Marc on Money with Marc Geels: Recent Episodes
Marc Geels
Marc Geels and the team bring everything you need to know about retirement and income planning in a fast paced format. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings. We are focused on helping investors preserve and grow their assets, increase their income, and reduce taxes.
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Marc Geels discusses the importance of having a solid financial plan as one approaches retirement. They draw parallels between sports strategies, particularly bracketology, and financial planning, emphasizing the need for a diversified investment strategy that includes safe bets and high-risk options. The discussion also covers the role of part-time work in retirement, the importance of communication between spouses regarding retirement goals, and the need to prepare for unexpected changes in retirement dynamics. They conclude by hinting at future topics related to financial planning. To learn more visit EFS4U.com or call 712-224-4651
Support the show: https://www.efs4u.com/
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Marc Geels discusses the importance of having a solid financial plan as one approaches retirement. They draw parallels between sports strategies, particularly bracketology, and financial planning, emphasizing the need for a diversified investment strategy that includes safe bets and high-risk options. The discussion also covers the role of part-time work in retirement, the importance of communication between spouses regarding retirement goals, and the need to prepare for unexpected changes in retirement dynamics. They conclude by hinting at future topics related to financial planning. To learn more visit EFS4U.com or call 712-224-4651
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
Marc Geels discusses the implications of tariffs on retirement planning, the influence of inflation, and the importance of having a solid financial plan. They emphasize the need for clients to understand the purpose of their money and how external factors like tariffs and market volatility can impact their retirement income. The discussion also highlights the significance of seeking professional financial advice during uncertain times and the benefits of global diversification in investment strategies. To learn more visit EFS4U.com or call 712-224-4651
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
Marc Geels discusses the importance of having a solid financial plan as one approaches retirement. They draw parallels between sports strategies, particularly bracketology, and financial planning, emphasizing the need for a diversified investment strategy that includes safe bets and high-risk options. The discussion also covers the role of part-time work in retirement, the importance of communication between spouses regarding retirement goals, and the need to prepare for unexpected changes in retirement dynamics. They conclude by hinting at future topics related to financial planning. To learn more visit EFS4U.com or call 712-224-4651
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
Marc Geels discusses the importance of having a solid financial plan as one approaches retirement. They draw parallels between sports strategies, particularly bracketology, and financial planning, emphasizing the need for a diversified investment strategy that includes safe bets and high-risk options. The discussion also covers the role of part-time work in retirement, the importance of communication between spouses regarding retirement goals, and the need to prepare for unexpected changes in retirement dynamics. They conclude by hinting at future topics related to financial planning. To learn more visit EFS4U.com or call 712-224-4651
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
Marc Geels discusses the critical aspects of financial planning for retirement. They emphasize the necessity of having a written financial plan, understanding inflation's impact on retirement savings, navigating the complexities of investment choices, and preparing for healthcare costs. They also cover tax strategies to minimize liabilities and the importance of legacy planning to ensure efficient asset distribution. The discussion highlights the need for collaboration with financial professionals to create a comprehensive retirement strategy. To learn more visit EFS4U.com or call 712-224-4651
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
Marc Geels discusses the importance of having a solid financial plan as one approaches retirement. They draw parallels between sports strategies, particularly bracketology, and financial planning, emphasizing the need for a diversified investment strategy that includes safe bets and high-risk options. The discussion also covers the role of part-time work in retirement, the importance of communication between spouses regarding retirement goals, and the need to prepare for unexpected changes in retirement dynamics. They conclude by hinting at future topics related to financial planning. To learn more visit EFS4U.com or call 712-224-4651
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
Marc Geels discusses the critical importance of having a written financial plan as individuals approach retirement, especially in light of the significant number of baby boomers reaching retirement age, referred to as 'Peak 65'. He emphasizes the need for diversified income streams beyond Social Security, the rising costs of healthcare, and the importance of planning for long-term care. Mark introduces the concept of time segmented distribution as a strategic approach to managing retirement income, and he encourages younger generations to learn from the experiences of boomers to better prepare for their own financial futures. To learn more visit EFS4U.com or call 712-224-4651
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
Marc Geels discusses the implications of tariffs on retirement planning, the influence of inflation, and the importance of having a solid financial plan. They emphasize the need for clients to understand the purpose of their money and how external factors like tariffs and market volatility can impact their retirement income. The discussion also highlights the significance of seeking professional financial advice during uncertain times and the benefits of global diversification in investment strategies. To learn more visit EFS4U.com or call 712-224-4651
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
Marc Geels discusses the critical aspects of retirement planning, emphasizing the importance of having a written financial strategy. They explore common mistakes made by retirees, particularly the Baby Boomer generation, such as underestimating expenses and failing to plan for healthcare costs. The discussion also covers the significance of Social Security decisions, tax strategies, and long-term care planning. Additionally, they address the psychological challenges of retirement planning and the impact of market volatility on financial security. The conversation concludes with a call to action for listeners to secure their financial future through informed planning and professional guidance. To learn more visit EFS4U.com or call 712-224-4651.
