WealthBT: Recent Episodes
The Business Times
Synopsis: Learn to protect and grow your wealth in this Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Podcaster: Genevieve Cua
Produced by The Business Times, SPH Media Trust.
Private hospital bills and Integrated Shield Plan (IP) premiums have been climbing steadily, raising concerns about affordability for Singaporeans. Genevieve Cua sits down with Jeffrey Law, chief commercial officer of IHH Healthcare Singapore, to discuss the hospital group's partnerships with insurers to better manage healthcare costs and claims.
The conversation also explores the efforts made to help slow premium increases, preserve access to private healthcare, and how their third-party administrator, iXchange is helping to support a more sustainable and connected healthcare ecosystem.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:32 Building a sustainable private healthcare ecosystem
04:22 How the iXchange platform works
09:29 The impact of IHH's insurer partnerships
15:06 Tackling rising private hospital costs
Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Jeffrey Law, chief commercial officer of IHH Healthcare Singapore
Edited by: Nicole Teo & Claressa Monteiro
Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
A long life is a blessing—but is your retirement plan ready for it? In this episode of WealthBT, Genevieve Cua sits down with Manulife Investments Singapore CEO Koh Hui-Jian to tackle the new reality of retirement. With lifespans reaching into the 80s, the traditional "simple savings" approach won't suffice for a 40-year horizon.
Why must you move beyond local markets? Also discover the power of globally diversified portfolios, and the strategies needed to build an inflation-proof income stream. Don’t leave your future to chance—listen now for the blueprint to a secure, resilient retirement.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:20 Pillars of a strong retirement system
04:12 The gap between intention and action
06:21 The Glide Path
08:51 Don’t bet on only one market
10:27 Defaults matter more than willpower
Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Koh Hui-Jian, chief executive, Manulife Investments Singapore
Edited by: Howie Lim & Claressa Monteiro
Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Are financial advisors steering you wrong on retirement? In this eye-opening episode of WealthBT, host Genevieve Cua and financial expert Christopher Tan of Providend expose a common, yet risky, sales pitch that pits CPF Life against investment-linked policies (ILPs).
Learn why phrases like "capital guaranteed on death" are being challenged, and how some agents use misleading comparisons to clinch a sale. CPF Life is arguably Singapore's best annuity. Before you compromise your secure retirement income, understand the distinction between product and process, and learn the best way to guard against financial mis-selling.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:23 How agents make ILPs look superior to CPF Life's FRS option
05:23 Why CPF Life is Singapore's undisputed best annuity
08:20 Private retirement income plans can offer valuable benefits
11:43 The truth about 'capital guaranteed upon death'
13:52 Product vs. process: The critical difference
Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Christopher Tan, CEO, Providend
Edited by: Howie Lim & Claressa Monteiro
Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
The US$6 Trillion Wealth Transfer is here. Are you ready? High-net-worth families are adding Indexed Universal Life (IUL) insurance to their toolkit. Discover how this tool fits into multi-generational wealth planning, what separates a good policy from a bad one, and the risks of policies lapsing.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
02:14 UL vs. IUL
03:45 The trillion dollar wealth transfer
12:46 What sets one IUL plan apart
14:29 Risk & reward
Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Carlton Crabbe, CEO, Capital for Life
Edited by: Howie Lim & Claressa Monteiro
Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Riders are cheaper, but your out-of-pocket expenses are higher. Is that switch worth it? Join BT wealth editor Genevieve Cua and Havend CEO Eddy Cheong as they dissect Singapore's new Integrated Shield riders. Learn about the hidden costs, cancer coverage changes, and the only way to beat that costly 'buffet syndrome.'
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
02:05 Is the trade-off in higher out-of-pocket expenses worth it?
05:33 Key factors when considering a switch
08:38 Unintended consequences: the hidden costs
10:13 Partner panels and profitability: mitigating the "buffet syndrome"
Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Eddy Cheong, chief executive officer, Havend
Edited by: Howie Lim & Claressa Monteiro
Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Markets are volatile, but smart strategies can deliver stable returns. What if you could balance explosive growth with steady income—all while protecting against inflation? DBS chief investment officer Hou Wey Fook reveals the "barbell approach" that's delivered 8.6 per cent annual returns through major downturns. From AI winners to gold's scarcity play, discover investment themes carrying portfolios through uncertainty. Real strategies, proven results, actionable insights.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
04:08 Gold and scarcity assets
07:41 Cash vs. investment strategies
12:49 The barbell approach
14:31 How to DIY the barbell approach
Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Hou Wey Fook, chief investment officer, DBS
Edited by: Howie Lim & Claressa Monteiro
Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Is US exceptionalism truly dead? With Big Tech valuations soaring and global tensions rising, investors must choose: stay US-focused or diversify. Discover why the American formula for growth may still have legs, and where the most rewarding opportunities lie next as Genevieve Cua and Capital Group's Andy Budden dissect the threats to the US edge—from debt sustainability to global governance reforms in Asia.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
02:02 Defining US exceptionalism
05:13 Three evolving threats to the US edge
08:40 Is AI a bubble? Not yet
13:45 The US-China AI dynamic
16:10 Asia's governance revolution
Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Andy Budden, investment director, Capital Group
Edited by: Howie Lim & Claressa Monteiro
Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Markets soared in 2025, but what lies ahead? What of the US K-shaped economy, the dollar's decline, and the AI valuation puzzle? Where can we find income and how can we build a portfolio resilient against global fiscal dominance? Wealth editor Genevieve Cua gets insights from Alexandre Tavazzi, head of CIO Office and Macro Research, Pictet Wealth Management.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
This episode is produced in collaboration with Pictet Wealth Management.
Highlights of the podcast:
02:27 “K-Shaped” convergence
07:02 US dollar decline
09:10 AI valuations & risk: not a bubble yet
11:20 Diversifying beyond Mag 7
15:09 Fiscal dominance and income
20:15 Physical gold as a hedge
More about:
Outlook 2026 - House view
Pictet Wealth Management
Pictet WealthBT Podcasts
Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Alexandre Tavazzi, head of CIO Office and Macro Research, Pictet Wealth Management
Edited by: Howie Lim & Claressa Monteiro
Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Asia is on the cusp of a massive US$6 trillion wealth transfer — but with great wealth comes great complexity.
In this episode of WealthBT, host Genevieve Cua speaks with Victor Aerni, CEO, Pictet Wealth Management Asia, about the forces reshaping intergenerational succession.
From the rise of “100-year CEOs” to blended families and globalised heirs, Victor explains why early planning, shared values, and clear governance matter more than ever. He also unpacks real-world case studies and the growing importance of family charters in preserving harmony, purpose, and legacy.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
This episode is produced in collaboration with Pictet Wealth Management.
Highlights of the podcast:
02:11 Asia’s great wealth transfer
05:58 How Lee Kum Kee and Mitsui did it
08:48 Trends in wealth transfer in Asia
11:33 Bridging the generational gap
15:10 The role of a family charter
17:43 Advice for families
More about:
Pictet Insights: How to manage intergenerational wealth transfer
Pictet Wealth Management
Pictet WealthBT Podcasts
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Victor Aerni, CEO, Pictet Wealth Management Asia
Edited by: Emily Liu & Claressa Monteiro
Produced by: Genevieve Cua, Emily Liu & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
If you’re worried about the hidden costs of long-term care, you're not alone. Most Singaporeans underestimate the financial strain, but Singlife's Helen Shen reveals the shocking truth and common misconceptions. Discover why long-term care isn't just for the elderly and how to safeguard your finances and your loved ones.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:40 Perception gap regarding costs
03:21 Common misconceptions
08:33 Singapore becoming a super-aged society
10:13 Criteria for claims, balancing adequacy and affordability
11:49 Value added by private insurance supplements
Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Helen Shen, group head of products, Singlife
Edited by: Howie Lim & Claressa Monteiro
Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
The global economy is facing tectonic shifts. From inflation to deglobalisation, US exceptionalism to Asia's rise, how can investors navigate these monumental changes? What long-term trends are challenging assumptions? Wealth editor Genevieve Cua speaks to Alexandre Tavazzi from Pictet Wealth Management to find out.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
This episode is produced in collaboration with Pictet Wealth Management.
