Bob Brooks Prudent Money: Recent Episodes
Bob Brooks
Prudent Money™ focuses on various topics and essential aspects that have to do with financial stewardship. You won’t find any Pop Culture Finance on this show. In a contrarian style, Bob breaks down the other side of the story so that you can make better decisions with money. Bob’s contrarian approach to finances covers everything from investing and the markets to personal financial planning and handling debt. No subject is out of bounds on Prudent Money.
Bob challenges his listeners to re-think their beliefs about money. He contends that most people don’t understand their ideas about money and allow others to do their thinking for them. If you are not thinking independently, someone is thinking for you. Bob teaches listeners to “own” their beliefs and not rent them from others.
Bob explains what you really need to know about the level of risk in your retirement and investment portfolio.
Bob discusses an important issue every homeowner should understand: how homeowners associations (HOAs) work, the authority they have, and why every homeowner needs to know the rules.
Bob talks with mortgage consultant Mark Pfeiffer about what it really takes to qualify as a first-time homebuyer. You may be closer to homeownership than you think!
Bob discusses a Wall Street Journal article examining the financial pressures facing colleges as enrollment declines. Are college endowments being used in ways donors never intended?
Ted Benna, the father of the 401(k), has introduced a new savings plan he believes employers should adopt. Bob explains how it works.
In Part 2 of this series, Bob discusses the tactics used during the car-buying process and shares what you need to know to negotiate a fair deal.
Bob discusses the clear advantages of investing in a Roth IRA and shares strategies that may help you increase the amount of money you can contribute.
More and more drivers owe more on their vehicles than they're worth. Bob explains why negative equity is becoming a growing problem and what you can do if you're in that situation.
Bob shares an important stock market warning and explains why you need to pay attention if you're in the risk zone.
Deciding when to claim Social Security isn't an easy decision. Bob explains the key questions to ask, and why having the right strategy can help you make a wise financial and stewardship decision.
Bob and Tony Joe share important steps to take when buying a new car, including understanding the process, knowing who to contact, and making sure you’re prepared before driving off the lot.
IRS expert Dan Pilla joins Bob to discuss the important questions everyone should know when it comes to dealing with the IRS and understanding your rights and responsibilities.
Bob talks with college admissions expert John Hupalo about the new student loan rules taking effect and what borrowers need to know.
Bob breaks down how to interpret investment marketing that may be misleading and shares the one thing you should avoid if you're dealing with debt.
Most 401(k) plans offer an employer match, but some provide even more valuable retirement benefits. Bob explains how to determine whether you're making the most of everything your plan has to offer.
In order to save money on your automobile, you have to be intentional. Tony Joe and Bob talk about tips to keep those costs down.
Bob discusses the biblical principles of stewardship and explains how they can help bring peace of mind and provide a foundation for overcoming financial anxiety.
Bob shares 10 essential tips every parent should teach their child about credit, money management, and financial responsibility.
In Part 1 of this series, Bob explores the changing financial landscape for young adults and explains why a high credit score alone does not guarantee financial success.
Bob and Tony Joe discuss the forces affecting the auto market and what they could mean for consumers and manufacturers.
Bob continues the conversation about retirement accounts outside of the 401(k) plan and explains why relying solely on a 401(k) may not be the best strategy for everyone. Learn about additional options that may help create more flexibility and future tax-free income.
Not all 401(k) plans are created equal, and some participants may be looking for additional options. Bob discusses alternative accounts to consider and the important questions you should be asking when planning for retirement.
Just because you have access to a 401(k) plan doesn’t always mean it’s the right retirement investment vehicle for your situation. Bob explains what to look for when choosing the right strategy for your retirement goals.
Bob compares the pros and cons of Trump Accounts and 529 plans when it comes to saving for college. Which one is a better option?
Bob talks about the importance of always balancing out risk and reward when it comes to dealing with stewardship and money.
There is no shortage of financial advice on TikTok, but not all of it is accurate or right for your situation. Bob explains how to better understand the advice you see before deciding whether to act on it.
There's no shortage of financial advice on TikTok, but not all of it is reliable. Bob explains how to evaluate the information you see and what to understand before acting on financial advice found online.
Bob talks with Crown Financial Ministries CEO Chuck Bentley about the alarming rise of online gambling among young adults, the warning signs to watch for, and what parents can do to help.
Bob and Tony Joe discuss the company introducing the lowest-priced electric trucks in America. Will it be a breakthrough success or a major failure?
Bob talks with mortgage consultant Mark Pfeiffer about what it really takes to qualify as a first-time homebuyer. You may be closer to homeownership than you think!
71% of borrowers are not aware of these upcoming changes. College admissions expert John Hupalo talks with Bob about what you need to know.
Bob talks about the keys to making sure that retirement will happen like you want it to.
Tony Joe and Bob discuss two common vehicle system failures that tend to happen during the summer and what you can do to avoid them.
Credit card debt is pushing many consumers dangerously close to financial trouble. Bob explains what you need to know and the important questions you should be asking.
If you have a 401(k) plan and invest in bond funds, you’ll want to understand this simple, easy-to-follow principle.
Some you may already know, and some you’ve never heard before. These 7 hacks can help you build a stronger retirement nest egg.
401(k) plans are excellent growth vehicles, but what about income-producing vehicles? Bob explains.
Today Bob and Tony discuss the recall affecting more than 1 million Jeep vehicles and what drivers need to know.
Bob talks with IRS expert Dan Pilla about the concerning story surrounding Trump and the IRS. You truly can’t make this stuff up.
Bob talks about the findings in the Social Security Trustees' report. Are politicians doing enough or nothing at all?
Bob talks about the new rules and regulations for index funds that would allow a company with no profits and limited time in business to be an investment in a 401(k) plan.
This is the question that every investor should be asking themselves. The answer could determine how your investments will look in the years ahead. Bob explains the importance.
Bob talks about the great secret of Estate Planning. On some level, Estate Planning applies to everyone.
In order to save money on your automobile, you have to be intentional. Tony Joe and Bob talk about tips to keep those costs down.
Bob talks to Crown Financial Ministries CEO, Chuck Bentley, about stewardship investing.
Bob and Tony Joe talk about the potential of a shortage in motor oil. They also discuss parts of your car you should check before going on a trip.
Do you have your mom or dad's old box of coins? Bob talks about how to get them valued and how to sell them.
Bob sits down with Real Estate Expert Caralee Gurney to discuss today’s real estate market. It’s not good or bad, just different. Tune in as they share insights on how to navigate it successfully.
America is making sure their voice is heard concerning AI. Bob discusses the overall reaction to artificial intelligence and how today’s environment resembles the technology bubble of the late ’90s.
Bob discusses how values and goals, especially if rooted in prudent stewardship, can act as the foundation for your financial life.
Tony Joe and Bob talk about the Trump administration's attempt to lower gas prices - will it work?
Bob talks to IRS expert Dan Pilla about what steps to take if you have a problem with the IRS.
Bob discusses potential risks that may be making their way into 401(k) plans, and the limited safeguards that could come with them.
Bob discusses the lack of experience in a financial crisis when it comes to investing in a bear market. If a bear market were to occur, only a small percentage of mutual fund mangers and advisors have any experience with this type of market. It is a risk worth knowing about!
Today Bob breaks down the portion of the unemployment report where the government "estimates" the number of jobs created. This is worth a listen. You will be concerned how the government can create jobs out of thin air.
Bob breaks down what you need to know about the effects of America’s $39 trillion debt problem, and the government’s growing appetite for borrowing.
Bob talks to college expert John Hupalo about the truth behind bankruptcy and student loan debt.
Bob discusses the viral internet post about May 15th, and explains what it really means.
Bob talks about the probabilities of a stock market downturn and some of the steps you can take with your 401(k) plan.
If you get stuck in a tornado, a hail storm, or even a flood, how do you get to safety? Bob and Tony Joe discuss on the special car corner edition of Prudent Money.
Today, Mortgage Consultant Mark Pfeiffer addresses affordability when it comes to home ownership.
Do you want a better handle on how investments really work? Bob talks about the critical pieces needed for a successful investment plan.
Bob talks about the current banking environment. Is it a strong environment and how do you know?
