Remote Property Investor: Recent Episodes
Harvey GrowthProperties
Welcome to the Remote Property Investor Podcast! This podcast is for people that want to create a remote life leverage lifestyle that they can live on there terms; To educate & motivate you into taking actions to make this happen.
My name is Harvey, and I’ve been a property investor since 2009! Although I started investing locally, limited resources led me to look for investment opportunities elsewhere in the country – and thank god for that! Thanks to this I’ve been able to become a remote property investor, and I have the luxury of being able to run this business from my phone.
Whether it’s from the comfort of my own sofa or from the beach on one of my travels, so long as I have a Wi-Fi connection, I’m good to go.
Get stuck in and start listening to content all about Property Investment (remote or other), entrepreneurship, business mindset & wellbeing, systemisation and lifestyle Evolve Your Ideas, Live on Your Own Terms.
In this episode Harvey talks about which bank accounts work best for your property business. He tackles what aspects of a business bank account you should be looking out for to suit the operation of your business and keep your banking costs to a minimum.
KEY TAKEAWAYS If you are a sole trader or freelancer you do not need one. With a limited company or you set up as a formal entity you are going to need a company bank account. The Financial Service Compensation Scheme (FSCS) means that some banks will compensate you up to 85k of your money if things go wrong. Multiple bank accounts means you spread your risk between them. Starling Bank is an online bank that can be integrated alongside modern applications like quickbooks. They have good features to make electronic banking and accounting easier. They have no monthly banking fees and no transaction fees. Cashplus Bank offer an instant online application decision, no banking fees and have FSCS protection. Tide Bank have no monthly fees but do charge a transaction fee. They have recently gained FSCS protection. They allow group structures. Check out your banks app to make sure its features suit you and your operation. Harveys personal favourite app is the Barclays app.
BEST MOMENTS
‘There’s not one best bank for anybody but some are more suited to other peoples circumstances than others.’
‘I’ve gone into some banks and they’ve made it really clear that I’m only protected up to 85k, which makes me a little bit worried sometimes.’
‘If you’ve got a business that is cash then that’s going to be difficult. Property like myself you don’t collect no money cash, then you can do online stuff.’
EPISODE RESOURCES
Hey there! If you join Starling Bank and open an account, they'll plant a tree for us. Just use my link to apply for an account: https://www.starlingbank.com/referral?code=NljKB9
Harvey wants to share £100 with you!
Open an account with Tide and we'll give you both £50 when you spend £500 on your Tide card.
Find out how to signup:
https://www.tide.co/refer-a-friend/?referralName=Andrew%20Lewis%20A&referralCode=HARVUOVW
How to Reduce Landlord Taxes 2019-20 https://www.amazon.co.uk/dp/1999640543/ref=cm_sw_r_cp_api_fabc_79R9ZHHR1A65RYM5YR4J
The Richest Man In Babylon: The Success Secrets of the Ancients--The Most Inspiring Book on Wealth Ever Written https://www.amazon.co.uk/dp/0451205367/ref=cm_sw_r_cp_api_fabc_MFM0MP7WF7AWGWYX5051
Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! https://www.amazon.co.uk/dp/1612680178/ref=cm_sw_r_cp_api_fabc_1MY8PQJN7R1NSN167V6P
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
Welcome to Harveys’ April Property Market Update. Despite all the odds being stacked against property developers, the market is still seeing plenty of growth. Harvey gives you a roundup of all the indicators so you can make more informed decisions.
KEY TAKEAWAYS Make sure you are in the market long enough to beat the market. Regardless if the market goes up, regardless if the market goes down, what you should do is sit tight and stop trying to time the market. Rightmove is a good source of data. They state that the average price of properties presented to the market has risen by 1.7%. This sort of data means you have access to instant data pertaining to the performance of different areas of the country, so don’t feel that you just have to invest only in the area where you live. Supply is still failing to meet demand, causing high prices. The uncertainty of recession still stands, however. A Zoopla article warns that as supply increases the house price rise does show signs of slowing. Nationwide use solid statistics in their analysis. They claim annual house price growth has risen to 14.3% from 12.6% with Wales being the best performing region. In Estate Agent Today an article states that the Ukraine war will put the brakes on the runaway housing market despite the latest Halifax house price index showing an 8% annual rise.
BEST MOMENTS
‘Don’t get wiped out like in the ’08 crash where loads of people in the property market got wiped out who over-leveraged, for a number of reasons. So make sure you stick to the end.’
‘People that think they have to invest locally are very much like people who think that they only use a telephone box to make phone calls.’
‘The headlines are a slight bit different to some of the other ones. You’ve always got to try and get as much data as possible.’
‘The facts are the facts. The prices have gotten so high, the returns are so low and it's so hard for homebuyers and investors alike to be able to find their footing into that market.’
‘The leading housing price analyst has warned that the brakes are being applied now thanks to the Ukraine crisis.’
EPISODE RESOURCES
Articles:
Right move – https://www.rightmove.co.uk/news/house-price-index/
Zoopla - https://www.zoopla.co.uk/discover/property- news/house-price-index-january-2022/
Nationwide - https://www.nationwidehousepriceindex.co.uk/reports/uk- house-price-growth-surges-to-its-highest-level-since-2004
Forbes - https://www.forbes.com/uk/advisor/personal- finance/2022/03/31/house-prices-updates/
This Is Money - https://www.thisismoney.co.uk/money/mortgageshome/article- 10570149/Can-house-prices-rising-rates-rise- inflation-bites.html
Estate Agent Today – https://www.estateagenttoday.co.uk/breaking- news/2022/3/ukraine-crisis-will-put-brakes-on- runaway-housing-market-warns-analyst
How to Reduce Landlord Taxes 2019-20 https://www.amazon.co.uk/dp/1999640543/ref=cm_sw_r_cp_api_fabc_79R9ZHHR1A65RYM5YR4J
The Richest Man In Babylon: The Success Secrets of the Ancients--The Most Inspiring Book on Wealth Ever Written https://www.amazon.co.uk/dp/0451205367/ref=cm_sw_r_cp_api_fabc_MFM0MP7WF7AWGWYX5051
Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! https://www.amazon.co.uk/dp/1612680178/ref=cm_sw_r_cp_api_fabc_1MY8PQJN7R1NSN167V6P
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me at the clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
Recession could be coming and the property markets may be about to correct. Harvey denotes six signs of a coming recession and gives you all the information so you can make a decision regarding your own property investments.
KEY TAKEAWAYS Goldman Sachs warn that we have a 20-30% chance of another recession based on some of the following markers ;. Inflation rose above 5% and is due to rise more. Interest rates are rising to curb inflation so borrowing will be more expensive. Oil prices are driving up the cost of living. The Yield Curve has inverted. This has always indicated a recession. The Uk Wage has fallen compared to inflation. Consumer sentiment is the publics confidence in the economy. People don’t spend if they suspect the economy is going to stall. If you have buy to lets that will not produce a shortfall on your tenants job loss due to housing benefits you will be cushioned from the effect of the recession by this. Explanations and visualisations are linked below under EPISODE RESOURCES
BEST MOMENTS
‘Recession is when the Gross Domestic Product drops two consecutive quarters on the trot.’
‘Whenever crude oil has hit over $100 a barrel, a recession has followed.’
‘Consumer sentiment is absolutely ginormous, not just on the rates but on the fact there is a war. People are uncertain. People start saving. All these thoughts go through peoples heads and it makes them do nothing, they kinda freeze.’
‘One thing to remember though is that when we do go into a recession, or when we are uncertain about a potential recession, risk assets fall the hardest. This is not just in property, this is in every asset class.’
‘If you’ve got buy to lets that are in areas that are covered by housing benefits. In my area housing benefits are £500 a month, a lot of my properties are around £550 a month so I’ve not got too much of a shortfall if somebody loses their job.’
‘When you look at my portfolio as a whole I have this residual income that rides me out any ups and downs.’
EPISODE RESOURCES
To watch the video of this episode ;
https://www.youtube.com/watch? v=RcNRSnvJ8rY
Here are links to more information and visualisations of the concepts, figures and fluctuations that Harvey has discussed ;
Recession definition –
https://www.businessinsider.com/what- is-a-recession
Goldman Sachs forecasts -
https://www.bloomberg.com/news/articles/2022-03- 11/goldman-sachs-cuts-u-s-growth-forecasts-on-hit-from-oil- war
BBC inflation rate - https://www.bbc.com/news/business- 12196322
BBC interest rates - https://www.bbc.com/news/business- 60763740
BBC oil - https://www.bbc.co.uk/news/topics/cmjpj223708t/oil
Treasury Yield -
https://www.guggenheiminvestments.com/perspectives/macroeconomic- research/yield-curve-flattening-warning-rate-hike-cycle
Growth of earnings -
https://www.statista.com/statistics/1272447/uk-wage-growth- vs-inflation/
US sentiment –
https://tradingeconomics.com/united- states/consumer-confidence
SERIES RESOURCES
How to Reduce Landlord Taxes 2019-20 https://www.amazon.co.uk/dp/1999640543/ref=cm_sw_r_cp_api_fabc_79R9ZHHR1A65RYM5YR4J
The Richest Man In Babylon: The Success Secrets of the Ancients--The Most Inspiring Book on Wealth Ever Written https://www.amazon.co.uk/dp/0451205367/ref=cm_sw_r_cp_api_fabc_MFM0MP7WF7AWGWYX5051
Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! https://www.amazon.co.uk/dp/1612680178/ref=cm_sw_r_cp_api_fabc_1MY8PQJN7R1NSN167V6P
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
It is critically important to get the right deals at purchase to properly develop and grow your portfolio efficiently and cost effectively. Harvey has three ways you can increase your likelihood of acquiring that golden deal.