Highlights of the podcast:
03:00 Nominal growth rate and the resurgence of inflation
05:52 Deglobalisation and weaponisation of assets
08:08 Endemic inflation and underestimating its risks
11:48 Attractive opportunities in Europe and managing fixed income duration
17:29 China's dual economy and Southeast Asia's demographic advantages
20:03 Pivotal mega trends
More about:
Horizon 2025 - Turning inward
Pictet Wealth Management
WealthBT x Pictet Podcast page
Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Alexandre Tavazzi, head of CIO Office and Macro Research, Pictet Wealth Management
Edited by: Howie Lim & Claressa Monteiro
Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Disputes over wills can fracture families and drag on in court. In this episode of WealthBT, host Genevieve Cua speaks with Ang Boon Yaw of Yeo Marini Law Corporation on why more Singaporeans — including younger couples — are taking estate planning seriously.
From the risks of DIY will to why trusts may sometimes be necessary, Ang shares practical advice on the most common mistakes to avoid when it comes to planning your legacy.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
03:22 What happens without a will?
05:37 Wills change as life changes
08:20 Most common will mistakes
11:08 Will vs Trust
Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Ang Boon Yaw of Yeo Marini Law Corporation
Edited by: Emily Liu & Claressa Monteiro
Produced by: Genevieve Cua, Emily Liu & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
If markets have you on edge, this WealthBT episode reveals how geopolitical crises and market swings can actually be opportunities. Join Genevieve Cua and Pictet Wealth Management Asia’s CEO Victor Aerni to learn how a long-term approach and strategic asset allocation can help you gain from volatility and achieve your financial goals.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
This episode is brought to you by Pictet Wealth Management.
Highlights of the podcast:
01:28 The US economy: A tectonic shift
03:40 Fear overcome by "time in the market"
07:37 Dealing with investment losses and drawdowns
09:34 How crises can fuel long-term growth
10:45 Building a resilient portfolio with strategic asset allocation
12:17 Shifts in strategic asset allocation
More about:
Pictet Wealth Management
WealthBT x Pictet Podcast page
Staying invested - why patience pays off in the market
Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Victor Aerni, chief executive officer, Pictet Wealth Management Asia
Edited by: Howie Lim & Claressa Monteiro
Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Structured notes promise yield, flexibility, and even capital protection — but are they right for your portfolio?
Host Genevieve Cua speaks with Franck Fayard from Marex to unpack how these complex instruments work, when they make sense, and what to watch out for.
From crypto-linked notes to capital protected strategies, this episode explores how structured notes can be used tactically — if you understand the trade-offs.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:52 What are structured notes
05:02 Market factors influencing note pricing
08:33 Unwinding structured notes
11:04 Crypto-linked structured notes
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Franck Fayard, APAC head of Marex Financial Products, Marex Solutions
Edited by: Howie Lim & Claressa Monteiro
Produced by: Genevieve Cua & Howie Lim
A podcast by BT Podcasts, The Business Times, SPH Media
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Follow WealthBT podcasts and rate us at:
Channel: bt.sg/btwealthbt
Amazon: bt.sg/wbtam
Apple Podcasts: bt.sg/wbAP
Spotify: bt.sg/wbSP
YouTube Music: bt.sg/wbyt
Google: bt.sg/wtGO
Website: bt.sg/wealthbt
Feedback to: btpodcasts@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at: bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
When we hear "legacy planning," most of us think of wills, trusts, and financial assets. But what if true legacy is about much more than money?
In this episode of WealthBT, host Genevieve Cua speaks with Christopher Tan, CEO of Providend, about how legacy planning is really about values, identity, and intention. From common mistakes wealthy parents make, to the power of a heartfelt letter of wishes, this conversation will challenge you to rethink what it means to leave something meaningful behind.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:08 What is legacy planning
04:47 Drafting a letter of wishes
07:46 Common mistakes of wealthy parents
11:49 How parents can prepare their children for inheritance
Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Christopher Tan, chief executive officer, Providend
Edited by: Emily Liu & Claressa Monteiro
Produced by: Genevieve Cua, Emily Liu & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Sell America, some said. Don’t buy the dip, others said.
Thanks to US President Donald Trump’s tariff policies, investment advice have popped up left and right in the media.
But don’t panic just yet, according to Dr Wei Dai, head of research and vice president at Dimensional Fund Advisors.
In this episode, host Genevieve Cua sits down with Dr Dai to explain why you should avoid making knee-jerk reactions based on news and focus on long-term investment strategies instead.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:23 How bad are the tariffs?
04:27 Dealing with higher volatility
08:28 Lessons from the bond market
11:47 Is US exceptionalism dead?
Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Dr Wei Dai, head of research and vice president, Dimensional Fund Advisors
Edited by: Emily Liu & Claressa Monteiro
Produced by: Genevieve Cua, Emily Liu & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
With an escalating trade war, markets have been very volatile recently. And that’s scary. What should we do in times like this?
In the latest episode of WealthBT, Genevieve Cua sits down with Steve Brice, global chief investment officer of Standard Chartered bank for some advice.
Steve shares his personal investment blunders, the lessons he's learned, and expert advice on how to handle market volatility to achieve your long-term financial goals.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:52 Steve’s investment journey
03:44 Common investment mistakes
06:42 How bad are the tariffs for markets?
09:19 Plan for a long life after retirement
12:56 Overcoming the negativity bias
Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Steve Brice, global chief investment officer, Standard Chartered Bank
Edited by: Emily Liu & Claressa Monteiro
Produced by: Genevieve Cua, Emily Liu & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Investment-linked insurance plans, or ILPs, are often touted for their dual benefits of protection and investment returns. But do they live up to the claim?
In this episode, Genevieve Cua, wealth editor of The Business Times, unravels the five common misconceptions about ILPs. Learn about their high costs, and find out if they truly offer the protection and investment returns they may promise.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:56 Capital guaranteed upon death?
03:45 ILPs’ many fees
05:04 Do ILPs really protect you?
06:10 How much return do ILPs offer?
06:50 Should you buy an ILP?
Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
Edited by: Emily Liu & Claressa Monteiro
Produced by: Genevieve Cua, Emily Liu & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Last year, MediShield Life went through a review, with big changes about to kick in this year.
But the largest impact might come from a technicality that many of us might not be familiar with: the pro-ration factor.
In this episode of WealthBT, host Genevieve Cua sits down with Alex Lee, president of the Singapore Actuarial Society, to explain the ins and outs of pro-ration, and unpack what these new changes mean for your financial stability and healthcare coverage.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:41 What is pro-ration?
04:00 Why are pro-ration factors being adjusted now?
05:21 Are insurance companies to blame?
09:10 Will IP premiums rise?
12:45 How to better protect yourself?
Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Alex Lee, president, Singapore Actuarial Society
Edited by: Emily Liu & Claressa Monteiro
Produced by: Genevieve Cua, Emily Liu & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Markets will do what they do in 2025, but there are ways to help you stay on an even keel.
Genevieve Cua sets out things you can anticipate in terms of returns, and trends in rates and inflation, including healthcare. Plus chalking up more in savings to maximise what the CPF can eventually pay you in retirement savings for life.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:16 What’s a realistic outlook for stocks and bonds
03.20 Trend in interest rates and inflation
04:33 CPF changes to enhance retirement savings
06:55 Brace for higher Integrated Shield premiums
09:38 Taking a fresh approach to your greatest asset: yourself
Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
Edited by: Emily Liu & Claressa Monteiro
Produced by: Genevieve Cua & Emily Liu
Engineered by: Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
From Trump's return to AI advances, how will the 2025 investment landscape look? Will US stocks be able to keep up the bull run? If you have cash sitting in the bank account, where should you put it?
In this episode, Genevieve Cua sits down with Hou Wey Fook, the chief investment officer of DBS Bank, to break down the best investing strategies going into the new year. Plus, Wey Fook shares his secret recipe to riding the bulls and bears of the market.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:32 Major trends going into 2025
02:38 Investment strategies for 2025
07:25 The barbell approach explained
09:19 Biggest risks to look out for
12:49 Better ways to use your cash
Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Hou Wey Fook, chief investment officer, DBS Bank
Edited by: Emily Liu & Claressa Monteiro
Produced by: Genevieve Cua & Emily Liu
Engineered by: Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks: bt.sg/btmoneyhacks
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
How worried should investors be about China-US relations? Is it time to go big on AI? Genevieve Cua on WealthBT speaks to Dong Chen, chief Asia strategist and head of Asia research at Pictet Wealth Management about the importance of active management and strategic asset allocation in weathering market downturns.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
This episode is brought to you by Pictet Wealth Management.
