Good Cents by Payactiv: Recent Episodes
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At Payactiv, we believe that people and economies flourish when everyone is able to participate. That’s why we invented Earned Wage Access (EWA) way back in 2012. We’ve been building a digital wallet that helps you stretch every dollar and achieve your financial goals ever since.
Money can feel complicated and even overwhelming at times. How to get paid early? How to start a budget that you’ll actually stick to? What’s a good way to start saving for a rainy day? We’re here to lift the curtain and have real money conversations.
Listen to stories by real people, financial experts and Payactiv users about how they earn, spend, and save. Welcome to the Good Cents podcast by Payactiv.
In today’s episode, we're tackling a fundamental financial topic: what to do with your paycheck every payday. Whether you're just starting your career, in the midst of your financial journey, or nearing retirement, understanding where every dollar comes from and how to manage it is crucial for long-term financial wellness.
In this episode, we’ll cover:
- Knowing where your income comes from and track it using budgeting apps to ensure you're meeting your financial goals.
- How to regularly check your pay stubs for accuracy, especially after changes in employment, benefits, or tax status.
- Prioritizing essential costs like housing, utilities, groceries, and transportation to ensure financial stability.
- Automate your savings with automated transfers to savings accounts, retirement funds, and emergency funds to ensure consistent contributions toward long-term financial health.
- Managing your discretionary spending on hobbies and entertainment, ensuring it fits within your overall budget.
- Using the Payactiv app1 and card to track your income, automate saving2, and reduce financial stress while working towards your financial goals.
In today's episode, we explore simple yet effective habits to enhance your financial wellness. We'll discuss practical strategies for building an emergency fund, boosting your savings rate, and managing your budget without the stress of meticulous tracking. We are also excited to share insights from our special guest, Paula Pant, the founder of Afford Anything, who will share her expertise and personal journey in the world of personal finance.
In this episode, we’ll cover:
- Building a sustainable emergency fund strategy based on separating true emergencies from predictable expenses.
- The 1% challenge where you gradually increase your savings rate by 1% each month without feeling overwhelmed.
- How to diversify your income with side hustles and gig work to generate immediate income, with a long-term focus on developing scalable businesses for sustained financial growth.
- Using the anti-budget method to prioritize saving a fixed amount first, allowing for flexible spending and making budgeting more accessible.
This episode is dedicated to the brave men and women who serve our country and dives into the unique financial considerations for military households. We explore topics ranging from housing to specialized financial services and offer insights into how military families navigate their financial landscape. Whether you are part of the military community or looking to support loved ones who serve, enjoy this action-oriented discussion with our special guest, a military money expert and Air Force veteran, Lacey Langford.
In this episode, we’ll cover:
- How military households face unique financial challenges due to frequent moves and other factors.
- Strategies for military families to budget and save effectively as they navigate housing changes and unexpected expenses.
- The benefits of VA loans and how to use them effectively.
- The pros of joining a credit union focused on military households.
- How to take advantage of financial wellness tools like automatic savings1 and Earned Wage Access to reach your goals.
In today's episode, we dive into a topic close to many of our hearts: paying off debt. With millions across the country facing credit card debt, student loans, and more, the quest for financial freedom is more pressing than ever. We chatted with Martin Dasko, a seasoned freelance writer and expert in personal finance, about two common methods for tackling debt: the debt avalanche and the debt snowball. While the debt avalanche focuses on targeting high-interest debt first, the debt snowball emphasizes quick wins and behavioral changes by starting with the smallest balances. Whether you're numbers-driven or motivated by goals, finding the right approach to debt repayment is key.
- The key differences between the debt snowball method and debt avalanche method.
- How the debt avalanche method prioritizes high-interest debt first to maximize efficiency.
- How the debt snowball method uses small wins to promote quick wins.
- How to choose a strategy for reaching your goals based on your spending habits.
- Tools and resources to help you get started with a strategy for paying off your debt.
