Matters Beyond Wealth: Recent Episodes
mattersbeyondwealthrbc
Estate planning, healthy aging and wealth insights.
Hosted by Leanne Kaufman, president and CEO of RBC Royal Trust, Matters Beyond Wealth focuses on estate planning, healthy aging and wealth insights to help Canadians plan for today and their future.
A thriving cohort of older Canadians is showing how life beyond 100 can be attainable and desirable.
To discuss this topic, Leanne Kaufman is joined by Dr. Angela Roberts, PhD, research associate, Western University’s Canadian Centre for Activity and Aging.
Related episodes:
- Exercise as medicine: Can working out help protect us from dementia?
- Closing the gaps in women’s health research
For more information, visit our website.
The interplay of finance and psychology is changing the way people approach money decisions.
To discuss this topic, Leanne Kaufman is joined by Meghaan Lurtz, PhD, Professor of Practice - Advanced Financial Planning and Financial Therapy Certificate Programs, Kansas State University.
Related episodes:
- Strategies to help you prepare for a financial windfall
- Why estate and legacy planning are a vital part of your financial plan
For more information, visit our website.
Learn how to stay ahead of cybercriminals and help protect yourself from identity theft and fraud.
To discuss this topic, Tony Maiorino is joined by Christian Rivest, Vice President of Customer Success at Sigma Loyalty Group.
Related episodes:
What happens to my online accounts and assets after I am gone?
Spotting financial elder abuse
Tips to help simplify caregiving from a distance
For more information, visit rbcwealthmanagement.com.
These considerations can help owners ensure their business is set up for success today and in the future.
To discuss this topic, Tony Maiorino is joined by Prashant Patel, Vice President of High Net Worth and Business Owner Planning at RBC Family Office Services, and Paul Morgan, Managing Director, RBC Mid-Market Mergers and Acquisitions.
Related episodes:
Estate planning tips for business owners
How does a living trust differ from a trust in your Will?
Rethinking insurance in your estate planning
For more information, visit rbcwealthmanagement.com.
Studies in Canada have found that specific workouts can help protect the brain from brain-aging diseases in older adults.
To discuss this topic, Leanne is joined by Cindy Barha, Canada Research Chair in Neuroscience, Brain Health and Exercise at the University of Calgary.
Related episodes:
- The dementia grey area
- The race to deal with dementia in Canada
For more information, visit our website.
Research has shown that within the first five years after giving birth, women start to develop many of the risk factors that lead to premature heart and brain diseases. But very few women in Canada receive any screening or treatment for these cardiovascular risk factors.
To discuss this topic, Leanne is joined by Dr. Kara Nerenberg, an associate professor and clinician scientist at the University of Calgary.
Related episodes:
- Closing the gaps in women’s health research
- Preventive healthcare in Canada
For more information, visit our website.
Did you know that women are often ignored in healthcare research and can spend more of their lives in poor health? The Canadian Institutes of Health Research is working to change that.
Investing in women’s health research is not just important for our health, it’s important for our economy.
To discuss this topic, Leanne is joined by Dr. Angela Kaida, Scientific Director, Institute of Gender and Health at the Canadian Institutes of Health Research
Related episodes:
Six steps to help keep your brain healthy
Preventive healthcare in Canada
For more information, visit our website.
As we look at our aging population in Canada, or even our own aging, there’s an opportunity to think of healthcare a little differently. Most Canadians think of healthcare as what happens when you’re sick. What if we look at healthcare as something that happens prior to being in the emergency room? That’s preventive healthcare.
To discuss this topic, Leanne is joined by Dr. Khalil Sivjee, MD, FRCPC, FCCP, Medical Director, Cleveland Clinic Canada and Chief Medical Director, RBC.
Related episodes:
Exploring living longer with steps to improve your ‘real age’
Innovative technology for older adults and caregivers
For more information on RBC Royal Trust visit our website.
Learn about navigating and recognizing the early signs of dementia in loved ones.
To discuss this topic, Leanne is joined by Nancy Carlson, a children’s book author and illustrator.
Related episodes:
What is considered “normal” memory loss versus dementia?
Strategies for caregivers to avoid burnout
The race to deal with dementia in Canada
Incapacity: Do you know if family decides for you?
For more information on RBC Royal Trust visit our website.
Taxes can be one of the biggest drains on retirement income. Learn tax-planning strategies to help make your retirement dollars work harder.
