at www.fnb.co.ls00:00 Introduction01:30 Tell us a bit about who you are and what you do at FNB Lesotho?01:40 If your bank statement could talk, what would it say?02:42 What is currently happening within the banking industry?04:00 What are credits vs. debits?06:30 Is this a uniquely FNB Lesotho thing?07:20 How is FNB Lesotho addressing this problem?08:55How does this solution benefit Basotho and FNB customers?12:00 FX on App Advert12:22 Can you tell us who you are and what you do at FNB Lesotho?12:45 What would you do differently with your money?13:47 What is FX on App is and its functionality?15:02 Is this only for FNB Lesotho clients?15:42 What documents are required?17:07 How long will it take for the funds to reflect in the recipient’s accounts? 18:50 How are receipts impacted?20:21Is this solution exclusively for individual clients?21:44 Are there additional features/functionalities on FX on App ?22:34 Can I export my beneficiaries from my FNB App?24:05 Call to action for non FNB clients?About TKO Financial Wellness & Advisory visit www.tkofinancialwellness.com Subscribe to TKO Financial Wellness @tkoconsultancy To read the blog: https://www.mymoneyadventures.com/how-to-make-payments-and-receive-money-with-fx-on-app/Sign up for our FREE personal finance newsletter at bit.ly/3q48P1oTo get a copy of my personal finance book available on Takealot: https://www.takealot.com/let-s-change.To get a copy of my personal finance book available on Amazon: amzn.to/44iBVtwFor bookings and collaborations email me at sales@tkaynthebe.com Subscribe to my travel and lifestyle channel @tokisotkaynthebe Video produced by Titan Lens Photography: N.Mareka@gmail.comSound Engineering by Bisa Street Inc: letsabisasehloho@gmail.com#mymoneyadventures #financialliteracy #FNBLesotho #fxonapp #CMA#Crossborderpayments #debitorders #FXEasy #Nationalpayments #Lesotho #sadc #youtubemadeforyou #personalfinance #moneyadventureswithtkay #financialplanning #financialwellness #financialliteracy #southafrica #lesotho #namibia #eswatini
How mental health impacts our finances with Lebohang 'Masekhonyana Bereng, a counselling psychologist in private practice. Lebohang is the founder of Psychological Wellness Centre Lesotho (PWCL), a client-centred psychological support service that allows you to pause and reflect on your life, so that you can achieve emotional and mental stability and reach your full potential. For more information, visit PWCL at http://pwcentre.com
About TKO Financial Wellness & Advisory visit www.tkofinancialwellness.com
Subscribe to TKO Financial Wellness @tkoconsultancy Watch the episode on YouTube: https://www.youtube.com/watch?v=OizuY3UUwBISign up for our FREE personal finance newsletter at bit.ly/3q48P1oTo get a copy of my personal finance book available on Takealot: https://www.takealot.com/let-s-change.To get a copy of my personal finance book available on Amazon: amzn.to/44iBVtwFor bookings and collaborations email me at sales@tkaynthebe.com Subscribe to my travel and lifestyle channel @tokisotkaynthebe Video produced by Titan Lens Photography: N.Mareka@gmail.comSound Engineering by Bisa Street Inc: letsabisasehloho@gmail.com#mymoneyadventures #financialliteracy #mentalhealth #mentalhealthawaress #mentalhealthmatters #youtubemadeforyou #personalfinance #moneyadventureswithtkay #financialplanning #financialwellness #financialliteracy #southafrica #lesotho
How to plan your taxes, file and comply with Revenue Services Lesotho (RSL). In this episode, I have a conversation with professionals from RSL about tax laws, how to file your tax returns and comply. We also discuss the voluntary disclosure program (VDP), where you are allowed to declare and get a waiver on the taxes you should have paid. For more information visit RSL at www.rsl.org.lsSubscribe to TKO Financial Wellness @tkoconsultancy Watch on YouTube:Sign up for our FREE personal finance newsletter at bit.ly/3q48P1oTo get a copy of my personal finance book available on Takealot: https://www.takealot.com/let-s-change.To get a copy of my personal finance book available on Amazon: amzn.to/44iBVtwFor bookings and collaborations email me at sales@tkaynthebe.com Read the blog: https://www.mymoneyadventures.com/tax-compliance-is-important-get-your-affairs-in-order/Read the article: Are my retirement benefits taxed? https://www.thereporter.co.ls/2022/10/11/leruo-retirement-series-are-my-retirement-benefits-taxed/Subscribe to my travel and lifestyle channel - Escapes with TKay @tokisotkaynthebe
