California Platinum Loans: Recent Episodes
California Platinum Loans
We believe that excellent service and a reputation for honesty, integrity, and reliability are just as important as interest rates and closing costs. It is our mission to provide the right financial solutions for individuals and families to accomplish their real estate goals. Our true, long-term relationship with our clients begins with the closing. When we handle every transaction in a manner that creates the highest degree of client satisfaction possible, we have earned their business, as well as their referrals.
A reverse mortgage is a loan for seniors age 62 and older. HECM reverse mortgage loans are insured by the Federal Housing Administration (FHA) and allow homeowners to convert their home equity into cash with no monthly mortgage payments. A reverse mortgage pays off your existing mortgage, should you have one, by allowing you access to the home equity youâve worked so hard to build.
Website URL:- https://californiaplatinumloans.com/reverse-mortgage/
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments. Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit. An FHA down payment of 3.5% is required.
Website URL:- https://californiaplatinumloans.com/fha-loans/
With the best refinancing rates and terms, you can change your monthly budget for the better. You do better when you get to shop around. Rates change daily & vary on your unique situation. Check what mortgage terms make the most sense for you and your next Purchasing or Refinancing decision.
Website URL:- https://californiaplatinumloans.com/
Secure a home purchase loan that utilizes todayâs great mortgage rates to make your dream home affordable. Secure the right home purchase loan to turn your dream of homeownership into a reality! By securing Favorable Terms and finding the Best Possible Rates for Your Individual Monthly Budget!
Website URL:- https://californiaplatinumloans.com/
The United States Department of Agriculture (USDA) gives out a variety of loans to help low- or moderate-income people buy, repair or renovate a home in a rural area. Some of the popular types of loans are: the single family direct homeownership loan, the single family guaranteed homeownership loan, the rural repair and rehabilitation loan or grant and the mutual self-help loan.
Website URL:- https://californiaplatinumloans.com/usda-loans/
A reverse mortgage is a loan for seniors age 62 and older. HECM reverse mortgage loans are insured by the Federal Housing Administration (FHA) and allow homeowners to convert their home equity into cash with no monthly mortgage payments. Weâll help you clearly see differences between reverse mortgage options, allowing you to choose the right one for you.
Website URL:- https://californiaplatinumloans.com/reverse-mortgage/
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments. Weâll help you clearly see differences between reverse mortgage options, allowing you to choose the right one for you.
Website URL:- https://californiaplatinumloans.com/fha-loans/
Weâre making getting a mortgage is easier than ever before. California Platinum Loans has an experienced team of brokers on staff. Secure a home purchase loan that utilizes todayâs great mortgage rates to make your dream home affordable.
Website URL:- https://californiaplatinumloans.com/
Secure the right home purchase loan to turn your dream of homeownership into a reality! By securing Favorable Terms and finding the Best Possible Rates for Your Individual Monthly Budget!. With the best refinancing rates and terms, you can change your monthly budget for the better.
Website URL:- https://californiaplatinumloans.com/
The United States Department of Agriculture (USDA) gives out a variety of loans to help low- or moderate-income people buy, repair or renovate a home in a rural area. Some of the popular types of loans are: the single family direct homeownership loan, the single family guaranteed homeownership loan, the rural repair and rehabilitation loan or grant and the mutual self-help loan. This guide will help you figure out what these loans are and whether you qualify.
Website URL:- https://californiaplatinumloans.com/usda-loans/
At even an anemic 2.5% rate of return in conservative savings investments, if you invested $2,000 a month for 30 years, you would have paid $720,000 and your investment value would be worth $1,077,247. Upping the rate of return to an average 6% used by many financial planners, your investment would be worth $2,031,378.
Website URL:- https://californiaplatinumloans.com/should-i-choose-a-15-year-or-a-30-year-jumbo-mortgage/
A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2010, the limit is $417,000 for most of the US, apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limit is $625,500. Rates tend to be a bit higher on jumbo loans because lenders generally have a higher risk.
Website URL:- https://californiaplatinumloans.com/jumbo-loans/
A reverse mortgage pays off your existing mortgage, should you have one, by allowing you access to the home equity youâve worked so hard to build. Any money left after paying off your existing mortgage is available to use as you see fit.
Website URL:- https://californiaplatinumloans.com/reverse-mortgage/
There are many benefits, as taken directly from the Veterans Affairs site: no down payment required (unless required by the lender or the purchase price is more than the reasonable value of the property); buyer informed of reasonable value; negotiable interest rate⦠and more.
Website URL:- https://californiaplatinumloans.com/va-loans/