Welcome to another episode of The Good Cents by Payactiv podcast. Hosted by Eric Rosenberg, this episode delves into the challenges and strategies of managing finances when your earnings fluctuate month to month. Whether you're a freelancer, gig worker, or self-employed, understanding how to budget, save, and plan with an unpredictable income is essential. Join us as we explore practical advice and insights from finance expert Eric Nissel, ensuring you can navigate the ups and downs of your financial journey with confidence.
- The challenges faced by freelancers, gig workers, and the self-employed in managing fluctuating earnings.
- Tips for creating a realistic budget that accommodates the variability in income
- How to effectively save during peak earning periods
- The necessity of tailoring financial advice to fit one's unique situation, lifestyle, and income patterns
- Strategies for spending wisely, avoiding lifestyle inflation, and building an emergency fund
In this episode, your host Eric Rosenberg is joined by special guest Whitney Hansen, a renowned personal finance coach and host of the Money Nerds podcast. Together, they delve into the intricacies of tax season preparation, sharing invaluable tips and strategies to help you maximize their tax refunds and streamline the filing process. From staying organized year-round to making informed decisions with tax refunds, this episode promises to equip you with the knowledge and tools necessary to navigate the complexities of tax season with confidence.
Here’s the recap of today’s 15-minute episode:
- How to maximize your tax refund this tax season
- Simplify the tax filing process and stay organized
- How to use your tax refund to get ahead with your saving goals
- How life changes and financial goals impact your tax planning
- Tips for being prepared throughout the year for tax season.
Listen below or read the transcript that follows.
Welcome to another episode of Good Cents by Payactiv! In this edition, your host Eric Rosenberg is joined by budgeting and personal finance expert Allison Baggerly from The Inspired Budget. Together, they explore lucrative career paths that don't require a college degree. From commercial pilots to electrical power line installers, dive into a variety of professions that offer considerable earning potential without the a formal degree. Join them as they uncover opportunities for financial success and inspire listeners to consider alternative paths to achieving their career and financial goals.
- Overview of high-paying careers without college degrees: from pilots to power line installers.
- Insights into earning potential and opportunities in aviation, firefighting, real estate, and trades.
- On-the-job training and certifications for career success.
- Thinking creatively about career paths for financial success.
- How new career possibilities can lead to financial wellness.
In this episode of the Good Cents podcast, Eric Rosenberg dives into the costs and factors that go into buying a car and how to save money during the process. Learn about common financial complications associated with owning a vehicle and how to make informed decisions from purchasing to maintenance. From the disadvantages of leasing to the benefits of buying reliable used cars, understand how to align car expenses with one's long-term financial goals. By the end of this episode, you’ll feel empowered to take control of your automotive finances and make informed decisions about purchasing a car.
Here’s the recap of today’s 15-minute episode:
- What to prioritize when purchasing a used car
- How buying a car fits into your long term financial goals
- The pros and cons of leasing and buying a car
- How your budget, credit score, and savings impact your car buying experience
In this episode of Good Cents, we dive deep into the world of financial apps and uncover the strategies and tips you need to leverage them effectively to reach your financial goals. Our expert guest, Bobby Lee, is a seasoned financial advisor. He shares invaluable insights on selecting the right apps, setting achievable goals, and creating a personalized financial app strategy based on your unique situation. Whether you're aiming to save for a big purchase, build an emergency fund, or invest for retirement, this episode is your key to understanding the full potential of financial apps to unlock your financial success.
Here’s the recap of today’s 20-minute episode:
- What to prioritize when choosing a financial app
- Why it’s important to choose an app that has a real-time connection to your bank account
- Monitoring your credit score using a financial app
- How to avoid account hacking and fraud
The new year is right around the corner, which means it’s the perfect time to take a look at our finances and create a budgeting and saving plan for the new year. In today’s podcast episode, we discuss how to create a budget for 2024 based on your goals, using a variety of accessible, financial resources.
Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe on Apple1, Spotify, or wherever you get your podcasts.
