Your Money Momentum: Recent Episodes
Global Wealth Advisors
Your Money Momentum delivers information on personal financial planning, investing and wealth management with our engaging host, Certified Financial Planner™ Professional Tom Kennedy from Global Wealth Advisors in Texas. Every other Friday, Tom will bring you 30 minutes of expert discussion, strategy, and practical advice aimed at building momentum with your money.
The variety of topics covered by this show include market news, investment strategies, retirement planning, estate planning, risk management, income tax planning and business succession. We’ll bring you expert market observations and interviews showcasing real-life examples of how others successfully accumulate, preserve and protect wealth, how they provide for those they care about most, and how they stay on track in meeting their retirement goals.
As experts in the field, our commentary has been seen in U.S. News and World Report, The Wall Street Journal, Nasdaq, Investopedia, CNBC, and Yahoo! Finance, among others. Our goal is to help you make smarter decisions about your complex financial life. Please subscribe for free and listen in every other Friday in time for your morning commute.
Global Wealth Advisors 4400 State Hwy 121, Suite 200, Lewisville, TX 75056. Phone: (972) 930-1238.
Securities and advisory services offered through Commonwealth Financial Network®, member FINRA/SIPC, a Registered Investment Adviser.
Is it possible for tips and social security not to be taxed? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss the presidential election results and dive into central bank news and how the market is reacting to the incoming Trump administration. #taxstrategy #financialadvice #wealthmanagement #election2024
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Find it Fast:
00:00—Intro 01:01—Election thoughts 09:03—Revisit of magazine covers and headlines as indicators
Central Bank Roundup:
18:32—Will there be more interest rate cuts? 20:40—What’s next?
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed this informative podcast, follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods, or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us on: LinkedIn | Facebook | Instagram | X| YouTube
The Financial Advisor(s) associated with this website may discuss and/or transact business only with residents in states which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. Please check Broker Check for a list of current registrations. Information presented on this site is for informational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any product or security. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank or financial institution, and are subject to risks, including possible loss of the principal invested.
Securities and advisory services offered through Commonwealth Financial Network®, Member FINRA / SIPC, a Registered Investment Advisor. Advisory services offered through Global Wealth Advisors are separate and unrelated to Commonwealth. The Global Wealth Advisors headquarters is located at 4400 State Hwy 121, Ste. 200, Lewisville, TX 75056, (972) 930-1238, or info@gwadvisors.net.
If you’re wondering what to expect with the presidential election, listen in for some tips on potential changes you might wish to make in your portfolio depending upon the election outcome. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss the presidential election and some of the tax policy being floated by the candidates. To get the Tax Cut and Jobs Act Sunset Provision Comparison Guide for 2025 that was mentioned in this podcast, reach us at info@gwadvisors.net and we’ll be happy to send it to you. #taxstrategy #financialadvice #wealthmanagement #election2024
Find it Fast:
00:00—Intro 01:02—Election thoughts 07:59—What to expect with taxes, capital gains, and pledges made 12:15—Ordinary income tax rate
Trump Tax Cuts:
15:22—Tax Cut and Jobs Act sunset comparisons This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed learning about the potential effects of the presidential election, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods, or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us on: LinkedIn | Facebook | Instagram | X| YouTube
What is the difference between tax planning vs tax advice? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss planning versus advice and the potential strategies used to lower your lifetime tax bill. #taxstrategy #financialadvice #wealthmanagement
Find it Fast:
What You Need to Know:
00:00—Intro 01:20—Tax planning vs tax advice 05:24—Technology and modeling strategies out
Roleplay
11:07—Rate cut 14:24—Dock workers 15:56—S&P 15,000 prediction 18:21—Losing a fortune with Pelton 20:26—Founder of Barnes and Noble 22:32—Bond market vs. stock market
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed learning about tax planning and strategies, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods, or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube
The Financial Advisor(s) associated with this website may discuss and/or transact business only with residents in states which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. Please check Broker Check for a list of current registrations. Information presented on this site is for informational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any product or security. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank or financial institution, and are subject to risks, including possible loss of the principal invested.
Securities and advisory services offered through Commonwealth Financial Network®, Member FINRA / SIPC, a Registered Investment Advisor. Advisory services offered through Global Wealth Advisors are separate and unrelated to Commonwealth. Global Wealth Advisors Headquarters is located at 4400 State Hwy 121, Ste. 200, Lewisville, TX 75056, (972) 930-1238, or at info@gwadvisors.net.
You may feel confident with your asset allocation strategies, but how do you know if you’ve optimized them for tax efficiency? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss asset allocation location buckets and which bucket for which account. They also cover recent Central Bank activity and what you might expect in the coming month. #assetallocation #investmentstrategies #wealthmanagement
Find it Fast: Asset Allocation Strategies
Tax Efficiency:00:00—Intro 01:29—Asset allocation location 05:16—Which bucket for which account
Dr. Doom11:02—The everything ETF and indirect exposure
Central Bank Roundup 14:58—Lower rates are coming 19:52—Japan chaos and Yenmageddon 23:42—Sweden eases policy early
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed learning about the tax-efficient asset allocation strategies available to you, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods, or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube
If you’re looking to maximize your retirement savings, the SECURE Act 2.0 made some significant changes. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II cover the effects of the SECURE Act 2.0 on retirement savings including business owners, retirees, and employer-sponsored plans.
Find it Fast:
Retirement Savings Plans00:00—Intro 01:16—SECURE Act 2.0 effects 02:25—Change in RMD rules and penalty changes 05:30—SEPP & SIMPLE IRAs Roth options and new limits 08:08—529 leftover funds rollovers into ROTH 10:17—Qualified charitable contribution changes 11:35—Employer matching and student loan payments 12:16—ABLE plans 13:05—Low-income and gig workers savers match
Toss Up14:06—Wealth taxes17:20—Achieving longer lifespans20:28—Warren Buffet’s cash 23:54—Working from home 25:20—Elections and sell-offs
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed learning about changes SECURE 2.0 made on retirement savings, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods, or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube
If you’ll be retiring soon, you may wonder how you’ll pay for it. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II chat about ways to plan your withdrawal rates in retirement so your money lasts as long as possible. They also discuss interest rates, the Chinese regional bank crisis, and whether India will take over the number one spot as a world superpower.
Find it Fast:
Withdrawal rates and how much do I need for retirement?00:00—Intro 01:44—What do I need to know about withdrawal rates?
Central Bank Roundup10:35—Interest rates 14:04—China regional banking crisis
Something or Nothing16:27—Chinese robo taxis 19:33—India stock market 22:45—Shadow banking 26:24—Peloton convertible notes
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed learning about safe withdrawal rates, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods, or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube
If you’re wondering if structured products can help smooth out the effects of market volatility on your investment portfolio, you’re not alone. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss why investment banks use them, how the average investor can take advantage of them, and the risks involved.
Find it Fast:
What are Structured Products00:00—Intro 01:15—The definition of structured products 06:27—Who does this make sense for and who should skip it? 07:52—What are the levels? 09:50—How do you buy them? 10:55—What are the risks and benefits?
Nostra-Thomas12:46—Are stocks at risk for a loss decade? 15:43—Political shakeups 17:15—What is the next crisis? 19:42—Is low volatility here to stay? 22:16—What is the current trading temperature?
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed learning about structured products, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods, or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube
If you’re shocked by the price of college, wait until you find out which schools might offer little-known discounts. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss ways to lower the price of college, strategies to pay for it, and student loans. As mentioned by Kevin in the podcast, you can check out: collegeaidpro.com to view some of the material discussed.
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Watch the video podcast version on YouTube [link]
Find it Fast: Price of College
Paying for College00:00—Intro 00:41—Which colleges offer discounts? 09:41—Finding free money 13:20—Student loans
Toss-up15:56—Value of college 18:20—Published or net cost 19:18—Hybrid or on-site work 22:00—Inflation vs recession 24:08—MRNA for cancer treatment 26:36—Low birth rates and immigration or robots 29:01—Asset allocation
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed learning about reducing the cost of college, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube
You’ve probably noticed that your homeowners, auto, and umbrella insurance costs are on the rise. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II offer an insurance shopping guide with strategies for shopping around and lowering your property and casualty insurance costs.
P & C Shopping Guide00:00—Intro 01:33—Insurance costs on the rise 03:35—Strategies for saving money on insurance*
Role Play12:39—Alex Rodriguez 13:53—Singapore shophouses 16:15—Oaktree Capital 18:46—Is the yield curve inversion is wrong 22:52—Recreational drugs for medical treatment
*Global Wealth Advisors is neither endorsed by nor affiliated with any of the insurance companies mentioned.
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed this insurance shopping guide, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela EngstromMusic by: PWISBY "Ruff" Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube
What should investors be doing during an election year? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II host Global Wealth Advisors’ Chief Investment Officer Keith Sprauer. They discuss how election years affect the market and how politics plays into the mix. They also jump into topics like meme stocks, public official trading, and HELOCs in the Something or Nothing segment.
Find it Fast: How the election year affects the market Guest Speaker 00:00—Intro 01:36—History and election years 05:53—Does a divided government affect the market? 08:09—Tax cut bill sunsetting in 2025 10:24—What should investors be doing?
Something or Nothing 14:05—Meme stocks 16:01—US worker hours vs Europe 18:09—Bird Flu 18:50—Watching public official trading 21:07—China space station 23:00—Will HELOCs drive the economy? 26:33—Divergence along political lines 28:45—Diverging monetary policy
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed listening to our market recap, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela EngstromMusic by: PWISBY "Ruff" Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube
If you’ve wondering whether there will be an interest rate cut this year, you’re not alone. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II give another rousing round of Central Bank Roundup and discuss whether investors can expect a rate cut or increase along with what some other countries are doing.
Find it Fast:
Central Bank Roundup:00:00—Intro 01:23—Will there be an interest rate cut this year? 05:46—Mortgage rates on the move 07:40—Bank of England 11:30—Bank of Japan
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed learning more about what the Fed plans to do with interest rates, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela EngstromMusic by: PWISBY "Ruff" Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube
If you’re invested in the market and want a more specific definition for some of the jargon and topics in the news lately, this podcast episode is dedicated to you. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II unzip the mailbag and answer your top six questions about the market and what it might mean to you.
