Life Success & Legacy: Recent Episodes
Life Success & Legacy
Clients ask us this all the time: how many policies do you actually have, how did you fund them, and do you really need more than one? In this episode, we go through our own systems and provide an overview of why we started each one, and the reasoning behind adding more.
The post Why We Started Our Policies (and How We Funded Them) appeared first on Life Success Legacy.
Chris sits down with Mike Everett — founder, leader, el jefe, take your pick — to get into IBC, Nelson Nash, and what’s been happening with LSL. Grab your coffee for this one cause you know an Everett interview is not to be missed!
The post Interview with Mike Everett – 2026 Edition appeared first on Life Success Legacy.
What happens when a former principal runs into one of his old elementary school students — years later — and they’re both deep into the Infinite Banking Concept? That’s exactly this episode. Chris sits down with Andrew Dalager for a conversation that’s equal parts reunion and revelation. They reminisce about the early days, catch up on life and family, and then get into the good stuff: how Andrew found IBC, why it clicked for him, and the banking system he’s been steadily building ever since. It’s a great reminder that this concept finds people in all kinds of ways — and once it does, there’s no going back.
The post Interview with Andrew Dalager appeared first on Life Success Legacy.
We hear it constantly: when can I stop paying premiums? Nelson Nash owned 49 whole life policies at one point — many not even on his own life. He wasn’t looking for an exit. He was building something. Policies paid for as long as possible create a family bank. One that stops depending on traditional banks. One that actually passes wealth forward. In this episode we cover policy structure, personal preferences around premiums, and what Nelson knew all along. Stopping isn’t the goal. Building is.
The post When Can I Stop Paying Premiums? – A Mindset Question. appeared first on Life Success Legacy.
In this episode, Chris sits down with Jeff King — a man of many dimensions, but boring isn’t one of them. This first conversation is all about getting to know Jeff: his background, his philosophy, and how he and his wife are putting the Infinite Banking Concept to work in their own lives. Jeff also plays a role in the team’s Dream Conversation — but those details will have to wait for episode two. Tune in and get to know one of our favorite people behind the scenes.
The post Jeff King: Infinite Banking, Big Ideas & the Dream Conversation | Part 1 appeared first on Life Success Legacy.
In this episode, Chris Bay sits down with Pei Chen to discuss her incredible journey into Infinite Banking and velocity banking. Once a curious observer on the sidelines, Pei has grown into one of the most respected voices in the space. She breaks down key concepts, shares real-life implementation examples, and offers insights shaped by years of teaching and hands-on experience. This conversation is packed with wisdom and practical takeaways. Don’t miss Part 1 of this powerful two-part series!
The post Interview with Pei Chen! Part 1 appeared first on Life Success Legacy.
In this episode, Chris, Mike C., and Mike K. dive deep into the third thing IBC can do — what Nelson Nash called Passive Income. Nelson famously removed the word “retirement” from his vocabulary, but what did he actually mean by that? The team explores the history of retirement as we’ve come to know it, unpacks what Nelson laid out in Becoming Your Own Banker, and shares real-world examples alongside the Life Success & Legacy approach to teaching this powerful principle.
The post Is “Retirement” a Bad Word? Passive Income, Nelson Nash’s Philosophy, and the LSL Team’s Take appeared first on Life Success Legacy.
In this episode, we break down everything you need to know about our upcoming live event in Houston. We start with the social gathering hosted by Mike K and Pei C on April 10th — a relaxed evening designed to connect, build relationships, and kick off the weekend the right way. Then we walk through the updated format for Saturday’s learning event on April 11th. While the morning will still deliver focused education, the afternoon shifts into an interactive mastermind experience. We’re putting more control in the hands of you, the attendee, with discussion topics selected during registration. Coaches and ambassadors will be stationed throughout the room to guide meaningful, high-impact conversations. It’s shaping up to be a full day of learning, growth, connection, and fun — and we can’t wait to see you there.
Register for Houston Now!
The post Why You Should Join Us in Houston: Inside Our Upcoming Live Event (April 10/11, 2026) appeared first on Life Success Legacy.
In this episode, the three Mikes revisit a foundational concept of Infinite Banking: banking is a process, not a product.
We begin with Mike Everett going back to the basics, walking through how Nelson Nash framed this idea in Becoming Your Own Banker, and grounding it with real-world experience from working with clients in practice—not theory.
Then Mike Kwong unpacks how Income Stacking through DIBS and IBC creates a powerful, repeatable system for cash flow, control, and long-term wealth building. Together, the conversation highlights why lasting financial success comes from building sound processes, not chasing products.
The post Building Wealth Through Process, not Products appeared first on Life Success Legacy.
In this episode, the Mikes’ and Chris recap the LSL journey with a 2025 year-in-review conversation. Mike E takes us back to the early days of Life Success & Legacy, and together we trace the path from inception to today—and beyond. We dive into what’s ahead, our excitement around client success, and the live events coming up that we can’t wait to share.
The post 2025 Recap: Looking Back, Moving Forward appeared first on Life Success Legacy.
In this episode, Chris sits down with Steve Harmon—an intentional, goal-driven person whose path into Infinite Banking wasn’t exactly smooth. Steve hit a few bumps early on, but instead of backing off, he leaned in, learned fast, and turned those lessons into a mission. Today, he’s become a trusted voice and go-to resource in the IBC community, helping others avoid the same pitfalls and implement the strategy with clarity and confidence. Steve’s story is equal parts honest and inspiring—and his purpose behind the work is the kind that sticks with you.
The post Interview with Steve Harmon appeared first on Life Success Legacy.