Subscribe to my travel and lifestyle Podcast - Escapes with TKay: https://podcasters.spotify.com/pod/show/tokiso-nthebe7Video produced by Matsoso Photography: matsosokomane@gmail.com Sound Engineering by Bisa Street Inc: letsabisasehloho@gmail.com#mymoneyadventures #financialliteracy #tax #taxplanning #youtubemadeforyou #personalfinance #moneyadventureswithtkay #financialplanning #financialwellness #financialliteracy #southafrica #lesotho
Mental health awareness, self awareness personal development. In this episode, Motlalepula Mosoeu unpacks and discusses mental health is, how it impacts our lives and careers. Subscribe to TKO Financial Wellness @tkoconsultancy Watch the episode on YouTube: https://youtu.be/D9hpDzo637ASign up for our FREE personal finance newsletter at bit.ly/3q48P1oTo get a copy of my personal finance book available on Takealot: https://www.takealot.com/let-s-change.To get a copy of my personal finance book available on Amazon: amzn.to/44iBVtwFor bookings and collaborations email me at sales@tkaynthebe.com Subscribe to my travel and lifestyle channel @tokisotkaynthebe #mymoneyadventures #financialliteracy #tax #taxplanning #youtubemadeforyou #personalfinance #moneyadventureswithtkay #financialplanning #financialwellness #financialliteracy #southafrica #lesotho
What does FNB Lesotho's Card Localisation Means For You? In this episode, I have a chat with two executives from FNB Lesotho and we unpack what the debit card localisation means. FNB Lesotho is a registered credit provider, registered with the Central Bank of Lesotho (CBL).For more information, visit FNB Lesotho at www.fnb.co.ls Subscribe to TKO Financial Wellness @tkoconsultancy Watch the video on YouTube:Sign up for our FREE personal finance newsletter at bit.ly/3q48P1oTo get a copy of my personal finance book available on Takealot: https://www.takealot.com/let-s-change.To get a copy of my personal finance book available on Amazon: amzn.to/44iBVtwFor bookings and collaborations email me at sales@tkaynthebe.com Subscribe to my travel and lifestyle channel @tokisotkaynthebe Video produced by Titan Lens. Reach them at n.mareka@gmail.comSound Engineering by Bisa Street Inc: letsabisasehloho@gmail.com#mymoneyadventures #financialliteracy #FNBLesotho #financialinclusion #nationalpayment #centralbankoflesotho #youtubemadeforyou #personalfinance #moneyadventureswithtkay #financialplanning #financialwellness #financialliteracy #southafrica #lesotho
Building the Afro DeeJay Brand, Entrepreneurship and Mental Health. In this episode, I sit down with Motlatsi Makhetha, popularly known as Afro DJ. Afro DJ is an afro drum house DJ from Lesotho. Subscribe to TKO Financial Wellness @tkoconsultancy Watch the episode on YouTube: https://youtu.be/ev17SbWvzKs?si=305_5omCVAW2venqSign up for our FREE personal finance newsletter at bit.ly/3q48P1oTo get a copy of my personal finance book available on Takealot: https://www.takealot.com/let-s-change.To get a copy of my personal finance book available on Amazon: amzn.to/44iBVtwFor bookings and collaborations email me at sales@tkaynthebe.com Subscribe to my travel and lifestyle channel @tokisotkaynthebe Video produced by Matsoso Photography: matsosokomane@gmail.com Sound Engineering by Bisa Street Inc: letsabisasehloho@gmail.com#mymoneyadventures #financialliteracy #music #entrepreneurship #deejay #youtubemadeforyou #personalfinance #moneyadventureswithtkay #financialplanning #financialwellness #financialliteracy #southafrica #lesotho #afrobeat
How I Built Matsoso Photography | Conversation with Komane Matsoso. Matsoso Photography offers both video and photography services to individuals and corporations covering weddings and events.Contact Matsoso Photography:Website: www.matsosophotography.comEmail: matsosophotography@gmail.com Call: +266 5627 215600:00 Introduction18:16 How important is it for videographers to invest in their business?25:00 How have you been able to professionalise the brand?28:00 How do you stay relevant in a changing world?31:00 How are you able to work with minor children?33:00 How do you keep up with changing times?35:00 How important is it to separate your personal and business finances?40:00 What's your relationship with money?44:00 What can we expect for 2024?45:00 How do people connect with you?46:00 