The Pearls and Perils: Recent Episodes

The Pearls and Perils

Welcome to the Pearls and Perils podcast, my name is Peta-Kay, I started this podcast to allow me to share discussions on personal development, lifestyle, relationships and personal finance as well as creating a space to share life experiences from inspirational guests hence the name "The Pearls & Perils".

Everyone experiences difficult moments in life, few transform their perilous moments into pearls. Let's thrive together! Head over to my website www.pearlsandperils.com

Topic request/ Be a guest on the podcast: If there are any topics  that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

For business enquiries:  info@pearlsandperils.com

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In this episode Peta-Kay shares some practical tips on what you can do if you've found yourself in a job or career that you hate, but feel trapped in due to financial reasons. If you have a dilemma (peril) that you'd like to share anonymously email: info@pearlsandperils.com or send a direct message to @yourfinancept on Instagram.Book in a finance coaching session with Peta-Kay: www.pearlsandperils.comSubscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1Stay connected on Tiktok:www.tiktok.com/@yourfinanceptStay connected on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In this episode Peta-Kay shares some life updates and explains why she's been absent from the podcast over the last 2 months.Register for the 6 month Finance Reset webinar 4th July 2024 at 7:30pm BST: https://www.pearlsandperils.com/service-page/webinar-6-month-reset?category=b85378f8-d694-455e-8d9c-37e39fcc42e3&page=&referral=service_list_widgetIf you have a dilemma (peril) that you'd like to share anonymously email: info@pearlsandperils.com or send a direct message to @yourfinancept on Instagram.Book in a finance coaching session with Peta-Kay: www.pearlsandperils.comSubscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1Stay connected on Tiktok:www.tiktok.com/@yourfinanceptStay connected on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In this episode Peta-Kay explores the challenges of maintaining friendships as our lives develop and get busier. With the rise of people experiencing loneliness and lacking connection, being able to find ways to develop meaningful relationships and connection is pivotal to tackle this growing issue.If you have a dilemma (peril) that you'd like to share anonymously email: info@pearlsandperils.com or send a direct message to @yourfinancept on Instagram.Book in a finance coaching session with Peta-Kay: www.pearlsandperils.comSubscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1Stay connected on Tiktok:www.tiktok.com/@yourfinanceptStay connected on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In this episode Peta-Kay shares steps on how to start a side hustle from finding an idea that aligns with your skillset or developing an idea you already have, to finding your customers and starting your side hustle.If you have a dilemma (peril) that you'd like to share anonymously email: info@pearlsandperils.com or send a direct message to @yourfinancept on Instagram.Book in a finance coaching session with Peta-Kay: www.pearlsandperils.comSubscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1Stay connected on Tiktok:www.tiktok.com/@yourfinanceptStay connected on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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Self care is a concept that has become popular over the last few years. In this episode Peta-Kay explores a side of self care that isn't normally spoken about and how we can identify if our self care practices are helping us to improve our lives or are subtly self sabotaging us. If you have a dilemma (peril) that you'd like to share anonymously email: info@pearlsandperils.com or send a direct message to @yourfinancept on Instagram.Book in a finance coaching session with Peta-Kay: www.pearlsandperils.comSubscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1Stay connected on Tiktok:www.tiktok.com/@yourfinanceptStay connected on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In this episode Peta-Kay is joined by Chante Bennett who shares her career and business journey from having an entrepreneurial vision from a young age. She launched NINC London a mobile nail business officially in 2017, becoming a session manicurist, a UGC content creator and progressing in her 9-5 career alongside that. Making a decision to close that business to pursue a new endeavor. We explore how our vision and goals can change as we evolve in life and delve into Chante's experience in these dating streets. Connect with Chante:https://www.instagram.com/chantebennettthttps://www.tiktok.com/@chantebennettthttps://stan.store/chantebennett -digital products and consultations If you have a dilemma (peril) that you'd like to share anonymously email: info@pearlsandperils.com or send a direct message to @yourfinancept on Instagram.Book in a finance coaching session with Peta-Kay: www.pearlsandperils.comSubscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1Stay connected on Tiktok:www.tiktok.com/@yourfinanceptStay connected on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In this episode Peta-Kay explores how to identify if you're navigating dating from a place of desperation, the Reesa teesa storytime that has taken over tiktok and things we can take away from the experience.If you have a dilemma (peril) that you'd like to share anonymously email: info@pearlsandperils.com or send a direct message to @yourfinancept on Instagram.Book in a finance coaching session with Peta-Kay: www.pearlsandperils.comSubscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1Stay connected on Tiktok: https://www.tiktok.com/@yourfinancept Stay connected on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In the first episode of 2024 Peta-Kay shares life lessons she learned in 2023 and ways that we can turn 2023's lemons into lemonade by using three simple measures to analyse your year.If you have a dilemma (peril) that you'd like to share anonymously email: info@pearlsandperils.com or send a direct message to @yourfinancept on Instagram.Book in a finance coaching session with Peta-Kay: www.pearlsandperils.comSubscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1Stay connected on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In this episode Peta-Kay explores ways that we can find joy in our day to day lives when life starts to feel mundane.If you have a dilemma (peril) that you'd like to share anonymously email: info@pearlsandperils.com or send a direct message to @yourfinancept on Instagram.Book in a finance coaching session with Peta-Kay: www.pearlsandperils.comSubscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1Stay connected on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In this episode Peta-Kay explores a decision she made in 2021 to leave a toxic environment she was in for 10 years.If you have a dilemma (peril) that you'd like to share anonymously email: info@pearlsandperils.com or send a direct message to @yourfinancept on Instagram.Book in a finance coaching session with Peta-Kay: www.pearlsandperils.comSubscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1Stay connected on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In this episode Peta-Kay explores the difficulty of navigating family pressure and expectations in situations where it's difficult to communicate your feelings with your family.If you have a dilemma (peril) that you'd like to share anonymously email: info@pearlsandperils.com or send a direct message to @yourfinancept on Instagram.Book in a finance coaching session with Peta-Kay: www.pearlsandperils.comSubscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1Stay connected on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In this episode Peta-Kay shares 7 popular money saving hacks that don't always save you money depending on the type of spender you are.

Book in a finance coaching session with Peta-Kay: www.pearlsandperils.com

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

Stay connected on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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Finances is often an area that can lead to conflict in relationships and is one of the main reasons cited for why some couples divorce. In this episode Peta-Kay explores the topic of financial compatibility in relationships and key areas to explore when dating or in a relationship. Book in a finance coaching session with Peta-Kay: www.pearlsandperils.comSubscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1Stay connected on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In this episode Peta-Kay explores the topic of feeling behind in life, this is a feeling that most people experience at some point in their life and can be a difficult space to navigate. Peta-Kay shares practical tips to consider if you are experiencing this.

