Country – Financial Independence Europe: Recent Episodes
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Today Alvar is back with the Podcast after longer break. Together we discuss all FI Meetups we know in Europe. If you have more send us a message at financialindependenceeurope at gmail.com or DM on Twitter, Facebook or Instagram @FiEurope. Feel free to reach out to us also to connect!
We talk about
- What we’ve done in the break
- Meetups we host
- Meetups we have visited and like
Don’t forget to subscribe our podcast on Itunes, Android or Spotify. Direct download here.
Let us know what you think about the Interview in the comments or our Facebook Group!
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Links
- Financial Independence / Retire to Freedom Meetup in Berlin
- Financial Independence / Retire to Freedom Meetup in Cologne
- Financial Independence / Retire to Freedom Meetup in Düsseldorf
- Financial Independence / Retire to Freedom Meetup in Aachen
- Financial Independence Meetup London
- Financial Independence Meetup Ireland
- Financial Independence Meetup Edinburg
- Financial Independence Meetup in Bern
- Financial Independence Meetup in Basel
- Financial Independence Meetup in France
- Financial Independence Meetup in Belgium
- Financial Independence Meetup in Valencia
- Financial Independence Meetup in Barcelona
- Let us know about your meetups via comment or DM on Instagram, Twitter or Facebook.
The post Episode 148 – FI Meetups in Europe appeared first on Financial Independence Europe.
Today Mathias talks with Luke and Rebecca about donating and philanthropy. Luke works for the organisation Giving What we Can” and Rebecca is already retired from her corporate career at WeWork and other companies. She is now teaching people part time about personal finance at Yield and Spread. Interestingly Rebecca is now giving what she earns in her side business to people in need. Today we want to find out why. Once you achieve a certain wealth, people often experience a...
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The post Episode 147 – How To Give Effectively | Luke Freeman and Rebecca Herbst appeared first on Financial Independence Europe.
Hi FI Europeans, In this episode I speak with Nick Neumann. He is the CEO of Casa a Startup from Denver in the US. today talk about the different security aspects of holding crypto and here especially Bitcoin as one of the more conservative plays in that field. The one important question you have to ask yourself when holding crypto is. Whom do you trust more: yourself or an exchange. In the past your choice has been storing crypto on a...
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The post Episode 146 – Holding Crypto Securely | Nick Neumann appeared first on Financial Independence Europe.
Hi FI Europeans, some people are really good and a natural fit in building up and managing a bunch of properties. They like to interact with people, workers and other local stakeholders of their real estate. They dig deep into the knowledge domain of Real Estate and take the time. So much time that there is not much left to learn about other asset classes. Like me not everybody currently has the time and ambition to dig deep into DIY...
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The post Episode 141 – Investing in Real Estate via Syndications | Kris from White Fire Equity appeared first on Financial Independence Europe.
Hi FI Europeans, have you ever ask yourself how life would be if you haven’t chosen a certain life path? If you would have studied something different If you would have changed job earlier if your husband had taken more parental leave and you could better accelerate your career While you cannot change the past without a time machine you might want to go into a new direction in the present or future. Today I talk about reversing “wrong”...
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The post Episode 140 – Reversing wrong life choices | Silke Rosenbusch appeared first on Financial Independence Europe.
We chat with Nikita from Lendsecured about his take on the P2P Market Landscape and what they have to offer when it comes to lowering the risk in P2P investing. We also cover the role of p2p aggregators and risks associated with loan originators. Nikita also tells us about a new loan type for the agricultural sector and how it is structured. Behind Lendsecured stands an established company located in Latvia that is offering loans for wealthy people to invest...
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The post Episode 135 – Invest in agricultural loans with Lendsecured | Nikita Gončars appeared first on Financial Independence Europe.
Do you want a better life for half the price? Then this episode is for you! One strategy for financial independence is using geo-arbitrage and moving to a low-cost country to either save more or live better from the same income as in your current country. In today’s episode, I talk with Tim Leffel who is an experienced travel blogger, writer, and publisher since the 90th. And now he created a handbook for you to move abroad with a shortlist...
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The post Episode 130 – A Better Life For Half The Price | Tim Leffel appeared first on Financial Independence Europe.
In this episode Mathias talks about a topic we touched last time nearly year ago: P2P Lending. Some consumer loan companies have been in trouble and there have been delays in collecting the principal/interest also due to covid related regulation from governments. There have also been some scams with p2p platforms Envestio, Kuetzal and Grupeer with ongoing legal investigations of public authorities. And still, I think this asset class is going to stay – although the hype might be over....
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The post Episode 129 – Investing In Rental Property With Reinvest24 | Tanel Orro From Reinvest24 appeared first on Financial Independence Europe.
Hi FI Europeans, this is Mathias. Today I interview Dina Holzapfel. She is an Entrepreneur living in Switzerland with roots in the US. She’s a great role mode and showing us one thing: how to make your dreams happen – having an idea and enjoying the journey to ship it to the customer – although it’s sometimes tough. After a corporate career in the oil industry, working in Venture Capital and having lived in many countries Dina founded her passion...
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The post Episode 127 – How To Make Your Dreams Happen | Dina from SMIQQL appeared first on Financial Independence Europe.
Today Alvar interviews Tom from the UK: along with some personal views on FI and personal finance he will share some insights on his current side hustle, matched betting. We will dive into the mechanisms of this form of investment, how it can be effective and what pitfalls to avoid. Enjoy! We also talk about: Investing strategies Traveling Accumulation speed Matched betting and gambling Taxes and legality Bookmakers reactions Don’t forget to subscribe our podcast on Itunes, Android or Spotify. Direct...