Here’s the recap of today’s 15-minute episode:
- Getting caught up in the holiday sales and spending more money
- How to review your spending to prepare for next year’s budget using apps like Mint or Monarch
- Categorizing bills and finding ways to save money every month
- Paying yourself first with saving and investing
- Budgeting mistakes to avoid and preparing for irregular expenses
Prioritizing saving and budgeting during the holidays is crucial for maintaining the financial habits you focus on building throughout the year. For example, having a budget in place allows for thoughtful and intentional gift-giving while keeping excessive and impulsive spending in check. When you stay on track during the holidays, it’s easier to start the new year on the right foot in terms of your financial goals. In today’s podcast episode, learn new strategies for creating and following your budget while buying meaningful gifts for your loved ones and making the most of your time with your family.
Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe on Apple1, Spotify, or wherever you get your podcasts.
Here’s the recap of today’s 18-minute episode:
- How planning ahead is critical to saving money during the holidays
- How used gifts and thrift stores can help you save money on gifts
- Using Google Forms and AirTable to track your budgeting and make better decisions
- Make the most of holiday deals and events to maximize every dollar
- Take advantage of financial tools like those available in the Payactiv app
- Unique gift-finding strategies that don’t break the budget
Being aware of financial fraud is crucial because it helps protect your hard-earned money and keep you on track towards your financial goals. When you can recognize the signs of fraud, you can protect yourself and loved ones from scams that can cost you hundreds or thousands of dollars. In today’s podcast, learn about the most common types of financial fraud to be aware of and how you can keep yourself safe.
Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe on Apple1, Spotify, or wherever you get your podcasts.
Here’s the recap of today’s 15-minute episode:
- Recognizing and avoiding payday loan scams
- How Earned Wage Access can help you avoid high-interest loans
- Staying ahead of phishing and cybersecurity scams
- Stay vigilant to avoid check overpayment scams or an online overpayment scams
- Avoid identity theft through smart credit reporting and credit checks
- Tax season-scams and how to see them coming
Your financial health and mental health impact each other on a regular basis. Join Eric Rosenberg and Melanie Lockhart in an informative conversation about how financial stress can lead to mental health challenges and vice versa. Learn proven strategies for remembering your self-worth and making informed financial decisions that align with your goals.
Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe on Apple1, Spotify, or wherever you get your podcasts.
Here’s the recap of today’s 15-minute episode:
- How money and mental health are related
- How financial stress can exacerbate mental health struggles
- The power of side hustles and alternate sources of income to help you reach your goals
- How to handle comparison and societal pressure to keep up with the latest trends
- Understanding your budget and communicating boundaries in day-to-day life
Join Robert Fattington, from The College Investor, and Erin Rosenberg for an in-depth conversation about student loans, qualifying for loan forgiveness, and optimizing your repayment and refinancing strategies. Learn about the ins and outs of loan qualification, repayment plans, and forgiveness programs as a student or a parent. Fattington and Rosenberg discuss the benefits of federal loans' income-driven repayment, Public Service Loan Forgiveness, and more.
Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe on Apple1, Spotify, or wherever you get your podcasts.
Here’s the recap of today’s 15-minute episode:
- The types of student loan paths available, including FAFSA, private loans, and more.
- Qualifying for student loan forgiveness through your job or school.
- What is refinancing and how to get started.
- Efficient strategies for paying back your student loans.
There’s still time to plan an incredible summer vacation, while sticking to your financial goals. In today’s podcast episode, we explore different strategies and tips that you can use to craft the perfect and budget-friendly itinerary.
Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe on Apple1, Spotify, or wherever you get your podcasts.
Here’s the recap of today’s 18-minute episode:
- How to plan to pay cash for a trip
- The best websites for booking affordable hotels
- Strategies for booking flights
- How to use credit cards and points to maximize savings
- Creating a realistic yet flexible budget for your trip
Renting sometimes gets a bad reputation. Buying a home is often considered a sign of financial success or milestone, but for many of us, renting can actually be a more prudent choice based on our goals and current financial situation.
In today’s podcast episode, we dig into when and why renting is better than buying a home and how you can maximize your money as a renter.
Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe on Apple1, Spotify, or wherever you get your podcasts.
