ChartYourFi: Recent Episodes
Christopher M Elder
ChartYourFi is a podcast about Financial Independence, goal setting, house hacking, travel hacking, and discusses programs that help active duty military, veterans and spouses to become FI.
đď¸ David Pere from Military2Millionaire is a đ° wealth-building advocate for service members and veterans through real estate investing, entrepreneurship, and personal finance. đź In his interviews, he shares insights on strategies such as đĄ house hacking in San Diego for long-term, short-term, and roommates, as well as investing in your 401k and knowing where your TSP is allocated at. He emphasizes learning from mistakes and practicing delayed gratification for financial success. đ His free content includes a prioritization matrix, podcasts, and a YouTube channel.
đ David has authored two booksđ:
- đThe Military Millionaire Planner
- (Hardcover): https://amzn.to/3WDCauq
- đThe No B.S. Guide to Military Life
- (Kindle): https://amzn.to/3wtzEvY
- (Audio): https://amzn.to/3wydQze
- (Hardcover): https://amzn.to/3JgZYAX
đBooks David recommends đ:
- đThe 4-Hour Workweek by Tim Ferriss
- (Kindle): https://amzn.to/3DdsG28
- (Audio): https://amzn.to/3WHmOF7
- (Paperback): https://amzn.to/3XD5r9z
- đRich Dad Poor Dad by Robert Kiyosaki
- (Kindle): https://amzn.to/3wtCQrB
- (Audio): https://amzn.to/3RbWZMb
- (Paperback): https://amzn.to/3HcWgpH
He also recommends đ "The 4-Hour Workweek" by Tim Ferriss and đ "Rich Dad Poor Dad" by Robert Kiyosaki.
đ David's Points of Contact:
- LinkedIn: linkedin.com/in/david-pere
- Blog: frommilitarytomillionaire.com/start-here/
- YouTube channel: youtube.com/channel/UCQElNqStWjEBDFNVnXkh1ng?sub_confirmation=1
- Text FMTM to 88500 for a contact card
- Email: MILITARYTOMILLIONAIRE@GMAIL.COM
đ Website and resources: https://www.frommilitarytomillionaire.com/resources/
đĽ YouTube channel: https://m.youtube.com/@frommilitarytomillionaire
đ§ Podcast: https://link.chtbl.com/militarymillionaire
đ Prioritization matrix: https://mailchi.mp/080c70bfd66c/fmtm-prioritization-matrix
Facebook page at: https://www.facebook.com/groups/MilitaryMillionaire. Join his community to get updates on his latest content, connect with other service members and veterans, and learn about wealth-building through real estate investing entrepreneurship, and personal finance.
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đ§ Are you looking to buy a house in Snohomish, Washington? Tune in to the latest episode of ChartYourFi podcast to hear Kevin Sarbora's inspiring story of going from Cook to Founder of Design Realty. Discover the power of VA loans, alternative wealth creation strategies, and grants and bonds that can help home buyers. Don't miss out on this episode and subscribe for more inspiring stories about goal planning, mindset, and financial independence! đ đ #ChartYourFi #KevinSarbora #DesignRealty #VALoans #WealthCreation #HomeBuyers #Grants #Bonds #FinancialIndependence #GoalPlanning #Mindset #OvercomingTheOdds
Recommended Books:
đ How to Win Friends and Influence People By Dale Carnegie
Audio (https://amzn.to/3WD4g8X)
Paper (https://amzn.to/3DfxDaB)
đ Never Split the Difference by Chris Voss
Kindle (https://amzn.to/3Hvi9BI)
Audio (https://amzn.to/3wwYY49)
Paper (https://amzn.to/3R9qj5V)
For more information on Design Realty and their services:
đ designwarealty.com
đ (425) 361-7164.
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Trevor Maxwell talks about
Military Money Mistakes came as a result of two things:
1 - I didn't understand how money works.
2 - I didn't know anybody who could help me get on the right track.
Get2Vet started out of frustration of separating. It is a great show that helps veterans navigate through transition you can find it on Apple Podcast, Spotify and the following website: https://www.get2vet.net.