Book in a finance coaching session with Peta-Kay: www.pearlsandperils.com

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

Stay connected on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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This episode is a part of the Miss to Mrs series that explores topics related to single life, dating, relationships and marriage. In this episode Peta-Kay explores the topic of standards we hold in relationships and how they can impact on the quality of our relationships.Book in a finance coaching session with Peta-Kay: www.pearlsandperils.comSubscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1Stay connected on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In this episode Peta-Kay explores the challenge of navigating career journeys and redefining work life balance. Please complete a short 2 minute survey on what topics you'd like covered in the Miss to Mrs series:forms.gle/tvxGiTpJSiQq5Gta9Book in a finance coaching session with Peta-Kay: www.pearlsandperils.comSubscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1Stay connected on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In this episode Peta-Kay was joined by Malaika who shared her personal finance journey from being in a cycle of consumer debt and bad habits to making the decision to get debt free. Malaika shares how she was able to clear over £20k of debt in under 2 years and the lessons she's learned on her journey.Connect with Malaika: https://www.instagram.com/singlemumbuildingwealth/Book in a finance coaching session with Peta-Kay: www.pearlsandperils.comSubscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1Stay connected on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In this episode Peta-Kay explores lessons she has recently learned from facing her fears and stepping out of her comfort zone. Please complete a short 2 minute survey on what topics you'd like covered in the Miss to Mrs series:forms.gle/tvxGiTpJSiQq5Gta9Book in a finance coaching session with Peta-Kay: www.pearlsandperils.comSubscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1Stay connected on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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The Miss to Mrs series is back! A series that explores topics related to single life, dating, relationships and marriage. In this episode Peta-Kay explores the topic of loneliness and how we can navigate loneliness when we are single and during moments we may experience this feeling in relationships.Grab a ticket for the Money management essentials event:https://www.eventbrite.co.uk/e/money-management-essentials-tickets-530445686327Please complete a short 2 minute survey on what topics you'd like covered in the Miss to Mrs series:forms.gle/tvxGiTpJSiQq5Gta9Book in a finance coaching session with me: www.pearlsandperils.comSubscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In today's episode I explore 7 taboo topics that are important for us to normalise within our close communities. Get tickets to the Money management essentials in person event:https://www.eventbrite.co.uk/e/money-management-essentials-tickets-530445686327www.youtube.com/thepearlsandperilsuk1Stay connected with me by following me on Social media: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.www.tiktok.com/@yourfinanceptTopic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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With the cost of living becoming increasingly high, being able to save is becoming harder for many. In this episode I share some practical and simple ways to boost your savings.www.youtube.com/thepearlsandperilsuk1Stay connected with me by following me on Social media: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.www.tiktok.com/@yourfinanceptTopic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In this episode I discuss how we can strive to become savvy consumers in how we manage your finances, our time and energy. We can either become savvy consumers or run the risk of being a victim of consumerism. www.youtube.com/thepearlsandperilsuk1Stay connected with me by following me on Social media: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.www.tiktok.com/@yourfinanceptTopic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In this episode I recap some of the significant events that have happened in 2022- sharing some of the experiences I've had this year and lessons I have taken away from them. A candid and vulnerable conversation. www.youtube.com/thepearlsandperilsuk1Stay connected with me by following me on Social media: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.www.tiktok.com/@yourfinanceptTopic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In today's episode I explore the idea of 'personal debt' and how we can take steps to getting out of debt with ourselves. Have you ever made a promise to yourself about something you wanted to do or achieve but found yourself struggling to keep that promise? In this episode we'll dive deeper into this.www.youtube.com/thepearlsandperilsuk1Stay connected with me by following me on Social media: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.www.tiktok.com/@yourfinanceptTopic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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Our desire to find love and maintain companionship can easily lead us to being imbalanced in our relationships if we aren't mindful of this. In this episode I explore how we can avoid getting lost in love and relationships and what to do if you are on the receiving end of someone who is.

Please complete a short 2 minute survey on what topics you'd like covered in the Miss to Mrs series: forms.gle/tvxGiTpJSiQq5Gta9

Book in a finance coaching session with me: www.pearlsandperils.com

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

Stay connected with me by following me on Social media: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast. www.tiktok.com/@yourfinancept

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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If you're someone who likes to take notes, you might want to get your notes app or a notepad and pen ready for this episode. In this episode I share how to create an 'emotional inventory' this is a practical activity to help you to identify the things that bring you joy (your assets) and the things that drain your energy (your liabilities). I also share my insights on things that I discovered when I completed this task.

Please complete a short 2 minute survey on what topics you'd like covered in the Miss to Mrs series: forms.gle/tvxGiTpJSiQq5Gta9

Book in a finance coaching session with me: www.pearlsandperils.com

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

Stay connected with me by following me on Social media: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast. https://www.tiktok.com/@yourfinancept

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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We often celebrate the milestones but undervalue the process to getting there. In this episode I explore how we can navigate the 'process' and seasons in life where things don't seem to be going according to plan.

Please complete a short 2 minute survey on what topics you'd like covered in the Miss to Mrs series: forms.gle/tvxGiTpJSiQq5Gta9

Book in a finance coaching session with me: www.pearlsandperils.com

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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As we go through different stages in life our friendship dynamics can often change, this can be difficult to process. In this episode I explore how we can navigate dealing with changes in our friendship dynamics and unpacking what 'frenemy' relationships can look like.

Please complete a short 2 minute survey on what topics you'd like covered in the Miss to Mrs series: forms.gle/tvxGiTpJSiQq5Gta9

Book in a finance coaching session with me: www.pearlsandperils.com

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In this episode I explore the difference between settling in a relationship vs compromising. The two concepts can often seem the same but in reality are quite different.

Please complete a short 2 minute survey on what topics you'd like covered in the Miss to Mrs series: forms.gle/tvxGiTpJSiQq5Gta9

Book in a finance coaching session with me: www.pearlsandperils.com

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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It was world mental health day on 10th October 2022, in this episode I share some practical lifestyle changes I made to improve my mental health.

Please complete a short 2 minute survey on what topics you'd like covered in the Miss to Mrs series: forms.gle/tvxGiTpJSiQq5Gta9

Book in a finance coaching session with me: www.pearlsandperils.com

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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The Miss to Mrs series is back! In this episode I dive deeper into how we often limit our own happiness by putting ourselves in a box. Coming out of our comfort zone is never easy but if we give ourselves room to grow and evolve in life and love the results can be life changing.

