Real Brief - LI & NY's Real Estate Show!: Recent Episodes
Charles Bianco
Learn everything you need to know about real estate in New York! Charles Bianco gives you all of the details. To contact him for any of your buying or selling needs feel free to call or text at 516-444-5341.
It's no secret that the real estate industry has a very negative connotation, but it's not like that by default. I break down how it has become that way and what the details are that have made it that way and I also discussed the market as a whole for you to understand. 516-444-5341
It's true when I tell you that we are in one of the greatest sellers markets in recent history! This is every homeowner's opportunity to secure one of the highest prices they'll ever receive on their property, but why are some homeowners choosing to not achieve that goal by selling themselves? Are there any holes in this plan, what are the details about selling on your own in a market like this? I have your answers right here. 516-444-5341
Would you imagine that I would be telling you that it is asking too much for a real estate agent to just follow basic instruction? Would you believe me if I told you that the majority of real estate ages out there are incapable of doing that basic feat? The good news is that I talk to you about it here and I break down exactly what I mean so that you yourself can know what to look out for on your own end as well! 516-444-5341
An agent recently was seen on Instagram broadcasting herself talking about how the MLS lacks transparency because the MLS does not allow her to put her real estate agent contact information in the description of the home area on the MLS.
Not only does it not make sense because the description of the home does not include the ages name or phone number or shouldn't, but because in all the MLS's that I know a real estate agents contact information is automatically attached to the listing on the respective website anyway!
So the only thing left to assume here are the nefarious reasons someone would want this and I go into it in this episode!
It's funny, people will go on to social media to post their for sale by owner homes not realizing not only how much money they're leaving on the table but how much trouble they're causing for themselves! What do I mean? I have all of your answers right here! 516-444-5341
In New York City and in New York state you oftentimes hear people say that the tenant is fully protected in the landlord is out hung out to dry. But is this really the case? Could it be that the people who are saying this or negligent in being a proper landlord, and that being why they're saying it? Do they not even realize the problems they've cost for themselves? I not only help you be the best landlord but I also explain it right here! 516-444-5341
Many real estate agents and related belong to things called business networking groups, these are dangerous for you as a consumer for several reasons and you must know why and you must know what to do! Curious to know what these dangers are and how they can affect you? I have your answers right here! 516-444-5341
In this podcast I go over the details of why some areas of the United States are experiencing a buyer's market and why New York City the boroughs and Long Island are experiencing the opposite. Will there ever be a change to this? I have all of the information you need to know right here in this podcast 516-444-5341.
There's no secret that real estate agents and zillow.com have a very tumultuous relationship. For many many years Zillow and Realtors have been on opposite ends of the spectrum and have had many disagreements and even bitter thoughts in regards to how each does their business. But how does this affect you as a consumer? I have your answers right here! 516-444-5341.
A lot of people have been wondering if and where there's affordability on Long Island and in New York City and in this podcast I address that very question head-on! Does it exist? Is affordability a thing? What does this mean to you? I have all of your answers right here! 516-444-5341
In this episode I reveal that it is perfectly acceptable for a homeowner to sell their own home, but what are the possible drawbacks? What should you be absolutely out on the lookout for? What could possibly go wrong? Are you really getting the most money possible? I answer all of your questions right here 516-444-5341
In this episode I go over the dirty underworld of real estate mortgages and why they tell you to put down as the lower down payment as possible! What could possibly be wrong with putting a load down payment outside of what your monthly mortgage cost will be? I have all of your answers right here and you will want to hear it! 516-444-5341.
Business insider recently shared an article of their own on social media regarding how a young couple purchased a property that need a great renovations in the neighborhood of their dreams. They used a third-party loan to renovate the property and the bank appraised the property in its future renovated condition versus the condition they bought it in. Why did this happen? What do you need to look out for for this? Is this normal? I have all of your answers right here! 516-444-5341
When it comes to landlords and tenants oftentimes it is amateur homeowners who attempt to become landlords that oftentimes run into legal problems with tenants and try to resolve it themselves in ways they never should. I pull a post on social media showing exactly why people should never listen to people on social media. This is a wild one You're going to want to hear it! 516-444-5341.
I can't tell you how many times I go on social media and find slick people trying to sell properties with these delusions of grandeur and these alleged amazing profits with no evidence to back any of it up. I provide you a real example of one and talk to you about how you should be careful and utilize buyer beware! 516-444-5341
There's no secret that New York is an extremely expensive state to purchase or even sell in, but the good news is that I provide you several options in this podcast episode as a buyer to help you get that money together, and as a seller what can be done to make your process incredibly smooth and beneficial for you. 516-444-5341.
Credit scores are easily one of the if not the most misunderstood element in most people's lives. What makes it worse is that many people may feel as though they do understand what credit scores are about, in all reality do not, but go about as though they do making an even worse situation. But I have all of your answers right here! 516-444-5341
I have a special message for all the people out there reaching out to me in regards to advertising on my podcast. You better listen closely otherwise you're wasting your time! Also, you see these fantastic interest rates on TV or the radio, or social media, but are they true? Will they really apply to you? I have all of your answers right here! 516-444-5341.
You would be surprised how many traps there are out there for people! Random individuals who advertise homes for sale on social media are some of the biggest offenders!
They're going to claim that all you have to do is purchase a property at a low price and that with the repairs being done also known as an after repair value is going to be tens if not hundreds of thousands of dollars higher than what you paid for it, that's a trap.
But why is it a trap? Well one answer simple If the purchase price is that much different from the after repair value why wouldn't that person just own it and make the money themselves?
Much more in this episode! 516-444-5341
I got this post based on a social media mom's group where a buyer purchased a home at what they thought were heavily discounted taxes, but those property taxes were inaccurately listed and ultimately the purchaser was on the hook for the true taxes which were nearly double what was advertised! What happens here and how do you avoid this? 516-444-5341
In this episode I go over the different types of real estate agents and generally what incentivizes real estate agents to become a real estate agent. You would be surprised with how few people are actually able to be successful in this industry and I go over exactly as to why and this is important to you as an individual person. 516-444-5341 call or text.
The down payment has a pretty ugly name, people misunderstand what the down payment really does and how it really works! In this episode I go over the three ways a down payment happens and what it does for you and what the true meaning behind it is and I also dispel some myths about them! 516-444-5341
Property taxes in New York can easily be above $10,000 a year without blinking. But what make up your property taxes? Is there anything you can do about these property taxes in terms of reducing them or fighting them? I have your answers right here! 516-444-5341
So the 50-year mortgage might have more hurdles than what could be handled, however, there is a new idea that seems to be a very promising one that I discuss in this podcast that will affect thousands if not tens of thousands of homeowners positively if it goes through! Wants to know what it is? I have it right here for you! 516-444-5341.
The 50-year loan is something that's currently being floated as an opportunity or an option for people. But what does it really come down to and does it really help? I have all of your answers right here! 516-444-5341 call or text
I have said this before and I'm going to say it again listen to this podcast I don't care who you are I don't care where you're from I don't care who your affiliated with and I most certainly don't care who you repeat this to but this podcast provides the number one answer necessary to alleviate the housing pricing situation in this country. End of sentence. 516-444-5341. Charles Bianco license associate real estate broker on Long Island, New York. Reach out to me I'll be happy to talk further about this.
Of all the things anyone should ever do as a homeowner, it's not to post their own home online on social media themselves. Real estate agents don't focus on social media to sell properties and neither should for sale by owners. It's a trap and the scammers are literally waiting for you rubbing their hands! 516-444-5341
I go over with you all of the details regarding whether or not there is a cooling down of home prices here in New York. Is it true? What could there possibly be regarding the market according to media sources versus what's actually happening here in New York? I have all of your answers right here! 516-444-5341
If you happen to be a real estate agent who is struggling or at least feels as though you may be struggling, this is news that is not going to be any better for you! If I were you I would pay very close attention to this podcast and I would do exactly what I tell you, or you will be left in the dust, and you will no longer be a part of this industry!
In this episode you learn the intricacies of a pre-approval and when timing wise it's critical to get one by. What exactly does one do for you? How important is this to get and when is it important to get it? I have all of your answers right here. 516-444-5341
Attorney general Leticia James has been recently accused of mortgage fraud, allegedly obtaining a mortgage for the purposes of buying a property to be used as a rental property, but allegedly claiming it was for personal use.
