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When your kids ask you for something, how do you say no? Rather than just saying no, you can turn it into a lesson that they'll actually accept, without shooting them down.
Change everything with my resources that I custom-made for dads and families:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting and 18 other categories on Amazon.
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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Sometimes it's best - for many reasons - to get creative in how you save and spend money. Have an open mind. You and your family might be surprised at what happens.
Change everything with my resources that I custom-made for dads and families:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting and 18 other categories on Amazon.
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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Don't get sucked into getting a variable rate interest loan or adjustable rate mortgage... you'll sabotage yourself. Stick to fixed interest rates loans and you'll be much safer.
Change everything with my resources that I custom-made for dads and families:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting and 18 other categories on Amazon.
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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A couple months ago one of the batteries in my hybrid died... and these batteries are not the regular, inexpensive ones. So what did I do? I did what I learned when I worked for the Navy, when I bought new parts for ships. I obtained multiple quotes.
I know everyone knows this is a best practice, but you should actually do it!
Change everything with my resources that I custom-made for dads and families:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting and 18 other categories on Amazon.
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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Any financial strategy you implement should take your life into account... your whole life.
The FIRE (Financial Independence Retire Early) movement doesn't do that. The sacrifices you'll make to retire really early will cost you the best years of your life. You'll lose out on your most healthy years, spending time with your family, having fun, enjoying life, and any sort of appreciation of life.
Skip the FIRE goal and enjoy life.
Change everything with my resources that I custom-made for dads and families:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting and 18 other categories on Amazon.
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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Time is your #1 commodity, so spend it wisely.
Change everything with my resources that I custom-made for dads and families:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting and 18 other categories on Amazon.
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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Being cheap will only cost in the long run, in many, many ways.
Change everything with my resources that I custom-made for dads and families:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting and 18 other categories on Amazon.
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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Don't give up. You've got this.
Change everything with my resources that I custom-made for dads and families:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting and 18 other categories on Amazon.
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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Open up a savings account for them with SoFi and also get up to $325 free using this link. I use SoFi myself for retirement accounts, my emergency fund, investing, and more, and I love it!
Change everything with my resources that I custom-made for dads and families:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting and 18 other categories on Amazon.
Episode notes:
When you're about to make that purchase of something big... or bad... there's a way I use that you can apply to stop yourself: How will it make you feel later? Imagine...
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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Get rid of your monthly bank fees! Open up a savings account for them with SoFi and also get up to $325 free using this link. I use SoFi myself for retirement accounts, my emergency fund, investing, and more, and I love it!
Change everything with my resources that I custom-made for dads and families:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting and 18 other categories on Amazon.
Episode notes:
Think back... did you spend it on anything fun? Something real or important? How have your spending patterns changed?
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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Get rid of your monthly bank fees! Open up a savings account for them with SoFi and also get up to $325 free using this link. I use SoFi myself for retirement accounts, my emergency fund, investing, and more, and I love it!
Change everything with my resources that I custom-made for dads and families:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting and 18 other categories on Amazon.
Episode notes:
Paying off debt is a key form of planning for retirement. It's not just a boring personal finance task you need to do; instead, it'll help set you up for major success.
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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Get rid of your monthly bank fees! Open up a savings account for them with SoFi and also get up to $325 free using this link. I use SoFi myself for retirement accounts, my emergency fund, investing, and more, and I love it!
Change everything with my resources that I custom-made for dads and families:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting and 18 other categories on Amazon.
Episode notes:
What I refuse to spend my money on:
- Bank fees
- Credit card interest and late fees
- Self-Storage
- New Tech
- Cloud service for video doorbells
- Individual bottles of cleaning supplies
- Anything I can buy in bulk
- Soda and juice
- Fancy, luxury brands of clothing or anything
- Real Art
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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Start your kids off on the right foot! Open up a savings account for them with SoFi and also get up to $325 free using this link. I use SoFi myself for retirement accounts, my emergency fund, investing, and more, and I love it!
Change everything with my resources that I custom-made for dads and families:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting and 18 other categories on Amazon.
Episode notes:
Set up your kids for personal finance success with these more 8 tips!
- Use credit cards wisely and make money!
- Don't gamble.
- Fix things yourself.
- Grocery shopping as the ultimate personal finance experience!
- Needs vs. Wants
- Don't be cheap.
- Money itself isn't important
- Who is Rich?
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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Start your kids off on the right foot! Open up a savings account for them with SoFi and also get up to $325 free using this link. I use SoFi myself for retirement accounts, my emergency fund, investing, and more, and I love it!
Change everything with my resources that I custom-made for dads and families:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting and 18 other categories on Amazon.
Episode notes:
Set up your kids for personal finance success with these 8 tips, with more to come in next week's episode!
- Don't talk about money all the time
- If you have to say "no" to them about a purchase, explain why in terms of what spending now will mean for the future.
- That being a billionaire isn't important... family and friends are.
- Teach them to invest, the easy way.
- Save money for emergencies
- Don't save everything because you need to enjoy life.
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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Open up a savings account for anything (including an emergency fund!) with SoFi and also get up to $325 free using this link. I use SoFi myself for retirement accounts, my emergency fund, investing, and more, and I love it!
Change everything with my resources that I custom-made for dads and families:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting and 18 other categories on Amazon.
Episode notes:
Are you still paying PMI (Private Mortgage Insurance) on your mortgage? So was I! I figured out a way to eliminate it WITHOUT paying off the required 20% of my home loan... it took me under an hour and cost about $200 to implement, and I saved us $90/month over the next 6 or so years! If you bought your home at the right time and it makes sense for you to follow my steps, then give it a shot! Speak with your lender to discuss your specific situation to make sure an appraisal is a good option for you and your future financial goals... it certainly was for me!