Please complete a short 2 minute survey on what topics you'd like covered in the Miss to Mrs series: https://forms.gle/tvxGiTpJSiQq5Gta9

Book in a finance coaching session with me: www.pearlsandperils.com

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In this episode I share some transparent lessons on life that I wish I'd learned earlier in life. Most of these lessons are things that I've learned over the last few years. What are some life lessons that you wish you'd learned sooner?

Book in a finance coaching session with me: www.pearlsandperils.com

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In this episode I share some transparent lessons on love that I wish I'd learned earlier in life. Most of these lessons are things that I've learned over the last few years. Love and relationships can be really difficult to navigate and is often an area most of us are unequipped to navigate in a healthy and meaningful way. What are some lessons on love that you wish you'd learned sooner?

Book in a finance coaching session with me: www.pearlsandperils.com

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In this episode I share some of the finance lessons I wish I had learned earlier in life. Lessons that would have helped me to spend, save and invest my money better than I did in my early 20s. What are some of the finance lessons you wish you'd learned sooner?

Book in a finance coaching session with me: www.pearlsandperils.com

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Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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Living in a cycle of destination anxiety is a reality for many and one I am no stranger to. Learning to be in tune with your present and savouring where you are at present in life can often be difficult. In this episode we dive deeper into what contentment truly means in real time and why striving to be content is fundamental to our peace.

Book in a finance coaching session with me: www.pearlsandperils.com

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Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com For business enquiries: info@pearlsandperils.com

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In today's episode I was joined by Vanessa the founder of Greek Butterfly beauty. We had a candid conversation about our experiences growing up with social media from MSN to Piczo to Myspace and social media as we know it today. Vanessa spilled the tea on how her social media popularity led to her pictures being stolen and used to Catfish others. Tune in as we discuss the positive aspects of social media and dive deeper into the darker side of interacting online.

Connect with Vanessa: https://www.instagram.com/greekbutterflybeauty https://www.instagram.com/vanessajohnbaptiste/

Source: https://www.helpguide.org/articles/mental-health/social-media-and-mental-health.htm#:~:text=The%20negative%20aspects%20of%20social%20media&text=However%2C%20multiple%20studies%20have%20found,about%20your%20life%20or%20appearance

Book in a finance coaching session with me: www.pearlsandperils.com

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Financial freedom is something that most people desire this desire can lead us into falling into the trap of get rich quick schemes. In this episode we dive deeper into pyramid schemes and the world of multi level marketing/ network marketing companies.

Book in a finance coaching session with me: www.pearlsandperils.com

References: Pyramid schemes: https://www.mirror.co.uk/money/what-pyramid-scheme-get-rich-22875480 Multi level marketing: https://www.investopedia.com/terms/m/multi-level-marketing.asp

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This episode is to celebrate reaching my 2 year business anniversary since starting the Pearls and Perils coaching. In this episode I share some of the common reasons I've identified from finance coaching as to why we typically spend above our means as well as some scientific studies.

Book in a finance coaching session with me: www.pearlsandperils.com

References: https://www.psychologytoday.com/us/blog/the-science-behind-behavior/201607/does-it-matter-whether-you-pay-cash-or-credit-card

Raghubir and Srivastava's study: https://psycnet.apa.org/record/2008-12802-002

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In this episode we explore the popular concept of struggle love and some of the factors that influence relationships that fit this idea. We also explore how the general consensus on love and relationships is changing in the younger generations and how relationship projection plays a part in this.

Book in a finance coaching session with me: www.pearlsandperils.com

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In today's episode we delve into the complexity of holding grudges and forgiveness, exploring the physical and mental impact it can have on our health.

References: https://www.piedmont.org/living-better/what-does-holding-a-grudge-do-to-your-health#:~:text=Grudges%20hurt%20the%20immune%20system,the%20body%2C%E2%80%9D%20she%20explains

https://www.verywellmind.com/the-mental-health-effects-of-holding-a-grudge-5176186

Book in a finance coaching session with me: www.pearlsandperils.com

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In today's episode I was joined by a special guest- Leandra one of my first finance coaching clients. In this conversation we dive deep into how Leandra was able to change her toxic relationship with money, from lessons she learned about finances growing up, to bad habits developed in her early 20's and the steps she took to clearing her consumer debt and taking control of her finances.

Book in a finance coaching session with me: www.pearlsandperils.com

For Free UK debt advise: https://www.stepchange.org/

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Improving our quality of life often comes with a financial cost. It is easy to fall into the trap of lifestyle inflation and making changes at a pace we cannot afford to sustain. In this episode we dive deeper into upgrading your life and how to avoid falling into the trap of lifestyle inflation whilst doing so.

Book in a finance coaching session with me: www.pearlsandperils.com

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As we're approaching the middle of the year it can often be a time of the year where we lack the motivation and drive we had at the beginning of the year as we experience setbacks and challenges. In this episode I share how I've been navigating a lack of motivation and experiencing a recent plateau.

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The relationship we have with ourselves is one of the most important relationships we'll ever have but is often one of the most neglected. In this episode we explore how you can identify the current health of your relationship with yourself and practical ways you can build a better relationship with yourself.

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Let's be honest being authentic and embracing your flaws in a world that promotes perfection is HARD! In this episode we dive deeper into the pressure to conform to societal standards of beauty and success.

Book recommendation: Yinka, where is your huzband? by Lizzie Damilola Blackburn

Cosmetic industry statistic source: https://www.statista.com/topics/3137/cosmetics-industry/ Cosmetic surgery statistic source: https://www.fortunebusinessinsights.com/cosmetic-surgery-market-102628

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In today's episode we discuss the concept of failing forward- how to deal with failure and navigate periods where you lack motivation. The first quarter of 2022 has been an eventful one in society and our world as a whole it's easy to be deflated as we enter Q2. But sit back, relax and get into the episode.

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In today's episode we dive into Relationship green flags. There is usually a strong emphasis placed on red flags and signs to look out for when dating and navigating relationships but very little conversations on understanding what relationship green flags are and the signs to look out for.

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In this episode Francess shared her story with us how she came to the UK and some of the challenges she experienced navigating life as an illegal immigrant.

Francess shared some deep parts of her story which touches on some issues which may be triggering for some such as sexual abuse, suicidal thoughts and teenage pregnancy.

Connect with Francess on Instagram: https://www.instagram.com/msfran/

Subscribe to Francess' Youtube channel: https://www.youtube.com/channel/UCNvb8_we42xvZWwRtPA8vJQ

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

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In this episode we dive deeper into how we can implement self care into our day to day lives.

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In this episode we dive deeper into lifestyle comparisons- where it stems from, how it affects how we feel and behave and how we can navigate this natural tendency in a healthier way.

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In this episode we touch on the popular concept of relationship goals and how to find the balance between being inspired by other people's relationships without putting them on a pedestal.

