Year of Profit: Recent Episodes

Joe Shortridge

This podcast is designed to help you change your life Body, Mind, and Wallet. Your host, Life, and Financial Coach Joe Shortridge will bring you the ideas and tools to make your life better. With guests from all aspects of human growth and development.

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Music is something we all experience every day. It plays in our cars, our homes, our churches, our favorite restaurants, and through our headphones. But music is much more than entertainment. Science and personal experience continue to show that music has the power to heal, comfort, motivate, and even transform lives.

In this episode of the Year of Profit Podcast, we take a deep dive into the incredible world of music therapy and explore why certain songs can make us laugh, cry, remember, and even feel physically better.

Music therapy is the clinical use of music to improve a person's emotional, mental, and physical well-being. Certified music therapists use singing, listening to music, songwriting, and playing instruments to help people manage stress, anxiety, depression, chronic pain, and even neurological conditions such as Alzheimer's disease and dementia.

One of the most fascinating things about music is how it affects the brain. Research has shown that listening to music can release dopamine, often called the "feel-good" chemical. Dopamine is associated with pleasure, motivation, and reward. This means that a favorite song can literally change your brain chemistry and improve your mood.

Music also has the ability to lower cortisol, the body's primary stress hormone. High levels of cortisol over long periods of time can contribute to anxiety, sleep issues, high blood pressure, and feelings of overwhelm. Calming music can slow the heart rate, lower stress levels, and help the body relax.

During this episode, we also discuss the incredible connection between music and memory. Many caregivers have witnessed patients with Alzheimer's disease who struggle to recognize family members suddenly become alert and sing along to songs from their youth. Music can unlock memories and emotions that seem to have disappeared, creating meaningful moments of connection.

We also share two inspiring stories about the life-changing power of music.

The first story is about an elderly man with Alzheimer's who barely spoke and spent most of his days withdrawn from the world around him. When caregivers played songs from his younger years, he began singing, smiling, and recalling memories from decades earlier. For a brief but precious moment, he was able to reconnect with his daughter, showing the extraordinary power that music has to awaken memories and emotions.

The second story follows a teenager struggling with anxiety and depression who received an old guitar as a gift. Learning to play and write songs became an emotional outlet and gave him a renewed sense of purpose. Music didn't instantly solve his problems, but it gave him hope, confidence, and a path toward healing.

This episode also provides practical ways to begin using music therapy in your own life. Create playlists that help you relax, motivate you to exercise, or remind you of happy memories. Listen to calming music before bed, play uplifting songs in the morning, or use instrumental music while working and studying.

The soundtrack we choose for our lives matters. Music can influence our emotions, our energy, and even our outlook on life. A song can bring comfort during difficult times, inspire us to keep moving forward, and remind us that we are never truly alone.

Join us for this uplifting and inspiring conversation as we explore how music can become one of the most powerful tools for healing, growth, and emotional well-being. Sometimes the medicine we need isn't found in a bottle—it can be found in a melody.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you're ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

Hosted by Joe Shortridge, The Year of Profit podcast is your ultimate destination for personal development, financial growth, and high-performance living. This powerful podcast blends mindset coaching, productivity strategies, and wealth-building principles to help you get ahead of 99% of people and create a life of purpose, clarity, and long-term success.

Each episode dives deep into essential topics like success habits, emotional intelligence, time management, entrepreneurship, discipline, and financial independence. Joe breaks down complex ideas into simple, actionable steps, giving you practical tools you can apply immediately to improve your daily life. Whether you're building a business, advancing your career, or simply trying to become the best version of yourself, this podcast delivers real-world strategies that drive measurable results.

You'll also explore the psychology behind success, including how your brain processes challenges, how anticipation can give you a competitive edge, and how your environment and habits shape your outcomes. Joe combines motivational storytelling with proven self-improvement frameworks, helping you develop confidence, resilience, and a growth-oriented mindset that lasts.

Designed for entrepreneurs, creators, and anyone committed to leveling up, The Year of Profit provides a roadmap for mastering productivity, increasing focus, managing stress, and building sustainable wealth. You'll learn how to take control of your time, make smarter financial decisions, and stay consistent even when motivation fades.

If you're ready to break through limitations, create better habits, and take ownership of your future, this podcast is your weekly blueprint for success. Subscribe now and start building momentum toward financial freedom, personal growth, and a life driven by purpose and results.

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Criticism is something we all face. Whether you're starting a business, writing a book, building a side hustle, changing careers, or simply trying to improve yourself, there will always be people who question your decisions, doubt your abilities, or offer opinions that can shake your confidence.

In this episode of Year of Profit, Joe Shortridge dives deep into one of the most important skills for personal growth and success: learning how to deal with criticism and negativity from others.

Joe explains why criticism hurts so much and why successful people often become targets for negative opinions. As you begin to grow and pursue your goals, your actions can make others uncomfortable because your progress reminds them of the changes they wish they had made themselves. Understanding this can help you stop taking every negative comment personally.

This episode also breaks down the different types of critics you'll encounter in life. Some people genuinely want to help you improve and offer constructive feedback. Others project their own fears and insecurities onto your dreams. Some people criticize out of jealousy, while others simply enjoy tearing others down. Learning to recognize the difference can save you time, energy, and emotional stress.

Joe shares practical strategies for building emotional resilience and confidence. You'll learn why your self-worth should never depend on the opinions of others and why constantly seeking approval can leave you feeling empty and frustrated. Instead, confidence is built through keeping promises to yourself, focusing on your mission, and continuing to move forward even when others doubt you.

The episode also explores the importance of protecting your mental environment. The books you read, the people you spend time with, the content you consume, and the conversations you participate in all affect your mindset. By surrounding yourself with positive influences and limiting negativity, you can build the emotional strength needed to pursue your goals.

One of the biggest takeaways from this episode is that criticism is often the price of growth. The more visible you become, the more opinions you'll attract. Every successful entrepreneur, author, athlete, and leader has faced rejection and criticism along the way. The difference is that they refused to allow those opinions to determine their future.

Joe encourages listeners to stop seeking permission to chase their dreams and to stop allowing other people's opinions to control their decisions. Instead, he challenges you to focus on your purpose, embrace personal growth, and remember that your future is built one courageous decision at a time.

If you've ever struggled with self-doubt, worried about what others think, or allowed negativity to hold you back, this episode will give you the tools and inspiration to rise above the noise and keep moving forward.

Remember: You are stronger than someone's opinion. Your dreams are worth pursuing. And your greatest profit will always come from becoming the best version of yourself.

### In This Episode You'll Learn:

  • Why criticism hurts and how to stop taking it personally

  • The five different types of critics

  • How to build emotional resilience and confidence

  • Why successful people attract negativity

  • Practical ways to protect your mindset

  • How to turn criticism into motivation

  • Why self-worth should never depend on approval from others

  • The importance of focusing on your mission and purpose

  • How to rise above negativity and keep moving forward

The Year of Profit is.

Hosted by Joe Shortridge, The Year of Profit podcast is your ultimate destination for personal development, financial growth, and high-performance living. This powerful podcast blends mindset coaching, productivity strategies, and wealth-building principles to help you get ahead of 99% of people and create a life of purpose, clarity, and long-term success.

Each episode dives deep into essential topics like success habits, emotional intelligence, time management, entrepreneurship, discipline, and financial independence. Joe breaks down complex ideas into simple, actionable steps, giving you practical tools you can apply immediately to improve your daily life. Whether you're building a business, advancing your career, or simply trying to become the best version of yourself, this podcast delivers real-world strategies that drive measurable results.

You'll also explore the psychology behind success, including how your brain processes challenges, how anticipation can give you a competitive edge, and how your environment and habits shape your outcomes. Joe combines motivational storytelling with proven self-improvement frameworks, helping you develop confidence, resilience, and a growth-oriented mindset that lasts.

Designed for entrepreneurs, creators, and anyone committed to leveling up, The Year of Profit provides a roadmap for mastering productivity, increasing focus, managing stress, and building sustainable wealth. You'll learn how to take control of your time, make smarter financial decisions, and stay consistent even when motivation fades.

If you're ready to break through limitations, create better habits, and take ownership of your future, this podcast is your weekly blueprint for success. Subscribe now and start building momentum toward financial freedom, personal growth, and a life driven by purpose and results.

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Have you ever scrolled through social media and felt like everyone else is getting ahead while you're stuck working harder than ever? New cars. Bigger houses. Expensive vacations. Nights out with friends. Meanwhile, you're working overtime, paying down debt, driving an older vehicle, and wondering if all your sacrifices are worth it.

In this episode of Year of Profit, we tackle one of the biggest thieves of happiness and financial peace: comparison.

Inspired by a real-life story of a woman who believed she was falling behind financially, only to discover she was actually in better shape than many of the people she envied, this episode dives deep into the dangerous habit of comparing your real life to someone else's highlight reel.

We explore why our brains naturally compare ourselves to others and how social media has amplified those feelings. Today's world gives us instant access to the best moments of thousands of people, making it easy to believe that everyone else is happier, wealthier, and more successful. But appearances can be deceiving.

You'll learn why debt often looks like wealth, why financial peace rarely gets posted online, and why many people who appear successful are carrying enormous financial stress behind the scenes.

We also discuss the difference between looking rich and becoming wealthy. Real wealth is often quiet. It can be found in the paid-off car, the emergency fund, the retirement account that steadily grows, and the nearly paid-off home. These things may not get likes or comments on social media, but they create something far more valuable—freedom and peace of mind.

Throughout the episode, we challenge the cultural belief that success has to look expensive. We discuss lifestyle inflation, delayed gratification, compound growth, and why the most important competition in life isn't with your neighbor or old classmates—it's with the person you were yesterday.

You'll also walk away with practical strategies to break free from the comparison trap, including:

  • Measuring progress against your own goals.
  • Practicing gratitude for what you already have.
  • Celebrating small financial victories.
  • Protecting your mindset from unrealistic expectations.
  • Building a life based on peace instead of appearances.

If you've ever felt discouraged because it seems like everyone else is moving ahead faster than you, this episode is for you. Your sacrifices matter. Paying off debt matters. Building savings matters. Driving an older car while investing in your future matters.

Remember, someone else's social media posts don't tell the whole story. Financial peace, freedom, and security are often invisible to the outside world.

Stop comparing your everyday life to someone else's highlight reel. Stop chasing a lifestyle designed to impress other people.

Instead, focus on building a future that gives you choices, reduces stress, and creates lasting peace.

Because at the end of the day, the goal isn't to look rich.

The goal is to live well, sleep peacefully, and create a life that future you will thank you for. Hosted by Joe Shortridge, The Year of Profit podcast is your ultimate destination for personal development, financial growth, and high-performance living. This powerful podcast blends mindset coaching, productivity strategies, and wealth-building principles to help you get ahead of 99% of people and create a life of purpose, clarity, and long-term success.

Each episode dives deep into essential topics like success habits, emotional intelligence, time management, entrepreneurship, discipline, and financial independence. Joe breaks down complex ideas into simple, actionable steps, giving you practical tools you can apply immediately to improve your daily life. Whether you're building a business, advancing your career, or simply trying to become the best version of yourself, this podcast delivers real-world strategies that drive measurable results.

You'll also explore the psychology behind success, including how your brain processes challenges, how anticipation can give you a competitive edge, and how your environment and habits shape your outcomes. Joe combines motivational storytelling with proven self-improvement frameworks, helping you develop confidence, resilience, and a growth-oriented mindset that lasts.

Designed for entrepreneurs, creators, and anyone committed to leveling up, The Year of Profit provides a roadmap for mastering productivity, increasing focus, managing stress, and building sustainable wealth. You'll learn how to take control of your time, make smarter financial decisions, and stay consistent even when motivation fades.

If you're ready to break through limitations, create better habits, and take ownership of your future, this podcast is your weekly blueprint for success. Subscribe now and start building momentum toward financial freedom, personal growth, and a life driven by purpose and results.

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Have you ever looked around your home and wondered how much money is sitting in your closets, drawers, or garage? The truth is that many of us own clothing, shoes, accessories, collectibles, and household items that we no longer use—but someone else is actively searching for. One of the easiest ways to turn those unused items into extra cash is by selling on Vinted.

In this episode of Year of Profit, Joe explores how anyone can start making money on Vinted, whether you're simply cleaning out your home or looking to build a profitable side hustle. Selling online has become one of the fastest-growing ways to generate additional income, and Vinted has made it easier than ever to connect buyers and sellers from the comfort of your home.

Joe begins by explaining why the secondhand marketplace continues to grow as more people search for affordable clothing and sustainable shopping options. You'll learn why resale has become a booming industry and how everyday items that seem ordinary to you could be valuable to someone else.

The episode also covers the fundamentals of becoming a successful seller. You'll discover which categories tend to sell the fastest, including clothing, shoes, handbags, children's apparel, collectibles, and home goods. Joe shares practical advice on taking quality photos, writing honest product descriptions, pricing items competitively, and shipping orders quickly to build trust with buyers and earn positive reviews.

But making money is only half of the equation. Protecting yourself from scammers is just as important.

In the second half of the episode, Joe breaks down the five most common scams that target online sellers. You'll learn how fake payment emails are designed to steal personal information, why you should never move conversations off the Vinted platform, how dishonest buyers attempt item swap scams, how fake damage claims are used to request partial refunds, and why unofficial shipping labels can put your money and merchandise at risk.

Rather than focusing on fear, this episode provides practical solutions. Joe shares simple habits that experienced online sellers use every day to protect themselves and their businesses. From documenting your items with detailed photos to keeping all communication within the app, these strategies can help you avoid costly mistakes while building a trustworthy reputation as a seller.

The episode concludes with a 10-point Vinted Safety Checklist that every seller should follow before shipping an item. Whether you're selling your first T-shirt or managing hundreds of listings each month, these tips can help you sell with confidence.

If you've been looking for a flexible way to earn extra income, reduce clutter, and develop an entrepreneurial mindset, this episode is packed with actionable advice you can start using today.

Remember, financial success isn't always about earning more—it often begins by making smarter decisions with the resources you already have. Sometimes the first step toward building additional income starts with opening your closet.

Subscribe to Year of Profit for more episodes focused on personal finance, side hustles, entrepreneurship, productivity, and practical strategies designed to help you build lasting financial success—one profitable decision at a time.

Hosted by Joe Shortridge, The Year of Profit podcast is your ultimate destination for personal development, financial growth, and high-performance living. This powerful podcast blends mindset coaching, productivity strategies, and wealth-building principles to help you get ahead of 99% of people and create a life of purpose, clarity, and long-term success.

Each episode dives deep into essential topics like success habits, emotional intelligence, time management, entrepreneurship, discipline, and financial independence. Joe breaks down complex ideas into simple, actionable steps, giving you practical tools you can apply immediately to improve your daily life. Whether you're building a business, advancing your career, or simply trying to become the best version of yourself, this podcast delivers real-world strategies that drive measurable results.

You'll also explore the psychology behind success, including how your brain processes challenges, how anticipation can give you a competitive edge, and how your environment and habits shape your outcomes. Joe combines motivational storytelling with proven self-improvement frameworks, helping you develop confidence, resilience, and a growth-oriented mindset that lasts.

Designed for entrepreneurs, creators, and anyone committed to leveling up, The Year of Profit provides a roadmap for mastering productivity, increasing focus, managing stress, and building sustainable wealth. You'll learn how to take control of your time, make smarter financial decisions, and stay consistent even when motivation fades.

If you're ready to break through limitations, create better habits, and take ownership of your future, this podcast is your weekly blueprint for success. Subscribe now and start building momentum toward financial freedom, personal growth, and a life driven by purpose and results.

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What if the person who seems the happiest is actually struggling the most?

In this powerful episode of The Year of Profit, host Joe Shortridge takes an honest and compassionate look at hidden depression—sometimes called high-functioning depression. Unlike the depression many people picture, hidden depression often goes unnoticed because those experiencing it continue to work, care for their families, maintain relationships, and carry out daily responsibilities while silently battling emotional pain.

Joe explores the subtle signs and symptoms that many people overlook, including chronic fatigue, emotional numbness, irritability, loss of motivation, difficulty concentrating, brain fog, isolation, perfectionism, and the constant pressure to appear "fine" even when life feels overwhelming. He explains why depression isn't always visible and how many people become experts at masking their emotions behind busy schedules, successful careers, and smiling faces.

This episode also discusses the impact hidden depression can have on every area of life. From relationships and family dynamics to career performance, financial health, physical well-being, and personal growth, depression can quietly rob us of our energy, confidence, and ability to enjoy the life we've worked so hard to build.

You'll learn the important differences between ordinary sadness, burnout, and clinical depression, along with why recognizing these differences matters. Joe shares how negative self-talk, isolation, perfectionism, and emotional exhaustion often become warning signs that something deeper may be happening.

More importantly, this episode offers hope.

Joe discusses practical steps that can support recovery, including reaching out to trusted friends and family, speaking with a licensed mental health professional, building healthy daily habits, improving sleep, exercising regularly, practicing gratitude, reducing stress, and rediscovering purpose. While no single strategy works for everyone, small consistent actions can become the foundation for meaningful change.

Whether you're struggling yourself or you're concerned about someone you love, this conversation provides encouragement, understanding, and practical insights that remind us no one has to face these challenges alone.

If you've ever found yourself saying, "I'm just tired," "I'm fine," or "I'll get through it," this episode may help you better understand what's really happening beneath the surface.

Remember, asking for help is not a sign of weakness—it is a sign of courage. Healing begins with one honest conversation, one small step, and the willingness to believe that tomorrow can be better than today.

If this episode encouraged you, please share it with a friend, family member, or coworker. You never know who may be quietly fighting a battle they haven't told anyone about.

Subscribe to The Year of Profit for weekly episodes focused on improving your mental wellness, financial health, personal growth, success mindset, leadership, motivation, and living a more intentional life.

Disclaimer: This podcast is intended for educational and informational purposes only and is not a substitute for professional medical or mental health advice, diagnosis, or treatment. If you are experiencing symptoms of depression or are concerned about your mental health, consider speaking with a qualified healthcare provider. If you believe you or someone else is in immediate danger or is experiencing thoughts of self-harm, contact your local emergency services or an appropriate crisis service right away.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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What if the biggest obstacle standing between you and the life you want isn't your job, your finances, your education, or your circumstances—but the way you see yourself?

In this powerful episode of Year of Profit, host Joe Shortridge explores The 6 Pillars of Self-Esteem, revealing how your self-image influences every area of your life, from your career and finances to your relationships, health, and happiness. Inspired by timeless principles of personal development and delivered with high-energy motivation, this episode provides practical tools to help you develop lasting confidence, increase self-worth, and create the mindset necessary for long-term success.

Self-esteem isn't something you're born with—it's something you build. Throughout this episode, Joe breaks down six essential pillars that serve as the foundation for a confident, purpose-driven life: self-worth, self-acceptance, self-competence, self-discipline, self-respect, and self-expression. Each pillar is explained with relatable examples, actionable strategies, and mindset shifts you can begin using immediately.

You'll discover why so many people unknowingly sabotage their own success, how limiting beliefs develop, and how to replace negative self-talk with empowering habits that reinforce confidence and resilience. Whether you're an entrepreneur, professional, student, creator, or someone simply looking to improve your life, these principles can help you overcome fear, eliminate self-doubt, and build unstoppable momentum.

Joe also explores the powerful connection between self-esteem and financial success, showing why people with higher levels of self-respect and self-confidence are more likely to pursue opportunities, negotiate better, take calculated risks, and achieve their personal and professional goals. You'll learn why discipline builds self-trust, why keeping promises to yourself creates lasting confidence, and how raising your personal standards can transform every aspect of your life.

This episode goes beyond motivation. It's a blueprint for lasting personal transformation. You'll hear practical advice on developing emotional resilience, setting healthy boundaries, embracing authenticity, and creating an identity that naturally attracts success instead of constantly chasing it.

Whether you've struggled with confidence for years or simply want to reach the next level in your personal growth journey, this episode will challenge the way you think about yourself and inspire you to take meaningful action. You'll walk away with a clearer understanding of how your identity shapes your decisions, your habits, your income, and ultimately your future.

If you're ready to stop settling for less, overcome limiting beliefs, improve your mindset, and become the person you're capable of being, this episode is for you.

Remember: The quality of your life is directly connected to the quality of the relationship you have with yourself. When you strengthen your self-esteem, everything else begins to change.

If you enjoyed this episode, be sure to follow the Year of Profit podcast, leave a five-star review, and share it with someone who needs encouragement and practical strategies for personal growth. Your support helps us continue bringing you inspiring conversations and life-changing content every week.

Your future doesn't begin someday—it begins with the decisions you make today.

Hosted by Joe Shortridge, The Year of Profit podcast is your ultimate destination for personal development, financial growth, and high-performance living. This powerful podcast blends mindset coaching, productivity strategies, and wealth-building principles to help you get ahead of 99% of people and create a life of purpose, clarity, and long-term success.

Each episode dives deep into essential topics like success habits, emotional intelligence, time management, entrepreneurship, discipline, and financial independence. Joe breaks down complex ideas into simple, actionable steps, giving you practical tools you can apply immediately to improve your daily life. Whether you're building a business, advancing your career, or simply trying to become the best version of yourself, this podcast delivers real-world strategies that drive measurable results.

You'll also explore the psychology behind success, including how your brain processes challenges, how anticipation can give you a competitive edge, and how your environment and habits shape your outcomes. Joe combines motivational storytelling with proven self-improvement frameworks, helping you develop confidence, resilience, and a growth-oriented mindset that lasts.

Designed for entrepreneurs, creators, and anyone committed to leveling up, The Year of Profit provides a roadmap for mastering productivity, increasing focus, managing stress, and building sustainable wealth. You'll learn how to take control of your time, make smarter financial decisions, and stay consistent even when motivation fades.

If you're ready to break through limitations, create better habits, and take ownership of your future, this podcast is your weekly blueprint for success. Subscribe now and start building momentum toward financial freedom, personal growth, and a life driven by purpose and results.

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Part 2

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This is part 2

What separates self-made millionaires from everyone else? Is it luck? A high-paying career? Being born into wealth? Or is it something much simpler?

In this episode of The Year of Profit Podcast, Joe Shortridge explores seven proven money habits that have helped countless entrepreneurs, investors, and financially successful people build lasting wealth. These aren't get-rich-quick schemes or overnight success stories—they're practical, time-tested financial principles that anyone can begin implementing today.

Drawing inspiration from the practical financial wisdom of Dave Ramsey and the empowering mindset principles popularized by Tony Robbins, Joe breaks down the daily habits that create long-term financial freedom. Whether you're paying off debt, saving for retirement, building your first investment portfolio, or dreaming of becoming a millionaire, this episode provides a practical roadmap to help you reach your financial goals.

You'll discover why spending less than you earn is still the foundation of wealth, how paying yourself first can completely change your financial future, and why consistent investing often outperforms trying to time the stock market. Joe also explains the importance of creating multiple income streams, building valuable skills that increase your earning potential, and developing the discipline of delayed gratification—a trait shared by many self-made millionaires.

The episode also explores one of the biggest mindset shifts in personal finance: learning to think like an owner instead of a consumer. You'll learn why acquiring assets, investing in businesses, and creating passive income can dramatically change your financial future over time.

Throughout the episode, Joe shares motivational insights, practical financial strategies, and real-world examples designed to inspire listeners to take action immediately. Instead of waiting for the "perfect" time to start investing or saving, you'll learn why your financial success is determined by the small decisions you make every single day.

Whether you're just beginning your financial journey or looking to accelerate your wealth-building strategy, this episode offers valuable lessons on budgeting, investing, financial discipline, personal development, entrepreneurship, and creating generational wealth.

### In this episode you'll learn:

  • Why your daily financial habits determine your future wealth.

  • The importance of living below your means.

  • How to automate your savings and pay yourself first.

  • Why compound interest is one of the greatest wealth-building tools available.

  • How to create multiple streams of income.

  • Why successful people invest in themselves before investing elsewhere.

  • The mindset shift from consumer to owner.

  • How delayed gratification leads to financial freedom.

  • Practical strategies to start building wealth regardless of your current income.

  • Actionable steps you can implement today to begin your journey toward becoming financially independent.

Building wealth isn't about luck—it's about consistency, discipline, and making intentional financial decisions over time. Every dollar you save, every investment you make, every new skill you develop, and every smart financial choice you make today is another step toward the life you've always envisioned.

If you enjoyed this episode, be sure to subscribe to The Year of Profit Podcast, leave a review, and share this episode with someone who is ready to take control of their financial future. Together, let's build a life of purpose, prosperity, and lasting financial freedom.

Hosted by Joe Shortridge, The Year of Profit podcast is your ultimate destination for personal development, financial growth, and high-performance living. This powerful podcast blends mindset coaching, productivity strategies, and wealth-building principles to help you get ahead of 99% of people and create a life of purpose, clarity, and long-term success.

Each episode dives deep into essential topics like success habits, emotional intelligence, time management, entrepreneurship, discipline, and financial independence. Joe breaks down complex ideas into simple, actionable steps, giving you practical tools you can apply immediately to improve your daily life. Whether you're building a business, advancing your career, or simply trying to become the best version of yourself, this podcast delivers real-world strategies that drive measurable results.

You'll also explore the psychology behind success, including how your brain processes challenges, how anticipation can give you a competitive edge, and how your environment and habits shape your outcomes. Joe combines motivational storytelling with proven self-improvement frameworks, helping you develop confidence, resilience, and a growth-oriented mindset that lasts.

Designed for entrepreneurs, creators, and anyone committed to leveling up, The Year of Profit provides a roadmap for mastering productivity, increasing focus, managing stress, and building sustainable wealth. You'll learn how to take control of your time, make smarter financial decisions, and stay consistent even when motivation fades.

If you're ready to break through limitations, create better habits, and take ownership of your future, this podcast is your weekly blueprint for success. Subscribe now and start building momentum toward financial freedom, personal growth, and a life driven by purpose and results.

View Details

Please hit Subscribe and share the show.

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What separates self-made millionaires from everyone else? Is it luck? A high-paying career? Being born into wealth? Or is it something much simpler?

In this episode of The Year of Profit Podcast, Joe Shortridge explores seven proven money habits that have helped countless entrepreneurs, investors, and financially successful people build lasting wealth. These aren't get-rich-quick schemes or overnight success stories—they're practical, time-tested financial principles that anyone can begin implementing today.

Drawing inspiration from the practical financial wisdom of Dave Ramsey and the empowering mindset principles popularized by Tony Robbins, Joe breaks down the daily habits that create long-term financial freedom. Whether you're paying off debt, saving for retirement, building your first investment portfolio, or dreaming of becoming a millionaire, this episode provides a practical roadmap to help you reach your financial goals.

You'll discover why spending less than you earn is still the foundation of wealth, how paying yourself first can completely change your financial future, and why consistent investing often outperforms trying to time the stock market. Joe also explains the importance of creating multiple income streams, building valuable skills that increase your earning potential, and developing the discipline of delayed gratification—a trait shared by many self-made millionaires.

The episode also explores one of the biggest mindset shifts in personal finance: learning to think like an owner instead of a consumer. You'll learn why acquiring assets, investing in businesses, and creating passive income can dramatically change your financial future over time.

Throughout the episode, Joe shares motivational insights, practical financial strategies, and real-world examples designed to inspire listeners to take action immediately. Instead of waiting for the "perfect" time to start investing or saving, you'll learn why your financial success is determined by the small decisions you make every single day.

Whether you're just beginning your financial journey or looking to accelerate your wealth-building strategy, this episode offers valuable lessons on budgeting, investing, financial discipline, personal development, entrepreneurship, and creating generational wealth.

### In this episode you'll learn:

  • Why your daily financial habits determine your future wealth.

  • The importance of living below your means.

  • How to automate your savings and pay yourself first.

  • Why compound interest is one of the greatest wealth-building tools available.

  • How to create multiple streams of income.

  • Why successful people invest in themselves before investing elsewhere.

  • The mindset shift from consumer to owner.

  • How delayed gratification leads to financial freedom.

  • Practical strategies to start building wealth regardless of your current income.

  • Actionable steps you can implement today to begin your journey toward becoming financially independent.

Building wealth isn't about luck—it's about consistency, discipline, and making intentional financial decisions over time. Every dollar you save, every investment you make, every new skill you develop, and every smart financial choice you make today is another step toward the life you've always envisioned.

If you enjoyed this episode, be sure to subscribe to The Year of Profit Podcast, leave a review, and share this episode with someone who is ready to take control of their financial future. Together, let's build a life of purpose, prosperity, and lasting financial freedom.

Hosted by Joe Shortridge, The Year of Profit podcast is your ultimate destination for personal development, financial growth, and high-performance living. This powerful podcast blends mindset coaching, productivity strategies, and wealth-building principles to help you get ahead of 99% of people and create a life of purpose, clarity, and long-term success.

Each episode dives deep into essential topics like success habits, emotional intelligence, time management, entrepreneurship, discipline, and financial independence. Joe breaks down complex ideas into simple, actionable steps, giving you practical tools you can apply immediately to improve your daily life. Whether you're building a business, advancing your career, or simply trying to become the best version of yourself, this podcast delivers real-world strategies that drive measurable results.

You'll also explore the psychology behind success, including how your brain processes challenges, how anticipation can give you a competitive edge, and how your environment and habits shape your outcomes. Joe combines motivational storytelling with proven self-improvement frameworks, helping you develop confidence, resilience, and a growth-oriented mindset that lasts.

Designed for entrepreneurs, creators, and anyone committed to leveling up, The Year of Profit provides a roadmap for mastering productivity, increasing focus, managing stress, and building sustainable wealth. You'll learn how to take control of your time, make smarter financial decisions, and stay consistent even when motivation fades.

If you're ready to break through limitations, create better habits, and take ownership of your future, this podcast is your weekly blueprint for success. Subscribe now and start building momentum toward financial freedom, personal growth, and a life driven by purpose and results.

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What if one of the greatest tools for improving your health, focus, emotions, and even financial success was something you already do every single day… breathing?

In this powerful episode of Year of Profit, Joe Shortridge dives deep into the world of breathwork, yoga, and meditation — breaking down the science, psychology, and real-life benefits behind these ancient practices that are now being embraced by athletes, entrepreneurs, CEOs, performers, and high achievers around the world.

This episode explores how chronic stress silently affects nearly every part of modern life. From anxiety and exhaustion to poor decision-making, burnout, financial pressure, lack of focus, and emotional instability, many people are living in a constant fight-or-flight state without even realizing it. Joe explains how the nervous system works, how stress impacts the body and brain, and why learning to regulate your internal state can completely transform your external reality.

You'll learn what breathwork actually is and how controlled breathing directly affects the sympathetic and parasympathetic nervous systems. Joe breaks down common breathing techniques like diaphragmatic breathing, box breathing, and mindfulness breathing while explaining how these methods may help reduce stress, improve concentration, calm anxiety, and increase emotional resilience.

The episode also takes a deep dive into meditation and mindfulness. Joe discusses why meditation is often misunderstood, how it trains awareness and focus, and why attention may be one of the most valuable currencies in the modern world. You'll hear how meditation can help people become less reactive, more disciplined, and more mentally clear in both business and daily life.

Yoga is explored not just as physical exercise, but as a powerful mind-body practice rooted in movement, breath, flexibility, balance, awareness, and recovery. Joe explains how stress physically manifests in the body and why reconnecting with movement can improve posture, mobility, emotional health, and overall wellbeing.

One of the central themes of this episode is the connection between mental clarity and financial success. Joe explores how stress often leads to emotional spending, impulsive decisions, procrastination, and burnout — while calmness and focus create space for better planning, better habits, and long-term thinking. This episode challenges modern hustle culture and asks an important question: What good is financial success if your mental and physical health are collapsing?

Throughout the episode, listeners are encouraged to slow down, breathe intentionally, become more aware of their thoughts, and develop habits that support long-term peace and performance. Joe also discusses the importance of consistency, emotional resilience, self-awareness, and balancing ambition with inner stability.

Whether you are completely new to meditation and breathwork or already familiar with these practices, this episode offers practical insights, grounded explanations, and powerful motivation for anyone looking to improve their health, mindset, focus, productivity, and overall quality of life.

This is more than an episode about wellness.

It's an episode about reclaiming control over your attention, your habits, your emotions, and your future.

Because real profit is not just measured in money.

Sometimes the greatest profit is peace.

Hosted by Joe Shortridge, The Year of Profit podcast is your ultimate destination for personal development, financial growth, and high-performance living. This powerful podcast blends mindset coaching, productivity strategies, and wealth-building principles to help you get ahead of 99% of people and create a life of purpose, clarity, and long-term success.

Each episode dives deep into essential topics like success habits, emotional intelligence, time management, entrepreneurship, discipline, and financial independence. Joe breaks down complex ideas into simple, actionable steps, giving you practical tools you can apply immediately to improve your daily life. Whether you're building a business, advancing your career, or simply trying to become the best version of yourself, this podcast delivers real-world strategies that drive measurable results.

You'll also explore the psychology behind success, including how your brain processes challenges, how anticipation can give you a competitive edge, and how your environment and habits shape your outcomes. Joe combines motivational storytelling with proven self-improvement frameworks, helping you develop confidence, resilience, and a growth-oriented mindset that lasts.

Designed for entrepreneurs, creators, and anyone committed to leveling up, The Year of Profit provides a roadmap for mastering productivity, increasing focus, managing stress, and building sustainable wealth. You'll learn how to take control of your time, make smarter financial decisions, and stay consistent even when motivation fades.

If you're ready to break through limitations, create better habits, and take ownership of your future, this podcast is your weekly blueprint for success. Subscribe now and start building momentum toward financial freedom, personal growth, and a life driven by purpose and results.

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In this powerful and eye-opening episode of Year of Profit, Joe Shortridge dives deep into one of the fastest-growing health problems in the modern world: fatty liver disease.

Often called the "silent epidemic," fatty liver disease affects millions of people — many of whom have no idea they even have it. In this episode, Joe breaks down what fatty liver disease actually is, how it develops, why modern diets are fueling the problem, and what practical steps people can take to improve their health before serious damage occurs.

This episode explores both alcoholic and non-alcoholic fatty liver disease, including the growing rise of NAFLD (Non-Alcoholic Fatty Liver Disease) linked to obesity, insulin resistance, processed foods, and sedentary lifestyles. Joe explains how the liver functions, why it is one of the most important organs in the body, and how years of poor nutrition, stress, and unhealthy habits can slowly overwhelm it.

You'll hear detailed discussions about the role of sugar, sugary drinks, fast food, processed snacks, alcohol, belly fat, and metabolic syndrome in liver damage. Joe also examines the connection between fatty liver disease and conditions such as type 2 diabetes, high blood pressure, inflammation, and obesity.

But this episode isn't just about the dangers — it's also about hope and recovery.

Joe talks about the incredible healing ability of the liver and the lifestyle changes that may help reverse fatty liver disease in many cases. The episode covers practical strategies such as weight loss, daily walking, strength training, hydration, improving sleep, reducing stress, and transitioning toward healthier eating patterns.

Listeners will also hear about dietary approaches that may support liver health, including Mediterranean-style eating, reducing added sugars, cutting liquid calories, focusing on whole foods, and creating sustainable long-term habits instead of chasing extreme fad diets.

Throughout the episode, Joe delivers the motivational and honest style that Year of Profit listeners know and love — emphasizing that real success isn't just financial wealth, but also physical health, energy, discipline, and longevity.

This is not a fear-driven episode. It's a wake-up call and a roadmap for people who want to take back control of their health before small problems become life-changing illnesses.

Whether you've personally been diagnosed with fatty liver disease, struggle with obesity or poor eating habits, or simply want to better understand how modern lifestyles impact long-term health, this episode offers valuable insights, practical advice, and motivation to make positive changes.

Topics covered include:

  • What fatty liver disease is

  • Symptoms and warning signs

  • The role of sugar and processed foods

  • Insulin resistance and metabolic syndrome

  • Obesity and belly fat

  • Alcohol-related liver damage

  • Liver inflammation and cirrhosis

  • Weight loss and recovery strategies

  • Exercise and liver health

  • Mediterranean diet and healthy eating

  • Stress, sleep, and hormone balance

  • Long-term lifestyle transformation

Disclaimer: This episode is for educational and informational purposes only and is not intended as medical advice. Always consult with a qualified healthcare professional regarding medical conditions, dietary changes, or treatment plans.

Hosted by Joe Shortridge, The Year of Profit podcast is your ultimate destination for personal development, financial growth, and high-performance living. This powerful podcast blends mindset coaching, productivity strategies, and wealth-building principles to help you get ahead of 99% of people and create a life of purpose, clarity, and long-term success.

Each episode dives deep into essential topics like success habits, emotional intelligence, time management, entrepreneurship, discipline, and financial independence. Joe breaks down complex ideas into simple, actionable steps, giving you practical tools you can apply immediately to improve your daily life. Whether you're building a business, advancing your career, or simply trying to become the best version of yourself, this podcast delivers real-world strategies that drive measurable results.

You'll also explore the psychology behind success, including how your brain processes challenges, how anticipation can give you a competitive edge, and how your environment and habits shape your outcomes. Joe combines motivational storytelling with proven self-improvement frameworks, helping you develop confidence, resilience, and a growth-oriented mindset that lasts.

Designed for entrepreneurs, creators, and anyone committed to leveling up, The Year of Profit provides a roadmap for mastering productivity, increasing focus, managing stress, and building sustainable wealth. You'll learn how to take control of your time, make smarter financial decisions, and stay consistent even when motivation fades.

If you're ready to break through limitations, create better habits, and take ownership of your future, this podcast is your weekly blueprint for success. Subscribe now and start building momentum toward financial freedom, personal growth, and a life driven by purpose and results.

View Details

Please hit Subscribe and share the show.

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Finding the Diet That's Right for You

In this powerful episode of Year of Profit, Joe Shortridge dives deep into one of the most frustrating and emotional struggles people face—finding a diet and health plan that actually works long term.

This is not another "quick fix" episode. This is a real conversation about why so many people start diets with motivation, only to quit days or weeks later. Joe breaks down the truth that most people are not failing because they are lazy or weak. They are failing because they are trying to force themselves into systems that do not fit their body, lifestyle, psychology, or daily routine.

Throughout the episode, Joe explores several popular diet approaches including keto, intermittent fasting, calorie deficit plans, high-protein diets, and whole-food eating. He explains how each one affects the body differently and why no single diet works for everyone. Some people thrive on low-carb eating, while others feel exhausted and restricted. Some people love the structure of fasting, while others struggle with overeating later in the day. The key is discovering a sustainable approach you can live with consistently.

Joe also breaks down the science behind food, hormones, cravings, blood sugar, metabolism, and energy levels in an easy-to-understand way. He explains how processed foods and fast food are often engineered to keep people addicted through dopamine spikes, excess sugar, salt, and unhealthy fats. This episode exposes the hidden effects fast food can have on energy, mood, focus, and long-term health.

The conversation also shifts into exercise—not as punishment, but as a tool for confidence, energy, and momentum. Joe emphasizes that fitness does not require living in the gym or becoming obsessed with perfection. Small consistent actions like walking, strength training, and improving daily movement can completely change your physical and mental state over time.

One of the most impactful sections of the episode focuses on strategies to actually stick with a healthier lifestyle. Joe shares practical ways to reduce temptation, simplify meal planning, create better habits, and stop relying entirely on motivation and willpower. He explains why environment, identity, and daily routines matter far more than temporary bursts of discipline.

Joe also stresses the importance of getting a full medical checkup and blood work before making major health changes. Hormones, thyroid issues, vitamin deficiencies, blood sugar problems, and other hidden health factors can dramatically affect weight loss, energy, and overall wellness. Understanding what is happening inside your body is one of the smartest first steps anyone can take.

Packed with motivational crowd-interaction moments inspired by high-energy personal development seminars, this episode is designed to help listeners stop starting over and finally build a sustainable path toward better health.

If you are tired of fad diets, burnout, and frustration, this episode will help you rethink your relationship with food, exercise, discipline, and long-term success.

Because health is not built through extremes.

It is built through consistency.

And consistency creates transformation.

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you're ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

Hosted by Joe Shortridge, The Year of Profit podcast is your ultimate destination for personal development, financial growth, and high-performance living. This powerful podcast blends mindset coaching, productivity strategies, and wealth-building principles to help you get ahead of 99% of people and create a life of purpose, clarity, and long-term success.

Each episode dives deep into essential topics like success habits, emotional intelligence, time management, entrepreneurship, discipline, and financial independence. Joe breaks down complex ideas into simple, actionable steps, giving you practical tools you can apply immediately to improve your daily life. Whether you're building a business, advancing your career, or simply trying to become the best version of yourself, this podcast delivers real-world strategies that drive measurable results.

You'll also explore the psychology behind success, including how your brain processes challenges, how anticipation can give you a competitive edge, and how your environment and habits shape your outcomes. Joe combines motivational storytelling with proven self-improvement frameworks, helping you develop confidence, resilience, and a growth-oriented mindset that lasts.

Designed for entrepreneurs, creators, and anyone committed to leveling up, The Year of Profit provides a roadmap for mastering productivity, increasing focus, managing stress, and building sustainable wealth. You'll learn how to take control of your time, make smarter financial decisions, and stay consistent even when motivation fades.

If you're ready to break through limitations, create better habits, and take ownership of your future, this podcast is your weekly blueprint for success. Subscribe now and start building momentum toward financial freedom, personal growth, and a life driven by purpose and results.

View Details

Please hit Subscribe and share the show.

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What if the biggest thing holding you back isn't your circumstances… but the way you see yourself?

In this deeply motivational and transformational episode of Year of Profit, Joe Shortridge dives into one of the most powerful concepts in personal growth: identity. Because no matter how big your goals are, your life will always move in the direction of the person you believe you are.

Most people spend years trapped inside an outdated self-image. They define themselves by past failures, old labels, insecurity, rejection, and limiting beliefs. Over time, those internal stories become invisible barriers that quietly shape every decision, relationship, habit, and opportunity. In this episode, Joe breaks down why people often see themselves far differently than others do—and how that distorted self-image can quietly sabotage success, confidence, happiness, and fulfillment.

This episode explores how raising your personal standards can radically change your life. Joe explains why successful and fulfilled people don't simply "want more"—they demand more from themselves. Your standards determine what you tolerate, what you pursue, and ultimately what you become. If you tolerate excuses, negativity, and mediocrity, your life reflects it. But when you begin living at a higher standard, everything starts to shift: your habits, your mindset, your confidence, and even your opportunities.

Joe also discusses the connection between self-respect and daily behavior. The promises you keep to yourself matter. The way you speak to yourself matters. The way you treat your body, your health, your environment, and your time all reinforce the identity you carry every day. This episode teaches how building self-respect through consistent action can completely transform your inner dialogue.

Another major focus of the episode is the powerful relationship between outward appearance and inner confidence. Joe explains how changing the way you present yourself to the world can directly affect your mindset, energy, and emotional state. Sometimes confidence doesn't come first—sometimes action creates confidence. The way you dress, walk, speak, and carry yourself can become a signal to your brain that you are stepping into a new identity.

The episode also features an immersive guided visualization experience designed to help listeners mentally and emotionally step into the strongest version of themselves. This cinematic moment encourages listeners to release old identities and begin seeing themselves through a new lens—one built on confidence, discipline, purpose, and self-belief.

Whether you feel stuck, overwhelmed, uncertain, or simply ready for growth, this episode is designed to challenge your current self-image and help you create a stronger, more empowered identity. Because changing your life doesn't start with changing your circumstances—it starts with changing the way you see yourself.

If you're ready to stop playing small, raise your standards, and become the person you were meant to be, this is an episode you do not want to miss.

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you're ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

Hosted by Joe Shortridge, The Year of Profit podcast is your ultimate destination for personal development, financial growth, and high-performance living. This powerful podcast blends mindset coaching, productivity strategies, and wealth-building principles to help you get ahead of 99% of people and create a life of purpose, clarity, and long-term success.

Each episode dives deep into essential topics like success habits, emotional intelligence, time management, entrepreneurship, discipline, and financial independence. Joe breaks down complex ideas into simple, actionable steps, giving you practical tools you can apply immediately to improve your daily life. Whether you're building a business, advancing your career, or simply trying to become the best version of yourself, this podcast delivers real-world strategies that drive measurable results.

You'll also explore the psychology behind success, including how your brain processes challenges, how anticipation can give you a competitive edge, and how your environment and habits shape your outcomes. Joe combines motivational storytelling with proven self-improvement frameworks, helping you develop confidence, resilience, and a growth-oriented mindset that lasts.

Designed for entrepreneurs, creators, and anyone committed to leveling up, The Year of Profit provides a roadmap for mastering productivity, increasing focus, managing stress, and building sustainable wealth. You'll learn how to take control of your time, make smarter financial decisions, and stay consistent even when motivation fades.

If you're ready to break through limitations, create better habits, and take ownership of your future, this podcast is your weekly blueprint for success. Subscribe now and start building momentum toward financial freedom, personal growth, and a life driven by purpose and results.

View Details

Please hit Subscribe and share the show.

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What if the biggest transformation in your life didn't come from one massive breakthrough… but from small daily improvements repeated over time?

In this powerful episode of Year of Profit, Joe Shortridge dives deep into the life-changing philosophy of Constant and Never-Ending Improvement (CANI), a concept made famous by Tony Robbins. This episode explores how tiny, consistent actions can completely reshape your mindset, finances, health, confidence, and future.

Most people fail not because they lack intelligence or ambition—but because they try to change everything at once. Joe breaks down why the "all-or-nothing" mindset destroys momentum and explains how focusing on just one improvement at a time creates lasting results.

Through emotional storytelling, practical examples, and high-energy motivation, this episode shows listeners how small daily wins build unstoppable momentum. Joe explains why success is less about motivation and more about systems, habits, and identity. If you've ever started over repeatedly, struggled to stay consistent, or felt overwhelmed by your goals, this episode was made for you.

Joe also connects the CANI philosophy to the famous Debt Snowball Method created by Dave Ramsey. While some critics focus only on the math behind debt reduction, Joe explores the deeper psychological truth behind the debt snowball: progress creates momentum. Paying off small debts first creates emotional victories that fuel bigger wins later. The same principle applies to every area of life—fitness, business, mindset, productivity, and personal growth.

This episode also dives into:

Why small wins outperform giant goals

How momentum changes your identity

The neuroscience of progress and dopamine

Why consistency beats intensity every time

The hidden danger of trying to improve everything simultaneously

How to create habits that actually stick

Why successful people think long-term

The power of daily routines and structured mornings

How focusing on one thing can simplify your entire life

Whether you're trying to improve your finances, lose weight, grow a business, build confidence, or simply regain control of your life, this episode gives you a practical and motivational roadmap for real change.

Joe brings his signature passionate delivery to this episode, blending motivational speaking with relatable real-world examples that inspire listeners to stop waiting for the "perfect time" and start building momentum today.

If you're tired of starting over…

If you're overwhelmed by your goals…

If you want lasting transformation instead of temporary motivation…

This episode will challenge the way you think about success.

Because real change doesn't happen overnight.

It happens through constant… never-ending… improvement.

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What separates people who consistently win in life from those who feel stuck reacting to everything around them?

It's not luck. It's not talent.

It's anticipation.

In this powerful episode of Year of Profit, Joe breaks down how the ability to anticipate challenges, emotions, and outcomes before they happen can completely transform your results in business, finances, health, and everyday life.

Most people live in reaction mode—waiting for problems to appear before trying to solve them. But high performers operate differently. They mentally rehearse obstacles, prepare for setbacks, and pre-decide their responses. This episode teaches you how to shift from reacting to life… to staying one step ahead of it.

Joe opens with a high-energy, Tony Robbins–inspired message that reframes how you think about success. From there, he dives into the psychology of anticipation—showing how successful people don't just focus on what to do, but on what might try to stop them.

You'll learn how to anticipate resistance, distractions, emotional triggers, and setbacks before they show up—and how doing so gives you a massive advantage.

This episode also explores the science behind anticipation, including how your brain is constantly predicting the future through a process called predictive processing. Joe explains how dopamine—the brain's motivation chemical—is driven not by reward, but by expectation. When you learn to intentionally anticipate your day, you unlock focus, clarity, and energy on demand.

But anticipation isn't just mental—it's practical.

Joe walks you through a simple but powerful morning routine that helps you map out your day, identify potential struggles, and pre-plan your responses. This daily habit can eliminate overwhelm, reduce stress, and dramatically increase your consistency.

You'll also experience a guided visualization exercise designed to train your brain to anticipate success while staying prepared for challenges. This is where the episode shifts from information to transformation—helping you feel what it's like to operate from a place of certainty and control.

Key takeaways include:

  • Why anticipation is the hidden skill behind consistent success
  • How to "solve problems before they exist"
  • The connection between anticipation, dopamine, and motivation
  • How to eliminate stress by removing uncertainty
  • A step-by-step system to anticipate your day every morning
  • How to reprogram negative anticipation into powerful expectation

If you've ever felt overwhelmed, unmotivated, or constantly behind—this episode will give you the tools to flip that script.

Because when you learn to anticipate…

You don't just handle life better.

You start winning before the moment even arrives.

Hosted by Joe Shortridge, The Year of Profit podcast is your ultimate destination for personal development, financial growth, and high-performance living. This powerful podcast blends mindset coaching, productivity strategies, and wealth-building principles to help you get ahead of 99% of people and create a life of purpose, clarity, and long-term success.

Each episode dives deep into essential topics like success habits, emotional intelligence, time management, entrepreneurship, discipline, and financial independence. Joe breaks down complex ideas into simple, actionable steps, giving you practical tools you can apply immediately to improve your daily life. Whether you're building a business, advancing your career, or simply trying to become the best version of yourself, this podcast delivers real-world strategies that drive measurable results.

You'll also explore the psychology behind success, including how your brain processes challenges, how anticipation can give you a competitive edge, and how your environment and habits shape your outcomes. Joe combines motivational storytelling with proven self-improvement frameworks, helping you develop confidence, resilience, and a growth-oriented mindset that lasts.

Designed for entrepreneurs, creators, and anyone committed to leveling up, The Year of Profit provides a roadmap for mastering productivity, increasing focus, managing stress, and building sustainable wealth. You'll learn how to take control of your time, make smarter financial decisions, and stay consistent even when motivation fades.

If you're ready to break through limitations, create better habits, and take ownership of your future, this podcast is your weekly blueprint for success. Subscribe now and start building momentum toward financial freedom, personal growth, and a life driven by purpose and results.

View Details

Please Hit Subscribe and share the show.

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In this powerful, mindset-shifting episode of Year of Profit, Joe Shortridge dives deep into one of the most overlooked truths about success: opportunities don't just appear—you create them by becoming the kind of person doors open for. If you've ever felt stuck, overlooked, or like you're waiting for your "big break," this episode will challenge that thinking and give you a practical roadmap to start opening doors in your life right now.

Joe breaks down the psychology of opportunity, explaining why most people miss life-changing moments simply because they don't recognize them. Opportunities are rarely obvious—they often show up disguised as effort, discomfort, or risk. Learning how to recognize and act on these moments is the first step toward building a more abundant and fulfilling life.

A major focus of this episode is how you treat people and how that directly impacts your success. Joe explains that people don't respond to logic first—they respond to emotion. The way you make others feel determines whether they trust you, support you, and ultimately open doors for you. If you want more opportunities, you must become someone who leaves others feeling respected, valued, and understood.

The episode also explores the importance of adding value instead of trying to impress. Rather than focusing on what you can gain from others, Joe challenges listeners to shift their mindset toward contribution. When you consistently bring value into conversations, relationships, and environments, opportunities naturally begin to flow your way.

Another key topic is how to ask for help without feeling weak. Joe reframes asking for help as a sign of strength, not insecurity. He provides practical strategies for reaching out to mentors, peers, and successful individuals in a way that shows effort, respect, and intention. This simple shift can accelerate your growth and open doors that would otherwise remain closed.

Joe also emphasizes the power of modeling successful people. Instead of focusing only on external success like money or status, he encourages listeners to study the habits, mindset, discipline, and daily behaviors of those who are already living the life they want. Success leaves clues—and if you follow the right patterns, you can replicate results.

Consistency is another cornerstone of this episode. Joe explains why consistent action beats talent every time and how showing up daily builds trust, credibility, and momentum. He also challenges listeners to step outside their comfort zones and intentionally place themselves in environments where opportunities exist.

Finally, this episode delivers a powerful message: stop waiting and start knocking. No one is coming to hand you your future—you must take action, face rejection, and pursue growth with intention. When you combine the right mindset with consistent effort and meaningful relationships, you don't just open doors… you become the door.

If you're ready to level up your life, create more opportunities, and build a future filled with success, happiness, and abundance—this episode is your blueprint.

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you're ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

Hosted by Joe Shortridge, The Year of Profit podcast is your ultimate destination for personal development, financial growth, and high-performance living. This powerful podcast blends mindset coaching, productivity strategies, and wealth-building principles to help you get ahead of 99% of people and create a life of purpose, clarity, and long-term success.

Each episode dives deep into essential topics like success habits, emotional intelligence, time management, entrepreneurship, discipline, and financial independence. Joe breaks down complex ideas into simple, actionable steps, giving you practical tools you can apply immediately to improve your daily life. Whether you're building a business, advancing your career, or simply trying to become the best version of yourself, this podcast delivers real-world strategies that drive measurable results.

You'll also explore the psychology behind success, including how your brain processes challenges, how anticipation can give you a competitive edge, and how your environment and habits shape your outcomes. Joe combines motivational storytelling with proven self-improvement frameworks, helping you develop confidence, resilience, and a growth-oriented mindset that lasts.

Designed for entrepreneurs, creators, and anyone committed to leveling up, The Year of Profit provides a roadmap for mastering productivity, increasing focus, managing stress, and building sustainable wealth. You'll learn how to take control of your time, make smarter financial decisions, and stay consistent even when motivation fades.

If you're ready to break through limitations, create better habits, and take ownership of your future, this podcast is your weekly blueprint for success. Subscribe now and start building momentum toward financial freedom, personal growth, and a life driven by purpose and results.

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What separates the top 1% from everyone else? Is it talent, intelligence, or luck?

Or is it something deeper… something most people never tap into?

In this electrifying episode of Year of Profit, Joe Shortridge doesn't just explain success—he activates it. This isn't a sit-back-and-listen podcast. This is an experience. A challenge. A shift.

Throughout the episode, Joe brings high-energy, Tony Robbins–style crowd interaction moments designed to wake you up, pull you in, and get you moving. You won't just hear the message—you'll feel it.

👉 "Say it with me—'I don't wait, I execute!'" 👉 "Raise your standards or stay where you are—what's it going to be?" 👉 "If you're ready to separate from the 99%, I want you to feel that right now!"

These interactive moments are strategically woven into the episode to break passive listening and create active transformation—because real change doesn't happen by thinking alone. It happens through emotional engagement and decisive action.

Joe dives deep into the truth most people avoid: success isn't about doing more—it's about thinking and acting differently. While the majority live in reaction mode, constantly distracted and overwhelmed, the top 1% operate with clarity, intention, and discipline.

You'll learn how to:

  • Break free from autopilot living and take control of your daily actions
  • Rewire your brain to push past comfort and embrace growth
  • Use anticipation as a strategic advantage to stay ahead of problems
  • Eliminate the execution gap by building non-negotiable habits
  • Raise your personal standards and align your actions with success

One of the most powerful elements of this episode is the guided visualization experience—where you step into the version of yourself that is already ahead of 99% of people. Combined with high-energy prompts and emotional intensity, this moment creates a clear mental image of who you must become to achieve your goals.

Joe reinforces a core truth: the difference between where you are and where you want to be is not time—it's standards, discipline, and consistent execution.

And throughout the episode, you're not just hearing that message—you're declaring it.

👉 "I am disciplined!" 👉 "I take action now!" 👉 "I do what others won't!"

These declarations are more than words—they're identity shifts.

By the end of this episode, you'll realize that getting ahead of 99% of people isn't complicated—but it does require commitment. It requires you to show up differently, think differently, and act with purpose every single day.

This episode is your wake-up call to stop waiting and start executing.

Because the truth is…

The 1% aren't special.

They're just committed at a level most people never reach.

The question is—are you ready to step into that level?

Hosted by Joe Shortridge, The Year of Profit podcast is your ultimate destination for personal development, financial growth, and high-performance living. This powerful podcast blends mindset coaching, productivity strategies, and wealth-building principles to help you get ahead of 99% of people and create a life of purpose, clarity, and long-term success.

Each episode dives deep into essential topics like success habits, emotional intelligence, time management, entrepreneurship, discipline, and financial independence. Joe breaks down complex ideas into simple, actionable steps, giving you practical tools you can apply immediately to improve your daily life. Whether you're building a business, advancing your career, or simply trying to become the best version of yourself, this podcast delivers real-world strategies that drive measurable results.

You'll also explore the psychology behind success, including how your brain processes challenges, how anticipation can give you a competitive edge, and how your environment and habits shape your outcomes. Joe combines motivational storytelling with proven self-improvement frameworks, helping you develop confidence, resilience, and a growth-oriented mindset that lasts.

Designed for entrepreneurs, creators, and anyone committed to leveling up, The Year of Profit provides a roadmap for mastering productivity, increasing focus, managing stress, and building sustainable wealth. You'll learn how to take control of your time, make smarter financial decisions, and stay consistent even when motivation fades.

If you're ready to break through limitations, create better habits, and take ownership of your future, this podcast is your weekly blueprint for success. Subscribe now and start building momentum toward financial freedom, personal growth, and a life driven by purpose and results.

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Spring is the season of fresh starts—and in this powerful episode of Year of Profit, we're applying that same energy to your finances and your mindset.

"Financial Spring Cleaning" isn't just about budgeting or cutting expenses—it's about clearing the clutter that's been quietly draining your money, your focus, and your peace of mind.

We start by diving into the truth most people avoid: financial stress doesn't come from lack of money—it comes from lack of clarity. When you don't know your numbers, when you avoid looking at your accounts, or when you feel overwhelmed by debt, your brain goes into shutdown mode. That avoidance creates a cycle that keeps you stuck.

This episode breaks that cycle.

We explore the emotional side of money—how your past experiences, habits, and beliefs shape your financial reality. Whether it's guilt from past spending, fear of facing debt, or using money as a coping mechanism, we uncover what's really going on beneath the surface.

From there, we shift into something most people overlook: clutter.

Physical clutter creates mental clutter. And mental clutter leads to poor financial decisions. If your space is chaotic, your thinking becomes scattered—and that spills into how you handle money. This episode challenges you to clean your environment as part of your financial reset.

Then we get practical.

You'll learn how to:

Get a clear snapshot of your financial reality

Identify and eliminate unnecessary expenses

Organize your accounts and automate your system

Choose a debt payoff strategy that actually works

Build a simple, sustainable financial plan

No complicated systems. No overwhelming strategies. Just clarity and action.

We also tackle one of the most important steps in the process—letting go of financial guilt. You cannot move forward while constantly looking backward. This episode gives you permission to reset, rebuild, and move with purpose.

By the end, you'll understand that financial success isn't about perfection—it's about consistency. It's about creating systems that support your goals and removing everything that doesn't.

This is more than a cleanup.

It's a reset.

Clean your space.

Clean your mind.

Clean your money.

And watch your life change.

If you're looking for financial freedom, passive income, better money habits, or a step-by-step path to building wealth, this episode is for you. Whether you're just starting your financial journey or trying to level up, these habits will help you take control of your money and your future.

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you're ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

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In today's episode of Year of Profit, we break down the 10 habits that build real, lasting wealth—the same habits practiced by millionaires, high performers, and financially disciplined individuals. If you've ever wondered why some people build wealth while others stay stuck living paycheck to paycheck, this episode gives you the exact blueprint.

Building wealth isn't about luck, inheritance, or making six figures overnight. It's about consistent financial habits, smart money management, and long-term thinking. Inspired by the straightforward financial discipline of Dave Ramsey and the mindset-driven approach of The Mindset Mentor, this episode combines practical money strategies with powerful mental shifts.

We cover the foundational habit of telling your money where to go with a budget, one of the most important steps in personal finance. Without a plan, your money disappears. With a plan, your money builds your future. From there, we dive into the importance of living below your means, a key principle that allows you to create financial margin and invest consistently.

You'll also learn why avoiding bad debt and eliminating high-interest debt is critical to building wealth. Debt keeps you stuck, while freedom from debt opens the door to investing and financial growth. Speaking of investing, we talk about consistent investing strategies, why timing the market doesn't work, and how long-term investing builds real wealth over time.

This episode also explores the mindset side of wealth creation. Habits like delayed gratification, surrounding yourself with the right people, and investing in your own skills are often overlooked but incredibly powerful. Wealth is as much about how you think as it is about how you manage money.

We also break down the importance of tracking your financial progress, knowing your net worth, and taking action—even when things aren't perfect. Too many people wait for the "right time" to start. Wealth builders start now and adjust along the way.

In this episode, you'll learn:

  • How to build wealth from scratch
  • The daily habits of financially successful people
  • How to manage money effectively
  • Why mindset matters in financial success
  • Simple strategies to grow your income and net worth

If this episode helped you, be sure to subscribe, leave a review, and share it with someone who's ready to take control of their financial future.

If you're looking for financial freedom, passive income, better money habits, or a step-by-step path to building wealth, this episode is for you. Whether you're just starting your financial journey or trying to level up, these habits will help you take control of your money and your future.

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you're ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

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In this follow-up episode of the Year of Profit podcast, Joe Shortridge expands on the concept of energy vampires by focusing on three areas where energy drains have the greatest impact: the workplace, family relationships, and high-performance habits.

