View Details

The Year-End Tax Deadline just around the corner! If you’re nearing retirement or already in it, this is your last chance to lock in some crucial tax-saving moves before the year ends. Today, we’re covering several key strategies that can help you maximize your retirement accounts, avoid costly penalties, and make the most of your hard-earned savings. From Roth conversions to tax-loss harvesting, these are steps you need to act on now to keep Uncle Sam from taking a bigger bite out of your nest egg. Check it out and learn how to set yourself up for success before the clock runs out!

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 Year End Tax Moves for Retirement

00:22 Optimizing Retirement Contributions

02:22 Roth Conversions

06:25 Tax Loss Harvesting

08:40 Required Minimum Distributions

14:30 Charitable Giving

17:35 Time is of the essence

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan, Check this video out: https://youtu.be/QkJzvbZ_gDs

YearEndTaxMoves

YearEndRetirementTaxes

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

With nearly 30 years in the retirement industry, I’ve navigated changing Social Security rules, fluctuating tax rates, economic ups and downs, elections, changes of power, and unexpected events like the pandemic. I’ve seen it all and have learned some key lessons along the way. With those in mind, I’ve crafted a list of the 10 essential things I think every future retiree needs to know in order to build a secure retirement—one that can weather both market volatility and shifting political landscapes.

In this video, I’ll walk you through the must-know topics to help you approach retirement with confidence and clarity. Whether you're close to retiring or just starting to plan, my hope is that these insights will assist you in making informed decisions and taking the necessary actions you need to create a solid retirement.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 10 Things Every Person Should Know About Retirement

01:16 Know What Your Retirement Goals Are

02:40 Know What Social Security is Going to Do For You

03:32 Get All Your Stuff Together

04:58 Create a Budget

06:29 Build a Comprehensive Retirement Plan

07:48 Health Care

08:49 Consider your Risk

10:39 Understand Required Minimum Distributions

12:12 Stay on Top of Taxes

13:45 Estate Planning

15:41 Other Items That are Crucial to Act On

18:00 How to Secure Help

Have specific questions for Tom and the team at Mosley Wealth Management?

Contact us here 👇

https://mosleywealthmanagement.com/contact/

===================================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===================================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan, check this video out: https://youtu.be/QkJzvbZ_gDs

RetirementEssentials

HowToRetire

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Whether you leave a job or are retiring, you'll need to decide what to do with your 401K. In this video, retirement expert Tom Mosley shares 4 options you have to maximize your 401(k) when you leave your job, including the pros and cons of each option. He also discusses how timing is a crucial factor in determining the best choice for your specific situation.

If you're anticipating leaving your job, have recently been laid off, or are even considering retirement, educate yourself on these 401(k) options so you can make the best decision for your financial future.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 What to do With Your 401K When You Leave Your Job.

00:25 Option #1 Leave your 401(k) where it is.

01:27 Option #2 Take it with you to a new job.

02:40 Option #3 Rollover your 401(k) to an IRA.

03:58 Option #4 Cash out your 401(K) (and why this is usually a bad idea).

04:53 How timing impacts your 401(k) decision.

05:52 Determining the right 401(k) option for your situation.

06:43 Get help choosing the best 401(k) option.

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan, Check this video out: https://youtu.be/QkJzvbZ_gDs

LeavingWorkWithA401K

401KRollover

MaximizeYOur401K

401KRollover

LaidOffwitha401K

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Are you thinking about moving out of California? Beforemaking this major life change, it’s vital that you consider these 5 important costs and how they could impact your finances – especially retirement savings! In today’s video, Tom pulls from his 29 years of working with retirees and shares why people want to move, and more importantly provides an in-depth look at key financial factors you need to consider before making the move.

If you found this video helpful, remember to like & subscribe for more retirement planning tips and financial advice.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀

TIMESTAMPS

00:00 Moving Out of California & its impact on yourfinances & retirement

02:15 Consider Cost of Living

05:23 Consider all the Taxes

07:40 Consider Health Care

10:12 Evaluate the Housing Market & all the AssociatedCosts

13:37 Consider all Your Moving/Relocation Expenses

16:30 Other Costs? Adjust Your Trust/Will & UpdateLicensing/Registration

19:00 Understand the Estate Tax in Your New State

20:55 Who Can Help You Figure Out All the Costs Before You Move

24:40 Consider Each of These Items & Create Your List ofQuestions

25:09 How to Secure Help and Get Further Info

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan - Check this video out: https://youtu.be/QkJzvbZ_gDs

LeavingCalifornia

MovingOutofCalifornia

RetirementRelocation

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley WealthManagement, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investinginvolves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the USgovernment or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, butaccuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Are you on the brink of retirement or planning to retiresoon? Beware of the three biggest mistakes that could derail your golden years! In today’s video, retirement expert Tom Mosley breaks down the most commontraps retirees fall into – and how you can sidestep them with confidence. Don’t let poor planning or impulsive decisions jeopardize your financial freedom.

🌟 Here's What You'llLearn:

•Mistake #1: Saving Too Little – Discover why it’s crucial to start saving early and the impact of even small contributions over time.•Mistake #2: Piling on Debt – Learn how to avoid the burden of debt as you transition into retirement and strategies to get debt-free.•Mistake #3: Shiny Object Investments – Don’t let the allure of flashy investments fool you. Get the lowdown on why they may do more harm than good. Plus, Tom shares practical steps you can take to boostyour savings, manage your debt, and make smarter investment choices. This video is packed with actionable advice to help you prepare for a comfortable andsecure retirement.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 Intro to the 3 biggest mistakes people make heading into retirement.

00:30 Mistake #1 – Saving Too Little

01:58 Mistake #2 – Piling on Debt

03:00 Mistake #3 – Shiny Object Investment

04:30 Steps to take to get on track

07:15 How to get personal help.

Have specific questions for Tom and the team at MosleyWealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐- Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in yourretirement plan: Check this video out: https://youtu.be/QkJzvbZ_gDs

Retirement Mistakes

Smart Steps for Retirement

Retirement

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and MosleyInsurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss ofprincipal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real lifescenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or morethird parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

How in the world are you supposed save for retirement AND pay off debt?! It’s a balancing act that can feel extremely overwhelming, especially with market uncertainties, inflation, and rising costs. But here’sthe truth, both goals are possible with the right strategy. Today, retirement expert Tom Mosley walks you through some practical steps you can take now so you can secure your future without sacrificing your present.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 Save for Retirement or Pay Off Debt?

00:30 Determine Where You Are Financially

02:05 Prioritize High-Interest Debt

03:30 Take Advantage of Employer Retirement Contributions

04:25 Automate Your Savings

06:10 Consider Downsizing or Making Lifestyle Adjustments

07:35 Explore Debt Consolidation

09:40 Build an Emergency Fund

11:15 Avoid Tapping into Retirement Accounts Early

12:20 Seek Professional Advice

14:25 Stay Disciplined and Monitor Progress

16:30 Having the Right Mindset & Creating a RetirementStrategy

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan: Check this video out: https://youtu.be/QkJzvbZ_gDs

PayoffDebt

SaveforRetirement

HowtoSaveandPayoffdebt

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley WealthManagement, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investinginvolves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the USgovernment or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, butaccuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

One of the biggest issues you'll encounter in retirement istaxes! Ugh. While you can't escape taxes entirely, you can minimize your tax burden by understanding what taxes you'll encounter in retirement and the options you have to strategically manage them.🔍𝗝𝗼𝗶𝗻 𝗧𝗼𝗺 𝗶𝗻 𝘁𝗵𝗶𝘀 𝗲𝘆𝗲-𝗼𝗽𝗲𝗻𝗶𝗻𝗴 𝘀𝗲𝘀𝘀𝗶𝗼𝗻 𝗮𝘀 𝗵𝗲 𝘀𝗵𝗲𝗱𝘀 𝗹𝗶𝗴𝗵𝘁 𝗼𝗻 𝘁𝗵𝗲 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁 𝘄𝗮𝘆𝘀 𝘆𝗼𝘂 𝗺𝗮𝘆 𝗯𝗲 𝘁𝗮𝘅𝗲𝗱. Learn how Employment, Social Security, and Medicare taxes can impact your golden years. Understand the lurking threat of "Bracket Creep," and how you could be impacted by Capital Gains and Required Minimum Distributions (RMDs). 𝗧𝗼𝗺 𝗽𝗿𝗼𝘃𝗶𝗱𝗲𝘀 𝘃𝗮𝗹𝘂𝗮𝗯𝗹𝗲 𝗶𝗻𝘀𝗶𝗴𝗵𝘁𝘀 𝗶𝗻𝘁𝗼 𝗶𝗱𝗲𝗻𝘁𝗶𝗳𝘆𝗶𝗻𝗴 𝗽𝗼𝘁𝗲𝗻𝘁𝗶𝗮𝗹 𝘁𝗮𝘅 𝗯𝘂𝗿𝗱𝗲𝗻𝘀 𝗮𝗻𝗱 𝗼𝘂𝘁𝗹𝗶𝗻𝗲𝘀 𝗮𝗰𝘁𝗶𝗼𝗻𝗮𝗯𝗹𝗲 𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀 𝘀𝗼 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗽𝗿𝗲𝗽𝗮𝗿𝗲 𝗮 𝗽𝗹𝗮𝗻 𝗮𝗻𝗱 𝗽𝗼𝘁𝗲𝗻𝘁𝗶𝗮𝗹𝗹𝘆 𝗹𝗲𝘀𝘀𝗲𝗻 𝘁𝗵𝗲 𝗶𝗺𝗽𝗮𝗰𝘁 𝗼𝗳 𝘁𝗮𝘅𝗲𝘀 𝗶𝗻 𝘆𝗼𝘂𝗿 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 What Taxes Will I Have to Pay in Retirement

00:22 Unveiling Employment/Payroll Tax

00:55 Beware of the tax bracket jump with Bracket Creep.

01:41 Social Security Taxes

02:12 Medicare Taxes & Two Year Look Back

03:10 Navigating Capital Gains on Stocks, Home Sales,Business Transactions.

04:20 Understanding Required Minimum Distributions (RMDs) Tax implications.

05:10 Recap of Key tax considerations for retirees.

05:35 Solutions to strategically minimize your tax burden.

06:25 How to secure a Tax Report/Plan

Have specific questions for Tom and the team at Mosley Wealth Management? Book a complimentary visit or call here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄, 𝐥𝐢𝐤𝐞, 𝐨𝐫 𝐬𝐡𝐚𝐫𝐞!

