THE TRUTH ABOUT YOUR FUTURE with Ric Edelman: Recent Episodes
Ric Edelman
Ric Edelman is the nation’s most acclaimed financial advisor, the #1 New York Times bestselling author of 10 books on personal finance with more than one million copies in print in seven languages, and founder of the nation’s largest financial planning firm, ranked #1 for quality by Consumer Reports. Every weekend, Ric gives you the information you need about the five personal finance topics that matter most today: longevity, retirement security, exponential technologies, digital assets, and health & wellness. Using his trademark humor and unique delivery, Ric makes complex topics easy to understand – as only he can! Ric was ranked three times as the nation’s #1 Independent Financial Advisor by Barron’s, and he’s in both Research Magazine’s and Barron’s Financial Advisor Halls of Fame. He’s also recipient of IARFC’s Lifetime Achievement Award. Investment Advisor, RIABiz and InvestmentNews all named him one of the most influential people in the investment management profession – and he’s been named six times by TALKERS as one of the HEAVY HUNDRED – the 100 most important radio talk show hosts in the country! Tune in to Ric’s show every weekend for the knowledge you need to achieve financial success! For more information, visit www.thetayf.com
Ever wondered how philanthropy can profoundly impact lives? Join us on this enlightening journey, as we discuss our philanthropic endeavors at Rowan University. We excitedly introduce a unique venture, the Edelman Scholars program, designed to back promising incoming freshmen from low-income families.
These scholars aren't just recipients of full tuition, housing, meals, books and fees, they also get to participate in exclusive opportunities such as internships and professional development programs. Meet the six inspiring Edelman Scholars from the Class of 2027, gearing up to revolutionize their respective fields, all while graduating debt-free!
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Ask Ric: https://www.thetayf.com/pages/ask-ric
Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM
Links from today's show:
Cloverleaf: https://www.cloverleafequinecenter.org/
Wolf Trap Foundation for the Performing Arts: https://www.wolftrap.org/
Alzheimer's Drug Discovery Foundation: https://www.alzdiscovery.org/
Inova Health Foundation: https://foundation.inova.org/about-us/
Rowan University: https://www.rowan.edu/
Planetarium At Rowan University: https://sites.rowan.edu/planetarium/
Rowan Fossil Park: https://www.rowan.edu/fossils/
College for Communication and Creative Arts: https://ccca.rowan.edu/
Follow Ric on social media:
Facebook: https://www.facebook.com/RicEdelman
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YouTube: https://www.youtube.com/@RicEdelman
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Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html
Prisidio: https://www.prisid.io/
Schwab: https://www.schwab.com/
Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee
Ever questioned the best time to start your Social Security benefits? You'd be surprised to know the majority of retirees are wrong about starting at 62. In this podcast episode, we'll not only bust popular Social Security myths, but also guide you on how certain factors play an important role. We'll reveal why waiting until age 70 could potentially offer an extra $180,000 in lifetime income and why you might be paying taxes on your Social Security benefits.
Switching our focus from finance to entertainment, we'll deep dive into the multi-billion dollar business of gaming. Far from being a niche hobby for teenagers, the gaming industry is rapidly evolving into a significant investment opportunity. We'll unpack startling statistics and explore how tech giants are capitalizing on the gaming trend.
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Ask Ric: https://www.thetayf.com/pages/ask-ric
Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM
Links from today's show:
Podcast episode on the coming social security crisis - 9/11/23: I’m the Messenger, Not the Fearmongerer: https://www.thetayf.com/pages/podcast?wchannelid=orevmv41t6&wmediaid=8khtn94cuc
Global X Video Games and eSports ETF (Symbol: HERO): https://www.globalxetfs.com/funds/hero/
Follow Ric on social media:
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YouTube: https://www.youtube.com/@RicEdelman
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Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html
Prisidio: https://www.prisid.io/
Schwab: https://www.schwab.com/
Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee
Are we prepared for the Social Security crisis? It's a question we all need to think about - join us as we tackle the pressing issue of the Social Security deficit and the alarming reality that by 2032, the Trust Fund could be completely depleted. With Congress's two options, cutting benefits or raising taxes, the future of Social Security is uncertain.
Bringing this issue to light, we confront the myth proposed by financial advisor Garrett, of reducing benefits for high earners and millionaires. But there simply aren't enough high earners to cover the deficit. It's time to start factoring these issues into our retirement planning.
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Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM
Links from today's show:
SSA.gov: https://www.ssa.gov/
TheTruthAYF Ask Ric: https://www.thetayf.com/pages/ask-ric
Retirees Face a $17,400 Cut if Social Security Isn't Saved: https://www.crfb.org/blogs/retirees-face-17400-cut-if-social-security-isnt-saved
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Schwab: https://www.schwab.com/
Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee
WATCH THE VIDEO OF THIS PODCAST HERE
Ever wondered what it means to age in today's world? Join us as we explore this intriguing subject with our special guest, gerontology expert Dr. Ken Dychtwald. Ken unravels his latest research findings, shedding new light on society's shifting attitudes towards aging.
We traverse new territory, revealing Robert Nelson's personal regimen with Altos Labs to prevent illness and extend longevity. Let's examine the colossal $3 billion investment in genomics and how advancements in this field could reshape our approach to diagnosing, treating, and preventing diseases.
Lastly, we shift gears to blockchain technology, dissecting the blockchain trilemma and the risks associated with investing in this flourishing innovation. We also delve into the captivating world of Non-Fungible Tokens (NFTs), exploring how they're transforming the way we handle our digital and physical lives.
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Ask Ric: https://www.thetayf.com/pages/ask-ric
Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM
Links from today's show:
The New Age of Aging: https://agewave.com/ken-dychtwald-the-journal-on-active-aging/
Global X Genomics and Biotechnology ETF (Symbol: GNOM): https://www.globalxetfs.com/funds/gnom/
Age Wave (website): https://agewave.com/
Age Wave (book): https://agewave.com/product/age-wave/
Radical Curiosity: https://agewave.com/product/radical-curiosity/
The Truth About Your Future: http://www.thetayf.com/
TheTruthAYF (articles): https://www.thetayf.com/pages/exclusive-content
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X (formerly Twitter): https://twitter.com/ricedelman
YouTube: https://www.youtube.com/@RicEdelman
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Global X ETFs: https://www.globalxetfs.com/
Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html
Prisidio: https://www.prisid.io/
Schwab: https://www.schwab.com/
Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee
Ever imagine a world where we can consume alcohol without worrying about hangovers or other health issues? In this episode, we journey through France's shocking decision to destroy 80 million gallons of wine due to a drastic plunge in consumption from its zenith in 1926. We dive into the reasons behind this shift, exploring the changing alcohol habits of modern generations.
We also uncover an astonishing innovation from a London-based company, a synthetic alcohol that promises the joy of drinking minus the unwelcome after-effects. As we observe the rising popularity of zero-alcohol drinks and zero-alcohol bars in New York City, we also explore an intriguing development from a San Francisco company: a pill designed to curb alcohol cravings.
Subscribe to podcast updates: https://form.jotform.com/223614751580152
Ask Ric: https://www.thetayf.com/pages/ask-ric
Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM
Links from today's show:
Why France Is Spending $216 Million to Destroy 80 Million Gallons of Wine: https://www.yahoo.com/lifestyle/why-france-spending-216-million-191826358.html
The Top Spots for Alcohol-Free, Zero-Proof Drinks in New York City: https://observer.com/2023/07/best-alcohol-free-sober-bars-new-york-city/
Self-Care with Jean Edelman: http://www.selfcarewithjean.com/
Follow Ric on social media:
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LinkedIn: https://www.linkedin.com/in/ricedelman/
X (formerly Twitter): https://twitter.com/ricedelman
YouTube: https://www.youtube.com/@RicEdelman
Brought to you by:
Global X ETFs: https://www.globalxetfs.com/
Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html
Prisidio: https://www.prisid.io/
Schwab: https://www.schwab.com/
Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee
Ever wondered if our wills are truly foolproof? Today, we pull back the curtain on the surprising complexities of estate planning, shedding light on the potential pitfalls and litigation that can occur even with a well-written will.
We dive deep into the subtle nuances of executing a will — from selecting a competent executor to making difficult decisions like selling properties and allocating assets. Hear from an estate planning expert about the common blunders people make in their wills, and discover ingenious tactics to sidestep family discord and legal wranglings.
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Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM
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Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html
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Schwab: https://www.schwab.com/
Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee
Ever daydreamed about a world where menopause is optional? Picture the freedom of deciding when to start a family, minus the hot flashes, mood swings, and insomnia. On today's episode, we explore the pioneering research aimed at slowing ovarian aging and the loss of eggs. This revolution in treatments could redefine how we perceive and deal with menopause.
Moving away from biology to cryptology - the world of Bitcoin just got a seismic shift. The DC Circuit Court of Appeals ruling against the SEC is shaking up the crypto scene like never before and we're here to break it down for you.
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Ask Ric: https://www.thetayf.com/pages/ask-ric
Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM
Links from today's show:
What You Need to Know About Spot Bitcoin ETFs: https://dacfp.com/about-spot-bitcoin-etfs/
Follow Ric on social media:
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YouTube: https://www.youtube.com/@RicEdelman
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Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html
Prisidio: https://www.prisid.io/
Schwab: https://www.schwab.com/
Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee
Ever wondered how breakthroughs in technology and telemedicine could revolutionize the ways we diagnose and treat diseases such as Alzheimer's, Parkinson's, and cancer? Join us in exploring the future of healthcare as we delve into fascinating advancements, such as ultrasound-powered tiny bubbles that can penetrate the blood-brain barrier.
We take a close look at telemedicine's role in rapid stroke diagnosis, mental health services, and skin condition treatments. Our exploration also includes the potential of investing in digital health and how it could lead to significant reductions in healthcare costs while enhancing patient care.
Subscribe to podcast updates: https://form.jotform.com/223614751580152
Ask Ric: https://www.thetayf.com/pages/ask-ric
Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM
Links from today's show:
Global X Telemedicine and Digital Health ETF (Symbol: EDOC): https://www.globalxetfs.com/funds/edoc/
Self-Care with Jean Edelman: http://www.selfcarewithjean.com/
Follow Ric on social media:
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LinkedIn: https://www.linkedin.com/in/ricedelman/
X (formerly Twitter): https://twitter.com/ricedelman
YouTube: https://www.youtube.com/@RicEdelman
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Global X ETFs: https://www.globalxetfs.com/
Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html
Prisidio: https://www.prisid.io/
Schwab: https://www.schwab.com/
Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee
Prepare to be enlightened as we dissect the game-changing ruling by the DC Circuit Court of Appeals favoring Grayscale over the SEC. This momentous decision that has taken the Bitcoin and cryptocurrency world by storm will be broken down and analyzed in a manner that makes sense to investors and enthusiasts alike - empowering all of us with the knowledge to navigate the financial world.
We'll expose the SEC's inconsistencies and the fallacy behind their claims about Bitcoin prices being unverifiable. Also, the protection offered by Bitcoin futures ETF from potential fraud will be carefully examined, along with the reasons why this protection doesn't extend to Grayscale's proposed Bitcoin ETF.
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Ask Ric | Ric's Books
Links from today's show:
What You Need to Know About Spot Bitcoin ETFs
Grayscale Bitcoin Trust
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Invesco QQQ
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Disclosure page
Ever thought we could be victims of a financial scam? On today's episode, we unravel the tales of Steve Swenson, Shawn Good, and Chris Carpenter - financial advisors turned fraudsters and the catastrophic impacts on their unsuspecting victims.
We also dissect into the activity of Dave Ramsey, the prominent radio show host facing a lawsuit over a Time Share Exit company he endorsed. In a landscape riddled with Ponzi schemes and fraudulent advice, we underscore the importance of careful evaluation, ensuring our financial advisors have the backing of a reputable firm.
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Ask Ric | Ric's Books
Links from today's show:
What You Need to Know About Spot Bitcoin ETFs
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Global X ETFs
Invesco QQQ
Prisidio
Schwab
Disclosure page
Ever wondered how you could prove a fact without revealing any specific details about the surrounding information? Let's take a deep dive into the fascinating world of cryptography, where we unravel the power of Zero-Knowledge Proof, a protocol that is shaping our digital privacy and security.
We also explore the impact of Blockchain technology that's set to turbocharge businesses across the globe, with a predicted market growth of a staggering $1.4 trillion by 2030. Plus, we shine a light on the practical applications and numerous benefits of Blockchain technology - from decentralized social networks to Starbucks' loyalty rewards program.
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Links from today's show:
Global X Blockchain ETF (Symbol: BKCH)
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Global X ETFs
Invesco QQQ
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WATCH THE VIDEO OF THIS PODCAST HERE
Get ready to debunk the mystery behind escalating college costs and discover how to combat them with clever strategies. Let's unmask the realities of public universities' spending patterns and diversifying investment portfolios.
We also delve into the intricate world of crypto with our guest, Jeff Park from Bitwise Asset Management. Let's explore a comprehensive perspective on the evolving landscape of crypto regulations. Venturing into why some countries are embracing it, while others, like the US, seem to be resisting, we investigate the potential strategies advisors can adopt when dealing with crypto investments.
Lastly, we end with the transformative potential of blockchain technology. Hailed as one of the greatest technological advancements since the advent of the internet, we will shed light on how blockchain is set to revolutionize global commerce.
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Ask Ric | Ric's Books
Links from today's show:
What You Need to Know About Spot Bitcoin ETFs
Colleges Spend Like There’s No Tomorrow. ‘These Places Are Just Devouring Money.’
Invesco Developing Markets Fund
DACFP VISION 2023
My Exclusive Conversation with David Hirsch – Head of SEC Crypto Enforcement
Bitwise
Bitwise 10 Crypto Index Fund
About NFTS and Digital Assets - TAYF Articles
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Global X ETFs
Invesco QQQ
Prisidio
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Ready to demystify the uncertainty shrouding the current state of the junk bond market? Let's shed some light on how the Federal Reserve's decisions are impacting the economy and what this spells out for companies with shaky finances.
Also, we explore the intricacies of government bonds and the possibilities of another surge in interest rates. With the Federal Reserve easing up on its bond buying, we navigate the repercussions of the U.S. debt on non-defense spending and the challenges of federal budget management. Now, having a diversified bond portfolio is more crucial than ever.
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Links from today's show:
Congressional Budget Office: Estimates of the Cost of Federal Credit Programs in 2024
PIMCO
Invesco
Franklin Templeton
Global X ETFs
Schwab
Fidelity
BlackRock's iShares
Self-Care with Jean Edelman
Follow Ric on social media:
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Global X ETFs
Invesco QQQ
Prisidio
Schwab
Disclosure page
Ready to step into the future of the medical field? Join us as we journey through the cutting-edge biomarker-based diagnosis, a revolution set to transform the lives of Alzheimer's patients, and take a deep dive into the booming trend of eco-conscious business investments.
We'll also explore the seismic shifts in the investment landscape, analyze the transformative power of AI in the investment sector, and give you some expert tips on incorporating this game-changing technology into your portfolio. Plus, we touch on the potential release of a spot Bitcoin ETF; stay informed with our free white paper, "What You Need to Know About Spot Bitcoin ETFs".
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Ask Ric | Ric's Books
Links from today's show:
What You Need to Know About Spot Bitcoin ETFs
What Are Biomarkers and Why Are They Important?
Global X Clean Tech ETF (Symbol: CTEC)
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Who said real estate was a safe bet? Get ready for an honest look at the collapsing value of local malls, multifamily housing, and office spaces. Together, we will tackle the disturbing ripple effects of these events and how they're reshaping suburban economies.
However, every crisis breeds opportunity and the real estate sector is no different. We'll navigate through the growth of major firms capitalizing on fallen real estate values, and how they're turning a crisis into a windfall.