KEY TAKEAWAYS Know your numbers. Get to know the comparable prices in the street. Find out what other properties similar or the same as your possible purchase in the area have sold for. Know your numbers again! Understand your refurbishment costs, the current state of the property, how much are materials and workforce, legal matters etc. Know your emotions, control yourself. Be aware of your reactions in high pressure situations such as buying a property. Stick to your maximum bid.
BEST MOMENTS
‘Make sure you get a really good comparable property which is like for like.’
‘You don’t have to be bang on when you’re bidding but you wanna know, whereabouts a properties gonna cost you to refurb. Knowing that is gonna give you confidence on knowing the money you can bid on a property.’
‘We are emotional beings. We buy emotionally, we sell emotionally, we do everything emotionally and these emotions are triggered below our subconscious thinking.’
EPISODE RESOURCES
How to Reduce Landlord Taxes 2019-20 https://www.amazon.co.uk/dp/1999640543/ref=cm_sw_r_cp_api_fabc_79R9ZHHR1A65RYM5YR4J
The Richest Man In Babylon: The Success Secrets of the Ancients--The Most Inspiring Book on Wealth Ever Written https://www.amazon.co.uk/dp/0451205367/ref=cm_sw_r_cp_api_fabc_MFM0MP7WF7AWGWYX5051
Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! https://www.amazon.co.uk/dp/1612680178/ref=cm_sw_r_cp_api_fabc_1MY8PQJN7R1NSN167V6P
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this episode Harvey teaches you how to raise private finance without having to actually ask for it! He has recently acquired 140k for his latest projects and is going to share with you how he achieved this.
KEY TAKEAWAYS Make sure that you have viable projects ready to go and realistic profits to make before you raise any private finance. Potentially only raise the purchase price or the deposit price, not the whole amount. Always bear in mind how you will pay the amount back. People do business with those they know, like and trust. You have to build up that level of relationship based on trust. If you can demonstrate what you do and how it creates profit you are not likely to have to ask for the money, people will offer to invest their excess capital in you. Show them example deals which have been successful. A social media presence, demonstrable learning and knowledge sharing, a solid portfolio and a reliable skill network is all good evidence of you being worthy of investment. Make sure the investors are a good fit for you. Disagreements and misunderstandings can result in damaged reputations. Do not approach them about deals openly on social media or tout for investment as this looks bad and is probably against the law.
BEST MOMENTS
‘Make sure to be in a position of being able to utilise money if you’re going to raise that money. Only borrow money if you’re in a position to execute what you’re gonna execute.’
‘You do not want to ask them for the monies across your social medias, directly pitching to them straight away. You need to build up them jabs and them touch points before you ask for the money.’
‘Rather than ask them directly for it, go and try and take them to lunch and pick their brains. Ask them to give you some feedback around the proposals you’re putting together and the pitches you’re putting together.’
‘You only want to work with people who are genuine good fits when you’re going forward else the bad reputation you’ll get from working with those wrong ones will be more damaging..’
‘Everyone wants to buy but no one wants to be sold to.’
See omnystudio.com/listener for privacy information.
Should you be buying as the market is going down or as it is going up? At the moment the market is growing but as a result there are less lucrative deals available. Harvey rides the hypothetical wave so you know when to jump in with your money.
KEY TAKEAWAYS The North East market has seen very little capital growth over the last decade and this results in more motivated sellers. Deals are still available, however, if you spend time and effort out there searching. You may find less than you would in better circumstances, but there are always motivated sellers out there. Make sure you have at least 10-15% of equity as a margin buffer if the market has fluctuations. Stay fresh on estate agents minds. Keep in touch and do not let communication lapse. They will be the best source of good deals.
BEST MOMENTS
‘One of the main reasons people are motivated is that they need a quick sale. If somebody can sell their property for 5k below the market value and sell it within a few days they’re not going to be motivated to sell it for 20-30k below that value to sell it in a few days, if they can just sell it at 5k below that.’
‘Do your due diligence. Make sure the numbers stack.’
‘I’ve got a really great relationship with an agent. I didn’t stay fresh on his mind because I got side tracked doing a few other things and he told me about a deal before it come to market when he valued it. It didn’t come to market for about two months after and I didn’t keep in touch point with him. Then as a result when it come to market it went into a bidding frenzy and I didn’t get close to bidding on it.’
EPISODE RESOURCES
How to Reduce Landlord Taxes 2019-20 https://www.amazon.co.uk/dp/1999640543/ref=cm_sw_r_cp_api_fabc_79R9ZHHR1A65RYM5YR4J
The Richest Man In Babylon: The Success Secrets of the Ancients--The Most Inspiring Book on Wealth Ever Written https://www.amazon.co.uk/dp/0451205367/ref=cm_sw_r_cp_api_fabc_MFM0MP7WF7AWGWYX5051
Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! https://www.amazon.co.uk/dp/1612680178/ref=cm_sw_r_cp_api_fabc_1MY8PQJN7R1NSN167V6P
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
How does the threat of war affect the property market? Already we are seeing financial markets heavily affected by the uncertainty political volatility produces, but should this alter the decisions you make regarding your portfolio and projects? This March update should make things clearer.
KEY TAKEAWAYS The stock market and crypto market has already begun to lose momentum due to nervousness created by the invasion. The links to oil and gas supplies are substantial so the affect could be even more inflation and interest rate rises like we have already seen. Interest rate rises directly affect your monthly cash flow because the higher the interest rate the more you have to pay on your mortgage and the less profit you are going to make. However, there are types of property that are shock resistant that are high yield low borrowing. If your properties can be covered or nearly covered by housing benefit you can be assured you will still receive rent even if the job market collapses.
BEST MOMENTS
‘I’m not sure I’m allowed to mention these words as a lot of people are getting taken down on social media but you will know that there’s a major leading superpower that has invaded another country next to it.’
‘Energy and oil and transportation has a massive affect on inflation because if the oil starts going up too much and if gas prices and energy prices. So you need energy in the factories and the warehouses to produce the goods. If all these prices go up these will get factored in and passed on.’
‘If interest rates double from 150 to 300 pound a month, even at 500 pound a month you’ve still got some margin and coverage in there. You want a strong foundation of these in your portfolio, and then above that you have the more higher cash flow and the more riskier stuff.’
EPISODE RESOURCES
How to Reduce Landlord Taxes 2019-20 https://www.amazon.co.uk/dp/1999640543/ref=cm_sw_r_cp_api_fabc_79R9ZHHR1A65RYM5YR4J
The Richest Man In Babylon: The Success Secrets of the Ancients--The Most Inspiring Book on Wealth Ever Written https://www.amazon.co.uk/dp/0451205367/ref=cm_sw_r_cp_api_fabc_MFM0MP7WF7AWGWYX5051
Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! https://www.amazon.co.uk/dp/1612680178/ref=cm_sw_r_cp_api_fabc_1MY8PQJN7R1NSN167V6P
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
You have 15k and you want to start in property? The challenge you have if you live in a high price area is 15k is not going to purchase you much. However, Harvey knows of several in roads into the property market if you have low funds in a rich area like the south east.
KEY TAKEAWAYS If your ability to take on stress is low then it is best to start with small buy to let properties on which you can learn and increase your confidence and skills. The 10 methods are sourcing, joint ventures, remote property investing, lease options, rent to rent, vendor finance, exchange delayed completion, private finance, crowd funding and blockchain and crypto. When setting up a joint venture always spend time fully fleshing out your agreement, responsibilities and expectations to avoid conflict later on. With rent to rent you are a property manager and you can generate a monthly income, but you wont gain from value increases in the market as you don’t own the property.
BEST MOMENTS
‘The four fundamentals is knowledge, network, money and what sits in the middle of all those is time. So you’re not going to move forward if you’ve not got the time to implement any of these.’
‘Find somebody else that’s got some money to put into your pot. You might have 15k, you might have a family member that’s got 15,20,30k that can put their money into there and you arrange some sort of agreement where you do it together.’
‘Rent to rent is where you rent your property from a landlord and then you’ll rent out, maybe as serviced accommodation or as a HMO. So you’ll take a normal property that’s generating maybe 1200 pound a month and you turn it into an SA it might generate 3000 pound a month.’
EPISODE RESOURCES
How to Reduce Landlord Taxes 2019-20 https://www.amazon.co.uk/dp/1999640543/ref=cm_sw_r_cp_api_fabc_79R9ZHHR1A65RYM5YR4J
The Richest Man In Babylon: The Success Secrets of the Ancients--The Most Inspiring Book on Wealth Ever Written https://www.amazon.co.uk/dp/0451205367/ref=cm_sw_r_cp_api_fabc_MFM0MP7WF7AWGWYX5051
Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! https://www.amazon.co.uk/dp/1612680178/ref=cm_sw_r_cp_api_fabc_1MY8PQJN7R1NSN167V6P
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
What should you do if your property is down valued and you disagree with the given estimate? Harvey recounts how one of his properties has been down valued and what action he is taking to rectify the situation and get that valuation increased.
KEY TAKEAWAYS Agents are not allowed to disclose the sold price of any properties they have marketed similar to yours in the area. You can, however, tell them your estimate and ask them to tell you roughly if it is place too high or too low. If you are fully aware that your property has superior accommodation to one in your area sold at a higher price you can trust that your right and that yours is worth more. Check online. The surveyor should, especially in volatile markets, be phoning agents to ascertain recent values. If they do not, gather this data yourself and present it to them. They rarely back down, but it is worth trying.