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Retirement Taxes

What Taxes Will I Pay in Retirement

Taxesinretirement

retirementincome

retirementplanning

Bracket Creep

SocialSecurityTaxes

MedicareTaxes

CapitalGainsinRetirement

CapitalGains

UnderstandingRMDs

RequiredMinimumDistributions

investing

SocialSecurity

retirementstrategy

payingtaxesinretirement

socialsecuritytaxesinretirement

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley WealthManagement, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investinginvolves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of theinformation provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Building up your retirement savings takes decades of hardwork, but one misstep with Required Minimum Distributions (RMDs) can lead to massive penalties. In today’s show, retirement expert Tom Mosley explains RMDs and shares the top RMD mistakes people make. He also provides crucial tips on how to avoid them so you can protect your savings from costly errors andunnecessary taxes.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 RMDs: How to Avoid Common RMD Mistakes

00:28 RMDs Explained

02:30 Missing the RMD Deadline

04:53 Not Calculating the Correct Amount

06:00 Taking RMDs from the Wrong Account

07:52 Not Using RMDs Strategically in Tax Planning

10:59 Forgetting to Take RMDs After a Spouse’s Death

13:22 Overlooking the “Still Working: Exception"

15:04 Not Using RMDs for Charitable Contributions (QCDs)

16:29 How to Make Sense of RMDs & Secure Help

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan: Check this video out: https://youtu.be/QkJzvbZ_gDs

RequiredMinimumDistributions

RMDs

RMDPenalty

RMDMistakes

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley WealthManagement, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the USgovernment or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, butaccuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Are you ready for retirement, but unsure about all thehidden costs that might sneak up on you? In this video, “10 Hidden Costs in Retirement,” retirement expert Tom Mosley uncovers the often-overlooked expenses that could impact your financial future. From healthcare to taxes and more, knowing these hidden costs in retirement is key to protecting your savings and enjoying a stress-free retirement.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 10 Hidden Retirement Costs that Can Kill YourRetirement

00:30 Health Care

01:37 Taxes: Social Security

02:27 Taxes: Retirement Accounts

03:20 Inflation

05:00 Home Repairs

05:47 Long Term Care

06:58 Losing a Spouse

08:00 Downsizing

09:00 Family Support

10:10 Insurance

11:00 How a Retirement Plan can help

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan, Check this video out: https://youtu.be/QkJzvbZ_gDs

RetirementExpenses

RetirementCosts

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley WealthManagement, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investinginvolves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation.All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the USgovernment or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, butaccuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Deciding when to claim Social Security is a criticaldecision that can have a significant impact on your retirement income. In this video Tom walks you through the 3 essential questions you need to ask yourself to determine the optimal time to start receiving Social Security.

1) When is the right age to claim benefits based onyour life expectancy and break-even analysis?

2) What are your contingency plans should SocialSecurity reforms or benefit cuts affect your future payments.

3) How will you address the gap between yourdesired retirement income and projected social security benefits to ensure you have sufficient savings and income streams?

With clear examples and expert insights, Tom shares somepoints you can use to evaluate your personal circumstances, longevity risk, and retirement goals to optimize your Social Security timing and secure yourfinancial future in retirement.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 Claiming Social Security? 3 Things to Consider

00:29 Question #1: When should you turn on Social Security?

01:58 Question #2: What are you going to do if benefit cuts affect future payments?

03:10 Questions #3: How are you going to address the gap between your desired income and projected Social Security benefits?

04:06 The benefits of an income plan

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

WhenToStartSocialSecurity

SocialSecurityBenefits

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It isnot intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of theinformation provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

In today's unpredictable world, it's more important thanever to be prepared for retirement, especially with the current uncertainties weighing heavily on many minds. In this video, retirement expert Tom Mosley unpacks ten crucial steps that you can take to help safeguard your financial future. Tom discusses the importance of a diversified portfolio, strategies to manage debt, and why having an emergency fund is non-negotiable. He also dives into overlooked areas like healthcare costs and social security optimization, while also addressing the need to be aware of market volatility. Whether you'realready retired or just approaching retirement, this video provides practical insights to help you navigate these uncertain times and create a retirement plan that brings peace of mind.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 10 Things to Do to Prepare for Retirement DuringUncertainty

00:27 Have a well-diversified portfolio

03:28 Create an emergency fund

04:58 Get rid of debt

06:16 Maximize your retirement contributions

07:32 Create a retirement budget

08:39 Review your portfolio

10:58 Determine healthcare costs

12:31 Get a job

14:04 Optimize your social security

15:10 Beware of market volatility

16:21 Creating a retirement plan can help you throughuncertainty

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan: Check this video out: https://youtu.be/QkJzvbZ_gDs

PlanningforRetirement

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investinginvolves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, butaccuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

In this heartfelt discussion, retirement expert Tom Mosleyshares some honest reasons why many are choosing to retire earlier than planned. From prioritizing health and happiness while still vibrant, to escaping stressful corporate changes, this video delves into the key reasonsdriving early retirement. We also consider financial independence, the pursuit of long-held dreams, family obligations, and the desire to fully enjoy the early years of retirement—often referred to as the “go-go years.” Before making this life-changing decision though, it’s crucial to assess whether you’re financially ready to retire.

If you’re thinking about retiring now, make sure you have a solid plan in place. Check out our video on how to build a retirement plan that works for you: https://youtu.be/QkJzvbZ_gDs

For more insights, visit www.mosleywealthmanagement.com andsubscribe to our channel to stay updated on the latest retirement tips.

Remember, it’s not just about retiring—it’s about retiringright!

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 Reasons to Retire Now

00:26 Health

02:43 Financially Independent

05:35 You have a dream

07:45 Family Obligations

09:59 You want the gift of time

12:29 You Want to Travel

13:20 Go-Go, Slow-Go, No-Go years

14:40 Having a plan gives you the freedom to spend

16:30 How to create a retirement plan

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

RetireNow

RetireEarly

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE:

Investmentadvisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services areaffiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insuranceproducts, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the USgovernment or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, butaccuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

🚨 Laid Off in Your 60s? Here’s What to Do Next! 🚨

Life can throw unexpected curveballs and getting laid off in your 60s is one of them. But don’t panic! In this episode, retirement expert Tom Mosley dives into 5 crucial steps that will help you navigate this challenging time with confidence and clarity.

Here’s what we cover:

• What to do the first 24 to 48 hours
• The first things you should assess
• Creating an immediate Needs Checklist
• Determining whether you go back to work or retire & the financial impact of claiming Social Security early.
• Understanding the tax implications of tapping into your retirement funds or receiving a severance package.

This episode is packed with practical advice to help youturn this setback into an opportunity for a secure and fulfilling next chapter. Don’t miss it—your future self will thank you!

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄!👇

TIMESTAMPS

00:00 Laid off near retirement? What Should You Do?

00:15 #1 Take a breath.

01:45 #2 Analyze where you are.

03:18 #3 What are your immediate needs?

05:31 #4 Will I go back to work?

07:12 #5 Be careful about your taxes.

09:20 How a retirement plan can help you through a layoff and beyond.

10:23 Securing additional help on 401K strategies andretirement planning.

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan:

Check this video out: https://youtu.be/QkJzvbZ_gDs

LaidOffNearRetirement

LayoffsNearRetirement

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley WealthManagement, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investinginvolves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of theinformation provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Are you thinking about retiring out of state? Before making this major life change, it’s crucial to understand the real costs involved and how they could impact your retirement savings. In today’s video, Tom pulls fromhis 29 years of working with retirees and provides an in-depth guide on the key factors you need to consider before making the move, including:

• Why People Relocate
• Comprehensive Cost Evaluation
• Tax Considerations
• Healthcare Costs
• Housing Market & Associated Costs
• Moving & Relocation Expenses
• Planning & Preparation:

Don't let unforeseen expenses derail your retirement plans! We’re here to guide you through the financial landscape of retiring out of state, helping you make an informed decision that aligns with your retirementdreams. Watch now and equip yourself with the knowledge you need for a smooth and successful retirement transition.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 How Moving Out of State Can Impact Your Retirement

00:37 People are Moving to Lower Cost of Living & Taxes

01:44 People are Moving for Better Climate & to Be Closeto Family

06:00 Before You Move to Another State: Evaluate the Entire Cost of Living

09:45 Consider all the Taxes

12:00 Consider Health Care

14:40 Evaluate the Housing Market & Associated Costs

17:56 Consider all Your Moving/Relocation Expenses

20:56 Other Costs? Adjust Your Trust/Will & UpdateLicensing/Registration

23:23 Understand the Estate Tax in Your New State

25:20 Who Can Help You Figure Out All the Costs Before You Move

28:28 Consider Each of These Items & Create Your List ofQuestions

29:30 How to Secure Help and Get Further Info

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

MovingOutofState

RetirementRelocation

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley WealthManagement, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investinginvolves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It isnot intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, butaccuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

With the current market volatility shaking the US andstirring up panic, it's more important than ever to protect your retirement savings. In today’s video, retirement expert Tom Mosley provides a simple strategic approach that can help you safeguard your retirement nest egg during these turbulent times. Whether you're on the brink of retirement or already enjoying it, this timely approach can help you maintain financial stability and provide peace of mind as you weather the ups and downs of the market.

Don't let panic set in and don’t leave your retirementsecurity to chance—empower yourself with the knowledge and tools to build a resilient retirement strategy. Stay calm, stay informed, and take control ofyour retirement savings today.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 Retirement Panic: What Do You Do When the Market Takes a Dive?

00:33 Building a Retirement Plan with 3 Buckets & Whyit’s important

01:50 Setting aside income that is principal protected

05:15 Building a Retirement Strategy

05:50 Plan, don’t panic.

06:42 How to secure advice on a retirement strategy

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan. Check this video out: https://youtu.be/QkJzvbZ_gDs

RetirementPanic

MarketVolatiity

RetirementISecurity

RetirementPlanning

RetirementStrategy

FinancialEducation

Investing

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

ProtectYourSavings

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US Government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, butaccuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Why do you need a budget in retirement? It's a commonquestion. Maybe you’ve worked hard, built a nice nest egg, and don’t see the urgency in creating one, or perhaps you’re on a fixed income and the thought ofbudgeting feels overwhelming. In today’s video, retirement expert Tom Mosley breaks down why creating a budget is essential for a successful retirement plan. He’ll dive into the crucial components of a retirement budget, explaining why understanding these elements is key, no matter your financial situation.

Tom will also show you how to effectively create and adjust your budget as you transition into retirement, ensuring you’re financially prepared for the years ahead. Don’t miss out on these vital insights that can help yousecure a comfortable and worry-free retirement.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄!👇

TIMESTAMPS

00:00 Why You Need a Budget in Retirement

01:30 Three Crucial Items Need to Put Together a Budget

01:50 How Much Income Do You Have?

02:45 How Much Are Your Expenses?

03:40 Is There a Gap?

04:47 How to Put Together Your Budget

06:54 Adjusting Your Budget as You Dive into Retirement

09:03 In all Honesty, how a Financial Advisor Can Help

10:20 Using Your Budget to Create a Retirement Plan

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan with this video: https://youtu.be/QkJzvbZ_gDs

RetirementBudget

HowToCreateARetirementBudget

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley WealthManagement, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investinginvolves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, butaccuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

The fear of running out of money in retirement is the #1concern for those 50 and older. With rising inflation, increasing taxes, and skyrocketing healthcare costs, it's no surprise that the future feels uncertain. But it doesn't have to be.