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
Marc Geels discusses the critical aspects of retirement planning, emphasizing the importance of having a written financial strategy. They explore common mistakes made by retirees, particularly the Baby Boomer generation, such as underestimating expenses and failing to plan for healthcare costs. The discussion also covers the significance of Social Security decisions, tax strategies, and long-term care planning. Additionally, they address the psychological challenges of retirement planning and the impact of market volatility on financial security. The conversation concludes with a call to action for listeners to secure their financial future through informed planning and professional guidance. To learn more visit EFS4U.com or call 712-224-4651.
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
Mark Geels discusses the critical importance of having a financial plan as one approaches retirement. They delve into behavioral finance, exploring how emotions and biases influence financial decisions. The discussion highlights common fears, such as the fear of running out of money, and the impact of biases like anchoring on investment choices. They emphasize the need for cooling-off periods before making significant financial decisions and the importance of preparing for market volatility. The conversation concludes with a list of top financial principles to help investors succeed in retirement. To learn more visit EFS4U.com or call 712-224-4651
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
Marc Geels discusses the implications of tariffs on retirement planning, the influence of inflation, and the importance of having a solid financial plan. They emphasize the need for clients to understand the purpose of their money and how external factors like tariffs and market volatility can impact their retirement income. The discussion also highlights the significance of seeking professional financial advice during uncertain times and the benefits of global diversification in investment strategies. To learn more visit EFS4U.com or call 712-224-4651
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
Marc Geels discusses the importance of having a solid financial plan as one approaches retirement. They draw parallels between sports strategies, particularly bracketology, and financial planning, emphasizing the need for a diversified investment strategy that includes safe bets and high-risk options. The discussion also covers the role of part-time work in retirement, the importance of communication between spouses regarding retirement goals, and the need to prepare for unexpected changes in retirement dynamics. They conclude by hinting at future topics related to financial planning. To learn more visit EFS4U.com or call 712-224-4651
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
Marc Geels discusses the implications of tariffs on retirement planning, the influence of inflation, and the importance of having a solid financial plan. They emphasize the need for clients to understand the purpose of their money and how external factors like tariffs and market volatility can impact their retirement income. The discussion also highlights the significance of seeking professional financial advice during uncertain times and the benefits of global diversification in investment strategies. To learn more visit EFS4U.com or call 712-224-4651
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
Marc Geels discusses the critical importance of having a written financial plan as individuals approach retirement, especially in light of the significant number of baby boomers reaching retirement age, referred to as 'Peak 65'. He emphasizes the need for diversified income streams beyond Social Security, the rising costs of healthcare, and the importance of planning for long-term care. Mark introduces the concept of time segmented distribution as a strategic approach to managing retirement income, and he encourages younger generations to learn from the experiences of boomers to better prepare for their own financial futures. To learn more visit EFS4U.com or call 712-224-4651
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
Mark Geels discusses the critical importance of having a financial plan as one approaches retirement. They delve into behavioral finance, exploring how emotions and biases influence financial decisions. The discussion highlights common fears, such as the fear of running out of money, and the impact of biases like anchoring on investment choices. They emphasize the need for cooling-off periods before making significant financial decisions and the importance of preparing for market volatility. The conversation concludes with a list of top financial principles to help investors succeed in retirement. To learn more visit EFS4U.com or call 712-224-4651
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
Marc Geels discusses the critical aspects of financial planning for retirement. They emphasize the necessity of having a written financial plan, understanding inflation's impact on retirement savings, navigating the complexities of investment choices, and preparing for healthcare costs. They also cover tax strategies to minimize liabilities and the importance of legacy planning to ensure efficient asset distribution. The discussion highlights the need for collaboration with financial professionals to create a comprehensive retirement strategy. To learn more visit EFS4U.com or call 712-224-4651
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
Mark Geels discusses the critical aspects of retirement planning, emphasizing the importance of having a written financial strategy. They explore common mistakes made by retirees, particularly the Baby Boomer generation, such as underestimating expenses and failing to plan for healthcare costs. The discussion also covers the significance of Social Security decisions, tax strategies, and long-term care planning. Additionally, they address the psychological challenges of retirement planning and the impact of market volatility on financial security. The conversation concludes with a call to action for listeners to secure their financial future through informed planning and professional guidance. To learn more visit EFS4U.com or call 712-224-4651.