Highlights of the podcast:
01:55 Defining resilience in a portfolio
03:35 Strategic asset allocation as a base building block for resilience
06:55 Differentiating between a genuine trend and noise
07:58 The most compelling trends today
12:30 Why active management is important
13:45 The challenges of going the do-it-yourself route in building a resilient portfolio
More about:
Wealth Management services in Singapore
Navigating the noise in financial markets
Horizon 2024 - Key trends affecting investments
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Dong Chen, chief Asia strategist and head of Asia research, Pictet Wealth Management
Edited by: Emily Liu & Claressa Monteiro
Engineered by: Chai Pei Chieh
Executive producer: Claressa Monteiro
Produced by: BT Podcasts, The Business Times, SPH Media
Follow BT Correspondents:
Channel: bt.sg/btcobt
Amazon: bt.sg/btcoam
Apple Podcasts: bt.sg/btcoap
Spotify: bt.sg/btcosp
YouTube Music: bt.sg/btcoyt
Feedback to: btpodcasts@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Mark To Market at: bt.sg/btmark2mkt
BT Money Hacks: bt.sg/btmoneyhacks
WealthBT: bt.sg/btwealthbt
PropertyBT: bt.sg/btpropertybt
BT Podcasts: bt.sg/pcOM
BT Market Focus: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
The surge in US tech stocks, especially Nvidia's 143 per cent increase, has investors questioning if it's too late to invest. Genevieve Cua discusses strategies for tech stock investment and market trends with Dr Wei Dai from Dimensional Fund Advisors.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
02:28 Outsized investment returns are not unusual in history
05:57 Markets are very concentrated in tech, but there are ways to balance this
10:22 Making sense of the Fed’s rate cut
14:39 How and why science matters in investing
Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Dr Wei Dai, head of research and vice-president, Dimensional Fund Advisors
Edited by: Howie Lim & Claressa Monteiro
Produced by: Genevieve Cua & Howie Lim
Engineered by: Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
—
Follow WealthBT podcasts and rate us at:
Channel: bt.sg/btwealthbt
Amazon: bt.sg/wbtam
Apple Podcasts: bt.sg/wbAP
Spotify: bt.sg/wbSP
YouTube Music: bt.sg/wbyt
Website: bt.sg/btcorresp
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at: bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Selling a company is a major, often difficult, decision. It brings up questions of identity, ambition and legacy.
Cheng Hsin Chih, market head of Southeast Asia at Pictet Wealth Management, has worked with many clients through this journey.
In this episode, BT wealth editor Genevieve Cua sits down with Cheng to break down the complexities of selling a company.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
This episode is brought to you by Pictet Wealth Management.
Highlights of the podcast:
01:33 Why is it so hard to decide to sell?
04:17 How Cheng helped a client decide to let go
08:43 What are the exit options for your company?
11:22 Getting everyone’s buy-in to sell
13:13 So after selling your company, what’s next?
More about:
Pictet Wealth Management
Wealth solutions
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Cheng Hsin Chih, market head for Southeast Asia, Pictet Wealth Management
Edited by: Emily Liu & Claressa Monteiro
Engineered by: Joann Chai Pei Chieh
Executive producer: Claressa Monteiro
Produced by: BT Podcasts, The Business Times, SPH Media
Follow WealthBT podcasts and rate us at:
Channel: bt.sg/btwealthbt
Amazon: bt.sg/wbtam
Apple Podcasts: bt.sg/wbAP
Spotify: bt.sg/wbSP
YouTube Music: bt.sg/wbyt
Website: bt.sg/wealthbt
Feedback to: btpodcasts@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at: bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
If you’ve been a fan of the podcasts Mark to Market, Wealth BT and Property BT - they are moving to a new listing!
BT Correspondents! Look for episodes every Tuesday from October! All the insights and analysis in market trends, property, wealth and soon mobility too. Powered by The Business Times journalism of Genevieve Cua, Leslie Yee, Ben Paul and Derryn Wong.
Because great reads SHOULD be heard! BT Correspondents. Find BT Correspondents wherever you listen to podcasts.
See omnystudio.com/listener for privacy information.
Premiums of some Integrated Shield plans (IPs) are rising in September. Should you downgrade or switch your insurer? There are ways to save on premiums. MOH’s data on lifetime premiums may also help guide your choice of insurer.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:46 How much are IP premiums rising
05:15 How to choose the right IP for you
07:50 How do insurance companies set premium prices?
10:20 Is it time to switch IPs?
11:38 Tips to save costs on IPs
Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Eddy Cheong, chief executive, Havend
Edited by: Emily Liu & Claressa Monteiro
Produced by: Genevieve Cua & Emily Liu
Engineered by: Joann Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
—
Follow WealthBT podcasts and rate us at:
Channel: bt.sg/btwealthbt
Amazon: bt.sg/wbtam
Apple Podcasts: bt.sg/wbAP
Spotify: bt.sg/wbSP
YouTube Music: bt.sg/wbyt
Website: bt.sg/wealthbt
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at: bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Genevieve Cua speaks to Victor Aerni, Pictet Wealth Management Asia’s chief executive, on the factors driving interest in private markets, the segments that offer the most attractive opportunities, and the need for a multi-generational horizon for such assets.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
This episode is brought to you by Pictet Wealth Management.
Highlights of the podcast:
02:12 What is driving interest in private markets?
04:54 The outlook for private asset returns given tighter funding conditions
09:25 The endowment approach to private assets
12:06 Where private markets sit in portfolios and the ideal holding period
13:17 How private assets differ from public markets
More about:
Pictet Wealth Management
Private assets – the opportunity to uncover gems in an uncertain world
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Victor Aerni, chief executive, Pictet Wealth Management Asia
Edited by: Emily Liu and Lee Kim Siang
Engineered by: Joann Chai Pei Chieh
Executive producer: Lee Kim Siang
Produced by: BT Podcasts, The Business Times, SPH Media
Follow WealthBT podcasts and rate us at:
Channel: bt.sg/btwealthbt
Amazon: bt.sg/wbtam
Apple Podcasts: bt.sg/wbAP
Spotify: bt.sg/wbSP
YouTube Music: bt.sg/wbyt
Google: bt.sg/wtGO
Website: bt.sg/wealthbt
Feedback to: btpodcasts@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at: bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Genevieve Cua speaks to Chang Wei Liang, DBS FX and credit strategist who covers crypto, on valuation approaches to Bitcoin, the underpinnings of its value; and the implications of the mode of investment - direct holding or ETF.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
03:00 Valuation approaches for Bitcoin
06:48 Supply/demand factors and the “invisible hand” in Bitcoin
09:34 Factors that influence Bitcoin prices
12:38 Investing directly vs Bitcoin spot ETFs
14:33 Bitcoin’s role in a portfolio and the equity component
16:18 Bitcoin as a revolutionary concept vs central bank digital currencies
Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Chang Wei Liang, FX and credit strategist, DBS
Edited by: Lee Kim Siang
Produced by: Genevieve Cua & Lee Kim Siang
Engineered by: Joann Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
—
Follow WealthBT podcasts and rate us at:
Channel: bt.sg/btwealthbt
Amazon: bt.sg/wbtam
Apple Podcasts: bt.sg/wbAP
Spotify: bt.sg/wbSP
YouTube Music: bt.sg/wbyt
Google: bt.sg/wtGO
Website: bt.sg/wealthbt
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at: bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
While having a family office has often been looked at as a status symbol, is it really all it is? Beware, it can be costly to set up. Genevieve Cua gets the ins and outs from Angie Han, head of wealth planning, Pictet Wealth Management Asia.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
This episode is brought to you by Pictet Wealth Management.
Highlights of the podcast:
02:40 Some major drivers for the decision to establish a family office
05:00 Helping families to crystallise their objectives
10:58 Does a family office replace a trust?
13:38 Single family office vs multi-family office and other structures
16:03 Size threshold for single family office
16:41 Challenges to ensure family office continuity
More about: Pictet Wealth Management https://www.pictet.com/sg/en/wealth-management
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Angie Han, head of wealth planning, Pictet Wealth Management Asia
Edited by: Howie Lim and Lee Kim Siang
Engineered by: Joann Chai Pei Chieh
Executive producer: Claressa Monteiro
Produced by: BT Podcasts, The Business Times, SPH Media
—
Follow WealthBT podcasts and rate us at:
Channel: bt.sg/btwealthbt
Amazon: bt.sg/wbtam
Apple Podcasts: bt.sg/wbAP
Spotify: bt.sg/wbSP
YouTube Music: bt.sg/wbyt
Google: bt.sg/wtGO
Website: bt.sg/wealthbt
Feedback to: btpodcasts@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at:bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
What’s the secret to a successful retirement? According to Christopher Tan, founder of advisory firm Providend, it’s not just good investing and financial planning, it’s also about contentment. Christopher shares his personal wisdom with BT’s Genevieve Cua.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the conversation:
02:15 Qualities of successful investors
04:46 Christopher’s retirement roadmap
07:06 Planning approaches that work best regardless of market factors
10:33 Biggest mistakes or blind spots to avoid
12:14 What is your personal relationship with money?