Find it Fast:
Mailbag:00:00—Intro 01:10—What are yield curve inversions? 04:36—What are credit spreads? 08:40—What is the impact of immigration on housing and fertility? 15:08—Expat life can I retire abroad? 18:53—What drives the stock market? 23:06—What do I need to know about private equity? Bold Predictions: 26:39—The Masters
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed learning about the types of mailbag questions we receive, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela EngstromMusic by: PWISBY "Ruff" Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube
If you’re invested in the stock market, how do you pick your stocks? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss the different types of analysis when selecting stocks including technical vs fundamental analysis, qualitative vs quantitative analysis, and evaluating and identifying a process.
Find it Fast:
Individual Stock Picking00:00—Intro 01:05—Technical analysis vs fundamental analysis 04:25—Qualitative vs quantitative analysis
Something or Nothing 19:03—Bond restructuring 21:52—If the economy is doing well at current rates, why change them?24:41—What Texas can teach about housing?27:58—Supplemental leverage ratio
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed learning about the strategies for picking good stocks be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela EngstromMusic by: PWISBY "Ruff" Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube
Need or greed, using life insurance strategies can help protect your family and potentially add to your retirement income. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss the specifics about life insurance and the flexibility available. They also investigate whether AI, gold, US debt, and tech dividends are something to watch.
Find it Fast: Life Insurance Strategies
About Life Insurance00:00—Intro 00:58—Insurance strategies 01:30—Term life 05:23—Permanent insurance 09:32—Investment options 13:00—Caution needed
Something or Nothing14:28—Artificial intelligence 16:46—Gold 21:02—Interest payment on US debt 23:12—Tech dividends 26:09—CPI print hotter than expected
Bold Predictions27:10—March Madness
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed learning about insurance strategies be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube
Handcuffing employees to companies often occurs by granting employer stock. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss the specifics around non-qualified stock-based compensation, employee stock purchase plans, and margin of safety involved with employer stock programs. They also cover the crypto rally* as well as high-yield savings accounts and why you should consider the tax implications of cash.
Watch it on our YouTube channel: https://youtu.be/cVjn61TDPtA
Find it Fast:
Employer Stock
00:00—Intro 01:09—Stock purchase plans 04:51—Tax loss harvesting 05:45—When to sell or diversify 08:24—Employee stock purchase plans
Central Bank Roundup12:51—PCE number 15:57—Australia and New Zealand
Mailbag
19:53—Crypto* 21:31—High-yield savings account losses
*This podcast is intended strictly for educational purposes only and is not a recommendation for or against cryptocurrency.
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed learning about employer stock options, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube
In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss the multiple ways for avoiding capital gains tax. They discuss tax loss harvesting, wash sales, and other strategies. They also take a look at the latest news headlines. For additional tax strategies, check out our Income Tax Strategy Guide.
Find it Fast: Avoiding Capital Gains Tax
Capital Gains00:00—Intro 01:11—When are you taxed? 04:51—Tax loss harvesting06:48—Wash sale strategy 08:31—Two ways to avoid capital gains tax entirely
Something or Nothing12:53—Elon Musk ditching Delaware 16:56—Maersk suspended dividend 19:01—KoBold startup finds massive copper deposit21:10—Turkey hyperinflation24:43—CAPE ratio
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed learning about avoiding capital gains tax, listen in to the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube
Do you go into the market making investments based on what your friends and family are doing, or do you think you’re immune to influences? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II cover the various types of stock market bias you may not realize you have that can derail your portfolio. For additional information on bias, check out our guide on Avoiding Investment Bias.
Find it Fast:
Stock Market Bias00:00—Intro 01:19—Psychology of investing bias
Central Bank Roundup11:37—Powell speaks
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
Listen in to the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube
If you have the option through your employer-sponsored retirement plan to make non-deductible contributions to an IRA after you max out your 401(k) limits, you may be able to use a Backdoor Roth. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II cover the specifics. Work with your CPA or financial advisor before you make these rollovers. We also discuss long-standing financial trends, the potential for a Eurozone downturn, and emerging markets debt.
Find it Fast: Backdoor Roth IRA Rollover
Backdoor Roth Strategy00:00—Intro 1:30—New contribution limits 2:50—After-tax backdoor rollover to Roth IRA for income-restricted investors8:15—Step rule transaction
Headlines12:50—Are long-standing financial trends like the 0% interest rates over?15:00—Is the Eurozone headed for another downturn? 17:02—Emerging markets debt issuance hits a record19:37—DeepMind using AI to reduce drug development times
Review and Outlook21:55—Review bold prediction that S&P 500 nearly hit 5,000 22:10—How the market changes during an election year27:01—Are we currently in a recession?
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
Listen in to the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube
People are wondering if we should still be concerned about a recession. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss inflation, the four pillars of recession, and lowering interest rates. They also discuss the Goldilocks scenario and sovereign debt crisis.
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Find it Fast: Four Pillars of Recession
Monthly Review: 00:00—Intro 00:30—November in review 05:50—Four pillars of recession 15:20—Housing prices increasing
Bold Predictions: 18:46—December market 22:00—Recession delay by election season
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
Listen in to the Your Money Momentum podcast published twice monthly. If you like this end-of-year planning episode, check out our previous show End of Year Planning, or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube
At this point, you’re probably wondering if the Fed is shooting darts, or if they actually know what they’re doing when it comes to interest rates. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II cover the Fed, Japanese equities, and dig into some end-of-year planning strategies.
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Find it Fast:
Central Bank Roundup: 00:00—Intro 02:00—Will the Fed hike again? Is the Fed shooting darts?06:58—Bank of Japan and Japanese equities
Role Play: 10:44—JP Morgan Jamie Dimon 13:05—ARK Invest Cathy Wood 14:48—Open AI Sam Altman17:12—Stephen A. Schwarzman 19:23—Venture Capital and Mark Anderson
Five Good Minutes: Taxes and end-of-year planning 21:17—Tax loss harvesting 23:50—Charitable giving 25:36—Pre-tax accounts like 401(k) and IRA 27:27—Changes for 2024
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
This podcast is intended strictly for educational purposes only and is not a recommendation for or against cryptocurrency.
Listen in to the Your Money Momentum podcast published twice monthly. If you like this end-of-year planning episode, check out our previous show Open Enrollment Tips, or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube
In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II cover several financial topics including the big sell-off, reinvestment risk, and bond laddering. They also offer a bold prediction on whether rates have peaked.
Watch the video podcast on YouTube
Find it Fast: October Review The Month of October Review: 00:00—Intro 00:41—October’s sell-off 10:28—Five good minutes on reinvestment risk 16:21—Bond laddering
Bold Predictions: 21:19—NFL 22:27—Have rates peaked?
Listen in to the Your Money Momentum podcast published twice monthly. If you like this episode, check out our previous show Open Enrollment Tips, or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube
What are wealth markers and why should we care? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II cover several interesting topics including mortgage rates, debt to GDP, and Crypto. They also discuss how Ireland’s rise correlates to increased wealth.
If you’ll be signing up for Medicare soon or know someone who is, watch the Medicare Tips video Tom and Kevin mentioned at Your Money Momentum.
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Find it Fast: Watching Wealth Markers Something or Nothing: 00:00—Intro 02:42—Ireland’s rise in SUVs 05:33—23-Year high in mortgage rates 11:18—Oil merger mania 15:10—Debt to GDP 17:20—Microlino
Mailbag Questions: 19:35—Crypto* 23:27—Bonds
Listen in to the Your Money Momentum podcast published twice monthly. If you like this episode, check out our previous show Open Enrollment Tips, or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | Twitter | YouTube
*This podcast is intended strictly for educational purposes only and is not a recommendation for or against cryptocurrency.
Securities and advisory services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Financial planning services offered through Global Wealth Advisors are separate and unrelated to Commonwealth. Global Wealth Advisors Headquarters is located at 4400 State Hwy 121, Ste. 200, Lewisville, TX 75056, (972) 930-1238, or at info@gwadvisors.net.
Feeling like you relived the entirety of 2022 in September? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II dig into last month’s numbers and spend several good minutes discussing tips for employee open enrollment. Find it Fast: Month-End Financial Update: 00:00—Intro 01:11—Market review with charts
A Few Good Minutes: 14:18—Open enrollment tips
Bold Predictions: 19:52—Banking failures21:30—Sports
Listen in to the Your Money Momentum podcast published twice monthly. If you like this episode, check out our previous show Cash is King, or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | Twitter | YouTube
If cash is king, what do you do with it? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss what to do with your cash. Listen in as they dig into money market accounts, treasury bills, CDs, and municipal bonds. They also answer your questions about the future of bank failures, how political seasons affect the market, and the best books for beginners. Here are some links to the books mentioned if you want some good reads for younger family members this holiday season:
- Rich Dad Poor Dad
- Liar’s Poker
- Simple Wealth Inevitable Wealth
- The Big Short
Watch it on YouTube
Find it Fast: Cash is King Central Bank Roundup: 00:00—Intro 01:58—Rates, core inflation and spending 05:15—Jobs numbers 08:50—Strength of the dollar
Cash is King in Five Good Minutes (OK, 11 minutes):09:09—Money market rates 14:38—What is a duration risk 16:51—CDs and municipal bonds
Mailbag: 20:43—Will there be more bank failures? 22:43—How do political seasons affect the markets? 24:12—What are the best investing books for beginners?
Listen in to the Your Money Momentum podcast published twice monthly. If you like this Cash is King episode, check out our previous show Building an Efficient Income Stream or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | Twitter | YouTube
If you’re looking to create a tax-efficient income stream, we might have one answer. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II begin digging into building a tax-efficient income stream using municipal bonds. They also discuss the current market situation and what we might expect for the rest of the year. Be sure to stay tuned for the mid-month podcast where they plan to cover the changing face of ESG and the resulting backlash. Find it Fast: Building an Efficient Income Stream Financial Update:
00:00—Intro
01:26—Market update and the magnificent 7
07:18—Worldwide inflation, the economy, and consumers
12:05—Cost of capital and yen carry trade
15:12—Borrowing cost and downgrade
15:40—Fixed income
16:22—Housing and commodities
18:24—Commodities and real assets
22:03—U.S. dollar
Tax-Efficient Income Strategies:23:12—Municipal bonds as a powerful vehicle
Final Thoughts:
32:50—Rapinoe’s missed goal and the state of politics
Listen in to the Your Money Momentum podcast published twice monthly. If you like the tax avoidance strategies episode, check out our previous show Trump Tax Cuts May Expire or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | Twitter | YouTube
When the Trump tax cuts go away at the end of 2025, will everyone’s taxes increase? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss the implications for taxpayers and which increases and reductions are going to catch people off guard. They also discuss a few tax avoidance strategies that people can begin adopting now. Watch for more tax strategies in our next mid-month podcast in August. You can also get a free copy of our tax strategy guide by signing up at: http://eepurl.com/dEbIFX Find it Fast: Tax Avoidance Strategies Tax Avoidance Strategies:
00:00—Intro
01:05—End of the Trump tax cuts end of 2025
02:30—Which increases and reductions are going to catch people off guard?