Here’s the recap of today’s 18-minute episode:
- How Payactiv can help you save money for rent
- Meet Matt Rogers, a homeowner and current renter, and learn about his renting journey
- Factors that impacted increased prices for homes
- The maintenance benefits of renting a home
- How you save by renting and the perks of being a part of a community
- How renting compares to home ownership financially, both in the short term and long term.
Buying your first home can be a daunting venture. Being prepared for every step is one of the best ways to increase your confidence and chances of finding a home you love that also fits your budget.
Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe on Apple1, Spotify, or wherever you get your podcasts.
Here’s the recap of today’s 15-minute episode:
- How to start saving for your down payment with Payactiv
- The first steps you should take if you’re interested in going from being a renter to a buyer
- The basics of a FHA Loan, USDA Loan, and other financing options
- How your credit score impacts your loan and mortgage
- The importance of paying your bills on time and and lowering your credit utilization ratio
- How automated savings can set you up for success when buying your first home
- How to identify the type of home you can afford
- How to talk to a lender to ask your initial questions
- Wholistically looking at your mortgage amount and what feels good to you
- The costs to consider when buying a home
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What is house hacking and is it the right strategy for you
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The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll free at 1 (877) 747-5862, 24 hours a day, 7 days a week.
Despite worries about the economy, today’s episode of Good Cents episode will convince you that now is a great time to explore your current pay options and maybe even negotiate a raise with your current employer.
We’re talking to Stephanie O'Connell, a finance expert, author, podcaster, and journalist. Stephanie’s advice for asking for a raise? Show your value. This episode will improve your negotiation skills, help you take control of your career, or be a helpful reference later on (so have a notebook and a pen ready!).
Here’s a recap of today’s information-packed episode:
- Despite economic challenges, now is a good time to negotiate because there are many job openings.
- To negotiate a raise effectively, it’s important to bring data from external sources as well as evidence of a job well done. Create a file of past accomplishments and tell stories showcasing your unique value.
- Optimizing your job can lead to promotions and higher pay. Consider asking for on-demand pay during a raise negotiation.
- Look for companies with supportive environments and join employee resource groups for better outcomes.
Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe on Apple, Spotify, or wherever you get your podcasts.
A key facet of financial learning is tax preparation and maximizing your refund. Nicole Rosen is an Enrolled Agent (EA) with the IRS, which means she’s in a great position to share some last-minute filing tips.
Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe wherever you get your podcasts.
Here’s the recap of today’s 15-minute episode:
- The pros and cons of using tax software versus hiring a professional
- Common mistakes people make when preparing their taxes
- The importance of taking advantage of all possible credits and deductions, especially for single parents and divorced families who may be struggling financially
- Free programs offered by the IRS for those who need help with their taxes, regardless of their income
- Payactiv app users can get a $15 coupon for TurboTax when they download and use the Payactiv app.
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When you apply for and activate your Payactiv Visa® Card*, you can get your tax return up to 4 days early(1). Simply use the account and routing numbers found in the Payactiv app when filing your taxes
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The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll free at 1 (877) 747-5862, 24 hours a day, 7 days a week.
(1) Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-4 days later. Beginning with your second direct deposit of at least $5 from the same source, Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa Card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator.
Credit cards are a valuable financial tool for renting a home or taking out a loan, but like a double-edged sword, beware! It's easier in today’s economic climate to slip into a debt spiral. On this episode of Good Cents, Eric Rosenberg and Deacon Hayes, President of Well Kept Wallet, dive into how to make the most of your credit cards while avoiding increasingly expensive debt.
Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe on Apple, Spotify, or wherever you get your podcasts.
Here’s the recap of today’s 15-minute episode:
- Credit cards as a valuable financial tool for renting a home or taking out a loan, but it’s important to be cautious about going into debt in today’s economic climate.
- Rising interest rates mean carrying a credit card balance is more expensive. It’s important to keep your credit utilization below 30% and pay off balances in full.
- To help manage finances effectively, automate payments, take advantage of credit card rewards, and budget with a financial wellness tool like Payactiv.
