The Money Bare: Recent Episodes

Chloe Daniels

Ready to build wealth but have no desire to become a finance bro? Host Chloé Daniels aka Clo Bare Money Coach teaches us how to build wealth the lazy way while interviewing finance experts and everyday money masters. We'll get bare and vulnerable-- after all money can be a tricky topic, but Chloé breaks it down for us with her shame-free approach, and bare it all attitude. Tune in weekly on Tuesday to start getting your future financial self in order. Find Chloé on social @clobaremoneycoach

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This week-- we brought on one of our lazy investors Cassie to talk about how she increased her net worth by $140k+ in a little over a year. We talked about her money journey, her budgeting system, and a story of how she was fired by her financial advisor.

Related Episodes:
E53. Retired by 36?! Serial Entrepreneur Jeremy Schneider of Personal Finance Club
E10. From Poverty to Financial Freedom: How Amanda Wolfe aka She Wolfe of Wall Street Overcame All Odds
E13. $2 million in 2 years? How Delyanne the Money Coach Became the Stock Market Slayer

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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A mentor can be an invaluable asset to your career and income growth-- but how do you find one? How do you know you're finding the right person for your mentorship? In this week's quick tip, Clo Bare talks all about how to find a mentor to elevate your career.

Indeed Article: How to Find a Mentor in 8 Steps:https://www.indeed.com/career-advice/career-development/how-to-find-a-mentor

Related Episodes
Ep. 67 Ending the Gender Pay Gap through Salary Negotiations with Meggie Palmer
Ep. 47 Career Pivots and Increasing Your Income with Career Coach Darci
Ep. 42 Quick Money Tip #9: How I Increased my Net Worth by $300k in 5 Years

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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We're back with another Reddit roundup! This week, we've got a woman who finds out her fiance is only with her for money, a kid who spent all his college fund on travel and is now asking for more money, a mother-in-law who wants to be paid for a gift, and more!
Get Clo Bare's reaction to these "am I the asshole" (AITA) threads-- with a money twist.

Related Episodes:

Listener Questions: Love & Money, How to Overcome Money Obstacles in a Relationship

My Husband is Making me Pay for my "Luxury" Epidural

Refusing to Sell My Home I Bought with "Stripper Money": Reddit Reactions with Mama Bare

"I am Refusing to Pay for My Brother in Law's Surgery, AITA?" Reddit Money Roundup #2

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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Not sure how much to squirrel away for retirement? Clo Bare demystifies the 4% rule so you can ballpark approximately how much money you'd need saved to retire... and never run out of money.

Money with Katie Blog Post: https://moneywithkatie.com/blog/how-to-determine-if-youre-on-track-for-your-age

Bankrate Retirement Calculator: https://www.bankrate.com/retirement/retirement-calculator/

Related Episodes:

Quick Money Tip #36: Key Elements of Investing
Quick Money Tip #30: Should I save, invest, or pay off debt??? Listener Write In

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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Have you ever heard someone's story and felt completely in awe? That's how Clo Bare feels about Yanely Espinal, founder of Miss Be Helpful, author of Mind Your Money, and overall bad**.

In this week's episode, Yanely shares her story from growing up in New York City with her 9 siblings to finding financial freedom and her dream life.

We discuss money management, debt freedom, balance, and finding your purpose without losing yourself.

Connect with Yanely: https://www.mindyourmoneybook.com/

Related Episodes:

Episode 13: $2 million in 2 years? How Delyanne the Money Coach Became the Stock Market Slayer
Episode 95: Finding Joy in the Everyday: Mr Money Jar's Story
Episode 21: From Poverty to Abundance: How "Shay Budgets" Built the Life of Her Dreams While Saving 50% of Her Income
Episode 18: Paying off $35k of Debt on a Low Income as a Single Mom with Dyana from Money Boss Mama
Episode 10: From Poverty to Financial Freedom: How Amanda Wolfe aka She Wolfe of Wall Street Overcame All Odds

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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Clo Bare just hit a pretty cool milestone-- the Lazy Investor's course is now a half-a-million-dollar course! And that has her thinking... what would she do if she started a business today? Well-- find out in this week's quick tip episode.

Related Episodes:

Ep. 3: $35k a month?! How I Grew My Business Income with Nathalia Copeland
Ep. 15: From Fired to Thriving Business Owner: How Saya Hillman Designed Her Life of Yes
Ep. 53: Retired by 36?! Serial Entrepreneur, Jeremy Schneider of Personal Finance Club

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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Got overcoming beliefs around your money or making it? Clo Bare brings on Nathalie Botezatu, a first-generation Romanian-American International Mindset Coach, to talk about how she helps leaders and entrepreneurs worldwide heal their minds and shift limiting beliefs about what is possible within their lives and businesses.

Instagram: https://www.instagram.com/nathaliebotezatu/
Website: www.nathaliebotezatu.com

Related Episodes
Hollywood Actor Leven Rambin Shares Her Wealth-Building Journey and Exploration of Identity
How Leandra from Female in Finance Paid off $250k of Medical Bills
Quick Money Tip #25: Fear and Inaction Around Money

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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There are over 10 million single-parent families in the United States, and nearly 80% of those families are headed by single mothers. Most people with student loan debt feel that they will likely die with the debt still unpaid. To add to this, more often than not, single parents tend to leave school with higher debt and accumulate debt at a faster pace.

The good news? If you are a single mom (or a single parent), there might be some ways to lower your debt or have it forgiven completely. Let’s go over some helpful resources for you as you navigate student loan debt.

Full blog post: https://clobare.com/student-loan-forgiveness-for-single-moms/

Related Episodes:
Ep. 17: How to Get Your Student Loans Forgiven Through PSLF with Nika Booth
Ep. 35: She Married into $154k of Debt?! Alli Williams from FinanciALLI Focused
Ep. 76: Quick Money Tip #26: How to NOT Pay off Credit Card Debt

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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Hear how Niqua, the owner of Financially Winning, completed her debt-free journey in May 2021, tackling $21K of student loan debt in 11 months.

Originally from the Virgin Islands, she uses Financially Winning to focus on providing resources and tips to help individuals win with their finances. Niqua is also a travel blogger and content creator. She has traveled to over 30 countries and over 30 states. Her travel platform shares tips, hacks, and strategies to help individuals travel more!

Follow Niqua:
@FinanciallyWinning
@TravelingWithNiqua
Youtube - TRAVELINGWITHNIQUA

Related Episodes:
How to Get $90k Worth of FREE Travel Through Travel Hacking with Aunt Kara + Roth vs Traditional?
From Poverty to Financial Freedom: How Amanda Wolfe aka She Wolfe of Wall Street Overcame All Odds
Paying off $35k of Debt on a Low Income as a Single Mom with Dyana from Money Boss Mama

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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Want to start diving into investing? Here are the top three things you need to know to get started including your goals, risk tolerance, and more.

The article referenced: https://www.fidelity.com/viewpoints/investing-ideas/3-keys-the-foundation-of-investing?ccsource=email_weekly_0810_1037578_56_0_CV1

Related Episodes:
Quick Money Tip #35: ETFs vs Mutual Funds
Quick Money Tip #28: Which brokerage should I use?
Quick Money Tip #18: The Financial and Investing Order of Operations

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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Timi Merriman-Johnson, also known as Mr. Money Jar, has been data-driven since he was a kid-- keeping a budgeting journal to track all his income and output from as early as nine years old.

In this week's episode, he tells his story from working a 9 to 5 to quitting to pursue his passion for educating The United Kingdom on how to money.