Bob takes a look back through 20 years of shows with Tony Joe and talks talks about his best advice.
Bob talks to IRS tax expert Dan Pilla about the pros and cons about getting money back from your tax return.
Bob talks about the secrets of the credit card industry and how to protect yourself from credit card companies.
Today Bob talks about why that happens and how to use Dr. Stephen Covey's Quadrant System to manage crisis situations.
Tony Joe and Bob discuss not only what to do at 100,000 miles, but the actual total miles you can actually put on a car. The amount might surprise you.
Bob continues to talk about effective advisor communication, focusing on the gap between what’s said and what clients actually hear, and how to avoid those misunderstandings.
Effective advisor communication is very important. In many cases, what an advisor says and what the client hears are two different things. Bob talk about the differences and how you can keep that from being a problem.
Bob and Tony Joe talk about this strategy that lasts only 20 days and can damage the engine in your car. You can't make this stuff up!
The answer you probably don't know. Bob talks about the conversations he is having about the new kind of retirement, and he also gives an update on the Middle East.
Bob talks about the 4 most important steps you need to take while looking for a new job.
The employment market has been showing some real weakness. Just this past week, Oracle announced they were laying off up to 30,000 employees. Bob talks about the 10 steps to take if you find yourself without a job.
Bob talks to Mark Pfeiffer about the real estate market and what they look like while we get closer to the all-important spring season.
Bob gives an update on what is happening in the Middle East, along with the latest automotive stats that suggest the consumer might just be in more trouble than we thought.
Bob talks with John Hupalo about some changes coming to student loan debt starting this summer.
Bob talks to Crown Financial Ministries CEO, Chuck Bentley, about the current investment environment and how to deal with the volatility.
With a little planning, you have the potential to turn that initial 1000 into millions.
Bob tells you what you need to know about the two verses that both appear in the Bible twice.
Bob talks about a very controversial plan for 401(k) plans, and how you should be careful.
Some significant changes could be heading our way. We are talking about the Johnson amendment. IRS expert Dan Pilla is here to discuss the details you need to know.
Bob talks to Mortgage Consultant Mark Pfeiffer about what to do and what not to do during the pre-approval process.
Bob interviews college finance expert John Hupalo about the massive changes that are going to hit the student loan industry.
There are a lot of things unusual about this potential government shutdown. However, this particular reason makes zero sense!
The Prudent Money Radio Show hosted by Bob Brooks, which this podcast is based off, has moved to the M-F 4:30pm CT timeslot. Listen in to his first day!
Bob tells you what you need to know about the two verses that both appear in the Bible twice.
Bob talks about the 5 best things you can do with your money, but the 6th is the most important.
Bob interviews economist Mark Blyth about his book, Inflation: A Guide for Users and Losers.
Bob talks about The Fed's Interest rate move and what he thinks about the effect it will have on mortgages.
Nationally Syndicated Personal Finance Columnist Scott Burns talks about what barrels of oil and an overvalued stock market means to investors.
Why the new changes with student loans are forcing students to make some uncomfortable decisions in college.
The church is beginning to find its political voice. IRS expert Dan Pilla joins the show today to discuss new regulations that could allow churches to endorse political candidates
Real Estate expert Caralee Gurney stops by to talk about what it takes to be successful in the high end real estate market.
Bob interviews Wayne Sanford about a big problem in mortgage lending, and how Congress has taken steps to fix it.
The tax deduction for new car loan interest sounds good. Wait until you hear the details.
Bob interviews Paul Vigna, author of The Almightier: How Money Became God, Greed Became Virtue, and Debt Became Sin.
Be careful - President Trump's latest executive order creates a full risk party for 401k plans
Bob talks to relationship expert Gina Guddat about why it's crucial for husbands and wives to align their goals and expectations as they enter retirement.
IRS Expert Dan Pilla discusses everything from what's going with the IRS to tax cuts for senior citizens
Bob talks with CEO of the NAIMA Curt Rich about the opportunity to reduce your tax bill and increase the efficiency of your home.
Bob talks with Jennifer White, Senior Director of Banking and Payments Intelligence for JD Power about the trends she is seeing
Bob and John Hupalo discuss all the new changes with student loan debt. This is can't miss information for every student loan borrower.
Washington wants you to believe that everything is alright. Bob gives a different perspective.
Bob talks about a security breach of 184,000,000 passwords that trace back to no one. "A cybercriminal's dream working list."
Bob has IRS expert Dan Pilla on the program to clear up the confusion about the Big Beautiful Bill
Bob interviews Medicare Expert Danielle Roberts about what Medicare plan you should be applying for
It is hot! Tony Joe shares insider tips about what to do when your car overheats. His solution may surprise you.
Bob discusses a strategy to make your child a millionaire.
Is it realistic?
Or Is it just another pop culture finance hoax?
If you are the least bit interested in learning about options, Dr. James Royal has a book for you -- Options Trading 101
Bob interviews Author Marc Dunkelman about why nothing works in Washington and what can be done about it
Has your car failed to start? Is the AC out? If you’re having car problems, big or small, Tony Joe is your guy! Join Bob and Tony Joe as they discuss familiar issues you might face as a car owner and how to handle them.
Today, my interview with Senator Phil Gramm on his book The Triumph of Economic Freedom - Debunking the Seven Great Myths of American Capitalism.
If you have any student loan debt you will want to hear this. John Hupalo is here with Bob to talk about the student loan debt changes that were finalized through Trump's Big Beautiful Bill
Dallas Morning News Personal Finance columnist Scott Burns weighs in on the current Social Security climate.
When it comes to maintenance schedules, Tony Joe answers the question, "Is it the miles or the age of a car that is most important?"
How can you remodel your home or get out of high interest rate debt - Mark Pfeiffer joins me to discuss the ins and outs of home equity loans.
The consumer is struggling. JD Power released its latest study and finds that Banks are the likely place for consumers to get help. Jennifer White - senior director for banking and payments intelligence with JD Power is Bob's special guest today.
Will this event become a significant turning point in history, or will it merely be another series of fighting, followed by a peace treaty? We probably have a long way to go to find out.
Bob talks about the importance of consumer confidence. Bob's answer might surprise you.
Bob talks about what safe really means. He discusses his take on the big banks. It comes down to one important aspect of safety. It also comes down to the Government playing their part.
Due to the conflict in the Middle East, Bob and Tony Joe talk about some gas saving tips.
Bob and IRS Expert Dan Pilla discusses the tax bill being talked about in Congress. No one can answer the most important question - who is going to pay for it?
Bob and mortgage consultant Mark Pfeiffer talk about the real estate markets as well as the basics of how it all works.
Bob talks to Karl Brauer of www.iseecars.com about how to get the best deal on a car with or without the tarriffs.
Bob and guest speaker John Hupalo discuss the damage being done to credit scores as student loan borrowers get hit with an unexpected reality
Bob interviews Dr. Joe Duarte about his book The Everything Guide to Investing in your 20s and 30s.
Bob talks about the great secret of Estate Planning. On some level, Estate Planning applies to everyone.
Bob explains what could cause these trade deals to drag out for a long time. This causes a whole other set of problems for the market.
Today Crown.org CEO Chuck Bentley comes on the show to talk about commonly asked questions and applies stewardship principles to the answers.
Bob talks about what we should be watching as we enter into this unprecedented investment world
Being a good steward over what God has given us is key. Bob uses the examples of gas stations and credit card companies to show us how not to waste money.
IRS expert Dan Pilla explains the significant steps that states are following to reduce taxes.
Being a good steward over what God has given us is key. Bob uses the examples of gas stations and credit card companies to show us how not to waste money.
Defaults by the millions, and a Department of Education that is being dismantled. College administration expert John Hupalo tells what is really going on.
We have uncertain times in our future for sure. Bob talks about some steps you can take to handle an uncertain future.
The latest economic data tells a story of negative growth and higher prices. Bob breaks that down as to what that means.
The markets with their twists and turns can be confusing. Join Bob as he uses today's market to show you how markets are working and what they are saving.
Bob talks about what we should be looking out for when it comes to the threat of a recession.
Bob talks with mortgage consultant Mark Pfeiffer about the pros and cons of reverse mortgages. Most importantly, he discusses the red flags associated with people who don't have your best interest at heart.