After exploring everyday energy drains in the previous episode, this conversation goes deeper into the environments where people spend the most time—and where their mental and emotional energy is most often depleted.

The episode begins with a look at workplace energy vampires, one of the most common and unavoidable sources of daily stress. Since most people don't get to choose their coworkers, it's easy to get pulled into patterns of negativity without realizing it. Joe breaks down common workplace drains such as chronic complainers, gossip loops, crisis creators, and credit takers. These behaviors don't just affect mood—they can reduce productivity, damage focus, and disrupt long-term career growth.

From there, the episode shifts into one of the most complex areas of energy management: family relationships. Unlike workplace interactions, family dynamics come with emotional history, expectations, and deeper psychological ties. Joe discusses common family energy drains such as constant criticism, emotional dependence, guilt manipulation, and the tendency to revisit past conflicts. While these situations can be difficult to navigate, learning how to set healthy boundaries is essential for personal growth and mental clarity.

A major theme in this episode is the idea that protecting your energy is not about avoiding people—it's about making intentional decisions about where your emotional investment goes. Joe emphasizes that boundaries are not about rejection, but about self-respect and sustainability.

The final section of the episode focuses on what separates high performers from everyone else: how they protect and manage their energy. Highly successful individuals understand that focus is fragile and that energy is a limited resource. As a result, they are extremely intentional about their time, attention, and environment.

Listeners will learn practical strategies used by high performers, including limiting exposure to negativity, choosing the right social circles, controlling their information intake, and scheduling time for mental recovery. These habits allow them to maintain clarity, creativity, and momentum even in high-pressure environments.

This episode reinforces a powerful idea: success is not just about working harder—it's about protecting the energy that allows you to work effectively. When your energy is aligned with your goals, your ability to focus, create, and execute increases dramatically.

If you've ever felt drained by work, overwhelmed by family dynamics, or struggled to stay consistent with your goals, this episode provides practical insights to help you take control of your environment and protect your most valuable resource.

Because when you protect your energy, you protect your ability to succeed.

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In this episode of the Year of Profit podcast, Joe Shortridge dives into a powerful but often overlooked topic: energy vampires in everyday life. These are the people, habits, and environments that quietly drain your mental, emotional, and motivational energy—often without you even realizing it.

While most personal development advice focuses on time management, this episode flips the conversation toward something even more important: energy management. Because the truth is, you can have plenty of time available, but if your energy is depleted, that time becomes unproductive. On the other hand, when your energy is strong and focused, even a short period of effort can lead to meaningful progress.

Joe breaks down the concept of energy as a form of psychological currency. Each day, you wake up with a limited amount of mental and emotional energy, and every interaction you have either adds to it or takes away from it. The problem is that most people never stop to evaluate where their energy is going. Small, repeated drains—like negative conversations, stress, or constant distractions—can add up quickly and leave you feeling exhausted and unmotivated.

This episode explores the seven most common types of energy vampires, including the constant complainer, the drama generator, the chronic victim, passive-aggressive critics, attention takers, guilt manipulators, and digital energy drains such as social media. While these behaviors may not always be intentional, they can have a serious impact on your mindset, focus, and long-term success.

Joe also explains how energy drains directly affect your ability to build momentum in life. Success requires consistent focus, creativity, and emotional resilience—but when your energy is constantly being depleted, it becomes much harder to stay motivated and take action. Over time, this can lead to procrastination, self-doubt, and missed opportunities.

Another key insight from this episode is why some people are more likely to attract energy vampires. Traits like empathy, kindness, and a desire to help others can unintentionally make someone more vulnerable to emotional drains. Without healthy boundaries, these positive traits can lead to burnout and mental exhaustion.

Listeners will also learn how to recognize the warning signs of energy drains. If you consistently feel mentally tired, irritated, or unmotivated after interacting with certain people or environments, that may be a sign that your energy is being depleted. Learning to trust these signals is an important step in protecting your mental space.

The episode concludes with practical strategies for protecting your energy, including setting boundaries, limiting exposure to negativity, redirecting conversations, and surrounding yourself with positive, growth-oriented individuals. Joe also emphasizes the importance of becoming an energy generator—someone who brings solutions, encouragement, and positive momentum into conversations.

If you've ever felt drained without knowing why, or struggled to maintain motivation despite having goals and ambition, this episode will help you understand where your energy is going—and how to take it back.

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Money anxiety is one of the most common — and least talked about — struggles in entrepreneurship and personal finance. Many people assume their financial stress comes from the economy, competition, or lack of opportunity. But in many cases, the real issue lies deeper: the thoughts and beliefs driving our decisions.

In this episode of Year of Profit, we explore the powerful psychological framework known as Cognitive Behavioral Therapy (CBT) and how it can help entrepreneurs, creators, and professionals overcome the mental barriers that keep them stuck financially.

CBT, developed by psychiatrist Aaron T. Beck in the 1960s, is one of the most researched and effective psychological approaches for addressing anxiety, stress, and negative thought patterns. At its core, CBT focuses on the relationship between thoughts, emotions, and behaviors. The concept is simple but transformative: the way you think influences how you feel, and how you feel ultimately determines how you act.

When it comes to money and business, this connection is incredibly powerful.

Many people unknowingly carry automatic thoughts that sabotage their success. Thoughts like "I'm not ready yet," "People won't pay that price," or "If this fails, I'll look foolish." These beliefs can create fear, hesitation, and avoidance — preventing people from taking the very actions that could improve their financial situation.

In this episode, we break down what CBT actually is, how it works, and why it's such a valuable tool for overcoming money anxiety, entrepreneurial fear, and self-sabotage.

You'll learn how CBT helps you identify cognitive distortions — mental habits such as catastrophizing, all-or-nothing thinking, and mind-reading that make challenges feel bigger than they actually are. By recognizing these patterns, you can begin to question them instead of automatically believing them.

Rather than promoting blind positivity, CBT encourages accurate thinking. It asks powerful questions:

Is this thought based on facts, or fear?

What evidence supports this belief?

What evidence contradicts it?

By examining your thoughts more objectively, you gain the ability to interrupt anxiety before it controls your behavior. That pause between stimulus and response is where clarity and better decision-making begin.

For entrepreneurs, this can mean the difference between hesitation and action. It can help you confidently launch ideas, set stronger prices, follow up with clients, and take strategic risks without being paralyzed by fear.

Throughout the episode, we explore practical ways to apply CBT principles to everyday financial decisions. From identifying negative money scripts to reframing limiting beliefs about success and failure, these tools can help you build a stronger mental foundation for growth.

Success in business isn't just about strategy — it's also about mindset. The thoughts you allow to run unchecked can quietly shape your financial ceiling. Learning to challenge those thoughts can unlock new levels of confidence, clarity, and opportunity.

If you've ever struggled with self-doubt, fear of failure, or anxiety around money, this episode will show you how a proven psychological framework can help you reclaim control over your thinking — and ultimately, your results.

Because the path to profit often begins in the mind.

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In this episode of Year of Profit, we explore one of the simplest yet most powerful habits you can adopt for improving your health, productivity, mindset, and overall quality of life—bicycle riding. While many people see cycling as just a recreational activity or a childhood pastime, the truth is that riding a bike can become a powerful ritual that fuels personal growth, mental clarity, and long-term success.

Success in life rarely comes from massive overnight breakthroughs. More often, it comes from consistent habits that strengthen the body and sharpen the mind. Bicycle riding is one of those habits. It's affordable, accessible, and offers benefits that extend far beyond physical exercise.

One of the most obvious advantages of cycling is physical health. Riding a bike is a low-impact cardiovascular exercise that improves heart health, strengthens muscles, and increases endurance. Unlike many high-impact workouts, cycling is gentle on the joints, making it an activity that people of nearly any age can enjoy. Regular cycling can help improve circulation, boost lung capacity, and support healthy weight management. Over time, this consistent physical activity builds stamina and resilience—traits that translate directly into other areas of life, including business and personal goals.

But the benefits don't stop with physical fitness. Cycling also has a powerful impact on mental health and clarity. When you ride a bike, your body releases endorphins and other feel-good chemicals that help reduce stress, anxiety, and mental fatigue. Many entrepreneurs, creatives, and high performers find that physical movement—especially rhythmic activities like cycling—helps unlock creative thinking and problem-solving. Some of your best ideas might come while you're out on the road or trail with nothing but the sound of your tires on the pavement.

Cycling also creates a rare opportunity in today's fast-paced world: time to think. Away from screens, notifications, and constant distractions, riding a bike becomes a moving meditation. It allows you to process ideas, reflect on goals, and reconnect with what truly matters. This mental reset can dramatically improve decision-making and emotional balance.

Another major benefit of bicycle riding is discipline and habit building. Success in any area of life depends on consistent effort over time. Choosing to ride regularly—whether it's a morning ride before work or an evening ride to unwind—reinforces the mindset of showing up and doing the work. Each ride becomes a small victory that strengthens self-confidence and personal accountability.

Cycling can also have a surprising effect on productivity and energy levels. Many people assume exercise drains energy, but the opposite is often true. Regular physical activity improves sleep quality, boosts metabolism, and increases daily energy levels. That means you may find yourself more focused, motivated, and productive in your work and personal life.

There is also a deeper philosophical lesson hidden in bicycle riding. When you're on a bike, momentum matters. If you stop pedaling, you slow down. But when you keep moving—even slowly—you continue making progress. The same principle applies to business, finances, and personal development. Consistency beats intensity. Small forward motion, repeated day after day, leads to extraordinary results over time.

Finally, cycling connects us with something many people are missing today—freedom and simplicity. There's something timeless about riding down a road, feeling the wind, and realizing that progress doesn't always require complexity. Sometimes success starts with something as simple as getting outside, moving your body, and giving your mind space to grow.

In this episode, we explore how bicycle riding can become more than just exercise—it can become a personal ritual for clarity, discipline, creativity, and long-term success.

So whether you're an experienced cyclist or someone who hasn't been on a bike in years, this episode might inspire you to dust off those wheels and rediscover the power of the ride.

Sometimes the road to success really is as simple as getting back on the bike and pedaling forward.

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Most people try to build better habits.

But habits alone won't transform your life.

In this powerful episode of Year of Profit, Joe Shortridge dives deep into The Power of Ritual — and why meaningful rituals, not ordinary habits, are what truly anchor success, wealth, discipline, and identity.

There's a major difference between brushing your teeth out of routine… and stepping into a ritual that signals to your brain: It's time.

Habits are mechanical. Rituals are intentional. Habits help you perform. Rituals shape who you become.

In this episode, Joe explores how rituals reduce anxiety, create psychological stability, and program the subconscious mind for achievement. When you ritualize your morning, your finances, your work sessions, and your evening reflection, you stop negotiating with yourself — and start reinforcing identity.

You'll learn:

  • Why rituals are more powerful than motivation
  • How rituals create neurological anchors for confidence
  • The science behind repetition, identity formation, and state change
  • How to design a morning ritual that eliminates chaos
  • Why high performers ritualize money and wealth
  • How to use micro-rituals before sales calls, speaking, recording, or investing
  • The danger of empty ritual — and how to avoid going through the motions

Joe breaks down how predictability calms the nervous system, why intentional repetition creates meaning, and how your subconscious mind responds to symbolic actions performed consistently over time.

This episode also covers wealth-building rituals — including weekly money reviews, financial intention setting, and why attention creates expansion. Successful people don't casually "check" their finances. They honor them. They reflect. They recommit. They build a relationship with money.

You'll discover how rituals build self-trust — and why self-trust is the true foundation of profit.

Because profit isn't just financial.

It's emotional stability. It's confidence under pressure. It's discipline when motivation fades. It's the ability to perform when others hesitate.

If you've struggled with consistency, lack of focus, or feeling disconnected from your goals, this episode will show you how to transform ordinary routines into powerful identity anchors.

This isn't about adding more to your day.

It's about elevating what you already do.

By the end of this episode, you'll have a clear framework for building:

  • A morning identity ritual
  • A pre-performance ritual
  • A weekly wealth ritual
  • An evening reinforcement ritual

When chaos hits, you won't rely on willpower.

You'll rely on ritual.

And that is where real growth begins.

If you're serious about personal development, financial discipline, subconscious programming, and building a life of intention, this is one of the most important episodes of Year of Profit to date.

This is not about grinding harder.

It's about anchoring deeper.

Welcome to your Year of Profit.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new

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We've all seen it.

Someone explodes onto the scene. A business goes viral. An artist becomes a global name. A creator suddenly "comes out of nowhere."

The headlines call them an overnight sensation.

But here's the truth: overnight success doesn't exist.

In this powerful episode of Year of Profit, Joe Shortridge breaks down the myth of instant success and reveals what overnight sensations really teach us about wealth, discipline, consistency, and long-term profitability.

From entrepreneurs who grind in silence for years to creators who post hundreds of videos before one goes viral, the pattern is clear: breakthrough follows repetition.

Think about Taylor Swift — labeled a prodigy early on, but she spent years performing in small venues, writing relentlessly, and building her craft before stadium tours.

Or Steve Jobs, who was fired from his own company before returning to transform Apple Inc. into one of the most valuable companies in the world.

Even Oprah Winfrey, now a media icon, faced rejection, setbacks, and career instability before building her empire.

Success isn't sudden.

It's cumulative.

In this episode, we explore:

  • Why the "overnight success" narrative is dangerous to your mindset
  • How consistency compounds like interest
  • Why invisible work builds visible breakthroughs
  • The psychology of delayed gratification
  • How persistence becomes your competitive advantage

Joe dives into the concept of "The Silent Years" — the period where you're building skill, discipline, network, and resilience without applause. Most people quit during this phase because they mistake quiet growth for failure.

But the truth? That's where real wealth is formed.

This episode also connects the dots between mindset and momentum. When you understand that success is built in layers, you stop chasing viral moments and start building foundations.

And that's where profit lives.

Whether you're building a business, a podcast, a personal brand, or your financial future, this episode will challenge you to stop looking for shortcuts and start honoring the process.

Because the world only sees the breakthrough.

But you'll know about the years behind it.

If you've ever felt behind, discouraged, or tempted to quit because "it's taking too long," this conversation is your reset button.

Overnight success isn't magic.

It's preparation meeting opportunity.

And if you're still in the game — you're closer than you think.

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What if the biggest limitations in your life aren't external… but internal programs running on autopilot?

In this episode of Year of Profit, we break down Neurolinguistic Programming (NLP) in a practical, grounded way — no gimmicks, no manipulation tactics, no "manifest it overnight" nonsense.

NLP, originally developed by Richard Bandler and John Grinder in the 1970s, studies how language, thought patterns, and behavior connect. At its core, it suggests that the way you represent experiences in your mind directly shapes your emotional state, decisions, and outcomes.

We explore:

  • What "Neuro," "Linguistic," and "Programming" actually mean
  • How your brain filters reality through deletion, distortion, and generalization
  • Why your internal self-talk influences confidence and performance
  • How emotional "anchors" get installed — and how to reset them
  • The link between identity and income
  • Why most money ceilings are identity ceilings

If you've ever said:

  • "I'm just bad with money."
  • "I always get anxious in those situations."
  • "I'm not that kind of person."

This episode challenges those statements as patterns, not facts.

You'll learn how subtle shifts in language — like replacing identity-based labels with growth-based descriptions — can open your nervous system instead of shutting it down. We discuss how the structure of your memories (brightness, distance, volume) influences emotional intensity and how changing those mental "submodalities" can reduce anxiety and stress.

For entrepreneurs and high-performers, this episode connects NLP directly to business growth. Your income often reflects your internal identity. If you unconsciously believe that wealth creates problems, success changes you, or visibility is dangerous, your nervous system may quietly sabotage your progress.

This conversation is about awareness, not magic. NLP is not mind control. It's not therapy. It's not instant transformation. It's a toolkit for recognizing the patterns that shape your decisions — and learning how to upgrade them.

If you want better results in business, finances, and confidence, you have to understand the operating system running underneath it all.

You're not broken. You're patterned.

And patterns can be updated.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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What if the key to motivation, confidence, and forward momentum wasn't chasing more—but recognizing how far you've already come?

In this powerful episode of Year of Profit, Joe Shortridge explores the concept of the Reverse Bucket List—a mindset shift designed to help you measure success not just by future goals, but by past accomplishments. Instead of focusing on what's still missing, this episode challenges listeners to pause, reflect, and acknowledge the progress already made through years of effort, growth, and resilience.

We live in a culture that constantly pushes us toward the "next level." The next promotion. The next income goal. The next achievement. But in the process, many people begin to feel permanently behind—even when they have already built meaningful lives and overcome major obstacles. This episode breaks that cycle by introducing a practical and deeply emotional exercise that reframes personal history as proof of progress.

Joe shares personal reflections on his own journey—how past decisions, risks, failures, and persistence ultimately created the opportunities and platforms he has today. Through storytelling and practical insight, listeners are reminded that success is rarely the result of one massive breakthrough. Instead, it is built through small, repeatable actions that compound over time.

The Reverse Bucket List is more than a feel-good exercise—it is a psychological tool. By listing completed experiences, lessons learned, fears overcome, and milestones achieved, individuals can build confidence rooted in evidence rather than temporary motivation. This shift can reduce anxiety about the future while strengthening long-term ambition.

Throughout the episode, Joe explores:

  • Why the brain naturally focuses on what is missing rather than what has been achieved
  • How unnoticed "quiet growth" shapes resilience and capability
  • The importance of small wins and everyday discipline
  • How personal experiences—both positive and difficult—become valuable life capital
  • The concept of "life compounding," where skills, relationships, and experience build momentum over time

Listeners are encouraged to create their own Reverse Bucket List by auditing key areas such as career, finances, relationships, health, and personal development. The goal is not comparison or ego—but accuracy. When viewed honestly, most people discover they have already made far more progress than they realized.

This episode also draws a powerful parallel between financial investing and personal growth. Just as investments grow through consistent contributions, life progress compounds through persistence, learning, and continued effort—even during seasons that feel stagnant.

By the end of the episode, listeners will walk away with a renewed perspective: you are not starting from zero. Your past experiences have already produced returns, and your current position is built on years of unseen effort.

If you've ever felt behind, stuck, or unsure whether your work is paying off, this episode provides a grounding reminder that progress is not always loud—but it is always building.

Your challenge: Create your own Reverse Bucket List and rediscover the evidence of how far you've already traveled.

Because sometimes the most powerful move forward begins by honoring the miles already walked.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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Anxiety isn't a personal flaw—it's a biological response that can be understood, trained, and managed. In this episode of Year of Profit, we explore how anxiety works inside the body and mind, and how learning to regulate both creates lasting calm under pressure.

This episode begins by breaking down what anxiety really is: a survival system designed to protect you, not punish you. Joe explains why anxiety feels so physical—tight chest, racing heart, shallow breathing, digestive issues—and how these sensations are signs of a nervous system preparing for danger, even when no real threat is present. Understanding these reactions removes fear from the experience and stops anxiety from escalating into panic.

Listeners are guided through how the nervous system responds to stress and why logic alone can't shut anxiety down. True calm begins with the body. Through practical techniques like breathing regulation, grounding, muscle release, and daily nervous system care, this episode teaches how to prevent anxiety before it spirals.

From there, the episode transitions into Cognitive Behavioral Therapy (CBT) as the mental counterpart to physical regulation. CBT is introduced not as positive thinking, but as a powerful framework for understanding the relationship between thoughts, emotions, and behavior. Joe explains how anxious thoughts are often interpretations—not facts—and how common cognitive distortions like catastrophizing, mind-reading, and all-or-nothing thinking quietly fuel anxiety.

The CBT segment provides simple, actionable tools to question anxious thoughts, create mental space, and replace fear-based assumptions with balanced perspectives. When the body is calm and the mind is trained, anxiety loses its grip.

This episode emphasizes that calm is not a personality trait—it's a skill. A skill built through awareness, repetition, and practice. Anxiety doesn't need to be eliminated to live a successful, profitable life. It needs to be understood and managed.

Whether you're dealing with daily stress, performance pressure, or chronic anxiety, this episode gives you the tools to regain control—physically, mentally, and emotionally.

Because calm isn't passive. Calm is trained.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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Borrowed Confidence challenges the idea that confidence is something you're either born with or not. In this powerful episode of Year of Profit, Joe Shortridge breaks down why confidence is often a learned behavior—and how borrowing it can help you step into strength long before you feel ready.

Many people wait for confidence before they take action. They delay starting a business, speaking up, creating content, or stepping into leadership roles because they don't "feel confident yet." This episode flips that thinking. Confidence doesn't come first—action does. And sometimes, the bridge between hesitation and momentum is borrowed confidence.

Joe explores how humans have always borrowed strength through role models, personas, and symbolic identities. From athletes and performers to entrepreneurs and leaders, stepping into a role allows people to access focus, courage, and decisiveness that may feel out of reach in everyday life. Borrowed confidence isn't pretending—it's practicing.

This episode dives deep into:

  • Why confidence is a skill, not a personality trait
  • How role models provide temporary decision-making frameworks
  • The psychology behind alter-egos and self-distancing
  • Why "fake it till you make it" is often misunderstood
  • How borrowed confidence eventually becomes real, earned confidence

Listeners are guided through practical steps to create their own borrowed confidence persona—whether it's based on a real person, a fictional character, or a future version of themselves. Joe explains how naming and defining a persona can help quiet self-doubt, reduce fear, and unlock action when it matters most.

Most importantly, Borrowed Confidence reminds listeners that they are not broken or lacking—they are simply untrained. Confidence grows through repetition, exposure, and experience. The moment you act despite uncertainty is the moment confidence begins to form.

If you've ever felt capable but hesitant, inspired but stuck, or ready for more but unsure how to step forward, this episode offers a practical, empowering way to move—without waiting to feel ready.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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How much mental energy are you losing to digital clutter you barely notice anymore?

In this episode of Year of Profit, Joe Shortridge dives into a hidden drain on productivity, focus, and finances: digital ghosts—old emails, forgotten files, unused subscriptions, abandoned online accounts, and social media baggage that quietly follow us around every day.

Digital clutter isn't just annoying—it's expensive. Unread emails create mental open loops. Disorganized files waste time and attention. Forgotten subscriptions leak money month after month. And outdated online identities keep us tethered to versions of ourselves we've already outgrown.

In Decluttering Digital Ghosts, Joe walks listeners through a practical, mindset-driven approach to reclaiming control of their digital world—without perfectionism or overwhelm.

You'll learn:

  • Why your brain treats digital clutter the same way it treats physical mess

  • How unread emails and open tabs silently drain focus and decision-making ability

  • A realistic strategy for taming even the most overwhelming inbox

  • How digital hoarding forms—and how to let go without fear

  • The real financial impact of forgotten subscriptions and unused apps

  • Why your online presence affects your mental clarity and confidence

  • How clearing digital clutter creates momentum, clarity, and profit

  • Simple weekly, monthly, and quarterly habits to keep digital chaos from returning

This episode isn't about deleting everything or chasing inbox zero. It's about intentional alignment—making sure your digital environment supports the life you're actively building, not the one you've left behind.

Whether you're working toward financial independence, creative focus, or mental clarity, this episode will help you clear the invisible weight that slows progress without you even realizing it's there.

Because growth doesn't just come from adding more—it comes from removing what no longer serves you.

Clear the ghosts. Protect your attention. And move forward lighter than you were yesterday.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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Every New Year brings fresh motivation—and familiar frustration. Gym memberships spike, routines start strong, and within weeks, many people fall back into old habits. In this episode of Year of Profit, Joe Shortridge breaks down why exercise so often fails as a New Year's resolution—and how to finally make it stick.

This isn't a hype-filled fitness episode or a crash-course in extreme workouts. Instead, Joe reframes exercise as a long-term investment—one that pays dividends in energy, focus, confidence, emotional stability, and overall success. When your body is supported, everything else in life becomes easier, including your financial and personal goals.

Listeners are guided through a powerful mindset shift: exercise is not punishment for what you ate or how you look—it's a form of self-respect and identity building. Joe explains why motivation is unreliable and how discipline, systems, and personal standards create lasting change. Rather than chasing perfection, this episode emphasizes consistency, sustainability, and keeping promises to yourself.

You'll learn why starting small isn't a weakness but a strategy, and how short, manageable movement habits create momentum over time. Joe also explores the often-overlooked mental health benefits of exercise, showing how movement can reduce anxiety, manage stress, and improve emotional resilience—especially during busy or overwhelming seasons of life.

This episode outlines a realistic weekly movement system designed for real people with real responsibilities. Joe shares practical strategies for staying consistent even when motivation fades, including environmental design, habit stacking, and the powerful "never miss twice" rule.

Most importantly, this episode challenges listeners to stop viewing exercise as a temporary New Year goal and start seeing it as a lifelong standard. Exercise becomes a vote for your future self—a way to protect your energy, strengthen your discipline, and build a life that supports long-term profit in every area.

If you've ever felt stuck in the cycle of starting over every January, this episode offers a new path forward. No extremes. No guilt. Just sustainable movement, stronger identity, and the discipline to keep going long after motivation fades.

This is the year you stop quitting on yourself—and start investing in the one asset that affects everything else: you.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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A new year brings a powerful opportunity: a clean financial slate. In this episode of Year of Profit, we walk through a New Year Financial Checklist designed to help you take control of your money, eliminate unnecessary stress, and create momentum toward real financial progress.

Too many people drift into a new year hoping things will "work themselves out." But hope isn't a strategy. Clarity is. Whether you're focused on paying off debt, building savings, growing your income, or simply feeling more confident with money, this episode breaks down exactly where to start—and what to stop doing.

We begin by looking back before moving forward. Reviewing last year's finances—without judgment—is essential. What worked? What didn't? Where did your money actually go versus where you thought it went? This honest reflection creates the foundation for smarter decisions moving ahead.

Next, we tackle cash flow awareness. Knowing your monthly numbers is non-negotiable. We discuss how to list your fixed expenses, identify variable spending leaks, and determine your true financial baseline. When you know your numbers, money stops being emotional and starts becoming strategic.

From there, we move into goal setting with intention. Instead of vague resolutions like "save more" or "make more money," we focus on clear, measurable goals. You'll learn how to set one primary financial focus for the year—whether that's debt elimination, emergency savings, or income expansion—so your energy isn't scattered.

We also cover an often-overlooked step: updating and automating your systems. This includes reviewing subscriptions, renegotiating bills, adjusting automatic savings, and simplifying accounts. Small system tweaks can free up hundreds—sometimes thousands—of dollars over the course of a year.

Another key part of the checklist is risk management. We discuss reviewing insurance coverage, emergency funds, and financial safety nets to ensure one unexpected event doesn't undo your progress.

Finally, we wrap up with mindset. Money success isn't just about math—it's about behavior. We talk about adopting a "CEO mindset" for your personal finances, creating monthly check-ins, and treating your financial life like a business you're responsible for growing.

This episode isn't about perfection. It's about progress. The New Year Financial Checklist gives you a clear path forward—one step at a time—so you can stop reacting to money and start directing it.

If you're ready to make this year intentional, profitable, and less stressful, this episode will help you set the tone from day one.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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In this extended episode of Year of Profit, Joe Shortridge invites listeners to rethink one of the most overlooked tools in personal development: sleep. Far from being a luxury or something earned only after hard work, sleep is revealed as a foundational self-help practice that influences every area of life — from focus and emotional stability to creativity, confidence, and long-term success.

Joe explores why so many people feel stuck, burned out, or unmotivated despite doing "all the right things." Often, the missing piece isn't discipline or drive — it's rest. When sleep is neglected, decision-making suffers, emotional reactions intensify, productivity drops, and even personal relationships feel harder to manage. This episode reframes sleep as active preparation rather than passive downtime.

A major focus of the episode is the powerful role sleep plays in subconscious reprogramming. Joe explains how the brain naturally shifts into slower, more receptive states before and during sleep, making it an ideal time for subliminal affirmations. Listening to affirmations before bed — or quietly throughout the night — can help calm anxiety, reduce negative self-talk, and reinforce beliefs tied to confidence, abundance, and clarity. Listeners are encouraged to explore the sleep-focused affirmation content available on the Year of Profit YouTube channel as part of their nightly routine.

The episode also dives deep into practical, science-supported sleep strategies used by high performers. Topics include aligning sleep with natural 90-minute cycles, creating intentional wind-down rituals, optimizing the bedroom environment, managing caffeine intake, clearing mental clutter before bed, using morning light to reset circadian rhythms, and prioritizing consistency over perfection.

Joe further dismantles common sleep myths — such as "I'll sleep when I'm dead" or "I can catch up on weekends" — and explains how these beliefs quietly sabotage health, performance, and personal growth. The conversation closes with a guided reflection on rest, along with insights into why gentle stretching before bed and after waking can improve sleep quality, recovery, and daily energy.

This episode is a powerful reminder that sleep is not weakness — it is strategy. When rest is honored, clarity returns, motivation stabilizes, and progress becomes sustainable. If you're ready to stop running on empty and start waking up more focused, energized, and aligned, this episode may be the reset you've been searching for.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

View Details

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In this transformative episode of The Year of Profit, Joe Shortridge dives deep into a powerful concept that affects nearly every listener: The Someday Drawer. It's that place—physical or mental—where we store our dreams, goals, ideas, and intentions we swear we'll get to "someday." But as Joe explains, "someday" is not a date on the calendar. It's a delay tactic that keeps you stuck, overwhelmed, and disconnected from your true potential.

This episode uncovers why we hide our dreams away and how to finally break free from the "someday mindset." Joe explores the emotional and psychological roots behind procrastination, fear of failure, and the fantasy of the "future self" who somehow has more time, energy, and confidence than we do right now. Through relatable stories, real-life examples, and honest reflection, Joe reveals how The Someday Drawer quietly drains your confidence, steals your momentum, and convinces you that waiting is safer than starting.

Listeners will learn a clear, practical system for cleaning out The Someday Drawer, sorting what still matters, releasing what no longer fits your life, and choosing one meaningful project to begin today. Joe outlines a simple but powerful strategy called micro-starts, small actions that lower resistance and help you build momentum without feeling overwhelmed. Whether your dream is to start a business, learn a skill, improve your health, fix your finances, or repair a relationship, Joe shows you how small steps create big change.

A centerpiece of this episode is the introduction of The Today List, a three-question daily tool that keeps you focused, grounded, and moving forward. Unlike traditional to-do lists that pile on pressure, The Today List keeps your energy aligned with progress, clarity, and gratitude.

Listeners will walk away feeling inspired, empowered, and ready to take action—not someday, but today. This is a must-listen for anyone who feels stuck, overloaded with ideas, or tired of waiting for the "right time" to begin the life they want.

If you're ready to open that drawer, dust off your dormant dreams, and reclaim the life that's been waiting for you, this episode will give you the motivation and tools to get started—one small step at a time.

Tune in, share with someone who needs it, and start taking your first step toward a more intentional, more powerful, and more profitable life.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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In this episode of The Year of Profit, Joe explores one of the most underrated tools for improving mindset, confidence, and emotional resilience: humor. While most people try to fight or silence their negative self-talk, Joe reveals a surprisingly effective alternative — laughing at it.

We all have an inner critic. That little voice in our head that judges our decisions, questions our abilities, exaggerates our flaws, and tries to convince us we're not good enough. But what most people don't realize is that this voice is rarely our true self. It's usually old programming — echoes of past criticism, fear-based thinking, or outdated beliefs. And the more seriously we take it, the louder it becomes.

This episode shows you how to flip the script.

Joe walks you through the psychology behind why humor is so powerful. When you respond to a negative thought with lightness, exaggeration, or playfulness, you weaken the emotional charge behind it. Humor interrupts the stress response, lowers anxiety, and helps your brain detach from the negative message. This technique, known as cognitive defusion, teaches your mind that the thought is not a threat — and over time, this literally rewires your brain.

Listeners will learn practical tools like:

Giving your inner critic a silly voice

Turning negative thoughts into exaggerated cartoons

Naming your inner critic something ridiculous

Narrating your struggles like a comedic documentary

Using sarcasm or playful responses to neutralize harsh thoughts

Turning mistakes into sitcom moments instead of catastrophes

Joe also breaks down how humor can boost emotional resilience, create healthier self-talk patterns, and help listeners show up more confidently in daily life. And he emphasizes that humor isn't about dismissing real challenges — it's about making your internal world easier to navigate so you can focus on growth instead of self-sabotage.

Whether you wrestle with self-doubt, perfectionism, or overthinking, this episode gives you a fresh way to reclaim your inner world. You'll walk away feeling lighter, stronger, and more capable of turning self-criticism into self-compassion — one laugh at a time.

Your mind is your greatest asset. Let's start treating it with kindness, curiosity… and a little comedy.

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you're ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

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In this episode of The Year of Profit, we dive into one of the most transformative forces in personal and professional growth: confidence. Confidence isn't just a feeling — it's a tool, a skill, and a mindset that can unlock opportunities, improve decision-making, and propel you toward the life you truly want.

We explore how confidence is built, not born, and why it plays such a critical role in how we show up in the world. You'll learn how confidence shapes your behavior, influences how others perceive you, and even affects your ability to take risks and step out of your comfort zone. From body language to belief systems, we break down the internal and external components that create a powerful sense of self-assurance.

This episode also covers practical strategies for strengthening your confidence, including small daily habits that build inner trust, ways to rewire negative self-talk, techniques for creating "quick confidence boosts," and the mindset shifts that help you stop waiting for permission to grow. We'll talk about how confidence connects directly to earning potential, goal achievement, and long-term personal fulfillment.

Whether you're starting a new career chapter, launching a passion project, or simply wanting to step more boldly into your everyday life, this episode gives you the tools to begin unlocking your full potential — one confident step at a time.

Tune in to discover how confidence can become your greatest asset on the path to profit, purpose, and unstoppable momentum.

  1. Practice gratitude and self-compassion

  2. Focus on what you have: Regularly write down or reflect on three things you are grateful for to shift your focus to the positive aspects of your life.

  3. Embrace imperfection: Accept that mistakes are a part of learning and growth. Shift your mindset from "I need to do this perfectly" to "I will do my best, and that's enough".

  4. Incorporate physical activity and self-care

  5. Exercise regularly: Physical activity can improve your mood and outlook. Activities like walking, swimming, or yoga can help reduce stress and boost your well-being.

  6. Prioritize sleep and rest: Ensure you get enough sleep and take time for yourself to recharge your physical and mental health.

  7. Challenge negative thinking

  8. Replace negative beliefs: Consciously replace negative self-talk and unhelpful thoughts with positive, helpful ones.

  9. Learn from failures: Instead of seeing setbacks as definitive failures, view them as opportunities to learn and improve for the future.
  10. Practice thought-stopping: Be mindful of your thoughts and actively stop negative thought patterns when they occur.

  11. Build a supportive environment

  12. Connect with others: Spend time with positive people and nurture your relationships. A strong social network can reduce feelings of loneliness and isolation.

  13. Seek support: Don't hesitate to reach out for help from friends, family, mentors, or professionals when you need it.

  14. Adopt positive habits

  15. Create a routine: Start your day with a consistent morning routine to set a positive and productive tone.

  16. Practice mindfulness: Pay attention to the present moment to help declutter your mind and find peace.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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In this empowering episode of The Year of Profit, Joe Shortridge explores the mindset and habits that separate the truly successful from those still waiting for life to change. "How to Act Like a Millionaire" isn't about faking wealth or pretending to be something you're not — it's about becoming the kind of person who naturally attracts success, opportunity, and abundance.

Joe breaks down how small, intentional actions can rewire your confidence, focus, and even your brain's ability to notice the good around you. From dressing better to boost your self-image, to understanding why investing in quality over quantity actually saves you money and energy, this episode is packed with practical ways to elevate your everyday life.

Listeners will learn how to design powerful morning rituals that set the tone for a productive day — the same kinds of rituals millionaires and high performers use to stay grounded, focused, and clear. Joe also dives into the fascinating science of the Reticular Activating System (RAS) — the brain's natural filter that determines what you pay attention to. When you learn how to train your RAS, you can shift from seeing problems to seeing possibilities, from scarcity to abundance.

One of the most inspiring moments in this episode is the story of a woman who decided to change her energy before changing her income. Though she wasn't wealthy, she made a habit of visiting five-star hotel lobbies, buying a single cup of coffee, and spending time in that luxurious environment. Over time, she began to feel like she belonged in that world — and eventually, her outer life caught up to her inner belief.

Joe reminds us that acting like a millionaire has nothing to do with showing off or materialism. It's about mindset, energy, and intention — choosing to value yourself enough to live with purpose, care, and confidence. When you carry yourself like someone who expects good things, you begin to attract them naturally.

By the end of the episode, you'll walk away with a practical action plan for embodying success:

  • Dress intentionally, not expensively.
  • Buy for quality, not quantity.
  • Create a morning ritual that grounds and empowers you.
  • Train your brain to focus on abundance.
  • Surround yourself with environments that inspire you.

Whether you're an entrepreneur, creative, or simply someone ready to grow, this episode will help you shift from waiting for success to becoming the person who creates it.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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In this powerful and deeply relatable episode of The Year of Profit, host Joe Shortridge explores one of the most overlooked forms of debt — Time Debt — the hidden cost we all pay when we procrastinate, delay, or put off the things that matter most.

We've all felt it: that growing sense of guilt, stress, and overwhelm when tasks start to pile up and opportunities slip through our fingers. Joe breaks down how every "I'll do it later" quietly compounds into emotional and mental interest — draining our energy, clarity, and focus over time.

Drawing parallels between financial and time debt, Joe reveals how every delayed task carries a hidden cost. Through psychology, neuroscience, and real-world experience, he explains how unmade decisions linger in the mind like open browser tabs, keeping us in a constant state of low-level anxiety. This episode uncovers how procrastination isn't laziness — it's emotional overload — and how guilt and shame often paralyze us from taking the very actions that would set us free.

Listeners will connect with Joe's honest and personal story about putting off launching his first podcast — and the realization that waiting for "perfect" only delayed growth and momentum. He shares how those same lessons apply to anyone feeling stuck or behind.

In the second half of the show, Joe walks you through a step-by-step process to start paying off your time debt and building what he calls time wealth. You'll learn practical tools like:

The Two-Minute Rule — a simple way to eliminate small tasks before they grow.

Time budgeting — treating your hours like money and investing them intentionally.

Micro-commitments — the power of small actions to create unstoppable momentum.

And the importance of forgiving yourself — because shame only adds more debt.

This episode will make you think differently about how you spend your time and how procrastination affects not just your productivity, but your mental health, relationships, and long-term success.

Joe reminds us that every delay today is a withdrawal from our future — and every action we take now is a deposit toward a richer, freer tomorrow.

If you've been feeling stuck, overwhelmed, or guilty about not getting enough done, this conversation will help you see that it's not too late to start fresh — and that today is the best day to take control of your time again.

Because as Joe says, "Time is the one debt you can never borrow back."

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you're ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

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Have you ever stood beneath a star-filled sky or listened to a piece of music so powerful it sent chills down your spine? That feeling — that deep sense of wonder that stops time for just a moment — is called awe. In this episode of The Year of Profit, Joe Shortridge explores the extraordinary emotion that science is proving can transform the way we think, feel, and live.

Awe isn't just poetic or spiritual — it's neurological. Researchers have discovered that moments of awe actually quiet the brain's default mode network — the region tied to self-focus and internal chatter. When that part of the brain calms, our sense of self expands, stress decreases, and feelings of connection grow stronger. In other words, awe helps us step out of our heads and into the vastness of life itself.

Joe unpacks how awe impacts both the body and the mind. It lowers cortisol, slows the heart rate, and activates the parasympathetic nervous system, guiding us into calm awareness. People who experience awe regularly are not only happier but also physically healthier, more creative, and more compassionate. It's a reminder that success isn't built only on hustle — it's also built on perspective.

Through stories, science, and reflection, Joe shows how awe can reshape our outlook on life. It helps us see the world from a wider lens, turning stress into gratitude and fear into curiosity. Whether it's witnessing an act of kindness, exploring nature, or hearing an inspiring story, awe connects us to something greater than ourselves — something infinite and meaningful.

Listeners will also discover simple, practical ways to experience more awe in their daily routines. Joe shares tools like taking "awe walks," where you intentionally seek wonder in the ordinary, or spending quiet moments looking up at the night sky. Even listening to music that moves your soul or expressing gratitude can open the door to awe.

In a world that often feels rushed and self-centered, awe reminds us of what really matters. It's a natural reset — one that restores creativity, deepens empathy, and reignites motivation. By learning to live in awe, we don't just find peace; we rediscover our purpose.

So, take a deep breath, slow down, and join Joe as he explores how awe rewires your brain and reawakens your spirit. Because sometimes, the most powerful path to success isn't pushing harder — it's pausing long enough to be amazed.

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you're ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

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In this inspiring episode of The Year of Profit, host Joe Shortridge explores a life-changing idea that proves you don't have to go far to feel alive. It's called the micro-adventure — a small, local, low-cost exploration designed to refresh your mind, recharge your energy, and reignite your sense of wonder.

Modern life runs on routine — the same commute, the same coffee, the same screens. Over time, that sameness dulls our creativity and drains our energy. Joe explains how micro-adventures break that pattern by introducing novelty, curiosity, and movement back into everyday life. Even a simple walk in a new park or a drive down an unfamiliar road can lift your mood and clear mental fog.

Drawing on scientific studies and personal experience, Joe dives into why micro-adventures are so powerful for mental health. Research shows that new experiences stimulate dopamine, the brain's "motivation molecule," while spending time in nature lowers stress hormones and improves focus. Together, novelty and nature form a natural reset button for the mind.

Joe also shares a personal story about escaping burnout through a two-hour visit to a local park — no phone, no agenda, just presence. That small detour brought him more peace and clarity than an entire weekend off. It's a powerful reminder that healing and inspiration are often waiting just outside your door.

Listeners will discover eight practical ways to start their own micro-adventures, including mystery drives, backyard camping, urban explorations, sky gazing, and even "sound journeys." Each idea encourages mindfulness, play, and connection with the world around you — without requiring time off work or big expenses.

In true Year of Profit fashion, Joe ties the concept back to emotional wealth and balance. He introduces the idea of "mental compound interest" — small acts of reconnection that build long-term focus, creativity, and gratitude. Every micro-adventure becomes an investment in your personal growth and well-being.

The episode closes with a heartfelt challenge: plan just one micro-adventure this week. Take a detour, chase a sunrise, or visit somewhere new. Reflect afterward on how you feel — calmer, clearer, and more alive. That's the real profit of presence: realizing that you don't need to escape your life to appreciate it.

If you're feeling stuck, burned out, or creatively drained, this episode will remind you that the world is still full of wonder — and it's closer than you think.

Tune in to learn how small adventures create big transformations.

Keywords: micro-adventures, mental health, mindfulness, nature therapy, stress relief, self-care, local exploration, simplicity, emotional wealth, Year of Profit podcast

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you're ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

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In this episode of The Year of Profit, Joe Shortridge explores one of the silent killers of productivity and peace of mind: decision fatigue. Every day, we make hundreds—sometimes thousands—of tiny choices, from what to wear, what to eat, which emails to answer first, and even which route to take to work. Each decision chips away at our mental energy, leaving us feeling drained, unfocused, and overwhelmed. But what if you could take back that energy and use it for what really matters?

Joe dives into the science and psychology behind decision fatigue, explaining how the human brain, while powerful, has a limited capacity for high-quality decisions each day. The more trivial choices we face early on, the less clarity we have for the big ones later—like building your business, nurturing relationships, or staying on track with your personal goals.

Listeners will learn practical, real-world strategies for decluttering their decision-making process. Joe breaks down the concept of a "decision detox"—a structured way to simplify your environment and habits so you can spend less time choosing and more time doing. From creating routines that eliminate small daily choices to automating recurring tasks, he explains how to design a life that conserves your mental energy for what truly moves you forward.

He also shares relatable stories about how successful entrepreneurs, athletes, and creatives manage their mental bandwidth. You'll hear about people like Steve Jobs, who wore the same outfit every day to avoid wasting decision power, and athletes who follow strict routines before big games so they can focus entirely on performance.

Joe also opens up about his own experiences—moments when his day got hijacked by too many small choices, leaving him feeling mentally drained before noon. By setting up simple systems and focusing on consistency over complexity, he found a way to reclaim that lost energy and apply it to creative work and long-term growth.

This episode isn't about giving up your freedom of choice—it's about strategic simplicity. Joe helps you reframe your mindset around decision-making, showing that less clutter in your mind equals more clarity in your life. You'll learn how to:

• Create a morning routine that minimizes early decision stress.

• Simplify your wardrobe, workspace, and digital environment.

• Automate repetitive tasks and payments.

• Set clear priorities so your decisions align with your values and goals.

• Use the "two-option rule" to avoid analysis paralysis.

By the end of this episode, you'll understand how to detox from the daily chaos of decision overload and step into a life that feels more intentional, focused, and energized.

If you've ever felt mentally exhausted before the day was halfway through—or if you're striving to be more productive without burning out—this episode is your roadmap to clearer thinking and renewed motivation.

Tune in and discover how simplifying your life can supercharge your energy, creativity, and profits.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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In today's episode.

We're talking about the top ten regrets of the dying. These are the lessons people share at the end of their lives — not out of sadness, but as wisdom. And the truth is, we don't have to wait until our final days to start living without regret. So today, let's walk through what those regrets are, why they happen, and how you can make changes today to live your best life now.

[SEGMENT 1: Setting the Scene

This episode was inspired by a book written by palliative care nurse Bronnie Ware, who spent years caring for people in their final weeks. She noticed common patterns — things people wished they had done differently.

What's powerful about this is that every single regret was preventable. They weren't about money or success. They were about living authentically, loving deeply, and having courage.

So let's go through them — the top ten regrets of the dying — and talk about how you can avoid each one.

[REGRET #1: "I wish I'd had the courage to live a life true to myself."

This one tops almost every list. People regret living to meet others' expectations — parents, bosses, friends — instead of following their own path.

So many of us play it safe. We silence that inner voice that says, "I want to write. I want to travel. I want to start my own business." We tell ourselves it's too late, too risky, or too selfish.

But let me tell you — nothing is more selfish than not sharing your true gifts with the world.

Action step: Ask yourself, "If I had five years left, what would I stop doing today?" Then take one step — just one — toward the life that feels authentic to you.

[REGRET #2: "I wish I hadn't worked so hard."

Now, this doesn't mean you shouldn't work hard — I'm all for hustle. But most people regret what they worked for. They missed time with their kids, their partners, their passions — chasing promotions that didn't bring fulfillment.

We need to redefine success. Success isn't how much you make — it's how much time you own.

Action step: Schedule your priorities before your tasks. If family dinner matters — put it on your calendar like a meeting with your CEO. Because guess what? You are the CEO of your life.

[REGRET #3: "I wish I'd had the courage to express my feelings."

This one's tough. People hold in anger, love, gratitude — everything. They fear rejection or conflict, so they stay silent.

But unspoken words weigh heavy on the heart. Whether it's telling someone you love them, or forgiving someone who hurt you — it's never too late to speak your truth.

Action step: Text, call, or write to someone you've been meaning to reach out to. Tell them what's real. Even if it's messy, it's honest — and that's freedom.

[REGRET #4: "I wish I had stayed in touch with my friends."

Life gets busy. We move, change jobs, raise families — and somehow the people who made us laugh the hardest start fading from our lives.

At the end, people often realize that friendship is one of life's greatest currencies.

Action step: Make a "connection list." Five people who bring joy or meaning to your life. Reach out to one person a week — not with a text, but a real call or coffee.

Relationships are profit you can't measure in dollars.

[REGRET #5: "I wish I had let myself be happier."

Happiness isn't a reward — it's a choice. Many people stay stuck in old habits, fear change, or wait for "someday" to be happy.

But happiness happens when we let go — when we stop needing everything to be perfect and just be present.

Action step: Each morning, list three things you're grateful for — even small ones. Gratitude flips your focus from what's missing to what's meaningful.

[REGRET #6: "I wish I had taken more risks."

Comfort zones are cozy, but nothing grows there. People regret the chances they didn't take far more than the ones they did.

Fear will always be there — but courage isn't about eliminating fear. It's about acting despite it.

Action step: Take one small risk this week — something that scares you a little. Maybe start a conversation, pitch your idea, or book that trip.

[REGRET #7: "I wish I had taken better care of my body and mind."

Our bodies are the vehicles for our dreams. But so many people only realize that after neglecting their health for decades.

Action step: Move a little more. Eat with intention. Sleep well. Meditate. Pray. Breathe. Your mind and body are partners in your purpose.

[REGRET #8: "I wish I had pursued my passions."

Remember those dreams you had as a kid? The art, the music, the invention — all the things you put on the shelf for "someday"? Someday never comes unless you create it.

Action step: Pick up that passion again. Paint. Sing. Write. Build. Create something just because. Passion fuel's purpose.

[REGRET #9: "I wish I had made a difference."

The dying often reflects not on what they got, but what they gave. They wish they'd left a legacy, big or small — something that made life better for others.

Action step: Ask yourself, "Whose life can I touch today?" Kindness, volunteering, mentoring — it all matters. The ripple you start today could outlive you.

[REGRET #10: "I wish I'd lived more in the moment."

We spend so much time replaying the past or pre-living the future, that we forget now is the only time that's real. People at the end of life often say they wish they'd noticed more sunsets, more laughter, more quiet moments.

Action step: Put your phone down. Look around. Take a breath. Life is happening right now.

So there they are — the ten most common regrets of the dying. But here's the good news: You're alive. That means it's not too late.

You can rewrite your story — one decision at a time. Live boldly. Speak honestly. Love deeply.

And remember — profit isn't just money. It's time, purpose, peace, and love.

Thank you for joining me today on The Year of Profit. If this episode moved you, share it with someone who needs to hear it. Let's help each other live lives so full, that when our time comes, the only thing left to say is, "I really lived."

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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Welcome back to the show. Today, we're diving into something a little different—something we often overlook because we're so busy, so plugged in, and so surrounded by noise.

The topic is silence.

Now, when I say silence, I don't just mean the absence of sound. I mean the presence of quiet moments where we can hear ourselves think, moments where creativity can bloom, and moments where our intuition and resilience can actually strengthen.

Think about it: Some of the greatest minds in history used silence as part of their creative process. Einstein took long walks alone. Beethoven was known for retreating into quiet to hear the music in his head. Even today, leaders, artists, and innovators deliberately carve out space for silence.

In this episode, we're going to explore three big ways silence shapes us:

  1. How it boosts creativity

  2. How it awakens intuition

  3. And how it builds emotional resilience

And along the way, I'll share some stories, science, and a few practical ways you can invite silence into your life.

So, let's step into the quiet together.

________________________________________

Part 1: Silence & Creativity

Here's the truth: our brains were not designed for constant stimulation.

We live in a world where the moment we wake up, we grab our phone, scroll social media, and fill our head with noise. The problem is, creativity doesn't thrive in chaos. It thrives in the gaps.

Neuroscience shows that when we give ourselves silence, the brain slips into what's called the default mode network. That's a fancy term for the state where our mind wanders, connects ideas, and solves problems we couldn't figure out when we were actively "thinking."

Think about when your best ideas come. Is it when you're in front of a spreadsheet? Or when you're driving in silence, taking a shower, or walking alone? That's silence doing its work.

Take writers, for example. Maya Angelou would rent a hotel room—no distractions—just her, a notebook, and silence. She said it allowed her to listen to the words forming inside.

Or inventors like Nikola Tesla, who would sit in complete silence, visualizing his inventions in his mind before ever touching a piece of metal.

Practical tip: Here's something you can try today. Instead of filling every gap with music, podcasts, or TV—pick one small window of silence. Maybe it's ten minutes in the morning. Maybe it's your commute without the radio. See what ideas surface.

I remember a time when I was completely stuck on a project. I kept pushing, forcing the ideas, and nothing was coming. So, I shut everything off and went for a walk. By the end of that walk, I had the breakthrough I needed—and it wasn't because I was working harder. It was because I gave silence space to do its job.

________________________________________

Part 2: Silence & Intuition

Now, let's talk about intuition—that inner voice we often ignore.

We all have it. But here's the problem: we drown it out with constant input. News alerts, texts, conversations, music, podcasts—there's no room for the inner voice to speak.

Psychologists say intuition is really the brain processing patterns faster than our conscious mind can. It's like a supercomputer running in the background. But to access it, we need quiet.

Many traditions across cultures understood this. Native Americans practiced vision quests—going into silence in nature to receive guidance. Monks use silence in prayer and meditation to connect with deeper wisdom. Even athletes use visualization in silence to prepare mentally for big moments.

Practical exercise: Try this—before making a big decision, sit in silence for five minutes. Ask yourself the question. Don't overthink it. Just sit. Then, notice the first thought, feeling, or image that comes. That's often your intuition.

I can tell you from personal experience—there have been moments when I ignored my intuition because I was too distracted, and I regretted it. And there were other times, when I gave myself that quiet pause, that I felt guided in the right direction. Silence is the doorway to that inner knowing.

________________________________________

Part 3: Silence & Emotional Resilience

The third benefit of silence is emotional resilience.

Life is loud—not just physically, but emotionally. We carry stress, we get overwhelmed, and our emotions pile up. Without moments of silence, we don't process them.

Studies show that silence can lower cortisol levels—the stress hormone. It can slow down the heart rate, reduce blood pressure, and create space between stimulus and response. That means, when something stressful happens, you're less reactive and more resilient.

Think about arguments. If you can step into silence—even for a few minutes—you can respond instead of react. That's resilience.

Silence has also been used as a form of healing. Veterans struggling with PTSD, for example, often benefit from silent meditation or time in quiet nature. It doesn't erase pain, but it gives the nervous system a chance to reset.

Practical strategy: Try starting your day with five minutes of silence—no phone, no TV, no distractions. Just sit with your breath. Or, try ending your day with silence before bed. It's like hitting a reset button for your mind and emotions.

The more we practice silence, the more resilient we become. Instead of being thrown off by life's noise, we find a still point inside ourselves that doesn't shake as easily.

________________________________________

Wrap-Up & Call to Action

So, let's recap.

Silence shapes us in three powerful ways:

• It fuels creativity by letting ideas connect in the quiet.

• It strengthens intuition by allowing us to hear our inner voice.

• And it builds emotional resilience by calming our nervous system and giving us space to reset.

Here's my challenge for you: Today, carve out five minutes of silence. No distractions, no devices. Just be. See what comes up. You might be surprised at what you discover.

And if you try this, I'd love to hear about your experience. Reach out, share your story—because silence, while personal, is something we can all learn from together.

Thank you for joining me today. If you found this episode helpful, share it with someone who might need a little quieter in their life.

Until next time, take a breath… embrace the silence… and let it shape you.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

View Details

Please hit Subscribe and leave a 5-Star review

Click here to see my book, From Zero to Podcaster.

https://a.co/d/6DTQvMQ

Click here for my book the 14 Day Morning Affirmation Transformation.

https://a.co/d/jfg0Urc

Click here to go to the Facebook page.

https://www.facebook.com/profile.php?id=100076311491473

Click here to save on high-end clothing.

https://poshmark.com/closet/happie22

Click here to see the book, Ohio the haut of it all.

https://a.co/d/bLq8lgx

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

Show Transcript

Don't rely on Social Security as your sole source of income in retirement—it won't be enough.

Investing only up to the match on a 401(k) isn't enough for retirement. Set yourself up for success by putting away 15% of your income each year.

Many people plan on working through retirement, but only a small percentage actually do.

Medicare doesn't cover all health expenses—especially deductibles, copays or any long-term care.

It's never too late to start saving for retirement, and you should do it with the help of an investment pro to give you confidence that you’re heading in the right direction.

Its ok to ask for help

I have a fanatical advisor for my retirement.

Find Your Pros

Listen, we all want to build wealth and have the retirement of our dreams. But it’s not going to happen if we’re getting sidetracked by all the naysayers and the misinformation swirling around.

Get expert money advice to reach your money goals faster!

There are myths about retirement everywhere. Maybe your angry broke uncle thinks “the little man can’t get ahead” or your buddy shared some sketchy financial “advice” on social media (stick to funny dance videos, TikTok). No matter where they come from, those myths and lies could keep you from taking the steps you need to take to secure your retirement future.

So, get ready, because today we’re going to bust the top six retirement myths so you can start building the retirement of your dreams—right now.

Myth #1: I’ll Live Off Social Security Income

This is a common one . . . but relying on the government to take care of you in retirement is dumb with a capital D. Here’s the reality: Living off Social Security will only lead to social insecurity.

The problem is, there’s a huge gap between what future retirees think they’re going to receive from Social Security and what they’re actually going to get.

Right now, retirees receive an average monthly income of $1,918 from Social Security.1 That’s about $23,000 per year. That’s barely enough to keep the lights on and put food on the table, let alone actually enjoy a comfortable retirement! And yet, a recent poll found that nearly 1 out of 5 Americans (17%) don’t expect to have any source of retirement income beyond Social Security.2 Yikes.

And the news gets worse for those who aren’t retiring for a while, because the latest projections show that Social Security benefits will be slashed by more than 20% in 2033 unless Congress takes action.3

Do you really want the quality of your life to be dependent on how the Senate votes? If you want to travel the world, start that business, or pursue your dreams in retirement, this is your wake-up call. Social Security just isn’t going to cut it. It’s time to take matters into your own hands and start taking steps to secure your retirement future—today.

Your retirement is your job—not the government’s.

Myth #2: If I Invest Up to My 401(k) Match, I’ll Have Enough to Retire

First of all, if your company offers you a match on your 401(k), take that match! It’s a fantastic place to start investing. But stopping at the 401(k) match is like running a marathon and stopping a quarter of the way into the race. We hate to break it to you, but you don’t get a medal for stopping at mile seven!

If you really want to build a solid nest egg, you need to invest 15% of your income into retirement. And that means you have to invest beyond the match.

Sound scary? Not if you’ve built a solid foundation for your finances first! When it comes to wealth building, we believe in the Baby Steps. And investing for retirement doesn’t happen until Baby Step 4.

So, what are the first three steps? Before you start investing, you need to pay off all your debts (except your mortgage) and save up an emergency fund of 3–6 months of expenses. That frees up your most important wealth-building tool—your income. With no debt and a full emergency fund, you’ll have room in your budget to invest 15% of your income for retirement!

Once you’re ready, here’s what we recommend:

If you have a traditional 401(k): Contribute up to your employer’s match in your 401(k), then work with a pro to invest the rest in a Roth IRA. If you max out your Roth IRA and still haven’t hit 15% of your income, go back to your 401(k).

If you have a Roth 401(k): You’re in luck! As long as you have good mutual fund investment options, you can invest your full 15% in your workplace account.

There’s a whole group of folks out there called Baby Steps Millionaires who have worked and saved their way to millionaire status using this strategy. They consistently invested 15% of their income into their 401(k)s and IRAs month after month, year after year . . . until one day they looked up and realized they had a million-dollar net worth!

Myth #3: I’ll Work Through Retirement

Whether it’s those crushing health care costs, higher-than-expected living expenses, or simply because they can’t afford to retire, 75% of workers say they plan to work during their retirement years. And yet, just 30% of retirees actually end up working.4 Do you want to bet your future on those odds? Probably not.

If you do work in retirement, it should be because you want to—not because you have to. So between now and then, you have to do all you can to set yourself up for a comfortable retirement without needing a job to pay the bills. If you’re struggling to take those steps, maybe it’s time to figure out why.

You can start by learning how to control the way you behave with money. Check out Rachel Cruze’s book Know Yourself, Know Your Money, so you can learn more about why you handle money the way you do and what you can do about it now.

Myth #4: Medicare Will Cover My Medical Expenses

There’s a lot of confusion about Medicare (the government-provided health insurance program for folks age 65 or older) and what it can and can’t do. So, let’s clear the air here.

Medicare can give you affordable health insurance coverage for doctor visits, medication and hospitalization once you blow the candles out on your 65th birthday cake. That’s the good news.

However, Medicare doesn’t cover the cost of deductibles, copays or any long-term care, like the care you’d receive in a nursing home or assisted living facility that lasts more than 100 days. Those costs are on you. That’s the bad news.

This is really important because the biggest health expense in retirement is long-term care. Here are some numbers to keep in mind:

The median annual cost for care at an assisted living facility is $64,200, and a private room at a nursing home costs about twice as much ($116,800).5

Someone turning 65 years old today has almost a 70% chance of needing long-term care of some kind.6

In extreme cases, some couples could need up to $413,000 for health care expenses in retirement—even if they have Medicare.7

Listen, just like good ol’ Social Security, the future of Medicare is also pretty murky if you’re not retiring in the next few years. That’s because Congress might have to raise the eligibility age, increase premiums, or reduce coverage in order to cut costs and keep Medicare benefits going for future retirees.

That means that regardless of Medicare, you need a plan to cover all these health costs in your golden years! Here’s how to safeguard your retirement from medical expenses:

Step 1: Get long-term care insurance the day you turn 60. It’s not a fun birthday gift, but you’ll reap the rewards if you or your spouse ever need this service.

Step 2: Kick your retirement savings into high gear. The sooner you realize you can’t rely on Medicare, the more time you have to ramp up your savings.

Step 3: Do you have an insurance policy with a Health Savings Account (HSA)? If you do, your HSA (think of it as a “Health IRA”) could help you fill the gap and pay for medical expenses that Medicare can’t pay for. Not only does the money you invest in an HSA grow tax-free, but you can also take out money in retirement to pay for medical expenses without paying any taxes on it. That’s a win-win!

Myth #5: It’s Too Late for Me to Save for Retirement

If you feel scared about your retirement future, here’s the truth: No matter how close you are to retiring, there’s still time to grow your retirement savings

Let’s say you turn 40 this year and bring home around $4,000 a month. By investing 15% of your income until you retire, you could end up with a nest egg worth close to $1.2 million.

