JK Radio: Recent Episodes
Joumana Kayrouz
Joumana Kayrouz is the founder and owner of the Michigan Center for Personal Injury and the Law Offices of Joumana Kayrouz PLLC. Kayrouz’ firm is now recognized as one of the most respected and largest personal injury law firms in Michigan. This podcast is dedicated to informing its' listeners of current issues and news regarding Michigan law.
- What is the new I-944 form?
- Who has to complete the I-944 form?
- Are all immigrants subject to new public charge rule?
- Does the new public charge rule affect green card holders? If they travel outside the US for 180 days or more?
Constitutional Rights - Free Legal representation for any jail-able offense.
Recap of Malicious use of a telecommunications device.
Recap of Computer Fraud and Abuse
Recap of Cyber bullying
Possession of child pornography
Michigan residents involved in out-of-state car accidents.
Michigan residents involved in Canadian car accidents.
Michigan residents involved in over-seas car accidents (Syria, Yemen, Lebanon, Iraq)
Material misrepresentation in the application process.
Continuing duty to update ones insurance company -an exhaustive discussion
Can one suspend their insurance while out of the country for more than 30 days.
- If I file for bankruptcy does my spouse have to file as well?
- If my car was repossessed, can I get my car back after filing?
- Can I get my money back if my wages were garnished prior to filing bankruptcy.
- What is the new public charge law?
- What forms are involved with the new public charge law?
- Who does the new public charge rule affect?
- If I am a green card holder, does the new public charge rule affect me?
Constitutional Right to free legal representation in criminal law but not family law.
Having a (Girl/Boy)friend "Not a good look"
Malicious use of a telecommunications device
Cyber Bullying (effective March 2019)
Lack of education for men in the middle-eastern community regarding divorce rights.
Domestic violence (elements, consequences) to bait the other person.
Malicious use of a telecommunication device (phones, tablets, computers, smart watches, etc.)
Student loans
Reaffirmation of home mortgage in a chapter 7 bankruptcy
Equity in Chapter 7/13 debt negotiation.
Tax Refunds
Benefits for children with disability
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Medical condition or combination of conditions resulting in severe functional limitations.
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Disabling for more than 12 months.
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Child must not earn more than $1260/ month
SSI rules about income and resources.
providing information about childs condition.
What happens when your child turns 18.
Disability reviews from time to time (atleast every 3 years)
Children (age limit under 22)(under 18)
Children that get ssi vs ssd
workers compensation and 28 day rule.
- What is birth tourism? Is it going to affect pregnant women getting a tourist visa?
- What are the new travel ban countries?
- Does it matter from which country I am from if my brother or mom files a petition for me?
- Can my Ex-wife still get an immigrant visa though my immigrant visa petition, filed by my mom?
Recap of the Week
Fica and what does it mean?
Why does everyone pay it?
Survivor loss benefits
Medicare
Tax Refunds and why its better not to have a tax refund.
Car accidents, Important changes coming in Michigan in 2020
Primary care doctors as treaters in a car accident. Smart Idea?
- Changes in the NO FAULT law that took effect on June 11th 2019
- Important changes coming in July 2020.
- Coordinated vs. Uncoordinated coverage.
- Managed care option and why NOONE should use it.
- The importance in choosing Doctors in a car accident very wisely.
- Social Security Survivor benefits
- Who qualifies?
- Who is entitled?
- How is it calculated?
- If I file for bankruptcy does my spouse have to file?
- If I work for a company and have a credit card given by my employer, can I file for bankruptcy?
- Should I file if i'm expecting a tax refund.
- If my car is repossessed, can I get it back once I file for bankruptcy.
- Financial advice, better not to have a tax credit.
- Can I get US citizenship through my US citizen grandparent?
- Can I get US citizenship through my parents if I am born outside the US?
- Can I still get an immigrant visa if my sponsor dies?
- Can I file a new fiancé visa after a previous fiancé visa or marriage visa for another person?
- Recap of FICA
- Exhaustive discussion of how to calculate Social Security Retirement Benefits
- Brief discussion of 401k and IRA’S to supplement social security or retirement income.
Extensive explanation of FICA (Federal Insurance Contribution Act), what it is and how it is calculated.