13:39 How to work towards sufficiency and contentment for a more fulfilling life
Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Christopher Tan, founder, Providend
Edited by: Emily Liu and Claressa Monteiro
Produced by: Genevieve Cua & Emily Liu
Engineered by: Joann Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
—
Follow WealthBT podcasts and rate us at:
Channel: bt.sg/btwealthbt
Amazon: bt.sg/wbtam
Apple Podcasts: bt.sg/wbAP
Spotify: bt.sg/wbSP
Google: bt.sg/wtGO
Website: bt.sg/wealthbt
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at: bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Some CPF members feel stopping the practice of “shielding” the Special Account is unfair, because they have lost the opportunity of a higher interest rate. But investing your CPF savings is more important than ever. What does this mean for your CPF returns?
BT’s Genevieve Cua gets insights from Samuel Rhee of Endowus.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the conversation:
02:33 Does Endowus have a conflict of interest as CPF digital adviser?
05.35 Closing the shielding loophole: impact on confidence
08:36 Tradeoffs of not investing the Ordinary Account
11:54 How challenging is it to outperform the SA 4% rate?
14:59 Overcoming the biggest hurdles to investing
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Samuel Rhee, chief investment officer, Endowus
Edited by: Emily Liu and Claressa Monteiro
Produced by: Genevieve Cua & Emily Liu
Engineered by: Joann Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at: bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
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Private debt offers a stable, generally floating-rate income. But credit risks are elevated as financing conditions remain tight. Defaults are expected to rise. But some types of private debt carry lower risks than others.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the conversation:
01:02 The lowdown on private debt
02:47 The golden age: strong returns and inflows
05:36 Getting a handle on credit risk
09:36 Attraction of private debt
11:17 What to look out for
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
Edited by: Emily Liu and Claressa Monteiro
Produced by: Genevieve Cua & Emily Liu
Engineered by: Joann Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at: bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
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What is the outlook for interest rates and the impact on stocks and bonds? What is the outlook for Singapore and China? And is it time to exit fixed deposits and invest in what, exactly? Genevieve Cua interrogates Kelvin Tay from UBS Wealth Management.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
This episode is brought to you by UBS Wealth Management.
Highlights of the conversation:
01:47 Impact of the Fed’s funds rate on stocks and bonds
04:42 Which elections will wield the biggest impact on markets?
07:12 Outlook for economy and asset growth
11:13 China’s outlook
15:15 Risks not adequately priced in markets
17:15 Most important asset allocation calls for 2024
More about:
UBS Wealth Management
https://www.ubs.com/sg/en/wealth-management.html
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Kelvin Tay, chief investment officer of UBS Wealth Management
Edited by: Howie Lim and Claressa Monteiro
Produced by: Genevieve Cua & Howie Lim
Engineered by: Joann Chai Pei Chieh
Executive producer: Claressa Monteiro
A podcast by BT Podcasts, The Business Times, SPH Media
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Follow WealthBT podcasts and rate us at:
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Website: bt.sg/wealthbt
Feedback to: btpodcasts@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at:bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
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Markets are on a tear since the Federal Reserve signalled a pivot towards cutting interest rates in 2024. How should you position your portfolio? Here are some thoughts on bond yields; geopolitical risk in 2024; investing in value equities; and keeping faith in balanced portfolios.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:29 Indications of what the Fed may do next year
03:20 Bond yields are attractive and offer a return above inflation
05:19 2024 is a record year for elections, raising geopolitical risk
08:20 Opportunities in value equities
10:08 Balanced portfolios are alive and well
12:12 Reinvesting out of cash
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
Edited by: Howie Lim & Claressa Monteiro
Recording engineer: Joann Chai Pei Chieh
Produced by: BT Podcasts, The Business Times, SPH Media
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Follow WealthBT podcasts and rate us at:
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Website: bt.sg/wealthbt
Feedback to: btpodcasts@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at: bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
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Philanthropy can be a source of catalytic and patient capital, and as such, can play a big role in the net zero transition. Blended finance is an avenue where philanthropists can join forces with public and private funds. Genevieve Cua speaks to Anthony Gao, head of philanthropy services Asia with Pictet Wealth Management for more insights.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
This episode is brought to you by Pictet Wealth Management.
Highlights of the podcast:
02:09 Understanding blended finance
03:44 Singapore's approach to blended finance
05:55 Philanthropy in the context of climate objectives
09:54 Understanding blended finance mode
12:26 Trends and approaches in blended finance
14:45 Challenges and solutions for blended finance in Asia
More about:
Pictet Wealth Management Asia
https://www.pictet.com/sg/en/wealth-management
Responsible Investing
https://www.pictet.com/sg/en/insights/re-imagining-the-future-the-case-for-engagement
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Anthony Gao, head of philanthropy services Asia, Pictet Wealth Management
Edited by: Howie Lim and Claressa Monteiro
Recording engineer: Joann Chai Pei Chieh
Produced by: BT Podcasts, The Business Times, SPH Media
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Follow WealthBT podcasts and rate us at:
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Google: bt.sg/wtGO
Website: bt.sg/wealthbt
Feedback to: btpodcasts@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at: bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
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Why are couples entering into prenups, and sometimes at the urging of their families? A prenup or post-nup may potentially be an important tool for families who have multigenerational wealth in mind. Genevieve Cua speaks to Ivan Cheong, head of the divorce and family team with Withers KhattarWong in Singapore for more insights.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
04:28 Prenups must satisfy 4 formalities; they’re not automatically enforceable
09:34 Not just for the wealthy; 3 broad objectives
12:22 Ensuring a prenup applies across multiple jurisdictions
14:27 How prenups work with trusts
17:03 Can a prenup strengthen a marriage?
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Ivan Cheong, head of the divorce and family team with Withers KhattarWong in Singapore
Edited by: Howie Lim and Claressa Monteiro
Recording engineer: Joann Chai Pei Chieh
Produced by: BT Podcasts, The Business Times, SPH Media
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Follow WealthBT podcasts and rate us at:
Channel: bt.sg/btwealthbt
Apple Podcasts: bt.sg/wbAP
Spotify: bt.sg/wbSP
Google: bt.sg/wtGO
Website: bt.sg/wealthbt
Feedback to: btpodcasts@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast: bt.sg/btmoneyhacks
BT Mark To Market Podcast: bt.sg/btmark2mkt
BT Podcasts: bt.sg/pcOM
PropertyBT: bt.sg/btpropertybt
BT Market Focus: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
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Learn about key themes like circular economy, biodiversity, energy transition and health in responsible investing as Genevieve Cua discusses with Evelyn Yeo from Pictet Wealth Management Asia.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
02:03 Climate impact in 2023
05:46 Connection between climate risks and markets
09:59 Elements to ensure investments have impact
11:58 Responsible investing themes
16:06 Key elements in responsible investing process
More about:
Pictet Wealth Management Asia
https://asia.group.pictet/
Impact Investing
https://perspectives.group.pictet/sustainability/the-rise-of-impact-inv…
Philanthropic capital
https://perspectives.group.pictet/sustainability/better-together---alig…
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Evelyn Yeo, head of Asia investment, Pictet Wealth Management Asia
Edited by: Howie Lim and Claressa Monteiro
Recording engineer: Joann Chai Pei Chieh
Produced by: BT Podcasts, The Business Times, SPH Media
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Follow WealthBT podcasts and rate us at:
Channel: bt.sg/btwealthbt
Apple Podcasts: bt.sg/wbAP
Spotify: bt.sg/wbSP
Google:bt.sg/wtGO
Website: bt.sg/wealthbt
Feedback to: btpodcasts@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at:bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Insurance par funds last year chalked up their worst returns over the past five years. But not all insurers reduced bonuses and your par plan’s bonus may still be intact - for now. Are par savings products still worth your while?