𝗜𝗻 𝘁𝗵𝗲 𝗳𝗶𝗻𝗮𝗹 𝘃𝗶𝗱𝗲𝗼 𝗼𝗳 𝗼𝘂𝗿 𝘀𝗲𝗿𝗶𝗲𝘀 (𝗽𝗮𝗿𝘁 𝟯), 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗲𝘅𝗽𝗲𝗿𝘁 𝗧𝗼𝗺 𝗠𝗼𝘀𝗹𝗲𝘆 𝗿𝗲𝘃𝗲𝗮𝗹𝘀 𝘁𝗵𝗲 𝗹𝗮𝘀𝘁 𝟯 𝗰𝗿𝗶𝘁𝗶𝗰𝗮𝗹 𝗶𝘁𝗲𝗺𝘀 𝘆𝗼𝘂 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗯𝗲 𝗮𝘄𝗮𝗿𝗲 𝗼𝗳 𝗮𝘀 𝘆𝗼𝘂 𝗵𝗲𝗮𝗱 𝗶𝗻𝘁𝗼 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁. He provides simple steps to safeguard your retirement savings and ensure your money lasts as long as you do. These quick, practical, and actionable tips will help you navigate the complexities of retirement planning with confidence.

✨ What You’ll Learn in This Video:

· How "little things" can impact on your retirement

· The importance of a balanced portfolio

· Why a solid healthcare & long-term care plan is essential

Watch Part 3 of our series and equip yourself with the knowledge and tools to build a robust and resilient retirement plan.

Subscribe and hit the notification bell so you don't miss future episodes. If you missed Part 1 & Part 2, click here: https://youtu.be/yRNlq9JjvKo

Jump to a segment using the timestamps below! 👇

TIMESTAMPS

00:00 Making Your Money Last in Retirement

00:21 Tip #1 Watch the Little Things

02:25 Tip #2 Have a Balanced Portfolio

03:54 Tip #3 Have a Healthcare/Long Term Care Plan

06:43 Recap & How to Secure Additional Information

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn:

https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan. Check this video out: https://youtu.be/QkJzvbZ_gDs

SavingMoneyinRetirement

HowToMakeRetirementMoneyLast

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE: Investment advisory servicesoffered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliatedcompanies by common ownership. License # 0K76766. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products,never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the USgovernment or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, butaccuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Fear of running out of money in retirement is the #1 concern for those 50 and older. And it’s no wonder – with rising inflation, taxes, and skyrocketing healthcare costs, the future can feel uncertain. But it doesn't have to be.

In part 2 of our video, retirement expert Tom Mosley unveils 3 more crucial items you need to be aware of along with some steps you can take to safeguard your retirement savings and ensure your money lasts as long as you do. These practical and actionable tips will help you navigate the complexities of retirement planning with confidence.

What You’ll Learn in This Video:

• Proven strategies to limit your tax burden in retirement
• Tips on how to increase your income with a part time job
• Why it’s imperative that you include a plan for inflation in your retirement plans

Don’t leave your retirement security to chance. Watch Part 2 of our series and equip yourself with the knowledge and tools to build a robust and resilient retirement plan.

Subscribe and hit the notification bell so you don't miss future episodes. And, if you missed Part 1, click here: https://youtu.be/yRNlq9JjvKo

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 Making Your Money Last in Retirement

00:10 Tip #1 Minimize Your Taxes

02:55 Tip #2 Consider Getting a Part-Time Job

05:00 Tip #3 Be Aware of Inflation & Include it in YourRetirement Plan

07:10 Recap & How to Secure Additional information andAssistance

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan: Check this video out: https://youtu.be/QkJzvbZ_gDs

SavingMoneyinRetirement

HowToMakeRetirementMoneyLast

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

SocialSecurity

DISCLOSURE: Investment advisory servicesoffered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is notintended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. Allhypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the USgovernment or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, butaccuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Are you 55 or in your 50’s with a million dollars saved and wondering if you can retire NOW? It’s a question that gets asked often. In today’s show, Tom addresses the 4 biggest issues that you must consider whendeciding whether you’re prepared to make the jump. He covers why it might make sense, the gaps you must consider, debt concerns, and the reality that youcould live up to another 40 years.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄!👇

TIMESTAMPS

00:00 Got a Million in Your 50’s and Want to Retire?

00:12 First thing you have to consider: In Your 50’s you’rein your Go-Go Stage.

01:09 Second thing to consider: The Gap & the financialimpact you’ll face while you wait on your retirement money, Social Security, and Medicare.

02:56 Where will you source income?

03:44 Third thing to consider: Debt.

04:45 Fourth thing to consider: You could live another 40years.

05:53 What you need to ensure success.

07:56 Contact info to secure advice

Have specific questions for Tom and the team at MosleyWealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐- Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn:https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in yourretirement plan. Check this video out: https://youtu.be/QkJzvbZ_gDs

RetiringWithAMillion

RetiringEarly

RetiringInYour50s

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss ofprincipal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents orrepresentatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Fear of running out of money in retirement is the #1 concern for those 50 and older. And it’s no wonder – with rising inflation, taxes, and skyrocketing healthcare costs, the future can feel uncertain. But it doesn't have to be.

In this video, retirement expert Tom Mosley unveils thefirst 5 of 10 crucial steps you need to take to safeguard your retirement savings and ensure your money lasts as long as you do. These practical and actionable tips will help you navigate the complexities of retirement planningwith confidence.

✨ What You’ll Learn in This Video:

• Proven strategies to protect your savings
• Tips to outpace inflation and manage taxes
• How watching your health now can save you money

Don’t leave your retirement security to chance. Watch Part 1 of our series and equip yourself with the knowledge and tools to build a robust and resilient retirement plan.

Subscribe now so you don't miss Part 2 and the remaining steps to a financially secure retirement!

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 Making Your Money Last in Retirement

01:05 Tip #1 Create a Budget

02:30 Tip #2 Optimize Your Social Security

04:12 Tip #3 Maintain Your Health

06:00 Tip #4 Guarantee Your Income

08:14 Tip #5 Make Sure You Are Not Paying More Taxes Than You Legally Need to Pay

09:27 Recap & How to Secure Additional information andAssistance

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan:

Check this video out: https://youtu.be/QkJzvbZ_gDs

SavingMoneyinRetirement

HowToMakeRetirementMoneyLast

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE: Investment advisory servicesoffered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advicedesigned to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agentsor representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

If you’re reading this, chances are you’re contemplating retiring in 5 years! Whether you’re planning on retiring early in your 50’s, or you want to hold off until your 60’s & 70’s, there are several crucial steps you must take NOW so you’re prepared to make the move and shape your retirement experience into the one you dream of. Today, Tom reveals 5 basic but crucial steps you need to take now before you make the big transition. This is a greatprimer if you’re just starting to think about retirement and need some guidance on next steps. Successful retirements take planning and preparation, so checkthis out so you can set yourself up to live the kind of life you want in retirement.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 Intro

00:20 #1 Identify your income.

01:45 #2 Diminish your debt.

02:40 #3 Reduce your risk.

03:40 #4 Tackle your taxes.

04:45 Recap on the top 4 things to do before retiring.

05:40 #5 Polish your plan & what it needs to include.

06:45 Your “to-do list” and next steps.

Have specific questions for Tom and the team at MosleyWealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐- Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn:https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in yourretirement plan:

Check this video out: https://youtu.be/QkJzvbZ_gDs

Retiringin5Years

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE:

Investment advisory services offered by duly registeredindividuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership.License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments.Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real lifescenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

If you are worried about running out of money during retirement, you are not alone. In fact, surveys show it’s the #1 fear of people 55 years of age and older. While there are things outside of your control that will impact yourretirement, there are steps you can take now to protect yourself. Today, Tom shares two simple action items you can do now to get started. Additionally, he shares a simple case study to show you the steps one couple took to ensure their long term finances for their later years while also creating the budget they wanted to initiate their their retirement dreams.

Don't leave your retirement security to chance. Empoweryourself with the knowledge and tools to build a resilient financial plan and avoid running out of money.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 How to not run out of money in retirement

00:32 Why people are scared of running out of money

01:17 What's causing people to run out of retirement money

03:21 How you can avoid running out of money

04:44 Case Study – An example of how to avoid running out of money

08:04 Summary of what to do

Have specific questions for Tom and the team at Mosley Wealth Management?

Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

==========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan. Check this video out: https://youtu.be/QkJzvbZ_gDs

HowToNotRunOutofMoney

ProtectingAssets

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation.All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the USgovernment or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, butaccuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

The secret to building wealth and enjoying a comfortableretirement isn't about a single "get rich" scheme or investment. It's about making a series of smart decisions at every stage of life. In today’s video, Travis outlines the essential steps you can take at each key life stage to secure your financial future. Whether you're in your 20s just starting out or in your 60s planning for retirement, there are crucial money moves you can make today.

In this video, we'll cover:

• The critical financial moves for every age range: 18-25, 26-40, 41-55, 56-70, and 70+.
• Practical tips on budgeting, investing, and planning for each stage of life.
• How to adjust your financial strategies as you get older.
• A bonus section with 5 immediate actions to catch up if you've missed some steps.

No matter your age, it's never too late to start buildingwealth and planning for retirement. Watch till the end for actionable advice you can implement today!

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 How to Build Wealth & Retire: Steps to Take atEvery Age

00:30 Ages 18-25

04:10 Ages 26-40

06:35 Ages 41-55

08:15 Ages 56-70

11:40 Ages 70 & Beyond

12:40 5 Immediate Action Steps to Take if You’ve Missed Some Steps.

13:55 Call to Action & More Info

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan:

Check this video out: https://youtu.be/QkJzvbZ_gDs

BuildingWealth

BuildWealthforRetirement

Retiringat55

BuildingWealthinmy20s

RetirementAdvice

FinancialFreedom

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

RetirementPlanningTips

SocialSecurity

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of theinformation provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

There has been a staggering 260% increase in scams targeting seniors over the last 5 years, and it's no wonder. With the advancements in artificial intelligence, these scams have grown more sophisticated and easier to implement, making it increasingly difficult for anyone, especially older adults, to discern what is real and what isn't. In today’s video, Tom delves into how adults aged 65 and over are being targeted. He provides a comprehensive overview of the biggest scams currently in circulation and, most importantly, shares four crucial tips to help you minimize the threat and protect your money and your identity.

Whether you're a senior yourself or you have older lovedones, this video is a must-watch to stay informed and prepared. By understanding the tactics scammers use and knowing how to protect yourself, you can significantly reduce the risk of falling victim to these malicious schemes.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 How to Avoid Scams Targeting Seniors.

00:45 What has triggered the increase of scams on seniors.

01:45 Methods used to communicate the scams.

03:37 The current biggest scams targeting seniors.

06:14 4 Tips that will help minimize your risk at beingscammed.

