The Purpose-Based Retirement Podcast: Recent Episodes
Howard Bailey Financial, Inc.
No smoke, no mirrors, only straight talk for your golden years. If you're in retirement, near retirement, or even thinking about retirement, Howard Bailey Financial's Casey Weade and Marshal Johnson are here to provide you with tips and tactics on how to be financially successful.
Social Security is taxable? The differences between a will and trust. The evolution of tax laws today and how that should be incorporated into your income strategy in retirement. Special guest, Cynthia Covey-Haller and the book she co-wrote with her deceased father, Stephen Covey. Case study involving a wealth transfer mishap that we saw someone experience in their estate plan.
Case study: how we were able to reduce someone's fees while providing them with more income in retirement. Answering listener questions on trust taxation and options for converting your tax-deferred 401(k). Volunteering in retirement with longevity and gerontology expert, Dr. Dawn Carr. Roth conversion case study outlining how we could help a couple save on future taxes.
What areas of your retirement plan could be impacted by inflation and how to hedge against those affects. Social Security - things you need to know before you file. Special guest, Mike Drak and 6 longevity principles that are the foundation to building a long and happy retirement. Case study: how we helped a couple retire without any concerns about what might happen in the stock market.
Legit reasons to consider hiring (or firing) a financial advisor. Answering listener questions on ETFs, mutual funds, and how much income you might need in retirement. The tax impact of Roth vs. traditional accounts with tax specialist, Dr. David Hulse. Case study on estate planning and taxes.
Average returns and how they work. Answering listener questions on HSAs while you’re on Medicare and how to best claim your Social Security benefits. Tax planning focus with special guest, David McKnight. Case study of how we helped a couple maximize their Social Security and pension benefits while minimizing their taxes.
Special guest, Howard Bailey advisor Reid Braun and a retirement plan currently being implemented for a couple he’s working with. Long-term care expenses and how to pay for them. Answering listener questions on long-term care expenses and dividend investing. Navigating loss and tools for processing grief with highlights from podcast guest, Krista St-Germain. Case study of a couple stepping into retirement who needed to maintain their investment returns but didn’t want to take as much risk.
2023 stock market results and 2024 predictions. Answering listener questions on different types of income strategies, the right balance of stocks and bonds in retirement, and if gold belongs in your retirement portfolio. How to create an intentional estate plan with special guest, David York. Income planning case study - one couple’s retirement planning journey.
Creating a customized income strategy with a family who had lots of retirement accounts but no actual plan. Answering listener questions on how to leverage tax-loss harvesting and balancing saving in tax-deferred vs. tax-free accounts. Exploring the power of place in retirement and retirement living with previous podcast experts. Case study about a couple’s retirement income plan and if it was sustainable for their lifestyle.
Is it time for a second opinion? Answering listener questions on to know if your retirement income strategy is sustainable for the long term and Social Security spousal benefits and strategies. Exploring the power of purpose in your life and retirement with three purpose experts. Case study on how long-term care planning benefited a couple without draining them financially.
Security is an illusion when you're investing. Answering listener questions on how to calculate your Social Security benefits and understanding the pros and cons of annuities. Special guest, Nancy Schlossberg shares tips to navigate aging positively. Estate planning case study illustrates how a lack of estate planning caused someone to lose half of their retirement income.
How safe is an 8% withdrawal rate? How to budget for retiree healthcare costs, and answering the question: could your taxes be lower or higher in retirement? Exploring the 4 phases of retirement with special guest, author Riley Moynes. A case study on helping a couple realize that their retirement savings were at risk of a major loss.
Investment risk is not an accident. Answering listener questions on how to know if your advisor is legally required to put your interests first and understanding the difference in Medicare coverage. What it means to live your legacy today with special guest, John Anderson. A tax strategy case study that saved a couple thousands of dollars in taxes in retirement.
What to do with your 401(k) when you retire. Answering listener questions on CDs vs. stocks in your retirement strategy and how relocating in retirement can impact your Social Security benefits. What it means to create a perfect portfolio with special guest, Steve Foerster. Job Optional case study: designing an income strategy that allowed a couple the flexibility to retire at any time.
5 Annuity myths debunked. Answering listener questions on inflation, rising taxes, and what you need to know about Social Security planning. Longevity and cognitive decline risk in retirement with special guest, Dr. Chris Heye. Job Optional case study of a client who became a mentor.
You probably need less money than you think for retirement. Answering listener questions on gold, Social Security strategy, and the future of taxation. The purpose-driven bucket list with special guest, Jet Vertz. Job Optional case study of a couple who wanted to retire early and relocate to Florida.
Four financial worries to cross off your list. Answering listener questions on inflation, RMDs, and Social Security. Special guest, Mike Drak, shares six longevity principles that are the foundation to building a long and happy retirement. Job Optional case study illustrating the Retire with Purpose Framework.