What advice do you have for new entrants?49:00 What is the experience when working with corporate organisations?54:00 What are the considerations when posting content online?Subscribe to TKO Financial Wellness @tkoconsultancy Watch the episode on YouTube: https://www.youtube.com/watch?v=zr37sJA2ydoSign up for our FREE personal finance newsletter at bit.ly/3q48P1oTo get a copy of my personal finance book available on Takealot: https://www.takealot.com/let-s-change.To get a copy of my personal finance book available on Amazon: amzn.to/44iBVtwFor bookings and collaborations email me at sales@tkaynthebe.com Subscribe to my travel and lifestyle channel @tokisotkaynthebe Video produced by Matsoso Photography: matsosokomane@gmail.com Sound Engineering by Bisa Street Inc: letsabisasehloho@gmail.com#mymoneyadventures #financialliteracy #photography #cinematography #youtubemadeforyou #personalfinance #moneyadventureswithtkay #financialplanning #financialwellness #financialliteracy #southafrica #lesotho #matsosophotography
Budget Speech 2024/25 Lesotho | Discussion with Teboho Mphana. This episode reviews the Lesotho Budget Speech by the Hon. Minister of Finance and Development Planning. Teboho Mphana is an Investment Analyst passionate about the investment and retirement industry. 00:00 Introduction02:02 Who is Teboho Mphana?03:31 What is your relationship with Money?05:00 Why should we care about the budget speech?07:48 What is the theme for the 2024 budget speech?09:00 What are the key highlights from the 2022/23 budget?13:20 About TKO Financial Wellness & Advisory15:00 Understanding the terminology and jargon21:07 What is the tone for the 2024/25 budget?23:05 How does the landscape look like?29:30 What are the key drivers or growth sectors?33:00 Is there alignment between the budget speech and the National Strategic Development Plan II? 45:00 How is the budget allocated?49:00 What is the government trying to do?54:50 The impact of restructuring and retrenchments 58:17 Why should we care and how does this affect my wallet?Subscribe to TKO Financial Wellness @tkoconsultancy Listen to the episode on my Podcast:Sign up for our FREE personal finance newsletter at bit.ly/3q48P1oTo get a copy of my personal finance book available on Takealot: https://www.takealot.com/let-s-change.To get a copy of my personal finance book available on Amazon: amzn.to/44iBVtwFor bookings and collaborations email me at sales@tkaynthebe.com Subscribe to my travel and lifestyle channel @tokisotkaynthebe Video produced by Matsoso Photography: matsosokomane@gmail.com Sound Engineering by Bisa Street Inc: letsabisasehloho@gmail.com#mymoneyadventures #financialliteracy #budgetspeech2024 #inflation #youtubemadeforyou #personalfinance #moneyadventureswithtkay #financialplanning #financialwellness #financialliteracy #southafrica #lesotho #grossdomesticproduct
How I Built the Joachim Garments Fashion Brand in Lesotho. Joachim Garments is an ultra-modern craftsmanship made in the Mountain Kingdom of Lesotho.Contact Joachim Garments via email: joachimgarmentsinfo.com Call Joachim Garments on +266 5915 5530About TKO Financial Wellness & Advisory: https://www.youtube.com/watch?v=uSGi0wGZN_0Watch the episode on YouTube: https://www.youtube.com/watch?v=VTSMKEaA1e8Sign up for our FREE personal finance newsletter at bit.ly/3q48P1oTo get a copy of my personal finance book available on Takealot: https://www.takealot.com/let-s-change.To get a copy of my personal finance book available on Amazon: amzn.to/44iBVtwFor bookings and collaborations email me at sales@tkaynthebe.com Subscribe to my travel and lifestyle channel @tokisotkaynthebe Video produced by Matsoso Photography: matsosokomane@gmail.com Sound Engineering by Bisa Street Inc: letsabisasehloho@gmail.com#entrepreneurship #mymoneyadventures #financialliteracy #mentalhealth #youtubemadeforyou #fashion #fashionblogger #personalfinance #moneyadventureswithtkay #financialplanning #financialwellness #financialliteracy #southafrica #lesotho