BEST MOMENTS
‘I say to them “I know you’re not allowed to tell me the price. Would you mind just giving me an indication as to roughly if I’m in the right ball park figures?”. They’ll usually tell you if you’re too high or too low.’
‘The surveyor came in and valued it at 170k, 30k lower than what the market value is. I looked online as well and within a quarter of a mile there’s no 3 bed, all the the 3 bedrooms, though slightly better roads, are over 210k. So mine being 20k to 210k was very realistic.’
‘It does show that you should challenge these sometimes. Its absolutely ridiculous that a surveyor would value it so low as at the moment we’ve got no signs of any collapse of the housing market.’
EPISODE RESOURCES
How to Reduce Landlord Taxes 2019-20 https://www.amazon.co.uk/dp/1999640543/ref=cm_sw_r_cp_api_fabc_79R9ZHHR1A65RYM5YR4J
The Richest Man In Babylon: The Success Secrets of the Ancients--The Most Inspiring Book on Wealth Ever Written https://www.amazon.co.uk/dp/0451205367/ref=cm_sw_r_cp_api_fabc_MFM0MP7WF7AWGWYX5051
Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! https://www.amazon.co.uk/dp/1612680178/ref=cm_sw_r_cp_api_fabc_1MY8PQJN7R1NSN167V6P
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
Can a refurbishment and subsequent management be handled from a long distance? Is it possible to complete the necessary tasks remotely? Harvey thinks so and in this episode he will explain to you how.
KEY TAKEAWAYS When purchasing properties from long distance it is possible to set up remote teams to handle the viewing for you and snap up those lucrative opportunities before they disappear. Use video calling in these situations. You have to weigh up trade offs to being distant. Remote management may produce shortcomings in the project but that does not mean it is not worth pursuing. Distance may result in compromises. If a builder refuses to use video calling tech, that can be a bit of a red flag. Choose people that are willing to regularly be in contact.
BEST MOMENTS
‘Agents will do this for you over the phone now and they will do a video viewing for you, and what you can do then is offer on the property and say its subject to me turning up.’
‘Spending 2000 more is better than having no job whatsoever. Do I prefer a bit of a drive? Do I prefer properties that I’m not going to tie up a lot of money in?’
‘Each day you phone up you say ‘have you got the spreadsheet there?’ You manage their expectations because they have already agreed.’
EPISODE RESOURCES
How to Reduce Landlord Taxes 2019-20 https://www.amazon.co.uk/dp/1999640543/ref=cm_sw_r_cp_api_fabc_79R9ZHHR1A65RYM5YR4J
The Richest Man In Babylon: The Success Secrets of the Ancients--The Most Inspiring Book on Wealth Ever Written https://www.amazon.co.uk/dp/0451205367/ref=cm_sw_r_cp_api_fabc_MFM0MP7WF7AWGWYX5051
Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! https://www.amazon.co.uk/dp/1612680178/ref=cm_sw_r_cp_api_fabc_1MY8PQJN7R1NSN167V6P
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
The reality of large amounts of savings is that you gain very little return. Inflation can, in real terms, reduce the amount that your money is worth and without investment can remain inert. Harvey details how you can utilise your cash to create income more effectively.
KEY TAKEAWAYS Assets make you wealthy. By gathering assets that produce a return, such as property, you are making a constant stream of income. Money used to be based on gold reserves but not currently. Property value has stayed in line with the gold value. Banks cannot raise interest rates as they used to, due to the amount of quantitive easing applied during the last recession. This leaves your savings at the mercy of inflation, constantly decreasing in actual purchase power.
BEST MOMENTS
“High earning and wealth are two different things. But also if you save money,( you want to have a cash buffer by the way, don’t empty your banks of cash), the power of inflation erodes your money.”
“For every hundred pound there was only thirty pounds worth of buying power and the reason there was a massive shift in that is that they took off the gold standard. The banks and the government had to have enough gold in their reserves to be able to print at the equivalent amount of notes.”
“Governments have got debt and they like eroding their debt with inflation. Interest rates are low because the governments got debt, if they push interest rates too high their debts get harder to pay.”
EPISODE RESOURCES
How to Reduce Landlord Taxes 2019-20 https://www.amazon.co.uk/dp/1999640543/ref=cm_sw_r_cp_api_fabc_79R9ZHHR1A65RYM5YR4J
The Richest Man In Babylon: The Success Secrets of the Ancients--The Most Inspiring Book on Wealth Ever Written https://www.amazon.co.uk/dp/0451205367/ref=cm_sw_r_cp_api_fabc_MFM0MP7WF7AWGWYX5051
Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! https://www.amazon.co.uk/dp/1612680178/ref=cm_sw_r_cp_api_fabc_1MY8PQJN7R1NSN167V6P
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
Harvey currently has two remotely managed refurbishment projects proceeding while he is out of the country. In this episode he answers your questions on remote project management and how to complete with the smallest amount of intervention by you, and updates you on his progress.
KEY TAKEAWAYS If your refurb is close to home you can sometimes get tempted to micromanage the project. If you want to be a landlord and more ‘hands on’ then this is good, but if you want to be more of a separate investor, resist this urge. The methodologies that Harvey teaches on his coaching programs, whether you are close to your project or long distance, allow you to cut out travel and intervention to a bare minimum, leaving you to enjoy your lifestyle. Use video calling to facilitate your progress. It is not an ideal way of communicating but it is good enough for you to move forward without having to spend hours on the road. Start with simple projects until you have built up a good network of contacts in your area. Once your resources are properly grown in terms of personnel and skill, you can take on more challenging projects.
BEST MOMENTS
“To be fair, you have two choices when it comes to refurbishments and investing. If you want a lifestyle and live on your terms your choice is to either stop your lifestyle, stop refurbing and go and enjoy yourself, or find a way to adapt and do this.”
“You end up being a landlord not an investor. I want to be able to work on my terms.”
“If its only 20 minutes away you still got a 40 minute there and back trip, and by the time you’ve been on site it’s a good hour out of your day. Time is our biggest commodity.”
“The reason I took this project on, and this is the reason I advise people to start on the simple stuff, is because I’ve got a great network in my area. Ive done over a hundred refurbs in my area.”
EPISODE RESOURCES
How to Reduce Landlord Taxes 2019-20 https://www.amazon.co.uk/dp/1999640543/ref=cm_sw_r_cp_api_fabc_79R9ZHHR1A65RYM5YR4J The Richest Man In Babylon: The Success Secrets of the Ancients--The Most Inspiring Book on Wealth Ever Written https://www.amazon.co.uk/dp/0451205367/ref=cm_sw_r_cp_api_fabc_MFM0MP7WF7AWGWYX5051 Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! https://www.amazon.co.uk/dp/1612680178/ref=cm_sw_r_cp_api_fabc_1MY8PQJN7R1NSN167V6P
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook 📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook 👓| Find me on Instagram 👓| Find me on YouTube 👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
This episode is Harvey’s monthly property investment update summing up all the latest news from the marketplace. He will be covering sales prices, rental market changes, mortgages, inflation, interest rates and giving his prediction looking forward to the new year.
KEY TAKEAWAYS House prices are still strong but are showing some signs of cooling off. We can see a light dip in asking prices and it is starting to look like a good buyers market. The number of houses on the market is also quite low. Remember every Christmas we get a slow down of the marketplace so this is not necessarily because of the end the COVID furlough scheme or stamp duty relief. The rental market is booming at the moment with the fastest rent rises in thirteen years and the stock levels are low so there is a lot of competition between tenants. The Bank of England are considering relaxing the rules about the 5 times multiplier, the cap on what level of capital you can borrow based on your income. The only way the property market can restart in affluent cities like London is either a massive wage rise or price slump or the bank allowing an increase in borrowing. Inflation has hit a ten year high. The long term target is 2%. Shortages from lockdowns have caused higher inflation with shortages. Currently inflation has hit 5.!% earlier than expected. One of the impacts that this could have on the property market may be increases in interest rates and thus a slowdown in lending and higher debt for borrowers.
BEST MOMENTS
“The difference is Halifax and Nationwide show sold data and Right Move and Zoopla show marketing data.”
“You can see this cooling off between June and October.”
“One of the problems on London is the price per earnings ratio of affordability for people. In London it’s around 18 times the average wage.”
“High inflation is a double edged sword, on one side inflation shrinks debt. It also pushes debt up with higher interest rates.”
“Debt expansion has been ginormous, bigger that it ever has been in history.”
EPISODE RESOURCES
How to Reduce Landlord Taxes 2019-20 https://www.amazon.co.uk/dp/1999640543/ref=cm_sw_r_cp_api_fabc_79R9ZHHR1A65RYM5YR4J
The Richest Man In Babylon: The Success Secrets of the Ancients--The Most Inspiring Book on Wealth Ever Written https://www.amazon.co.uk/dp/0451205367/ref=cm_sw_r_cp_api_fabc_MFM0MP7WF7AWGWYX5051
Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! https://www.amazon.co.uk/dp/1612680178/ref=cm_sw_r_cp_api_fabc_1MY8PQJN7R1NSN167V6P
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this episode Harvey asks if you had 200k to invest how much passive income could you turn that into? He details one of his most recent property investments to show you what you can expect in returns and the different methods, including outside of the property market, that you can achieve them.
KEY TAKEAWAYS Passive incomes are reoccurring returns that are not reliant on any extra work or attention from you. Social housing is the most passive form of property investment as they take care of all administration and maintenance but you may have to make the occasional inspection to ensure they are keeping the property in good condition. Digital online training is a good passive income once you have created your training platform but you will still need to be able to sell your product. Use a letting agent or manager to oversee your portfolio and turn your returns in to passive income. Affiliate programs like those offered by Amazon can be used if you have successful online content to host a selling platform. When looking for property investments ensure consistent contact with property agents. You need to be on an agents mind for them to think of you when they discover possible lucrative opportunities. 200k can by you multiple investments if you also utilise borrowing.