Bob talks about what we should be looking out for when it comes to the threat of a recession.
Bob takes you through every potential scenario. This is a big story, yet there is really nothing to be concerned about—Bob explains why.
There is a lot of fear today when it comes to the economy and the market. Bob talks about the important steps to take to eliminate fear once and for all.
IRS expert Dan Pilla talks in detail about why President Trump's idea doesn't make sense. He also talks about how he can and will use tariffs for something much better - leverage.
Fingers can be pointed for sure. Yet, the main problem with credit card companies' abuse is the one who regulates them.
Bob explains the reality of the consumer and credit card debt from a stewardship perspective.
Bob gets everyone caught up on the ongoing trade war. He also talks about how to balance preserving your investments for college while your investments are being whipped around in the market.
Bob talks to Karl Brauer today on the program about the effect of tariffs on car prices, both new and used. He has a site you need to go and check out - www.iseecars.com
Two saviors usually save the day when it comes to rescuing the market. This time around, neither of them came to the rescue. Bob explains.
College admissions expert John Hupalo is on the show today to give an update on the changes in the world of student loans.
This is a very important week for the markets. This week, President Trump announced his tariff plans. What will it do to the markets and your wallets?
Bob talks about making sure you are getting everything out of your current retirement plan so that you can be a good steward of what God has given you.
Heat can be a big problem for your car. Today, Tony Joe talks about the steps you need to take to be summer-ready
Bob discusses the steps to getting out of debt the right way, including the tools he discusses in his book Deceptive Money.
Your house could be a much bigger asset if you borrowed against it. However, you have to do it the right way and for the right reasons - intentional borrowing! Mortgage Consultant Mark Pfeiffer is my guest today to show you how and tell you what you need to know.
Bob talks about the reality of the debt settlement industry in a three-part series about getting out of debt.
Credit card balances are out of control. It is time to take action. In Part 1, Bob talks about what not to do in the process of regaining your financial freedom.
Bob talks to Crown Financial Ministries CEO Chuck Bentley about the challenges and rewards of being a small Christian business owner. Bob could listen to his advice for hours! Join in for thirty minutes of wisdom.
Bob discusses the importance of understanding the steps and decisions to make if it is something bigger than a fire drill.
Why isn't President Trump addressing the stock market and giving reassurance that all is well? Bob dives in.
If you are concerned about the market, you need to listen to this program. Bob brings the other side of the story of navigating through tough times with your retirement money.
IRS tax expert Dan Pilla is on the show today to weigh in. This might be wishful thinking to replace the current income tax system with something more effective. However, that is what Congress is looking at. It is the Fair Tax Act. With President Trump on a mission, is there a chance that it might be possible?
Karl Brauer of www.isseecars.com is on the program today talking about how to get the maximum value for your trade-in to when the best time to buy a car.
Tony Joe shares stories of people getting ripped off by their mechanic. What about a repair bill quoted as a $10,000 repair job when Tony Joe fixed the problem for $400?
Bob breaks down the details of what he is seeing and attempts to help listeners be prepared and on the look-out for what might be in front of us.
Bob talks with college admissions expert John Hupalo about everything happening in Washington with the Department of Education.
Bob interviews index fund specialist Mark Hebner on the ins and outs of index investing.
Some experts say you should never check your 401K plan in a declining market. Bob tells you why that might be bad advice and what to do instead.
You could call this part II of yesterday's show. Bob finishes up the three ways you can diversify your investments to reduce risk.
It is a little too early to pull out the bunkers. However, it is time to start checking your risk level to make sure you are ready in the event that things spin out of control.
Confidence is critical to keeping everything on the right track. The latest confidence report came out on Tuesday, and Bob talks about what it is forecasting.
A recent article suggests that "two million dollars is not enough to retire early on." Bob discusses some recent Pop-Culture Finance articles and your retirement savings' longevity.
Bob hits some of the highlights from today's webinar and answers the question about the most important step you can take if you get laid off.
It is just life, and life can happen; the unexpected happens. How do you rebound financially?
Bob talks to Crown Financial Ministries CEO Chuck Bentley about everything stewardship. One question in particular he covers is the challenges of adult children caring for elderly parents. Chuck always brings good advice!
You are rounding the bases of life with your focus on home plate. You pass home plate and retirement is your reward. Then, you get laid off. Everything changes, or does it? Bob talks about the three-step process to determine where you are and what you have to do to retire.
The Tax Cuts and Job Act of 2017 expires on 12/31/2025 unless the politicians pass a new version. IRS Expert Dan Pilla goes through the before and after of the tax cuts and what could happen if this bill is not renewed.
President Trump is on a mission to clean up Washington. Bob asks the question, "Is it too late?" Also, Bob goes over the cost savings of eliminating the penny - you won't believe those numbers.
Bob goes through all of the options with you as well as talks about the pop culture finance view of this process. Hopefully, this won't happen to you. However, if it does, this resource will give you a clear look at your options.
Bob talks to author and forensic interviewer Mike Reddington about his book The Disciplined Listening Method. This is a great book that is packed with useful communication tips.
Bob talks with college admissions expert John Hupalo about Trump's plans for dismantling the Department of Education and what that means for student loans.
Bob talks to luxury home specialist Caralee Gurney about the best way to get your house sold in a stagnant market.
Bob discusses how tariffs work and why they can bring back more inflation... or a recession.
In this episode, Bob tackles the big question: Why don’t people plan? Drawing from a stewardship perspective, he explores the deeper reasons behind procrastination and avoidance when it comes to financial and life planning. Tune in to discover insights that can help you or someone you know take meaningful steps toward a more intentional future.
Bob sits down with Tony Joe to explore the importance of clear communication with your mechanic. By the end of this episode, you’ll have the tools to avoid miscommunication and save yourself from unnecessary expenses!
Learning about money is a process. In this episode, Bob discusses the importance of understanding key financial concepts before trying to master them. Listen in as he discusses interest rates- what they are and how they work!
Bob talks about the economic environment and how you might approach investing in Trump's second term.
Are these common car concerns and “facts” really true or false? Bob sits down with Tony Joe to tackle popular questions about cars, sorting out fact from fiction.
Statistics reveal that many colleges are facing financial challenges. Bob sits down with John Hupalo to dive deeper into the numbers and uncover the full story behind the data.
Bob sits down with Megan Gorman, author of All the Presidents' Money: How the Men Who Governed America Governed Their Money. In this in-depth interview, the two explore the fascinating personal finance habits of America’s presidents.
Are you navigating a career transition? In this episode, Bob shares 8 essential steps to manage unemployment with practical advice to help you stay resilient, proactive, and ready for your next opportunity.
What’s the latest on consumer debt? Today, credit expert Wayne Sandford joins Bob to give us an update on the current situation.
Bob interviews Kory Kogan on a book that is one of the greatest of all time. If you have not read this book yet, it is a must-read. The book has been read by over 43 million people and has been published in 28 different languages.
Bob talks about everything from putting money into an emergency fund to paying off the right kind of debt.
Bob meets with mechanic Tony Joe, who reveals which state has the most expensive used cars. The two discuss the trends, factors, and surprises behind the numbers...you might be shocked at what they find!
Bob looks into the similarities between 2007 and 2024. 2007 started a massive bear market in stocks...will we see the same this year?
This is a must-read! Bob interviews Brennan Schlagbaum on his new book, The Roadmap to Financial Freedom. Brennan shares how to get out of debt, and how to maintain and create a budget that works. Learn how to create real financial freedom and for more details check out his website, www.budgetdog.com
Bob meets with Mortgage Mark who shares what you can expect when it comes to rate and term refinancing and whether it is the right move for you!
In this episode, Bob discusses 401(k) plans and their relevance in today's financial landscape. Learn how to optimize your retirement strategy and discover whether a 401(k) is still your best option for securing your financial future!
Bob talks with mechanic Tony Joe, who shares how to keep your car and yourself safe during winter.
In this week's episode, Bob reveals the final key decisions that can help pave the way to a successful retirement.
Bob talks to Chuck Bentley, CEO of Crown Financial to discuss how small businesses can position themselves for success through the principles of good stewardship and the lasting impact it can have.