Well, that’s great if you’re 40. But what if you’re 50? Contribute 25% of your income toward retirement until you’re 67 and you could have $592,000. Is that better than zero? You bet it is!

No matter how old you are or how much you’ve saved so far, you can still do something. Don’t waste another minute by counting on the government to take care of you in your later years! Remember: The more time your money has to grow, the more compound growth can work in your favor.

Myth #6: I Can Do It on My Own

When it comes to investing, it can be tempting to fly solo and guess your way through it. But there’s a reason why every flight you’ve ever been on has a pilot and ­a copilot in the cockpit. When you’re on your own and you don’t know what you’re doing, you might crash and burn or end up way off course from where you want to be. (Nobody wants that.)

Working with an investment professional will give you confidence that you’re heading in the right direction and help you focus on the long-term game. And it’s more than just confidence. It’s building a quality team around you to help you make the right moves.

View Details

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Click here to see my book, From Zero to Podcaster.

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“Welcome to the Year of Profit

podcast, the place where we talk about building wealth in every part of your life—financially, mentally, and emotionally. I’m your host, Joe Shortridge, and today we’re diving into a topic that every single one of us has struggled with at some point: confidence and self-worth.

Now, if you’ve ever walked into a room and felt like you weren’t good enough, or you’ve held yourself back from opportunities because of self-doubt, then this episode is for you. We’re going to talk about proven, real-world strategies to build confidence, boost your self-worth, and step into your power.

So grab your coffee, settle in, and let’s start rewriting the story you’ve been telling yourself.”

SEGMENT 1: Understanding Confidence & Self-Worth

  • Define confidence: trusting your ability to handle situations.

  • Define self-worth: the belief that you deserve love, respect, and success.

  • Psychology piece: how childhood, failures, and comparison can erode self-worth.

Childhood experiences like abuse or neglect create negative self-perceptions, while repeated failures foster feelings of inadequacy. These internal issues are amplified by social comparisons, particularly in the age of social media, leading to persistent self-criticism and diminished self-worth. Over time, this cycle erodes confidence, creating deeply ingrained negative beliefs that can only be countered through self-compassion, challenging negative thoughts, and focusing on personal strengths and achievements.

  • Message: “Confidence is not the absence of fear—it’s the decision to move forward anyway.”

SEGMENT 2: Proven Ways to Build Confidence

  1. Master Small Wins

  2. Do one thing daily outside your comfort zone.

  3. Build momentum by stacking little victories.

  4. Example: speaking up in a meeting, trying a new workout, introducing yourself to someone new.

  5. Body Language & Physiology

  6. How posture, eye contact, and tone of voice change your self-perception.

  7. Practical: “Power poses” for 2 minutes before an interview or presentation.

  8. Skill Building = Confidence

  9. Confidence grows when competence grows.

  10. Example: Learning public speaking, money management, or fitness habits.

  11. Speak Kindly to Yourself

  12. Replacing self-criticism with affirmations.

  13. Give the audience a sample affirmation: “I am capable. I am learning. I am enough.”

SEGMENT 3: Building Self-Worth

  1. Stop the Comparison Trap

  2. Social media vs. reality.

  3. Ask: “Am I comparing my behind-the-scenes to someone else’s highlight reel?”

  4. Set Boundaries

  5. Self-worth grows when you stop saying yes to everything.

  6. Example: protecting your time, energy, and relationships.

  7. Practice Gratitude

  8. Daily gratitude journaling rewires the brain to focus on strengths.

  9. Ask listeners to write 3 things tonight that they appreciate about themselves.

  10. Celebrate Progress, Not Perfection

  11. Reframe failures as feedback.

  12. Story: A well-known figure who failed repeatedly before succeeding (e.g., J.K. Rowling, Thomas Edison).

Walt Disney

had his first animation company go bankrupt and was fired from a newspaper for lacking imagination before creating Disneyland and Mickey Mouse.

Stephen King

faced rejection from publishers before finding success, many times


SEGMENT 4: Exercises & Takeaways

  • The Mirror Exercise: Every morning, say one thing you love about yourself in the mirror.

  • Confidence Journal: Write down one win every night.

  • Accountability Partner: Find someone who supports your growth.

  • Invite listeners: “Pick just one of these exercises and commit to doing it this week.”


SEGMENT 5: Long-Term Habits to Maintain Confidence

  • Keep learning and growing.

  • Surround yourself with positive, uplifting people.

  • Practice mindfulness and meditation to quiet self-doubt.

  • Volunteer or mentor—serving others boosts self-worth.


“Confidence and self-worth aren’t things you’re born with—they’re things you build. Every day, with small steps, you can rewrite the way you see yourself. Remember: you are enough, and you deserve success, love, and happiness.

Thank you for tuning into the Year of Profit podcast. If this episode helped you, please share it with a friend who could use a boost of confidence. And don’t forget to subscribe so you don’t miss the next episode.

I’m Joe Shortridge, reminding you to profit not just in money, but in life. Until next time, keep moving forward.”

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

View Details

Please hit Subscribe and leave a 5-Star review

Click here to see my book, From Zero to Podcaster.

https://a.co/d/6DTQvMQ

Click here for my book the 14 Day Morning Affirmation Transformation.

https://a.co/d/jfg0Urc

Click here to go to the Facebook page.

https://www.facebook.com/profile.php?id=100076311491473

Click here to save on high-end clothing.

https://poshmark.com/closet/happie22

Click here to see the book, Ohio the haut of it all.

https://a.co/d/bLq8lgx

Welcome back to the Year of Profit podcast, where we uncover ways to live more fully, grow personally, and profit in every area of life. I’m your host, Joe Shortridge, and today we’re diving into a question I guarantee you’ve asked yourself at least once this week—probably even this morning: Why am I always tired?

Now, I’m not talking about the occasional tiredness after staying up too late watching Netflix, or after pulling a long shift at work. I’m talking about that constant tiredness. The kind where no matter how much you sleep, you never feel fully rested. The kind where you wake up tired, go through the day tired, and crawl back into bed—guess what—still tired.

Today, we’re going to break this down. We’ll talk about the physical, mental, emotional, and lifestyle causes of fatigue, and more importantly—how you can take back your energy and live a life that feels lighter, brighter, and more powerful.

You know, I want to share something personal here. For the longest time, I was feeling tired all the time. And not just the kind of tired where you stay up too late once in a while—I mean the kind of tired that follows you day after day. I was still doing the things I loved, like walking and riding my bike, but instead of feeling energized afterward, I felt drained. It was frustrating, because I thought, “I’m staying active, so why am I still exhausted?”

Then I started looking at what I was putting into my body and what I was allowing into my mind. I realized my diet wasn’t really supporting me—I was eating too many convenience foods, grabbing whatever was quick, and not paying attention to what my body truly needed. On top of that, my mindset wasn’t helping. I was carrying stress, telling myself I was just getting older, and accepting fatigue as my “new normal.” That’s when I decided something had to change. I began eating differently—more whole foods, more vegetables, more balanced meals—and slowly I started noticing a difference. But the real shift happened when I paired that with a better mindset. Instead of expecting to feel tired, I began expecting to feel strong and capable. That combination—better fuel for my body and a healthier outlook for my mind—made all the difference. And that’s when things really started to turn around. Not overnight, but little by little, I noticed I wasn’t dragging myself through the day anymore. I felt lighter, clearer, and more alive.

Segment 1: The Physical Roots of Fatigue

Let’s start with the obvious: the body.

Your body is a machine, and like any machine, it runs on inputs. Poor inputs = poor performance.

  • Sleep: We’ve been told we need 7–9 hours, but here’s the kicker—it’s not just about hours, it’s about quality. Deep sleep and REM are critical. If you’re waking up multiple times a night, scrolling on your phone before bed, or sleeping in a noisy environment—you’re not really resting.

Diet: Sugar highs, processed foods, too much caffeine—they create a rollercoaster. Energy spikes, then crashes. On the flip side, deficiencies like iron, B12, vitamin D, magnesium—they’re silent energy killers.

  • Example: many people think they’re depressed or lazy when they’re actually just low on vitamin D.

  • Hydration: Dehydration as little as 2% can make you feel foggy. And we often confuse thirst with hunger.

  • Exercise: Sedentary living makes your body sluggish. Paradoxically, moving gives you energy. That 20-minute walk you don’t “feel like” doing? That’s the very thing that would wake you up.

When was the last time you had a full week of truly restorative sleep, daily hydration, and consistent movement?


Segment 2: Mental and Emotional Exhaustion

Now let’s shift gears—because even if your body’s in good shape, you can still feel wiped out. Why? The mind.

  • Stress: Living in constant fight-or-flight. Your body keeps pumping stress hormones like cortisol, which leaves you drained.

  • Decision fatigue: You make hundreds of decisions daily. What to wear, what to eat, how to respond to texts. Each one chips away at your mental energy.

  • Emotional baggage: Carrying resentment, guilt, or anxiety? That weighs heavier than any dumbbell.

  • Lack of purpose: When you wake up with nothing to look forward to, even brushing your teeth feels exhausting. Energy flows where passion goes.


Segment 3: Lifestyle and Habit Traps

Here’s where many of us trip up: the little daily habits that drain us.

  • Screen time: Blue light before bed messes with melatonin. Late-night scrolling is stealing your sleep.

  • Irregular routines: Your body loves rhythm. Constantly changing bedtimes and wake-up times confuse your internal clock.

  • Overcommitment: Saying “yes” to everyone else leaves nothing for you. Burnout often disguises itself as tiredness.

  • Stimulant dependency: Coffee isn’t the enemy, but if you’re relying on 5 cups a day—you’re masking the problem, not solving it.

Relatable humor moment: “How many of you have ever said, ‘I’m exhausted,’ while holding a double espresso in your hand?”


Segment 4: Practical Solutions and Energy Hacks

Now let’s flip it—what can we do?

  1. Audit your sleep – Same bedtime, dark cool room, no screens an hour before bed.

  2. Fuel your body – Whole foods, hydration, and check nutrients with your doctor.

  3. Move – Daily, even just light exercise.

  4. Declutter your mind – Journaling, meditation, breathing exercises.

  5. Energy management – Work on your most important tasks when you’re naturally most alert.

  6. Boundaries – Learn the power of “no” to protect your energy.

  7. Purpose check – Align daily actions with what truly matters to you.


Segment 5: Interactive Q\&A / Reflection

Even if you don’t have live callers, you can do this by:

  • Reading out common questions people ask about fatigue.

  • Example: “Do power naps really help?” → Yes, if under 30 minutes.

  • “What about energy drinks?” → Short boost, long crash.

  • “Can mindset really change energy?” → Absolutely—positive expectation increases dopamine, which fuels motivation.

  • What drains me most right now?

  • What gives me energy?

  • What one small change could I start today?


Segment 6: Closing Motivation

Here’s the truth: being tired all the time isn’t normal, and it isn’t how life is meant to be lived. Constant fatigue is your body and mind’s way of raising a red flag. And you have the power to respond.

Imagine how different your life could feel if you woke up energized, moved through your day with clarity, and went to bed satisfied. That’s possible. It doesn’t happen overnight, but small consistent changes stack up.

Energy is the foundation for everything. It’s the currency that lets you pursue your goals, nurture your relationships, and show up as your best self. So don’t just accept being tired as your “normal.” Fight for your energy. Protect it. Rebuild it.

Thank you for spending this time with me on the Year of Profit. If today’s episode sparked something for you, share it with someone who’s always saying, “I’m so tired.” Let’s spread energy and empowerment together.

Until next time, stay strong, stay focused, and stay energized.


The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you’re ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

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Welcome back to The Year of Profit! I’m your host, Joe Shortridge. Today, we’re diving into a topic that so many of us struggle with but rarely talk about openly—the winter blues.

You know that feeling. The days are shorter, the skies are gray, and suddenly your energy just isn’t what it used to be. You feel less motivated, maybe a little sad, and even the simplest tasks feel heavier. It’s not just in your head—this is real, and it’s something millions of people experience every year.

So today, I want to talk about what the winter blues really are, why they happen, and most importantly, how you can fight back and keep living a productive, joyful life, even during the darkest months.

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you’re ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

Show Transcript

Segment 1: What Are the Winter Blues?

The winter blues are a seasonal dip in mood and motivation. For some, it can be full-blown Seasonal Affective Disorder, or SAD. But for most of us, it’s just that low-energy slump that comes from less sunlight, colder weather, and being indoors more often.

Think about it—we’re basically solar-powered. When the sun disappears earlier in the day, our internal clock gets thrown off, and our body produces more melatonin, the hormone that makes us sleepy. That’s why you might feel tired even when you’ve slept enough.

Segment 2: How the Winter Blues Affect Your Life

The thing about the winter blues is that it doesn’t just affect your mood—it affects your profit. Your mental and emotional state has a direct connection to your success. If you’re less motivated, you might procrastinate more. If you’re down, you might miss opportunities.

You know, as humans, we’ve always been controlled by light. Long before electricity, our ancestors rose with the sun and rested when it set. Our bodies are wired to follow what’s called a circadian rhythm—that natural 24-hour cycle based on light and darkness.

Here’s the problem: in the winter, the days are shorter, and we get far less sunlight. That lack of light confuses our internal clock. Our bodies start producing more melatonin, the hormone that makes us sleepy, and less serotonin, the chemical that helps keep our mood balanced.

So it’s no wonder we feel off—more tired, less motivated, even sad. Our biology is literally responding to the environment. That’s why the winter blues hit so many of us. It’s not weakness. It’s science.

But here’s the good news: the winter blues are not permanent. You can take action to shift your energy and mindset.

Light hitting your eyes is an ingrained part of our life from the

Segment 3: Strategies to Beat the Winter Blues

Let’s talk about a few ways to beat it:

Get More Light

Natural light is the best medicine. Even 15 minutes outside can reset your system. Open the curtains, take a walk, or invest in a light therapy lamp.

Move Your Body

Exercise releases endorphins—your natural mood boosters. It doesn’t have to be intense. A 10-minute walk, some stretching, or even dancing in your kitchen works wonders.

Eat Foods That Fuel You

Comfort food is tempting, but heavy carbs and sugar make you crash. Add more fruits, vegetables, and lean proteins to keep your energy steady.

Stay Connected

Winter can make us withdraw. But human connection is one of the best cures. Call a friend, join a group, or spend quality time with family.

Focus on Growth

Use the slower months as a chance to invest in yourself. Read, learn, journal, or plan your goals. That way, when spring comes, you’re already ahead.

Segment 4: Mindset Shift

The winter blues are temporary, but the way you respond can change everything. Instead of seeing winter as a season of loss—less light, less energy—see it as a season of preparation. Just like the trees are storing energy for spring, so can you.

Remember: your success and happiness don’t have to hibernate. You can keep building, keep growing, and keep thriving, no matter what the season looks like outside.

SAD is diagnosed based on symptoms that occur consistently during certain seasons for at least two years. A healthcare professional will also rule out other potential causes of depression, such as medical conditions or substance abuse.

Treatment:

Treatment for SAD typically involves a combination of:

Light therapy:

Exposure to bright light, either from sunlight or a special light box, can help increase serotonin levels.

Psychotherapy:

Cognitive behavioral therapy (CBT) can help individuals identify and change negative thoughts and behaviors that contribute to SAD.

Antidepressant medications:

In some cases, antidepressants may be prescribed to improve mood and reduce symptoms.

Prevention:

Get regular sunlight exposure, especially in the morning hours.

Use a light box during the winter months.

Engage in activities that boost mood, such as exercise, social interactions, and hobbies.

Maintain a healthy diet and get enough sleep.

Seek professional help if you experience symptoms of SAD.

Additional Information:

SAD is more common in women than men.

People with a family history of depression or other mood disorders are at increased risk for SAD.

SAD can sometimes resolve on its own as the seasons change

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On today’s episode I talk about the lies of Debt and Credit cards.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

Debt—it’s become as normal as waking up in the morning and brushing your teeth. But just because debt is “normal” doesn’t mean it’s good for you. The truth is, we hate debt around here because of all the problems it causes.

Debt robs your present and steals from your future. Debt keeps you stuck in a cycle that makes it impossible to build wealth. And debt can weigh you down so much you can’t see a way out.

But even though debt comes with all that baggage, people still make all sorts of excuses for staying in debt instead of taking steps to become debt-free. And spoiler alert, all of them are bogus. Don’t fall for any of these 12 lies that keep people in debt:

  1. Lie: Debt is normal (or even helpful).

Like we said, it’s totally normal to have debt hanging around your neck. Don’t believe us? A shocking 77% of Americans have some type of debt—that’s nearly 8 out of every 10 people!1 And how many times have you heard one of these money myths:

Avoid the traps and manage your money the right way with Financial Peace University.

You need to have a good credit score! (No, you don’t.)

There are good debts—and tax benefits! (No, there really aren’t.)

It’s okay to have a car payment and student loans! (No, it’s not.)

Those are straight-up lies about money that the toxic culture is shoving down our throats. What’s so great about owing money to somebody? Nothing!

And if you think it’s easy to stay on top of your debt, our research shows that 1 in 5 Americans have fallen deeper into debt since June of 2022. That’s not staying on top. That’s being buried alive.

Living in debt kills the American Dream. Don’t you want to start living your dreams sooner?

Hey—here’s some honest-to-goodness good news: You can! Seriously. Just be ready to be different. If being in debt is normal, choose to be weird.

  1. Lie: I have plenty of time to plan for my financial future.

It’s easy to tell yourself you have lots of time before you need to plan for your later years. But you shouldn’t put off being responsible with money or building a secure future. And when you’re in debt, you’re doing both of those things. As you continue to pay for your past, you can’t firm up your future—or even your present!

Stop saying “one day” and start moving forward—today! That means following the 7 Baby Steps. Get yourself $1,000 in the bank as a starter emergency fund. Then use the debt snowball method to pay off your debt once and for all! You’ll finally have your entire income back in your hands, to build security and wealth by saving up a full emergency fund, investing and paying off your mortgage.

Don't fall for the "I have plenty of time" lie. Start planning your financial future now so by Baby Step 7, you're living the life you've always wanted!

  1. Lie: You don’t make enough money to live debt-free.

Whether it takes you six months or six years, paying off your debt is possible no matter what your income looks like. Of course, making more money will help you get out of debt faster. The great news is, you can increase your income right now,

These days, the options are pretty endless for bringing in extra cash. You could get a side hustle by driving for Uber or Lyft. Or deliver food through Grubhub or DoorDash.

Don’t have extra time? Go online and sell that extra television on Facebook Marketplace or Craigslist. Or dig through closets and sell unworn clothes on Poshmark or thredUP. You'll be clearing clutter and making money at the same time. A win-win!

Or maybe it’s time to get bold enough to ask for a raise or spruce up your resumé and start looking for a higher-paying job. Don’t let a few dollar signs come between you and being debt-free.

  1. Lie: The sacrifices aren’t worth it.

Sometimes it’s not about making more—it’s about spending less.

We know, it’s hard to say no to eating at restaurants and going on vacation. But remember, it’s just a short-term sacrifice for long-term financial peace. And a lifetime of freedom from debt is worth it!

So, ask yourself: What am I willing to give up now so I can get out of debt forever?

Try a no-spend month where you don't buy any nonessential items.

Give up that daily Starbucks fix and brew your coffee at home—while you pack up your brown bag lunch.

Skip your expensive vacation at the beach and do a budget-friendly staycation. Or even better—skip vacationing altogether until you’re debt-free.

Sell your super nice car that comes with a monthly payment and pay cash for one you can afford. Right now.

Is this challenging? Yes! Is it temporary? Also, yes!

Once you’re debt-free, you can go back to hitting up the drive-thru for your half-caf, honey lavender latte with extra foam. Or not. Maybe you’ll prefer your home-brewed drip coffee by then. Either way, you’ll be calling the shots with your income without any debt holding you down.

  1. Lie: Having a budget limit your freedom.

Some people in debt don’t even know how much debt they have (or how much it’s costing them), because they’re not keeping track of where their money goes each month.

Why? Well, a lot of people believe this lie that a budget squashes your freedom. But the truth is, a budget gives you freedom. A budget is a plan for your money. And when you have a plan for every dollar you make, you’ll finally be in control of your money instead of wondering why you’re so broke. People say budgeting makes them feel like they got a raise, because they “find” money they were wasting—because they didn’t have a plan for it.

  1. Lie: You need to keep up appearances.

The neighbors down the street just redid their kitchen, so now you think yours needs an upgrade too. Your old friend from high school just posted a picture of her new BMW on Facebook, so now you feel like you need a flashy new car.

We hate to break it to you, but it’s a big old nope on both of those things.

This comparison game is known as the dreaded “keeping up with the Joneses” mindset. Everything on the outside might look shiny, but little do you know, the Joneses have a BMW with a monthly payment higher than their mortgage, and they took out a huge loan to renovate that kitchen.

If you want to stop being in debt, then don’t let people who are in debt be your role models.

  1. Lie: “I want it, and I want it now!”

A lot of people in debt love material things (like those Joneses we talked about). The more you have, the more powerful and confident you feel—and you can never have it soon enough.

But it’s all fake. Here’s the deal: If you can’t pay cash for it, you can’t afford it. Buying stuff with debt will only weigh you down.

Between credit cards and buy now, pay later plans, our culture has twisted what it means to actually be able to afford something. Society screams, “Have it now, pay for it later!”

But that’s just another crooked lie about money that’ll send you straight into piles of debt and years of regret.

The reality is, you’ll end up spending more on monthly payments—plus interest—than you would have spent if you had just bought the thing outright. Oh, the irony.

Instead, don’t buy things you can’t pay for right now—ever.

  1. Lie: Not using debt is a scary lifestyle change.

If you’ve always used a credit card and you’ve always had a car payment, it might be hard to imagine how you’ll get by without them. And let’s face it—being in debt can be comfortable. At first.

But it’s kind of like slowly cooking in a pot of boiling water. It’s warm and cozy at first, but before you know it, you’ve been boiled alive. Yikes!

The reality is, it’s just as easy to buy things without debt. A debit card works the same way a credit card does (yes, even for hotels and rental cars). And guess what? People still accept cash. Some even prefer it so they don’t have to deal with paying those transaction fees. (Because someone has to pay for your credit card rewards.)

  1. Lie: Debt isn’t a big deal.

As long as I make the minimum payments every month, it’s not that big of a deal.

Uh . . . yes, it’s still a big deal—and an expensive one!

Your credit card has sneaky hidden fees and interest. Your student loans are growing bigger by the day. Your leased car is losing value as you read this sentence.

And if all that wasted money isn’t bad enough, think about all the potential money you’re wasting. For instance, the average monthly payment for a new car loan in 2022 was about $700 a month—ouch!2

If you took that monthly car payment and popped it into a good growth stock mutual fund at age 30, you could have around $4.3 million waiting for you when you retire. Don’t believe it? Try the investment calculator for yourself.

  1. Lie: You don’t need your spouse to be on the same page.

Money and relationships can be tricky territory, but it’s even worse when a couple isn’t seeing eye to eye. Maybe one of you is fully on board with becoming debt-free but the other isn’t quite convinced that debt is all that bad.

And remember, it’s not my money or their money—it’s our money. Once you get married, your vocabulary needs to change. You’re on the same team, and you have to start acting like it if you want to get anywhere.

The same goes for your debt. It’s not my credit card debt and their student loans. It’s your joint debt together. And if you want to get rid of it, you need to tackle it as one team too.

  1. Lie: You need a credit card for emergencies.

Getting out of debt is amazing. But if you keep that ol’ credit card around for “emergencies,” you’ll find that everything starts to become an emergency.

Car trouble? Emergency.

Out of groceries? Emergency.

Christmas toys? Emergency

. . . and the next thing you know, you’re back under a mountain of credit card debt.

Look, emergencies happen (Christmas is not one of them, FYI). But that’s why you need an emergency fund. Let a fat stash of cash be your safety net—not some overhyped piece of plastic that adds insult to injury by tacking on interest to your emergency. (BTW, the current average interest rate for credit cards is at an all-time high of 20.4%.3 It isn’t worth it!)

  1. Lie: Getting out of debt just isn’t possible.

Yeah, getting out of debt isn’t easy. It takes a lot of hard work and discipline. But it’s not impossible.

People call in to The Ramsey Show every day to share and celebrate their debt-free victories—sometimes after paying off six figures’ worth of debt. And you can be next! All you need is a plan, and we’ve got one for you.

The debt snowball method (aka Baby Step 2) is the best way to get out of debt. Here’s how it works:

Start by listing out all your debts from smallest to largest (don’t worry about the interest rate).

Keep paying all the minimum payments on the debts like normal. But that lowest debt on your list gets special treatment—that’s the one you target first.

Attack that first debt with everything you’ve got! Any extra income, any time you come in under budget, and any and all extra cash you have goes here. Pay it off as fast as you can!

Once the smallest debt is gone and out of your life forever, take the entire amount you were paying on it and roll that over to the payment on your next-smallest debt.

Keep this up until you’ve knocked out every single debt on your list. Then, congrats—you’re debt-free!

Don’t Believe the Lies That Keep People in Debt

Look, we know trying to pay off a mountain of debt is challenging. There’s no sugarcoating that.

But remember this: Millions of people who were in your shoes are now living and giving like no one else because they followed the 7 Baby Steps. You’re. Next. It’s your turn to throw off the weight of debt and start building the life you’ve dreamed of. It’s so very possible. And you’re so very worth it.

You'll learn the best way to pay off debt and follow those Baby Steps with Financial Peace University (FPU). Hey, the average household pays off $5,300 of debt in the first 90 days of taking FPU. This stuff really works.

It’s time to stare all these deceitful myths right in the face and call them out for what they are: stone-cold lies.

Biggest Lies About Credit Cards

Credit Cards are the Way to Build Credit (LIE)

Keeping a Credit Card Balance is Healthy (LIE)

You Have to Make A Lot of Money to Have A Credit Card (LIE)

Credit Cards Are Necessary for Emergencies (LIE)

The More Credit Cards, The Better (LIE)

Average credit card debt in America

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Usually, when we talk about improving our lives, we focus on what we should be doing more of—more exercise, more learning, more productivity. But sometimes, the biggest breakthroughs come not from what we add, but from what we subtract.

That’s right. Today’s episode is all about the 10 things you need to stop doing for a better life.

As I go through this list, I want you to think about which ones hit home for you. You don’t need to change everything overnight—just pick one or two, and start there. Small shifts lead to big results.

  1. Stop Comparing Yourself to Others

Comparison is a trap. We scroll through social media, see someone with a bigger house, a nicer car, or a more “exciting” life, and we instantly feel behind. But remember—social media is just a highlight reel.

You don’t see the arguments behind the vacation photos, or the credit card debt behind the new car. When you compare yourself to others, you’re not being fair to yourself—you’re comparing your real life to someone else’s staged version.

Instead, compare yourself to who you were yesterday. Are you growing? Are you moving forward? That’s the only race worth running.

To stop comparing yourself to others, recognize that you are only seeing their "outsides" and not their full reality, identify your personal triggers like social media, practice gratitude and self-compassion, focus on your own progress rather than others' achievements, and limit exposure to situations that fuel comparison, such as taking a break from social media.

  1. Stop Saying “Yes” to Everything

We live in a culture that glorifies being busy. But saying yes to everything means you’re saying no to your own priorities.

Think about it—how many times have you agreed to something, then regretted it because it drained your energy? Maybe you said yes to another work project when you were already stretched thin. Or maybe you agreed to a social event when what you really needed was rest.

Saying no doesn’t make you rude—it makes you wise. Protect your energy like it’s your most valuable asset—because it is.

  1. Understand Your "Why"

Identify your priorities:

Determine what truly matters to you and if saying "yes" to requests aligns with those goals.

Address people-pleasing:

Recognize if a fear of rejection or a need for approval is driving your habit of saying "yes".

  1. Set Boundaries

Define your limits:

Establish what you are and are not willing to commit your time and energy to.

Know your capacity:

Be aware of your current workload and time commitments so you don't overextend yourself.

  1. Practice Saying "No"

Embrace the pause:

Instead of an immediate "yes," take a moment to check your schedule or consult with others before giving a definitive answer.

Use prepared phrases:

Have polite "no" phrases ready, such as "Thanks for thinking of me, but I'm unable to commit to that right now" or "Let me get back to you on that".

Offer alternatives:

If possible, suggest a different solution, like doing the task later or finding someone else to help.

  1. Shift Your Mindset

Embrace "JOMO":

Replace the fear of missing out (FOMO) with the joy of missing out (JOMO), understanding that protecting your time is a positive choice.

Prioritize yourself:

Realize that you are not responsible for everyone's problems and that saying "no" is a form of self-care.

Accept consequences:

Understand that some people may be disappointed, but true friends will respect your boundaries.

  1. Practice and Reinforce

Start small:

Begin by saying "no" to less significant requests to build your confidence.

Be kind to yourself:

If you slip up and say "yes" when you meant "no," don't overthink it. Focus on how you'll approach the next situation.

  1. Stop Living in the Past

To stop living in the past, acknowledge and process past events, practice mindfulness and gratitude to stay present, engage in new activities and hobbies, set achievable goals, and build a supportive social network. Shifting your focus to what you can control, cultivating self-compassion, and accepting past experiences as lessons rather than something to dwell on are also key steps in moving forward.

Strategies to Shift Your Focus

Practice Mindfulness:

Actively focus on the present moment, whether by observing your breath, savoring a cup of tea, or engaging fully in a conversation. This trains your mind to remain in the "here and now" rather than drifting to the past.

Cultivate Gratitude:

Acknowledge and appreciate the good things you have in your life right now. This shifts your attention away from what is lacking and reinforces a sense of contentment in the present.

Challenge Negative Thoughts:

When you notice yourself dwelling on past negative experiences, gently challenge those thoughts. Recognize that your brain might be trying to protect you, but this can hinder your present and future progress.

Engage in New Experiences:

Make the present engaging and satisfying by trying new things, learning new skills, or revisiting old hobbies. This provides new, positive experiences to focus on.

Set and Achieve Small Goals:

Break down larger goals into smaller, achievable steps. Accomplishing these goals creates momentum and a sense of progress in the present.

Acknowledge and Accept:

Don't deny the pain of past events. Instead, acknowledge your feelings and view past experiences as a source of lessons that have shaped you, rather than something to be consumed by.

Practice Forgiveness:

Forgive yourself and others for past mistakes. Holding onto past grievances can keep you stuck and prevent you from moving forward.

Embrace Self-Compassion:

Treat yourself with kindness and understanding, just as you would a friend. Understand that mistakes are a part of human growth and that you are not defined by past failures.

Create Empowering Rituals:

Develop small rituals that help you release the past, such as writing down regrets and symbolically discarding them, or creating a personal letting-go ceremony.

Actions to Take

Socialize:

Nurture existing relationships and seek out positive, supportive people to surround yourself with.

Act on Lessons Learned:

Use past experiences to inform your future decisions and actions.

Bring Order to Your Life:

Establish routines and structure to create a more present and engaged daily experience.

Consider Professional Support:

If you find it difficult to move on, consider speaking with a therapist or counselor who can provide additional tools and support

  1. Stop Waiting for the “Perfect Time”

The message "stop waiting for the perfect moment" encourages taking action now rather than delaying until conditions are ideal, which is often a procrastination tactic. It emphasizes that the perfect moment rarely exists and that starting with imperfect action is better than remaining stagnant.

Here's why this message is important and how to apply it:

Why wait for the perfect moment is a problem:

Procrastination: The idea of a perfect moment often leads to putting things off indefinitely.

Missed opportunities: Waiting can mean missing out on chances to learn, grow, and achieve goals.

Lack of progress: Perfectionism can be paralyzing, preventing any action from being taken.

Stagnation: Without action, you remain in the same place, potentially feeling unfulfilled.

Why starting imperfectly is beneficial:

Doing something, even if it's not perfect, provides valuable insights and helps refine the approach.

Progress over perfection:

Celebrate small steps and acknowledge that every effort contributes to overall progress.

Learning from mistakes:

Imperfect action allows for learning and adaptation, leading to better outcomes in the long run.

Momentum and confidence:

Taking action, even small steps, can build momentum and boost confidence for further steps.

Embracing the present:

The present moment is the only one you can control, so focus on making the most of it.

  1. Stop Blaming Others

This one is tough, because blaming feels good in the moment. If your boss is unfair, your partner is difficult, or the economy is rough—it’s easy to say, “Well, it’s their fault I’m stuck.”

But here’s the problem: the moment you blame, you give away your power to change. You can’t control other people or circumstances, but you can always control your response.

When you take responsibility, you take back your power.

Change your view of mistakes:

See mistakes as valuable chances to learn and grow, rather than as painful shortcomings that protect your ego.

Replace defensiveness with understanding:

Instead of reacting defensively or judgmentally, try to understand the situation and other people's roles in it.

Embrace personal responsibility:

Recognize that taking responsibility for your actions is empowering and allows you to move forward, rather than giving your power away to external circumstances.

Practice Empathy and Responsibility

Take the other person's perspective:

Try to understand another person's thoughts, feelings, and experiences by putting yourself in their shoes.

Focus on solutions, not blame:

When issues arise, focus on finding mutually beneficial solutions rather than assigning fault.

Be specific in apologies:

When you do apologize, make your apology specific to your part in the situation

  1. Stop Overcommitting

Our culture rewards the hustle. But constantly being “busy” doesn’t mean you’re productive. It just means you’re exhausted.

Instead of doing ten things halfway, pick two or three things and give them your full energy. Quality beats quantity every time.

Remember—the people who make the biggest impact in life aren’t the ones who do everything. They’re the ones who focus deeply on what matters most.

  1. Set Boundaries and Learn to Say No

Understand your limits:

Recognize how much time and energy you realistically have, and don't be afraid to decline requests that don't align with your capacity or goals.

Be direct and polite:

You don't need to provide a lengthy explanation. A simple, firm response like, "Thank you for thinking of me, but I'm at capacity right now" is sufficient.

Practice saying "no":

This skill takes time to develop, but it's essential for protecting your time, energy, and well-being.

  1. Stop Negative Self-Talk

If you had a friend who spoke to you the way you sometimes speak to yourself, would you keep that friend around? Probably not.

Negative self-talk is sneaky. You might catch yourself saying, “I’m not good enough,” or “I always mess things up.” The problem is, your brain listens. And over time, you start believing it.

Flip the script. Start speaking to yourself with encouragement. Instead of “I can’t do this,” try “I’m learning to do this.” That simple shift changes everything.

Recognize the Negative Self-Talk

  1. Become Aware:

Pay attention to your thoughts and identify recurring patterns of self-criticism, rumination, and negative internal dialogue.

  1. Notice Physical Signs:

Be aware of bodily sensations that often accompany negative thoughts, such as tightness or a racing heart.

Challenge Negative Thoughts

Ask "Is it true?": Question the accuracy and reality of your negative thoughts.

Reframe the Thought: Change the negative phrasing into something more positive or neutral. For example, instead of "I can't do this," try "I'm facing a challenge, but I can try again".

Talk to a Friend: Ask yourself what advice you would give to a friend in a similar situation and apply that to yourself.

Replace with Positive Self-Talk

Practice Self-Compassion: Be as gentle and encouraging to yourself as you would be to a loved one.

Focus on Blessings: Concentrate on things you are thankful for and your accomplishments, no matter how small.

Use Affirmations: Create positive statements to counter negative beliefs, such as "I am capable" or "I am learning and growing".

  1. Stop Surrounding Yourself with Toxic People

We’ve all heard the saying: you’re the average of the five people you spend the most time with. If your circle is full of negativity, gossip, or people who drag you down, it’s time to reevaluate.

This doesn’t mean cutting people out cruelly—it means protecting your energy. Choose to spend more time with people who inspire you, challenge you, and believe in you. Your environment shapes your mindset.

  1. Stop Overspending

Money stress is one of the biggest causes of anxiety. And most of it comes from overspending—buying things we don’t really need, often to impress people we don’t even like.

One of the best feelings in the world is financial peace. That starts by saying no to impulse buys, creating a budget, and sticking with it. Remember—wealth isn’t about how much you make, it’s about how much you keep.

  1. Stop Ignoring Your Health

Finally, your health is the foundation for everything else. Without it, you can’t fully enjoy your success.

Stop skipping sleep. Stop living on fast food. Stop putting off that doctor’s appointment. You don’t need to train for a marathon—just start small. Walk more, drink water, eat cleaner.

Your body is the vehicle that carries you through this life. Treat it well.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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On this week’s episode of The Year of Profit, we’re diving into a topic that often goes unnoticed but has a powerful impact on your well-being, mindset, and even your financial health—unseen clutter.

When most people think of clutter, they picture piles of papers on a desk or clothes scattered around the floor. But the truth is, some of the most harmful clutter is the kind you don’t immediately see: expired food pushed to the back of the refrigerator, canned goods in the pantry that are years past their date, old cosmetics in the bathroom cabinet, or clothes in your closet that haven’t been worn in a decade. These items may be hidden from sight, but they are not hidden from your subconscious.

Our minds are wired to notice disorder, even when it’s behind a closed drawer or cabinet. That unopened closet door or stuffed junk drawer sends a subtle but persistent signal that something is unfinished. Over time, this builds into mental stress, anxiety, and a sense of being overwhelmed. The unseen clutter represents unmade decisions: Do I keep this? Should I throw it away? Could I use it someday? Each small question drains a bit of your mental energy. Multiply that by every hidden corner of your home, and you begin to see how much unseen clutter weighs on your daily life.

This hidden mess also impacts productivity and focus. A cluttered environment—whether visible or not—creates a background noise in the brain. It’s like trying to work in a room where a radio is quietly buzzing static in the corner. You may not consciously notice it, but it affects your ability to concentrate, create, and move forward with clarity. By clearing out what you no longer need, you free up not just physical space but also valuable mental bandwidth.

There’s also a financial angle to unseen clutter. How many times have you bought a new jar of spice because you couldn’t find the one buried in the back of the cupboard? Or spent money on clothes only to realize you already owned something similar hidden away? Clutter costs money in replacement purchases, storage space, and missed opportunities. When you declutter, you gain awareness of what you truly have, which leads to smarter spending habits.

But the benefits go beyond dollars. Decluttering is an act of self-care. It creates an environment that supports calmness, productivity, and growth. Walking into a kitchen with only fresh food in the fridge or opening a closet where every item fits and feels good to wear creates a sense of ease and empowerment. It reinforces the idea that you are in control of your space—and your life.

In this episode, we’ll talk about simple, step-by-step ways to tackle unseen clutter. From quick five-minute cleanouts to larger weekend projects, you’ll discover how to make the process manageable, rewarding, and even fun. We’ll also explore the science behind why letting go of old items lightens your mental load and how a decluttered space can become the foundation for achieving your personal and financial goals.

It’s time to stop letting hidden messes hold you back. Join me as we uncover the unseen clutter in your home and learn how clearing it can unlock more peace, focus, and profit in your life.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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In this week’s episode of The Year of Profit, we’re diving deep into a personality type that can quietly erode your confidence, drain your energy, and sabotage your success — the narcissist. Whether they’re in your personal life, workplace, or even your entrepreneurial circles, narcissists can have a profound impact on your ability to grow, focus, and thrive.

We’ll start by breaking down what narcissism truly is — beyond the pop culture stereotypes. Narcissists aren’t just “self-centered” people; they often display a consistent pattern of manipulation, gaslighting, and exploitation to maintain control and boost their own ego. They crave admiration, avoid accountability, and are often experts at making you feel like you’re the problem.

We’ll explore the different types of narcissists you might encounter:

The Grandiose Narcissist – The “look at me” personality who thrives on attention, status, and power.

The Covert Narcissist – More subtle, often playing the victim to manipulate emotions.

The Malignant Narcissist – The most destructive type, blending narcissism with aggression and cruelty.

Understanding these categories is crucial, because each type requires a different approach when it comes to protecting yourself and your boundaries.

Next, we’ll discuss the red flags you should never ignore. From constant one-upmanship and backhanded compliments to never taking responsibility for mistakes, these signs often reveal themselves early — if you know what to look for. Spotting these patterns can save you from years of frustration and emotional damage.

But recognizing narcissists is only half the battle. The real challenge is learning how to manage your interactions with them without losing your sense of self. We’ll walk you through strategies that help you stand firm, including:

Setting clear boundaries and sticking to them.

Refusing to engage in emotional games.

Learning to detach from their approval.

Protecting your mental health with strong support systems.

We’ll also tackle a controversial but necessary question: Should you cut narcissists out of your life entirely? While it’s not always possible — especially in business or family situations — we’ll share tools to minimize their influence, keep your focus on your goals, and avoid being pulled into their toxic patterns.

This episode is not about demonizing people with narcissistic tendencies, but about empowering you to take control of your environment. The truth is, a narcissist’s behavior often has nothing to do with you — it’s about their own unresolved insecurities and needs. Understanding that can help you keep perspective and protect your energy.

By the end of this conversation, you’ll be able to spot narcissistic traits faster, keep your confidence intact, and make decisions that protect both your personal peace and your path to success.

If you’ve ever wondered why certain people always seem to drain you, derail your projects, or make you doubt yourself, this episode could be the turning point.

Here are some things you can say.

"I'm not comfortable with that."

Establishes your personal boundaries without being confrontational.

"I need some time to think about this."

Gives you space to process and avoid making hasty decisions under pressure.

"Let's agree to disagree."

Avoids unnecessary conflict and ends circular arguments.

"This conversation isn't productive right now."

Stops unproductive arguments and sets a boundary for constructive dialogue.

"I will not tolerate being spoken to this way."

Firmly addresses disrespectful behavior.

"I'm entitled to my feelings and opinions."

Asserts your right to your own emotions and viewpoints.

"I won't engage in this conversation if it continues like this."

Sets a clear boundary for healthy communication.

"Please respect my need for space."

Requests personal space and sets a physical boundary.

"That's your perspective, not mine."

Differentiate your views from the narcissist's, maintaining your stance.

"I have the right to say no."

Affirms your autonomy and the ability to refuse.

Phrases to Deflect Manipulation

Phrases to Deflect Manipulation

"I'm not going to argue about this."

Ends pointless arguments and manipulation attempts.

"I understand you feel that way."

Acknowledges their feelings without agreeing or escalating the situation.

"Let's focus on the facts."

Redirects the conversation to objective information.

"That's an interesting perspective."

Neutral response that doesn't validate their manipulation

Tune in — and let’s talk about taking your power back.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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In this episode of The Year of Profit, we explore one of the most talked-about yet often misunderstood concepts in personal growth — The Law of Attraction. Whether you’re a believer in manifesting your dreams or simply curious about how mindset shapes results, this episode breaks down practical ways to make the Law of Attraction work for you.

The Law of Attraction is more than just thinking happy thoughts and hoping for the best. It’s about aligning your thoughts, emotions, and actions with the life you want to create. Too often, people focus on wishing for change without putting in the consistent mental and physical work to support it. Here, we talk about how to bridge the gap between desire and reality.

We’ll start by discussing clarity — knowing exactly what you want. Vague goals bring vague results, so we share strategies for clearly defining your vision in a way that attracts opportunities and resources. Then we dive into visualization and belief — creating a mental picture of your success and truly believing it’s possible, even before it happens.

You’ll learn why gratitude is a game changer in attracting more of what you want, and how shifting from a scarcity mindset to an abundance mindset can open unexpected doors. We’ll also talk about how your emotions act as a signal to the universe, and why maintaining a positive emotional state increases your chances of success.

But this isn’t just about positive thinking — it’s about positive doing. The Law of Attraction requires inspired action. We’ll explore how to listen for opportunities, take bold steps toward your goals, and stay persistent even when challenges arise.

We’ll also discuss the power of affirmations and how to use them effectively without falling into the trap of empty repetition. You’ll discover how to create affirmations that feel real and believable, reinforcing your goals instead of feeling like forced positivity.

By the end of this episode, you’ll have a clear, step-by-step approach to using the Law of Attraction in a practical, results-driven way. Whether you’re aiming for financial freedom, better health, stronger relationships, or personal growth, these tools can help you align your inner world with your outer reality.

To effectively utilize the Law of Attraction, focus on aligning your thoughts, feelings, and actions with your desired outcomes. This involves practices like visualizing your goals, practicing gratitude, and replacing negative thoughts with positive affirmations. Cultivating a positive mindset, taking inspired action, and trusting the process are also crucial for manifesting your desires.

Here are 10 ways to make the Law of Attraction work for you:

  1. Identify Your Desires:

Be specific about what you want to attract into your life, whether it's a specific job, relationship, or material possession. Write down the details and visualize it as if it were already yours.

  1. Visualize Your Goals:

Imagine yourself having already achieved your desired outcome. Engage all your senses to make the visualization vivid and real. This helps reprogram your subconscious mind to believe in your desired reality.

  1. Practice Gratitude:

Regularly express gratitude for what you already have, both big and small. This shifts your focus to abundance and attracts more positive experiences into your life.

10 ways you can show gratitude.

  1. Write Thank-You Notes: Take the time to write personal, handwritten notes or messages to express appreciation for someone's kindness or support.

  2. Verbal Acknowledgment: Simply say “thank you” or offer compliments when someone does something kind for you, whether big or small.

  3. Acts of Kindness: Show gratitude through thoughtful actions, such as helping others or offering to return the favor when someone helps you.

  4. Practice Active Listening: Show appreciation by truly listening when someone speaks, demonstrating respect for their time and thoughts.

  5. Give Meaningful Gifts: A small, thoughtful gift can express your gratitude, especially when it aligns with the recipient’s interests or needs.

  6. Celebrate Others' Achievements: Acknowledge and celebrate the successes and milestones of others, offering congratulations and recognition

  7. Offer Encouragement: Show gratitude by providing support and encouragement to those around you, especially during challenging times.

  8. Show Up for People: Be present and offer your time to someone in need, whether it’s offering help, emotional support, or simply spending quality time together.

  9. Share Positive Feedback: Compliment someone’s work, effort, or qualities and let them know how much you value their contributions.

  10. Practice Self-Gratitude: Reflect on and acknowledge the things you appreciate about yourself, such as your strengths, efforts, and growth.

  11. Use Affirmations:

Create positive statements about yourself and your desires, and repeat them regularly. Focus on positive and present tense wording to reinforce your belief in your desired outcome.

  1. Replace Negative Thoughts:

Identify and challenge negative thoughts and beliefs that may be hindering your progress. Replace them with positive and empowering thoughts.

  1. Take Inspired Action:

The Law of Attraction is not just about thinking positively, it also involves taking action. Follow your intuition and take steps that align with your desires.

  1. Trust the Universe:

Have faith that the universe is working in your favor and that your desires will manifest at the right time. Let go of the need to control the process and trust the journey.

  1. Be Present:

Stay grounded in the present moment, as dwelling on the past or worrying about the future can hinder your ability to manifest.

  1. Surround Yourself with Positivity:

Spend time with positive people who support your goals and maintain a positive outlook on life.

  1. Let Go:

Release any resistance or attachment to the outcome. Trust that the universe will deliver what you desire at the perfect time.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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In this thought-provoking episode of The Year of Profit, we explore the surprising and often hidden connection between emotional well-being and impulse buying. It’s a topic many of us can relate to—whether it's the rush of buying something new, the relief of a quick online purchase, or the guilt that follows a shopping spree.

Titled “Retail Therapy: The Hidden Connection Between Shopping and Well-Being,” this episode dives deep into what really drives impulse shopping. Spoiler: it’s not just bad budgeting or poor planning. It often stems from powerful emotional states like depression, boredom, anxiety, and even addiction.

Host Joe Shortridge breaks down the emotional patterns behind buying habits and uncovers why shopping can feel like an emotional band-aid. You’ll learn how retailers—especially online giants like Amazon—design their platforms to make it easier than ever to shop on impulse. From one-click purchasing to “recommended for you” tricks, it's all built to feed our emotional cravings and keep us spending.

But this isn’t just a cautionary tale. Joe offers practical, real-world advice to recognize and resist those impulsive urges. Whether it’s creating a 24-hour cooling-off rule, removing saved payment information, or identifying your emotional triggers, you’ll walk away with tools to gain more control over your spending—and ultimately, your life.

💡 Key Takeaways:

Why emotions—not logic—often drive our buying behavior

How depression, boredom, and loneliness can fuel shopping habits

The psychological tricks retailers use to encourage impulse spending

The rise of “retail therapy” in a digital age

Simple, effective strategies to curb impulse buying and reclaim your financial power

🛠️ Tools & Tips Mentioned:

Journaling emotional spending patterns

Setting spending boundaries or “fun money” budgets

The 24-hour pause rule before making purchases

Replacing shopping habits with productive activities

📣 Call to Action:

Take a moment to look through your last 5–10 purchases. Were any of them impulse buys? What were you feeling at the time? Awareness is the first step to change. Share your insights with us—reach out on social media or send in a voice message to be featured in a future episode!

💬 Leave a Review:

If you enjoyed this episode or learned something new, please consider leaving a review on your favorite podcast platform. It helps more people find The Year of Profit and join us on the path to emotional and financial wellness.

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you’re ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

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Finding Ways to Save Money by Changing Your Spending Habits and Getting Your House Sealed Up for Winter

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Welcome back to The Year of Profit, the podcast where we explore smart strategies for keeping more of what you earn, growing your wealth, and living a life of intention. In today’s episode, we’re digging into a double-pronged approach to saving money: rethinking daily spending habits and preparing your home for the cold months ahead.

Let’s start with something you can do right now—changing your spending habits. Often, people focus only on earning more, but that’s only half the equation. The money you save is just as important. We talk about recognizing impulse buys and cutting them down. Before you click “buy” online or swipe your card at the store, take a moment. Ask yourself if you really need it. A 24-hour rule—waiting a day before making non-essential purchases—can slash unnecessary expenses dramatically.

We also dive into the latte factor—those small, daily treats that add up over time. It’s not about never enjoying life but about being aware. If you’re buying coffee out daily, consider cutting back to a few days a week or brewing at home. This alone can save hundreds a year. The same goes for lunches, takeout, or convenience store stops.

We also cover making better use of budgets. A lot of people think budgets are restrictive, but in fact, they give you freedom and control. When you know where your money goes, you can choose to redirect it to your priorities—whether that’s paying off debt, investing, or taking a vacation guilt-free.

We talk about subscriptions and recurring charges—these are the silent killers of your budget. Streaming services, apps, memberships you forgot about. Go through your bank statements line by line and cancel what you’re not truly using.

In the second half of the episode, we shift from your wallet to your home—specifically, preparing for winter. Why? Because heating costs can eat a huge chunk of your budget if your home isn’t sealed properly. The good news is that investing a little time and money upfront can lead to significant savings all winter long.

We talk about doing a home energy audit—even a DIY version. Check for drafts around doors and windows. Use weatherstripping and caulk to seal gaps. These are inexpensive fixes that stop cold air from leaking in and your heated air from leaking out.

We also discuss adding or improving insulation in attics and basements. Heat rises—if your attic isn’t insulated well, you’re literally letting money float away. Even insulating outlets and light switches on exterior walls can help reduce drafts.

Another topic we tackle is window treatments. Heavy curtains or thermal blinds can make a big difference at night, when temperatures drop. During sunny days, open them to let in warmth. It’s a simple, cost-effective strategy.

We also touch on maintenance for your furnace. A well-maintained heating system runs more efficiently, saving you money on energy bills. Change filters regularly and consider a professional inspection before peak season. The upfront cost is often offset by savings over the winter.

Finally, we look at smart thermostat use. Lowering your thermostat even a few degrees at night or when you're out can reduce costs significantly. Programmable and smart thermostats make this easy and automatic.

In this episode, we emphasize that saving money isn’t about sacrifice—it’s about strategy. By being mindful of spending habits and preparing your home for winter, you’re setting yourself up for more financial breathing room. Every dollar you don’t waste is a dollar you can use to build a better future.

Thank you for listening to The Year of Profit. Don’t forget to subscribe for more actionable ideas on saving, investing, and living with intention. If you found this episode helpful, share it with a friend who could use some winter-proof savings tips!

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you’re ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

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The Pygmalion effect, also known as the Rosenthal effect, describes how a person's expectations can influence another person's behavior and performance. In essence, if someone expects a person to succeed, that person is more likely to achieve success, and conversely, negative expectations can lead to poorer performance.

The original Rosenthal effect experiment, also known as the Pygmalion effect, was conducted by Robert Rosenthal and Lenore Jacobson in an elementary school setting. They manipulated teachers' expectations about their students' potential, leading to a self-fulfilling prophecy where students labeled as "intellectual bloomers" showed significant performance improvements compared to their peers.

So what exactly is the Pygmalion Effect?

At its core, it’s the idea that what you expect—either of yourself or others—can dramatically shape performance and results. When we believe in someone’s potential, they often rise to meet those expectations. And when we expect little or hold limiting beliefs, performance often falls short. It’s a self-fulfilling prophecy.

This concept comes from a famous psychological experiment. Back in the 1960s, psychologist Robert Rosenthal conducted a study in an elementary school. Teachers were told that certain randomly selected students were “intellectual bloomers” and would likely make great strides during the school year. These students weren’t special—just chosen at random. But by the end of the year, those students did perform significantly better. Why? Because their teachers believed they would.

That belief changed how the teachers treated them—more encouragement, more attention, more patience. And the students responded to that. They internalized those expectations and performed accordingly.

Now let’s take this into your world.

Let’s say you’re an entrepreneur, a content creator, or someone working toward a financial or personal goal. When you believe in your success—when you expect growth—you begin to make decisions aligned with that belief. You show up differently. You speak differently. You become more resilient. And that starts to create momentum.

But here’s the catch: the opposite is also true. This is where the Golem Effect comes in—the darker side of the Pygmalion Effect. When you expect little of yourself, or others expect little of you, performance drops. You internalize those low expectations, and you start holding yourself back. You settle. You hesitate. You play small. All because you don’t expect more.

This is why your mindset matters. It’s not just a feel-good idea—it’s a driver of results.

Here’s the good news: You can change it. You can consciously raise your expectations.

Think about how you talk to yourself. What’s your inner dialogue? Is it full of doubt? Fear? Hesitation? Or are you telling yourself: I can do this. I am built for success. I find solutions. I grow from challenges.

How you see your future. Are you visualizing struggle and failure, or are you expecting things to get better, to grow, to thrive?

When you start expecting more, you’ll start doing more. Because your subconscious will begin aligning your actions, habits, and focus with that higher vision.

This also applies to leadership—whether you’re managing a team, raising kids, or coaching others. If you want to bring out the best in people, you have to believe in their potential. Speak it. Show it. Hold that higher vision for them until they can hold it for themselves. The best leaders, the best mentors, the best teachers—they set high expectations, and they make others feel like they can rise to meet them.

Now, let’s talk profit—because this is the Year of Profit, after all.

If you’re looking to grow financially, you need to expect profit. You need to believe that growth is coming. That abundance is within reach. That you’re capable of generating value, income, and opportunities. Your financial breakthrough starts with your mindset.

I’m not just talking about blind optimism here. I’m talking about training your mind to focus on progress, to seek out solutions, to act with confidence—even before the results show up.

Because when you expect progress, you find ways to make it happen. You take more chances. You recover faster. You invest smarter. And slowly but surely, your reality begins to match your expectation.

How it works:

The effect is a self-fulfilling prophecy where expectations, whether positive or negative, can become reality. A manager who believes their team is capable, for example, might offer more support, encouragement, and opportunities, ultimately leading to better performance. Conversely, a teacher who expects little from a student might unintentionally provide less attention or challenge, potentially hindering the student's progress.

Key aspects of the Pygmalion effect:

The core of the effect is that expectations, whether conscious or unconscious, influence the way we interact with and treat others.

The effect is considered a type of self-fulfilling prophecy because the initial expectations can create a cycle where the expected outcome is more likely to occur.

The Pygmalion effect can have both positive and negative consequences, depending on the nature of the expectations.

The effect can be observed in various settings, including classrooms, workplaces, and even personal relationships.

Examples:

  • In a classic 1960s experiment by Robert Rosenthal and Lenore Jacobson at an elementary school, teachers were given false information about students' potential. Randomly selected students were labeled as "intellectual bloomers," and the teachers' subsequent interactions with these students, influenced by these expectations, led to significant academic gains for those students compared to their peers A teacher who believes a student is gifted might provide extra attention and challenging assignments, leading to improved academic performance.

A manager who has high expectations for their team might foster a positive and supportive work environment, resulting in increased productivity.

Conversely, a student who is constantly told they are not good at a subject might internalize that belief and perform poorly, even if they have the potential to succeed.

Raise your standards. Raise your vision. Raise your voice.

You don’t become what you wish for—you become what you expect.

The Pygmalion Effect is real. It’s powerful. And if you use it—if you expect more from yourself, your business, your relationships—you’ll start to see everything rise to meet that belief.

  1. How It Applies to Personal Growth & Business

When you expect yourself to grow, you naturally take actions aligned with that.

Expect more out of yourself.

Hold yourself to a better standard and tell yourself you can do what you’re working on.

Show others that you hold yourself to a Highter standard.

When leaders or mentors believe in your potential, it boosts your performance.

The more you tell yourself that you are better then what your thinking now the more your subconscious will notice.

Your subconscious takes cues from your conscious beliefs.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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Today, I want to talk to you about the most powerful part of your day: your morning.

your brain in the morning, especially just after waking up, is in a state that is particularly conducive to making changes and creating your desired reality.

the significance of this time because your brain waves are transitioning from slower states associated with sleep (delta and theta) to faster states associated with waking and consciousness (alpha and beta).

your brain's state in the morning:

Most Programmable State: The first few minutes after waking are considered a "programmable state," where your brain is more receptive to new information and suggestions.

Window to the Subconscious: The transition between sleep and wakefulness is seen as a time when the "door to the subconscious mind is open," making it easier to access and reprogram limiting beliefs and thought patterns.

A Memory Bank of the Past: Your brain is a record of past experiences and memories, and when you wake up, your usual tendency is to activate those circuits and memories, which can lead to repeating familiar patterns and emotions.

Opportunity for Reprogramming: you can use this time to consciously choose your thoughts and feelings, and by doing so, begin to reprogram your brain and body to align with your desired future.

Primed for Meditation: Meditating in the morning or evening is particularly beneficial because you are already transitioning through the brain wave states that are ideal for meditation.

Brain Waves Shift: As you wake up, your brain waves naturally shift from delta and theta to alpha and beta. By engaging in certain practices, like meditation, you can consciously influence this shift and create a more coherent brain state.

the morning is a crucial time to intentionally guide your thoughts, feelings, and actions, as your brain is in a state where it is most open to new possibilities and reprogramming. It is very Important to have a morning routine that includes practices like meditation and "mental rehearsal" to prime your brain and body for a new day and a new reality.

Segment 1: Napoleon Hill’s Philosophy on the Start of the Day.

Quote: “Your subconscious mind works while you sleep. When you wake up, your first thoughts dictate your day.”

Hill believed the morning is when your mind is most receptive to suggestion. It’s the prime time to program your thoughts.

This is the essence of the Definiteness of Purpose principle — use your mornings to reconnect with your burning desire and clear goal.

Napolean Hill, one of the greatest minds in personal development—Napoleon Hill, author of Think and Grow Rich.

Now Hill believed—and I agree—that the way you start your day sets the tone for everything else. It’s not just about routines or productivity hacks. It’s about power. It’s about purpose.

Here’s something Hill said that always stuck with me:

“The dominating thoughts which we hold in our minds and feel with emotion will eventually reproduce themselves in outward, physical action.”

Think about that. The moment you wake up, your mind is wide open—fresh from sleep, free from distractions. That’s the best time to plant powerful, intentional thoughts into your subconscious.

Hill called this the power of auto-suggestion. When you begin your day repeating your goals, visualizing success, and speaking positive affirmations, you're literally shaping your future with your own words. You're setting your mental GPS.

But here’s the problem: most people waste their mornings. They hit snooze. They scroll through social media. They check email. Right away, they’re reacting to life instead of creating it.

Napoleon Hill warned against this. He said drifting through your day without purpose is one of the greatest dangers to success.

So let me ask you: Are you drifting through your mornings? Or are you directing them?

Hill teaches us about something called a “Definite Major Purpose.” That’s your big reason for doing what you do. And each morning, you should reconnect with that purpose.

Your morning is your personal board meeting with your future. It’s your time to step into the mindset of the person you’re becoming—not the person you were yesterday.

Let me walk you through what I call the Hill-Style Morning Routine—inspired by his teachings:

Wake up early—before the noise of the world kicks in. Give yourself at least 30 minutes of uninterrupted time.

Review your definite major purpose. Read it aloud. Own it. Feel it.

Affirm your beliefs. Say things like: “I am focused. I am disciplined. I am attracting the people and opportunities I need.”

Visualize your goals. See your dream as if it’s already real. Feel the emotions.

Plan your day. Write down the three most important things you must do today to move closer to your goal.

When you do this, you’re not just having a better morning. You’re building momentum for your entire day—and for your future.

Hill believed that success is not accidental. It’s the result of daily, intentional thoughts followed by consistent action. And it all starts when? In the morning.

So let’s flip the switch. Instead of letting your mornings control you, take control of them. Begin tomorrow with purpose. Speak life into your goals. Set the emotional tone for your day.

Because when you win your morning, you win your day. And when you win enough days in a row—your life changes.

I'll leave you with one more quote from Napoleon Hill:

“What the mind of man can conceive and believe, it can achieve.

So get up. Conceive it. Believe it. And go achieve it—starting with how you start your day.

Thanks for joining me on The Year of Profit. If this episode helped you, do me a favor—share it with someone who needs that morning motivation. And let me know how your mornings evolve after applying these principles.