How I used my 9-5 job income and salary to start a micro-lending business. In this episode, Nini Rose and I talk about building a career as a blockchain blogger and speaker, and using her income to co-found a micro-lending business. Prime Capital (Pty) Ltd aims to create an ecosystem where access to financial products is put in the hands of those who them the most.For more information on Prime Capital visit www.primecapitalfs.comWatch the episode on my YouTube: https://youtu.be/V27TUD9OjAw?si=CYotjEQnYTTyJ0dhSign up for our FREE personal finance newsletter at bit.ly/3q48P1oTo get a copy of my personal finance book available on Takealot: https://www.takealot.com/let-s-change.To get a copy of my personal finance book available on Amazon: amzn.to/44iBVtwFor bookings and collaborations email me at sales@tkaynthebe.com Subscribe to my travel and lifestyle channel on YouTube @tokisotkaynthebe Listen to my travel and lifestyle podcast. Follow me on TikTok: https://www.tiktok.com/@mymoneyadventures?_t=8jj8ehIqnLC&_r=1 Video produced by Matsoso Photography: matsosokomane@gmail.com Sound Engineering by Bisa Street Inc: letsabisasehloho@gmail.com#entrepreneurship #businessfailure #financialliteracy #mentalhealth #youtubemadeforyou #mymoneyadventurespodcast #personalfinance #moneyadventureswithtkay #personalfinance #financialplanning #financialwellness #financialliteracy #southafrica #lesotho
Freelancing, self-taught software engineer and tech with Thomello Matsasa. Thomello Matsasa is a Technpreneur, Indiehacker, Freelancer and International IT Consultant. Check out Thomello's portfolio https://thomello.github.io/portfolio/?Please read our blog posts https://www.mymoneyadventures.com/blog/Watch the episode on YouTube: https://www.youtube.com/watch?v=DACDo0J8YD0Sign up for our FREE personal finance newsletter at bit.ly/3q48P1oTo get a copy of my personal finance book available on Takealot: https://www.takealot.com/let-s-change.To get a copy of my personal finance book available on Amazon: amzn.to/44iBVtwFor bookings and collaborations email me at sales@tkaynthebe.com Subscribe to my travel and lifestyle channel @tokisotkaynthebe Video produced by Matsoso Photography: matsosokomane@gmail.com Sound Engineering by Bisa Street Inc: letsabisasehloho@gmail.com#entrepreneurship #businessfailure #financialliteracy #mentalhealth #youtubemadeforyou #mymoneyadventurespodcast #personalfinance #moneyadventureswithtkay #personalfinance #financialplanning #financialwellness #financialliteracy #southafrica #lesotho
Thato Lekatsa shares her journey on entrepreneurship, business failure and mental health. She talks us through her failures in business, and career, losing everything and mental health issues. Contact YourGal Logistics at +266 630 7497 or visit their offices in Masowe 3, Maseru Lesotho.Listen to the Backed In Pain podcast @BakedinPainwithThatoLekatsa Watch the episode on YouTube https://www.youtube.com/watch?v=pfTw-sud7M0Sign up for our FREE personal finance newsletter at bit.ly/3q48P1oRead our blog posts https://www.mymoneyadventures.com/blog/To get a copy of my personal finance book available on Takealot: https://www.takealot.com/let-s-change.To get a copy of my personal finance book available on Amazon: amzn.to/44iBVtwFor bookings and collaborations email me at sales@tkaynthebe.com Subscribe to my travel and lifestyle YouTube channel @tokisotkaynthebe Video produced by Matsoso Photography: matsosokomane@gmail.com Sound Engineering by Bisa Street Inc: letsabisasehloho@gmail.com#entrepreneurship #businessfailure #financialliteracy #mentalhealth #youtubemadeforyou #mymoneyadventurespodcast #personalfinance #moneyadventureswithtkay #personalfinance #financialplanning #financialwellness #financialliteracy #southafrica #lesotho
How to leverage your pay slip and unlock opportunities to build wealth. In this episode, I discuss how ideas such as starting an investment, leveraging debt to start side hustles etc.Watch the video on my YouTube Channel: https://youtu.be/YwtX2kYAo-oRead the blog: Subscribe to my travel and lifestyle YouTube channel @tokisotkaynthebe Sign up for our FREE personal finance newsletter at bit.ly/3q48P1oTo get a copy of my personal finance book available on Takealot: https://www.takealot.com/let-s-change...To get a copy of my personal finance book available on Amazon: amzn.to/44iBVtwFor bookings and collaborations email me at sales@tkaynthebe.com Video produced by Matsoso Photography: matsosokomane@gmail.com Sound Engineering by Bisa Street Inc: letsabisasehloho@gmail.com#mymoneyadventures #personalfinance #financialplanning #financialwellness #financialliteracy #southafrica #lesotho