My latest Youtube Video sharing my 2021 spending review: youtu.be/ps6QGusE8LY

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Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

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This episode is completely out of the norm of the usual episode style. I share a little bit more about myself and my journey so far through a Q&A. My aim is to allow you to get to know the person behind the mic.

Recommended video on How to develop your business idea: https://youtu.be/Q5Nu5tq5yWg

My latest Video sharing my 2021 spending review: https://youtu.be/ps6QGusE8LY

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

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In this episode we dive deeper into ways that you can invest in your personal development and 6 key areas to focus on. Identify what your priority areas are and start taking steps to improving in those areas.

Recommended video on Setting boundaries in relationships and finances: https://www.youtube.com/watch?v=tKrCYi0B6Tc

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

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It's the first episode of 2022 and it's a good one. In this episode we dive deeper into the new year new me syndrome, tips on setting goals, identifying what your priorities are and being intentional with how you navigate the year.

Recommended book: Atomic Habits by James Clear

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This is the last episode of 2021! What a year it has been in this episode I explore the importance of making yourself a priority in your life, the implications of not doing so as well as practical ways to put this into practice.

If you haven't already please leave a rating or a review it would mean a lot.

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In this episode I share some of the difficult decisions I had to make in 2021 as well as some life updates. 2021 was definitely a rollercoaster year for me but it has been one of my best years so far.

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In this episode I explore relationship expectations and whether having 'a list' of our expectations in a life partner is helpful or a hindrance. I also shared a list of what I desired in my future husband when I was single- find out if my husband lived up to my standard.

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In this episode I explore how to identify if you are a people pleaser, the effects it can have on our wellbeing and our relationships. I also share some personal experiences of how being a people pleaser affected me directly and changes I had to make to shift my life in a more balanced direction.

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In this episode I share how you can identify dysfunctional and unhealthy patterns in your family and what you can do to break the cycle. Having a desire to break unhealthy patterns that you identify in your family is only the beginning of the work that needs to be done in the process of change.

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Insecurities is not often something we connect to our financial life, but the two can be closely linked in many ways in today's episode we unpack this connection.

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In this episode I share lessons I've learned in Marriage over the last 3 years, I dive deeper into my experience of the highs and challenges faced in my Marriage so far.

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We often celebrate the milestone goals we achieve but fail to acknowledge the small wins and progress we make over time. In todays episode I dive deeper into the importance of celebrating and acknowledging the silent wins.

Purchase a copy of the Money management essentials workshop: https://www.pearlsandperils.com/product-page/money-management-essentials-workshop

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

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In this episode I'm joined by Natasha who shared her finance journey with us from lessons learned growing up, getting into a cycle of consumer debt to making a decision to make a change. Natasha was able to clear £10,000 worth of debt during the pandemic and was able to purchase her council property via the right to buy scheme, listen to how she was able to do this.

Connect with Natasha: https://www.instagram.com/financereboot/

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In todays episode I share 5 money management essentials to implement in your personal finances. These essentials will help you to manage your finances more effectively and increase your chances of meeting your goals.

Download the Runner beans mobile game app (Free): linktr.ee/Tking16

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Having balance in life is something that most people desire to have, creating a balanced and purposeful life can be a challenge but is definitely possible. In today's episode I share some practical tips on how you can create a balanced and purposeful life.

Download the Runner beans mobile game app (Free): linktr.ee/Tking16

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Emotional intelligence is fundamental to living a healthy and fulfilled life in today's episode we delve into what emotional intelligence is and how that links to our ability to be vulnerable.

Recommended book: 12 rules for life, Jordan B. Peterson

Download the Runner beans mobile game app (Free): https://linktr.ee/Tking16

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Navigating your 20's is not easy there is so much to learn along with new responsibilities and expectations. In today's episode I was joined by Sheree a Dental Hygienist and Entrepreneur who shared with us how she navigated her 20's, lessons she learned and actions she took that she's reaping the benefits of in her 30's.

Connect with Sheree on Instagram: https://www.instagram.com/shereewinning/

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In today's episode we delve into a side of perfectionism that we don't normally address. The aspect of perfectionism that prevents us from progressing in life, from stepping out of our comfort zone and facing our fears.

Articles on Perfectionism: https://www.goodtherapy.org/learn-about-therapy/issues/perfectionism https://www.verywellmind.com/signs-you-may-be-a-perfectionist-3145233

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Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

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Navigating your 20's is not easy there is so much to learn along with new responsibilities and expectations. In today's episode I share some mistakes I made in my early 20's and how I'm now navigating the remainder of my 20's.

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Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

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I was joined by the inspirational Hayley Cockman who was recently featured on the Channel 4 documentary Sex, Myths and the Menopause. She shared her story with us of how she was diagnosed with Premature ovarian insufficiency (premature menopause) at 14.

To connect with Hayley: https://www.instagram.com/prematuremenopause14/ https://twitter.com/cockmanhayley

For support for women with POI: https://www.daisynetwork.org/

Sign the Make Menopause matter petition: https://www.change.org/p/rt-hon-elizabeth-truss-mp-make-menopause-matter-in-healthcare-the-workplace-and-education-makemenopausematter?recruited_by_id=0bc6c7d0-b359-11eb-82c2-e18837e55f92

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

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In today's episode I share some common mistakes that Millennials make with money. I'm sure that we're all guilty of at least one of these mistakes. The key is to change our finance habits so that we can better manage our money.

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Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

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We often speak about the toxic traits and patterns in other people but how often do we reflect to analyse our own toxic traits? Self awareness is not a luxury it is an essential.

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Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

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In todays episode I was joined by the inspirational Tina Rahman the founder of Closet 23 an online store that sells niche luxury designer clothing for children. Tina shared her experience launching her business in the heart of the pandemic challenges she faced as well as the highlights in her business so far.

Connect with Closet 23: https://www.instagram.com/closet23_/ https://www.closet23.co.uk/

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

For business enquiries: info@pearlsandperils.com

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There are a lot of popular ideas and idioms surrounding love and relationships which sound great on paper but are toxic at the core. In today's show I breakdown some popular myths and explain why following some of these ideas can distort our view of love and relationships.

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Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

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I was joined by Clytie Tammy an inspirational woman I've had the pleasure of knowing for over 10 years, she is a serial Entrepreneur the founder of BQ London which creates handmade, plant based organic skincare and Melodee box a monthly subscription box for 0-4 years old curated specifically for each age.

We discussed a range of important topics from giving up easily and quitting in business, facing fears, what it is like managing multiple businesses, influencer marketing and lessons learned in business.