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

Learn the key components you need to include in your retirement plan:

Check this video out: https://youtu.be/QkJzvbZ_gDs

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

ScamsTargetingSeniors

HowtoAvoidScams

IRSScams

JuryDutyScams

VoicemailScams

TipstoAvoidBeingScammed

retirementreadiness

AmIReadytoRetire

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of theinformation provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Retirement is one of life’s biggest milestones, and while feeling mentally prepared is essential, ensuring you’re financially ready is crucial. In today’s video, Travis reveals the 8 key signs that indicate you’re ready toretire. Each point is carefully explained to help you understand its importance and provide actionable steps if you’re not quite there yet. Watch the video tosee how many signs you can check off and get closer to your dream retirement!

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 8 Signs you are ready to retire.

00:30 #1 You’ve created a budget that reflects your goals.

02:10 #2 You know the income you need for retirement.

03:40 #3 You are out of debt.

05:20 #4 You’re no longer supporting dependents.

05:40 #5 You have an emergency fund.

06:25 #6 You have a plan for healthcare.

07:20 #7 Your portfolio is updated & diversified.

08:30 #8 You’re retiring to something, not from something.

09:20 Not ready yet? Here are some steps to take now.

10:40 How you can secure help to get ready for retirement.

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

Learn the key components you need to include in your retirement plan:

Check this video out: https://youtu.be/QkJzvbZ_gDs

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Signsthatyouarereadytoretire

retirementreadiness

AmIReadytoRetire

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of theinformation provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

While you can't control whether Social Security will run out of cash reserves by 2034, you can take proactive steps to prepare for potential cuts to your benefits and safeguard your retirement plans. In today's must-watch video, Tom unveils three critical strategies you can implement right now to shield yourself from the impact of reduced Social Security benefits should they happen.

Discover how increasing your retirement accounts can fortify your financial future, learn effective ways to reduce debt and free up more ofyour income, and explore additional income streams, such as part-time jobs or creating passive income, to ensure you remain financially secure. Don't leave your retirement to chance, now or in the future — tune in and take control of your financial destiny today!

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 How to Prepare for Social Security Cuts

00:50 #1 Build Your Retirement Accounts.

02:48 #2 Reduce Your Debt

05:00 #3 Consider Additional Income Streams

07:21 Steps That Will Help You Make Up for Any Cuts

08:38 How to Create a Retirement Plan & Next steps.

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan:

Check this video out: https://youtu.be/QkJzvbZ_gDs

SoicalSecurityBenefits

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE:

Investmentadvisory services offered by duly registered individuals through Mosley WealthManagement, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services areaffiliated companies by common ownership. License # 0K76766

Investinginvolves risk, including the potential loss of principal. Any references toprotection, safety, or lifetime income, generally referred to fixed insuranceproducts, never securities or investments. Insurance guarantees are backed bythe financial strength claims paying abilities of the issuing carrier. Thiscontent is intended for informational & educational purposes only. It isnot intended to be used as the sole basis for financial decisions nor should itbe construed as advice designed to meet the particular needs of an individualsituation. All hypothetical examples are provided for illustrative purposesonly; they do not represent real life scenarios. Mosley Insurance &Financial Services nor its agents or representatives may not give tax or legaladvice. Individuals should consult with a qualified professional for guidancebefore making any investment decisions. Our firm is not affiliated with orendorsed by the US government or any governmental agency. Some of theinformation provided may be from one or more third parties which we believe tobe reliable sources, but accuracy and completeness cannot be guaranteed by MosleyInsurance & Financial Services.

View Details

Some say age isn’t anything but a number, but when it comes to retirement, your age is everything! In fact, knowing the essential 2024 retirement age milestones can help you make some of the most importantfinancial decisions you make in life. In today’s video, Travis explains the top 7 retirement age milestones and the role each of them plays in your retirement.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 Essential 2024 Retirement Age Milestones

00:30 Milestone #1 Age 50

01:16 Milestone #2 Age 59½

02:20 Milestone#3 Age 62

03:40 Milestone #4 Age 65

04:44 Milestone #5 Age 66 & 67

05:41 Milestone #6 Age 70

06:44 Milestone #7 Age 73

08:41 Wrap up & how to use to build a Retirement Plan

Have specific questions for Tom and the team at Mosley Wealth Management?

Contact us here 👇

https://mosleywealthmanagement.com/contact/

=========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

=========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan:

Check this video out: https://youtu.be/QkJzvbZ_gDs

Essential2024RetirementAgeMilestones

RetirementAges

SocialSecurityAges

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of theinformation provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

In today’s video, Tom shares 5 crucial steps you can takenow to be retirement ready in 5 years. Whether you’re looking to retire early, or keep working for a bit, implementing each of these steps will help set youup so you are ready to take the leap into retirement.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 5 Ways to Get Ready to Retire in 5 Years

00:12 #1 Create a Retirement Plan

02:27 #2 Build an Emergency Fund

03:39 #3 Maximize Your Retirement Accounts

05:12 #4 Decide What You’re Doing with Your Home

07:16 #5 Eliminate Debt

09:05 How to find info on building a retirement plan.

Have specific questions for Tom and the team at Mosley Wealth Management?

Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan:

Check this video out: https://youtu.be/QkJzvbZ_gDs

5CrucialStepstoRetire

Retiringin5Years

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of theinformation provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

If you’re scared of running out of money inretirement, you’re not alone. In fact, it’s the #1 fear for people 58 and over. One option to guarantee income in retirement is to include a new & improved annuity into your overall retirement plan. In today’s video, Tom provides an overview on Fixed Indexed Annuities, and shares 5 reasons you may want to consider giving them a second look this year as part of your retirement strategy.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄!👇

TIMESTAMPS

00:00 Why the newer annuities are worth a look.

01:03 Reason #1 – The Bells & Whistles

02:00 Reason #2 – Principal Protection

02:50 Reason #3 – Prospect for Growth

03:32 Reason #4 – Grows Tax Deferred

04:02 Reason #5 – Insured Income

04:50 Why the newer annuities are worth checking out.

05:30 How to get more detailed info on annuities.

06:01 End

Have specific questions for Tom and the team at Mosley Wealth Management?

Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan:

Check this video out: https://youtu.be/QkJzvbZ_gDs

Annuities in 2024

RunningOutOfMoneyinRetirement

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE:

Investmentadvisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services areaffiliated companies by common ownership. License # 0K76766. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insuranceproducts, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of theinformation provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Have you recently been laid off or sensing one on the horizon just as you're nearing retirement? Are you uncertain about what steps to take and wondering if you can just go ahead and retire? In today’s video, Tom walksyou through the 5 essential steps you need to take now so you can assess your options, and determine if retirement is the best path forward for you.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄!👇

TIMESTAMPS

00:00 Laid off near retirement? What Should You Do?

00:15 #1 Take a breath.

01:45 #2 Analyze where you are.

03:18 #3 What are your immediate needs?

05:31 #4 Will I go back to work?

07:12 #5 Be careful about your taxes.

09:20 Creating a retirement plan/blueprint will help youprepare for these kinds of situations.

10:23 Need help?

10:59 End

Have specific questions for Tom and the team at Mosley Wealth Management?

Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

==========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan:

Check this video out: https://youtu.be/QkJzvbZ_gDs

#NaviagingLayoffsNearRetirement

LaidOffNearRetirement

LayoffsNearRetirement

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of theinformation provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Could social security really reduce your future benefits byas much as 20%? Is this threat real? In today’s video, Tom delves into the looming threat facing Social Security and explains how it could affect you and your benefits. He shares why the system is currently broken, what thereduction will mean to you, and provides some ideas on what to do should Congress fail to act despite decades of warnings.

Tom shares the startling statistics behind Social Security'sfinancial strain and why it’s important to act now. Learn how the 20% reduction in benefits could translate to a significant loss in income for you and fellow retirees,potentially leaving millions without essential financial support.

Don't leave your retirement security to chance. Empoweryourself with the knowledge and tools to build a resilient financial plan.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄!👇

TIMESTAMPS

00:00 What happens if Social Security cuts benefits by 20%?

00:00 Is the threat real?

01:52 How the Social Security cuts could affect your income.

03:17 Steps to take should Social Security move forward withthe benefit cuts.

04:35 How to build your own retirement plan.

05:36 How to maximize your income.

06:38 End

Have specific questions for Tom and the team at Mosley Wealth Management?

Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan:

Check this video out: https://youtu.be/QkJzvbZ_gDs

SocialSecurityBenefitCuts

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of theinformation provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Whether you leave a job, retire, or are laid off and youhave a 401(k), you'll need to decide what to do with it. In this video, Tom shares the 4 options you have to maximize your 401(k) when you leave your job, including the pros and cons of each option. He also discusses how timing is acrucial factor in determining the best choice for your specific situation.

If you're anticipating leaving your job or have recentlybeen laid off, educate yourself on these 401(k) options so you can make the best decision for your financial future.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄!👇

TIMESTAMPS

00:00 Maximize Your 401(K) – 4 Options to Consider When YouLeave Your Job.

00:25 Option #1 Leave your 401(k) where it is.

01:27 Option #2 Take it with you to a new job.

02:40 Option #3 Rollover your 401(k) to an IRA.

03:58 Option #4 Cash out your 401(K) (and why this isusually a bad idea).

04:53 How timing impacts your 401(k) decision.

05:52 Determining the right 401(k) option for yoursituation.

06:43 Get help choosing the best 401(k) option.

07:15 End

Have specific questions for Tom and the team at Mosley Wealth Management?

Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Learn the key components you need to include in your retirement plan:

Check this video out: https://youtu.be/QkJzvbZ_gDs

MaximizeYOur401K

401KRollover

LaidOffwitha401K

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley WealthManagement, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of theinformation provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

In today’s video, Tom explains how to build a retirementplan by outlining a step-by-step approach to creating a comprehensive strategy for your golden years. He explains the difference between retirement investments and a retirement plan, and then delves into the 6 essentialcomponents that must be addressed and included to create a retirement plan that is truly comprehensive and holistic. Let’s face it, if you want to live your best retirement life free from financial stress, you must have a well-thought-out blueprint to build the fulfilling retirement of your dreams. Whether you’re just starting to think aboutretirement or are nearing that exciting milestone, this video is a great primer for anyone seeking to create a secure and enjoyable future after their workingyears.

Discover why these 6 essential components are so vital tobuilding your retirement plan:

💵 Income

📈 Inflation

📊Investments

😒Taxes

👩‍⚕️Health Care

👨🏻‍👩🏽‍👧‍👦🏻Legacy

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄!👇

TIMESTAMPS

00:00 How to Build a Retirement Plan

00:15 A 401K or IRA is not a retirement financial plan.

01:15 Building a plan: Income.

02:27 Building a plan: Address Inflation.

03:40 Building a plan: Investments.

05:00 Building a plan: Taxes.

06:45 Building a plan: Healthcare.

08:10 Building a plan: Legacy.

09:20 This is the one element that can affect all others.

10:10 How to get help customizing your retirement plan.

10:47 End

Have specific questions for Tom and the team at Mosley Wealth Management?