Related episodes:
- When it comes to RRSPs or RRIFs are you making these costly estate planning mistakes?
- Why estate and legacy planning are a vital part of your financial plan
For more information on RBC Royal Trust visit our website.
Learn strategies for managing a financial windfall whether that be from an inheritance, selling a business or hitting the jackpot.
Related episodes:
- Will the changes to the capital gains inclusion rate impact me?
- What is probate and can it be avoided?
- Why estate and legacy planning are a vital part of your financial plan
- The family cottage: managing inheritance of an emotionally tied property
For more information on RBC Royal Trust visit our website.
RRSPs can trigger significant tax bills if not organized correctly in your estate plan. Learn the important nuances tied to RRSPs and RRIFs in estate planning.
To discuss this topic, Leanne is joined by Ali Spinner, partner at Crowe Soberman’s Tax Group.
Related episodes:
- How can my RRSP or TFSA impact my estate?
- What is probate and can it be avoided?
- Why estate and legacy planning are a vital part of your financial plan
- Will the changes to the capital gains inclusion rate impact me?
Helpful resources:
- T1213 Form Request to Reduce Tax Deductions
For more information on RBC Royal Trust visit our website.
Comprehensive estate planning can help you achieve goals for your financial future and for your family as we live longer than ever before.
To discuss this topic, Leanne is joined by Tony Chapman, host of Chatter That Matters podcast, and the founder of Chatter AI.
Related episodes:
- Why making a Will is choosing caring over chaos
- What if I leave my Will to the last minute?
- How emotions can impact estate planning
- Leaving a lasting legacy for your kids and grandkids
- How family dynamics can impact your estate plan
- Incapacity: Do you know if family decides for you?
- Exploring living longer with steps to improve your ‘real age’
- What are the responsibilities of an executor?
Helpful resources:
- Free executor support tool
- Executor/Liquidator checklists and kits
For more information on RBC Royal Trust visit our website.
Learn how Medical Assistance in Dying empowers Canadians with end-of-life planning and choice.
To discuss this topic, Leanne is joined by Helen Long, the CEO of Dying With Dignity Canada.
Related episodes:
- Plan for incapacity: Protect yourself with powers of attorney
- Incapacity: Do you know if family decides for you?
- What to know about being someone’s power of attorney
- Planning for life beyond 100
- What is a dementia village?
- Why pre-planning your funeral matters
- Be the author of your last chapter
Helpful resources:
- Brochure about MAID and grief
- Brochure about MAID
- MAID Family Support Society
- Bridge C-14
- Advanced Care Plan kit
For more information on RBC Royal Trust visit our website.
Learn elder abuse warning signs and tips to protect aging adults.
To discuss this topic, Leanne is joined by Mélanie Couture, professor at Sherbrooke University.
Related episodes:
- Spotting financial elder abuse
- Do you have a trusted contact person?
- What to know about being someone’s power of attorney
- What is a dementia village?
- What is considered “normal” memory loss versus dementia?
- Tips to help simplify caregiving from a distance
For more information on RBC Royal Trust visit our website.
Discover tools to support seniors from afar and ease the emotional burden of long-distance caregiving.
To discuss this topic, Leanne is joined by Dr. Adriana Shnall, program director at the Koschitzky Centre for Innovations in Caregiving at Baycrest.
Related episodes:
- Innovative technology for older adults and caregivers
- Strategies for caregivers to avoid burnout
- What is considered “normal” memory loss versus dementia?
Helpful resources:
- The Canadian-Caregiver Assessment and Resources Tool
For more information on RBC Royal Trust visit our website.
See how charitable giving, financial planning, and estate planning all come to the forefront at this time of year.
To discuss this topic, Leanne is joined by Howard Kabot, vice president of Financial Planning with Family Office Services team at RBC Wealth Management.
Related episodes:
- What if I leave my Will to the last minute?
- Why making a Will is choosing caring over chaos
- Is your cross-border property in your estate plan?
- Create a lasting legacy through charitable giving
- Wealth and giving: what are your philanthropic goals?
- What to know about being someone’s power of attorney
- Plan for incapacity: Protect yourself with powers of attorney
Helpful resources:
- Guidance if you are acting as an executor or choosing one for your estate
- Power of attorney resources
- Will planning resources
- Philanthropic resources
- Financial planning: Nine key areas of focus
For more information on RBC Royal Trust visit our website.