Stay connected with Clytie and her businesses: BQLondon - @bqldn IG and Twitter www.bqlondon.co.uk

Melodee Box - @melodeebox IG and Facebook www.melodeebox.co.uk

Personal - @thatgirltammy IG and Twitter www.whomovedmybirkin.co.uk coming soon

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

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Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

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In todays Miss to Mrs series I touched on being intentional in how you invest in your love life and the concept of 'waiting for love'. If you are single this podcast is especially for you.

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Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

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Fear is something we have or will face at some point in our lives, in todays episode Peta-Kay unpacks the fear of failure and how allowing this fear to influence your decisions can rob you from pursuing your purpose and living the life that you desire.

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Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

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In relationships we often have expectations and standards of how and what we believe our partner should be like. Having standards are important but it is important to ensure that we also measure up to the standards we impose on our potential or current partner. What are you bringing to the table in your relationships?

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Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

For business enquiries: info@pearlsandperils.com

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Getting on to the property ladder has it's fair share of challenges and almost seems impossible in certain areas in London. On today's episode we were joined by Jo Kazibwe a 'Cleanfluencer' and founder of Eloise homeware, she shared her experience purchasing a property via the shared ownership scheme. We discussed the pro's and con's she has experienced through using the scheme.

Stay connected with Jo: https://instagram.com/jokazibwe https://www.youtube.com/jokazibwe https://jokazibwe.co.uk https://open.spotify.com/show/2VB2J3ZiyjmMwzBCOI5cvA

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

For business enquiries: info@pearlsandperils.com

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Despite the fact we live in the Information age, ignorance is at an all time high. In today's episode we discuss the high cost of ignorance of two specific types of knowledge, which can have a detrimental effect on our lives.

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Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

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In todays Miss to Mrs series I was joined by my friend KC, we candidly touched on the topic of celibacy discussing our experiences, answering your questions on celibacy and touching on areas that aren't usually discussed openly.

Stay connected with Kc: https://www.instagram.com/kc.eb/

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

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I was joined by Tolu Frimpong a Finance blogger, Money coach and Youtuber. Tolu shared her finance journey with us from finance lessons she learned growing up to bad habits she picked up in later life and the decisions that led her to developing over £30,000 worth of debt. Tolu shared a lot of gems with us and practical steps she took to clearing her debts.

To connect with Tolu: Shop - https://tolufrimpong.com/shop/ Newsletter - https://bit.ly/3uHiFUJ Instagram - https://www.instagram.com/tolufrimpong Join T-Money Club - https://www.facebook.com/groups/T-Moneyclub Blog - https://www.tolufrimpong.com Pinterest - https://www.pinterest.com/tolufrimpong Twitter - https://twitter.com/tolufrimpong

Subscribe to our Youtube channel: www.youtube.com/thepearlsandperilsuk1

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

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In this episode we explore the 3 stages or seasons of life that you may be in. Understanding the season of life that you are in allows you to know what your focus points should be and helps you to avoid falling into the trap of lifestyle comparison. The stage of life that you are in may be completely different to people you are comparing yourself to!

Subscribe to our Youtube channel: https://www.youtube.com/thepearlsandperilsuk1

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics  that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

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In today's podcast we delve in to practical ways that you can get to the root of your Finance habits, to uncover the reasons why you spend and think in the way that you do. Our habits can either support our growth or sabotage our success.

Grab a copy of my Financial plan template via: www.pearlsandperils.com/shop

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics  that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

For business enquiries:  info@pearlsandperils.com

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We all know that communication is one of the foundations required for a healthy relationship. In today's podcast I share 4 different types of communicators and how each communication style can affect your relationships.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics  that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

For business enquiries:  info@pearlsandperils.com

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Running a business effectively requires a number of fundamental principles and systems, this is no different in our personal finances. In today's show I shared some fundamental business principles that you can apply to your personal finances. If applied consistently this well help you to have more control over how you spend your money and will increase your ability to make progress towards your financial goals.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics  that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

For business enquiries:  info@pearlsandperils.com

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Perhaps your relationship status is single, but are you emotionally available? In today's show we explored this idea, highlighting key signs that can show you whether you or a potential partner is emotionally available or not.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics  that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

For business enquiries:  info@pearlsandperils.com

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In today's podcast I shared some practical tips and guidelines that you can use to help you to become more effective in your goal setting and habit building. Building bad habits is easy, breaking those habits and building more effective habits is a challenge that requires an intentional strategy.

Recommended book: Atomic habits by James Clear

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics  that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

For business enquiries:  info@pearlsandperils.com

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In today's podcast I discussed some of the key events that happened in 2020 across the world. This year has been a year like no other and I'm sure it is one we'll never forget. I wish you all a happy and fulfilled 2021. Thank you for all your support!

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics  that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

For business enquiries:  info@pearlsandperils.com

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On today's show I was joined by Tisa an amazing women I had the pleasure of connecting with this year. She shared her experience with us from finance lessons she learned growing up in South Africa to developing a shopping addiction in her 20s and how that spiraled out of control once she started working in China.

Today Tisa has managed to pivot in her finances she was able to purchase her first property and has started investing in her future.

Tisa shares amazing finance related content on her Instagram and Youtube platforms you can connect with her via: https://www.instagram.com/financialchats_tisa/ https://www.instagram.com/tisa_ntl/ https://www.youtube.com/channel/UCd0-N5FaGZ1J0fuihyb1YTA

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics  that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

For business enquiries:  info@pearlsandperils.com

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Friendships can play a vital role in our lives providing us with a support system, confidant, accountability, companionship and can be a source of inspiration. In today's show I was joined by my friend Glory we discussed the topic of how adulting affects our friendships, how our expectations changes as we grow older and toxic friendships.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics  that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

For business enquiries:  info@pearlsandperils.com

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In today's podcast I was joined by one of my good friends KC, we have been friends for about 15 years. In today's show we discussed the topic of being 'happily single' and whether that is truly possible as a Woman in todays society. We had a really open discussion on issues such as family pressure to find a life partner, single life and relationship goals.

If you have any questions or need any advise you can connect with Kc via: https://www.instagram.com/kc.eb/

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics  that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

For business enquiries:  info@pearlsandperils.com

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I had the pleasure of interviewing Chiamaka the founder of Chia V Hair, a premium hair brand specialising in realistic hair systems and HD lace frontals. Chiamaka also installs wigs for clients and provides online courses for wig makers and hairstylists.

Chiamaka shares her Entrepreneur journey with us from leaving University to running her business full time, a decision she never initially planned on doing! In 2017 she had 250 followers on her Instagram page as of 26/11/2020 she has over 107,000 followers!! In this podcast she shares some gems on how she built her brand and client base as well as her highlights and challenges so far in running a business.