BEST MOMENTS
“They fully repair it, they fully manage it, they do absolutely everything. This is the most passive you will get out of any kind of property.”
“I’m not worried about recycling my money, I just want a better return on my money.”
“Because I’m on his mind he’s then viewed this property and sent me it over. If I wasn’t fresh on his mind he probably would have forgotten me.”
“I could theoretically buy eight properties with my 200k.”
EPISODE RESOURCES
How to Reduce Landlord Taxes 2019-20 https://www.amazon.co.uk/dp/1999640543/ref=cm_sw_r_cp_api_fabc_79R9ZHHR1A65RYM5YR4J
The Richest Man In Babylon: The Success Secrets of the Ancients--The Most Inspiring Book on Wealth Ever Written https://www.amazon.co.uk/dp/0451205367/ref=cm_sw_r_cp_api_fabc_MFM0MP7WF7AWGWYX5051
Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! https://www.amazon.co.uk/dp/1612680178/ref=cm_sw_r_cp_api_fabc_1MY8PQJN7R1NSN167V6P
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
Many letting agents charge landlords an administrative percentage on repairs and maintenance carried out on the their tenants property. In this episode Harvey asks if this is fair and points out the way this often practised and if it is justified in the current modern letting environment. How can landlords avoid this, or indeed, should they?
KEY TAKEAWAYS Letting agents often charge the contractor the fee percentage and then the contractor passes this on to you, the landlord. You can contact the contractor yourself to ascertain if this is the case. Time is money. If you’re a landlord managing a contractor yourself you have to factor that into your costs. Letting agents now deal with a much higher level of administration due to increased tenant protections and compliance regulations, yet the traditional 10% letting management charge has not altered much over the years. There are good and bad letting agents out there. Don’t be afraid to interview quite a few potentials to avoid hidden cost like this in the future. A good agent trials contractors for you and has access to more simply due to their higher management portfolio. Weigh up if it is worth paying this extra cost for this advantage. There is a lot less margin for letting agents currently and this may not be an unreasonable charge bearing this in mind. Agents run a complex system with high costs of software and staff and a modern agent will be charging more for an efficient and comprehensive service.
BEST MOMENTS
“Contractors are unlikely to pay this cost without adding it into their quote.”
“I tried to find a good agent and I interviewed them to try and qualify and disqualify them but I couldn’t find one that I liked.”
“You have two types of agent ; little boutique ones and big corporate ones.”
“Getting that right contractor takes time, effort and relationship building.”
EPISODE RESOURCES
How to Reduce Landlord Taxes 2019-20 https://www.amazon.co.uk/dp/1999640543/ref=cm_sw_r_cp_api_fabc_79R9ZHHR1A65RYM5YR4J
The Richest Man In Babylon: The Success Secrets of the Ancients--The Most Inspiring Book on Wealth Ever Written https://www.amazon.co.uk/dp/0451205367/ref=cm_sw_r_cp_api_fabc_MFM0MP7WF7AWGWYX5051
Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! https://www.amazon.co.uk/dp/1612680178/ref=cm_sw_r_cp_api_fabc_1MY8PQJN7R1NSN167V6P
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this bonus update, Harvey details the relevant changes in the budget which directly affect property investors and are likely to be relevant to your decisions going forward. He also covers how the market is faring and current areas of strength that you should be aware of.
KEY TAKEAWAYS The Government are extending the time limit available to claim your Capital Gains Tax allowance available on your personal residence. A fund of 5 billion has been announced to assist those disadvantaged by the current cladding safety issue on multiple story properties. 24 billion is being made available for development of brownfield sites to help cover the extra costs of dealing with planning and local councils. If as a landlord you have suffered from rent arrears during the covid period a compensation fund has been made available to cover your losses. The market has dropped by 0.6% which is a relatively small fluctuation. There is good deals to be had up north. The city showing the highest growth is currently Liverpool. Stay in touch with your contacts so when the recovery comes you will be best placed to take advantage of it.
BEST MOMENTS
“You always get a dip in the market just before Christmas. Get yourself out there looking for deals.”
“I know I’m Remote Property Investor and a little biased, but the stuff in the north really can handle the recession.”
“Invest for cash flow and not so much for capital gains.”
“None of us have a crystal ball, none of us know for certain what is going to happen.”
EPISODE RESOURCES
How to Reduce Landlord Taxes 2019-20 https://www.amazon.co.uk/dp/1999640543/ref=cm_sw_r_cp_api_fabc_79R9ZHHR1A65RYM5YR4J
The Richest Man In Babylon: The Success Secrets of the Ancients--The Most Inspiring Book on Wealth Ever Written https://www.amazon.co.uk/dp/0451205367/ref=cm_sw_r_cp_api_fabc_MFM0MP7WF7AWGWYX5051
Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! https://www.amazon.co.uk/dp/1612680178/ref=cm_sw_r_cp_api_fabc_1MY8PQJN7R1NSN167V6P
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
100% Yes! Listen in to this episode where Harvey tells you not only how you can get into property without money but why there is the common misconception that it isn’t possible.
KEY TAKEAWAYS How does Harvey know that you don’t need money to start? Because he has done multiple deals himself without any of his own money. There is no such thing as no money down but there is such a thing as none of YOUR money. This is because there are costs involved in doing deals, such as legal fees etc Harvey has worked with both loans and private investors which have covered all costs, he didn’t have to use any of his own money. There is a knowledge action gap. People don’t action what they want to do. If all we had to do was find knowledge then we would all be living our best lives, but we don’t. To get where you want to go you need to look at where you are at now and what effort you need to put in to get where you want to be and then put in the action, effort and consistency needed to achieve it.
BEST MOMENTS
“If I had known this from the start I 100% could have done this from the start”
“If knowledge alone was the answer, why is everyone not got the relationships they want, not got the money they want?”
“Never judge yourself on the exception of the rule, judge yourself on the rule, look at where you’re at”
“If you’re not putting the effort in, be truthful to yourself”
EPISODE RESOURCES
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this episode, Harvey talks about the KISS refurbishment model strategy, which is a methodology that Harvey based on the US NAVY KISS analogy: Keep It Simple Stupid!
KEY TAKEAWAYS Harvey encourages people to do smaller refurbs and keep things simple to start with. Learn to work with builders etc. on a smaller project to build experience before taking on something bigger. When you are experienced, you will still have challenges to deal with but your experience will help you spot warning signs earlier and will give you the knowledge to tackle bigger problems. Start small and simple in all areas of life. If you start small and then build upon something it is more manageable and builds confidence.
BEST MOMENTS
“The more experience you get the more you mitigate that and the less likelihood of that happening is”
“You want that trial and error to happen on a lower cost project”
“Always take calculated, measured risk that you can manage”
EPISODE RESOURCES
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this episode, Harvey talks about limiting beliefs and the steps YOU can take to break them. He explores his own difficulties with limiting beliefs and how tackling them head on has improved his business, his life and allowed him to achieve on his own terms.
KEY TAKEAWAYS
There are 7 Limiting beliefs: Your Leverage Point The Content You Consume The People You Surround Yourself With Affirmations Vision and Goal Setting Habit and Actions What You Label Yourself
Happy and sad moments stick with us because of their impact on our brain: this is key to understanding how beliefs are formed but it’s important to remember that often these are subconscious and also aren’t true. Staying in your comfort zone is your evolutionary brain working. Something unknown creates fear: you have to push past this fear. What you consume, via the way of content or even the people you surround yourself with makes a big impact on your beliefs. Having a vision and goals is really important, you may not enjoy the process but you often have to do things you do not enjoy to get the results you desire. Your internal belief will drive you and your actions. Whether you think you can or you can’t, you’re right. Unconscious bias is responsible for more than you realise, this is what you need to break through towards living on your own terms.
BEST MOMENTS
“The biggest challenge people have with remote property investing is that mindset and limiting belief”
“We all have a leverage point to break these beliefs... everything in life we are either moving away from pain or moving towards pleasure”
“You are the equal of the five people you surround yourself with”
“You often have to do things you don’t enjoy doing to get results you do enjoy”
EPISODE RESOURCES
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this episode, Harvey talks about the fundamentals of setting up in property and business in general. He discusses risk, the difference between good and bad debt, company structure, tax and more!
KEY TAKEAWAYS Harvey believes you should always calculate your risk whilst assessing what you can afford to lose. If it goes wrong, you need to know you can afford the gamble. There is a big difference between good and bad debt. Good debt is when you use the money to leverage and use its power. Bad debt, the kind of debt you do not want, is when you use credit cards on frivolous things like holidays and eating out. Decide whether you want to operate as a sole trader or a company. Think about your tax structures too, as this is the difference between making a good amount of income or not. Speak to a specialist accountant before making any decisions. There is a vast amount of financial options when getting into property, bank loans, private finance, partnerships and more. Research all the choices, you might be surprised at what would work best for you and your current financial position. If you are thinking about starting to get into property then be mortgage ready. Get an AIP or DIP in place so you are ready to go. Spend some time creating a ‘balance sheet of your life’, see what you can liquidate, what you can save etc before you start your property investing journey.