03:30—Strategies you can adopt now and later
Roleplay:08:36—Bank of America discrepancies and potential bailout
10:36—Santander windfall profit tax
12:00—Fed interest rates continue or pause
13:03—Lower CPA exams
Central Bank Roundup:
15:15—Bank of Germany bond hit
19:11—Dollar dominance and the debt issue
22:20—Bank of Japan currency intervention
Listen in to the Your Money Momentum podcast published twice monthly. If you like the tax avoidance strategies episode, check out our previous show Midyear 2023 Update or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | Twitter | YouTube
We’ve hit the midyear mark and investors want to know what to expect during the next half of this year. In episode 67 of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II hold an in-depth discussion on the current conditions, stress in the market, and some positive news. They also offer up a couple of bold predictions about the equity market and just how many rate hikes the Fed has in them for 2023. Watch Tom and Kevin on YouTube: https://youtu.be/I8JqlVowQd0
Find it Fast: Midyear 2023 Update:
00:00—Intro
01:27—Market update
09:30—The S&P 5000 resurrected
16:14—Role of the US dollar
18:01—Stress in the market
20:20—Positive market news
22:42—Factors like quality, volatility, momentum, and high-dividend
Bold Predictions:23:32— Equity market reversion
25:18—Will there be more than two rate hikes?
Listen in to Your Money Momentum published twice monthly. If you like this episode, check out our previous podcast Merger Mania.
The Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | Twitter | YouTube
Investors want to know what’s up with the merger mania in the news lately. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II question bank crisis profits, the lithium market, and Fed bank bailouts. They also discuss market stress, the doughnut effect, and Nostra-Thomas finds out what the heck Zelda soup is. Find it Fast: Merger Mania Central Bank Roundup:
00:00—Intro
01:25—Interest rate skip or pause
Headlines:05:14—Banks earn profit despite “crisis”
09:45—Lithium merger mania
Something or Nothing:
11:54—Fed bank bailouts vs quantitative easing
13:58—Inflation overseas
Tossup:15:59—VIX or volume for market stress
18:05—The doughnut effect
Nostra-Thomas:20:28—How long with the Fed keep rates high?
22:18—Will the G7 continue to dominate?
24:15—Zelda soup
Listen in to the Your Money Momentum podcast published twice monthly. If you like this episode, check out our previous podcast Value of a College Degree, or watch our latest video session at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | Twitter | YouTube
This communication strictly intended for individuals residing in the states of AL, AZ, CA, CO, CT, FL, GA, HI, ID, IL, IN, KS, KY, LA, ME, MD, MA, MI, MN, MO, MT, NE, NJ, NM, NY, NC, OH, OK, OR, PA, TX, VA, WA, WI, WY. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank / financial institution, and are subject to risks, including possible loss of the principal invested. Securities and advisory services offered through Commonwealth Financial Network®, Member FINRA / SIPC, a Registered Investment Advisor. Advisory services offered through Global Wealth Advisors are separate and unrelated to Commonwealth. Global Wealth Advisors Headquarters is located at 4400 State Hwy 121, Ste. 200, Lewisville, TX 75056, (972) 930-1238, or at info@gwadvisors.net.
For those wondering if there is still value in holding a college degree, listen in as we review some interesting stats. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II chat about the hyperbolic rise of Nvidia, the debt ceiling, and whether the economy will have a hard landing. They also share the average annual incomes for several popular college degrees. Find it Fast: The Value of a College Degree Month-end Update: 00:00—Intro 00:57—Markets in May and Nvidia’s rise 07:47—Debt ceiling
Headlines:07:06—Federal budget and a hard landing 18:41—G7 meeting20:45—Value of a college degree
Bold Predictions:25:13—Worth of arts and antiques 27:15—Accuracy of magazine covers
Real Estate: 28:39—Home prices
Listen in to the Your Money Momentum podcast published twice monthly. If you like this episode, check out our previous podcast College Update, or watch our latest video session at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | Twitter | YouTube
Do you wear a monkey suit or not? College students in graduation mode are wondering how they will move up in their first job. In this college update episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II offer advice to new grads entering the workforce. They also dig into a few market headlines, and Nostra-Thomas makes a comeback with some sage opinions about the cost of college tuition, cows, and fake meat. Finally, they round out the show by hitting the mailbag and answering your questions. Find it Fast: College Update College Update: 00:00—Intro 01:18—New grads and jobs
Headlines:07:06—More bank failures 12:24—Do the pros outperform the market?
Nostra-Thomas:16:16—College board claims tuition is falling 18:30—How low will the volatility index (VIX) go? 20:11—Does fake meat have legs or is it just a fad? 23:09—KRE, selloffs, and regional banks
Mailbag: 25:10—Boardgames 27:15—Ladder CDs 29:53—Outro
Listen in to the Your Money Momentum podcast published twice monthly. If you like this episode, check out our previous podcast Paying Your Fair Share, or watch our latest video session at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | Twitter | YouTube
We keep hearing that the wealthy don’t pay their fair share, but what exactly does that mean? In episode 63 of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, you’ll watch CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II give their end-of-month recap for April, including discussion on equity markets, the debt ceiling, gold and the dollar, the housing market, and taxes. Be sure to listen to the end for outtakes.
Find it Fast: Paying Your Fair Share End-of-Month Recap: 01:14—Equity markets 08:49—60/40 Split 13:14—Debt ceiling and Fed meeting 17:33—Gold and the dollar 21:04—Housing market 23:29—Taxes and paying your fair share This podcast is intended strictly for educational purposes only and is not a recommendation for or against cryptocurrency.
Listen in to Your Money Momentum published twice monthly. If you like this episode, check out our previous podcast Central Bank and Recession. Watch the video session at: Your Money Momentum
The Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | Twitter | YouTube
Welcome to our first-ever video podcast! In episode 62 of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, you’ll get to watch CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II hold another Central Bank Roundup, this time covering the central bank and recession. They also talk about interest rates and inflation and dig into the latest financial headlines with their Oddsmakers and Something-or-Nothing segments. Watch for our next podcast where they’ll cover new grads and what to expect in the job market.
Find it Fast in Central Bank and Recession Central Bank Roundup:01:40—Interest rates, recession, and inflation OddsMakers:06:40—Will the U.S. default on its debt? 09:23—Apple Card and savings account 15:09—Oracle buying shares
Something or Nothing: 17:46—Italian birthrate 20:21—Life expectancy 25:09—Single-day settlement
Listen in to Your Money Momentum published twice monthly. If you like this episode, check out our previous podcast Quarter End Market Update.
The Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | Twitter | YouTube
Is the move in yields for fixed income giving investors a bit of a scare? In episode 61 of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II cover quarter end details including fixed-income volatility, commodities, and real estate. They also dig into some bold predictions about the Masters.
Find it Fast: Quarter End Market Update Market Update: 00:54—Equity market and fixed income 08:48—Dollar index 10:49—Commodities 11:53—Real estate
Bold Predictions:16:00—March Madness victory lap 17:46—The Masters
Listen in to Your Money Momentum published twice monthly. If you like this quarter end episode, check out our previous podcast The Headlines Edition.
The Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | Twitter | YouTube
In the headlines edition of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss a variety of headlines including interest rates, commercial real estate, global banks and Credit Suisse. They also revisit headlines over the last couple of weeks ago.
Find it Fast in the Headlines Edition: Central Bank Roundup:00:25—Is the Fed done raising interest rates? 04:13—Kenneth Rogoff and high interest rates for a decade 06:25—Is commercial real estate the next crisis?
Headlines Edition:08:48—Global banks 11:10—Credit Suisse
Winners and losers: 15:54—Predicting the weather 17:80—Trading and hedge funds
Headline follow-ups: 19:35—French pension 20:40—London metal exchange and fake nickels 23:20—Silicon Valley Bank Listen in to Your Money Momentum published twice monthly. If you like the headlines edition, check out our previous podcast Personal Finance Edition.
The Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
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Investors are wondering just how safe their money is. With the recent news unfolding, we’ve been fielding numerous calls since late last week about the failing banks including Silicon Valley Bank (SVB) and Signature Bank. In episode 59 of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II cover the bank collapses, what the government is doing about them, and where the FDIC and SIPC come into play. Don’t forget to watch for our upcoming show dedicated to everyone’s favorite topic…taxes.
Find it Fast: Failing Banks Run on the Banks: 01:10—Run on Silicon Valley Bank and Signature Bank 06:47—Bank Term Funding Program (BTFP) Contagion:07:30—PacWest Bancorp, Western Alliance Bank, and First Republic Bank 10:50—Interest rates and bond market movement
Is Your Money Safe? 11:51—FDIC, multi-bank program, and SIPC 17:03—The custodian relationship Listen in to Your Money Momentum published twice monthly. If you like this episode, check out our previous podcast Saddle Up for the Housing Industry.
The Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | Twitter | YouTube
As investors grow weary of getting spurred by the Fed, they’re wondering if the pain will continue with the housing industry. In episode 58 of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss the housing market, where it’s headed, and dig their heels in for another rip-roaring Central Bank Roundup. They also rope in the money market and what it’s been doing lately. To round out the show, they stampede toward a few bold predictions about the Final Four and Formula 1 racing. Stay tuned for our upcoming show dedicated to everyone’s favorite topic…taxes.
Find it Fast: Housing Industry Financial Update: 01:36—A look at the market 07:12—Housing industry and mortgages Central Bank Roundup: 11:10—Feds fund rate and some stats 15:25—European Central Bank 18:60—Money market
Bold Predictions23:27—Basketball 26:06—Formula 1 Listen in to Your Money Momentum published twice monthly. If you like this episode, check out our previous podcast Personal Finance Edition.
The Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Twitter | YouTube
Check out the personal finance edition. In episode 56 of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II chat about the retirement age, marriage and money, and what economists get wrong. You’ll also get a visit from Nostra-Thomas and discussion on whether GM buying a lithium mine and facial recognition is something or nothing.