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The post 077 – Case study Tom & Is Matched Betting An Option? | Tom appeared first on Financial Independence Europe.
Hello from FI Europe for another Community Friday. Today Mathias talks with a member of our community, his name is Tobias and he calls itself a lazy investor. He’s an Austrian who lived in Germany and now lives in Switzerland, so we talk about how he works towards FI in these high costs countries and how the pension systems works there. We also talk about his favourite investment strategies. Enjoy! We also talk about: The value of Masters Digital accelerators...
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The post Episode CF03 – Reaching FI In High-Cost Countries | Tobias appeared first on Financial Independence Europe.
Welcome to another episode of the FI Europe podcast! Today we dive deep into very interesting topics like geoarbitrage, moving to the US and getting a high income salary and then potentially moving back to Europe: we’ll discuss all that and everything in between with Mr. and Mrs. NomadNumbers, sit back and have fun!
We also talk about:
- The Simple Path To Wealth
- Investing between US and Europe
- Vanguard ETF
- A typical day as a FI nomad
- US travel hacking
- US tax benefits
Don’t forget to subscribe our podcast on Itunes, Android or Spotify. Direct download here.
Financial independence to make a nomadic lifestyle ideal come true Mr. and Mrs. NomadNumbers are 38 and 36 respectively, and they have become financially independent last year. They left the nice apartment they had in San Francisco, prepared their backpacks and have lived a nomadic life for about one year, travelling within the US, Canada, Mexico, Aruba, and now travelling within Europe where Mr. NomadNumbers’ family lives. The couple plan on living a nomadic life for the foreseeable future but think about where they might want to make their homebase one day. They got in contact with the FI movement a couple of years ago, and used the knowledge they found to pursue their ideal of a nomadic lifestyle, and being already frugal persons they have been able to get a very high saving rate from the get-go.
A masterful application of geoarbitrage Mr. and Mrs. NomadNumbers have applied the concept of geoarbitrage in a masterful way: only by relocating in the Bay Area, Mr. NomadNumbers more than doubled his earnings, then after about ten years of career in the IT sector he more than doubled that amount again. This made for a very high saving rate, and they also invested in some real estate in France along with other strategies: all this has helped achieve the FI goal in a very short amount of time, thanks to geoarbitrage acting as a multiplying factor.
A look at the life of two financially independent nomads Now that they have full control of their time, Mr. and Mrs. Nomad Numbers have tailored their life so that it can best serve all their needs. While each year evolves around travel & exploration, they have decided to spend one third with their respective families. . They have adopted a slow travelling pace that lets them have the time not only to explore countries, but to follow their passions and extra projects as well. Coming from the typical 60-hours workweek, 2-weeks holiday lifestyle, this can even become a little overwhelming!
Let us know what you think about the Interview in the comments or our Facebook Group!
Links * The Simple Path To Wealth by Jim Collins * Vanguard ETF * The NomadNumbers blog * The NomadNumbers newsletter * The NomadNumbers travel tool (early access to FI Europe Podcast listeners) * The Nomadtopia podcast * Mr. and Mrs. Nomad Numbers spending report: their FI saving target was 40k USD by following the 4% rule, and they have closed their first nomadic year spending 28k USD and expect to spend about 30k USD on their second year * Note on US Tax optimization: when Mr. NN says that “ppl can pay zero tax towards a specific income level for income coming from long term capital gain” he is referring to federal US taxes, so there could still be state-specific taxes to pay. (more details)
The post Episode 069 – Slow Travel & Reaching FI as a French citizen thanks to geo-arbitrage | Mr. and Mrs. NomadNumbers appeared first on Financial Independence Europe.
Hey guys, this week we have the second part of our interview with Mark from The Obvious Investor! We focus on Portugal as the country of choice for retirement, and follow Mark as he explains how to take advantage of the country’s tax system and culture from his first hand experience as an early retiree in the region.
We also talk about:
- Weather variety in Portugal
- Real estate taxation
- The impact of geoarbitrage on retirement age
- A day in the life of an early retiree
- Social interaction in a new country
- Portuguese language
Don’t forget to subscribe our podcast on Itunes, Android or Spotify. Direct download here.
Why Portugal is an awesome choice for early retirement When Mark started considering options for a country to retire in, he discarded his native UK from the beginning because of climate and cost of living, US also wasn’t an option due to health care costs. After examining various Central and South America countries, he found that Portugal actually meets both the main requirements: inexpensive living and the context of European civilization, with drinkable water, good roads and so on. Add to it a laid-back lifestyle and a good level of security, and the choice was made!
A breakdown of life expenses for an early retiree in Portugal Mark reports how his life expenses are structured and their overall level compared to other countries. Health insurance is particularly convenient in Portugal, the public system is almost free and private insurance offers plenty of options at very little cost compared to countries like US or UK. Renting is also available at very reasonable costs, ensuring that you avoid the tourist region of Algarve and the capital Lisbon. Food is quite inexpensive and you can get very good quality, as well as going out.
A tax system that is very attractive for foreign people Portugal is actually trying to actively attract foreign people by means of a system of tax advantages that can be extremely convenient for retirees or digital workers. The Non Habitual Tax Residency program, for example, allows you to receive passive income from other countries tax-free or with very minimal taxation for 10 years. Combined with the low cost of living, this alone can result in a significant shift of the age at which it will be possible to retire.
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Links * + The Obvious Investor + Mr. Money Mustache + FIRE – Financial Independence, Retire EARLIER in Portugal! + Harry Browne’s Permanent Portfolio strategy + Your Money Or Your Life by Vicky Robin
The post Episode 055 – The Advantages of Early Retirement in Portugal | Mark appeared first on Financial Independence Europe.