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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Open up a savings account for anything (including an emergency fund!) with SoFi and also get up to $325 free using this link. I use SoFi myself for retirement accounts, my emergency fund, investing, and more, and I love it!
Change everything with my resources that I custom-made for dads and families:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting on Amazon.
Episode notes:
Before reminding or yelling at your kids about saving money, think about how much money it will save you... and ask yourself if it's worth it to yell or constantly remind and bother your family to do these things.
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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Open up a savings account for anything (including an emergency fund!) with SoFi and also get up to $325 free using this link. I use SoFi myself for retirement accounts, my emergency fund, investing, and more, and I love it!
Change everything with my resources that I custom-made for dads and families:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting on Amazon.
Episode notes:
Open up additional and FREE savings accounts with your current bank. Make sure that you're set up for free savings accounts by meeting their qualifications, such as direct deposit, minimum balance, etc.
Go into account settings to add nicknames/labels/titles for each account, and then change the titles accordingly.
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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Invest your $20 a month with SoFi and also get up to $325 free using this link. I use SoFi myself for retirement accounts, investing, and more, and I love it!
Change everything with my resources that I custom-made for dads:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting on Amazon.
Episode notes:
Stop buying coffee once a week, invest it, and watch your money grow with compound interest!
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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Change everything with my resources that I custom-made for dads:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting on Amazon.
Episode notes:
Use zero based budgeting to identify how you can cut every possible expense.
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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Change everything with my resources that I custom-made for dads:
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting on Amazon.
Episode notes:
Spending a lot of money on prescription medicines for you and your family? Well, time to change that. Here are the 7 ways I've used:
- Manufacturer's coupons
- Calling the manufacturer
- Going generic
- 90-day supplies
- Switching insurance
- No more medicine?
- Bonus: Rx's when traveling
Free for you:
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- Free hourly wage and other calculators on my website, moneyfordads.com
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It's time to backwards budget!
Use my amazing and simple budget spreadsheets - customized to dads and families - to change everything.
- Get my free budget spreadsheet here.
- Get the fancy budget spreadsheet here at Etsy. Use discount code "PODCAST" to get 50% off.
- Get my book here, which hit #1 in Budgeting on Amazon.
Free for you:
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- Free hourly wage and other calculators on my website, moneyfordads.com
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The Six Tips:
- Check your reports for errors.
- Request a credit card limit increase.
- Pay off credit cards strategically.
- Pay off big balances.
- Pay bills on time.
- Keep old cards open.
To get your safe and free credit reports, visit https://www.annualcreditreport.com/
Buy my book here.
For you:
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- Free hourly wage and other calculators on my website, moneyfordads.com
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To get your safe and free credit reports, visit https://www.annualcreditreport.com/
Buy my book here.
For you:
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- Free hourly wage and other calculators on my website, moneyfordads.com
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Use my Rolls Royce test to help make financial decisions easier.
Buy my book here.
For you:
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/ask-a-question
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- Free hourly wage and other calculators on my website, moneyfordads.com
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Discovering and choosing your money mission will change everything for you. Get ready.
For you:
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/podcast
- My free Money For Dads Starter Kit, with 1) my amazing and simple budget template, 2) 11 money spending tips guaranteed to change your life, and 3) steps to collect unclaimed money in your name is also available at moneyfordads.com
- Free hourly wage and other calculators on my website, moneyfordads.com
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What's dangerous about debit cards?
For you:
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/podcast
- Free Money For Dads Starter Kit, with my amazing and simple budget template and the money spending tips guaranteed to change your life, also available at moneyfordads.com
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The US government is holding over $70 billion for over 30 million people, just waiting for you to collect it. How do you find out if you have money in your name? How do you collect it?
For you:
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/podcast
- Free Money For Dads Starter Kit, with my amazing and simple budget template and the money spending tips guaranteed to change your life, also available at moneyfordads.com
- Free hourly wage and other calculators on my website, moneyfordads.com
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The 7 Tips:
- Get and stay excited about things.
- Implement methods to stretch your money.
- Budget and plan.
- Appreciate what you have.
- Spend time on hobbies.
- Box breathing
- Know who’s is in charge.
For you:
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/podcast
- Free Money For Dads Starter Kit, with my amazing and simple budget template and the money spending tips guaranteed to change your life, also available at moneyfordads.com
- Free hourly wage and other calculators on my website, moneyfordads.com
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Wouldn’t it be amazing if you could figure out exactly how much money you’ve made in your entire life? If you could see, year-by-year, the exact figure you made? What could you do with this knowledge? Well, this episode will show you how, and it's really simple.
Action Steps:
- https://www.ssa.gov/
- Click “SIGN IN/UP” on toolbar on the top of the page
- Click “My Social Security”
- Then create an account
- After you log in on the home , scroll down to the “eligibility and earnings” sections, and then click “Review your full earnings record now”
For you:
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/podcast
- Free Money For Dads Starter Kit, with my amazing and simple budget template and the money spending tips guaranteed to change your life, also available at moneyfordads.com
- Free hourly wage and other calculators on my website, moneyfordads.com
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Summary:
- Who am I? Why should you listen to this podcast?
- What's this podcast about?
- How to think about money in terms of time
Top tips:
- Think about how many hours at work it took you to earn what you're about to spend.
- Don't be cheap with your time or your money.
For you:
- If you have a question you'd like to answer or discuss on a future podcast, submit it (by typing or recording a message for me) at www.moneyfordads.com/podcast.
- Free Money For Dads Starter Kit, with my amazing and simple budget template and the money spending tips guaranteed to change your life, also available at moneyfordads.com.
- Free hourly wage and other calculators on my website, moneyfordads.com.