Cycling to Raise Funds to Youth Connect Africa Summit 2023. In this episode, I have a down with Tshepo Nkhabu who is cycling to raise funds for Youth Connekt Africa Summit in Kenya 2023. Youth Connekt is a Pan-African platform that seeks to empower young people through enhancing their knowledge, experience and skills. Tshepo's missing is to create meaningful connections for the youth in his community and bring home networks and solutions gained abroad. To support his fundraising initiative, you can donate to:Tsepho Nkhabu's PayPal account: tshepomohlodi@gmail.comFor more information on his work, visit www.lesothoyouthsummit.org and www.handsoflifecycling.orgConnect with us on social mediaWatch the video on YouTube: https://www.youtube.com/watch?v=mmdyIA09nWE&t=1sFor our personal finance blog: www.mymoneyadventures.comSign up for our FREE personal finance email newsletter:Subscribe to the travel and lifestyle channel @tokisotkaynthebe Episode edited by BISA Street at Letsabisasehloho@gmail.com#financialliteracy #mymoneyadventures #personalfinance #youthempowerment #cycling #panafricanism #cycling #personaldevelopment #lesotho #kenya #youthconnekt
Lesedi Fm Book Interview: Let's Change the Script: Chelete Ha Se Parcel! on Itlhabolle with Tholoana Moletsane. More about the show http://www.lesedifm.co.za/sabc/home/lesedifm/line-up/details?id=655ea37c-0897-47d5-be7a-71d4794cd993&title=Itlhabolle
About Let's Change the Script: Chelete Ha Se Parcel!
Follow My Money Adventures on www.mymoneyadventures.com for more personal finance content - courses and blogs.
In this episode of the Money Adventures Podcast, I have a sit down with Ms Relebohile Seshemane-Kalake, Head of Employee Benefits at Alliance Insurance Company to discuss what are employee benefits.
Alliance Insurance Company is a registered and licensed financial services provider with the Central Bank of Lesotho. For more information on Employee Benefits, visit Alliance Insurance at www.alliance.co.ls
00.00 Introduction 01:20 Tell us about who you are 01:47 What is the relationship with your money? 02:20 What are employee benefits? 03:32 Who has a relationship with your office? 04:08 What are the benefits of saving for retirement? 05:00 Am I too young to start saving for retirement? 06:27 What is legal insurance and why is it important? 09:47 Why should members update beneficiary nomination plans? 11:25 How can members access their retirement benefits? 12:49 How do members track how much they have saved? 13:32 How do prospective employers sign up? 14:10 Any closing remarks?
Listen to the episode on How Legal Insurance can help you on Money Adventures Podcast
Watch the episode on How Legal Insurance in Lesotho How Legal Insuran...
Connect with me at www.tkaynthebe.com and follow me on social media.
Listen to the episode on my Podcast
Subscribe to my travel and lifestyle YouTube channel @tokisotkaynthebe
Sign up for our FREE personal finance newsletter at bit.ly/3q48P1o
Episode edited by BISA Street at Letsabisasehloho@gmail.com
In this episode of the Money Adventures Podcast, I have a sit down with Mr Lekhooa Montši, Head of Retail at Alliance Insurance to discuss how legal insurance can help you. Established in 2019, Alliance Legal is a registered and licensed financial services provider with the Central Bank of Lesotho. In this episode, we discuss the following.
What is the relationship with your money?
What is the importance of legal insurance?
How affordable are the premiums?
What are the benefits and associated risks?
Are there any exclusions?
Can my legal insurance help draft agreements/contracts?
How do the new changes/benefits after previous members?
What is the claims process?
How do people sign up?
Listen to the episode on Matrimonial contracts, property and divorce in Lesotho https://spotifyanchor-web.app.link/e/i9ma5asOMAb
For more information on legal insurance or to get coverage, visit Alliance Insurance at www.alliance.co.ls
Connect with me at www.tkaynthebe.com and follow me on social media.
Watch the episode on my YouTube channel https://youtu.be/Km_BWiJ8t_k
Subscribe to my travel and lifestyle YouTube channel @tokisotkaynthebe
Sign up for our FREE personal finance newsletter
Video produced and edited by Bisa Street Incorporated
Marital Contracts, Marital Property and Divorce in Lesotho.
In this episode, I sat down with Advocate Lerato Khutlang to unpack different types of marital contracts, matrimonial property and divorce in Lesotho. Connect with me at www.tkaynthebe.com and follow me on social media.