Related Episodes:
How do you invest in the UK? Timi from Mr. Money Jar Breaks Down UK Investment Accounts
Canadian Money Tips with Ellyce Fulmore from Queerd.co
A Six-Figure Blogger in 2023?? Launching a Blog with Latasha from Arts and Budgets
Retired by 36?! Serial Entrepreneur, Jeremy Schneider of Personal Finance Club

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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Confused by the difference between mutual funds and exchange-traded funds? So was Clo Bare when she first started investing, so let's break it down so you can understand the pros and cons of mutual funds and ETFs.

Related episodes:

Quick Money Tip #28: Which brokerage should I use?
Quick Money Tip #18: The Financial and Investing Order of Operations
Quick Money Tip #15: The Three-Fund Portfolio

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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Doesn't it feel like we ARE what we do in this country? Especially if what we "do" is something as cool as being a Hollywood Actor-- like that's the stuff of dreams right?

So what happens when we realize we may want something else than what we've identified for decades?

In this week's episode, we explore exactly that with actor Leven Rambin as she tells us about her acting journey from 14 to dealing with a loss of income during the pandemic to now exploring what's next for her.

Related Episodes:

  • How Leandra from Female in Finance Paid off $250k of Medical Bills
  • Millionaire by 27? Tyler Wright from Defining Wealth's Story
  • Work Optional in Her 30s?! Shang from Save My Cents discusses Frugality & Investing in the Stock Market

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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Have you ever heard of this idea that your happiness plateaus after $75k a year? The actual was conducted by Daniel Kahneman and Angus Deaton at Princeton University in 2010. They found that happiness generally plateaus once someone earns around $75,000 annually.

I don't know about you, but I have never really resonated with the idea that money can't buy you happiness, so let's debunk it in this week's episode.

Related Episodes:
Ep 75: Feeling Unfulfilled? Stop Hating Your Job with the Anti-Career Coach Danielle Roberts
Ep 74: Quick Money Tip #25: Fear and Inaction Around Money
Ep 67: Ending the Gender Pay Gap through Salary Negotiations with Meggie Palmer

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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Clo Bare and Rachael Camp are on the same page-- they're entering their broke bish era... by choice. Despite making more money than they ever had before. Despite having higher net worths than they ever had before.

Listen to why that is, what a broke bish era even is, and get a few tips on your broke bish era in this week's episode.

Connect with Rachael:
https://rachaelcampwealth.com
https://twitter.com/camp_wealth

Related Episodes:
Work Optional in Her 30s?! Shang from Save My Cents discusses Frugality & Investing in the Stock Market

What is enough? Behavioral Finance with Dawn Dahlby

Retired by 36?! Serial Entrepreneur Jeremy Schneider of Personal Finance Club

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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Want to know the blueprint of how to start your money journey? Chloé breaks it down in today's episode explaining 10 things she'd do TODAY if she had to start over.

Related Episodes:

Quick Money Tip #9: How I Increased my Net Worth by $300k in 5 Years
Quick Tip #17: Habit Stacking Your Finances
Quick Money Tip #18: The Financial and Investing Order of Operations

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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Oooof, prepare for an emotional one.

In this week's episode, part 4 of a series of Clo Bare telling her story-- she breaks down what happened after China, how she started therapy, and how she eventually turned into Clo Bare Money Coach.

Got a question for Chloé about her journey? Email her at chloe@clobare.com

Related Episodes:
From Depressed and Stressed to Financially Free: Clo Bare's Money Story
Telling My Story: How Adolescence Impacted My View of Money
Depression, Anxiety and Giving Away my Power: Clo Bare's Story, Part 2
Love & China: Spilling the Tea about my Ex-Fiancé

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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Prepare for a permanent life insurance education cause Clo Bare is breaking down the pros and cons of permanent life insurance and explaining the different types out there.

Related Episodes:
The (EXPENSIVE) Hidden Truth about Financial Advisors-- even Fiduciaries with Tess Waresmith
Quick Money Tip #18: The Financial and Investing Order of Operations
Retired by 36?! Serial Entrepreneur Jeremy Schneider of Personal Finance Club

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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Part 3 of Clo Bare's story is here, with a special guest: Sophie Banks, aka Chloé's platonic life partner.

Hear about how Chloé navigated her life in China in her early 20s, and how she survived an abusive ex who believed he was god.

Related Episodes:
Ep 1: From Depressed and Stressed to Financially Free: Clo Bare's Money Story
Ep 83: Telling My Story: How Adolescence Impacted My View of Money
Ep 85: Depression, Anxiety and Giving Away my Power: Clo Bare's Story, Part 2

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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With rising interest rates, more and more folks are wondering if bonds are right for their portfolio, so let's break it down and make sure you understand the basics of what you need to know about bonds!

Related Episodes:
Quick Money Tip #18: The Financial and Investing Order of Operations
Quick Money Tip #12: Addressing Objections & Fears Behind Investing
Investing in your Roth IRA and How to Go Viral on Tik Tok and Instagram with Jarrod Benson
Quick Money Tip #30: Should I save, invest, or pay off debt??? Listener Write In

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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In this week's episode we're diving into part 2 of Clo Bare's story... starting with the relationship with a dude who still owes her $60k to this day... and taking us on the journey through college, depression, and more.

Related Episodes:
Ep 1: From Depressed and Stressed to Financially Free: Clo Bare's Money Story
Ep 6: My Mom's Story, How It Impacted My Views of Money with Kim Daniels
Ep 12: $1 million mistake?! Talking to My Sister About Our Biggest Money Mistakes

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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This week our quick tip breaks down the income and expenses of listener Maggie! We cover her current finances with her husband and a few things to consider:

  1. Should they focus on paying off their credit card debt or building an emergency fund?

  2. Should they get a lower interest rate loan to pay off their credit cards?

  3. Should they even start investing since they have debt?

And we also cover expenses as self-employed, managing multiple financial priorities, and more!

Related Episodes:
Quick Money Tip: #29: Listener Questions!
Episode 49: Answering Your Money Questions: Listener Write Ins
Episode 57: Listener Questions: Love & Money, How to Overcome Money Obstacles in a Relationship
Quick Money Tip #23: Should I pay off my credit card debt with my investments?

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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It's our 1-year anniversary! WOOOO! In honor of that, we're diving deep into Clo Bare's story, starting with... childhood and all the way up to high school in this week's episode. You'll hear Clo Bare's story and get a few tips on money management along the way.

Related Episodes:
Ep 1: From Depressed and Stressed to Financially Free: Clo Bare's Money Story
Ep 6: My Mom's Story, How It Impacted My Views of Money with Kim Daniels
Ep 12: $1 million mistake?! Talking to My Sister About Our Biggest Money Mistakes

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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Got a money question for Clo Bare? Well, this week we are answering those questions!

Clo Bare answers questions on emergency funds, HSAs, investing for beginners, whether or not you should pull money out of a Roth IRA to buy a home, and more!

Related Episodes:
Episode 49: Answering Your Money Questions: Listener Write-Ins
Episode 57: Listener Questions: Love & Money, How to Overcome Money Obstacles in a Relationship

Nathalia Business Coaching: https://clobare--ispeaksocial.thrivecart.com/fast-special/607a0ae897a51/

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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We're on a medical bills and medical systems RUN, lately!

And today's episode is a little different-- we're sitting down with my good friend Leandra Peters from Female in Finance to talk about her money journey-- from growing up struggling to getting hit with a quarter of a million in medical expenses in her 20s to being five years away from retirement at 33 years old.

She's on a mission to teach the world how to master their finances and shares her story of how she did it herself on today's episode.

Related Episodes:
Ep 1: From Depressed and Stressed to Financially Free: Clo Bare's Money Story
Ep 10: From Poverty to Financial Freedom: How Amanda Wolfe aka She Wolfe of Wall Street Overcame All Odds
Ep 52: Retired by 36?! Serial Entrepreneur Jeremy Schneider of Personal Finance Club
Ep 19: The Slow Life with Anita from The Retired Millennial

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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Ever wondered what brokerage you should be using to open that Roth IRA? We've got you covered.