Contact us here 👇

https://mosleywealthmanagement.com/contact/

===================================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

HowToBuildARetirementPlan

CreatingARetirementPlan

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE:

Investmentadvisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services areaffiliated companies by common ownership. License # 0K76766 . Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This contentis intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individualsituation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legaladvice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Knowing when to start Social Security is a critical decisionthat can have a significant impact on your retirement income. In this video Tom walks you through the 3 essential questions you need to ask yourself to determine the optimal time to start receiving Social Security.

1) When is the right age to claim benefits based onyour life expectancy and break-even analysis?

2) What are your contingency plans should SocialSecurity reforms or benefit cuts affect your future payments?

3) How will you address the gap between yourdesired retirement income and projected social security benefits to ensure you have sufficient savings and income streams?

With clear examples and expert insights, Tom provides a framework to evaluate your personal circumstances, longevity risk, and retirement goals so you can optimize your Social Security timing and secure your financialfuture in retirement.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄!👇

TIMESTAMPS

00:00 When to Start Social Security? 3 Questions to askyourself.

00:29 Question #1: When should you turn on Social Security?

01:58 Question #2: What are you going to do if benefit cuts affect future payments?

03:10 Questions #3: How are you going to address the gap between your desired income and projected Social Security benefits?

04:06 The benefits of an income plan

05:49 End

Have specific questions for Tom and the team at Mosley Wealth Management?

Contact us here 👇

https://mosleywealthmanagement.com/contact/

===========================================If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄!https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1

===========================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

WhenToStartSocialSecurity

SocialSecurityBenefits

RetirementIncome

RetirementPlanning

RetirementStrategy

FinancialEducation

FinancialLiteracy

HowToRetireEarly

RetirementPlanningAt50

RetirementPlanningAt60

HowMuchDoINeedToRetire

HowToRetireEarly

RetirementPlanningTips

FinancialAdvisor

SocialSecurity

DISCLOSURE:

Investmentadvisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services areaffiliated companies by common ownership. License # 0K76766. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This contentis intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of theinformation provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Happy retirees and Superbowl Champions both know theimportance of having a winning game plan. In today’s video, Tom explains how to develop a retirement game plan by employing the same tactics retirees and champions use to drive their success!

Just like championship football teams, happy retirees startwith a clear vision and/or dream. Whether it's envisioning yourself on the Super Bowl platform or savoring moments with loved ones, having a dream is essential.

Next, we emphasize the importance of mastering thefundamentals. Drawing inspiration from Vince Lombardi's iconic "Gentlemen, this is a football" speech, we highlight the significance of building a solid financial foundation. From understanding retirement plans like 401(k)s and IRAs to practicing consistent saving habits, we show how attention to basics can lead to long-term success.

Finally, we explore the role of strategic planning in bothfootball and retirement. Just as coaches craft game plans for victory, retirees need a comprehensive strategy to navigate financial challenges. We'll share how working with a retirement planning coach can provide invaluable guidance andincrease your chances of success.

Tune in now and take the first step towards a winning future!

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇

TIMESTAMPS

00:00 How to Develop a Retirement Game Plan

00:19 #1 It starts with a vision.

00:55 What’s your dream?

01:43 #2 Begin with the Fundamentals

04:34 #3 Build a Winning Game Plan

05:25 The upside to having a retirement financial coach

07:20 How to Develop a Retirement Financial Game Plan

09:11 How to find a retirement financial coach.

10:25 End

Have specific questions for Tom and the team at Mosley WealthManagement?

Book a complimentary visit here 👇

https://mosleywealthmanagement.com/contact/

OR

Schedule a 15-min phone call with a member of our team here:

https://calendly.com/easeintoretirement/complimentary-15-min-phone-call-with-tom-mosley

Howtodeveloparetirementgameplan

Createaretirementgameplan

BuildaRetirementplan

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄, 𝐥𝐢𝐤𝐞, 𝐨𝐫 𝐬𝐡𝐚𝐫𝐞!

==================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It isnot intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of theinformation provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

One often-overlooked aspect of retirement planning is theimpact taxes can have on your retirement years. Contrary to popular belief, retirement doesn't mean escaping taxes; it means understanding and strategically managing them. The first step is to understand the different areas where you can be taxed. Join Tom in this eye-opening session as he sheds light on the impact of Employment, Social Security, and Medicare taxes on yourgolden years. Learn about the lurking threat of "Bracket Creep," understand how you could be impacted by Capital Gains and grasp the significance of Required Minimum Distributions (RMDs). Tom provides valuable insights into identifying potential tax burdens and outlines actionable solutions so you can prepare a plan and potentially lessen the impact of taxes in your retirement.

If you’d like to secure your own free Tax Report & see thetaxes you may encounter in retirement, give us a call at (855)567-0933.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄!👇

TIMESTAMPS

00:00 Intro: Discover the potential taxes in retirement.

00:42 Unveiling Employment/Payroll Tax intricacies.

01:15 Beware of the tax bracket jump with Bracket Creep.

02:05 Social Security Taxes

02:34 Medicare Taxes & Two Year Look Back

03:33 Navigating Capital Gains on Stocks, Home Sales,Business Transactions.

04:45 Understanding Required Minimum Distributions (RMDs)Tax implications.

05:35 Recap of Key tax considerations for retirees.

05:55 Solutions to strategically minimize your tax burden.

07:00 How to secure a Tax Report/Plan

08:24 Conclusion

Have specific questions for Tom and the team at Mosley WealthManagement?

Book a complimentary visit here 👇

https://mosleywealthmanagement.com/contact/

OR

Schedule a 15-min phone call with a member of our team here:

https://calendly.com/easeintoretirement/complimentary-15-min-phone-call-with-tom-mosley

====================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄, 𝐥𝐢𝐤𝐞, 𝐨𝐫 𝐬𝐡𝐚𝐫𝐞!

====================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#retirementtaxes

retirementincome

retirementplanning

Bracket Creep

SocialSecurityTaxes

MedicareTaxes

CapitalGainsinRetirement

CapitalGains

UnderstandingRMDs

RequiredMinimumDistributions

investing

financialadvisor

SocialSecurity

TaxReport

TaxesinRetirement

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investinginvolves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. Thiscontent is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of theinformation provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

If you’re reading this, chances are you’re contemplating retiringin 5 years! Whether you’re planning on retiring early in your 50’s, or you want to hold off until your 60’s & 70’s, there are several crucial steps you must take NOW so you’re prepared to make the move and shape your retirement experience into the one you dream of. Today, Tom covers the 5 most crucial steps you need to take now and addresses why they’re so important when it comesto maximizing your retirement dreams.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄!👇

TIMESTAMPS

00:00 Intro

00:40 #1 Identify your income.

02:04 #2 Diminish your debt.

03:00 #3 Reduce your risk.

04:00 #4 Tackle your taxes.

05:04 Recap on the top 4 things to do before retiring.

05:58 #5 Polish your plan & what it needs to include.

07:05 Recap on the “to-do list” and outro.

08:08 End

Have specific questions for Tom and the team at Mosley WealthManagement?

Book a complimentary visit here 👇

https://mosleywealthmanagement.com/contact/

OR

Schedule a 15-min phone call with a member of our team here:

https://calendly.com/easeintoretirement/complimentary-15-min-phone-call-with-tom-mosley

=================================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄, 𝐥𝐢𝐤𝐞, 𝐨𝐫 𝐬𝐡𝐚𝐫𝐞!

=================================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

inflation

retirementincome

retirementplanning

stockmarket

investing

financialadvisor

SocialSecurity

DISCLOSURE:

Investmentadvisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. Thiscontent is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Are you 55 or nearing 55 with a million dollars saved andwondering if you can retire NOW? It’s a question that gets asked often. In today’s show, Tom addresses the 4 biggest issues that you must consider when deciding whether you’re prepared to make the jump. He covers why it might makesense, the gaps you must consider, and the long term financial issues you may encounter.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀𝗯𝗲𝗹𝗼𝘄!👇

TIMESTAMPS

00:00 Intro & Why people that are 55 are wanting toretire earlier.

01:30 First thing you have to consider: At 55 you’re in yourGo-Go Stage.

02:30 Second thing to consider: The Gap & the financialimpact you’ll face while you wait on yourretirement money, Social Security, and Medicare.

04:25 Where will you source income?

05:05 Third thing to consider: Debt.

06:05 Fourth thing to consider: You could live another 40years.

07:15 What you need to ensure success.

09:18 Contact info to secure advice

10:25 End

Have specific questions for Tom and the team at Mosley WealthManagement?

Book a complimentary visit here 👇

https://mosleywealthmanagement.com/contact/

OR

Schedule a 15-min phone call with a member of our team here:

https://calendly.com/easeintoretirement/complimentary-15-min-phone-call-with-tom-mosley

=================================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄, 𝐥𝐢𝐤𝐞, 𝐨𝐫 𝐬𝐡𝐚𝐫𝐞!

=================================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

Retireat55

inflation

retirementincome

retirementplanning

stockmarket

investing

financialadvisor

SocialSecurity

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services areaffiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. Thiscontent is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of theinformation provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

😱 Today we uncover one of retirement's biggest surprises: Sky-high TAXES on your hard-earned savings! Think of it as the knockout "punch" that can leave you and your savings reeling.

💡 The Good News? There are some key strategies you can implement that will help you minimize your tax-burden and maximize your savings.

🧐Let’s Decode Your Tax Landscape: The first crucial step? Understand which bucket your income and savings fall into. Today, Tom will delve into the Taxable Income, Tax-Deferred, and Tax-Free buckets. This insight is the key to unlocking powerful strategies that could save you thousands.

💡Maximize Your Financial Security: Learn some steps you can take to strategically position your retirement savings, ensuring you're not blindsided by the tax hit that could derail your retirement dreams.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄!👇

TIMESTAMPS

00:00 All retirement money will go through the Tax system atone point or another.

01:00 To avoid the “Tax punch” or surprise of taxes inretirement and minimize your taxes, understandthe different “buckets” your retirement money falls in.

01:30 Bucket #1 – Taxable Income/After Tax

02:55 Bucket #2 – Tax Deferred

04:15 Bucket #3 – Tax Free

06:00 Taking the right steps to adjust which bucket yourmoney is in can help minimize your taxes.

06:50 Converting your money into a ROTH.

Have specific questions for Tom and the team at Mosley Wealth Management?

Book a complimentary visit here 👇

https://mosleywealthmanagement.com/contact/

OR

Schedule a 15-min phone call with a member of our team here:

https://calendly.com/easeintoretirement/complimentary-15-min-phone-call-with-tom-mosley

=================================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄, 𝐥𝐢𝐤𝐞, 𝐨𝐫 𝐬𝐡𝐚𝐫𝐞!

=================================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#inflation

retirementincome

ROTH

TaxesinRetirement

retirementplanning

investing

financialadvisor

SocialSecurity

RetirementFinances

TaxStrategies

FinancialMastery

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services areaffiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. Thiscontent is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of theinformation provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Have you ever wondered why some people sail throughretirement while others hit stormy seas? Today we’re going to uncover three colossal mistakes many make as they head into retirement. We’ll also share some steps you can take NOW to correct your course and help ensure a smooth andthriving retirement.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄!👇

TIMESTAMPS

00:00 Intro to the 3 biggest mistakes people make headinginto retirement.