Bob talks about ten key decisions regarding retirement that are important to make way ahead of time.
Bob offers tips on how to stay debt-free this holiday season and avoid the financial strain of Christmas spending.
Tony Joe discusses the major changes to car inspections set to take effect on January 1st, 2025, and explores whether eliminating them is a good idea.
Bob talks about REITs, what to look out for when having someone manage your funds, and the fees that should or perhaps should not be involved.
Is having a financial advisor as important as having a doctor? In this episode, Bob talks about the necessity of financial advising and the cost you face if choosing to go without it.
Driving through a flood? On this Car Corner episode, Bob interviews Tony Joe who shares what to do when stuck in a flood and how to get out!
Accounts are showing a zero balance... Bob discusses the Bank of America outages and why it doesn't add up.
Bob interviews college admissions expert, John Hupalo to discuss the government program that can give you a fresh start if you default on a student loan. Bob helps break down the details.
This episode dives into the complex world of price control and its unintended consequences. Discover how it impacts inflation, exacerbates credit card debt, and complicates your payment strategies. Bob unpacks the real cost of these economic policies and will leave you feeling empowered to make informed financial decisions.
Bob speaks with Tony Joe who shares what to look out for when purchasing your next vehicle and how to know you've picked the right one!
You either love it, are scared of it, or don't even understand what it is - like it or not, AI is the future. Bob has Senior Director of Financial Services Intelligence with JD Power, Ila Ghosh, on the program to discuss.
Bob interviews Mark Pfeiffer who you might know as “Mortage Mark” to discuss the effect of the recent rate cut made by the Federal Reserve. You might be surprised to discover how much this will affect borrowing costs and market prices.
Are you EDUCATED on student loan debt? Join Bob as he interviews John Hupalo from mycollegecorner.com, "the school counselor for parents." The two discuss financial aid, Biden's student debt relief plans, and how parents can better prepare themselves for their child's education.
Bob talks about the fund strategy that holds trillions of dollars in 401K plans. He goes through the pros and cons.
Financial fear could be the toughest fear to deal with. Crown CEO Chuck Bentley is my guest today to talk about how to overcome financial fear.
Bob talks about the most drastic change in decades regarding how realtors get paid - ridiculous!
Bob talks about the game some banks are playing to keep their interest rates on savings accounts lower.
IRS Expert Dan PIlla is here to talk about advice that might get you into trouble with the IRS.
Today, Bob wraps up his two-part series on misunderstanding retirement planning advice.
Bob talks about the other side of retirement planning and why retirement requires a different mindset.
Tony Joe couldn't be here today, so I thought I would put together a list of the top car tips we have discussed over the years.
The world is changing that is for sure. Author Lisa Danels is my special guest to talk about how leaders can adapt and make change a benefit.
College admissions expert John Hupalo explains who could qualify and how the program works.
Bob puts the stock market into perspective. What is the real reason investors are selling?
Did you know that it can get as hot as 600 degrees underneath the hood of your car? Tony Joe discusses the impact of the heat on the battery.
Mortgage Consultant Mark Pfeiffer is on the show today to give us his take on mortgage rates. Mark also talks about the pros and cons of taking equity out of your home to pay off credit card debt.
Bob talks to credit and debt expert Wayne Sanford about steps to take to deal with debt problems.
It is Pop Culture Finance (PFC) day on the Prudent Money Radio Show - Bob talks about the mistake investors make when rolling over 401K plans and what PCF says is a solution.
There is an old saying - "When everybody thinks alike, everyone is likely to be wrong." Bob explains why that might be the case for the bond market.
IRS expert Dan Pilla discusses the importance of knowing your rights when dealing with the IRS and how to deal with a tax lien.
Bob talks about an easy way to knock six years off your mortgage while you are in full control.
The government says that inflation is under control. What about the increase in prices? When will they fall? Charlie Wise, Senior Vice President and Head of Global Research at TransUnion, talks to Bob about prices and inflation.
Of course, it is very early. Bob talks about bigger concerns than Vice President Harris. Also, Bob discusses how to get your affairs in order - steps to take!
Since the Financial Crisis, the government has been printing money and bailing out the economy and the markets. Now, we are on the road to the new normal. Are we about to face a financial shift? Bob talks about how to get yourself ready and the importance of having the right advisor looking out for your retirement.
There is a lot of anxiety about the markets and the elections. Bob talks about various scenarios.
Bob talks with college admissions expert John Hupalo about the ongoing problems with FASFA.
You are about to retire, and the company gives you a choice—pension payments or a lump sum of money. Which one do you take? Bob explains the options.
Bob talks about why you might be cautious when it comes to the high-stakes game of investing in artificial intelligence stocks.
Bob talks to International Best Selling Author JL Collins about his book Pathfinders: Extraordinary Stories of People Like You on the Quest for Financial Independence―And How to Join Them.
Bob talks about tips to be more effective at retirement planning. He also answers a listener's question about the elections and the debate.
Pop Culture Finance says you need $1,000,000 to retire. Bob shows why that is not even remotely the case. Bob also points out why the whole premise makes no sense.
Tony Joe talks about why it makes economic sense to use the higher premium gas - the answer might surprise you.
With the debate tonight, Bob sits down with Crown CEO and author Chuck Bentley to discuss the impacts of the upcoming election.
Are rates heading down, how far, and when? Mortgage Consultant Mark Pfeiffer is on the program today to give us his take.
Bob interviews Charlie Wise, Senior Vice President and Head of Global Research at TransUnion, about the state of the consumer and inflation. Transunion's research is right on track. This is information you need to know, and it differs from what you hear in the media.
Bob has an off-air conversation specifically for the podcast listeners. Check it out - He covers topics ranging from concerning market trends to the coming election.
If you want to make sure your car lasts, Tony Joe talks about the little steps that matter.
Bob discusses the latest reports that the supply of homes in Texas and Florida is actually increasing. What could this mean for real estate's rebound?
Bob discusses what the future might hold regarding inflation, from real estate to credit cards.
Bob goes over what is potentially happening with the employment numbers. It's hard to believe that Wells Fargo is in the news again, this time for a Ponzi scheme aimed at the elderly.
Bob talks to college expert John Hupalo about how to save and invest your way to a college education.
Bob talks about the consumer disaster at Ticket Master and the steps you should take to protect yourself.
Bob interviews Mark Hebner about his book Index Funds - The 12-Step Recovery Program for Active Investors. This book is considered one of the top 3 investment books ever written. Mark shares some great insight.
Tony Joe talks to Bob about the tremendous benefits a Carfax report can provide when buying a car.
Bob talks to Author Jared Dillian about his book No Worries - How to Live a stress-free financial life.
Bob talks to mortgage consultant Mark Pfeiffer about using house equity to get out of debt.
Bob talks about the pros and cons of buying a new car and why it might make more sense to wait.
Bob talks to Crown CEO and author Chuck Bentley about the downsides to universal basic income programs as a solution to fight poverty.
The government announced the increase in interest rates on student loans today - Bob and college admissions expert John Hupalo discuss.
A man who was reading his phone while letting the auto-pilot function drive his car killed someone in a car crash. Is he or Tesla responsible?
The IRS is about to ramp up its audit process. IRS expert Dan Pilla is with Bob to talk about what to do.
There is always risk present when you are talking about the stock market. Yet, some are greater with greater concerns than others - Bob explains.
The FDIC has changed the coverage to protect customers in the event of bank default. Bob discusses the change in coverage for trusts.
Bob talks about a health care company that suffered a severe cyber-attack. It is suspected to be larger than AT&T and threatens to put Doctors out of business - yet no one is talking about it.
Mortgage Consultant Mark Pfeiffer talks with Bob about the steps to take before trying to qualify for a mortgage loan.
Bob takes a hard look at 401K retirement plans and asks the question - is it right for you?
Bob talks to credit and debt expert Wayne Sanford about the current situation with debt.
Jennifer White, Senior Director of Banking and Payment Intelligence with JD Power, discusses the results of their recent bank survey. Consider many stories of bad banking, you might be surprised at the results.
Bob talks about the pros and cons of higher interest rates as a consumer and an investor.
Money markets, bank accounts, savings accounts? Where is the best place to put your money? Bob talks about what to look out for.