Discover the secrets to selecting the perfect brokerage firm for your investment goals in our latest podcast episode!

Clo Bare breaks down her two favorite brokerages, how to choose a reliable and user-friendly platform, evaluate fees and commissions, and explore a wide range of investment options.

Related Episodes:

Ep 73: The (EXPENSIVE) Hidden Truth about Financial Advisors-- even Fiduciaries with Tess Waresmith

Ep 60: Quick Money Tip #18: The Financial and Investing Order of Operations

Ep 54: Quick Money Tip #15: The Three-Fund Portfolio

Ep 13: $2 million in 2 years? How Delyanne the Money Coach Became the Stock Market Slayer

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
TERMS AND CONDITIONS

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Got prescriptions that are eating up your budget? The healthcare system we already know is a mess in the US, and in this episode, I brought on a real-life Pharmacist to talk about prescription drug costs and effective strategies to save money.

With soaring healthcare expenses, finding ways to reduce prescription drug costs has become increasingly crucial. Our expert Pharmacist Ari provides invaluable insights and practical advice on navigating this complex landscape, including ways to save with coupons, apps, patient assistance programs, and more.

Related Episodes
Ep. 71 Eliminate Your Medical Debt with Jared Walker from Dollar For
Ep. 64 Quick Money Tip #20: Dealing with Unexpected Medical Bills
Ep. 39 Negotiating a Medical Bill from $5k to $26?! & More Reddit Money Stories

Articles mentioned in the episode:
https://www.webmd.com/health-insurance/get-medication-free
https://nhhealthcost.nh.gov/guide/question/what-should-i-do-if-i-cant-afford-my-prescriptions

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
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What's the difference between an HYSA and a money market account, and how do you choose which one to use?

A high-yield savings account (HYSA) and a money market account are popular options for folks looking to earn interest on their savings. Both accounts offer competitive interest rates and are considered relatively safe places to store your cash with that FDIC insurance.

HYSA and Money Market Accounts typically offer a higher interest rate than a traditional savings account, allowing you to maximize your earnings. But how do you pick between the two?

Let's break it down in this week's episode!

Related Episodes
Ep. 28 Quick Money Episode #2: Why Don't You Have a High Yield Savings Account Yet?

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
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Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
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Financial infidelity, joint vs. combined vs. separate, power dynamics, and emergency funds?!

What do these topics have in common? They're some of the biggest financial issues relationship therapists Rachel Facio, LMFT and Stacey Sherrell, LMFT, founders of Decoding Couples, see with their students and clients-- and in this week's episode? They're giving us tips on how to navigate financial challenges in your relationship.

Discover effective strategies for open communication about money, creating safe spaces, and working together around money. From managing debt to handling conflicting spending habits, this episode provides practical advice to help you overcome financial obstacles together. Start navigating your financial challenges today and pave the way for a stronger, more harmonious relationship.

Instagram: https://www.instagram.com/decoding_couples/
Decoding Couples Podcast: https://www.decodingcouples.com/podcast
Self-Based Decoding Couples Courses: https://www.decodingcouples.com/courses

Related Episodes:
Episode 57: Listener Questions: Love & Money, How to Overcome Money Obstacles in a Relationship
Episode 51: My Husband is Making me Pay for my "Luxury" Epidural
Episode 21: From Poverty to Abundance: How "Shay Budgets" Built the Life of Her Dreams While Saving 50% of Her Income
Episode 35: She Married into $154k of Debt?! Alli Williams from FinanciALLI Focused

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
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Got credit card debt? You've probably heard of ways that work when paying off credit card debt, like the debt avalanche or debt snowball method, but what credit card debt payoff strategies should you avoid?

Learn how to avoid common pitfalls when paying off credit card debt-- including debt consolidation loans, 0% transfer cards, and home refinancing.

Related Episodes:
Quick Money Tip #23: Should I pay off my credit card debt with my investments?
Quick Money Tip #7: All Things Debt Payoff
Paying off $35k of Debt on a Low Income as a Single Mom with Dyana from Money Boss Mama

Articles mentioned in the show:
How to Pay Off Credit Card Debt: The Ultimate Guide
Credit Karma Survey about Weddings, Debt and Relationships

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
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Do you ever feel stuck in your career path and realize you don't like it? Maybe you're a nurse tired of being in nursing, but you feel like you have no skills outside of the nursing industry, or maybe you're in restaurant management, and you can't see a path outside the industry.

In this week's episode-- Clo Bare Money Coach and Danielle Roberts talk about fulfillment, how to start finding more fulfillment at work and in life, and how to ultimately transform your life.

Danielle Roberts is a fulfillment coach on a mission to help millennials change their relationship with work by redefining success and happiness on their terms. Through independently designed one-on-one containers, group programs, and workshops, Danielle works with her clients to remove what’s keeping them stuck in their soul-sucking jobs and confidently pursue more fulfilling career paths so they can enjoy more balance and beauty in their lives (and help dismantle the systems that keep them stuck).

She currently lives in St. Pete, FL, with her wife and two pups and can be found on TikTok & Instagram @darnroberts.

darngoodcoach.com

What you'll hear in this episode:

[0:55] Who is Danielle Roberts?
[6:28] Reevaluating the priorities
[9:35] Building your dream life
[13:13] Networking is crucial
[16:04] Widening your scope
[23:50] Understanding your dreams and values
[27:30] Collect data and analyze your life
[30:45] Doing the internal work
[38:40] Three steps to creating the life you love

Related Episodes:

Ending the Gender Pay Gap through Salary Negotiations with Meggie Palmer

Career Pivots and Increasing Your Income with Career Coach Darci

Negotiations and Increasing Your Income with Beth Williams from Future Wallet

Negotiating a Six-Figure Sign-On Bonus With Mandi Woodruf-Santos from MandiMoney Makers

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
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How long have you been putting off opening an HYSA? Or learning how to invest? Do you feel like it's been something on your list forever, but for some reason, you can't seem to make it happen??

Well, let's talk about fear and overcoming the sometimes paralyzing impact of money fear.

Fear can wield significant power over our lives, especially when it comes to money matters. The gripping fear surrounding personal finances often results in a state of inaction, preventing individuals from taking charge of their monetary well-being. By understanding how fear affects our financial behavior, we can proactively combat its paralyzing impact and gain control over our financial future.

Fear around money can manifest in various forms, such as the fear of scarcity, fear of failure, or fear of making wrong financial decisions. These fears often stem from past experiences, societal pressure, or an overall lack of financial literacy. When left unaddressed, they can lead to a self-perpetuating cycle of inaction and financial stagnation.

In today's episode, learn how fear surrounding money can hinder financial decision-making and lead to inaction. Clo Bare will also share some effective strategies to overcome money-related fears and take control of your finances today.

Related Episodes:
Quick Money Tip #2: Why Don't You Have a High Yield Savings Account Yet?
Quick Money Tip #5: What do I do with my old 401(k)?
Quick Money Tip #12: Addressing Objections & Fears Behind Investing
I-Bonds, My Mom's Story, How It Impacted My Views of Money with Kim Daniels

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
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We've talked about the shady side of financial advising. Still, as you've heard on The Money Bare podcast-- if you're going to work with a financial advisor, we always recommend working with a fiduciary who is a Certified Financial Planner. But what happens when your fiduciary professional doesn't have your best interests in mind or, at the very least, doesn't know better? Unfortunately, that happened to Tess Waresmith, and she explains how she recovered in this week's episode.

Tess is the founder of Wealth with Tess, a financial education platform helping women professionals and entrepreneurs build their wealth and confidence using simple investing strategies that anyone can do (even if they are short on time or a total beginner.)