Plan your future and be your own advocate, he talks about Derek Griffin who impresses the importance of being your own advocate. You can find the episode in the following link. https://podcasts.apple.com/us/podcast/be-your-own-advocate-with-derek-griffin/id1547172785?i=1000583665441
He recommends Books
Lessons From a Third Grade Drop Out by Rick Rigsbey
- Kindle (https://amzn.to/3XExaHb)
- Audio (https://amzn.to/3wwvP9i)
- Hardcover/paper (https://amzn.to/4027zcO)
Mans Search for Meaning by Viktor E. Frankl
- Kindle (https://amzn.to/3wtYHz2)
- Audio (https://amzn.to/3kIK1JV)
- Hardcover/paper (https://amzn.to/3wxwG9W)
PIMP by Iceberg Slim
- Kindle (https://amzn.to/3XTD2vG)
- Audio (https://amzn.to/3XXoyen)
- Hardcover/paper (https://amzn.to/3XVxQaO)
Touching the Dragon by James Hatch
- Kindle(https://amzn.to/3kO39pW)
- Audio(https://amzn.to/3wxwXK0)
- Paper(https://amzn.to/3wtCQrB)
Rich Dad Poor Dad
- Kindle(https://amzn.to/3wtCQrB)
- Audio(https://amzn.to/3RbWZMb)
- Paper(https://amzn.to/3HcWgpH)
Points of Contacts
- linkedin.com/in/trevorcmaxwell
- usvetwealth.com/ (Company)
- SurvivorLibertyPlan.com (Company)
- calendly.com/trevor-usvetwealth/30min (Company)
- 757-493-1131 (Mobile)
- trevor@usvetwealth.com
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Arcy Vazquez is The Eternal Energy Coach
The coach talks about how there is nothing new under the sun, Time budgeting, and how (Time=Money=Energy).
It's not just discipline that drives us, it goes even deeper than that. Curiosity and Belief are what create your discipline.
He recommends the
The Evolution Podcast By Jeff Bayless
Books he recommends
The Untethered Soul
Go to the link to buy: (https://amzn.to/3WziAiV)
Points of Contacts:
https://eternalcoach.com/
(619) 395-1662
eternalenergy2018@yahoo.com
https://youtu.be/hRAWBN9XO3Y
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Joe Platz is a 19-year Real estate professional who talks about building businesses, and wealth building by focusing on people, mentorship, and never quitting. Â Â Â Recommended books: Pearls of the King Why Making Money is killing Your Business
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Vincent D Howard is a Partner with TBW Law in Newport Beach, Ca. Â He was an Army Military Policeman (MP). Â He talks about his career shift and his time in the Army. Â Â Â He talks about forming a Tribe to create success. Â How he didn't pass the BAR the first time and how that lead to an opportunity.--- Send in a voice message: https://anchor.fm/cyfi/messageSupport this podcast: https://anchor.fm/cyfi/support
Happy New Year to all of you! Â We took a knee to get some much-needed time with the Family. Â
I hope you enjoy this episode with Drew Ferris and me. Drew is a real estate pro who talks about his time as NFL Snapper, his craft, and just good life advice. Â Join us as we share our experiences. Â Â
Drew Ferris is a San Diego Realtor from a background of professional athletics as a long snapper in the NFL.Â
He attended a private Jewish high school and was signed on with the University of Florida to play football while earning his master's degree in management. He is the first in his high school to get signed on by the NFL. Â
Drew forgot his book name but here it is in the show notes:
The Magic of Thinking Big. Â By David J. Schwartz, PH. D.
He recommends The Steve Weatherford Show Podcast. Â
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Adam is joining us from NCH in Las Vegas where he currently serves as an Executive Corporate Analyst, and has been supporting business owners and investors for over 2 decades.
Adam specializes in all things from corporations & LLCs, asset protection, tax & legal strategies, estate planning, and self-directed retirement accounts. Really anything you need to set up and operate your business or invest properly â Adam does.
