CC&A Mortgage Matters: Recent Episodes
Charles Cameron & Associates
Charles Cameron & Associates brings you regular podcasts on all things mortgages. From practical information for First Time Buyers to news on Government legislation changes for Landlords and Remortgaging hints and tips. Tune in regularly to keep up to date with everything that matters in mortgages.
If you regularly receive bonuses or your income includes commission payments, it can be difficult to know which lenders will be most accommodating to your circumstances. Mortgage providers look at varying income in different ways. In this podcast we will be explaining how the help of a professional Independent mortgage adviser can be the difference between buying that dream home or missing out.
Listen to our newest podcast episode to see how Stavros, one of our independent mortgage advisers, discusses with Luke his affordability and suitability to purchase his first investment property.
Listen to our newest podcast episode to see how Jamie, one of our independent mortgage advisers, can help first-time buyers with affordability and suitability tailored to their circumstances.
Listen to our newest podcast episode to see how Andy, one of our independent mortgage advisers, talks to Celina about her upcoming remortgage.
Today, Thursday 21st of September - The Bank of England has voted to leave UK based rate on hold at the rate of 5.25% So, is it time to lock in another mortgage rate now? Listen to our podcast to find out more.
When it comes to purchasing a property, there is more than just the monthly payments to consider. In our latest podcast, we discuss how many people underestimate how much the extra fees will cost you, as besides the deposit, there are plenty of ‘hidden’ costs you will need to budget for too
In this podcast, we discuss how to build a buy-to-let property portfolio and explore the strategies necessary to acquire properties through a limited company.
Move or Improve? In this podcast, we discuss how improving your existing property to suit your lifestyle requirements better can be a great way of avoiding moving to a different home and not paying out for hefty moving costs, such as Stamp Duty, solicitors charges and estate agency fees.
There are different types of property that you may come across on the market. In this episode, we discuss what you may need to be aware of when looking for a property.
Becoming a landlord comes with many responsibilities. In this episode, we discuss a landlord's legal obligations in this role. Listen below to find out more.
In this episode, we discuss green mortgages and how they can help you make your home a green property. Listen to the podcast to find out more.
In this episode, we discuss the basics of buy-to-let mortgages and the main differences between this type of mortgage and a residential mortgage.
In this episode, we discuss the basics of remortgaging; what remortgaging means and why you may need to remortgage are the most asked questions to mortgage advisers.
In this episode, we discuss the importance of credit score and the impact it has on your likelihood of being offered a mortgage. Listen below to find out more.
In this episode, we sat down with Amit and Anisha from Saracens Solicitors to discuss all things conveyancing.
In this episode, we discuss the basics of a mortgage deposit such as what is it? How much do you need? How to save money for it? Listen below to find out more.
In this episode, we sat down with Peter Dockar from Generation Home.
Generation Home is a mortgage lender that helps buyers afford more. The reality is that even people with good credit can be unfairly locked out from the mortgage they need. In fact, 92% of our existing customers say they wouldn’t have secured a mortgage to meet their needs without us. We love to help people who struggle to prove affordability, lack savings, require family support or are self-employed. For example, our income booster product allows family members to offer financial support with the mortgage payment and so enables our customer to borrow an additional £65,000 on average. Innovative products like this help both first-time buyers and existing hhomeownerskeep pace with rising house prices and afford to buy the home they want.
Click below to learn more:
https://www.generationhome.com/how-it-works
https://www.generationhome.com/income-booster
https://www.generationhome.com/deposit-booster
Charles Cameron’s Mortgage Pledge means we will always ensure you never pay more for your mortgage than you need to.
In this episode, we discuss what a ‘ standard variable rate’ is, as well as introduce our new Mortgage Pledge for all UK Homeowners – we will ensure you don’t pay more than you need to for your mortgage.
In this episode, we discuss the basics of a Mortgage Loan. Such as, What is a mortgage? Who provides mortgages? What types of mortgages are available? How long does it take to pay off a mortgage?
In this episode we look at the affect rising BoE base rates have on mortgage rates and discuss how you can make your home more energy efficient to combat rising energy costs.
If you are concerned about making your mortgage payments as your income or savings are tied up in Ukraine or Russia, we can assist you by guiding you through your options. Speak to our supportive and professional Independent Advisers.