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Links from today's show:
Invesco
Follow Ric on social media:
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Global X ETFs
Invesco QQQ
Prisidio
Schwab
Disclosure page
Ever thought of how cryptocurrency and blockchain are causing a seismic shift in the financial landscape? Join us as we explore exciting insights on the much anticipated spot Bitcoin ETF approval by the SEC. Stay informed with our free white paper, "What You Need to Know About Spot Bitcoin ETFs".
Plus, learn about our Blockchain and Digital Assets Certification Program, now offering a CBDA designation listed by FINRA and 18 continuing education credits, equipping us with the knowledge we need to navigate the evolving financial landscape. Use discount code CBDA23 by the end of the month for 20% off!
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Ask Ric | Ric's Books
Links from today's show:
What You Need to Know About Spot Bitcoin ETFs
Digital Assets Council of Financial Professionals
DACFP certifications - enrollment
Certified in Blockchain and Digital Assets (CBDA) - professional designation listed by FINRA
Prisidio
Follow Ric on social media:
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Global X ETFs
Invesco QQQ
Prisidio
Schwab
Disclosure page
WATCH THE VIDEO OF THIS PODCAST HERE
Ever wondered about the repercussions a 20% vacancy rate in the residential and an increasing underuse of government real estate could have on our economy? Today, we're unpacking these pressing issues alongside the incredible rise of Artificial Intelligence.
We're also joined by Nick Kalivas, the head of ETF Factor and Core Equity Product Strategy at Invesco, who helps us understand the intricacies of managing a portfolio to outperform the market, and the nuances of handling the trillions of dollars invested in index-based products.
Plus, we explore the crucial function of oracles and how they're bridging the gap between the online and offline worlds, thus expanding the capabilities of blockchains.
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Links from today's show:
Global X Robotics and Artificial Intelligence ETF (Symbol: BOTZ)
Invesco S&P 500 Equal Weight ETF (Ticker: RSP)
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Ever wonder how much a college degree is really worth? In this episode, we challenge preconceived notions about higher education and its implications on our earning potential. We unpack a startling trend - the mismatch between college students' salary expectations and the actual figures that the job market offers.
Plus, we address the growing consensus that college might not be as valuable as once thought, with enrollment figures on the decline. We spotlight some creative measures being taken by states like Minnesota to alleviate the financial burden of college for lower-income families and the potential ripple effects on neighboring states.
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Links from today's show:
Self-care with Jean Edelman
Most new jobs - 20 occupations with the highest projected numeric change in employment
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Imagine cruising through Scotland on a bus and noticing there's no driver in sight, or hitting the open road in an electric vehicle, knowing the pavement beneath is recharging the battery. In this episode, we explore the future of transportation - from the world's first autonomous bus system, to the innovations in electric vehicle technology.
Also, the thirst for electric vehicles is driving a dramatic increase in demand for lithium, with new sources being explored and oil & gas reservoirs emerging as a potential game-changer. Plus, the future may come with our very own flying taxis! With plans to launch as early as 2025, these vertical takeoff and landing vehicles could soon be a reality.
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Links from today's show:
Driverless bus service to start in Scotland in 'world first'
INDOT, Purdue to Develop Wireless Electric Vehicle Charging Solution for Highway Infrastructure
The Truth About Your Future - Masterclasses
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Ever wondered why Alzheimer's disease is dramatically rising and how much it's actually costing our country? Or how a sleep disorder called RBD could be a precursor to it, and the promising new treatments that are emerging? Join us on this compelling journey to demystify these questions and more.
Plus, we're unmasking the massive growth of social media. It's not just about the selfies and memes; it's also about its projected $6 trillion worth. But what are the risks involved in investing in these companies? We're breaking down the crypto and AI innovations in the industry and how they're changing the way we do things.
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Links from today's show:
Global X Social Media ETF (Symbol: SOCL)
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Global X ETFs
Invesco QQQ
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Have we ever considered re-entering the workforce in our golden years? In this episode, we discuss the increasing trend of active grandparents in the workforce, the appeal of a four-day work week, and the potential for retirees to take on new roles that leverage their wealth of expertise.
Curious about how financial advisors formulate strategies for their clients? We explore that too, focusing on independent advisors and the tools they lean on to make informed decisions. Let's take a deep dive into the evolving nature of retirement and personal finance.
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Ask Ric | Ric's Books
Links from today's show:
Invesco Portfolio Playbook
Invesco Cash Initiative
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Prisidio
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WATCH THE VIDEO OF THIS PODCAST HERE
Who wouldn't want to retire without any hiccups? However, we're now aware that a staggering 48% of retirees face unforeseen challenges that pose significant disruptions to their retirement wellbeing. Join us on this episode with Matt Barthel, the executive editor of Dow Jones Wealth and Asset Management Group, as we discuss these surprises and how to navigate them.
Financial advisors are the knights in shining armor who can help you prepare and protect against financial surprises and disasters. So choosing the right one is key. On a different note, ever wondered how Bitcoin miners get rewarded? We also dive into the world of crypto and how to invest in it wisely.
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Ask Ric | Ric's Books
Links from today's show:
Edelman Financial
Dow Jones Wealth and Asset Management Group
The Truth About Crypto - Book (NY Times Bestseller)
The Truth About Your Future
Get Ready for the Fourth Industrial Revolution - podcast episode (bitcoin mining)
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Invesco QQQ
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Ever wondered why so many of us underestimate our lifespan? It's a curious phenomenon we're delving into today, with the startling stat that 41% of pre-retirees underrate their longevity by at least five years. Our journey into life expectancy starts with a fresh look at phage therapy, the potential alternative to antibiotics.
But there's more to longevity than just cutting-edge medical treatments, so we'll also explore the world of longevity clinics, their offerings, and potential drawbacks. Lastly, we'll reveal the secrets of regular exercise and the power of quality relationships towards ensuring a long, healthy, and fulfilling life.
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Ask Ric | Ric's Books
Links from today's show:
Phage therapy
Self-care with Jean Edelman
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Ever considered the far-reaching implications of an aging population on the global economy? In this episode, we dig deep into this topic with a keen emphasis on China's dramatic birth rate decrease from 18 million in 2016 to below 10 million in 2020. We dissect how this demographic shift impacts facets such as consumer spending, real estate values, healthcare provisions, and even pension schemes.
The US and other nations are caught in a similar trend, with governments borrowing more to finance social services. This economic conundrum has sparked warnings from credit rating agencies about potential ratings downgrades. In a surprising development, we also take a look at how South Korea has legally 'rejuvenated' its population and the creative steps senior housing facilities are taking to entice potential residents.
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Are You Ready for a Bitcoin ETF? - Free Webinar
Digital Assets Council of Financial Professionals
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Is the dawn of AI truly a cause for alarm, or an opportunity for unprecedented growth? In this podcast episode, we delve into a study by the Federal Reserve Bank of Chicago and the University of Pennsylvania, exploring the views of AI specialists, futurists, and extinction risk experts on the probability of AI-induced catastrophes and extinctions.
Plus, we analyze projections from Grandview Research, the Marketing AI Institute, and Accenture on the AI boom's impact on global profits and GDP.
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Are You Ready for a Bitcoin ETF? - Free Webinar TODAY 2pm ET
Generative AI Market Size, Share & Trends Analysis Report
Global X Artificial Intelligence and Technology ETF (Symbol: AIQ)
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Will robots replace us at work, and could our thoughts be deciphered by artificial intelligence in the near future? This episode has us journeying into the future where AI and robotics hold sway, disrupting industries and transforming the way we live and work.
Plus, we dive into the world of cryptocurrencies and unravel the mystery of the elusive Bitcoin ETF. The SEC's approval of Bitcoin ETF applications could significantly impact cryptocurrency and our investment portfolios.
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Ever wondered why luxury goods have an irresistible allure, even for the middle-income shoppers? In this podcast episode, we navigate some of the world's biggest luxury brands, unearthing the charm and magnetism they possess. We'll also forecast the trajectory of the luxury market by 2030 based on current trends.
Plus, we are joined by Scott Helfstein and Jake Ryan to explore the unique convergence of crypto, robotics, the Internet of Things, and generative AI. As we zoom into the Fourth Industrial Revolution, we'll traverse its tech breakthroughs, with a special focus on blockchain - the revolutionary tech powering this new automation era.
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DACFP VISION 2023
Digital Assets Council of Financial Professionals
Tradecraft Capital
Crypto Decrypted
The Truth About Crypto
Are You Ready for a Bitcoin ETF? - Free Webinar
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Ever imagine the IRS dipping its toes into the world of blockchain? Well, it's happening! The IRS Criminal Investigation Division is now leveraging blockchain technology, joining hands with Ukrainian investigators to trace Russian oligarchs suspected of using cryptocurrencies to sidestep economic sanctions.
This fascinating tale of tech-savvy enforcement will challenge any notion we might have had that cryptocurrency transactions are entirely anonymous and untraceable. Join us as we unravel the profound impact of technology on our future, the IRS's intriguing foray into blockchain, and the essential role of self-care in our fast-paced lives.
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Ever wondered why the packet of crisps we buy from the store feels lighter but costs the same, or why our favorite brands are suddenly offering 'premium' versions of their products? This podcast episode is all about dissecting these two fascinating phenomena: shrinkflation and premiumization.
Join us as we traverse industries and expose the full impact of these trends. We'll look into these complex economic concepts and discuss their potential implications for our future.
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Ever wondered why the name "cryptocurrency" might be misleading? In today's podcast episode, we dive deep into the intriguing world of digital assets, debunking myths and shedding light on often misunderstood concepts.
With listeners suggesting innovative names like e-money and cloud coins, we explore the complexities of these terms, focusing on their connection to traditional monetary concepts. Our journey reveals how the term cryptocurrency doesn't fully capture the essence of these revolutionary digital assets.
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Time for a Name Change - new name for crypto podcast episode part 1
DACFP - Certificate in Blockchain and Digital Assets
Give me your name suggestions - HERE
17 best personal finance books to read
Ric's New York Times bestselling book - The Truth About Your Future
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Can we envision a future where our most abundant resource, water, is transformed into sustainable fuel? Join us as we explore the immense potential of green hydrogen in reshaping our world and finances. Marvel at the connection between an Australian outback filled with wind turbines and solar panels, and our future financial growth.
We're diving deep into the massive financial investments in green hydrogen and the promising investment opportunities in the GlobalX Hydrogen ETF. Check out this riveting episode where we unravel the intersection of technology, sustainable energy, and personal finance!
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Ever wondered about the complexities and potential of digital assets, blockchain, and crypto? In this episode, we delve into these topics, starting with how technology is transforming military camouflage and detection. We have a riveting chat with Matt Higginson and his team from McKinsey, providing insights on the future of crypto. We explore the increasing adoption of blockchain in commercial applications and tackle the challenges of user interface, privacy, and regulatory uncertainty.
Let's dissect investment strategies in the crypto space and take a peek into the 2023 VISION Conference where financial advisors and investment professionals convened to discuss the future of finance.
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McKinsey & Company
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What if the secret to combating poverty, crime, and unemployment lies in a simple solution - Universal Basic Income (UBI)? Tune in as we traverse the US investigating how cities are experimenting with this economic theory, giving their low-income citizens regular, unconditional cash payments.
Together, we'll be dissecting the economic theory behind UBI, analyzing its real-world applications, and pondering the pivotal question: Where is the money going to come from to fund these programs? The concept of UBI is stirring up conversations, and as we edge closer to the 2024 presidential campaign, the frequency of these dialogues is only set to increase.
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Ever wondered how to prevent a lightning strike? Imagine a world where we could divert the path of lightning and prevent wildfires, property damage, and even save lives. Let's take a journey of fascinating science and technology, where we discuss a revolutionary device known as the laser lightning rod, inspired by Benjamin Franklin's ingenious invention.
Plus, we delve into how you can turn these advancements into investment opportunities. With green technologies such as electric vehicles and lithium battery production, we look beyond the known names and into the future of emerging markets.
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Is the term 'crypto' casting a shadow over the bright future of digital currencies? Unearth new perspectives on this contentious topic in the latest podcast episode, where we delve deep into the world of technology, finance, and innovation.
Get ready to be part of a riveting discussion on the name 'crypto', whether its connotations are helpful or harmful, and the intriguing rebranding efforts some blockchain and NFT projects are currently undergoing.
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The Truth About Crypto
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Ever contemplated the power of neurodivergence in shaping our world and organizations? This episode pushes the boundaries of how we perceive cognitive differences, and underscores the imperative of broadening our understanding of diversity.
We unearth the hard truths of how neurodivergent individuals, those with conditions like Autism and ADHD, face significant challenges within workplaces. Yet, we also spotlight the immense value they bring through their unique thinking abilities.
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This episode is packed with insights on the rising trend of blockchain bonds, which are rapidly being embraced by countries such as Switzerland, Israel, Hong Kong, Brazil, and Lugano.
We're thrilled to have CNBC's Josh Brown with us to share his expertise on the implications for investors as more coins and tokens are classified as securities. Navigating conversations about crypto with clients can often be tricky, which is why we also explore alternative investment strategies.
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VISION 2023
Ritholtz Wealth.com
MiCA
FutureProof the Festival
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Buckle up for a thrilling journey into the future of aviation fuel! We're bringing the latest scoop on the burgeoning potential of ethanol—an eco-friendly and renewable fuel source for airplanes. We'll be exploring how this shift could drastically reduce the carbon footprint of the aviation industry.
Fresh off the press is United Airlines’ groundbreaking announcement of their collaboration with two biofuel companies in a venture to power a whopping 50,000 flights annually within the next five years. This shift is expected to be a game-changer, paving the way for a more sustainable aviation future.
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Ready to understand the true cost of the global obesity crisis? Buckle up as we take a journey through the staggering statistics and its shocking implications on our economy and health industry.
We'll also venture into the world of revolutionary weight-loss drugs disrupting the industry. Let's explore their financial and societal implications, potential side effects, and how their emergence could pose a threat, or perhaps an opportunity, to our investment strategy.
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DACFP Certificate in Blockchain and Digital Assets
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Forget the great resignation, welcome to the age of the great reinvention! Join us as we navigate the terrain of transitioning jobs, introduce the art of starting a side hustle, and share how finding this could tap into our hidden talents.
We'll also explore how to identify if our side projects truly captivate our interest and ways to scale it up for optimal fulfillment. Highlighting the importance of expert advice, we'll delve into the wealth of knowledge that field experts can provide.
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Ever considered how a Manhattan apartment building could lead the charge in combating pollution? Or what baking soda has to do with reducing carbon emissions? Join us on a fascinating exploration of the innovative techniques being used to clean up our environment.
As our conversation continues, we shift our attention towards sustainable energy, specifically, geothermal energy. Let's tap into the potential of fracking for heat and how hot springs and geysers are being harnessed for power.
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Global X Green Building ETF (Symbol: GRNR)
TheTAYF Free Personal Finance Masterclasses
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Ever wonder why so many investors gravitate to gold when stocks have historically outperformed it in the long run, or how technological innovations like tokenization and fractional ownership are opening up new investment avenues? Get ready to navigate the future of investing as we dissect these trends and more in our latest episode.
Is blockchain technology the future of mutual funds? Franklin Templeton thinks so, and we're taking a deep dive into their groundbreaking new product, the US Government Money Fund, which is the first of its kind to implement this technology.
But that's just the tip of the iceberg! In a world increasingly driven by AI, we zoom in on the challenges of investing in this sector and how Global X ETFs is simplifying the process with their thematic strategies. We chat about the potential of AI to transform the financial industry even further and the role of chatbots like GPT.