BEST MOMENTS
“Everything is a risk but there are different calculations to that risk”
“Property is one of the strongest asset classes out there”
“Get your credit score up really high and make sure you’re credit worthy”
“Anything you pay for each month is a liability”
EPISODE RESOURCES
How to Reduce Landlord Taxes 2019-20 https://www.amazon.co.uk/dp/1999640543/ref=cm_sw_r_cp_api_fabc_79R9ZHHR1A65RYM5YR4J
The Richest Man In Babylon: The Success Secrets of the Ancients--The Most Inspiring Book on Wealth Ever Written https://www.amazon.co.uk/dp/0451205367/ref=cm_sw_r_cp_api_fabc_MFM0MP7WF7AWGWYX5051
Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! https://www.amazon.co.uk/dp/1612680178/ref=cm_sw_r_cp_api_fabc_1MY8PQJN7R1NSN167V6P
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
What do you know about deal sourcing from agents?
In this episode, Harvey talks about how to source deals from agents, how relationships are key to this and what steps you can take to build long and lasting relationships with agents to aid you in your property journey.
KEY TAKEAWAYS Last year (2020) was a difficult year, but the deals that Harvey did manage to achieve were down to the strong relationships he had built with agents. Agents come with a preconceived idea of investors, it’s your job to combat this and show them why a relationship with you can work for them. When working with an agent, explain what and why you are looking for what you are. If something isn’t right for you, tell them why that is, help them learn what it is that will work for you. Do not talk in terminology, most agents won’t know advanced property strategies. Leave the jargon out of the conversation, explain what it is that you want. You need to be in the forefront of agents minds, there are multiple ways to do this but the key thing is that you are the person they think of when they come across something that would suit you.
BEST MOMENTS
“There’s so many people that mess them around as amateur investors”
“The more touch points you build with people the more know, like and trust you get with them”
“Really important to maintain those lines of relationships and keep fresh in their minds”
EPISODE RESOURCES
Deal Sourcing Funnel: http://bit.ly/d2vpack
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this informative and straight-talking episode, Harvey explores how to ensure your money is working for you. He talks about yield, return on capital and how to measure these and know what to focus on for you and your property investment.
KEY TAKEAWAYS A gross yield is your yearly rent, dived by the purchase price, timed by 100. It can be a helpful general indicator but not something that gives the full picture of an investment. Net Yield is your gross yield after your costs are deducted. On average, for each £25 you put in the bank will put in £75, this is how you can get real leverage. You can buy 4x as much than if you just bought outright in cash.
BEST MOMENTS
“Most of the time gross yields aren’t going to give you the full picture of a property”
“You don’t really want to be buying in cash”
EPISODE RESOURCES
Deal proposal template
http://bit.ly/harveysproposaltemplate
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
Harvey has been networking with Jack for some time now and wanted to share his wealth of knowledge and unique perspective with his audience on this podcast. They talk about property investing, social media and why choosing the right business strategy can help lead you to becoming recession proof.
KEY TAKEAWAYS Jack has been in property for over 8 years now, he fell into it almost by accident. He sold his first flat and really enjoyed the process, which lead him to attend a 3-day property training course. Attending this course made him realise he had always had an entrepreneurial spirit but didn’t know how best to direct it and this gave him the idea to channel it into property. For both Harvey and Jack, realising you could refinance and use other people’s money to build your property portfolio was a big eye opener and what they both ended up pursuing. Having the right mindset, confidence and building rapport is what Jack attributes a lot of his success. People want to work with people and rapport can ‘seal the deal’ for many. Knowledge and network can mean a lot more than money in a deal. You need all three but you can put just one of these on the table; remember that the money doesn’t hold all the cards like many people believe. You will come across many problems when working in property. Some of these won’t be your fault but some of them certainly will, you have to own your losses and be confident when you lose as well as when you win. Online networking can be a lot more beneficial than in person networking. You can save a lot of time by filtering out people who can’t help you and spend more time with those who are worth connecting with. You have to enjoy creating content for social media or it will not have the impact you want. Understanding your audience demographic is one of the most important things when creating and directing social media content. Ensure you are focusing on the right platform that will bring you the results you are looking for.
BEST MOMENTS
“That was my first experience of the importance of rapport”
“It’s a mindset…you become that person”
“You’ve got to be confident when you lose”
“The more polarising you can be the better”
“Tenants can be your worst nightmare”
EPISODE RESOURCES
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
Do you need a personal brand?
In this valuable and informative episode, Harvey explores the concept of a personal brand, what is it, what does it involve and what are the unique the benefits of creating one alongside your business?
KEY TAKEAWAYS At the beginning of his journey, Harvey was apprehensive about building a personal brand. He had fears around being judged and this is the biggest factor that held him back, this isn’t uncommon and is one of the main reasons people don’t create a personal brand. You don’t have to create a personal brand, but it will slow your growth if you don’t. No one starts as a success and it’s the same with personal branding – it’s a process and it’s about practice. Facebook can be a great platform to use to start building your personal brand as there is already an audience there, in the form of communities. Your network is your networth, the greatest and fastest way to do this in the modern world is to put yourself out their online in the form of content: it creates trust which creates sales.
BEST MOMENTS
“99% of people that start doing this start in the same place, really fearful…it’s just a process”
“Property is a very money hungry business”
EPISODE RESOURCES
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this insightful episode, Harvey speaks to entrepreneur and property investor Ranjan Bhattacharya, who he met at a networking event. Ranjan has been in property investing for over 30 years and now also does public speaking as well as runs his own youtube channel!
They discuss how Ranjan got into property investing, the state of the financial world currently and why commercial property might be the answer for the UK property market.
KEY TAKEAWAYS Having a local team who helped run the day-to-day with his lettings helped Ranjan have early success and allowed him to focus on his day job. After a decade, he decided that he wanted to put everything into his property business and transitioned and let go his corporate career. There is a time and place for zoom and it has been invaluable throughout the pandemic. But nothing can replace the multiple and organic interactions that happen at a real-life networking event. No one knows for certain what is going to happen with the UK property market, there have been a lot of surprises in these uncertain times. But what Ranjan does know is that there are tough times ahead, especially in regards to asset inflation, but if you have a strategy to deal with this then it will help you ride the storm. There is a massive supply and demand problem for UK property. Ranjan believes that converting commercial properties will help with this shortage but it will take quite some time to show results.
BEST MOMENTS
“Zoom is all well but it doesn’t replace the face-to-face”
“It’s a scary time if you don’t have a strategy to get through this”
EPISODE RESOURCES
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this episode, Harvey discusses property strategies and how to figure out which is the best one for you. Simply put, the strategy you should be doing is the one that suits you the best. Don’t be distracted by what other people are doing, listen in to Harvey’s tips today to figure out YOUR property strategy.
BE QUICK - At the time of this podcast recording, Harvey is currently giving free strategy calls! these will be a non-sales, non-pushy call to help you.
KEY TAKEAWAYS How do you figure out what strategy is the best for you? Look at what experience you already have, your skills, your financial availability and the amount of time you have. Keep your property journey simple at the start. Once you start to gain experience you can become more complicated and scale and skill up. Where is your courage, what are you confident in? If you can utilise your confidence and courage it will give you a kickstart in what you choose to implement.
BEST MOMENTS
“Keep it simple on your early stuff”
“What are your skillsets, where do your skills lie?”
EPISODE RESOURCES
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this episode Harvey speaks to Nathan, a private equity investor. He has a keen interest in property and has a wealth of experience in the industry. Harvey and Nathan delve deep into property, the world of investing and the importance of protecting your own time.
KEY TAKEAWAYS Nathan started his first business 12 years ago when taking a gap year. He made a lot of mistakes but also learnt a lot and ultimately ended up selling the business and did very well. He reinvested the money he made into some properties but found he was bored so started doing some consultancy work. He then decided to create a new business and started investing. He realised that selling businesses is actually where he could make the real money, so this is what he did and still does today! Lease options can be a really good way to make money and Nathan has demonstrated this time and time again with past results. Nathan and Harvey agree that remote property investing can work incredibly well. Nathan hunts for the deal and he also prefers to be ‘further away’ so he can easily distance himself. Property needs to be an investment for him, not a job, so systemising it is key. No matter who you are, you have 24 hours in the day. You can’t get that time back, ensure you spend your time wisely.
BEST MOMENTS
“I’ve always had a passion for property”
“I think we did things very differently to everyone else which is why it worked”
“If I am investing money I want it to produce a return, I don’t want it taking my time as well as my time is money”
EPISODE RESOURCES
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this episode Harvey speaks to property investor and author David Tarn. They talk about the power of the modern world, David’s property journey as well as mindset and personal development.
KEY TAKEAWAYS Don’t be scared to ask for support and help from those who are further along in their journey than you. David and Harvey have never come across someone who wasn’t willing to help them, made easier by the modern world and the power of technology. David started off as a tradesman and would see landlords profiting from property and decided he needed to step into this world. After gaining significant experience, David decided to write a book, he wanted to write something that would pass on what he had learnt over the years, in a simple way that anyone could understand and benefit from. Anything in life worth having is hard work. Don’t be fooled by those who give the impression that property is a quick rich scheme – it is not. It takes the right circumstances, learning and a lot of hard work. Confirmation bias is everywhere, including on the internet – google is the essence of confirmation bias, it will present to you exactly what you are looking for and what you want to see. Post-Covid, David believes the property market will continue to be unstable and volatile, at the moment it has false stability through things such as the stamp duty relief. There will be a lot of opportunities to come for many but this will also mean losses and difficulties for others.
BEST MOMENTS
“Until I realised there was more money in property than there was in plumbing”
“They make it a quick get rich industry, but it’s not…people want to believe that there is an easy option but it’s just not true”
“You have a much higher chance of success if you can visualise it”
EPISODE RESOURCES
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this exciting episode, Harvey speaks to Hannah and George from Dugard properties, a young company that specialises in the BRR (buy, refurbish, refinance) model of property investing.