Biden's education secretary vows to shut down the largest Christian university in the U.S. - Bob and college admissions expert John Hupalo discuss.
Bob talks to author and Crown CEO Chuck Bentley about the last few Gray Swans in his book. He discusses social scoring and Biometric ID, American Democratic Socialism, and Cyber Threats.
Bob is starting a new segment called Good Advice vs. Bad Advice. Bob covers everything from Stock Trading Software to making an average return of 12% a year.
An interesting survey from Nationwide suggests many are not ready for retirement. Bob talks about the one question everyone should be asking when they do surveys like this one. He also suggests that the results might not be that accurate.
Tony Joe wraps up our segment on tires. He talks about the importance of knowing a tire's age.
Bob talks to IRS expert Dan Pilla about specific situations with the IRS and steps to take. If you are dealing with the IRS or know someone who is, this could change everything for you. The main problem is that taxpayers just don't know that there is due process available.
Bob talks about the latest personal finance survey and why you might want to know the results. The solution to your financial problems might reveal itself.
Mortgage Consultant Mark Pfeiffer talks about getting creative when it comes to getting a mortgage.
Tony Joe talks about the difference between higher and lower tire prices and how the most expensive tires aren't always the best buy.
AT&T had 73 million consumer files compromised. Bob talks about the steps you must take to protect your information.
Bob talks to Chuck Bentley, author and CEO of Crown Financial Ministries, about the trends that threaten our economic feature.
When it comes to maintenance schedules, Tony Joe answers the question, "Is it the miles or the age of a car that is most important?"
Real Estate expert Caralee Gurney joins us today to talk about potential changes in the way real estate is bought and sold and what this means for consumers.
Bitcoin can be a good investment if it is done right. However, it does look more like an investment bubble - Bob explains why it makes sense to be careful.
Most experts explain the mania as a supply-and-demand issue, which might explain it. But what if it has many of the same characteristics as an investment bubble? Bob talks about what he is seeing.
Tony Joe is in the studio talking about how tires could be a very expensive item for electric vehicles.
Bob talks to Jennifer White, senior director of banking and payments intelligence at J.D. Power, about the future of consumers, banking, and AI.
Bob discusses the pros and cons of investing in gold and what you need to know. Some of what Bob discusses might surprise you.
Tony Joe is on the show today to discuss car recalls you may not even know about and why it is important to be aware of them.
We've been talking about inflation for some time as the numbers have come out. It has been a problem for some time now. Bob talks about where we are now and gives his input.
IRS expert Dan Pilla is here today to talk about what to do when you receive a notice from the IRS and talks about general tips for tax season.
Are you using and allocating your savings dollars to the right place? Bob talks about how your 401K comes into play and how to allocate your funds in a way that makes the most sense.
A recent survey says that 47% of parents with a child over 18 provide them with at least some financial support. Bob talks about some ideas to help them gain their independence.
Tony Joe discusses what you need to know about brakes that need to be replaced. Without this knowledge, you would never know you are about to put off a potentially expensive repair.
College expert John Hupalo talks with Bob today about the details of the latest student loan debt program.
Today, Bob tells his audience what they might not know about the business of giving advice.
March 7th is National Slam the Scam Day. Bob talks about tips from the Social Security Department to help protect yourself from fraud.
CEOs probably know a lot more than we do about what's going on in the economy and the market, which leads us to a question - why are they selling their company stock? Bob talks about what that could mean.
Bob talks to Crown CEO and author Chuck Bentley about how the U.S. could turn into a cashless society. They also discuss several other trends that people should keep an eye on.
Mortgage consultant Mark Pfeiffer talks with Bob about the pros and cons of buying real estate.
Bob interviews IRS expert and Prudent Money Contributor Dan Pilla on the information that you need to know when dealing with the IRS.
Gold is marketed as the solution in inflationary times. As Bob discusses, there is another side of the story. He talks about elements of that theory that just don't add up.
The new inflation numbers will come out on Wednesday. There is one component that has silently gone up. It might be reflected in this month's inflation report. How does the market react? Bob discusses -
Tune in to this week's Car Corner edition of Prudent Money. Bob and Tony Joe talk about things you should look out for that can save you in the long run.
Yesterday, we talked to college expert John Hupalo about all the changes with student loan debt. Today, he's talking about a new program called SAVE that could cut your student loan payment in half.
After a roughly 3.5-year hiatus, student loan borrowers have to start making their payments again. Between the government's very bad ideas of the repayment process and the high percentage of student loan borrowers who plan to boycott their payments, we have the makings of a real mess. College Expert and Prudent Money Contributor John Hupalo explains why.
Bob interviews Mike Cantrell, founder of Ministry by Text, on what it takes to be an entrepreneur.
Bob talks about one indicator you want to keep a close eye on if you're ready to buy bonds - It might be a little too early.
The Bureau of Labor Statistics admits they've made a huge mistake regarding the unemployment numbers. Bob talks about it in detail.
Tony Joe talks about the one thing every 16-year-old should know before they get behind the wheel of a car.
There are a lot of predictions floating around about bad things that are going to happen. Bob takes the time to put those predictions into context.
Prudent Money Contributor Mark Pfeiffer and Bob discuss the complexity of the real estate markets - what will home ownership look like in the future?
There are a lot of rumors and speculation about what's going to happen in the future when it comes to money. Today, Bob puts those fears into context and talks about how to process what you're hearing.
Chuck Bentley, CEO of Crown Financial Ministries, talks with Bob about common financial mistakes and how to avoid them.
Bob talks with IRS Expert and Prudent Money Contributor Dan Pilla about the IRS collection process and how it might be changing.
Bob talks about the enormous amount of overcapacity in China and how the U.S. seems to be heading down the same road.
Wells Fargo always seems to be in the news, and the press is not very good. Does that mean you should change banks? Bob gives his opinions on what makes the most sense.
Bob talks about the reality of identity theft and the steps you should take in the event your personal information is compromised.
It seems that unauthorized accounts are showing up again at Wells Fargo. However, this is not all Wells Fargo's fault. It does speak to the culture of the bank. Bob explains.
Good news/bad news for social security recipients - since inflation has gone down, what will happen to the increase in social security benefits? One formula says recipients should be hopeful for a nice increase. Bob explains -
Tony Joe talks with Bob about what you need to know about hot summer days and the effect on your car.
Bob talks to college admissions expert John Hupalo about President Biden's new student loan debt forgiveness strategy - with a stroke of a pen and 30,000,000 at a time.
Bob talks about the deception of the credit card industry and what you need to be careful about.
There are a lot of doom sayers predicting the next crisis. Bob talks about why you should keep it all in perspective with the other side of the story.
Our mortgage expert Mark Pfeiffer comes on the program today to talk about real estate markets and mortgage rates. If you are in the market for a new home or selling one, you need to hear this.
Inflation at 3%? The leading economic index is at 15 down months in a row, yet the economy is still growing. Bob tries to make sense of it all.
Tony Joe talks about what to do if your car overheats. Most importantly, he talks about how to tell if you should turn the car off or if you have more time.
Bob interviews IRS expert Dan Pilla about the IRS and their latest target. What you need to know about the IRS and cryptocurrency.
Prudent Money Contributor and Crown CEO Chuck Bentley is on the show today to talk about what the Bible says about debt and loaning money.
With average interest rates between 20% and 24%, it is time to rethink how we use credit cards. Bob uses the new Apple card as a good example.
In this first edition of a 2-part series, Bob and Tony Joe talk about what to do when you have AC problems with your car.
Bob talks about why credit cards are superior to debit cards as long as you use them the right way.
You will never believe how much the national debt went up in just five weeks. Bob explains.
Bob talks with Crown CEO Chuck Bentley about the spiritual aspect of being laid off and the practical steps you can take.
There has been a great deal of changes when it comes to student loan debt. Now, you can actually discharge student loan debt in bankruptcy. John Hupalo is with me today to talk about the details.
Half the year is almost gone. What does the rest of 2023 look like for stocks and bonds? Bob gives his opinions and talks about what you need to know.
Mark Pfeiffer joins Bob and talks about the dos and don'ts for the self-employed in getting a mortgage.