After making many mistakes, Tess became committed to learning how to invest successfully on her own. She had one big realization - investing is not nearly as complicated as it's made out to be.

Now Tess has over 10+ years of investing experience in the stock market, real estate, and businesses, and has grown her net worth by $500,000 over the last 4 years using simple investing strategies. She also currently serves as the VP of Operations at a global marketing agency and over the last 7 years has been promoted 7 times and 4x’d her salary.

Tess believes that the most important things that money can buy are time, freedom, flexibility, and a greater ability to make an impact and she wants that for every single person.

Follow Tess on Instagram - @wealthwithtess
Follow Tess on Tik tok - @wealthwithtess

Free Investing Workshop - How to Build Wealth The Simple Way Join my next free workshop to learn how to invest in the stock market using an effective, low-maintenance strategy, perfect for busy professionals and entrepreneurs short on time or beginners.

Financial Independence Checklist - If you want to ensure you have enough money to retire but aren't sure where to start or don't know if you are behind financially, this is the checklist for you:

https://www.moneyconfidentcoach.com/financialindependencechecklist

Twenty-six need-to-know investing terms - Grab this guide to start demystifying financial jargon while you are on your financial journey.

Related Episodes:
Quick Money Tip #9: How I Increased my Net Worth by $300k in 5 Years
$1 million mistake?! Talking to My Sister About Our Biggest Money Mistakes

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
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Ever get in a big spending frenzy where you just feel like spending all your cash? Clo Bare has-- in fact she's dealing with one now with her new move to San Diego. How do you mitigate these spending frenzies or shopping binges without completely breaking your budget? In this episode, Clo Bare talks about a few of the things she's doing to manage it all without feeling deprived.

Related Episodes:
Quick Money Tip #21: Managing Inconsistent Income
Quick Money Tip #17: Habit Stacking Your Finances
Quick Money Tip #16: Establishing Money Boundaries with Friends

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
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What if I told you that there's a secret law out there that could eliminate your medical bills or, at the very least, reduce them if you're below a certain income level? And the income level is higher than you'd think-- way higher.

Sounds too good to be true, right?

Well, it's not. It's a real thing, and Dollar For is spreading awareness about this law so people can stop paying for medical bills that they don't have to pay.

Dollar For is a non-profit organization dedicated to spreading the word about charity care. They help folks apply, either on their own or with assistance from their Patient Advocates... all for free. This week we sit down to discuss with Dollar For's founder, Jared Walker, and discuss the charity care program, how to find out if you qualify, and tips for dealing with an unexpected medical bill.

See if you qualify: dollarfor.org/gethelp
Follow on IG: https://www.instagram.com/dollarfor/

Related Episodes:
Quick Money Tip #20: Dealing with Unexpected Medical Bills
My Husband is Making me Pay for my "Luxury" Epidural
Negotiating a Medical Bill from $5k to $26?! & More Reddit Money Stories

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
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This week we have a special episode-- it's a listener write-in!

We had a follower reach out and ask-- should I use my investments in my brokerage account to pay off my credit card debt?

Clo Bare got the details of her budget, income, and more-- and is giving her opinion on what this listener should do.

Related Episodes:

Answering Your Money Questions: Listener Write Ins

Quick Money Tip #7: All Things Debt Payoff

Paying off $35k of Debt on a Low Income as a Single Mom with Dyana from Money Boss Mama

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
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What are some of the big mindset blocks folks face when nearing retirement? Surprisingly-- it's about recognizing when enough is enough.

In this week's episode, we talk with Dawn Dahlby, CFP, BFA, CRPC, a certified financial planner, wealth wellness expert, and author of the upcoming book Live WELLthy™: Own Your Worth, Grow Your Wealth (Greenleaf Book Group, April 2023).

She is the country’s first behavioral financial advisor, a certification that focuses on both the emotional and practical aspects of managing money.

Related Episode:
Quick Money Tip #12: Addressing Objections and Fears Behind Investing
Quick Tip #17: Habit Stacking Your Finances

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
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An adjustable-rate mortgage, or ARM for short, is a home loan where the interest rate can change over time. This means that your monthly payment can go up or down depending on what happens to interest rates. That may be tempting with interest rates going up... but the problem with ARMs is that it can be hard to predict what your payment will be in the future.

If interest rates increase, your payment will increase too, which can be tough to afford. Plus, you might end up paying more in interest overall than a regular mortgage. Let's break down these mortgage rates so you can decide if it's right for you... or not.

What you'll hear in this episode:
[0:50] Road trips
[2:44] Controlling your lifestyle payments
[7:55] Money Tip: ARM

Related Episodes
Episode 52: Quick Money Tip #14: Real Estate Rant & How Much House Should You Buy??
Episode 50: Quick Money Tip #13: Burnout and Lifestyle Inflation
Episode 31: Buying a House in Cash?!
Episode 29: Is real estate investing worth it from a tax perspective?

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
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We have all heard about the gender wage gap, but did you know it starts as early as 7 years old?! I certainly didn't, but Meggie Palmer, friend, and founder of PepTalkHer, breaks down the gender pay gap and gives us tips on how to negotiate our salaries and get paid more.

Meggie founded PepTalkHer with the mission of closing the gender pay gap. The PepTalkHer App helps you track your career successes. It uses artificial intelligence to coach confidence & negotiation and to give you a pep talk when you need it most.

The PepTalkHer team also runs corporate programming for brands, including JP Morgan & Revlon. They work in-house with companies to retain high-potential staff, running programs around confidence, negotiation & fostering an inclusive workplace.

She’s grown the passionate and devoted PepTalkHer community to more than 60,000 people and has thousands of women earn more money than they thought possible (including an $83k raise.)

What you'll hear in this episode:

[0:15] Episode and guest introduction.
[1:12] Who is Meggie Palmer?
[2:40] Gender pay gap experience
[7:08] Moving to the US from Australia & PepTalk
[13:40] Did you know PepTalk would explode like it has?
[24:35] Biggest mindset obstacles she sees
[28:50] What's stopping you from saying you want more money?
[32:30] Finding a place that values your growth
[36:50] Steps to take to get a promotion on your own
[47:20] Getting a raise if you don't have much data to show
[55:50] The importance of building relationships and gaining experiences
[1:02:30] Meggie's first money memory

Connect with Meggie:
Website: https://www.peptalkher.com/
PepTalkHer App: https://www.peptalkher.com/app
Free Negotiations Cheat Sheet: https://www.peptalkher.com/paymemore
Free Know Your Worth Live Training Challenge: https://www.peptalkher.com/challenge
IG: peptalkher

Related Episodes:
Episode 47: Career Pivots and Increasing Your Income with Career Coach Darci
Episode 24: Negotiations and Increasing Your Income with Beth Williams from Future Wallet
Episode 23: Negotiating a Six-Figure Sign On Bonus with Mandi-Woodruff-Santos from MandiMoney Makers

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
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Managing inconsistent income can be a challenging experience for many individuals, particularly freelancers, entrepreneurs, or those in the gig economy. However, with careful planning and budgeting, it is possible to maintain financial stability and peace of mind.

In this week's episode, Clo Bare talks about how to manage inconsistent income so if you're dealing with that stress, well, hopefully these tips will help you stress a little bit less.

What you'll hear in this episode:
[0:10] Life update & Cat Adventures
[4:30] Lazy Investor Course Launch & Webinar
[5:30] Life's next chapter
[7:50] Money Tip
[11:25] Dividing your expenses

Related Episodes:
Quick Tip #17: Habit Stacking Your Finances
Quick Tip #13: Burnout and Lifestyle Inflation
Quick Tip #10: Side Hustles 101
A Six-Figure Blogger in 2023??? Launching a Blog with Latasha from Arts and Budgets

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
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We've all seen it-- tax advice on Instagram telling folks they can write off their dog as office security, or folks telling people to buy a g-wagon to write it off... but how does that stuff hold up with the IRS??? And what tax-saving tips should small business owners pay attention to? In this week's episode, Shannon Weinstein, CPA, breaks it down.