To view some of Chiamaka's work you can follow her Instagram page on: https://www.instagram.com/chiavhair/

You can also check out her website on: https://chiavhair.com/

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics  that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

For business enquiries:  info@pearlsandperils.com

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Welcome back to another Miss to Mrs series. Today's podcast we have a Q&A of questions related to single life, dating and marriage.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics  that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

For business enquiries:  info@pearlsandperils.com

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Welcome back to the Pearls & Perils podcast today's topic is all about Success and what it means to you and the idea that success is a journey as opposed to a destination.

We all go through phases in life where we feel like we're failing and our progress feels far from where it should be. Grab your tea or your coffee and let's dive into today's show. Can you relate to todays topic?

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics  that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

For business enquiries:  info@pearlsandperils.com

To check out my Financial coaching services and plans head over to www.pearlsandperils.com

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Welcome back to another Miss to Mrs series. We all go through phases in life when we are single that we become anxious about being in a relationship and finding our Mr or Mrs Right. This anxiety often stems from comparing ourselves to others, pressure we place on ourselves to meet certain timelines, pressure from people around us who constantly ask the infamous "When are you going to get married?" or "When are you going to have children?". Despite the fact these questions are often asked with good intentions they often do more harm than good.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics  that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

For business enquiries:  info@pearlsandperils.com

To check out my Financial coaching services and plans head over to www.pearlsandperils.com

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On today's show I was joined by Logan Leckie the founder of a new revolutionary app called Topia.

Logan shared his journey on discovering the FIRE community which sparked his interest in pursuing Financial independence. This later led him to developing the Topia app with the mission to make financial independence more achievable and accessible for others.

To find out more about Topia and sign up to join their waiting list to access the app head over to: https://topia.life/

If you have further questions you can get in touch with Logan on: logan@topia.life

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

Topic request/ Be a guest on the podcast: If there are any topics  that you would like me to cover on the show or you would like to be a guest on the podcast email me on info@pearlsandperils.com

For business enquiries:  info@pearlsandperils.com

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Welcome back to another Miss to Mrs series. We often like to think about what our Mr or Mrs Right will be like, but have you ever thought about whether you are someone's Mr or Mrs Right?

Grab your tea or your coffee and let's dive into today's show. Stay connected with me by following me on Instagram: https://www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

As always if you have any questions or topics that you'd like me to cover drop me an email at thepearlsandperils@gmail.com. If you've enjoyed this podcast and found it helpful, be self-less and share it!

To check out my Financial coaching services and plans head over to www.pearlsandperils.com

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There are many Fad diets promising quick results, in some cases with minimal effort BUT these results are often short lived. This is no different when it comes to our Finances, there are many people living a fad diet lifestyle when it comes to how they manage their money.

To REGISTER for the free online training sessions I'll be having on the 13th and 15th October 2020 head over to www.pearlsandperils.com/financetraining

Here are some useful links: (relevant to the UK) https://www.moneysupermarket.com/money-made-easy/credit-utilisation/

https://www.moneyadviceservice.org.uk/en/tools/debt-advice-locator

If you found this podcast helpful why not share it with a friend. I'd love to hear your feedback you can share it with me by emailing me on thepearlsandperils@gmail.com or simply drop me a DM on Instagram www.instagram.com/yourfinancept/.

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Welcome back to the Pearls & Perils podcast. Today's show is all about Dating and Relationship RED FLAGS! There are always red flags but quite often we ignore them or excuse toxic behaviour and pursue the relationship anyway, which often leads to feelings of regret and heartbreak later on.

Grab your tea or your coffee and let's dive into today's show. Stay connected with me by following me on Instagram: www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

As always if you have any questions or topics that you'd like me to cover drop me an email at thepearlsandperils@gmail.com. If you've enjoyed this podcast and found it helpful, be self-less and share it!

To check out my Financial coaching services and plans head over to www.pearlsandperils.com

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When was the last time that you thought about your retirement or your pension pot? Most people have a dream of having a comfortable or luxurious retirement, not having to work, worry about money and being able to do the things that they have always wanted to do but may not have had the time to do while working or looking after their children.

The reality is a lot of people are uninformed about the reality of the amounts that state pension offers, their projected pension from their private pensions and how much money they would need to support the lifestyle that they want to live.

I have lot's of interesting facts & stats they may surprise you, grab your tea or coffee and let's dive right into today's show.

Here are some useful links for more info on Pensions: https://www.gov.uk/plan-for-retirement https://www.which.co.uk/money/pensions-and-retirement/starting-to-plan-your-retirement/how-much-will-you-need-to-retire-atu0z9k0lw3p https://www.moneyadviceservice.org.uk/en/tools/pension-calculator

If you found this podcast helpful why not share it with a friend. I'd love to hear your feedback you can share it with me by emailing me on thepearlsandperils@gmail.com or simply drop me a DM on Instagram www.instagram.com/yourfinancept/.

If you want to develop clarity on what your vision for your Finances is, take control of how you manage your money, improve your spending habits and be equipped with the knowledge and practical tools that you need to start thriving in your Finances book in a 1-1 financial coaching session with me to help you to stop surviving in your finances and to start thriving!

Head over to www.pearlsandperils.com you can also check out the coaching sessions and plans I have available.

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Hi guy's welcome back to another Miss to Mrs series, this month I celebrated 2 years of Marriage! It was only fitting for me to share in today's show some key lessons I've learned... so far.

Marriage is often spoken about negatively, but it is very much possible to have a healthy and happy Marriage like all great things it requires effort!

Grab your tea or your coffee and let's dive into today's show. Stay connected with me by following me on Instagram: www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

As always if you have any questions or topics that you'd like me to cover drop me an email at thepearlsandperils@gmail.com. If you've enjoyed this podcast and found it helpful, be self-less and share it!

To check out my Financial coaching services and plans head over to www.pearlsandperils.com

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Hi guys welcome back to the Pearls and Perils Podcast, in today's show I'll be sharing 6 habits that you need to develop in order to thrive in your Finances.

These are habits I have personally invested in developing and I am still working on, to help me to reach my goals not only in my Finances but in other areas of my life.

We often underestimate the influence that our habits have on our ability to meet our goals, it's usually our bad that habits that sabotages our progress more than any other factor.

If you found this podcast helpful why not share it with a friend. I'd love to hear your feedback you can share it with me by emailing me on thepearlsandperils@gmail.com or simply drop me a DM on Instagram www.instagram.com/yourfinancept/.

If you want to invest in developing better money management skills and want to book in a 1-1 session to help you to stop surviving in your finances and to start thriving!

Head over to www.pearlsandperils.com you can check out my Financial coaching services, plans and grab yourself a copy of my Finance & Budgeting tracker.

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Hi guy's welcome back to another Miss to Mrs series, in today's show we are speaking all about the concept of Single and Settling.

