Understanding Financial Freedom Podcast: Recent Episodes
Shabbar Kassam
Shabbar Kassam explores what 'financial freedom' means to business owners and the steps they take on this journey.
The podcast is a series of unscripted interviews that looks at business success and failure through the eyes of real owners and their professional advisers.
We're trying to find the keys to making your business become the asset that sets you free.
This week Shabbar speaks to serial entrepreneur Asad Hamir.
They discuss his journey from humble beginnings, studying optometry and then moving into owning several businesses.
His passion for tech, leading teams, and a relentless focus on delivering and executing targets.
Asad shares the highs and lows, the mistakes and what he's learnt along the way.
Links:
Asad Hamir
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week I replay a conversation that I had with Optometrist Hasnain Mamdani on his podcast the Optics Room.
We dive into the world of pensions, everyone's favourite topic!!
Exploring what you need to know to take advantage of this wealth-building tool.
Links:
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar has returning guest Barney Whiter, as they chew the fat on the recent chaos in the global economy and ever changing political landscape.
Barney knows his way around the world of finance, having achieved financial independence early on his career.
Links:
Barney Whiter - https://theescapeartist.me/
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar talks to Charlie Lawson, formerly the National Director of networking group BNI.
Having recently sold the business, Charlie is pursuing his new venture in helping people become better networkers.
Charlie shares his top tips on being more comfortable with networking, especially if you're introverted and shy in these situations.
Links:
Charlie Lawson - Linkedin
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
In this week's show, Shabbar rewinds the clock to take a look a the best snippets from the first 25 episodes.
This week Shabbar is joined by budding entrepreneur Ali-Reza Daya, who is part of the management team at Shield Foods, a seafood distribution company in North West London.
Ali-Reza shares the highs and lows of his personal journey from corporate life to the nitty gritty of learning the ropes within his family business.
Learn how events outside of his control led to him and his brothers stepping up into leadership roles early on in their careers.
Ali-Reza shares his passion for hard work, the origins of the business and the wisdom that has been passed down from his father, who setup the business from very humble beginnings.
This week Shabbar speaks to Mortgage Adviser, Dipesh Shah from Sierra Mortgages.
They discuss the main criteria that business owners need to be aware of before applying for a mortgage.
Links:
Sierra Mortgages
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar looks at the practical steps you need to take in order to manage your family finances.
He explores being intentional on what you want to spend, how to setup your bank accounts and the tech you can use to make life easier.
Links:
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar looks at some of the common areas that business owners need to focus on with their own financial planning. To ensure they can achieve the level of wealth that alows them greater freedom in the future and ensure they don't face financial ruin.
Links:
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar is joined by personal trainer, Toby Swallow.
They dissect the keys to maintaining the biggest asset any of us have, our health.
Whilst also discussing the similarities between getting physically fit and financially fit.
Links:
Toby Swallow
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar is joined by co-host Andy Hart for a dive into their Top 10 nuggets of wisdom they'd like to teach their kids.
Links:
Andy Hart can be contacted through Maven Adviser or listen to the Maven Money Podcast
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar speaks with Ross Bugden from Anglo Dutch Accountants. They explain the best ways to setup your business and ensure you are extracting profit in the most tax efficient way.
Links:
Anglo Dutch Accountants
Ross Bugden - Linkedin
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
Jiten know his way around the topic of Human Insurance and is passionate about ensuring that his clients and their loved ones are well looked after if the worst were ever to happen.
Too many people haven't got the right protection in place. They're probably one disaster away from financial ruin.
They discuss some of the misconceptions around the protection industry and why some people don't have the right cover in place.
Jiten explores some of the most common scenarios and what action people can take to mitigate the economic fallout from early death or long term sickness.
Links:
Jiten Varsani
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar talks with business owner Candice Mason, from Masons Coach Hire. A packed conversation full of advice and perspective from a female leader in business.
Candice explains how she balances her marriage and working relationship with her husband, who runs the family business jointly with her.
She also reveals how the business nearly failed during the pandemic, with no government support, and how this led her to become a voice for the coach industry.
They also explore Candice's ambition for future business ventures and what financial freedom looks like for her.
This week Shabbar is joined by finance blogger Barney Whiter. They dive into the world of crypto and how this relatively new asset has taken the investing world by storm.
Barney discusses how he achieved financial indpendnece by the age of 43, allowing him the freedom to only work on the things he wants to. He also explains his approach to personal finance and wealth creation.
They discuss the basics around the use of cryptocurrency and its role as a productive asset.
What to look out for and what to be weary of with this highly volatile asset.
Links:
Barney Whiter - Linkedin
https://theescapeartist.me/about/
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar talks to content marketing and social media coach Rosalia Lazzara.
Rosalia shares her story of starting a new business online, after she was forced to change tracks during the pandemic. She now helps IFA's and mortgage brokers generate more leads, increase their visibility on social media, whilst being authentic and true to themselves.
Listen out for some top tips on how to improve your social media presence to attract more of the right clients to your business.