In the second half of this powerful conversation, the script flips — and Chris becomes the interviewer! He invites Christina to share her own deeply personal story, giving listeners an inside look at the experiences, struggles, and motivations that shaped her journey. Christina opens up about the financial challenges she faced, the mindset shifts she […]
The post Interview with Christina Conover-Merrill appeared first on Life Success Legacy.
Chris Bay kicks things off with a brief history lesson on how the concept of retirement came to be and why it looks the way it does today. Then Mike Kwong and Mike Crawford jump in with real-life stories and examples that challenge the traditional idea of “retirement” and highlight what it could mean through […]
The post Rethinking Retirement appeared first on Life Success Legacy.
This episode is a special one! Chris flips the script and gets interviewed by one of our favorite clients, Christina Conover-Merrill. She dives deep into his personal journey — how he first discovered Infinite Banking, what drew him in, and how he’s used his own policies over the years. Christina doesn’t hold back — they […]
The post Interview with Christina Conover-Merrill – Roles Reversed appeared first on Life Success Legacy.
In this episode, Chris, Mike C, and Mike K dive into one of the four things IBC can do—and it’s not the one we usually highlight. We’re talking passive income! Together, we break down different ways your system can work for you to help create ongoing income streams. Our resident “income stacker,” Mike Kwong, also shares insights straight from his book DIBS. Tune in—you’re bound to pick up a new idea (or two)!
The post How is IBC used for Passive Income appeared first on Life Success Legacy.
In this episode, Chris sits down with Sarah Vohra, whose journey with Infinite Banking began at a surprisingly young age. Her story offers a fresh perspective on why teaching the next generation about IBC is so important. Sarah shares personal success stories and lessons learned along the way — and at only 27, she’s already making a remarkable impact. Don’t miss this conversation with someone who’s taking the world by storm!
The post Interview with Sarah Vohra appeared first on Life Success Legacy.
In this episode, Chris sits down with the brilliantly goofy (and always insightful) Frank Keck! Frank shares his fun and inspiring journey with Infinite Banking, weaving in personal stories of both tribulation and triumph. Along the way, he offers powerful insights into the mindset that has shaped his personal and business life over the years — and gives us a sneak peek at his forthcoming book!
Check out Core Build!
The post Interview with Frank Keck appeared first on Life Success Legacy.
In this episode, Chris has the privilege of interviewing Clarke Tuitele — one of the kindest and most sincere people we know. Not only is Clarke a friend and client, but his story is one of resilience, wisdom, and deep authenticity. Tune in as he shares his incredible journey through life, investing, and IBC. It’s a rich, meaningful conversation we think you’ll truly enjoy.
The post Interview with Clarke Tuitele appeared first on Life Success Legacy.
In this episode, we dive into the secret sauce of Infinite Banking. Don’t worry—it’s not complicated. So what is it? Regular monthly policy loan repayments. Yep. That’s it. That’s the sauce. Seems too easy, right? Well, remember Nelson’s principle: “Don’t steal from your system.” It’s in the top-three for a reason. Because if you can actually do it—if you can overcome the human problems—then like Nelson said: you win by default.
The post Is there a Secret Sauce to Infinite Banking? appeared first on Life Success Legacy.
In this episode, Chris sits down with the one and only Teri Wilkinson! Her path to Infinite Banking — and ultimately to finding the Life Success & Legacy team — is both inspiring and unique. Teri also happens to be the namesake behind the now-famous DIBS term “Ter’i’aki”! Tune in to hear her story, her insights, and why she’s become one of our all-time favorites.
The post Interview with Teri Wilkinson appeared first on Life Success Legacy.
In this episode, Chris reconnects with Winnie and Emaghea—the powerhouse team behind Cash Smart for Life. Their mission is to equip parents with the tools and confidence to teach their kids (ages 3–13) about money in a fun and engaging way. Their course is a game-changer for families ready to tackle one of life’s most important topics: financial literacy.
Check out their website! cashsmartforlife.com
The post Interview with Winnie and Emaghea appeared first on Life Success Legacy.
What did Nelson Nash mean when he said, “Don’t do business with banks”? In this episode, we break that down. There’s a deep-rooted frustration with traditional banking—and for good reason. Banks retain all the control, provide very little security, and profit off your money while giving you scraps in return. So why do we keep trusting them? We explore the role of banks, how they really operate, and why Infinite Banking offers a better way forward—one that puts you in the driver’s seat. If you’ve ever felt uneasy about the traditional financial system, this one’s for you.
The post Banks – What Are They Good For? appeared first on Life Success Legacy.
In this episode, Chris sits down with the inspiring Toby and Kelly Whitman, valued clients from Houston, Texas. Their journey is nothing short of remarkable, and they share powerful insights and personal experiences that you won’t want to miss. Tune in for a heartfelt and uplifting conversation that highlights the real impact of Infinite Banking and our wonderful community!
The post Interview with Toby and Kelly Whitman appeared first on Life Success Legacy.
In this episode, we’re answering some common questions we hear during coaching sessions—some of the same ones we had when we first started our IBC journey! If you’ve ever wondered ‘Am I doing this right?’ or ‘What happens if…?’ you’re not alone.
Tune in as we break things down, clear things up, and maybe even answer a question you didn’t know you had. Let’s make IBC a little less confusing—and a lot more doable!
The post Coaching Session Quick Hitters appeared first on Life Success Legacy.
The Life Success & Legacy team recently had the incredible opportunity to attend the Nelson Nash Institute Think Tank! This event brought together passionate practitioners and coaches, all dedicated to the Infinite Banking Concept (IBC). Not only did we get to learn from some of the best minds in the industry, but we also had […]
The post Think Tank Recap – 2025 appeared first on Life Success Legacy.
