The Adviser Talk: Recent Episodes
by Stewart Group
The Adviser Talk looks at recent events and financial news through the lens of Stewart Group’s expert Financial Advisers. We cover everything from crypto-cracking hamsters to saving for retirement (and plenty of subjects in between). If you have any questions or financial topics you want us to cover on future episodes, you can simply email your requests to podcasts@stewartgroup.co.nz
You’ll find CEO Nick Stewart our most frequent flyer in the hot seat – Nick is a Financial Adviser, Accredited Investment Fiduciary, and Associate Financial Planner of Financial Advice New Zealand. He is the Executive Director and CEO at Stewart Group and holds a number of directorships in privately-owned companies and independent trusteeships.
About Stewart Group
We follow a values-driven philosophy through an unwavering commitment to honesty, integrity, and loyalty. Our business philosophy mirrors our family values, and we operate within these beliefs every day. At Stewart Group, we have a family culture and reputation for strong relationships with our clients giving them personalised service.
We are one of only eight CEFEX accredited firms in New Zealand, committed to providing the highest fiduciary standards and fostering a culture of continual improvement.
Through our owners, directors and team members Stewart Financial Group (NZBN: 9429040213187) identifies as a Māori owned business.
•Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
•The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Rory chats about budget 2024, reflecting on the questions many had in mind. Is the new budget a foundation for change? Are we finally seeing a beacon of hope? 🤔
Amidst the multitude of factors at play in shaping New Zealand's future, Rory discusses how we could turn things around and what we might have in store.
In case you missed Nick's article on the budget, here's the link to it: Budget 2024 - A Foundation For Change
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
- Rory O'Neill is a Financial Adviser as well as the Director and General Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
While there is much debate about whether the Pavlova belongs to Australia or New Zealand, we want you to remember that your Australian Super is yours alone! And if your Aussie Super is still back in Australia, you've got Paula to the rescue!
Paula, our client service officer, joins Ken in the studio for the first time (whoot-whoot) to discuss Aussie Super and why we Kiwis shouldn't leave behind our hard-earned money.
The Adviser talk is also available on Spotify and Apple Podcast.
- Paula Enticott is a Client Service Officer at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
In today's episode of our podcast, Bruce Jenks, our adviser based in Hawke's Bay, delves into the concept of 'stagflation'. This economic term, coined from the combination of 'stagnation' and 'inflation', is a topic of interest for curious investors seeking to understand its implications, causes, and potential repercussions. During the discussion, he also touches upon the term 'stickyflation', providing comprehensive insight into these economic phenomena.
Click to read his article 'Culling the Stag'
The Adviser talk is also available on Spotify and Apple Podcast.
- Bruce Jenks (AIF, J.P.) is a Financial Adviser at Stewart Group and the Director of Stewart Group Trustee Companies, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
We have Nick in the studio this time shedding some light on his recent two articles.
Paying a Premium – or not, in some cases... and Inflation’s Still Biting: Who’s on the Hook?
In the past, owning a rental property was a popular dream due to its assured income. Unfortunately, many New Zealanders who attempt to climb the housing ladder find themselves struggling financially due to increasing mortgage rates, insurance premiums, municipal district rates, and other expenses.
During their conversation, Nick and Ken discuss several topics, including the pros and cons of investing in physical property, the impact of inflation, KiwiSaver, and the benefits of diversification.
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
Brent Allcock, our financial adviser based in our Wellington office, engages in a conversation with Ken on trust, fiduciaries, and financial planning. Together, they explore the facets that shape trustworthiness when choosing to engage a financial adviser.
Here at Stewart Group, we are committed to working with clients with the utmost transparency, reliability, and steadfast dedication to helping them achieve their financial goals. This time on #TheAdviserTalk get to know a little more about us and what we offer.
Click to read our article on 'Trust, Fiduciaries, and Financial Planning'
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Brent Allcock is a Financial Adviser at Stewart Group, a Hawke's Bay and Wellington-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
Joining us in the studio is Tim Ewen, our risk insurance manager, engaging in a concise discussion with Ken about the intricacies of insurance. Their conversation revolves around essential insurance policies, key factors to be mindful of, ACC, and much more.
At Stewart Group, our ultimate satisfaction lies in ensuring the right money goes to the right people at the right time! We take great pride in our meticulous approach, our commitment, and our bespoke guidance.
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Tim Ewen is a Risk Insurance Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
Preparing your children with solid financial habits before they are thrust into a world that encourages spending over any other money behaviour is crucial. Taraia Robin, our Financial Adviser, discusses his thoughts on educating kids about money in this podcast.
Dive into this podcast for valuable tips on setting your kids up for a secure financial future.
Here's Taraia's article on "Valuable Lessons: Teaching Your Kids About Fiance"
- Taraia Robin (Ngāti Kahungunu ki Heretaunga, Ngāti Porou) is a Financial Adviser at Stewart Group, a Hawke's Bay and Wellington-based CEFEX & BCorp certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver scheme solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
Just over a year ago we as a community faced the aftermath of Cyclone Gabrielle. In this podcast, Nick reflects along with Ken on the ordeal we faced and the resilience it took to prevail over the destruction by the cyclone. The discussion also raises questions of whether our readiness for future natural disasters is adequate. Further, they also touch on the financial struggles we continue to endure.
Click to read Nick's article "Reflection & Resilience"
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
What would you do if you were heading towards a million dollars or a substantial sum of money? While it's important to enjoy the fruits of our labour and splurge some money on our wishlist items, it is also wise to make some sound investments.
Here's Bruce discussing what to do if $1M comes your way.
Click to read his article "If $1M Fell Into My Lap…"
The Adviser talk is also available on Spotify and Apple Podcast.
- Bruce Jenks (AIF, J.P.) is a Financial Adviser at Stewart Group and the Director of Stewart Group Trustee Companies, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
In our first podcast of the year, Rory chats with Ken about market forecasting. Predicting the market makes good headlines and sparks conversations, yet it is not always precise and is more challenging than it appears to be.
Click to read our article "Hindsight is 20/20 (or: Don’t Bet on Market Forecasts)"
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
- Rory O'Neill is a Financial Adviser as well as the Director and General Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
What an eventful year it has been, with 24 podcasts totalling 480 hours of recording!