Is that a serious situation? Can people actually do that? Can ordinary people be caught in this situation also? Is this really a big deal? Is this "weaponization" of the law?
I have all of your answers right here regarding this allegation against Attorney general Leticia James! 516-444-5341
In this episode I go over the different ways that you as a homeowner could potentially choose the wrong offer in a multiple offer scenario. This is a very likely situation especially with the wrong real estate agent! I explain how this could be and why this can be and what's a lookout for! 516-444-5341
You would be surprised! It's very easy to hire a bad agent because there is no real barometer to determine a good agent from a bad agent in today's real estate marketplace. But there's good news! I go over what it is to look for to help avoid choosing a bad agent and what a bad agent would bring to you and to your table! 516-444-5341.
In this episode I go over what happens when a seller decides to go with an offer other than yours even though that seller had it originally accepted your offer. I go over reasons for this and I go over what you can do to help prevent this from happening to you! 516-444-5341.
Believe it or not I do have two options that are decent workarounds for any individual who's looking to buy themselves a home where affordability could be in question. What could those options be? I have your answers right here! 516-444-5341.
Charles Bianco here and I have the answer regarding what it will take for the New York real estate market and its extreme pricing to stabilize in a way that will not adversely affect homeowners nor increase the number of buyers onto the market creating a pricing stabilization! Listen to it right here! 516-444-5341.
You read that correct, this episode talks about what is necessary in New York for home prices to reasonably drop and to create some relief for home buyers out there. Spoiler alert has nothing to do with a crash and has nothing to do with anything else you could possibly be thinking of except one of the most obvious things. 516-444-5341, take a listen and see for yourself!
And I mean it, there are no real benefits at all to solar when they get outweighed by all the detriments that come with it. Do you think solar panels do what they're designed to do? Nope. Does it really save you on electricity? Yes! Does it cost more to have the panels than the electricity savings? 99 times out of 100! And the list goes on! 516-444-5341, you're going to want to hear this one!
The four ways that mortgage officers get paid are revealed here! Some of the things that these mortgage officers say and do are also equally as troubling! What are these things? I've got all your answers right here!
Compass Realty has decided to file lawsuit against Zillow. This lawsuit is in regards to the banning that Zillow and trulia does should a home being sold on a market not be publicly listed onto the MLS within 24 hours. But why would a real estate company be okay with not publicly listing properties onto the MLS were all buyers and agents can find them?
I've got your opinion answer right here! 516-444-5341
When gymnast celebrity Olivia Dunne goes to purchase of property in all cash but in response winds up getting banned from the purchase you know that there's something fishy afoot! This is definitely worth a conversation and I provide all the answers to why this happened and how this happened in this episode. Have any questions, call me at 516-444-5341.
Okay did a follow-up on solar panels looking for any positive feedback that I can provide regarding them, did I find any? You'll hear about it right here!
In this episode I go over solar panels for homes. I have some very strong opinions about this and you should listen to them if you're considering the idea of going solar with your property! 516-444-5341
Scammers are part of an industry that brings in over 1 trillion dollars annually! It's no wonder that the scammers continue to do what they do when you consider how much money they could be making on an annual basis.
Your job is to protect yourself from these scammers and I provide you with several scam examples and ways to protect yourself so that you don't get scammed inside and outside of real estate.
Charles Bianco, 516-444-5341 - yourhomeyourterms.com
It's true that New York City has passed the bill stating that landlords are responsible for the real estate fees for any prospective renters and no longer the tenants responsibility. But does this factor everywhere in New York? Is this actually a good thing? What pitfalls could there be? I have all of your answers right here. 516-444-5341. www.YourHomeYourTerms.com
In this episode I review a social media instance whereas an agent alleges that because of her inclusion of commission, her offers that she is making on behalf of her buyers are being denied.
I review the flaws with this theory and explain as to why it just doesn't work that way.
After a brief hiatus, I'm happy to renounce that I have returned and this is my newest real brief episode!
In this episode I discuss a couple of different things that pertain to the real estate market including the persona of a home seller and also what real estate media reports truly mean and how you should treat them. I also make it announcement regarding my anti-scam seminars that I invite you to join!
You're going to be very surprised to learn what it is I just learned about how long this seller's market has been in effect for! You're not going to want to miss this! 516-444-5341
In this episode I steer away from real estate for a moment to bring to your attention a new rule in New York State regarding telemarketers, but does this make things worse for you when trying to protect yourself from scammers? I have your answers right here! 516-444-5341.
Nowadays it seems that there are plenty of people and companies out there offering you all cash for your property. But what happens when you interact with these people and what does all cash really mean? I have all of your answers right here. 516-444-5341.
There's no secret that rental costs on Long Island and in New York City are through the roof and there is no sign of them dropping anytime soon. But why has rent become this way? What has caused this problem to be? I have your answers right here. 516-444-5341.
The renovation loan is a fantastic way to take a property and turn it into what it is you're looking for as well as being shiny and new again!
But there's some details about this renovation loan that you may not be aware of and important facts about it that might actually be of even greater benefit to you. What are those things? I have your answers right here. 516-444-5341
Unbelievably, there are real estate agents out there that can't seem to understand the benefits of having a sit-down conversation with a prospective buyer or prospective seller.
While this sit down conversation may feel at some point inconvenient, the information that you'll learn is generally invaluable. A lot of agents however, don't seem to think that way, and worse yet try to prevent having this conversation to begin with! Listen here to find out why. 516-444-5341, Charles Bianco.
Every four years we go through the same rigmarole, people waiting on this candidate, people commenting about that candidate, but whatever the case may be the housing market is going to do its own thing regardless of what happens, but why is that and how true is that? 516-444-5341.
Bad real estate agents are literally a penny a dozen, there are so many of them that it's almost impossible not to run into a dozen just walking up the street. The good news is that I'm not one of them and I take this episode to explain what makes a bad agent and what you could do to identify a bad agent. 516-444-5341, feel free to call or text. Charles Bianco.
This episode hit pretty close to home. The launch of my new website, plus me expressing my true joy in real estate in my desire to share that information with you is right here in this podcast and you're going to want to hear it. Thank you for being a listener and you can always reach out to me for any of your real estate needs or questions in general!
An episode split into two, one part discusses whether or not there could be a real estate crash and what elements there would need to be in order for one to happen, the other talks about a national association of Realtors policy that is up for debate at the moment and what would happen if this policy were to be removed.
You are absolutely not going to want to miss this! 516-444-5341.
If ever there was a question as to whether or not being an unrepresented buyer could get any worse, it has now gotten exponentially worse! It now costs more to be unrepresented then it would if you were represented! Unrepresented buyers now or crying for help and I have the answer for all of them! 516-444-5341.
Even in a market that is an extreme seller's market there is still plenty of room for a homeowner to make grave mistakes in regards to their real estate needs. But what is one of the biggest mistakes? I have your answer right here! 516-444-5341
516-444-5341 - With the New World of Real Estate currently in effect across the United States, home buyers and home sellers are having to abide by these new rules as well! But what are these new rules and how do they affect you whether you are by or seller? I have all of your answers right here.
This is the new world of real estate, are you ready? I know I am and I have everything that you need and all the information you need to be successful is either a home buyer or a home seller in 2024 and beyond! 516-444-5341. Buyers and sellers now have to look at this much differently and you need a solid real estate agent that has all the answers, I'm it! Let's talk.
This is a critical podcast episode for anybody who's looking to purchase a property in today's market. There is a lot of information in this podcast for individuals who are just starting to search or are coming back into the search after some extended period of time. 516-444-5341
The number one question on consumers minds when it comes to mortgages and lending defaults to interest rates. Mortgage lenders know this all too well, so what do they do to put themselves in a better position in the eyes of the consumers, and does it put you at risk? I have your answers right here. 516-444-5341.
Thousands and thousands of real estate agents are dreading August 17th, 2024. It is on that day that one of the most significant changes in real estate is occurring and all too many real estate agents are not prepared at all for these changes! What are these changes? How do they affect you? I have your answers right here! 516-444-5341
Oftentimes people associate improving their home, renovating their home, or making additions to their home as a way to increase their home's value. While this could be true, is it also a trap set by contractors to bleed money out of you? It absolutely is and I have all of the details right here for you!