In this episode, Chris sits down with the incredible Alejandra Perez, a longtime client with an inspiring story you won’t want to miss. Tune in and prepare to be just as impressed as we are!
The post Interview with Alejandra Perez appeared first on Life Success Legacy.
In this episode, we’re answering another great audience question: What does LSL actually do—and what don’t we do? Spoiler alert: It all leads back to Nelson Nash and Becoming Your Own Banker. We’ll break down our unwavering focus on Infinite Banking, share personal stories, and discuss why we stay in our lane. Plus, we’ve got […]
The post What We Do & Don’t Do… Psst, It’s All IBC! appeared first on Life Success Legacy.
Join us for an exciting update on the state of the Life Success & Legacy team! Our commitment to Infinite Banking—both for our team and our clients—remains our top priority. In this episode, we’re sharing our plans for 2025, how we’re continuing our mission, and some exciting updates from the team. Tune in to hear […]
The post State of the Team: LSL Updates appeared first on Life Success Legacy.
In this episode, we’re tackling a question that comes up often. It’s rooted in a bit of fear and “what ifs,” but it’s an important one to address: What happens if I find myself in a negative cash flow situation? The truth is, life happens. The good news? Infinite Banking offers a ton of flexibility, […]
The post But what if I experience negative cashflow? appeared first on Life Success Legacy.
In this episode, we’re diving into the spirit of the New Year—not with resolutions, but with a powerful recentering of focus. Join us as we share our personal plans, experiences, and insights, all while exploring how to stay on course in our Infinite Banking journey. It’s a fresh start with purpose and strategy—don’t miss it!
The post New Year, New Focus: Recenter Your Path with IBC! appeared first on Life Success Legacy.
Ever wondered about kid policies and their role in your Infinite Banking journey? We’ve got you covered! In this episode, we dive straight into a topic we’ve teased before: why kid policies matter, when to start them, and how they fit into your IBC strategy. Plus, we’re sharing real-life stories from our own kids’ policies […]
The post What’s the deal with kid policies? appeared first on Life Success Legacy.
In this episode, we tackle a comment we hear all the time—whether it’s in our Boot Camps or our community Discord, this question seems to pop up regularly: “Do I have to be wealthy to start Infinite Banking?” Join us as we break down this common misconception, share personal experiences, and even walk you through […]
The post But I have to be wealthy to start IBC… or do I? appeared first on Life Success Legacy.
Today, we get to celebrate (without roasting!) one of our absolute favorite people—the mastermind behind why each team member now has five personality test results: Chris Bay! Chris is constantly thinking ahead and challenging us to be our best, not just as a team, but for our clients too. We truly wouldn’t be where we […]
The post The non-Roast of Chris Bay appeared first on Life Success Legacy.
Ready to take your Infinite Banking journey to the next level? In this episode, we dive into a core principle: skin in the game. We believe that when you put in the effort to meet us halfway, the rewards you’ll see will multiply. Join the team as we unpack why investing your time, energy, and commitment could be the game-changer you didn’t know you needed. Tune in—it might just be more valuable than you think!
The post Having Some Skin in the Game appeared first on Life Success Legacy.
In this episode, we dive into a question raised at a recent boot camp: ‘But what if I don’t need the death benefit?’ Join us as we explore why the death benefit is a critical piece of Infinite Banking, and discover creative ways it can be used! You won’t want to miss our insights!
The post But I don’t need Death Benefit appeared first on Life Success Legacy.
In this episode, the team takes a deep dive into a key question from a recent Boot Camp: Policy Loans. While we’ve touched on this topic before, this is the first time we thoroughly break down their value and explore the specific benefits of incorporating them into your IBC journey.
The post Policy Loans: Deep Dive appeared first on Life Success Legacy.
Today, we have the privilege of not roasting our fearless leader and the mastermind behind Life Success & Legacy, Mike Everett!
In a special podcast episode, we managed to wrangle all five remaning teammates together for this non-roast (and trust us, it was a blast). Mike’s leadership is, without a doubt, the driving force behind the incredible success of LSL. Whether it’s asking the tough questions, advocating fiercely for both clients and the team to the insurance companies, or just bringing his larger-than-life personality to the table—Life Success & Legacy simply wouldn’t be the same without him.
We owe Mike a lot, and it’s clear just how much he means to us all in this episode. So, buckle up—this one’s a good one! You won’t want to miss it.
The post The non-Roast of Mike Everett appeared first on Life Success Legacy.
In this episode, the team takes the opportunity to celebrate Shelley Forbis, the person who holds everything together and ensures every client is well taken care of. Many of you already know Shelley and her relentless dedication to advocating for our clients, but listen as the team shares how we wouldn’t be who we are without her.
The post The non-roast of Shelley Forbis appeared first on Life Success Legacy.
In this episode, the team delves into a rarely discussed topic: policy maintenance. We start by introducing the key players and then explore important considerations to keep in mind as life moves forward. This is a good one!
The post Policy Maintenance: What does that mean? appeared first on Life Success Legacy.
In this video, the team talks about the challenges of finding like-minded individuals in the Infinite Banking space. To address this, we’ve created the LSL IBC Community Discord! This community is designed to be a space where our clients can connect, share ideas, and support each other through the ups and downs of the Infinite Banking journey. If you’re interested in joining, just reach out to our team, and we’ll send you the link!
The post The LSL IBC Community appeared first on Life Success Legacy.
In this episode, Chris has the pleasure of interviewing two of the LSL Team’s favorite people: Pei and Nino. They are not only valued clients and enthusiastic advocates for LSL but are also embarking on many exciting adventures of their own. Tune in to discover how you can get involved with what they’re up to!