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights of the podcast:
01:04 Smoothing and par plans’ worst returns in 5 years
05:15 Market conditions vs the long run
08:05 Staying invested is a must
13:48 Par plans vs portfolio of market assets
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
Edited by: Claressa Monteiro
Recording engineer: Joann Chai Pei Chieh
Produced by: BT Podcasts, The Business Times, SPH Media
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Follow WealthBT podcasts and rate us at:
Channel: bt.sg/btwealthbt
Apple Podcasts: bt.sg/wbAP
Spotify: bt.sg/wbSP
Google: bt.sg/wtGO
Website: bt.sg/wealthbt
Feedback to: btpodcasts@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: bt.sg/btmoneyhacks
BT Mark To Market Podcast at: bt.sg/btmark2mkt
BT Podcasts at: bt.sg/pcOM
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Branded Podcasts: bt.sg/btbrpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.
Amid market volatility, it helps to distinguish between market noise and major trends. Scarcity of resources, labour and trust is already evident and will continue to drive markets. What are the impacts over the long run and how you can position your portfolio?
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
This episode is brought to you by Pictet Wealth Management.
Highlights:
01:00 Why long run matters
05:17 Track record of forecasts
06:38 Overarching themes
09:20 Major asset class expectations and drivers
11:34 Implications of most important themes
13:30 How to position yourself
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Dong Chen, head of Asia Macroeconomic Research for Pictet Wealth Management
Edited by: Howie Lim & Claressa Monteiro
Recording engineer: Joann Chai Pei Chieh
Produced by: BT Podcasts, The Business Times, SPH Media
More about:
Pictet Wealth Management
https://www.pictet.com/sg/en/wealth-management
Alternatives and private assets
https://www.pictet.com/sg/en/insights/markets/alternatives
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Feedback to: btpodcasts@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
BT Podcasts at: http://bt.sg/pcOM
PropertyBT at: http://bt.sg/btpropertybt
BT Market Focus at: http://bt.sg/btmktfocus
BT Branded Podcasts: http://bt.sg/btbrpod
BT Lens On: http://bt.sg/btlenson
BTPodcast
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Private debt has come into its own as an asset class after the 2008 financial crisis, delivering attractive returns with little correlation to stocks and bonds. The current environment poses challenges but with careful credit selection, investors can still reap equity-like returns. Goh Hui Yang, Pictet’s head of alternative investments in Asia tells Genevieve Cua more.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
This episode is brought to you by Pictet Wealth Management.
Highlights:
02:28 Popularity of private debt as an asset class
06:54 Why get an exposure
09:36 Challenge of the macro environment
11:10 Risks to watch
12:58 A realistic look at return expectations
More about:
Pictet Wealth Management
https://www.pictet.com/sg/en/wealth-management
Alternatives and private assets
https://www.pictet.com/sg/en/insights/markets/alternatives
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Goh Hui Yang, Pictet’s head of alternative investments in Asia
Edited by: Howie Lim & Claressa Monteiro
Recording engineer: Joann Chai Pei Chieh
Produced by: BT Podcasts, The Business Times, SPH Media
—
Follow WealthBT podcasts and rate us at:
Channel: http://bt.sg/btwealthbt
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Google: http://bt.sg/wtGO
Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
BT Podcasts at:http://bt.sg/pcOM
PropertyBT at: http://bt.sg/btpropertybt
BT Market Focus at: http://bt.sg/btmktfocus
BT Branded Podcasts: http://bt.sg/btbrpod
BTPodcast
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Riders have become a focal point of the changes in Integrated Shield plans, which from April must get in line with the Health Ministry’s cancer drug list. With riders, you can still get cover for drugs not on the list. But are you better off with the changes? Will premiums rise?
Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Highlights (click/tap above):
01:07 Cancer drug list recap
03:16 Shield base plan and rider changes
09:29 Are you better off?
11:53 Impact on rider premiums
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
Edited by: Howie Lim & Claressa Monteiro
Recording engineer: Joann Chai Pei Chieh
Produced by: BT Podcasts
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Follow WealthBT podcasts and rate us at:
Channel: http://bt.sg/btwealthbt
Apple Podcasts: http://bt.sg/wbAP
Spotify: http://bt.sg/wbSP
Google: http://bt.sg/wtGO
Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
BT Podcasts at: http://bt.sg/pcOM
PropertyBT at: http://bt.sg/btpropertybt
BT Market Focus at: http://bt.sg/btmktfocus
BT Branded Podcasts: http://bt.sg/btbrpod
See omnystudio.com/listener for privacy information.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Is there a gender approach to financial planning? Isn’t it the case that the sensible approach really is gender neutral? Evy Wee, head of financial planning at DBS shares her thoughts with Genevieve Cua.
Highlights (click/tap above):
04:37 Tendency to rely on spouse
06:38 Gaining confidence: foundation knowledge
09:57 Overcoming fear and taking measured risk
15:34 Planning for single women
18:05 Recession proofing your investments and financial plan
Written and hosted by: Genevieve Cua (gen@sph.com.sg)
With Evy Wee, head of financial planning, DBS
Produced by: Genevieve Cua & Howie Lim
Edited by: Howie Lim
Engineered by: Joann Chai Pei Chieh
Follow WealthBT podcasts and rate us at:
Channel: http://bt.sg/btwealthbt
Apple Podcasts: http://bt.sg/wbAP
Spotify: http://bt.sg/wbSP
Google: http://bt.sg/wtGO
SPH Awedio app: https://www.awedio.sg/
Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
BT Podcasts at: http://bt.sg/pcOM
PropertyBT at: http://bt.sg/btpropertybt
BT Market Focus at: http://bt.sg/btmktfocus
BT Branded Podcasts: http://bt.sg/btbrpod
See omnystudio.com/listener for privacy information.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by wealth editor Genevieve Cua.
Most people probably have a CI plan but the cover they have is also probably insufficient. Genevieve Cua discusses how to enhance your base CI plan by taking up a multi-pay rider, to cover you for recurrence of critical illnesses.
Highlights (click/tap above):
01:54 Good news about CI: Standalone and multi-pay plans
03:34 Future-proof C.I.
05:47 Definitions and C.I. terms
12:05 Views from a financial planner
13:43 Misconceptions
Produced by: Genevieve Cua (gen@sph.com.sg) & Howie Lim
Edited by: Howie Lim
Follow WealthBT podcasts and rate us at:
Channel: http://bt.sg/btwealthbt
Apple Podcasts: http://bt.sg/wbAP
Spotify: http://bt.sg/wbSP
Google: http://bt.sg/wtGO
SPH Awedio app: https://www.awedio.sg/
Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
BT Podcasts at: http://bt.sg/pcOM
PropertyBT at: http://bt.sg/btpropertybt
BT Market Focus at: http://bt.sg/btmktfocus
BT Branded Podcasts: http://bt.sg/btbrpod
See omnystudio.com/listener for privacy information.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
How can you make sure your portfolio doesn't suffer in 2023 like it did in 2022? Genevieve Cua has some ideas.
Highlights (click/tap above):
01:10 More positive macro environment
04:11 Bonds back in favour
07:36 Commit to a balanced portfolio
10:10 Scout for higher-interest options
12:16 Maximise CPF interest rates
Produced by: Genevieve Cua (gen@sph.com.sg) & Howie Lim
Edited by: Howie Lim
Follow WealthBT podcasts and rate us at:
Channel: http://bt.sg/btwealthbt
Apple Podcasts: http://bt.sg/wbAP
Spotify: http://bt.sg/wbSP
Google: http://bt.sg/wtGO
SPH Awedio app: https://www.awedio.sg/
Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
BT Podcasts at:http://bt.sg/pcOM
PropertyBT at: http://bt.sg/btpropertybt
BT Market Focus at: http://bt.sg/btmktfocus
BT Branded Podcasts: http://bt.sg/btbrpod
See omnystudio.com/listener for privacy information.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
The pattern this year has been of hope and then a letdown. In this environment when it seems that everything is down at the same time, what can serve as investment guardrails for your portfolio?
Highlights:
0:55 The tug of war between hope and reality and why we need some investment guardrails
01:35 Cash as a guardrail. Attractive rates for fixed deposits plus capital preservation
03:54 Investing for income: dividends and bond coupons help to cushion portfolio decline
08:40 Alternative assets as a guardrail, but be prepared for illiquidity
10:26 Personal resilience as a guardrail: be vigilant for human biases
Produced by: Genevieve Cua (gen@sph.com.sg) & Howie Lim
Edited by: Howie Lim
Follow WealthBT podcasts and rate us at:
Channel: http://bt.sg/btwealthbt
Apple Podcasts: http://bt.sg/wbAP
Spotify: http://bt.sg/wbSP
Google: http://bt.sg/wtGO
SPH Awedio app: https://www.awedio.sg/
Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
BT Podcasts at:http://bt.sg/pcOM
PropertyBT at: http://bt.sg/btpropertybt
BT Market Focus at: http://bt.sg/btmktfocus
BT Branded Podcasts: http://bt.sg/btbrpod
See omnystudio.com/listener for privacy information.