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Digital Assets Council of Financial Professionals
Stellar Development Foundation
Franklin OnChain U.S. Government Money Fund Summary Prospectus
Franklin Templeton
Benji Invest
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Does it seem possible for a real estate crisis to echo the disastrous banking crisis of 2008? That's the chilling question we'll be grappling with today. We'll be unpacking the potential repercussions of rising interest rates, the growing trend of remote working, and the looming threat of another recession.
Switching gears to a more innovative realm, we also confront the intersection of real estate and artificial intelligence investments. Let's explore how the real estate market directly influences the banking and financial sectors and share some insights on how to navigate discussions with clients about their portfolios amidst this potential economic instability.
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Self-Care with Jean Edelman
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Get ready to challenge what we know about the fusion of AI and cryptocurrency. Today, we're set to demystify the intricate connections they share and how the phenomenal blockchain technology is stepping up to resolve the challenges AI springs up.
We're also diving headfirst into the financial sphere as we dissect recent shifts in the attitudes of big names like the IMF and the European Commissioner for Financial Services towards cryptocurrency. We've got some thought-provoking discussions lined up with Bob Wiggly of UK Finance and Hal Scott from Harvard Law School who've been vocal about the tremendous potential of tokenization.
Lastly, we're going to examine the skyrocketing interest in Bitcoin among financial advisors and the potential ripple effects of a Bitcoin ETF. Let's unveil the secret behind the popularity of ETFs and the surprising reasons why a Bitcoin ETF remains elusive.
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OpenAI's Sam Altman Raises $115 Million for Worldcoin Crypto Project
Citadel Securities, Virtu Form Crypto Plan with Fidelity, Schwab
Three Challenges in Cryptocurrency Regulation
Leveraged Bitcoin Futures ETF to Start Trading Tuesday, Sponsor Says
DACFP - Certificate in Blockchain and Digital Assets
Global X Artificial Intelligence and Technology ETF (Ticker AIQ)
7/12 Live Webinar with Ric on Crypto SMAs - Register here
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Ever considered the possibility of crypto being dead in America? Is it worth risking investing in a technology that's so volatile? Join us as we navigate the roller-coaster ride of investing in cryptocurrencies, highlighting the potentially high risks, yet equally exciting rewards.
Despite the uncertainties, we'll discuss why a small fraction of your portfolio could be wisely dedicated to crypto and how its global nature means its fate doesn't hang solely on its acceptance in America.
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Will our money outlive us? That's the provocative question we wrestle with as we explore the impressive advancements in medical technology and their implications on our personal finance. It's a celebration of human achievement and resilience, from conquering polio and AIDS to combating the global COVID-19 pandemic.
So, can our savings keep up with our longevity? To tackle this, we delve into investing strategies that leverage the innovation in health and medical sectors. Plus, we've got five ETFs you might want to consider for your long-term diversified portfolio under our microscope.
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Global X Agricultural Technology and Food Innovation ETF (Symbol KROP)
Global X Genomics and Biotech ETF (Symbol GNOM)
Global X Telemedicine and Digital Health ETF (Symbol EDOC)
Global X Aging Population ETF (Symbol AGNG)
Global X Health and Wellness ETF (Symbol BFIT)
Global X Artificial Intelligence and Technology ETF (Ticker AIQ)
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Binance and Coinbase, two behemoths of the crypto market, are in the crosshairs of the SEC. Known for its massive revenue generation, Binance is facing serious allegations surrounding its US subsidiary and a hefty 13 charges. Discover the implications of these lawsuits and the impacts we'll face.
Ready to ride the wave of the AI revolution in finance? Join us as we explore how it's revolutionizing everything from tax prep to business strategy, and consider how it could reshape your career and your children's future.
In the murky waters of crypto regulation, Gary Gensler's stance could push crypto innovation offshore. But could the Digital Asset Market Structure Act be the lifeline the industry needs? We delve into its potential to provide regulatory clarity, and the political challenges it faces.
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Global X AI and Technology ETF (Symbol AIQ)
Global X Robotics and Artificial Intelligence ETF (Symbol BOTZ)
VISION 2023
McHenry, Thompson, Hill, Johnson Release Digital Asset Market Structure Proposal
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Are we fully aware of the alarming global birth dearth, particularly in Italy where the birth rate is at its lowest since 1861? Join us as we expose the harsh realities of this demographic catastrophe, from the alarming drop in future workers and tax revenue, to the escalating debt crisis. But as we unravel this economic conundrum, we'll also explore the investment opportunities that this birth dearth presents.
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Ever wondered why General Motors just invested a staggering $650 million into a lithium mine in Nevada? Let's unfold the intriguing story of the lithium rush, an essential ingredient in the battery technology propelling the electric vehicle market into the stratosphere.
Discover why this lightweight yet power-dense mineral could be the golden ticket to making electric vehicles cheaper to run than their gasoline counterparts.
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GM and Lithium Americas to Develop U.S.-Sourced Lithium Production through $650 Million Equity Investment and Supply Agreement
Global X Lithium and Battery Tech ETF (LIT)
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Did you know that a staggering 62% of people steer clear of discussing their finances, even with their spouses or partners? Bridging this startling gap requires an open dialogue about money, a topic often considered uncomfortable and off-limits. Join us on this episode with Brian Hamburger - a leading authority within the advisory community and a noteworthy legal and compliance expert for independent financial advisors and wealth management firms.
We also pivot to an intriguing discussion about the increasing presence of independent advisors in the financial industry. Furthermore, we delve into the essence of entrepreneurship, where failure is not a setback but a stepping stone to success.
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Market Counsel
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Are colleges teetering on the brink of financial collapse? The story of Cardinal Stritch University's closure is a stark reminder of the financial health of educational institutes.
But it's not all bleak! On a lighter note, we also touch upon the buzz around ChatGPT, and the potential of generative AI. This trend results from years of innovation by cutting-edge companies, so check out this episode for the latest AI insight!
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Cryptocurrency - a realm of digital assets so full of potential, yet shrouded in mystery. Could you be missing out on a game-changing opportunity if you're not investing in it? With Bitcoin's value skyrocketing by a whopping 70% this year, it's high time we peel back the layers of the crypto world.
As we venture deeper, we'll explore alternatives to direct Bitcoin investment. Did you know that investing in companies within the cryptocurrency space could potentially offer the same lucrative returns? This 'crypto picks and shovels' approach brings into focus some of the crypto-focused ETFs from Invesco and GlobalX.
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What Is Bitcoin Halving? Definition, How It Works, Why It Matters
Invesco Alerian Galaxy Blockchain Users and Decentralized Commerce ETF (BLKC)
Invesco Alerian Galaxy Crypto Economy ETF (SATO)
Blockchain and Bitcoin Strategy ETF (BITS)
Global X Blockchain ETF (BKCH)
Global X Metaverse ETF (VR)
Global X Artificial Intelligence and Technology ETF (Ticker: AIQ)
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What happens when 25% of US workers go remote, and the lines between work and leisure blur? Welcome to the "Afternoon Fun Economy!" This rapidly growing phenomenon is shifting the landscape of the leisure industry, as people create their own schedules and integrate leisure activities into their daily routines.
Also, join us on the Wicked Pisa podcast where we dive deep into the world of digital assets, exploring their role in investment strategies and the financial planning landscape.
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'Afternoon fun' on the rise
Invesco Dynamic Leisure ETF (PEJ)
Global X Artificial Intelligence and Technology ETF Ticker (AIQ)
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Craving bacon but searching for a healthier alternative? Discover how AgTech companies are using biotechnology to create delectable, nutritious, and eco-friendly substitutes for our favorite indulgences like bacon!
Additionally, I had the pleasure of joining the "Something More with Chris Boyd" podcast, exploring the future of food and the exciting investment opportunities in the AgTech and biotechnology sectors. Check out on this thought-provoking conversation about the future of our diets and the world of exponential technologies!
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Global X AgTech and Food Innovation ETF (KROP)
Global X Artificial Intelligence and Technology ETF Ticker (AIQ)
Something More with Chris Boyd
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How can we protect ourselves from cyber attacks in the age of the metaverse and virtual living? Discover the world of personal cyber insurance with our guest, Congressman, French Hill, chair of the House Subcommittee on Digital Assets.
Explore the proposed bill that aims to bring much-needed clarity to the crypto regulatory space, as the lack of guidance has led investors to take on risky engagements without the help of financial advisors.
Finally, we touch on the SEC's involvement in the cryptocurrency space, the challenges faced by Chairman, Gary Gensler, and the ongoing regulatory issues that affect investors.
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DACFP VISION
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Ready to experience the future of gaming like never before? Join us as we dive into the electrifying world of haptic technology and how it will revolutionize not just video games, but our everyday lives as well.
From gloves to full-body suits, imagine feeling the sensations of touch, cold, and even the impact of bullets while playing our favorite games - we've got all the thrilling details!
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Self-Care with Jean Edelman
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What happens when we combine video games, concerts, and social events? Step into the immersive world of digital entertainment with us as we explore the exciting transformation of video gaming into interactive experiences.
Curious about the future of VR and AR technology? We'll also dive into why Apple's CEO, Tim Cook, believes that AR is the next big tech platform and its potential impact on our future.
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Global X Video Games and Esports ETF (HERO)
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Can you imagine a world where gaming dominates our lives and even becomes an integral part of our personal finance? Welcome to this episode where we continue our exploration of the massive world of video games and their impact on technology, innovation, and personal finance.
We also dive into the role of artificial intelligence in simplifying game creation, enabling anyone with an imagination to design their own metaverse without the need for coding skills.
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As Cortana Retires, Microsoft Brings AI-Powered Bing Voice Mode to Desktop
Global X Virtual Gaming and Esports ETF (HERO)
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Did you know that China has a significant influence on the global video game industry, with their companies collecting data that could potentially be accessed by the Chinese government? Join us as we explore the far-reaching impact of video games and the possible lack of awareness among US government legislators regarding this issue.
We also have an exclusive conversation with David Hirsch, the SEC's Chief of the Crypto Asset and Cyber Unit, who sheds light on the complexities of crypto assets and the evolving regulatory landscape. Listen to his unique perspective on the SEC's approach to Bitcoin ETFs, investor protection, and the challenges of regulating the rapidly growing cryptocurrency market. Finally, we explore the importance of cybersecurity and the SEC's view on cyber regulations.
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Global X Video Games & Esports ETF (HERO)
Digital Assets Council of Financial Professionals
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Did you know that 500 million people worldwide are watching eSports, with 40% aged over 35? This week and next, we're diving into the fascinating world of video gaming and eSports for an eye-opening look at the billion-dollar industry that's transforming lives and creating opportunities.
Let's explore the rise of professional eSports athletes and the schools dedicated to teaching gaming skills.
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Free Fire World Series
TSM Team Solomid
Dota 2 - Defense of the Ancients
Self-Care with Jean Podcast
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Today's episode is nothing short of a thrill ride as we delve into the fascinating convergence of movie making and game making. With blockbuster video games now boasting budgets and timetables similar to Hollywood movies, we explore the growing entanglement of these two industries.
As we journey deeper into the franchise and environmental models, we'll discuss how this shift will impact the future of entertainment.
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Links from today's show:
Ready Player One
Sonic the Hedgehog Two
Uncharted
The Mandalorian
Dungeons and Dragons
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Imagine a world where streaming games becomes more profitable than streaming music or TV. We're diving into the fast-paced world of video games in this exhilarating episode, discussing how gaming is set to change the way we consume content and create new business opportunities.
With an estimated three billion people expected to play games on their phones, the potential for streaming and subscription services is astronomical. Let's explore the future of gaming and its potential impact on our lives.
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Global X Virtual Gaming and Esports ETF, symbol HERO
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Did you know that consumers are expected to spend a whopping $185 billion on video games this year? That's five times more than what they'll spend at the movies and 70% more than they'll spend on Netflix.
Video games are taking over as the future of home entertainment. Let's explore the rapidly growing industry, debunking common misconceptions about who plays these games, and discussing the new business models emerging in the space.
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Links from today's show:
Global X Video Games and ESports ETF
Certificate in Blockchain and Digital Assets
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Can you imagine having your crushing medical debt wiped out with just the stroke of a pen? Today, we explore the fascinating world of medical debt relief programs and the non-profit organization, RIP Medical Debt, that's making waves. But we also consider the implications of these programs - do they reward those who don't pay their bills and punish those who do?
We're also thrilled to have Ray Sclafani, founder and CEO of ClientWise, join us on this episode to discuss the importance of building multi-generational financial advisor businesses. He shares insights on the ripple effect of advisors' work, leaving lasting impacts on their clients and entire communities.
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Links from today's show:
RIP Medical Debt
Mirae Asset: Korea's Mutual Fund Pioneer
Charting Disruption
ClientWise
Think Again: The Power of Knowing What You Don’t Know
Gap in the Gain
Turn the Ship Around
From Strength to Strength
DACFP VISION
Self-Care with Jean Edelman Podcast
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What if you could attend community college for free, regardless of your age, income, or immigration status? That's right - Boston has just made this dream a reality for many!
Join us as we discuss the implications of this groundbreaking decision and the exciting opportunities it presents for those considering higher education. We also dive into the debate surrounding who's really footing the bill for these free education programs, and whether it's a sustainable model for the future.
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Links from today's show:
How To Prevent College From Ruining Your Life - Master Class
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When faced with the emotionally challenging task of finding a trustworthy caregiver for a loved one, where do we begin, what factors should be considered, and how do we account for costs?
Let's discuss important aspects such as language, culture, patient comfort level, and the possible need for a geriatric care manager to oversee the caregiving process.
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Self-Care with Jean Edelman
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Imagine a world where major companies like MasterCard and Venmo embrace crypto, making transactions safer and effortless. Join us as we explore these fascinating advancements and discuss how you, too, can stay current with the latest technology!
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Links from today's show:
Mastercard Launches Crypto Credential Service for Cross-Border Transfers
Introducing Crypto Transfers for Venmo Customers
Sotheby's Virtual Art House
DACFP VISION
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Imagine a world where the security of your transactions is significantly improved, thanks to the power of blockchain technology. We dive into the exciting news of this groundbreaking solution and discuss how it validates the potential of this emerging field.
Check out our insightful conversation about the future of technology, innovation, and personal finance that will make you rethink the notion of crypto and blockchain being just a fad.
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Links from today's show:
Mastercard Launches Crypto Credential Service for Cross-Border Transfers
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What if there was a thriving luxury goods marketplace that couldn't be replaced by automation? Let's chat about the importance of rethinking college and career choices.
Join us for an enlightening conversation with Mark Roithmayr, CEO of the Alzheimer's Drug Discovery Foundation (ADDF), as we discuss ADDF's approach to funding research. As we venture further into the world of Alzheimer's, we explore the power of prevention and potential combined therapies in treating the disease.
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Links from today's show:
DACFP VISION Conference
Alzheimer's Drug Discovery Foundation
C2N Diagnostics
Deciphering the Roles of Metformin in Alzheimer’s Disease: A Snapshot
Self-Care with Jean Edelman Podcast
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Could you imagine waiting years for a life-changing treatment that may never come? That's the harsh reality facing millions of Americans suffering from Alzheimer's disease. I discuss the bleak outlook for revolutionary cures or treatments, the scarcity of specialists, and the high cost and limited availability of diagnostic tests and drugs for Alzheimer's patients. Learn why it's crucial to have sufficient funds and strong relationships within the medical community as we age in order to be prepared for the potential impact of this devastating disease on our lives.
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Links from today's show:
Lecanemab Approved for Treatment of Early Alzheimer's Disease
Self-Care With Jean Edelman Podcast
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Ever wondered what happens when you put virtual reality (VR) headsets on cows? You'll be amazed by the results as I discuss a fascinating experiment conducted by a Turkish cattle breeder and rancher! Discover how this innovative application of VR technology led to a whopping 40% increase in milk production – but also raised some critical ethical questions about the use of such technology.