We deeply appreciate your support and hope that we have provided you with valuable insights on a wide range of financial topics. Thank you for being a part of our journey this year, and we can't wait to continue bringing you engaging content in the future.
As we wrap up the year, we have Nick and Ken embracing the festive spirit. During this holiday period, many of you may be considering staying at an Airbnb or even contemplating it as an investment opportunity. Nick delves into this popular option in this podcast. Don't miss out on this intriguing discussion!
Click to read Nick's article "Airbnb: from easy breezy to risky business or, an awkward about-face on app tax"
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
We welcome Rory O'Neill, our Director and General Manager to #TheAdviserTalk
Speaking for the first time on the podcast, Rory engages in a conversation with Ken about the prevalent issue of scams & scammers! He reiterates the best sense check of all times: 'If it sounds too good to be true, it probably is'.
During his conversation, he also sheds light on the craftiness of scammers, stressing the importance of conducting thorough research and maintaining a healthy level of suspicion. Being vigilant and questioning everything is key to protecting oneself from scammers.
Click to read our article "More Scams To Boot"
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
- Rory O'Neill is the Director and General Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
In this episode, Tim engages in a conversation with Ken about one of the most important and least comprehended aspects of investing - Risk-Adjusted Returns.
Tune in for a succinct discussion about the what and why of keeping track of your investments and emotions through risk-adjusted returns.
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Tim Ewen is a Risk Insurance Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
Have you ever wondered about the cost of happiness? In this podcast, Nick discusses the S Money report that does the legwork to turn the age-old question of “Can money make you happy?” into “How much might it take?”
Furthermore, he explores topics such as:
- The ideal time to initiate financial planning
- The negative consequences of comparing oneself to others and living beyond one's means
- Valuable tips on joining the wealth club!
If you want to learn more about the ACI Funds that Nick discusses at the beginning of the podcast, visit www.acifunds.co.nz
Click to read the article “What's Your Number? Income Satiation and Happiness”
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
Placing a firm emphasis on 'having a plan before you need it', our Risk Insurance Manager, Tim Ewen, thoroughly explores the intricacies and necessities of ACC, Health Insurance, and Income Protection.
If a succinct guide on ACC is what you're after, then this podcast is just for you!
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Tim Ewen is a Risk Insurance Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
In this podcast, Bruce reiterates the value of long-term thinking, emphasising its benefits and discussing how to integrate it into your financial planning. Be sure to tune in to his valuable conversation with Ken.
The Adviser talk is also available on Spotify and Apple Podcast.
- Bruce Jenks (AIF, J.P.) is a Financial Adviser at Stewart Group and the Director of Stewart Group Trustee Companies, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
In this podcast, Nick takes us through his article 'Paradoxes and the pursuit of happiness'. He unravels how our relentless pursuit of material success, without clearly articulating our goals, can ultimately lead us to a hollow sense of happiness. Additionally, he opens our eyes to the obscured realities of New Zealand, where the country is often portrayed as a “negative, wet, whiny, inward-looking country”. He delves into his aptly named article 'No, really - the grass is not always greener'.
Make sure you stay tuned until the very end of this episode to hear about his GAIA tour in Germany and Sweden and a very captivating, personal story.
- Click to read the article “Paradoxes and the pursuit of happiness”
- Click to read the article “No, really - the grass is not always greener”
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
This time, Tim is back in the studio with Ken, discussing risk planning. In this comprehensive conversation, they dive into various aspects of risk planning. Income protection, life insurance, and the role of ACC are some of the topics that they touch upon in this podcast.
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Tim Ewen is a Risk Insurance Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
In this very special episode, we welcome Brian Hult to the studio for the first time. Brian is the newest adviser in our Hastings office.
Having worked with some of the world’s largest financial services companies, he brings a wealth of experience. In this podcast, he delves into an informative chat with Ken on investment diversification.
The Adviser talk is also available on Spotify and Apple Podcast.
- Brian Hult (CQIB, NZCFS, Dip. NZX, AIF®) is a Financial Adviser at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
Choosing your financial guide is one of the most important decisions you’ll ever make - it can make a profound difference in life's trajectory.
And in this podcast, we have Bruce Jenks discussing the six questions you should ask when you meet a prospective adviser.
Read the article on: https://www.stewartgroup.co.nz/we-love-to-write/the-6-questions-to-ask-when-choosing-who-manages-your-money
The Adviser talk is also available on Spotify and Apple Podcast.
- Bruce Jenks (AIF, J.P.) is a Financial Adviser at Stewart Group and the Director of Stewart Group Trustee Companies, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
In this special episode, we welcome Rob Douglas back to our studio. Rob is a local property valuator specializing in the valuation of commercial and residential properties. Furthermore, he is also the ACT candidate for Tukituki, which adds a unique political perspective to the podcast.
The conversation focuses on property matters in the first half and eventually moves on to an engaging discussion on politics.
Conversation on properties : 0 - 29.40 minutes
Conversation on politics : 29.40 minutes onwards
We have Brent Allcock from our Wellington office back this week to discuss all about predicting the market.
Can the many chart-watching soothsayers actually foresee what happens next?
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Brent Allcock is a Financial Adviser at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
In this episode, Nick chats all about ACI Funds. A structured PIE fund officially launched by Stewart Asset Management to bridge the investment options gap between KiwiSaver and bespoke wealth management products.
To learn more visit www.acifunds.co.nz
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
With scams on the rise, Bruce Jenks chats all about scams on the show. Tackling scams could be very tricky. It is important that we stay vigilant and always remember ‘If it sounds too good to be true, it probably is’.
Read article on: https://www.stewartgroup.co.nz/we-love-to-write/the-emperors-new-portfolio
The Adviser talk is also available on Spotify and Apple Podcast.
- Bruce Jenks (AIF, J.P.) is a Financial Adviser at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
At the studio, Nick dives into the 'boring and inflationary' budget for 2023 with Ken. Does it address the pressing issues?
There has been plenty of buzz around its implications.