Find it Fast: Personal Finance Edition Headlines: The Personal Finance Edition 01:02—Retiring at age 62 in France 05:00—Marriage and money 10:10—What economists get wrong about personal finance Nostra-Thomas:16:30—Brazil and Argentina combined currency 18:53—Inflation and the Central Bank 20:45—The ISM manufacturing index
Something or Nothing:22:26—General Motors buying into lithium mine 24:14—Facial recognition tech at Madison Square Garden 26:19—London metal exchange short squeeze 28:19—Coal prices and China
Toss Up: 29:37—Worst and best airports in the world Listen in to Your Money Momentum published twice monthly. If you like this episode, check out our previous podcast Are We There Yet? Is This a Potential Rally?
The Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Twitter | YouTube
Is this the rally investors have been hoping for or should we continue to exercise caution? In episode 56 of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II review market activities over the past month and discuss any potential rally conditions for the months to come. They also offer their bold predictions on the Super Bowl and revisit Kevin’s “S&P 5000” prediction made in Bold Predictions and Hot Takes for 2023. Stay tuned for the mid-month podcast due out in two weeks.
Find it Fast: Potential Rally End-of-Month Update: 01:35—A look at equities 04:35—Fixed income activity 07:56—Commodities 09:50—More interest rates 12:42—Jobs rate and unemployment 16:34—Real estate and housing market Bold Predictions:19:04—Super Bowl 21:00—Kevin’s S&P 5000 21:32—Will this potential rally be short-lived? Listen in to Your Money Momentum published twice monthly. If you like this episode, check out our previous podcast episode Secure Act 2.0.
The Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Twitter | YouTube
Investors are wondering what’s on the horizon with Secure Act 2.0. In episode 55 of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II chat about the effects of Secure Act 2.0 on RMDs, 529 Plans, and Roth conversions. Unpack even more information as they discuss whether the Fed is pivoting on rates, India’s future, and how fund flows affect mutual fund performance. Finally, learn if CDs, money markets, and short-term treasuries are currently a safe bet.
Find it Fast: Secure Act 2.0 Headlines: 00:40—Secure Act 2.0 and RMDs 03:48—529 Plan conversion into a Roth IRA 08:33—401(k) and Roth Something or Nothing:11:00—Is the Fed pivoting? 13:20—Defense startup Anduril 16:10—Missing people in Japan
Tossup:19:02—Living to age 100 22:50—India’s future
Mailbag Questions: 28:02—Do mutual fund flows matter to performance? 30:50—Are CDs, money markets, and short-term treasuries safe?
Listen in to Your Money Momentum published twice monthly. If you like this podcast, listen in to our previous podcast Bold Predictions and Hot Takes for 2023.
The Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Twitter | YouTube
In episode 54 of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II revisit the pain of 2022 and make some bold predictions of their own for 2023. Definitely worth a listen for Tom and Kevin’s hot takes as they discuss the housing market, gold, whether a wealth tax will make the rounds, and crypto.
Find it Fast: Bold Predictions for 2023 2022 Recap: 00:31—December’s painful market numbers 2023 Bold Predictions:06:50—Housing market 09:25—Fixed Income 10:20—Gold 10:50—Interest rates 15:23—Howard Marks 21:15—Prediction recap 23:10—Potential for wealth tax 25:55—Crypto
This podcast is intended strictly for educational purposes only and is not a recommendation for or against cryptocurrency.
Listen in to Your Money Momentum published twice monthly. If you like Recession and the Fed's Lost Credibility, listening to our previous podcast, check out Recession and the Fed’s Lost Credibility.
The Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Twitter | YouTube
In episode 53 of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II dissect the signs of recession including the market, the potential for a housing crash, and the Fed’s loss of credibility. They also give their year in review and thoughts on the Russia-Ukraine war, the potential end of Donald Trump’s GOP leadership, and interest rates.
Find it Fast: Recession and the Fed’s Lost Credibility Headlines: 01:46—The global sovereign debt theme 04:33—International equities 07:10—Should we expect a housing crash? 10:19—AI predicts a recession Central Bank Roundup:15:50—Divergence in central banks and interest rate hikes 17:01—Recession and the Fed’s lost credibility 20:14—History of the Fed’s neutral rate
Year in Review:22:45—Russian invasion of Ukraine and oil prices 24:30—Midterms and the end of Donald Trump’s GOP leadership 25:37—Interest rates effect on bonds and equities 28:15—Can we expect a Santa Claus rally?
Listen in to Your Money Momentum published twice monthly. If you like Recession and the Fed's Lost Credibility, listening to our previous podcast, check out What Happened to the 60/40 Portfolio?
The Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Twitter | YouTube
Many investors are wondering if they can look for stability in the 60/40 portfolio again, or if they should continue to hit pause on the fixed-income market. In episode 52 of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II offer a detailed look at the end-of-year numbers, the fixed income market and its effect on the 60/40 portfolio, as well as the potential signs of recession. To close out the show, they dig into charitable giving ideas for the end-of-year including a deep dive into donor-advised funds.
Find it Fast End-of-Month Update:
01:14—End-of-the-month market numbers
03:23—Bonds/fixed-income and the 60/40 portfolio
09:00—What effects did the dollar have this month?
10:10—Have interest rates peaked?
13:40—Potential signs of recession
End-of-Year Charitable Giving Ideas:
22:22—Donor-advised funds
Listen in to Your Money Momentum published twice monthly.
If you’re interested in listening to our previous podcast, check out Recession Indicators.
The Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Twitter | YouTube
Many investors are wondering if there is any correlation between recession indicators. In episode 51 of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II offer a detailed discussion on equities, commodities, fixed income, interest rates, jobs, and the potential for earnings revisions. They also chat about the global slowdown and interesting activities taken by the Bank of Japan. To close out the show, they make their bold predictions about the World Cup and anticipated election outcome.
Recession Indicators: Find it Fast Mid-Month Update:
00:59—Equity markets
04:45—Recession
05:56—Commodities & fixed income
08:00—Are there indicators leading to a recession?
11:48—Interest rates and home prices and the lock-in effect
Central Bank Roundup:
16:37—The global slowdown and earnings revisions
20:00—Bank of Japan, Carry Trade, and the world currency
Bold Predictions:
24:45—World Cup
27:57—Elections
Listen in to Your Money Momentum published twice monthly. Click this link to listen to our previous podcast Bailouts and the Dollar.
The Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Twitter | YouTube
Many investors are wondering if things could possibly be worse or if the election will improve the market. In episode 50 of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss the International Monetary Fund bailouts of sovereign debt, the strength of the dollar, mergers and acquisitions and debt market. This episode also contains another round of Nostra-Thomas with our purveyor of the great unknown, and Mailbag where Tom and Kevin answer your financially related questions.
Bailouts and the Dollar: Find it Fast Headlines:
01:09—International Monetary Fund (IMF) bailouts and the dollar
04:49—Dollar-denominated debt
09:31—Mergers and acquisitions (M&A) market
11:56—The debt market
15:47—Tiger Global Management
Nostra-Thomas:
17:12—Fed rates and inflation
18:55—Satellite wireless signal
20:36—Sandwich shop valuation
21:49—Leg-lengthening surgery
Mailbag:
23:30—Election results
26:01—Strategy for buying a house and mortgage rates
27:22—Crypto discussion
Listen in to Your Money Momentum published twice monthly.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Twitter | YouTube
September was definitely an ugly month in the markets. In episode 49 of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II offer their monthly review and update. Listen in as Tom and Kevin chat about fixed income, the dollar, and mortgage rates. In the Central Bank Roundup segment, they cover the threat of UK pension default and the US dollar. Rounding out this episode is the Bold Predictions segment where they discuss the upcoming election.
Episode 47: Find it Fast Monthly Review & Update:
00:45—Equity markets
03:27—Fixed income and inverted yield curve
06:27—Commodities
07:40—Strength of the dollar
08:50—Mortgage
Central Bank Roundup:
12:37—UK pension liability default
17:55—US dollar
Bold Predictions:
19:51—Election
21:57—After the election
Listen in to Your Money Momentum published twice monthly.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Twitter | YouTube
In episode 48 of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II offer their mid-month review. Listen in as Tom and Kevin discuss interest rates and the credit crisis, housing and mortgage rates, and India’s explosive growth. You’ll also hear our Nostra-Thomas and Mailbag segments where Tom and Kevin discuss everything from fast-food kiosks to investment opportunities. As referenced by Tom, we’re providing a link to the JP Morgan Guide to the Market charts.
Episode 47: Find it Fast Headlines:
00:31—Interest rates and the credit crisis
05:45—Fed policy
07:49—Housing market and mortgage rates
09:44—Apple digital advertising and tracking
11:13—India and growth
Nostra-Thomas:
14:37—Fast food kiosks
15:45—50-Year mortgages
16:45—Extreme heat belt
17:54—Is a post-dollar world coming?
18:49—Illumina gene sequencing
19:39—Junk bonds
Mailbag:
21:40—How do you manage a bear market?
23:10—What do you do when your 401(k) is down?
26:14—Where do we see investment opportunities?
Listen in to Your Money Momentum published twice monthly.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Twitter | YouTube
In episode 47 of Your Money Momentum, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II offer their end of month market review. Listen in as Tom and Kevin discuss aggressive swings and earnings, central bank meetings, the state of international energy, and housing affordability.
Episode 47: End of Month Market Review Find it Fast 00:16—Market review
03:23—Aggressive swings
04:30—Earnings
05:40—Fed still raising rates
06:44—Central bank meetings
10:08—International inflation and energy strategies
12:22—Housing market and affordability
15:26—Headlines: Bed Bath & Beyond
19:21—Headlines: Airline news
12:14—Headlines: Oil and gas
24:58—Bold sports predictions
Listen in to Your Money Momentum published twice monthly.
Your Money Momentum podcast is produced by: Director of Communications, Pamela Engstrom, M.A.
Music: PWISBY "Ruff"
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In episode 46 of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss the inflation reduction act, common measures of inflation, signs of recession, and the Dow Theory. Listen in as Tom and Kevin introduce a couple of new features called Nostra-Thomas, Roleplay, and Good Cop-Bad Cop.