Understanding estates, probate, and the role of the executor.
To discuss this topic, Leanne is joined by Bianca Krueger, senior manager of Professional Development at RBC Royal Trust.
Related episodes:
- What are the responsibilities of an executor?
- What rights do beneficiaries of a Will have?
- What to know about being someone’s power of attorney
- What is probate and can it be avoided?
Helpful resources:
- Artie the executor helper tool
- Estate complexity calculator
- Estate settlement and executor resources
For more information on RBC Royal Trust visit our website.
Learn about the alarming link between loneliness and chronic diseases in older adults
To discuss this topic, Leanne is joined by Dr. Rachel Savage, scientist with the Women's Age Lab at Women's College Hospital.
For more information on RBC Royal Trust visit our website.
Discover the duties and potential liabilities of being an executor, as well as the ideal characteristics required for this role.
To discuss this topic, Leanne is joined by Clare Burns, partner at the law firm WeirFoulds
We compare living and testamentary trusts to help understand which assets may be best suited for each type and why some people use trusts
To discuss this topic, Leanne is joined by Barbara Kimmett, partner at the law firm of Bennett Jones
Learn what bare trusts are and if the tax implications apply to you.
To discuss this topic, Leanne is joined by Paul Taylor, partner at BLG.
Listen in as we explore what beneficiaries can expect from executors during the estate settlement process
To discuss this topic, Leanne is joined by Tom Grozinger, principal trust specialist here at RBC Royal Trust
Tell the story of how you lived and want to be remembered by writing your own obituary
To discuss this topic, Leanne is joined by Sandra Martin, award-winning journalist, columnist, and contributing writer for The Globe and Mail
Retirement is not what it used to be. Learn tips for maintaining emotional health and happiness after leaving the workforce
To discuss this topic, Leanne is joined by Dr. Shaun Murphy, retired Organizational Psychologist and Management Consultant
Pre-planning your funeral protects your loved ones. Learn how you can make it as special and unique as you are.
To discuss this topic, Leanne is joined by Jeffrey Weafer, president of the Funeral Services Association of Canada
Learn how changes to the capital gains inclusion rates impacts estates, trusts, the family cottage and other property
To discuss this topic, Leanne is joined by Prashant Patel, vice president of High Net Worth Planning Services, RBC Family Office Services
Can we truly reset our biology to defy our calendar age, and reboot our bodies back to our decades younger selves?
To discuss this topic, Leanne is joined by Dr. Michael Roizen, anesthesiologist, internist and global chief wellness officer at the Cleveland Clinic
We dive into the future of senior living, beyond conventional options, offering new opportunities that offer support while maintaining a fulfilling lifestyle
To discuss this topic, Leanne is joined by Elroy Jespersen, a founder of the first dementia village in Canada
This is part three of our Quebec-focused episodes. Listen in to learn how common-law couples can navigate their rights and protect their interests in Quebec
To discuss this topic, our guest host Carmela Guerriero is joined by Marcella De Piano, notary at BCF’s Wealth Protection Group
For the French version head to: https://read.rbcwm.com/44T6TcD
This is part two of our Quebec-focused episodes. Listen in to learn about the changes to the mandate law in Quebec
To discuss this topic, our guest host Carmela is joined by Christina Kadas, notary, at Christina Kadas
For the French version head to: https://read.rbcwm.com/4dxOhmm and stay tuned for part three of our Quebec-focused episodes
This is part one of our Quebec-focused episodes. Listen in to learn how the change on virtual signing for most notarial acts will impacts Quebecers
To discuss this topic, Leanne is joined by Hugo Fournier-Gendron, notary with the firm Gendron, Carpentier
For the French version head to: https://read.rbcwm.com/4db7uKi and stay tuned for part two of our Quebec-focused episodes
Probate fees, underused housing tax and helping your child buy their first home—tips for managing real estate in your estate plan
To discuss this topic, Leanne is joined by Rachel Goldman Robinson, partner at Torkin Manes LLP's private client services group
The evolving concept of family and new scientific advancements bring new considerations for estate planners and executors to navigate
To discuss this topic, Leanne is joined by Susannah Roth, Consultant, at RBC Royal Trust
Registered plans, such as RRSPs, RRIFs, RESPs, TFSAs, are great tools to save, and might have tax implications for your estate
To discuss this topic, Leanne is joined by Lorraine Allard, pension and institutional trust consultant at RBC Royal Trust
Understanding dementia and what things can be done to increase brain function
To discuss this topic, Leanne is joined by Dr. Howard Chertkow, chair in Cognitive, Neurology and Innovation and Senior Scientist at Baycrest and Rotman Research Institute
Explore the consequences and complexities surrounding near-death decisions.