It’s easy to start a financial goal and give up a few months in, especially when the economy feels uncertain. On today’s episode of Good Cents, Eric and Sydney are here to give you the pep talk you need because leveling up your finances is always possible, no matter your financial situation. It just takes consistency and discipline, and that’s where Payactiv is here to help.
Have financial questions for us? Send it to GoodCents@payactiv.com. Don’t forget to subscribe wherever you get your podcasts.
Here’s the recap of the financial goals we talk about in today’s 20-minute episode:
- Use a credit card less and a debit or prepaid card more.
- Save for three months of expenses for an emergency fund.
- Budget for the lifestyle you want instead of restricting yourself. Use a free tool like Payactiv to stay on top of your finances in 2023.
This time of year can be one of the most expensive and challenging for families living on one income. Singe mom and author of “The Feminist Financial Handbook” Brynne Conroy shares her inspiring story plus tips you can use year-round to minimize holiday financial stress. From setting money aside every month, to using financial wellness tools that help you budget, Brynne and Eric are covering it all on today’s Good Cents by Payactiv episode.
Have financial questions for us? Email GoodCents@payactiv.com.
Did you recently receive an email from your employer asking you to sign up for benefits? Navigating Benefits Enrollment Season alone can be tricky, which is why Eric and Tiffany Grant of “Money Talk with T” have your back. Eric and Tiffany cover how to choose a retirement and healthcare plan, HSAs and FSAs, and nontraditional benefits (Like Payactiv!). Follow Tiffany at MoneyTalkWithT.com and Happy Benefits Enrollment Season!
How do you simultaneously help out a loved one who needs a loan while protecting your hard-earned money? Can you mix family and finances without stirring the pot? These questions can be stressful to answer without a guide. Enter: Eric and family finance expert Elle Martinez of Couple Money. Eric and Elle share simple strategies that can safeguard your relationships and your wallet at the same time.
Are you saving for a goal, paying off credit cards, planning for kids, or just feeling lost when navigating your finances? An amazing financial coach like Mario Rodriguez from KOFE (Knowledge of Financial Education) can give you advice and support for FREE when you download the free Payactiv app (message and data rates apply).
From handling an intimidating financial situation like a court summoning or getting an extra set of eyes on your savings plans, Eric and Mario talk about what your 45-minute coaching session could look like. Not sure if KOFE can answer your question? It never hurts to ask someone like Mario, and sessions are 100% confidential between you and your coach.
Download the Payactiv app and from the home screen, tap the menu button on the top right corner. Tap “Services” and “Financial Counseling” from the dropdown menu to speak to a KOFE coach today.
Happy Hispanic Heritage Month! Athena Lent of “Money Smart Latina” and Eric dive into the important lessons Athena learned while spending time with Junior Achievement students and how these lessons would later start Athena’s career in personal finance education. We’ll discuss the systemic issues facing Latinx people, particularly Latina women, and how alternative banking solutions like Payactiv can help lift people out of poverty by offering free tools, financial support, education, and protection from fee snowballs.
Payacitv offers free 1:1 financial counseling in the free Payactiv app (text and data rates apply), and the Payactiv Visa Card* has no overdraft fees, no monthly fees, and no minimum balance fees. Follow Athena on Slate’s weekly finance column “Pay Dirt”.
*The Payactiv Visa® Prepaid Card is issued by the Central Bank of Kansas City, Member FDIC. Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payactiv App.
On this episode of Good Cents, we’re tackling BIG money questions. What is the point of money if you don’t know what to do with it? How easy is it to save your first ten thousand dollars? What do you do after you saved it?
Eric speaks with J. Money of Budgets are Sexy about why you should start tracking your net worth, strategies to start saving your first $10,000, and how to get started as a beginner investor. J. Money even gives Payactiv listeners exclusive access to helpful spreadsheets on his site to help you get started.
Learn more about the Payactiv Digital Wallet.
If you already know, you know. But if you don’t, we’re here to talk about why payday loans, salary loans, and small-dollar loans are the absolute worst. Eric brings on finance expert Miranda Marquit to talk about what makes them so awful (3 letters, A-P-R), and alternative means to go to before taking one out.