Episode 46: Find it Fast 00:55—Inflation reduction act
05:53—CPI, PCE, PPI measures of inflation
08:40—Signs of recession
10:30—Dow Theory
11:45—Potential for an economic hurricane
13:56—Nostra-Thomas: Delivery services, sports gambling, EU stagflation, and the Euro
17:11—Roleplay: Elon Musk, Lina Khan, Masayoshi Son, and Jerome Powell
21:22—Good Cop – Bad Cop: Windfall tax, US Dollar, defaults, German trade deficit, M&A transaction drop-off
Listen in to Your Money Momentum published monthly.
Music: PWISBY "Ruff"
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Everyone wants to know if we’re nearing the bottom and if a recession will be short-lived. In episode 45 of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss the fed’s bold interest rate moves, recession and earnings, and the drop in demand for home sales. They also consider whether the EU will be able to keep the lights on this winter, and the potential opportunity for natural gas.
Is it a Recession? Find it Fast in Episode 45 00:26 Fed interest rate increase
01:30 Is volatility calming down?
05:31 Effect of rising rates and implementing bonds
08:03 Is it a recession? Definition and slowing but growing
09:43 Earnings
12:14 Mortgage rates and home prices
13:54 EU, Nord Stream, and natural gas prices
17:55 International activities and potential for opportunities
21:20 Supply chain bottlenecks
22:23 Bold predictions about the James Webb Telescope and sports
Listen in to Your Money Momentum published monthly.
Music: PWISBY "Ruff"
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In episode 44 of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin Curley peer down the financial market rabbit hole as they take a look at the latest economic news. In this show, you’ll get their take on Japan’s answer to the economy, venture capital tech startups, Turkey’s unusual plan to fight inflation, and the Consumer Price Index, among others. Let us know what you think of this shorter format and stay tuned for the next episode to be released every other Friday. Episode 44: Find it Fast Buy or Sell, Something or Nothing, and Odds Makers with Tom and Kevin
00:38 Bank of Japan bonds and inflation
02:02 Venture capital (VC) tech startups
03:47 Turkey’s fight against inflation
05:53 Index rebalancing
07:27 Amazon and Grubhub
09:12 US Dollar vs Euro
10:50 Soft landing vs. hard landing
12:56 Interest rate hike
14:54 Consumer Price Index (CPI) print
Listen in to Your Money Momentum published monthly.
Music: PWISBY "Ruff"
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Investors are wondering if inflation is slowing yet and whether they can open their eyes and breathe again. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin Curley discuss the current state of the market and its reaction to the Fed’s interest rate hikes, inflation and debt, the value averaging concept, and Tom Brady’s sweet deal. As mentioned, the Wall Street Journal column Kevin referenced can be found here, and feel free to submit your questions and comments to info@gwadvisors.net.
Host Bio: Tom Kennedy, CFP®
Tom joined Global Wealth Advisors in our Houston, Texas office in 2018 and became a managing partner in 2021. With over a dozen years of experience, he serves as our host of Your Money Momentum, a GWA podcast on financially related topics. He graduated from the University of Colorado at Boulder with a Bachelor of Science in Finance and holds the CERTIFIED FINANCIAL PLANNER™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. In a partnership between Columbia University’s Earth Institute and Alliance Bernstein, he also earned the Climate Change and Investment Academy Certificate. In 2021 he was elected to serve on the board of United Against Human Trafficking where he assists the nonprofit with business planning, fundraising, and providing trafficking survivors with the financial skills necessary to reduce the risk of revictimization. He holds the FINRA Series 6, 7, 63, and 66 securities registrations with Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Advisor.
Cohost Bio: Kevin M. Curley, II, CFP®
Kevin joined Global Wealth Advisors in our Dallas, Texas office in 2017 and serves as our cohost of Your Money Momentum. He is a graduate of Villanova University with a Bachelor of Business Administration, Management Information Systems and holds the CERTIFIED FINANCIAL PLANNER ™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. He was honored in 2017 to receive the Young Alumni Medallion through the Villanova University Alumni Association. With an eye on giving back to the community, he served as a member of the Dallas Breakfast Group 2016 Community Leaders Program, where he worked to increase business executive and civic leader participation in local community affairs. He was also named to the Dallas Regional Chamber 2015 Leadership Dallas, a ten-month program where he gained a deeper understanding of the critical issues facing the Dallas area community and businesses. Finally, he supports the Vogel Alcove program to help improve the lives of homeless children in Dallas.
Find it Fast
00:54 Stock and fixed income markets
02:34 Bear market
10:50 Housing demand drop
12:10 Inflation
15:38 Debt
17:15 Value averaging vs. dollar cost averaging
21:41 Equity stake strategy for companies
27:46 Tom Brady deal
Listen in to Your Money Momentum published twice monthly.
Music: PWISBY "Ruff"
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The market has offered an interesting ride in recent days. Couple that with woes of negative GDP and the Fed’s promise to hike interest rates. It’s not surprising that investors are wondering if they should expect more market volatility in the days ahead. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin Curley discuss the death of 60/40 portfolios and whether the worst is over, the Twitter takeover and tech stocks, and whether they think a recession is coming.
Host Bio: Tom Kennedy, CFP®
Tom joined Global Wealth Advisors in our Houston, Texas office in 2018 and became a managing partner in 2021. With over a dozen years of experience, he serves as our host of Your Money Momentum, a GWA podcast on financially related topics. He graduated from the University of Colorado at Boulder with a Bachelor of Science in Finance and holds the CERTIFIED FINANCIAL PLANNER™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. In a partnership between Columbia University’s Earth Institute and Alliance Bernstein, he also earned the Climate Change and Investment Academy Certificate. In 2021 he was elected to serve on the board for United Against Human Trafficking where he assists the nonprofit with business planning, fundraising, and providing trafficking survivors with the financial skills necessary to reduce risk of revictimization. He holds the FINRA Series 6, 7, 63 and 66 securities registrations with Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Advisor.
Cohost Bio: Kevin M. Curley, II, CFP®
Kevin joined Global Wealth Advisors in our Dallas, Texas office in 2017 and serves as our cohost of Your Money Momentum. He is a graduate of Villanova University with a Bachelor of Business Administration, Management Information Systems and holds the CERTIFIED FINANCIAL PLANNER ™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. He was honored in 2017 to receive the Young Alumni Medallion through the Villanova University Alumni Association. With an eye on giving back to the community, he served as a member of the Dallas Breakfast Group 2016 Community Leaders Program, where he worked to increase business executive and civic leader participation in local community affairs. He was also named to the Dallas Regional Chamber 2015 Leadership Dallas, a ten-month program where he gained a deeper understanding of the critical issues facing the Dallas area community and businesses. Finally, he supports the Vogel Alcove program to help improve the lives of homeless children in Dallas.
Find it Fast
00:20 Market volatility
02:04 60/40 Portfolios
04:30 Is the worst over?
07:55 Russia variable
09:00 VIX/fear index
09:40 Mortgage rates
11:13 COVID ending?
13:21 Twitter
16:02 Tech earnings
20:55 GDP and recession
22:54 Interest rate increases
25:50 Bold predictions
Listen in to Your Money Momentum published twice monthly.
Music: PWISBY "Ruff"
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With a war in Ukraine, staggering inflation, and the talk of recession, investors are concerned about the state of the market. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin Curley dissect a smorgasbord of topics including the yield curve inversion, bond market, equities, and mortgage rates.
Host Bio: Tom Kennedy, CFP®
Tom joined Global Wealth Advisors in our Houston, Texas office in 2018 and became a managing partner in 2021. With over a dozen years of experience, he serves as our host of Your Money Momentum, a GWA podcast on financially related topics. He graduated from the University of Colorado at Boulder with a Bachelor of Science in Finance and holds the CERTIFIED FINANCIAL PLANNER™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. In a partnership between Columbia University’s Earth Institute and Alliance Bernstein, he also earned the Climate Change and Investment Academy Certificate. In 2021 he was elected to serve on the board for United Against Human Trafficking where he assists the nonprofit with business planning, fundraising, and providing trafficking survivors with the financial skills necessary to reduce risk of revictimization. He holds the FINRA Series 6, 7, 63 and 66 securities registrations with Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Advisor.
Cohost Bio: Kevin M. Curley, II, CFP®
Kevin joined Global Wealth Advisors in our Dallas, Texas office in 2017 and serves as our cohost of Your Money Momentum. He is a graduate of Villanova University with a Bachelor of Business Administration, Management Information Systems and holds the CERTIFIED FINANCIAL PLANNER ™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. He was honored in 2017 to receive the Young Alumni Medallion through the Villanova University Alumni Association. With an eye on giving back to the community, he served as a member of the Dallas Breakfast Group 2016 Community Leaders Program, where he worked to increase business executive and civic leader participation in local community affairs. He was also named to the Dallas Regional Chamber 2015 Leadership Dallas, a ten-month program where he gained a deeper understanding of the critical issues facing the Dallas area community and businesses. Finally, he supports the Vogel Alcove program to help improve the lives of homeless children in Dallas.
Find it Fast
00:54 Yield curve inversion and recession
06:00 Bonds and rising interest rates
09:00 Equities
10:30 Mortgage rates
15:10 Headlines: Covid and oil
22:54 Stock splits and Tesla stock dividend
26:09 Wealth across generations
29:28 Bold predictions in sports
Listen in to Your Money Momentum published twice monthly.
Music: PWISBY "Ruff"
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Investors are wondering what to expect in the market now that Russia is making moves. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin Curley discuss the Russian market and economy, surprises in gold, the Fed’s anticipated rate increases, and if we’re in market correction territory. They also offer some bold predictions on March Madness and the S&P 500 and examine how well their last round of predictions played out.
Host Bio: Tom Kennedy, CFP®
Tom joined Global Wealth Advisors in our Houston, Texas office in 2018 and became a managing partner in 2021. With over a dozen years of experience, he serves as our host of Your Money Momentum, a GWA podcast on financially related topics. He graduated from the University of Colorado at Boulder with a Bachelor of Science in Finance and holds the CERTIFIED FINANCIAL PLANNER™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. In a partnership between Columbia University’s Earth Institute and Alliance Bernstein, he also earned the Climate Change and Investment Academy Certificate. In 2021 he was elected to serve on the board for United Against Human Trafficking where he assists the nonprofit with business planning, fundraising, and providing trafficking survivors with the financial skills necessary to reduce risk of revictimization. He holds the FINRA Series 6, 7, 63 and 66 securities registrations with Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Advisor.