You can listen to ‘Finding Financial Fitness’ on Apple or wherever you listen!
The post Interview with Pei Chen and Nino Gonzalez! appeared first on Life Success Legacy.
In this episode, Chris has the privilege of interviewing Shelley Forbis! While she prefers to stay in the background, ensuring our clients receive the highest level of care, her story deserves to be shared. Take a listen, and you’ll understand why the LSL team feels 100% blessed to have her.
The post Shelley Forbis Interview! 2024 Updates appeared first on Life Success Legacy.
In this episode, we have the opportunity to non-roast our amazing team member and undisputed passive income champion, Mike Kwong! We’ve brought in Haley as an additional roaster—oops, I mean supporter. Her insights, combined with those of Mike, Mike and Chris, create a very fun and heartwarming podcast. Take a listen, and we think you’ll agree: Mike Kwong is one of the absolute best.
The post The non-Roast of Mike Kwong appeared first on Life Success Legacy.
In this episode, we discuss a statement we hear all the time. “My friend says I can get cheaper whole life insurance!” Our immediate reply? Yes, you can! But it all comes down to your purpose. Listen in as we cut through the noise to show you how properly designed, dividend-paying whole life insurance can transform your financial landscape.
The post My friend found high cash value Whole Life for way cheaper. Can it be? appeared first on Life Success Legacy.
In this exciting episode, Chris sits down for an insightful interview with none other than Kish Rao, one of our esteemed associate coaches! With a longstanding friendship that spans years, Kish’s journey culminated in his appointment as an associate coach in 2023. As Chris delves deep into Kish’s passion for IBC and his unwavering commitment to empowering others, listeners are treated to a wealth of wisdom and inspiration.
But the conversation doesn’t end there! If you’re eager to connect with Kish or become a part of his transformative club, you’re in luck. Here’s how you can reach out to him or join his community of like-minded individuals striving for personal growth and success.
Join my club: https://bit.ly/investment_club_signupHave a chat with me: http://www.meetwithkish.com
The post Interview with Kish Rao! appeared first on Life Success Legacy.
In this episode, we do a follow up discussion about the 2024 Annual Think Tank. We talk about the event, the speakers, the community and more. Some of it is silly, but all of it is good. Take a listen to see why this event is and will continue to be valuable to the Life Success & Legacy team.
The post Think Tank Follow Up & Takeaways appeared first on Life Success Legacy.
In this episode two Mikes and a Chris discuss the PUA. We’ve discussed the PUA a lot on this podcast, but always from the technical perspective. Mingled in with the technical, this episode provides a broader look at the PUA and even discusses some of the pitfalls that can be experienced. Take a listen.
The post What’s the deal with PUA appeared first on Life Success Legacy.
In this video, the Mike’s discuss our experiences and expectations for the upcoming Think Tank. It will be the first time that the whole team has attended!
The post Think Tank Preview appeared first on Life Success Legacy.
In this episode, we rewind the clock and journey back to when each of us got into IBC and what our Why was. Everett discusses the team Why and then each of us tells our personal story. Our hope is that this episode inspires current or future clients to dig into the ever so important Why.
The post Looking back at our Why. appeared first on Life Success Legacy.
In this episode, the team reflects on the recent holiday season and the possible conversations that might have come up. Namely, conversations about Infinite Banking. Whether you’re an agent or a client, you might get asked what you do for a living, or maybe how you manage your money. Listen to see what the team does in these situations, and what we recommend you do!
The post Want to have an engaging conversation about IBC? Start here. appeared first on Life Success Legacy.
In this episode we discuss a topic we’ve covered in a couple of different ways throughout the podcast; the wind current. However, we’ve never broken down all of the language that surrounds the phrase and how it applies to Infinite Banking! Take a listen and see if you already knew how it all works, or maybe you learned a thing or two!
The post Turning the Wind Current: Outside vs Inside Debt appeared first on Life Success Legacy.
In this episode, we discuss convertible terms. We’ve touched on this topic several years ago and felt a refresher was in order. Take a listen to see how the Life Success & Legacy team coaches our clients on how to integrate convertible terms into their Infinite Banking strategy. Also, listen to some personal stories on why the team finds them so valuable.
The post Convertible Terms. Why are they important? appeared first on Life Success Legacy.
In this episode, we tackle a recent Boot Camp question. Is it smarter to attack debt first, with your IBC plan, or go for passive income through investments? Take a listen to see how the Life Success & Legacy team does it personally as well as how we could coach you through the process!
The post Debt or Investments? Which should I do first? appeared first on Life Success Legacy.
In this episode, the team tackles a question from our recent boot camp about different ways to implement Infinite Banking. Does it always have to be Whole Life Insurance, or can we use another product? Take a listen to see how Nelson thought about this, and how the Life Success & Legacy team coaches! We think you’ll enjoy!
The post Is Whole Life the only way to do IBC? appeared first on Life Success Legacy.
In this episode, the team revisits a question we answered many years ago, but with fresh takes and new perspectives. How long DO you have to pay premiums? Take a listen and let us help you get out of the ruts!
The post How long do I have to pay premiums? appeared first on Life Success Legacy.
In this episode we tackle a question that we get all the time, in many formats: What size of policy should I start with?! As you’ll learn, the short answer is, don’t worry about it! However, Mike Everett, Chris Bay and Michael Crawford dig a little deeper to give you insight on how to find […]
The post The Burning Question: What size policy to start with? appeared first on Life Success Legacy.
In this episode, we revist the Life Success & Legacy story. It has been several years since we did a deep dive into the history of LSL and how each of us joined the team. For those of you who’ve been around a while, this is a fun refresh. If you’re new, enjoy!
The post LSL Story – 2023 Updates appeared first on Life Success Legacy.