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
Marc Geels emphasizes the critical importance of having a comprehensive financial plan for retirement. He discusses various financial gaps that individuals may face, including knowledge, resources, perception, and empowerment gaps. The conversation highlights the need for education, professional advice, and a proactive approach to retirement planning to ensure financial security and peace of mind. To learn more visit EFS4U.com or call 712-224-4651.
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
Marc Geels discusses the increasing threat of cybercrime and identity theft, highlighting recent data breaches and scams. The main focus is on protecting personal information and taking proactive measures to prevent fraud. The conversation covers topics such as freezing credit, monitoring credit reports, and being cautious of phishing scams. The host emphasizes the importance of seeking advice from trusted advisors and staying informed about current scams. To learn more visit EFS4U.com or call 712-224-4651.
Support the show: https://www.efs4u.com/
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When nearing retirement, it's crucial to have a written plan and understand how it will work. The top three major things to plan for are the expiration of the Tax Cut and Jobs Act, the outcome of the upcoming elections, and the finalization of beneficiary distributions for inherited IRAs. It's important to have a plan B in place for these uncertainties and to start planning early. Additionally, it's recommended to have five to ten years' worth of income set aside for retirement and to be cautious when retiring at the top of a bull market. To learn more visit EFS4U.com or call 712-224-4651.
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In this conversation, Marc and Steve discuss the current state of the economy and the potential for interest rate cuts. They explore the historical context of rate cuts and the risks associated with cutting rates too quickly. They also emphasize the importance of reviewing investment allocations and considering diversification to protect retirement assets. The conversation then shifts to the topic of charitable giving and strategies for maximizing tax efficiency. They discuss the benefits of donor-advised funds and qualified charitable distributions. To learn more visit EFS4U.com or call 712-224-4651.
Support the show: https://www.efs4u.com/
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This week Marc Geels digs into estate planning and how you can prepare the right plan for you. He also offers some tips on ways to distribute the estate effectively and tax efficiently. That and more on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
Originally posted August 4, 2023
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A new year with new resolutions. The question is, how long will they last. Marc Geels has some ways you can execute and succeed at improving your finances and reaching your financial planning goals in 2024. That and more on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
This was orginally released on January 16, 2024
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In this conversation, Marc and Steve discuss low-risk investment options and alternatives for cash. They cover topics such as real estate investments, including rental properties and 1031 exchanges, as well as the benefits of owning individual bonds versus bond funds. They also explore the importance of managing cash effectively and highlight the potential returns that can be earned by investing in higher-yielding options. The conversation concludes with a discussion on structured notes and the need for a diversified investment plan based on the purpose of the money. To learn more visit EFS4U.com or call 712-224-4651.
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In this conversation, Marc Geels discusses the importance of having a written plan for retirement and the role of a financial advisor in helping individuals navigate the complexities of retirement planning. He highlights some new rules and strategies that have emerged in retirement planning, such as Roth accounts in defined contribution plans and the ability to receive matching contributions from employers for student loan payments. Marc also emphasizes the significance of understanding sequence of return risk and the need for a comprehensive retirement plan that includes considerations for housing, working in retirement, and estate planning. To learn more visit EFS4U.com or call 712-224-4651.