They talk about the creation of their business, what they have done so far, what they are currently up to as well as how important it is to find the right structure and model of business that works with your experience and strengths.
KEY TAKEAWAYS Still a young business, Dugard was created by Hayley and George just 2 years ago when they started looking at bespoke property sourcing. There is a lot of work in the background of those who rise in an industry quickly. You can create a successful business fast in the modern world, especially with the world of social media-but don't underestimate the hard work involved to get this. Working smart, by creating systems, processes and educating yourself is key in finding and sustaining success in life and business. It's important to stay in touch with your key network, especially your agents, you want to be fresh in their minds; this way they will contact you when the best opportunities arise. Looking into the growth mindset -vs- the fixed mindset was a game changer for George. If you can master this it makes you approach everything differently and live a happier, more positive and more prosperous life. Social media is so powerful. It means your clients and trust is built faster and more efficiently. If you utilise it in the right way it will be the making of your and your business.
BEST MOMENTS
“We’ve done a lot in a very short space of time”
"Sometimes you have to sit there are ask, am I being a busy idiot?"
"Follow through with your word"
"You've got to get online. If you're serious about building a business, you've got to get serious about this"
EPISODE RESOURCES
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
A both inspiring and informative episode where Harvey speaks to Laura Muse, a property investor based in Sheffield in the UK. Laura and her husband run ‘I Square property, who work on a multitude of different property projects including a very successful single let property portfolio business.
KEY TAKEAWAYS Single let properties are your foundation, if you have a solid single let property portfolio it then gives you the freedom to branch into other areas. Laura started in property journey in 2018, she previously had no experience but got involved in the sector as she wanted to have something to create residual income, allowing herself and her husband to set themselves up for the future. Laura and her husband both have very different skill sets and strengths, this is one of the reasons they work so well together and have a natural synergy. Laura’s social media presence has helped her build the success of the business. She openly says that it has been a complete game changer for herself and her husband, that there is no way they would be as far as they are in their journey without it. It takes 7-9 touch points to create trust with someone. If you leverage social media correctly you can build this trust fast and business is built on trust.
BEST MOMENTS
“The power of technology means the world is local”
“Everything’s a learning curve in property”
“We’re all sales people, if you don’t think you are you are sadly mistaken”
EPISODE RESOURCES
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this engaging episode, Harvey speaks to John Paul of Castle Dean. John started off as an athlete and went into a property investing to help fund this. He is now is a prolific business owner, listen in to this episode to learn all about his journey and how he built, and systemised, his success.
KEY TAKEAWAYS
John grew up in the North of England, his Dad was a miner and his children are the first generation in his family to not work in ‘the pit’ or in heavy engineering. His Dad worked really hard and built an engineering company but sadly was diagnosed with cancer and after his death the company went under. After his fathers death, John started to go into property investing to help fun his athletic career. At first he looked after everything himself but he then decided to take a very hands off approach as the portfolio grew. Legislation changes around housing benefit turned John into an expert and other landlords started looking to him, this is how his business was truly born. John then started looking into business acquisitions. He has made some mistakes but now has a strategy and method to follow to almost guarantee success. In acquisitions, finding a win win for you and the business owner is the secret to success. A win win doesn’t have to have monetary value, this isn’t the only thing people want from selling their companies. The amount of legislation a landlord has to comply with has more than doubled in 10 years. You have to learn to trust people if you are going to build a business. This as well as having a robust system to manage and hire employees is essential. Look at what motivates people because when you do, you realise that moving forward and achieving goals, no matter what they are, is what drives people. You can then start to implement things that cultivate and encourage this to keep your employees engaged and happy. If you get the right people they will not only follow the systems, they will help create and build them.
BEST MOMENTS
“We’d lost my Dad, we’d lost the business, lost income…it was a really cra*py time and that’s all because we had systems, but not the right ones”
“No one cares about your brand, it’s all about pounds, shilling and pence at the end of the day. The only person who cares about your brand is you”
“Every single business that you buy you want to be able to add value”
"Once you build community and culture, you're half way there"
EPISODE RESOURCES
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this educational and engaging episode, Harvey speaks with Tej: a property investor, author, podcaster and speaker. They discuss investing, content creation and all things branding.
KEY TAKEAWAYS
The thing you want to do the least is usually the thing you must do to progress and move forward. You have to keep pushing yourself out of your comfort zone in order to meet your goals and fulfill your potential. Tej got into property investing fast, he bought 15 properties in the first 9 months of his property journey! Before building his portfolio Tej actually worked in recruitment and although he didn’t particularly enjoy this sector he learnt a lot, especially around dealing with people and rejection. You can’t just create a social media presence. It takes hard work and planning. You have to be willing to take the steps needed to build your brand. Harvey believes there are four types of investors: Hands Off, Part Time, Solopreneur and Entrepreneur. Networking now is the easiest it’s ever been. You can connect to anyone, anywhere in the world, anytime. This makes remote property investing less of a risk than it would have been previously. You can connect with people who know areas, who have the knowledge you don’t and help you make the right investment decisions. Be honest about your journey and the mistakes you make. People will resonate with you and the lessons you are learning.
BEST MOMENTS
“Go and look what Tej’s done”
“Networking online today makes it much more possible”
“A lot of people are starting brands now and because of that you have competition”
“Be honest about where you’re at and people will resonate with that”
EPISODE RESOURCES
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this episode, Harvey speaks with fellow remote investor Adam Garland. They talk about Adam’s property journey, the approaches you can take when getting into remote property investing and also how fear can drive you forward to get out of your own way.
KEY TAKEAWAYS
Adam decided to go into Teesside as a remote property investor as the yield was really good and there was plenty of stock at the time.
Covid has had an impact on property stock countrywide, there just aren’t as many motivated sellers out there right now.
When getting into remote property investing, you need to work out what your strategy is and stick to it. It will help you make the right decisions early on and keep you on the right track.
Research into an area before buying can make all the difference in whether you are successful or not in remote property investing. A great way to research is to speak to letting agents and also to view as many houses as possible to get a great overview of the area you are looking to buy in.
Knowledge is everything. Time is your most expensive asset so ensure you use it wisely, invest in yourself and make sure you take action.
BEST MOMENTS
“If you live in London, everything is far away”
“It’s exciting times for the North”
“If you do daily content something will happen”
“Knowledge with action is real power”
EPISODE RESOURCES
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this episode, Harvey explores property strategies and outlines why what might work well for one person won’t bring success to another.
KEY TAKEAWAYS
There are general principles and fundamentals behind any success story in property. Consider this, model these principles and figure out what the trade-off is. Don’t just go after the ‘shiny penny’.
It’s best to start with something like buy to let, get some experience in the industry, make some cash and build a network. You can then start to look at something like a high spec HMO.
Think about how much time you have now as well as how much time you want to dedicate to your strategy long term. Some property strategies are a lot more involved, you may want to choose something with less return but that works as a passive income.
The connections you have and your location are both key things that will dictate what strategy will work best for you. Having connections with someone already in commercial property or close connections to tradesmen can be a real advantage for certain strategies!
A strategy is only as good as your implementation. Education and mentorship is great but you need to focus and practice what you learn, gaining experience along the way.
BEST MOMENTS
“Follow the path that suits you best”
“Cut your teeth on the simple stuff, test it out”
“I had all the education there but I didn’t implement it”
EPISODE RESOURCES
Books: Ikigai - Hecto Garcia, Start with Why - Simon Sinek
Profile Test: GeniusU.com
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this episode, Harvey speaks to coach, entrepreneur and property investor Jamie York.
Jamie has achieved so much already at the age of 29, he talks with Harvey all about his journey into property, the tough lessons he has had to learn as well as the route to success in life.
KEY TAKEAWAYS
Jamie bought his first property back when he was at university at the age of 19. He then got into property deals and packaging six years ago. He now has a team of 15 working for him and is consistently bringing in over 100k a month.
Jamie has made mistakes with money in the past, particularly spending to impress others and ending up with not much left to show for it. But he doesn’t regret this, it’s these mistakes that have shaped his attitude towards money and wealth now and form part of his journey to success.
If you try and focus on the impact the things you do each day will have in 5 years, everything will fall into place and you will find success. It’s easy to feel demotivated when you are only looking at what you are achieving week to week, month to month.
Knowledge alone is not enough to push you forward. We all have access to unlimited knowledge all of the time now. It takes the right attitude to drive yourself forward, do not allow yourself to feel entitled to anything and work hard.
Money is not the important thing. It’s about whether you enjoy what you are doing and how you make your money rather than the money itself.
Jamie recognises the privileges he has in this world. He knows that his rock bottom would still be a much better situation than so many others have to face each and every day. This means that he can operate in life without fear.
BEST MOMENTS
“It’s really cool to see what you’re doing”
“I watched one too many homes under the hammer”
“You can make a million a year but if you’re miserable doing it then you’re miserable”
“I’m not relying on that money to make me happy”
EPISODE RESOURCES
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this episode, Harvey explores how you can create and nurture a growth mindset to help you achieve your goals, strive for more and be successful in all areas of your life. Harvey talks about his own experiences and how you always need to utilise the power of education, be self-aware and stay the eternal student.
KEY TAKEAWAYS
You are your number one asset. You need to be spending time and money on yourself developing a growth mindset and always learning.
Harvey had a disruptive start to life and learning. He didn’t do very well at school and got into some trouble after leaving. But his own internal strength and motivation got him on track to where he is today including teaching himself to read, going back to education and getting into the property world.
If free information was enough then we would all be where we want to be in the world – we are one google search away from having a perfect life in any area. But paying for learning and education requires commitment and motivates you to take action.