Watch the episode on my YouTube channel https://www.youtube.com/watch?v=OZsNyuzZrrgSubscribe to my travel and lifestyle YouTube channel @tokisotkaynthebe Video produced and edited by Bisa Street Incorporated#moneyadventureswithtkay #personalfinance #financialeducation #moneymanagement #financialliteracy #matrimonialcontract #marriage #globalmoneyweek #moneymonthlesotho #financialwellness #allianceinsurance #leruo #lesotho #financialinclusion
Driving financial literacy in Lesotho - Money Month Campaign 2023. Poor money management and low financial literacy are among the biggest sources of stress for many households in Lesotho. To tackle this, the Central Bank of Lesotho in collaboration with the financial services players launched the Money Month Campaign 2023. In this episode, I sit down with Ephraim Moremoholo, the chairperson of the Financial Education Steering Committee to unpack what Basotho (people from Lesotho) can expect from the 2023 campaign. 'Plan your Money, Plant your future.'
Catch the episode on my YouTube Channel https://www.youtube.com/channel/UCfMOcFpksq9twUg-CvFYVVQ
Read about it https://www.thereporter.co.ls/2023/05/10/driving-financial-literacy-in-lesotho-money-month-campaign-2023/
Connect with me at www.tkaynthebe.com
Trailer: Money Adventures Podcast Season 2 hosted by Tokiso TKay Nthebe
Connect with me at www.tkaynthebe.com #moneyadventureswithtkay #personalfinance #financialeducation
In this episode, I chat with Koaile Monaheng, an African Storyteller entrepreneur and co-found of Khantsa Energy. In this conversation, we discuss how climate change impacts your finances, the Lesotho economy and the African continent.
Koaile Monaheng is a consulting associate at Power Shift Africa, a climate & energy think thank that provides policy analysis, advocacy and communications from an African perspective.
How does climate change affect ordinary Mosotho citizens?
Tell us about Khantsa Energy and how it's contributing towards climate change?
You've recently received recognition for the work you are doing in climate change. Talk us through this and what it means to you.
There's a young boy who is watching this podcast and is. interested in climate change, any words of encouragement?
What financial goals do you hope to achieve in 2023 and beyond?
In this episode, I share information on what it takes to be a content creator in Lesotho.1. What is a content creator?2. What does it take to create content?3. What are the associated costs?4. What are the biggest challenges?5. How can we overcome the challenges?Watch the podcast on my YouTube channel #thefinancebachelor #financialeducation #contentcreation #contentcreator #lesotho
In this episode, I chat with Mpheng Ayat Thamae, a counselling psychologist. Our conversation, titled 'Financial resources vs. mental resources' delves deeper into healing and how to set boundaries. This is a continuation of our previous conversation - Financial resources vs. mental resources part 1: https://spotifyanchor-web.app.link/e/McfWOY89Nub 1. What are financial resources vs. mental resources? 2. What are the dynamics of money and how do they impact us? 3. How do we manage people-pleasing and/or wounded children? 4. The blessing and burden of success. 5. How do we manage black tax or family emergencies? 6. How do we manage peer pressure among friends? 7. What are functional dsyfunctions? To consult or book an appointment with Mpheng Thamae Tel: +266 2700 2727 Cell: +266 5776 1251 E-mail: m.thamae@pwcentre.com
Watch the podcast on my YouTube channel
In this episode, I chat with Relebohile Kabelo, also known as 'Ngoanabo Banka' about financial literacy in Lesotho. Ngoanabo Banka is a self-taught finance blogger who founded the Capitalist Mosotho Blog. The Capitalist Mosotho is a financial blog that was created in November 2021 which informs people about Lesotho's finances as well as teaches people about certain products from financial institutions based in Lesotho (the Reporter, 2022). To subscribe to the blog https://thecapitalistmosotho.wixsite.com/thecapitalistmosotho You can watch the video version on my YouTube channel #thefinancebachelor #financialeducation #financialwellness #financialplanning #moneyadventureswithtkay #escapeswithtkay #lesotho
How are you protected as a consumer of financial products and services in Lesotho?
In this episode, I discuss Lesotho's Financial Consumer Protection Act of 2022 and how it protects you.
What is the Financial Consumer Protection Act of 2022
You have the right to be provided with comprehensive information.
All the terms and conditions must be disclosed and explained.
You have the right to be given key facts about the financial product/service.
You have the right to be told that a credit background check will be conducted.
You have the right to move from one financial services provider to another.