Morning Rituals that Build Wealth & Confidence

Auto-suggestion: Recite affirmations and your major definite purpose. Hill recommended doing this first thing in the morning.

Visualization: See your success clearly. Imagine living the life you want as if it's already yours.

Gratitude: Hill promoted positive emotion as fuel for the subconscious. Morning gratitude sets a wealth-based mindset.

Planning: Successful people don’t drift. Hill taught that daily organized effort is key — and your morning is the moment to plan your “next best move.”

Why Most People Waste Their Mornings

Jumping into social media or email puts you in reactive mode.

Hill warned against starting your day with negativity, worry, or distraction — it muddies your mental clarity.

“Your dominating thoughts attract like-minded circumstances” — starting your day in chaos attracts more of it.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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Jumping: The Fastest Way to Change Your State

One of the simplest and most powerful ways to change your emotional state instantly is by jumping. It might sound silly at first, but the act of jumping engages your entire physiology — and that’s exactly the point. Emotional states aren’t just mental; they’re physical. When you’re stressed, overwhelmed, or stuck in negative thinking, your body reflects it. Your shoulders slump. Your breathing becomes shallow. Your energy drops. But the moment you jump, everything changes.

Jumping forces your body to shift gears. It increases your heart rate, floods your system with oxygen, and activates endorphins. It jolts you out of mental fog and sends a powerful message to your brain: “We’re doing something different now.” This action breaks the loop of negative emotions and rewires your focus in real-time. That’s why motivational speakers, athletes, and high performers often jump, clap, or shout before a big moment — they’re using physiology to drive emotion.

More than just physical movement, jumping is symbolic. It represents forward momentum, elevation, and the willingness to rise above the current situation. It tells your subconscious mind that you're ready to take action and shift into a more powerful, productive state. You don't need a gym or a fancy ritual. You just need to stand up and jump.

Try it the next time you're feeling low. Jump. Yell something empowering. Move your body with intensity. You’ll be amazed at how quickly your mindset follows. Because the truth is: you don’t have to wait to feel better — you can generate the energy you need. And sometimes, all it takes is one jump to lift yourself into the version of you that’s ready to win the day.

Tony Robbins teaches that your emotional state can be changed instantly by shifting your physiology, focus, and language. He emphasizes that emotion is created by motion — meaning, the way you move your body directly influences how you feel. Robbins often demonstrates how something as simple as standing tall, breathing deeply, or making a power move — like jumping or clapping — can immediately break a negative state and create a feeling of confidence or energy. He also stresses the power of focus: what you choose to focus on in any moment will determine how you feel. If you focus on what's wrong, you feel bad. Focus on what you can control and what's possible, and your state improves. For Robbins, mastering your state is a foundational key to personal power, success, and fulfillment.

5 ways to change

  1. Change Your Inner Question

Your brain is always answering questions, so take control of them. Instead of asking, “Why does this always happen to me?” try asking, “What can I learn from this?” or “How can I use this to grow stronger right now?” The question shifts your focus — and where focus goes, energy flows.

  1. Gratitude Flash

In under 60 seconds, list three things you’re grateful for, big or small. Feel each one deeply. Gratitude blocks negative emotions like fear and anger. It’s almost impossible to feel fear while truly feeling grateful.

  1. Mental Rehearsal / Visualization

Close your eyes and vividly imagine yourself succeeding — crushing a goal, owning a room, or having a powerful conversation. See it. Feel it. Hear it. Your brain doesn’t distinguish vividly imagined experiences from real ones, so this can instantly boost confidence and motivation.

  1. “Pattern Break” Technique

Catch yourself in a negative loop, then do something totally unexpected. Snap your fingers, make a funny face, say something silly out loud, or even laugh on purpose. This breaks the mental script and creates space for a better emotional choice.

  1. State Anchoring

Recall a moment when you felt unstoppable — totally alive, confident, joyful. Now, squeeze your fist or tap your chest while reliving it. Do this enough and you can anchor that feeling to the gesture. Later, when you need a boost, do the same motion and the emotion will come rushing back.

  1. The "Smile Reset"

This might sound too simple to work — but that’s exactly why it’s powerful. When you smile, even if you're faking it, your brain starts to release dopamine, serotonin, and endorphins — the same chemicals it releases when you’re genuinely happy. These chemicals help reduce stress, lower your heart rate, and improve your overall mood. Smiling also activates facial muscles that send signals to your brain that things are “safe” or “okay.” So, next time you’re feeling angry or down, look in the mirror and smile for 30 seconds. It may feel awkward at first, but stay with it. You'll feel your state begin to shift.

  1. Breathe Like You’re Already Calm (4-7-8 Method)

When you’re mad or anxious, your breathing becomes short and shallow, which tells your brain that you’re under threat. This keeps you locked in “fight-or-flight” mode. The 4-7-8 breathing technique interrupts that response by slowing down your nervous system and oxygenating your body. Here’s how:

  • Inhale through your nose for 4 seconds
  • Hold that breath for 7 seconds
  • Slowly exhale through your mouth for 8 seconds Do this for just four rounds, and you’ll notice a sense of calm and control returning. It helps regulate your emotions and creates the space to respond, not react.

  • Put on "Your Power Song"

Music bypasses logic and speaks straight to your emotional core. Think about it — one song can make you cry, dance, or feel like a champion. That’s why having a “power playlist” is so important. Choose songs that lift your spirit, energize you, or remind you of better times. When you feel down or mad, put on that one song that always lights a fire in you. Play it loud. Let it wash over you. If you’re feeling really brave, move your body to it — dance, jump, sway, nod — whatever helps you connect. The emotional shift can be dramatic.

  1. Change Your Scenery

Your physical environment affects your mental environment. If you’ve ever felt stuck or overwhelmed and suddenly felt relief after stepping outside, that’s no coincidence. Changing your surroundings, even slightly, can help disrupt your current emotional pattern. Go for a walk. Step outside and look at the sky or trees. Go into a different room with better lighting or more space. Movement plus a shift in visual input helps your brain reset. Nature works especially well — studies show that even looking at greenery can reduce stress and increase happiness.

  1. Talk to a “State-Shifter” Friend

We all have people in our lives who naturally lift our spirits — they listen without judgment, they say the right things, or they just make us laugh. These are your “state-shifter” friends. Don’t suffer in silence. When you're angry or emotionally low, reach out to them. Share what you’re going through. Sometimes, just talking it out is enough to break the pattern. Even better, ask them to remind you who you really are — not the version of you caught in the emotion. Connection heals, and the right people can shift your energy faster than anything.

  1. Use the "5-4-3-2-1 Grounding Technique"

This is a simple, science-backed way to pull yourself out of a downward spiral or emotional storm and get grounded in the present moment. Here’s how it works:

5: Name five things you can see.

4: Name four things you can touch.

3: Name three things you can hear.

2: Name two things you can smell.

1: Name one thing you can taste.

This technique forces your brain to shift focus away from emotion and back to the senses, creating calm and clarity. It’s especially helpful if you’re feeling anxious or overwhelmed and need to reconnect with the now.

  1. Change Your Posture — Instantly

Your body language isn’t just a reflection of your mood — it actively creates it. When you’re angry or down, you naturally slouch, fold your arms, or look down. But what happens when you stand tall, pull your shoulders back, open your chest, and lift your head? You feel more powerful and emotionally open. This instant posture change sends signals to your brain that you’re safe, confident, and in control. Bonus: take a deep breath while you do it. In just 10 seconds, you can literally stand your way into a better mood.

  1. Do a 2-Minute "Win Review"

When you’re frustrated or discouraged, your brain forgets your past wins and focuses only on what's wrong. Flip the script by taking two minutes to recall three times you succeeded, overcame something difficult, or felt proud of yourself.

Write them down or speak them aloud. Reconnect with the feeling of confidence and momentum you had in those moments. This reminds your mind: You’ve done hard things before — and you can do it again.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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The Real Wealth Staying Fit Before and After Retirement

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In this episode of Year of Profit, we dive into one of the most overlooked yet essential parts of building a truly successful and enjoyable life—your health. Whether you're planning for retirement, just entering it, or already deep into your golden years, maintaining good health is the ultimate investment in your future.

Joe discusses the physical, mental, and emotional aspects of wellness and how each plays a critical role in your post-retirement lifestyle. He shares practical strategies to stay active, eat smarter, manage stress, and maintain purpose—because living longer doesn’t mean much unless you’re also living well.

This episode covers:

The importance of establishing healthy habits before you retire

Simple fitness routines for any age and mobility level

Nutrition tips to fuel your body without restrictive dieting

Mental health practices to stay sharp and emotionally balanced

Why having a sense of purpose after retirement is key to longevity

How to create a sustainable wellness plan that evolves with you

Joe also shares personal insights and stories that remind us: wealth means nothing without health. And no matter your age, it’s never too late to take that first step toward better well-being.

Tune in and discover how small daily choices can lead to a healthier, happier, and more independent retirement life.

So what can you start doing today?

Here’s a few easy ideas:

Walking: 20–30 minutes a day. Pair it with a podcast — maybe this one 😉

Stretching: Especially in the morning. Loosen those joints and start your day with intention.

Light weights or resistance bands: Build muscle and protect your bones.

Water aerobics or swimming: Low impact, high reward.

Yoga or tai chi: Balance, flexibility, and mental clarity.

And most importantly — find something you enjoy. You’re more likely to stick with it if you love it.

Prioritize daily exercise

If you want to be healthy during retirement, one of the most important things you can do is to stay moving. Regular exercise not only enhances your mobility and overall well-being but also contributes to a longer, healthier life.

Research indicates that retirees who are physically active can lower their risk of heart disease, stroke, Type 2 diabetes, depression, various cancers, anxiety disorders, cognitive decline, and hip fractures.

Whether you start your day with a brisk walk or join a senior fitness class, the CDC recommends that adults aged 65 and older get at least 150 minutes of moderate intensity exercise each week. It’s also important to make time for strength training two times a week, as you can lose between 3% and 5% of your muscle mass per decade after the age of 30.

If you want a versatile at-home workout option, a Michael Phelps Signature Swim Spa by Master Spas offers a perfect solution for low-impact, full-body workouts. The adjustable current allows for a variety of exercises, including gentle swimming, water walking, and resistance training.

Swimming and water exercises are gentle on your joints while providing excellent cardiovascular benefits and muscle toning. In addition, the buoyancy of water reduces the stress on your joints while improving your mobility.

Establish a routine

For decades, your days followed a familiar pattern: wake up, grab a cup of coffee, get ready for work, head to the office, and return home. Retirement brings a newfound sense of freedom without a rigid daily schedule.

However, many retirees find that keeping a flexible routine adds structure and purpose to their days.

What does a retirement routine look like? It starts with trying to maintain a consistent sleep schedule, which can improve the quality of your sleep. You can also give your day a rough outline, which can help you stay productive and avoid feeling aimless.

Scheduling regular times to use your Michael Phelps Swim Spa can not only help you create a daily routine that helps you stay happy and healthy in retirement. You can start your day with an exercise session or opt to spend your nights in the warm water. With built-in massage jets, you can use your swim spa to ease joint pain, muscle soreness, and any tension that you might be feeling.

Hydrotherapy can be particularly beneficial for managing chronic conditions such as arthritis, fibromyalgia, and back pain. The soothing effects of warm water can improve circulation, reduce inflammation, and promote healing.

Nurture your mental health

Retirement marks a significant life transition. While it brings feelings of excitement and happiness, it can also trigger an emotional shock. Changes in social roles and networks can lead to what is often called the “retirement blues.”

More than 25% of retirees say they feel depressed – a rate higher than that of the adult population overall. Sixteen percent of older adults sought treatment for depression, according to the National Council on Aging.

While new retirees might experience feelings of isolation, sadness, and fatigue, it’s treatable. In addition to seeking help from medical professionals, retirees can nurture their mental health by making lifestyle changes and finding healthy ways to manage stress.

Combat this by engaging in activities that stimulate your mind and boost your mood. The Michael Phelps Swim Spa isn’t just for physical exercise – it’s also a perfect spot for relaxation and meditation. The soothing sound of moving water and the warmth of hydrotherapy jets can help reduce stress and promote mental clarity.

Stay socially connected

Loneliness has been declared an epidemic and, by some accounts, it can affect about half of American adults.

The CDC defines loneliness as “the feeling of being alone, regardless of the amount of social contact. Social isolation is a lack of social connections.”

When you retire, it can be harder to maintain those social connections that were once built through daily interactions at work. This can lead to feelings of loneliness and isolation. However, there are ways to combat this.

One way is to engage in community activities, such as joining clubs, attending social events, or participating in volunteer work. Staying connected with family and friends through regular meet-ups or virtual calls can also help maintain a sense of belonging. Additionally, finding new hobbies or interests can provide opportunities to meet new people and build new social networks.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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6 steps to boost your Confidence & Self Worth for a better life

  1. Stop comparing yourself to others. Whether checking out the "perfect" bodies on Instagram or comparing salaries with friends, we all compare ourselves to others at one time or another.

But measuring yourself against other people erodes self-confidence fast. Research shows that the more envy people experience when they make comparisons, the worse they feel about themselves.

Pay attention to when you start thinking other people are either above you or below you in some way.

Instead of viewing them as your competitors, consider them opinion-holders. Someone who looks like they are doing well might have information, skills, or resources you could learn from. Make it your goal to become better than you were yesterday, not better than someone else.

Comparison is the Thief of Joy

Start with this famous quote from Theodore Roosevelt. Comparing yourself to others often leads to unnecessary self-doubt. Instead of celebrating your progress, you diminish it by measuring it against someone else’s highlight reel.

Everyone's Journey is Unique

No two people have the same background, talents, challenges, or timing. Remind your listeners that their timeline is not supposed to look like anyone else’s. Success is not linear, and growth happens at different paces.

Social Media Isn’t Real Life

People usually post their best moments online. What you’re comparing your life to is a curated, filtered version of someone else’s. Behind every smiling selfie could be struggles you’ll never see. Encourage listeners to limit screen time if they notice it's harming their self-esteem.

Turn Comparison into Inspiration

Rather than envying someone, ask: What can I learn from them? Use their success as a source of motivation, not discouragement. Shift the focus from envy to education.

Focus on Your Progress

Have listeners look at where they were 6 months ago, 1 year ago, 5 years ago. Are they moving forward? If yes, celebrate that. Confidence grows when you acknowledge your own progress, no matter how small.

Gratitude Kills Comparison

Encourage gratitude journaling. When people take time daily to list what they’re thankful for, they naturally begin to shift focus inward, recognizing the value in their own life rather than someone else’s.

You Don’t Know the Full Story

You might be comparing your struggle to someone’s moment of success — not realizing they went through years of failure first. Or that they’re struggling in other ways. Appearances are deceiving.

The Scarcity Mindset vs. Abundance Mindset

Comparison often comes from thinking there’s not enough success, love, money, or happiness to go around. But confidence grows when you believe that there’s more than enough for everyone — that someone else’s success doesn’t take away from yours.

Celebrate Others Without Diminishing Yourself

lifting others up and recognizing their achievements can be empowering — not threatening. True confidence doesn’t fear someone else’s light; it shines alongside it.

Daily Affirmation

Close this segment with an affirmation your audience can use:

“I am on my own path. My worth is not defined by others. I trust my journey.”

  1. Create boundaries. It’s impossible to be confident when you feel like you have no control over how others treat you. When you establish healthy boundaries, however, you’ll see that you’re in charge of determining what behaviors you’ll tolerate and which you won’t.

Creating boundaries for ourselves can aid in feeling more in control and thus improve psychological safety. It's really part of feeling confident, knowing that you're in charge of your life.

Say no to things you don’t want to do. Speak up when someone crosses the line. And make your expectations clear.

Take care of your body. Feeling good about yourself is hard when you're not treating your body properly. When you prioritize self-care, you do something great for your body, mind, and spirit.

Eating healthy, exercising, meditating, and getting plenty of sleep are all keys to helping you feel your best. Just adding in a few extra walks every week and making some healthier food choices could bolster your confidence.

Eat foods that are closest to how they are naturally. Get away from processed foods. I mentioned fatty liver disease.

Fatty liver disease, also known as hepatic steatosis, is a condition where excess fat accumulates in the liver. It can be caused by various factors, including alcohol consumption, obesity, and certain medical conditions. While often asymptomatic in its early stages, fatty liver disease can progress to more serious conditions like liver inflammation (steatohepatitis) and even liver failure if left untreated.

Types of Fatty Liver Disease:

  • Nonalcoholic Fatty Liver Disease (NAFLD): This is the most common type, occurring in people who drink little to no alcohol. It's often linked to obesity, diabetes, and metabolic syndrome.

Alcoholic Fatty Liver Disease (AFLD): This type is directly related to heavy alcohol consumption.

Metabolic Dysfunction-Associated Steatotic Liver Disease (MASLD): This is the new, more comprehensive term for NAFLD, emphasizing its link to metabolic dysfunction and related conditions.

Spend time with positive people. The people around you greatly impact how you feel about yourself. If judgmental or critical people surround you, it’ll take a toll on your mental strength. If, however, you’re interacting with people who can cheer others on and support one another, you’ll feel much better.

Unfortunately, researchers have found that people with low self-esteem tend to befriend people who put them down. If you feel bad about yourself, you might spend time with others who put you down because you’re used to hearing bad things about yourself.

If you feel awful about yourself, hearing others say nice things about you can be uncomfortable. So you might go with what feels familiar–put-downs and negativity.

So pay close attention to the people you choose to surround yourself with and don’t be afraid to reduce or eliminate your contact with some people. Focus on creating healthier relationships with the positive people in your life. Although it may feel uncomfortable at first, it gets easier over time, and hearing good things about yourself might shift how you talk to yourself too.

"You are the average of the five people you spend the most time with." This idea is widely attributed to motivational speaker and entrepreneur Jim Rohn, and it's rooted in both psychology and sociology.

Here’s a breakdown of the core idea:

🧠 Psychological Influence:

  • Social Contagion Theory: Emotions, habits, and behaviors are contagious. If your close circle is driven, kind, and positive, you're likely to adopt those traits.
  • Mirror Neurons: Your brain mirrors the behaviors and attitudes of those around you, often subconsciously.

🌐 Social and Environmental Influence:

  • Norms and Expectations: If your peer group values fitness, reading, or financial discipline, those behaviors become normalized and expected.
  • Accountability & Support: Being around goal-oriented people raises your own standards and builds a support network.

📊 Research Examples:

  • A famous Framingham Heart Study (over 30 years) showed things like obesity and smoking were highly influenced by social circles.
  • Nicholas Christakis and James Fowler demonstrated in research that even a friend's friend (3 degrees out) can influence your habits.

🔄 Real-Life Applications:

  • Entrepreneurs join mastermind groups or incubators to stay sharp.
  • Addiction recovery relies heavily on community (like AA or support groups).
  • Personal growth seekers often seek mentors, coaches, or supportive communities.

Questions you might explore in a podcast or blog:

  • Are your five closest people helping or hurting your goals?
  • Can changing your environment actually change your identity?
  • How do you consciously upgrade your circle?
    1. Can changing your environment actually change your identity?
  • Yes — your environment can absolutely shape and even transform your identity. Who and what you surround yourself with directly influences how you think, act, and see yourself.
  • Your identity is not fixed; it's constantly shaped by:
  • The conversations you have
  • The standards you're held to
  • The behaviors you normalize
  • The goals that seem possible around you
  • If you move into a space where success, growth, and discipline are the norm, you start to adapt. You begin to take on that mindset — not just to fit in, but because you're being shown a new version of what's possible for you. It's like planting a seed in fertile soil vs. dry sand. The right environment allows your potential to grow.
  • 🔑 Change your environment, and you give your identity permission to evolve.
    1. How do you consciously upgrade your circle?
  • Upgrading your circle doesn’t mean ditching your old friends — it means intentionally surrounding yourself with people who inspire and challenge you. Here’s how to do it:
  • ✅ Steps to Upgrade Your Circle:
  • Audit your current circle. Ask: Do they support my growth or hold me back? Do they complain or take action?
  • Get clear on your goals. Know what kind of energy, mindset, and habits you want to be around.
  • Seek aligned communities. Join groups, masterminds, clubs, or events that attract driven people. Online forums, coaching groups, and industry meetups are gold.
  • Be the person you want to attract. Growth-minded people are drawn to others on the same path.
  • Build intentional connections. Reach out, network, offer value — and be patient. Strong circles grow over time.

  • Reframe your negative self-talk. When you talk down to yourself, you hold yourself back and decrease your confidence. Your subconscious buys into the idea that certain things are “too hard” or “you can’t handle it.” Flip the script with a little kind self-talk to overcome self-doubt and take on new challenges. For instance:

Instead of “I can’t handle this,” try “I can do this.”

Rather than “I can’t do anything right,” go for “I can do better next time.”

Replace “I hate public speaking” with something like “I don’t love public speaking, but everyone has strengths and weaknesses.”

  1. Act as if you feel confident. No one gains confidence by sitting around the house doing nothing. Sometimes, the best way to change your feelings is to change your behavior first.

Ask yourself what you’d be doing if you felt confident. Would you enroll in classes? Move to a new city? Talk to more people? Do those things now.

When you walk into a room, act like you feel confident doing it. Even small changes, like a slight shift in your posture, can make a huge difference.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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Welcome back to The Year of Profit, the podcast where personal growth meets financial freedom. In today’s insightful episode, we’re diving deep into the transformative world of self-help groups — what they are, how they work, and why they’re a powerful tool for personal and professional growth.

💡 What Are Self-Help Groups?

Self-help groups are small, supportive communities of individuals who share common goals, challenges, or experiences. Whether you're dealing with addiction, stress, anxiety, personal growth hurdles, or just seeking a like-minded group to grow with, self-help groups offer structure, accountability, and real human connection. Unlike therapy or coaching, these groups are often peer-led and focus on mutual support, encouragement, and shared resources.

✅ Benefits of Joining a Self-Help Group

In this episode, we explore the many advantages of joining or starting a self-help group, including:

Emotional Support – Feeling heard and understood by others with similar struggles reduces isolation and increases emotional resilience.

Accountability – Setting personal or financial goals becomes easier when others are cheering you on and holding you to your commitments.

Motivation and Inspiration – Hearing success stories and strategies from others can reignite your motivation.

Skill Development – Learn practical tools for communication, time management, mindfulness, financial planning, and more.

Increased Self-Awareness – Through honest conversations and feedback, you begin to see patterns and areas for improvement.

🧭 Types of Self-Help Groups We Discuss

We highlight different types of self-help groups that align with the Year of Profit mindset:

Financial Freedom Groups – Share strategies on budgeting, investing, debt reduction, and wealth-building.

Entrepreneurial Masterminds – Collaborate with fellow business owners and startups to share insight and network.

Personal Growth Circles – Focus on habit-building, mental health, spirituality, and goal setting.

Online Communities – Leverage technology with virtual self-help groups through forums, apps, or Zoom meetings.

🛠️ How to Start or Find a Self-Help Group

We also walk you through actionable steps for finding or starting your own group:

Identify Your Focus – Be clear about what you want to work on.

Start Small – Even two or three dedicated people can form an effective group.

Set Ground Rules – Confidentiality, honesty, and commitment are essential.

Choose a Platform – In-person, online, or hybrid.

Stay Consistent – Meet regularly and track progress.

📈 Self-Help and Your Profit Journey

Self-help isn’t just about personal well-being — it’s about becoming the best version of yourself so you can maximize your impact, income, and influence. The support from a self-help group can act as a powerful catalyst on your journey to financial and personal success.

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you’re ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time

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When you walk, your body undergoes numerous changes, from increased heart rate and breathing to muscle engagement and calorie burning. Walking is a form of exercise that strengthens the heart, boosts circulation, and can help maintain or lose weight. It also has benefits for mental health, such as releasing mood-boosting endorphins and potentially improving cognitive function.

Here's a more detailed look at what happens to your body when you walk:

Physiological Changes:

Increased heart rate and breathing:

Your heart pumps faster to deliver more oxygen to your muscles, and your breathing rate increases to meet the body's increased oxygen demand.

Muscle engagement:.

Walking engages various muscle groups, including those in your legs, abdomen, and even your arms if you swing them.

Calorie burning:.

Walking burns calories, contributing to weight management and potentially weight loss.

Increased blood flow:.

Walking improves circulation, helping to deliver oxygen and nutrients throughout the body.

Temperature regulation:.

As your body works harder, your temperature may increase, and you may begin to sweat to cool down.

Health Benefits:

Cardiovascular health.

Walking strengthens the heart and improves cardiovascular function, potentially reducing the risk of heart disease and stroke.

Weight management:.

Burning calories through walking can help you maintain a healthy weight or lose weight.

Muscle strength and endurance:.

Regular walking builds muscle strength and endurance in your legs and core.

Improved mood and mental health:.

Walking can release endorphins, which have mood-boosting effects, and potentially improve cognitive function.

Joint health:.

Walking is a low-impact exercise that can be beneficial for joint health, especially for individuals with arthritis.

Improved digestion:.

Walking can encourage movement in the GI system and promote healthy digestion.

Boosted immunity:.

Physical activity, including walking, can boost the immune system

Walking in the woods offers numerous benefits for physical and mental well-being. It can reduce stress, improve mood, and boost the immune system. Spending time in nature also promotes feelings of awe and connection to the natural world.

Here's why a walk in the woods is beneficial:

Stress Reduction:.

Studies have shown that spending time in nature can lower stress hormones like cortisol, leading to a calmer state of mind.

Mood Improvement:

The natural beauty and tranquility of the woods can inspire positive emotions and boost mood.

Immune System Support

Exposure to nature and the presence of phytoncides (chemicals released by trees) can help boost the immune system.

Improved Cardiovascular Health:

Walking, even at a leisurely pace, can improve blood flow and heart health.

Mental Clarity:

.

A walk in the woods can provide a mental break from technology and the stresses of daily life, allowing for clearer thinking and problem-solving.

Connection to Nature:

Spending time in the woods can foster a deeper appreciation for the natural world and help you reconnect with your surroundings.

Physical Activity:

Walking in the woods provides a great way to get exercise and physical activity in a natural setting.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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In this episode of Year of Profit, we dive deep into the emotional side of money. I explore how men and women often relate to finances differently—emotionally, psychologically, and culturally. From saving and spending habits to the fear and freedom money brings, we look at how your upbringing and gender might shape your financial mindset. Get ready for eye-opening insights and practical tips for navigating money more consciously and confidently.

These are generalizations: Not all men or women fit these patterns, and individual financial approaches vary widely.

Evolving Roles: Gender roles are evolving, with more women entering high-paying fields and men increasingly valuing work-life balance, leading to changes in financial behaviors.

Communication is Key: Open communication about finances in relationships is vital to understanding and aligning different financial perspectives

🔍 Episode Structure:

  1. Opening Hook (1–2 mins)

Pose a thought-provoking question:

“Why do some people see money as freedom, and others see it as stress?”

Share a brief personal story or listener anecdote (if you have one) about money emotions.

  1. Understanding the Emotional Side of Money + The Flow of Money

We often think of money as logical, mathematical — income, expenses, budgets, interest rates. But in reality, money is deeply emotional. It touches everything: our sense of self-worth, our feeling of safety, our relationships, and even our happiness.

💡 Money Is Emotional, Not Just Transactional

Most of our money decisions are driven by emotion — not reason. For example:

Why do some people overspend when they're sad?

Why do others hoard money and feel unsafe even with a full bank account?

Why does talking about money with your partner sometimes lead to conflict?

These reactions aren’t just financial — they’re emotional. And often, they’re unconscious.

🧠 Money Scripts: Where Our Beliefs Begin

We all grow up hearing messages about money:

"Money doesn’t grow on trees."

"Rich people are greedy."

"We can't afford that."

"You have to work hard for every dollar."

These become internalized “money scripts” — beliefs we carry into adulthood. And they shape how we feel about earning, spending, saving, and investing.

Some common emotional scripts:

Scarcity mindset: Fear there will never be enough.

Worth = Wealth: Belief that your value comes from your financial status.

Guilt about success or fear of judgment.

🔄 The Flow of Money: A Mirror for Your Emotions

Money flows in and out of your life just like energy. And just like energy, if you resist it, hoard it, or fear it — it stagnates. Here’s how emotional states influence that flow:

  1. Fear Blocks Flow

When you're afraid to spend or invest, you cling to money.

That can lead to missed opportunities, scarcity thinking, and stress — even if you have enough.

Emotionally, fear tightens your grip, and money stops circulating.

  1. Gratitude Attracts Abundance

People who practice gratitude for what they already have often see more financial opportunity.

This isn’t magic — it’s mindset. Gratitude opens your awareness to possibilities.

  1. Generosity Creates Circulation

Giving (time, money, energy) often leads to unexpected returns.

Not in a mystical sense — but generous people build networks, trust, and opportunities.

  1. Confidence Increases Earning Power

If you believe you’re worthy of wealth, you’re more likely to take smart risks.

Confidence invites flow — you trust money will return, so you’re not frozen by fear.

🌊 The Emotional Flow Loop

Emotion → Behavior

(e.g., Fear → Hoarding; Guilt → Undervaluing your work)

Fear tend to hoard money or avoid checking accounts.

Guilt might overspend on others but never on themselves.

Low self-worth may undercharge or settle for less.

Confidence and trust often take action, invest, or ask for raises.

Behavior → Financial Outcome

(e.g., Undervaluing → Undercharging → Low income)

Financial Outcome → Reinforces Emotion

(e.g., Low income → More fear or shame)

These behaviors then reinforce their emotional state — it becomes a loop.

Breaking this cycle requires emotional awareness — knowing your triggers, identifying your patterns, and consciously reshaping them.3. How Men and Women Tend to Differ (7–10 mins)

Be careful to speak in general trends, not stereotypes. Acknowledge variation.

The Feedback Loop of Money & Behavior

🔹 Women (generally):

Often associate money with security and relationships.

Tend to be more cautious with investing.

May feel guilt or shame around spending on themselves.

More likely to experience “money anxiety” even when doing well.

🔹 Men (generally):

Often link money to status, power, or independence.

May take more financial risks.

More likely to tie self-worth to income level.

Can suppress financial vulnerability or fear.

Include data points or studies if you like (I can help gather those).

  1. Why These Differences Exist (5 mins)

Societal conditioning: boys vs. girls growing up (e.g., "provider" vs. "nurturer").

Media portrayals of money and success.

Role models and parental influences.

  1. Here's a look at some of the common differences:

  2. Risk Tolerance and Investing:

Men: Tend to have a higher risk tolerance and may be more inclined towards aggressive investments. This could be influenced by societal expectations where men are often seen as providers and risk-takers.

Women: May be more risk-averse and prioritize financial security and stability. Studies suggest women tend to be more cautious investors, potentially leading to a more stable investment performance over time.

  1. Financial Goals:

Men: Often prioritize growing their retirement savings.

Women: May place a higher priority on supporting their families, which can include childcare or caring for elderly parents. This aligns with traditional societal expectations of women as nurturers.

  1. Spending Habits:

Men: Research indicates men are more likely to make status-driven purchases, potentially to project success.

Women: Tend to spend on experiences or items that enhance comfort or benefit their loved ones. They are also often more price-conscious shoppers.

  1. Attitudes and Feelings about Finances:

Men: May report feeling more hopeful, less stressed, and more capable of achieving their financial goals.

Women: Might experience more financial anxiety and lower confidence, even when possessing comparable financial knowledge.

  1. Influencing Factors:

Societal Expectations: Traditional gender roles have played a significant role in shaping financial perspectives and behaviors.

Income Disparity: The gender pay gap, where women, on average, still earn less than men, can influence financial priorities and strategies.

Longevity: Women generally live longer, necessitating a more cautious approach to financial planning to ensure long-term stability, particularly in retirement.

  1. Call to Action + Takeaways (2–3 mins)

Encourage listeners to journal about their money emotions.

Suggest a challenge: talk to a partner/friend about their money story.

Promote your coaching, newsletter, or another episode (e.g., on budgeting or abundance mindset).

The Law of Attraction & How People Behave with Money

The Law of Attraction says that like attracts like — the energy and mindset you project will attract similar experiences into your life. While this is often dismissed as "woo-woo," there’s a real-world behavioral component to it that ties directly into how people handle money.

Let’s break it down.

🔮 What Is the Law of Attraction (in money terms)?

If you constantly think, “I’m broke, I can’t afford that,” you reinforce scarcity.

If you believe, “I always find ways to earn more, money flows to me easily,” you open yourself to opportunity.

The mindset creates your emotional frequency, which then guides your actions — and actions lead to outcomes.

🧍‍♂️🧍‍♀️ Behavioral Patterns Based on Beliefs

  1. Scarcity Mindset = Defensive Behavior

Hoarding money.

Avoiding investments or risk.

Constant anxiety about bills.

Saying “no” to opportunities out of fear of loss.

🎙️ Podcast Tip: Share a personal story or a client example of someone trapped in scarcity.

  1. Abundance Mindset = Proactive Behavior

Seeking new income streams.

Willingness to invest in skills, businesses, or people.

Generosity — giving without panic.

Trust that money circulates and grows.

🎙️ Add a story of someone who shifted mindset and began attracting better outcomes.

💭 Belief > Emotion > Action > Result

People behave around money not based on logic, but on what they believe to be true. For example:

A woman who believes she’s bad with money may never try to learn investing — reinforcing the cycle.

A man who grew up believing money causes conflict may avoid managing it altogether — sabotaging his own growth.

If you change the belief, the behavior follows — and the results change.

🛠️ Bringing the Law of Attraction Down to Earth

You don’t need to “manifest a million dollars overnight.” Instead:

Visualize yourself handling money with confidence.

Affirm: “I am worthy of wealth,” “I attract opportunities to grow my income.”

Act on those beliefs — budget, invest, have open conversations, give generously.

Think of the Law of Attraction as aligning your mindset, emotions, and habits toward financial well-being.

How to Practice the Law of Attraction with Money (Realistically)

Get Clear on What You Want

Write down your ideal financial reality: savings, lifestyle, impact.

Feel the Feelings Now

Gratitude, joy, confidence — feel these before the money arrives.

Change Your Language

Stop saying: “I’m broke” → Start saying: “I’m building wealth.

Words shape thoughts. Thoughts shape actions.

Take Micro-Actions

Make a budget.

Ask for help.

Start a side hustle.

Read a financial book.

Stay Open to Unexpected Sources

Money can flow from unexpected directions when you're aligned.

✅ Challenge for Listeners

Write down 3 limiting beliefs about money you grew up with.

Replace them with 3 empowering affirmations.

Practice those affirmations daily and act as if they’re already true.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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THE THREE PILLARS OF PROGRESS – In Depth

🧠 Pillar One: Get Laser Focus

Clarity isn’t just power — it’s the ignition for everything.

🔍 What It Means:

Laser focus means narrowing your attention on one clear, compelling outcome — and blocking out distractions, doubts, and anything that doesn't align with that mission.

🔥 Why It Matters:

Most people don’t fail because they lack talent — they fail because they’re scattered. They’re chasing five rabbits and catching none.

When you know your exact goal and deep reason why, your brain and energy start aligning. That’s how you enter “flow state,” where action feels effortless.

💡 How to Get Laser Focus:

Define the What: Be specific. “I want more money” becomes “I want to earn $10K/month from my business within 6 months.”

Clarify the Why: Connect it to emotion. Why does this matter to you, your family, your future?

Visualize Daily: Picture your goal every morning. Make it real in your mind before it’s real in your life.

Create a Focus Ritual: Block out daily distraction-free time. Use techniques like Pomodoro, deep work sessions, and airplane mode.

✅ Action Steps:

Write a “clarity statement” for your top goal: What it is, Why it matters, When it’s due.

Eliminate one distraction today — social media, unnecessary meetings, toxic conversations.

🗺️ Pillar Two: Get the Best Tools, Maps, Strategy, and Coaching

You can’t navigate new terrain without a map — or a guide who’s been there.

🔍 What It Means:

Having a goal is great — but without the right plan and support system, you’re just spinning your wheels. Tools give you leverage. Strategy gives you direction. Coaching gives you perspective.

🔥 Why It Matters:

You can waste years doing things the hard way. Or you can shortcut success by modeling someone who’s already achieved what you want.

The best in the world — from athletes to CEOs — invest in tools, systems, and mentorship. Why shouldn’t you?

💡 How to Upgrade Your Strategy:

Find a Mentor or Coach: Someone who's walked the path you want to walk. That could be a paid coach, a podcast host, a book author.

Use the Right Tools: Whether it's AI, financial software, planners, or health trackers — find tools that make the process smoother.

Get the Map: Create a clear, step-by-step strategy. Don’t just have a goal — reverse-engineer it into weekly tasks.

Join a Community: Success accelerates in the right environment. Surround yourself with accountability and high standards.

✅ Action Steps:

Choose one area where you're stuck — and find one tool, course, or expert that can help.

Write down your 90-day game plan. Break it into weekly “wins.”

⚡ Pillar Three: Take Massive Action

Ideas are worthless without execution. Action is where transformation happens.

🔍 What It Means:

Taking massive action doesn’t mean working harder — it means moving forward consistently and intentionally, even when it’s uncomfortable.

🔥 Why It Matters:

This is where most people fall off. They wait for the “perfect time,” or until they “feel ready.” But success loves speed. It rewards courage.

Massive action builds momentum, and momentum builds belief. Action is the bridge between dreaming and doing.

💡 How to Build Massive Action Habits:

Don’t Overthink — Start Small: One phone call. One blog post. One workout. Start now.

Measure Progress, Not Perfection: Track your wins daily. Don’t aim for flawless — aim for finished.

Create Accountability: Share your goal publicly. Hire a coach. Use a tracker. Let failure be visible.

Celebrate Wins: Every step counts. Celebration reinforces habits — it wires the brain for more.

✅ Action Steps:

Commit to one uncomfortable action today. Something you've been procrastinating.

Start a “progress journal.” Every day, log 3 things you did to move forward.

🎯 Final Thoughts:

The path to real change — real profit — isn't found in shortcuts or hacks. It's built on focus, strategy, and relentless action.

Ask yourself honestly: Which of these three pillars is weakest for me right now? What’s one thing I can do today to strengthen it?

Revisit your goal and why.

Take one intentional, focused action.

Log it. Celebrate it.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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The phrase "The past does not equal the future" emphasizes that past experiences, whether positive or negative, should not dictate or limit your future potential. To "go to the next level" means to move forward, create new opportunities, and transcend the limitations of your past.

You are not your old self so why should you keep dwelling on it? The things you have done in the past have molded you into the person you are. But there not going to get you to where you want to be.

Here's a more detailed explanation:

The Past as a Learning Tool:

While the past is important for understanding how we've arrived at our current situation, it shouldn't be a prison that confines our future choices. The past can offer valuable lessons and insights, but it's crucial to avoid repeating past mistakes or letting past failures dictate your future aspirations.

Here's how the past can be a powerful learning tool:

  1. Understanding Personal Habits and Patterns:

Self-Reflection:

Examining past experiences, both successes and failures, can reveal recurring patterns in your behavior.

Identifying Strengths and Weaknesses:

By analyzing past situations, you can pinpoint areas where you excel and areas that require improvement.

Breaking Negative Cycles:

Recognizing and understanding habitual thoughts and behaviors allows you to consciously choose different approaches in the future.

  1. Learning from Mistakes and Failures:

Avoiding Repetitions: Recognizing the root causes of past mistakes can help prevent their recurrence.

Building Resilience: Learning from setbacks can build confidence and a more optimistic outlook.

Developing Problem-Solving Skills: Analyzing past challenges and solutions can improve decision-making and creative thinking.

  1. Applying Historical Lessons:

Studying History:

History provides valuable insights into societal trends, political landscapes, and the consequences of past decisions.

Avoiding Historical Mistakes:

Understanding past errors allows for better decision-making in the present, potentially avoiding similar pitfalls.

Developing Empathy and Perspective:

Studying different historical perspectives can foster empathy and a broader understanding of the world.

  1. Applying Learning to the Present and Future:

Setting Goals and Objectives:

Understanding past tendencies can help you set more realistic and achievable goals.

Developing Strategies for Success:

By learning from past successes, you can develop effective strategies for future endeavors.

Fostering Resilience and Adaptability:

Learning from past challenges builds resilience and adaptability, making you better prepared for future uncertainties.

History in action: Mizzou students recreate ancient tools ...

In essence, the past is not just a record of events but a rich source of knowledge and understanding that can be leveraged to improve personal growth, decision-making, and societal progress.

The Power of the Present Moment:

The present moment is where we have control and agency. It's where we can make new choices, create new possibilities, and shape our future in a way that aligns with our goals and desires.

Here's a more detailed look at the concept:

Benefits of Being Present:

Reduced Anxiety and Stress:

Being present helps to detach from anxious thoughts about the future or ruminations on the past, leading to a calmer and more peaceful state of mind.

Increased Self-Awareness:

Present moment awareness allows for a deeper understanding of one's own thoughts, feelings, and sensations, fostering self-compassion and acceptance.

Enhanced Connection:

Being present allows for deeper engagement with the present moment, fostering stronger connections with oneself, others, and the environment.

Improved Quality of Life:

By savoring experiences and appreciating the present moment, individuals can find joy and fulfillment in everyday life.

Greater Success and Fulfillment:

Infusing everything you do with your presence can lead to greater quality, connection, and ultimately, success on all levels.

Practicing Presence:

Mindfulness:

Cultivating awareness of the senses without judgment is a key aspect of being present.

Meditation:

Regular meditation practice can help train the mind to focus on the present moment and reduce wandering thoughts.

Slowing Down:

Taking time to appreciate the present moment, even in small ways, can help combat the pressures of a fast-paced life.

Appreciating the Simple Things:

Finding joy in everyday experiences, such as a walk in nature or a cup of coffee, can help cultivate a sense of gratitude and presence.

Eckhart Tolle's Perspective:

Eckhart Tolle, a spiritual teacher and author of "The Power of Now," emphasizes the importance of living in the present moment as a path to inner peace and spiritual awakening. He suggests that the main purpose of human life is to consciously inhabit the present moment.

Moving Beyond Limitations:

The past may have presented challenges or setbacks, but these experiences don't define our capabilities or limit our potential. By focusing on the present moment and creating a new vision for the future, we can overcome these limitations and achieve new heights.

Here's a more detailed look at how to move beyond limitations:

  1. Identifying and Challenging Limiting Beliefs:

Recognize Self-Imposed Limitations:

Many limitations are self-imposed, such as fear of failure or self-doubt. Identify these internal barriers and challenge their validity.

Question Assumptions:

Examine your beliefs about your abilities and limitations. Ask yourself if these beliefs are truly accurate or based on past experiences that may no longer apply.

Seek Diverse Perspectives:

Engage in conversations with people who have different perspectives or have overcome similar challenges. Their insights can help you see things from a new angle and challenge your limiting beliefs.

  1. Cultivating a Growth Mindset:

Embrace Learning:

View challenges as opportunities for growth and learning. Approach new situations with curiosity and a willingness to learn from mistakes.

Focus on Effort, Not Just Ability:

Recognize that abilities can be developed through hard work and dedication. Shift your focus from innate talent to the effort required to achieve your goals.

Practice Self-Compassion:

Be kind to yourself when you make mistakes or face setbacks. Acknowledge that everyone faces challenges and learn from these experiences.

  1. Taking Action and Embracing New Experiences:

Step Outside Your Comfort Zone:

Actively seek opportunities to challenge yourself and step outside of your comfort zone. This could involve trying new activities, taking on new projects, or even just engaging in more challenging conversations.

Break Down Large Goals:

Divide large goals into smaller, more manageable steps. This makes the process less daunting and provides a sense of progress as you move forward.

Celebrate Small Wins:

Acknowledge and celebrate your accomplishments, no matter how small. This reinforces positive behavior and motivates you to keep pushing forward.

  1. Building a Supportive Network:

Surround Yourself with Positive Influences:

Seek out mentors, coaches, and peers who believe in you and support your growth. Their encouragement and guidance can be invaluable as you work to overcome limitations.

Create Boundaries:

Identify and limit relationships that are not supportive or that reinforce limiting beliefs. Surround yourself with people who uplift and inspire you.

  1. Practice Self-Care:

Prioritize Mental and Emotional Well-being:

Engage in activities that help you recharge and rejuvenate, such as exercise, meditation, or spending time with loved ones.

Manage Stress:

Practice healthy stress management techniques to avoid burnout and maintain a positive mindset.

By implementing these strategies, you can move beyond limitations and unlock your full potential. Remember that overcoming limitations is a journey, not a destination. Be patient with yourself, celebrate your progress, and keep striving towards your goals.

The Importance of Belief and Action:

To "go to the next level," you need to believe in your ability to create a better future. This belief, combined with focused action, will allow you to move beyond the constraints of your past and achieve your goals.

You are responsible for how you feel, no matter what happens. Even if life gets very difficult.

Before you contribute to others, take care of yourself and your energy

Elaboration:

Beliefs shape actions:

Our core beliefs act as a compass, guiding our decisions and behaviors. They influence how we view the world, interact with others, and approach challenges. For example, if someone believes that hard work leads to success, they are more likely to put in the effort to achieve their goals.

Actions can shape beliefs:

The actions we take, especially those that lead to positive or negative outcomes, can reinforce or challenge our existing beliefs. Cognitive dissonance theory suggests that we tend to adjust our beliefs to align with our actions, especially when there's a conflict between them.

Importance of aligning beliefs with actions.

Living in congruence with our beliefs fosters a sense of authenticity, integrity, and purpose. When our actions match our words, we build trust and confidence in ourselves and others.

Impact on relationships and success:

.

Our beliefs and actions profoundly impact our relationships, particularly in how we interact with others and how we build and maintain connections. Strong belief in oneself and one's capabilities can lead to personal and professional success.

The role of faith and action:

Faith, as a belief in something beyond one's own understanding, is often paired with action. Many religious traditions emphasize the importance of faith being manifested through acts of service and compassion.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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Welcome to The Year of Profit Podcast! In this powerful episode, we explore a concept that influences every outcome in your life—the decisions you make and the words you choose to describe your experiences. Whether you realize it or not, the trajectory of your life is determined less by what happens to you and more by how you respond to what happens. And that response is shaped by three core decisions you make every single day.

These decisions impact your mindset, your relationships, your business, your finances, and your overall sense of happiness and fulfillment. The good news? You have control over them. And once you become conscious of these decisions, you begin to reclaim your power.

Here’s what you’ll learn in this episode:

  1. The Three Decisions That Shape Your Life:

We break down the daily decisions that silently sculpt your reality:

What you choose to focus on. Where focus goes, energy flows. Are you fixated on problems or possibilities? Pain or progress? We discuss how focus shapes your emotional state and ultimately your results

What meaning you assign to what happens. The stories we tell ourselves about events in our lives become our truth. By changing the meaning, you change the experience—and your future.

What action you decide to take. Decisions without action are just wishes. The boldest transformations come from consistent action aligned with your vision and values.

  1. How the Language You Use Creates Your World:

Words are more than communication tools—they are the framework of your perception. We dive into how the language you use (internally and externally) directly affects your emotions, confidence, and momentum. Are you using empowering language that fuels growth, or are you unknowingly reinforcing limitations?

You’ll learn how to shift from passive, problem-centered phrases like “I can’t,” “I always mess this up,” or “This is too hard,” to powerful, possibility-based language that drives progress and positive emotion.

  1. Simple Shifts, Big Changes:

This episode isn’t just theoretical—it’s packed with practical strategies you can implement immediately. We discuss

How to become aware of your unconscious decisions.

How to redirect your focus for more clarity and purpose.

How to reframe negative situations through empowering language.

How to ask better questions to access better answers and take smarter action.

Whether you’re trying to grow a business, improve your relationships, build financial independence, or simply live a more meaningful life, these tools are foundational.

Your Challenge This Week:

Become mindful of your three daily decisions. Start by journaling what you’re focusing on, what meaning you’re giving to situations, and the words you’re using to describe your life. Make one small shift—and watch what happens.

Remember: This is your year. Your year of clarity. Your year of power. Your Year of Profit.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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Episode Description / Show Notes:

We’ve all been there—those moments when life overwhelms us, and our emotions spill out in ways we didn’t expect. Maybe it’s an outburst. Maybe it’s shutting down completely. Maybe it’s that quiet breakdown behind closed doors. In this episode of Year of Profit, we’re getting real about what I call emotional inelegance—the not-so-polished, deeply human side of emotional expression.

Forget the Instagram-perfect image of calm under pressure. Real life gets messy. But here's the twist: that emotional mess can be meaningful. It’s often the gateway to growth, self-awareness, and deeper connection with yourself and others. Instead of hiding it or feeling shame over it, what if we gave ourselves permission to fall apart with style—with intention, honesty, and reflection?

In this episode, I’ll explore:

What emotional inelegance really means—and why it's normal

How our culture teaches us to suppress or “clean up” emotions

Why falling apart can actually be a powerful reset

The difference between emotional release and emotional avoidance

Tools to help you own your emotional moments and learn from them

You don’t need to be perfect to make progress. In fact, the path to emotional intelligence often starts with allowing the “inelegant” parts of ourselves to be seen and understood. Whether you're going through a rough patch or just tired of pretending everything’s okay, this episode is for you.

Because true personal growth isn't about avoiding breakdowns—it's about learning how to move through them with grace, self-compassion, and yes, even a little style.

Resources & Mentions:

Simple grounding techniques to stay present in emotional waves

Journal prompts for self-reflection during tough times

Connect with Me:

If this episode hit home, share it with a friend or drop me a message. I’d love to hear how you’re navigating your own journey through emotional growth.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

View Details

Please hit Subscribe/Follow. And leave a 5-Star revue.

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Episode Summary:

In this eye-opening episode of Year of Profit, we dive into a silent epidemic that could be robbing you of both your health and your productivity—Fatty Liver Disease. Often overlooked, this condition affects nearly 1 in 4 adults worldwide, and the scary part? Most people don’t even know they have it. But knowledge is power, and today we're breaking it all down so you can take control.

What You'll Learn in This Episode:

What is Fatty Liver Disease? A breakdown of the two types: alcoholic and non-alcoholic fatty liver disease (NAFLD), and why the non-alcoholic form is rapidly rising in the modern world.

Common causes and risk factors—including poor diet, sedentary lifestyle, obesity, insulin resistance, and even stress.

The warning signs and symptoms to look out for (many of which are often ignored or mistaken for other issues).

How a compromised liver impacts your energy, mental clarity, and motivation—and ultimately, your ability to succeed financially and personally.

Why addressing liver health is essential if you're aiming for long-term success, vitality, and financial independence.

Your Health is Your Real Wealth:

At Year of Profit, we believe success is built on a strong foundation—and that starts with your health. A sluggish liver can lead to fatigue, brain fog, and hormone imbalance, which makes achieving your goals harder than it needs to be. But the good news? Fatty liver is reversible.

We’ll Cover Practical Steps You Can Take Today:

Simple dietary changes that support liver detox and regeneration

The top foods to avoid—and what to eat instead

Natural supplements and herbs that may help

How movement and mindset play a role in liver health

Why cutting sugar may be more important than cutting fat

Tune In, Take Notes, and Take Action!

This episode is packed with insights that could change the way you live and work. Because when your body is functioning at its best, your mind is sharper, your energy is higher, and your profits—both personal and financial—can soar.

Don’t let something you can’t see hold you back from the life you’re meant to live. Hit play now and take the first step toward a healthier, wealthier you!

Pharmacogenetics

Pharmacogenetics, also known as pharmacogenomics, is the study of how an individual's genes affect their response to medications. It combines pharmacology and genomics to understand how genetic variations influence drug effectiveness and potential side effects. This field is important for developing personalized medicine, where treatments are tailored to an individual's unique genetic makeup.

How it works:

Pharmacogenetic testing involves collecting a DNA sample (e.g., blood draw, saliva sample).

The sample is analyzed to identify specific gene variants that can affect drug response.

The results are used to guide treatment decisions, such as choosing the right medication, dose, and timing of administration.

Why it's important:

Improved treatment efficacy:

By understanding how genes influence drug response, healthcare providers can choose the most effective medication and dose for an individual.

Reduced side effects:

Pharmacogenetics can help identify patients at risk of developing adverse drug reactions, allowing for alternative treatment options.

Personalized drug therapy:

This knowledge enables the development of tailored drug regimens based on an individual's genetic profile.

Faster and more accurate diagnosis:

Pharmacogenetics can help determine the underlying genetic factors contributing to certain diseases, aiding in faster and more accurate diagnoses.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

View Details

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In this eye-opening episode of Year of Profit, Joe Shortridge dives into the murky waters of Facebook Marketplace to uncover the Top 5 scams that are catching people off guard every single day. Whether you're buying, selling, or just browsing, this episode is your essential survival guide for staying safe, protecting your money, and avoiding digital heartbreak.

Facebook Marketplace has become a go-to place for everything from used furniture to high-end electronics—but where there’s money, there are also scammers. And unfortunately, they’re getting smarter. In a world where side hustles and online flips are a path to profit, falling for a scam could cost you more than just your hard-earned cash—it could hit your identity, your time, and your trust in online deals.

Joe breaks down the Top 5 Facebook Marketplace scams that every user needs to watch out for:

The Overpayment Scam – Someone "accidentally" pays you too much and asks for a refund. The original payment is fake, and you're out the money you refunded.

Fake Payment Confirmations – Scammers send phony screenshots or emails from PayPal, Venmo, or Zelle to trick you into shipping an item before you’re actually paid.

Too-Good-to-Be-True Deals – High-ticket items at unbelievable prices? They're usually bait to get you to send a deposit—and then the item disappears.

Google Voice Verification Scams – Someone asks to send you a code to "verify" your identity. What they’re really doing is hijacking your phone number to scam others in your name.

Pickup & Shipping Fee Scams – A buyer says they’ll send a shipper, but first, you need to cover the shipping cost. Spoiler: there’s no buyer, and no shipper.

Joe also shares real-world tips to protect yourself when using online marketplaces:

Always meet in public, well-lit places.

Never accept overpayments or partial payments through unverified methods.

Double-check email senders—scammers often mimic official messages from PayPal and other payment platforms.

Don’t give out verification codes. Ever.

Trust your gut—if a deal feels off, it probably is.

This episode isn’t just about avoiding scams—it’s about protecting your profit mindset. When you're building your life, your brand, or your side hustle, getting scammed can be a major setback. But with the right knowledge and a few smart strategies, you can stay ahead of the fraud and keep your eyes on the bigger picture: growing your income, protecting your assets, and staying empowered in the digital economy.

Joe also touches on how these scams connect to the broader conversation about financial literacy and online awareness, especially in a time when more people are turning to digital platforms to earn extra income. Whether you're flipping furniture, selling electronics, or just looking for a deal, understanding how to spot a scam is just as important as knowing how to close a sale.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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In today’s thought-provoking episode of the Year of Profit Podcast, your host Joe Shortridge dives deep into a transformative truth: Life is not about what you get, it’s about who you become.

So many people chase after money, fame, success, or material possessions, thinking those are the keys to happiness and fulfillment. But what if the real reward in life isn’t the “stuff” we accumulate—but the person we become in the process of pursuing our goals? Joe challenges listeners to rethink what success really means, shifting the focus from external achievements to internal growth.

Throughout the episode, Joe shares powerful stories, personal insights, and time-tested principles that emphasize the importance of character, resilience, and purpose. He explains how the journey of becoming—of developing discipline, learning through failure, and discovering your passions—is what truly leads to a fulfilling and impactful life.

Listeners will learn why chasing goals without personal growth leads to emptiness, and how to shift their mindset to value the inner transformation that occurs along the way. Joe offers actionable steps for embracing growth, such as practicing gratitude, setting growth-focused goals, surrounding yourself with inspiring people, and viewing challenges as opportunities to evolve.

This episode is a must-listen for anyone who feels stuck chasing the next big thing, only to find it doesn't bring lasting satisfaction. Whether you're an entrepreneur, creative, or simply someone looking to grow personally and professionally, this message will resonate deeply.

Joe also shares how embracing this mindset has changed his own journey—not just in business, but in life—and how adopting a "becoming over getting" attitude can open doors you never knew existed.

If you’re ready to become the best version of yourself, not just build a resume or a bank account, then tune in and let’s grow together.

Listen now and remember: You don’t get what you want—you get who you are.

Don’t forget to subscribe, leave a review, and share this episode with someone who needs to hear

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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I Am The Two Most Powerful Words for Success

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Welcome back to The Year of Profit! In today’s episode, we dive deep into the power of one of the most profound affirmations: “I Am.” These two simple words shape your reality, influence your mindset, and set the tone for your success.

Affirmations are more than just words; they are declarations of intention. When you say “I am strong,” “I am successful,” or “I am worthy,” you are reinforcing a belief system that can propel you forward. But the opposite is also true—negative self-talk can hold you back. That’s why understanding and harnessing the I Am affirmation is crucial for personal growth.

In this episode, I discuss:

✅ How the I Am affirmation rewires your brain for success

✅ The science behind positive affirmations and their impact on your subconscious

✅ Common mistakes people make when using affirmations

✅ Practical ways to integrate I Am affirmations into your daily routine

Whether you’re looking to boost confidence, attract abundance, or shift your mindset, this episode will give you actionable strategies to start using I Am affirmations effectively. Remember, the words you speak to yourself matter!

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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Reclaiming Your Energy How to Protect Yourself from Emotional Vampires

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The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you’re ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

Today we’re diving into a topic that affects just about everyone at some point in life—dealing with toxic people. Whether it’s a co-worker, a family member, or even a so-called friend, toxic individuals can drain your energy, shake your confidence, and leave you questioning yourself. But don’t worry, today we’re going to talk about how to recognize, manage, and, if necessary, remove these people from your life.

[Segment 1: Recognizing Toxic People]

The first step in dealing with toxic people is recognizing them. Toxic individuals tend to have some common traits:

  • Constant negativity and complaining
  • Manipulation and guilt-tripping
  • Always playing the victim
  • Lack of accountability
  • Draining your energy with their problems without offering support in return

Sound familiar? If so, you’re not alone. The good news is, once you can spot these behaviors, you can begin to take action.

[Segment 2: Setting Boundaries]

One of the most powerful tools in dealing with toxic people is setting boundaries. Boundaries protect your mental and emotional well-being. Here’s how you can do it:

  • Be clear and direct: Let them know what behaviors you will and will not tolerate.
  • Limit your interactions: If possible, minimize the time you spend with them.
  • Learn to say no: Don’t feel obligated to engage with someone who constantly drains you.
  • Keep your emotions in check: Toxic people thrive on reactions, so staying calm is key.

Boundaries are not about being rude; they’re about protecting yourself.

[Segment 3: Managing Toxic Relationships]

Sometimes, we can’t just cut toxic people out—especially if they’re family members or co-workers. In these cases, here are a few strategies:

  • Use the gray rock method: Give minimal responses and show little emotional reaction.
  • Focus on self-care: Surround yourself with positive influences and do things that recharge your energy.
  • Seek support: Talk to a friend, therapist, or mentor about the situation.
  • Shift your mindset: Accept that you can’t change them, but you can control your response.

[Segment 4: Dealing with Narcissistic People]

Narcissistic individuals can be particularly challenging because they thrive on control, attention, and manipulation. Here’s how you can handle them effectively:

  • Don’t engage in their drama: Narcissists feed off conflict and attention, so keeping interactions brief and unemotional can help.
  • Avoid arguing or justifying yourself: They will twist conversations to make themselves look right and you feel wrong.
  • Set and reinforce boundaries: Be firm in your limits, and don’t allow them to guilt-trip or manipulate you into breaking them.
  • Limit emotional exposure: Avoid sharing personal vulnerabilities, as narcissists may use them against you.
  • Consider distancing yourself: If the relationship is causing significant distress, stepping away may be the healthiest option.

Narcissists often use tactics like gaslighting, where they distort reality to make you doubt yourself, or love bombing, where they overwhelm you with affection before becoming controlling. Understanding these behaviors can help you navigate interactions with them more effectively. The key is to stay grounded in your own truth and not let them dictate your self-worth.

If you must interact with a narcissist regularly, such as in a work or family setting, consider practicing emotional detachment. This means acknowledging their behavior without allowing it to affect your inner peace. Stay confident in your decisions, and remember that their perception of you does not define who you are.

[Segment 5: Knowing When to Walk Away]

There comes a point when you have to decide if a relationship is worth saving. If someone constantly disrespects your boundaries, drains your energy, or manipulates you, it might be time to step away. Cutting ties with a toxic person isn’t easy, but sometimes it’s necessary for your own well-being.

[Closing Thoughts]

At the end of the day, you deserve to be surrounded by people who uplift and support you. Dealing with toxic individuals is never fun, but by recognizing their behaviors, setting firm boundaries, and knowing when to walk away, you can take control of your own peace and happiness.

Thank you. If you enjoyed this episode, don’t forget to subscribe and share it with someone who might need to hear this today. And if you have any experiences or tips on dealing with toxic people, I’d love to hear them—reach out on social media or drop a comment!