In this episode the team has the opportunity to answer a comment from a listener on YouTube! We love this stuff. Our team thrives on being open and transparent in our pursuit of financial freedom through Infinite Banking. Being skeptical is perfectly acceptable! In fact, all of us have had those moments of skepticism and […]
The post YouTube Comment appeared first on Life Success Legacy.
In this episode, the team dives into a principle from Nelson we talk about all the time; think long range. We get asked a lot by clients how they can make thier system go faster, or how they can ramp it up, and it always comes back to thinking long range. Even as coaches we have to implement this principle when we’re building strategies for clients! Take a listen, while the principle might not be new, we dig deeper into its value.
The post Thinking Long Range. Why it Matters. appeared first on Life Success Legacy.
In this episode Chris has the honor of interviewing mother-daughter power team Winnie and Emaghea Lau. They have created a program called ‘Cash Smart for Life’ that helps parents teach their kids how to be financially independent! During the interview we learn the story behind the project, exciting news about the book being released in […]
The post Interview with Winnie and Emaghea Lau appeared first on Life Success Legacy.
In this episode we take a look back and discuss things we might have done differently when we first started our Infinite Banking journey. Mike E, Chris and Mike C go into detail about their own plans, things they’ve learned and how it’s affected how we, as a team, coach our clients. Take a listen […]
The post Looking Back: Things we would have done different. appeared first on Life Success Legacy.
In this episose Chris has the opportunity to interview Haley Davidshofer! Haley has been an avid learner of IBC over the last several years. Her journey includes a different look at who to insure, the structure of said policies and how to better utilize the policies long term. She also has learned how to begin […]
The post Interview with Haley Davidshofer appeared first on Life Success Legacy.
In this episode the team ponders the idea of taking a tax exemption vs getting multiple uses of every dollar. The thinking exercise focuses on 529’s and HSA’s. Everett will expound upon Willie Sutton’s law from Nelson’s book and use this as a reference when contemplating these tax exceptions. Put that all together and you […]
The post Take a tax break? Or get multiple uses of your dollar? appeared first on Life Success Legacy.
In this episode, we dive into a question that even we have asked! When does it get good? This can be asked in many different forms, and the team works to break down each angle and give our perspective. This is a fun one full of good information and laughter!
The post When Does it Get Good? appeared first on Life Success Legacy.
In this episode Chris and the Mike’s discuss skinny policy design. We get asked this question all the time, “Is there a way to make my policy grow faster on day one?” Typically, the solution for faster growth is to modify the policy design structure. Take a listen to see what the team thinks of this approach and how we help our clients think long term.
The post Our thoughts on Skinny Policy Design appeared first on Life Success Legacy.
In this episode, Mike Everett, Chris Bay and Michael Kwong discuss a question we get all the time; What’s the best type of policy for IBC? There is a lot of noise out there about this topic, and the Life Success & Legacy team is here to set the record straight. Take a listen and find out!
The post The best type of Policy for IBC appeared first on Life Success Legacy.
In this episode, we discuss a boot camp question that we get all the time; policy loan interest rates. Mike Everett, Chris Bay and Michael Crawford unpack this topic by giving more insight into how policy loans work and the role they play in the bigger picture of Infinite Banking. Take a listen, if you haven’t heard us answer this question before, you might be surprised!
The post Interest Rates and Picking an Insurance Company appeared first on Life Success Legacy.
In this episode, we discuss the question, “What about a contingency fund?” There are many reasons to need a contingency fund in life, that doesn’t change when you are using Infinite Banking! We discuss real life examples, some personal and some redacted client stories. This is where having a team of coaches with a wide range of experiences comes in handy! Take a listen!
The post Accounting for a contingency fund appeared first on Life Success Legacy.
In this episode, Chris has the honor of interviewing Taryn Souza! She is an awesome entrprenuer who found Life Success & Legacy through a coworker, Haley! Taryn isn’t an LSL client, but she is 100% invested in learning about Infinite Banking! Take a listen and hear her inspiring story and journey towards taking control of her financial future! Also, check out her super cool business:Fortissimo Ad Strategy LLC
The post Interview of Taryn Souza appeared first on Life Success Legacy.
In this episode, Mike Everett, Chris Bay and Michael Crawford dive into a question we get somewhat regularly. What do we look for in an insurance company, especially as it pertains to Infinite Banking. We take the approach of answering this question from two angles; one as agents and two as clients. We don’t go into details about which companies, but we do dive into how the companies we tend to work with function and what is important for you as clients to seek out. Enjoy!
The post What to look for in an Insurance Company appeared first on Life Success Legacy.
In this episode, Mike Everett and Mike Kwong dive into their experiences from this years Think Tank! Kwong has never been and Everett has only missed two! This is a cool look behind the curtain of the Nelson Nash Institute annual Think Tank from the LSL team!
The post Thoughts from the Think Tank appeared first on Life Success Legacy.
In this episode Mike and Chris discuss a question we get all the time; what are insurance riders. Many of our clients, and potential clients, have heard of the Flexible Paid Up Additions (FPUA) rider, as it is an integral part of the Infinite Banking Process. However, are there others to consider, and if so what are they and how do they work? Take a listen to find out more!
The post Insurance Riders: What are they? appeared first on Life Success Legacy.
In this episode Mike, Chris and Michael discuss the NNI Think Tank. What is it, who can attend and why do we go back. Take a listen to see how our team stays on the front end of Infinite Banking!
The post The Neslon Nash Institue Think Tank appeared first on Life Success Legacy.