Read the article: https://www.stewartgroup.co.nz/we-love-to-write/boring-and-inflationary-budget-2023
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
On this podcast our very own Risk Insurance Manager, Tim Ewen delves deep into the topics life insurance, policy ownership and income protection.
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Tim Ewen is a Risk Insurance Adviser and Risk Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
Taraia Robin from our Hastings office speaks about ACI Funds, Stewart Group Asset Management’s managed investment scheme that offers a range of investment options for investors.
The Adviser talk is also available on Spotify and Apple Podcast.
- Stewart Group is a Hawke's Bay-based CEFEX certified financial planning and advisory firm that provides personal Fiduciary Services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this podcast, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Nick chats about 300 - the number of articles that we hit under the Canny View column on Hawkes Bay Today! And if you've been wondering why it is important not to have all your eggs in one basket, this is the podcast to listen to.
Read the article: https://www.stewartgroup.co.nz/we-love-to-write/the-300-staying-strong-in-uncertain-times
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Enjoy part 2 of the special episode on The Adviser Talk, Canadian retirement expert Barry LaValley sat down with Ken and chatted all about retirement.
The Adviser talk is also available on Spotify and Apple Podcast.
- Barry LaValley is a Canadian retirement expert, author, and the founder of Retirement Lifestyle Center. He has over 40 years of experience and works with individuals and organizations helping them to plan for their retirement.
- The information provided, or any opinions expressed in this podcast, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
In a special episode on The Adviser Talk, Canadian retirement expert Barry LaValley sat down with Ken and chat all about retirement.
The Adviser talk is also available on Spotify and Apple Podcast.
- Barry LaValley is a Canadian retirement expert, author, and the founder of Retirement Lifestyle Center. He has over 40 years of experience and works with individuals and organizations helping them to plan for their retirement.
- The information provided, or any opinions expressed in this podcast, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Stewart Group Wealth Adviser Bruce Jenks returns to the studio to chat arrears, taking on debt, and the value of cash in uncertain times (as per Cyclone Gabrielle).
The Adviser talk is also available on Spotify and Apple Podcast.
- Bruce Jenks (AIF, J.P.) is a Financial Adviser at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
In this very auspicious episode of The Adviser Talk, we welcome Tim Ewen to our studio line-up! Tim dropped by the studio to chat to Ken about... well... Tim, and his role as our Risk Manager. Topics include Tim's financial services tenure, how he almost became a pilot (or a policeman), and how everyone needs insurance cover - but you need to make sure it's the right cover for you.
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Tim Ewen is a Risk Insurance Adviser and Risk Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
In the wake of Cyclone Gabrielle's impact, Nick and Ken discuss the way forward from here. Topics include fiscal envelopes, Cyclone Bola comparisons, and Nick's recommendations for a Government-funded, regionally-led recovery effort.
This episode was recorded on Thursday 23 February, 2023.
Read the article: https://www.stewartgroup.co.nz/we-love-to-write/rebuilding-hawkes-bays-economy
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Welcome back to the podcast KiwiSaver specialist, Adam Deck, who dropped in to discuss everything about KiwiSaver! Adam explains what is KiwiSaver and how it can benefit you now and in the future.
The Adviser talk is also available on Spotify and Apple Podcast.
- Adam Deck is a Financial Adviser at Stewart Group, a CEFEX certified financial planning and advisory firm based in Hawke's Bay and Wellington NZ. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
On this episode, Nick looks back on 2022 before we embark on a new year (and new challenges and successes to cover on The Advisor Talk podcast in the new year!)
We hope you have a (well-deserved) restful, safe and happy holiday season.
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
From knowing where your Toby is to the OCR, we have Brent back this week to discuss basis points, cash rates, and...plumbing ?!
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Brent Allcock is a Financial Adviser at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
Times are tough with inflation and interest rates continuing to rise... luckily we have Brent Allcock back in the studio this week to discuss how to avoid panic in volatile times!
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Brent Allcock is a Financial Adviser at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
- This episode was recorded on the 22nd of November 2022
Hosted on Acast. See acast.com/privacy for more information.
Welcome back to the podcast KiwiSaver specialist, Adam Deck, who dropped in to discuss all things KiwiSaver! Topics include working with clients to find the best plan, risk appetite, and sticking to the plan in times of volatility (like the past few months).
The Adviser talk is also available on Spotify and Apple Podcast.
- Adam Deck is a Financial Adviser at Stewart Group, a CEFEX certified financial planning and advisory firm based in Hawke's Bay and Wellington NZ. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
This week on The Adviser Talk: Recession? Depression? Is history repeating itself? Nick dives into the OCR.
Also, Nick covers how to accumulate enough wealth to live comfortably and retire easily with the golden watch or silver spoon set.
The Adviser talk is also available on Spotify and Apple Podcast.
- Nick Stewart (Ngāi Tahu, Ngāti Huirapa, Ngāti Māmoe, Ngāti Waitaha) is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
This week Bruce joins the show to chat about volatility. With the New Zealand dollar being driven down, inflation continuing and interest rates rising... It's the perfect storm according to the NZ media! Sounds like the perfect time to listen to Bruce's Lessons on Volatility.
While it’s not possible to predict the future, you can plan to accommodate its ups and downs – and the sooner you get started, the better.
The Adviser talk is also available on Spotify and Apple Podcast.
- Bruce Jenks (AIF, J.P.) is a Financial Adviser at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
Nick returns to break down the age-old question... is the grass greener on the other side? Fresh from a professional development tour of leading financial advisory firms in the USA and Canada (including two conferences, with Dimensional Fund Advisers and the Global Alliance of Independent Advisors), Nick chats the latest in NZ as well as business and life flourishing overseas.
Read the Canny View article here.
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Nick Stewart (Ngāi Tahu, Ngāti Huirapa, Ngāti Māmoe, Ngāti Waitaha) is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
Craig is back in the studio with Ken this week talking about insurance! The who, what, when, and why... and who to talk to about the how.
Read the Canny View article here.
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Craig Paterson is a Financial Adviser at Stewart Group, a Hawke's Bay and Wellington-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
Craig is back in the studio with Ken this week talking about insurance! The who, what, when, and why... and who to talk to about the how.
Read the Canny View article here.