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Breaking Free How Embracing Vulnerability Can Change Your Life

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On today’s episode of The Year of Profit podcast, Joe dives into an often-overlooked key to success—the power of vulnerability. Many people see vulnerability as a weakness, something to be avoided at all costs, but Joe challenges this mindset, arguing that embracing vulnerability is actually one of the most powerful ways to grow, connect, and transform your life. He starts by sharing a personal story of how being open about his struggles—both in business and in life—allowed him to build stronger relationships and gain unexpected opportunities. Instead of pretending to have everything figured out, he leaned into uncertainty, admitted his fears, and found that people responded with support and trust. Vulnerability, he explains, isn’t about exposing weaknesses; it’s about having the courage to be authentic, even when it’s uncomfortable. Throughout the episode, Joe offers practical ways to harness vulnerability in daily life. First, he encourages listeners to reframe failure—not as something to fear, but as a stepping stone to growth. When you admit you don’t know everything, you open yourself to learning and innovation. Next, he highlights the power of honest communication, whether in personal relationships, leadership roles, or entrepreneurship. People connect with authenticity, and showing vulnerability allows for deeper, more meaningful connections. Joe also touches on the fear of judgment, reminding listeners that everyone struggles with self-doubt, but the people who succeed are those who push through it. He challenges listeners to take small steps—whether that means sharing an idea despite the fear of rejection, asking for help, or being honest about challenges rather than masking them. By the end of the episode, Joe makes it clear: vulnerability isn’t a weakness—it’s a superpower. When you stop hiding behind perfection and embrace the uncertainty of life, you open yourself to real growth, stronger connections, and opportunities you never saw coming. Today’s episode is a must-listen for anyone looking to break free from fear and step into a more authentic, empowered version of themselves.

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you’re ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

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Balance & Harmony Tapping Into the Mind-Body Connection

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The Mind-Body Connection

Today we are exploring ways to enhance your well-being and live a healthier, happier life. I’m [Your Name], and today, we’re diving into a fascinating topic: the mind-body connection. How does our physical health impact our mental well-being? And what simple exercises can we incorporate into our daily routine to improve our mood and mindset? Stick around—we’ve got a lot to uncover!

[Segment 1: The Mind-Body Connection]

We often think of our minds and bodies as separate, but science tells us they’re deeply interconnected. When we take care of our physical health, we’re also nurturing our mental and emotional well-being. Research shows that regular movement, balanced nutrition, and quality sleep can significantly affect mood, stress levels, and cognitive function.

For example, when we exercise, our bodies release endorphins—those feel-good chemicals that reduce stress and boost happiness. Physical activity also helps regulate cortisol, the stress hormone, which can improve our ability to handle daily challenges. But it’s not just about exercise—our diet plays a crucial role too. Nutrient-rich foods fuel our brains, while dehydration or excessive sugar can lead to fatigue and mood swings. And let’s not forget sleep! Poor sleep patterns can lead to increased anxiety and irritability.

[Segment 2: Simple Exercises for a Better Mood]

Now that we understand the connection, let’s talk about practical ways to use movement to enhance our mental state. You don’t need a gym membership or hours of training—small, consistent actions can make a big difference.

  1. Walking: A simple 10-15 minute walk, especially outdoors, can clear your mind and reduce stress. Studies show that exposure to nature also has calming effects on the nervous system.

  2. Stretching and Yoga: Gentle stretching or a few basic yoga poses can relieve tension, improve posture, and increase circulation, which all contribute to a sense of well-being.

  3. Breathwork and Mindful Movement: Deep breathing exercises, combined with slow, intentional movements like Tai Chi, can help lower stress levels and promote mental clarity.

  4. Dance it Out: Putting on your favorite song and dancing, even for just a few minutes, can be an instant mood booster and a fun way to get your body moving.

  5. Strength Training: Even light resistance exercises can enhance self-esteem and resilience by promoting strength and endurance in both body and mind.

[Segment 3: Making Movement a Daily Habit]

The key to maintaining a healthy mind-body connection is consistency. Here are some quick tips for making movement a natural part of your routine:

  • Set reminders to take movement breaks throughout the day.
  • Find an activity you genuinely enjoy—it’s easier to stay consistent when you have fun.
  • Pair movement with another habit, like stretching while watching TV or taking a walk during phone calls.
  • Celebrate small victories—every step counts!
  • Incorporate movement into social activities—join a dance class, go for a hike with friends, or take family walks after dinner.
  • Use technology to stay motivated—fitness apps, smartwatches, or virtual workout classes can help you track progress and stay engaged.
  • Listen to your body—some days you may need intense movement, while other days a gentle stretch will suffice. Honor what feels right for you.

Taking care of your physical health is one of the best ways to support your mental and emotional well-being. Whether it’s a short walk, a few deep breaths, or a quick dance break, every bit of movement matters. Try incorporating some of these simple exercises into your day and notice the difference in your mood and mindset.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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Living with Purpose and Passion

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On today’s episode of The Year of Profit podcast, Joe dives into a powerful topic that can transform the way you approach life—Living with Purpose and Passion. Too often, people go through the motions, stuck in routines that bring little joy or fulfillment. Joe challenges listeners to break free from autopilot and start living with intention. He begins by explaining that purpose isn’t something you simply stumble upon—it’s something you cultivate through self-reflection, action, and perseverance. Passion, he says, is the fuel that keeps you going, even when challenges arise. The key is aligning your daily actions with your deeper values and aspirations. He shares a personal story of how he once felt lost in a career that paid the bills but drained his spirit. It wasn’t until he took a step back and asked himself, What truly excites me? What impact do I want to make? that he started making changes. Joe emphasizes that finding purpose doesn’t necessarily mean quitting your job or making drastic shifts overnight. Instead, it’s about making small, intentional decisions that lead to a more fulfilling life—whether that means dedicating time to a passion project, shifting your mindset, or surrounding yourself with people who inspire and challenge you. He also touches on the common fears that hold people back, like the fear of failure or the belief that it’s “too late” to pursue something meaningful. But he reassures listeners that living with purpose is a choice you can make at any time. Joe provides actionable steps to help listeners get started: journaling to uncover what excites them, setting clear goals that align with their values, and taking small, consistent steps toward a life that feels truly rewarding. By the end of the episode, Joe’s message is clear—living with passion and purpose isn’t reserved for a lucky few; it’s something anyone can cultivate with the right mindset and effort. If you’ve been feeling stuck, uninspired, or unsure of your next step, today’s episode will give you the motivation and clarity you need to start moving toward a life that excites you every single day.

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you’re ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

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In the latest episode of The Year of Profit Podcast, Joe takes a deep dive into the transformative power of vision boards and how they can serve as an essential tool for manifesting goals, creating clarity, and building a roadmap to success. Vision boards, Joe explains, are not just aesthetically pleasing collages of images, but dynamic visual representations of one’s aspirations, dreams, and desires. By placing your dreams in front of you every day, you reinforce your connection to those goals and keep them top of mind, which in turn drives you to take purposeful action. Joe opens the discussion by emphasizing that a vision board is more than just a passive exercise; it is a tool that, when used intentionally, has the power to reshape the direction of your life.

Joe encourages listeners to approach their vision boards with deep thought and intention. He suggests that rather than simply collecting random pictures or generic quotes, one should be specific and thoughtful about what each image or word represents. He stresses that the board should not only reflect material aspirations such as career success or financial wealth, but should also include goals related to personal growth, health, relationships, and spiritual development. This holistic approach ensures that the vision board acts as a visual manifestation of a well-rounded, fulfilling life. For Joe, the ultimate goal is to create a vision board that reflects the true essence of who you are and the person you want to become.

As the podcast progresses, Joe offers practical advice on how to use the vision board in a way that goes beyond just creating it. One of his key points is the importance of revisiting and updating the board regularly. He recommends that listeners take time every few months to assess their goals, reflect on what has been achieved, and make adjustments if needed. The process of updating the board not only keeps it relevant but also serves as a reminder to stay aligned with one’s evolving goals. Furthermore, Joe advocates for keeping the vision board in a place where it’s visible every day, allowing you to interact with it regularly and continuously reinforce your connection to your goals.

Another important aspect Joe touches on is the significance of setting specific intentions behind the images or words chosen. He emphasizes that the board should not just represent your dreams, but it should also embody the emotions, energy, and actions that will bring those dreams into reality. The intention behind each piece should be clear, and the actions that align with those intentions should be part of your daily routine. For example, if a person’s vision board includes an image of a healthy, fit individual, Joe advises that the person take specific, consistent steps toward achieving this goal, such as adopting a healthier lifestyle, incorporating fitness into their schedule, or practicing mindfulness around food. The idea is to make the vision board an active tool in achieving tangible results, rather than just a passive wish list.

Joe also highlights the importance of positive energy and belief when working with a vision board. He stresses that the process of creating the board should not be done from a place of lack or desperation but from a mindset of abundance, confidence, and possibility. The vision board should be a reminder of what is already possible in your life and what can be achieved when you align your thoughts, feelings, and actions with your highest goals. When created and used correctly, vision boards are a powerful tool for both motivation and manifestation.

In closing, Joe leaves his listeners with a powerful message: vision boards work because they help us focus our energy, set clear intentions, and take deliberate actions. By regularly engaging with the vision board and keeping your goals at the forefront of your mind, you create a life of purpose and intention, where dreams are actively pursued, and success becomes inevitable. Joe’s insights remind us that we hold the power to shape our reality, and by using tools like vision boards, we can make our most ambitious dreams come true.

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you’re ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

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The Confidence Blueprint How to Build It from the Ground Up

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In today’s episode, I delve into the topic of confidence, exploring its importance and offering actionable tips on how to build it. Confidence is often seen as something people either have or don’t, but the truth is, it's a skill that can be developed with practice and intention. I start by addressing the common misconceptions about confidence—how it’s not about being arrogant or perfect, but about feeling sure of yourself and your abilities. I talk about the difference between self-assurance and self-doubt, and how even the most confident individuals face insecurities from time to time. It’s normal! What separates confident people from those who struggle is their ability to push through those moments of doubt and maintain a positive mindset. In this episode, I share practical steps to help you get there, starting with the power of self-talk. The way we speak to ourselves has a huge impact on how we view the world and ourselves, so shifting from a negative to a positive internal dialogue is essential. I also touch on the importance of setting small, achievable goals. When we meet these goals, it reinforces our belief in our abilities, which in turn builds confidence. I also discuss the role of body language, emphasizing how something as simple as standing tall, making eye contact, and smiling can dramatically improve how others perceive us and how we perceive ourselves. Another crucial point I make is about failure—how it’s not the end, but rather an opportunity to learn and grow. Confidence isn’t about never failing; it’s about having the resilience to bounce back, learn from the experience, and keep going. I encourage listeners to embrace challenges, knowing that each step forward, no matter how small, contributes to a more confident version of themselves. I also dive into the importance of surrounding yourself with positive, supportive people. Confidence thrives in an environment that fosters encouragement and constructive feedback. By cultivating these habits and mindsets, anyone can start to shift from self-doubt to self-assurance. Building confidence takes time, but with consistency and patience, it’s absolutely within reach. Whether you’re tackling a big presentation, starting a new project, or just trying to feel more at ease in social situations, these tools can help you step into your power and feel more confident every day.

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you’re ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

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In this episode of the Year of Profit podcast, "New Year, New Financial You: Breaking Free From Debt," we delve into strategies for starting the year with a fresh financial mindset. The podcast kicks off by addressing the common struggles many face when it comes to debt and how it can hold people back from achieving financial freedom. With the new year often symbolizing a time for change and growth, the episode provides practical steps and advice for listeners who are ready to take control of their finances and break free from the burden of debt. The host emphasizes the importance of setting clear, achievable goals that align with both short- and long-term financial aspirations. A key takeaway is the concept of “budgeting with intention,” focusing not just on cutting costs but on understanding where your money is going and prioritizing what truly matters. Listeners are encouraged to assess their current financial situation and make a plan to pay down debt strategically, whether that’s through the snowball method, where smaller debts are paid off first to gain momentum, or the avalanche method, which targets high-interest debts to save money over time. The episode also emphasizes the importance of developing a sustainable mindset around money, rather than just viewing debt repayment as a temporary effort. The host discusses the significance of building an emergency fund, even while tackling existing debt, and how this can provide a sense of security and peace of mind. Financial independence isn’t just about getting out of debt—it’s about building wealth, creating financial habits that will serve you long term, and changing the way you think about money. By the end of the episode, listeners are left feeling empowered and equipped with actionable tools to start their journey toward financial freedom. The episode encourages them to view debt as something they can overcome, and not an obstacle they must carry for the rest of their lives. With expert insights and motivational tips, this podcast episode offers a roadmap for anyone looking to kickstart their financial year and take charge of their financial future.

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you’re ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

The roadmap to financial freedom.

Baby Step 1: Save $1,000 for Your Starter Emergency Fund

In this first step, your goal is to save $1,000 as fast as you can. Your emergency fund will cover those unexpected life events you can't plan for. And there are plenty of them. You don’t want to dig a deeper hole while you’re trying to work your way out of debt!

Baby Step 2: Pay Off All Debt (Except the House) Using the Debt Snowball

Next, it’s time to pay off the cars, the credit cards and the student loans. Start by listing all of your debts except for your mortgage. Put them in order by balance from smallest to largest—regardless of interest rate. Pay minimum payments on everything but the little one. Attack that one with a vengeance. Once it's gone, take that payment and put it toward the second-smallest debt, making minimum payments on the rest. That's what's called the debt snowball method, and you’ll use it to knock out your debts one by one. Find out your debt-free date with the Debt Snowball Calculator.

Baby Step 3: Save 3–6 Months of Expenses in a Fully Funded Emergency Fund

You’ve paid off your debt! Don’t slow down now. Take that money you were throwing at your debt and build a fully funded emergency fund that covers 3–6 months of your expenses. This will protect you against life’s bigger surprises, like the loss of a job or your car breaking down, without slipping back into debt.

Baby Step 4: Invest 15% of Your Household Income in Retirement

Now you can shift your focus off debts and what-ifs and start looking up the road. This is where you begin regularly investing 15% of your gross income for retirement. Because if you're still working at 67, it should be because you want to, not because you have to. An investing pro can help you build a solid strategy.

Baby Step 5: Save for Your Children’s College Fund

By this step, you've paid off all debts (except the house) and started saving for retirement. Next, it's time to save for your children’s college expenses (that is, if they pass Algebra II and Chemistry). We recommend 529 college savings plans or ESAs (Education Savings Accounts).

Baby Step 6: Pay Off Your Home Early

Now, bring it all home. Baby Step 6 is the big dog! Your mortgage is the only thing between you and complete freedom from debt. Can you imagine your life with no house payment? Learn how extra money put towards your mortgage can save you tens (or even hundreds) of thousands of dollars in interest with our Mortgage Payoff Calculator.

Baby Step 7: Build Wealth and Give

You know what people with no debt can do? Anything they want! The last step is the most fun. You can live and give like no one else. Find out your current net worth, then keep building wealth and become outrageously generous, all while leaving an inheritance for your kids and their kids. Now that's what we call leaving a legacy!

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The Power and Science of Change Transform Your Mindset and Life

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Today we're diving into something that almost everyone can relate to—why change is so hard. No matter how much we want to grow, improve, or evolve, change often feels like an uphill battle. Whether it’s shifting our daily habits, changing careers, or navigating personal transformations, it’s not easy. So, what is it about change that makes it so difficult? Let’s talk about it."

"Before we dive into the science and psychology of change, let me ask you: when was the last time you tried to change something about yourself or your life? Maybe you tried to pick up a new habit, change your mindset, or even take a big leap in your career. How did it go? Easy? Hard? Well, let me tell you, you’re not alone in feeling like change is a challenge. For many of us, the hardest part is just getting started."

Section 1: The Comfort of Routine

"Let’s start with the comfort of routine. Humans are creatures of habit. We like things that are predictable because it helps us conserve energy and avoid stress. When we get comfortable in a routine, it’s like a safety net. Our brain likes it because it doesn't have to work as hard when we're operating on autopilot. So, when we’re asked to change—even if it’s for the better—our brains resist. It’s like switching to a different gear. All of a sudden, we’re using more mental energy, and that puts a little fear in our minds. ,

"Think about it: if you've ever tried to wake up earlier or start exercising regularly, you probably know that the first few days feel like a struggle. Your brain is fighting that change because it sees it as a threat to the stability you've lived with up to this point. It’s exhausting."

Section 2: Fear of the Unknown

"Next, let’s talk about something pretty powerful—fear. Change often requires us to step into the unknown. And our brains? Well, they don’t love uncertainty. Think of it like walking into a dark room. You have no idea what’s ahead, so your natural instinct is to avoid it. Fear of failure, fear of not being good enough, or even fear of making the wrong decision—all of these fears can hold us back from taking that first step toward change."

"Have you ever found yourself stuck in a job or relationship, knowing you needed a change but just...stayed? Sometimes, staying in the discomfort we know feels safer than the uncertainty of what could come next. But here’s the kicker—growth happens in that uncertainty."

Section 3: Identity and Change

"Now, let’s dive into something deeper—our identity. The thing is, change often challenges who we think we are. If you’ve ever tried to shift your habits or make a big life decision, you may have felt like you were fighting against your own sense of self. We form these beliefs and identities around who we are—‘I’m not a morning person,’ ‘I’m not good with money,’ ‘I’m the shy one.’ And when we try to change, it can feel like we’re challenging the very core of who we are."

"Here’s the thing though: you are not defined by your habits, your job, or even your past. You are capable of evolving, and while that might feel like a threat to the identity you’ve built, it’s actually a sign of growth. Your identity is flexible, and change—though hard—is a way to redefine who you are and who you’re becoming." Identity and the Psychological Struggle

"Now, let’s get a little deeper. One of the biggest hurdles to change is how it challenges our identity. Dr. Don Kelly highlights how change can feel like it’s threatening who we think we are. When we try to change, especially in ways that are meaningful, we may feel like we’re not just changing our habits—we’re altering our very sense of self. Our self-identity is so intertwined with our routines, our jobs, and even our relationships that the idea of changing them feels like losing a part of who we are."

Key stages in the emotional cycle of change:

1 Uninformed Optimism:

At the outset, there's a burst of excitement and enthusiasm about the change. People are energized, and there’s an overwhelmingly positive outlook, often fueled by the idea of progress. However, this optimism tends to be based more on hope than reality, with a tendency to overlook or underestimate the potential challenges, complexities, and obstacles that might arise. It’s the feeling that things will work out smoothly, even though the full picture is not yet clear.

2 Informed Pessimism:

As the reality of the change sets in, initial enthusiasm gives way to the recognition of unforeseen challenges and difficulties. The excitement wanes as individuals begin to realize the true scope of the obstacles ahead. Doubt, frustration, and skepticism start to creep in, causing people to question whether the change is truly worth the effort or if it will be successful at all. With a more informed perspective, the outlook becomes more negative, often focusing on potential setbacks and the complexity of the situation, sometimes leading to a sense of disillusionment.

3 Valley of Despair:

This phase is often regarded as the lowest point in the cycle, where the weight of ongoing challenges and setbacks becomes overwhelming. Frustration and discouragement peak, and the initial hope for change starts to feel distant. People may begin to feel as though progress is impossible, leading to burnout and a desire to give up. The struggle feels relentless, and it’s easy to question whether the change is worth the emotional and mental toll. During this time, motivation can drop significantly, and there may be a pervasive sense of being stuck or unable to move forward.

4 Informed Optimism:

After navigating through the toughest challenges and addressing major obstacles, there’s a noticeable shift toward a more balanced and realistic optimism. The initial struggles are now behind, and with them comes a renewed sense of hope and confidence. Progress becomes tangible, and small victories along the way help rebuild trust in the process. People start to see that change is not only possible, but also sustainable, and they begin to feel more empowered to continue moving forward. This phase blends optimism with a deeper understanding of the effort required, making the outlook more grounded, but still hopeful and forward-looking.

Completion/Integration:

At this stage, the change has been fully embraced and seamlessly woven into the fabric of daily life. The new processes, behaviors, or mindset have become second nature, and there's a profound sense of accomplishment in having made it through the journey. Adaptation feels effortless, and the change no longer feels like an external force, but rather an integral part of how things are done. People experience a sense of pride in their growth, and there is often a reflective acknowledgment of how far they’ve come. Challenges that once felt insurmountable are now seen as valuable lessons that helped shape the successful integration of the change. The outcome is a harmonious balance where both individuals and the organization (if applicable) feel transformed and ready to thrive in the new reality.

Important points to remember about the emotional cycle of change:

Normal to experience fluctuations:

It's natural to move back and forth between stages during the change process, and not everyone progresses through the cycle at the same pace.

Importance of support:

Having a strong support network can help individuals navigate the challenging emotions associated with change.

Managing expectations:

Understanding the emotional cycle can help individuals prepare for potential setbacks and manage their expectations during change.

"This is a key psychological struggle. Take, for example, someone who’s been in a certain career for years. If they want to pivot to something entirely different, it’s not just about learning new skills—it’s about reshaping their identity from 'the career person' to 'someone starting fresh.' Dr. Kelly explains that this emotional discomfort is a natural part of the process, but it doesn’t have to define us. The struggle is real, but so is the potential for reinvention."

Section 4: The Role of Resistance

"Okay, so we’ve covered some heavy stuff. Routine, fear, and identity all play a role in making change difficult. But here’s the wild part: resistance to change is completely normal. It's not a sign that you're failing or doing something wrong—it’s part of the process. Every time you hit that wall of resistance, you’re facing your brain's natural instincts to keep you in the known."

"Think about it like a muscle. If you’ve ever started working out, you know that the first few days or weeks can feel tough. But over time, that muscle gets stronger. And with change, that resistance can actually be a good thing—it’s a signal that you’re doing something that’s pushing you toward growth. The more you face that resistance, the easier it gets to push through it next time."

"So, now that we know why change is so hard, the real question is: how do we make it easier? The short answer is—start small, be kind to yourself, and remember that change is a process. It’s about progress, not perfection. The hardest part is usually just taking that first step. But once you start, you’ll find that each small change builds momentum for bigger ones."

"Remember, change is hard because it asks us to step outside of our comfort zones, face uncertainty, and reshape who we are. But it’s also the key to growth, to new opportunities, and to a deeper sense of self. So, even though it’s difficult, it’s worth it."

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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The Transformative Power of Gratitude in Everyday Life

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In today’s episode, we explore the powerful practice of gratitude and how incorporating it into your daily life can lead to profound changes. Gratitude is more than just saying "thank you"—it’s a mindset that shifts how we perceive the world. When we actively recognize and appreciate the good things around us, we begin to focus less on what’s missing or going wrong. This shift helps reduce stress and anxiety, making us more resilient in the face of challenges. Studies have shown that people who practice gratitude regularly experience greater levels of happiness, improved relationships, and even better physical health. By acknowledging the small moments of joy and the blessings we often take for granted, we cultivate a sense of contentment that enhances our overall well-being. Whether it's journaling about what you're grateful for or simply taking a moment each day to reflect, these small acts can have a big impact. Gratitude doesn’t just change how we feel in the moment—it can reshape our entire perspective on life. Tune in as we dive deeper into how gratitude can transform your day-to-day experiences, and learn practical tips to start making it a part of your routine.

Gratitude is one of the most powerful emotions we can cultivate, leading to profound happiness and helping us live life to the fullest. When we practice gratitude daily, we shift our mindset from focusing on what we lack to appreciating the abundance in our lives. This simple yet transformative habit enhances mental well-being, promotes emotional health, and fosters a positive outlook. Happiness isn’t just a fleeting feeling; it’s a state of being that is nurtured by recognizing the blessings around us. By acknowledging even the smallest acts of kindness or moments of joy, we boost our overall sense of contentment. Living life to the fullest means embracing each day with an attitude of gratitude, making the most of every experience, and finding joy in the journey, not just the destination. When we are grateful, we open ourselves up to new opportunities and experiences, creating a ripple effect of positivity that touches all areas of our lives. Being present, savoring the moment, and truly appreciating the people and experiences that bring us happiness are all key to a fulfilled existence. As we practice gratitude, we also enhance our ability to handle challenges with resilience and grace, knowing that every moment is an opportunity for growth. Additionally, the act of expressing gratitude can improve relationships, as it fosters connection, kindness, and empathy. This leads to more meaningful interactions with others, further contributing to our overall happiness. Ultimately, embracing a life of gratitude not only enhances our well-being but also encourages us to live with intention, making each day count and moving toward a life filled with joy, connection, and purpose. Whether it’s through mindfulness, journaling, or simply taking a moment each day to reflect on what we’re thankful for, incorporating gratitude into our routine is one of the most effective ways to increase happiness and live a life that is truly fulfilling. So, start today—embrace gratitude, seek happiness in the little things, and live life to the fullest!

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you’re ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

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In today’s episode of the Year of Profit Podcast, Joe delves into a crucial topic for anyone looking to safeguard their financial future: the importance of having a fireproof box to protect important documents. As Joe explains, many people overlook the need for a secure place to store critical papers, such as birth certificates, insurance policies, deeds, and financial records. However, these documents can be invaluable in the event of a disaster, especially a fire. Without a fireproof box, important paperwork could be lost or destroyed, leaving you without the necessary evidence to reclaim your assets, manage your estate, or prove ownership of property. Joe emphasizes that a fireproof box isn't just about protection against fires but also serves as a safeguard against water damage, theft, or general wear and tear over time. He also provides tips on choosing the right fireproof box, suggesting options based on the level of protection required and the volume of documents to be stored. By taking the simple step of investing in a high-quality fireproof box, individuals can have peace of mind knowing their most important records are safe, secure, and accessible when needed most. This small investment can save a significant amount of stress in the long run.

What to Keep in Your Legacy box

Once you have your legacy box set up and ready for documents, grab a cup of coffee and start filling it. Here are the documents we recommend you put in your legacy drawer:

Cover Letter

A short and simple way of stating the purpose and contents of the legacy box. We’ve found a cover letter is the best way to let your loved ones know what they can find inside the drawer.

Will and Estate Plans

You’ll definitely want to include any and all information about your will and estate—they’re kinda like the treasure map your family will be looking for. Don’t forget to include the names of the executor, beneficiaries and powers of attorney.

Financial Account Information

This one’s simple: Anything that has money in it and your name on it should be listed in the legacy drawer. That includes account names and numbers and account balances.

Funeral Instructions

All the details surrounding your funeral should be included in your legacy drawer so your loved ones don’t have to guess what you would have chosen. And get specific. Do you want to be buried or cremated? Is there a funeral home you prefer? Do you know what clothes you want to be buried in? What do you want included in your service—specific songs, speakers, etc.? If you’re married, create a letter of instruction for you and another one for your spouse that includes all funeral instructions and add-on instructions (usernames, passwords and PINs)

Insurance Policies

This one’s a biggie. Think of all your insurance policies as the safety net you’ve worked really hard to create for your family. In the event of your death or an emergency, you want your loved ones to be able to access their safety net quickly so they can avoid being in limbo—financially or emotionally.

Gather and organize all your insurance information, including health, car, disability, term life and anything else insurance-related into one single document for easy reference. List the type of insurance, who the policy is for, policy numbers and contact information.

Important Documents

Include any legal or other important documents you have. Think deeds, marriage and birth certificates, Social Security cards, and titles.

Legacy Letters

Your legacy box is all about your legacy after all. And sometimes the one thing your family will want is a personal message from you! So, take a little time to leave behind letters for your loved ones. Tell them how much you love them, what they’ve meant to you—anything you want to make sure they know if you’re no longer around to tell them.

Monthly Budget

Add a copy of your written budget so your family knows how to keep things running in your absence. Make a note of any automated payments and the accounts they’re tied to.

Tax Returns

Keeping tax returns in your legacy drawer is like an insurance policy for yourself in case you’re audited from the IRS. (And yes, you can get audited even after death!) Hopefully no one will ever have to access them, but if they do, at least they’ll be prepared.

Passwords

Write down all passwords, combinations, usernames and PIN numbers. (No judgment, this is also a great opportunity to update all your passwords from your dog’s name or your wedding anniversary to something safer.) This allows your loved ones access to any documents, money or information that’s left when you’re gone. Like we mentioned, a letter of instruction can, and should, include all add-on instructions for anything you mentioned in your will.

Safe Deposit Box Instructions

While you’re building your legacy drawer, you should also set up a safe deposit box. Put all originals of the documents you store in your legacy drawer into your safe deposit box. Then include the location of the safe deposit box and key in your letter(s) of instruction.

Finally, when you finish creating your legacy drawer, don’t forget the most important step. Tell your spouse or another trusted loved one where your legacy drawer is!

This is also a great time to share specifics they might not be aware of or that have changed over the years. Maybe you’ve changed your medical power of attorney or financial power of attorney. Or maybe you’d like to give your grandmother’s ruby ring to someone else. Keep your loved ones in the loop when these types of changes happen.

Make It Easy on Your Loved Ones to find it in a case of something happening to you. Let a family member know where it is kept.

Getting your fire/ Legacy box ready might seem like a lot to do at first, but once you get going you can knock it out in no time. When you finish, set a reminder in your phone or add a note to your calendar to access your legacy box every six months. Check to see if any documents need to be added or updated.

Your will is one of the most important documents in your legacy box, and if you don’t have one yet, there’s no better time than the present to get started! Check out Mama Bear Legal Forms. Their setup allows you to create your will online in minutes so you can round out your legacy drawer and have a water-tight plan for your loved ones.

Other things to put in the box

Digital media: Your digital must-haves include USB sticks, memory cards and CDs. These items are your physical back-up. And this is especially true if you don’t want your most private data to live on remote servers.

Cash: Life today is debit and credit card-driven. But it’s also smart to keep a stash of small bills on hand. If an emergency calls for quick cash, you’ll be glad you thought ahead and put some aside.

Other valuables: Remember to organize a file with essential information. Include emergency numbers of family members. Have your prescriptions, who your family doctor is and contact info for your pet’s vet, too.

Copies of important Keys.

Car, House, storage Unit, Parents or family members house, Garage

A copy of your driver’s licenses

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On today’s episode of the Year of Profit podcast, host Joe dives into the topic of finding the perfect side hustle for the new year. With the start of a fresh year, many people are looking for ways to increase their income, learn new skills, or simply explore something outside their main job. Joe emphasizes the importance of identifying side hustles that align with both personal interests and market demand. He walks listeners through several key factors to consider, including time commitment, potential profitability, and scalability. Additionally, Joe offers practical advice on how to assess one’s own skills and passions to determine which side hustle might be the best fit. From freelancing and consulting to selling products online or even investing in real estate, Joe covers a wide range of possibilities, explaining the pros and cons of each. He also stresses the importance of setting clear goals and staying disciplined while managing a side hustle, especially as it grows. Whether listeners are hoping to pay off debt, save for a future goal, or simply enjoy the satisfaction of building something on their own, Joe’s insights provide valuable guidance for anyone looking to kick off a profitable new year.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

  1. Freelance service

You can write, offer graphic design services, social media management, just to name a few. Advertise on social media that you are available for work.

  1. Print on demand services

You can partner with print-on-demand companies and get started created custom designs for t-shirts, mugs, and so many other products.

Apps such as Printful, Printify, and Gelato allow you to easily upload custom designs onto t-shirts that are printed and shipped at the point of purchase, meaning there’s no need to make large inventory purchases upfront.

Sell on Ebay, Etsy, FB Marketplace

  1. Digital products and e-books

You can start by designing custom templates, courses or guides with free tools and use free platforms like Etsy to start selling.

  1. Affiliate marketing

When you have a large social media presence you start promoting other business products and earn a commission for every sale you make.

  1. Dropshipping

You can partner with suppliers to sell products online without inventory. There are many platforms that offer free trials.

  1. Content creation

You can create content on platforms like YouTube, write a blog, or start a podcast and sell sponsorships and ads to monetize.

  1. Tutoring and coaching services

When you offer your skills such as language, fitness, business, or other skills that are in demand to learn you can make money.

  1. Pet sitting and dog walking services

You can offer your services as a pet sitter or dog walker to people in your neighborhood to get started and make money.

  1. selling Clothing

You can find clothing at second hand stores and resell them on Ebay, Poshmark, and facbook marketplace.

  1. Flipping Furniture

Marketplace is a great place tom find free furniture you can renew. I have found tables, dressers and chairs you can redo and sell.

Places to sell are marketplace or flea-markets

Sell your voice as a voiceover artist

Voiceover work can range from audiobook narration to voicing characters in animations. With a quality microphone and sound editing software, you can start this hustle from home.

Next steps: Create samples and join freelance platforms like Voices.com or Fiverr to find gig

Teach fitness classes online

With home workouts enjoying a surge in popularity, offering online fitness classes can be a lucrative side hustle. Platforms like Zoom and Instagram Live make it easy to host sessions from home. Become a fitness influencer and brand your healthy lifestyle, or share your workouts with a smaller, dedicated audience.

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In today’s episode of The Year of Profit, Joe dives deep into the concept of "Building Habits, Part Two: Your Keystone Habit." A keystone habit is the foundational habit that has the power to influence other areas of your life, creating a ripple effect. Joe emphasizes that identifying and cultivating your keystone habit is essential for achieving long-term success. Unlike smaller, isolated habits, a keystone habit has the potential to set the tone for everything else. For example, adopting a morning exercise routine can lead to better sleep, improved mood, and more energy throughout the day, all of which positively impact your work and personal life. Joe also discusses how keystone habits are often linked to personal values, making them more sustainable. He urges listeners to focus on habits that align with their broader goals, rather than simply adopting popular trends. Joe also highlights the importance of consistency and the incremental progress that comes with it, noting that while change doesn’t happen overnight, small improvements compound over time. By building and strengthening your keystone habit, you create a framework that supports other positive behaviors and drives overall success. He offers practical tips on how to identify your keystone habit, such as reflecting on which habits already have a noticeable impact on your life, and he suggests starting small to avoid overwhelm. In conclusion, Joe emphasizes that choosing the right keystone habit can be a game-changer in your journey to personal and professional growth.

Joe’s Book the 14-Day Morning Affirmation Transformation.

Joe Shortridge's book, The 14-Day Morning Affirmation Transformation is a powerful self-help guide that aims to help individuals become the best version of themselves through the practice of daily morning affirmations. The book outlines a simple yet transformative 14-day plan, designed to help readers harness the power of positive thinking and start their days with intention. Shortridge emphasizes how the first moments upon waking are crucial, setting the tone for the rest of the day. By using affirmations—positive, empowering statements that reinforce your goals, values, and potential—readers can reshape their mindset, overcome self-doubt, and cultivate a more positive, productive outlook on life. The book builds on practical examples of affirmations for different aspects of personal growth, including confidence, success, health, and relationships. Each day in the program builds on the previous one, gradually the reader’s understanding of how affirmations can create lasting changes. Shortridge’s approach is grounded in psychology, illustrating how affirmations can reprogram the subconscious mind to replace negative thought patterns with empowering beliefs. The 14-day journey encourages readers to commit to their own growth by making these affirmations a daily ritual, incorporating them into their morning routine, and reflecting on their progress. As the book unfolds, it highlights the positive impact of this practice on mental clarity, self-discipline, and emotional well-being. Shortridge’s writing is clear, motivational, and practical, making this workbook is an accessible resource for anyone looking to jumpstart personal transformation. By the end of the 14 days, readers can expect to feel more confident, focused, and aligned with their true potential, equipped with the tools to continue their journey of self-improvement long after the program ends.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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In today's episode of The Year of Profit, Joe dives into "Building Habits: Part One - Getting Addicted to the Change." Joe emphasizes that the foundation of lasting success lies in cultivating habits that align with your goals and values. Joe explains that building habits is not about willpower alone; it’s about creating a mindset that makes change feel exciting rather than daunting. To truly make lasting progress, Joe advocates for becoming addicted to the process of change itself. When you start seeing the results of your new habits, the transformation becomes its own reward. He encourages listeners to focus on small, consistent actions that contribute to bigger shifts over time, rather than trying to make drastic changes all at once. Joe highlights how, by starting with small wins, you build momentum, which eventually leads to greater achievements. He draws a powerful comparison between habits and addictions, explaining that just like someone becomes addicted to a particular substance or behavior, you can become addicted to the positive results of the new habits you form. The key is to find joy in the progress you’re making. Joe also discusses the importance of tracking your habits and celebrating your wins, no matter how small, to reinforce the positive cycle. Through personal stories and practical tips, he shows that getting addicted to positive change is about embracing a growth mindset and allowing yourself to enjoy the journey. By the end of the episode, Joe leaves listeners with a powerful message: the more you commit to the process of change, the easier it becomes to build habits that propel you toward the success you desire.

Joe’s Book the 14-Day Morning Affirmation Transformation.

Joe Shortridge's book, The 14-Day Morning Affirmation Transformation is a powerful self-help guide that aims to help individuals become the best version of themselves through the practice of daily morning affirmations. The book outlines a simple yet transformative 14-day plan, designed to help readers harness the power of positive thinking and start their days with intention. Shortridge emphasizes how the first moments upon waking are crucial, setting the tone for the rest of the day. By using affirmations—positive, empowering statements that reinforce your goals, values, and potential—readers can reshape their mindset, overcome self-doubt, and cultivate a more positive, productive outlook on life. The book builds on practical examples of affirmations for different aspects of personal growth, including confidence, success, health, and relationships. Each day in the program builds on the previous one, gradually the reader’s understanding of how affirmations can create lasting changes. Shortridge’s approach is grounded in psychology, illustrating how affirmations can reprogram the subconscious mind to replace negative thought patterns with empowering beliefs. The 14-day journey encourages readers to commit to their own growth by making these affirmations a daily ritual, incorporating them into their morning routine, and reflecting on their progress. As the book unfolds, it highlights the positive impact of this practice on mental clarity, self-discipline, and emotional well-being. Shortridge’s writing is clear, motivational, and practical, making this workbook is an accessible resource for anyone looking to jumpstart personal transformation. By the end of the 14 days, readers can expect to feel more confident, focused, and aligned with their true potential, equipped with the tools to continue their journey of self-improvement long after the program ends.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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Unlocking Your Best Self: Steps to Becoming the Person You Deserve to Be

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In this episode of the Year of Profit Podcast, Joe dives into the journey of personal growth, offering practical steps to becoming the better person you deserve to be. He begins by emphasizing the importance of self-awareness, encouraging listeners to reflect on their current mindset, habits, and actions. Joe explains that personal growth starts with understanding who you are, acknowledging areas where you can improve, and setting clear intentions for change. He then discusses the power of discipline and consistency, stressing that it’s not enough to set goals—one must consistently take deliberate actions toward achieving them. Joe encourages listeners to adopt a growth mindset, which means viewing challenges as opportunities for growth rather than obstacles. He suggests breaking down long-term goals into smaller, more manageable tasks, which helps build momentum and confidence over time. The podcast also highlights the value of surrounding oneself with a supportive community, whether through mentorship or relationships with like-minded individuals. Joe believes that the people you interact with can greatly influence your personal development, and that having a positive support system is crucial for success. Additionally, he touches on the importance of maintaining a healthy work-life balance, prioritizing both mental and physical well-being as foundational elements of personal growth. Joe wraps up the episode by motivating listeners to embrace their journey, reminding them that becoming the best version of themselves is a process that requires patience, persistence, and resilience. Through these steps, Joe inspires his audience to take charge of their lives and begin their own path toward becoming the better person they deserve to be.

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you’re ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

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5 Hobbies to Boost Your Personal Growth and Well-Being

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In today's episode, Joe dive into five hobbies you should consider adding to your life for both personal growth and enjoyment. First up is reading. Whether it's fiction, non-fiction, or even graphic novels, reading expands your knowledge, stimulates your imagination, and can be a perfect escape from the daily grind. Next, we have writing. This creative outlet not only allows you to express thoughts and emotions but also sharpens your communication skills. Keeping a journal, writing short stories, or blogging can be a great way to engage with your inner self. Moving on to playing a musical instrument. Learning an instrument offers countless benefits, from improved cognitive abilities to enhancing your mood. Whether it's guitar, piano, or even a ukulele, music can help reduce stress and foster a sense of accomplishment. Another hobby worth trying is cooking. Preparing meals is not only practical but also therapeutic. It allows you to be creative in the kitchen, learn new skills, and enjoy delicious food. Plus, it’s a great way to bond with family and friends. Lastly, gardening makes the list. Whether you have a small apartment balcony or a spacious backyard, gardening connects you with nature and provides a sense of fulfillment. It’s a relaxing and rewarding activity that can help you stay grounded while nurturing plants and flowers. All these hobbies contribute to a well-rounded lifestyle, offering a mix of creativity, learning, and relaxation. So, why not try incorporating a few of them into your routine to enhance your day-to-day life?

The first hobby is one that can make you money. There are countless ways to make a living doing what you love And enjoy doing.

The second hobby is one that challenges you physically. It's important to move your body and push your limits.

The third hobby is one that challenges you mentally. This can be anything from learning a new language to solving puzzles.

The fourth hobby is one that nurtures your creative side.

The fifth hobby is one that connects you with others. We're social creatures, and having meaningful relationships is crucial to our well-being.

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you’re ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

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In today's episode of the "Year of Profit," Joe dives into a crucial topic that many people struggle with—beating anxiety. He opens the conversation by acknowledging that anxiety is something everyone experiences to some degree, but for some, it can be debilitating. Joe emphasizes that understanding anxiety and developing strategies to manage it is key to living a more balanced, productive life.

Here are some of the key points Joe discusses in the episode:

Understanding Anxiety: Joe explains that anxiety is a natural reaction to stress, but when it becomes chronic or overwhelming, it can negatively impact both personal and professional aspects of life. Recognizing the difference between everyday stress and anxiety can help individuals approach the issue with more clarity.

Mindset Shifts: One of the main strategies Joe recommends is changing how you think about anxiety. Instead of seeing it as an enemy, view it as a signal from your body. Joe talks about re-framing anxious thoughts and learning to respond to them in healthier ways, such as through self-compassion and mindfulness.

Practical Techniques: Joe outlines specific methods to manage anxiety, including:

Deep breathing exercises: To calm the nervous system and reset your focus.

Grounding techniques: To anchor yourself in the present moment when overwhelming thoughts take over.

Physical activity: Regular exercise as a natural stress reliever.

Journaling: Writing down your anxious thoughts to get a clearer perspective on what's triggering the anxiety and how to counteract it.

The Power of Routine: Joe highlights how creating a consistent daily routine can help reduce anxiety. When you have structure in your life, it minimizes uncertainty, which is a common cause of anxious thoughts.

Seeking Professional Help: Lastly, Joe emphasizes that it’s okay to ask for help. While self-help techniques are valuable, there’s no shame in speaking to a therapist or counselor who can provide expert support in managing anxiety.

Joe closes the episode with a motivational note, reminding listeners that while anxiety may never disappear completely, learning how to manage it can lead to a healthier and more productive life. He encourages listeners to take small steps, be patient with themselves, and focus on progress, not perfection.

By the end of the episode, Joe leaves his audience feeling empowered with actionable steps to reduce anxiety and reclaim control over their lives.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe’s expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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On today’s episode I will talk about the side hustles that can make you a lot of money. But as I say in the video make sure you check state laws and insurance. It is very important to protect yourself.

How to Start a Side Hustle

So, now you’ve got some side hustle ideas in mind. But how do you get started? Like, what do you actually do? Glad you asked.

  1. Narrow down your options to about three ideas and start your research!

Get in touch with the companies involved (if needed) and talk to others who’ve done these jobs before to find out the pros and cons.

  1. Create a checklist of what you need to get started.

Do you need to buy supplies? Get certified? Sign up online? Brush up on your skills? Find clients? Don’t let yourself get bogged down with fancy business cards or social media strategies—focus on what you have to do to actually start making money.

  1. Put any up-front costs you’ll need in your budget.

This is super important. Remember, you aren’t going to go into debt to make extra money. That’s like digging a hole when your goal is to fill in a hole. If you realize you can’t afford the up-front costs of this side hustle, find a different option! There are plenty you can do that don’t cost a dime.

  1. Go through that checklist one action item at a time!

Once you’ve got everything in place, it’s time to jump in and start making those extra bucks. Don’t overthink it—just start.

Some Ideas

Babysit.

Maybe you did some babysitting when you were younger. But you can still get in on some of that babysitting cash as an adult. Parents need sitters all the time for date nights or busy days. Just get the word out and tell people you know that you’re up for watching their kids (for pay, of course).

And hey—do you have kids of your own and worry this means too much time away from them? Some families would be totally cool with you bringing your kids along (just make sure you ask first). That way, it’s a playdate you’ll get paid for—score!

Tutor online.

You didn’t graduate at the top of your class? No problem! You don’t have to know everything to teach others. If you’ve got a good understanding of a particular subject and good communication skills, look into online tutoring with Tutor.com, TutorMe or Studypool. And the pay isn’t too shabby, either. TutorMe says you can earn at least $16 an hour.2

Be careful as you look through postings, though. Some of the users are just in it hoping someone will write their essays or finish their homework for them. But others need honest help to do their best. Jumping in and offering that help can be a great reward for your life and your wallet.

Resell thrifted items.

This one requires some cash up front, but it’s another option for people who love shopping and understand the market value of things. The idea is simple: You buy low and sell higher.

Head to your local thrift stores, garage sales or flea markets and look for deals. Do your research to see what’s trending and how much things are selling for online. You might come across a valuable vintage piece hiding in plain sight. Or is there something you can fix up and sell for more?

Your easiest route is to resell through sites like Facebook Marketplace, Amazon, eBay, Poshmark, Thredup and GameStop—to name a few. Just don’t go into debt for this! Borrowing money only puts you 10 steps behind. Plus, you don’t want to end up with a basement full of stuff you still owe on—and can’t even sell. Take it one item at a time and pay cash for it all. Because cash is king!

Dog walk or pet sit.

If you’re an animal person, raise your hand. Wow. That’s a lot of you. What if you turned your love of animals into a profit? You can pet sit while the fur parents are away or find a couple of clients whose dogs you can walk during the week. And if you’re really good with dogs, you can do what I did and offer to train them as well!

You can advertise your own pet-sitting business on social media, put up signs in your neighborhood, post at work, or use a website like Rover or Wag. They let you set your schedule and adjust your fees—but they do take a cut of your pay.7 If that seems like too much, try drumming up your own business with friends and family, and ask them to help you get the word out!

Sell products on Etsy.

Are you crafty? (I’m definitely not.) But if you are, then maybe you should sell your crafty products on Etsy. Jewelry, scarves, paintings, hand-lettered inspirational prints and more—Etsy’s a great place to sell anything you’re good at making.

Setting up a profile is simple, and listing a product is easy. Etsy charges $0.20 per listing and takes a percentage of the sale.8 But it’s worth it because people trust Etsy. Plus, you can buy your shipping labels on Etsy—which means you can send everything from your own mailbox (aka no last-minute runs to the post office). So. Simple.

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In this episode, I talk about taking charge of your overwhelming situations.

Things happen in your life every day that will overwhelm you if you let them. If you don’t keep your life on track things will catch up with you. You can take in all the bad news, all the family drama, and people wanting your attention. It can overwhelm you if you let it. We all want to be the ones to help others, even if they end up taking advantage of us.

Or you keep going deeper and deeper into a project or deadline you want to hit. Then we feel it is sucking the life out of us. Once that happens, that task is controlling you instead of you controlling it. This can also go with your side hustle. Let’s take resellers for example. Many people including me will start a side hustle and find ourselves stocking up on so much that it becomes overwhelming.

In clothing resales, they call these death piles. Piles of clothing that are not getting listed but are piling up on the floor. This can become a serious thing. Your office, workspace, or computer fills up so much that just the amount of stuff sets you into anxiety and the feeling of overwhelm. You become trapped. You actually feel worse because you have to see it every day.

Now I want you to remember when you say I’m overwhelmed because. You make up reasons why. You will start saying things to yourself like” I’m overwhelmed because my family won’t help”, or “there doing this”. You have to rethink your perspective on the issue. You have to remember; nothing is overwhelming you. You’re overwhelming yourself. It goes back to “there is no good or bad” it’s just how you perceive it. You are letting it overwhelm you. It all comes back to how you perceive what’s going on around you. And how you can change your thoughts and feelings to take control of the situation.

Step back and breath

Take a deep breath and step away. If you’re feeling overwhelmed or anxious, a quick way to begin to alleviate those feelings is by doing breathing exercises. If the thing that’s overwhelming you is in front of you, try taking a step away from it to create some separation between you and whatever is making you feel this way. Deep breathing exercises are a great way to promote relaxation and lower your stress response.

Separate yourself from the cause of the overwhelm.

This could be someone that wants your attention constantly. Or a list of tasks that need to be finished. After you separate yourself, think of the best way to jump back in and finish the task without the overwhelm.

Create a “no” list.

Protecting your time and space can help give you a sense of control over your schedule. If you don’t want to do something or have been dreading that virtual happy hour, don’t feel like you have to go. Replace the activities you don’t want to do with something that you’ll enjoy. Healthy boundaries are crucial for your well-being!

Be kind to yourself.

Remember that feeling overwhelmed is OK. It also helps to remember that feeling overwhelmed doesn’t have to last. Give yourself some grace – if you don’t get to that chore or have to ask for an extension at work, you can. Your mental health is a top priority.

Ask for help from a loved one.

Your family and friends are there for you to lean on if you need to vent or talk things through. Reach out to a friend for a virtual chat or pick up the phone and call a family member. Ask them to join you in a park or a walk.

Make a List of What’s Overwhelming You

Looking carefully at what’s overwhelming you can make it feel less scary and threatening. Write down a list of each thing that’s creating stress in your life, whether practical or personal. Next, consider which action steps can you take to address each item on your list. Would a tutoring session help you do better on a midterm or paper? Can you ask for assistance with a project at work? If issues within a friend group feel overwhelming, could you all get together and have an honest conversation?

It’s true that some big, stressful issues are outside our control—like political and social inequity or the future of the planet. But taking control of the things that are in our court frees up energy for coping emotionally with those that aren’t.

Recognize You’re Not Alone in Feeling Overwhelmed

At the same time, don’t compare yourself to others who might deal with stress more easily. We each have different strengths and different areas that are difficult for us. Some people are more easily able to deal with stress but might have a harder time in other areas.

Meditate

Meditation is one of the healthiest things you can do to overcome the feeling of overwhelm. Meditation can give you a sense of calm, peace, and balance that can benefit both your emotional well-being and your overall health. You can also use it to relax and cope with stress by refocusing your attention on something calming. Meditation can help you learn to stay centered and keep inner peace.

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In this episode, I have a special guest. Jen will talk about saving money on clothing. we all know that clothing is a huge expense. We can slash our budget by buying smarter. This is how we are getting out of debt and into a more fulfilled life.

The importance of saving money is simple: It allows you to enjoy greater security in your life. If you have cash set aside for emergencies, you have a fallback should something unexpected happen. And, if you have savings set aside for discretionary expenses, you may be able to take risks or try new things.

Poshmark is a social commerce marketplace where users can buy and sell new and secondhand fashion, home goods, and electronics. The platform has over 80 million users, with over 200M available listings.

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Just as our bodies require care and exercise over the course of our life, so do our brains — especially as we age. Lifting weights strengthens our muscles while strengthening our mental “muscles” improves our memory, attention, brain speed, people skills, intelligence, and navigation.

The key is variety. Similarly when we exercise our body, if doing something becomes too easy, it’s time to make a change to build brainpower. The more something is second nature, the less our brain has to work to do it.

People of all ages can benefit from incorporating a few brain exercises into their lives to stay mentally sharp for the long haul. All it takes is a few minutes each day. Studies have found it’s most beneficial to work on these exercises a little bit each day, instead of spending a few hours each week

Play games

Doing crossword puzzles, Sudoku games, jigsaw puzzles and other games that rely on logic, math, word, and visuospatial skills are great ways to increase brainpower. These types of games require multiple cognitive abilities, which challenge your brain and improve processing speed and memory. Now you know it’s OK, even healthy, for adults to carve out a few minutes each day to play games.

Read a variety of books

Books are filled with interesting characters, infinite information, and facts. Challenge your brain by reading a variety of topics, from historical fiction to contemporary classics to romance. Your brain will get a workout imagining different time periods, cultures, and people while learning new things and building vocabulary. Plus, you’ll be developing interesting stories to share with others.

Use all your senses

Try incorporating activities that simultaneously engage all five of your senses, from taking a cooking class to visiting a farmer’s market or food festival to trying a new restaurant. Using all your senses helps to strengthen your brain by focusing on smelling, touching, tasting, seeing, and hearing all at the same time.

Daily meditation

Meditation is known to calm your body, slow your breathing and reduce stress and anxiety. But, what you may not know is daily meditation also can improve your memory and processing power. By creating a calm mental state, you engage your brain in new and interesting ways. All it takes is stealing five minutes each day to meditate in a quiet spot.

Learn a new skill

No matter your age, your brain is capable of learning new skills at any point in your life. It’s a great way to strengthen brain connections because when you learn a new skill, you work multiple areas of your brain. For example, your memory comes into play, your brain learns new movements and you associate things differently.

Learning to play an instrument, building a ship in a bottle, learning new dance moves, or a new language all challenge your brain in new ways and can add something fun and interesting to your life, to boot.

Then, once you’ve learned the new skill, teach it to someone else. It’s one of the best ways to expand your learning — and brainpower.

Train your brain

Brain training has become a popular exercise in recent years. From formal courses, online programs, and books, people are realizing the benefits of training their brains to sharpen response times and attention.

One example program is called BrainHQ. It’s a brain-training program that offers dozens of brain exercises designed to improve memory, attention, brain speed, intelligence, navigation, and communication. BrainHQ works by continually measuring your performance to serve up exercises that are tailored for you. The exercises take less than 5 minutes and can be done at home using your computer or phone.

The old adage rings true: “You don’t use it, you lose it.” Whichever exercises you choose, focusing on your brain health has been proven to improve your concentration, focus, memory, and mental agility, no matter your age. Hey, you may even learn something new and enriching along the way.

Rat yourself on a scale from 0-10 on how you are doing in these aspects.

How are you doing in each category?

  1. Good brain diet.

  2. Automatic Negative Thoughts.

  3. Exercise

  4. Brain nutrition

  5. Positive peer group

  6. Clean Environment

  7. Sleep

  8. Brain Protection

  9. New Learnings

  10. Stress Management

1, A good brain diet

hear are some good foods to feed your brain. Avocado Blue berries Eggs, coconut Oil, olive oil, green leafy dark vegetables, salmon, Turmeric

2.Automatic Negative Thoughts.

Stopping your automatic Negative thoughts, stopping your negative self-talk. Self-harming thoughts like, “am I getting too old to do this”, or why can’t I do this. If you ask, why can’t I, you cant. If you tell yourself, you’re unable to do something you won’t do it.

3 Exercise

Non-general movement. Getting up and moving. Doing a steady focused repetitive movement to build and burn. The number one function of your brain is to control movement. We live in a sedimentary life where we need to tell our body to move. Moving your body stimulates Neurogenesis and builds neuroplasticity.

A big thing now is our kids. Kids are not moving as much as they should. We are taking outside playgrounds away from the kids. We are allowing kids to sit for hours every day and do nothing but sit on there electric devises. Sitting is the new smoking. A great example of this is, look at the photos from the past. How many fat people do you see in those pics?

4 Brain nutrition

Supplements and Vitamins, we do not get the right nutrients from the foods we eat.

There are several different kinds of supplements. But you really need to get the right ones for your genetics. this is where you should go to your healthcare provider and get, Hormonal test, full spectrum test, food sensitivity test and or a Pharmacogenetic test done. Telk a few people about this. Such as health food stores and even a brain therapy clinic.

Most doctors say the most important is DHA. DHA is

  1. Positive peer group

How inspired, encouraged, and challenged are you and your close friend? How do your close friends Inspire, encourage and challenge you, in a good way. Do you inspire to be like them? Are you challenged to become a better person because of them? These are the people you choose to have in your life. Not your family. Although some of us have family members you’re inspiring to be like.

  1. Clean Environment

How clean is your environment? Your home, workspace, where you spend your time. Your external world affects your internal world. Think about how you feel after you cleaned your room or desk off. You suddenly have “clarity of mind”. Your more energetic and you actually are calmer.

  1. Sleep

How good is your sleep?

Sleep is more important than you think. You may stop when you’re sleeping but your brain doesn’t. This is when you’re growing new neurons and synapsis. This is when your brain is processing and “cleaning your thoughts”. This is when your brain is consolidating short term to long term memory. It’s like when you work out. You do not build muscle when you’re working out. You build muscle when you’re resting. and your body is repairing itself.

During sleep is when your cleaning out the plack in your brain. which leads to dementia and other brain injuries

  1. Brain Protection

Are you protecting your brain? Are you wearing a helmet? but more importantly are you protecting your brain from high levels of EMF? The levels of EMF have risen to a dangerous level in the past few years. Cell phones, Wi-Fi, earbuds. People, especially kids (90%), are sleeping with their phones under their pillows or inches from their brains. This is extremely dangerous. Keep your phone at least 3 feet away from you as you sleep. Even the new wiring in your offices is emitting high levels of EMF’s.

  1. New Learnings

Are you learning new things daily? Are you searching out new things and trying them? Doing new things or trying different ways to do things. Grow new connections in your brain. There was a study on nuns that found there living longer and healthier than the average person. Why? Because they’re constant learners. Reading every day. Their beliefs in a higher power. And there are high levels of gratitude.

  1. Stress Management

How stressed are you? This is both physical and mental stress. Stress is the number one cause of brain and body decay. When your stressed you shut down Cortisol , adrenaline.

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What if your true learning potential was unknown, even unknowable, at best? What if it were impossible to foresee what you could accomplish with a few years of passion, and training? People have been taught that we are born with a certain level of intelligence. this is not true, as we grow and learn, we increase our intelligence. This isn’t some hypothetical situation, dependent on any manner of factors from genes to environment. It’s a mindset. And it’s one you can cultivate at any point in life.

A “growth mindset,” is pretty much exactly what it sounds like: a tendency to believe that you can grow. a “fixed mindset” assumes that our character, intelligence, and creative ability are static givens that we can’t change in any meaningful way, a growth mindset thrives on challenge and sees failure “not as evidence of unintelligence but as a heartening springboard for growth and for stretching our existing abilities.”

Why is a growth mindset so powerful?

With a growth mindset, you know that you can change over time, and therefore you are more open to reflect, learn and grow from challenges. Because failure is less threatening, you are more willing to embrace life's challenges, take feedback as a learning opportunity and continue to learn and grow throughout life

What is an example of a growth mindset?

Growth Mindset: I can improve my skills with effort and practice. Tip: Ask children if they have ever struggled to master a skill, and then improved over time. Examples may include reading, writing neatly, riding a bike, or playing an instrument.

What is the most important characteristic of a growth mindset?

Having a growth mindset means believing that a person's abilities aren't innate but can be improved through effort, learning, and persistence. A growth mindset is all about the attitude with which a person faces challenges, how they process failures, and how they adapt and evolve as a result.

What is a strong growth mindset?

Growth mindset: “In a growth mindset, people believe that their most basic abilities can be developed through dedication and hard work—brains and talent are just the starting point. This view creates a love of learning and a resilience that is essential for great accomplishment.”

What is a growth mindset as a core value?

Those with a growth mindset are more likely to embrace challenges, use feedback and learn from failures and mistakes rather than dwell on them. Someone with a growth mindset will enjoy learning new things. They will, therefore, accept challenges, persist, and be driven to achieve their goals

What is a good mindset quote?

“Mind is a flexible mirror, adjust it, to see a better world.” “Once your mindset changes, everything on the outside will change along with it.” “Happiness has to do with your mindset, not with outside circumstances.”

25 Ways to Develop a Growth Mindset

  1. Acknowledge and embrace imperfections.

Hiding from your weaknesses means you’ll never overcome them.

  1. View challenges as opportunities.

Having a growth mindset means relishing opportunities for self-improvement. Learn more about how to fail well.

  1. Try different learning tactics.

There’s no one-size-fits-all model for learning. What works for one person may not work for you. Learn about learning strategies.

  1. Follow the research on brain plasticity.

The brain isn’t fixed; the mind shouldn’t be either.

  1. Replace the word “failing” with the word “learning.”

When you make a mistake or fall short of a goal, you haven’t failed; you’ve learned.

  1. Stop seeking approval.

When you prioritize approval over learning, you sacrifice your own potential for growth.

  1. Value the process over the end result.

Intelligent people enjoy the learning process and don’t mind when it continues beyond an expected time frame.

  1. Cultivate a sense of purpose.

Dweck’s research also showed that students with a growth mindset had a greater sense of purpose. Keep the big picture in mind.

  1. Celebrate growth with others.

If you truly appreciate growth, you’ll want to share your progress with others.

  1. Emphasise growth over speed.

Learning fast isn’t the same as learning well, and learning well sometimes requires allowing time for mistakes.

  1. Reward actions, not traits.

Tell students when they’re doing something smart, not just being smart.

  1. Redefine “genius.”

The myth’s been busted: genius requires hard work, not talent alone.

  1. Portray criticism as positive.

You don’t have to used that hackneyed term, “constructive criticism,” but you do have to believe in the concept.

  1. Dissassociate improvement from failure.

Stop assuming that “room for improvement” translates into failure.

  1. Provide regular opportunities for reflection.

Let students reflect on their learning at least once a day.

  1. Place effort before talent.

Hard work should always be rewarded before inherent skill

  1. Highlight the relationship between learning and “brain training.”

The brain is like a muscle that needs to be worked out, just like the body.

  1. Cultivate grit.

Students with that extra bit of determination will be more likely to seek approval from themselves rather than others.

  1. Abandon the image.

“Naturally smart” sounds just about as believable as “spontaneous generation.” You won’t achieve the image if you’re not ready for the work.

  1. Use the word “yet.”

Dweck says “not yet” has become one of her favorite phrases. Whenever you see students struggling with a task, just tell them they haven’t mastered it yet.

  1. Learn from other people’s mistakes.

It’s not always wise to compare yourself to others, but it is important to realize that humans share the same weaknesses.

  1. Make a new goal for every goal accomplished.

You’ll never be done learning. Just because your midterm exam is over doesn’t mean you should stop being interested in a subject. Growth-minded people know how to constantly create new goals to keep themselves stimulated.

  1. Take risks in the company of others.

Stop trying to save face all the time and just let yourself goof up now and then. It will make it easier to take risks in the future.