Support the show: https://www.efs4u.com/
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In this conversation, Marc and Steve discuss the current state of the economy and the potential for interest rate cuts. They explore the historical context of rate cuts and the risks associated with cutting rates too quickly. They also emphasize the importance of reviewing investment allocations and considering diversification to protect retirement assets. The conversation then shifts to the topic of charitable giving and strategies for maximizing tax efficiency. They discuss the benefits of donor-advised funds and qualified charitable distributions. To learn more visit EFS4U.com or call 712-224-4651.
Support the show: https://www.efs4u.com/
See omnystudio.com/listener for privacy information.
This conversation discusses the importance of having a written plan for retirement and the parallels between financial planning and college basketball. It emphasizes the need for organization and diversification in investment portfolios. The conversation also explores the role of emotions and coaching in financial decision-making. The hosts share quotes from legendary basketball coaches, highlighting the importance of doing things right, taking action, and finding balance. The conversation concludes with an advertisement for retirement planning services.
To learn more visit EFS4U.com or call 712-224-4651.
Support the show: https://www.efs4u.com/
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In this conversation, Mark Geels discusses the importance of having a written plan for retirement and understanding how it will work. He compares retirement planning to the game of football, highlighting the similarities in strategies and momentum shifts. Mark emphasizes the need to be aware of market cycles and adjust investment strategies accordingly. He introduces the Income for Life model, which involves segmenting assets based on risk and time horizon. Mark also stresses the importance of having a written plan that can adapt to uncertainties and changes in circumstances. He concludes by discussing the significance of covering gaps, tackling inflation, and avoiding cookie-cutter retirement plans. To learn more visit EFS4U.com or call 712-224-4651.
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A new year with new resolutions. The question is, how long will they last. Marc Geels has some ways you can execute and succeed at improving your finances and reaching your financial planning goals in 2024. That and more on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
Support the show: https://www.efs4u.com/
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It’s important to know the cold, hard truth of your financial situation when planning for retirement. Marc Geels offers solutions to help you navigate harsh retirement planning truths, how you can be the CEO of your retirement and ROIs. That and more on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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There are plenty of frequently asked questions about retirement. Marc Geels points out that we all have similar questions and there are no two answers the same. He covers ‘how much do I need to retire’ to when should I take Social Security to maximize the benefit. That and more on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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This week we hear clips from the past year. Marc Geels covers a new way to look at a 401(k). When does a Roth double as a creative way to save for college. He goes over different kinds of guaranteed income including Social Security. Marc breaks down the sequence of returns risk and winds up explains the time segmented distribution plan for retirement.
To learn more visit EFS4U.com or call 712-224-4651.
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There are many reasons why folks forgo working with a financial professional. Marc Geels breaks down 10 of the most common reasons folks resist professional help while building their financial plans and explain exactly how a financial advisor would be able to help. That and more on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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Northwestern Mutual’s 2023 Planning & Progress Study highlights Americans' attitudes about their finances and the current financial state of the economy. Today, Marc Geels dives into the biggest takeaways from this survey and discusses what you can do to find the peace of mind and financial security you desire and deserve. That and more on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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Hey, have you ever heard that saying about assumptions? Well, when it comes to retirement, making certain assumptions can really mess things up, and it's not easy to bounce back from. Today, Marc Geels dives into six financial planning assumptions that you definitely want to steer clear of on your way to and through retirement. Plus, we've got some tips to help you stash away more savings. That and more on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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Establishing the right money mindset is key when establishing your financial future. This week Marc Geels helps us assess where we are now and offers some tips to help keep a positive mindset all the way through retirement. That and more on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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Some 10,000 Baby Boomers, or those born between 1946 and 1964 are retiring every day. There’s one group that is feeling the effects of today’s economy more than the others, Marc Geels dives into the ‘late boomer dilemma’. Then is it fact, fiction or somewhere inbetween? From Robo advisors to defining the difference between risk tolerance and risk exposure. That and more on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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This week Marc Geels walks us through the Hollywood Financial Hall of Shame. We cover some of the biggest financial blunders made by some pretty big names including Billy Joel, MC Hammer and Kevin Bacon. Marc offers some insight to help you avoid making those wrong turns in retirement. That and more on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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If you’re in your 50’s your retirement date is on the horizon. This week Marc Geels offers some things you can do now to help make sure you are ready. Consider adding these to your “to-do” list to help you prepare for the second half of your life called retirement. That and more on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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This week Marc Geels digs into estate planning and how you can prepare the right plan for you. He also offers some tips on ways to distribute the estate effectively and tax efficiently. That and more on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
Support the show: https://www.efs4u.com/
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There's so much to consider when planning for retirement it can seem overwhelming and have you headed for the Xanax. This week Marc takes a deep dive into calming the fears and taking the worry out of planning for retirement. He goes into detail about Time Segmented Distribution and how that can make all the difference once you get to retirement.