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Can transferring your wealth to the next generation really be easy? The bottom line is: the issue of succession or wealth transfer requires a lot of thought and planning. Genevieve Cua speaks to Angie Han, head of wealth planning for South Asia from Pictet Wealth Management for more insights.
This episode is brought to you by Pictet Wealth Management.
Highlights (click/tap above):
01:30 How much wealth involved in the intergenerational wealth transfer in Asia
03:10 Planning is required for wealth transfer: some considerations
06:15 How family offices help in wealth structuring and transfer
08:23 What a seamless wealth transfer means
10:03 A will alone may not suffice; role of trusts
11:50 Why 70% of intergenerational wealth transfers fail
14:45 How philanthropy helps to keep families engaged
Produced by: Genevieve Cua (gen@sph.com.sg) & Howie Lim
Edited by: Howie Lim
More about:
Pictet Wealth Management Asia
https://asia.group.pictet/
Asian Family Offices Multiplying
https://www.pictet.com/sg/en/insights/asia-s-family-offices-multiply
Asian Family Offices’ Overcoming Challenges
https://www.pictet.com/sg/en/insights/asian-families-on-a-steep-learning-curve
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Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Are your investments really helping to reduce carbon emissions and alleviating social issues? Genevieve Cua deep dives into ESG investing to find out.
Highlights (click/tap above):
03:41 Two reasons for ESG funds’ underperformance
06:17 Should you avoid or exclude oil & gas companies?
07:27 What do ESG ratings really mean?
09:29 Do ESG funds deliver value?
10:34 Industry shake-out due to ESG fund labels
13:17 ESG as a process vs ESG as a product
Produced by: Genevieve Cua (gen@sph.com.sg) & Howie Lim
Edited by: Howie Lim
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Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
BT Podcasts at:http://bt.sg/pcOM
PropertyBT at: http://bt.sg/btpropertybt
BT Market Focus at: http://bt.sg/btmktfocus
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Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
How is impact investing different from ESG investing and how much of a difference can your capital make? Genevieve speaks to Evelyn Yeo, head of Asia Investments from Pictet Wealth Management Asia.
This episode is brought to you by Pictet Wealth Management.
Highlights (click/tap above):
02:37 Differences between impact investments and ESG
05.35 A framework to measure impact
07:57 Spectrum of sustainable investments
09:57 Why private clients gravitate towards impact investments
13:32 Sustainable real estate
15:15 Factors to set risk/return expectations
Produced by: Genevieve Cua (gen@sph.com.sg), Howie Lim & Claressa Monteiro
Edited by: Howie Lim
More about:
Impact Investing
https://perspectives.group.pictet/sustainability/the-rise-of-impact-investing
ESG labelled bonds
https://perspectives.group.pictet/responsible-future/a-beginner-s-guide-to-esg-labelled-bonds
Philanthropic capital
https://perspectives.group.pictet/sustainability/better-together---aligning-investment-and-philanthropic-capital-
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Feedback to: podcast@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
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Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
For the risk averse, looking for opportunities in this high interest rate environment isn’t as difficult as it seems. Genevieve tells us where you can park your spare cash that won’t increase your stress levels.
Highlights:
03:30 Impact of higher interest rates on assets
04:07 Lower risk options as rates trend up: CPF and CPF Life
06:07 Consider the Singapore Savings Bond
08:14 Fixed deposits now more attractive
09:59 Cash-plus funds, but look into funds’ holdings
11:04 Bonds’ place in portfolios; and PE bonds
15:14 Insurance endowments
Produced by: Genevieve Cua (gen@sph.com.sg) & Howie Lim
Edited by: Howie Lim
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Feedback to: podcast@sph.com.sg
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
BT Podcasts at:http://bt.sg/pcOM
PropertyBT at: http://bt.sg/btpropertybt
BT Market Focus at: https://bt.sg/btmktfocus
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Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Philanthropy is almost always associated with very wealthy families. If you have less wealth but many good intentions, can you also engage in philanthropy? Genevieve Cua speaks to Anthony Gao, Pictet Wealth Management head of philanthropy services Asia to find out.
This episode is brought to you by Pictet Wealth Management.
Highlights (click/tap above):
01:47 What this episode covers: why philanthropy is more important today than it was before; how philanthropy has evolved; your platform
03:28 Post-Covid the world’s needs have grown; funding gap for UN SDG
05:43 Anthony Gao on why more wealthy families want to engage in philanthropy
08:36 Strategic philanthropy for more long-term impact
10:25 Anthony on philanthropic approaches - venture philanthropy, blended finance, donor-advised funds
12:00 Anthony on the structure for giving as the face, body and legs of philanthropy
Produced by: Genevieve Cua (gen@sph.com.sg), Howie Lim & Claressa Monteiro
Edited by: Howie Lim
More about:
From tradition to modernity | Eight ways that Asian philanthropy is evolving
https://perspectives.group.pictet/navigating-asia/from-tradition-to-modernity---eight-ways-that-asian-philanthropy
Anchoring your philanthropic efforts in Asia
https://perspectives.group.pictet/navigating-asia/-anchoring-your-philanthropic-efforts-in-asia
Pictet Wealth Management
https://asia.group.pictet/wealth-management
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Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
BT Podcasts at:http://bt.sg/pcOM
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Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
What are the promising investment themes within healthcare? Private equity offers an avenue to invest in promising smaller companies before their value becomes widely recognised. For more insights, Genevieve Cua speaks to Hui Yang Goh, Pictet wealth management’s senior adviser for alternative investments in Asia.
This episode is brought to you by Pictet Wealth Management.
Highlights (click/tap above):
01:38 The various routes to invest in healthcare, from private to public markets
02:17 2021 was a banner year for returns from the healthcare theme in public and private markets
03:35 Why invest in healthcare at all: Highlighting the growth drivers
06:36 Hui Yang Goh on how PE enables investors to tap into innovation by smaller companies: the opportunities and risks
09:16 What are the most attractive healthcare themes with the greatest potential?
11:34 Investors are nervous about the macro environment. Hui Yang’s insights on the impact on deal valuations broadly and the resilience of healthcare in particular
13:31 Incorporating sustainability and ESG considerations into healthcare PE investments
Produced by: Genevieve Cua (gen@sph.com.sg), Howie Lim & Claressa Monteiro
Edited by: Howie Lim
More about:
Biotech – where investors can access the value created by medical innovation
https://perspectives.group.pictet/innovation/biotech---where-investors-can-access-the-value-created-by-medica
An innovation story: the long-term outlook for health and care
https://perspectives.group.pictet/innovation/an-innovation-story--the-long-term-outlook-for-health-and-care
Pictet Wealth Management
https://asia.group.pictet/wealth-management
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Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
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Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
Getting older is part of life, but has the reality of living a long life really set in? Living to a good senior age should be a welcome thing – but with some caveats. In this episode, Genevieve Cua explores this and gets insights from Kimi Oh, Prudential’s senior financial services director.
This episode is brought to you by Prudential
Highlights (click/tap above):
01:30 Health is a big caveat in longevity
04:27 Surveys show Singaporeans are not ready to live to 100, underestimating their life span
06:39 The must-have elements to mitigate the future cost of healthcare, according to Prudential’s Kimi Oh
08:50 Wealth planning: some broad principles to pursue
10:40 Addressing concerns about inflation and a rise in interest rates
11:51 Kimi Oh shares insights on how Singaporeans can invest with confidence
14:10 Kimi Oh’s perspective on the rate at which a retiree may withdraw from his portfolio to ensure its long-term sustainability
Produced by: Genevieve Cua (gen@sph.com.sg) and Howie Lim
Edited by: Howie Lim
More about Prudential:
www.prudential.com.sg
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Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
BT Podcasts at: http://bt.sg/podcasts
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Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
In this episode of WealthBT, wealth editor Genevieve Cua discusses the financial vulnerabilities of high-net-worth individuals, who have wealth and health concerns and how careful planning can help them meet their goals. Guests in this episode: Melita Teo, AIA chief customer and digital officer, and Jerry Toh, AIA Financial Services associate director.
This episode is brought to you by AIA.
Highlights (click/tap above):
01:33 The wealthy in Singapore have financial needs and risks.