Mentorships, coaching and masterminds are great ways to surround yourself with likeminded people and learn in a unique way.
BEST MOMENTS
“Risk only comes when you don’t know what you’re doing”
“One of my biggest achievements was teaching myself to read”
“When you pay, you pay attention”
EPISODE RESOURCES
The Chimp Paradox: The Mind Management Programme to Help You Achieve Success, Confidence and
Happiness: https://www.amazon.co.uk/dp/009193558X/ref=cm_sw_r_cp_api_fabc_esEdGbF8F04ZF
Mel Robbins 5 sec rule
https://youtu.be/JRzWRZahOVU
How to get educated in property /do I need a mentor? Remote property investing community Facebook
https://m.facebook.com/groups/remotepropertyinvesting/permalink/427121391771283/?
ref=group_browse
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this episode, Andrew is interviewed by Kevin McDonnell. Kevin is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies.
This is a motivating and informative episode which delves deep into Andrew’s property journey, his successes and his ‘failures’ too.
KEY TAKEAWAYS
Andrew’s property journey started in 2009. He was yet to do any property education and hadn’t invested before. He bought a piece of land and then went onto to invest in more houses. In the end he actually lost money on his first investment but it didn’t matter so much as it is what ‘gave him the bug’ and his later investments held him up!
Andrew attended the multiple streams of income event which accelerated his journey in the property world. In his words it ‘blew his mind’, was revolutionary and rewired his brain, from that point he couldn’t get enoufh of learning and also began reading over 100 books a year!
There is so much free content and information out there now for anyone starting in property. It’s important to remember this wasn’t the case 10, 15 or even 5 years ago.
Following advice and techniques leant from courses Andrew found a joint venture partner and completed a no money down HMO deal – he made money but it also made him realise that HMO’s was too much ongoing work for him. At the same time he realised one of his buy-to-lets was in a less than desirable area. So he then decided to invest in an area that his friend knew very well so he would not make this mistake again.
Your network is your net-worth. It takes time and effort to build strong relationships with many people that will help you on your journey. It’s these relationships that can often make or break a deal.
Diversifying your property portfolio does not mean scatter gunning. You need to know the area you invest in. Diversifying means to mix it up WITHIN your property investments, by using different strategies, for example your tenant type, such as having students, professionals and universal credit tenants.
There is a property strategy for everyone. We all want different things from life. Some people have the time an energy to put in a lot of work in for several years whereas someone else may just want a small passive income – you have to figure out what is right and manageable for you.
BEST MOMENTS
“I was obsessed with learning”
“That network is 90% me now...I built a network off the back of social media”
“What they really mean is that you pick and area and then you become the subject matter expert of that area”
“There’s different things that people want from life”
ABOUT THE GUEST
Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.
https://www.facebook.com/kevinMcDonnellProperty/
https://kevinmcdonnell.co.uk/
ABOUT THE HOST
Andrew Harvey
Andrew built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
👓| Find Andrew on Facebook
👓| Find Andrew on Instagram
👓| Find Andrew on YouTube
👓| Find Andrew on TikTok
See omnystudio.com/listener for privacy information.
In this episode, Harvey speaks to entrepreneur, investor, developer, podcaster, speaker and author Gavin Gallagher!
Harvey and Gavin met on Clubhouse and Harvey recognised straight away that Gavin was further along on his journey than he was and kindly agreed to be interviewed so everyone listening to this podcast could benefit from his knowledge, ---- and wealth of experience.
KEY TAKEAWAYS Gavin started working in the real estate business 25 years ago, nowadays he runs a business park in Dublin which he and his family developed and has a long list of multinational businesses as leaseholders, including google!
Gavin’s Dad sadly died quite suddenly which meant he is dropped in at the deep end of the family business. Quite a few mistakes were made in the beginning as Gavin did not have any experience but the mistakes gave him fire and it made him incredibly ambitious to do better. As well as helping with the family business Gavin began doing his own side projects and investing in property. He discovered the turnover that could be made and took a bit of a cookie cutter approach on his successes.
He was doing incredibly well but then the financial downturn and uncertainty in 2008 meant he lost almost everything and had to rely on help from his family. It was a very sobering and humbling experience. He spent a couple of years ‘licking his wounds’ but then figured out it was no one else’s fault but his own and he took ownership, put his ego away and started to rebuild.
In the world of property development it can be difficult to mitigate risk as the length of time it takes from the idea to completing can be years. It’s often advisable to have multiple projects at any one time so you have a more regular stream of cash flow.
As a country, we have jumped ahead 20-30 years in terms of debt, this is going to have a massive impact on the economy.
Technology is shifting the way business is being done, this has been further accelerated by the pandemic. Just looking at the property world and how people find and buy houses has completely changed and that is just one small aspect of one sector.
Change can happen and it can happen quickly. You need to be an eternal student, don’t assume you know it all and always be curious.
BEST MOMENTS
“it was an incredibly difficult time and what I realised is that there’s no point in blaming everyone else for the predicament you’re in”
“I decided to make it my mission to make people aware just how dangerous debt and overleverage can be and if you don’t get your mindset right you will walk right into the same problem”
“Your current success can be one of the biggest threats to your future success as you get complacent”
“Technology is definitely shifting the way business is done”
EPISODE RESOURCES
How to Reduce Landlord Taxes 2019-20 https://www.amazon.co.uk/dp/1999640543/ref=cm_sw_r_cp_api_fabc_79R9ZHHR1A65RYM5YR4J
The Richest Man In Babylon: The Success Secrets of the Ancients--The Most Inspiring Book on Wealth Ever Written https://www.amazon.co.uk/dp/0451205367/ref=cm_sw_r_cp_api_fabc_MFM0MP7WF7AWGWYX5051
Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! https://www.amazon.co.uk/dp/1612680178/ref=cm_sw_r_cp_api_fabc_1MY8PQJN7R1NSN167V6P
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this episode, Harvey explains how to do BRR even if you have a mortgage. Doing so in a non-fraudulent way, that does not break mortgage rules. He briefly explains what BRR is, then walks his audience through the main borrowing options. Ways that anyone can benefit from the BRR model even if they have to borrow from the banks. In this episode, he also talks about bridging loans, buying with cash and using private finance.
KEY TAKEAWAYS
The idea that you cannot use a mortgage to fund a Buy – Refurbish – Re-Mortgage deal is a common misconception. When doing BRR it is important to understand how long you need to wait before being able to re-mortgage. When you use the same lender for the re-mortgage you usually save on the conveyancing fee. Bridging loans give you access to your money extremely quickly. Bridging is expensive. Day one lending can be a bit cheaper. If you are flooded with deals, bridging loans can enable you to take advantage of more of them. But use these loans with caution. When dealing with a bank, build a relationship with them. When you do, they become steadily more comfortable with re-mortgaging for you. Cash makes things easier with BRR, but you need to bear in mind how long your capital will be tied up. Cash deals can potentially make it easier to refinance really quickly. Focus on finding deals, then sort out the lending. Don´t worry about only seeking out deals that will suit the lender.
BEST MOMENTS
‘There is a common misconception that floats around that you cannot use a mortgage to fund a buy, refurbish, re-mortgage. ´
‘I like keeping the refurbs nice and light and not too structural, no major stuff.’
‘Match the lending to the deal and your circumstances. Not the deal to the lender.’
EPISODE RESOURCES
Shawbrook Bank relationship manager explains how banks lend - https://youtu.be/urQ_-URWzes
Deal proposal templates - http://bit.ly/harveysproposaltemplate
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
Podcast Description
Welcome to the Remote Property Investor Podcast! This podcast is for people that want to create a remote life leverage lifestyle that they can live on their terms; To educate & motivate you into taking actions to make this happen.
My name is Harvey, and I’ve been a property investor since 2009! Although I started investing locally, limited resources led me to look for investment opportunities elsewhere in the country – and thank god for that! Thanks to this I’ve been able to become a remote property investor, and I have the luxury of being able to run this business from my phone.
Whether it’s from the comfort of my own sofa or from the beach on one of my travels, so long as I have a Wi-Fi connection, I’m good to go.
Get stuck in and start listening to content all about Property Investment (remote or other), entrepreneurship, business mindset & wellbeing, systemisation, and lifestyle Evolve Your Ideas, Live on Your Own Terms.
See omnystudio.com/listener for privacy information.
In this episode, Harvey speaks to David Siegler about his multifaceted work life and career. He is a podcaster, author, successful retailer and has been investing in property since 1977. They talk about financing, why he invested in the North, the impact of the 2008 financial crisis, and Covid. Harvey and David also discuss the way the London and Northern property markets have evolved and are likely to do so in the future.
KEY TAKEAWAYS Property sales impact the economy massively. The government needs a buoyant property market. Even when the property market is flat, there are bright spots. For example, investment areas. Deal packaging is a great skill, which is in high demand, everywhere. You can start packaging quickly and it only costs a few hundred to be fully compliant from day one. Find a great deal, learn how to add value. Build a strong team to take care of the detail. When you go and see a new agent, be specific. Be clear about what you want. To succeed you have to do enough marketing to find the deals. Don´t become a perpetual student. There is no point in taking course after course and not taking enough action. Carry on growing as a person, learning new skills, and enjoying new challenges.
BEST MOMENTS
‘Right now, property prices are not linked to people´s earnings. ´
‘The government needs a buoyant property market.’
‘There are strategies that work wherever you are.’
EPISODE RESOURCES
The Sales Bible by Jeffrey Gitomer
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this episode, Harvey covers the extremely important subject of deal sourcing which is at the heart of any property business strategy. He explains each of your options. Including signage, leaflets, newspaper ads, and getting leads from agents.