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The SECURE Act 2.0 brings some sweeping changes in retirement planning. Marc Geels highlights some of the more than 90 provisions. From IRA’s and 401(k)’s to revising penalties and QCD’s. Marc shares his insight and how it could affect those heading into retirement soon. That and more on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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A new poll conducted by Quinnipiac University has highlighted the top financial concerns facing Americans today. The top concern for those under 65 was saving for retirement. (25%) For those over 65 26% say their top concern is anxious about saving for retirement. Where do you fall? Marc Geels digs deep and offers some insight that could ease the stress. That and more on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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On a new episode of Marc on Money with Marc Geels the advisor takes the hot seat for a Family Feud inspired challenge titled Financial Feud using the results of the 2023 EBRI Retirement Confidence Survey. Marc explores the importance of living comfortably and worry-free in retirement while offering tips that you can apply to your plan today. He explores the benefits of Roth IRAs and how they differ from the 401k. Marc Geels discusses considerations for folks approaching retirement and strategies to maximize your savings to guarantee a smooth transition into retirement. And the advisor returns to the hot seat to answer listener questions.
That and more on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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This week Marc poses the question, what can I do to create dependable, consistent sustainable income in retirement. Stick around he’s got some great suggestions and offers several strategies to help make that happen. That and more on Marc on Money.
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Shifting gears from saving for retirement to spending in retirement can be a difficult adjustment. Good news, one of my specialties is helping people do just that. Marc takes us through his process for getting to and through retirement.
That and more on today’s Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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The recent bank failure, along with wild swings in the market and rising interest rates have many pre-retirees and retirees running for the hills. Come on back down. Today we’ll cut through the noise and calm the fears. That and more on today’s Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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Marc weighs in with his thoughts on the Silicon Valley Bank Failure and what it could mean in the long term. He also gets into ways you can help make sure you don’t run out of money in retirement. That and more on today’s Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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One of the biggest fears in retirement is running out of money. The good news is there are strategies available to help you get guaranteed income in retirement. It starts and ends with the plan. Marc Geels offers some tips to help you get that guaranteed income for life. That and more on today’s Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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One of the biggest fears in retirement is running out of money. The good news is there are strategies available to help you get guaranteed income in retirement. It starts and ends with the plan. Marc Geels offers some tips to help you get that guaranteed income for life. That and more on today’s Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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Most experts agree making major financial decisions after the los of a souse is not a good idea. Let your emotions settle down then meet with your advisor and you can potentially avoid costly mistakes. Marc breaks it all down and offers some tips to help you through a very difficult time. That and more on today’s Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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The SECURE Act 2.0 was signed just before the New Year, bringing big changes for folks from every phase and stage of their retirement planning journey. Just in case you missed the game… Marc has the highlights for you. That and more on today’s Marc on Money. To learn more visit EFS4U.com or call 712-224-4651
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Now that 2022 is in the rear view mirror it’s time to get serious about making sure your retirement and income plan is ready to help provide you with a comfortable, secure retirement. Marc Geels has tips to shore up your retirement plan in 2023 and beyond. That and more on today’s Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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If you’re planning to retire in 2023 this podcast is for you. Marc offers some solid planning tips to help you retire in this bear market. That and more on today’s Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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This week Marc Geels digs into estate administration. Not the same as estate planning, this happens after someone passes. There are a lot of moving parts and how it’s put together can save time, money and family rifts. That and more on today’s Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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This week Marc Geels digs into estate administration. Not the same as estate planning, this happens after someone passes. There are a lot of moving parts and how it’s put together can save time, money and family rifts. That and more on today’s Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
Support the show: https://www.efs4u.com/