Becoming a landlord in New York can be both a blessing and a problem. If you don't do things properly then it could become a world of financial pain for you. Listen to this podcast to learn more!
Recently a major company connected to thousands of dealerships around America has had some form of breach or problem with their system causing huge outages! But what are some car dealerships doing about this and what does one individual in the industry have to say about it, you're not going to like it. Listen here for the full details!
What is the great mortgage down payment trap? There's such a thing even exist? Are buyers potentially harmed by this? I have all of your answers right here!
In something called dual agency, there is an opportunity where a real estate agent can be interacting with both a buyer and a seller at the same time but what are the risks of this and what are the details of this and can this actually happen?
Haunted houses or absolutely a real thing in New York depending on who you ask. What is it true that in New York you have to disclose whether or not a house is haunted to a potential purchaser? I have your answers right here
In this episode I go over the three biggest buyer mistakes when it comes to purchasing a property in today's market or any market! Feel free to listen and if you have any questions or wish to give feedback feel free to call or text at 516-444-5341
If you're a buyer in this market, there are some things you need to know and if you're a seller in this market they're definitely some things you need to know. Feel free to listen to this episode to get all the information you need
What does it take to be a buyer in today's 2024 real estate market? It's no secret that the market is still in favor heavily of sellers and it is very difficult to be the winning buyer on any property, but what exactly are the details? What does this all exactly mean? I have your answers right here!
There's a contingent of people out there who firmly believe that working without a buyer's agent is in their benefit, but is it really? What could be some reasons that it is in benefit or not a benefit? I have all of your answers right here. 516-444-5341.
You would be surprised to see how crazy things are getting and how unreasonable and irrational things have become thanks to a bunch of people who don't know anything about real estate to begin with!
To say the least, the 2024 real estate market is kicking off and it is becoming a wild one right out the gate! Too few homes, too many buyers, the recipe is there for a disaster cake and everybody's getting a slice! But is there a way around this and what are the real facts and terms that are going on? I have all of your answers right here.
In this episode I go over the importance of a buyer's agent and of course what details there are and whether or not there is an actual advantage to having one or to not having one.
Once an attorney smells money, they go in 100% to get it and they stop it nothing to do so. Nothing is more true than this when you factor what happened between someone fortunately misguided homeowners and the attorney's representing them versus the national association of Realtors.
Often times you'll run into an advertisement or hear something about a low down payment opportunity for the purposes of buying a property. It could be as little as 0% down for veteran, or 3 and 1/2% down for an FHA loan which is attainable by most people. But is this a trap? What is the benefit or the detriment to these types of loans as far as why they're advertised to you to begin with? I have your answers right here.
It seems that nowadays you can't go more than 5 minutes without hearing a bank advertisement, social media advertisement, or social media influencer talk about some type of lowdown payment bank loan for mortgages. But are they all they cracked up to be? What's the situation with them? I have all of your answers right here!
The goal for many people is to put as little down as possible as part of the home purchase process, but do we really think that minimizing the down payment is the correct option? I have all of your answers right here!
If you're thinking of buying or selling a property this year or forward, March 20th is a date that you are absolutely going to want to keep very close to mind!
Why is that date important? How important is that day? It's incredibly important and you're going to want to listen to why!
As of this year homeowners will be required to detail specific components of their home and its conditions as part of the home selling process to buyers!
What does this mean to you and how will this affect you as a homeowner and what is being done about it from me your real estate agent? I have all of your answers right here! 516-444-5341.
Happy New Year to you all! Mortgage rates are continuing to fall and there are some very important notes that you need to keep in mind in regards to this! Also, what are my thoughts of real estate in January and February? I have your answers right here!
There is an evil and deceptive practice going on between real estate agents and mortgage officers that you absolutely must become aware of in order to avoid!
This episode exposes this evil situation and brings it to lights that you can avoid it and be aware of it.
There are specific times, supplies and demands, and current temperatures of market in real estate that will impact and influence pricing, and motivation. I go over in detail in this episode to not only define and to explain, but to provide a strategy that you can use!
You'll hear from a lot of real estate agents and mortgage officers that it is cheaper to own a home than it is to rent one. This applies to apartments as well. But is this really a true statement? Here is your answer! 516-444-5341
In this episode I review a real estate agent who not only is a real estate broker which is the top level of real estate you can achieve, but how even a real estate broker can act horribly, and be disparaging to others, while at the same time committing violations by way of discrimination and do it publicly!
I spill the tea on this one, feel free to pay a listen! 516-444-5341
The pre-approval letter is one of the most well-known portions of the real estate process. Homeowners and home buyers alike rely on this letter as verification of a buyer's ability to be able to purchase the property.
But is this paper even the least bit accurate? At what point is it accurate? What details does it leave out? How important is all of this to you as both a buyer or a seller? I have all of your answers right here! 516-444-5341.
You may be very surprised to hear that when the interest rates are at a higher percentage it might be the best possible opportunity for you as a buyer to jump into the buying pool especially if it is deemed a seller's market!
What do I mean? I have all of your answers right here. 516-444-5341.
Interest rates are definitely one of the most important elements of any real estate transaction from a buyer perspective.
But when interest rates go either up or down do they affect buyers? At what point is it affect buyers? Does it even affect some buyers at all? I have all of your answers right here!
If ever somebody wanted to discover a way to make real estate worse for the public, it has been found through a litigator and an ignorant jury.
In this final podcast regarding the lawsuit against the national association of Realtors, I lay out my prediction for what will happen in real estate and, more importantly, what will happen to you as a consumer whether you're purchasing real estate or selling real estate. 516-444-5341.
This is part two of the previous podcast where the landmark lawsuit against the national association of Realtors has taken place.
If you have not heard The first part to this I suggest you listen to that first before this.
If you have not heard about this lawsuit yet feel free to Google search "NAR Lawsuit" And you will find many articles and stories about the ongoing lawsuit that is occurring right now regarding real estate commissions.
I bring up some very valid points should there be a decision in favor of the plaintiffs! You're going to want to hear and you're going to want to know how I feel you'll be affected whether you're a homeowner or a buyer! 516-444-5341
You may be surprised to hear that this is one of the most amazing times to list your home for sale if you are a homeowner, the only thing that could slow down your sale is a bad real estate agent who doesn't know what they're doing, thank goodness I am the opposite of that take a listen to my podcast to see exactly why.
Why don't you want a real estate crash? Why is a real estate crash bad for buyers and sellers alike? Why should there be any reason to avoid a real estate crash?
I have your answers right here! 516-444-5341
Everything you want to know about what things currently look like in New York from a non-numbers perspective, why sellers are afraid to list their home for sale, why sellers may or may not be considered greedy, and what buyers perspectives are are all right here waiting for you to hear!
Please share this or introduce this to someone you know!!
Scammers are becoming more and more intricate with their scam methods!
In this episode I expose the most recent Facebook scams and also a text message scam. It's important that you understand how these work because they don't always ask you for your money upfront anymore!
Everybody feels that evicting tenants in New York is not exactly an easy thing to do, but is it really difficult? What should you look out for when it comes to tenants? What are the details involving a tenant situation, and what detail should you know? I have your answers right here.
There are some realities that we must all adhere to when it comes to being a buyer in 2023 real estate.
There are right ways and wrong ways to go about the process of purchasing. What are those ways? Do sellers still have an obligation that they have to adhere to when it comes to selling their property? Is it as easy as easy can be? I have all of your answers right here!
It might feel appealing in a seller's market to list your home for sale, but is it really the right thing to do? Is it true that you can make more money by selling your own home on your own? How is that even possible? I have all of your answers right here!
I bet you didn't know this but even though the average real estate agents age is generally well over 35 or 40 years of age, there is access to technology that all agents are using, albeit the wrong way in many cases.
But how bad is it and what does this really mean to you? Does this have any impact on you? I have your answers right here!
In this episode I speak to the work from home sector, as well as predictions for the next couple of years of real estate as far as home pricing goes.