NCH has over 30 years of experience and is the largest and fastest-growing incorporating organization in the state of Nevada. You do not need to be a resident of Nevada to create a small business corporation in Nevada. Why Nevada well it has the best protection for small businesses and Adam's team at NCH can help.Contact info for
Adam Kintigh 800-508-1872 Ext. 3101 Cell: 702-525-4147
adam@nchinc.com www.nchinc.com
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What is compound interest? Some call this the eighth wonder of the world, many call it their magic formula to wealth.  What I have understood is that the majority of people I know have no clue what it means.  I could just tell you to invest 15% in the S&P500 and you will build riches beyond your wildest dreams.  But that's not how the real world works and that would make this podcast and blog short and boring.  Just investing in the S&P 500 will create an interesting time for you when you become older so I always suggest doing your research and taking this as an educational moment.  The S&P500 only rule will wipe you out if you plan on using the money at a later age so keep that in mind but if you have time on your side Compound interest is here to help you.  What is compound interest you ask?  Well, I will explain in this story what it is and how it can turn a small investment into wealth beyond your dreams.  Let's say Timmy receives 5,000 dollars from his parents and listens to ChartYourFi or that random Lyft Driver that told him to just invest it in an index fund that matches the S&P500 like Vanguard VOO or Fidelity FXAIX just to name a few off the top of my head.  As of today on the day of our lord...... 21 November 2022, the ten-year average for the S&P is 12.79%-14% depending on what site you visit.  What is the s&P500 its the top companies like Tesla, Apple, Google, Meta, and the list goes on...  Well, it's sitting at a YTD of -14.61 % right now.  Wait pause the story... you might be thinking why is this loony telling me to invest in the S&P500?  well, my answer is this, if you were to buy a pair of shoes, coffee, or Prada bag, fill blank here.... would you buy them at full price or on sale.  That's what I thought so back to my story before I interrupted myself.  So with the 5000 invested in the S&P 500, it would take just over 5 years to double maybe 6 at the most.  So for math magical purposes and since I don't do the math that well unless it's to save a penny or make a dime out of a nickel here we go.  That 5,000 would be 10,000 in five years. In 10 years that 5,000 grew into 20,000.15 years have gone by and that pot is sitting at 40,000.80,000 dollars in 20 years which means your 5,000 has created 75,000 doll hairs.  Mic drop.  Now when you guys are rich beyond your wildest dream don't forget to thank that Navy Veteran who helped you find your riches.This will require discipline, and will only compound over time.  Also, this requires the separation of all emotional connections to your money.Another story quick, Sally who was a step up from Timmy added just 100 a month on top of that 5,000 initially invested and ended up with 250,000 at the same time.  If you left that 250,000 in the bank for 10 more years that would give you 1,000,000 smackers.  A penny for my thought I would start saving.  Check the IRS episode to see what you can save in your IRA/Roth IRA and traditional Retirement.Check out the NERD Wallet calculators they are great they will help you understand and remember this was an educational segment, not financial advice.  https://www.nerdwallet.com/article/investing/investment-calculator   --- Send in a voice message: https://anchor.fm/cyfi/messageSupport this podcast: https://anchor.fm/cyfi/support
Tyler Parker is a Las Vegas native who served eight years in The Navy as an Aviation Structural Mechanic Safety Equipmentman (AME) for 8 years. He earned a master's degree in Education and after the navy taught with the Las Vegas Veterans Tribute Career and Technical Academy. Tyler has since switched from teaching to managing money matters for others.
Tyler is currently working on another Master's Degree in Business Administration with a concentration in Finance. Together he and his wife Penina are raising their son Bronson.
Tyer's interest and passion in programming and finances led to the creation of Merlin.
He continues to serve as his application is a means to "teach finance and computer science to high school kids from all socio-economic backgrounds. Profits from Merlin's stock performance will be used towards funding high-quality teachers at multiples above standard teacher pay, and to create a high quality and original curriculum."(Parker, n.d.)
Tyler has a real perseverance story from living in his car and looking at going down the wrong path to having multiple master's degrees, being an honorable veteran in the community, and creation of Merlin Finance.
Points of Contact
Email: merlinfinance100@gmail.com
Parker, T. (n.d.). Home. Tylerparker. https://tylerrparker.wixsite.com/merlin
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Casey Budge was born in Japan and she grew up in a Marine household moving to Colorado, Hawaii, Kansas, Georgia, California, and Virginia. Â Her mother and father served in the Marines, and her Stepfather later retired as a Major in the Army. Â She thought she left the life of the military behind by marrying her high school sweetheart, Connor. Â He later enlisted in the navy and was commissioned as a Naval Aviator. Â Together Casey and Connor raise their two incredible children. Â Casey found being a Mortgage and real estate professional offered flexibility and fulfilled her purpose, of serving others. She is an aspiring entrepreneur who found real estate offered a flexible option for her family. She discusses moving from Colorado to Lemoore Cali and her difficulties starting over. She went back online and got her new license and is now a Military Relocation Professional (MRP) in Lemoore. She flipped on home and is finishing her second one right now. She talks about her experience in today's market and rolling up her sleeves to get the job done.Â
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Five ways to earn $1K extra a month on your Fi journey.
1) Ride Share driver.