01:00 Mistake #1 – Saving Too Little

02:30 Mistake #2 – Piling on Debt

03:30 Mistake #3 – Shiny Object Investment

05:05 Steps you can take to get on track and avoid the mistakes.

05:40 How to save – simplified.

06:05 Tips on getting out of debt.

07:15 Investing

07:45 How to get professional help.

Have specific questions for Tom and the team at Mosley WealthManagement?

Book a complimentary visit here 👇

https://mosleywealthmanagement.com/contact/

OR

Schedule a 15-min phone call with a member of our team here:

https://calendly.com/easeintoretirement/complimentary-15-min-phone-call-with-tom-mosley

=================================================

If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄, 𝐥𝐢𝐤𝐞, 𝐨𝐫 𝐬𝐡𝐚𝐫𝐞!

=================================================

⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐

• Facebook: https://www.facebook.com/mosleyeaseintoretirement

• Instagram: https://www.instagram.com/easeintoretirement/

• LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#retirementmistakes

retirementincome

retirementplanning

retirementstrategy

investing

financialadvisor

SocialSecurity

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services areaffiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. Thiscontent is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of theinformation provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Unless you’ve been hiding under a rock the last few years you probably struggle to make it through the day without hearing the buzzword, “𝙞𝙣𝙛𝙡𝙖𝙩𝙞𝙤𝙣”. While there are different kinds of inflation, they all lower the value of your hard-earned assets.

Through the use of Social Security and increasing streams of income, we’re able to grant our clients peace of mind in knowing they 𝘄𝗼𝗻’𝘁 𝗵𝗮𝘃𝗲 𝘁𝗼 𝗺𝗮𝗸𝗲 𝘀𝗮𝗰𝗿𝗶𝗳𝗶𝗰𝗲𝘀 to their lifestyles in retirement!

If you’re interested in how you can incorporate these strategies into your portfolio, take a listen.

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Even though everyone can’t wait until they retire, nearly every retiree has some apprehension or fear before they make the leap. This is completely natural as this is new to you and we’re wired to be 𝗹𝗲𝗲𝗿𝘆 𝗼𝗳 𝘁𝗵𝗲 𝘂𝗻𝗸𝗻𝗼𝘄𝗻. If you need assistance in gaining some confidence to 𝗼𝘃𝗲𝗿𝗽𝗼𝘄𝗲𝗿 𝘁𝗵𝗲𝘀𝗲 𝗳𝗲𝗮𝗿𝘀, the team at Mosley Wealth Management would love to help!

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

Social Security has been the 𝗯𝗮𝗰𝗸𝗯𝗼𝗻𝗲 𝗼𝗳 𝘁𝗵𝗲 𝗔𝗺𝗲𝗿𝗶𝗰𝗮𝗻 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 since its introduction in 1935.

But a lot has changed in our everyday lives since that era, so 𝘁𝗵𝗲 𝗽𝗿𝗼𝗴𝗿𝗮𝗺 𝗻𝗲𝗲𝗱𝘀 𝗰𝗼𝗻𝘀𝘁𝗮𝗻𝘁 𝗮𝗱𝗷𝘂𝘀𝘁𝗺𝗲𝗻𝘁𝘀. For example, Social Security was designed as a way to supplement retirement income for individuals aged 62 and higher.

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

The number one fear for both soon-to-be and current retirees alike is 𝗿𝘂𝗻𝗻𝗶𝗻𝗴 𝗼𝘂𝘁 𝗼𝗳 𝗺𝗼𝗻𝗲𝘆 in retirement. So how do you combat these concerns and produce 𝗴𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗹𝗶𝗳𝗲𝘁𝗶𝗺𝗲 𝗶𝗻𝗰𝗼𝗺𝗲 for the rest of your days? Watch the video to find out!

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

You’d have to conduct a pretty lengthy and thorough search to find a financial professional or anyone in the know who thinks taxes will not be 𝗵𝗲𝗮𝗱𝗲𝗱 𝘂𝗽𝘄𝗮𝗿𝗱𝘀 in the future.

Then, the question is less will they be higher, and more of what you’re able to do to make 𝘆𝗼𝘂𝗿 𝗽𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼 𝗮𝘀 𝘁𝗮𝘅-𝗲𝗳𝗳𝗶𝗰𝗶𝗲𝗻𝘁 𝗮𝘀 𝗽𝗼𝘀𝘀𝗶𝗯𝗹𝗲 in order to keep more of your hard-earned money in your pocket!

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

If you’ve already transitioned into retirement, you’re probably aware of what a headache finding the 𝗽𝗿𝗼𝗽𝗲𝗿 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗽𝗹𝗮𝗻 for you and your spouse can be. For those planning their retirements, 𝘄𝗲𝗹𝗰𝗼𝗺𝗲 𝘁𝗼 𝘁𝗵𝗲 𝗽𝗮𝗿𝘁𝘆!

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

It definitely is an uncomfortable thought, but the reality is that in virtually every single retired couple, one will have to traverse through a period of their golden years 𝘄𝗶𝘁𝗵𝗼𝘂𝘁 𝘁𝗵𝗲𝗶𝗿 𝗽𝗮𝗿𝘁𝗻𝗲𝗿.

For these 𝘀𝘂𝗿𝘃𝗶𝘃𝗶𝗻𝗴 𝘀𝗽𝗼𝘂𝘀𝗲𝘀, proactive moves the couple made before the passing, and knowing what to do in the wake, can help to reduce the financial strife during this period of emotional grief.

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

It can be tough to determine if you or your spouse will have a 𝗹𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝗰𝗮𝗿𝗲 𝗶𝘀𝘀𝘂𝗲 arise or if a 𝗻𝗲𝗲𝗱 𝗳𝗼𝗿 𝗰𝘂𝘀𝘁𝗼𝗱𝗶𝗮𝗹 𝗰𝗮𝗿𝗲 will rear its ugly head during your retirement.

Perhaps then, the question isn’t 𝗜𝗙 you need a strategy to cover steep long-term care costs, but rather 𝗔𝗥𝗘 𝗬𝗢𝗨 𝗣𝗥𝗘𝗣𝗔𝗥𝗘𝗗 should that instance arise?

After all, a solid and well-rounded retirement plan is holistic, comprehensive, and proactive. You and your spouse may luck out and never need to live in a nursing home, but it can certainly 𝘀𝗮𝗳𝗲𝗴𝘂𝗮𝗿𝗱 𝘁𝗵𝗲 𝗿𝗲𝘀𝘁 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗽𝗹𝗮𝗻 by having a strategy in place!

DISCLOSURE:

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

A lot of big-box firms and advertisements push a benchmark figure to hit for retirement, often one or two million dollars. But this retirement planning approach doesn’t account for the 𝗰𝗼𝘂𝗻𝘁𝗹𝗲𝘀𝘀 𝗼𝘁𝗵𝗲𝗿 𝗳𝗮𝗰𝘁𝗼𝗿𝘀 to consider. Account statements and balances are 𝗻𝗼𝘁 𝗮 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗽𝗹𝗮𝗻. It’s merely a lumberyard.

You’ve got to figure out how to take all that lumber you’ve been accruing during your working years and build your 𝘀𝗼𝘂𝗻𝗱 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗵𝗼𝗺𝗲.

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosely Insurance & Financial Services.

View Details

Unless you’ve spent the last couple years under a rock or without turning on a TV or logging onto the internet, you’re aware that 𝗶𝗻𝗳𝗹𝗮𝘁𝗶𝗼𝗻 𝗿𝗮𝘁𝗲𝘀 𝗵𝗮𝘃𝗲 𝗯𝗲𝗲𝗻 𝘀𝗸𝘆𝗿𝗼𝗰𝗸𝗲𝘁𝗶𝗻𝗴.

Things have started to regress back to the mean thus far in 2023, but upon closer inspection, one will find that the risks posed by 𝘀𝘁𝗮𝗰𝗸𝗲𝗱 𝗶𝗻𝗳𝗹𝗮𝘁𝗶𝗼𝗻 are ever present.

The year-over-year inflation rate in 2022 was 8.5%. In 2023, it came down to 4.9%. Thus, since 2021, we’ve seen a 𝟭𝟯.𝟰% 𝗶𝗻𝗰𝗿𝗲𝗮𝘀𝗲 in our cost for goods. But how can you tell the degree to which inflation is impacting or hurting you?

Two tests to look at would be to first ask yourself if your 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗮𝗿𝗲 𝗱𝗲𝗰𝗿𝗲𝗮𝘀𝗶𝗻𝗴. The next would be to see if your 𝗰𝗿𝗲𝗱𝗶𝘁 𝗰𝗮𝗿𝗱 𝗯𝗮𝗹𝗮𝗻𝗰𝗲𝘀 𝗮𝗿𝗲 𝗶𝗻𝗰𝗿𝗲𝗮𝘀𝗶𝗻𝗴.

The way things are structured, because you can spend money you may not have or it may be backfilled from your reserves, 𝗶𝗻𝗳𝗹𝗮𝘁𝗶𝗼𝗻 𝗰𝗮𝗻 𝗯𝗲 𝗮 𝘀𝗶𝗹𝗲𝗻𝘁 𝗸𝗶𝗹𝗹𝗲𝗿 of retirement plans if you don’t pay attention!

View Details

Since its introduction in the late 1990s, Roth IRAs have gained traction among savvy investors who were 𝗹𝗼𝗼𝗸𝗶𝗻𝗴 𝘁𝗼 𝗿𝗲𝗺𝗼𝘃𝗲 𝘀𝗼𝗺𝗲 𝘂𝗻𝗰𝗲𝗿𝘁𝗮𝗶𝗻𝘁𝘆 from their future income picture. Now they are starting to enter the field of 401(k)s, so it helps to know exactly what 𝗥𝗼𝘁𝗵 𝗼𝗽𝘁𝗶𝗼𝗻𝘀 can do. Roth IRAs and Roth 401(k)s allow you to pay taxes on the contribution to the accounts at current rates in exchange for 𝗧𝗔𝗫-𝗙𝗥𝗘𝗘 𝗴𝗿𝗼𝘄𝘁𝗵𝗮𝗻𝗱𝘄𝗶𝘁𝗵𝗱𝗿𝗮𝘄𝗮𝗹𝘀later down the line. But can you utilize one if your working days are behind you and you’re no longer earning income?