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Craig Paterson is a Financial Adviser at Stewart Group, a Hawke's Bay and Wellington-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
Welcome to a special edition of The Adviser Talk! We're in our own studio for this episode, where Nick and Rita sat down with John Campbell (co-founder and CEO of Our Energy) to talk Te Rehe Solar Network, how we think about energy use, and the back-to-the-future style of community energy sharing.
Topics include the napkin-to-networks pipeline of Our Energy's development, the increase in solar energy's popularity, and parallels to fiduciary practice.
Many thanks to John for joining us at Stewart Group in Hastings for this episode!
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay and Wellington-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
Welcome to a special edition of The Adviser Talk! We're in our own studio for this episode, where Nick and Rita sat down with John Campbell (co-founder and CEO of Our Energy) to talk Te Rehe Solar Network, how we think about energy use, and the back-to-the-future style of community energy sharing.
Topics include the napkin-to-networks pipeline of Our Energy's development, the increase in solar energy's popularity, and parallels to fiduciary practice.
Many thanks to John for joining us at Stewart Group in Hastings for this episode!
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay and Wellington-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Hosted on Acast. See acast.com/privacy for more information.
Bruce Jenks pops in to chat about all things Power of Attorney. Topics include the basic ins-and-outs (including the who, what, when, and why of a POA), the importance of having a POA, and deciding who's the right person to sign your life away to.
The Adviser talk is also available on Spotify and Apple Podcast.
- Bruce Jenks (AIF, J.P.) is a Financial Adviser at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
Nick discusses the RBNZ making a meal of it! Topics include the Reserve Bank of New Zealand failing to provide the one thing central banks should (price stability), The Ranfurly Shield, and the elephant in the room... INFLATION!
Read the Canny View article here.
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
From the price of butter to looking forward to things we can psychologically control, we have Brent back this week discussing mortgages, inflation, and everything in between!
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Brent Allcock is a Financial Adviser at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
See acast.com/privacy for privacy and opt-out information.
This week on the show Nick discusses trusting the swing and your financial caddie, topics include the long term game of KiwiSaver, seeking financial help and the World Cup of investing.
Read the Canny View article here.
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
See acast.com/privacy for privacy and opt-out information.
This week Nick is back in the studio with Ken covering a range of topics from celebrating Matariki in your everyday life, banks’ financial services (or lack of), volatility and ‘playing the long game’ – “No market continues to go up in a uniform fashion everywhere.”
Read the Canny View article here.
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
See acast.com/privacy for privacy and opt-out information.
Bruce Jenks visits the studio to chat Trusts with Ken. Topics include the glory days of Trusts, the importance of Wills in Estate Planning, and the new extensive reporting from IRD (plus the time, effort and liability it entails).
The Adviser talk is also available on Spotify and Apple Podcast.
- Bruce Jenks (AIF, J.P.) is a Financial Adviser at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
See acast.com/privacy for privacy and opt-out information.
On this episode, Nick Stewart is joined by our own Adam Deck to discuss sustainability, KiwiSaver, and volatility both here and abroad. Topics include the now-infamous DGL blunder, a mixed back of 'green' investors, and buying into the market on the dips vs chasing the highs.
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a CEFEX certified financial planning and advisory firm based in Hawkes Bay and Wellington. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
See acast.com/privacy for privacy and opt-out information.
Nick returns post-Budget 2022 announcement to talk the winners and losers. Topics include questionable funding choices, the impact of inflation and tax on wages, and looking down the barrel of tough times until 2025.
Read the Canny View article here.
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
See acast.com/privacy for privacy and opt-out information.
This week we have Nick back in studio to discuss the CCCFA, inflation, and the cost of living. Topics include the broad brush of the CCCFA, the unintended consequences it has had on normal lending, and the unfortunate combination of loans being both harder to get and more costly to pay back.
Read the articles:
The rising cost of living
Save it for later: The CCCFA revisited
The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.
Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help.
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
See acast.com/privacy for privacy and opt-out information.
Welcome to the podcast Adam Deck, who dropped in to discuss his recent article on KiwiSaver and ESG investments with Ken. Topics include working with clients to find the best plan, risk appetite, and sticking to the plan in times of volatility (like the past few months).
Read the article
- Adam Deck is a Financial Adviser at Stewart Group, a CEFEX certified financial planning and advisory firm based in Hawke's Bay and Wellington NZ. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Brent Allcock (Stewart Group Wellington) calls in to discuss the state of the world, holding your nerve, and some essential concepts for financial wellbeing. Topics include Russia and Ukraine, short term supply shocks, and Maslow's hierarchy of needs.
- Brent Allcock is a Financial Adviser at Stewart Group, a CEFEX certified financial planning and advisory firm based in Hawke's Bay and Wellington NZ. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
This week on the show, Nick calls in to chat navigating geopolitical events. Topics include Russia's moves against the Ukraine, advice for nervous investors, and being in it for the long haul.
The Adviser Talk is available on Spotify, Apple, and Google. Subscribe on your favourite platform today!
Read the article:
https://www.stewartgroup.co.nz/we-love-to-write/2022/2/25/navigating-geopolitical-events-1
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
Our own Hastings-based Financial Adviser Bruce Jenks takes to the mic in this episode to chat his recent article on emergency plans, corrections, risk and tolerance. Topics include not getting caught up in noise, risk aversion as human nature, and why cash may not always be King (but it's always handy in an emergency).
Read the article:
We Had Better Have a Plan
- Bruce Jenks (AIF, JP) is a Financial Adviser at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
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Nick returns to chat to Ken about the new Credit Contract and Consumers Finance Act and why a principles-based legislation with no bottom line to reference will always result in institutions acting conservatively so they don't get made an example of.
Topics include the origins of world-famous-in-Hastings meatballs, the value of local help, and the unfortunate timing (and handling) of the CCCFA.
Read the article:
https://www.stewartgroup.co.nz/we-love-to-write/2022/1/31/for-want-of-a-nail
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
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On this episode, Brent Allcock (Stewart Group Wellington) calls in to chat DIY investment, and how putting off talking to the professionals can lead to a headache (or a toothache, as the case may be). Topics include the importance of independent advice for your financial future, the difference between speculation and investment, and market peaks and troughs.