There are some additional extra tidbits in this episode today, you're going to want to hear it!
You might have heard through either Zillow or rocket mortgages that there is a 1% down payment program that buyers can use to purchase a property!
But what is the truth behind this? What is really happening when you try to get one of these mortgages? Is it actually worth going for? Will you actually be able to buy a property?
Recently a real estate company called REX had filed a lawsuit against the national association of Realtors as well as Zillow regarding what they felt was unfair practices biased against REX. What was that about and how does that affect the real estate industry?
Ever wants a buyer Lisa car? Well I'll share with you my experience in wanting to do so and dealing with a few car dealers and how they differ from each other! This is a nice side note podcast that may be of great interest to you.
What was supposed to be a real estate podcast kind of went on to being a podcast where I go on about two cars that I'm most interested in purchasing and my thoughts about either of them. Not going to lie, I've always been nervous about buying cars, but I have always been one to do so and happy to do so.
I will find out today which direction I go and I give a little hint as to what to do in this market when it comes to being a buyer in the heavy seller's market that it currently is.
Consumers are ultra-sensitive when it comes to interest rates and what they actually mean.
But even though interest rates are very high at this present time, should you be concerned about it, even if you're in the middle of a purchase?
Better question, does it even matter what your interest rate is at this very moment in time even if you're in the middle of a purchase?
I have all of your answers right here!
There's no secret that the elephant in the room right now continues to be how this is currently for the foreseeable future a seller's market!
But are there any alternatives or options for people? Is it just that buyers are doomed no matter what? Is this really the case?
The good news is that I have your answers right here!
Loan officers and mortgage companies are becoming more and more creative to find ways to provide mortgage options to buyers.
Unfortunately these mortgage options are oftentimes more smoke and mirrors as opposed to actual legitimate options that might be of great benefit to you in the home purchasing process.
What are these loan types and what are the drawbacks? Listen to this podcast and you'll have all of your answers!
This episode is dedicated to the homeowners that are thinking about doing small improvements to large improvements on their property.
Understand that contractors or business people and home improvements are generally not inexpensive to do. Oftentimes you'll hear advertisements talk about improving the value of your home by having these contractors come and perform work that'll make it more valuable, but how do you know whether or not the work is worth it and the value increases true? Or better yet, how do you know that the value increase will be greater than the amount you pay to have the work done?
I have your answers right here! 516-444-5341
Recently interest rates have achieved a new high for this year! Does this necessarily spell doom for the real estate market?
How are buyers actually impacted by this situation? Does it mean that homeowners are going to be forced to reduce the property values? I have all of your answers right here!
If you thought for a second that there was going to be some kind of crash, boy are you in for some news!
The real estate market is about to get substantially worse and crazier than it ever has been in the history of the United States.
Not sure what I'm referring to? You're absolutely going to want to hear this!
Legislation is currently pushing through a bill that could make broker fees be paid in rentals by the landlords as opposed to the tenants.
But is this really an advantage for tenants? What could possibly happen when this, should it occur, situation become actual? Will renters suddenly have a great advantage? Will rents remain where they are? What will happen to costs? I have all of your answers right here!
There's been a lot more chatter about the real estate market crashing!
But is it true? Will it happen? What are the details behind it? And what are my thoughts on this definitively?
I have your answers right here!
Being a home buyer in this environment is definitely a true test of patience and a true test of resolve! But it may not have to be! This podcast I go over the current state of buyers and provide you with a legitimate strategy that will hopefully make your home buying experience a little bit better. Best case scenario? Sign up with me and I'll give you the other two major secrets and a bonus piece of information regarding the very secret I share with you in this podcast!
Here is an update to the real estate websites that currently exist and the importance of the information that they provide! This is a valuable takeaway podcast that will give you some eye opening insight to the most popular real estate websites that you're used to!
In this episode I review what a rent-to-own property scenario looks like and whether or not it truly makes any sense to take part of!
You're going to want to hear this if you feel that a rent-to-own situation is something that you are interested in!
It seems you can't go 10 minutes these days without seeing some advertisement on TV, on the radio, on social media, or from Independent loan officers about how you can buy a home with as little as 0%, 1%, 3%, or 3.5% down!
But is this truly a good idea? Could that be a trap? What is the truth behind these down payments and could they be damaging? I have your answers right here!
I can't tell you how often homeowners will go about spending money to improve elements of their property, looking for a positive cash return on the value of their home.
Few homeowners however, understand that improving your property does not guarantee a positive return! As a matter of fact most improvements will increase the value of your property between 25 cents and 50 cents to every dollar that you spend!
Why is this? How do you get around this? How do you determine for yourself the value increase? I have your answers right here!
Selling your own homes can sound like a great idea since you are legally allowed to do it and you don't have to pay yourself a commission!
But is it truly the right idea? What are the potential pitfalls with doing this? What should you be on the lookout for if this is what you decide to do?
There are two specific ways that you can get ahead in today's real estate market that is geared so much toward homeowners!
With these two tips both of which being fantastic options to keeping you not only competitive but also uncovering a potential trove of properties that you may not have known existed!
Charles Bianco
516-444-5341
You read that right, a 1% down payment mortgage option! But is this necessarily a good way to go? Is it true that this is a good option for you if you're looking to buy a property?
I have all of your answers right here!
There is a growing misconception among the population about how they pay their real estate agents and how the payments actually work.
Is there any upfront costs for the use of a real estate agent? What are the costs of a real estate agent? How are real estate agents paid? I have all of these answers for you in this episode!
In this episode you'll hear about what's going on in the current real estate market, is it red hot? It sure is! I provide you with some ways to get around how red hot this season is if you happen to be a buyer.
If you're a homeowner and looking to sell, there is still a critical question of pricing that you need to understand! This will be an important episode for you also and I give you some examples of what not to do when looking to list your home for sale!
Yeah, you read that correctly! Nassau County doesn't even know what the house is because on two of their reliable sources the information is conflicting!
But what do you do in these types of situations if you're either a seller to looking to sell your home or a buyer looking to buy a specific home and this situation is occurring?
This is real and it happens and you're going to want to hear this!
I bet you didn't know that the real estate agent you're probably talking to right now, if not me, probably has a side job or a side hustle.
Not only is that a sign of extreme weakness, but it's also a sign that the person who is representing you can't even be successful in the very job that you're asking for them to do!
As a real estate agent veteran in this industry with over 10 years of experience I can assure you that I have one job and that is the service my clients full-time between 9:00 a.m. and 9:00 p.m. 7 days a week.
But there are agents out there that feel as though they need a second job or a side hustle that's not related to the industry. Do you want somebody who isn't fully vested in your real estate needs to represent you? I have your answers right here!
Welcome to the new reality of real estate for buyers!
What many of us real estate agents knew was the correct way of doing business at one point has drastically changed between 5 years ago or even three years ago, to today.
There were several points in time where we had all mutually come into the impression that real estate prices would begin to "come back down to earth" however, the resources used to determine that were flawed.
What do I mean? What does this mean to you as a buyer? I have all of your answers right here!
The real estate market continues to be in favor of sellers yet again and still! Every year there seems to be the hope more than a prediction that the real estate market will begin leaning away from sellers and favoring toward buyers.
But once again as we could tell it is another year of that not being the case! What are buyers doing now in an effort to secure a property for themselves beyond placing just an offer!
I also delve in slightly into the world of short sale properties.
You're going to want to hear this one!
A lot of people tend to get this particular topic very incorrect very quickly. Freedom of speech is something that we all hold near and dear to our hearts, but find ourselves in situations where we feel as though it were violated somehow.
What does freedom of speech actually protect you in all situations? Where does it not protect you? I have your answers right here!
First time home buyers especially will struggle with what the actual process is to the home buying journey.
In many cases first-time home buyers do not know where to begin, or even how to begin. The good news is that I have your answers right here and I'm available at any time to speak to you about it in person!
A Facebook scam that has so much potential to be successful as this one is absolutely disturbing!
This particular scam almost got me as well but of course I managed to get around it. But if it almost got me there's a very good chance that it will almost if not get you!
What is this scam? Listen here I'll break it all down and tell you how to avoid it!
Although they are rare, I have seen recently a few homes come on the market for sale whereas they're listed both simultaneously for rent and for sale.