In this episode Chris Bay and Mike Kwong, with support from Mike C, discuss their two books, ‘Family Banking with Purpose’ and ‘DIBS on Your Money!’. We dive into the books origins, how they fit with Nelsons BYOB and how they can be an integral part of your IBC journey. Enjoy!
The post LSL Team Books: The role they play appeared first on Life Success Legacy.
In this episode, Mike, Chris and Mike Kwong dive into another great boot camp question; external lines of credit. We talk a lot about Nelson’s five main principles, which include: Don’t do business with Banks. What did Nelson mean, do external lines of credit fall outside the parameters of the Infinite Banking Concept? Take a listen and find out what the LSL team teaches and practices!
The post External lines of credit. Are they good? Should I have them? appeared first on Life Success Legacy.
In this episode Mike, Chris and Michael discuss a real life application of the Infinite Banking Concept. We often get asked what practical ways you can apply IBC, other than debt reduction. We tackle ideas like: Using your system to hold and pay your taxes, or paying annually on a recurring expense, and more! Take […]
The post Applying IBC – Taxes, Recurring Expenses & More! appeared first on Life Success Legacy.
In this episode Chris interviews Mike Kwong about the release of his new book, ‘DIBS on Your Money’! They discuss everything from the inspiration for the book, how his daughter and wife contributed and the foundation for the book. This is a good one; take a listen!
The post DIBS on Your Money – Mike Kwong’s new book! appeared first on Life Success Legacy.
In this episode Mike, Chris and Michael discuss a couple of the interesting questions we fielded during the October Boot Camp. First, do you need debt to make IBC work? And, if I have a large pool of assets already, is IBC even necessary. We combined these questions since the approach to both answers goes […]
The post October Boot Camp Questions – A Deeper Dive appeared first on Life Success Legacy.
In this episode Mike, Chris and Michael discuss a question we get all the time. How does the process work for us when we design strategies as a team on Mondays. Many times people are surprised at the level of detail we go to in order to ensure the strategy is designed as precisely as […]
The post A Look at Strategy Design Monday appeared first on Life Success Legacy.
In this episode Chris interveiws Mike Crawford, again. Four years after the original interview, Chris and Mike catch up on what has changed since that recording. The topics include, how Mike’s role has changed within LSL, family updates and policy design! This one is definitely worth a listen.
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In this episode, Mike Crawford interviews the newest team member of Life Success & Legacy, Mike Kwong. Many of you may already remember an interview Chris did with Mike and his wife Pei back in 2019. Since that interview, Mike has steadily become a more integral part of the LSL team and together Mike and […]
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In this episode Mike and Chris discuss the chapter in Nelson’s book titled, “What if I am uninsurable?” This is a super common question we get from clients and potential clients. This chapter discusses how you can still get an IBC plan going, even if you happen to be uninsurable. Listen as Mike and Chris […]
The post What if I am uninsurable? (The lost episode) appeared first on Life Success Legacy.
In this episode, Mike, Chris and Mike C go into detail about wind current. Many times at boot camps, or other events and coaching sessions, people point out how invested we are in turning the wind current. We discuss the reasons behind our passion for turning the wind current as well as discuss the tool […]
The post What’s the deal with Wind Current? appeared first on Life Success Legacy.
In this episode Mike and Chris revisit policy loans. More specifically, they discuss the name and how it has caused confusion in the Infinite Banking world. Nelson’s chapter ‘Creating the Entity’ plays a big part of this podcast. Listen to see how the Life Success & Legacy team works to scrub the language and make […]
The post Policy Loan… is that the right name? appeared first on Life Success Legacy.
In this episode Mike Everett, Chris Bay and Michael Crawford take a look back at where the podcast started and where it’s at, how IBC has changed in Everett’s 17+ years and our commitment to our clients and the principles Nelson left us.
The post Life Success & Legacy’s 100th Episode! appeared first on Life Success Legacy.
In this episode, Mike & Chris dive into another frequent question, Investments. But not the way you’re thinkinig of investments. Nelson starts off Becoming Your Own Banker by stating, “This book isn’t about investments of any kind… [but] it’s about how one finances the things of life…” right? However, the last half of that sentence […]
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In this episode Mike and Chris walk through another popular Boot Camp question; dividends. There are many different schools of thought on the topic of direct vs non-direct when it pertains to the dividends of your Infinite Banking policy. Throughout this episode, Mike and Chris refer to several sources, including Nelson himself, to ‘demystify’ dividends […]
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In this episode, Mike and Chris go over another very popular Boot Camp question; Where are the risks? Often times, when people begin exploring Infinite Banking, it seems ‘too good to be true’ at times. Thus, the question of risk immediately pops into our head! Take a listen to what Mike and Chris have to […]
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In this episode, Mike and Chris tackle another very common boot camp question. This one deals with multiple aspects of Infinite Banking, namely think long term. Because in order to see the benefits of franchising, you have to think beyond the first policy. Listen and let us know how you have or plan to implement […]
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In this episode, we tackle another boot camp question that comes up all the time, and has for years. Why isn’t Infinite Banking more popular, or why aren’t more people doing this? A few years ago, we addressed this question and now Mike and Chris are back to update our listeners. (Spoiler, the answers are […]
The post Why isn’t Infinite Banking more Popular? appeared first on Life Success Legacy.
As we embark on the next phase of the LSL podcast, we shift from Nelson’s Becoming Your Own Banker and begin diving deeper into questions that we get repeatedly at our live or virtual boot camps. The first one is how to get started! Becuase Infinite Banking is so vastly different than what we’ve been […]
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Our two year adventure of walking through Nelson Nash’s Becoming Your Own Banker is at an end. In this episode, Mike, Chris and Mike C go over the journey and talk a little about the books that have inspired them along their IBC journey! Below is a list of the books we mentioned! (in no […]
The post Wrapping Up – BYOB #39 appeared first on Life Success Legacy.