Read the article:
https://www.stewartgroup.co.nz/we-love-to-write/2021/12/10/the-downsides-of-diy-investing
- Brent Allcock is a Financial Adviser at Stewart Group, a CEFEX certified financial planning and advisory firm based in Hawke's Bay and Wellington NZ. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
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Bay local and recent returnee Craig Paterson takes the wheel in this episode to discuss moving from the farm, Kiwi ingenuity when working overseas, and financial preparedness. Topics include financial conversations with young people, a 3 piggybank system, and understanding your own financial situation.
Read the article:
Prepping the Piggybanks
- Stewart Group is a Hawke’s Bay-based CEFEX certified financial planning and advisory firm.
- The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
On this episode Nick looks back on 2021 before we scratch it off the calendar. Topics include winners and losers for the year, investment lessons from Covid-19, and the difference between politics and finance.
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
On this episode of The Adviser Talk: Nick Stewart is back to chat about changing attitudes to work around the globe, housing woes, and the anecdotal rise of rage quitting. Topics include the Chinese Tang Ping (lying flat) movement, problems that can come from co-mingling investment and lifestyle assets, and the probability of knee-grazes when making knee-jerk decisions.
Read the articles:
The Hard Yards
Turning up the Heat on Housing
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
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This week we have Brent Allcock in the hot seat discussing KiwiSaver, mortgage rates, and savings.
Topics include a surprising sunny day in Wellington, supply chain woes, stress-testing where you're sitting with your debt, and planning for retirement.
Read the articles mentioned:
When it Rains, it Pours
Getting Super Motivated
- Brent Allcock is a Financial Adviser at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
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This week on the show Nick and Ken revisit the Melbourne Cup, picking winners and some infamous investments that were touted as sure things. Topics include economic moats, the NZX, crying over spilt (A2) milk, and knowing your own risk appetite.
Read the articles mentioned:
Riding for a Fall
The Skinny on CEFEX Accreditation
- Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
- The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
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This week on the show Nick chats inflation (which is both a thief and a snowball), skyrocketing house prices, and how both aren't likely to go anywhere anytime soon. Topics include nasty surprises at the fuel pump, elasticity, and the wisdom of burying cash under the lemon tree.
Read the articles:
Let's Talk Inflation
Is Property Still the Golden Goose?
Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.
The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz
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This week Nick and Ken chat money in relationships, what might be causing financial stress here and abroad, and a few things that may not be savvy investments in retrospect - goats and possum fur, anyone?
Topics include our five year anniversary with our Canny View column, transparency with your partner, and changing attitudes towards money over generations.
Read more of the article that inspired this episode on our blog: https://www.stewartgroup.co.nz/we-love-to-write/2021/9/22/how-to-stop-fighting-about-money
The social media is blowing up with ongoing talks about a hamster. A hamster? It may come as a surprise, but a hamster in Germany is proving "A Random Walk Down Wall Street" author Burton Malkiel's hypothesis that a blindfolded monkey throwing darts at a stock ticker list in the newspaper could do just as well as a human investment professional.
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While we understand the impact of COVID-19, the biggest global health crisis in 4 generations, Alzheimer’s disease demands more attention. But why? Every 3 seconds, someone in the world develops dementia and with the current number of dementia being 50 million people this number is only set to double over the next 20 years reaching 82 million in 2030.
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The outbreak of COVID-19 has ushered in a new situation. Risk sits at the forefront of every investor's thinking right now. For retirement savers, it is uncomforting to see the value of their portfolios shrink substantially within such a short period.
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The outbreak of COVID-19 has ushered in a new situation. Risk sits at the forefront of every investor's thinking right now. For retirement savers, it is uncomforting to see the value of their portfolios shrink substantially within such a short period.
See acast.com/privacy for privacy and opt-out information.
A topic we can all understand is coffee, wouldn’t it be great if making financial decisions were as simple as buying a cup of coffee? This is where financial advisors come to play and become the answer booklets to these questions. Their primary goal is to help clients determine whether they are on the right track to meet their goals and outline their path to overall financial success.
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Okay, the annual inflation is now running at 3.3%. In the June 2021 quarter compared with the March 2021 quarter, the New Zealand Consumer Price Index (CPI) rose 1.3%. A much stronger lift than the market expectations.
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Why would the couple in their 50’s have such a different outlook to the man in his 30’s? It’s hard to be a successful investor unless you’re an optimist. Firstly, if everyone does well, you’re likely to do better as an investor. And if you understand everyone is doing better, and that we have always gotten better, you’re less likely to be agonising over someone huffing and puffing about the next crash. When I hear crash talk I often think of the saying, a broken clock is right twice a day.
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The breaking news that got everyone talking is the government's new set of measures to confront the housing crisis in New Zealand. It’s a welcome change: the constant pressure by media and the public outcry finally moved the needle. This course correction is long overdue.
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If you are wrestling with a prickly investment question or simply hoping to seek some financial advice, engaging a financial adviser might sound appealing. But searching for one who would put your interest above all can quickly get confusing. NOT ANYMORE!
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Many people want to align their environmental views with their portfolio objectives. But can you support your values while maintaining sound investment principles and pursuing higher expected returns? Here are three important questions that are important to ask your financial adviser.
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It’s easy to view the stories of market speculation that have dominated the news recently as cautionary tales for individual investors. With swings by GameStop stock grabbing headlines, this is probably a good time to mention that investing and gambling are not the same thing.
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On 27th January 2021, Stewart Group completed 34 years as a comprehensive financial planning firm with evidence-based investments and risk insurance expertise.
Stewart Group in 2021 bears very little resemblance to the business that Don Stewart set up 34 years ago. A lot was done since 1987 to stay on our toes as far as the newest financial regulations go. In this podcast, Don & Nick Stewart chat about a few key milestones that have helped to shape the future of Stewart Group.
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On 27th January 2021, Stewart Group completed 34 years as a comprehensive, independent financial planning firm with evidence-based investments and risk insurance expertise.
Stewart Group in 2021 bears very little resemblance to the business that Don Stewart set up 34 years ago. A lot was done since 1987 to stay on our toes as far as the newest financial regulations go. However, one thing that hasn’t changed is the core principles of trust, and good service Stewart Group provides to clients since its inception.
