The Informed Landlords Podcast: Recent Episodes
Breckon & Breckon
The Informed Landlords Podcast is one arm of a range of informative media aimed at Landlords in the UK.
As New Zealand prepares for summer holidays, we catch up on how the property sector and the country is coping with the pandemic, we learn of spiralling rents and record house prices, a one sided eviction ban for State owned tenants, privacy clamp downs and news as David heads back to the 'coal face' to manage one of the largest property management portfolios in the country.
After a brief summer break the Breckon & Breckon podcasts are back - and following the recent Autumn Budget Frank Webster caught up with Raj Lal of our in-house mortgage team.
Continuing our property podcast series, Frank Webster caught up with Rajan Lal, our in-house mortgage advisor, who has over 19 years experience working in financial services. Rajan provides his unique insight into the regulated world of a mortgage advisor, current mortgage rates, protection advice and how landlords can easily make us of current low interest rates to finance improvements to their properties
In our latest property podcast we are delighted and honoured to catch up with property influencer Fiona Blaney, CEO and founder of RealPlus in Sydney, Australia.
Fiona is an international trainer, speaker, coach and author and responsible for the largest property letting and management conference in Australasia.
In her conversation with Frank Webster she gives an inspired and unique insight into the property sector in Australia, reasons to invest and what makes a great Asset Manager.
Frank Webster catches up with David Faulkner of Real-IQ in Wellington, New Zealand to discuss a range of issues around property letting and management and to hear how the Kiwi government are tackling housing and progress with the pandemic restrictions.
Topics covered:
. Making a will - problems associated to intestacy
. Challenges of passing on assets - legal and tax traps
. Taking time to plan ahead and minimise later tax issues
. Legitimate ways to minimise IHT - balancing risks with efficiency
. Wills/gifting/trusts (taking control of the latter) - CGT issues
. Making use of pension to replace rental income (74 age tax bomb)
. Advising beneficiaries who your tax advisor is - how to keep things current as policy changes
Topics covered:
Explore the different structures for a residential property purchase
the main tax considerations to bear in mind throughout the lifecycle of property ownership
i.e. options = Individual/company/trust - the tax effect of each i.e. purchase/during ownership/sale/death
ATED
No one-size fits all = seek specialist advice
Topics covered:
Outline current tax treatment of landlords
How does HMRC track our income/what is maximum I can earn before tax
Allowable expenses - betterment
Tax relief changes - new Buy-To-Let mortgage tax relief
Rolling over losses
CGT - if you dispose
SDLT - when you acquire
How your tax advisor and Property Manager can work together to budget and plan to ensure optimal ROI
In the first of our series of podcasts, Frank Webster catches up with David Faulkner of Real iQ in New Zealand. In this unique update, they discuss the Kiwi property market, key differences, obstacles, opportunities, hotspots and increasing reliance on property managers to navigate the lettings sector.