  1. Think realistically about time and effort.

It takes time to learn. Don’t expect to master every topic under the sun in one sitting.

  1. Take ownership of your attitude.

Once you develop a growth mindset, own it. Acknowledge yourself as someone who possesses a growth mentality and be proud to let it guide you throughout your educational career.

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In this episode, I talk about how self-love works and why you need to have it in your life. You're not being selfish or conceding you're healing your body and soul.

Love Yourself

Your confidence controls your actions.

If you constantly tell yourself negative things about yourself, how do you think your life will be.

You may not tell yourself that you hate yourself, but you may be saying “I’m so stupid. Or I’m not smart enough for that? You don’t have to have a hate speech in your head. You just need to talk down to yourself or have self-doubt. Not only do your thoughts affect you but they affect everyone around you. Your thoughts about yourself affect how you attract someone into your life.

If you are constantly down on yourself then you will attract someone that is the same way.

Self-love can mean something different for each person because we all have many different ways to take care of ourselves. Figuring out what self-love looks like for you as an individual is an important part of your mental health.

Think of this. Think of a child that grows up with an abusive father that constantly tells that child how bad he is. How he is stupid and will never get anything he wants. Imagine that in your mind. How do you see that playing out? Well, that’s nothing different than what you’re doing to yourself. The abuser is you. You know that a child can walk away or move out. But you can’t walk away from yourself. If you talk down to yourself or shame yourself you are your own abuser, you have to admit it to yourself. Until you do you will not change.

Ok here is something I want you to do. This comes from a great coach I listened to. Take out a piece of paper and write down every bad thing you say about yourself. But write it down as if you’re talking to yourself. Things like “Your fat”, your stupid, your ugly, you never finish the things you do. Now take your list into the other room, sit down, and read it to your little sister. They say “I can’t do that: Well, if you can't say those things to your little sister then why are you saying it to yourself?

Another good example is a good friend of yours gets dumped by someone and she calls you crying. And instead of you supporting her you say things like “Well what do you expect you're overweight you're not fun to be around You're negative and you're ugly.” No, you would not, so why are you saying it to yourself? What do you say to yourself when you're looking in the mirror? You need to stop thinking all those negative thoughts about yourself and stop saying positive things. This is the law of attraction.

Another thing you need to stop doing is comparing yourself to someone else. You look at other people that are in better shape have more money are more successful. And think to yourself well why am I not there? Well, you will be there if you put in the work that they did.

How do you feel when you haven't seen someone in a while and they see you and they praise you about how good you look and how much you've accomplished? Doesn't that make you feel good? Well, you can get that same feeling by telling yourself that. And you can put in the work to get to that point where people say that to you all the time.

Once you start loving yourself you're putting that energy into the universe and once again the universe will give you that love back. Focusing on yourself is not being selfish. You will attract what you want in your life by being the person that you want to be.

Ways to practice self-love include:

Becoming mindful. People with more self-love tend to know what they think, feel, and want.

Taking actions based on need rather than want. By staying focused on what you need, you turn away from automatic behavior patterns that get you into trouble, keep you stuck in the past, and lessen self-love.

Practicing good self-care. You will love yourself more when you take better care of your basic needs. People high in self-love nourish themselves daily through healthy activities, like sound nutrition, exercise, proper sleep, intimacy, and healthy social interactions.

Making room for healthy habits. Start truly caring for yourself by mirroring that in what you eat, how you exercise, and what you spend time doing. Do stuff, not to “get it done” or because you “have to,” but because you care about yourself.

5 Ways To Learn To Love Yourself

Do something kind.

Being kind to others brings back kindness to yourself.

Become your hero for the day.

Do something for yourself. Something to boost your energy and happiness.

Retrain your thoughts.

Instead of thinking I can’t ask yourself how can I?

Admit your flaws and take action.

Acknowledge and change.

Relationship analysis.

How do you treat others and how do they respond?

You will have negative thoughts about yourself But with time that will change. You will become a better and happier person.

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In this week’s episode, I discuss bringing more money into your life in the next 30 days. You can achieve this by using the law of attraction. It is easy if you follow the steps I have laid out.

bringing money into your life in 30 days using the law of attraction.

Are you happy? are you doing the things that make you happy?

raise your standards

Live your life by constant never-ending improvement

raise your confidence set goals

Hold your head high walk with confidence. Live with a positive attitude and positive goals

model the rich

look at how they live

Find a rich person to admire. Learn to admire wealthy and successful people

love yourself, invest in yourself

take classes, read books look up positive media

find a coach

or a mentor you can talk to. Do what they do or say.

apply the knowledge you know

What are you good at or what is your passion

visualize money coming easily into your life

go to YouTube and listen to my sleep money affirmation videos

fill your life with gratitude

pick up change that you see on the ground and give thanks that the universe is sending you money

What's the law of attraction?

The law of attraction in its basic form states that whatever you put out into the universe the universe will give you that back. This is one of the 12 universal laws of hermetic philosophy and was made famous in Rhonda Byrne’s book “The Secret.”

At the core of this philosophy is positivity. Positive thinking is linked to better physical health, longer life. Research shows that developing a growth mindset has mental health benefits, too. It’s a powerful tool that can reduce anxiety and depression while helping manage stress.

You can use positive self-talk, visualization techniques, to feel more optimistic about our current situation and embrace change for a better future.

This improved emotional state keeps us on track to build more skills, ultimately leading to greater success.

A positive attitude doesn’t mean promoting toxic positivity. Adopting an unrealistically optimistic attitude can be as damaging as an unyielding negative outlook. There’s space to acknowledge your reality and recognize that the real world doesn’t always work in your favor.

Bad things happen, and you’ll experience setbacks. But you’ll rise above these obstacles more easily when embracing a positive outlook — and the law of attraction encourages you to do just that.

The power of positive tinging is not Looking at your garden and repeating “here are no weeds, there are no weeds”. Weeds will grow. You still have to take action. You have to do the things to keep the weeds out of your garden.

How does the law of attraction work?

The first is a mindset, and the second is action. You create what you desire in life when you focus intently.

Whether looking for financial abundance or wanting to improve our relationships. We must bring our whole selves to everything we do, both professionally and personally.

Your outlook on the world shapes many aspects of your life. Actively looking for the positive side of an issue helps you grow your self-esteem and confidence to become a better leader.

Being open-minded and focusing on positive emotions attracts others who feel the same way.

What are the ​​7 laws of attraction?

There are seven sub-laws within the law of attraction. While we don’t subscribe to any of these being natural laws, there are some worthwhile nuggets. See what you can find here in the seven laws of attraction:

  1. Magnetism

This sub-law explains that like attracts like. Negative thoughts attract one another, but positive thinking does the same.

If all we do is remain pessimistic, negative experiences will continue to come our way. But if we seek out the positive aspects of life, our perspective will focus more on finding uplifting opportunities and experiences, which results in improving our well-being.

  1. Manifestation

This sub-law advises us to focus our attention and energy on the present to change it.

Fretting over the past or worrying about the future doesn’t ignite change. But if we put in the work now, we’ll create a better future and make our dreams come true.

  1. Right action

Some negative aspects of our lives can be removed or changed. Toxic workplaces, unhealthy relationships, or unsatisfying careers can prevent us from living meaningful lives.

By removing these negatives, we can fill the empty space with things that help us be more purposeful with our lives. Having a clear idea of your purpose and personal values will help guide you to the replacements most likely to improve and enrich your life.

  1. Delicate balance

Some days are great — but they can’t all be. You might fail or experience a setback every once in a while. Here's the thing: that's part of life. It's good to acknowledge our failures because they're an opportunity to learn. Just as we celebrate our wins, we need to recognize our losses.

  1. Unwavering desires

This sub-law is all about staying focused on the goals and desires that will improve our lives. Clear, purposeful goals help us gain better health, succeed in our careers, and have healthy relationships.

Throughout the stages of our lives, we can experience many changes. But we need to know how we feel about our values and desires to stay grounded. And while our values or desires might evolve over our lives, having a clear sense of self will help us remain steadfast in accomplishing our most important goals.

  1. Harmony

The harmony that we have around us can influence our energy. Tapping into the energy surrounding us helps us maintain a positive outlook while working toward our goals.

When we have people around us that share the same mentality toward achieving goals, it only benefits us. They're a source of encouragement, support, and inspiration.

  1. Universal influence

This is integral to the law of attraction. What we put out into the world we get back. How we treat others has a direct impact on our lives. If you disrespect someone, you fuel them with reasons to do the same.

And if you’re positive and hard-working, people will want to live and work alongside you and you’ll enjoy better community-building and a more enjoyable, friendly workplace.

Remember: offering a helping hand goes a long way to generating positive returns, even if you don't think it directly benefits your life. Consider putting into the world what you hope to get out of it by helping others.

How to use the law of attraction to reach your goals

Positive thinking is a powerful tool that can help you improve areas of your own life, either personal or professional, but it’s not the whole deal.

An intentional, continuous, and effective effort will ultimately pave the way to our goals. Here's how to use the law of attraction in seven ways to achieve your goals:

Understand burnout and how to recover from it

Incorporate more positive affirmations and self-talk into your inner dialogue

Look for the positives, no matter how big or small, in every situation you're in

Practice visualization by keeping a manifestation journal or creating a vision board

Spend some time in self-reflection, looking for coincidences and patterns

Learn how to identify when you start thinking negative thoughts

Practice journaling your ideas, values, and plans

Reasons why the law of attraction might not work

The law of attraction isn't a fool-proof way of achieving your goals and living your dream life. It’s not magic. If, despite your efforts, you find that it isn't working out as you'd hoped, take some time to reflect on your actions.

Think about your behavior and how you're applying the law of attraction to your life. Here are a few reasons the law of attraction might not be working for you at the moment:

You lack objectives and/or a purpose

You aren’t sure what goals you want to achieve

You’re feeling unmotivated and unable to put in the hard work

Your self-esteem and self-confidence are low

You're experiencing a lot of mental fatigue and stress, so you lack the necessary energy

emotionally-stressed-woman-what-is-law-of-attraction

Thinking positively but procrastinating won’t bring us anywhere. But now you know that an optimistic viewpoint can inspire and drive you to work harder to reach your goals.

The right attitude is one thing, but our behavior, discipline, and clear objectives will reward us with opportunity and change. So does a little luck or serendipity. Finally, perseverance will keep us going when nothing else is working our way.

View Details

Please click Subscribe/Follow

Click here to go to Joe's book.

Click here for the YOP Facebook page.

Click here to get great deals on clothing.

What's the law of attraction?

The law of attraction in its basic form states that whatever you put out into the universe the universe will give you that back. This is one of the 12 universal laws of hermetic philosophy and was made famous in Rhonda Byrne’s book “The Secret.”

At the core of this philosophy is positivity. Positive thinking is linked to better physical health, longer life. Research shows that developing a growth mindset has mental health benefits, too. It’s a powerful tool that can reduce anxiety and depression while helping manage stress.

You can use positive self-talk, visualization techniques, to feel more optimistic about our current situation and embrace change for a better future.

This improved emotional state keeps us on track to build more skills, ultimately leading to greater success.

A positive attitude doesn’t mean promoting toxic positivity. Adopting an unrealistically optimistic attitude can be as damaging as an unyielding negative outlook. There’s space to acknowledge your reality and recognize that the real world doesn’t always work in your favor.

Bad things happen, and you’ll experience setbacks. But you’ll rise above these obstacles more easily when embracing a positive outlook — and the law of attraction encourages you to do just that.

The power of positive tinging is not Looking at your garden and repeating “here are no weeds, there are no weeds”. Weeds will grow. You still have to take action. You have to do the things to keep the weeds out of your garden.

How does the law of attraction work?

The first is a mindset, and the second is action. You create what you desire in life when you focus intently.

Whether looking for financial abundance or wanting to improve our relationships. We must bring our whole selves to everything we do, both professionally and personally.

Your outlook on the world shapes many aspects of your life. Actively looking for the positive side of an issue helps you grow your self-esteem and confidence to become a better leader.

Being open-minded and focusing on positive emotions attracts others who feel the same way.

What are the ​​7 laws of attraction?

There are seven sub-laws within the law of attraction. While we don’t subscribe to any of these being natural laws, there are some worthwhile nuggets. See what you can find here in the seven laws of attraction:

  1. Magnetism

This sub-law explains that like attracts like. Negative thoughts attract one another, but positive thinking does the same.

If all we do is remain pessimistic, negative experiences will continue to come our way. But if we seek out the positive aspects of life, our perspective will focus more on finding uplifting opportunities and experiences, which results in improving our well-being.

  1. Manifestation

This sub-law advises us to focus our attention and energy on the present to change it.

Fretting over the past or worrying about the future doesn’t ignite change. But if we put in the work now, we’ll create a better future and make our dreams come true.

  1. Right action

Some negative aspects of our lives can be removed or changed. Toxic workplaces, unhealthy relationships, or unsatisfying careers can prevent us from living meaningful lives.

By removing these negatives, we can fill the empty space with things that help us be more purposeful with our lives. Having a clear idea of your purpose and personal values will help guide you to the replacements most likely to improve and enrich your life.

  1. Delicate balance

Some days are great — but they can’t all be. You might fail or experience a setback every once in a while. Here's the thing: that's part of life. It's good to acknowledge our failures because they're an opportunity to learn. Just as we celebrate our wins, we need to recognize our losses.

  1. Unwavering desires

This sub-law is all about staying focused on the goals and desires that will improve our lives. Clear, purposeful goals help us gain better health, succeed in our careers, and have healthy relationships.

Throughout the stages of our lives, we can experience many changes. But we need to know how we feel about our values and desires to stay grounded. And while our values or desires might evolve over our lives, having a clear sense of self will help us remain steadfast in accomplishing our most important goals.

  1. Harmony

The harmony that we have around us can influence our energy. Tapping into the energy surrounding us helps us maintain a positive outlook while working toward our goals.

When we have people around us that share the same mentality toward achieving goals, it only benefits us. They're a source of encouragement, support, and inspiration.

  1. Universal influence

This is integral to the law of attraction. What we put out into the world we get back. How we treat others has a direct impact on our lives. If you disrespect someone, you fuel them with reasons to do the same.

And if you’re positive and hard-working, people will want to live and work alongside you and you’ll enjoy better community-building and a more enjoyable, friendly workplace.

Remember: offering a helping hand goes a long way to generating positive returns, even if you don't think it directly benefits your life. Consider putting into the world what you hope to get out of it by helping others.

How to use the law of attraction to reach your goals

Positive thinking is a powerful tool that can help you improve areas of your own life, either personal or professional, but it’s not the whole deal.

An intentional, continuous, and effective effort will ultimately pave the way to our goals. Here's how to use the law of attraction in seven ways to achieve your goals:

Understand burnout and how to recover from it

Incorporate more positive affirmations and self-talk into your inner dialogue

Look for the positives, no matter how big or small, in every situation you're in

Practice visualization by keeping a manifestation journal or creating a vision board

Spend some time in self-reflection, looking for coincidences and patterns

Learn how to identify when you start thinking negative thoughts

Practice journaling your ideas, values, and plans

Reasons why the law of attraction might not work

The law of attraction isn't a fool-proof way of achieving your goals and living your dream life. It’s not magic. If, despite your efforts, you find that it isn't working out as you'd hoped, take some time to reflect on your actions.

Think about your behavior and how you're applying the law of attraction to your life. Here are a few reasons the law of attraction might not be working for you at the moment:

You lack objectives and/or a purpose

You aren’t sure what goals you want to achieve

You’re feeling unmotivated and unable to put in the hard work

Your self-esteem and self-confidence are low

You're experiencing a lot of mental fatigue and stress, so you lack the necessary energy

emotionally-stressed-woman-what-is-law-of-attraction

Thinking positively but procrastinating won’t bring us anywhere. But now you know that an optimistic viewpoint can inspire and drive you to work harder to reach your goals.

The right attitude is one thing, but our behavior, discipline, and clear objectives will reward us with opportunity and change. So does a little luck or serendipity. Finally, perseverance will keep us going when nothing else is working our way.

View Details

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Have you ever asked yourself, why did I try to make a change but not succeed? Often, it’s “how” we define ourselves that can lead to either our success or stagnation.

“The most powerful force in the human personality is the need to stay consistent with how we define ourselves.” In fact, the single most important element in understanding what drives a person is to understand how they identify themselves. Identity is simply the culmination of the beliefs that shape how we perceive ourselves. These beliefs control how we think, feel and interact with the world around us. They also influence what we decide to do (and not do) in our own lives.

“If you do what you've always done, you'll get what you've always gotten.”

  1. Identity is the most important power that determines our actions

We will act according to our views of who we truly are—whether these views are accurate or not.

  1. Once we know who we are, we must learn to be ourselves

Trying to live in a way that’s inconsistent with our true nature will create a life of frustration, stress and disappointment. We must learn to embrace our deepest needs, desires, strengths, fears, values and beliefs in order to create harmony and tap into our tremendous potential.

  1. Sometimes, people maintain the illusion that their behaviour decides who they really are

Nothing could be further from the truth. We have all experienced moments of anxiety and defeat, and as a result have said or done things that don’t reflect who we are. This does not make these behaviours a part of our identity. Rather, they are momentary lapses or unique attempts to meet our needs in the moment.

  1. When you take responsibility, you restore your identity

When we create unfavourable or hostile situations, we should take action to repair any harm that we may have caused.

  1. The fastest way to expand our identity is to do something that’s inconsistent with our current self-image

  2. Our personal identities are in a constant state of evolution

We all contain the power to reinvent ourselves and create a new, empowered identity that expands what is possible in our lives. The key is to take conscious control of the beliefs we are creating about ourselves, so they can propel us toward what we desire most.

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In this episode, I talk about how and why you need to raise your energy by rising your vibration.

Music

Music is vibration and sound. Vibration changes your frequency. Everything is vibrating. By listening to music, you can change your biological vibration. You can raise or lower it. Your mood and your thoughts are directly related to your vibrational energy. I start my day with music. I don’t start with Facebook or the news. I put on some New Orleans jazz. I get up and get into the shower. I leave the music on while I’m making breakfast. Then I eat (if it’s warm out) I go out and sit on the deck with the music turned down a bit. I still like to hear the morning noises. Then I come in and turn on some meditation music. This is soft music that will calm me down and let me meditate.

What to listen to.

How is this influencing my mood, life and productivity?

What emotions am I getting from the music.

How are the lyrics guiding your thoughts?

The words we listen to, and repeat are Affirmations. Do the words in the songs you listen to affect your life in a positive way? Just like the foods you put into your body the sounds and words you put into your mind can help or hurt you.

How do you feel? Are you having a bad day? Music can brighten your day. Music can change your mood, and you will accomplish more.

How music has shaped my life.

Meditation

This is something I do every day before I leave for work. Although you might think it lowers your energy, it actually doses the opposite. It gives you the focus to think about your day and what you want to accomplish. Now I do go to work and I’m not really accomplishing anything for myself. But it also puts me in a calm state of mind and makes the day go better. It is along with the “acknowledge and move on feeling”. When I used to come home from work and sit, I found myself sitting for a couple hours and not getting things done. So, I changed it up a bit and now I come home, cook dinner and will I there eat on the deck or eat in the living room (I don’t have a kitchen table). But when I eat in the living room, I make sure I don’t sit for hours. I finish up and get up and start doing things.

Get outside

Getting out into nature or just outside will raze your energy. This come’s from getting more sunlight, getting better air to breath. And just getting out of the house.

go for a walk, a drive, or just sit on your deck.

Exercise

I don’t uselay exercise first thing in the morning or rite after work. I tend to go to the gym, Walk or ride my bike later in the evening. That’s just how I am. Some people like to exercise first thing in the morning, but I have to go to work in the morning.

People your around

the people you have in your life will ither suck your energy or give you energy.

social media

This goes back to getting the rite people in your life. Social media is a way where people hide behind their phones. Drama is ramped up on social media, and you need to Unfriend or unfollow the people that are not bringing positive energy into your life. I have Unfollowed people that I know personally because of the negativity their posting on Facebook.

The information you are consuming on a daily basis has a direct affect on your life. I make sure that I only consume information that I know will help me grow and prosper. That motivates me to the life that I want. This is tough because there are people in your life that you love but sometimes don’t agree with. That’s ok, you have to think about yourself first. Now is the time to make your life better. That’s wht this journey is all about

If you want more energy in your life, turn off the phone.

food

the food you put in your body completely controls your body energy.

Limit added sugar

When you feel tired, it can be easy to reach for a sweet, sugar-filled snack. However, although sugar can give you a short-term energy boost, it also wears off very quickly and can leave you feeling more tired than before.

This is because high sugar foods cause a sharp spike in blood sugar levels, followed by a crash as the body releases a large amount of insulin to transport sugar from the bloodstream to the cells (33Trusted Source, 34Trusted Source).

Interestingly, one study showed that people reported experiencing 26% more fatigued when they followed a diet high in refined carbs and added sugar, compared with when they consumed a diet filled with whole grains, fresh fruits, and vegetables (35Trusted Source).

Eating large amounts of added sugar may also increase your risk of obesity, type 2 diabetes, and heart disease, so limiting your intake of added sugar can benefit both your energy levels and your health

Eat a nutritious diet

If you’re always feeling tired, sluggish, and low in energy, switching up your eating habits could be beneficial.

Following a well-rounded diet can not only reduce your risk of several chronic conditions but also significantly affect your energy levels (24Trusted SourceTrusted Source, 25Trusted Source).

Choosing whole, nutritious foods can provide your body with the vitamins and minerals it needs to function at its best. On the other hand, eating lots of processed foods that are high in sugar and fat can negatively affect both your energy levels and your overall health (26Trusted Source, 27Trusted Source).

Additionally, some studies show that skipping meals may be linked to fatigue, anxiety, and poor attention (28Trusted Source, 29Trusted Source, 30).

It’s also important that you eat enough food to fuel yourself during the day.

This is because severe dietary restrictions can result in a lack of both calories and essential nutrients, such as iron, which could take a toll on your energy levels

Motivation

Action comes before motivation.

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What Is the Psychology of Money?

The psychology of money is the study of our behavior with money.

Success with money isn’t about knowledge, IQ or how good you are at math. It’s about behavior, and everyone is prone to certain behaviors over others. Once you become aware of your tendencies, you can harness the power of your own mind, your thoughts and your will—and you can literally change your life.

Money management is 80% Behavior and 20% knowledge.

Money management is about emotions, and how you behave with your money. Spending with cash gives you a sense of loss. It activates the pain receptors in your brain. Normally activating your pain sensors is a ad thing but in this case it helps you control your spending. Spending with credit cards or even debit cards give you no sense of loss. When you give the cashier your card you are given your card back. There is no sense of exchange. You leave with your card and your purchase. there is no feeling of making the purchase. It is important to have that feeling of spending your hard-earned cash.

Doing a monthly budget helps you control where your money is going. You’re telling your money where to go instead of not knowing where it went.

Getting control of your finances puts you in control of your life. The #1 cause of divorce, and family fights are money and debt.

Being in debt is being a slave to

Why the Psychology of Money Matters

I’ve come to value self-awareness as a tool. I need to learn more about the way my mind works if I want to grow. Whether we’re talking about money or life as a whole, knowing yourself is a huge factor in creating meaningful change.

4 Ways Psychology Affects Your Money

I love digging into money tendencies and how money plays out in someone’s story. Like I said before, everyone is different, and none of these tendencies are right or wrong. It’s just how you’re naturally wired. Here are four things I want you to identify in your money mindset:

  1. Spender vs. Saver

Most people find it pretty easy to determine if they’re a spender or a saver. Spenders can see so many creative possibilities when it comes to money.

On the other hand, a saver’s first instinct is to not spend their money. They feel much better about having money tucked away. Savers are patient and willing to wait to make a purchase.

What’s dangerous for spenders and savers both is going to the extremes. As a spender, if you spend everything you make, you’re going to be broke. And savers, if you save everything you make, you’re going to miss out on a lot of fun experiences that bring joy to your life. This is pretty obvious when we think about it—but the point is that we need to think about it.

I seem to fall in the “scarcity life feeling” although im the one that says you become what you think of. I struggle with this thinking. When I think about a perchance whether its small or large I think “I can’t afford it”. Although most of the time I can. This comes from all the years of struggling with money.

  1. Nerd vs. Free Spirit

Have you heard of the two types of budgeters? Nerds thrive on crunching numbers. They genuinely look forward to organizing their budget. Weirdos. (Just kidding!) It gives them a sense of satisfaction to see where their money is going each month and to find ways to make it work even better. Everything has a nice, neat place, and they love it.

Free spirits are . . . Well, we’re the party! We don’t get too bogged down in the details, and that frees us up to enjoy life. If you’re a free spirit, just reading the word budget might make you break out in hives, but the shopping and entertainment categories are basically your love language. Free spirits like to live life to the fullest!

Nerds need the free spirits to inject some fun money into the budget for nonessential categories, like date nights, vacations and birthday parties.

Free spirits need the nerds to help them make a realistic budget

  1. Safety vs. Status

Are you financially motivated by safety or by status? For this one, you may have to do some real soul-searching. Be honest with yourself as you think through what motivates you when you spend or save. This piece is key to making the psychology of money work for you.

People who value safety want the security that money can bring. They want to know they can withstand job loss, a medical emergency or even just a dip in income. If you’re a safety person, you need to watch out for living in fear. Fear can keep you from giving generously, investing in retirement, or even spending money on a new pair of shoes when the ones you wear every day have a hole in them and clearly need to be replaced.

If money is about status for someone, it’s how they measure success. The amount of money they have affects the type of home they live in, the activities they’re involved in, and their ability to go on that dream vacation. (More on this motivation later.)

  1. Your Family and Childhood

The way you heard your parents talk about money—or not talk about it—definitely influenced your attitude about it from an early age. This alone won’t define your money mindset, but it’s good to be aware of.

Here’s an example of how your past experience can lead to money fights as an adult: Does it drive you crazy and start a fight when your spouse splurges on, say, the cage-free, brown, organic eggs? “It’s just $2 more than the gross white ones,” he protests. “That’s $2 that could go toward something else!” you argue.

Have you ever asked yourself why you’re really worked up over organic eggs? Is it because the grocery budget was a stressor in your household growing up? Or did you have a parent who rolled their eyes at hippie-dippie farm-to-table groceries? Or maybe you’re a saver-safety person because you grew up with very little, and spending extra on anything makes you feel, understandably, insecure.

I don’t know your background. Maybe it’s not a dozen eggs that’s causing tension around money in your life, but I bet there’s something. This is where knowing yourself can lead to healing, change and more progress than you’ve seen before.

How the Psychology of Money Affects Your Decisions

The truth is that money is just a magnifying glass—it makes you more of who you are. If you’re kind and generous, you’ll be even more kind and generous with money. If you’re rude and self-centered, you’ll be even more rude and self-centered with money. Money is simply a tool, and you get to determine what to do with it.

There are hundreds of little decisions that we make each day without even realizing it that are influenced by the psychology of money. One example for me is in the safety vs. status tendency. I naturally bend toward status. I’m more likely to value a name-brand purse or luxury car, and I’m more likely to find a way to justify a larger purchase if, on some level, it makes me feel successful.

On one hand, this just means I like nice things—and please hear me when I say there’s nothing wrong with having nice things if you can afford them. But knowing that I have that status tendency means I have to keep my spending in check. I need to remember that the stuff I own doesn’t define me as a person.

I know this stuff is hard work, but you can do it. I know you can, because I’ve seen millions of people from all backgrounds and income levels find the courage to make lasting change, not just for them, but for their whole family tree! It’s not easy. But the good news is, it is possible, and you can get started today.

Money Assessment will give you clarity on your personal money tendencies. Once you’ve got this insight on your own money mindset, you’ll finally understand why you have the money fears, dreams and tendencies you have. Knowing why you make decisions the way you do will make progress possible. Get the assessment today!

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In this episode, it is a continuation of last week's episode. today's episode I talk about change because a friend of mine came to me and told her story so I had to make this a continuation of last week's show. As you hear in the show, she made a major life change. She went from a lifetime of fighting and drama to a whole new life. She took my advice and did the things that I talk about to make a change. She told me how hard it is but it's worth it in the long run. So you'll hear her story and then I will talk about the stages of change.

The Stages of Change

What are the stages of change model?

Five stages of change have been conceptualized for a variety of problem behaviors. The five stages of change are precontemplation, contemplation, preparation, action, and maintenance. Precontemplation is the stage at which there is no intention to change behavior in the foreseeable future.

The stages of change are:

Precontemplation (Not yet acknowledging that there is a problem behavior that needs to be changed)

Contemplation (Acknowledging that there is a problem but not yet ready, sure of wanting, or lacks the confidence to make a change)

Preparation/Determination (Getting ready to change)

Action/Willpower (Changing behavior)

Maintenance (Maintaining the behavior change)

Stage One: Precontemplation

In the precontemplation stage, people are not thinking seriously about changing and are not interested in any kind of help. People in this stage tend to defend their current bad habit(s) and do not feel it is a problem. They may be defensive in the face of other people’s efforts to pressure them to change. In AA, this stage is called “denial,” but another way to describe this stage is that people just do not yet see themselves as having a problem.

Stage Two: Contemplation

In the contemplation stage, people are on a teeter-totter, weighing the pros and cons of modifying their behavior. Although they think about the negative aspects of their bad habit and the positives associated with changing, they may doubt that the long-term benefits associated with change will outweigh the short-term costs. It might take as little as a couple of weeks or as long as a lifetime to get through the contemplation stage.

Stage Three: Preparation/Determination

In the preparation/determination stage, people have made a commitment to make a change. Their motivation for changing is reflected by statements such as: “I’ve got to do something about this — this is serious. Something has to change. What can I do?”

This is sort of a research phase. They gather information (sometimes by reading things like this) about what they will need to do to change their behavior. Or they will check out websites, organizations, and resources that are available to help them in their attempt. Too often, people skip this stage: they try to move directly from contemplation into action and fall flat on their faces because they haven’t adequately researched or accepted what it is going to take to make this major lifestyle change.

Stage Four: Action/Willpower

This is the stage where people are motivated to change their behavior and are actively involved in taking steps to change their bad behavior by using a variety of different techniques. This is the shortest of all the stages. The amount of time people spend in action varies. It generally lasts about 6 months, but it can literally be as short as one hour! This is a stage when people most depend on their own willpower. They are making overt efforts to change their behavior and are at the greatest risk for relapse.

Mentally, they review their commitment to themselves and develop plans to deal with both personal and external pressures that may lead to slips. They may use short-term rewards to sustain their motivation and analyze their behavior change efforts in a way that enhances their self-confidence. People in this stage also tend to be open to receiving help and are also likely to seek support from others (a very important element).

Hopefully, people will then move to:

Stage Five: Maintenance

Maintenance involves being able to successfully avoid any temptations to return to the bad habit. The goal of the maintenance stage is to maintain the new status quo. People in this stage tend to remind themselves of how much progress they have made. People in maintenance constantly reformulate the rules of their lives and are acquiring new skills to deal with life and avoid relapse. They are able to anticipate the situations in which a relapse could occur and prepare coping strategies in advance.

They remain aware that what they are striving for is personally worthwhile and meaningful. They are patient with themselves and recognize that it often takes a while to let go of old behavior patterns and practice new ones until they are second nature to them. Even though they may have thoughts of returning to their old bad habits, they resist the temptation and stay on track.

Techniques to help you progress through your change plan.

As you progress through your own stages of change, it can be helpful to re-evaluate your progress in moving up and down through these stages. (Even in the course of one day, you may go through several different stages of change). And remember: it is normal and natural to regress, to attain one stage only to fall back to a previous stage. This is just a normal part of making changes in your behavior.

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Six steps to being more disciplined.

Discipline is not something you're born with, it's something you create over time. It's the things that you do to create the life that you want. It's the things that you do to become healthier and wealthier. It's not easy but over time your discipline becomes a habit.

You get an idea in your head of what you want to do or become, and then you try to do it, it’s hard at first so most people give up. This is where you build up that discipline to do the thing because the results are worth more than the task itself. The results you find come with time but if you stick with it you will achieve your goals. It's the little winds that you have that motivate you to keep going and with every little win you're going towards that big win. It's the way that I live my life with constant and never-ending improvement. Those small things that grow to the big things.

You may think of all the things that you want to accomplish but you seem to never accomplish your goals. You're not alone, almost everybody is like this. It's the few that take the initial steps and stick with it that win, no matter what you're doing. You might even need an accountability partner to help you stay on track. You're not alone, there are people out there that can help you. When dealing with discipline you don't need discipline for the easy things in life. You don't tell yourself I'm really going to push myself to sit down and do nothing and watch TV and eat chips. Or you don't tell yourself I'm going to really get disciplined and sit in front of Facebook for hours and hours. It's the things you want to do to make a change that becomes your struggle because it is not hard to change it's hard to make the decision to start the change. The things that you need to do the things that you want or tell yourself you must do are always the hard things that you need discipline for. But you'll find that once you change your thought process and start doing things, become more disciplined, it'll come easy with time.

Rob Dial came up with a list that is worth thinking about.

1st Finish everything.

Finish everything, you're constantly doing small things, but you rarely finish them. A good example is your To Do List. You may finish some things on there but there's always one or two things that carry over to the next day. Take off these small things that you can do and actually finish. A couple of good examples is when you eat dinner when you're finished don't just put your dishes in the sink, actually wash the dishes right away and put them away. When you come home and you take off your coat don't just throw it on the sofa, hang it up where it goes. The same thing with your shoes when you take off your shoes have a designated spot that you put them in. A lot of productivity coaches mention making your bed when you get up in the morning. When you step out of bed first thing you should do is turn around and make your bed. These are simple tasks that'll just make you feel better, it gives you that small win that will help you motivate yourself to do better.

  1. Plan Ahead

Another good way to start getting more disciplined is to plan ahead. By planning things out you make it easier on yourself and you accomplish more. Start by planning out your meals. The easiest way to do this is to figure out what you want to eat for the week and make a list. Then once you get the stuff on the list you can plan out each meal for the day. The best and most effective way is to take each meal and put it in a separate container for the week. Get yourself some Bentgo Prep boxes. And Sunday night prep out your whole meals for the week. This makes life so much simpler because you don't have to think about it. You have your week planned out. It makes your day so much simpler. Take the time and plan out the difficult things that you have to do. It's just like going back to your To Do List by making a plan you'll know what to do and you will accomplish it.

3 Design your Environment to help you.

Remove the distractions from the area. Clean up And organize your work area. Brighten your area up that you are working in if it's too dark you will do two things you'll put more strain on your eyes and having a darker area lowers your focus on the task. Move all the things out of your area that will distract you. This may even come down to closing your blinds or curtains so you're not looking outside all the time. You want to design your work area so you can focus on the task at hand. If you're trying to lose weight or eat healthier remove all the bad foods from your kitchen. Get rid of the food and pop that will bring you down or tempt you to stop doing what you're doing and eat that bag of chips. If one of your goals is to slow down or stop your drinking get the alcohol out of your house, same goes with smoking Or not exercising. If you want to start exercising on a regular basis have a designated area in your house to work out that is free of clutter. If you go to work out and you have to move stuff out of the way you'll have a tendency not to work out. This will even extend to the people in your life that are not there to motivate and help you grow. Move them out of your environment.

4 Remove the distractions.

Put all your notifications on silent. Turn off Facebook. Put your phone in a completely different room. If you have kids and you want to get something done tell them to leave you alone. Facebook and social media is the biggest waste of time right now. It is hard to stop the endless scrolling because we are training our brains to crave it just like a drug. If you have an office, you work in shut the door. Remove any distractions from the room. This is where you can also try the technique of setting a timer but don't let this be a distraction also.

5 make Adjustments.

You're not alone when it comes to staying on track. You're going to mess up, you're going to not finish some of these projects. But as you go you can make adjustments to whatever you're doing so that you can finish them. People mess up all the time but the important thing is to one learn from your mistakes and know how to change so that you can do the right thing. When you do mess up something you're going to give yourself a guilt trip, don't get emotional about it. Don't beat yourself up. But using this has been a great learning experience and just do something a little different so it becomes a small win. Then just make an adjustment or a mental thought, for example if you find yourself going off task and jumping on Facebook or looking at your phone tell yourself to stop and just get back on track. As you do this it will get easier and easier. Just stop and think “OK what can I do to stop doing the distraction?” And make that adjustment. It could be as simple as turning off that notification bell for not even having Facebook open on your computer. Sometimes people get distracted by just their thoughts. If this happens to you could just write it down on your notepad to think about at a later time. And go right back to what you were doing. The important thing is to acknowledge and make that adjustment.

6 Reward yourself.

This is one of the most important things to do. You have to reward yourself somehow. But you also have to structure it so that you're not causing the rewards to be a distraction. A good example is if you're addicted to chips and you constantly are thinking about going into the kitchen and getting a handful of chips. You can tell yourself when I'm done with this task, I will reward myself by having some chips. This goes back to the same thing as when you're trying to get out of debt. Whenever you pay off that debt you have to give yourself a small reward. This can be anything from standing up and cheering to even printing out certificates on your computer. Some people reward themselves with candy, when I finish this one task, I'm going to give myself one piece of candy. Now this may not help if you're trying to lose weight. You might reward yourself by putting a big star on your weight loss progress chart. Anything you do or anything you want to accomplish comes down to being a mental thing. Your brain is always trying to get out of pain and into pleasure if you reward yourself, you're moving closer to those pleasure points. People that are on strict diets often give themselves a cheat day. This is a day where they will eat the things that they're not supposed to eat while they're losing weight or getting healthier. One thing you'll have to be careful of is not to reward yourself every single day and fall back into that same habit of eating unhealthy foods. You will find that you will start eating healthier on a regular basis even on your cheat day. But the bottom line is you have to reward yourself or whatever you're doing becomes a chore and you lose the discipline of accomplishing your task.

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What is your perception?

There are two types of people in this world: those who view the glass as half-full, and those who see the glass as half-empty. This phenomenon is called perception, and our perceptions profoundly impact how we experience life.

"Perception molds, shapes, and influences our experience of our personal reality

“Perception is merely a lens or mindset from which we view people, events, and things.”

In other words, we believe what we perceive to be accurate, and we create our own realities based on those perceptions. And although our perceptions feel very real, that doesn’t mean they’re necessarily factual.

Our past experiences greatly influence how we decode things. Certain people, things, and situations can trigger you to interpret things through a positive or negative lens based on those past experiences.

Your perceptions influence all areas of life. "The totality of your perceptions— regarding yourself, your life, life in general, others, and so on—creates and impacts your personal reality and ultimately your experience of life," If you perceive things in a positive light, you’ll experience a happier existence.

Perception informs your relationships, too. “If you constantly perceive people (your boss, teacher, parent, sibling) as always being against you, you will most likely react in a defensive, combative, negatively reactive, and victim-like way. “This way of perceiving people can lead to experiencing intense levels of unhappiness, and both inner-personal and outer disturbances.” On the flip side, perceiving people through a positive lens leads to experiencing higher levels of joy and inner peace.

You misperceiving certain situations, likely because of previous negative experiences you’ve endured, can also cause you to miss out on some fantastic things life has to offer, such as promotions at work or romantic relationships.

Fear also influences the way we view things, but that’s not always a bad thing. If our perception is based on fear, then we may end up avoiding things that we misperceive as dangerous when in fact, they aren’t, At the same time, our perception of a situation may keep us safe from harm. To distinguish between the two, question how accurate your perceptions are or are not.

How to switch to a more positive perception of life

  1. Take personal responsibility

Changing your perceptions requires that you, first and foremost, take responsibility for your past unconscious reactions, It’s only then that you can begin to see people, events, things, and even yourself from a more neutral or positive perspective.

  1. Have compassion for yourself and others

Shifting the way you view the world is no easy feat, so it’s essential to be patient and gentle with yourself. “Have compassion for yourself as you work [on] taking proactive steps towards perceiving your reality in a more conscious and empowered way,”

the changes you make in your perception may even ruffle other people’s feathers, so express compassion for them, too. Your growth may be a catalyst for their growth as well

  1. Have a willingness to see things differently

Change requires willingness. Often people say they want to change, but they aren’t actually prepared to make said changes. So having a desire to see things differently is a vital component. creates room for us to learn and create new perceptions.

  1. Activate your pause button when triggered

Whenever you feel triggered by someone, something, or some situation, take a moment to breathe and ground yourself into the present moment so you can choose how you will respond from a more empowered place.

And if a few deep breaths aren’t enough to help you shift, don’t be afraid to give yourself a grown-up time-out. Dr. Humphreys recommends letting other people know that you need some time to process things, and that you will address the issue at a later time.

  1. Enlist support

We’re so accustomed to perceiving things a certain way that sometimes it’s difficult to see our blindspots and where perhaps we’re not looking at things in the most favorable light.

run your perceptions past someone else. Whether it’s a trusted friend or family member or a professional such as a psychologist, talk to someone who can help you see things from a different perspective that you might not have thought of before. “It’s the only way we improve our perceptions and reduces the number of mistakes we make,” he says.

  1. Look for patterns

“We all have patterns, the way we perceive things. To spot those patterns, he recommends asking yourself if other independent, objective people would look at the same situation and come to the same assessment as you have.

This practice will cause you to think more critically and less emotionally, and open you up to notice things that you may have initially missed because you were caught up in your pattern.

Is your perception your reality?

According to Psychology Today, Perception is not reality, but, admittedly, perception can become a person's reality (there is a difference) because perception has a potent influence on how we look at reality. Think of it this way. Perception acts as a lens through which we view reality.

  1. Our energy and abilities impact our perspective

Several studies show that our physical bodies and our ability to move influence how we view our surroundings. For example, researchers have found that if you are obese or tired, distances look farther to you

If you are holding something that extends your reach—like a grabber—things appear closer to you, too. In sports, successful baseball batters literally see bigger balls coming at them from the pitcher, and golfers who put well see bigger holes.

  1. Our body awareness affects our decisions

People that tend to have more stress in their lives tend to only see the bad stuff and make poor decisions.

  1. Being hungry (or not) changes our choices

Our body’s energy levels also impact decision-making. In one experiment, participants who drank a sugary drink made better decisions and delayed immediate gratification longer than people who gulped down a sweet-tasting drink without glucose. Similarly, when judges make parole decisions just before their lunch breaks or the end of their day, they tend to deny parole. That’s because a decision to grant parole requires more careful consideration—and, so, more energy.

  1. Feeling bad makes things seem harder

Anyone who’s ever felt sad or depressed knows it’s hard to face the world when you’re down. But it’s interesting to note that these feelings also change our sensory perceptions. For example, people listening to melancholic music tend to think a hill looks steeper than people listening to happy music

  1. Having other people around make things seem easier

Our social connections seem to play a role in reducing stress, which might be why being with others changes our perception of pain or difficulty, making them both easier to bear. These studies and more point to the centrality of our social relationships for resilience when things are hard.

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In this episode, I will talk about what you need to do to get ahead in your financial life. there are many things you should do to become very wealthy.

Things you need to do to become wealthy.

So, are you rich or should I say are you wealthy? Learning from Dave Ramsey and becoming a Ramsey Solutions financial coach has taught me a lot about the different ways and the different things you need to do to become rich or wealthy. There are steps that you need to take to bring more money into your life.

We live in a cause-and-effect world, what you plant is what you'll harvest. You can't plant beans and expect corn to pop up.

You will reap what you sow so if you plant stupid, you'll get stupid.

What you put into your life is what you're going to get out.

So through my studies and what I've learned there are things you need to do with money and time you will build A level of wealth 100% of the time. We cannot predict things that will happen to us such as car accidents, medical bills and things like that, but we can prepare and save up for them and overtime using the baby steps that we teach you will become wealthy. All these things I'm talking about are common sense. It's things that you knew already before you even started listening to this show. But I am here to help you remember them and to put them into action. But it is in you to make that decision. It's time to decide do you want to live the way you've been living or do you want to grow and become wealthier. You're going to keep getting what you're getting if you keep doing what you're doing.

You have to get out of debt, you have to get to the point where you do not owe anybody any money at all. This is the first step to paying yourself and giving yourself a raise. Your most powerful wealth building tool is your income. Think about where you would be if you didn't have any payments. Think about how much money you can save or invest every month.

Another part of getting out of debt that a lot of people don't realize is you need to have high quality relationships in your life. You need to be around the people that are going to help you win with life. Broke people tend to hang out with broke people rich people tend to hang out with rich people. And it's not about the money, it's about the attitude of life. Studies have shown that over a 10 year period of time your income will become within a 10 to 20% of the income of the average of your 10 closest friends. Because you will have the same habits that they do.

You have to save for emergencies. Things are going to happen; you have to be prepared for them to happen. If you save for emergencies, you will find that you will not have any emergencies. When something happens you just pay for it.

And you have to surround yourself with generosity. Generous people make more money. Generous people are happier and live more fulfilling lives. Generosity changes everything in your life.

Moving to financial piece by giving yourself a raise

Pay cash

Paying in cash activates the pain center of your brain. You feel the exchange when you pay with cash by paying with a card there is no sense of exchange. You give them your card and they give you it back with cash, you don't get it back.

Do a budget,

Today is the day you decide to do a budget, you can decide are you going to do it or you are not going to do it but you must do a budget, tell your money where to go. Keep track of your money and where it's going. You have to do a budget and it doesn't have to be anything elaborate, you just need to keep track of your expenses and what money is going out. I recommend that you do a budget on paper at least for your first six months. Now Ramsey solutions offers a free budgeting app called every dollar which is very easy to use and easy to keep yourself on track. There is a paid part of it that links up to your bank account, which helps even better but for now let's just stick with the free app. But working on a budget is the number one way that you are going to save money and by doing the budget you will actually feel like you're giving yourself a raise.

Look for deals,

look for deals, compare prices, You will find the same products in different stores costing different prices. A good example of this is Dollar General or even Aldi’s. I shop at all this and find the same things I get at Kroger at half price. This could even be at different supermarkets depending on what part of town you live in. Compare quality (how long will this last). One of the top things that millionaires do is they don't rely on price alone they rely on quality. Think of it this way, is this going to last for at least six years? You may be able to find something cheap but it's cheap for a reason. Part of looking for deals is quality. Use your phone to check prices, make a shopping list. ask for the price match, if they won't leave the store.

Sign up for the store rewards programs.

This is a good way for you to save a lot of money because lots of times they offer you discounts or you get points for using their rewards program. A great example is Kroger’s. When you sign up for the rewards program you can go online and load coupons onto that rewards card. And you can use those coupons for several purchases you'll just have to check with the program that you sign up for.

Check with your bank or credit union. I know that my credit union has a program that when you use their debit card you earn points towards different gifts and stuff like that.

You can also find websites or apps that you can use that will actually pay you money back if you buy things through their apps. Just look over the terms of use really good before you actually use them because some have hidden agendas. One of the ones that I used to use which I really need to look back into using is called Rakuten. they used to be called Ebates but changed their name. I did use them before and I did get actual checks in the mail. There are a lot of them out there I even heard one where they pay you to buy gas. It is affiliate marketing which is a good thing but just be careful just look over the terms of service real close.

Use coupons,

Use coupons, every penny adds up. This can go back to joining the rewards programs such as Kroger Plus card. And I know other stores have their version of that. You can go on their website and click their digital coupons and use them up to five times on a product. We have all seen the TV shows where the people buy tons of stuff and get it for free because of coupons. I look at those shows and consider them hoarders because they're buying 50 things of shampoo or stuff like that. But I know someone that does that and actually sells them in a garage sale. There's plenty of videos on YouTube you can look at to learn how to do couponing. There are a lot of stores that you would not realize actually do take coupons. Such as Family Dollar and Dollar General.

Shop secondhand shops,

I have seen secondhand shops of all kinds. When we think of secondhand shops we always think of things like goodwill but I've seen shops of all different kinds. Shopping secondhand shops, you can find great deals you can also find brand new clothing with tags still on them. clothing is a great deal at these shops. You’d have to look them over, but you can find clothes that are in like new condition. Believe it or not I know millionaires that still shop at secondhand shops. They find clothes that are in great condition or even new with tags. There are websites dedicated to buying second hand clothes. A great example is my sister's poshmark page. She sources high end clothing and sells it at low prices.

Eat out less.

Eat out less, you will save a ton of money if you eat out less. eat healthier at home. plan out your meals. make a plan before you go to the stores. Having a grocery list is just like having a budget for shopping. And you can use those coupons that we just talked about. Eating out less brings the family closer together. Actually, having dinner at home with everybody sitting around the table. People have started having dinner baskets that all the family members put their cell phones in so that they actually talk at the dinner table.

Do this and you will build up your bank account and become wealthy.

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New Morning New YOU finding the time in the morning to change your life

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In this episode, I go over my recommendations for morning routines that I use every day.

Please set up your morning so it sets up the rest of your day. You have to put together a morning routine. Now we all have our morning routines, you may not realize it but you do the same thing every single morning. You wake up at the same time as you make the same movements every morning. After you get out of bed you take the same steps every morning. And you do the same procedure every morning. Well, you need to stop that and change it up a little bit. The first thing I recommend even before you get out of bed is to do some stretching. I've talked before about the type of stretching you should do. The best stretch in the morning is lay flat on your back knees bent and without moving your feet lay your knees to the left for a little bit then to the right for a little bit it. it doesn't matter how far you bend your legs you may only be able to go so far but after doing this a while it will get better.

Your morning routine is setting up your body how you want your body to be during the day. This also goes with your mind you have to start your morning on a positive note. One of the easiest ways to change your morning is not to hit the snooze button. The minute that alarm goes off don't hit the snooze button and go back to sleep you're setting yourself up for a sluggish day. Even if you have to just sit up in bed and tell yourself “OK let's go”. By not hitting the snooze button you're giving yourself that extra 10 minutes every morning.

So, on your first thoughts. Of course, I recommend sitting up and doing your morning affirmations in my book but if you've already done that you know that the first thing you should do is be grateful for the day. Gratitude is a superpower. If you wake up and you're pissed off that you have to get up and go to work then the rest of your day will be filled with negativity. But if you wake up grateful that you have a day that you can get stuff done or look forward to after work where you can actually enjoy the day then your outlook on the day will be much better.

Your first step is to get out of bed and actually make the bed. It may seem like a small thing but psychologically when you come back at the end of the day to a nice fit bed you will actually feel better about yourself.

Second thing is to Do all your morning wake-up things such as go to the bathroom take a shower or wash your hair whatever you do, shave, or put on makeup. then go to your comfortable space. This could be anywhere in your house where you are comfortable. for some people, it is a big pillow in the corner or a sunroom or just a chair in your living room. This would be a good place to do your morning affirmations but you also want to just sit there quietly and do a meditation. This could be a 5-minute meditation where you just sit and relax before looking at your phone or turning the TV on. this will set you up for a relaxing day and lower your stress levels. And puts you in a proactive instead of a reactive state of mind.

You will find by doing this you're not jumping out of bed and rushing to get to work. You get up relaxing and then just leave for work. You will feel so much better and more productive. As you do this your body will actually produce more of the good chemicals in your body, this will also lower your blood pressure, your heart rate, and your overall stress rate. This is why I set my book up the way it is you're actually training your brain to think and feel differently. You're rewiring your brain to think more of a positive mental attitude than a negative mental attitude.

I've mentioned this before there's a section in your brain called the reticulating activating system that tells your brain what is important and what to focus on. So, if you focus on the negative your brain will only show you the negative if you focus on positive and positive motivation your brain will lean more towards the positive aspects of life. It's like when you buy a new car (this is the easiest way to put it) you start noticing the same car all around you. Those cars have always been there but your brain didn't see them because it wasn't important. It's just like when you go to find something you keep telling yourself that you cannot find it you'll find that you can't find it. Then if someone comes into the room looking for the same thing it's right in front of you. That's because your activated reticulating system actually blocked your mind from seeing that.

morning routine

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Breaking Your Addictions, you don’t know you have

In today's episode I would like to talk about addiction. If you look at society as a whole these days, it's very easy to draw the conclusion that almost everyone is addicted to something. There addictions can be their phones, Facebook, drama, alcohol online pornography, drugs or whatever it might be. So, what can people do to try and break free of their addictions? I think that we've been programmed and it's not a good thing or a bad thing, it's just how we've been programmed. Behind every addiction there's an emotion that the person is doing their best to regulate so let's just say a person has been exposed to a trauma. Then we have an event in our life that changes our emotional state to a stronger emotion. The brain Captures that thought as a photo or a freezes frame That's what we call the long-term memory. Long term memories so we remember the feeling associated with them. So, what most people don't know is that trauma or the series of events alters our internal state, and every time we think about or remember the trauma, we produce the same chemistry in the brain and body as if the event was occurring now. The brain is so objective that it doesn't know the difference between the real-life experience that's creating. That motion or the emotion that person is fabricating by thought alone. It only takes a thought and a feeling an image and emotion of stimulus and response and you're actually conditioning the body subconsciously into that emotional state, and that sets the baseline of that person's emotional state so then the person goes “God I feel empty I feel anxious I feel unworthy I feel resentment I feel frustrated, and I don't know how to change it”. So then they look for things in their outer world to make that feeling go away. This can be any emotion or stimulant there use to such as, video games, Drama, Fighting, or complaining. It can also be a drug or alcohol. it's doesn't matter what it is. When they take the recreational drug or do that addiction, they notice a change in their emotional state and the moment they notice that change in their emotional state they associate that change with what caused it. They remember what caused it so that start to create a dependency. There are degrees of addiction, some are very physiological. Receptors are modified but when you get right down to it. An addiction is when the body has been conditioned to be the mind. Every time the person starts feeling emptiness or the unworthiness. They feel the frustration, they feel the anxiety their brain creates the image of what they need to do to make that feeling feel normal. Just like the last series of times it was that substance or activity that made it go away. The problem is, (let's use gaming as an example) OK so when you break through a certain level you get points for whatever you're doing in a game. When this happens, there’s a release of dopamine in the brain and dopamine is the reward chemicals. It is a pleasure chemical. As this happens the amount of dopamine that's released in a very short interval of time is outside of normal. With the rush dopamine into the brain and the receptor sites the cells say this is way too much dopamine that I'm used to processing the receptor sites actually closed down they shut down. So now in order for the person to get that same feeling they have to play more they have do more. The next stimulant has to be greater and over time we start recalibrating those pleasure centers those receptors to a higher level. The significance of that in the absence of that stimulation into our pleasure centers has been razed to such a high level that we can't find pleasure in anything, and we have to keep doing those things to keep us feeling “normal”. We also have to keep doing those things at a higher level to “feel normal”. We have to search out those things such as drama. We also feel the need to try to get other people into how we feel to re-ensure that we are right in the way we feel. If we do not reprogram our thoughts, we will keep the high levels of chemicals in the body, and this will kill you. Your body breaks down over time and you find yourself basically falling apart. Your health goes downhill and faster than you can imagine. You find yourself gaining weight or having physical health issues. Witch brings you down into a worse state.

So how do we break those patterns. There are many ways, but the main thing is to just start. You might find that the way you are trying doesn’t work. So, you just try something different. You will find that your addiction shifts to your new way of thinking. You start feeling better. you start noticing things different. You start feeling happier and you feel more energy.

Some of the techniques are meditation, Yoga, or even something as wild as Primal scream. But I suggest you just do simple things to start such as walking I the park. things like journaling the positive things you can think of at that moment. It is going to feel weird or ridiculous at first but it’s breaking the patterns you have made for years. It’s going to take time and hard work but in no time at all you will start feeling and seeing the change. You will feel better emotionally. You will notice you’re not getting sick as often or having health issues. Remember your body can produce any drug that you can subscribe to. I’m not recommending you stop your medications, but you will find that after a time you may not need them, or you can lower the dosages.

I also recommend that when you start making these changes keep track of things. One great thing is taking a series of photos of yourself. Make a “how I feel” journal. These are not to show anyone. But after a few years you will look back and see how much you accomplished. You will be shocked and then maybe you can share them with the world. Think about all the before and after photos you have seen and think about how you think when you see them.

Let this be your future. The time to start is now. You can do it and you will make a better life for yourself.

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What is your life going to look like in 6 Months?

This show was inspired to me by Coach Rob Dial.

You have 6 months to become wealthy and have the life you dream of. It’s time to start now. Stop all the excuses. Stop procrastinating. Stop the self-dough and imposter syndrome. Stop self-pity. It’s time to move out of the crap life you are in and make a drastic change. Look at where you are right now. Look at the drama you’re surrounded by. Look at the shitty people (family friends or coworkers) around you right now. The people that keep you at or below them. If you think I can’t or what if. You’re wrong. You can and yes it will.

Know what you want.

What do you want? Do you want to become wealthy? Do you want a new career? Do you want to become your own boss? Are you working at a job you hate?

So what is it that you want? And are you willing to do things to make that happen? I know you can. So this is the plan that will change your life in 6 months.

Remember if you’re working for someone you have a price cap on your life. Right now, you can’t make more than what someone is willing to pay you. But right now, you can change that. Or you may not even have a job. You have 6 months to change that. Now is also the time to dream big. If you’re not dreaming big you’re doing something wrong. I want you to dream big and figure out where you’re going to be and what life will look like 6 months from now.

You need to get Gezel intense about what you want. You need to have the exact thing in your mind that you want. Do you want a bigger bank account? Well, how much? Know the exact amount you want. Do you want to start a baseness? What kind? How much revenue? What does your customer look like? What product are you selling?

There is a thing called future passing. We have talked about this many times. Think of what your life will be like in one year. Write this down. Describe in extreme detail everything about your life and how it will be as if you living that life. All this is finished and you accomplished it and you live that life. Put down on paper every detail. Be specific, live like you’re going to even before you have done it.

Now that you have them down. Put them on a wall or in a place you can see them every time you wake up. Every day you will look at them and read them.

Map it out.

We have talked about this before. You have 6 months. It may seem like a long way off. Or you might be thinking it’s too short. But think of this. Think about how many times you think that time flies. It does, and before you know it will be that date that you wanted to accomplish the goal. It is not that long.

Plan the steps

So you need to figure out the things you need to do each month, week, and day. You must focus on doing those things every day. Work backward. What is the end goal? Now brake that down into 3 steps to get to it. Now break those down into 3. And if you have to break those down. You need to know what you’re going to do every day. What small thing is it going to take?

Execute the steps

The first thing to do is to disappear. This is the same as when you’re in Baby Step 2. You need to completely disappear. This means you will become the person that doesn’t go out to dinner or doesn’t go to sporting events (unless they’re your kids and they’re free) You’re not going to see the inside of a restaurant unless you work there. But in the context of getting what you want, you need to take the next 6 months and completely focus on your end goal. By disappearing you are doing nothing unless it helps you reach that goal. This means making your friends think you lost your mind. This means you will have to tell your family and friends, No. No, I can’t do that I am focusing on my new life. For the next 6 months, your life is nothing but the steps to getting that life. This means your coming home from work and do nothing. You lock yourself in your house and do what it takes. And nothing else. Now your family and friends won’t understand but don’t worry about them. You are working on yourself. You are more important than pleasing them.

Learn How

As your doing this think of something that you can learn to help you in this journey. The resources are endless. But I want you to learn a skill. Whether it’s painting, money management, or selling whatever it is that helps with this goal. In the next 6 months, you will become an expert in that field. And there are many outlets you can learn these skills for free. YouTube, the library, and the internet. Also, you need to learn ways to make money. You need to learn the websites and how you use them to make money.

Make Money

There are plenty of sites to make money at. EBay, Etsy, Craigslist, fiver, or even selling on amazon. But you need to know all the ins and outs of selling on those platforms. This is a job in itself. But it’s a must. This can also be things like Writing articles for money, you can write ads, you can edit podcasts, or being a tutor for someone. Whatever it takes to make money.

In these 6 months, you constantly learn and get better. You will mess up but that’s still leaning. But day by day as you are locked away doing it you will become better and better and emerge the expert. And make a lot of money, and change your life.

Make it a way of life

You have to keep asking yourself, “is what I’m doing right now getting me closer to the goal”? if the answer is no. Then you need to change NOW. Only do the things that will get you to that goal in the next 6 months. Nothing is more important than this. Doing the steps every day and 6 months from now you will be that new you. You will have the dream. It is hard but you will have and be that person everyone is dreaming to be.

Don’t worry about what people will think. If they are the ones you should have in your life, they will encourage you. If not then there holding you back. Take the time to think of yourself. It is not selfish. You must change and grow. You must become that person you dream of. Everything will be the same in 6 months except you. If you think that your family and friends won’t be there, they will. Think about 6 months ago. What was it like and what changed since then? What were you doing? Time flies so the time is now. Today. This minute. Decide to make the change. If you don’t you will be thinking and saying the same thing 6 months from now. You will still be stuck in the same day-to-day. So, I challenge you. I challenge you to be completely different in 6 months. I challenge you to do it. Don’t let a second go by without you changing. Set the goal NOW.

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In this episode, I will talk about how to feed and maintain a good healthy brain diet

33% Your memory is controlled by genetics. This is the other 2/3rd we are talking about. You have control over these 10 things. Let

Rat yourself on a scale from 0-10 on how you are doing in these aspects.

How are you doing in each category?

  1. Good brain diet.
  2. Automatic Negative Thoughts.
  3. Exercise
  4. Brain nutrition
  5. Positive peer group
  6. Clean Environment
  7. Sleep
  8. Brain Protection
  9. New Learnings
  10. Stress Management

1, A good brain diet

hear are some good foods to feed your brain. Avocado Blueberries Eggs, Coconut Oil, olive oil, green leafy dark vegetables, salmon, Turmeric

  1. Automatic Negative Thoughts.

Stopping your automatic Negative thoughts, stopping your negative self-talk. Self-harming thoughts like, “am I getting too old to do this”, or why can’t I do this? If you ask, why can’t I, you cant. If you tell yourself, you’re unable to do something you won’t do it.