No car is required, they have rental programs that allow you to make good money. It's based on your schedule when you need it to be flexible. With the boom of travel and COVID falling behind us in history we are going to see the need for more drivers. New Lyft drivers can earn a bonus of up to $600 in San Diego. Sign up and give 160 rides in 30 days. Terms apply, use the link below for a bonus, and make sure you have this applied before you drive. Start now: https://www.lyft.com/drivers/CHRISTOPHE990670?utm_medium=d2di_iacc
2) Delivery Driver.
You have a good reliable vehicle and have a GPS, well work for amazon as a flex driver. It is flexible as implied in its name and you can do as many deliveries as you choose. With Amazon growing this is a great option.
3) House helper.
AKA Handyman/woman, there are apps like task rabbit or even gigs with amazon to put together Ikea furniture or even hang TVs. You don't need it though put an ad on your local marketplace, and use craigslist. some times good work rewards itself and you will get work based on word of mouth.
4) Mow lawns, and do landscaping.
Sounds like hard work, but these jobs can cash flow your serious earnings if you get repeat clients. Think townhomes and other places that may not have a lawn mower and need a quick mow for $50 bucks.
5) Move junk.
Got a truck or know where to rent a truck and have access to a dump or goodwill to donate junk? Then you can make quick cash for clearing out people's junk. The thing is there are many ways to make a quick buck using your creativity.
Sometimes you may require to break a bit of sweat but you can do it you got it. Don't forget to make sure you have the proper insurance to cover your 6 for liability.
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Show notes Mitch Palmer â
Intro:
- Mitch Palmer is a SoCal native with Football, Mortgage & Real-Estate running through his veins. The Palmers family consists of respected Mortgage & Real Estate professionals in the greater San Diego Area for over 40 years. Mitch's Parents taught him about the family business when he was 12 years old, and he has worked with the family since.
- Mitch is a second-generation NFL player like his father was a Linebacker. He played with the Tampa Bay Buccaneers and Minnesota's Vikings from 1998 through 2000 until a career-ending injury shortened his professional football aspirations. After his NFL career, he seamlessly became a heavy hitter in theMortgage & Real Estate market.
- He married his high school sweetheart, Michell, and together are raising their four children. His love for the sport is still apparent as a coach he teaches snapping across the nation.
- Mitch, we appreciate you coming on The ChartYourFi podcast as a resource for aspiring NFL players, as well as an inspiration to those who lose what they may think their purpose is and then come out with a great story of triumph on the other end.
He tells us his story regarding being an NFL player. He talks about roadblocks that he over overcame as an NFL player. Also, Mitch shares lessons/heartaches do aspiring NFL players should be mindful of to set themselves up financially. We also talk about the recent Fed hike and if we should wait to buy a home.
End Questions:
a. What would you tell your 18-year-old self?
Change nothing!
b. What Book or Podcast do you recommend others to read or listen to?
Your Kids Are Your Own Fault by Larry Winget
c. Where is your favorite place to travel?
The Bajah Penisila and the Turks and Caicos!
d. How can people find or contact you?
Cell: (858)603-1100
Email: mitch.palmer@benchmark.us
Website: https://mitchpalmer.benchmark.us/
Not all things in life are unicorns and rainbows. Your story will impact someone out there. Thank you!
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Thank you for your service means something when you put action behind it.
Thatâs why we put together this special episode together to help those who are thankful for the service of those veterans that have reintegrated back into the community and would like to support them as they transition out of the military.