But is this at all a good idea for homeowners to do? What's the logic behind this? What are the positives and negatives behind this? What does this mean for you as a buyer?
I have all of your answers right here!
I've had the joy of going over questions asked by consumers about the real estate industry and its processes.
You may be very surprised to hear the answers to these questions! Pay a listen and let me know what you think!
It's not uncommon for there to be many misconceptions among both buyers and sellers in the real estate market.
For instance one misconception is what happens when you sign the real estate contract, another misconception is what you're interest rate will be, and yet another misconception is whether or not a home is yours so to speak, once you've gotten your offer accepted on it!
Want to hear the results of all these? Well I have all of your answers right here!
I can't tell you how many times I've heard buyers talk about how difficult it is and expensive it is to get into buying a property.
While it may not be the cheapest thing in the world to do, many people mistake how much money they truly need upfront to buy a home!
Is it true that with only 3.5% down payment in total you could buy a property? What are the terms of this? How do you go about doing this? I have all of your answers right here!
I can't tell you how many times I have the conversation with potential home buyers regarding running credit for a mortgage.
Often times, people feel that they have a too low credit score to qualify for mortgage, but is that at all true?
Also, reputable companies like Experian offer a program where they can take things like your cell phone bill and your cable bill and apply it to your credit report to help improve your credit by showing your positive payment history of those utilities, but is this at all a good idea for mortgages?
I have all of your answers right here!
I give you three top real estate misconceptions from consumers. I explain them and I also talk about them in detail with you!
I also detail what it is I do for my buyers and sellers in a nutshell. Of course, there is a lot more to it but I ran out of time lol!
You're definitely going to want to hear this!
Zillow is always trying to find ways to make themselves money, but can you blame them?
In this episode I reveal that Zillow has announced that they now have a filter option that allows you to search for properties according to monthly payment.
Is this even possible? How accurate is this? Is this just a disaster in the making? Is Zillow just going to miss the mark again? I have all of your answers right here!
It looks like this season's going to look a lot like the last couple of seasons!
Interest rates have fallen significantly, buyers who got ruled out because of the interest rates of recent or re-emerging to the market along with the buyers that were naturally going to be there anyway!
What can you do to have your offer stand out? What can you do to get that house from those other buyers? I have your answers right here!
I've been asked many times what it takes to become a real estate agent and also what being a real estate agent really entails. Is everyone cut out to become a real estate agent? What should people do when they become a real estate agent? How do they go about it? I have all of your answers right here.
As of May 8th the 40-year mortgage from FHA is going to be an option!
What does this mean to you? What does this mean to housing payments? Does this mean that there will be lower payments? Will everyone qualify?
When is this actually going to happen? I have all of your answers right here!
It's no secret that over the past 5 years or so it has been a very difficult period for home buyers!
In this episode I provide you several tricks and tips to help make your purchasing experience that little bit better.
I have several additional tricks that I don't share here that I only share with my clients, if you're interested please reach out to me I'll be happy to speak to you on a one-on-one basis!
This is part two of the class action lawsuit story regarding the national association of Realtors and the real estate companies also mentioned in this class action.
I further discuss the repercussions of this lawsuit, and explain the positives and negatives behind the lawsuit.
Most importantly I explain what will happen should the lawsuit be successful against the national association of Realtors!
A class action lawsuit against the national association of Realtors is picking up steam and making headway!
Why is there a class action lawsuit? What real estate companies are also involved? What does this mean for the industry?
I have your answers right here!
As we begin to enter the new home selling season of 2023, there are many questions that I have been asked in terms of whether or not it will be another seller's market, or if it would become more of a buyer's market.
In addition, there have been reports of mortgage rates going up, but is it true? Some of these reports come from reputable sources!
Feel free to listen and feel free to provide a feedback!
People have asked me to further elaborate what I mean when it comes to buying high and selling low in real estate, so I go ahead and detail that further in this podcast.
Regarding scams on Facebook, it finally happened! Somebody decided to call me out on my warning the public of scams, and seemingly intentionally through themselves right at one to prove a point that didn't need to be proven!
I have all your information right here feel free to listen!
Believe it or not there is a class action lawsuit on the table that could change the face of real estate and how real estate agents earn their living!
What is the basis of this lawsuit? How does it change all of this? Will it affect you as a consumer? What will happen?
I have all of your answers right here!
It appears that real estate agents and loan officers are now taking extreme steps, steps that I feel are not only disingenuous, but can be downright completely misleading!
Advertising is not new to real estate, however, when an agent or a loan officer makes big money in your pocket promises, you can bet that somehow that money is going to be money you should have had already!
To help you avoid getting hit with incredibly high interest rates and terrible real estate terms, you're going to want to hear this!
You'd be surprised! There are times of the year where it just doesn't make sense to list the property for sale, and maybe doesn't make sense to purchase a property.
But when are those times and why? I've got all your answers right here!
It seems that many people believe that property lines are neat and even rectangles or even squares on an overhead map. But is this true?
What if somebody goes to build a fence on a property line and you feel that the fence is actually going off and over into your property?
What should you do and how should it be handled? I have your answers right here!
Wouldn't you know it? There is a low key scam going on out there with mortgage officers when it comes to mortgage interest rates!
But why is this a scam? Are we going back to the 2008 and 2009 banking crash?
Are they even allowed to do this? When do you actually know when you're interest rate takes effect and what your interest rate will actually be?
I have all of your answers right here!
We're not talking money here! We're talking about when a bad real estate agent represents a property and attempts to sell you something whereas a part of that property is not permitted or there's no certificate of completion on something attached to it.
There are many misconceptions over this and I'm here to set them straight as usual! You see that pool, that extra bathroom, that deck, that shed? You're going to want to hear this because those are all normal parts of a property that you need to know about!
You might think I'm crazy when I tell you that buying a home when there are high interest rates are a terrible thing, however, I'm here to tell you that not only is that incorrect, but it is an absolute blessing in disguise!
I spoke about it once before but it is critical to understand why it is important that you buy a home at a high interest rate versus buying one at a low interest rate and I explain it all right here!
I can't tell you how often I hear homeowners say that there is no permit for the pool in the backyard, the bathroom in the basement, the deck in the backyard, or even an actual extension that was done to the property!
They bought their house in that condition, a pool, a deck, an extra bathroom, an extension, from the previous owner so that must mean that it's all clear to be sold to a new buyer!
But is it? Aren't there any hurdles with this? I have your answers right here!
Homeowners often have many myths of their own to contend with just like home buyers!
This will address different parts of the purchase process from the seller side and address a couple of common misconceptions and myths that you hear about as a homeowner or even as a home buyer looking to purchase a house.
If you've wondered what these are you've got your answers right here!
In this episode I review with you several myths in place when it comes to buying a property.
Can a homeowner accept your offer and even allow you to do an inspection but then accept another person's offer afterward?
Our homeowners obligated to to respond to your offer with a counter offer?
At what point can a homeowner no longer negotiate with other buyers other than yourself?
I have all of your answers right here!
Without fail, when the spring selling season approaches you find that many people suddenly decide they want to become a real estate agent.
Some people think that it's an easy way to big money and a way to tell their boss off. Other people look at it as what they call a side hustle and a way to make fast cash while doing something else.
While the two aforementioned types of people are clearly completely wrong for the industry, is there a correct person for the industry?
I have all of your answers right here!
This episode is an introduction to what it's like to go house shopping!
I go over the different things that I look for personally when I take you how shopping and also provide you with information as to how you should act and what you should do during the house shopping experience.
This episode is topped off with valuable information that you'll want to know if you're looking to purchase a property!
Just the hodgepodge of fun facts regarding real estate!
Did you know that there is a difference between a realtor and a real estate agent?
Ever see a rental advertisement where the Agent advertises that you need a specific credit score or income to qualify?
Check the next real estate agents business card or postcard you see in the mail. See if it says these specific things, if they don't that person's in trouble!
A real estate broker is the owner of a real estate company, but why do they keep committing this Department of State violation??
I've got all of your answers right here!
Property taxes have to be one of the most impacting, however, least considered elements or even least understood elements of a real estate transaction.