Payactiv is here to help prevent you from taking this last resort.
- Download the free Payactiv app* to find a job that offers earned wage access (EWA) so you can get part of your paycheck on-demand for less than $3.
- Save on everyday expenses and get control of your finances with the Payactiv digital wallet.
- Apply for the prepaid Payactiv Visa® Card** to set money aside for an emergency fund automatically.
*Standard message and data rates from your wireless service provider may apply.
**Subject to card activation and ID verification. The Payactiv Visa® Prepaid Card is issued by Central Bank of Kansas City, Member FDIC. Learn more.
In today’s episode, we’re taking 15 minutes to celebrate Payactiv’s winning “Best for the World” (2 years in a row!) with Payactiv CEO, Safwan Shah. This award is only given to the top 5% of B Corporations that put people above profit, and it’s a huge deal! So grab some headphones, get comfy, and get ready to learn more about Payactiv’s mission directly from the co-founder of Payactiv himself.
Ready to make more money outside of your normal job? Spoiler alert! A side hustle might be just the thing. In this episode, Eric and Sydney talk about how to turn a fun hobby into a small-scale money-making business. While being your own boss means putting in extra time and effort, Eric’s goal by the end of this episode is to convince you that yes, investing in your side hustles is 100% worth it.
Eric and Sydney continue their conversation about how to make more money at work and offer steps you can take today. Eric shares tips for what to do in specific job situations, why every job change should come with a raise, and the difference between asking for a raise and setting yourself up for a promotion. If you’re hunting for a new job offering incredible perks, check out Payactiv Job boards in the Payactiv App to find a job offering Earned Wage Access.
Was this podcast helpful? Send feedback and questions to GoodCents@Payactiv.com.
For many hardworking people, asking their boss for a raise can feel quite strange. Financial expert Eric Rosenberg and curious writer Sydney dig into this taboo topic. We'll cover everything from how to prepare to ask your boss for a raise, to how much you should ask for, and why a raise should come with every job change. There’s a lot of ground to cover, so we split this conversation into two episodes.
Don’t forget to subscribe to the Good Cents Podcast by Payactiv wherever you get your podcasts to stay in the loop!
There are very few people who love a good budget more than our host Eric Rosenberg. Sydney and Eric talk about how to simplify the idea of a budget to make it less scary, how often we should be thinking about them, and more. Payactiv's free financial toolkit helps you get smart insights into your spending and flags what’s safe to spend and put away. Payactiv also offers free 1:1 financial counseling sessions for anyone looking for more help. You can learn more about Payactiv here. Without further ado, let's talk about how to love your budget.
Understanding how credit cards really work can be confusing. In this episode, we discuss every question we can think of when it comes to navigating this complicated piece of plastic. From timing your payment schedules to making better spending habits, we’ll break it down and make credit cards easier to manage.
Have a listen or continue reading the transcript below. Was this podcast helpful? Send your feedback and questions to GoodCents@Payactiv.com.
Tax Season is a great time to take a pause and take a deep dive into our finances. Eric Roseburg asks Enda Ferraro, volunteer income tax assistant, all about what’s unique about this year’s tax season, some common tax questions, and gets some last-minute tax preparation tips you might be able to use this weekend. Don’t forget to download the Payactiv app and create an account to save up to $15 on TurboTax.
In this episode of the Payactiv Podcast, we’re talking with Michelle Jackson about why it’s important to have uncomfortable financial conversations, find a financial community, and a whole lot more. Michelle is host of the podcast, “Michelle is Money Hungry” where she discusses all things personal finance and entrepreneurship.
In this episode, we’re talking with Wilson Muscadin about his foundation, The Money Speakeasy, the intersection of race and personal finance, and much more. Wilson Muscadin is a financial coach and Accredited Financial Counselor®. His foundation, The Money Speakeasy, was built as a social outlet for Americans to talk about taboo financial topics like budgeting, debt, savings, credit, housing, and insurance.