Cohost Bio: Kevin M. Curley, II, CFP®
Kevin joined Global Wealth Advisors in our Dallas, Texas office in 2017 and serves as our cohost of Your Money Momentum. He is a graduate of Villanova University with a Bachelor of Business Administration, Management Information Systems and holds the CERTIFIED FINANCIAL PLANNER ™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. He was honored in 2017 to receive the Young Alumni Medallion through the Villanova University Alumni Association. With an eye on giving back to the community, he served as a member of the Dallas Breakfast Group 2016 Community Leaders Program, where he worked to increase business executive and civic leader participation in local community affairs. He was also named to the Dallas Regional Chamber 2015 Leadership Dallas, a ten-month program where he gained a deeper understanding of the critical issues facing the Dallas area community and businesses. Finally, he supports the Vogel Alcove program to help improve the lives of homeless children in Dallas.
Find it Fast
1:05 Russia and Ukraine
7:42 Gold
11:10 Federal reserve
15:00 Headlines: Market correction territory
22:20 S&P 500 year-end target
24:53 March Madness
Listen in to Your Money Momentum published twice monthly.
Music: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Twitter | YouTube
When investment pundits start a trend, how do you assess whether it will work for you? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin Curley examine asset allocation strategies including equity, 60/40, alternatives, 50/30/20, and some of the currently fashionable strategies making the rounds.
By now it should be obvious that inflation hasn’t been transitory. For 2022, the question on many people’s minds is whether it will continue to be sticky. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin Curley look under the blanket of inflation and its effect on the financial market. Along with a healthy dose of witty banter, Tom and Kevin examine current market conditions, large cap growth, and geopolitics. They also review Politico’s recent article on the Doomsday Prophet which bubbled up over the new year holiday.
Will there be a Santa Claus rally this quarter or are we looking at a dot.com bust 2.0? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professional Tom Kennedy hosts Kevin Curley in another installment of witty banter. In this episode, Tom and Kevin dissect the current market conditions with regard the potential for rate hikes, the velocity of money and Big Tech, and what we can look forward to in 2022.
One of the topics that is likely on most people’s minds these days is the Biden tax policy. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professional Tom Kennedy hosts MFS Investments’ Vice President and Business Development Consultant Doug Orton. In this session, they dissect Biden’s tax policy and how it might affect the corporate tax rate, individual income tax, and Roth conversions. They also cover some of the ways taxpayers and retirees can prepare for any potential changes.
In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professional Tom Kennedy hosts Kevin Curley in their fourth installment of witty banter. This time they cover Bitcoin, metaverse, corporate earnings, economy and the Fed, and the Biden administration’s tax proposal. Guest Bio: Kevin M. Curley, II, CFP® Kevin is a graduate of Villanova University with a Bachelor of Business Administration, Management Information Systems where he was honored by the Villanova University Alumni Association as a 2017 Young Alumni Medallion recipient. He holds the CERTIFIED FINANCIAL PLANNER ™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. Working in financial services since 2009, Kevin enjoys helping guide high net worth families through a comprehensive wealth management system.
Host Bio: Tom Kennedy, CFP®
Tom joined Global Wealth Advisors (GWA) in our Houston, Texas office in 2018 and became a managing partner in 2021. With over a dozen years of experience, he serves as our host of Your Money Momentum, a GWA podcast on financially related topics. He also serves as host of the Ask Tom Anything Facebook page, a GWA program sharing video updates, commentary on hot topics, and fielding questions.
Tom graduated from the University of Colorado at Boulder with a Bachelor of Science in Finance and holds the CERTIFIED FINANCIAL PLANNER™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. He also earned the Climate Change and Investment Academy Certificate through a partnership between Columbia University’s Earth Institute and Alliance Bernstein, and FINRA Series 6, 7, 63 and 66 securities registrations with Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Advisor.
Find it Fast
0:25 Bitcoin*
4 :44 Metaverse Technology and Facebook
8:40 Supply Chain
9:45 Corporate Earnings and Stock Buybacks
11:45 Economy, Debt and the Fed
16:05 Infrastructure, Climate and Social Bills
19:45 Potential for Recession
21:02 Tax Proposal
*This podcast is intended strictly for educational purposes only and is not a recommendation for or against cryptocurrency.
Listen in to Your Money Momentum published every other Friday, just in time for your morning commute.
Music: PWISBY "Ruff"
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Since our last podcast, we’ve had several interesting activities take place that could impact the financial markets. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professional Tom Kennedy hosts Global Wealth Advisors’ Kevin Curley in their third witty banter installment on the latest topics. This time they discuss the big selloff in China, interest rate jumps, and the threat of increased taxes. As mentioned in the podcast, send your questions and comments to info@gwadvisors.net. Guest Bio: Kevin M. Curley, II, CFP®
Kevin is a graduate of Villanova University with a Bachelor of Business Administration, Management Information Systems where he was honored by the Villanova University Alumni Association as a 2017 Young Alumni Medallion recipient. He holds the CERTIFIED FINANCIAL PLANNER ™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. Working in financial services since 2009, Kevin enjoys helping guide high net worth families through a comprehensive wealth management system.
Host Bio: Tom Kennedy, CFP®
Tom joined Global Wealth Advisors (GWA) in our Houston, Texas office in 2018 and became a managing partner in 2021. With over a dozen years of experience, he serves as our host of Your Money Momentum, a GWA podcast on financially related topics. He also serves as host of the Ask Tom Anything Facebook page, a GWA program sharing video updates, commentary on hot topics, and fielding questions.
Tom graduated from the University of Colorado at Boulder with a Bachelor of Science in Finance and holds the CERTIFIED FINANCIAL PLANNER™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. He also earned the Climate Change and Investment Academy Certificate through a partnership between Columbia University’s Earth Institute and Alliance Bernstein, and FINRA Series 6, 7, 63 and 66 securities registrations with Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Advisor.
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0:57 China selloff
8:24 Interest rates & LIBOR
11:25 Nuclear sub deal
12:55 Tax policy
15:50 Corporate taxes
18:15 Capital gains tax
Listen in to Your Money Momentum published every other Friday, just in time for your morning commute.
Music: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Twitter | YouTube
This week we have a mixed bag of financial market topics. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professional Tom Kennedy hosts Global Wealth Advisors’ Kevin Curley as they discuss the US dollar and other currency, what’s going on in emerging markets such as China and Afghanistan, how college athletes may now be compensated through endorsements, and what to do with windfall. As referenced in the podcast, we are providing a link to the George Soros op-ed published in the Wall Street Journal.
Guest Bio: Kevin M. Curley, II, CFP®
Kevin is a graduate of Villanova University with a Bachelor of Business Administration, Management Information Systems where he was honored by the Villanova University Alumni Association as a 2017 Young Alumni Medallion recipient. He holds the CERTIFIED FINANCIAL PLANNER ™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. Working in financial services since 2009, Kevin enjoys helping guide high net worth families through a comprehensive wealth management system.
Host Bio: Tom Kennedy, CFP®
Tom joined Global Wealth Advisors (GWA) in our Houston, Texas office in 2018 and became a managing partner in 2021. With over a dozen years of experience, he serves as our host of Your Money Momentum, a GWA podcast on financially related topics. He also serves as host of the Ask Tom Anything Facebook page, a GWA program sharing video updates, commentary on hot topics, and fielding questions.
Tom graduated from the University of Colorado at Boulder with a Bachelor of Science in Finance and holds the CERTIFIED FINANCIAL PLANNER™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. He also earned the Climate Change and Investment Academy Certificate through a partnership between Columbia University’s Earth Institute and Alliance Bernstein, and FINRA Series 6, 7, 63 and 66 securities registrations with Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Advisor.
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1:10 US Dollar
7:39 China and Afghanistan
10:05 Soros article on China Conflict
11:51 Emerging markets and allocating a portfolio
14:00 Globalization
16:29 College athlete endorsements
25:21 What to do with a windfall
Listen in to Your Money Momentum published every other Friday, just in time for your morning commute.
Music: PWISBY "Ruff"
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The market certainly has been interesting this year. From increased costs for houses, to interest rates, to China, there is a lot to unpack in this week’s show. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professional Tom Kennedy hosts Global Wealth Advisors’ Kevin Curley as they discuss three financial topics including potential causes for the hot housing market, financial market returns, and China’s role in the market. Guest Bio: Kevin M. Curley, II, CFP® Kevin is a graduate of Villanova University with a Bachelor of Business Administration, Management Information Systems where he was honored by the Villanova University Alumni Association as a 2017 Young Alumni Medallion recipient. He holds the CERTIFIED FINANCIAL PLANNER ™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. Working in financial services since 2009, Kevin enjoys helping guide high net worth families through a comprehensive wealth management system. Host Bio: Tom Kennedy, CFP®
Tom joined Global Wealth Advisors (GWA) in our Houston, Texas office in 2018 and became a managing partner in 2021. With over a dozen years of experience, he serves as our host of Your Money Momentum, a GWA podcast on financially related topics. He also serves as host of the Ask Tom Anything Facebook page, a GWA program sharing video updates, commentary on hot topics, and fielding questions.
Tom graduated from the University of Colorado at Boulder with a Bachelor of Science in Finance and holds the CERTIFIED FINANCIAL PLANNER™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. He also earned the Climate Change and Investment Academy Certificate through a partnership between Columbia University’s Earth Institute and Alliance Bernstein, and FINRA Series 6, 7, 63 and 66 securities registrations with Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Advisor.
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1:15 Housing market
3:46 Continuing real estate market increases
7:10 First time homebuyers
10:32 Interest rates and market returns
15:15 Bond market
18:45 China and the market
Listen in to Your Money Momentum published every other Friday, just in time for your morning commute.
Music: PWISBY "Ruff"
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It has certainly been a crazy start to the year when it comes to the market. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professional Tom Kennedy hosts Global Wealth Advisors President Kris Maksimovich for a midyear recap. With the comical sparring we have come to appreciate, they offer us a year-to-date report card before jumping into a bulls vs. bears discussion on inflation, interest rates, oil, the technology/stay-at-home stocks, and cryptocurrency*.
*This podcast is intended strictly for educational purposes only and is not a recommendation for or against cryptocurrency.
Guest Bio: Kris Maksimovich, AIF®, CRPC®, CRC®
Kris is an Accredited Investment Fiduciary ®, Chartered Retirement Planning Counselor ™, Certified Retirement Counselor, and has passed the CERTIFIED FINANCIAL PLANNER ™ certification exam. He holds FINRA Series 7, 24, and 66 securities registrations with Commonwealth Financial Network ® and is a graduate of Southwest Missouri State University with a Bachelor of Science in Finance.