All too often I find people who are without leadership (agents) concentrating too much on selling price and purchase price as opposed to what property taxes due to impact that price.
But do property taxes truly have that much of an impact? Is it true that people can have a sale fall apart because of it? Listen here to find out!
Most investments and investors will want you to buy something at a low point and sell it at a high point for a good profit, however, in the world of real estate I've learned that there is a difference to this and doing the opposite might actually yield just as good a result, if not better!
If you're thinking about buying a property this year with the interest rates being where they are, you're definitely going to want to hear this!
In this episode I cover two different elements, first whether or not rent to own makes sense and why it's introduced and what it really does.
Secondly I go over a quick and easy way to estimate what your mortgage payment will be on any house on the market! Doesn't matter how long it's been listed, where it's listed, how much is listed for, I have an easy way for you to figure out quickly and easily roughly what it would cost every month for a home!
Thank you for being a listener and I appreciate all feedback!
A reintroduction! Fresh into my recovery things are looking great, I'm feeling great and things are going swimmingly!
That being said, I bestow some real valuable gems of information your way in this episode! What does it mean when I tell you to buy high and sell low? Why does this make sense in real estate?
You're going to want to hear this! Feel free to listen and enjoy!
In this episode I discuss the frequency of which home values can change!
How often does a home value change? Why do home values change? Does it differ for a buyer or a seller?
You're going to be very surprised to hear this! I've got all your answers right here!
There's been a point of controversy where homeowners have been forcing buyers to reveal their pre-approval letter prior to entering a property in order to gain access to it!
But is this truly legal, is this something that can really be done? What are the details behind something like this?
I've got your answers right here!
It's not uncommon for a real estate client to ask questions that may not always have to do directly with the real estate process.
Some examples may include questions about law, questions about property condition, questions about real estate legal advice, etc.
But should you expect to hear from your real estate agent that they don't know the answer? What happens if they don't know the answer?
I have your answer right here!
There are some speculation as to what direction the real estate market will be going in lieu of where it has gone over the last couple of months. Will this continue forward into the spring and summer selling season?
Also, there appears to be what I am calling deception in my opinion of real estate agents listing properties for sale! What kind of deception? Is there any penalty for this deception? Why is it deceiving? I have all your answers right here!
It seems that you can't go 5 minutes without some real estate agent or mortgage officer telling you that owning is better than renting. In a lot of ways it can be, however, is it truly always the case?
I have your answers right here!
There's really not much to say here. Scammers are rampants and wild on social media and they try to scam you every opportunity they get!
In this episode I identify additional scams and how they get you and what they ask for, it's not always money! This is an important topic please listen.
Pre-approval letters are interesting, but what's more interesting is that both loan officers and real estate agents are oftentimes completely clueless to them!
A great example is that real estate agents are not trained at nor are they able to decipher what is in a pre-approval and will put you at risk of sending you down the wrong path to homeownership!
Is there a way to avoid this scenario as a home buyer? I've got your answers right here!
It makes me sick to see that there are too many real estate agents out there that are exceedingly lazy in what they do.
Now that we have a new form of artificial intelligence called ChatGPT agents have been given yet another highway to the city of laziness whereas there is no speed limit.
What does this all mean for you as a homeowner and why should you be concerned? I have your answers right here!
It's commonly thought that a foreclosure or a short sale is an opportunity for a buyer to get a property at a discounted price, or is it?
What can you expect when you are buying a foreclosure or a short sale property and how does it affect you?
How much money should you have set aside and what type of loan should you consider when looking into buying one of these types of properties?
Is the transaction a quick one? What type of hurdles should you expect with a property such as this?
I have all of your answers right here!
This is actually an important episode but I'm going to go ahead and start watching and getting ready for the Super bowl so I'll just let you listen to it and be surprised by what it is lol
I get asked very often the age old question of "Should I update my property before listing it for sale?"
It's a great question and definitely one that should be asked! But what is the answer to this question? How does this answer apply? Why is the answer what it is?
I have your answers right here!
It seems you can't go more than 5 minutes without seeing something on the news, social media, or the internet spewing random percentage statistics at you!
The sources which mention these statistics could even be reputable! But are they reliable? What makes them reliable or not reliable?
How do they affect you as a potential buyer or seller or even somebody who is interested in the real estate market in the future?
I have your answers right here!
Homeowners oftentimes rely on real estate agents to help them with their real estate process.
However there are some homeowners who feel as though they have the ability to dictate to the real estate agent how things should be done, is it possible this could be a bad idea? Is it possible this could be a good idea?
Well, assuming there is no disaster I have your answer right here!
Thinking of buying a property? This is the episode for you! I go over in detail what the process is and how it works! It's a good idea to listen to this and take notes!
After hearing this episode you will be much wiser to the actual process and you'll be glad you'll have listened to it! Feel free to take a listen and let me know what you think!
I almost literally pull the hair out of my head each time I listen to a news source, website, YouTube, etc when it comes to predictions of the real estate market.
But why are these sources so inaccurate and why are they always embarrassing themselves with the misinformation that they spread? Why do they spread misinformation? Why is it misinformation?
I have all of your answers right here!
Social media websites are literally doing nothing to stop scammers from parting those hard-earned dollars that you have from you and into their pockets.
No matter what the situation is they will try to make themselves look as legitimate as possible and will ultimately at the end of the day likely if not definitely prey on anyone they can to take their money!
How do you avoid and/or identify these scammers? I've got your answers right here!
This is a hodgepodge episode where you will learn several things instead of having one tailored show!
You'll hear me talk about my predictions for the 2023 real estate selling season, interest rates, what the rate lock is, and a few other things of great importance as we begin to wind up for the new real estate season!
You can't go 5 minutes without running into some illegal scammer in social media buy and sell groups, Facebook marketplace, or craigslist!
So how do you identify whether or not you're looking at a scam? Also, is it true that real estate agents are illegally advertising basement apartments?
All of your answers are right here!
Real estate agents can't go 5 minutes without hearing somebody cite something related to Zillow. That's not the problem. The problem is that it is oftentimes highly inaccurate.
Zillow has been trying to do a lot to fix their inaccuracies, but in my opinion what they have been doing has been causing more harm than good.
If you're thinking about buying a property or selling a property, you're going to need to hear this episode!
Often times homeowners take great pride in their house and in taking that great pride will make improvements on the house that they feel will increase the value of their property.
Many of those improvements can include things like ductless heat and air conditioning, solar paneling, a new roof, and more.
But how much does this improvement truly increase your home's value by? Does it really increase it at all? Listen here to find out!
One of the very big mistakes that people will make throughout the home purchasing process includes making purchases, running credit, buying a new car or furniture, etc.
What happens if you do this while you're in contract to purchase your property or while you're on the home hunting search?
You're going to want to hear this for sure!
In an unbelievable twist of fate, a news source has reported that new sources can't get real estate information accurately and they don't relate accurately!
They've also gone further to discover that supposed trusted sources are wildly inaccurate and that the common consumer base who absorbs this information is now woefully mistaken across the board.
Thankfully you're a listener of my podcast and you don't have to worry about this, listen as to why!
Solar panels are slowly becoming a more prevalent part of everyday life in conversation here in New York.
Many homeowners have invested into getting solar panels for their property, but when does it make sense to actually have them? What does the future hold for New York and solar panels?
I have your answers right here!
Sidenote: regarding the rumor that there will be a property tax reduction as a result of getting solar panels that is allegedly being considered by the government: if anything, it may be a reduction of your general taxes. Your property taxes are made up of two elements, your general taxes (which include the police, fire, roads, etc), And your school taxes. Your school taxes are the major contributor to your property taxes. It is extremely doubtful that your school taxes would be affected by any reduction as a result of having solar panels which means that the general taxes would be affected and those taxes are the minor of the two. This would also adversely affect the state's ability to collect income since the police and roads for example, are not impacted by a homeowner's use of solar panels.
Believe me my jaw hit the ground also, but how could this possibly be??
I thought that the market was on a downturn and that homeowners were no longer able to sell for extreme amounts?
You're going to want to hear this! Feel free to check it out and let me know what you think!
Ever think about buying a house that you can fix and flip, or fix and live in yourself? House prices have gone crazy in this has felt like a better idea these days. Want to learn more?