Plus, don't miss our free Master Classes on Financial Planning in the Age of Longevity, Preparing Teens for Their Future, and Achieving Retirement Security in the 21st Century.
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Links from today's show:
Master Class: Financial Planning in the Age of Longevity
Master Class: Preparing Teens for Their Future - How to Prevent College from Ruining Their Lives
Master Class: Achieving Retirement Security in the 21st Century
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Remember when you were 24 and couldn't wait to move out of your parents' house? Times have changed, and now half of Americans under 30 are living with their folks. But are these young adults actually saving money, and how does this trend impact the entire family's financial well-being? I share my thoughts on navigating this new family dynamic, emphasizing the importance of open communication and sensible financial planning.
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Links from today's show:
Global X Aging Population ETF (AGNG)
DACFP VISION June 12-14 in Austin
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Imagine realizing that your Social Security benefits could be reduced by 23% in the near future - what would you do? In today's episode, I tackle the alarming issue of the Social Security Trust Fund's impending insolvency and discuss various predictions on when it will go broke. Find out the implications for both retirees and workers, and learn how millions of Americans might be affected by reductions in benefits or double-digit tax increases.
I'll also share some ideas on how retirees can reduce their spending and find alternative income sources. I'll highlight some mutual funds and ETFs offered by Invesco and Global X that could help you achieve your financial goals. Also, check out my wife's podcast, Self-Care with Jean Edelman, for insights on mindfulness and overall wellness.
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Invesco ETFs
Global X ETFs
Self-Care with Jean Edelman
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What happens when your kids graduate college with unrealistic expectations about their future careers and salaries? We tackle the harsh truth many students face in today's job market, including the surprising number of Generation Z students who dream of working at Google.
We discuss the importance of guiding our children towards a fulfilling and sustainable career path, including helping them understand job prospects and potential earnings. Plus, don't miss our free master class on avoiding life-ruining decisions related to college and careers, linked in the show notes. Join us as we explore the reality of today's job market and how we can better prepare our kids for their futures.
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Links from today's show:
Ric's Master Class: Preparing Teens for Their Future - How to Prevent College From Ruining Their Lives
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Are you tired of the confusion surrounding crypto regulations? You're not alone! Even the US Chamber of Commerce is voicing their frustration and supporting Coinbase in their lawsuit against the SEC. Listen in as I discuss the potential consequences of regulatory uncertainty, its impact on businesses and investors, and what the future might hold for cryptocurrency.
Plus, don't miss out on today's free webinar on crypto and self-custody, exploring the future of wealth and asset management. Although designed for financial advisors, everyone is invited to attend and gain valuable insights into the rapidly evolving world of crypto.
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Links from today's show:
May 23 Webinar on Self-Custody
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Did you know that 14 years ago, 10,000 Bitcoins were used to purchase two large pizzas from Papa John's? Today, those same Bitcoins are worth a jaw-dropping $270 million! Join us as we celebrate Bitcoin Pizza Day and share an insight into the world of crypto investing, including the mining rewards Bitcoin miners receive and how that could affect the price of Bitcoin in the future. Plus, we'll introduce you to two ETFs that provide exposure to the crypto marketplace and an informative free webinar on crypto and self-custody.
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Links from today's show:
May 23 Webinar on Self-Custody
Global X Blockchain ETF (BKCH)
Global X Blockchain and Bitcoin Strategies ETF (BITS)
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Did you know that major organizations like Sports Illustrated, Ticketmaster, BoxOffice, and even the NFL are now using blockchain technology to enhance their products? Join me as I explore how these companies are selling NFTs and giving customers access to special features like photos, videos, collectibles, rewards, and more.
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Links from today's show:
May 23 Webinar on Self-Custody
VISION Conference June 12-14
Certificate in Blockchain and Digital Assets
Self-Care with Jean Edelman
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Is the world of crypto a utopia or a wild west? In this episode, I discuss the recent $3.4 billion fraud case won by the Commodity Futures Trading Commission, highlighting the dangers that still persist in the emerging market of crypto.
Tune in for this crucial conversation about protecting your investments and navigating the ever-evolving world of crypto.
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Certificate in Blockchain and Digital Assets
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Can speaking a second language actually help you avoid dementia and Alzheimer's disease? Today's episode reveals a fascinating new study that suggests just that – but there's a catch. You need to be bilingual from an early age.
Join me as I discuss this intriguing topic and how it could impact your future and the future of your loved ones. I also explore the additional benefits of being bilingual, such as improved multitasking, emotional management, and self-control. With the horrors of dementia and Alzheimer's disease all too familiar, and the likelihood of developing symptoms increasing as we age, it's crucial that we do everything we can to keep these diseases at bay until medical innovations provide a cure or vaccine. So, why not consider becoming bilingual and encourage your family members to do the same?
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Links from today's show:
Knowing Two Languages Protects Against Dementia from The National Herald
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What if your job could be done by a computer? How can you ensure that your child's college degree will still be relevant in a decade? IBM's recent announcement to stop hiring workers for jobs that can be performed by ChatGPT, a generative AI, sparks an important conversation about the future of our careers and the education of our children. As technology advances at a rapid pace, it's crucial to examine the potential impact of AI on our lives and the workforce.
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Links from today's show:
Ric's Master Class: Preparing Teens for Their Future - How to Prevent College from Ruining Their Lives
Global X Artificial Intelligence and Technology ETF (AIQ)
Global X Robotics and Artificial Intelligence ETF (BOTZ)
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What if your pension plan fails to deliver on its promises? How will the government tackle the massive shortfall in public pension funds? Join me as I unravel the complex issue of underfunded pension plans and their potential consequences for retirees. Discover the reasons behind the staggering $1.5 trillion shortfall and the tough decisions governments and politicians will have to make in order to keep their promises.
Links from today's show:
Certificate in Blockchain and Digital Assets
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Discover the driving force behind the remarkable rise of older workers in the workforce and how blockchain technology is revolutionizing the car title industry in this fascinating episode. Join us as we discuss the latest statistics revealing that the 55+ crowd is now the fastest-growing segment of the workforce, and the reasons behind this trend—such as punctuality, less sick days, and greater maturity and experience.
We are thrilled to have Bernie Moreno, the Chairman of CHAMP Titles, share his insights on how blockchain technology is redefining the car title industry. Tune into this captivating conversation about the future of car titles and the power of blockchain technology!
Links from today's show:
ChampTitles.com
Bernie Moreno on Twitter
Self-Care with Jean Edelman
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The rise of robots and AI is inevitable. But how will it impact our future? In this episode, Ric explores the massive growth of the robotics and AI industry and how it's set to change the world. But for investors who want to diversify their portfolios with AI and robotics, they wonder if investing in these futuristic technologies is overhyped and unreliable. Let's dispel these myths once and for all and learn the truth about the exciting opportunities that lie ahead.
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Global X AI and Technology ETF (AIQ)
Global X Robotics and Artificial Intelligence ETF (BOTZ)
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Discover how innovative living spaces are transforming the lives of those with Alzheimer's and dementia across the globe in today's enlightening episode. I reveal how these groundbreaking communities foster autonomy and accomplishment while providing a more compassionate alternative to traditional nursing homes.
From New Zealand to France and the Netherlands, I examine the unique features of these communities, the architecture designed to reduce confusion, and the emphasis on allowing residents to set their own rhythm for the day. I also discuss the latest developments in Alzheimer's research, including focused ultrasound techniques, and the potential implications of the Veterans Administration's decision to cover the groundbreaking Leqembi drug. Tune in and gain valuable insights into how these advancements offer hope and improve the quality of life for those affected by Alzheimer's disease.
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In today's episode, I discuss the results of a recent Fidelity survey on crypto adoption in the U.S. and around the world. As one of the largest financial services companies in America, Fidelity is heavily engaged in crypto, and their survey reveals some fascinating insights into the growth of digital assets among institutional investors, high net worth individuals, financial advisors, and more.
Listen in as I share the key findings from this comprehensive survey, including the percentage of investors who believe digital assets should be a part of a diversified portfolio, and the recommended allocation of crypto for those looking to invest.
Links from today's show:
Fidelity Study: 2022 Institutional Investor Digital Assets Study
Fidelity Crypto Account
Certificate in Blockchain & Digital Assets
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On today's show, I'll explore a space heater and air purifier that doubles as a Bitcoin miner. Imagine warming your indoor space, purifying the air, and mining enough Bitcoin to potentially cover 100% of your electricity bill! Join us in this episode as we discuss the incredible ways technology is revolutionizing our daily lives and creating unique investment opportunities.
Also, get ready to uncover the future of investing in crypto at our upcoming annual VISION Conference in June! As the longest-running event exclusively for financial advisors and accredited investors, we're thrilled to bring you an incredible lineup of speakers like CNBC's Downtown Josh Brown, Congressman Patrick McHenry, and Dave Hirsch from the SEC's Crypto Enforcement Division. Plus, don't forget to celebrate the graduates at the Ric Edelman College of Communications and Creative Arts at Rowan University with us!
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VISION Conference
Heatbit
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What happens when Tupperware, an iconic brand which has paved the way for women's careers over the years, faces potential bankruptcy? In this episode, Cal Thomas, America's number one syndicated columnist, joins me in a fascinating discussion on the demise of Tupperware and the importance of investing in the businesses of the future.
We also tackle the topic of bridging the gap between liberals and conservatives in America. Listen in as we share our thoughts on how reaching across the aisle can create unity and understanding, as well as discussing my new book, A Watchman in the Night.
Lastly, we touch on the influence of media bias in American politics. We share our experiences with the media's fixation on stories involving Donald Trump and the impact this has on our society. Reflecting on how the media has become increasingly focused on creating turmoil and conflict, we explore the importance of navigating this landscape with a critical eye. Don't miss this insightful conversation with Cal Thomas and our take on the current state of politics and media in America.
Links from today's show:
Certificate in Blockchain and Digital Assets
Global X Blockchain ETF (BKCH)
Cal Thomas Website
Cal Thomas and Julie Andrews
A Watchman in the Night by Cal Thomas
Finding Your Roots on PBS
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Discover how India's incredible growth and development is transforming its economy and creating exciting investment opportunities. With its massive infrastructure and transportation upgrades, India has moved from a poverty-stricken nation to the fifth largest economy in the world. I'll also discuss India's commitment to innovation and green energy, as demonstrated by its impressive solar power projects and digital advancements. India presents exciting investment opportunities you won't want to miss.
Links from today's show:
Money Show Accredited Investor Expo
Invesco India ETF (PIN)
Franklin FTSE India ETF (FLIN)
Self-Care with Jean Edelman Podcast
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Today, I'll uncover the secrets behind the death of TINA, the stock market trend that emerged during the pandemic, and you'll learn how Apple's partnership with Goldman Sachs is shaking up the banking world with an unheard-of interest rate. I'll also discuss the recent government shutdowns of Silver Gate Bank, Signature Bank, and Silicon Valley Bank, and the impact on the hundreds of billions of dollars withdrawn from U.S. banks in the past month. Discover how the looming federal shutdown could wreak havoc on money market funds and short term treasury bills, and what this all means for your investments.
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I have to say, I am fired up about Gary Gensler's recent Twitter video. He uses a condescending and insulting metaphor along with some cute animation. I'll play the audio for you and then give you my reaction to his comments.
Gary Gensler can't kill crypto, but he can harm American investors and damage American economic leadership in the world.
You need to contact your elected representatives in Washington and tell them to pass the laws. We need to foster development of this technology while simultaneously protecting U.S. investors. We can do both.
I encourage you to go watch Gary Gensler's Twitter video and read some of the 4000 comments; virtually all of them horribly negative against that video and Gary Gensler's behavior. His behavior is bad for America. He's ultimately going to fail. And the sooner Congress puts him in his place, the better for all of us.
Links from today's show:
Gary Gensler's Twitter video
The Truth About Crypto by Ric Edelman
Certificate in Blockchain & Digital Assets
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Are electric vehicles (EVs) the future of transportation? As Tesla faces recent issues like price cuts impacting used car values, recall issues with their autopilot system, and potential privacy concerns with internal cameras, on today's podcast, I help you navigate the complexities of this new technology to make an informed decision on your next vehicle purchase.
Meanwhile, the world of crypto and blockchain continues to evolve. Stay ahead of the curve with our new certificate program in blockchain and digital assets, designed for investors, consumers, students, financial advisors, and professionals. Cut through the noise and gain valuable insights into the realm of digital currencies, equipping yourself with the knowledge needed to navigate the future of finance.
Links from today's show:
Tesla cuts U.S. prices for sixth time this year ahead of first-quarter results from CNBC
The Average Price of a Used Tesla is Down $18,000 From 6 Months Ago from InsideEVs.com
2 Tesla Model Y Steering Wheels Fell Off - NHTSA is Investigating from Car and Driver
Special Report: Tesla workers shared sensitive images recorded by customer cars from Reuters
Electric Car Tax Credits: State by State from U.S. News & World Report
Certificate in Blockchain and Digital Assets from DACFP
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Today we're discussing focused ultrasound, a noninvasive therapeutic technology that has the potential to revolutionize healthcare. We have Neal Kassell, MD, founder of the Focused Ultrasound Foundation, joining us to discuss this exciting innovation. Focused ultrasound uses multiple beams of ultrasound energy to target specific areas in the body with precision, sparing adjacent normal tissue. This technology has over 170 clinical indications in various stages of development and can be used to treat a wide variety of medical disorders. One example is in the treatment of essential tremor, where abnormal nerve cells in the brain can be destroyed without incisions or drugs.
Links from today's show:
Focused Ultrasound Foundation
Pivotal Trial Results of Focused Ultrasound for Parkinson's Disease Published
Michael J. Fox Foundation
Focused Ultrasound Reaches Millions on CNN Video
Self-Care with Jean Edelman website
Friday's Bitwise Roundtable
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Today we're talking about Alzheimer's disease. Did you know that the odds of getting Alzheimer's by age 90 is 1 in 2? And the odds by age 60 are 1 in 10? That's scary stuff. And not only is it emotionally and physically taxing, but it's also financially taxing. Alzheimer's patients require typically 24/7 care, which costs an average of $120,000 a year. But there's good news - new research shows that losing weight can actually reduce your risk of developing Alzheimer's disease.
Links from today's show:
Today's webinar - Preparing Your Practice for Success in the Coming Decade
Friday's Bitwise Roundtable
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On today's episode, I'll share some surprising insights on how to live longer and healthier. Did you know that by age 90, 1 in 2 people will have Alzheimer's disease? But there's hope, and I'll tell you about a company that's aiming to add 10 healthy years to our lives.
But it's not just about fancy tech, as the US Surgeon General pointed out, loneliness is an epidemic that's contributing to our shorter and sicker lives. I'll share some practical tips to help you combat loneliness and improve your mental health.
We'll also talk about the importance of healthy eating and look at a particular community in California that has an unusually high number of centenarians.
Links from today's show:
Get an email reminder for Ric's podcast episodes
4/27 Webinar registration
Certificate in Blockchain and Digital Assets
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Charlie Munger recently wrote an op-ed in the Wall Street Journal saying America should ban crypto. His partner in crime, Warren Buffett, says Bitcoin has no unique value at all. He doesn't think crypto counts as money. Well, let me help out both of these guys. Let me give you just a few real-world examples of how crypto solves problems and is helping millions of people around the world
Links from today's show:
Webinar today: How Crypto is Really Going to Change the World
WSJ Op-Ed - Why America Should Ban Crypto by Charlie Munger
Global X Blockchain ETF
Global X Blockchain and Bitcoin Strategy ETF
Global X Metaverse ETF
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A couple of weeks ago, I said that the biggest scam in investing today is ESG (environmental, social, governance), mutual funds and ETFs that invest with a filter so that they only invest in companies that pay attention to ESG values. I said that a lot of people have invested in ESG, and so that's pretty cool, right? You can align your investments with your values. But I also said that that's nothing but a sales pitch. Of the 120 funds that currently have a Triple-A rating for adhering to ESG, the company that awards those ratings is about to announce that they've been wrong.