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Making your money last all the way through retirement is a challenge. This week Marc Geels offers some tips to help you accomplish the task. From creating a floor to systematic withdrawals Marc guides you through the process. That and more on today’s Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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Everyone makes mistakes, but making them in retirement can be costly and should be avoided. This week Marc Geels highlights five of the most common blunders people can make and offer suggestions on how you can avoid them. That and more on today’s Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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Many people have moved some of their retirement funds into cash amid a volatile market and runaway inflation. This week Marc Geels talks about what to do with that cash and how to still have it work for you. That and more on today’s Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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The largest Social Security Cost of Living Adjustment is on the way for 2023. Marc breaks down the impact on retirees. It’s mostly good. On the other side inflation seems to be going nowhere. Marc has some tips to help you retire, despite what the economy and market are doing. That and more on today’s Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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It’s been a while since the age of 65 was considered the ‘magic number’. A recent Gallup poll shows 25% said they would retire by 65. However 39% say they’ll retire after the so-called ‘magic number’. Why are people waiting to retire? Marc Geels has some ideas and offers some tips to help you retire when you want to retire. He also has a great explanation of just what Sequence of Returns risk is and how to help avoid it. That and more on today’s Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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This week Marc Geels has some highlights for the proposed SECURE Act 2.0. Among some of the changes that will have a direct impact on retirees include raising the age of RMD’s to 75 in the next ten years. The auto enrollment into a 401(k). Even a reduction in the penalty for missing an RMD from 50% to 25%. That and more on today’s Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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A recent Fidelity Investments survey shows 71% of Americans are concerned about the impact of inflation and potentially a recession. This week Marc Geels offers some suggestions on how to avoid some retirement related risks to avoid this year. To learn more visit EFS4U.com or call 712-224-4651.
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This week we break down the results of a new survey done by Transamerica to see just what people know and what they don’t know about planning for retirement. For example, do you know that 41% of those surveyed say they have an unwritten plan for retirement. Is that even possible? Marc Geels offers some help to get you on the right track for retirement. That and much more this week on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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When it comes to retirement planning sometimes we have to take a step back to make sure everything is working the way it should be. This week Marc Geels offers some do’s and don’ts in planning for your retirement. That and much more this week on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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Preparing for retirement requires us to dig into a lot of numbers. The question is which number or numbers do we need to pay particular attention to as the retirement date nears. Marc Geels breaks it all down. That and much more this week on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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This week Marc Geels compares the game show, The Price is Right and connects it to the inflation we are all experiencing. He’s got some interesting observations and keen insight. Marc tackles some listener questions to wind out the show. That and much more this week on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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Dealing with change is often difficult. This week Marc Geels digs into how planning for retirement has evolved over the past twenty years or so. The top ten changes in getting too that next phase of life called retirement. That and much more this week on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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The fear of overspending might be a problem faced by a small but growing group of retirees…it’s possible to live too frugally in your retirement. People spend so much time and effort saving they forget what they were saving for. But why? Marc Geels has put together some ideas to create a strategy that will allow you to feel more comfortable spending in a responsible way. To learn more visit EFS4U.com or call 712-224-4651.
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It’s beginning to feel like the worst of the pandemic is behind us. In moving forward some of the old retirement rules need a bit of revision. Marc Geels has some “new rules” for your post pandemic retirement plan. To learn more visit EFS4U.com or call 712-224-4651.
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Running out of money is every retirees worst nightmare. This week Marc Geels outlines some strategies to help make sure you avoid that fate. Don’t let a roller coaster market and rising inflation ruin your retirement. To learn more visit EFS4U.com or call 712-224-4651.
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Long Term Care is often described as the elephant in the room. This week Marc Geels takes a deep dive into several options for long term care and how you can prepare even before you retire. To learn more visit EFS4U.com or call 712-224-4651.
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This week Marc Geels asks the question, is your portfolio ready to play defense and offense? A rough week in the market has many people wondering if their plan is ready for the continuing roller coaster ride called a volatile market. To learn more visit EFS4U.com or call 712-224-4651.
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A rough week in the market and if you are retired or heading into retirement it’s a little nerve wracking. This week Marc Geels offers some tips to help you navigate a volatile market. Investment allocation, yes, but there has to be more. Listen as he outlines several “safe” money strategies. To learn more visit EFS4U.com or call 712-224-4651.