We are strong supporters of our local community and we know that many of our clients value that Stewart Group is a New Zealand owned and operated business.
A big thanks to our fantastic team in Hawke's Bay & Wellington, our clients, professional connections and friends who have played a significant part in our journey so far. We look forward to the next 34 years.
People with money in the bank are getting the lowest rates of interest since the 1960s and those rates could still fall further, it is warned. According to Newsroom's Business Editor Nikki Mandow, more than a third of the money New Zealanders have in our Aussie-owned banks is earning us no interest - or virtually none. And it’s costing us somewhere between $400 million and $900 million a year in lost interest - depending on how you crunch the numbers. The banks know this - but it’s one of the reasons they are so very profitable in New Zealand.
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Many investors took advantage of the market turmoil in March to rotate into socially-conscious ESG investing. You’ve probably heard the term. ESG investing is the integration of Environmental, Social and Governance factors into the fundamental investment process. It may also be termed sustainable investing. It is a wide term as it can cover several areas, but essentially, it’s for investors who consider their long-term impact on society, environment and the behaviour of a business.
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As a society, we are finally beginning to have more honest and supportive public conversations about mental health, but too often the connection between mental health and money hasn’t been recognised.Financial stress is a major factor in many of our lives today. Some people may be facing an uncertain financial future, given the potential impact on everyday life, our jobs and income.
Okay, this one created quite a stir in financial circles. ANZ Investment Services (New Zealand) decided to stop Bonus Bonds and wind up the investment scheme by the end of October and return funds to bondholders. Folks are weighing up their options and wanting to know what is the best investment vehicle out there to put their Bonus Bonds money in as the ANZ's 50-year-old scheme will be wound up with money returned to bondholders.
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Investing during an election year can be tough on the nerves and 2020 promises to be no different. By now, most people are aware that our world – especially the situation with COVID-19 pandemic – is changing and developing lightning fast. In its latest interest rate decision on 12th August, the Reserve Bank of New Zealand maintained its official cash rate at 0.25 per cent but also raised the possibility of going into negative territory as the country faces the severe economic impact caused by the pandemic.
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Although the outcome of any election is uncertain, one thing we can count on is that plenty of opinions and predictions will be floated in the months and days leading up to Election Day.
In financial circles, we will almost certainly hear perceptions and views of market impacts. But, do election results really matter and need to be followed closely by long-term investors, or is it just noise that needs to be ignored?
Whatever the cause, investors should remember: volatility is typically a short-term phenomenon, and retirement is a long-term prospect. Sticking to a long-term investment plan can be one way to offset the stresses of volatility.
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We are absolutely thrilled with our recent KiwiSaver 'Free Money' campaign results. 75% of our KiwiSaver clients received full government contributions ($521.43) this year, i.e. $500,000 'Free Money' from the government to our eligible KiwiSaver clients.
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In mid-January 2020, China was announcing confirmed human to human contact of Covid-19, locking down Wuhan province and building temporary hospitals. While many investment managers carried out daily operations, some had their eye on China.
Nucleus Wealth was one. It is a small active manager in Melbourne with an international focus. The call was made in late January. They dumped their clients’ investment holdings and started moving to cash. What happened next is covered in this podcast.
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Published on 23 June 2020. The coronavirus-induced economic downturn is taking a toll on a popular source of investment income for retires: dividends.
Dividend stocks are a staple of every income investor, and they can play an important role in any portfolio, regardless of age and financial circumstances. But it is very much possible that dividend investors can fall into the trap of hindsight bias if they are not careful and sufficiently diversified.
The spectre of zero and negative interest rates are looming over the New Zealand financial market and those looking for a haven can't find much relief. Last week, the Reserve Bank of New Zealand (RBNZ) deputy governor Geoff Bascand suggested at least some bank depositors might want to put their money to use elsewhere.
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Published on 15 June 2020. Do you find it confusing when a bleak economic report emerges from the press, only to be accompanied by a positive surge in the global share market? You're not alone. The last few months have produced many examples of a stark contrast between global market performance and economic indicators.
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Published on 6 June 2020. Investing FOMO is when you watch a share price soar to new highs, and you realise you missed out on the opportunity. You might spend the next hours, days, weeks thinking about what could have been the returns. This type of self-talk and do-it-yourself financial planning is damaging to your mental health and retirement goals.
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Financial hardship applications for KiwiSaver could spike up substantially in the second half of the year as the 12-week employer wage subsidy period comes to a close, experts predict.
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The government has unveiled Budget 2020 under the most challenging economic conditions since 1984 and with expectations from the whole nation that it will cushion the economy from the fallout from COVID-19, the stakes are surely high. This budget is seen as the voyager for our journey around the dark side of the moon.
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The COVID-19 pandemic has forced organisations and individuals to embrace new practices such as social distancing and remote working. While the world is focused on the health and economic threats posed by COVID-19, cyber criminals around the world undoubtedly are capitalizing on this crisis.
The guest on this podcast Martyn Levy owns and leads Nextro (formerly called as Acurix Networks NZ), a specialist technology infrastructure owner and managed services provider of telecommunications and security solutions to medium enterprises in New Zealand. Martyn is also a professional non-executive director and Chartered Member of the Institute of Directors. Earlier in his career Martyn led strategy for 2degrees having begun his working life as a banking and finance lawyer in Auckland and then in Moscow.
Martyn's book suggestions:
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Homo Deus by Yuval Noah Harari https://www.ynharari.com/book/homo-deus/
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Leadership Strategy and Tactics: Field Manual by Jocko Willink
https://www.goodreads.com/en/book/show/51136198-leadership-strategy-and-tactics
Martyn's web security tool suggestion: www.switchonsafety.co.nz
On 29 April 2020, the Reserve Bank removed the high LVR restrictions for 12 months in response to the economic impact of the COVID-19.
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COVID-19 has got the attention of the world, in New Zealand we are looking at the rapidly evolving threat around the economic recovery. The four weeks level 4 shutdown impacted the business community across the country, potentially sending unemployment numbers as high as 25 per cent.