Host Bio: Tom Kennedy, CFP®
Tom joined Global Wealth Advisors (GWA) in our Houston, Texas office in 2018 and became a managing partner in 2021. With over a dozen years of experience, he serves as our host of Your Money Momentum, a GWA podcast on financially related topics. He also serves as host of the Ask Tom Anything Facebook page, a GWA program sharing video updates, commentary on hot topics, and fielding questions.
Tom graduated from the University of Colorado at Boulder with a Bachelor of Science in Finance and holds the CERTIFIED FINANCIAL PLANNER™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. He also earned the Climate Change and Investment Academy Certificate through a partnership between Columbia University’s Earth Institute and Alliance Bernstein, and FINRA Series 6, 7, 63 and 66 securities registrations with Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Advisor.
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1:52 YTD Summary
3:08 Inflation
5:50 Interest Rates
9:48 Oil
12:50 Tech Stocks/Stay-at-Home Stocks
15:57 Cryptocurrency
18:50 Headwinds and Tailwinds
21:15 COVID-19 effect on the market
22:42 International markets and oil
24:42 Collectibles
Listen in to Your Money Momentum published every other Friday, just in time for your morning commute.
Music: PWISBY "Ruff"
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With current interest rates low and a housing market that is hot, this week we host a lending professional who shares the latest information on mortgages and refinancing. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professional Tom Kennedy chats with Mortgage Loan Officer Cori Scherer about the current climate of the mortgage business. They discuss how first-time homebuyers can frame their situation in the best possible light, the perils of credit scores and how to improve them, various types of loan rates, and the best time to refinance.
Guest Bio: Cori Scherer
Cori Scherer is a mortgage lender for U.S. Bank. She specializes in single-family, residential mortgage loans, business development, and client relations. She is passionate about financial wellness and educating clients on ways to improve their financial health by sharing tips, reviews, and information on her Instagram account at @corischerer. Cori has worked in mortgage lending in the Houston area for the past three years and holds a Bachelor of Arts from the University of Arizona.
Host Bio: Tom Kennedy
Tom joined Global Wealth Advisors (GWA) in our Houston, Texas office in 2018 and became a managing partner in 2021. With over a dozen years of experience, he serves as our host of Your Money Momentum, a GWA podcast on financially related topics. He also serves as host of the Ask Tom Anything Facebook page, a GWA program sharing video updates, commentary on hot topics, and fielding questions.
Tom graduated from the University of Colorado at Boulder with a Bachelor of Science in Finance and holds the CERTIFIED FINANCIAL PLANNER™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. He also earned the Climate Change and Investment Academy Certificate through a partnership between Columbia University’s Earth Institute and Alliance Bernstein, and FINRA Series 6, 7, 63 and 66 securities registrations with Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Advisor.
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5:12 What to do as a first-time homebuyer
6:26 What defines a good credit score for top-tier rate
7:56 Risk and interest rates
8:44 Other factors lenders look at
10:53 Mortgage insurance
13:40 Determining what you can afford
15:10 Rates and types of terms
17:40 Current rates
18:30 How to know when to refinance
20:17 The effects COVID-19 has had on mortgage lending
21:51 Red flags for lenders
22:50 Improving your credit score
Listen in to Your Money Momentum published every other Friday, just in time for your morning commute.
Music: PWISBY "Ruff"
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The last eight years has brought some of the craziest weather conditions insurance agent Nick Klein can recall. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professional Tom Kennedy chats with Nick about changes we can expect in the insurance industry. Together, they examine deductibles, shopping rates, umbrella policies, life insurance, and increasing health insurance costs.
Guest Bio: Nick Klein
Nick Klein is co-owner and Vice President of HI Agency located in North Texas. He has been in the industry since 2005 and has been named a top insurance agent by both D Magazine and Texas Monthly in their annual lists for the last six years. Nick and his team help clients in 12 states with a variety of their insurance needs including property, casualty, auto, life, and health. He holds a Bachelor of Business Administration from Howard Payne University and spends his free time involved in his daughter’s activities, and with his church and local community.
Host Bio: Tom Kennedy
Tom joined Global Wealth Advisors (GWA) in 2018 and became a managing partner in 2021. He serves as our host of Your Money Momentum, a GWA podcast on financially related topics. He also serves as host of the Ask Tom Anything Facebook page, a GWA program sharing video updates, commentary on hot topics, and fielding questions.
Tom graduated from the University of Colorado at Boulder with a Bachelor of Science in Finance and holds the CERTIFIED FINANCIAL PLANNER™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. He also earned the Climate Change and Investment Academy Certificate through a partnership between Columbia University’s Earth Institute and Alliance Bernstein. Additionally, he holds FINRA Series 6, 7, 63 and 66 securities registrations with Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Advisor.
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Property and Casualty Insurance
6:02 How industry has changed
7:32 Changes in deductibles and what’s covered
11:05 Should you be shopping rates?
14:04 Consider changes and work from home
15:25 How do they determine which carriers to work with?
17:55 Reviewing coverage and getting quotes
19:58 Umbrella policies
Life and Health Insurance
23:03 Who should have it and how much
26:43 App can help you determine how much life insurance you need
27:23 Health insurance costs
Listen in to Your Money Momentum published every other Friday, just in time for your morning commute.
Music: PWISBY "Ruff"
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Investors don’t seem to be scared away by the new administration’s policies in Washington. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, Certified Financial Planner™ Professional Tom Kennedy takes a dive into the pros and cons of President Biden’s policy changes. He examines the sectors impacted by the vaccine rollout and stimulus, what increasing the corporate tax rate might look like, and the potential for breaking up big tech.
Host Bio: Tom Kennedy
Tom joined Global Wealth Advisors (GWA) in 2018 and became a managing partner in 2021. He serves as our host of Your Money Momentum, a GWA podcast on financially related topics. He also serves as host of the Ask Tom Anything Facebook page, a GWA program sharing video updates, commentary on hot topics, and fielding questions.
Tom graduated from the University of Colorado at Boulder with a Bachelor of Science in Finance and holds the CERTIFIED FINANCIAL PLANNER™ certification which is awarded by the Certified Financial Planner Board of Standards, Inc. He also earned the Climate Change and Investment Academy Certificate through a partnership between Columbia University’s Earth Institute and Alliance Bernstein. Additionally, he holds FINRA Series 6, 7, 63 and 66 securities registrations with Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Advisor.
With interest rates so low, how can you strategically use municipal bonds in your portfolio? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, Certified Financial Planner™ Professional Tom Kennedy and Alliance Bernstein Assistant Vice President Jason Mertz take a look at the bond market. Together, they examine how it works and the current environment and strategies you can use, especially if you are a high-income earner.
Emerging markets generally hold some characteristics of a developed market such as in the U.S., but they do not fully meet the standards. That said, they still make up more than half of the global GDP and warrant a closer look. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, Certified Financial Planner™ Professional Tom Kennedy hosts Luis Lemus with Continuous Capital. Together, they examine emerging markets and their social, economic and political impacts.
Guest Bio: Luis Lemus, CFA, FRM, CAIA
Luis is a partner and client portfolio manager with Continuous Capital, an affiliate of Resolute Investment Managers. Their focus is on investing in the emerging markets overseas. He has over a decade of experience in the financial services industry and holds a BA from Southern Methodist University.
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5:42 History of emerging markets
6:28 Social impact
8:20 Globalization tech shift
9:06 Projected GDP growth
12:00 Debt and the emerging markets
13:49 Declining U.S. dollar
16:48 COVID-19 and international markets
18:48 Political impacts
21:18 Data integrity
25:15 Strategy
28:10 Limitations
Listen in to Your Money Momentum published every other Friday, just in time for your morning commute.
No doubt, 2020 left a lasting impression on many investors. With the effects of COVID-19, a contentious election season, and multiple stimulus bills, investors are sure to question if the coming year will lead to more of the same. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, Certified Financial Planner™ Professional Tom Kennedy hosts Brad McMillan, the chief investment officer and managing principal at Commonwealth Financial Network®.
This week’s topics include a 2020 report card on what worked and what did not. They deliver an outlook for 2021 including frank discussion on equities, fixed income, alternatives, the biggest threats, and general positioning for the year to come. They also tackle the new political environment and put a fine point on any fact and fiction surrounding the new administration.
Guest Brad McMillan Bio
Brad McMillan, CFA®, CAIA, MAI is the chief investment officer and managing principal at Commonwealth Financial Network®. He serves as the primary spokesperson for Commonwealth’s investment divisions and appears frequently on a range of media sites like the Wall Street Journal, CNBC, CNN International, Barron’s, and Bloomberg News. As if that is not enough to keep him busy, he writes a daily blog, The Independent Market Observer, and has authored Crash-Testing Investing, a tome for investors looking to protect their portfolio from potential crashes.
Brad holds a BA degree from Dartmouth College, a MS in real estate development from MIT, and a MS in finance from Boston College. He also holds the CFA®, CAIA, and MAI professional certifications. To follow along with Brad and his market musings and videos check out The Independent Market Observer.
Find it Fast 4:00 2020 Recap
6:02 Stimulus Effects
7:35 Political Perspective
8:18 Market Response
9:40 Normalization of Market
11:12 Emerging Markets
12:25 Healthcare
12:48 Commercial Real Estate
15:10 Interest Rates
17:16 Equity Markets
18:33 Fixed Income
21:19 Bond Market Expectations
22:50 Potential Market Disruptions
23:58 Further COVID-19 Effects
24:45 Positioning Thoughts for 2021
26:00 Reddit Effect
Listen in to Your Money Momentum published every other Friday, just in time for your morning commute.
In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, host Tom Kennedy chats with U.S. charitable fund gift specialist Eileen Tam about charitable giving as part of estate planning. Eileen serves as Vice President of Product Management at Eaton Vance and she shares a wealth of knowledge with those who may be interested in charitable giving but are unaware of what tools are available to them.
Topics covered include gifting, generating income, and the tax deductions available through vehicles like donor advised funds, charitable remainder trusts, and pooled income funds.
For additional help on the subject, please check out our investment returns calculator or the estate tax planning calculator. You can also read up on donor advised funds and charitable bequests on the Global Wealth Advisors website.
In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, host Tom Kennedy chats about bitcoins and cryptocurrency with Kris Maksimovich, President and Founder of Global Wealth Advisors. Topics covered include the history of bitcoin, how cryptocurrency works as an investment, how blockchain polices transactions, overall security, and the broad variety available.