As we near the end of our book walk through Nelson’s Becoming Your Own Banker, Mike and Chris review the Points to Consider. There are seven topics that, in one page, Nelson imparts his wisdom. Listen as Mike and Chris expand upon this wisdom with a bit of their own!
The post Points to Consider – BYOB #38 appeared first on Life Success Legacy.
In this episode Mike and Chris dive into Nelson’s viewpoints on the monetary value of college. This isn’t a chapter that we spend a lot of time on, but it is a valuable chapter. Like most of Nelson’s book, this topic is intended to make you stretch your thinking and challenge the ‘status quo’. We […]
The post A Different look at College – BYOB #37 appeared first on Life Success Legacy.
In this episode Mike and Chris discuss an extremely important chapter, not only to Nelson, but to them as well. This chapter is where the inspiration for Chris Bay’s book Family Banking with Purpose came from. Take a listen to hear how it has shaped their Infinite Banking journey and how they have used this […]
The post Even Distribution of Classes – BYOB #36 appeared first on Life Success Legacy.
In this episode Mike & Chris tackle one of the biggest hurdles to many people truly understanding Infinite Banking; rates of return. In fact, Chris discusses his own struggles with this prior to his family diving into IBC. We believe that when this chapter begins to make sense, you are well on your way to […]
The post Higher Rate of Return – BYOB #35 appeared first on Life Success Legacy.
In this episode, Mike and Chris dive into the Cost of Acquisition. Nelson uses the anecdote from Lee Iacocca’s book ‘IACOCCA’ to explain how difficult, and costly, it can be to play the games of banks. This paints a perfect picture of why Infinite Banking provides ultimate autonomy to YOU the policy owner. Why you […]
The post The Cost of Acquisition – BYOB #34 appeared first on Life Success Legacy.
In this episode Mike and Chris talk in depth about Nelson’s feelings surrounding ‘retirement’. As we all know, Nelson had very strong opinions about several things in life, and this is no different. Take a listen to this longer-than-normal episode to learn what Mike and Chris take away from this chapter, and how it applies […]
The post The Retirement Trap – BYOB#33 appeared first on Life Success Legacy.
In this episode Mike and Chris dig into the capitalizing and implementing your system chapter. This is a transitional chapter from the more foundational and technical aspects of Infinite Banking into application and ways to stimulate your imagination. While this is only a one page chapter, there are several important things to consider. Nelson is […]
The post Capitalizing Your System and Implementation – BYOB #32 appeared first on Life Success Legacy.
In the last episode, Mike and Chris wrapped up the equipment financing section… almost. There were some that had concerns over the very high dividend scale from when the book was originally published. So Nelson decided to present a new illustration representing a more conservative dividend scale. Listen to see how the numbers turned out. […]
The post Equipment Financing – Addendum – BYOB #31 appeared first on Life Success Legacy.
In this fourth and final episode of the equipment financing section, Mike and Chris unpack the big picture of this section. It’s long, but 100% worth it. Remember it’s the Infinite Banking Concept, not the one size fits all concept. If you grasp this section, the possibilities are endless! Enjoy!
The post Equipment Financing – Part 4 – BYOB #30 appeared first on Life Success Legacy.
Mike and Chris continue working through the equipment financing section of Neslon’s Becoming Your Own Banker. This portion is where you truly begin to see the power of Infinite Banking and how it has nothing to do with the insurance policy, but has everything to do with the owner of the policy. If you’re hung […]
The post Equipment Financing – Part 3 – BYOB #29 appeared first on Life Success Legacy.
In this episode, Mike and Chris go deeper into the equipment financing chapter of the book. Which is beginning to transition away from the individual application of Infinite Banking into strategies suited for businesses. Join as Mike and Chris unpack this complex section of Nelson’s book.
The post Equipment Financing – Part 2 – BYOB#28 appeared first on Life Success Legacy.
In this #tbt podcast, Mike Crawford is the subject! We dive into the way he got introduced to Mike Everett, his immersion into Infinite Banking and the story of how he and his family are implementing IBC. We hope you enjoy this deep dive with another of our teammates! Mike Crawford interview transcript. Chris Bay: […]
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In this very special episode, Mike Crawford interviews author Chris Bay about his new book, ‘Family Banking with Purpose.’ In his book, Chris uses relatable circumstances that we have all been through. These scenarios can be used to help families implement Infinite Banking in their lives and create financial freedom. Pick up a Kindle copy […]
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Mike and Chris are digging in for this multi-part podcast on Equipment Financing. For those of you who wanted numbers, here it is. This chapter really starts unfolding the benefits of using Infinite Banking by providing multiple examples of the same situation. This episode is foundational, you may want to listen twice!
The post Equipment Financing – Part 1 – BYOB #27 appeared first on Life Success Legacy.
In this episode, Mike and Chris go into one of Nelson’s most intriguing chapters and, for that matter, opening sentences of a chapter. If you’re a veteran follower of the Infinite Banking Concept, you know what it is. For those who are new, you’ll have to listen to find out!
The post Expanding the System to Accommodate all Income – BYOB #26 appeared first on Life Success Legacy.
In this #tbt podcast that originally aired March of 2018, the reigns are taken from Chris Bay and handed to Michael Crawford! We drill down into how Chris and his family got started, where they had taken IBC up to that point and more! Take a listen and see where Chris was three years ago […]
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Mike and Chris work through the second half of this awesome chapter by going in to depth on Nelson’s vehicle purchase example. They drill down into the C/D method and the Infinite Banking method, since they are the only two ways to be ahead in the scenario. What might surprise you is the difference financially.