Links from today's show:
4/12 podcast episode
Another Black Eye for ESG in MSCI's Mass Downgrade
Tuesday Webinar: How Crypto is Really Going to Change the World
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Today's podcast is eye-opening. It's shocking to know that so many people making six-figure salaries are still living paycheck to paycheck. And it's all because of the cost of living in certain cities.
I see this all the time. People are so focused on following their passions and pursuing certain careers without really considering the financial implications. Sure, it's great to do what you love, but if it's not going to provide you with a comfortable lifestyle, is it really worth it?
I know it's not easy to make career and location decisions based on finances, but it's important to have an honest conversation with yourself and your financial advisor. You need to consider the cost of living in the area you want to live and the compensation you can expect from your chosen career.
I hope you enjoy today's show. Have a great weekend.
Ric
Links from today's show:
The Compound & Friends with Josh Brown
4/25 Webinar: How Crypto is Really Going to Change the World
A Short and Happy Guide to Bitcoin, Blockchain and Crypto by Del Wright
Certificate in Blockchain and Digital Assets
Self-Care with Jean Edelman
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A new poll conducted by The Wall Street Journal in collaboration with the University of Chicago found that 56% of Americans believe that a four-year degree is no longer worth the cost. Skepticism is highest among those aged 18 to 34, the target demographic for colleges. The poll also found that only 44% of women, regardless of political affiliation, believe that college is worth it. College enrollment is down by 1.3 million students over the past four years, equating to $60 billion in lost tuition revenue for colleges.
Links from today's show:
Americans are Losing Faith in College Education, Poll Finds (from The Wall Street Journal)
4/25 Webinar registration: How Crypto is Really Going to Change the World
Self-Care with Jean Edelman Podcast
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I want to talk to you about Dan Snyder, the owner of the Washington Commanders, and the actions he has taken during his 24-year tenure. From building a fence around the stadium to prevent fans from parking for free, to charging admission fees for fans to attend training camp, to failing to address complaints of misconduct by team officials, it's no wonder why pretty much everyone seems to hate this guy - the league, the other NFL owners, the team's players and staff, and the fans.
Under Snyder's ownership, the team has lost nearly 60% of its games and hasn't won a playoff game in nearly 20 years, yet he's now selling the team for a whopping $6 billion.
It's important to learn from his example and decide what truly matters to you. Is it wealth and success at any cost or integrity and respect? It's up to you to make that call.
Links from today's show:
From passion to pariah: How Washington fell out of love with its NFL team -- and came to despise its owner (The Washington Post)
Wall Street Journal/University of Chicago poll -- Ric's podcast from April 3, 2023
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The world of cryptocurrency is rapidly evolving, and I'm worried that the United States is getting left behind.
Here in the United States, the Securities and Exchange Commission (SEC) seems more interested in enforcing crypto regulations than fostering innovation. Their proposed rule to effectively ban advisors from recommending or investing client assets in crypto is worrying, and it seems like we're missing out on the potential benefits of this technology.
I urge you to stay informed about the rapidly-evolving world of crypto and make informed decisions about investing in this space. Don't let fear and uncertainty hold you back from the potential opportunities that this technology can offer.
Links from today's show:
Rendering Innovation Kaput: Statement on Amending the Definition of Exchange by SEC Commissioner Hester Peirce
DACFP Certificate in Blockchain and Digital Assets
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Today, I discuss the Human Cell Atlas and how it is transforming medical research. The Human Genome Project mapped the entire genome, but now the focus is on the 37 trillion cells in the human body. The Human Cell Atlas has identified thousands of cell categories, and researchers plan to have a first draft of the full atlas in just two years. This research has already led to discoveries in cystic fibrosis, inflammatory bowel disease, and cancer, and will ultimately lead to the eradication of disease and extension of healthy life.
Links from today's show:
The Human Genome Project
Human Cell Atlas
Global X Genomics and Biotech ETF (GNOM)
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We've talked a lot this week about how you're going to live for a long time. That's a good thing because your kids are counting on it. Now, not because they love you, although, okay, I'll assume they do. It's because you're probably giving them money.
Links from today's show:
National Council on Aging
Boost Your Budget Week
BenefitsCheckup.org
Job Skills Checkup
Budget Checkup
Self-Care with Jean Edelman podcast
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In 2019, there were 470,000 ATMs all across the United States. Today, are there more or less?
Links from today's show:
Winners Announced in Best in Business Book Awards
Real Vision Daily Briefing podcast
DACFP VISION Conference in June
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Today, we're going to talk about scams. One scam in particular, and it's the biggest scam in investing today, ESG. It's a good sales pitch.
Links from today's show:
ESG
MSCI makes public ESG metrics for indexes and funds to drive greater ESG transparency
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And spoiler alert, if you haven't listened to yesterday's podcast, go listen to that now before you listen to this podcast today. Yesterday's podcast is only six minutes, so go listen to that real quick.
Links from today's show:
4/10 Podcast
Artificial Intelligence & Technology ETF (AIQ)
Robotics & Artificial Intelligence ETF (BOTZ)
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Crypto has been around for more than a decade. Bitcoin, the first and most famous cryptocurrency is now worth more than $25,000, and there are thousands of other coins and tokens out there. But what is cryptocurrency exactly?
Links from today's show:
Artificial Intelligence & Technology ETF (AIQ)
Robotics & Artificial Intelligence ETF (BOTZ)
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We've been talking about retirement security lately, what's going on in France and South Korea, and how this is a global problem. All around the world. We're living longer and producing fewer babies, and that means all over the world, fewer people are working and paying into Social Security and similar government retirement plans. And more people are retired and taking money out. All these programs are going broke.
Links from today's show:
Self-Care with Jean Edelman podcast
Jean's Twitter
Jean's Instagram
Jean's YouTube
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Yesterday I said here on the podcast that federal banking regulators have been trying to kill crypto companies by denying them access to banks. The FDIC shut down Silvergate and Signature Banks and Silicon Valley Bank, all of which did a lot of business with crypto companies. And the regulators are trying to tell other banks not to do business with crypto companies. Their efforts so far are failing because crypto is a legitimate industry that's operating - for the most part anyway, legally and profitably.
Why wouldn't a bank want to do business with an industry like this? Just because you don't like crypto, what does that have to do with it? That's like saying you won't let tobacco companies or casinos or gun manufacturers have bank accounts just because you don't like what they do either.
Links from today's show:
Money Market, Fidelity
Money Market, Invesco
Money Market, Schwab
Certificate in Blockchain and Digital Assets
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Remember I said on a show not long ago that federal regulators are trying to kill crypto? Well, a Washington, D.C. law firm has now published a 37-page white paper making that same accusation.
Links from today's show:
Operation Choke Point 2.0: The Federal Bank Regulators Come For Crypto
Blockchain & Bitcoin Strategy ETF (BITS)
Blockchain ETF (BKCH)
Metaverse ETF (VR)
The Briefing with Steve Scully
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It's Monday, April 3rd, and I thought I would share with you today some of the emails that I have been receiving from all of you over the past several months. There's a lot of really interesting commentary here that's I think, worth sharing with you.
Links from today's show:
3/7 podcast
The Premium/Discount Feature of Digital Asset OTC Trusts
WeCanRise.com
Certificate in Blockchain and Digital Assets
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So can we blame millennials who don't want to work hard? Is it really their fault when they're raised this way to expect everything to be handed to them, to never have to suffer the experience of failure, sacrifice, delayed gratification? We have millennials demanding that the government waive their student loan debt.
Links from today's show:
3/20 podcast
Bitwise event information
Investment Advisor Association
Self-Care with Jean Edelman podcast
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I want to tell you about Jeffrey Cutter. He's a financial advisor in Massachusetts. He operates his own firm called Cutter Financial Group, and he manages about $134 million for about 400 clients since 2014. For the past nine years, Jeffrey Cutter has been selling annuities to his clients, and he never told them that he's been collecting commissions of 7% to 8%. All this in addition to the 2% annual fee that he and his firm charged.
Links from today's show:
SEC Charges Investment Advisor with Defrauding Clients in Connection with Annuity Sales
Self-Care with Jean Edelman Podcast
Jean on Twitter
Jean on Instagram
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You've been hearing a lot about ChatGPT, haven't you? That's a chat bot that writes term papers. It even passed the bar exam and now the company that makes it says 80% of US jobs are going to be impacted by this new software. That's because ChatGPT and other programs like it are all about artificial intelligence, and they're going to be able to write code, do math with more accuracy and consistency. Your boss is going to pay for the software to do your job instead of hiring you to do it.
Links from today's show:
3/28 podcast
What is ChatGPT and why does it matter?
Ric's book, The Truth About Your Future
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Let me ask you a basic, simple, fundamental question. Why are you going to college? Why are you sending your kid to college? Well, it's because getting a college degree helps you prepare for a career, right? And that career pays more money than the careers that are available to people who don't go to college. That's the fundamental thesis, isn't it? Well, let me tell you about the 10 worst paying college majors.
Links from today's show:
Ric's Master Class: How to Prevent College From Ruining Your Life
Bitwise Roundtable information
How much will you make in your 30s and 40s? Here are the best - and worst - paying college majors
You now can earn college credit through YouTube videos
Society for Human Resource Management
President Biden Announces Student Loan Relief for Borrowers Who Need It Most
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It's Monday, March 27th, and I am astonished that Wells Fargo is paying yet another $300 million to settle yet another class action lawsuit. In this particular case, this lawsuit alleged that the bank forced hundreds of thousands of its customers to buy unnecessary insurance when getting an auto loan. This is just the latest in a long string of financial fines and lawsuits, settlements that Wells Fargo has incurred since 2000.
Links from today's show:
Wells Fargo agrees to pay $300 million to settle with shareholders over auto insurance disclosures
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It's Friday, March 24th. I want to talk about old people today. Yeah, those who are 65 plus, we're talking about a group of the US population that represents 17% of everybody in the US, but they have 75% of all the wealth in the US. We're talking about $70 trillion that are owned and controlled by people 65 and older over the next 20 years. All that money, $70 trillion, is going to be transferred to their children and other heirs.
Links from today's show:
Cerulli Survey
Ava Labs
Appetite for Disruption podcast
Global Blockchain Convergence
Self-Care with Jean Edelman
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It's Thursday, March 23rd. Yesterday, we talked about the four-day workweek. If you work one day less a week, maybe you can work more years, meaning your body might not get worn out so quickly. And if working fewer days a week lets you stay in the workforce longer, that might be really good for your long-term health. A new study says that if you retire early, you could indeed damage your health.
Links from today's show:
3/22/23 Podcast: Will You Soon Enjoy The Four-Day Work Week?
Study: Retiring early may accelerate cognitive decline
Self-Care with Jean Edelman
Certificate in Blockchain and Digital Assets
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It's Wednesday, March 22nd. 100 years ago, odds were high that you lived and worked on a farm. That was a 24/7/365 job because, you know, cows and pigs and chickens, they never take the day off. They got to be fed or milked or always cared for and crops always needed tending to every day. The Industrial Revolution gave us the six-day workweek. Sunday was off for religious reasons. Eventually, that led to the five-day workweek. In 1938, Congress created the 40-hour workweek and set overtime pay for anything more than that. That was then. Now there's a movement to a four-day workweek.
Links from today's show:
U.K. 4-Day Work Week Study
32-Hour Workweek Bill Reintroduced in Congress
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It's Tuesday, March 21st. I often talk about tech on this show because our technological innovations are changing the planet. We're growing so accustomed to them that tech innovations are just not getting anybody terribly excited about them anymore. I've deliberately waited a few weeks to bring you today's story because I wanted to make this point.
Links from today's show:
Farewell to the last 747 delivery
Edelman Scholars
Ric Edelman College of Communication & Creative Arts
Digital Assets Council of Financial Professionals
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It's Monday, March 20th. It's the first day of spring. Awesome. Hey, you know, everybody, of course, wants to have a secure financial future, but millions of Americans are setting themselves up for financial failure instead. That's because of their poor judgment, their immature behavior and their bad decisions. And I might well be talking about your adult children.
Links from today's show:
Americans in their 30s are racking up debt. Here's why:
My Solution to Save Social Security -- Wacky or Brilliant? You Tell Me.
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It's Friday, March 17th. Happy Saint Patrick's Day. Aren't you glad I reminded you so you can be sure to wear green? All this week, we've been focusing on how the future is changing, particularly the future of society. If you missed any of these shows, go listen to them. The links are all in the show notes. Today, this is our last segment of this series. I want to again focus on the topic of death. But this one, frankly, more seriously. It's more a current topic than what we've covered so far this week. Today, I want to talk about the survivor, particularly widows and widowers.
Links from today's show:
Monday's show
Tuesday's show
Wednesday's show
Thursday's show
Amy Florian interview
Certificate in Blockchain and Digital Assets
Smart Kx
Self-Care with Jean Edelman Podcast
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It's Thursday, March 16th. All this week, we're focusing on how the future is changing society. Today we're going to talk about another aspect of society that's changing - the changing nature of funerals or more specifically, burials. New York just became the sixth state in the country to allow human composting as a method of burial.
Links from today's show:
Self-Care with Jean Edelman Podcast on YouTube
Self-Care with Jean Edelman Podcast on Instagram
Self-Care with Jean Edelman Podcast on Twitter
'Human Composting,' already legal in 6 states, could help the planet
Signature Bank Was Shut Down to Send 'Anti-Crypto' Message: Barney Frank
Signature Bank Shutdown Caused by 'Crisis of Confidence' in Leadership, NYDFS Says
Crypto VC Digital Currency Group Turns To New Banking Partners After SVB Financial Debacle
Schwab Rallies as CEO Bettinger Says He Bought 50,000 Shares
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It's Wednesday, March 15th. All this week we're focusing on how the future is changing, particularly the future of society. Today we're going to talk about another aspect of society that's changing - the role of grandparents.
Links from today's show:
3/13 Podcast
3/14 Podcast
Global X Aging Population ETF (AGNG)
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It's Tuesday, March 14th. All this week, we're focusing on how the future is changing the future of society. Yesterday, I told you how the institution of marriage is changing. Today, we're going to talk about another aspect of society that's changing our attitude about disability.
Plus, I'll talk to you about what's going on in the banking world.
Links from today's show:
Americans with Disabilities Act
3/14 Webinar - FinancialExpertsNetwork.com
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It's Monday, March 13th. Thanks for joining me. This podcast, as you know, is devoted to telling you about the future. And normally that means I'm talking about technological innovation, exponential technology in particular. But these aren't the only reasons that our future is changing. It's not just because of technological innovation. Society itself is changing as well.
Links from today's show:
Consensual Non-Monogamy
GALLUP Poll
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It's Friday, March 10th. And I want to ask you a question. Does anybody use Bitcoin for anything other than illegal activities? You'd be amazed how many people make that claim that the only purpose of Bitcoin is illicit activity. They use it for drug money or for terrorist financing, or just for outright hacking and thievery. It's nonsense. And I've got the proof right here.