04:27 It’s a mistake to think that high net worth individuals have little to worry about; they have a different set of concerns
06:00 Wealthy individuals value mental and physical wellbeing as much as financial wellbeing
08:11 A concrete example of an individual with malignant thyroid cancer and how her health needs were addressed
11:00 After retrenchment, a client takes steps to address his needs and becomes an entrepreneur
13:30 Tips to help individuals invest with more confidence: Start small and invest over time
14:21 Review your plan regularly and consider spending patterns
Produced by: Genevieve Cua (gen@sph.com.sg) and Howie Lim
Edited by: Howie Lim
More about:
AIA: www.aia.com.sg
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Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
BT Podcasts at: http://bt.sg/podcasts
PropertyBT at: http://bt.sg/btpropertybt
BTPodcast
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Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
In this episode of WealthBT, wealth editor Genevieve Cua talks about what sustainable healthcare really means andwhy the social factor in terms of ESG is so important as an investor. Nathalie Flury, co-head of sustainable healthcare equity at HSBC Asset Management, joins her to give more insights.
This episode is brought to you by HSBC: www.business.hsbc.com.sg/sustainability
Highlights (click/tap above):
01:30 What does investing in sustainable healthcare mean?
04:00 In healthcare, an apparent tug of war between profit maximisation and ensuring affordability and access
05:13 Singapore’s trend towards medical cost control in Singapore
08:43 Many governments increasingly reject costly therapies or set cost limits
11:12 Savvy companies conduct a health economic assessment of their therapy to ascertain an acceptable price - Nathalie Flury
12:37 The factors critical for sustainable healthcare are clinical benefits and cost savings
13:48 Innovation cannot be looked at in isolation
Produced by: Genevieve Cua (gen@sph.com.sg) and Howie Lim
Edited by: Howie Lim
More about:
Returns from sustainable healthcare investing:
https://www.assetmanagement.hsbc.com.sg/en/individual-investor/news-and-insights/sustainable-healthcare-healthy-returns-retail
Fixing the broken healthcare investment model:
https://www.assetmanagement.hsbc.com.sg/en/individual-investor/news-and-insights/fixing-the-broken-healthcare-investment-model-sg-retail
Responsible investing for sustainable healthcare:
https://www.assetmanagement.hsbc.com.sg/en/individual-investor/about-us/responsible-investing/global-equity-sustainable-healthcare
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Feedback to: podcast@sph.com.sg
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
PropertyBT at: http://bt.sg/btpropertybt
BT Podcasts at: http://bt.sg/podcasts
BTPodcast
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Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
In this 11th episode of WealthBT, wealth editor Genevieve Cua talks about the challenge of retirement income and presents workable options.
Highlights (click/tap above):
01:22 Why securing a retirement income is challenging
03:47 CPF Life, the most attractive retirement income plan around
06:33 Supplementing CPF Life with retirement income insurance products: par plans
08:24 Still on insurance: investment-linked option
11:10 Putting together a portfolio of equities, fixed income and multi-asset funds: some broad principles
Produced by: Genevieve Cua (gen@sph.com.sg), Howie Lim
Edited by: Howie Lim & Hadyu Rahim
Follow Wealth BT podcasts and rate us at:
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SPH Awedio app: https://www.awedio.sg/
Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
PropertyBT Podcast: https://bt.sg/btpropertybt
BT Podcasts at: http://bt.sg/podcasts
BTPodcast
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Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
In this tenth episode of WealthBT, Genevieve Cua talks about some of the investment themes in 2022 and how they might impact your portfolio.
Highlights (click/tap above):
01:24 Four key themes for 2022: Inflation rears its head in Singapore and in the US
03:46 Brace for higher interest rates and their implications for markets
07:01 Income theme remains resonant
08:54 Technology a big part of economies, business and market indexes
11:21 Implications for your portfolio
Produced by: Genevieve Cua (gen@sph.com.sg), Ernest Luis, Howie Lim
Edited by: Howie Lim & Hadyu Rahim
Follow Wealth BT podcasts and rate us at:
Channel: http://bt.sg/btwealthbt
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Google: http://bt.sg/wtGO
SPH Awedio app: https://www.awedio.sg/
Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
BT Podcasts at: http://bt.sg/podcasts
BTPodcast
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Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
In this ninth episode of WealthBT, wealth editor Genevieve Cua talks about how to maximise your CPF and SRS savings for retirement.
Highlights (click/tap above):
2:21 Highlights of the Supplementary Retirement Scheme and investment options
5:29 Things to bear in mind about SRS: premature withdrawal penalty; relatively low limit on contributions and potential tax on withdrawals in retirement
7:51 Benefits of topping up CPF: Higher interest rates and tax relief
11:30 Ways to maximise your retirement savings in CPF and SRS: Go for low-cost investments; use cash to service home loans rather than CPF; and defer retirement income
Produced by: Genevieve Cua (gen@sph.com.sg), Ernest Luis, Lee Kim Siang & Fa'izah Sani
Edited by: Howie Lim & Hadyu Rahim
Follow Wealth BT podcasts and rate us at:
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Google: http://bt.sg/wtGO
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Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
BT Podcasts at: http://bt.sg/podcasts
BTPodcast
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Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
In this eighth episode of WealthBT, wealth editor Genevieve Cua talks about the various investing approaches or strategies that today, fall under the sustainable label. This episode is brought to you by Prudential: https://www.prudential.com.sg/
Highlights of the conversation (click/tap above):
0:55 Reasons to invest sustainably: helping the climate crisis; mitigating risk; and aligning with personal values
3:06 Approaches as listed by the OECD and GSIA; Genevieve Cua breaks the approaches down one by one
7:06 Fourth approach - understanding thematic ESG that invests in trends or themes expected to drive markets and returns
9:16 Sixth - ESG integration, which is a systematic inclusion of ESG in portfolio construction
9:57 Seventh - engagement and shareholder action which harness shareholder power to drive companies towards sustainability
12:42 Prudential's head of ESG - El Lynn Yeoh - on how investors may evaluate ESG factors alongside their values; and setting risk and return expectations
Listen to the previous episode from Oct 25 - brought to you by Prudential - where Genevieve Cua looked at how your investment can make a positive difference to climate change.
More about:
Prudential's sustainability efforts - https://www.prudential.com.sg/sustainability-report
Wealth and protection needs - www.prudential.com.sg/pruvantageassure
Produced by: Genevieve Cua (gen@sph.com.sg), Ernest Luis, Lee Kim Siang
Edited by: Howie Lim & Hadyu Rahim
Follow Wealth BT podcasts on the 4th Monday of every month and rate us at:
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Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
BT Podcasts at: http://bt.sg/podcasts
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Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
In this seventh episode of WealthBT, wealth editor Genevieve Cua talks about how your investment can make a positive difference to climate change. This episode is brought to you by Prudential: https://www.prudential.com.sg/
Highlights include:
- Implications of climate change for Singapore and why the call to action is urgent (1.11)
- COP26 and why countries’ net-zero targets have to be more aggressive (3.16)
- Prudential plc’s commitment and Prudential customer survey: Customers want to play a part (5.01)
- The need for private capital to help the net-zero transition (6.23)
- Role and benefits of ESG in investments (7.52)
- ESG is not an investment bubble but an investment discipline (11.00)
- Impact investments: a way to channel your funds into causes that matter to you (11.31)
In the next episode on Nov 22 - brought to you by Prudential - Genevieve Cua will look at various ESG approaches.
More about:
Prudential's sustainability efforts: https://www.prudential.com.sg/sustainability-report
Wealth and protection needs: www.prudential.com.sg/pruvantageassure
Produced by: Genevieve Cua (gen@sph.com.sg), Howie Lim & Lee Kim Siang
Edited by: Howie Lim & Hadyu Rahim
Follow Wealth BT podcasts and rate us at:
Channel: http://bt.sg/btwealthbt
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Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
BT Podcasts at: http://bt.sg/podcasts
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Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals.