Shannon is a CPA and fractional CFO for growth-minded business owners. A teacher at heart, her real-life relatable examples simplify the financial side of the business so you can stop stressing and start scaling. She hosts the IRS's least favorite podcast, Keep What You Earn, which consistently ranks in the top 200 in Entrepreneurship. She is a frequent speaker in business coaching communities and masterminds.

What you'll hear in this episode:

[0:12] Episode and guest introduction.
[1:22] Doing the CPA thing differently
[2:55] Buying stocks at 12 years old
[8:18] Shannon's father's vision for her
[12:43] Shannon's view on money growing up
[18:20] Ending up in Costa Rica
[27:10] Tax advice on Instagram
[33:32] The Augusta Rule
[51:00] Inheritance money
[52:30] Very first money memory

Connect with Shannon:
Website: https://www.fitnancialsolutions.com/media
Keep What You Earn Podcast: https://podcasts.apple.com/us/podcast/keep-what-you-earn/id1580071347
IG: https://www.instagram.com/shannonkweinstein/

Related Episodes:
Episode 37: The Patriarchy, Wealth Inequities and Starting a Business with Meg K. Wheeler
Episode 29: Is real estate investing worth it from a tax-perspective

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
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Ever got a bill from a dentist or doctor that should've been 100% covered by your insurance? Welp, Clo Bare had that happen last week, and she's on a mission to burn it all down. Listen to how she is dealing with an unexpected medical bill and get a few tips on how to make sure you're never in that situation.

What you'll hear in this episode:
[0:20] Life update
[1:28] US Healthcare System is infuriating
[2:50] Unexpected Medical Bills
[4:50] Appeal Process
[8:40] Chloe's frustrations

Related Episode
Episode 39: Negotiating a Medical Bill from $5k to $26?

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
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Ever thought about starting an Airbnb? Here's a way to do it that doesn't add to the housing crisis: Unique experiences and stays. Whitney Hansen, the host of The Money Nerds podcast, just built a dome in the woods and is now working on a new Airbnb project: A flower pot in the middle of a flower farm. Learn how to start your own unique Airbnb stay in this week's episode of The Money Bare.

Whitney Hansen is a financial coach, speaker, and host of the award-winning podcast, The Money Nerds. She has been featured on Forbes, CNBC, ESPN, Yahoo! Finance, Ally, and frequents local news channels. After paying off $30,000 in 10 months, hacking her way to a $472 MBA, and buying her first home at 19, she discovered her love for helping Millennials take control of their financial life.

What you'll hear in this episode:
[1:05] Guest introduction.

[4:50] How did you decide to buy land and build a unique Airbnb?

[11:05] Learning all about rentals, including the word topography.

[17:35] From idea to reality, what Whitney learned.

[20:45] The Airbnb process.

[22:15] How has the Dome been doing for you and renting it out?

[26:40] Whitney the money coach that journey.

[31:53] What does Whitney plan to do next?

[37:40] Whintey's top 3 tips if you're considering Airbnb rentals.

https://www.themoneynerds.com/
https://www.instagram.com/whitney_hansen_co/
Cascade Dome (@cascadedome) and the flower pot (@idahoflowerpot)

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
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Produced by Elevate Media - Want to start your show? Reach out!

This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:
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Trying to build wealth quickly? Or maybe you have an aggressive savings goal and a short-time to do it? Then the 60/30/10 budget rule might be right for you. Clo Bare breaks it down, explains the pros and cons to help you determine if the 60/30/10 budget rule is right for you.

Learn more about the budgeting rule: https://clobare.com/60-30-10-rule-budget/

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
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Tyler graduated college at 22 in 2015 with a $0 net worth. Still, over the next seven years, he raised his net worth to over $1.5 million by working in sales, learning as much as possible about personal finance and investing, investing in the stock market, and investing in real estate.

In the past two years, his online brand, Defining Wealth, has gone from a couple of hundred followers on Instagram to just under 200,000 followers combined between all channels, and he now brings in $60k a month from all his income streams. Learn his story on this week's episode of The Money Bare.

https://www.instagram.com/defining.wealth/
https://linktr.ee/defining.wealth

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
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Produced by Elevate Media - Want to start your show? Reach out!

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When deciding to finally get your money in order-- what do you start with? How do you decide what the first best thing to do is??

Do you start with an emergency fund or invest in a Roth IRA?

In this week's episode, Clo Bare discusses the financial order of operations so that you can make the most of your money and achieve your financial goals.

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
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Produced by Elevate Media - Want to start your show? Reach out!

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Shang became able to 'work optional' at 31 through frugal living and investing in the stock market. 

These days, she educates thousands of Americans via Save My Cents to learn how to save and invest so that they can retire with dignity while also ensuring that mental health is built into the conversation about money. 

In this week's episode, Clo Bare sits down to chat about her journey and hear how Shang and her husband reached 'work optional' status by 31.

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

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Habit stacking, created by James Clear, adds a new habit to a habit you already have.

It helps folks stick to a new habit because you're working it into habits already ingrained in your brain.

How can habit stacking help with our financial habits? Listen to this week's episode with Clo Bare Money Coach to find out.

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

Please rate and subscribe to support this channel!

Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

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How should you split expenses as a couple? Should it be 50/50? Joint account or separate?

Money can often create power dynamics within a relationship, especially if one partner earns significantly more than the other.

We discuss how to manage these imbalances and maintain equality within the relationships, and we answer listener write-ins about love and money.

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
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Produced by Elevate Media - Want to start your show? Reach out!

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Feeling like you can't catch up with your money goals because you're always spending to please friends or socialize? Let's talk a bit about money boundaries with friends, what to say, how to establish those boundaries-- and how to get a little more vulnerable.

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

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Got questions about your credit? Janiel Pierre of The Financial Pilot breaks down all things credit, how to build it, how to fix it, and common myths and misconceptions about credit scores in the US.

Janeil Pierre is the Financial Consultant every professional needs in their life—and in their wallet. Backed by industry-certified expertise, her own struggle-to-success story, and her pure love for helping others achieve their financial goals, Janeil is on a mission to help more professionals build wealth through proper credit education and utilization.

https://www.instagram.com/thefinancialpilot/
https://sapphirecreditconsultants.com/sign-up/

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
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Ever wondered what to pick as a beginning investor?? Clo Bare explains how to do a 3-fund portfolio in this week's quick money tip.

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
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Jeremy Schneider, the founder of Personal Finance Club, has a $4 million net worth and was able to retire at 36 after selling his start-up company for a few million. 

Then, after taking a few years off from work to "retire,-- he realized he needed something purpose-driven to fill his time, so he decided to start educating the world on personal finances. 

Since that moment in 2019, Personal Finance Club has become a 7-figure company, teaching thousands how to build wealth through investing the easy way. 

Learn about his journey and his biggest tips as an entrepreneur and money expert in this week's episode.

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
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Housing costs are absurd in the US, and home ownership seems to be further and further out of reach for millennials.

So what do we do about it? How much do we spend on a home? How do we achieve this American dream?

In today's quick tip episode, Clo Bare goes on a real estate rant.

Link to the article mentioned in this episode: https://todayshomeowner.com/home-finances/guides/most-affordable-states-to-buy-home/?utm_campaign=ms&utm_medium=newsletter&utm_source=morning_brew

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

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A husband making his wife pay an $8,000 medical bill for her luxury epidural during a 38-hour labor and delivery... a 16-year-old who ruined her aunt's $20k coat on purpose... and a fiancé who canceled vegan options at their wedding behind his fiancé's back???