Bob interviews Prudent Money Contributor and IRS expert Dan Pilla on the government's solution to social security.
Bob finishes up on last week's show about annuities. Most importantly, he talks about the one important question you have to ask.
John Hupalo talks to Bob about the startup of student loan payments later this year. The government is in charge - what could go wrong?
This is only happened 5 times in the past 153 years. Bob explains what the indicator is saying about the future.
Real estate expert Caralee Gurney talks to Bob about things you should and shouldn't do when entering the real estate markets.
Bob talks about the government's estimates of the unemployment numbers. Could we really have created no jobs in the last two months? Bob explains -
Bob and Tony Joe talk about the changes that are coming very soon to state inspections for your car.
Bob talks about the ever-changing market of automobiles and breaks down what you need to know.
During the debt ceiling debate, we typically see yelling and shouting, maybe a little name-calling. However, this year is very quiet - what does all that mean? Bob discusses.
Prudent Money Contributor and college admissions expert John Hupalo talks about evidence that supports the notion that college enrollment trends are going the wrong way.
Bob talks about a recent report that states over 2,300 banks are close to being insolvent. The problem is that this list also includes some big banks. Bob discusses the ramifications.
Bob interviews Curtis Bateman about how to deal with change in the workplace and turn it into an opportunity.
Bob talks about two new retirement strategies by two of the biggest mutual fund companies that just don't make sense.
As the production of electric vehicles continues, more and more barriers to entry are apparent. Bob and Tony Joe discuss.
They are up to it again! According to some sources, politicians bought and sold shares of bank stock in March during the "crisis." Bob tells the story.
Bob interviews economist Richard Duncan about credit and debt and how they may be the two most important aspects of the global economy.
Bob talks to college admissions expert John Hupalo about the latest news from the Supreme Court.
Bob and Tony Joe expose common driving practices that could be costing you money down the road.
Bob talks to Prudent Money Contributor and IRS expert Dan Pill about things you need to know before filing your 2022 tax return.
2022 was a disaster for a portfolio invested 60% in stocks and 40% in bonds. Does that mean it has lost its effectiveness?
Bob talks about a survey that shows millennials are holding roughly a third of their retirement accounts in money markets. Pop Culture Finance says this is a mistake. Bob tells the other side of the story.
Bob talks about why you shouldn't let your guard down when it comes to a potential banking crisis.
Bob talks about a report that predicts social security to be depleted sooner rather than later. To quote Mark Twain, the reports of social security have been grossly exaggerated.
Bob talks with mortgage consultant and Prudent Money Contributor Mark Pfeiffer about what the media says and what is really occurring in real estate.
In light of a potential banking crisis, Bob talks about the best things to consider when choosing a bank.
Bob talks about pop culture finance's take on rules-based retirement plans. Do they really work?
Crown CEO and Prudent Money Contributor Chuck Bentley joins Bob to talk about gold as an investment gearing these uncertain times.
Bob reads a report from the Washington Post that claims a study revealed close to 200 banks in the same shape as Silicon Valley when it collapsed.
Bob talks about the difference between interest earned on bank savings accounts and other money market vehicles and how customers are leaving billions of dollars on the table.
Bob talks about the second and third largest bank failures in history and explains what you need to know. The short answer is no, you shouldn't move your money. However, that doesn't mean it's not worth a discussion.
IRS expert Dan Pilla is back on the show again today to talk about how to report gains and losses with bitcoin.
Prudent Money Contributor and College Admissions Expert John Hupalo talks about the road ahead for student loan debt.
If you are in the process of locking down a mortgage, the steps to take in this rising interest rate environment. Bob talks to mortgage consultant Mark Pfeiffer.
Bob talks about the pros and cons of investing young and other potential misconceptions about money.
Bob talks about the key sign that a recession is here - when debt is created to pay for the have-to's instead of the wants.
These are the days that require a good advisor - It is important that you have the right one. If this bear market continues to go on for a long time, do you have confidence you will be taken care of?
Do you want to be a crash test dummy for Tesla? That is certainly what it feels like with their new software that is being recalled.
Today on Prudent Money, Bob talks to Crown CEO Chuck Bentley about staying on track with your goals for 2023.
Bob teaches you the red flags of investment scams. Also, a listener's story of how he was scammed by solar panels.
Bob and Tony Joe discuss quality and recall concerns when it comes to your car and why you should get a recalled automotive inconvenience repaired.
Total credit card debt reaches a record, and delinquencies are on the rise. What this means for the economy -
Bob talks to Crown Financial CEO Chuck Bentley about steps you can take to get your finances in order.
The IRS is majorly backlogged because of COVID. IRS expert Dan Pilla is with Bob to talk about what to do differently, so you don't get in trouble with the IRS.
Today, Bob goes through Tony Joe's best automotive advice from over 20 years of hosting the Car Corner Edition of Prudent Money.
The Supreme Court is set to hear the argument for Student Loan Forgiveness. What happens if they say "no"?
Bob talks to Crown CEO Chuck Bentley about how to set up a stewardship ministry at your church.
If you watch closely, there’s a lesson to be learned about stewardship and government spending.
Should couples keep two cars or go down to one car in retirement? Bob and Tony Joe discuss the pros and cons.
IRS expert and Prudent Money Contributor Dan Pilla is on the program to discuss the Fair Tax Act. Could the IRS actually be abolished?
Bob talks to mortgage consultant and Prudent Money Contributor Mark Pfeiffer about mortgage rates in 2023.
Porter Stansberry, the king of gloom and doom marketing, is back. Bob talks about what he is saying this time around.
Bob talks to Crown CEO and author Chuck Bentley about giving and being intentional about generosity.
Bob talks about what you need to know if you are considering taking your social security retirement benefit.
Considering we are in a bear market, what changes should you make to your 401K plan? Bob explains why it is important to determine your risk level first, then make changes.
You might get an unexpected check from the IRS. IRS expert Dan Pilla talks about the $14 Billion in refunds that the IRS just sent out.
Bob talks to college admissions expert John Hupalo about the changing trends of college admissions.
Bob finished up his analysis of the Secure Act 2.0 plan passed by congress. He also talks about retirement planning and the only thing you can control.
Bob interviews Jim on his new book "Sold Out." This book gives you what the future could look like and ways to prepare yourself for what is coming.
Bob talks about a statistic that could confirm that we do have a recession in our future.
On December 29th, 2022, President Biden signed into law The Secure Act 2.0. Bob hits the highlights and the lowlights.
Bob talks to IRS expert Dan Pilla about moves you need to consider at year-end that will save you tax money. For the complete list, go to www.prudentmoney.com.
Bob talks to Jennifer White, the director of banking and payment intelligence at JD Power, on the state of the U.S. consumer.
Bob talks to Michele Raneri, VP and Head of Research for TransUnion, on the effects of interest rate hikes.
Was it a political stunt, or did President Biden really plan to forgive some student loan debt? College admissions expert John Hupalo weighs in.
Have we hit the peak of inflation? Bob talks about a bigger problem - sustainable inflation.
Tony Joe talks about the cars that last the longest and the steps to take to make your car last for years.
Companies are already starting to announce potential layoff plans. Bob goes through the steps you should take now to make sure you are ready for the event it happens.
Bob talks about the various types of fees you could encounter when it comes to financial planning and investments. Most importantly, he tells you when to think twice.
Tony Joe talks about what happens to an electric vehicle when it catches on fire. Surprisingly, there's a big difference between an electric-powered vehicle and a gas-powered vehicle.
Bob talks to mortgage consultant Mark Pfeiffer about tips to successfully get the right mortgage.
Bob talks with John Hopkins professor Dr. Mia Russell about strategies to shift a workplace culture from burnout to enthusiasm and energy.
Bob interviews real estate expert Caralee Gurney about real estate. Some of the statistics might really surprise you.
401K sponsors are quickly losing their confidence in target-date funds. Bob explains why you may want to steer clear of them.
Bob discusses the 5 investment tips that could make a difference in your future success.
Today on the special car corner edition of Prudent Money, Bob talks about tips on buying a car in this environment.
Bob talks to crypto expert Greg Johnson about the chaos in the world of cryptocurrencies. Conclusion? Crypto is just going through a cycle like every other investment.
