To The Moon with Gregory John: Recent Episodes
Greg Strachan
This is about putting meaning into your money. Building a bridge between the hard slog of building your business and living that life that you truly want. They say asking the right questions is the key to getting the right answers. I like simple truths, authenticity, and happiness. Greg Strachan is a Certified Financial Planner (https://www.linkedin.com/in/greg-strachan-cfp/) who is passionate about helping business owners and those nearing or just entering retirement to live their best possible life!
Contact me at gregs@alphawealth.co.za
In this episode, I discuss the importance of having a well-thought-out Financial Plan and Framework in place to help in making important decisions. Too often we are forced into inaction or incorrect decisions because we simply can't see the wood from the trees. It is liberating when we are able to make decisions confidently and decisively and allow ourselves to get on and do or enjoy that thing we want!
In this episode I unpack some of the tax benefits of disallowed contributions to retirement funds. It's a brilliant retirement income strategy to manage tax and create long term income sustainability.
The wind is in our faces as we sail through stormy waters. 6 months ago all seemed calm and dandy. Things change quickly, so in this episode, I try to make sense of what is going on and provide some practical steps to ensure that you are able to navigate these stormy seas with confidence.
This is the last episode of the Financial Planning framework series. Often a very exciting space for most investors as they are able to confidently allocate capital to unique and interesting investment opportunities. Structuring the investments for the most efficient transfer to your family on your death is another very rewarding the valuable part of the process. I hope you enjoy the insights!
In this episode, I dig deeper into contingency planning and where it fits within the Financial Planning Framework. This is the fourth element within The Financial Planning Framework and the fourth of a five-part podcast series. Enjoy!
In this episode, I explore my favourite topic, Retirement Lifestyle Income Planning. This is the third element within The Financial Planning Framework and the third of a five-part podcast series. I hope you enjoy!
In this episode, I unpack the very important aspect of Emergency Funding. I explain the three different applications across the Employee, The Business Owner, and the Retiree! This is the second element within The Financial Planning Framework and the second of a five-part podcast series. I hope you enjoy!
This episode is a follow on from my previous episode where I spoke about the Financial Planning Framework. In this episode, I delve deeper into Risk Management. What is Risk Management in the context of your Financial Planning, how to mitigate it, and the importance of ensuring that it is properly taken care of.
An exciting and crucial part of building your dream home is sitting with your architect and visualizing that dream! What follows is a framework that is the key to the successful completion of your dream home!
Building your dream retirement lifestyle and securing your financial affairs is no different.
In this episode, I help you understand what that framework can look like and how it can help you achieve those dreams!
Have you ever been presented with a Financial Plan that's too daunting to engage with? Some aspects were achievable but others far out of reach...but then you didn't engage with any of them?
Today's episode encourages you to start the process, implement what you can, acknowledge what you cant but importantly start the journey!
As with everything a 1000 miles starts with the first step, then the next and the next....
In this episode, I provide some insights into some important aspects of Estate Planning. What is Estate Planning? and some of the key areas that you should be aware of. Most people pay very little attention to their estate planning - and it is scary how quickly a problem can develop.
This episode is about creating awareness. If you think an issue may be present, then let's talk.
In this episode, I discuss the importance of knowing what you spending your money on! In a previous episode, I spoke about quantifying your lifestyle. Your budget is the first place to start. It also provides many different insights into your life and your habits.
In this episode, I discuss some key principles in determining how much money to have offshore.
Having offshore assets is a very emotive topic for most South Africans, however, there are some guiding principles behind making the right decision!
I cover the concept of Asset vs Liability matching and its application.
This episode includes an interview I did with Simon Brown from Moneyweb Now, where we specifically discuss Asset Liability matching.
In this episode, I discuss the idea of building independence from your business, what this means as well as the risks of not implementing it.
Are you building wealth outside of your Business?
Are you reliant on the sale of your business to fulfill your lifestyle requirements in retirement?
Too often the idea of creating wealth independent from the business is one that makes sense, yet never gets the attention it deserves.
As a business owner, do you know what your number is? How much money do you need to exit your business and live that dream lifestyle that you have envisaged, free from all the stress and unnecessary time away from your family?
Knowing your number allows you the freedom of choice, the power to confidently build towards that number - the clarity to know when it's time to take that offer and exit!
Today's episode is all about maximising your income in your lifetime. This is specifically relevant to retirees. Changing the way we look at your income through retirement. Giving yourself permission to spend more and live that lifestyle you deserve. It requires a change in approach, some useful tools, and tactics and putting yourself first - without jeopardising your future.
Contact me at gregs@alphawealth.co.za or +27 795541663
The fear of missing out (FOMO) on the 'Next big thing" is a very real dilemma that most people face. In recent times the parabolic rise in an investment like Bitcoin has brought this is the fore and is a great example of how FOMO affects people's decision-making. The danger lies in the emotion of FOMO overriding the ability to truly recognize the risks inherent in the investment.
This episode discusses this phenomenon and provides insight into how to take a step back and base your decision making on the right principles. The episode includes an interview that Greg did with Simon Brown on his morning show called MoneyWeb Now.
Planning your Financial Future is all about truly understanding what your lifestyle looks like. This is very much a function of what is deeply important to you and your family. These emotions, values, and principles are the key drivers for meaning in our life.
Does it not make the most sense to start your planning through this lens? Of course, it does - after all it's your planning and your life.
Today I unpack this and help explain my approach to planning - I also identify some potential red flags out there in the marketplace.