Clo Bare Money Coach reacts to some wild Reddit "Am I the Asshole" stories... all revolving around money.

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
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Clo Bare is getting real... well, bare this week.

She's talking about her burnout as an entrepreneur, sharing the anti-highlight reel of what it is to be a business owner in the online space, and about how to prepare for lifestyle inflation.

Clo Bare Blog: clobare.com

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
Free Investing Class: lazyinvestingclass.com

Produced by Elevate Media - Want to start your show? Reach out!

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Got a money question you've been meaning to ask? This week, Clo Bare is answering them!

In this episode, she covers how to transfer one account to another, whether you should invest in an Airbnb or Index Funds, how to start investing-- and so much more.

Check out the Clobare Blog

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
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If you haven't started investing yet, you probably have some reasons why-- right? 

Maybe you think it's too expensive. Or perhaps you think it's too risky... or maybe it's because you have no idea what to purchase.

Clo Bare has been there and understands. So this week, she'll discuss the most common investing objections, myths, and fears and give you a few tips to shift your perspective on these beliefs.

Find me on social media at @clobaremoneycoach

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Free Money Guide: moneyrightguide.com
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Want tips on negotiating better, interviewing like a mofo, and understanding how to pivot your skills into a new career?  We've got you covered with Career Coach Darci.

Darci Smith, founder of Roklyn Consulting and a thriving Career Coach, shares her best tips for helping business professionals find their purpose, confidently attack their interviews, and navigate tough career decisions.

@careercoachdarci on TikTok and Instagram

careercoachdarci.com

Find me on social media at @clobaremoneycoach

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Confused about the differences between a Roth IRA and Traditional IRA? Let's break it down. Clo Bare gives you the pros and cons about each account type and when it makes sense to use one over the other.

Find me on social media at @clobaremoneycoach

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A teenager whose dad refuses to pay for her period products, a young woman who holds a 16-year-old grudge against her brother, a photographer who deleted all of their friend's wedding photos? Who is the asshole?! Clo Bare and her mom react to this week's batch of Reddit episodes with a money twist.

Find me on social media at @clobaremoneycoach

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Curious to know what side hustles helped Clo Bare on her money journey? Which ones are worth it, and which ones aren't? Look no further-- Clo Bare breaks down some of the side hustles she's done in the last ten years, explains the pros and cons, and rates each one.

Find me on social media at @clobaremoneycoach

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Thinking of launching a blog for some sweet, sweet passive income in 2023?

Well, let's bring on the expert to talk about it. Latasha Peterson is a globally recognized Side Hustle & Blog coach, Wife, Mother of three, Blogging Expert, Speaker, and Founder of Arts and Budgets, LLC. She helps ambitious side hustlers turn their side hustles into profitable careers and learn how to monetize their skills to create multiple income streams.

She has personally created ten income streams and paid off over $30K of debt with her blog business which now earns over $10K a month. She has been featured in CNBC, Black Enterprise, Business Insider, Next Advisor, Time, Bankrate, Legal Zoom, Plutus Foundation, Smart Blogger, Tailwind, and many more.

Instagram: @artsandbudgets
https://artsandbudgets.com/

Find me on social media at @clobaremoneycoach

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This week-- we had a viral reel when Clo Bare talked about her money journey and her transformation from a -$70k net worth to a +$210k net worth, without real estate and with student loans. The number one question in the comments was-- HOW. So this week's quick tip is talking all about how she got started on her money journey.

Find me on social media at @clobaremoneycoach

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Alexandra Pina is a former talent agent turned into a Virtual Assistant. After years of being miserable in the corporate world, Alex discovered the VA industry and never looked back. Just one month after announcing her new business, she became booked out and earned triple what she made in her regular 9 to 5 job. Now, with more than a year in business, Alex is living her dream life of traveling the world as she works remotely. This week The Money Bare chats with her about how to launch a successful VA business.

Links to Duet Solutions Socials:
Instagram - https://www.instagram.com/duetsolutions/
TikTok - https://www.tiktok.com/@alex.duetsolutions
Pinterest - https://www.pinterest.com/alexduetsolutions/

Find me on social media at @clobaremoneycoach

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Believe it or not, I spend about an hour a month on my finances.
It's because I’ve designed a system that is easy and low maintenance— two things I require in pretty much every aspect of my life.

What money management systems do I have in place that make my life easier? Listen to this week's Quick Tip to find out.

Find me on social media at @clobaremoneycoach

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A girlfriend who negotiated her boyfriend's medical debt from $5k down to $26.. and her boyfriend is mad with how she handled it. A bridesmaid who was thrown out of a party for refusing to wear the assigned dress. An evil foster-mom-wanna-be who wants to get a foster teenager to do household chores... and so much more in this week's Reddit Money Episode.

Find me on social media at @clobaremoneycoach

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What are the best debt pay-off options? Should you consolidate and refinance your debt? Debt avalanche or debt snowball???

Clo Bare breaks down your different debt payoff options in this episode so you can make informed decisions about your debt.

Find me on social media at @clobaremoneycoach

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This week we've got on a woman who does it all: Meg K Wheeler.

We're talking about the patriarchy, the obstacles marginalized communities face when launching a business, and what to pay attention to if you're launching your venture.

Meg is a CPA & Financial Coach on a mission to help marginalized online educators, service providers, and coaches ace the financial stuff in their business. She’s a firm believer in supporting historically marginalized business owners so that they can build power and wealth. The money stuff has gotten a bad rap, and Meg wants to change that because she knows that so much awesomeness can happen when overwhelming financial concepts become easily understood!

https://megkwheeler.com/

Find me on social media at @clobaremoneycoach

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Worries of a recession got you down? What should you do to prepare? This week, Clo Bare breaks down her top 4 tips for preparing for a recession.

Free Recession Survival Guide:
thelazyinvestorscourse.com/recession

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What would you do if you were debt free and married into six-figures of debt? Alli Williams took it on as a challenge and got that debt paid off in 3.5 years. Hear her story in this week's episode.

Find Alli:
Website | Instagram | Facebook | Pinterest
http://www.financiallifocused.com/
http://www.instagram.com/financiallifocused/
https://www.facebook.com/financiallifocused/
https://www.pinterest.com/financiallifoc/

Find me on social media at @clobaremoneycoach

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Grab your free money guide here: https://www.thelazyinvestorscourse.com/guide

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Got an old 401(k) or 403(b) you don’t know what to do with? You have a few options, so let’s break it down so you can decide what to do with your old 401(k), even if what you do… is leave it alone.

Capitalize: https://capitalize.sjv.io/e4E5EZ

Find me on social media at @clobaremoneycoach

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Wondering if all the money tips on this page are for you as a Canadian?

Well-- fear not. We have the expert, Ellyce Fulmore, to talk about RRSPs, TFSAs, and high-interest savings accounts in Canada!

Find Ellyce:Instagram
Mini Courses
More from Ellyce

Find me on social media at @clobaremoneycoach

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It's that time of year! GOAL SETTING AND RESOLUTIONS.

Clo Bare gives us 3 tips to make sure our goals this year actually stick and provides us with a few resources she's using to make sure she actually achieves the goals she's setting this year as well.

As mentioned in the episode:
Legend Planner

Habit Tracker

Law of Attraction Planner

Find me on social media at @clobaremoneycoach

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How many of us wish we had started with saving more as a teenager?! Well, we have a friend who did exactly that. Denis Trufin, Founder of Tru Financials, started his money journey at the ripe age of 16, and doing that allowed him to buy a house at 21! In cash! Listen to his money journey and tips on growing on YouTube in this week's episode.

Tru Financials Youtube: https://www.youtube.com/@TruFinancials

Find me on social media at @clobaremoneycoach

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Grab your free money guide here: https://www.thelazyinvestorscourse.com/guide

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If you’ve ever wondered how to start budgeting or searched for some budgeting strategies to try– you’ve come across the 50/30/20 budget.