Bob talks to Crown Financial CEO Chuck Bentley about steps you can take to get your finances in order.
Bob talks about what is important to consider when choosing a bank. He also talks about the latest accusations made by Senator Warren about fraud and Wells Fargo.
Bob talks to IRS expert Dan Pilla about all the IRS rumors concerning agents and agents carrying guns.
Bob talks about two scenarios that have to be present for it to be a good time to buy stocks.
Bob and Tony Joe talk about how to avoid the inconveniences that go along with your car.
Bob talks to Crown CEO Chuck Bentley about how to set up a stewardship ministry at your church.
Prudent Money Contributor and College Admissions Expert John Hupalo is on the program to talk about Student Loan Forgiveness and the Supreme Court.
Bob talks about the growth for the third quarter and discusses the question - "Where did the recession go?"
Bob says even if you have bad credit, stay away from this credit card. Bob talks about the worst credit card on the market.
Bob talks with John Hopkins professor Dr. Mia Russell about strategies to shift a workplace culture from burnout to enthusiasm and energy.
Bob talks about the importance of seeking God's peace before making any big financial decisions.
Tony Joe talks about when it makes sense to get a second opinion with an automobile repair.
In today's competitive news cycle, who do you believe? Bob talks about how the media has become completely sensationalized.
Bob talks to mortgage consultant Mark Pfeiffer about how to deal with rising interest rates.
Bob talks about why the three main credit reporting agencies are being investigated by Congress and the steps you should take.
Hurricane Ian left a lot of flooded cars in its weight. Many of these cars end up being sold on the open market. Tony Joe goes through what to look for when it comes to these types of cars.
Bob talks about this morning's inflation report and how it affects your retirement dollars.
The bank of England issued a dire warning for bond markets. Bob talks about why this is important to your retirement.
If the accepted definition of a recession is two back-to-back negative growth quarters for the economy, then why isn't anyone acknowledging it?
Giving someone a Power of Attorney grants them a lot of power. Bob explains why you should be careful with who you give that power to.
Bob interviews John Hupalo on the disorganized mess they call student loan forgiveness.
On the special Car Corner edition, Tony Joe tells you what brand name tire manufacturers don't want you to know.
Bob talks about the potential of inflation turning into deflation - Important information for you to know.
There are a lot of loans disguised as debt consolidation loans. Bob talks about what to look for and what to stay away from.
Bob breaks down the latest inflation numbers and talks about what's troubling the market.
Bob talks with Prudent Money contributor and Crown.org CEO Chuck Bentley about steps you can take with your finances during a time of recession.
Employees are suing their employers for performance in their 401K plan. Bob talks about other liabilities that employers may not be looking at.
Bob talks about when an employee has a case and when the employee does not have a case. Most of the time, these end up being frivolous lawsuits - Bob explains.
Prudent Money contributor John Hupalo talks about some things you may not have heard regarding the student loan forgiveness program.
Bob talks about the balance between open credit cards and other information on your credit report.
It finally happened. President Biden agreed to student loan forgiveness - Bob goes through the winners and losers.
Fraud has become very sophisticated. However, there are three red flags that everyone should know,
Tony Joe explains the importance of communication with your mechanic. The worse the communication, the more costly it can be.
Inflation has its advantages. Bob talks about the potential raise social security recipients will get in 2023.
Congress just passed the bill that will give the IRS an 80 billion dollar boost. IRS expert Dan Pilla is on the show today to talk about what that all means.
Bob discusses today's inflation numbers and what is really going on with rising prices.
Is the economy heading for collapse? Crown CEO Chuck Bentley and Bob discuss the possibilities of the future.
Bob and college expert John Hupalo talk about the possibilities of an extension of the student loan payment program.
The Federal Reserve Board is actively raising interest rates to control inflation. Is it working?
Bob talks about rising interest rates and why you have to be careful with a good deal when it comes to opening up a credit card.
Tony Joe talks about issues you might have with your car considering how hot it is this summer.
IRS expert Dan Pilla is on the program to talk about what he thinks the IRS is up to next.
If you are an employee or run your own business, this is an interview with Jotham Stein you need to hear.
If your car won't start, is it always the battery? Tony Joe explains why you should look at other possible problems before buying a new battery.
Although not impossible, retiring at age 35 is a big feat. Bob talks about the blueprint of how you could do it.
Tony Joe talks about the differences between cheap gas and name-brand gas, and which one you should choose.
From real estate to the stock market to rolling over your 401K, Bob talks about what listeners want to know.
Bob and college expert John Hupalo talks about the effects of inflation on college costs.
So, what did Jesus say about economics and money? Economist and author Jerry Bowyer is with me to give his take and talk about his book The Maker vs The Takers - What Jesus Really said about Social Justice and Economics.
As a private investigator, Tyler Maroney has traveled the globe, overseeing sensitive investigations and untying complicated cases for a wide array of clients. In his new book, The Modern Detective, he shows that it is private eyes who today are being called upon to catch corrupt politicians, track down international embezzlers, and mine reams of data to reveal fraud and deceit.
Bob interviews author Dustin Hillis on his book Redefining Possible - Proven Strategies to Break Belief Barriers and Create Your New Normal.
Conversations about money are tough to have - best-selling author Erin Lowry sits down with Bob and gives listeners tips on how to have those conversations as she talks about her book Broke Millennial Talks Money - Scripts, Stories, and Advice to Navigate Awkward Financial Conversations.
Tony Joe couldn't make it in today, so here's some wisdom from a previous Car Corner edition of the Prudent Money Radio Show!
Bob talks with mortgage consultant and Prudent Money contributor Mark Pfeiffer about higher interest rates and their effect on mortgage rates.
IRS expert Dan Pilla tells you what the media is not telling you about the IRS and the shredding of 30 million documents.
Wednesday could be a big day for the stock market... either good or bad. There is a lot riding on the interest rate decision that will be made by the Federal Reserve Board.
Bob interviews Peter Neuwirth about his book Money Mountaineering: Using the Principles of Holistic Financial Wellness to Thrive in a Complex World.
Bob talks to Bestselling Wall Street Journal author, Ken Rusk about his book - Blue Collar Cash
Bob interviews Grant Golliher about his book Think Like A Horse: Lessons in Life, Leadership, and Empathy from an Unconventional Cowboy.
Being self-employed makes the mortgage process a little bit more complicated. Mortgage consultant and Prudent Money Contributor Mark Pfeiffer explains.
Bob talks about new legislation that is designed to get rid of predatory loans. However, does it create them?
Bob discusses what is different about this market environment compared to other market environments in the past.
Inflation, recession,... there's always something to be concerned about with the stock market. Bob talks about the big picture.
Bob talks with Psychologist Dr. Stanley Teitelbaum about controlling emotions when making decisions on investments.
Bob goes through detail by detail of a stock subscriber service that looks like a scam more than an opportunity to invest money.
Bob discusses what's going on in El Salvador in regards to Bitcoin. You just can't make this stuff up!
Bob talks with IRS expert and Prudent Money Contributor Dan Pilla about who the government and the IRS are going after with these proposed changes in the tax law.
If inflation is taking a bite out of your budget, Crown CEO Chuck Bentley is here to tell you what to do.
Bob and college admissions expert John Hupalo discuss the latest coming out of Washington.
Financial "stars" of social media are giving out dangerous advice. Bob talks about the other side of the story.
Bob gives you the other side of the story about what pop-culture finance wants you to believe.
The FHFA announced that lenders will be required to consider rental payments as part of the mortgage process. Mark Pfeiffer breaks down what's really going on.
Sometimes your initial decision to invest is a good one. Bob explains sometimes you may want to think twice.
So how are you wired? Are you a cactus or a snowflake? Bob interviews bestselling author Devora Zack and talks about this sometimes complicated dynamic in the workplace – Devora is a Washington Post bestselling author and global keynote speaker with books in 45 languages.
Crown CEO Chuck Bentley discusses the trends of culture and the economy two years later after writing his book. Listen as Chuck discusses the impact of those trends.
Buy now pay later plans are exploding in popularity. Bob goes over what you need to know about the negative aspects of these plans.
Bob talks about the one thing that gets in the way of stewardship every time in some form or fashion.