Links from today's show:
2023 Crypto Crime Report
The romance scam
The giveaway scam
The impersonation scam
Financial Planning Association
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Welcome to the 100th episode of The Truth About Your Future podcast. I've been doing radio for 32 years and in January a year ago, we converted the radio show into this new daily podcast. I'm excited that you're still with me on this journey and I'll now shift from looking backward to the start of this podcast - January of 2022 - to the future, and I want to share with you what the future of retirement in America looks like. And unfortunately, it's not pretty.
Links from today's show:
French Government Unveils Plan to Raise Retirement Age to 64
At the Heart of France's Long Strikes, a Fight Between the Haves and the Have-Nots
Why France is arguing about work, and the right to be lazy
Ric on "Something You Should Know" podcast with Mike Carruthers
Self-Care with Jean Edelman podcast
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It's Wednesday, March 8th. Earlier this week, for a couple of days, I was telling you about the absurdity of the Social Security system, referring to full retirement age, when in fact it has nothing to do with being full at age 66. I said that what the Social Security system needs to do is get rid of the term full. Well, guess what? Four senators have now just introduced legislation that would indeed change the language used by the Social Security Administration. Under their bill, full retirement age would no longer be called full. It will now be called standard benefit. Age 62 would be called the minimum benefit and age 70, the maximum benefit exactly the way it ought to be.
Links from today's show:
March 6 Podcast: The Social Security Admin. is Full of It
March 7 Podcast: My Solution to Save Social Security -- Wacky or Brilliant?
Artificial Intelligence & Technology ETF (AIQ)
Robotics & Artificial Intelligence ETF (BOTZ)
Thematic Growth ETF (GXTG)
Autonomous & Electric Vehicles ETF (DRIV)
U.S. Infrastructure Development ETF (PAVE)
CleanTech ETF (CTEC)
Lithium & Battery Tech ETF (LIT)
Solar ETF (RAYS)
Copper Miners ETF (COPX)
Disruptive Materials ETF (DMAT)
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It's Tuesday, March 7th, and we have a crisis with our Social Security trust fund. You've heard me talk about this an awful lot. I'm going to set that up for you so you understand exactly what the problem is. And then I'm going to tell you a crazy solution. I wonder maybe if it might work. You'll be the judge.
Weigh-in on Ric's idea to save Social Security:
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Email Ric: AskRic@TheTruthAYF.com
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I want you to define the word 'full' for me. What does full mean? Well, I think you would say that full means full. No more; at capacity; topped out. If I ask for a full glass of water, you're going to pour water in that glass until you can't pour any more water into the glass. Right? Full means full. We're done. Well, unfortunately, that word has been incorrectly used by the Social Security Administration, and it is causing millions of Americans to make bad decisions, decisions that they wouldn't make if it weren't for the Social Security Administration's incorrect usage of the word.
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Bitcoin Ordinals: The Newest Crypto Innovation
Exclusive interview with crypto tax expert René Chaze
Self-Care with Jean Edelman: How To Bring Balance Into Your Busy Life
Links from today's show:
Self-Care with Jean Edelman Podcast
The Certificate in Blockchain and Digital Assets
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It's Thursday, March 2nd. Today, I'm speaking at the Future of Digital Assets Symposium in Washington, DC. The event is hosted by the Milken Institute in collaboration with UMC and Duke University. My topic is digital innovation and security. It's an invitation only event. Pretty impressive roster of attendees, so I'm excited to be among the speakers doing gigs like this, consulting in the financial services field, focusing on digital assets. It's part of my reinvention of myself. Back in 2021, after 37 years of building and running Edelman Financial, what became the largest advisory firm in the country, my wife Jean and I left the company and we have then found ourselves faced with a question of, well, now what?
Links from today's show:
The Truth About Your Friends at Work
Global X Aging Population ETF
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Hey, did you know that 22% of us adults now own Bitcoin or other digital assets? 22% of US adults. But it's 43% of adults under the age of 25 who own crypto. Yeah, nearly half of them. So if you're selling a product to the under 25 crowd, you should probably consider including Bitcoin in your business plan. And guess who's doing that?
Links from today's show:
Orion's Ascent Advisor Conference
Bentley University Becomes One of the First Colleges Accepting Crypto for Tuition Payments
You Can Buy a Piece of a Nobel Prize-winning Discovery
Duke Engineering's FinTech Program Sends Certificates to Coursera Students as NFTs
T.Rowe Price: Families' Excitement for Cryptocurrency Brings Risks and Opportunities
DACFP VISION Conference, chaired by Ric
Certificate in Blockchain and Digital Assets
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It's Tuesday, February 28th. When I ask you a question, when should you start to receive your Social Security benefits? All financial advisors pretty much say the same thing. If you're in good health and you can afford to delay, then delay. Even though you're allowed to start receiving Social Security retirement benefits at age 62, you'll be better off in the long run if you wait until you're 70. You'll end up with 76% more money every month, adjusted for inflation, by waiting. We're talking hundreds of thousands of dollars in additional income over your entire retirement. So if pretty much every advisor says to wait, that's pretty much what every retiree does, right? According to the Federal Reserve, only 10% of retirees wait until age 70 to start receiving Social Security. You got be in a heap of trouble.
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Hey, you know what? It's been three months since the FTX blowup. I want to ask you a question. Are you now more interested or less interested in investing in crypto? Amazingly, all the new survey data shows that investors are now more interested in crypto than ever. You must be joking. No, I'm not joking.
Links from today's show:
FTX Crash: Timeline, Fallout and What Investors Should Know
The UK finally reveals plan to regulate crypto trading and lending
Certificate in Blockchain and Digital Assets
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- Investing in Exponential Technologies – Doing Well By Doing Good
- Advisors: Learn how to talk about death and loss with grief expert Amy Florian
- Self-Care with Jean Edelman: Why It’s OK to Take a Nap
Links from today's show:
Global X Genomics & Biotechnology ETF
No Longer Awkward: Communicating with Clients Through the Toughest Times of Life by Amy Florian
A Friend Indeed: Help Those You Love When They Grieve by Amy Florian
Amy Florian Master Class
Self-Care with Jean Edelman Podcast
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It's Thursday, February 23rd, and China has just created a blockchain research center in Beijing. Gotta be kidding me. Yeah. This is the country that in 2021 banned Bitcoin. Now China has established the National Blockchain Technology Innovation Center created by the Chinese Ministry of Science and Technology.
Links from today's show:
Chinese Government Launching National Blockchain Innovation Center
Jean Edelman on Twitter
Jean Edelman on Instagram
Jean Edelman on YouTube
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A couple of weeks ago I talked with you about how college is becoming free. If you want to hear that bit, the link to it is in today's show notes. Dozens of colleges and universities, as I've told you, are making college free these days for low-income families. A lot of states are now doing that, too, and not just for low-income households, but for middle class families, too. And hundreds of companies are now paying for college for their employees. It's the newest employee benefit. So I said, you really need to rethink your college planning strategy if college is going to be free. Do you still need to save for college? Well, guess what? Thanks to Congress (who loves to give freebies away to voters), yes, saving for college just might still make sense, even if you never have to pay for college, even if your kids never go to college.
Links from today's show:
SECURE 2.0 Act of 2022
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Look, we all know that lots of studies have found that highly processed foods raise the risk that you'll suffer obesity, diabetes, even cancer. Well, now a new study says processed foods also increase your risk of dementia.
Links from today's show:
New study says eating ultra-processed food might lead to cognitive decline
Common viruses may play a role in some cases of Alzheimer's disease
Research shows that early retirement can accelerate cognitive decline
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It's Friday, February 17th. And today, I want to talk with you about connections. No, not not the touchy feely stuff. And no, not who knows who and who can get stuff done and stuff like that. No, I'm talking literally connections: connectivity--the technical aspect of this, because if you can't connect with the person you're trying to connect with, then nothing happens. Connectivity is everything these days.
Links from today's show:
Unchained Podcast with Laura Shin
Charting Disruption: Custom Content from WSJ and Global X ETFs present a guide to the trends, technologies, and bold ideas transforming our world -- and what's next
Global X ETFs Internet of Things ETF
Self-Care with Jean Edelman Podcast
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It's Thursday, February 16th. We've been talking about scams the past couple of days. Crypto has gotten a lot of criticism lately about scams, even though all the evidence shows you're no more likely to get scammed in crypto than you are in any other asset class. Crooks are crooks. But there's a really interesting story in Forbes - which is the bigger scam: crypto fraud or the lack of transparency at our nation's public pension plans? According to Anessa Santos, public pension funds are the bigger scam. The reason, she says, public plans have been promising all of us that you contribute a portion of your pay to the plan while you're working and you get guaranteed lifetime income throughout your retirement. But that's a lie, she says. And I agree with her.
Links from today's show:
Forbes: Pension Funds or Cryptocurrency, What's the Bigger Scam?
The Reason Foundation: Unfunded public pension liabilities are forecast to rise to $1.3 trillion in 2022
U.S. Dept. of Labor: Employee Retirement Income Security Act (ERISA)
Pew: State Pension Contributions Hit Important Benchmark
Who Stole My Pension by Robert Kiyosaki & Edward Siedle
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It's Wednesday, February 15th. Yesterday, we talked about scams. There's another big scam worth covering, only I don't see many in the media calling it a scam.
Links from today's show:
WSJ: Six Takeaways From WSJ's Investigation Into the Stock Trades of Government Officials
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It's Tuesday, February 14. Another day, another scam.
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It's Monday, February 13th. I've got a difficult conversation to have with you today. Difficult because it's a touchy subject and I need to choose my words very carefully.
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It's Friday, February 10th. We're living in a digital world these days. No surprise there. It means there's a new threat to our way of life. Cyber-attacks.
Cyber-attacks are growing in number and size. At the World Economic Forum this year, 39% of companies said they have suffered collateral damage from cyber-attacks. 90% of these companies are concerned about future attacks. I don't have to tell you, things are bad. Everybody knows things are bad.
Links from today's show:
Webinar replay: What's Next for Crypto in 2023
Self-Care with Jean Edelman Podcast on YouTube
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The past couple of days I've been talking with you about retirement, how to calculate in about 30 seconds how much money you're going to need and what to do when you get laid off in your 50s and 60s and you find yourself getting discriminated against because of ageism. Now, I want to talk with you about a related topic, Social Security.
Links from today's show:
WSJ Op-Ed by Andrew Biggs
The Must-Read Kevin McCarthy Quote on Social Security
A desperate plea - then race for a deal before 'sucker goes down'
Webinar replay: What's Next for Crypto in 2023
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It's Wednesday, February 8th. Yesterday, I talked about the fact that you'll likely need millions of dollars in savings in order to retire in financial comfort. That raised a question from William in Albuquerque. He sent me an email that said the following:
"Ric, no one wants to confront age discrimination. I think it's a potentially huge obstacle to anyone's efforts to achieve financial independence by retirement. I lost my well-paid job at 58 and I went to an unemployment seminar that was sponsored by the state of New Mexico, and the presenter said if you're over 40, getting a new job that is equivalent to the job you just lost is improbable, if not impossible..."
Links from today's show:
Replay of Feb. 7 Webinar, What's Next for Crypto in 2023
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Let me ask you this, how much money do you need in order to retire in financial security and comfort? There's a new survey out from Northwestern Mutual.
And unfortunately, like so many other surveys in the financial services industry, this one is just downright stupid. They even said so themselves.
Links from today's show:
Today at 3pm ET: Webinar - Register here
Northwestern Mutual Study Finds Americans Now Believe They Will Need $1.25 Million for Comfortable Retirement
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Big news from the University of Maryland. It's the latest institution to make college free. Yeah, students from low-income families won't have to pay for tuition or fees.
Feb. 7 Webinar Registration
How to Prevent College from Ruining Teens' Lives Master Class
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Tom Emmer, a member of Congress, just issued a tweet and he said, "Crypto is here to stay. I will keep advocating for policies that advance crypto innovation and adoption in the US because crypto is more than a financial investment. It's about restoring liberty and choice to individuals". Wow. That's brand new coming from Tom Emmer. And he's not alone. Kevin McCarthy, the speaker of the House, way back in 2019, he said, "I like Bitcoin. I want the government to start using blockchain". That was in 2019 when Kevin McCarthy was not the Speaker of the House. Well, now he is, and he's in a much stronger position to dictate that the government in fact start using blockchain. So when you have these major political leaders embracing and endorsing this asset class, well, you know, things are coming.
And this isn't just a Republican thing. Democrats, too, are highly supportive. Janet Yellen last year called blockchain technology transformative. Maxine Waters, the ranking minority member of the House Financial Services Committee, she said last summer, "We're in a new digital assets space race. America can't be left behind". And Elizabeth Warren last year said, "Let's do a central bank digital currency. Yes, I think it's time".
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I want to talk with you though, about what's happening with three different companies right now because the news has hit about all three of these companies and they together provide an astonishing theme that I think is really worth talking about.
Links from today’s show:
Ric on The Julia La Roche Show
Webinar: What's Next for Crypto in 2023
Bitwise Asset Management
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I've got new data for you on paid caregivers. This data is from 2021 - the most recent available that just got published. 65% of caregivers in 2021 were people who had quit their jobs or got fired because of their caregiving duties. We've got a huge, major supply gap.
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It's Tuesday, January 31st. Guess what? ETFs have now hit their 30th anniversary. The first exchange traded fund was the Spyder S&P 500 ETF Trust, and for the first time ever, investors could buy and sell the 500 stocks of the S&P 500 in a single trade. Today, that ETF has $370 billion in assets. It's still the largest ETF in the world. ETFs have become the most popular investment vehicle in the country. There are now nearly 2000 ETFs on the market from hundreds of fund companies. ETFs are now far more popular than mutual funds, which have been around for 100 years.
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The Truth About Your Future was my book published back in 2017. And in that book I warned you that artificial intelligence would disrupt us in the future. Well, guess what? The future has arrived. Just like I said in my book in 2017, this is both really exciting and really scary. ChatGPT. Have you heard of this? This is a chatbot.
Links from today’s show:
Financial Planning in the Age of Longevity Master Class
ChatGPT
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It's Friday, January 27th. No longform interview. Today we will be visited by Jean with her word of the week and a song that's been written about me by Rich MADDOW. But I want to talk with you today about crypto because I made a comment earlier this week on this podcast that has resulted in a lot of head scratching and people wanting to know, Ric, why did you say what you said? I said that by summer of 2025, Bitcoin's price will be around $150,000. That's what, a 7x return in the next two and a half years? Why on earth would I make such an audacious prediction? Well, that's what I'm going to explain to you right now.
Links from today’s show:
Fidelity Digital Assets Survey
Self-Care with Jean Edelman podcast
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It's Thursday, January 26th. You know, the world is moving rapidly toward clean technologies, renewable energy, hydrogen fuel cells, electric vehicles. A lot of this is changing the way we power our lives. This is all because governments around the world are demanding that we meet aggressive climate change goals. Most countries are calling for net zero emissions by 2070, some as soon as 2050.
Links from today’s show:
Global X ETFs + Wall Street Journal website
Global X Copper Miners ETF (COPX)
Disruptive Materials ETF (DMAT)
Gold Explorers ETF (GOEX)
Hydrogen ETF (HYDR)
MLP and Energy Infrastructure ETF (MLPX)
MLP ETF (MLPA)
Silver Miners ETF (SIL)
Uranium ETF (URA)
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Yesterday, I blasted TIAA over their stupid survey that forced people to decide whether 60-year-olds would live to 76, 82 or 88. And then they said the correct answer is 82, when in fact the real answer is that if you're alive in 2030, you'll probably live to age 100 or beyond. If you want to understand why and you missed my podcast yesterday, just go listen to it. But there's one big nagging question. Do you really want to live to age 100?