FICA for employees
FICA for Self Employed
Importance of paying FICA (FICA taxes are admission ticket to getting Social Security, Disability and Medicare benefits upon retirement.)
Disability for children.
Benefits for divorced spouse.
Can a divorced person get benefits from a divorced spouse?
Can i get my money back if my wages were garnished prior to filing chapter 7 bankruptcy. (If more than 90 days, NO. If less, YES)
Are wages exempt assets?
Can I cancel my bankruptcy case?
If I file for bankruptcy, does my spouse have to file as well?
- New Definition of Public Charge rule still on hold
- How do I get a visa for medical residency? Student visa
- Can a Syrian national living outside of Syria get a visitor visa? Travel Ban issues
- My naturalization interview was cancelled and I have not received a new one, what do I do?
- How do I follow up on my I-130 application after approval?
A recap of what FICA, FUTA and SUTA are and how are they calculated both for employees and independent contractors.
A quick explanation of 401K’s and how they work
What is Divorce Day and why is that a thing? (The first Monday back to work after the holiday season is called Divorce Day and has become the largest filing of divorces of the year)
In depth discussion "approaching advanced age in SSI/SSD"
Survivor loss benefits
How to access ones social security accounts and how to calculate social security retirements.
Hidden Data within the context of medical malpractice
An in depth discussion of hospital peer review processes (PRC)
Reporting settlements as well as discipline to the National Practitioners Data Bank (NPDB) however, an in depth discussion of NPDB
Does the filing of bankruptcy affect a greencard holder? (NO, Bankruptcy is not a finding of bad moral character)
Investigative agencies assisting in recovering assests. (hidden or undervalued assets)
2 definitions of fraud within the context of bankruptcy
The meaning of good faith requirement.
A college degree, is it really worth it? (Dave Ramsey's advice)
- Fiancé Visa
- Immediate Relative Petition for Parent
- Can I leave the US after entering on a fiancé visa, getting married, but not filing the green card application?
- Re-entry permit
The most common reasons for getting divorced.
- Getting in the marriage for the wrong reasons.
- Finances (Lack of finances, as well as lack of financial compatibility)
Welcome Ali Baghdadi to the SSI/SSD Workman's Comp. Team!
The importance of attorney assistance at the application level for SSI and SSD
A 53 year old man with 26 years experience got denied SSD despite 2 surgeries to his right shoulder and 1 to his left. (A discussion)
The (approaching advanced age) policy (Those over age 55 who were previously denied are more likely to be approved)
Importance of the distinction of employer vs independent contractors within the contexts of workers compensation.
Can one supplement their SSD income by working - an intensive discussion
Can someone on SSI supplement their income without losing SSI
Loss of vision is a listed impairment.
Applying for SSI 3 times and being denied, can one apply again?
Does supplemental income increase if the disability is loss of vision?
Zip codes and a discussion about territories.
The new law effective June 11 2020.
Bazzi Vs. Sentinal Insurance Company (December 2018 Michigan Supreme Court Case)
Coordinated policies, to buy or not to buy.
Medical Coverage Limits effective July 2020.
Article about "Adulting class now offered at University of California Berkley" to share real life skill including budgeting, managing debt, stress, etc.
Fraud in connection with obtaining any loan for car, mortgage etc. is not dismissable in bankruptcy.
Strong warning against posting on social media during bankruptcy leading to people having more money than one is claiming. Advise against deleting anything from social media.
The 6 year contractual rule. Even $10 resets the button the 6 year rule, the 26 year max collection rule.
- Fraud in the procurement of an insurance policy - an exhaustive discussion.
- Excluded drivers on an insurance policy.
- Can you put family members residing in 2 different cities on your policy to save money?
- Staging accidents as passengers in an Uber or Lyft.
- Can someone be turned down for filing bankruptcy?
- Can you save your home in a chapter 7 bankruptcy from foreclosure.
- Wildcard exemption
- You must consult with an attorney before you take any steps to remedy a financial situation (Do Not Tear Down the Plumbing Sort-of-Speak)
- Transfer of property for less than market value.
- Can your friend, employer or family member find out about your bankruptcy? (NO, except in situation of child support and spousal support)
- Strong advice against balance transfers within 90 days of filing.
- F-1 student - Fake university
- F-1 Student process
- Citizenship English requirement waiver
- Citizenship rescheduling interview