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

When you first enter retirement, your health is likely good, your bucket list is long, and time is plentiful. The PERFECT equation for 𝘀𝗽𝗲𝗻𝗱𝗶𝗻𝗴 𝗺𝗼𝗻𝗲𝘆. But how can you spend freely in your 60s and have 𝘁𝗵𝗲 𝗰𝗼𝗻𝗳𝗶𝗱𝗲𝗻𝗰𝗲 𝗶𝗻 𝗸𝗻𝗼𝘄𝗶𝗻𝗴 𝘁𝗵𝗮𝘁 𝗮𝘀𝘀𝗲𝘁𝘀 𝘄𝗶𝗹𝗹 𝘀𝘁𝗶𝗹𝗹 𝗯𝗲 𝗮𝗿𝗼𝘂𝗻𝗱 later down the line when you might need to allocate more toward your or a spouse’s healthcare? By turning those account statements you have into an 𝗮𝗰𝘁𝗶𝗼𝗻𝗮𝗯𝗹𝗲, 𝙒𝙍𝙄𝙏𝙏𝙀𝙉 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗽𝗹𝗮𝗻!

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

View Details

If you're not the same person you were 5 years ago, your investments probably shouldn't be either. Consider this, if you're aggressive on the inside, shouldn't your portfolio match who you are? And if you're conservative, your portfolio should probably align with that too. On this episode of EASE, Tom breaks down 4 reasons you should consider personalized risk into your portfolio.

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosely Insurance & Financial Services.

View Details

ESG stands for environmental, social, governance and did you know that it is mandatory for these funds to be in your retirement plans? Such as your 401(k), 403(b), 457(b). On this episode of EASE, Tom covers all things ESG funds.
Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosely Insurance & Financial Services.

View Details

In the month and year of March 2023, we've witnessed the following banks go near or ENTIRELY underwater, Silicon Valley Bank, Silvergate Bank, and Signature Bank. And since there's a limited coverage per account under FDIC, how does this bank crisis impact the REST Of society? Tom Mosley discusses in depth, how this crisis may impact your present and future retirement.

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License #0K76766Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosely Insurance & Financial Services.

View Details

Television, Facebook, Instagram, TikTok, your friendly neighborhood plumber, they're ALL the best news sources...we wouldn't want to disagree with you. All we're asking is, can you trust EVERYTHING they've told you about annuities? Stick around to hear Tom run through some questions you might want to ask before believe that annuities are your mortal enemy...

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosely Insurance & Financial Services.

View Details

One of our clients walked in the other day stating that he was curious about 401ks and how they work, digging more into his question, we discovered he had 6 401k's all from different employers! On today's episode, Tom runs through 4 different options you have if you're in a similar situation to our client. You can stay, start a new 401k, cash out, or rollover to an IRA. Keep watching to learn more about 401k's and everything else you're too afraid to ask.

Don’t spend more time wondering about whether you’re ready to retire. Prepare now, so you can look forward to the years ahead with confidence.

Seize the moment. Seize your retirement. Call us at 714-421-4288 to take the first step, or contact us through our website, https://mosleywealthmanagement.com/.

________________________________________

At Mosley Wealth Management, we believe everyone should be able to live the retirement they’ve always wanted. Your financial situation is different than that of your parents, your neighbors and even your closest friends, so a cookie-cutter approach isn’t going to cut it.

E.A.S.E. Into Retirement is a weekly podcast dedicated to discussing Mosley Wealth Management’s perspective on what to expect before and during retirement. Hosted by Tom Mosley, each episode will provide you our teams educated views on ways to better prepare yourself for those retirement years and your goals.

About Tom Mosley, CEO & President

For more than a quarter century, Tom has helped retirees and those nearing retirement preserve their principals so they can experience the retirement they always envisioned. He focuses on conservative financial strategies that provide the potential for wealth accumulation and help protect retirement assets from market volatility.

After spending 19 years in the ministry, Tom founded Mosley Insurance and Financial Services in 1995 and in 2016, Mosley Wealth Management. He has helped many employees from Fortune 500 companies such as Wells Fargo, Disney, Raytheon and Edison make informed decisions about their 401k(k)s, pension plans and Social Security benefits after they retired or changed jobs.

Tom earned a Master’s in business administration with a major in finance from Pepperdine University as well as a master’s in theology from Dallas Theological Seminary. He has passed the Series 65 securities exam, is a registered Investment Adviser and licensed insurance professional.

Tom and his wife, Suzan, live in Placentia in Orange County and are blessed with five highly successful children – Amanda, Andrea, Rachael, Travis and Mackenzie – and eight adorable grandchildren. Tom says one of his favorite hobbies is “sneaking sugar of all kinds” to his grandkids.

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

View Details

Are you certain your income will last as long as you do? On this week's episode, Tom highlights the importance of ensuring longevity of your income in retirement. Grab a pen and paper, because this podcast is full of enlightening information.

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosely Insurance & Financial Services.

At Mosley Wealth Management, we believe everyone should be able to live the retirement they’ve always wanted. Your financial situation is different than that of your parents, your neighbors and even your closest friends, so a cookie-cutter approach isn’t going to cut it.

E.A.S.E. Into Retirement is a weekly podcast dedicated to discussing Mosley Wealth Management’s perspective on what to expect before and during retirement. Hosted by Tom Mosley, each episode will provide you our teams educated views on ways to better prepare yourself for those retirement years and your goals.

About Tom Mosley, CEO & President

For more than a quarter century, Tom has helped retirees and those nearing retirement preserve their principals so they can experience the retirement they always envisioned. He focuses on conservative financial strategies that provide the potential for wealth accumulation and help protect retirement assets from market volatility.

After spending 19 years in the ministry, Tom founded Mosley Insurance and Financial Services in 1995 and in 2016, Mosley Wealth Management. He has helped many employees from Fortune 500 companies such as Wells Fargo, Disney, Raytheon and Edison make informed decisions about their 401k(k)s, pension plans and Social Security benefits after they retired or changed jobs.

Tom earned a Master’s in business administration with a major in finance from Pepperdine University as well as a master’s in theology from Dallas Theological Seminary. He has passed the Series 65 securities exam, is a registered Investment Adviser and licensed insurance professional.

Tom and his wife, Suzan, live in Placentia in Orange County and are blessed with five highly successful children – Amanda, Andrea, Rachael, Travis and Mackenzie – and eight adorable grandchildren. Tom says one of his favorite hobbies is “sneaking sugar of all kinds” to his grandkids.

View Details

So you've got some savings for retirement ready? Now, you're faced with the next question which is 'where do I put it'? That hard-earned income deserves to be well-taken care of! On this week's episode, we review only a few outlets for those savings. We strongly suggest you reach out to your preferred financial adviser before making any concrete decisions.

Don’t spend more time wondering about whether you’re ready to retire. Prepare now, so you can look forward to the years ahead with confidence. Seize the moment. Seize your retirement. Call us at 714-421-4288 to take the first step, or contact us through our website, https://mosleywealthmanagement.com/.

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosely Insurance & Financial Services.

View Details

Investing is complex enough, now investing a recession? That's taking on a whole new challenge, but we've got you covered! With Tom's collective experience, he sheds some light this episode on where to invest in a recession.

#investmentplanning #financialeducation #retirementplanning #easeintoretirement #mosleywealthmanagementDon’t spend more time wondering about whether you’re ready to retire. Prepare now, so you can look forward to the years ahead with confidence. Seize the moment. Seize your retirement. Call us at 714-421-4288 to take the first step, or contact us through our website, https://mosleywealthmanagement.com/.

View Details

We understand that not everyone has the ideal retirement setup, it may feel difficult to navigate through. On this week's podcast, Tom covers one of the biggest questions we feel we've come across which is- WHERE to get income in retirement!

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosely Insurance & Financial Services.

View Details

Survey has shown time and time again, the #1 concern for people, before dying- is running out of money. And with how unpredictable life can be, it is a completely valid worry. One of the strategies that can be used, is setting up a proper retirement plan that fits YOUR needs! Connect with a trusted financial advisor when you feel the time is right!

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosely Insurance & Financial Services.

View Details

“Breadwinner”, the individual that makes the most income in the household. Regardless of who it is, when 2 become 1 the lower amount (income) is removed. Let’s talk about some tactics that may, maximize your social security as a married couple!

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosely Insurance & Financial Services.

At Mosley Wealth Management, we believe everyone should be able to live the retirement they’ve always wanted. Your financial situation is different than that of your parents, your neighbors and even your closest friends, so a cookie-cutter approach isn’t going to cut it.

E.A.S.E. Into Retirement is a weekly podcast dedicated to discussing Mosley Wealth Management’s perspective on what to expect before and during retirement. Hosted by Tom Mosley, each episode will provide you our teams educated views on ways to better prepare yourself for those retirement years and your goals.

View Details

So how does social security, really get taxed? Let’s discuss- provisional income, 50% social security benefit, ordinary income, dividends & capital gains, and non-taxable interest.

Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766

Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosely Insurance & Financial Services.

View Details

No politician is going to stand in front of a crowd or run on a platform and say “you won’t get the social security you’ve have paid in for throughout the years”, because we did pay in the FICA and it is NOT a true entitlement.

Get your social security report at www.ssa.gov.

View Details

Your pension could impact your social security, but how exactly and to what degree? WEP, GPO, and more, Tom Mosley Investment Advisor walks us through it all.

View Details

Every. single. person. has different social security earnings, which are dependent on their own personal factors. On today's episode, Tom provides an overview of some items you may want to consider. As we share on the episode, you can visit: www.ssa.gov to figure out the size of your benefit.

View Details

If you don’t know what your retirement age is, check out our episode titled “What is my social security full retirement age?”. At Mosley Wealth Management, we want to focus on how it affects YOUR benefits; for those that are married, it can make a drastic difference to your spouse’s benefits too! 

View Details

Have you heard of social security but not sure how it works? On today's podcast, Tom focuses on the key word 'MY'! There are a lot of other factors that could determine when you should start taking your social security, but today we’ll discuss how to weigh these factors to make the decision that may be right for you.

View Details

What if you turned on your social security, and you had to PAY IT ALL BACK!? Knowing your social security FULL RETIREMENT AGE could impact your available options. On today's episode, Tom Mosley, emphasizes how social security is going to use your full retirement age to determine your benefits. Have questions that weren't answered? Give us a call! (714)-421-4288

View Details

• Not Much Saved: Work as long as you can, save as much as you can, allow your Social Security to grow.
• From 62 to Full Retirement Age: Be careful! There is an income earnings limit until you reach your full retirement age.
• Full Retirement Age And Older: Turning on social Security is just one piece of an overall plan. Your other assets and income flow must be considered in order to make the right decision.

View Details

• Historically we were promised social security benefits would never be taxed.
• But U.S. needed MORE MONEY.
• Your total "Provisional" income determines your tax.

View Details

• What are the two main provisions?
• What's the potential impact on my retirement planning decisions?
• How do you know what you should do?

View Details

• When one married partner passes away the larger social security amount generally remains.
• One possible strategy might lead to turning on the breadwinner payment last.

View Details

• Early and late collecting impacts your payment.
• The age of each spouse impacts spousal benefits

View Details

• Your full retirement age with Social Security is either 65, 66, 67 or - somewhere between.
• Your earnings could be limited before FRA - if you have a job or income.