I often find that women are more likely to settle to be in relationships with people that are not compatible with them or are toxic, than men do. Due to various reasons whether it's their age, family or societal pressure to be in a relationship, baggage, fear, loneliness etc.

It's better to be single and at peace, than to accept to be in a toxic relationship for the sake of not being alone. Grab your tea or your coffee and let's dive into today's show. Stay connected with me by following me on Instagram: www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

As always if you have any questions or topics that you'd like me to cover drop me an email at thepearlsandperils@gmail.com. If you've enjoyed this podcast and found it helpful, be self-less and share it!

To check out my Financial coaching services and plans head over to www.pearlsandperils.com

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Hi guys welcome back to the Pearls and Perils Podcast, today's show was inspired by a quote I read last week, which relates a lot to the current economic climate. How long could you survive for financially, if you stopped working today?

The answer to that question, can be daunting if you know the answer is " not very long", but let today's show trigger you to take control of your Finances! You can do it!

In today's show I'll be sharing some tips on how you can start building an emergency fund if you do not currently have one and ways to maximise your savings.

If you found this podcast helpful why not share it with a friend. I'd love to hear your feedback you can share it with me by emailing me on thepearlsandperils@gmail.com or simply drop me a DM on Instagram www.instagram.com/yourfinancept/.

If you could relate to today's show and want to book in a 1-1 session to help you to stop surviving in your finances and to start thriving!

Head over to www.pearlsandperils.com you can check out my Financial coaching services, plans and grab yourself a copy of my Finance & Budgeting tracker.

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Hi guy's welcome back to another Miss to Mrs series, in today's show we are speaking about FINANCIAL COMPATIBILITY. This is an area of compatibility, that is often not explored when dating or ignored for various reasons.

Finances is one of the main topics that couples tend to argue about and is often cited as one of the LEADING causes of Divorce. It's so important to understand what your relationship with money is and to understand the same for your partner.

Having a lack of Financial compatibility and the willingness to be open in regards to this area will lead to unnecessary arguments and contention in your relationship, which could easily be avoided if you took time to speak about this area and to understand what your vision, expectations, habits, priorities and your individual financial situation is at present.

Grab your tea or your coffee and let's dive into today's show. Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.

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Hi guys welcome back to the Pearls and Perils Podcast, today's show is all about The PAYDAY Cycle! Unfortunately there are a lot of people that are living from pay day to pay day, within a few days of getting paid they have to struggle to get by until their next payment.

This is not living, but surviving, I definitely lived this for some time so I know how much of a struggle it can be!

In today's show I'll be touching on some of the main reasons as to why people are living from pay day to pay day. Be open and honest with yourself, after all it's your finances and the changes you make will benefit YOU!

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you could relate to today's show and you're tired of living in the payday cycle and want to stop surviving in your finances and to start thriving! Head over to www.pearlsandperils.com you can check out my Financial coaching services and grab yourself a copy of my Finance & Budgeting tracker.

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Hi guy's welcome back to another Miss to Mrs podcast today I'll be touching on a REAL question I received as a response to one of my Instagram stories.

I'm sure a lot of women can relate to this statement, in today's show I'll be touching on some key topics surrounding childhood experiences, past relationships, how to heal from past hurts and how to shift your mindset to not allow your past to negatively affect your present or future relationship.

WARNING: today's show is brutally honest lol, be open for some real talk. Grab your tea or your coffee and let's dive into today's show. Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.

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Hi guy's welcome back to the Pearls and Perils Podcast, today's show is all about SPENDING HABITS. I put together 3 of the Main types of Spenders, you may find that you are a mixture of two of them or perhaps have elements of all three in your spending habits. Knowing what type of spender you are and what drives you to spend is key to combating your weaknesses and being able to meet your financial goals.

Be open and honest with yourself to identify what category you relate to most and be committed to making the changes you need to live the life you desire. Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.

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Hi guy's welcome back to another Miss to Mrs podcast today I'll be touching on 7 Ugly Truths about Marriage. Contrary to popular belief, it is POSSIBLE to have a happy, healthy and drama free Marriage. As I always say your Marriage is what you make it. It doesn't matter what is going on in other peoples Marriages, yours will be a result of how you invest in it.

WARNING: today's show is brutally honest lol, be open for some real talk. Grab your tea or your coffee and let's dive into today's show.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.

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In this podcast I was joined by the inspiring go-getter Chante the founder of Ninc London she's a nail tech specialising in Gel Polish, BIAB + Nail Art AND she's recently launched her amazing cuticle oils to promote nail growth and to strengthen weak and brittle nails. I say amazing because I've tried her product and so far so good!

We discussed the topic of Balancing a 9-5 & Your own business. In today's society there are a lot more people desiring to have their own businesses and pursue self-employment. The process to doing so isn't always an easy one! If you're a business owner or an aspiring Entrepreneur you don't want to miss today's show!

Chante shared her journey with us on how she started her business, doing a Business management degree after being hellbent on not going to University. Some of the struggles of managing a 9-5 & your own business. The amazing highlights on her journey so far as well as some useful tips and tricks she has implemented which has helped her to develop her business to the level it is so far.

If you want to connect with her head over to her website: https://www.ninclondon.com/ and follow her on Instagram: ninclondon

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Welcome back to the Miss to Mrs series. Today's show is all about a question I get asked ALL of the time, I'm not even exaggerating lol. "How's married life?" I often get asked this question before I'm even asked how I am doing as a person, which is hilarious to me; because although I'm married I'm still an individual. It was only fitting that I made a podcast around this question to share how my experience as a Newly Wed has been and to dispel a few marriage myths. I hope you all enjoy today's show, let me know what you thought about it; if you are married do you often get asked this question a lot ?

For anyone tuning in for the first time. The Miss to Mrs series is for all the ladies whether you are single, in a situationship, dating or married, men are also welcome to listen too. I'll be touching on single life and the transitions from going into a relationship and into marriage. As well as covering issues, topics that need to be discussed and sharing tips on things to work on at all of these stages.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.

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Dear Black Woman...an episode for all women but especially dedicated to Black women, giving you an honest insight into different women's experience of navigating through life as Black women.

Today's podcast was so much fun to record, I was joined by a special friend who has been one of my biggest supporters when I started my podcasting journey; so it was only fitting to have her as my first official guest on the show. In today's show she shares her experiences and insecurities she had navigating through life as a young black woman in the UK.

Insecurities about her skin colour, hating the fact she was black, her culture, her hair and the list goes on. #Blacktwitter please do not cancel her lol this was her past she has since changed. I pray this podcast inspires, heals and helps all those who will listen to it.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.