Websites to give to that are directly making generational change for Veterans and their families. Reboot: https://www.nvtsi.org SDVC: https://sdvetscoalition.org
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Micro Episode 06. I am back and expect more content on Personal Finance, Goal planning, and just random stuff that will relate to life. Â
This episode was released later due to a technical error. Â
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Budgeting 50/30/20 Rule The 50-30-20 rule was repopularized in the late 2000s, by U.S. Senator Elizabeth Warrens's book, All your Worth. Â The rule divides your income after tax by 50%, 30%, and 20%. 50% (Needs), 30% (Wants), and 20% (Save debt payoff). First, categorize all your monthly expenses into three categories, Needs, Wants, and Save. Needs(50%) are things that you can not live with or will prevent you from providing for your family. Needs could be and are not limited to only food, shelter, transportation, health, rent, utilities, child care, insurance, etc. Wants(30%), "wants are not needs!". Â Wants not needs improve your quality of life. Your subscription to Netflix, Disney, Amazon, those pairs of shoes you have been eyeballing, go-pro, cars that have a payment, etc. Savings(20%) this is the contributions to your Roth IRA, emergency fund (both the 1,000 in cash and 3-6 month expenses), and extra debt payoff. I think that the 50/30/20 works in a perfect world, but not in the real world. Â If you are in debt "over your means" and with no hope of paying it off. Â You may want to consider a different method. Â With interest not decreasing in the foreseeable future, getting rid of debt and saving is even more essential than ever. That's why I don't 100 back this type of budgeting. Â I love the idea of saving at least 20% of your pay, which may not be doable for your current situation. Â All budgets have to be able to flow as if every dollar has a purpose. Â Just because our wants may have 30% of the budget doesn't mean it should increase the Savings. Â Plan a trip if that's what it takes for you to save budget it. The best situation, is what if there is no rent or mortgage? Â Should you find more needs to fill the void of the 50%? Â No, this should be adjusted to what your goals are. Â Being debt free is an achievable goal. Now make your budget match that goal. Saving is the most important thing that too many Americans are not doing. Â We are always three meals away from a disaster, and if an emergency happened would you be covered, or would you just add it to the stack of debt you have? I recently read a book called The Richest Man in Babylon, by George Clason. Â He talks about lessons that have stood true for thousands of years and were found in an archeological dig on clay tablets. Â One of those lessons was to pay yourself 10% before anything else. Â Are you paying yourself? Â Â There are many other lessons to be learned, but that lesson alone would save much heartache. Also, George points out that don't follow advice from those who don't know what they are talking about. Or advice from those who seek to steal with the promise of unrealistic gains. Â Wise advice I recommend this as a read for those interested in getting their minds in a good place it has solid advice for all to follow. That is advice your Lyft Driver would give you. Â I will share another budget next week and if you want a sneak peek, go look at Dave Ramseys, zero-based budget. The Richest Man in Babylon. (n.d.). Google Books. Retrieved November 5, 2022, from https://www.google.com/books/edition/The_Richest_Man_in_Babylon/GSiIEAAAQBAJ?hl=en
Check out the Website, ChartYourFi.com
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401K and Roth IRA contributions have increased. Â
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Do you or some one you know have a Teachers Heart and want to experience the ultimate travel hack check out the show notes for more information. Â Show notes at (https://www.chartyourfi.com/Chartyourfiblog)
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Save money and speed up your degree with this college hack with CLEP and DSST. Â Save money and build wealth by keeping your monetary foot print low while in college. Â
Websites to check out
www.ChartYourFi.com
https://clep.collegeboard.org/clep-exams
https://www.getcollegecredit.com/
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WHAT IS A BUDGET?
Why do I cringe when I hear the word budget? The negative term or as some call it the âBâ word makes people cringe because they think it follows the same guideline of dieting. Its psychological and just because you budget does not mean you are going to reduce the things you love. Budgeting just means you watch and know where you spend your income.
s
Should I...... Trying to time the Market is not a winning strategy. I recommend sticking with a known performer no matter it's a property or mutual fund. Yes, that means if the market dips down, do not pull out of your investment, rather resist FOMO and hang on. This is a call to action; I challenge you to take action instead of living your life on the treadmill. I have been asked countless times, "When should I buy my first house or when should I Invest? Prices are so high is it worth it?" My answer is always the same donât wait to invest especially if it is a known performer such as an estate or a mutual fund. I mainly get questions on properties, because the guys I work with closely know I have a few rentals. Real estate is not my goal but it is a means to an end to achieve my goal of creating generational wealth and guide my to be Fi Walkers, and guide them to their goals. Like the Navigation Charts, I mention in my first Blog it is important for you to know your goal. If I would have known my goal when I first bought my house, I probably would have made fewer mistakes. Well, I would like to think I would have. My usual response to donât wait is, âWell the market is so high or, I am going to wait for the bubble.