Links from today’s show:
McKinsey Health Institute on longevity
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On today's show:
- Changing Demographics Creating Havoc with Pensions and SS in US and Abroad
- Why We’re Living Longer – to 100 and Beyond
- How Advisors Can Win New Business Thanks to the Stupidity of TIAA
Links from today’s show:
Today's webinar for the Museum of American Finance
TIAA
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It's Monday, January 23rd. Tomorrow at noon eastern time, I'm presenting a 90-minute webinar for the Museum of American Finance and the New York Public Library. The webinar's on Financial Planning in the Age of Longevity. The webinar is open to the public and you can register for free in the show notes below.
Some 63% of Americans say that inflation pushed them off track financially. 59% are living paycheck to paycheck. 60% say they can't pay an unexpected expense of $500. 54% have reduced the amount that they're putting into their retirement accounts because of inflation. And 43% say they've withdrawn money from their retirement accounts to pay their bills. And you do have an explanation for this, don't you? Well, we all know the tremendous pressure that the economic environment has placed us under in 2022 because inflation was near double digits - 8.7% Social Security increases based on the rate of inflation. And we know that the stock market had a terrible year, the bond market had a terrible year, crypto had a terrible year. So between the fact that your expenses were radically rising at the very moment that your assets were fundamentally falling, we're now discovering ourselves with layoff after layoff after layoff.
Links from today’s show:
Today's webinar for the Museum of American Finance
Study: The Center for Retirement and Policy Studies at Morningstar
The Hemline Index
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Don't lose the house of your dreams to hackers and crooks - beware of this scam. What is a DAO and my crypto glossary. "The Wisdom of Ric Edelman," a poem by Mark F. Stone. Watch my 4 free Master Classes today. And Jean's word of the week and her new podcast!
Plus, after losing so much money in bonds last year, should you own them in 2023? A chat with Invesco’s Matt Brill about what's going on in the bond market.
Links from today’s show:
BulletShares Fixed Income ETFs from Invesco
Invesco Total Return Bond ETF (GTO)
Self-Care with Jean Edelman podcast
Ric's free Master Classes
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Today I want to talk about experiential technologies - not exponential - experiential. Artificial intelligence, cloud computing, the Metaverse: these breakthrough technologies are helping businesses and consumers function more efficiently. And all of this is going to transform the way we shop, the way we play travel, drive, learn, conduct business, even how we make new scientific discoveries. Some of this will be stuff you've either never heard of or don't understand. Things like the Metaverse or IoT, the Internet of Things. But you certainly know about robotics and AI and e-commerce. There's also cloud computing data centers, cell towers, video games, EA Sports, all of these are part of experiential technologies and they're changing everything about how we work and also about our leisure.
Links from today’s show:
Global X E-commerce ETF (EBIZ)
Global X FinTech ETF (FINX)
Global X Internet of Things ETF (SNSR)
Global X Cloud Computing ETF (CLOU)
Global X Social Media ETF (SOCL)
Global X Artificial Intelligence & Technology ETF (AIQ)
Global X Robotics & Artificial Intelligence ETF (BOTZ)
Global X & Wall Street Journal Report
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It's January 18th. Yesterday I told you that real estate prices are going to fall this year by a lot - 10% or 20% or more in some markets. I've gotten a lot of questions asking me why I said that. Well, here's why. It's all about home affordability. You can't buy a house unless you can afford to buy a house. I mean, you might not be able to afford a candy bar, but no one stops you from buying it. If you don't have cash in your pocket, you just use a credit card. But if you want to buy a house, you need tens of thousands of dollars in cash just for the down payment. And then you've got to qualify for the mortgage.
So here are the numbers. If you want to buy the average US home today based on today's mortgage rates, the average household in America would spend 30% of their income on their mortgage. Can the average household afford that? Zillow calls the situation bleak.
Links from today’s show:
National Association of Realtors research
Home onChain
Teller protocol
The Truth About Crypto
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It's Tuesday, January 17th. Do you remember what I told you to do one year ago? Yeah, you don't remember. But I do. Because I was right. I told you one year ago to get out of bonds. I sure hope you did. The Federal Reserve, as you know, raised interest rates more quickly last year than at any time since the 1980s. And the result was that bonds ended up having their worst year ever. Yeah. 10 year Treasuries lost more money last year than in any year since 1788. Treasuries, in fact, not only lost a lot of money last year, they lost a lot of money the year before that. Two years in a row, the bond market fell in value. The last time that happened was 1959.
Bitcoin can recover; your bonds can't.
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Today is Friday, January 13. On today's show - The FDA has just approved a new drug called Leqembi. If you have early symptoms of Alzheimer's Disease, it can slow the cognitive decline. However, the cost makes it prohibitive for most people - at $26,000 per year! And to make matters worse, Medicare won't pay for it. This is bad news for the estimated six million people in the U.S. suffering from the disease.
I'll also take a deep dive into crypto with Lex Sokolin. And finally, we'll hear Jean's word of the week.
Links from today’s show:
FDA Approves Leqembi
The Truth About Crypto by Ric Edelman
Self-Care with Jean Edelman Podcast
Ric's 4 Free Master Classes
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It's Thursday, January 12th. I'm Ric Edelman. Thanks for joining me on today's podcast, The Truth About Your Future. Today, we're talking about the green economy and the incredible investment opportunities that this is going to be representing. I'm talking about hydrogen, global decarbonization, autonomous and electric vehicles, solar disruptive materials, lithium and battery technology, climate change, wind, clean tech, US infrastructure development, renewable energy. That's a big list, isn't it? That gives you an idea of what's coming down the road. Why is all this happening now? Why is it such a big deal?
Links from today’s show:
Special report from the Wall Street Journal and Global X ETFs
Global X CleanTech ETF (CTEC)
Global X Clean Water ETF (AQWA)
Global X U.S. Infrastructure Development ETF (PAVE)
Global X Green Building ETF (GRNR)
Global X Lithium & Battery Tech ETF (LIT)
Global X Solar ETF (RAYS)
Global X Wind Energy ETF (WNDY)
Global X Autonomous & Electric Vehicles ETF (DRIV)
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It's Wednesday, January 11. I talked with you yesterday about Social Security. This is the real crisis that America's retirees are facing. Let me shift the conversation back a few generations to, not today's seniors, but to today's high school students, those who are aspiring to go to college. According to a new survey, 77% of households say college is difficult to afford. Three out of four families say they can't afford college. Half of them say it's not affordable at all.
These days, you pay a ton of money to go to school. You're getting suckered into bad deals that are promoted by the school so they can earn even more money off of you than merely the tuition you're paying.
Links from today’s show:
CFPB’s findings on banks and college students
Fidelity to offer fully funded undergrad degrees to many of its entry-level employees
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It's Tuesday, January 10. On today's show: the gap between what Social Security was MEANT to provide when it was created and how it's actually being used today. When Social Security was created, there were a lot of workers and not a lot of retirees because life expectancy was so low - we're just not dying at 65 anymore like we are supposed to!
Take a look at your current S.S. statement and what your benefit is supposed to be, and cut that number by 25%. The truth about your future is that in 10 years, that will be your reality if Congress doesn't act now.
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Today is Monday, January 9th. Welcome to The Truth About Your Future. I'm going to share with you a couple of very personal stories today. One of them horribly serious, the other one a little bit lighter, although still highly annoying, but with importance - both of these messages and lessons for all of us. You know, it's so often people, when they go through a personal medical experience, they share that story with an admonition: Don't let this happen to you... Be forewarned… Here's how you can avoid it…Here's what I wish I knew… that kind of thing… and those kinds of stories always kind of annoyed me because I'm like, yeah, yeah, yeah, sure. Well, I'm about to share a couple of those stories with you and with the hope that there will be a lesson learned for you. It certainly has been lessons learned for Jean and me for the past several days.
Thank you to Inova Fairfax Medical!
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It's Friday, January 6th. Welcome to the podcast. Long show, big show today. Really excited. A great interview with Dr. Ken Dychtwald, one of the world's leading experts on aging.
Before we get into it, though, I want to talk about a new report that has been produced by Global X ETFs. It's their outlook for 2023 and beyond. It's a special report that they published in coordination with the Wall Street Journal. And I'm going to be talking with you about this report over many, many weeks, because it's got a huge amount of fabulous content and it's all in the subject of exponential technologies, also called thematic investing. And I just want to share with you one snippet from Global X's outlook for 2023. Personalized medicine. You know, I'm a really big fan of exponential technologies. I created an Exponential Technologies ETF myself years ago, and my last book, The Truth about Your Future, was all about exponential technologies.
My personal portfolio is significantly overweighted in exponential technologies, and I am firmly believing that you should have 20 to 30% of your equity portfolio in exponential technologies. And the first one I want to focus on with you is personalized medicine. This is one of the most important new waves of technology. It's literally going to change and extend your life.
Links from today's show:
Global X AgTech & Food Innovation ETF (KROP)
Global X Genomics & Biotechology ETF (GNOM)
Global X Telemedicine & Digital Health ETF (EDOC)
Global X Aging Population ETF (AGNG)
Global X Health & Wellness ETF (BFIT)
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Yes, inflation hit a 4-decade high in 2022, the cost of goods and energy is up globally, and half of economists say a recession is in our future. According to the IMF, 2023 will be the worst year for the global economy since 2001. But investors and advisors need to keep this fundamental truth in mind: there’s a huge difference between the stock market and the economy. You need to know the key indicators and not get overly pessimistic – there are opportunities here.
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On today’s podcast, I’m talking about brain health and improving cognitive function through activities like pickleball and crossword puzzles. ‘Purposeful exercise’ is essential, and if you’re a financial advisor, you should be having these conversations with your clients – they’ll thank you for it later!
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This new daily podcast will cover five major themes: longevity, retirement security, exponential technologies, blockchain and digital assets and health and wellness.
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Happy Holidays! On today's show, the impact of exercise on Alzheimer's disease. Guess who's getting into blockchain startups? A new treatment improves memory by 65%. Plus our health and wellness segment with my wife, Jean.
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Happy Thanksgiving weekend to you. Coming up on the show today: news about NFTs, the SEC cracks down on crypto scams, falling home prices, compensation for caregivers and Invesco’s brand-new personal finance game. Also, an interview with Invesco’s Ryan McCormack and my wife Jean with her weekly health and wellness segment.
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On today’s show: A conversation with Adam Sze from Global X ETFs on the state of the crypto market. How the auto industry is helping older drivers. The cost of raising a child and how to factor into your financial plan. More on the President’s student loan forgiveness plan. Year-end tax planning tips with Clay Ernst, Executive Director of Financial Planning at Edelman Financial Engines. Our weekly health and wellness segment with my wife, Jean Edelman.
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FTX, the world's second largest crypto exchange, has announced that the company is broke, that they aren't able to handle withdrawal requests from their crypto exchange platform. Now you've probably heard of FTX. FTX slapped their logo on the uniforms of umpires in the World Series. They bought the naming rights to the stadium where the Miami Heat plays – they paid $212 million for that. The founder and CEO of FTX is Sam Bankman-Fried – 32 years old and worth $32 billion, at least until this week. And he not only was on the cover of Time Magazine, but he just recently contributed $39 million to Democrat Political Action Committees, making himself one of the largest political contributors in the country. Now, we need to unwind all of this and talk about what it means for crypto – the impact on Bitcoin and other digital assets.
Watch the webinar on the FTX debacle
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Happy weekend to you! Some of what we're going to be covering today: the truth about your friends at work, should you engage in staking and lending to earn yield, building a robotic dog to service Alzheimer's patients, tax loss harvesting. Plus our health and wellness segment with my wife, Jean Edelman.
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On today’s show: This is the problem with aging populations and birth rates. The investment strategy you need to exploit autonomous vehicles, electric vehicles and transportation of the future. A conversation on retirement security with Sean Wintz, Executive Director of financial planning at Edelman Financial Engines.
Plus, my wife Jean takes a break from her health and wellness segment to sit down for an interview and share her side of our journey.
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On today’s show: Tax loss harvesting, the benefits of ETFs, pension funds and real estate, and this week's health and wellness segment by my wife, Jean Edelman. I also interview Invesco’s John Frank, Head of ETF Specialists, and Nick Kalivas, Head Factor & Core Equity Product Strategy.
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Recently you heard me talk about the president's student loan proposal, and you know that I strongly oppose the president's debt forgiveness plan. But all that said, there's no question that too many people owe too much money to student loans, and this dilemma is creating too much of a burden on them, as well as on our society overall, and our economy. So there's no question we do need to fix this situation. We do need to take action. But the loan forgiveness program proposed by the president isn't the right way to go about it; loan forgiveness should be offered, but for far fewer people, not 43 million who earn as much as a quarter of a million dollars each year.
I'm really excited to bring on a very special guest to the program, my good friend Bob Pisani. You know him well. He's the senior markets correspondent for CNBC and he's just written a brand new book, Shut Up And Keep Talking: Lessons on Life and Investing from the Floor of the New York Stock Exchange. The book is out October 18. You can buy it right now on Amazon or your favorite bookseller.
One of the things that we all kind of face with hesitation is our retirement. I mean, sure, we're going to age. We're going to eventually leave our job. It might be voluntary. On the other hand, it may be forced. Either way, we're facing one of the most radical lifestyle changes of our entire lives. I mean, think back to the last time you had such a radical change in lifestyle. Getting married certainly was one. Moving to a new home - that's a biggie. Having children - for sure. Getting a new job - that was a big one. But when's the last time any of those happened? Maybe decades ago. Well, now you're on the cusp of facing another lifestyle change: leaving your employment. And some folks enter this with the attitude of saying, my goodness, the best years of my life are behind me. I'm looking at a void. I'm looking at loss. What does this mean for my future? Is life over? And what am I going to be facing? Well, I've got two stories for you to demonstrate that life is just beginning as you age.
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We've seen an incredible array of disarray in the financial markets on a global basis. The U.S. dollar is very, very strong right now, meaning the dollar is worth a lot more than other currencies around the world. That's really good news for the U.S., but it's really bad news for everybody else.
Members of Congress -- 18% of them are engaging in insider trading, according to research from The New York Times. 183 senators or representatives did a stock trade in the past three years, and more than half of them sat on committees that gave them insight into the companies whose shares they bought or sold.
In Jean's segment, she talks about the value of time and how to cherish and protect it.
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Thank you, Matt Hougan and Bitwise for the great interview this week
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Coming up on the show today: What is the merge in crypto, a look at the impact of the world's energy crisis, your favorite automaker is now making NFTs, the mainstreaming of crypto, a new low cost MRI - it's a game changer - plus, our health and wellness segment with my wife, Jean Edelman.
It is The Truth About Your Future, and one of the biggest truths we're all dealing with these days is the cost of electricity. This is a global crisis, particularly in Europe, where the cost of electricity is up 10X from a year ago. No, not 10% - 10X - which means what used to cost $10 is now $100. People who used to be spending $100 a month on their energy bill are now paying $1,000. The European Commission is trying to solve this dilemma. Energy prices are based on oil and natural gas prices, and we don't have enough oil or natural gas flowing into Europe, and it's all because of the war. The Russian government has shut down the oil pipeline there, strictly reducing the amount of natural gas that they're allowing to flow into Europe. And what they are providing, they're selling for too high a price. The CEO of Shell says Europe is going to have to ration energy for years to come. This is a huge issue, way more expensive than the decade long average in line with a 14 fold increase in the cost of gasoline.