This is going to blow your mind! You make a $2,000 payment against your property How much of that amount do you really think goes to how much you owe on the house you're living in?
Your jaws about to hit the ground, listen to this!
How many times have you found yourself browsing through a real estate website only to find that every single house has absolutely perfect grass, perfect sky, a fire in the fireplace, and even a fake image on the television?
Unfortunately Photoshop jobs and real estate agents have become so common that it's laughable at this point. Real estate agents have begun to care less about the presentation of the actual house and care more about the presentation of the house on the internet and it shows!
Thankfully, I have everything you need that you don't have to worry about that including what I go over in this podcast!
This is the final podcast of the year!
With that said I predict what 2023 is going to bring and more importantly what you should be looking out for and keeping an eye on for the new year!
Will it be a buyer's market? Will it be a seller's market? What will happen across the board? How should you handle either market? I've got all your answers right here!
You might think I have lost my marbles a little bit when I say that the winter time is the best time to shop for a house, but after you hear this podcast you will absolutely thank me for having made it!
The spring and the summer are often times well known as the time to go searching for a property, but this could be a mistake! Or at the very least after listening to this you'll have greater insight as to how to approach a house even during that time!
As you all know I spend a lot of time talking about the positives and negatives of buying or selling a property. I give you helpful tips and helpful tricks and of course great ideas and insight to the existing market.
What I don't ever go over with the exception of now is safety. Is your home in trouble? Do you even know what I'm talking about? If you don't, you're going to need to hear this one!
The proper pre-approval! This is a critical document that very few real estate agents and mortgage lenders ever think about!
What is it? A proper pre-approval is a very difficult and tedious document to come by. I issue them for my buyers of course, other agents and Mortgage officers oftentimes don't even think about this!
Take a listen to this podcast to make sure that the next house you get is one that you can readily afford and are ready to deal with!
There are some companies out there which are saying that if you present an offer to buy a property using them your offer will look the best!
I guess you probably don't need me to tell you how much nonsense that is, but exactly how much nonsense is it?
How important is a pre-approval and where it comes from? I have your answers right here!
You would be surprised how many homeowners out there fear the idea of selling in the home, not because of how much they think they will get for their home, not because of how many people may come through their house at any given time, but because they're concerned they may be homeless after the sale!
But is this necessarily true? Is there a chance that someone might wind up on the street because another real estate agent failed them? Could be very true, but good thing you have me!
Listen for all the fun and juicy details!
If you're a part of social media or maybe even go to the supermarket and see those cork boards with apartments for rent on them, I'm sure you must have seen somebody renting out a basement apartment. But is there anything wrong with that?
Is it possible that by doing it you're putting yourself in great legal trouble? Are you a real estate agent advertising basement apartments? Could you be in great legal trouble from doing that?
I have all your answers right here!
In this episode I go over four different ways that you may market your property for sale through a real estate company.
But are those ways worth it? Are there good and bad things about them? Which is the best option? What are the options?
You're going to want to hear this! I have all of your answers right here.
In this episode I address the three Major emotional parts of home buying! Are you making these three mistakes?
Whether you're a first time home buyer or a repeat home buyer you may be surprised that these mistakes are not very uncommon!
But which of the three would affect you the most? Would any of them? Would you be hit by all of them?
Listen to this episode to find out!
You're not going to believe your ears with this episode! Could it be possible that there are lots of home price changes lately?
What does it mean to you as a buyer if you're out looking for a home and thought once upon a time it wasn't affordable?
Do you think that now you have a chance considering the market may have done a shift that you needed?
I've got all your answers right here!
In this industry there is practically no barrier of entry to becoming a real estate agent and it shows more and more with almost every passing day.
Lately there have seemed to be more and more agents who feel that they are allowed to act outside of the scope of their license. What do I mean?
Agents who act as though they are home inspectors and are not licensed to do so, agents who act as though they are attorneys by making legal suggestions and giving legal advice when they are not licensed to practice law, agents who pretend to be accountants and provide financial advice regarding the numbers and price of their property, it goes on and on.
What do I think of all this? I have your answers right here!
Lately a lot of loan officers have been talking about something called a buy-down. I'll buy down essentially gives you a lower mortgage interest rate and period for a temporary amount of time.
With mortgage rates as high as they currently are, is it worth considering? What's so good about this? What's so bad about this? Are there any fees or penalties or other things to consider with this? How does it affect the home seller and a home buyer?
I've got all your answers right here!
Once upon a time you could set fire to your house while an open house was occurring and still get $50,000 over the listed price.
Today, that is not so much the case anymore. We're finding that more and more buyers have increased their standards and have pulled back on how much they're willing to spend.
Want to learn more? Listen to this podcast!
Filthy acts by real estate agents, what is that all about?! I bet you may or may not have your opinion of real estate agents as you read this, I'm about to make it a little bit more ragged if it wasn't already.
Top tier real estate agents like myself who always operate on the up-and-up are never on the negative receiving side of this, however, many real estate agents unfortunately don't act the same way.
In this episode I speak of a growing act of collusion between real estate agents and mortgage officers which needs to be stopped immediately for the sake of buyers and sellers alike in the real estate world!
Are the interest rates really that scary? Could there possibly be a benefit to them? You bet! In this episode of real brief I go over how the current interest rates, as high as they are, can actually be a great ally for you as a home buyer!
This could be a fantastic opportunity for you as a buyer to take advantage of a weaker selling market and a fewer number of buyers within the market.
Looking for real details as to why that is and how? You know I've got them right here!
It's like the right hook that you never saw coming!
Everyone understands and is always talking about the down payment needed to buy a property, but how come nobody ever talks about the closing costs in addition to that down payment??
Closing costs are an absolute necessity and 100% apart of the purchasing process and it comes at what might be a heavy cost!
What is that cost? What should I do about it? How do I handle it? I've got all your answers right here!
Real estate agents, can they fire their clients!?
Sit down and grab something nice to eat and drink while you listen to this episode of real brief!
I've been asked on several occasions whether or not they have been instances where real estate agents would fire their clients for any number of potential reasons. Are there instances where real estate agents have or will fire their clients? Are there instances where real estate agents HAVE to fire their clients?
I've got your answers right here!
Maybe you think I'm crazy when I tell you that this is the absolute best time to buy, the higher the interest rate the better!
So you're looking at me strange wondering what in the world would cause me to say something like that!
But what you don't know is that there's a very dirty little secret about what I'm talking about and I explain it in this episode of Real Brief.
Hold on to your hat because you're going to have one heck of an eye-opening explanation!
In this episode of real brief I go over what many people believe turns out to be a myth, or is it?
"Cash is king!" But is it really? Does it matter enough to persuade home buyers and home sellers one way or the other?
What about individuals that work in all cash businesses? How about those that don't report their cash income?
I've got all your answers right here!
Put on your hat and hold on tight because this one is wild! The interest rates have hit all-time highs and homes are sitting on the market all the more!
Ordinary and average real estate agents have no answer for this but of course I have answers. But the question begs what is really happening and why? I have all of your answers right here!
Hold on to your hats for this one! There are actually agents out there that are considering themselves to be 9 to 5 agents! Some might be 9 to 6, others might be 8 to 4, but you get it.
These individuals should never be real estate agents to begin with, but what are my real thoughts on this? I have your answer right here!
Ever since property pricing has hit the roof many buyers have been looking for opportunities to save money and not pay these inflated prices.
And as a result short sales, foreclosures, and pre-foreclosures have become more and more popularized!
But the real question comes to the surface: "are these properties worth it and what are the truths behind them?"
Are short sales quick and fast compared to regular home purchasing?
Is a foreclosure home a great opportunity to get a home at a discount?
Does a pre-foreclosure mean that somebody is on the way out of their house and is a good opportunity?
I've got all of your answers right here!
The word inflation continues to be thrown around almost as much today as it was a year ago, does it have the same impact today as it did a year ago however?
Also, what exactly is happening with today's version versus last year's version? Is it still a difficult situation? I've got your answers right here.
This podcast serves as a continuation of my previous podcast discussing the details and information regarding Bank of Americas 0% down payment mortgage.