â Regardless of where you start, if you try and time the market you will not win. Look at 2008, globally many people were affected by the crash, and people s accounts and stocks plummeted. Do you know who lost out? The ones trying to time the market and pulled all their money out. Imagine instead putting it all in when the market plunged to the lowest point, thatâs what a well-trained Fi-Walker would do. I was not able to go all-in, with money in 2008 but we did roll up our sleeves and get to work. Sarah and I bought our first house together for mid 300K right before the 2088 bubble. Man, we should have never qualified for this loan. Sarah was going to college full time and worked part-time as a vet tech, and I was an E-4 in the Navy earning a whopping $2,836 a month with housing and food allowance. We made it work like a FlexSeal covering a crack at the bottom of Hoover Dam. I donât think we should have ever qualified for that house, but you know what I am sure glad we did it. The house was multifamily, so it had rental income potential. If that was included in my financial income number, I do not know but it was our saving grace. The main house was able to supplement our mortgage payment we lived in the back house which was a total gut job, and we made it work with Sarah and I and our little dog and eventually three cats. We were house hacking but little did we know we were in for a wild ride. Later that year, the tenants caused the finished basement of the main house to flood by clogging the basementâs sub pump. I remember it well because that night I had food poisoning so bad I thought I was going to have to get an IV, I thought it was rough until I got the frantic knock on our door. It was one of the front house tenants at 2 Am, âthe house flooded! Itâs over 6 inches deep and my bed was floatingâ. Thank GOD for family, we were trying everything to stop it and sucked all the water out, what a mess. Not knowing there was dirt in the sub-pump and thatâs why it flooded it just kept coming in. To fix the problem, we ripped up the drywall, flooring and had a better drainage system installed. I tell you what that sucked. And the cost was more than I made in a year, great more money down the drain. Then the 2008 market crash our investment went from mid 300k down toâŚ. Drum roll please, mid-100k just like that we are negative 200K net worth and we spent mega amounts of money to fix the water damage and upgrade the tiny one-bedroom we inhabited. We had to roll up our sleeves and get to work, but Sarah was still in school for a medical field job and the Navy decided to send me off to another country to play guard. That was a blessing in disguise because now we rented out both of the houses, making just
Navigation Charts/Goal Planning and Your Financial Independence
As we roll into 2022 which is set to be one of the most interesting years yet, COVID in its second full year, housing markets going crazy, stocks are at an all-time high and my family and I are in a different country. I hope to lay out what goal planning is or what I like to call Navigation Chart, itâs the Sailor in me and how it will benefit you in your path to Financial Independence (FI).
Letâs say you were to take a road trip across the county or an amazing backpacking trip across the globe. Would you just hop in an Uber, car, boat, plane or train without sitting down and planning it all out? Treat your goals in the same manner you would a road trip, write them down, make an excel, google documents, or whatever works the best for you. The important part is to put your plan on paper, and know your destination and what you want to accomplish along the way. Charting Your Financial Independence will ensure you have the Freedom to accomplish your goals.
Just Start⌠Writing down your goals actually increases your ability to achieving them. When you write a goal down, for example become debt free. It is it like speaking it into reality, or making a written contract between I and yourself, and makes you put thought and effort into what that goal initials. I will continue to use become debt free because I hope everyone who reads this knows that there is a serious power in being debt free. Forcing yourself to do the research and digest literature like âRich Dad Poor Dadâ by Richard T. Kiyosaki or âTotal Money Make Overâ by Dave Ramsey. Doing the research and immersing yourself into it will change your mindset and eventually you will notice physical change.
Waypoints⌠We all have that big ticket goal in mind like become a Millionaire or become the Major Vogue Photographer, but without waypoints âsmall goalsâ we will have one a hell of time eating the Elephant. Take the little bites set your Waypoints for example make a small goal to read a book, take a class finance class or even reach out to those who are where you want to be and keep your ears open. Here is my small military plug: Maybe move your Thrift Savings Plan TSP out of the G-Fund, it is not doing you any favors, end military plug. The thing is that no goal is achievable without taking these steps and like Dave Ramseyâs Snowball technique there is a need to have some results, especially if there is a goal like climbing Everest.
Make your Goals known, have an accountable buddy. In the Military we are good at holding each other accountable for our military goals but what about those personal ones? That is why you need to have that mentor or partner that will help you along the way. Even the most experience navigators use a sextant and compass to navigate through the seas. So why would you reinvent the wheel, find someone else who may already achieve your goal and have them be your accountability partner. This is where writing down your goals take a role in this and allow your own goals to hold you accountable.
So how is this going to help you achieve Fi, well you have to start somewhere. If this is the first you ever heard of FI or youâre in the deep end of achieving it you must Chart your Path or drown. So, take a minute sit down and chart that path. FI doesnât just happen you need to plan to it learn about it and practice principles to achieve it. There are many methods to achieve Fi and I look forward to explore them with you.
This is the First Episode of Chart Your Fi. Â Thank you for listening, in this episode we talk about FI and I introduce my self to you. Â