Watch the video on my YouTube Channel https://youtu.be/fO4MzOjMV_M
In this episode, the host - Tokiso TKay Nthebe - discusses the importance of creating and unlocking additional sources of income. Household income is under severe pressure because of the increasing cost of living - high fuel and food prices, skyrocketing inflation and interest rates, while salaries and income remain the same. Check out the article titled 'How to monetise and increase our sources of income: https://www.thereporter.co.ls/2021/03/16/how-to-monetize-and-increase-our-sources-of-income/ Check out the video on YouTube: Follow me on ALL social media platforms; Subscribe to my weekly newsletter for personal finance tips:
July is considered to be national savings month, where we encourage people to prioritise savings. In this episode, Tokiso TKay Nthebe - the host discusses the difference between savings and investing, how to develop SMART savings and the importance of leveraging on technology to automate.
Check out my article titled "Take care of yourself and start saving" https://www.thereporter.co.ls/2021/03/29/take-care-of-yourself-and-start-saving/
Check out the video version of the podcast on my YouTube Channel:
Check out the blogpost of this episode here:
In this episode, I chat with Professor Mhango, Dean of the Faculty of Law at the National University of Lesotho (NUL). We discussion pension funds laws and retirement planning. Prof Mhango also provides information on how people can pursue careers in the pension fund laws space and shares some of the work that the Metropolitan Research Chair is currently doing.
For more information regarding the Metropolitan Research Chair: https://nulpensionlawchair.org.ls/
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Subscribe to my YouTube Channel: https://www.youtube.com/channel/UCfMOcFpksq9twUg-CvFYVVQ
A burning issue in relationships is financial abuse, which negatively impacts households and Lesotho in general. Financial abuse is a form of Gender Based Violence (GBV), a pandemic that affects one in three women (33%) in Lesotho (UN Women, 2020). The economic impact of GBV is estimated to reduce household income by LSL 675m annually. I get to talk to Likeleli Mphutlane Monyamane, a multipotentialite - a very technical finance professional and a very creative person who loves writing, reading, reviewing books and teaching. Likeleli has also founded several initiatives including Inspire Innovation Business Consultants: https://www.inspireinnovation.co.ls Keep Lesotho Clean: https://www.keeplesothoclean.com Likeleli Monyamane: https://www.linkedin.com/in/likelelimonyamane Financial Abuse Article: bit.ly/3EylgF4 Connect with me: https://linktr.ee/tkay_nthebe
In this episode, I chat to Lerato Mphaka who shares the importance of investing in yourself, pursuing your dreams, building a brand and expanding into the diaspora. She also shares lessons from her book, titled Career Masterclass Series. You can buy Lerato's book- Career Masterclass Series e-Book here: https://docs.google.com/forms/d/e/1FA. Connect with Lerato Mphaka on social media Instagram: https://instagram.com/smongana?utm_me. Twitter: https://twitter.com/smongana?s=21 Catch the video on my YouTube channel: https://youtu.be/LJ5-jkefcpo #PersonalBranding #Finance #CareerNavigation #MoneyAdventureswithTKay #EscapeswithTKay #Escapesandmoneyadventures
Many of us make financial mistakes because of the pressure of keeping up with our family and friends. In this conversation with Adv. Thakane Shale we unpack how to handle the pressure, some of the money mistakes she has made and how she is managing her finances as a 30 year old. We also chat about how she is funding her dreams. Check out Thakane's blog https://lipsticksandcents.wordpress.com/2020/12/12/the-wahala-that-is-my-finances/ Double up with Clientcare Risk Consultant and insure your car and get free tracker installation. Send an email to info@clientcare.co.ls and be covered. Connect with me and subscribe YouTube: https://studio.youtube.com/channel/UCfMOcFpksq9twUg-CvFYVVQ Blog: https://nthebet.wordpress.com/
In this episodof Money Adventures, I speak to Lerato Sekantsi (Founder of Strategica Wealth Managers) and Lesaoana Monyane (Investment Manager and Financial Planner) about the importance of financial planning in Lesotho. To get more information or connect with my guests Lerato Sekantsi Strategica Wealth Managers: www.strategicalesotho.wordpress.com WhatApp: +266 6398 2046 Lesaoana Monyane LinkedIn: https://www.linkedin.com/in/lesaoana-monyane-42112a80 You can also catch the episode on my YouTube Channel: https://youtu.be/gh7DYQfzKFU