3 Exercise

Non-general movement. Getting up and moving. Doing a steady focused repetitive movement to build and burn. The number one function of your brain is to control movement. We live a sedimentary life where we need to tell our bodies to move. Moving your body stimulates Neurogenesis and builds neuroplasticity.

A big thing now is our kids. Kids are not moving as much as they should. We are taking outside playgrounds away from the kids. We are allowing kids to sit for hours every day and do nothing but sit on their electric devices. Sitting is the new smoking. A great example of this is, looking at the photos from the past. How many fat people do you see in those pics?

4 Brain nutrition

Supplements and Vitamins, we do not get the right nutrients from the foods we eat.

There are several different kinds of supplements. But you really need to get the right ones for your genetics. this is where you should go to your healthcare provider and get, Hormonal test, full spectrum test, food sensitivity test, and or a Pharmacogenetic test done. Talk a few people about this. Such as health food stores and even a brain therapy clinic.

Most doctors say the most important is DHA. DHA is

  1. Positive peer group

How inspired, encouraged, and challenged are you and your close friend? How do your close friends Inspire, encourage and challenge you, in a good way? Do you inspire me to be like them? Are you challenged to become a better person because of them? These are the people you choose to have in your life. Not your family. Although some of us have family members you’re inspiring to be like.

  1. Clean Environment

How clean is your environment? Your home, workspace, where you spend your time. Your external world affects your internal world. Think about how you feel after you cleaned your room or desk off. You suddenly have “clarity of mind”. You are more energetic and you actually are calmer.

  1. Sleep

How good is your sleep?

Sleep is more important than you think. You may stop when you’re sleeping but your brain doesn’t. This is when you’re growing new neurons and synapsis. This is when your brain is processing and “cleaning your thoughts”. This is when your brain is consolidating short-term to long-term memory. It’s like when you work out. You do not build muscle when you’re working out. You build muscle when you’re resting. and your body is repairing itself.

During sleep is when you're cleaning out the plack in your brain. which leads to dementia and other brain injuries

  1. Brain Protection

Are you protecting your brain? Are you wearing a helmet? but more importantly, are you protecting your brain from high levels of EMF? The levels of EMF have risen to a dangerous level in the past few years. Cell phones, Wi-Fi, earbuds. People, especially kids (90%), are sleeping with their phones under their pillows or inches from their brains. This is extremely dangerous. Keep your phone at least 3 feet away from you as you sleep. Even the new wiring in your offices is emitting high levels of EMFs.

  1. New Learnings

Are you learning new things daily? Are you searching for new things and trying them? Doing new things or trying different ways to do things. Grow new connections in your brain. There was a study on nuns that found they lived longer and healthier than the average person. Why? Because they’re constant learners. Reading every day. Their beliefs are in a higher power. And there are high levels of gratitude.

  1. Stress Management

How stressed are you? This is both physical and mental stress. Stress is the number one cause of brain and body decay. When you are stressed you shut down Cortisol and adrenaline.

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In this episode, I go over the new year’s fanatical steps. This is very important to start your year off in the right financial direction. Along with setting your goals and budget, you need to get these items in the order.

  1. Organize Your Finances

Start by gathering information about all of your financial accounts so you can get a good idea of where you stand. This step can be easy if you have budgeting software or another system for keeping your financial plan organized throughout the year.

Gather information about your bank account and credit card accounts, your savings and investment account balances, loan balances, insurance coverages, and every other aspect of your financial plan to better understand how you've spent, saved, and invested over the year.

  1. Review Your Budget

Go over this past year's budget to see how you've spent your money. If you use a budgeting app, you'll be able to break down your spending by category to get a better idea of how well you did with your spending plan.

If your current budgeting methods and tools aren't working, look for a better way to track your spending, and if you don't have a budget, take the time to make one. Assess your income and expenses, look for places to save money, and revise your budget to reflect any changes to your income or expenses in the new year.

  1. Plan for Upcoming Expenses

If you expect to have one or more large expenses in the coming year, create a plan to save up so your budget won't take a major hit. This may include moving costs, medical procedures, a vacation, or other large expenses that you know about and can plan for.

  1. evaluate your baby steps.

Where are you in your baby steps? If you are in step 2 how can you do better to finish this step? Same with step baby step 3.

  1. Assess Your Savings

Start by evaluating your emergency fund. Financial experts recommend maintaining a large enough safety net to cover three to six months' worth of expenses but base your evaluation on your needs and preferences.

If you haven't reached your goal for emergency savings, evaluate and adjust your plan to continue building up this important safety net. If you don't have an emergency fund, start one.

  1. Pay Down Debt

Review your debt situation by listing out each credit account, along with its balance, interest rate, monthly payment, and time left on its repayment term.

If you already working on your debt snowball, assess it to see if you're still on track to accomplish your goal.

If you're struggling to keep up with your debt payments, consider contacting a credit Financial Coach.

  1. Prepare for Tax Time

Start by gathering the documents you need to file your taxes, including last year's tax returns, receipts for applicable charitable contributions, business expenses, medical costs, and child care expenses, educational expenses, and other tax-deductible transactions.

Also, watch out for tax forms from your employer, bank or credit union, and other applicable entities over the first couple of months of the year.

  1. Examine Your Insurance Coverage

Gather details about each of your insurance policies to evaluate whether you have enough coverage for your needs. You may also consider adding new coverages to get additional protection for your financial plan and your loved ones.

Make sure your life insurance policies list the correct beneficiaries and look for ways to reduce insurance premiums, such as dropping unnecessary coverage or increasing deductibles.

  1. Review Your Retirement Accounts and Other Investments

I recommend saving 15% of your gross income toward retirement, so review your savings rate to determine whether you need to make adjustments. If you have a 401(k) plan and your employer offers a matching contribution, make sure you're getting the maximum match amount.

Once you match your employee contribution put the remainder of the 15% into a Roth 401K.

Set up a meeting with your retirement broker to go over your account.

  1. Make or Update Your Estate Plan

An estate plan may include a will, a living trust, a living will, a health care or financial power of attorney, and a plan for your funeral arrangements. Make sure your estate plan lists the correct beneficiaries and that your documents are in a safe place. If you've had major life changes since creating your plan, update it accordingly. If you don't have an estate plan, create one. You can go to daveramsey.com for help.

  1. make a legacy box.

This is also known as a firebox. Things to keep in the box

Cover letter explaining the power of atony

Extra Keys

Will and Estate Plans

Financial Account Information

Funeral Instructions

Insurance Policies

Important Documents

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In this episode, I talk about your new year and how your goals and accomplishments will set you on a path of wealth and happiness in the next year.

Challenge

Put 3 boxes in your Utility or back room. Label them Donate, sell, and trash. The last one is “trash” you can either just throw things out as you go or make a box labeled “trash. This one will have mixed feelings. Some people need to throw the items out right away or they will find themselves going back and rethinking the items. This is bad. So, if that’s you, just though them out.

Every day find one thing you can either Donate, Sell, or trash. Just one, but this soon will turn into 2, 3, or more.

One thing I have done is every time I open my junk drawer, I have to throw something out. This worked great.

Get the clutter out of your life. This can be household, finance, or people.

Now is the time to get more organized. Now is the time to make the changes to make this your year of profit. Think of what you want to accomplish in the next 12 months and formulate a plan to accomplish it. You have 12 months to do it. What can you do each month to accomplish it? What can you do each week or day?

Do your year in review. What did you want to accomplish? Did you get it done? If not, what has kept you from doing it, and what was the next step so that you can accomplish it?

Here are some questions you should ask yourself.

  1. What were your plans/goals/dreams for these past twelve months? Evaluate how they went.

Under this question, I list any goals you have made at the start of the year or throughout the year. Then I evaluate how they went.

If you didn’t reach a goal you’d hoped to achieve, you can take a step back and evaluate why that happened. Think about what you can do to incorporate the changes to your day-to-day so you can accomplish your goals.

  1. What skills did you learn this year?

It’s said you should learn one thing every day before you go to bed. I agree with this. But as we know sometimes you can’t accomplish this. But in reality, you can. Even if it’s one small thing. Remember each small thing leads to the big thing at the end of the year.

  1. What were several highlights of the year?

In the last few years, we have been thrown a lot. This has brought with it a lot of sad and depressing feelings. This of what you are happy and grateful for. Don’t focus on the negative. If you have a negative thought, put it aside and think of the good things you have done in the past year.

  1. What did you accomplish this year that you’re most proud of?

You had goals, I know you accomplished some of them. What were they? How does it make you feel now that you have done them? Be proud of what you accomplished.

  1. What went well? What didn’t go well?

It’s important to think of what you did and didn’t do. It’s okay that you didn’t finish or accomplish that goal. Now, what can you do to finish it? Shat baby steps can you do and how long will it take?

  1. What was the biggest thing you learned this year?

What’s the takeaway? What did you do and how do you feel? As you think of #4, what are you proud of? What can you scream from the roof to the world? Be proud of yourself and be proud of your accomplishments.

Now is the time to rethink your goals for this year, and to set new ones or how improve on the ones you have accomplished. You can do this and you will make your life better every day.

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In this episode, I change things up a bit for Christmas. Let's have some fun and talk about Christmas Traditions from around the world.

Here are the ones I am talking about.

Japan: All I want for Christmas is… KFC

Forget the Christmas turkey. For many Japanese, the traditional Christmas dinner is Kentucky Fried Chicken.

Due to a combination of tiny Japanese ovens and a clever marketing campaign convincing locals that fried chicken is a traditional American Yuletide feast, reservations have to be made to eat at a KFC on Christmas Day.

During the run-up to Christmas, Colonel Sanders statues outside KFC’s Japanese outlets wear Santa gear. The chicken is served in special holiday packaging.

Demand is such that an online service has been created: order your Xmas Family Bucket in advance and have it delivered.

Norway: Hide your broom

Norwegians believe that Christmas Eve coincides with the arrival of evil spirits and witches. It is only logical then, that Norwegian householders hide all their brooms before they go to sleep.

After all, nothing spoils Christmas quicker than finding your broom in broken pieces at the foot of a tree, trashed by some joy-riding witch.

Caracas: Get your skates on

In the week leading up to Christmas, Venezuelans attend a daily church service called Misa de Aguinaldo (Early Morning Mass)

Indeed, so widespread is the practice, many roads in the capital are closed until 8am to provide Christmas worshippers with a safe passage.

Austria: Facing your Christmas demons

In Austria, St Nicholas has an evil counterpart called Krampus. He is the bad cop to St Nick’s good cop, a demon-like creature with one task: to punish bad children before Christmas.

Men dressed in devil costumes roam the streets, carrying chains and a basket for abducting especially bad children and hauling them to hell.

It's certainly one way to keep the kids off the streets.

Catalonia: Pooping their way through Christmas

Locals in Catalonia create a character out of a log, drawing a face on it and giving it a hat. Then they spend a fortnight 'feeding' it fruit, nuts and sweets.

On Christmas Eve, the entire family beats the log with sticks and sings a traditional song that translates to 'if you don't crap well, i'll beat you with a stick' until the log excretes all its treats. It's hard to comprehend why this tradition hasn't caught on elsewhere.

They also decorate their nativity scenes with small, pooping, ceramic caganers (figurines). Usually well-known characters, often drawn from that year's news, the figurines always have their pants around their ankles.

Guatemala: How clean is your house?

In Guatemala, cleanliness really is next to Godliness. Locals believe that the devil and other evil spirits live in the dark, dirty corners of your home.

Therefore, they spend the week before Christmas sweeping up, collecting rubbish and then piling everything in a huge heap outside. Finally, an effigy of the devil is placed on top and the whole thing is set on fire.

It's called La Quema del Diablo, the 'Burning of the Devil'. The idea for Guatemalans is to burn all the bad from the previous year and start a new year out of the ashes.

Ukraine: Deck the halls with… spider’s webs?

In addition to the standard tinsel, fairy lights, and baubles, Ukrainians like to throw an artificial spider and web on the tree as well.

The tradition has its origins in an old tale of a poor woman who couldn't afford to decorate her tree and woke on Christmas morning to discover a spider had covered it in a glorious, sparkling web.

It’s for good luck. It's not about poor housekeeping.

Czech Republic: A pair of matchmakers

On Christmas Eve, unmarried Czech women stand with their backs to the door and toss one of their shoes over their shoulders.

If it lands with the toe facing the door, it means that they’ll be married within the year.

If it lands with the heel facing the door, they’re in for another year of watching Bridget Jones movies. Perhaps it's better than marrying a heel, though.

Germany: Fill your boots

On the evening of 5 December, German children leave a boot or a shoe outside their bedroom door.

In the morning, if they've been good, they will wake to find the shoes filled with sweets. If they haven’t, they will find only a branch.

Obviously, it is best to leave out the newest pair of shoes you own – preferably, fresh out of the box.

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In this episode, I talk about the importance of talking to your friend, family, or life coach about your feelings and emotions. With the recent death of Stephen "tWitch" Boss, suicide is in the news. But during the holiday season depression is at its highest level. Please take the time to talk to someone.

I also go over what it’s like to be in a coaching session and some of the questions I may ask you.

988 Suicide and Crisis Lifeline

Hours: Available 24 hours

Stephen "tWitch" Boss, the dance superstar who was a regular DJ on "The Ellen DeGeneres Show" and a contestant and judge on the dance-competition series "So You Think You Can Dance," has died. He was 40.

Allison Holker Boss, confirmed his death in a statement to People. The Los Angeles County Coroner's office confirmed that Boss died Tuesday at 11:25 p.m. in Encino, California at a hotel. His official manner of death was ruled a suicide, the coroner's office confirmed Thursday.

On August 11, 2014, Robin Williams was found dead in his home in Paradise Cay, California. The actor was discovered with a belt around his neck, and investigators later found cuts on his left wrist. Tragically, it was soon confirmed that Robin Williams died by suicide at the age of 63.

  1. What’s Standing In Your Way?

Asking this question will make it easier to navigate sessions if I can determine the roadblocks and hurdles. With this question, I will know whether their problems are about their careers, relationships, or personal matters. The answers you get from this question will help you work with your clients toward solutions that are geared specifically for them.

  1. Can You Tell Me More?

When asked at the right time, this question can also show your genuine interest while providing a sense of safety and comfort, which encourages you to open up throughout your sessions.

  1. What Are Your Biggest Fears?

The fears that your clients have can become the reason why they’d feel stuck in life. Instead of climbing up the professional ladder, their fear of rejection will likely prevent them from even trying.

  1. Are You, Happy, Right Now?

Despite the unpredictability of life, happy life is something most people strive for. Regardless of their situation, learning how to be happy and having a positive mindset is so important!

  1. What Does Success Look Like?

This question is important because it helps clients put their goals into perspective. With this question, you can encourage your clients to get out of their hands and verbalize their definition of success. This question will also motivate them to articulate what they want to explore in life and start taking action to reach their specific goals.

  1. How Would You Describe Your Previous Year?

For you to better understand your clients and their frustrations in life, it’s important to not only know their present state, but also the information relevant to what they’re dealing with.

his particular question actually has two purposes – it can allow you to better understand the occurrences in your client’s lives, and will allow you to dig deeper into their mindset.

  1. What Do You Want To Accomplish In The Next Year?

It’s important to ask your clients what they want to accomplish in the next year so you can determine what their life goals are. From there, you can create short-term goals so they can achieve what they want for the next year and grow.

  1. What Things From Your Daily Life Make You Happy?

Life is generally challenging, but there are always things that can help improve your client’s happiness and stress levels. When working with clients, ask them about the things that make them happy. Their answers to this question can help them realize how fortunate they are, what their priorities are, and if they need more of this thing in their life.

  1. What Are You Most Of Proud Of?

At times, clients seek the help of a life coach because they struggle with their sense of value and worth. This can be especially true if the client is currently experiencing a dead-end in their career or personal life.

To encourage your clients to think more positively, ask what their achievements are and what they like about themselves (sometimes having to ask what their friends like about them). Doing this during your session is a great affirmation that can help clients realize that they are worthy and loved.

  1. What Do You Want?

Even after hearing some of your client’s problems or concerns, it can be tough to create solutions if you don’t know what they really want. Regardless of how common you think their problem is, your clients might want something totally different than expected.

Asking clients what they want can help them focus better, as well as achieve balance and peace of mind.

questions to reflect on as a life coach

  1. What Have You Done To Solve The Problem?

Humans often will look for solutions on their own the moment they see themselves struggling. However, there will be instances when their solutions don’t provide their expected results, regardless of how many times they’ve tried.

To help them, make sure to ask the solutions they have used in the past, and if these worked or not. Asking this question is usually enough for you to determine why it wasn’t successful and allow you to work with your client to create better solutions.

  1. If Your Main Problem Didn’t Exist, How Would Your Life Look?

It’s common for clients to have major problems in life, but they often tend to focus on the negativities and completely forget about the good in front of them. Instill optimism in your clients’ minds by asking them where their lives would be if their main problems didn’t exist.

  1. What Do You Need Most Right Now?

Life can get stressful, and not knowing what your priorities are can make it worse. Without establishing priorities, clients might see themselves running in circles, attempting to do countless tasks at once.

Asking your clients what they need right now is essential because it helps them prioritize the things that are truly important. When priorities are set in place, your clients can begin to accomplish one task at a time.

  1. What Is The Most Important Thing In The World To You?

This is a question that can help your clients know more about themselves and what their core drivers are. When your clients know what drives them to move forward, it’ll be easy for them to focus and attain sustainable success.

  1. What Hasn’t Been Working For You Today?

If you want to help your clients solve their long-term problems, it’s vital to start small and make them realize what their day-to-day problems are. Starting small can be very advantageous as this can make the task less daunting and stressful for your clients.

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Saving money during the holidays.

During this time of your, you can empty your bank account and not even realize it. You want to be the one that makes everyone happy. Well, it’s time to think about yourself. This is not being selfish; it’s just how you need to think so you can still pay off your debts and make yourself better for a better future.

You might get caught up in the spending fever during the holidays, but you really have to stop and think.

There are so many ways you can save money during the holidays and make yourself feel better doing so. as we go through this journey of your year of profit. you might not be able to satisfy everyone, and that’s ok. You live like no one else now so you can live like no one else later. This is not the time to get into your emergency fund to buy gifts. Christmas is not an emergency. It happens every year. set up a budget for Christmas. Do you remember the Christmas clubs that you could get to at your bank? Well, you can do that on your own. Even if you set up an account you call Christmas. Think about what you truly can spend on gifts. budget it out monthly and add that amount to it every month. Don’t get stuck choosing between paying bills or buying that toy for the kids. It is a real thing people go through every Christmas. People get behind on their bills because they feel it’s more important to buy gifts for others than keep their lights on. People are afraid of hurting someone’s feelings. You have to break out of that thinking and help yourself first. I know it’s going to make some people upset but that’s too bad. You must think of yourself first. Now it’s different if your kids will go without gifts if you don’t clean out our bank account. There are so many places you can go to for help. There is no shame in asking for help. Holidays are the number one time for a spike in depression cases. You’re not alone if you feel that way. There are people out there that can help you.

Put an Inexpensive Bow on the Holidays

It's time to put a bright bow on your budget!

Are you ready for the upcoming holidays? Although November 27th is the traditional kick-off of the holiday season, decorations of all kinds are already flooding the retail stores and advertisers are working hard to put us in the “spending mood” earlier and earlier every year. This creates an opportunity to make a spending plan that will get us through the season and help keep it meaningful.

The best Christmas gift is The 14-Day morning Affirmation Transformation.

Do a holiday Budget

set the budget up with a column for our estimated spending and a column to track how much we actually spent. One goal may be to underspend what was budgeted for a category. It is always a great feeling to save money!

Set a limit. Determine how much money can be budgeted for holiday shopping. This is the key to avoiding debt and ensuring there is money available for normal monthly expenses.

Plan shopping trips. If you are going out, know where you are going and what you intend to buy when you get there. This will save you time, avoid traffic, conserve fuel, and leave more time for the things you would rather be doing during the holidays.

Decorate with style. Look around your yard or the local park for branches, leaves, etc. that can be used to create a holiday atmosphere. Also, some ribbon and a string of lights can go a long way in making an area feel festive.

Do your research! If you know you want to buy a particular product, check the internet to find out if a retailer has it on sale. Find out when the stores are having their largest sales. Focus on FREE shipping opportunities, too. A great sale may be worthless if the shipping is expensive.

Put it in your cart (online). As the holiday season progresses, retailers often turn to bonuses like free shipping or reducing the cost of items. This can save a lot of money. Be aware that a sought-after item may increase in price due to demand.

If you are hosting a holiday feast, turn it into a potluck! That way everyone can enjoy each person’s favorite dishes.

Focus more on spending time with family and friends. People usually remember time spent with family over what gift they received. Homemade goodies like cookies and fudge or family favorites are always a good idea. They can also be delivered early and enjoyed throughout the holiday season.

Homemade gifts can also help save money and hold a lot of sentiment. Perhaps a drawn picture in a frame (inexpensive from a dollar store or the like) or a list of your favorite memories with the person, also served up in a frame.

The gift of time and talent. Offering to assist a friend or family member with a project can also be a wonderful gift.

Make a shopping list (and stick to it)

After you’ve set your holiday budget, make a list of all the people you want to buy gifts for Focus on how much you can spend on each one, not on what you want to buy.

If the list is too long for your budget, go through it again, and pare names or spending amounts. One of the easiest ways to trim your budget is by trimming the list of people you’re shopping for.

Add your name to the gift list

This might sound selfish, but it’s psychologically effective: Add your name to the gift list.

Sometimes, you buy something for someone that you like so much, you wish you had kept it. The best antidote for that is to allow a little extravagance for yourself — especially if it’s on sale.

Pay cash

One way to avoid holiday debt is to pay cash for everything. Once your holiday budget is finalized, take that amount of money out of the bank and stick to your spending plan.

Once that money is gone, you’re done shopping.

Of course, you can’t use cash for shopping online. In that case, use a prepaid card. You can buy prepaid cards at Walmart, convenience stores, and many other retail outlets.

Prepaid cards limit your spending to the amount that is loaded onto the card. If the card is loaded with $500, that’s all you can spend.

Prepaid cards are a great tool for tracking and limiting your spending. Just be careful of reloading fees and other charges.

Give the gift of your time

If you want to give someone a gift but can’t afford to buy anything, consider giving the gift of your time. You could babysit or walk the dog for a friend with an overloaded schedule.

An elderly relative might appreciate someone to run errands, do housework or take them to an appointment or out for a meal.

Handmade gifts are nice, too. If you’re already baking cookies for your family, making an extra batch for someone on your list is pretty cheap.

Thoughtful gifts outshine expensive ones

Some people are hard to buy for. They’ve reached a point where they have everything they need, which gives you an opportunity to be creative and come up with a thoughtful, simple gift that is also inexpensive.

It could be a framed photo of a special memory, an engraved letter opener, tickets for an event or show, a decorative pillow or something beautiful from a local antique mart or flea market.

Take advantage of Free Shipping Day

Free Shipping Day is Dec. 14 this year. Hundreds of stores offer free shipping with no minimum order, plus other special deals.

If you’re planning to buy most or all of your gifts online, buying them online on Free Shipping Day can save you lots of money. Visit the Free Shipping Day website to see the complete list of participating companies.

Use apps that can save you money

Take advantage of technology this holiday shopping season and use one of the many budgeting and money-saving apps.

You can use apps like RetailMeNot, Honey, and Rakuten to get cash-back deals and discounts automatically when you shop online.

Just be aware of items that may seem like a bargain but really aren’t. Some doorbusters or other sales are designed to get customers to spend. Be sure to check prices using your phone or computer to make sure you’re really getting a bargain.

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New years in November?

Making lasting changes now.

Jumpstart your new year and life with these helpful tips

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In this episode, I will help jumpstart your new year’s Resolutions.

I know new years is actually a few months away, but the time is now to start a “new you”. Too many people start their new years off with “the time is now” mantra. Well don’t wait till the new year to make that change. Do it now. Statistics show that of those who make a New Year's resolution, after 1 week 75% are still successful in keeping it. After two weeks, the number drops to 71%. After 1 month, the number drops again to 64%. And after 6 months, 46% of people who make a resolution are still successful in keeping it.

How good are you going to feel when new year’s comes and you’re already living with the positive changes you have made for the past few months. The gym is a great example. Look at how packed the gyms are when everyone is making the same resolution to get into shape. Jumpstart that with you making a new rateen to go to the gym now. That way when new years comes you don’t have to stress over the fact that the gym is too busy to go.

Life doesn’t wait for you. You need to make your life change now. Just like everything I talk about it takes baby steps. You will get better at every step. You will improve and inspire others to do the same.

be that inspiration to others. As you do so you will inspire yourself to a better life.

Here are some new year’s resolutions for a better life.

1 Build a better budget.

If there's one New Year's resolution that will help you the most in the long run, it's making a vow to save more money.

Before you head back to the office in January, outline a rough budget that works for you — and make a plan for how you'll stick to it. Apps like Mint and You Need a Budget (YNAB) can help you do this as painlessly as possible. And supercharge your shopping habits by rethinking when and how you buy things for your home and family; often, there are savings you're leaving on the table.

2 Practice mindfulness.

Anxiety can nag at anyone during any season, in all parts of life — and it can be easy to let the idea of the future or past experiences inform your reality of the present. Practicing mindfulness means doing everything you can to be grateful for what you have in the moment, where you are in life, and who you are right now, shared Sabrina Romanoff, Psy.D., a clinical psychologist in New York City and Yeshiva University professor. Romanoff and other leading psychological experts say committing to mindfulness can help you become a better person in less than a year's time.

3 Cook something new each week.

Everyone wants to eat healthier in the new year, but you should also try to eat more diverse foods. After all, variety is the spice of life. This year, choose an easy dinner recipe you've never tried before at least once a week. And pick up a copy of our new Dishes for Two cookbook that contains 125+ recipes that you can explore each and every week this year.

4 Read more books.

January is the perfect time of year to snuggle up with a new book. To keep yourself accountable all year long, why not link up with friends and peers to connect over the best pages you've read? Our Good Housekeeping Book Club can help you get started on this and, together, you'll have a clear snapshot of how many books you'll end up finishing before the year's out.

5 Drink less alcohol.

Stop asking yourself if you have the time to cook — and rather focus on the kinds of recipes you can set and forget! While some are more indulgent than others, these handy recipes and quick-thinking culinary ideas developed by the Good Housekeeping Test Kitchen are designed to make your kitchen routine so much easier. You'll embrace your oven, Instant Pot and slow cooker to create kitchen magic in half the time.

6 Cook more

Spending more time in the kitchen isn't always easy, but meal prepping can save you time and money during the week.

Revolutionize your meal prep sessions on Sunday with this Good Housekeeping guide that helps you save time and prevent food waste. Our planning methods simplify cooking and work to organize your sessions around your schedule.

7 Commit to a healthier sleep routine.

So many issues can be traced back to a poor night's sleep. And yet, there is so much more that we can aim to improve beyond a reasonable bedtime. Creating a plan to improve your sleep hygiene — the habits you maintain to get good sleep every night — may look different for everyone, as it depends on when you need to be active and working throughout the day. Your brain actually relies on cues to regulate your internal circadian rhythm, and the choices you make throughout the day can interfere with these. Start taking charge of your sleep by mastering these 10 to-dos as the year progresses.

8 Join a club.

Starting a new hobby is one thing, but joining a club will help you meet new people in the process. Sites like Meetup can help you find a group of people with similar interests, and you can work on creating digital meetups with new friends in the process.

Creative clubs can also be a boon in helping you stick to mastering a new craft.

9 Quit smoking.

Cigarettes are extremely harmful for your health, particularly your lungs — but tobacco products in general (including vapes!) pose a serious threat. There are so many resources to help you get a jumpstart on ditching tobacco: Many are touted by officials at the Centers for Disease Control and Prevention. If you've tried before but need a bit more help, experts at the American Cancer Society outline a few tools that you can turn to this year.

10 Learn to love vegetables.

Whether you're working on weight management or towards a balanced diet, vegetables are your friends, says Stefani Sassos M.S., R.D.N., C.S.O., C.D.N., NASM-CPT, deputy director of the Good Housekeeping Institute's Nutrition Lab.

Fiber-rich vegetables are especially crucial for healthy hearts and strong veins: "A heart-healthy diet emphasizes produce, balanced by fiber-rich whole grains, fish, nuts, legumes, and lean proteins," she says.

11 Prioritize annual health screenings.

Open your calendar app (or planner!) and make your appointments for the year in one sitting — not only will you get the anxiety-inducing nuisance over with, but exams will be less likely to get squeezed out as life gets bonkers. Start with your primary care provider, and ask which screenings (e.g., mammogram, colonoscopy) you're due for. Slot those in, then move on to the dentist's office and head over to your ophthalmologist, too.

12 Exercise your brain.

Scientists are always learning more about how humans work to stave off cognitive decline — and while data may be divided, if one thing is sure, games can indeed play a role here. Researchers at Duke University studied participants’ brain activity while they completed simple math problems and found that solving them feels like a reward, helping to curb negative feelings.

Playing the mind-boosting games featured in this Prevention special can help manage stress and anxiety, as well as boost happiness endorphins at the same time.

13 Become a plant owner.

Swing by the garden center after brunch this weekend. Just the presence of indoor plants can lower human stress levels, research shows, and one study found that actively caring for plants calmed the autonomic nervous system and lowered blood pressure.

And when people work near plants, they report greater concentration, satisfaction, and perceived air quality.

14 Take the stairs.

Take 10 minutes to run up the stairs in your office or home. A published study in the journal Physiology & Behavior found that tired women who climbed stairs for 10 minutes got a bigger energy boost than those who had the caffeine equivalent of a can of soda or half a cup of coffee (and burned calories too!).

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15 Start doing yoga with your partner.

A Sunday morning couples' class could make Sunday afternoon much more fun. Experts at Loyola's Sexual Wellness Clinic believe partner yoga helps couples get more comfortable with each other's bodies, a boon for richer intimacy. Solo yoga can increase enjoyment as well, affecting arousal, desire, and satisfaction — the practice helps relax your mind and strengthen pelvic muscles.

16 Plan a vacation.

Women who vacation at least twice a year have a lower heart attack risk than those who do so rarely. And researchers have found that even thinking about an upcoming trip can boost happiness for weeks.

17 Head to a day spa.

It's time to treat yourself — and for good reason. Research indicates that spa services, particularly intensive massages, are effective in managing stress-related cortisol levels while boosting your serotonin, empowering individuals to regulate feelings of anxiety or sadness. A spa service can fulfill the need for human contact, especially under the guise of a licensed, qualified spa technician or massage therapist.

A day at the spa doesn't require you to jet on an otherwise expensive vacation; in fact, there are numerous leading day spas likely awaiting you just a road trip away. Visitors to The Spa at The Breakers (pictured here, services start at $215) can opt for a multitude of restorative services and work on practicing mindfulness for the rest of the day in their common spaces, which include saunas and a tranquil outdoor respite. Treating yourself to a day spa experience may be the key to stress relief you simply can't achieve at home.

18 Make time for cuddling.

If you're reevaluating your intimacy, start by thinking about time spent simply in the arms of your loved one. Cuddling is often underestimated for its ability to bolster physical intimacy. But relationship experts say cuddling can help you feel more connected to your partner than ever. Cuddling just for fun can fight stress and improve both of your moods' by increasing oxytocin hormones, which research adds may also bolster blood pressure, too.

"When you're regularly physically affectionate with your partner, they're more likely to see you as trustworthy and likable," explains Jessica O'Reilly, Ph.D., sex and relationship expert. This kind of attraction doesn't always need to result in sex or erotic exchanges to impact your relationship positively, as well.

19 Drink up.

You know you need to hydrate — but it's especially important when you get only six hours of sleep (or less!). You’re more likely to be dehydrated the day after a disrupted night of sleep, because a hormone that regulates your body’s water conservation is released during later stages of sleep. So down some extra water on those days if you can — and remember that too much water can be tricky for your gut, too.

20 Chill out.

Constantly feeling angry and pissed off (especially for women) can lead to less than desirable long-term effects on your holistic health. Chronic anger can impact the body in more ways than just one — it can induce headaches, anxiety, digestion problems and high blood pressure, among other drawbacks.

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The historic Scott County Jail in Huntsville TN.

Getting out and finding interesting locations to improve your mood and expand your mind.

One of the best things to do to make your life more fulfilling is to go places new to you. Doing new things, exploring new places, and learning more about your city or state will actually improve your health and ability to think better. This is the same as learning new things or habits. You’re building new neurotransmitters and synapses in your brain. You are rewiring your brain to feel and act more positively. This will bring more days of happiness to your life. It is just another form of exercise. You will enhance your mobility along with your mood.

I do a thing called Photo-hunting. I just get in my car and see what I can find. I go to places like covered bridges, cemeteries, waterfalls, museums, and places such as historical homes.

There are seasonal things to do. Drive around and look at Christmas lights or find the seasonal festivals. If you like Halloween many small towns have festivals.

What hobby are you into? You can find conventions and conferences (such as paranormal conventions).

Almost every city and town have farmer’s markets or pop-up markets.

Places to find places to go.

Atlas Obscura

Offbeat Attractions

https://www.roadsideamerica.com/

go to google and type in your city and look at the photos.

Go to google maps, you can see the location before you arrive. using street view and satellite view.

ask on social media

There are Facebook groups for any hobby you are into. If you think of a place you want to go. ask one of the groups. They can help you with how to get there, the good and bad things about it, and what you should expect.

ask your friends and family

look for printed atlas maps. Find a detailed state atlas. These are broken down with each page having every road and attraction on them. You can look at the table of contents where they list all the attractions in specific groups. Plus, I love these because you can write in them and mark off the places you have been. Like a journal.

But be careful with Facebook groups. There is a lot of egos when you’re dealing with groups.

When you find an interesting location go to their website. If you have mobility issues ask them what complications, there will be or what to look for.

Look online for museums and historical societies.

Historical locations like mansions, jails, train depots, and covered bridges. Or even tourist traps, like Seashell City. Home to the man-eating clam.

Old jails such as the historic Scott County Jail in Huntsville TN. https://www.historicscottcojail.com/

Here are the 12 ways you can find cool places to go near you once again.

Use social media to find cool places near you!

Take advantage of Google

Talk to the staff at visitor centers

Ask for personal recommendations from friends and family

Find and watch movies or TV shows filmed in your state

Check official websites related to state and local tourism

Get tips from likealocalguide.com

Find unique places to stay near you on Airbnb or vacation rentals

Get ideas from Atlas Obscura

Explore travel sites and blogs for the best travel destinations.

Try Groupon to find great ideas!

Use travel guidebooks and local magazines dedicated to your destination

Google Maps

Google Maps is super powerful! You can get ideas from it and see satellite pictures and photos others have taken and see reviews there too! All you have to do is search for it in the right way. Check out our list of search ideas for Google Maps or Google's search page below.

One of the things I like to do on Google Maps is to save or star a place that looks cool so I can find it again later when I am planning a trip or when I am actually in that area.

Talk to the staff at visitor centers

Visitor centers are associated with national forests, cities, and national parks. Any of these is a great place to start looking for ideas. When was the last time you actually stopped in the ones you live close to?

Many of the folks are local that work at these visitor centers. They can offer great advice on cool places and experiences that will often exceed your expectations.

Just pretend you're new in town and looking for things to do. When planning one of my trips, I went into the visitors center and asked, What are some of your best attractions in the area?

Find and watch movies or TV shows filmed in your state

This is a fun way to get ideas for new spots and to learn more about your state. As you watch them, make note of some of the locations, and you are set!

Get ideas from Atlas Obscura

Atlas Obscura is an all-in-one resource for places and topics that you never knew existed. It has articles about travel tips, articles about events, and some weird facts about all kinds of places.

Just drop in your state, country, province, or city you want to visit.

It can be a great resource for finding places you might not know about. You can use the Atlas Obscura website to explore what they have to offer. Its a one-stop shop for just about every place you never knew existed.

Check out their travel guides on Pinterest or follow them on Instagram where they give ideas of cool places in your area.

Try Groupon to find great ideas!

Did you know you can hop on Groupon and find cool things to do in a specific city? Give it a try if you’re looking for some unique ideas!

The website makes it easy to find the best deals and offers of the day. You can even save your favorite searches, which is really handy when planning trips in advance. Groupon also has some excellent social media channels where you can get updates on what’s trending and popular as well.

It can be a great way to explore new destinations or even find some activities close to home that you didn’t know existed.

One of my favorite Groupon deals was for a guided bike tour of Paris! It’s really amazing how much more enjoyable it can be when you have someone who knows their stuff guiding your group.

You can also try TripAdvisor or Experis travel guides. Both offer plenty of fun things to do tailored to your budget.

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Top 10 bits of advice.

10 stay anemones

Don’t tell anyone.

Change all your phone numbers to unlisted numbers.

Chang your address to a po box.

change your email and close social media accounts.

Go into your password list and close or change all your online accounts.

9 Wait to claim your prize

Take some time and think.

This helps avoid media attention.

This gives you time to plan your next move.

This helps you ground your thoughts and let the emotions sink in.

This helps you build your team,

8 Hire advisors

Tax expert. Layer, financial advisor/ investor accountant.

Put it in several banks.

Get tax advice from your state.

7 Avoid big lifestyle changes

Most winners are advised to keep living as normal for at least 6 months

Take some to celebrate but don’t make any major purchases until you can make good decisions.

The majority of winners that don’t stop and think are broken in 2 years

6 Party

Take a little and budget for a calibration. But this cannot be a hundred thousand dolor party. Take some enjoyment of your winnings. You should celebrate but you also need to be calm and plan for the future. Invite only your closest friends and family.

5 Pay off all your debts

paying off your debts right away will save you in interest. And cut up and freeze all your cards. Change your accounts to new accounts.

4 Set up an emergency fund

This may seem like something you don’t need to do because you have all the money now. But you still need to stick to the baby steps. Having an emergency fund is just that, for emergencies. You still need to have money set aside because things do happen. Although our plan is that this is not an investment, put this in a higher yield account such as a money market account. You won’t make a lot of interest but it’s still liquid enough to get out when an emergency happens.

3 Budget

You still need to budget your money. even more now than ever because you will feel like you have free money to spend.

This is the number one reason lottery winners go broke within a couple’s years. A good train of thought is to only spend income. This will guarantee you will not lose it all.

2 donate to charity

The biggest problem, several finance advisers agreed, is that lottery winners give away too much money to family and friends.

Make a list of the nonprofits you would like to help. including your church. You might want to have a talk with your pastor and let him or her know that you wish to stay anonymous.

talk to your financial advisor and tax advisor about the amount you should give. There are tax laws you have to follow.

1 be honest with yourself

Now that you have the money to do whatever you want you need to be honest with yourself and figure out what you truly want. To many winners go out and buy everything they can including high end cars, house, toys, or racehorses. But slow down and think of what would make you really happy.

Think about you, your family and your future. Manty people become very lonely in their big houses. Remember to be yourself. Remember that it will be very easy to lose all your friends if you let the money take you over. Jealousy and hatred for lotto winners is a big thing. you will find family and friends that you have never met will expect you to give them you’re winning because “you didn’t earn it”. Be careful who you bring into your life. Don’t let money change who you are.

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In this episode, I talk about new car prices. Now I'm not telling you to go buy a new car I'm just saying I can not believe the prices.

We know that car prices have jumped, and availability has c=dropped. I travel and when I pass dealerships, I see that the lots are just about empty.

But you may need a new car.

The new average car payment for new cars for 2022 is $733.00 according to Kelly Blue book.

New car loan interest rates have increased also.

The car you used to pay $35.00 for is now $45.00 or $50.00. that’s a huge jump.

Almost everything is costing more now. We have to tighten even more and it getting harder to save.

The new average price paid for a new vehicle is $48.000.

the average person or couple thinks “well it is what it is” or “well you’re going to have a car payment”

The most common term currently is for 72 months, with an 84-month loan not too far behind. In fact, over 73% of new car loans in the first quarter of 2022 were longer than 60 months

No, we don’t want to be average. A good example is my brother. He busted ass and worked overtime for years knowing that he was going to retire, and he wanted a brand-new jeep. So he saved up every penny of his overtime money and bought that jeep, with cash. He even *because he worked there) watched it being built. He walked to the assembly line and said goodbye to all his coworkers as they built is jeep.

So, lets break down the depreciation of a new car.

I’m talking about 40-50% depreciation after 5 years. Every mile you drive your car lowers the value.

I know this from experience. I have always wanted a Lincoln LS. But they were just too expensive. I see them now and I’m glad I didn’t buy one. I see them for like $1500 .

The minute you drive off the lot, 10%. So let’s say you buy a car for $35.000, one min later its worth $31.000

One year later that car is worth $28.000. Two years $24.000. Three years later $21.000. Four years $18.000 and five years later its worth $15.000.

So if you were to go out and buy a reasonable car and invest in the car payment (average of $1500.) for 20 years with compound interest you would have around One Million dollars. For 30 years you will have 2,7 mil.

So where am I going with this?

We as humans feel we deserve the best of the best, and we do. But we need to make it, so it doesn’t kill us doing it.

We all talk ourselves into the reasoning of we have to buy a new car because they’re safe. and we also have to buy them because of the warranty.

Remember the average millionaire is driving 2- or 3-year-old Honda Civic.

If your car payment is more than your house, you might be a redneck.

Let’s look at reality. Not only do you have a car payment, but you also have a house payment. Credit cards, and other bills going to lenders making money off you. Let’s stop rite now. You have other living expenses, and they are going up also.

So, what can you do?

Get a reliable low-cost car to drive while you’re getting out of debt. It’s not your forever car. You just need something while you’re getting out of debt. You can go let a “newer” car later and pay cash for it.

You need to get gazelle intense about paying off all your debt. You need to follow the baby steps

Step 1: Start an Emergency Fund. ...

Step 2: Focus on Debts. ...

Step 3: Complete Your Emergency Fund. ...

Step 4: Save for Retirement. ...

Step 5: Save for College Funds. ...

Step 6: Pay Off Your House. ...

Step 7: Build Wealth

So please don’t be the one that walks onto the dealership lot and drives out with debt that will kill you.

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Tips for letting go

  1. Create a positive mantra to counter the painful thoughts

How you talk to yourself can either move you forward or keep you stuck. Often, having a mantra that you tell yourself in times of emotional pain can help you reframe your thoughts.

For example, says clinical psychologist Carla Manly, PhD, instead of getting stuck in, “I can’t believe this happened to me!” try a positive mantra such as, “I am fortunate to be able to find a new path in life — one that is good for me.”

  1. Create physical distance

It’s not uncommon to hear someone say that you should distance yourself from the person or situation that is causing you to be upset.

According to clinical psychologist Ramani Durvasula, PhD, that’s not such a bad idea. “Creating physical or psychological distance between ourselves and the person or situation can help with letting go for the simple reason that we are not having to think about it, process it, or being reminded of it as much,” she explains.

  1. Do your own work

Focusing on yourself is important. You have to make the choice to address the hurt that you’ve experienced. When you think about a person who caused you pain, bring yourself back to the present. Then, focus on something that you’re grateful for.

  1. Practice mindfulness

The more we can bring our focus to the present moment, says Lisa Olivera, a licensed marriage and family therapist, the less impact our past or future has on us.

“When we start practicing being present, our hurts have less control over us, and we have more freedom to choose how we want to respond to our lives,” she adds.

Online meditation options

Read our review of the best online meditation options to find the right fit for you.

  1. Be gentle with yourself

If your first response to not being able to let go of a painful situation is to criticize yourself, it’s time to show yourself some kindness and compassion.

Olivera says this looks like treating ourselves like we would treat a friend, offering ourselves self-compassion, and avoiding comparisons between our journey and those of others.

“Hurt is inevitable, and we may not be able to able to avoid pain; however, we can choose to treat ourselves kindly and lovingly when it comes,” Olivera explains.

  1. Allow the negative emotions to flow

If you’re fear of feeling negative emotions is causing you to avoid them, don’t worry, you’re not alone. In fact, Durvasula says that many times, people are afraid of feelings such as grief, anger, disappointment, or sadness.

Rather than feeling them, people just try to shut them out, which can disrupt the process of letting go. “These negative emotions are like riptides,” explains Durvasula. “Let them flow out of you… It may require mental health intervention, but fighting them can leave you stuck,” she adds.

  1. Accept that the other person may not apologize

Waiting for an apology from the person who hurt you will slow down the process of letting go. If you’re experiencing hurt and pain, it’s important you take care of your own healing, which may mean accepting that the person who hurt you isn’t going to apologize.

  1. Engage in self-care

When we are hurting, it often feels like there is nothing but hurt. Olivera says practicing self-care can look like setting boundaries, saying no, doing the things that bring us joy and comfort, and listening to our own needs first.

“The more we can implement self-care into our daily lives, the more empowered we are. From that space, our hurts don’t feel as overwhelming,” she adds.

  1. Surround yourself with people who fill you up

This simple yet powerful tip can help carry you through a lot of hurt.

We can’t do life alone, and we can’t expect ourselves to get through our hurts alone, either, explains Manly. “Allowing ourselves to lean on loved ones and their support is such a wonderful way of not only limiting isolation but of reminding us of the good that is in our lives.”

  1. Give yourself permission to talk about it

When you’re dealing with painful feelings or a situation that hurt you, it’s important to give yourself permission to talk about it.

Durvasula says sometimes people can’t let go because they feel they aren’t allowed to talk about it. “This may be because the people around them no longer want to hear about it or [the person is] embarrassed or ashamed to keep talking about it,” she explains.

But talking it out is important. That’s why Durvasula recommends finding a friend or therapist who is patient and accepting as well as willing to be your sounding board.

  1. Give yourself permission to forgive

Since waiting for the other person to apologize can stall the process of letting go, you may have to work on your own forgiveness.

Forgiveness is vital to the healing process because it allows you to let go of anger, guilt, shame, sadness, or any other feeling you may be experiencing and move on.

  1. Seek professional help

If you’re struggling to let go of a painful experience, you may benefit from talking to a professional. Sometimes it’s difficult to implement these tips on your own, and you need an experienced professional to help guide you through the process.

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You look at people and say “aren’t they lucky”

But if you know all the hard work and time that goes into what you see. You will be amazed.

The things you do day after day after day. Are the things that change your life.

Michel Jordan in practice shoots 1000 shots before he stops.

the band

Dana has been playing since she was 15

Tony robins talks about driving to events in his barely alive VW Scirocco. and talking to a room of 7 people.

most people that are gazelle intense pay off all their debts except the home in around 2 years.

most pay off their home in about 7 years.

You have to control or better yet Command your emotions. Emotions create change. Emotions get you out of bed and make you do the affirmations to change your life. Yes, it’s hard. Yes, you don’t see immediate results. But if you keep going day after day you will see the change. You will see the snowball growing. But you must take control of your thoughts and emotions. Make the choice to not let negativity and dough overtake your thoughts. You have to feed your brain not only the things that will give you inspiration, InSite but feed it the positive uplifting emotions.

So how do I get to that point where I am busting it every day. Well not only do you have to get Gazelle intense. You have to raise your standards.

Awareness is the first step action. You have to say, “this isn’t me, it’s not what I stand for”. You have come to the point in your life where you’re putting that line in the sand and saying, “that’s it I’m not living like this anymore”. And breaking your pater. There are a tun of ways to do this. You have to put yourself in an altered state. All lasting change happens in an altered state. Whether that’s hypnosis, meditation or just changing your attitude.

A lot of people think they need to get hypnosis. well, we are all already hypnotized into thinking that you can’t change. Or it’s always going to be that way. Or its too hard to make the change. Yes, it is hard but the payoff out ways the pain. Most of us know what will or won’t work, we know we shouldn’t do something, but we still do it. Why? because that’s the easy way out. Our brains are always thinking to get out of pain and into pleasure. Breaking those patterns is a must.

So, let’s get back to the people that you see as an overnight sensation. Look at them. Really look at them and look at where they are and where they came from. Then go and learn and follow their steps, model them. Do the things they did to get to where you want to be. If you want to get out of debt, look at the people that are dept free. If you want to lose weight, find the people that have done it. You don’t have to reinvent the wheel. Learn what they’re doing and apply it to your life. You just need to have a strong enough “Why”. Those people succeeding in what they do had a good enough “Why” and took action.

But to do all this you have to find the steps that will bring you joy and fulfillment. We all have different things that bring us joy. Find the one thing that you love, I mean relay love that brings you fulfillment in your life. We all want a new car, a new house. We want better relationships, better friends. But deep down we don’t really want that car or house or money. What we really want is the feeling we would get from those things. You can have that feeling now. And it’s from the work and time you out into yourself to become that overnight sensation. But as you know that overnight takes time. But is well worth it when you can look back and see what you have accomplished.

You are the overnight sensation you have been seeing all around you. You just need to step over that line and change now.

Ok the steps. We have talked many times about the steps. Weather health, Wealth or happiness. the baby steps. One step at a time. the debt snowball, every payoff grows the next. Walking to the next milestone and passing it.

You can do this you can make this your year of profit.

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In today’s episode, I talk about Decluttering your home and making money doing it. You really need to get your house, garage, shed, and basement in order and cleaned out. Plus you can sell everything you can to get out of debt.

You have more money in your things than you know. A lot of people think “I don’t have the money” or “how am I going to get the money” to get out of debt. But you do, it's all around you in your house. Start by throwing out the broken or unsellable things you have. Then separate the things you are going to sell or donate. For the items, you plan on donating try to sell them first. If you try to sell them, online give it 2 – 3 weeks, and if they don’t sell in that time donate them. Or have a garage sale and if they don’t sell donate them.

Beware of spaces and places in your house that are “out of sight, out of mind.” What happens in this space is we tend to shove things there that we aren’t sure we want to keep but we aren’t ready to get rid of.

Start by printing or writing "Toss," "Give" and "Do" on separate pieces of paper. Tape each sign to a large bin.

Toss

Toss items that are broken, stained, ripped, outdated or have missing parts. Some examples include:

  1. Expired food
  2. Restaurant receipts that aren't tax deductible
  3. Broken electronics, appliances, and games
  4. Old makeup and broken jewelry
  5. Broken kids' toys
  6. Old craft supplies
  7. Worn clothing and linens

Give or Donate

Give or donate any items that you no longer need but that are still in good condition. If you can't let go of a sentimental piece, snap a photo of it to help free your attachment.

Take Control of Paper Clutter

Paper clutter is the hardest to control, but you just have to find a place for all important documents. Follow these tips to help you get started:

  1. Enter information from business cards into a digital contact list, and toss the hard copies.
  2. Come up with a system to file bills and important paperwork.
  3. Make any needed store returns, and get rid of receipts.

Once you go through the clutter in your home, throw away everything in the "Toss" bin and donate items in the "Give" bin. Clutter can build right back up before you know it. Repeat these steps every season to keep your home clutter-free.

Don't let your clutter control you. Start small, perhaps one shelf at a time, or one pile at a time, and remind yourself that you don't have to tackle the entire project in just one day. It takes months or years for clutter to build up, and it won't unclutter itself in a day.

The payoff I am referring to is the psychological relief one gets from being organized. I believe it is better for your health to be organized because it creates less stress in your life. When items are easily found, you save time.

Organizing is hard work, but in the end, you will feel as if a huge burden has been lifted from your shoulders. Here are a few quick tips to help you throughout the process.

When sorting through clutter, determine how frequently you use the item. This will serve as a guide for where you place it in your home. For example, if you use something every week, you should have a home in your daily living space. If the item is something you use just 10 times a year, then it should be placed in a more long-term storage space like the garage.

After your initial sorting process, review what you have placed in the Keep pile if the pile seems excessive. Sometimes when you give an item a second look you realize that you don't need it after all.

Display mementos sparingly, rather than an entire collection of items from a certain event. Photos are also a great way to remember things like trips, parties, or holiday gatherings. The nice thing about photos is that they don't take up much space in your room and can serve double duty as decor for the walls and bookcases.

We put off the decision by saying, “I’ll just put it here.” The truth is if you went to one of those spaces right now and pulled things out, I bet you’ll find several things you didn’t even know were there. Sometimes you can put those things to use, or put them in a place where you won’t forget about them. Most of the time, you can put them in the “giveaway” or “throw-away” piles.

Creative Decluttering Tips

If you’re struggling and need guidance on how to declutter, you’ll need to get creative with your plans. Here are several interesting decluttering tips to get you started on decluttering your home:

Start with 5 minutes at a time. If you’re new to decluttering, you can slowly build momentum with just five minutes a day.

Give one item away each day. This would remove 365 items every single year from your home. If you increased this to 2 per day, you would have given away 730 items you no longer needed. Increase this number once it gets too easy.

Fill an entire trash bag. Get a trash bag and fill it as fast as you can with things you can donate at Goodwill.

Donate clothes you never wear. To identify them, simply hang all your clothes with hangers in the reverse direction. After wearing an item, face the hanger in the correct direction. Discard the clothes you never touched after a few months.

Create a decluttering checklist. It’s a lot easier to declutter when you have a visual representation of where you need to get started. You can use our decluttering checklist.

Take the 12-12-12 challenge. Locate 12 items to throw away, 12 to donate, and 12 to be returned to their proper home.

View your home as a first-time visitor. It’s easy to “forget” what your home looks like to a new visitor. Enter your home as if you’re visiting the home of a friend. Write down your first impression on how clean and organized the home is and make changes.

Take before and after photos of a small area. Choose one part of your home, like your kitchen counter, and take a photo of a small area. Quickly clean off the items in the photo and take an after photo. Once you see how your home could look, it becomes easier to start decluttering more of your home.

Get help from a friend. Have a friend or family member go through your home and suggest a handful of big items to throw away or give to someone else. If you defend the item and want to keep it, your friend has to agree with your reason. If they don’t agree, it’s time to get rid of it.

Use the Four-Box Method. Get four boxes and label them: trash, give away, keep, or relocate. Enter any room in your home and place each item into one of the following boxes. Don’t skip a single item, no matter how insignificant you may think it is. This may take days, weeks, or months, but it will help you see how many items you really own and you’ll know exactly what to do with each item.

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Today's episode hits home for me. Learn how to clean and maintain your arterial health. As you know I had a major stroke back in Oct 2021. I have learned and used the foods listed to help support my arteries. I hope this brings some help to your health. The list is below.

23 artery cleansing foods and why they help

  1. Fatty Fish

Fatty fish, including salmon, sardines, anchovies, and mackerel, are a potent source of omega-3 fats — powerfully anti-inflammatory unsaturated fats that have protective effects against vascular inflammation and atherosclerosis. Omega-3s can also reduce platelet aggregation (which reduces risk of blood clots), lower triglyceride levels, and increase levels of good HDL cholesterol, which helps counteract the plaque-depositing effects of unhealthy LDL cholesterol.

Additionally, research shows that people who eat 2+ servings of fish per week are less likely to develop atherosclerosis in their carotid arteries.

  1. Flax Seeds

‍Flax seeds are also a good source of anti-inflammatory plant-based omega-3s (alpha-linolenic acid), along with fiber, and antioxidant plant compounds called lignans. Regular flaxseed intake has been associated with decreased blood sugar and insulin levels, and improved insulin sensitivity, among overweight and obese individuals with prediabetes. And preliminary research on animals suggests that regular flax consumption can help halt the progression of atherosclerotic plaques.

Just keep in mind: Whole flax seeds aren’t fully broken down during digestion, so to reap their full benefit, opt for ground flax seeds and store them in the fridge.

  1. Berries

Blackberries, blueberries, raspberries, and strawberries pack a big punch when it comes to arterial health. These deeply hued fruits are chock-full of polyphenol compounds such as quercetin and anthocyanins, which exert powerful anti-inflammatory and antioxidant effects. Thanks to these compounds (and a nice dose of fiber), berry consumption has been linked to improvements in LDL cholesterol, blood pressure, and even blood sugar control — all of which help keep arteries clear and healthy.

Compared to other fruits like grapes, oranges, and apples (which are high in a form of sugar called fructose), berries are a particularly great choice for regular consumption because they’re low glycemic, i.e. they’re unlikely to spike blood sugar.

  1. Citrus Fruits

Citrus is jam-packed with polyphenol compounds called flavonoids. These citrus bioflavonoids have powerful antioxidant properties, meaning they scavenge free radicals that might otherwise cause oxidative stress and drive disease processes. Specifically, citrus bioflavonoids can help prevent LDL cholesterol from turning into an even more damaging, inflammatory form of cholesterol known as oxidized LDL, which is strongly associated with atherosclerosis. A study found that eating a grapefruit a day significantly reduced cholesterol and triglyceride levels in people who had just undergone coronary bypass surgery.

Lower sugar citrus foods are best. Opt for grapefruit (as long as it doesn’t interfere with any of your medications) or add a squeeze of lemon or lime to your water for a bioflavonoid boost. ‍

  1. Extra virgin olive oil

Higher intake of olive oil is associated with reduced risk of death and cardiovascular events like heart attack and stroke. What sets olive oil apart? It’s a rich source of monounsaturated fatty acids (MUFAs) and polyphenol antioxidant compounds. Research has shown that diets rich in MUFAs are associated with increased “good” HDL cholesterol and reduced “bad” LDL cholesterol; while extra virgin olive oil’s polyphenols help lower inflammation, reduce platelet aggregation, prevent LDL oxidation, and reduce blood pressure.

Olive oil also has a beneficial effect on blood sugar—according to one meta-analysis, people consuming the most olive oil had, on average, a 16% reduced risk of developing type 2 diabetes and reductions in hemoglobin A1c (HbA1C), an measure of average blood glucose over several months.

  1. Avocado

Avocados deliver a one-two punch for cleaning out your arteries. Like olive oil, avocados contain loads of blood sugar-stabilizing, cholesterol-optimizing MUFAs. But they’re also a surprisingly great source of fiber, clocking in at about 6.5 grams per half avocado. A recent study also found that eating one avocado per day is associated with reductions in LDL cholesterol.

While some people are wary of eating avocados because they also contain some saturated fat, you don’t have to worry about that, says Dr. Brewer. Although saturated fat intake may increase LDL cholesterol, it typically only increases the larger, “bouncier” LDL particles that are less likely to stick to artery walls and cause damage than small, dense LDL particles. Additionally, most recent research has found no beneficial cardiovascular effects of reducing saturated fat intake.

  1. Legumes

If you tend to eat a lot of grain-based side dishes, consider swapping them for legumes (beans, peas, chickpeas, lentils). These pack a hefty dose of fiber, including soluble fiber, which can help prevent atherosclerosis by lowering LDL cholesterol. Even one serving of beans per day has been associated with significantly reduced LDL. Legumes have also been linked to reductions in blood pressure and chronic inflammation, both of which are contributors to atherosclerosis and blood vessel damage.

According to the American Diabetes Association, beans are relatively low on the glycemic index, which means they’re unlikely to spike blood sugar even though they contain some carbohydrates. However, Dr Brewer warns that, among certain individuals, legumes may elevate blood sugar. He advises many of his patients to ‘eat to the meter’ (glucose meter), especially with lentils, as these can be particularly problematic for prediabetics. Pairing legumes with a source of fat and/or protein can curb their blood sugar spiking potential.

  1. Tomatoes

Tomatoes, especially cooked tomatoes and tomato sauce are a great source of lycopene — a powerful plant compound responsible for tomatoes’ red color, and which has been associated with increased “good” HDL cholesterol. In one study, people eating a diet rich in lycopene from tomato products were 17-26% less likely to develop heart disease; and in another study, higher blood levels of lycopene were associated with lower risk of stroke. Pro tip: Fat increases your body’s absorption of lycopene, so add a glug of olive oil to that pasta sauce.

  1. Allium Vegetables

Higher intake of allium veggies (and cruciferous veggies, which we’ll cover below) has actually been associated with a reduced risk of death from atherosclerotic vascular disease. Allium veggies like garlic, onions, leeks, chives, scallions, and shallots are all rich in organosulfur compounds, which, according to several studies, may help reduce blood pressure, cholesterol, inflammation, and platelet clumping — all of which are great for keeping arteries free and clear.

  1. Cruciferous Vegetables

Like allium vegetables, cruciferous vegetables (think: broccoli, cauliflower, brussels sprouts, arugula, cabbage) also contain organosulfur compounds and may reduce your risk of death from atherosclerosis. And further research has found that consuming all vegetables, especially cruciferous vegetables, is associated with thinner, healthier carotid artery walls (thick artery walls, on the other hand, are a marker of atherosclerosis). Cruciferous veggies also contain blood sugar-stabilizing, cholesterol-lowering fiber.

  1. Walnuts

Nuts are a good source of protein, fiber, and healthy fats, and regular nut consumption has been associated with a reduced risk of overall cardiovascular disease and coronary heart disease, which occurs when plaque buildup restricts blood flow to the heart. Of all nuts, walnuts contain the highest levels of heart-healthy, plant-based omega-3s. In an impressive animal study, consuming walnuts as part of a high-fat diet resulted in a 55% reduction in atherosclerotic plaque development compared to control diets.

  1. Beets

Red, golden, and rainbow beets may be controversial in the flavor department — with a notable earthiness — but there’s no question they’re good for supporting healthy blood flow. Beets and beetroot juice are some of the best sources of beneficial dietary nitrates, which are converted to nitric oxide (NO) in the bloodstream. NO relaxes and widens blood vessels, which lowers blood pressure and helps prevent damage to artery walls that could make them more vulnerable to narrowing and plaque buildup. To mellow beets' earthy flavor, try roasting them with olive oil or toss them into a smoothie.