But what is the 50/30/20 budget, and should you use it? Let’s break it down to help you figure out if the 50/30/20 budget is right for you.

Find me on social media at @clobaremoneycoach

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Should you be investing in real estate to save money on taxes? This week Ronnie Goode from Rhythm Accounting breaks down the tax benefits of investing and real estate and discusses some of the bad tax advice he's seen on Tik Tok and Instagram.

Follow Ronnie at rhythmaccounting

https://www.rhythmaccounting.com/ 

Find me on social media at @clobaremoneycoach

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There's one account everyone needs. It's easy to set up, there's no risk, it's insured, and you'll earn a little bit of interest on your cash.

The account? A high-yield savings account. In this episode, Clo Bare breaks down all you need to know about HYSA and why it's a no-brainer to open one ASAP.

Find me on social media at @clobaremoneycoach

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An 18 year old refusing to pay for her BIL's surgery out of her inheritance money? A man whose ex-girlfriend stole his things so she could park in the garage? A lazy guy who refuses to visit his girlfriend??? Are they the assholes???

Find out in today's episode where Clo Bare rounds up Reddit stories involving money... and gives her take.

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Feeling stressed with the holidays? You're not alone. 

According to the US News and World Report, nearly 42% of Americans expect to go into debt to pay for the holidays this year. How do we make sure we’re not doing that? 

In this week’s post, let’s talk about how to save money during this Yuletide season.

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Josh Overmyer has visited 43 out of 50 states, visited 12 National Parks, been on 12 cruises since the world opened back up, and has visited 13 countries!

He's currently on mini-retirement, where he's taking a break from his career in government to live and love his life, and in this week's episode, he gives us tips on how to do the same.

Article about Josh's Gap Year
Cruise Ship Casino Match Info
Instagram
Website

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Beth Williams negotiated her income for her first job in HIGH SCHOOL! And she didn't start there. In a career that took her from working in Tech at Google to starting her own company-- Beth gives us her tips for earning more and negotiating higher pay.

https://www.futurewallet.co/

https://www.instagram.com/yourfuturewallet/

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Have you ever wondered how to negotiate a new job salary? Have you ever wondered how to get a massive pay raise? Well, we've got Mandi Money on to talk about precisely that.

Mandi Woodruff-Santos is the award-winning cohost of Brown Ambition and founder of the MandiMoney Makers, a one-of-a-kind leadership and coaching community for women of color. As a career and money expert, Mandi is a regular contributor to Yahoo Finance Live and has been featured on The Dr. Phil Show, The New York Times, CNBC, CNN, Business Insider, Essence, and Teen Vogue.

https://www.mandimoney.com/
The "Just Quit" Toolkit: https://view.flodesk.com/pages/610c896bdcce0e839ad900d1
Nail the Negotiation Scripts: https://ancient-mud-209.myflodesk.com/
Instagram: https://www.instagram.com/mandimoney/

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Finding the FIRE movement (financial independence, retire early) 5 years ago was like a refreshing punch in the face for Diania Merriam and improved her life in nearly every way. In this week's episode, Diania talks about how she got out of $30k of debt in 11 months, the power of FU money, and how she started a whole conference for money nerds like herself (and even went from $40k in debt to running the business!).

Learn more about her work here: https://economeconference.com/
Listen to Optimal Finance Daily Podcast here: https://oldpodcast.com/optimal-finance-daily-podcast/

Find me on social media at @clobaremoneycoach

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Shay McMillan grew up in poverty, but now she and her husband are living the life of her dreams as DINKS, who save half their income, live debt free, and are working their way towards work optional. How did she do it? Listen to this week's episode to find out.

Follow Shay on Instagram @shaybudgets
Subscribe on Youtube: https://www.youtube.com/c/ShayBudgets
https://www.shaybudgets.com/

Find me on social media at @clobaremoneycoach

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This episode is for all my UK homies! Are you tired of seeing all the US information on how to invest and have ever wondered-- but Clo Bare what about ME?! Well, I've got you covered. Timi from Mr. Money Jar is popping on to talk about ISAs, SIPPs, and more!

Follow Mr. Money Jar on Instagram @mrmoneyjar
Find him at mrmoneyjar.com

Find me on social media at @clobaremoneycoach

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Many of us have heard about the financial independence retire early movement, FIRE for short, but what about Slow FI and slow living?

Anita Garcia from The Retired Millennial is living the Slow FI life and joins us today to share how she got there and what it means to be living life in the slow lane.

Follow Anita @the.retired.millennial

Find me on social media at @clobaremoneycoach

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...

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At 21, Dyana was pregnant with her daughter and was already $35k in debt. She spent an entire paycheck on her debt each month, and eventually? When it got hard to make ends meet? She decided to make a change. Hear how she paid off all her debt in four years, even on a low income, and get tips for how you can do the same in this week's episode.

Learn more about Dyana: https://moneybossmama.mykajabi.com/links
Follow her on IG: https://www.instagram.com/moneybossmama/
Watch her on Youtube: https://www.youtube.com/c/MoneyBossMama

Find me on social media at @clobaremoneycoach

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Raise your hand if you have student loans.  everyone raises their handsThis week I've brought on special guest, Nika Booth from Debt Free Gonna Be, to talk about student loan forgiveness and how to get your student loans forgiven through the public student loan forgiveness program. If PSLF is something you qualify for? You do NOT want to miss this episode.

Get Nika's free PSLF guide here: pslfguide.com
Follow her at debtfreegonnabe on IG and Tik Tok

Find me on social media at @clobaremoneycoach

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...

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Some of you may already know this, but since late 2021, I've been working with a spiritual coach who has basically served as a therapist for my soul. In the last year, she's helped me uncover some false beliefs around love, happiness, and my own worth. This week I brought her on to discuss my journey with her and even have her give a few tips on how to start your own spiritual healing.

https://www.cristinagodreau.com/
https://www.instagram.com/cristinagodreau/

Find me on social media at @clobaremoneycoach

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TERMS AND CONDITIONS

Find me on social media at @clobaremoneycoach

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Saya Hillman took her being fired as an opportunity-- to become the entrepreneur of her dreams. She sat down one day and decided to list out ALL the things she'd love to do for money, and that list? May not have included things you'd expect like playing board games, and not wearing pants. Learn how Saya Hillman turned the little joys in her life into a national business that is changing lives across the globe.

https://macncheeseproductions.com/
IG: sayahillman

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A sister-in-law who always expects her brother's wife to pay? A wife who wants to move into a barn shared with pigs and cows just to save money? A young woman whose family is manipulating her?

Find out what Clo Bare Money Coach thinks of these awful money stories from Reddit in today's episode of The Money Bare.

Find me on social media at @clobaremoneycoach

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Delyanne Barros, founder of Slay the Stock Market and face behind Delyanne The Money Coach became a millionaire after launching a business and earning $2 million in just two years. Her incredible journey started with humble beginnings, and we dive into her story in this week’s episode of The Money Bare.

Then include this link:  https://delyannethemoneycoach.com/slay-the-stock-market/

Find Delyanne on social media at @delyannethemoneycoach

Or on her website.

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This we've got on Sydney Daniels aka Syd Bare aka Chloé's sister and the Clo Bare Virtual Assistant! This week we're hopping on to talk about our biggest money mistakes and we also reminisce about some fun money stuff from our childhoods.

In this week's money tip? We're talking about negotiating medical bills.

Find me on social media at @clobaremoneycoach

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Today we've got guest Money Honey Rachel on! At the age of 27, Rachel Richards quit her job and retired. She is now living off $20,000 per month in passive income. Rachel is the bestselling author of “Money Honey” and “Passive Income, Aggressive Retirement.” She built a real estate portfolio of 38 rental units by the age of 26. AKA... She's a total baddie. 