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Stressful events such as the current bear market are an unpleasant reality, with many investors trying to wish away negatives results in the hope they become a distant memory, but they also provide incredibly important lessons for investors and financial advisers.
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Periodic rebalancing is generally a good way to keep your investments on track and to prevent your portfolio from changing too drastically during volatile markets – like the one we are experiencing now with COVID-19 outbreak.
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The NZ housing market amid COVID-19 by Stewart Group
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The outbreak of COVID-19 has provided numerous examples of decisions that are seemingly fuelled by stress and uncertainty; from the bizarre stockpiling of toilet paper to investors moving between funds and cashing out.
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The pandemic will not be easy to overcome. Those businesses that find resilience, will not only be the ones that survive but also thrive!
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Jo brings over 15 years experience in banking, sales and customer service. In her current role as KiwiSaver Adviser at Stewart Group, Jo is thrilled to be specialising in retirement planning. Her mission is to educate as many people as possible about the importance of making informed choices to gain the most from their KiwiSaver.
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It is no secret interest rates are low. Have ten grand in the bank? If you are lucky with a ‘high-interest’ account, at the end of the year, you’ll have made $200 and that’s before the taxman and inflation come calling. We’re also told there are rough waters if you’ve got a few million.
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Balance, and finding balance. It evokes pictures of rocks stacked upon each other at the beach. It’s something of an ongoing search for time-crunched people. How they can bring balance to various aspects of their lives?
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Let us see how two global equity markets; the S&P 500 and the UK equity market performed around significant outbreaks like Coronavirus (Covid 19).
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A study by Dimensional Fund Advisors confirms this principle, showing that most fund managers underperform their benchmarks. The results suggest that investors are best served by relying on market prices.
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Farming is a tough business. If you asked a farmer, given the opportunity, would they add another 20 crops or stock varieties while using the same amount of resources to diversify their income, you could bet they’d take that option. Unfortunately, these are mostly luxuries of scale and determined by location. For a small investor, it’s a different story.
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The new and improved Trusts Law will come into effect on 30 January 2021. Readers who are trustees, either in-person or their capacity as directors of Corporate Trustees, will want to ensure they comply with the new laws.
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We invited Rob Douglas from Added Valuation to our studio to discuss all things Hawke's Bay property! Rob is a registered valuer, specialised in the provision of residential, lifestyle, commercial and industrial valuations within Hawke’s Bay.
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A routine task for financial journalists at this time of year is to write a summary of the year in markets. We thought we will give a go too!
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Of all the assets controlled by women, 71% is in cash – aka not invested! Most women don’t think they know enough about investing and growing their savings; therefore, women wait to start investing until they feel more comfortable with investing and taking matters into their hands.
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The KiwiSaver results are in for the December 2019 quarter and we review how market's high performance boosted our retirement savings accounts, with a detailed look at 2018 downturn.
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KiwiSavers' nest eggs should be transferred into a state-guaranteed scheme at age 65 to provide them with incomes for life, pensions experts say.The proposal, dubbed KiwiSpend, came in a report prepared for the Commission for Financial Capability by Susan St John and Claire Dale from Auckland University's Retirement Policy and Research Centre.KiwiSpend could be used by people to supplement NZ Super to live comfortable lives in retirement, without running the risk of outliving their savings, seeing them eaten away by inflation, or lost in unsuccessful investments or financial exploitation, they said.
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This is a special episode with Carol Reid from Soulpreneurs (www.soulpreneurs.co.nz)hitting the sweet spot with the amazing 3Ws - Women, Wellness & Wealth. Hear it out!
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Competitiveness can be good. It can drive us further. Lead us to do better things. Challenge ourselves in ways we didn’t think of. You don’t even need to compete with others. Compete against yourself.
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When young people and young families reach out to me or other financial advisers, it’s typically centered around particular financial questions, goals, or issues they need help with at that point in time. Other times, it’s a combination of all these things, as their situation has become too complex to manage by themselves.
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Numerous studies suggest that women often defer to their spouses or partners when it comes to making long-term financial decisions, a choice that can put them at a distinct disadvantage in the event of divorce or death of a spouse and significantly interrupt a woman’s financial path. While divorce rates for younger couples are steady or declining, research shows that late-life divorce is rising.
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For over a century the success of the All Blacks has shaped New Zealand’s national identity. I’m sure a lot of people wonder how a small country with just over five million people produces the most dominant and successful team in sport.Milton Jennings, former CEO of Fidelity Life and our current Advisory Board member, has completed an analysis and written a must-have book for rugby enthusiasts. The book clearly states what it takes for New Zealand to win this World Cup. Milton played rugby for 22 years, starting at the Pakuranga Rugby Club in 1964, Sacred Heart College in 1970 and the Marist Rugby Club in 1976. He refereed for Auckland Rugby for 15 years.
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You know those months when it seems like every single “extra” hits you at once? You’d been doing so well sticking to your spending plan—until your dog got sick and you had to rush him to the vet. And your car needed new brakes. And you had to buy a birthday gift for a last-minute party. And now your budget’s completely wrecked.A scenario like that may be hard to predict, but it’s not an uncommon one. Think back, and you’ll probably realize something similar happened a few months ago and a few months before that, too. Because the truth is, the only thing unpredictable about unpredictable, non-monthly expenses is which one will hit you when. Unexpected expenses actually come up pretty regularly for most of us.
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Finding $20 in your pocket is always great but imagine finding thousands of dollars in Australian superannuation that you had lost track of?
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According to KPMG's Head of Financial Services John Kensington, New Zealanders need advice from financial advisers to improve complex investment and retirement outcomes but face an enormous obstacle – a lack of trust.With the Australian Royal Commission fresh in all our minds, it’s not just the profession who suffer from bad advisers, vertical integration and the associated conflicts of interest, it trickles down to clients who need financial guidance, but have no idea who to trust.
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Trust comes naturally to some professions. Take the recent survey ‘The future of trust’ commissioned by Chartered Accountants Australia and New Zealand (CAANZ) which revealed that the top three trustworthy professions in New Zealand are doctors/nurses, engineers and teachers. It makes sense, at their core we must trust these professions with our health, safety and children.