  1. Spinach

Like beets, spinach and other dark leafy greens are a good source of dietary nitrates, which support supple, free-flowing blood vessels and arteries by boosting NO production. Additionally, leafy greens contain fiber and a range of micronutrients, including folate. Folate plays a key role in cardiovascular health by lowering levels of the amino acid homocysteine. High blood levels of homocysteine are a known risk factor for atherosclerosis, as they can damage the lining of blood vessels and increase arterial plaque buildup.

  1. Dark chocolate

Dark chocolate is a potent source of polyphenol compounds, specifically cocoa flavanols, which have been shown to help lower blood pressure and improve blood flow (by boosting nitric oxide production), lower inflammation, and prevent blood clots. Some research even suggests that cocoa flavanols help recruit our body’s own stem cells (specifically, endothelial progenitor cells) to help repair damaged blood vessels and grow new ones — which is key for preventing and reversing the vascular damage that can clog arteries and lead to heart disease.

Opt for a low to no-sugar dark chocolate that’s 70% cocoa or higher (or use unsweetened cocoa powder in a smoothie) and consider pairing it with some walnuts to keep blood sugar levels stable.

  1. Spices

Flavorful herbs and spices are often potent sources of beneficial compounds that can benefit the heart and arteries — even cinnamon, which you probably have in your pantry already. Research suggests that cinnamon intake may be associated with reduced levels of HbA1C and blood pressure among patients with type 2 diabetes. Meaning, this spice could help counter the negative effects of insulin resistance that contribute to atherosclerosis

Cinnamaldehyde, an organic compound in cinnamon, has also been shown to have anticoagulant properties that may help curb risk of blood clots; and preliminary research suggests that cinnamon inhibits the atherosclerosis process in animals with high cholesterol.

Some other spices that show promise in curbing various atherosclerosis risk factors include ginger, turmeric, and garlic.

  1. Green Tea

You can sip your way to clear, healthy arteries, too. In one meta-analysis, researchers calculated that each daily cup of green tea corresponded to a 5% lower risk of death caused by cardiovascular disease. And, in another study, green tea consumption was associated with a decrease in vascular cell adhesion molecules, which are proteins released in response to inflammation that cause cells to stick to surroundings and each other — meaning, they can be a big contributor to clogged arteries. The magic lies with green tea’s polyphenol compounds called catechins, which have powerful antioxidant and anti-inflammatory effects.

  1. Asparagus

Asparagus is one of the best foods to cleanse your arteries. Full of fiber and minerals, it helps lower blood pressure and prevent blood clots that can lead to serious cardiovascular illness. It works within the veins and arteries to alleviate inflammation that may have accumulated over time. It boosts the body’s production of glutathione, an antioxidant that fights inflammation and prevents damaging oxidation that causes clogged or blocked arteries. It also contains alpha-linoleic acid and folic acid, which prevent hardening of the arteries.

There are many great recipes for asparagus. Steam it, roast it, grill it and even eat it raw in salads.

  1. Avocado

Avocado helps reduce the “bad” cholesterol and increase the “good cholesterol” that helps to clear the arteries. It also contains vitamin E, which prevents cholesterol oxidation, as well as potassium, which is known to lower blood pressure. Avocados are a delicious replacement for mayo on a sandwich, or as a salad topping, and of course, in guacamole.

  1. Broccoli

Broccoli can prevent artery clogging because it is loaded with vitamin K, which prevents calcium from damaging the arteries. Broccoli also prevents cholesterol oxidation and is full of fiber, which lowers blood pressure and reduces stress. Stress can lead to tearing and plaque build-up of arterial walls. These little trees also contain sulforaphane, which helps the body use protein to prevent plaque build-up in the arteries.

It is recommended to have two to three servings of broccoli per week for the maximum benefits. Broccoli is another versatile vegetable—it tastes great grilled, roasted or steamed and is a great side dish.

  1. Watermelon

This summertime favorite is a great natural source of the amino acid L-citrulline, which boosts nitric oxide production in the body. Nitric oxide causes the arteries to relax, decreases inflammation and can help lower blood pressure. Watermelon also helps to modify blood lipids and lowers belly fat accumulation. Less fat in the abdominal area lowers the risk of heart disease.

  1. Turmeric

The main component of this spice is curcumin, which is a power anti-inflammatory. Inflammation is a major cause of arteriosclerosis, or the hardening of the arteries. Turmeric also reduces the damage to arterial walls, which can cause blood clots and plaque build up. Turmeric also contains vitamin B6, which helps to maintain healthy levels of homocysteine, which can cause plaque buildup and blood vessel damage in excess amounts.

Turmeric can be an ingredient in many dishes, both sweet and savory. One way to get your daily dose is by drinking a glass of warm turmeric milk daily. If you’ve never cooked with it before, now’s the time to get creative for your health!

  1. Spinach

This dark, leafy green is filled with potassium, folate and fiber, which helps lower blood pressure and prevents artery blockage. One serving per day helps lower homocysteine levels, a risk factor for heart diseases such as atherosclerosis.

It doesn’t matter if you eat it raw or cooked, the benefits are the same. So try it in salads, smoothies and even on your omelet.

  1. Whole Grains

Whole grains contain soluble fiber, which binds to the excess LDL cholesterol in your digestive tract and removes it from your body. Whole grains also contain magnesium, which dilates blood vessels and keeps your blood pressure at regular levels.

The AHA recommends at least six daily servings of whole grains, so trade your carbs for whole-grain alternatives like whole-grain breads, whole wheat pastas, brown rice, quinoa, barley and oatmeal to improve cholesterol levels and keep your arteries clear.

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In This episode, I talk about different schemes that have been popping up over the years and how to become rich.

Speed doesn’t win races, consistency does.

There are all kinds of get-rich-quick sachems out there

Nothing down real estate

Robert Allen wrote the book Nothing down filed chapter 11.

For the first 200 years of America, you got rich by hard work, you grew your crops, and became wealthy.

then the gold rush hit. In 1848 James marshal was working for Jim Sutter, was building a windmill, in the river he saw something shiny.

Word got out and the California gold rush hit.

Then on the sean comes Charls Ponzi

You take money from investors and then give that money to the older investors to make it look like they’re getting a return on their investment. So they put in more money into the investments. It is a pyramid scheme that crashes.

In the 1920s, His original scheme was based on the legitimate arbitrage of international reply coupons for postage stamps, but he soon began diverting new investors' money to make payments to earlier investors and to himself. Unlike earlier similar schemes, Ponzi's gained considerable press coverage both within the United States and internationally both while it was being perpetrated and after it collapsed – this notoriety eventually led to the type of scheme being named after him.

1980s Airplane scheme

The airplane game, also known as the Plane Game, was a style of pyramid scheme in the 1980s first active in North America and then in Western Europe.

Affiliate marketing

Low Content books

Selling used books on amazon

Cryptocurrency

Online real estate

How to truly get rich

Baby Steps

Sell online

Investments

Get out of debt

Slow and boring

The best book to read to become rich is The Tortes and the Hair.

Most Millionaires drive a 2-year-old Honda civic.

Buy quality things. Don’t go cheap. Will it last?

Look for discounts, deals and sales.

Quality spending, goto dollar general instead of gas stations. Goto Aldie instead of Krogers.

Do a budget

Don’t rush it, no shortcuts. Change your outlook on life.

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The drama of any kind is not good. In this episode, I will lay out some strategies to overcome your feelings about it.

With the holidays coming you need to put up your boundaries and work to live a better life. I know drama is hard to deal with but hopefully this will help you.

Here are some tips

  1. Assess your relationships. What kind of people are you attracted to and who do you draw into your life? Are there several people in your circle that need a lot of attention, or maybe it’s just one person? The point is to minimize people who bring drama to your life. For starters, look for people who are easy to be around, who are not demanding, and who have a positive outlook on life. Look for people who share themselves with you and who are there for you just as much as you’re there for them.

There may be times when someone really needs your time and support because their life has turned upside down and they’re counting on you to help them in a tough time. Being a caring friend includes those times when you may have to extend yourself, spend more time, and give more attention. That’s not drama; that’s being a good friend.

 **2. Consider how you interact with other people.**  Be fully present. Learn to listen and observe before you jump in, especially if the interaction or conversation becomes reactive and emotional. If someone is being overly dramatic, step back and distance yourself. That could be emotionally and psychologically, or physically if need be. Don’t offer advice or solutions, especially if you haven’t been asked. Downplay the drama and try to change the course of the conversation to something more neutral.    If someone gets angry with you for not playing along with their drama you need to be upfront and honest about how you feel. You also need to tell them how much you’re willing to do for the relationship. If that’s not good enough for them, so be it. Step away from the relationship if someone can’t accept how you feel and insist that you continue to support them in a one-sided, often dramatic and stressful relationship.
  1. Focus on your own life. Your own life should be most important to you. It’s essential for your own well-being and growth to take care of your own business first and foremost. The more you do that, the less time you have to care about other people’s business.

Some of us believe that being a good human means that you need to sacrifice your time and effort in order to help others. That’s true to some degree—it’s important to care for other people and what happens to them. But never at the expense of yourself and your own well-being.

When you allow yourself to become deeply involved in other people’s drama, you may ultimately suffer. Sometimes what happens is that you end up caring more for others and what happens to them than they do for themselves. It’s not your responsibility to fix or solve other’s problems.

  1. Boundaries, boundaries, boundaries. Creating boundaries allows you to maintain control of how you relate to others. Gaining clarity about what you will do and what you won’t do helps you hold your ground and prevents you from being coaxed into entering into other people’s intrigues and dramas. Establishing boundaries sends the signal to others that you have your limits about how involved you are likely to become. When you set boundaries you are better able to distance yourself from others, less likely to engage in their issues and attach to their outcome.

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In this episode, I talk about selling online and some of the things you will run into. Selling online can be a great way to clean out your house and make a lot of money doing so.

Selling online

Why to sell online

Create a creative outlet. If you are an artist or a creator of any kind and you have a product to sell.

It allows you to clean out the clutter. It allows you to clean out that closet.

Create a way to make money to get out of debt.

what to expect

Not a get rich quick scheme.

More work than it sounds like.

inconsistent income.

You are 100% responsible for your business and your customer interactions.

It is a lot more work than what it seems, but it can be worth it in the long run.

People ask a lot of questions and a lot of them either do not make sense or would be considered dumb questions.

Pain for E Commerce websites transaction fees shipping cost.

safety

Big priority

do not recommend having people come to your house but sometimes you have to. My way is to tell them I need a specific time so I can put the dogs at the neighbor’s house.

meet people at safe places such as a police substation

bring someone along or let someone know where you're going to be.

If you deliver for a delivery fee and you want to post how much it cost for a certain distance use an address that is close by you such as a Home Depot but explain in the description that is not your address it's just for reference.

What to sell

anything you want to. What is your hobby? What do you like collecting?

pricing and taxes

This is a hard thing to think about but I usually price things three times what I paid for them as a minimum thought.

You can also look up things that are you're selling and price them comparable to what other people are selling them for.

On most things if you sell at a website taxes are included but definitely check your state or local tax laws. I know that when I was selling my photographs online or my photo service, I paid the taxes.

where to sell and where to buy

Here's the big one where to sell you could sell anywhere such as Facebook marketplace Pinterest Etsy and if you look online there are a ton of places to sell items. Such as poshmark. the real real, Walmart Fulfillment Services, amazon .

Dealing with rude people

this is going to happen you'll just have to get used to it you'll have to get a thick skin. Unfortunately, you can't be rude back but you can be stern.

People are going to try to lowball you very often. they're always going to try to get an unbelievable deal. What I do is I tell people that this is a quality product at what I think is a fair price.

You're going to get people that give you bad reviews and unfortunately, we're just going to have to deal with that but the positives will always overtake the negatives.

no guarantees bye as is.

Although people understand that they're buying used or even new things online there are no guarantees, and you have to state that in your ad. The problem is you will get people that say that it's not what they ordered or not what they thought it was going to be you just have to be really straightforward with your description. If there's a flaw put it right in the ad, make sure you do not hide anything and if they don't like it someone else can buy it.

Here is the show outline

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In this episode, I go over a very interesting phenomenon. by studying monkeys we can see how our lives are all connected. I think you will like what you hear.

Hundredth monkey effect

The hundredth monkey effect is a phenomenon in which a new behavior or idea is spread rapidly by unexplained means from one group to all related groups once a critical number of members of one group exhibit the new behavior or acknowledge the new idea. The behavior was said to propagate even to groups that are physically separated and have no apparent means of communicating with each other.

Since it was first popularized, the effect has been discredited in many cases of research. One of the primary factors in the spread of this concept is that many authors quote secondary, tertiary, or post-tertiary sources that have themselves misrepresented the original observations.

Watson (1970s)

Between 1952 and 1953, primatologists conducted a behavioral study of a troop of Macaca fuscata (Japanese monkeys) on the island of Kōjima. The researchers would supply these troops with such foods as sweet potatoes and wheat in open areas, often on beaches.[1] An unanticipated byproduct of the study was that the scientists witnessed several innovative evolutionary behavioral changes by the troop, two of which were orchestrated by one young female, and the others by her sibling or contemporaries. The account of only one of these behavioral changes spread into a phenomenon (i.e., the 'hundredth monkey effect'), which Watson would then loosely publish as a story.

According to Watson, the scientists observed that some of the monkeys learned to wash sweet potatoes, initially through an 18-month-old female member (named "Imo" by the researchers) of the troop in 1953. Imo discovered that sand and grit could be removed from the potatoes by washing them in a stream or in the ocean. Gradually, this new potato-washing habit spread through the troop—in the usual fashion, through observation and repetition. (Unlike most food customs, this behavior was learned by the older generation of monkeys from younger ones.).

This behavior spread up until 1958, according to Watson, when a sort of group consciousness had suddenly developed among the monkeys, as a result of one last monkey learning potato washing by conventional means (rather than the one-monkey-at-a-time method prior). Watson concluded that the researchers observed that, once a critical number of monkeys was reached—i.e., the hundredth monkey—this previously learned behavior instantly spread across the water to monkeys on nearby islands.

Watson first published the story in a foreword to Lawrence Blair's Rhythms of Vision (1975); the story then spread with the appearance of Watson's 1979 book Lifetide: The Biology of the Unconscious.

Original research (1950s)

The original Koshima research was undertaken by a team of scientists as a secondary consequence of 1948 research on semi-wild monkeys in Japan. The Koshima troop was identified as segregated from other monkeys and, from 1950, used as a closed study group to observe wild Japanese macaque behavior. While studying the group, the team would drop sweet potatoes and wheat on the beach and observe the troop's behavior. In 1954, a paper was published indicating the first observances of one monkey, Imo, washing her sweet potatoes in the water.

Her changed behavior led to several feeding behavior changes over the course of the next few years, all of which was of great benefit in understanding the process of teaching and learning in animal behavior. A brief account of the behavioral changes can be seen below:

The young first teach their contemporaries and immediate family, who all benefit from the new behavior and teach it to their contemporaries.

If the parents or their contemporaries (or their parents) are too old, they do not adopt the behavior.

Once the initial group have children, a change occurs in the dynamic of the behavior from teaching previous and current generations, to a new dynamic where the next generation learns by observation. The behavior is no longer actively taught but passively observed and mimicked.

The first innovator continues to innovate. The young monkey who started potato washing also learned how to sift wheat grains out of the sand by throwing handfuls of sand and wheat into the water, then catching the wheat that floated to the top. This invention was also copied using the above teaching and learning process until there were too many monkeys on the island with too little wheat apportioned, which is when competition became too fierce and the stronger monkeys would steal the collected wheat from the weaker ones, so they stopped the learned behavior in self-preservation.

The innovator’s sibling started another innovation whereas the monkeys were initially fearful of the ocean, only deigning to put their hands and feet into it, the wheat-straining innovation led to monkeys submerging more of their bodies in the water, or play-splashing in the ocean. This behavior was again copied using the above teaching and learning processes.

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In this episode, I go over my 10 tips for a better life. There are simple things you can do to enhance your day and life.

10 tips to a better life.

  1. Write down what motivates you.

Putting your motivation on paper reinforces your beliefs that you can achieve your goals. Plus, you are committing yourself to them.

  1. Take 5 min and write down what is blocking you and at least 3 steps to eliminate that block.

Write down your year-end goal. Your 6-month goal. Your month-end goal.

What are the 3 things you can do now to start getting there?

Break down your goals into manageable chunks.

You will get more enjoyment in your journey to your end goal. 100 wins are better them one. And you stimulate your brain to a positive life.

  1. Daydream about how you feel when you have done it.

Sit with your eyes closed and daydream that you have done it. Daydream that you are 5 minutes after you accomplished it. Wow, what a feeling. Your brain does not know what is real and what is memory. If you put into your self-conscience that you have finished that goal and look at how you will feel when it's done you have a 90% chance you will get it done.

  1. Surround yourself with the people you want to become.

Positive people. Avoid negative people as if their zombies trying to eat your brain because they are. I have worked in a factory setting basically my whole working life. Factories are notorious for negative thinking people. Do not let your coworkers eat your brain.

  1. Dress for a positive lifestyle.

It is said, “dress for success” and it's true. How you look affects how you feel. Look around you. How many successful people do you see wearing pajama pants and an “I got married at Walmart” wife beater tee shirt? It is very self-fulfilling to clean up and get dressed up nicely and get out into the world. You hold your head higher and you attract those positive feelings and people. You command a presence over others that shows that you’re in control of your life. Even if you just getting started on your goal-setting journey.

  1. Start your day with the worst thing on your “to do” list.

Now, this may sound counterproductive to starting your day on a positive note, but you get the more mundane out of the way and continue with things that will fill your day with accomplishments.

  1. Use time, don’t waste it.

You have seen the motto “just do it” this applies to time also. How many times have you done a task and realized it only took 2 minutes to do? If you procrastinate a two-minute task takes hours. Learn to just knock things out. It's easier than you think. There are time management techniques out there, but I have found the motto of Just Do It the best.

  1. Eliminate distractions.

Turn off Facebook, email, and message notifications. Put your ringer on silent. Do the things that take you away from your goal-setting task. If you need some outside stimulus put on some music. I have music playing when I'm doing things. I play upbeat or fast music.

Wrangle your mind, if you start wandering off task, stop and put that at the bottom of the “mental” list. And get back into the task you’re doing. This is a common thing we all do. But most don’t stop, they end up going down the wrong path. You will train your brain to stay on task. Don’t follow the squirrel. Stay on the path.

  1. Turn off the screen at least one hour before bed.

Ingrained in all humans is the fact that when it gets dark, it's time to sleep. Your natural circadian rhythm relies on melatonin to fall asleep. When light is going into your eyes in a way your screen does. Your brain does not get the signal that it is time to sleep. The chemicals in your brain fail to send the proper signals to sleep and deep, good sleep does not come in for a few hours after you fall asleep.

  1. Before you go to sleep think of one good positive thing you did today and smile.

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In this episode, I talk about the 12 top-rated foods that will boost your energy. They are.

  1. GREEK YOGURT

There’s more protein in Greek yogurt than other kinds of yogurt, and protein is key for optimal energy. While carbs might be a sensible source of energy to consume the night before a race, it’s smart to focus on upping your protein intake while going through training and eating a protein-heavy breakfast the morning of your Tough Mudder.

  1. BANANAS

Bananas are known for being sweet, but don’t overlook one really sweet benefit of eating them: you’ll get a boost of potassium. Bananas are an excellent food for replenishing electrolytes, which are crucial for feeling powerful throughout training or a race.

  1. SWEET POTATOES

Similar to bananas, sweet potatoes are high in potassium, so they’re a strong source of natural electrolytes. The other mega benefit of consuming sweet potatoes? Your body will thank you for the sustainable complex carbohydrates, which release energy into the body slowly over time.

  1. MINT

Keep your cool while training or racing and add some mint to your water or chew on it during conditioning. You will be shocked at how instantly refreshed you’ll feel. It might sound unconventional, but when athletes start using mint it becomes an instant game-changer.

  1. ORANGES

Don’t forget about vitamin C while training! Often underestimated when it comes to fitness, vitamin C is essential for healthy collagen production (think: joint lubrication) and for the growth and repair of tissues throughout the body. Oranges also contain potassium, so you’ll replenish electrolytes, which are necessary for feeling energized.

  1. WHOLE GRAINS

If you swap your sub roll for whole grain bread or your white spaghetti for whole wheat penne, your body will feel entirely different in the best way. When whole grains (remember those complex carbs?) are digested, energy is released slowly into the body and you’ll feel more sustained. Refined grains (like white flour foods) release energy quickly into the body, and that can lead to feeling lethargic shortly after.

  1. QUINOA (keen waa)

This grain is nature’s complete source of protein, containing all eight amino acids. Quinoa also contains lysine which is essential for tissue repair and iron which promotes healthy blood. It also has way more fiber than other grains, which makes sense since this was the ancient food of the Inca warriors. Quinoa will distribute energy to the body over time, versus in a rush, so it’s a sustainable form of fuel in the days leading up to a Tough Mudder.

  1. SEEDS

Eat like a bird to perform like a lion. Stick to snacking on chia, sunflower, and pumpkin seeds for an extra boost of protein and a serving of healthy heart-protective fats. The low-carb/ high-protein makeup of these seeds will keep your body’s energy levels stable, and you’ll be better able to avoid feeling jittery or experiencing a spike or drop in blood sugar.

  1. EGGS

Rich in protein and B-vitamins—which are essential for a healthy metabolism and energy function—eggs will not let you down while getting ready for a Tough Mudder. Hard boil them in advance for an easy snack, or cook them up on Sunday morning however you like. In general, it’s okay to eat a few each day (yes, even with the yolk) if you’re staying active.

  1. SPINACH

Eat it raw or cook it up during your meal prep session at the start of the week. Popeye really was the perfect character to associate with spinach. This superfood is high in iron and potassium, vitamins A and C, fiber, and phytonutrients that will keep your energy levels high. Add a few handfuls into a blender with some fresh apple slices and ice for a quick greens-packed smoothie.

  1. SALMON

Grill up some vitamin B-rich salmon for a seriously delicious addition to your menu of energy-boosting foods. This hearty fish contains plenty of omega-3 fatty acids to benefit your cardiovascular health, but the protein content alone will keep your body feeling on par.

  1. COCONUT WATER

Sip on this natural energy booster the day of the race. Coconut water contains sodium, potassium, calcium, magnesium, and phosphorus—which are five major electrolytes. You’ll take feeling refreshed to a new level.

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In this episode, I talk about stress and how it affects your body.

Stress isn’t always a bad thing; it can be handy for a burst of extra energy and focus, like when you’re playing a competitive sport or have to speak in public. But when it’s continuous, it actually begins to change your brain. Madhumita Murgia shows how chronic stress can affect brain size, its structure, and how it functions, right down to the level of your genes.

Stress is a feeling that people have when they are struggling to cope with challenges related to finances, work, relationships, environment, and other situations. Moreover, stress is felt when an individual perceives a real or imagined challenge or threat to their well-being. People often use the word stress interchangeably with anxiety, feeling anxious, fearful, nervous, overwhelmed, panic, or stressed out.

Stress is the body’s natural defense against real or imagined danger. It flushes the body with hormones to prepare systems to evade or confront danger. This is known as the “fight-or-flight or freeze” response.

The body is an intelligent operating system, but the body can not determine the difference between the life-threatening external threats from imagined or perceived non-life-threatening stressors. The body reacts the same either way. The body produces significantly greater quantities of the chemicals cortisol, adrenaline, and noradrenaline. The Neurobiology of stress is a complex operating mechanism.

According to American Psychological Association (APA), there are 3 different types of stress — acute stress, episodic acute stress, and chronic stress. The 3 types of stress each have their own characteristics, symptoms, duration, and treatment approaches.

Stress management can be complicated because each of the 3 different types of stress can present as single, repeated, complicated, or chronic. Therefore, they require different levels of treatment interventions, management, and psychological treatment modalities due to the nature of the person’s environment, lifestyle, developmental history, coping resources, and personality.

You can find many ways to beat stress. you can go to Youtube and find relaxation videos. You can make a Zen garden, You can walk in the woods. Anything you can do to get out of stress. If you would like some help lets talk. I have a sale going on, on Etsy, the link is above.

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In this episode, I talk about something you may not have heard about. It is Lucid Dreaming. This is a technique for controlling your dreams and learning new things. I know this might seem strange but it works.

During lucid dreams, the sleeper is aware a dream is taking place1 but will not leave the dream state. Some further define these phenomena as dreams in which the sleeper can exercise control over different aspects of their environment, though studies have found this is not always the case, and that certain people are more predisposed to “lucid dream control” than others.

Surveys show that roughly 55% of adults have experienced at least one lucid dream during their lifetime, and 23% of people experience lucid dreams at least once per month. Some research has pointed to potential benefits of lucid dreamings, such as treatment for nightmares. However, other studies argue lucid dreams may have a negative impact on mental health because they can disturb sleep and cause dreamers to blur the lines between reality and fantasy.

How Do Lucid Dreams Work?

Lucid dreaming has been studied extensively, but much is still unknown about the phenomenon. Some researchers believe activity in the prefrontal cortex of the brain2 is related to the development of lucid dreams. During non-lucid dreams, people are cognizant of objects and events within the dream state, but they are not aware of the dream itself and cannot distinguish being asleep from being awake. This has been attributed in part to lower levels of cortical activity.

Lucid dreams are different because sleepers are aware they are dreaming and, in some cases, can exert control over their surroundings. Some studies have linked these characteristics to elevated cortical activity. In sleepers who have been observed during lucid dream studies, prefrontal cortex activity levels while they are engaged in lucid dreaming are comparable to levels when they are awake. For this reason, lucid dreaming may be referred to as a “hybrid sleep-wake state.”

While normal dreams can occur during different stages of the sleep cycle, studies have shown most lucid dreaming takes place during rapid eye movement (REM) sleep. REM sleep constitutes the fourth and final stage of a normal sleep cycle; the first three stages consist of non-rapid eye movement (NREM) sleep. The general consensus among researchers today is that lucid dreams originate from non-lucid dreams3 during the REM sleep stage. In this sense, lucidity is an aspect of dreams that can be triggered using different means.

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In this episode, I talk about Dave Ramsey's term Gazelle Intense.

What is it?

That Spice, passion, drive Desire, obsession, for a better life. The feeling. It’s an attitude.

As you know Dave is very religious. And although you may not be this will still help you in your debt journey. So dave tells that, In the Bible, Proverbs 6:1–7 says, "If you've signed surety, my son, do this. Give no sleep to your eyelids, no slumber to your eyes, and deliver yourself like a gazelle from the hand of the hunter, a bird from the hand of the fowler.

Surety, Meaning - money given to support an undertaking that someone will perform a duty, pay their debts, etc.; a guarantee.

Gazelles? Then he turned on the TV and on the tv was a show about gazelles. And they're not filming just for the fun of watching Gazelles. They showed the Cheetah ready to strike. The cheetah is the fasted land animal on earth. It can run 0-47 MPH in 4 leaps. How do you get out of debt (or any other mess you are in) you got to RUN RUN RUN

Tell yourself Damit I am doing it. I am not living this way anymore. This is the last day I will be a slave to the debt (or whatever you are sick and tired of)

Do you want to be in the same place you are today, one or two years from now? Keep doing what you’re doing, and you will be. You need to make the change NOW.

I know you can do it. It will be hard but I know if you stick to your plan and are Gazell Intence you will overcome any obstacle you are faced with. We are all in thins together. We can motivate each other. Do the baby steps, do your meditations, and change your life.

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In this episode, I talk about the inspiration I have from a video I watched right after recording last week's show. Taylor Sowers has inspired so many people through his ongoing transformation. Just like in life it's one step at a time. Webster's dictionary defines Inspiration as, the process of being mentally stimulated to do or feel something, especially to do something creative. I say it's something that makes you think, laugh, cry, and get motivated to do your best. I wasn't planning on doing a recording today until I saw his video and said to myself I have to do it. I have to tell everyone his story. So I contacted him and asked if I could. and thankfully he says yes. So I hope you like the show. I am still moved by his story and his determination to do better. I also talk about Amanda Tennis She is an inspiration to me also. She is getting into shape and making waves in the world. Both are doing DDPY. This Combines Yoga, Calisthenics & Dynamic Resistance to Improve Overall Health & well-being. DDPY is a Revolutionary Fitness Program that Anyone Can Do Anywhere, Anytime. I am doing it and love it. It can be hard but definitely worth it. I recommend this to everyone. It doesn't matter what level of movement you are at there is an exercise for you. I am still doing the 2.0 which is the second up from the easiest exercises. It's kicking my butt and I'm loving it. And I know you will too. Check it out on youtube and online. It's like $40 for 3 months but well worth it.

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In this episode, I talk about getting yourself motivated to change your life. I talk about my new book and how it helps you achieve your goals.

Every thought, every word, you create says what you are choosing right here right now is creating your future. Notice what you are thinking at this point, do you want this thought to be creating your future? Is it negative or positive just notice? What is going on inside of us may or creating illness totally out of touch with what is going on in our minds and in our bodies, we only notice our bodies when we become ill or in pain? If we do not know what is going on inside of us how can we ever change no matter what the problem ever dealing with this thought all our experiences are just outer effects of our inner dialogue. Even self-hatred is the only thought you had about yourself. You may have a thought that says I'm a bad person. This thought produces the feeling as true, however, if you eliminate the thought, you won't have the feeling. Thoughts can be changed. The thought and the feeling must go, believe it or not, we do think the same thought over and over. So often that it does not seem that we are choosing the thought, but we did make the original choice. I think you have refused to think a positive thought about yourself well you can also refuse to think negative thoughts about yourself. Start by doing affirmations. Making positive statements about your life that are positive and you do them deliberately. Do them in the morning. This will jumpstart your day and your life. There's something very powerful. It's amazing how it works, if you do a good general positive statement the universe will figure out how to manifest what you want in life. Remember that first thoughts of the day are the most important thoughts you will have all day.

Doing the steps in the book will set you on the path to a new life.

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In this episode, I go over some things about credit cards.

The truth about credit cards

Credit cards are the number one marketed product behind insurance.

Buying on credit is a relatively new thing.

Some statistics.

78% never pay their balance each month

the average interest rate is 18 to 26%

the average amount of credit cards one person owns is 6

average debt stands at $6,270.

Americans owe almost one trillion. across almost 506 million card accounts. Below, you'll find some of the most prominent trends that emerged.

The average amount of debt by generation in 2020:

Gen Z (ages 18 to 23): $16,043

Millennials (ages 24 to 39): $87,448

Gen X (ages 40 to 55): $140,643

Baby boomers (ages 56 to 74): $97,290

Silent generation (ages 75 and above): $41,281

Chris Hogan talked about the 2 big credit card bills

One $75.000

And the other $200.000

And how do we tackle this amount of debt? One step at a time

I pay off my card every month so I can get the miles. Studies have shown that people with that focus spend, 12% more so they can get more points. Studies have also proved that 90% of the airline miles are never redeemed.

Then the flights you can you it on are horrible. I don't know of any millionaire that said they made all their money with their points

most people say they have credit cards for the points and pay them off every month

I had a credit card in 1984 that I used to buy a motorcycle for $1500. It took me at least 10 years to pay it off. Every time I would make a payment and make extra on that payment, they would raise the interest rate to match the extra amount paid so it took years to pay off the credit card.

Using credit cards does not elicit a pain response in the brain to where using cash does.

You don’t feel like you’re giving the cashier anything. With cash you give them the cash and you get the product. With credit you give them the card, or just insert it. And you get that card back. It doesn’t feel like you gave up anything. You need to feel cash. You need to have the sense of loose when you pay with cash. When you go-to McDonalds or anywhere else, you tend to spend more money because its so easy to pay with a card.

The ease-of-use results in a UN realistic sense of the actual amount you are paying.

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In this episode, I go into the fun times of dealing with credit collectors. I talk about the Fair Debt Collection Act. And how to talk to collectors.

The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended) is a consumer protection amendment, establishing legal protection from abusive debt collection practices to the Consumer Credit Protection Act, as Title VIII of that Act. The statute's stated purposes are to eliminate abusive practices in the collection of consumer debts, to promote fair debt collection, and to provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the information's accuracy. The Act creates guidelines under which debt collectors may conduct business, defines the rights of consumers involved with debt collectors, and prescribes penalties and remedies for violations of the Act. It is sometimes used in conjunction with the Fair Credit Reporting Act.

Debt Collectors can be some of the most disrespectful people you will ever deal with. But it doesn't have to be that way. Remember you are in control. You have the rite to be talked to like a civilized adult. There are things you need to do as the person who owes the bell. You can work out payments or pay the debt off (if you have the money). I also talk a little about credit cards and how you really need to be careful with them. No, I definitely recommend you never use them but you still have to know what to look out for. So I shape you get some great information from this week's show. Remember there is a lot more to this but it is some good information to start with.

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Book of the week By Dave Ramsey

In this episode, we have a very special guest, Jennifer Shortridge.

Jennifer is an entrepreneur, podcast host, author of several books, life coach, and professional reseller. Jennifer joins us to talk about reselling through the website called Poshmark.

Poshmark is a social commerce marketplace where users in the US, Canada, Australia, and India can buy and sell new and secondhand fashion, home goods, and electronics for women, men, kids, pets, and more. The platform has over 80 million users, with over 200M available listings. As of December 31, 2021, the marketplace has a GMV of $1.8 billion. The company is headquartered in Redwood City, California, with offices in Vancouver, Canada, Melbourne, Australia, and Chennai, India.

Jennifer discusses the steps it takes to make money online through retail sites. Step by step, Jennifer will break down the ins and outs of making large amounts of money while selling things out of your closet.

It is true that you can make significant amounts of money by selling things you already have in your house. As we say in the show we recommend that you start by selling things out of your house, and then moving on to sourcing items from other locations. It is a good practice to study the market and see what is selling before you actually buy the items. Or you can look it up on the Poshmark website to see how the item is selling.

If you are interested in a life coaching session with Joe Shortridge please contact him at joe@joeshortridge.com.

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Depression among adults in the United States tripled in the early 2020 months of the global coronavirus pandemic—jumping from 8.5 percent before the pandemic to a staggering 27.8 percent. This is affecting all of us and it's time to Kick Depression in the ass.

In this episode, I help with tips and some foods that help reduce depression.

The world, the people your around, your debt, mental or physical abuse, Illness or pain

A lot of people don’t even know there in depression.

Depression will also cause you to slip into debt, gain weight, lose weight, lose friends, and things like your house or apartment become unlivable.

Most common signs of depression

Persistent depressed (low) mood. It's natural to feel down from time to time. ...

Loss of interest in things you once enjoyed. Sometimes we lose interest in things we used to love. ...

Feelings of worthlessness. ...

Poor concentration. ...

persistent sad, anxious, or "empty" mood

feelings of hopelessness, pessimism

feelings of guilt, worthlessness, helplessness

loss of interest or pleasure in hobbies and activities that were once enjoyed, including sex

decreased energy, fatigue, being "slowed down"

difficulty concentrating, remembering, making decisions

thoughts of death or suicide; suicide attempts

restlessness, irritability

  1. Get in a routine.

Depression can strip away the structure from your life. One day melts into the next. Setting a gentle daily schedule can help you get back on track.

  1. Set goals.
  2. Exercise

How much exercise do you need? You don’t need to run marathons to get a benefit. Just walking a few times a week can help.

  1. Eat healthy.
  2. Get enough sleep.
  3. Take on responsibilities.

If you're not up to full-time school or work, that’s fine. Think about part-time. If that seems like too much, consider volunteer work.

  1. Challenge negative thoughts.

The next time you're feeling terrible about yourself, use logic as a natural depression treatment. You might feel like no one likes you, but is there real evidence for that? You might feel like the most worthless person on the planet, but is that really likely? It takes practice, but in time you can beat back those negative thoughts before they get out of control.

  1. Check with your doctor before using supplements.
  2. Do something new.

"When we challenge ourselves to do something different, there are chemical changes in the brain," Cook says. "Trying something new alters the levels of [the brain chemical] dopamine, which is associated with pleasure, enjoyment, and learning."

  1. Try to have fun.

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In this episode, I dring you a book that will change your life. The Seven-Day Mental Diet is about throwing out all negativity and thinking only positive thoughts because, as he says, thoughts are things, or they become things. And if you believe that, it follows that everything in your life today is based on past thoughts you had at some point.

People are addicted to being in a bad mental state. You are addicted to the drama. I go to work and automatically feel pissed and am looking for things to get me mad.

Your conditioned to feel and think this way.

It time to focus on what’s rite in your world instead of what’s wrong.

This is something to commit to.

If you do something for 7 days start you will rewire your brain to match those thoughts and feelings.

It challenges you to not have any negative thoughts for 7 days. And if you do, stop and mentally erase it out of your thoughts and replace it with a positive thought.

There is always a positive thought

You eminently focus on the positive.

That’s the thing about this book/challenge you must have 7 straight days of positive thinking. If you have and hold onto a negative thought, you must start back at day one. But as you know with life, something negative will happen. But as you do this and practice you will become the person you want to be.

Focusing on Solutions instead of problems. What’s great about the situation instead of what’s not great about it. If you don’t do anything, do this. It will change your life.

Next is you need to stop judging other people. And yourself. You find that the more you judge someone the worse you become. You will start see the good in people and start feeling compassion to them and yourself. You will find that the faults you put on others most likely are the faults that you have. Its called masking. You see the things in others that you are blocking from others seeing in you.

You start to look at others and start to wonder what’s really making that person act that way. And are they really trying to upset you. How do you know that the ego someone puts out is fear of others because of their past?

No mater where you look in your mind you will find the things that make you negative. But also, if you look for the positive you will find it. The more you look the less space there will be in your mind for the negativity.

You can do the 7-day mental diet or anything else if you commit to change.

Morning rituals to change your life. Coming soon.

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In this episode, I talk about how you can go to college for free. Yes free, or super cheap. ou have the opportunity to learn anything you want.

Free education is available at these locations MOOC, YouTube, the library, Ask at work for additional training, audiobooks, podcasts, websites conferences, and conventions ask for a mentor and community centers.

A lot if not all schools have some for of free classes.

Get to know your host. Joe Shortridge is a Life Coach and a Raamsy Solutions Finatchel Coch. Joe can help you find a path in your life that will help you move forward to your future and or get out of debt.

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In this episode, I go over what a Life/Fanatical coaching session is really like. I go over some questions you might be asked and why I ask them. The world is in a mess and a lot of people really need someone to talk to. They feel like they're trapped with no way out. Life Coaching helps them. It will help you also. I focus on your future and helping you get out of the mental state you’re in now. You may be depressed and feel you’re at the end of your rope. This is not even close to the truth. You can change. There are also people that feel they need help getting out of debt. It’s the same principle. You just need to start.

What Is a Life Coach?

A life coach is a type of wellness professional who helps people make progress in their lives in order to attain greater fulfillment. Life coaches to aid their clients in improving their relationships, careers, and day-to-day lives.

Life coaches can help you clarify your goals, identify the obstacles holding you back, and then come up with strategies for overcoming each obstacle. In creating these strategies, life coaches target your unique skills and gifts. By helping you to make the most of your strengths, life coaches provide the support you need to achieve long-lasting change.

Who Should Consider Working With a Life Coach?

Many people seek out life coaches for guidance in navigating a significant life change, such as taking on a new career. In plenty of cases, however, people turn to life coaches simply for help in building a happier, more meaningful life.

Below are some questions you can ask yourself right now. Print them out and answer them. Remember there are no wrong answers.

Are you ready for a change?

What are you willing to change to accomplish your goals?

Are you committed or just interested?

How much could I have?

What motivates me?

What Do You Want To Accomplish In The Next Year?

What Are You Most Of Proud Of?

The PDF has a few more.


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In this episode I cover one of the most important and powerful tools you can use to improve your life. millionaires worldwide and successful people use anticipation to their advantage on a daily basis.

As we go through this journey together I encourage you to stop and think of what could happen or what is going to happen at every step you take. Positive or negative so that you can avoid the negative. In this episode I go over steps through help you anticipate more in your life.

One of the most powerful and commonly used tools in the toolbox of healthy behavior is anticipation. Whether it's an upcoming event, a trip, time with the family, an important meeting or just some time alone, the activities you anticipate can be a major motivator for sustaining your health and well-being.

The National Center for Biotechnology Information says anticipating the future confers great benefits to human well-being and mental health. According to the Harvard Medical School, when you’re fully engaged in activities, you will enjoy them more and be less preoccupied by concerns about the past and the future. And life coach Talane Miedaner advises people to have something to look forward to every day, adding that simple things are often the most rewarding, bringing the greatest joy and happiness.

Preparing yourself for what's next keeps you from encountering unexpected events. You're planning out your day to day life. You can use these steps that I talk about, write them down, and use them sort of like A to do list.

Below are some links that will help you on your journey to your year of profit.

Your host Joe Shortridge is a certified life and financial coach that can help you change your life.

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In this episode, I talk about Affirmations. I use them every day and I feel that they will help you also. Affirmations are a strong and powerful tool to change your life attitude and propel you to the next level of life.

The definition from Wikipedia is, (Affirmations in New Thought and New Age terminology refer primarily to the practice of positive thinking and self-empowerment—fostering a belief that "a positive mental attitude supported by affirmations will achieve success in anything." More specifically, an affirmation is a carefully formatted statement that should be repeated to oneself and written down frequently. For affirmations to be effective, it is said that they need to be present tense, positive, personal, and specific.)

Try it I know you will change your life.

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Below are some Affirmations you can use.

Abundance and Prosperity

Affirmations:

Today, I enter into the consciousness of abundance and plenty.

I see prosperity in all people, places and things.

My needs are met moment to moment.

I always have plenty to share, to spare and a Divine surplus.

Unlimited channels of abundance are open to me right now.

I accept the natural generosity of the Universe.

As I abundantly give, I abundantly receive. This is DIVINE LAW.

All my needs are met.

My finances are constantly improving and I am wealthy in many ways.

My life is full of limitless possibilities for good.

There is a power for good in the universe greater than I am and I can use it!

I receive money abundantly and use money generously.

I am the embodiment of plenty.

I have an infinite capacity to receive and an infinite capacity to express.

This is my life, and I choose to enjoy and to prosper in it.

I deserve and accept the best.

I am a money magnet.

Gratitude

Affirmations:

I give thanks for a clear and decisive mind that thinks healthy and constructive thoughts.

My thankful heart attracts loving people who are thoughtful, gentle and kind.

The more good I am grateful for the more good I experience.

I appreciate my life.

I appreciate my self-healing power.

I am grateful for my intuitive ability to attract healthy, loving and harmonious relationships

Wherever I go and whatever I do, I am always met with love and appreciation.

I am grateful for an abundance of love, health, wealth and happiness.

I am grateful for the opportunities that turn into limitless possibilities for me.

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Threw out this time of shutdowns and shut in's we have got ourselves into a funk we can't get out of. If you are overwhelmed and cant get motivated here is some help. In this episode, I will give you some ideas to help you get out of this funk. Exercise, walking, and stretching will help you get moving. Yes, we are all really depressed and don't feel like moving. Yes all of us. So let's get together and help each other to get out of this. So where to start. Focus on one thing and do that one thing. then move on to the next. You will so surprised at how motivating it is to accomplish things.

If you need someone to talk to I can help you.

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Click here of a great self help book.

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In this episode I talk about the Roth 401K and how using it will make you retire very wealthy. This is so important to use because it is an after-tax contribution. When you’re reviewing your employer-sponsored retirement options, you might be confused by the plethora of different accounts offered by your company: There’s probably a 401(k), a 403(b), or a Roth 401(k).

If you’ve heard of a 401(k) and a 403(b), but not a Roth 401(k), you’re not alone. According to Fidelity, 75% of companies that Fidelity provides retirement services now offer a Roth 401(k) option. However, only 13.6% of those offered a Roth 401(k) actually use one. A Roth 401(k) is an employer-sponsored after-tax retirement account that has features of both a Roth IRA and a 401(k). Like a Roth IRA, contributions to a Roth 401(k) are made with income that’s already been taxed, allowing investments to grow and be withdrawn in retirement without being taxed. While traditional 401(k)s reduce your taxable income because contributions are taken directly from your paycheck, Roth 401(k) contributions will not reduce your taxable income.

I have a Roth 401K that I have been contributing to for many years and it is growing. Any extra money you come across put it in the account. It's hard now but will pay off many times over.

On this podcast I cover all aspects of your growth Body Mind and wallet. If you have any topics you would like me to cover feel free to let me know.

I also have several Journals for sale to help you document your journey threw life. Click here to go to one of them.

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In today's episode, I talk about motivation and how it changes your life. I know life can bring you down but you have to rise above the drama and get motivated to change your life. Motivation can be as simple as seeing what others have and wishing you had that. That's not the most healthy way but it is how the human mind works. It's okay to want and wish.

Motivation is the desire to act in service of a goal. It's the crucial element in setting and attaining our objectives.

Motivation is one of the driving forces behind human behavior. It fuels competition and sparks social connections. Its absence can lead to mental illnesses such as Depression. Motivation encompasses the desire to continue striving toward meaning, purpose, and a life worth living.

One framework used for understanding motivation is the hierarchy of needs proposed by American psychologist Abraham Maslow in 1943. According to Maslow, humans are inherently motivated to better themselves and move toward expressing their full potential—self-actualization—by progressively encountering and satisfying several levels of need from the most fundamental, such as for food and safety, to higher-order needs for love, belonging, and self-esteem.

Eventually, Maslow extended the theory to include a need for self-transcendence: People reach the pinnacle of growth and find the highest meaning in life by attending to things beyond the self. Although the universality of Maslow's theory has been challenged, many believe it captures fundamental truths about human motivation.

Get out and practice. It will be hard at first but I know you will be a better person. It does take time and hard work. But I know you will do better. The universe can help you if you put your mind to it. Put out positive thoughts and you will get positive thoughts back.

Here is a great book that helped me. It's by my friend Malinda Carver.

Get Positive Live Positive Cleaning the Negativity from your Life

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In this episode, you and I are joined by my co-host of the 222 Paranormal Podcast Jennifer Shortridge. We talk about meditation and relaxation. Meditation is a big part of our lives. We both practice meditation, relaxation, and mystic healing.

Meditation has been practiced for thousands of years. Meditation originally was meant to help deepen understanding of the sacred and mystical forces of life. These days, meditation is commonly used for relaxation and stress reduction.

Meditation is considered a type of mind-body complementary medicine. Meditation can produce a deep state of relaxation and a tranquil mind.

During meditation, you focus your attention and eliminate the stream of jumbled thoughts that may be crowding your mind and causing stress. This process may result in enhanced physical and emotional well-being.

Benefits of meditation Meditation can give you a sense of calm, peace and balance that can benefit both your emotional well-being and your overall health.

And these benefits don't end when your meditation session ends. Meditation can help carry you more calmly through your day and may help you manage symptoms of certain medical conditions.

Meditation and emotional well-being When you meditate, you may clear away the information overload that builds up every day and contributes to your stress.

The emotional benefits of meditation can include:

  • Gaining a new perspective on stressful situations
  • Building skills to manage your stress
  • Increasing self-awareness
  • Focusing on the present
  • Reducing negative emotions
  • Increasing imagination and creativity
  • Increasing patience and tolerance

Keeping yourself in a healthy stable state of mind will help you grow both your Body and Financial wellbeing. Do not be afraid to do the things that others will not. you need to break out of the cycle of debt and live your life and not the life that others want you to. Like Dave Ramzy says Live like no one else so later you can live like no one else.

I recommend this book. I have read it and it has helped me.

Get Positive Live Positive Clearing The Negativity From Your Live

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In this week's episode, I got an inside from a song. It hit me and I had to share.

I was listening to a New Orleans station when a song came on, originally done by Harry Barris. And also played by many artist including Bing Crosby but I like the version by Kermit Ruffins, Wrap Your Troubles in Dreams.

When skies are cloudy and gray, they’re only gray for a day So wrap your troubles in dreams And dream your troubles away

Until that sunshine peeps through There's only one thing to do Just wrap your troubles in dreams and dream your troubles away

Castles may tumble That's fate after all Life's really funny that way No use to grumble Just smile as they fall Weren't you King for a day?

Just remember that sunshine Always follows the rain So wrap your troubles in dreams and dream your troubles away

So, what is he saying there? You don’t have to worry about happens to you. Things will get better if you let it. There are 2 ways to look at any situation.

I mean yes there will be some major events in our life that might seem just too horrendous. But life is not filled with those. Life is filled with many little things that ad up to ruin your day, week, month or life. I have mentioned my attitude about them in the past. Just acknowledge and move on. Don’t let the things ruin your day. Don’t dwell on things. Let them go. I know it’s harder for some things then others, and there are some things that are not in your control. I mean if you wake up and your house burnt down or worse, you just can’t acknowledge and move on as I say too. But in time you do the things you need to do to move on. All things have there meaning to you as how the size of the difficulty is. If someone is cutting in and out of traffic and they pass you and yell at you is that going to rewin your day? If someone ask at the grocery store if they can cut in front of you and you say yes because there holding one thing, and their kids with 7 cartloads joins her. You can get mad but just think bad words to your self and move on. That’s not you, you’re not that person. You can’t let those kinds of events change your life. Don’t let your brain grow those nasty Nero-pathways in your brain.

We all know that one guy that no mater what you say or do he has nasty negative comment about it. Or you ask him to do some thig he is always to stressed or uses the term “I just don’t have time for that” or That’s stupid why even try that’? After years of thinking negative or Victim thoughts his brain is wired to think that way. As you think or train your brain it will build Nero-pathways to remember thoughts and emotions and no mater if there good or bad thoughts your brain will make them. that’s why I and others tell you to think positive thoughts. You can rewire your brain to be happy.

While we are on the subject of re-wiring your brain, you can do the same thing to become younger. There are many techniques to do this such as something simple as using your non-dominant had. Or changing ways you do things. If you keep telling your self I’m to old for that or I can’t. You will be and you won’t. Artist and musicians are proof of this. 99% are more youthful and vibrant that “normal People”. Look at some of the “old” rockstars you can think of. Look at shaolin monks. There constantly learning and growing their minds.

Its all how you interpret what happens to you. You and be a victim or become victorious. When things happen, just Wrap your troubles in dreams and dream your troubles away. Do the things that make you happy and makes you a better person.

Here is the link to my Journals. Click here for my amazon affiliate link to my Journals.

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On this episode I talk about ways to bring some extra money. Do what make’s you happy and the money will come. Hobbies can become more. You can sell your hobbies at craft shows or other events. You can turn your passion into your business. Do you like to read? Do you like to teach? There are so many ways to grow and turn what you love into money. Money. Who couldn’t use a little bit more of it? Whether you’re saving for a down payment, planning a wedding, trying to pay off debt – ugh, will those student loans ever go away? – or putting some money aside for a rainy day, a little extra money can go a long way. Your day job might help you pay for the essentials. But a side hustle from home, that’s the game-changer that’ll make a difference in your wallet while giving you the freedom you’ve always wanted. So, here are the best side hustles that’ll help you make more money. A side hustle is a way to make money outside of your 9 to 5 job. It allows you to make more money that’ll give you the freedom to pursue your passions, buy things you need or want, and lower any financial worries. People are in need of things that you can do. Bring value to there lives and yours. Happiness comes for making others happy and making money at it is not so bad also.

This podcast will help you grow your body mind and wallet. Hosted by life and financial coach Joe Shortridge.

Joe Shortridge has Journals for sale on Amazon to help you keep track of your life. Click the link below for more info.

https://www.amazon.com/s?k=joe+Shortridge&crid=ZRCLTHVTNNGI&sprefix=joe+shortridge%2Caps%2C119&ref=nb_sb_noss

Together we will grow and become healthy and wealthy. I will bring you my techniques and inspirations. I also bring you some great guests who can share their stories with you and help you become the best person you can be.

So join me on this journey to your better life body mind and wallet. If you have any helpful tips or you would like to know more please go to the year of profit Facebook page. I am working on my website but it is not finished yet I will let you know when it is finished. here is the link to the Facebook page.

https://www.facebook.com/Year-of-Profit-103857092128309

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On this episode I talk about limiting beliefs, and how to break free of them. A limiting belief is a state of mind, conviction, or belief that you think to be true that limits you in some way. ... Limiting beliefs can have a number of negative effects on you. They could keep you from making good choices, taking new opportunities, or reaching your potential. Some Limiting Beliefs are I’m not good enough, I don’t have enough time, I don’t have enough experience, and I’m not talented enough. But you are. Don’t worry about it just do it. I hope this episode makes you think and take action to become a better you.

I hope to help you overcome the Limiting Beliefs by coaching yourself in self-help. No more Procrastination in your financial, Personal, Mental, and physical health. Get yourself a new Life and begin that journey to happiness.

I also have Journals for sale on Amazon. Like Daily Workout, Blood Pressure, Diabetic Trackers, and others like Fishing, Diving, Milage, Songbooks, and Guitar Tab. each one is only $7.00 and by purchasing them you help support the show and keep track of the things you need to.

https://www.amazon.com/s?k=joe+Shortridge&ref=nb_sb_noss

This podcast will help you grow your body mind and wallet. Hosted by life and financial coach Joe Shortridge.

Together we will grow and become healthy and wealthy. I will bring you my techniques and inspirations. I also bring you some great guests who can share their stories with you and help you become the best person you can be.

So join me on this journey to your better life body mind and wallet. If you have any helpful tips or you would like to know more please go to the year of profit Facebook page. I am working on my website but it is not finished yet I will let you know when it is finished. here is the link to the Facebook page.

https://www.facebook.com/Year-of-Profit-103857092128309

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On this episode I will go over the 7 baby steps from Dave Ramsey and Ramsey solutions.

Doing the steps in order is very important so I will go over each one individually so that you understand what why and how we do things. As it goes with anything else I say you have to have a plan this is the plan to get out of debt. These are all directly from Dave Ramsey I did not make these up so that's big but I live by them. You could find all of Dave Ramsey's books on Amazon or at his website. The seven baby steps are

BABY STEP 1 Save $1,000 for your starter emergency fund.

BABY STEP 2 Pay off all debt (except the house) using the debt snowball.

BABY STEP 3 Save 3–6 months of expenses in a fully funded emergency fund.

BABY STEP 4 Invest 15% of your household income in retirement.

BABY STEP 5 Save for your children’s college fund. BABY STEP 6

Pay off your home early. BABY STEP 7 Build wealth and give.

You can find everything at https://www.ramseysolutions.com/

This podcast will help you grow your body mind and wallet. Hosted by life and financial coach Joe Shortridge.

Together we will grow and become healthy and wealthy. I will bring you my techniques and inspirations. I also bring you some great guests who can share their stories with you and help you become the best person you can be.

So join me on this journey to your better life body mind and wallet. If you have any helpful tips or you would like to know more please go to the year of profit Facebook page. I am working on my website but it is not finished yet I will let you know when it is finished. here is the link to the Facebook page.

https://www.facebook.com/Year-of-Profit-103857092128309

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In this episode let's talk about core values and how important they are in your life. There are several different kinds of core values and I will go over some of them in this episode. The core values that I will be covering in this episode are.

Diligence

Diligence is when you pay full attention to a task and stick to it till completion. This is going to be one of your hardest core values to develop. And one of the most fulfilling.

The word diligence includes perseverance, determination, and conscientiousness. Diligence is a core value that is often considered more powerful, compared to brilliance or perfection. Using this core value will bring you joy but also remember, Diligent people, do not give up easily on work, relationships, or themselves or others.

Accountability

People who value this seem to not blame others for what happens in their life. They're not blaming things on the actions of others such as the government or their bosses. They take responsibility for their own actions and accept the consequences. But take charge and fix their actions. This is one of the hardest things to do. Taking responsibility for your actions and making a change.

Instead of saying “it's their fault” or it’s because of them” they say, “it's my fault, and I’m going to change”. This is a huge growth in your journey to greatness and taking charge of your life.

Integrity

Integrity describes who we are and what we stand for. It is a total blend of morals, ethics, and values. Having good Integrity means you are doing things, not for yourself but doing things for others. Just because it’s the right thing to do. Integrity is a foundational value that includes true strength of character. You can tell someone that has great Integrity because of how they treat others and are humbled by simple thanks although there doing it not for themselves. Most people with great Integrity have a type-A personality simply because they want to lead others to do well.

Discipline

Discipline is a tough core value that helps you live a richer, healthier, and more meaningful life. Discipline is the ability to obey rules or our own doubts and fears of not completing the task we want to accomplish. Discipline is one of the hardest core values to overcome because we are constantly bombarded by outside stimulants. But mastering this is essential to personal growth.

I struggle with this the most. It is so hard to stay on task. I just must stop myself and think I need to focus.

Self-discipline implies that you have the power to motivate and control yourself.

This podcast will help you grow your body mind and wallet. Hosted by life and financial coach Joe Shortridge.

Together we will grow and become healthy and wealthy. I will bring you my techniques and inspirations. I also bring you some great guests who can share their stories with you and help you become the best person you can be.

So join me on this journey to your better life body mind and wallet. If you have any helpful tips or you would like to know more please go to the year of profit Facebook page. I am working on my website but it is not finished yet I will let you know when it is finished. here is the link to the Facebook page.

https://www.facebook.com/Year-of-Profit-103857092128309

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In this episode I will talk about the To Do List. There are different techniques to make one and use it. Life can be so stressful we need to get ourselves in order and on track. There are several different ways to do A to do list and I will go over them in this episode. Doing A to do list will help you remove stress. Have time management. Relieve depression, relieve anxiety, and become a healthier person. Time management is a big part of becoming a better person with a better life. I will discuss different types of the To-Do List such as the four-quadrant To-Do List, the straight-up To-Do List, and the backward To-Do List. Also, such things as five minutes to-do’s. Doing A to-do list will also help you remember things that you may not remember that need to get accomplished. It's just like doing a budget, Dave Ramsey says if you don't tell your money where to go, you won't know where it went. I mention in the episode about one of the To-Do List which is called the four-quadrant To-Do List. I learned this from the book, The 7 Habits of Highly Effective People, by Stephen Covey. I definitely recommend picking up that book.

This podcast will help you grow your body mind and wallet. Hosted by life and financial coach Joe Shortridge.

Together we will grow and become healthy and wealthy. I will bring you my techniques and inspirations. I also bring you some great guests who can share their stories with you and help you become the best person you can be.

So join me on this journey to your better life body mind and wallet. If you have any helpful tips or you would like to know more please go to the year of profit Facebook page. I am working on my website but it is not finished yet I will let you know when it is finished. here is the link to the Facebook page.

https://www.facebook.com/Year-of-Profit-103857092128309

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In this episode, I go over different ways that you can save money. The little things add up to the big things. There are all kinds of ways that you can squeeze the dollars out of your daily expenses. You will learn a few things that I have learned over the years on how to save money on several different things that add up to big savings. I talk about how planning your week helps save money. By not going to the gas station every morning for convenience go to the store and stock up for the week. Find ways to save on your heating electricity bills. In later episodes, I'll talk about (C.A.N.E. I.) Constant and never-ending improvement. Small things add up to big things and big successes. By squeezing every dollar out of your daily expenses you're pretty much giving yourself a raise. So listen to the episode hope you enjoy it and hope you get a lot of good advice from it. You will be surprised at how much you're spending on the little things. I started to add up all How much I was spending during the day, the week, and the month, and I added it up at the end of the year and was amazed at how much money I was actually spending on stuff. things that if I would've planned ahead would have saved hundreds of dollars. I believe you two will be so very surprised at how fast it actually adds up and how much savings you could have at the end of the year just by doing some of these techniques.

So join me on this journey to your better life body mind and wallet. If you have any helpful tips or you would like to know more please go to the year of profit Facebook page. I am working on my website but it is not finished yet I will let you know when it is finished. here is the link to the Facebook page.

https://www.facebook.com/Year-of-Profit-103857092128309

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Technically show number one. What is profit? What does profit mean to you? Do you want to get healthier; do you want to get richer, or do you want a stable mental state? I feel that profit is all of the above. Who do you want to be? In this episode we start out the show, I start the whole podcast series off with that question, what is profit. And I make you think about what does profit mean to you. With this journey, we really need to get moving get up, exercise, and think about how you want to profit in the upcoming year. I will give you some ideas in this show but it's really for you to search out those ideas that you want to do.

In this episode I'll briefly mention a few things that we will cover more in depth in upcoming episodes such as finding a good doctor, understanding why you're on medication that you're on. Also I mention one thing in the show about something called pharmacogenetics. I'd like to really dig deeper into this with you so that you understand that you have the choice to make sure you know what the drugs are that are going into your body. Also we briefly go over finances but everything we talk about in this episode we'll definitely go over a lot more in depth later basically these first few episodes are just to get you to understand who I am and where I want this show to go. I briefly go over the fact that we really need to be happy and healthy. I feel that that's the only way that you're going to become wealthy. You may become rich but are you really wealthy?

I understand that these first few shows may not be that great but just like everything else I'm gonna grow and I really want you to grow with me. At this time I weigh 190 pounds. And the shape of my body is nothing best but give me time just like the show it'll get better with time.

Show Music is from 60 Second Crush

So join me on this journey to your better life body mind and wallet. If you have any helpful tips or you would like to know more please go to the year of profit Facebook page. I am working on my website but it is not finished yet I will let you know when it is finished. here is the link to the Facebook page.

https://www.facebook.com/Year-of-Profit-103857092128309

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This show is to introduce the show to you and what you can expect from your host Joe Shortridge. As the show progresses I will bring you better and better shows helping you grow and become the person you want to be. I will bring you, guests, from all aspects of human growth. I will also help you get out of debt with what I have learned from Dave Ramsy. I am a certified Life and Financial Coach. 

As the show progresses and grows we will grow together.