Candid Mortgage Talk: Recent Episodes

Candid Mortgage

Three friends that are mortgage professions discuss all things mortgage.

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Join us once again as we have some special guests. This time we have Shelly Isley and Josh Brunson from Lawyers Title with us to talk about the weather ..... or title. Yea, probably title. So why is it important? What's the difference between lenders and owners title insurance? What makes one title company different from another? Learn all that and more in this very special episode of Candid Mortgage Talk.

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Aaron, Adam, and Andy are back again this week with another special guest - Kyle Wooten, an insurance agent with D&E Insurance Group. If you're like most of us, we don't really know a lot about insurance, just that we need it and have to pay for it. Homeowners insurance is necessary when getting a mortgage and we discuss what to look out for, how coverage is determined, how to select the right policy, etc. Listen in for more!

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This week we have a special treat for you as AAA becomes AAAA. Aaron, Adam, and Andy are joined by Andrew Piane, a real estate agent here in Maricopa County. We interview Andrew to learn more about him and what a real estate agent does. If you've ever wondered what an agent actually does and if you really need one this is a great episode. Spoiler - get an agent.

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The AAA team is back this week for another market update. There's a lot going on and some things we have been looking forward to. Are we on track? Listen in as we discuss.

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The AAA team is back this week with another numbered (informative) episode. Have you thought about purchasing an investment property? Listen in as we discuss ways that we can make that happen. We discuss down payments and different loan options.

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Aaron, Adam, and Andy are back this week for a quick market update. Listen in as we discuss how the latest jobs report is impacting mortgage rates.

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This week the AAA (Aaron, Adam, and Andy) team discuss how to get a mortgage when you're self-employed.

Self-employed loans can be tricky and require a lot of documents. They require a loan officer that is well versed with personal and business tax returns. We discuss what we're looking for, how we calculate the income, and alternatives when the normal method doesn't work. If you own a business this one is a must-see TV.

Tune in next week as we discuss the Home Equity Conversion Mortgage.

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Aaron, Adam, and Andy are back this week with a bit of a detour. We had our annual meeting last week and had such a great time we thought we needed to recap it. So here we are.

Tune in next week as we get back to our regularly scheduled programming.

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AAA team is back for another week of information to help you when buying a home. This week we discuss Down Payment Assistance. Did you know there are programs available in most states that will provide you with often times a forgivable loan to use for your down payment? There are typically requirements that you have to meet in order to qualify that can vary by program. Join us as we discuss some examples.

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The time has finally come. The AAA team have come back from their winter hibernation (we've just been busy) to bring you an informative episode about LLPA's (loan level price adjusters). Ever wonder what goes in to your interest rate? How do some people get better rates than others? How does my credit score affect my rate? Well these are what is to blame. Listen in as we discuss.

And be sure to tune in next week as we discuss Down Payment Assistance.

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We're back again for another market update. Tune in next week as we get back to our regularly scheduled program.

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It's been a few weeks for us so Andy and Adam do a quick market update. We'll be back with a regular numbered episode soon.

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The forgotten episode!

The boys recorded an episode in December, but someone forgot to post it (Andy).

Join the AAA (Aaron, Adam, Andy) team as they discuss and maybe debunk some common mortgage myths out there (no, you do not need 20% down).

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Aaron, Adam, and Andy (AAA) are back this week to discuss manufactured homes. Many banks won't finance these properties, but we have a solution for you. With housing prices the way they are, a manufactured home may be an attractive option as they typically cost less than a standard site built home. This can be a great way to get more bang for your buck. There are some requirements that the guys go over so listen in for some details.

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Have you found a house you like but it needs some work done? Did the Realtor tell you it can't be financed due to needing some repairs? Been turned down on a refinance due to a roof leak? We have a solution for that. The AAA (Aaron, Adam, and Andy) are back again to charge up some knowledge on renovation loans. This is a great product available to help with repairs and upgrades to a home that you already have or even one you are looking to purchase. Listen in as we go over some basics and contact us for more information.

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The AAA (Andy, Aaron, and Adam) team are back for yet another informative episode. Want to save money on your mortgage payment? We discuss permanent and temporary buydowns as well as a comparison of how those work against taking a price drop. This is great information you don't want to miss!

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AAA is back! Did you know there is a program that is for our miltary? It has some great perks! Come listen as AAA give a run down on VA Loans. Thank you for your service and welcome home!

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After a week of for some much needed recharging, the AAA team (Aaron, Adam, and Andy( are back for another informative episode. This week they tackle USDA loans. A great product for those looking for housing in rural areas, be sure to tune in to learn more!

They also give away the last set of Suns tickets. 

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Aaron, Adam, and Andy (AAA) are back this week to charge up your knowledge of FHA loans. What credit score do I need? How much money do I need down? How much can I brorrow? They go over thos questions and more! 

Plus the Suns raffle!

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Join the AAA team as they go into a discussion on conventional loans. With over 450 pages of guidelines the can't cover it all, but the do go over the highlights. This loan type is the most common loans done today and thus a cant miss episode. Plus we give another set of Suns tickets away. 

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Aaron, Adam, and Andy (AAA - powering the mortgage industry) give a brief discussion of various mortgage products available today. FHA? VA? Conventional? We discuss those and more.

Oh and there's that Suns ticket drawing too.

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The guys are back this week to talk about common mortgage terms and another Suns ticket raffle.

What's an appraisal? Home Inspection? Debt to income ratio? We go over all of that and more in this episode. In our first bit of education we'll be doing over the next few episodes we go over 27 of the most common mortgage terms used. Listen in and don't forget to subscribe!

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Aaron, Andy and Adam make introductions, talk about the current market, and raffle off the first set of Suns tickets.