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The U-S Senate is expected to vote soon on what’s being called SECURE Act 2.0. The original SECURE Act passed in 2019 and brought many changes to retirement planning. What’s in 2.0? Marc Geels has details on today’s show. To learn more visit EFS4U.com or call 712-224-4651.
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Inflation is at a 40 year high. For many people nearing retirement they’ve never had to deal with the rapidly increasing prices of just about everything. Marc says you can navigate through the ups and downs and still retire on time and maintain the lifestyle you planned for in retirement. To learn more visit EFS4U.com or call 712-224-4651.
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This week Marc Geels offers some inflation-survival strategies that could help alleviate some stress on your portfolio. That and much more on Marc on Money. To learn more visit EFS4U.com or call 712-224-4651.
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Don't let taxes derail your retirement and estate planning. This week Marc Geels outlines several strategies that could help keep more of your retirement dollars where they belong – with you. That and much more. To learn more visit EFS4U.com or call 712-224-4651.
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This week Marc Geels tackles two obstacles regarding inflation: 1, rising prices put stress on fixed income and 2, investing in a retirement plan to keep up with a higher cost of living. Marc offers several potential solutions to help avoid the pain. Then he digs into bonds and how they could add volatility to your portfolio. That and much more. To learn more visit EFS4U.com or call 712-224-4651.
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This week Marc Geels has the market on his mind. No question it’s been a bit of a roller coaster and seems to be headed toward an adjustment…or not. He quotes what he said in March of 2020 and it might surprise you. To learn more visit EFS4U.com or call 712-224-4651.
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Finding the right advisor to help plan your retirement is a process. How do you know if you have the right person for you? This week Marc Geels lays out what you should look for and what you should avoid. To learn more visit EFS4U.com or call 712-224-4651.
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Today Marc Geels talks about financial rules of thumb. They are defined as an approximate method for doing something, based on practical experience rather than theory. Rules of thumb are not always true but usually true. He covers everything from index funds to the tried and true rule of 72. To learn more visit EFS4U.com or call 712-224-4651.
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This week Marc Geels digs into the current market and what’s going on and how it can affect your retirement. He addresses inflation and potential income tax increases. He says if you are in or near retirement the year ahead could be a bit of a bumpy ride. To learn more visit EFS4U.com or call 712-224-4651.
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This week Marc Geels poses the big question: Do I have enough money to retire? There’s no easy answer. Marc outlines some simple calculations that can help you see if you are ready and equally important that your money will take you all the way through retirement. It all starts and ends with the plan and Marc has some strategies to help you achieve a successful retirement. To learn more visit EFS4U.com or call 712-224-4651.
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This week Marc Geels breaks down some things you should not overlook in planning for retirement. Key areas include optimizing your 401(k), making sure you know how much income you need in retirement and healthcare. That and much more.
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No matter how much we’ve saved for retirement there are at least five expenses that can make a dent in our savings. This week Marc Geels highlights these and offers some tips on what you can do to avoid them To learn more visit EFS4U.com or call 712-224-4651.
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Market volatility is on Marc Geels mind this week. He has a great breakdown on the sequence of returns risk. Marc's background in behavioral finance brings insight not seen in most advisors. Then he explains the computative principle of mathematics. You might be surprised.
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When it comes to retirement planning Marc Geels says there are no stupid questions. This week he goes through a number of questions he gets regularly. Things like: When can I retire, How do I retire. When should I take Social Security and many more this week on Marc on Money.
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Being your own worst enemy when it comes to retirement planning. It can happen. This week Marc Geels tackles some ways to make sure we are not sabotaging our future. He says it starts with education.
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Marc Geels poses the question: do you want more money, more time or more fun in retirement? The answer is simple. All of the above. Now achieving that is the challenge that we face as we prepare for retirement. He talks about the wild swings in the market and how to protect our assets along the way.
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This week Marc Geels digs into the certainty of uncertainty in retirement. He digs into the 5.9% Social Security COLA for 2022 and what it means for seniors. Marc explains how Social Security is taxed at several levels. He talks about the current inflation and offers some tips to help weather that storm.
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