Bringing your retirement plans and tools together – why to consolidate. How to handle not being aligned with your financial advisor and when to start thinking through the non-financial aspects of retirement. Fitness and strength training over 50 with expert, Dave Durell. What we can learn from the 85-year Harvard study on happiness.
The Return on Hassle Spectrum. Answering listener questions on how to shift your mindset from accumulation to decumulation and ways to pinpoint if you have savings falling through the cracks. Special guest, Celia Dodd and her latest book on thriving in retirement. Job Optional case study: personalizing an income plan to let go of what happens in the markets and focus on what matters most.
Top of mind thoughts from Casey and Marshal. Answering listener questions on minimizing taxes for your heirs and spousal Social Security benefits. Food and fitness tips after age 50 with special guest, Dr. Christine Rosenbloom. Plus, a case study of a couple who didn’t retire at the same time.
Investing for money vs. investing for happiness. Answering listener questions on leveraging QLACs and long-term coverage options. Tax planning with special guest, David McKnight. Job Optional case study: protecting retirement savings amidst the “retirement red zone”.
False proxies that deceive your finances. Answering listener questions on maximizing tax efficiency, Roth IRA withdrawals and RMDs, and how Social Security earnings and benefits are calculated. Retirement income planning and spending insight with special guest, Dr. Michael Finke. Plus, a case study on the importance of having a fully communicated estate plan for your heirs.
What you need to know about taxes when you reach age 65. Answering listener questions on understanding Social Security earnings limits and finding purpose and meaning in your identity in retirement. How to age healthily with special guest, Dr. Dawn Carr. Job Optional case study: navigating longevity and inflation risk in a couple’s retirement strategy.
Do U.S. investors underestimate risk? Answering listener questions on overcoming frugality syndrome and doing piecemeal Roth conversions. Social Security advice you won’t want to miss. Plus, a case study of a couple who found security in a personalized income plan.
What’s going on with the debt ceiling? LIRPs for tax efficiency and the downside of annuities. The best income planning insights from our podcast guest experts. Job Optional case study of a couple who needed to prioritize asset allocation.
Extreme cases in the market and how to plan for them. How to know you’re truly financially independent. A hospice doctor’s advice on financial independence with special guest, Dr. Jordan Grumet. Plus, a case study on the importance of purpose.
The concept of safe money. Answering listener questions on year-round tax strategies, the tax impact of RMDs, and the forecast for inflation and interest rates. Special guest, Sarah Stanley-Fallaw shares the habits that lead to being the millionaire next door.
9 ways to reduce taxes on Social Security. Have you planned for “black swan” events? Navigating RMDs from your IRA and true luxury goods that come from financial peace of mind. Special guest, David McKnight joins to discuss all things taxes.
7 income streams to build wealth. Which accounts to tap first for retirement withdrawals. Finance lessons from the Silicon Valley bank collapse. Special guest, Steve Lopez shares what he’s learned about retirement and the meaning of work.
What you might be worried about right now and how you should be thinking about those worries. A breakdown of Roth vs. traditional IRAs. Answering listener questions about Social Security taxation in retirement and how to get a reluctant spouse involved in your retirement plan. Retirement risks with special guest, Bob Carlson.
Are we in a recession or not? Answering listener questions about Roth IRAs, capital gains taxes, and long-term care. Special guest, Robert Laura explains the Retirement Quotient (RQ) test. Plus, would you trade places with Warren Buffet?
Cash-out refinancing your mortgage, dominos and your bottom line in retirement, and highlights from conversation with top Medicare expert Danielle Roberts.
What’s really guaranteed with fixed rate annuities, Medicare tips - how to get it right, and highlights on passion & purpose in your career from podcast guest Ken Coleman
A decade-by-decade guide to retirement planning, is gold a safe haven?, what a diversified portfolio really should look like, and interview with international poker champion & NYT bestselling author Maria Konnikova.
The 4% Rule, what the coronavirus means for the future of financial planning, and your bottom line in retirement. Plus, 8 ways to pay taxes like Donald Trump when you retire.
Does conflict free advice exist? Social Security, HSAs, Roth conversion, & whole life insurance. Plus, real estate expert Jason Hartman discusses opportunity in the real estate markets for retirees.
In this episode of the Retire With Purpose Radio Show, how to use dynamic spending rules to secure your retirement income, Jan Freed podcast clips, learn about the “breadcrumb legacy,” and how your retirement asset drawdown strategy should fit your personal story.
Lessons that history can teach us about retirement today (specifically 1966) and year-end planning opportunities based on the Biden’s proposed tax plan. Big focus on conversation with retirement activist Bob Laura on what’s misunderstood about retirement and how to tackle the mental, social, and spiritual aspects of retirement…not just the financial aspect.