For additional information on cryptocurrencies, please check out our article: The Rise of Cryptocurrencies and watch for additional cryptocurrency experts to appear on this podcast.
This podcast is intended strictly for educational purposes only and is not a recommendation for or against cryptocurrency.
In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, host Tom Kennedy chats with Dave Seymour about investing in real estate rental property. The topics discussed cover the current real estate landscape under COVID-19, the job market and working from home. They also cover the basics of investing, strategies used, and pros and cons.
For additional information on commercial real estate investing please check out our article: Commercial Real Estate Investments.
What does COVID-19 on campus look like in the throes of a pandemic? No doubt about it, college students have been impacted in many unique ways. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, guest host Kevin M. Curley, II discusses how COVID-19 has changed the college student experience with intern Colin Meany.
In this show, Kevin and Colin chat about how COVID-19 has been handled on the campus of Southern Methodist University, what classes look like for students, and how sports have been changed by the pandemic.
For additional information on our guest host and intern, you can check out their bios on our website. For the latest financial news related to COVID-19, follow our blog and market updates.
The cost of cybersecurity is high, not just for businesses in their attempt to protect themselves and their customers, but to people who fall prey to phishing, malware and ransomware. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, host Tom Kennedy discusses ways to protect yourself with cybersecurity expert and professor William Whitney.
In this show Tom and William dig into how the threats have evolved and grown, types of threats to watch out for, whether hackers can gain access to your microphone and cameras, and why running updates is so important. You’ll even get a few tips on websites that can help you see if your email has been compromised.
For additional information on staying safe online, you can listen to What a Former FBI Agent Can Teach You About Cybersecurity and learn ways to protect yourself in our articles Tech Talk on Cybersecurity and What Hackers Don’t Want You to Know About Cybercrime.
This week we have a special guest host standing in for Tom Kennedy. GWA’s own Kevin M. Curley, II, CFP® takes a stab at the election, which is one of the most anticipated and contentious races in recent years.
In this special episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢 Kevin discusses the upcoming election and a couple specific national races. He also offers some predictions about the winners and losers, and considers the effects of the election on the market.
You can locate the presidential cycle reports Kevin calls out at https://www.yardeni.com. For more information on the results on the market, follow our weekly market updates.
In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, host Tom Kennedy answers the top 10 questions on retirement plans that he normally gets from clients. You’ll hear discussion on 401(k), IRA, and pension options and what to do with your retirement plan if you’ve recently been laid-off from your job.
Follow these links for more information. You can dig into whether a Roth IRA or Roth 401(k) are better for your retirement needs and how best to take advantage of your employer sponsored plan.
Are you wondering if environment, social and governance (ESG) investing is just a tree hugger fad? Perhaps you feel called to invest with your conscience and want to know more. With the help of a top expert in the field, we examine ESG investing and discuss whether it can be a worthwhile venture.
In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, host Tom Kennedy considers socially responsible investing with Robin Freeman from Legg Mason. Together, they cover which companies are included, whether ESG investors should expect to make sacrifices or take on additional risk in their portfolios, and where the US stands among the international market when it comes to social responsible investing.
You can find additional information on ESG investing in Women Owned Businesses and Socially Responsible Investing.
In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, host Tom Kennedy talks asset allocation in a COVID-19 world with Wasif Latif from Victory Capital. In this show they discuss growth versus value, market reaction to the pandemic, and the international market.
For additional information on the market please follow our blog at gwadvisors.net and keep up with our weekly market updates at gwadvisors.net/market-updates.
Wondering what the impact of COVID-19 has been on the healthcare industry? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, host Tom Kennedy chats with Dr. Chad McClintick, medical director of the Saint Luke’s Surgery Center.
In this show they discuss development of a possible coronavirus vaccine, how practitioners can restructure their processes, the media hype versus reality, and what our new normal may look like moving forward. For additional information on the effects of COVID-19 on the market please follow our blog at gwadvisors.net and read our weekly market updates at gwadvisors.net/market-updates.
In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢 host Tom Kennedy and GWA Founder and President Kris Maksimovich give a 2020 midyear market recap and forward look for the rest of the year. They also share their views on the national debt, taxes and the biggest disappointments and surprises of the year so far. For a more in-depth look at 2020, please check out our weekly market update page.
Wondering what the impact of COVID-19 is on the commercial real estate market? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, host Tom Kennedy chats with Bryant Lach, vice president of Jones Lang LaSalle Brokerage about the commercial real estate market, supply and demand, the appetite for ESG and how the market has adapted, and the effects of coronavirus.
You will also learn what to expect going forward, whether the market is still investable and ways the average investor can take advantage of the market. For additional information on investing, you can follow our blog at gwadvisors.net.
This episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢 finds host Tom Kennedy and Global Wealth Advisors Wealth Manager Kevin Curley providing strategies for a down market. They’ll discuss investing in your retirement account, 529 Plans and making the most of your mortgage. They’ll also dig deep into savings and tax strategies that make sense now and offer some thoughts on moving forward. To stay on top of the latest news and 529 strategies, view our 529 Planning webinar on our YouTube Channel.
As part of the ravages of COVID-19, many people lost their jobs or had their hours cut and are seeking new employment. Many small businesses have had to cut back dramatically or even shutter altogether. To help you reach a “better normal” once it’s possible to get back to work, now is a good time to update your personal brand, resume, and social media presence.
In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, host Tom Kennedy brings on GWA’s Director of Communications Pamela Engstrom to discuss how to brand yourself or your small business. The show covers best practices for creating or updating your personal or business brand, discusses creating a professional appearance on online, and shares tips for social media marketing.
For the latest information on the economy and getting back to work, you can follow our blog at gwadvisors.net.
In just the last month, words like flatten the curve and social distancing have been added to our vocabulary. The effects of COVID-19 crisis management on the economy have become one of the top concerns among our clients.
In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, host Tom Kennedy chats with former Navy Seal John Choate about the government’s response to coronavirus and crisis management. They consider whether there is an over- or under-reaction by the media and public, and they discuss best-, base- and worst-case outcomes, as well as China and conspiracy theories.
You will also learn whether you will need to protect yourself from civil unrest and apply military survival skills to help you cope with the economic challenges and fear of the unknown. For the latest information on COVID-19 and the economy, you can follow our blog at gwadvisors.net.
Have you been wondering how much of the economic woes have been caused by the coronavirus? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, host Tom Kennedy and Rick Brink from Alliance Bernstein discuss coronavirus and the economy. They’ll dig into ways to navigate the current economy, pros and cons of the stimulus package, how to take advantage of opportunities, and what to steer clear of. You can also watch for our weekly market updates for clues into what’s happening in the market each week and what to expect in the coming week.
With 2020 shaping up to be an unprecedented year of challenges, this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢 finds host Tom Kennedy and his guest, Ben Murphy from Global Wealth Advisors breaking down recent changes to the tax code, current COVID-19 changes, and tax strategies you can apply in the future. You can also visit our blog for a look at tax strategies you can take advantage of in the coming year.
The 2020 election landscape is beginning to take shape now that Super Tuesday has passed. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, host Tom Kennedy and his guest, Ben Phillips from Event Shares, discuss the current White House policies and what a post 2020 election world will look like for investors. They’ll consider the effects of each political party and offer a best-, base-, and worst-case outlook going into the next four years. To stay on top of the market activity with our weekly, monthly and quarterly market updates. You can find them at: https://www.gwadvisors.net/what/weekly-market-updates/.
The energy sector has changed dramatically over the past twenty years with evolution in supply and demand and production and technology which has presented opportunity for investors. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, host Tom Kennedy and Abhi Kamerkar from Jennison Associates, a subsidiary of Prudential Global Investment Management (PGIM) offer a recap and give you their 2020 outlook. You can find a deeper look at the commodities topic in a Commodities Primer and about fighting inflation by using Real Assets .
In just the last decade, words like phishing, spoofing, pharming and ransomware have been added to our vocabulary. No doubt about it, cybersecurity has become one of the top concerns among our clients.
In this episode of Your Money Momentum, host Tom Kennedy has a cybersecurity chat with former FBI Agent James Morrison that is sure to pique your interest. They’ll discuss the past, present and future of cybercrime and identity theft, how to avoid it and what to do if you become a victim. For further information about cybersecurity, our article Tech Talk on Cybersecurity digs deeper into the subject. You can also learn more about two-factor and multi-factor authentication to keep your accounts safe.
Whether you have a 401(k), Roth 401(k), or pension plan, you need ways to make your money work harder for you. This episode of Your Money Momentum brings you expert discussion about the history, risks, and strategies for maximizing your benefits within employer sponsored retirement plans. You'll also hear why you should seek expert advice with these plans because you may not be using them to their fullest advantage. For additional reading on Roth IRAs vs. Roth 401(k)s, you can find it at https://www.gwadvisors.net/roth/.
Clients always ask us if social security will be around when they retire. This episode of Your Money Momentum helps answer this question and brings you interesting facts as well as timing discussion to help you maximize your benefits. We’ll also cover Medicare strategies for people who want to retire before the eligibility age, and we chat about the “Medicare for All” political landscape this election season. As mentioned in this episode, you can download our software to help you strategize and optimize your social security benefits at https://www.gwadvisors.net/what/financial-planning-app/.
Episode one brings you a friendly market debate and 2020 outlook with host Tom Kennedy, CFP® and GWA Founder and President Kris Maksimovich, AIF®, CRPC®. In this show they give you their base, best and worst predictions for the coming year, get a little bullish and bearish, and dish on the coming presidential election. For a more in depth outlook at 2020, visit gwadvisors.net/2020-outlook/
Your Money Momentum delivers information on personal financial planning, investing and wealth management with our engaging host, Certified Financial Planner™ Professional Tom Kennedy from Global Wealth Advisors in Texas. Every other Friday, Tom will bring you 30 minutes of expert discussion, strategy, and practical advice aimed at building momentum with your money.
The variety of topics covered by this show include market news, investment strategies, retirement planning, estate planning, risk management, income tax planning and business succession. We’ll bring you expert market observations and interviews showcasing real-life examples of how others successfully accumulate, preserve and protect wealth, how they provide for those they care about most, and how they stay on track in meeting their retirement goals.
As experts in the field, our commentary has been seen in U.S. News and World Report, The Wall Street Journal, Nasdaq, Investopedia, CNBC, and Yahoo! Finance, among others. Our goal is to help you make smarter decisions about your complex financial life. Please subscribe for free and listen in every other Friday in time for your morning commute.
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