View Details

• Social Security payouts are based on your top 35 years of earnings
• Historically, women are more prone to have gaps than men
• Working Longer (and delaying the start of social security) could significantly increase your earnings

View Details

• Why Social Security is questionable
• Why it probably will not go broke
• How does it get solved (proposed)

View Details

• There are 3 distinct stages to retirement:
• 1. Go-Go!
• 1. Slo-Go!
• 1. No-Go!
• You plan to fail if you fail to plan. Get a bucket list and get started
• Put the big rocks (things) on your calendar first.

View Details

• Major tactic is creating a sense of urgency to "buy now"
• Check the web address carefully
• Guard your personal information like your social security card, credit card, and pin numbers

View Details

• Gratitude, it applies to finance as well!
• Celebrate financial wins!
• Charitable giving!
• Estate planning!
• Pay bills now!
• Change your withholding!
• Max out your pre-tax retirement contribution!

View Details

• We get a raise - but also an increase
• Income earning limits increase
• taxes impact social security at the same amounts

View Details

• Investing retirement money in infomercials...But Wait!
• Thinking you are not going to live very long.
• Not Investing in your 401k.
• Investing in a can't miss "Nigerian start-up".
• Giving ALL your money to your children.
• Following the "hot tip" your plumber gave you!

View Details

• You might need the extra money
• You might want the extra money
• You might love what you do
• You might be bored!
• You might fill a need.

View Details

• Additional Income
• They can be used as an alternative to bonds in a poorly performing bond market.
• Long Term Care coverage
• As an enhanced death benefit to heirs
• To fill a gap created in Social Security income when the first spouse passes away.

View Details

• Variable annuities offer stock market growth potential along with stock market loss concerns.
• Variable annuities have both fees for the annuity structure and fees for the product investment options.
• Many retires prefer the less risk offered in other types of annuities but there are occasionally places where they fit in a client's plan.

View Details

• A Fixed Annuity is in some ways similar to a CD in that it has a guaranteed interest rate for a specific length of time and are less risky than Fixed Indexed Annuities but generally have lower returns. It is NOT FDIC insured.
• A Fixed Indexed Annuity offers a guarantee against losing assets in down markets, but potential grown in good market years tied to various market indices. They involve more risk than a Fixed Annuity, but over a period of time, usually provide more in return.

View Details

• With immediate annuities the income flow starts immediately after a single premium purchase is locked in, and likely has no tax penalty for pre 59 1/2 withdrawals.
• Deferred annuities allow assets to accumulate until needed, maintain your withdrawal options for the future, and can be surrendered or withdrawn but likely have tax penalty of 10% for pre 59 1/2 withdrawals.

View Details

• Annuities are long-term financial contracts between a policy/contract owner and an insurance company.
• Annuities are insured by the claims paying ability of the insurance company.
• Lifetime income could be a big positive for an annuity, but there are likely surrender charges and potential tax penalties for early withdrawal of the assets.

View Details

• The website where you can set up an account to see all your up-to-date numbers is socialsecurity.gov.
• Claiming your social security at age 62 could be a good send, or a disaster.
• Your full retirement age is based on the year you were born.
• Waiting to age 70 might be best, but not if you starve yourself on the way there!

View Details

• Passive investments practice more of a buy and hold strategy.
• Active investments depend on professional money managers to make tactical decisions to grow and protect a portfolio.

View Details

• In the accumulation stage, growth should be your major objective and risk takes a back seat.
• In the preservation stage, safety is likely your major objective with growth taking a back seat.
• In the distribution stage, your prior preparation means everything, as in 100%.
• A Riskalyze analysis can help identify your specific internal risk tolerance.

View Details

• Original Medicare is composed of parts A and B and covers hospitals, doctors, durable medical equipment, etc. It covers 80% of approved costs.
• Medicare Supplement, Medicare Advantage and Prescription Drugs Part D plans can be purchased to address many of the additional 20% of the cost.
• Work with a professional who offers all of the various types of plans in order to make sure you have the coverage best suited for your need.

View Details

• Pothole #13 - To Move or Not to Move
  • Weigh the reasons to move or stay in California carefully. The $200,000 question might be- Should I stay, or should I go?
• Pothole #14 - Friends become an Issue
  • Enjoy your time with friends while you can, and they are still here. But don't be afraid to say no to activities that might break your bank on your back.

View Details

• Pothole #11 - You May Feel Guilty Spending Your Savings
  • 1.Going through the retirement door moves you from the Accumulation Room to the Documentation Room.
  • 1. You may feel uncomfortable in the new environment.
• Pothole #12 - You May Not Need What You are Forced to Withdraw!
  • 1. At age 72, you may have more than enough income, especially that you want to pay taxes on.
  • 1. Consider paying the taxes earlier.

View Details

Creating a great retirement plan generally does NOT mean deciding which child you want to move in with!

• Pothole #9 - Work may be a part of retirement. Often retirees are employed, and the three major reasons are:
  • 1. Necessity
  • 1. Choice
  • 1. Boredom
• Pothole #10 - You might have to move in with your kids. Three major reasons retirees move in with their children are:
  • 1. Economic necessity
  • 1. Declining heath
  • 1. Loss of a spouse

View Details

• Pothole #7 - Living on Social Security alone
  • Prevent the damage! Work as long as you can, save as much as you can, take Social Security as late as you can.

• Pothole #8 - BOREDOM!

  • Prevent the damage! Develop a bucket list (maybe 2) and get busy on your list.

View Details

• Pothole #5 - Long-term care costs could wipe out your savings.
• • Prevent the damage! You definitely need a plan, but perhaps not a policy.
• Pothole #6 You might not be prepared for high Healthcare costs.
• • Prevent the damage! Evaluate all your options as you leave employment. Re-evaluate as you travel through retirement.

View Details

• Pothole #3- Inflation takes a bigger bite than you think.
• • Prevent the Damage! Keeping the investment side of your portfolio in equity (Stocks, Security, Real Estate) position to help grow with inflation. +
• Pothole #4- You might outlive your savings.
• • Prevent the Damage! Secure your income for life and match your portfolio risk to your personal risk tolerance.

View Details

• Pothole #1- Continuing to put more value un your net worth or portfolio value than your income amount.
• • Prevent the Damage! Call it what you want, develop a budget/spending plan so you can build a plan to give you secure monthly income.
• Pothole #2- Under estimating the impact of taxes on your retirement portfolio.
• • Prevent the Damage! Start now to build your tax-free sources of income.

View Details

1. Can I take RMD money and put it into a ROTH IRA?
2. I just sold my home, can I put these proceeds into a ROTH IRA?
3. I'm still working at age 73 and all my retirement savings are in my active 401k. Can I roll that money over into an IRA?

View Details

1. Lay out your wishes and desires in writing while you are able.
2. Take control of your end-of-life decisions and directions.
3. Leave your legacy in the most advantageous way possible.

View Details

1. Before you retire, find out what benefits your company provides that may be portable .
2. If you retire before age 65 or your spouse is under 65, address the health care coverage you will secure until eligible for Medicare.
3. If retiring after 65, decide whether a Medicare Supplement or a Medicare Advantage plan best fits your needs.
4. For ultimate needs, a plan to address Long-Term care and Advantage Health Care Directive are key.

View Details

1. Know your marginal tax bracket
2. The difference between regular income and capital gains
3. How you could pay excess Medicare premiums
4. Take the MACRO not the MICRO approach to taxes
5. Don't get caught in the RMD trap
6. Social Security income could likely be taxed
7. Harvesting from the forever taxed IRA to the tax-free ROTH
8. Don't get caught by the widows penalty
9. Tax laws are written in pencil

View Details

1. In the good old days of investing, you could play it safe and not starve.
2. After a 13-year bull market with a major downturn, YOU SHOULD NOT BE INVESTING LIKE YOUR DAUGHTER.
3. You should INVEST AT A RISK LEVEL THAT ALLOWS YOU TO SLEEPAT NIGHT!

View Details

1. Inflation makes a bigger impact than most think
2. Many Retirement Plans are not built to counteract a rise in inflation
3. How you can protect yourself against inflation

View Details

1. Start by getting specific with what most consider a four-letter-word; B-U-D-G-E-T! Get specific.
2. Total all your personal sources of income and subtract to determine your potential GAP.
3. Determine the Three Bucket Strategy; At risk or insured, that best fits your internal risk tolerance.

View Details

1. When you retire your income will generally not come from employment but from assets you have set aside, plus Social Security.
2. Social Security claiming decisions are often complex, so get specific advice, not just general information.
3. Pensions, Rentals, and Royalties are often common sources of retirement income.

View Details

1. Estate Tax thresholds are huge right now, but there may be a storm cloud building on the horizon.

2. You actually get a little added standard deduction bonus once you reach age 65.

View Details

1. Required Minimum Distributions from multiple IRAs or multiple 401ks are treated differently.
2. The due date for the first RMD is December 31st or April 1st, no fools!
3. Life Insurance proceeds pass tax free to the beneficiaries.

View Details

1. ROTH IRAs -What? No taxes when the money comes out?
2. ANNUITIES are taxed in different ways depending on whether they are Qualified (IRAs) or Non-Qualified accounts.
3. RMDs now start at 72. That's Required Minimum Distribution

View Details

1. Will my tax rates decrease or increase in retirement? That all depends on deductions, the go-go years and future tax rates.
2. Are social security benefits taxable? Yes! It all depends on your provisional income total.

View Details

1. There are 3 general "buckets" of investments - income, emergency, and growth
2. You can leave all three at various risk levels in the stock market.
3. You can help ensure your income for life while leaving your emergency and growth "buckets" in the market.
4. You can split your income "buckets" between market risk and insured income while leaving your emergency and growth "buckets" all in the market.

View Details

1. We've seen a positive community spirit develop
2. Cleaner air has resulted
3. Focusing on essential workers is good
4. Culture/fun is closer than we thought
5. Work habits have changed
6. You know who your real friends are
7. Life can be re-set
8. It's safe to drink the water again
9. We have better internet
10. YOU ARE STILL HERE-FOR A PURPOSE!

View Details

• Tom will discuss how to handle pensions in retirement.
• A Pension is an annuity-like financial vehicle that can pay an income for life.
• The positives and negatives of keeping and talking a pension
• The positives, negatives, and options for rolling over a pension

View Details

1. Fix Your Roof Before It Starts Raining!
2. A Will or a Trust! That Is The Question - For A Professional!
3. Got One - But It Might Need Up Dating.
4. Would A Small Life Insurance Policy Help My Family At My Passing?

View Details

1) The Do Over- First 12 months of claiming social security 2) The Breadwinner provision 3) Working and receiving social security

View Details

1. Traditional IRAs and 401k's
2. Roth IRAs
3. Social Security
4. Pensions
5. Stocks, Bonds and Mutual Funds
6. Annuity
7. Dividends
8. Municipal Bonds
9. CD's, Saving Account and Money Market
10. Savings Bonds

View Details

1. What is a market correction?
2. What triggers a market correction?
3. What does a market correction mean for my investments?
4. How long could the market take to recover?

View Details

• Investments
• Taxes
• Health Care
• Legacy