Before diving deep into Facebook ads, which are a great way to do direct to vendor. Harvey explains how to target those ads to reach people who are highly likely to want to sell their property. He covers the direct response and nurture approaches. Then explains how to create a funnel to capture those leads and convert them. Harvey also explains how to use letters and online chats to find direct-to-vendor deals and convert them.
KEY TAKEAWAYS
Without good deal sourcing, no property investment strategy will work well. There are many ways to source deals. Sourcing deals remotely is quite similar to how you do it in person. Build relationships with agents, word of mouth is still a powerful way to find deals. Leaflets are an option, but they require a lot of work and money. Targeted ads are best. Facebook is a good platform for targeting. On Facebook, you can target people in a small geographical area or demographic. Harvey uses a funnel approach. He explains how to do it and shares the tools you need in the podcast. You can write directly to vendors, even occasionally speak to them online. Harvey explains how to use Gumtree, Street View, and the Land Registry to help you with your deal sourcing efforts. With deal sourcing, you have to keep testing and tweaking to find the right solution for you. Times are changing, so you need to keep learning and adapting how you find your deals. Understanding marketing will help you to get your lead sourcing ads to be effective.
BEST MOMENTS
‘Deal sourcing is the core element. ´
‘Who wants to get adverts for stuff you´re not interested in.’
‘Make sure you really test your copy.’
EPISODE RESOURCES
Clinkfunnels affiliate link -
D2V free templates -
Web v funnel - https://youtu.be/CSLJOMXUt0w
How to do Facebook Ads training - https://www.youtube.com/watch?v=Q8gUs93DA6s
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
Podcast Description
Welcome to the Remote Property Investor Podcast! This podcast is for people that want to create a remote life leverage lifestyle that they can live on their terms; To educate & motivate you into taking actions to make this happen.
My name is Harvey, and I’ve been a property investor since 2009! Although I started investing locally, limited resources led me to look for investment opportunities elsewhere in the country – and thank god for that! Thanks to this I’ve been able to become a remote property investor, and I have the luxury of being able to run this business from my phone.
Whether it’s from the comfort of my own sofa or from the beach on one of my travels, so long as I have a Wi-Fi connection, I’m good to go.
Get stuck in and start listening to content all about Property Investment (remote or other), entrepreneurship, business mindset & wellbeing, systemisation, and lifestyle Evolve Your Ideas, Live on Your Own Terms.
See omnystudio.com/listener for privacy information.
In this episode, Harvey talks to Emerald Fisk who went from being a care home manager to becoming a personal trainer before investing in property. Emerald shares her journey, including tips that anyone who wants to find freedom through property investment can benefit from. Including how she networks and gets fantastic deals as a result of doing so.
They talk about her experience of raising finance, doing single lets, commercial, serviced accommodation, HMO, rent-to-rent, and other business models. She explains why BRR is still her preferred option despite it being slow to set up.
KEY TAKEAWAYS Networking is important in property. Agents and auctioneers can give you fantastic leads. Older landlords are also good sources of great deals. It is perfectly possible to build a rental property portfolio while working a day job. Being visible is essential for securing private investment money. Social media is a good way of opening the door, but face-to-face networking is also needed to successfully raise finance. Tap into the power of the five separations law. Ask local people about builders etc to find decent ones. Understand what your tenants like, how they think. This will help you to make your property as attractive as possible. If Emerald is happy with the worst-case scenario, she buys the property. Think very carefully before working with JVs. There is a lot that can go wrong. Coaching and training only work if you are an action taker. Be wary of course providers and mentors that tell you that you will make a life-changing amount of money in less than a year. At some point, the UK property market will struggle. But if you do your due diligence there are still reasonably secure deals to be made. Look at the average wage in proportion to housing costs to help you to decide where to buy.
BEST MOMENTS
‘Now they (agents) give me the keys to properties before they´ve even been out and valued them. ´
‘BRR is the most passive income strategy out of all properties.’
GUEST RESOURCES
Facebook - https://www.facebook.com/emerald.fisk
Instagram - https://www.instagram.com/emerald_fisk/?hl=en
LinkedIn - https://uk.linkedin.com › emerald-fisk-property
Contact Emerald via Facebook to ask her about her BRR Mastermind training
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this episode, Harvey talks about how he does Buy Refurbish Re-mortgage remotely. He explains how he finds deals that enable him to buy, get the work done quickly, and re-mortgage fast. In some cases, being able to release virtually all of the money he originally invested. He also speaks about Light Refurbish Mortgages and bridging loans, including the pros and cons of taking these approaches.
KEY TAKEAWAYS
BRR is – Buy – Refurbish – Re-mortgage. Something Harvey does Remotely. This property investment model can be done using the cloud and your phone, while you are on the move. The aim is to add enough value to be able to get a high % of your money out of the property when you re-mortgage. You get most of your capital back and can buy another property, while the re-mortgaged one earns and grows in value. It is important to be aware of mortgage caps when using the BRR model. This method is easier to do with single occupancy properties. You cannot get a revaluation unless you can prove that you have improved and added value to a property. High-end-looking kitchens and bathrooms tend to generate higher valuation. Buy them at a discount to make installing them a viable approach. Building up a relationship with a lender will help you to get good revaluations and deals. Typically, you have to wait 6 months to 2 years to re-mortgage Bridging is another option, which enables you to represent yourself as a cash buyer.
BEST MOMENTS
‘I like leaving no more than 6/7k in a deal. ´
‘You do tend to get a higher turnover of tenants in these professional areas.’
‘Banks build up trust with you and want to see that you have a bit of skin in the game.’
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
Podcast Description
Welcome to the Remote Property Investor Podcast! This podcast is for people that want to create a remote life leverage lifestyle that they can live on their terms; To educate & motivate you into taking actions to make this happen.
My name is Harvey, and I’ve been a property investor since 2009! Although I started investing locally, limited resources led me to look for investment opportunities elsewhere in the country – and thank god for that! Thanks to this I’ve been able to become a remote property investor, and I have the luxury of being able to run this business from my phone.
Whether it’s from the comfort of my own sofa or from the beach on one of my travels, so long as I have a Wi-Fi connection, I’m good to go.
Get stuck in and start listening to content all about Property Investment (remote or other), entrepreneurship, business mindset & wellbeing, systemisation, and lifestyle Evolve Your Ideas, Live on Your Own Terms.
See omnystudio.com/listener for privacy information.
In this episode, Harvey speaks to Rob Moore - "The Disruptive Entrepreneur". They discuss overcoming your fears so that you can push yourself to do the things you need to do to find success. Especially when building your personal brand by putting yourself out there on social media, video, podcasting and public speaking.
They also discuss making the most of your personal brand. Including, leveraging your knowledge and industry connections to create courses and mentor. A process that is discussed in depth in this podcast.
KEY TAKEAWAYS The bigger the brand you build the more leverage you have and the faster you grow. Don´t let fear hold you back. You´ve got to do what you don´t want to do to move forward. Associating with people who are ahead of you in what you do challenges you to do better and move faster. Stretch yourself, ask people who are market leaders in your industry for interviews. It greatly broadens your appeal. Take incrementally increasing risks and challenges. Don´t take yourself too seriously. Laugh at your trolls, don´t let them worry you. Success is being meaningful and valuable to people. Offering a product or service they need. In business, there is no end. There are always challenges and new things to learn. If you are stuck or unsure about something, ask someone who has already done it. Push yourself. Disrupt yourself before someone else or the market disrupts you.
BEST MOMENTS
‘The quickest way to get somewhere is to look at other people in a similar industry and model, not copy, them. ´
‘Pat yourself on the back for what you´ve done…but there´s always more.’
‘Take incrementally increasing risks and challenges.’
EPISODE RESOURCES
Feel the Fear and Do it Anyway by Susan Jeffers
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.
In this episode, Harvey introduces himself. Explaining how he got into remote property investing. Including how buying his first buy-to-let property 11 years ago made him realise that he needed to take a different approach. Why he started to use other people´s money to buy high yield properties and grew fast.
Harvey shares how he managed to start buying properties in the North of the UK, despite living in the South at the time. He takes you quickly through his highs and lows before explaining how he got the balance right and what he is doing today.
KEY TAKEAWAYS When done right, using other people´s money enables you to grow fast. Look for high-yield low-cost properties and deals. Build a strong network. Don´t be afraid to ask others about what they are doing and how. You learn so much that way. When looking at deals always figure out the downside. Build a team around you that has the skills and experience that you do not have. It is easy to stretch yourself too thin and end up burning out. Anything you can do in person can be done virtually. So, running properties remotely is a viable option.
BEST MOMENTS
‘My why is – live on my terms.’
‘Buy low purchase high yielding properties. ´
‘Luck presents itself to you all of the time, but you still have to take it.’
‘The advantage of investing within an hour of where you live is absolutely zero if you can´t afford a deposit to get started.’
VALUABLE RESOURCES
💻| Join us in our remote property investing Community on Facebook
📚| Live free training & Q&A every Sunday in the Community.
ABOUT THE HOST
Harvey is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property.
With education, portfolio building, and property management.
He built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly.
Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs.
His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint.
I help people to live on their terms through property & Coaching and portfolio building.
I’ve spent the last 7 years working out how to run my property business virtually from my phone.
Using tech to run my business while I’ve been travelling.
DM me clubhouse if you need help with this.
CONTACT METHOD
👓| Find me on Facebook
👓| Find me on Instagram
👓| Find me on YouTube
👓| Find me on TikTok
See omnystudio.com/listener for privacy information.