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Hi guy's welcome back to another Miss to Mrs today I'll be sharing 7 practical tips that you can use to invest in yourself before dating. If you are at a stage where you feel that you are 'ready' to start dating and finding your life partner I'm sure that these tips are really going to help you.

Or if you're already in a relationship these tips are still very much applicable. I applied these tips in my own life and it really helped me to invest in myself, develop as a woman and this has blessed my marriage greatly! There is no perfect relationship but there are HEALTHY ones and I can honestly say my relationship is healthy and a happy one.

Before taking the plunge, before seeking for potentials, first invest in yourself in knowing who you are and what your expectations and needs are. Grab your tea or your coffee and let's dive into today's show.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.

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Dear Black Woman...a series for all women but especially dedicated to Black women, giving you an honest insight into different women's experience of navigating through life as Black women. On today's show I'll be sharing some of my journey; this show has definitely been my deepest & most vulnerable, but it was such a joy to record it. Going back in time to share some of the struggles I faced navigating through life as a young black woman in the UK, as an immigrant (illegal for the most part).

If you've been through this, then you'll know the struggle is real! Also touching on insecurities I struggled with from the darkness of my skin to hating my body and never feeling good enough. Not feeling 'black enough' at times, putting excessive pressure on myself to excel because I knew I had to do well in order to succeed in life. There's a few people I've mentioned who have been an integral part of my journey and my support throughout the years. Thinking of doing a part 2 but we'll see how this goes first. I pray this podcast inspires, heals and helps all those who will listen to it.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.

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Hi guy's welcome back to the Pearls and Perils show, today we're talking about all thing's money. The Coronavirus pandemic took us all by surprise and unfortunately a lot of people have been struggling financially as a result of a reduction in their income, unemployment, spiraling debt and a lack of savings and reserves to utilise. This situation has highlighted the importance of having control over your finances and having a clear financial plan. We'll be exploring financial planning, spending habits and debt. Grab your tea or coffee and let's talk.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.

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Welcome back to the Miss to Mrs series. Today's show is all about relationship expectations, we all have expectations of how we want our partner to be and how we desire to be treated. In today's show we'll be exploring realistic expectations vs unrealistic expectations and how they can affect your relationship.

The Miss to Mrs series is for all the ladies whether you are single, in a situationship, dating or married, men are also welcome to listen too. I'll be touching on single life and the transitions from going into a relationship and into marriage. As well as covering issues, topics that need to be discussed and sharing tips on things to work on at all of these stages.

If you have any questions or topics you'd like me to cover feel free to email me at thepearlsandperils@gmail.com

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

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Hi guys welcome back to the Pearls and Perils today's show is all about identity if I was to ask you who you are? What would you define yourself as would it be based on where you are from, what you believe or what you have? In today's show we'll be diving into the importance of knowing who you are and how to discover your identity.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.

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Hi guys welcome back to the Pearls and Perils today's show is a little different to the usual as it's not only a Podcast but I also recorded a video of today's show. The topic was too deep to just to do a Podcast, this topic is one that I am very passionate about as I struggled with insecurities for yearssss. Insecurities is something that we have all faced at some stage in our lives in today's show we're talking about all things insecurities where they come from, how it affects us in our day to day lives and how we can overcome insecurities. I really hope that this podcast helps someone struggling with this issue.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.

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Hi guys (I really need to find a new intro lol) the Miss to Mrs series is back! This series is for all the ladies whether you are single, in a situationship, dating or married, men are also welcome to listen too. I'll be touching on single life and the transitions from going into a relationship and into marriage.

As well as covering issues, topics that need to be discussed and sharing tips on things to work on at all of these stages. If you have any questions or topics you'd like me to cover feel free to email me at thepearlsandperils@gmail.com

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

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As we are approaching 5 weeks into the lock down, I know that this can be a very daunting and depressing time for many people and very lonely for those who live alone. In today's show I'll be sharing some tips of things you can do during this lock down to make the most of a bad situation. These tips will help you to spend your time more productively and will benefit your mental health and well being.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.

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Who would have thought back in January when we were planning out our goals for 2020 that 4 months later the world would be in the situation it is currently in. The spread of the Coronavirus has changed life as we know it and all within a matter of weeks. As we're currently living in lockdown, I know that this can be a very daunting and depressing time for many people and very lonely for those who live alone. In today's show I'll be sharing some tips of things you can do during this lockdown to make the most of a bad situation. These tips will help you to spend your time more productively and will benefit your mental health and well being.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.

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In today's show we're speaking about time we are all guilty of procrastinating or wasting our time in one way or another. 2019 flew by very quickly and I'm sure 2020 will be the same as we are already coming to the end of January!  If you saw time in the same way that you saw money, would you spend it in the way that you currently do now? Let me know your thoughts on this podcast and as always like and share this podcast with a friend.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.

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As we've started a new year we often start filled with motivation and endless lists of goals and resolutions. In today's podcast I share some of the lessons I learned in 2019, it was definitely a roller coaster year but I must admit that I learned A LOT and grew a lot as a person.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.

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We are all guilty of complaining about our life and the reasons we haven't been able to achieve our goals. But the reality is that 99% of the time we are our biggest enemies! When we allow fear, insecurity, laziness, our past, procrastination and so on to hold us back. Get out your own way and chase your dreams!

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.

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Life can get increasingly busy with tight schedules and endless to do list to complete. If we don't learn how to find balance we can find ourselves becoming overwhelmed with the pressures of life. In today's podcast we speak about ways to avoid burning out and what to do if you are currently feeling overwhelmed to restore the balance in your life.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.

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Despite all of the things that we are taught in school to prepare us for the 'real world' there are certain lessons relating to life that we are not taught in school, which leaves many of us unprepared for the reality of life. Last speak we spoke about a range of things from money management and the lack of it to living independently. In this weeks podcast we delve deeper into Life lessons that school never taught us. Stay tuned!

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.

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Despite all of the things that we are taught in school to prepare us for the 'real world' there are certain lessons relating to life that we are not taught in school, which leaves many of us unprepared for the reality of life. In this weeks podcast we delve into Life lessons that school never taught us, I'm sure you'll be able to relate to at least one of these lessons from money management or the lack of it to the unspoken challenges of adult life. Next week we'll be back with part 2.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.

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In today's topic we delve into an unspoken topic. Who is your competition? How do you deal with other peoples success? Does it motivate you to push towards your goals or do you find yourself competing with those around you.

Stay connected with me by following me on Instagram: www.instagram.com/thepearlsandperils and www.instagram.com/yourfinancept/ and share your feedback on how you found today's podcast.

If you have any questions or topics that you'd like me to cover or would like to be featured on the podcast email on thepearlsandperils@gmail.com. If you've enjoyed this podcast please leave a comment and share it so others can be inspired too.