To discuss this topic, Leanne is joined by Kirsten Jenkins, Partner at Norton Rose Fulbright Canada LLP.
Identifying the reasons and the strategies to help us start or update our estate plans
To discuss this topic, Leanne is joined by Michael Sherman, head of RBC’s Behavioral Economics team
Dear snowbirds, listen in to learn important considerations for effective cross-boarder estate planning short description of the episode.
To discuss this topic, Leanne is joined by Jim Yager, Consultant, Cross Border Tax, at RBC Family Office Services.
What to consider when choosing who to name as your substitute-decision maker and what you should know if you’re someone’s power of attorney
To discuss this topic, Leanne is joined by Kavina Nagrani, Partner at NIKA LAW LLP
Dive into the intricacies of preserving your business’s future, navigating tax and succession challenges.
To discuss this topic, Leanne is joined by Abby Kassar, Vice President, Business Owner Specialist, High Net Worth Planning at RBC Family Office Services and Murray Shapiro, Vice President, High Net Worth Planning Services at RBC Wealth Management Services
Learn ways to include charitable giving as part of your estate plan, providing you the opportunity to give during your lifetime and beyond.
To discuss this topic, Leanne is joined by Tony Maiorino, Vice President and Director, at RBC Wealth Management Canada.
As our digital footprint continues to expand, learn how to address how those digital assets are handled after we’re gone
To discuss this topic, Leanne is joined by Tracey Woo, Vice-president of Professional Practice and Tax at RBC Royal Trust
Learn about the potential costs of care as we age and ways to ensure your wealth plan can support your care plan
To discuss this topic, Leanne is joined by Audrey Miller, Managing Director at Elder Caring Inc.
Learn about how to help spot financial elder abuse, to mitigate it and how planning may prevent it
Learn about the innovative solutions to help older Canadians stay connected to others, stay independent, and in their homes longer
Highlights of some of the top episodes that resonated with you most over this past year
From Pokémon cards, Beanie Babies, stamps, coins to NFTs, learn estate planning tips for collectibles items
Using emotional intelligence to better navigate sensitive estate and late life planning conversations with loved ones.
Estate and incapacity laws can treat and impact the LGBTQ+ community differently than those outside of that community.
Explore the emotional complexities of passing down a family cottage, plus strategies to help prevent family feuds and leave a harmonious legacy.
Exploring estate planning and legacy considerations for grandparents, including navigating intergenerational family dynamics
Learn why brain health for women matters, including tools and resources to help you develop better habits to keep your brain healthy
Learn the difference between a trusted contact person and power of attorney, and why you should have both.
Financial planning is essential for those with special needs to ensure they are cared for, during the parent's lifetime and beyond.
Learn why your family dynamics are important when choosing an executor, passing down belongings and more
Health research, healthcare, and public policy have largely ignored the gendered realities of aging in Canada and the specific impact on women. The Women's Age Lab is out to change that.
The shift towards digital can have its benefits, but it also comes with a few risks. When it comes to digital Wills, do we know enough?
Can Canada, with its aging population, keep up as the world works to tackle dementia? We explore the findings of CanAge's 2022 Dementia in Canada report.
How insurance can be used as a proactive, planning tool to preserve and enhance the wealth we leave behind
Learn what can happen to your executor and beneficiaries when settling an estate goes wrong
Learn what a trust is and three reasons to consider them as part of your estate planning
Learn how you can avoid probate of your Will to benefit your beneficiaries and executors
Maintaining financial security up to age 100 requires long-term planning for health care and living costs.
Learn how aging at home is possible with proper planning for your everyday needs and living space.
Find out what happens and how to prepare for when you can no longer make your own decisions.
Powers of attorney for property and care are essential. Find out what can happen if you don’t have them.
Daniel Goldgut and Arin Klug, co-founders of Epilogue Wills discuss the importance of having a Will and a power of attorney in place.