In episode 10, I chat to Adv. Rethabile Mathealira Molapo about the importance of planning and preparing a valid Will. You can also catch the full episode on my YouTube channel https://youtu.be/uxJ3PY-J_QE or read the full article in my personal finance column https://www.thereporter.co.ls/2021/10/06/understanding-wills-interview-with-adv-rethabile-mathealira-molapo/
Financial planning is not gender specific or should be the sole responsibility of men. Women, much like men can take care of their personal finances and manage their money. August is Women's month and to commemorate the amazing women, I chat to Nthabeleng Mpharoe-Khoali about money management strategies from a women's perspective. Nthabeleng is a professional and manager working the in the financial service industry in Lesotho. Also check my personal finance column, Leruo for the print version of our conversation https://www.thereporter.co.ls/2021/08/31/money-management-strategies-from-a-womans-perspective/. Connect with Nthabeleng on LinkedIn: bit.ly/3z2qZjKbit.ly/3z2qZjK Also subscribe to my YouTube Channel:https://www.youtube.com/c/TKayNthebe/about
Retirement planning conversations remain a taboo topic and are often left till it’s too late. The consequence of this is people retiring with inadequate capital to buy an annuity. In this episode, I speak to Teboho Makoetlane, a Pension and Insurance Management Consultant about retirement and annuities. You can also read about this in my weekly Personal Finance Column - Leruo bit.ly/3xORCIBbit.ly/3xORCIB Connect with me: YouTube Channel: https://www.youtube.com/channel/UCfMOcFpksq9twUg-CvFYVVQ Money Adventures episode with Teboho Makoetlane: A conversation on taking a care break bit.ly/2UJK3UQbit.ly/2UJK3UQ Connect with Teboho Makoetlane on LinkedIn
In this episode of Money Adventures with TKay I chat to Mpheng Thamae, a Counselling Psychologist. Often times we advocate for people to monetise their skills and increase their sources of income. The question we seldom ask is what mental resources are required to maintain the balance and ensure mental health. If you are in need of therapy services, please ask for help. You can book an appointment with Mpheng Thamae.
Please remember to like, share and comment on the podcast. You can also subscribe to my YouTube Channel https://www.youtube.com/channel/UCfMOcFpksq9twUg-CvFYVVQ and follow my weekly Personal Finance Column - Leruo available in The Reporter Newspaper every Friday (Proudly sponsored by Alliance Insurance).
In this episode of Money Adventures with TKay, I get to chat to Thapelo Morena Rapitse, a student at the National University of Lesotho (NUL) about how he chose which career to pursue. He also shares about taking a gap year, how he got into debt and hustling. Also subscribe to my YouTube channel https://www.youtube.com/channel/UCfMOcFpksq9twUg-CvFYVVQ This episode is proudly sponsored by U.S. Embassy, Young African Leader's Initiative (YALI) and TKO Consultancy
In this episode of Money Adventures with TKay, I get to chat to Thikhoi Phakisi a serial entrepreneur. We talk about her money mistakes and how she has changed her relationship with money. We also talk about the money lessons she is teaching her daughter, planning for retirement and growing her business. Remember to also watch the full video on my youtube channel https://www.youtube.com/channel/UCfMOcFpksq9twUg-CvFYVVQ This episode is proudly sponsored by the US Embassy Maseru, Young African Leader's Initiative (YALI) and TKO Consultancy.
A common challenge for young people is "can I pursue my passion project, while doing my profession and what is the trade off?
In this episode I chat to Neo Mareka, Founder of Titan Tech and Business. Neo shares how he started his company, the challenges he had to overcome and how he continues to develop himself.
Comment, like, share and subscribe to the podcast. You can also connect with me on my YouTube channel https://www.youtube.com/channel/UCfMOcFpksq9twUg-CvFYVVQ
Money is an adventure, let's enjoy the ride!
In this episode I chat to Sechaba Keketsi on the money lessons learnt from his father, investing in his personal development and monetizing the equipment he bought.
Connect with me on my YouTube Channel: Escapes with TKay https://www.youtube.com/channel/UCfMOcFpksq9twUg-CvFYVVQ
My website is also coming soon, so watch this space!
Remember to like, comment, share and subscribe to the Podcast. Money is an adventure, so let's enjoy the ride!
In episode 1 of Money Adventures, I chat to Teboho Makoetlane - popularly known as the Retirement Preacher about his money adventures, passion for retirement planning and leadership development. We also touch on his decision to take a career break and to pursue his purpose.
Subscribe to my YouTube Channel: Escapes with TKay https://www.youtube.com/channel/UCfMOcFpksq9twUg-CvFYVVQ