How do you balance multiple financial goals? BT Wealth editor Genevieve Cua speaks with Angeline Alexander, Prudential’s head of high net worth and affluent segments, in this sixth episode of WealthBT, brought to you by Ascend by Prudential: https://www.prudential.com.sg/ascend
Highlights of the conversation:
- The top three financial goals (1.27)
- It helps to clearly define your goals; and take into consideration your budget, current commitments and the time horizon for your goals (2.46)
- The impact of Covid on financial objectives: It’s a good time to step back and re-look at expenses and priorities (3.25)
- Review plans regularly to cover contingencies (4.02)
- Take a look at your budget and discretionary spending (5.00)
- Investing for multiple goals: Similar goals and strategies may be grouped into a single portfolio (6.41)
- How relevant are endowment plans in today’s low-rate environment (7.35)
- Wealth transfer planning: Pandemic makes clear we should be prepared for the unexpected (9.45)
Listen to Pt 1: Longevity + financial planning = win-win plan for you - https://omny.fm/shows/wealthbt/how-longevity-is-a-gift-in-holistic-financial-plan
Find out more about Ascend by Prudential at www.prudential.com.sg/ascend
Get in touch with Ascend at www.prudential.com.sg/AscendBusinessTimes
Produced by: Genevieve Cua (gen@sph.com.sg), Ernest Luis, Lee Kim Siang
Edited by: Howie Lim
Follow Wealth BT podcasts and rate us at:
Channel: http://bt.sg/btwealthbt
Apple Podcasts: http://bt.sg/wbAP
Spotify: http://bt.sg/wbSP
Google: http://bt.sg/wtGO
SPH Awedio app: https://www.awedio.sg/
Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. This podcast is for your information only and does not consider your specific investment objectives, financial situation or needs.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
BT Podcasts at: http://bt.sg/podcasts
BTPodcast
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Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals.
BT wealth editor Genevieve Cua looks into how an expected longer life span can help you achieve more holistic financial planning, in this fifth episode of WealthBT, brought to you by Ascend by Prudential: https://www.prudential.com.sg/ascend
She tackles the following points:
- Implications of rising life expectancy, and why children may not be seen as a pillar of support for elderly parents in future (0:43)
- Holistic financial planning is key to living a long life with optimism and confidence (2:49)
- Goh Theng Kiat, Prudential’s chief customer officer on why people now have more time to plan, with a longer expected life span (3:32)
- Actionable principles for investing for retirement (4:30)
- Making a mindset change towards a multi-stage life, supported by financial planning (6:37)
- Goh Theng Kiat on how financial planning supports a multi-stage life, such as planning capital in advance for those who wish to start a business, even in their 60s (7:52)
In the next episode on Sept 27 - brought to you by Ascend by Prudential - Genevieve Cua will look at how to balance multiple financial goals at the same time.
More about Ascend by Prudential: https://www.prudential.com.sg/ascend
Get in touch with Ascend for your wealth and protection needs: www.prudential.com.sg/AscendBusinessTimes
Produced by: Genevieve Cua (gen@sph.com.sg), Ernest Luis, Lee Kim Siang
Edited by: Howie Lim and Hadyu Rahim
Follow Wealth BT podcasts and rate us at:
Channel: http://bt.sg/btwealthbt
Apple Podcasts: http://bt.sg/wbAP
Spotify: http://bt.sg/wbSP
Google: http://bt.sg/wtGO
SPH Awedio app: https://www.awedio.sg/
Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. This podcast is for your information only and does not consider your specific investment objectives, financial situation or needs.
Discover more BT podcast series:
BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt
BT Podcasts at: http://bt.sg/podcasts
BTPodcast
See omnystudio.com/listener for privacy information.
Synopsis: Learn to protect and grow your wealth in this new Business Times monthly podcast series for affluent individuals.
In this fourth episode of the WealthBT podcast, BT's wealth editor Genevieve Cua looks into the profitability of Integrated Shield portfolios. Most insurers’ Shield results staged a turnaround in 2020. What does this mean for you?
She tackles the following points:
- Integrated Shield plans’ loss making trend since 2015; what happened in 2020? (1:11)
- Four factors that helped push Shield portfolios into the black (3:55)
- What does this mean for premiums? (8:46)
- In the pipeline: More changes for Shield; payouts for cancer drugs to be aligned with MediShield Life and new sub-limits likely (9:33)
Produced by: Genevieve Cua (gen@sph.com.sg), Howie Lim & Lee Kim Siang
Edited by: Howie Lim
Follow WealthBT podcasts and rate us on:
Channel: http://bt.sg/btwealthbt
Apple Podcasts: http://bt.sg/wbAP
Spotify: http://bt.sg/wbSP
Google: http://bt.sg/wtGO
SPH Awedio app: https://www.awedio.sg/
Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.
Discover more BT podcast series:
BT Money Hacks Podcast on: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast on: http://bt.sg/btmark2mkt
BT Podcasts on: http://bt.sg/podcasts
See omnystudio.com/listener for privacy information.
Synopsis: Learn to protect and grow your wealth in this Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
In this third episode of the WealthBT podcast, BT's wealth editor Genevieve Cua looks into personal accident (PA) policies: What features should you be aware of and how much do you need?
She tackles the following points:
- Where PA plans fit in your insurance portfolio and reasons not to buy too much (1:38)
- Basic benefits of PA and exclusions (3:32 )
- PA premiums vary widely: Things to note (Bundled vs unbundled benefits; not guaranteed; mostly not guaranteed renewable) (6:55)
- PA for older people makes sense (9:44)
Produced by: Genevieve Cua (gen@sph.com.sg), Ernest Luis, Lee Kim Siang
Edited by: Howie Lim
Follow WealthBT podcasts and rate us on:
Channel: http://bt.sg/btwealthbt
Apple Podcasts: http://bt.sg/wbAP
Spotify: http://bt.sg/wbSP
Google Podcasts: http://bt.sg/wtGO
SPH Awedio app: https://www.awedio.sg/
Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.
Discover more BT podcast series:
BT Money Hacks Podcast on: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast on: http://bt.sg/btmark2mkt
BT Podcasts on: http://bt.sg/podcasts
See omnystudio.com/listener for privacy information.
Synopsis: Learn to protect and grow your wealth in this Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
In this second episode of the the WealthBT podcast, BT's wealth editor Genevieve Cua looks into the insurance industry’s reduction of illustrative rates for par policies in July 2021. What does this mean for you?
She tackles the following points:
- What are par policies, and what are the new illustration or projection rates taking effect in July? (1:50)
- Why are par policies’ illustrative rates being reduced? (4:18)
- Life funds have actually performed well historically, in excess of the upper limit of the current illustrative rate (7:30)
- Her expectation of what insurers’ product lineup of par products might look like in July: Perhaps a lower level of guaranteed return and longer breakeven points (9:28)
Produced by: Genevieve Cua (gen@sph.com.sg), Ernest Luis, Lee Kim Siang
Edited by: Adam Azlee
Follow WealthBT podcasts and rate us on:
Channel: http://bt.sg/btwealthbt
Apple Podcasts: http://bt.sg/wbAP
Spotify: http://bt.sg/wbSP
Google Podcasts: http://bt.sg/wtGO
SPH Awedio app: https://www.awedio.sg/
Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.
Discover more BT podcast series:
BT Money Hacks Podcast on: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast on: http://bt.sg/btmark2mkt
BT Podcasts on: http://bt.sg/podcasts
See omnystudio.com/listener for privacy information.
Synopsis: Learn to protect and grow your wealth in this new Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.
In this first episode of the WealthBT podcast, BT's wealth editor Genevieve Cua breaks down what you need to know about Integrated Shield policies and the recent debate and controversy over certain aspects of cover.
She tackles the following points:
- Shield plans: How they give you options for the type of care you want - be it a private hospital or a Class A ward in a government or restructured hospital (0:40)
- From April 1, 2021, all riders will now require you to co-pay 5 per cent of the hospital bill: Pros and cons (1:45)
- To contain costs and claims, some insurers have launched what they call claims-based pricing: How claims-based pricing works in Shield plans (4:32)
- Examples of how some insurance companies here have designed their riders with claims-based pricing (7:30)
- Questions for insurers: With such long-running and consistently poor results, are the policies actually mis-priced? How material are the cost factors of commissions and management expenses in the profitability equation for Shield? (11:00)
Produced by: Genevieve Cua (gen@sph.com.sg), Ernest Luis, Lee Kim Siang and Penelope Lee
Follow WealthBT podcasts and rate us on:
Channel: http://bt.sg/btwealthbt
Apple Podcasts: http://bt.sg/wbAP
Spotify: http://bt.sg/wbSP
Google Podcasts: http://bt.sg/wtGO
SPH Awedio app: https://www.awedio.sg/
Website: http://bt.sg/wealthbt
Feedback to: podcast@sph.com.sg
Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.
Discover more BT podcast series:
BT Money Hacks Podcast on: https://bt.sg/btmoneyhacks
BT Mark To Market Podcast on: http://bt.sg/btmark2mkt
BT Podcasts on: http://bt.sg/podcasts
See omnystudio.com/listener for privacy information.