Rosalia also shares her passionate journey to doing something that she feels was her calling, and how she took the leap into the unknown.
Links:
Rosalia Lazzara - Linkedin
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar talks to business owner and accountant Karl Roberts.
They dive into the book Profit First by Mike Michalowicz.
They discuss how placing profit at the forefront of the mind of small business owners can ensure ongoing success. Helping to create a life that allows owners to become independent of their business, living a life of financial freedom.
Links:
Karl Roberts
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar dives into the world of Human Insurance. Exploring the 3 main types of protection that everyone needs to consider on their journey to building wealth:
Life Cover
Critical Illness
Income Protection
Links:
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar talks with Will Rainey, who left the corporate world to spend more time with family, and now focuses on educating children about money.
They discuss Will's latest book, Grandpa's Fortune Fables, which uses powerful stories to promote better money behaviours in children.
Wether you have children or not, there's some great wisdom in this conversation as they dive into the most effective way of developing good money habits from a young age, and what steps parents can take to help their children into mature into conscious savers.
Links:
You can order the book below or at Amazon:
https://www.bluetreesavings.com/
Will Rainey
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar talks to Denzil Greaves about his journey in business and life. From selling sweets in boarding school, rising through the corporate ranks and setting up his own technology consultancy firm. Denzil's story is full of wisdom and soulful advice to ensure you have a great journey towards financial freedom.
This week Shabbar in interviewed by fellow podcast host James Martin, from the Dentist's Who Invest podcast.
They disucss a variety of topics around money and investing. Shabbar shares his thoughts around the wealth building journey and some of the misconceptions around risk.
Links:
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar speaks with Business coach Lorna Smith.
With the NewYear around the corner they tackle goal setting, and some of the methods to ensure you stick to the ones you do make.
Links:
Lorna Smith
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar is joined by Catherine Morgan, previously a financial planner and now full time financial coach. Alongside being an industry blogger, podcast host and author.
They explore the money stories we all have and how these can affect our relationship with money.
The discussion also looked at the role an individual takes within a relationship and how that can lead to co-dependency over financial matters.
They end the show looking at the rise of the female entrepreneur and the main challenges they face.
Links:
Catherine Morgan - Linkedin
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar talks to Simon Hutchings of Visualise. A Graphic design agency based in Watford.
They dicuss some of the ways you can bring your design and branding to life, ensuring you stay relevant and appealing to your customers.
This week Shabbar talks with Zee Razaq of Certax.
He's an accountant that’s passionate about property and pensions.
They discuss how to utlise the tax efficiency of investing into SSAS’s in particular, to boost your journey to financial freedom.
Links:
Zee Razaq
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar is joined byZohaib Shariff, CEO and founder of Actikid. A producer of children's mutivitammins and supplements.
They discuss Zohaib's challenging journey towards setting up his own business. The highs and lows, and some of the darkest times where he felt the world was caving in.
What's striking about Zohaib is that he has his "Why" so firmly in focus, that it's impossible to deter him from achieving his ultimate aim.
Links:
www.actikid.com
Zohaib Shariff - Linkedin
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar talks to Charlie Hicks of EIC Insurance. Commercial Insurance broker based in Tring, Hertfordshire.
They discuss why it's so vital for business owners to take out the right insurance to ensure they face no nasty surprises on their journey to financial freedom.
Links:
EIC Insurance
Charlie.hicks@eicinsurance.co.uk
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar talks to accountant and coach Reza Hooda.
Reza runs a highly successful accountancy practice, and amazingly this takes only 10 hours a week. For the remainder of his time he is coaching and mentoring other accountants, helping them to grow and maximise their business potential.
In this episode they discuss how Reza's approach to looking at his business using his 4 pillar methodology has truly changed his life and the way he approaches business.
Links:
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam - Linkedin
For more interesting content visit www.lumosfinancial.com
This week Shabbar talks to Kathryn Saggers about her journey from business owner to Network Marketing expert. From her position as business mentor to many, she shares some great points on how to take your business to the next level.
They also discuss the balance between spending now and enjoying the journey versus saving for the future.
Links:
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam
For more interesting content visit Lumos Financial
This week Shabbar talks to Arif Hussein about moving on from life as a city trader, to the world of business ownership.
Arif shares his story on how he has coped with moving from dealing with spreadsheets to the management of employees across several businesses.
We discussed how he has empowered staff to make more decisions and come up with solutions, allowing him to take a back seat approach. Freeing his time to concentrate on his new venture Klyk, which is focused on helping businesses to be more sustainable with their tech purchases.
Links:
Klyk
If you have any feedback or would like to appear as a guest, please reach out to Shabbar.
hello@lumosfinancial.com
Shabbar Kassam
For more interesting content visit Lumos Financial
In this episode Shabbar talks to Christopher Darby of Dab Hand Accounting. They disucss how business owners need to get to a position of working "on" their business rather than "in" their business.
Plus loads more great insights into what makes a succeful business.
In this short pilot episode, Shabbar explains why he started this podcast, and shares some insights into what to expect from future episodes.