And the irony of all this - the horrifying part - is that Moscow is now making more money from oil than it did before the war. Russia's pumping almost as much oil as before and selling it for higher prices. Who are the buyers? Pakistan, India, and China predominantly. Russia has earned $20 billion a month this year selling its oil versus $15 billion before the war started. And they've got new markets: the Middle East, Saudi Arabia, United Arab Emirates, the UAE, and Egypt. They're all buying in addition to India, Pakistan, China, and Turkey. India, in fact, is now Russia's biggest customer. Russian exporters are often labeling their oil as coming from Iran or Venezuela to fool buyers who really don't want to support Russian oil exports. It's becoming a really big problem, and it's contributed to the fact that the Euro has fallen 15% in the past year. It fell to a 20 year low in August, and now investors are saying it's going to fall in value even more. Most contracts in the options market are against the Euro than at any time since the start of the pandemic back in March of 2020. In other words, most investors are betting that the Euro is going to fall even further than where it is now. And this is all because of the energy problem, which is sharply contributing to the inflation problem in Europe - the Euro inflation is running at 9%. So what are the countries around the world trying to do about it?
Guess who has launched an NFT collection? The car company Kia. They've launched 10,100 NFTs, and they're not the only car company to have done that. Lamborghini, Mercedes, Chevrolet, Hyundai, Porsche, Bentley - all of them have launched NFTs. At Alfa Romeo, if you buy a car, you get an NFT. It records the vehicle's data and serves as proof that you've maintained the car properly, which improves its value.
I mentioned on a previous program that one of the most popular investment products out in the marketplace today are annuities. They've hit a new record - $74 billion have been invested in these things in just the last three months. Why are so many people throwing so much money at annuities? Well, it's pretty obvious, isn't it? Annuities offer a guaranteed return. Compare that to the stock market, which not only isn't guaranteed, has been losing double digits this year. Bonds are down double digits this year. Crypto is down double digits this year. Real estate is beginning to fall in value. So increasingly, investors want a safe guaranteed return and they're turning to annuities to get them.
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Coming up on the show today, what's happening in the real estate market, a conversation with Anthony Pompliano, the Latest on cybersecurity and investing in ESG with Pedro Palandrani. Plus Jeans Word of the week.
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On today’s show: Single stock ETFs, new scams you need to be aware of, a conversation on what kind of life insurance you need with Todd Hillstead, executive director of financial planning at Edelman Financial Engines, and this week's health and wellness segment by my wife, Jean Edelman. I also interview Jenny Johnson, President and CEO of Franklin Templeton, on the company’s focus on innovation and digital assets.
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On this week's show: A look at today's markets, the latest on CBDCs in the U.S. and around the world, ways you can invest in innovation, understanding the term duration and why you need to care about it, and Jean's word of the week. Also, I'll discuss the question, Is college really worth it? You've seen the letters QQQ in ads -- I'll talk to Ryan McCormack from Invesco -- their flagship ETF is Invesco QQQ.
Let's get started with where we all are and the turmoil you've been experiencing personally and observing in the economy. There's one segment that is doing incredibly well -- very, very strong -- the U.S. dollar. When we compare the value of the U.S. dollar to other currencies around the world, we discover that our dollar is going up in value and other countries' currencies are going down in value. Well, is that a big deal? Isn't that good news? Well, not necessarily. Johnson & Johnson just reported that its profits are going down because the dollar is going up. The company says it generates half of its sales outside the U.S., so think about this: if you live in Europe, and you want to buy a product from J&J, you have to use your Euro to buy something that is manufactured in dollars. So the lower your Euro, the more of them you have to spend. In other words, you've got a big price increase for Johnson & Johnson products, even without inflation. J&J says that the strong dollar is costing the company $4 billion in sales. Microsoft and IBM are saying the same thing. A dollar, so far this year, is up 12%, so a strong dollar is actually bad news for American businesses trying to sell overseas.
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Coming up on the show today: Are we in a recession? Along with crypto regulation, the latest on Alzheimer's research, paying your bills on time, crypto mining is helping the energy grid, the future of college degrees, electronic skin and this week's health & wellness segment with Jean Edelman.
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On today’s show: My reaction to President Biden’s plan to forgive student loans, the latest on the markets, understanding the Covered Call strategy, can you spot a deep fake, and this week's health and wellness segment by my wife, Jean Edelman.
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On today's show: How universities are saving money at the expense of students, the latest on municipal bonds, the college dropout rate, NFTs and the metaverse, the growth of CBDCs, and this week's health and wellness segment by my wife, Jean. You know, I'm a big critic of college and the college cost, and the challenge of getting our students the education they need at a price that they can afford. Now we've got new data from the Chronicle of Higher Education: a third of college students are thinking of dropping out. Faculty say a third of their students are absent from class or not participating when they're there. 76% of students say they're suffering emotional stress. That's the reason they're talking about dropping out of school. The rest say the coursework is simply too difficult. If you've got a student in college, you need to talk to them about their attitude about college. Are they thinking of dropping out? That could be $50,000 down the drain for you if they've done so. Universities, meanwhile, are trying to save money, lowering the cost of attending college; hundreds of schools, including Vanderbilt, Berkeley, and USC, they're now hiring companies to create and teach classes without the students knowing that they've been outsourced. These online education companies use .edu email addresses of the universities to recruit students into their courses. They also get phone numbers with university area codes. Are you sure that the tuition dollars you're paying are resulting in your student getting taught on campus by an actual member of the university faculty? Or are you being bamboozled? You need to talk with that university and that college to make sure you really understand who's teaching what to your child.
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On this week’s show: Did your stimulus check really help? Prices and inflation, a conversation with Matt Hogan, CIO of Bitwise Asset Management, on the latest in the crypto market, how to deal with end-of-life decisions, a 13-question Social Security quiz, and this week's health and wellness segment by my wife, Jean Edelman.
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On today's show, how Roe v Wade is going to impact more than just unborn babies. A new Bitcoin lawsuit against the SEC, the growth of CBDCs, the coming digital dollar and this week's health and wellness segment by my wife, Jean Edelman.
Welcome to the program. What's going on with crypto, longevity and aging? Tyrone Ross, one of the 40 under 40 most important people to watch in wealth management, track and trace transponders track cheese, listener phone calls. And this week's health and wellness segment by my wife, Jean Edelman
On this week’s show: A conversation with Jon Maier, CIO of Global X ETFs, on the best way for investors to manage their investments in this marketplace. College graduates who regret going to college. The Hoover Institution's Report on digital currency. The Human Genome Project, reversing ageing with Sea Squirts, and Jean's Word of the Week.
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On this week's show: a half billion dollars for Bob Dylan songbook, managing your money in today's economic environment, the growth of the metaverse, a conversation with SEC Commissioner Carolyn Crenshaw, free savings accounts for first graders, Gucci getting into NFTs, and Jean's Word of the Week.
We all know the mess the world is in, so we're going to change it up this week and we're going to talk about the fact that the world's going digital. That includes the music industry and major retailers. DJ Justin Blau has teamed up with an electronic musician who goes by the name of Diplo. They created a song and sold 20% of the streaming royalties to fans via NFTs. Snoop Dogg sold an NFT attached to his latest album and generated $40 million in sales in five days. DJ Steve Aoki says he's made more money selling NFTs than he did from ten years of selling records. And at Universal and Sony, they paid $500 million to buy Bob Dylan's songbook. And just as I predicted they were going to do: They are now getting ready to sell Bob Dylan NFTs. Spotify is going to add blockchain technology and NFTs to its streaming service to boost artists earnings.
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Coming up on the show today, important tax tips, weddings, the latest on crypto, what makes you happy, your Social Security check, and Jean's word of the week.
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Student loan debt, homes sales’ impact on the economy, and innovation at the Fed. I’ll talk to Beth London from Edelman Financial Engines about life post-career, and this week's health and wellness segment by my wife Jean.
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On today's show: The challenge of buying a home in today's market, investing in electric vehicles, and battery technology. Also, are we going to spend our way out of debt? We'll look at hard forks, and this week's health and wellness segment by my wife, Jean Edelman.
There's more to talk about in the world of personal finance and the five subjects that matter most than merely what the markets did this week. 65% of all the people in the United States are in families that own a home. Home prices are now at an all time high, up 15% from last year. The median home price is now $375,000, meaning half of all the houses cost more. Half of them cost less. Homeowners in the last two years have gained $6 trillion in new wealth because of the increased equity in your house. The average homeowner over the past two years now has an extra $67,000 in new home equity that's available to you. You get a home equity loan or a home equity line of credit. You've got $67,000 at your fingertips that you can use for whatever you want to use it for. But at the same time, mortgage rates are now at 5% and rising. They're rising, in fact, at the fastest pace in 35 years. Mortgage rates a year ago were 3%. And as a result of all this, a quarter of homebuyers today are now paying cash. That's the highest percentage of homebuyers ever.
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The crash of crypto lender Celsius, a new credit card from American Express, and current volatility and how to handle it. I'll talk to Matt Hougan from Bitwise and this week's Health and wellness segment by my wife Jean.
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Here's what's happening on the show today: what powers the blockchain, aging and birthrates, brain computer interfaces, assistive exoskeletons, Anna Paglia of Invesco, correlation with crypto and this week's health and wellness segment.
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Welcome to the program. Here's what's happening on the show today: handling mortgages in today's economy, what's going on economically with the Russia-Ukraine conflict, life insurance bonds, the bad boy of banking, Wells Fargo robots, an interview with Isabel Barrow from Edelman Financial Engines, and this week's health and wellness segment by my wife, Jean Edelman.
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People are more pessimistic about the financial markets than they were even at the start of the pandemic, and even more so than during the 2008 credit crisis. Fund managers expect the Fed to raise rates seven times this year. Inflation has been rising at the fastest pace since 1981. What does this all mean for you? Also, an interview with Barry Metzger from Schwab and Jean's word of the week.
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Welcome to the program. We're going to talk about what's going on in the market: the stock market, bond market, and crypto market. And a new, controversial proposal from FINRA. I'll also have an interview with Matt Hougan, from Bitwise Asset Management, where we talk about whether people are right to be worried about Bitcoin being down 50% or more, and what does it all mean? And Jean's Word of the Week.
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Welcome to The Truth About Your Future. On today's show, understanding airdrops, long term care insurance, the newest cancer treatments, Master Limited Partnerships, prepping for retirement, listener phone calls, an interview with Rohan Reddy, Director of Research at Global X ETFs. And this week's health and wellness segment by my wife, Jean Edelman.
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On today's show: Regulation in the crypto market, the status of rent in America, understanding what a DAO is, the state of financial literacy, drone defibrillators, Jean's word of the week, cook, an interview with Invesco's Rene Reyna, and a lot more!
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On today's show, a look at aging, defining NFTs, understanding crypto, robots, and this week's health and wellness segment by my wife, Jean Edelman.
Read Ric’s Take On “Complex Investments”, The State of Financial Literacy, and The Many Questions That FINRA Needs To Answer
On today's show, a look at prepping for retirement, explaining the trust economy, the challenge of today's market, guess what country is now publishing my new book, how dogs smell, and this week's Health and wellness segment by my wife, Jean Edelman.
On today's show, a look at crypto taxes, today's gas prices, how to make passive income in your home without resorting to Airbnb, stablecoins, the state of the Refi Market, a tribute to Fidelity's Ned Johnson, listener phone calls and Jean's word of the week, purpose.
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And a very happy weekend to you. Welcome to The Truth About Your Future with Ric Edelman. In this week's show - problems in the bond market, the Black Panther, why is the stock market so calm, and an income alternative to bonds. Plus, listener phone calls and this week's health and wellness segment by my wife, Jean Edelman.
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Welcome to the truth about your future with Ric Edelman. You know, this show is all about personal finance, and that's the reason we talk about investing on this program. I mean, how can you not talk about investing if it's a show about personal finance? So, in your efforts to pay attention to the long term, in your efforts to stay focused on what really matters, we've got to recognize that it is sometimes a little treacherous. We need to protect ourselves and our efforts to achieve wealth. And that means protecting ourselves from fraud and abuse.
Call Mark, from Madison, WI, asks how my new show works.
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You're listening to The Truth About Your Future. I'm getting a lot of questions from folks, a lot of emails over the past several weeks pertaining to the war in Ukraine wondering, gee, the Russian stock market is closed. This occurred because the economic sanctions caused Russian stock prices to fall 40% in value, and then Putin shut down the exchanges. The financial markets are closed in Russia because of the economic crisis that the war has created, not just in Ukraine, of course, but also, in fact, in Moscow. And it has led to some folks writing to me asking Ric, could that ever happen here? Could our stock market ever close?
The bond market, The future of health care, Women and financial planning, What is a crypto private key? Wal-Market’s vertical farming
New, Jean’s Word of the Week
Guest: Isabel Barrow of Edelman Financial Engines
Guest: Dr. Daniel Kraft, MD, chair of the XPRIZE Pandemic Alliance, faculty chair for medicine at Singularity University, founder of Digital Health and Continuum Health Ventures.
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What is the Metaverse? Ukraine and our economy, exponential technologies, How to invest in crypto, The metaverse, How focused ultrasound will change how we treat disease, Metcalfe’s Law
Age, Jean’s Word of the Week
Guest: Dr. Neal Kassell, MD, founder and chairman of the Focused Ultrasound Foundation,
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Investing in picks and shovels, Caller questions, Adding digital assets to your portfolio, Predictive medicine
Curious, Jean’s Word of the Week
Guest: Matt Hogan, a leading expert on crypto ETFs and FinTech
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Planning your future in the face of uncertainty, Caller questions, Putting your money in context, Exponential technologies, The best-kept secret in medicine. What’s a CBDC?
Emotions, Jean’s Word of the Week
Guest: Ryan McCormack, chief strategist for the Invesco QQQ ETF
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The truth about your will, Stacking Sats!, Extended retirement, Your digital legacy, Planning for health instead of retirement
Notice, Jean’s Word of the Week
Guest: Matt Kunke, research analyst for digital assets at Global X ETFs
Guest: Jean Chatzky, co-host of Everyday Wealth and CEO of HerMoney.com
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Get your paycheck in bitcoin, Crypto, NFTs and CBDCs, Preventative medicine, Exponential technologies
Routine, Jean’s Word of the Week
Guest: Dr. Dean Ornish, MD, president and founder of Preventive Medicine Research Institute, creator of the Ornish Reversal program and seven-time national best-selling author
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The difference between lifespan and healthspan, Market volatility, Alzheimer’s Disease
What is blockchain? Aging and wellness, Decentralization
Teachable, Jean’s Word of the Week
Guest: Matt Hogan, CIO at Bitwise Asset Management, the world’s largest provider of crypto index funds.
Guest: Dr. Laura Carstensen, Director of the Stanford Center on Longevity
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Outliving your money, The state of the market, Digital assets, Exponential technologies ,Investing for longevity, Crypto fraud
Power, Jean’s Word of the Week
Guest: Ryan McCormack, chief strategist for Invesco QQQ, the fifth largest ETF
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Ric’s transition from a $7 billion business to launching 2 startups. Anticipating transitions in your own life. Is bitcoin in your portfolio? Exponential technologies
transition, Jean’s Word of the Week
Guest: Jay Jacobs, head of research and strategy at Global X ETFs
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Become your own bank with Blockchain and Defi. Why middlemen are a thing of the past Non-Fungible Tokens Luck,
Value, Jean’s Word of the Week
Guest: Anthony Scaramucci, founder and CEO of SkyBridge Capital and ranked among the top 100 most powerful people in global finance
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Alzheimer’s Disease, Medical breakthroughs, Exponential technologies, How to build wealth with digital assets,
Love, Jean’s Word of the Week
Guest: Matt Hogan, Bitwise, leading expert on crypto ETFs and FinTech
Guest: Paul Irving, chair of the Milken Institute Center for the Future of Aging
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Planning for your 100th birthday, Ric’s new chapter in life, Digital assets, Investing in a digital world
Honor, Jean’s Word of the Week
Guest: Dr. Ken Dychtwald, founder and CEO of AgeWave, world’s leading expert on aging
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