Bank of America is obviously a reputable financial institution with more money than they could probably know what to do with. It doesn't come as a surprise that they're introducing a brand new loan product which will enable specific buyers the opportunity to purchase a property with putting no money down!
But is it all rainbows and unicorns? Does a product like this truly help you as a buyer? Homeowners are there any type of benefit for you from somebody who is coming to you with a loan like this? I have all your answers right here!
I can't tell you the number of times where I have seen other agents talk about how their home seller has their price too high I will refuse to adjust their price because there's "that one buyer!"
Or that home buyer that continuously gives offers that are $100,000 under the list of price because "they won't contribute to inflation!"
So usually to counteract the obvious of their plan not working they will simply repeat over and over what they want or what they expect in the hopes that if they say it enough it will come true! Lol, listen to this one.
There have been many instances where homeowners especially those that are overpriced will make reference to "offers in the past" as a way to justify their overpriced home in the present. But what does an offer from the past really entail? When is an offer from the past actually an offer that you can refer to for the future? Is such a thing even real? I have all your answers right here.
If you live in New York or at all care about New York you absolutely must listen to this Real Brief podcast!!
New York has plans to go all electric by the end of next year. There is a bill in place right now that would cause New York to ban all fossil fuels beginning the end of next year.
This is a critical Real Brief episode!
It seems nowadays you can't go more than 10 minutes without hearing some source somewhere or some individual somewhere talk about the hope and or wait for a real estate housing crash.
But is it at all realistic or reasonable to think that something like this will even happen? What's the difference between today and 2008, the last great crash that we had?
I have all of your answers right here!
All too often I see homeowners make the mistake of going about the process of purchasing their next home after they sell their existing one all incorrectly.
There is a legitimate method of which you as a homeowner who is selling needs to use in order to do this properly and to not risk there being any issue with your home sale process.
I go over the pitfalls of this with you here and we discuss the details!
I was able to go several years without really jumping on the Zillow bandwagon but that time is finally up. In this episode I go over what the situation is with Zillow and whether or not they are reliable company in any way shape or form.
You don't have to go far to realize that mortgage payments are a great money Maker for the banks, the amount of interest that they charge is astronomical and is a pure profit for them and is of absolutely no additional help for you. But what if you made additional payments toward what you owe? Could that be of a good benefit to you? What exactly is the process for doing that? And what happens when you do that? I've got your answers right here!
Regardless of the market type there will always be a time where either a buyer or a seller feels that they do not need the assistance of a real estate agent. Is this really a flaw? Could you do this on your own? Does it really matter one way or the other because of all the resources out there? I've got all your answers right here!
So by now you all know that I help homeowners sell their properties and I help buyers purchase properties and that I also do mortgages, refinancing, cash out refinancing, pre-approvals, and for residents of Nassau County I also grieve property taxes.
What you may not know is that I also am a real estate agent coach! I train real estate agents and real estate agent offices to have success and to maximize their careers. I teach marketing, I teach advertising, I teach the real estate sales process, and I'm also pretty handy with understanding agency and disclosures.
This particular episode concentrates on helping real estate agents better handle their marketing and their marketing dollars. If you are a real estate agent you want to hear this, if you are not a real estate agent and want a quick insider tip on what real estate agents go to regarding marketing and advertising themselves, you've got that here!
You may have heard it once or twice relatively recently or even recently, something about some random mortgage companies or lenders talking about how they have a pre-approval that can be viewed about the same as a cash offer. But could this really be true? Is there ever an instance whereas a mortgage of any kind could have the same power as a cash offer? You have your answer right here!
In this current market we have seen a shift begin and we have been moving along through the shift. What shift is there? What does this mean? What should homeowners be prepared for with the shift? I've got all your answers right here!
In this episode I go over the differences between the cash for your home investor group and the traditional real estate agent route. Is it truly better to get an all cash offer from your property from these investors? Are these people even investors? What are the benefits and the detriments to using one of these cash for your home people? Is it even worth doing? I've got your answers right here!
Sometimes it's not the real estate agents or even the attorneys that cause a deal to fall apart! Many times it could be the loan officer not doing their job properly or just being too aggressive during the process that causes the buyer and the seller to have great risk. But what does this all mean? How does it happen? I've got your answers right here!
Would you be quick to say that real estate commissions are incredible? All these real estate agents walking away with thousands on thousands of dollars in their pockets! But is this at all true? Do real estate agents really make that much money? Does the check that they receive at the closing table amount to what they put in their pocket? Is it possible that real stages could be poor? Your answers are right here!
It's not too rare for you to see some type of advertisement or hear some type of advertisement regarding a contracting company or a remodeling Company talking about how they can increase the value of your home and or help you sell it faster. But what are the tricks behind this and why could this not be true? Find out right here!
Have you ever wondered what the true value of your home actually is? Could you get it from websites like zillow, realtor.com, Trulia, homes.com, etc? Is it possible for you to be able to value your home on your own accurately? Listen here for all the information!
If you thought for even a minute that the market is the same now as it was several months ago you're going to be greatly mistaken. You need to know a big development in the real estate world regarding the sale of houses and the mortgages of buyers that are trying to buy your house. Listen to this and call me with all of your questions. 516-444-5341.
What are the types of fake buyers and fake sellers out there? Is there even such a thing? What do these types of individuals do and what should be expected of them? I've got all your answers right here!
Have you ever wondered whether or not there is such a thing as a bad real estate agent? What do they do to be a bad real estate agent? How is our industry reacting to this bad agent? What should you do if you have a bad agent? How do you identify a bad agent? All of your answers are right here!
This is the weekend prep edition of real brief, March 16th 2022. I'm excited to announce that the weekend is on its way and home buyers and home sellers are coming out of the woodwork now that the weather has become better than it has been since the beginning of the year. With temperatures consistently warmer than we've experienced so far this year buyers are no longer regretting the idea of standing in the freezing cold and are more likely to come out and view homes. How should you handle this as a buyer, and how should you handle this as a seller?
In this edition we go over a vast number of topics and why it is important to have a real estate agent as well as interest rates and the current state of affairs in the world in relation to real estate.
This is the weekend edition of real brief! I give you tips and tricks as to what to expect and what to do for this coming weekend to get yourself in the best position possible is either a buyer or seller! If you have any questions or in need of any real estate help feel free to call or text me at 516-444-5341!
Prepping for this weekend! Buyers and sellers what it is you should do to be prepared for the real estate market this weekend.
This is it, the last stop for the train! It's either you get off now or you go off into the sunset with your home as prices will level off and decline. But when is this going to happen? How and why is this going to happen? What are the details regarding what the future brings and the federal interest rate increases that are projected to a curse starting March 1st? I have all of your answers right here.
It's safe to say that sellers have enjoyed a seller's market for years and years, however now it appears that the combination of rapidly rising interest rates along with the already record high home pricing that a major turn in the market is finally due. Does this mean it will happen immediately? What should be expected at this point? What's going to happen to home buyers and home Sellers from this point on? I have all of your answers right here!
You read that correctly! The Fed is finally stepping in and combating the inflation situation. Unfortunately that just means that it's becoming all the more difficult for people to get money. But what does this have to do with the current housing market and how does it affect it? What does this mean for homeowners? Is this still a chance to get top dollar for your property or did that pass also? I've got all your answers right here!
Have you ever wondered, or even thought, that a homeowner has to disclose to a potential buyer whether the house that they lived in was exposed to a death, a murder, a disease or infection, or ghosts? You're going to want to listen to this episode to find out what the real story is about this topic!
Comps is a filthy word in the real estate industry, but only when it's used by anyone other than an appraiser or myself. I go in to explain why, and what comps truly are!
If you are Nassau County homeowner, or home buyer and are wondering what's going to happen in the upcoming spring and summer selling season then you're going to want to listen to this!
What do you think will happen when you combine Nassau County adjusting almost all, if not all, homes located in Nassau County, you also create a cap on the state and local tax deductions, and mortgage rates slowly increase? I feel I have the answer for you in this episode.
it feels like you can't go more than 5 minutes without hearing somebody talk about how the current real estate landscape is shifting! But is this really true? Should you believe the hype? What causes a shift? Why are real estate agents regurgitating this? Why are news media Outlets talking about this? I've got all your answers right here!