And in this week's money tip, we're talking about my all-time favorite type of investment: index funds.

Get the FREE Passive Income Starter Kit here: https://moneyhoneyrachel.ck.page/passiveincome

Follow Rachel @moneyhoneyrachel 

Find me on social media at @clobaremoneycoach

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After being born to a 15-year-old addict, Amanda Wolfe had the cards stacked against her from day one. But even from a young age, she knew she had to do everything to get out, despite the adults around her telling her she'd never be able to get out of the system. In this week's episode, Amanda shares how she got out and created a thriving business teaching others how to get their finances together.

Follow Amanda at https://www.instagram.com/shewolfeofwallstreet/

Check out her free investing class at https://shewolfeofwallstreet.com/freeinvestingclass

Find me on social media at @clobaremoneycoach

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Grab your free money guide here: https://www.thelazyinvestorscourse.com/guide

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Have you ever thought about moving abroad? Or perhaps you are living as an expat abroad but have no idea how to invest for your retirement?

Well, that's why I brought on Vanessa from Wander Onwards, THE EXPERT in moving abroad to get that bag.

In this episode, we chat with Vanessa to learn about her journey to building wealth as an expat, and she also gives us a few tips for those considering moving abroad.

Check out Vanessa's classes here: https://wanderonwards.teachable.com/p/great-escape

Check out My Expat Taxes: https://app.myexpattaxes.com/wizard?ref=wanderonwards

Find me on social media at @clobaremoneycoach

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Grab your free money guide here: https://www.thelazyinvestorscourse.com/guide

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This week's money tip-- Roth or Traditional? How do you choose? Clo Bare breaks it down to help you answer the question once and for all.

And this week, we have on Aunt Kara, the queen of travel hacking!
Always wanted to learn how to travel for free, or at least as close to free as possible?
Aunt Kara breaks it down for us and shares her journey on how she saved $90k+ through travel hacking.

Check out her workshop here: 
https://www.auntkara.com/products-and-services/p/the-basics-of-points-miles

Follow Aunt Kara on Instagram @aunt.kara

Find me on social media at @clobaremoneycoach

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Grab your free money guide here: https://www.thelazyinvestorscourse.com/guide

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This week's money tip? Make sure your money is actually invested! Clo Bare talks about the importance of knowing whether or not your money is actually invested inside your retirement accounts.

Also, this week we have guest Jarrod Benson, best known for his crazy viral reels and TikToks featuring comedic life hacks and Dave Ramsey. He'll share his journey to Instagram and TikTok stardom and provide a few tips on how to get started yourself if you're trying to grow on social media.

Check him out on Instagram and Tik Tok @thejarrodbenson:

https://www.instagram.com/thejarrodbenson/

https://www.tiktok.com/@thejarrodbenson?lang=en

Find me on social media at @clobaremoneycoach

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Grab your free money guide here: https://www.thelazyinvestorscourse.com/guide

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Talking to our kids about money is hard, right? Well, that's why Clo Bare Money Coach wanted to bring on her Mom to talk about exactly that. Kim Daniels aka Mama Bare aka Chloe's Mom, comes on the show to have open honest conversations about what money was like in her household growing up, how her childhood impacted her spending habits and eventually her family.

Listen to learn more, and as always, please rate, review and subscribe to support this show!

Find me on social @clobaremoneycoach

Please rate and subscribe to support this channel!

Grab your free money guide here: https://www.thelazyinvestorscourse.com/guide

Join Clo Bare for a free investing class here: https://www.thelazyinvestorscourse.com/webinar

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You have the power to change your future, and it all starts with how you manage your finances. Let's get ready to take back that power. It's time to take control of our personal finances. Welcome back to the Money Bare podcast, hosted by Chloe Daniels. Chloe is the founder of CloBare Money Coach. The Money Bare podcast is proud to share stories of others who have paid off debt and found financial freedom and independence. Today's guest is not going to disappoint.

Today, we are joined by Naseema McElroy. Naseema is a mom of two, a nurse, and the founder of Financially Intentional, a platform that she created to help empower others by sharing inspiring stories of her personal finance journey. Naseema shares topics like paying off debt, finding financial freedom, and everything else about life. Today, she is going to share her story of how she paid off almost one million in debt and is empowering us to take control of our personal finances as well.

Find Naseema on social @financiallyintentional

Or check out her website!

Find me on social @clobaremoneycoach

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Have you ever had student loan debt? It's tough navigating the world with student loan debt, but why do predatory lending practices have to make it so much harder?Welcome back to another episode of the Money Bare podcast with your host, Chloe Daniels. In this episode, we've invited Melissa Jean-Baptiste from Millennial in Debt to talk about her experience with paying off $102k of debt. Even though she only took out about $60k. Learn about her experience, how to avoid falling into the same traps, and what she would've done differently.

Are you ready to become a millionaire also? Don't wait. You can start building a life of wealth right now.

Find Melissa on social @millennialindebt

Register for her free 6 Steps to 6 Figures class!

Find me on social @clobaremoneycoach

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Last year I was able to take my business income from $5k a month to $20-$35k a month. How? With the help of my business coach, Nathalia Copeland.

Nathalia has over 15+ years of business experience, a Masters Degree in International Marketing and has helped people hit $10k, $30k and even $100k months in launch revenue (including her corporate experience and working with clients like Google and Mindvalley).

Inside her signature program, The F.A.S.T. Academy™, She teaches you how to go from "just an idea" to a wildly profitable online offer and then sell it with her M.A.S.T.E.R. Funnel™ strategy. She teaches you how to work smarter, not harder with marketing systems so that you can stop dreaming about it and finally launch your profitable product.

Listen to how she was able to help me go from working 80+ hours a week and taking on 60+ 1:1 clients a month… to ditching 1:1 coaching and cutting my workload to a quarter… while maximizing my income.

Attend her free class here: fastmasterclass.com

Find her on social @ispeaksocial

Find me on social @clobaremoneycoach

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In this week’s episode, we have Marc Russell, from BetterWallet, sharing his incredible story from foster care to Wall Street, and how he was able to build a multi-six-figure business in less than two years. His story is filled with ups and downs and just when things start to stabilize? They just get shaken up again. Listen to his story of true resilience and how he was able to come out ahead.

Grab Marc’s free money checklist at financesincheck.com/checklist

Follow him on Instagram @betterwallet 

Find me on social @clobaremoneycoach

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Grab your free money guide here: https://www.thelazyinvestorscourse.com/guide

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Welcome to the first episode of The Money Bare Podcast! In this episode, Chloe breaks down her money story taking you from the very beginning and how her childhood affected her spending now. She dives deep into some of her experiences in college that left her panicking about how she'd ever pay rent, and she shares her catalyst for when everything started to change.

TW: This episode contains sensitive topics around suicide, depression, anxiety, and eating disorders.

Find me on social @clobaremoneycoach

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Grab your free money guide here: https://www.thelazyinvestorscourse.com/guide

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Welcome to the Money Bare podcast, where we get real and raw about one of the most taboo topics out there-- money! Here, you won't find any of that fancy jargon that makes you feel like you need a master's in finance to understand. Instead? We are going to break investing, debt pay off, budgeting, and income in a way that a real human can actually understand. You ready to get those finances right?

Let's do this.

Your host, Chloé Daniels aka Clo Bare Money Coach, will keep it real, bare, accessible and FUN, as we navigate our way through these topics-- and you'll start to learn that the language around finances? Is actually your language.

Find me on social @clobaremoneycoach

Please rate and subscribe to support this channel!

Grab your free money guide here: https://www.thelazyinvestorscourse.com/guide

Join Clo Bare for a free investing class here: https://www.thelazyinvestorscourse.com/webinar