Has inflation topped? Bob argues that is the wrong question. The right question is, when will inflation go away?
Bob interviews real estate professional Caralee Gurney about the craziness of the residential real estate market.
Bob and Tony Joe talk about how to avoid the inconveniences that go along with your car.
Bob discusses how annuities in 401K plans, backed by government securities, would definitely benefit the government.
Bob talks about a new study that illustrates we might be missing out on a huge opportunity with our kids.
Credit monitoring is important, and everybody should have it. Bob goes through what you need to know about selecting one.
Bob talks with Mark Pfeiffer about everything you need to know about refinancing in a higher interest rate environment.
Bob interviews Dr. Stanley H. Teitelbaum in a second interview of his book Smart Money: A Psychologist's Guide to Overcoming Self-Defeating Patterns in Stock Market Investing.
The credit reporting agencies just announced some changes in the reporting of medical debt. Bob talks about how you can benefit.
A Plan A spending plan works until scenarios like inflation occur. Now it's time for Plan B!
The Fed is going to raise interest rates this week. How does that affect you; the consumer? Bob weighs in -
Bob talks with Tony Joe on gas-saving tips. Tony Joe also addresses the question of "how long can a car last?"
Bob takes a look at total credit card debt and comes to one conclusion - they just don't add up and don't support the narrative that Washington wants you to believe.
Prudent Money contributor and IRS expert is on today to spread a little inconvenient truth about taxes.
Bob talks with Crown CEO Chuck Bentley about the pros and cons of taking money out of your 401K plan. Plus, Chuck's discussion with a Russian and a Ukrainian, and how they can move past their differences because of God.
Bob talks to Tony Joe about gas-saving tips to lower fuel costs on the special car corner edition of Prudent Money.
There is a relationship between interest rates and bond prices you need to know. Bob breaks it down in today's show. Plus an update on the crisis in Ukraine.
Bob talks with college administration expert John Hupalo about a study that draws the reader to one conclusion that may not be correct. It is all about the optics.
Bob talks about steps to consider when taking risks in this environment of uncertainty.
Bob talks to New York Times best-selling author David Bodanis about his book The Art of Fairness: The Power of Decency in a World Turned Mean.
Bob talks to college admissions expert John Hupalo about the steps that Congress is taking to eliminate legacy admissions.
Bob talks to IRS expert Dan Pilla about the latest to come out of the IRS - you won't believe this!
If you leave a job or get laid off, Bob goes over the steps to take with your 401k plan.
Bob talks with Crown CEO Chuck Bently about the economic, financial, and social trends he first wrote about 2 years ago and how they have developed up until today
Bob talks to Bestselling Wall Street Journal author, Ken Rusk about his book - Blue Collar Cash
Bob responds to an article that suggests low unemployment rates mean we are heading for a recession. Plus, consumer moves to make in a rising interest rate environment.
Bob talks with IRS expert Dan Pilla about the challenges of dealing with the IRS during COVID
Credit and debt are everywhere and expanding – what is the forecast for 2022? Bob interviews Charlie Wise, Senior Vice President and Head of Global Research for TransUnion on the results of their annual study.
Successful investing comes down to the ability to control self-defeating patterns that are easy to get caught up in - author and psychologist Dr. Stanley H. Teitelbaum is here today to talk about his book - Smart Money - a psychologists guide to overcoming self-defeating patterns in stock market investing - Dr. Teitelbaum welcome to prudent money -
Bob’s guest, Marco Dondi shares his perspective about rethinking money in his Book, “Outgrowing Capitalism.” Marco explains today’s traditional capitalism stance to consider universal digital income to improve the way of life.
Today - I interviewed best-selling author Devora Zach about a book I think you need to read. It changes everything - the book is called The Cactus and Snowflake at Work - How the logical and sensitive can thrive side by side - don't take my word for it, listen to the interview!
College Administrator and Prudent Money Contributor, John Hupalo talk about creating a funding plan for college.
Bob talks about an investment that is failing. It reminds him of 1999, right before the tech bust.
Bob talks to Tony about ways to save money on the Special Car Corner edition of Prudent Money.
The retail sales number came out for October and it says something big about Christmas shopping this year - Bob explains.
Bob talks to IRS expert and Prudent Money Contributor, Dan Pilla about the latest power grab by Washington.
Bob talks with Crown CEO, Chuck Bently about tips on investing when inflation is surging.
Bob talks with John Hupalo about the possibility of creating infinite amounts of student loan debt.
Bob talks to Tony Joe about why you have to be careful with the 60,000 miles service on your car - it is a judgment call!
Bitcoin is becoming a very popular investment. It begs the question: Should it be a part of your retirement portfolio? Today, Crown Financial Ministries CEO and author of a great book, "Seven Gray Swans," Chuck Bentley, talks with Bob about the significance of Bitcoin.
Well, president Biden's new tax proposal has some very disturbing agenda. Prudent Money Contributor and IRS expert Dan Pilla talks with Bob about what we need to know.
Economist and author Jerry Bowyer are here to tell his take and talk about his book, "The Maker vs. The Taker."
Who is most likely to quit their job - Men or Women? Bob takes a look at the interesting dynamics of unemployment.
Bob talks with College Administration Expert, John Hupalo about the administration process colleges don't want you to know.
Bob discusses a change with mortgages that can prevent a buyer from having to get a jumbo loan. His special guest is mortgage consultant Mark Pfeiffer - www.mortgagemark.com
Whistleblower, Chris Riedel exposes major fraud in the medical lab industry. Blood Money is his story.
IRS expert, Dan Pilla is on the show to discuss the reality of the potential new tax plans.
Bob discusses the potential of a digital currency with crown financial ministries CEO Chuck Bentley.
Bob talks with John Hupalo about building a college game plan. This is Part 2 of a 4-part series.
Conversations about money are tough to have. Best-selling author Erin Lowry is here to give us some tips on how to have those conversations as she talks about her book Broke Millennial Talks Money.
Bob interviews Chuck Bentley about decentralized finance: the new wave of technology in the finance industry and what it means for stewardship.
Bob starts a 3-part series with the nation's best expert in education loan finance and college planning, John Hupalo, on creating a successful college fund.
Bob discusses what most retirees say that they regret about not being ready for retirement. Also, Bob discusses the 2022 rise in social security benefits.
Bob goes over the 5 stimulus-based programs that expire over the next 30 to 60 days and what that means.
Bob talks about the legal means unemployed people are taking to get their benefits back
September is D-day for unemployment benefits - the extension ends. What does that look like?
It just doesn't add up! People are quitting their jobs at a record pace: The unemployment situation no one wants to talk about.
You are bombarded by resources every day - today how to tell if they are credible or not or just a solicitation to buy something
Bob discusses the pros and cons of taking the pension in a lumpsum versus pension payments.
Bob talks to Chuck Bentley, CEO of Crown Financial Ministries about what is motivating people to leave one state and move to another.
Bob talks with Career Solutions Founder David Rawles on tips to secure employment in this pandemic environment.
Bob talks with real estate expert Caralee Gurney about the hot DFW real estate markets.
Bob comments on Treasury Secretary Janet Yellon and her remarks about raising interest rates.
Bob talks about the importance of cash and how to build an emergency fund. Then he discusses Bernie Madoff, the mastermind behind the greatest fraud in history, who dies in prison. What can we learn from what he did to prevent from being a victim?
Bob interviews Matt Komos VP of research with Transunion about their annual survey concerning the consumer.
Bob interviews Pat Strubbe about his book A Simple Approach to Financial Peace of Mind.
Bob talks with Dan Pilla IRS expert about 1.3 million people who are in danger of forfeiting over 1 billion dollars of tax refunds.
Covid 19 was a wake-up call in many ways. It has forced people to evaluate their life insurance goals and objectives. Bob goes through what you need to consider.
Bob goes over the results of a survey that concludes an alarming number of people are having to make withdrawals from credit cards to fund expenses.
Bob interviews CFP and author Cindy Couyoumjian on her book, Redefining Financial Literacy-Unlocking the Hidden Forces of Your Financial Future.
Bob interviews Joel Noble of Samratin Ministries about House Hill 537 and how it is going to affect the Health Care Sharing Ministry.