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Which came first – the mental health issues affected by financial problems, or the financial problems affected by mental health issues? It’s hard to say, but one thing we do know is that your finances and mental health are intrinsically linked. This is a special podcast episode by our advisers, Trudi & Sian, inspired to do their part for World Mental Health Awareness week (Oct 10).
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Welcome to our third podcast show Signal vs Noise. In this very first episode, our KiwiSaver adviser Geoff Wilson and CEO Nick Stewart talk about Rugby, media noise around KiwiSaver and fees.
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And this happened...Our ‘canny view’ podcast show on Radio Kidnappers clocks up 100episodes. Thanks to Ken and Team at Radio Kidnappers.
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In this podcast episode, Trudi Vossen and Don Stewart talk about how financial advisers represent clients and their interests when giving advice and most importantly during insurance claim times.
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Ways to grow your KiwiSaver by Stewart Group
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Glen & Trudi talk about all thing wealth management at Stewart Group in this Episode Zero of The Real Wealth podcast channel.
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Some FAQs on Life Insurance by Stewart Group
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If trusts are an important aspect of managing your assets, it is vital that you understand your changing rights and obligations, and action these where needed.
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We are excited to announce the launch of our very first podcast channel 'The Real Risk'. Our star financial advisers Trudi & Sian share their stories and talk about how to stay on an "Everything is Okay!!!" mode in life.
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The Single Investment by Stewart Group
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Reasons You Need Insurance by Stewart Group
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KiwiSaver and more... by Stewart Group
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Bonds, Shares and Unit Trusts by Stewart Group
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What happens when someone with life insurance dies? by Stewart Group
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Blue Chip Shares by Stewart Group
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Key KiwiSaver Changes in April 2019 by Stewart Group
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Take The Rough With The Smooth by Stewart Group
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Some positive KiwiSaver changes are coming into effect from 1 April 2019 and later in the year. These changes will provide greater options for New Zealanders to see their retirement savings increase over time.
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Do You Need Insurance In Your 20s? by Stewart Group
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Capital gains tax reforms in NZ by Stewart Group
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The Problem With Using Rear Vision To Make Long Term Decisions by Stewart Group
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Let's Talk About Your Health Insurance by Stewart Group
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Naked Options by Nick Stewart by Stewart Group
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Canny View: Reviewing your Insurance by Stewart Group
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KiwiSaver Changes For 2019 by Geoff Wilson by Stewart Group
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Is Property Still The Golden Egg? by Stewart Group
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Reducing Insurance Premium Costs by Stewart Group
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Wine As An Investment by Stewart Group
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Top 10 Tips For Investing by Stewart Group
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Why you need an Insurance Adviser? by Stewart Group
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Trudi Vossen, our Financial Adviser talks about why you should have a trusted financial adviser by your side.
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Barry LaValley is a leading global retirement lifestyle expert. He is hosted by Stewart Group and he talked to the local radio station RadioKidnapper about 'The 5 Key Risks To Planning And Enjoying Your Retirement'.
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Barry LaValley is a leading global retirement lifestyle expert. He is hosted by Stewart Group and he talked to the local radio station RadioKidnapper about secrets to a happy retirement
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Our Risk Adviser, Trudi Vossen, talks about why having insurance is important.
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It's on TV; it's on the radio, it's in the newspapers and online. It seems everyone is buying it, making money from it or renovating it. Glen Trillo, Head of Wealth at Stewart Group talks about the country's ongoing obsession with property and treating the property as investment.
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When should you review your insurance? by Stewart Group
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Do you want to know a secret?A big part of the financial services industry has a vested interest in convincing you that the key to a successful investment experience is staying busy.Thumb through an investment magazine and you find any number of ads for trading software, courses in options trading, chart packs and newsletters that promise individual alerts on hundreds of companies.Now some people seem to actually enjoy poring over price trends and fundamental analysis or watching moving averages on stock charts. But most of the population simply have better things to do with their time.Where you stand in the debate about staying "busy" by thinking like a trader often depends on whether you see investment as the means to an end or as an end in itself!
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Life Insurance & Kiwi Saver by Stewart Group
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The Financial Markets Authority (FMA) has sounded the alarm bells for the second time in two months over insurance companies providing soft commissions to financial advisers.The main form of remuneration for financial advisers who give advice on life and health insurance in New Zealand is commission. The commissions paid by insurers to advisers include monetary and non-monetary benefits. The use of non-monetary commissions, also known as soft commissions, is the concern here.Soft commissions are incentives or benefits such as gifts, prizes, trips, professional development such as training or software, events including conferences, sponsorships, payment of membership fees and loan to advisers.In the recent FMA report released last week showed nine life and health insurance companies spent $34 million over the past three years on soft commissions.It is very important to have an authorised financial adviser (AFA) by your side who is obliged to place the interests of their clients first.Stewart Group is an independent financial advisory business and introduced a "no soft commission" policy in 2003, which means we work for our clients' interest, not those of an insurance company.
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Have you ever made yourself suffer through a bad movie because, having paid for the cinema ticket, you felt you had to get your money's worth? Some people treat investment the same way.
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It's easy to avoid discussing money with your parents, and in some families, the subject is almost taboo.The topic doesn't become easier to broach as parents and children age, but it does become more important.
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Wine investment has barely been on the scene for two decades, and If you have a taste for investing in wine, it could be a hobby worth the money one can spare.
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Early in February after a long period of relative calm, the world found out that markets do contain a level of volatility they move up and DOWN and sometimes they can move quite quickly. What does this all mean to your average investor… not much.
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Investors at year-end are inclined to reflect on the 12 months gone and muse on what the coming year might bring. Aware of this appetite for speculation, the media tends to feed it with forecasts. These articles can be fun to read but are even more so a year later.
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Bitcoin and other cryptocurrencies are receiving intense media coverage, prompting many investors to wonder whether these new types of electronic money deserve a place in their portfolios. What are investors to make of all this media attention? What place, if any, should bitcoin play in a diversified portfolio?
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This New Year it is also a great time to start making solid financial resolutions that can help get you closer to your money goals, whether it’s increasing your retirement savings or setting enough money aside for a down payment on a house.
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