The post Start Building Your Own Banking System – Part 2 – BYOB #25 appeared first on Life Success Legacy.
In this episode, Mike and Chris dive into Nelsons chapter titled ‘How to Start Building Your Own Banking System.’ Part of Nelson’s brilliance is how he can bring high level economics down to the you and me level. This chapter is no different. He compares five methods for purchasing a vehicle, something we’ve all done. […]
The post Start Building Your Own Banking System – BYOB #24 appeared first on Life Success Legacy.
In the wrap up of the Create the Entity section, Mike and Chris discuss Universal and Variable Life in relationship to Infinite Banking. They talk about how Nelson felt about those products and the reasons why he had those opinions. Enjoy!
The post Create the Entity – Part 4 BYOB #23 appeared first on Life Success Legacy.
In the third part of Creating the Entity, Mike and Chris expand upon Nelson’s idea of having multiple policies to accomplish the long term goals of Infinite Banking. They also reiterate how Whole Life Insurance is misclassified. Pay close attention to this one. The principles are integral into the success of Infinite Banking and center […]
The post Creating the Entity – Part 3 BYOB #22 appeared first on Life Success Legacy.
Chris interviews Mike Everett in the first of our team interviews. We cover the gamut and think you’ll enjoy this #tbt post! Mike Everett Interview. Transcript Chris Bay: Welcome to the Life Success Legacy Podcast. My name is Chris Bay and I’m joined today with the founder of Life Success & Legacy, Mike Everett. Chris […]
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Mike and Chris pick up right where they left off and continue to the ins and outs of creating the entity. Nelson spends time explaining the classification of Whole Life, which he contends should have been called a ‘banking system with a death benefit thrown in for good measure’. Remember, we used to think that […]
The post Creating the Entity Part 2 – BYOB #21 appeared first on Life Success Legacy.
This next section will be a multi-part podcast on the idea of Creating the Entity. Mike and Chris take a dive into the world of Life Insurance Actuaries… yeah, we know you’re riveted. However, this is critical to understand, if we are to understand Whole Life Insurance, and how it is the best tool for […]
The post Creating the Entity – Part 1 BYOB #20 appeared first on Life Success Legacy.
In this #tbt podcast we review the question that we get all the time; is Infinite Banking a scam. The original podcast was released in February of 2018, and honestly, the question probably gets asked more now than back then. We all get so caught up into our current way of thinking, that when something […]
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This week would have been Nelson Nash’s 90th birthday and in this episode Mike and Chris pay homage to the man that impacted their lives so much. In fact, we know he left his mark on thousands of people. We hope you enjoy this short tribute.
The post Happy Birthday Nelson appeared first on Life Success Legacy.
In this #tbt podcast, Mike and Chris dive into something we hear all the time, that whole life insurance is a bad place to store your money. In fact, I bet you’ve either said it yourself, or heard someone make the claim. However, this is the absolute brilliance of Nelson Nash and his Infinite Banking […]
The post Whole Life Insurance is bad, right? appeared first on Life Success Legacy.
Nelson wrapped up the Human Problems section with a one page chapter on the topic of Use It or Lose It. Mike and Chris venture down into the main principle, EVA, or Economic Value Added. Which is the “recognition of the fact that your own capital has a cost, as well as that which has […]
The post Use It or Lose It – BYOB#19 appeared first on Life Success Legacy.
This weeks #tbt podcast was originally released January 4th, 2018. The sustainability of Infinite Banking has very little to do with the concept itself, but is a question about the insurance industry itself. I believe this question is rooted in the uncertainty of the federal reserve and our monetary system, and as a result, we […]
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Nelson states, “This phenomenon probable limited the achievements of mankind more than anything else. When this ‘thing’ infects us, we stop growing, stop learning. We turn off or tune out the ability to receive inspiration — because we ‘already know all there is to know.'” If that doesn’t make you stop and ponder for a […]
The post The Arrival Syndrome – BYOB #18 appeared first on Life Success Legacy.
In this #tbt post, Mike and Chris talk through a question we get all the time. Is Infinite Banking too good to be true? Honestly it’s a question most of us have asked too! Take a listen to this podcast, and we feel you will be pleasantly surprised that our goal is not to ‘prove’ […]
The post Is IBC Too Good To Be True? appeared first on Life Success Legacy.
In this #tbt episode Mike and Chris break down the reasons so many of us have never heard of Infinite Banking. Mike separates it into three main points: 1. Nelson didn’t write Becoming Your Own Banker until 2000. 2. There aren’t enough IBC practitioners. 3. Third, it takes time and energy to educate yourself about […]
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“Those who have the gold make the rules” – Nelson Nash. This episode of our book walk through Becoming Your Own Banker continues to reveal more truths about money. Mike and Chris unwrap The Golden Rule principle, and wow is there a lot to unpack. We think you’ll like this episode, but be prepared, it […]
The post The Golden Rule – BYOB #17 appeared first on Life Success Legacy.
In this #tbt we wrap up the Policy Design discussion by going into the details of what Nelson discovered. So many of us buy life insurance for just the death benefit and never think of the possibilities that lie within that contract. Mike continues to challenge us and asks which is more important to you […]
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In this weeks #tbt, Mike and Chris go into more details about the types of life insurance, why most people buy life insurance, and how Nelson, through his own struggles, came to realize the true power of whole life insurance. This part 1 of policy design does really give context to how Infinite Banking works […]
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In this episode Mike and Chris dive into Willie Sutton’s Law. Nelson had a lot of well thought out opinions on things. So why does he follow up the Human Problems with a chapter about a notorious bank robber? Well, I will steal from Nelson (via Willie), “Wherever wealth is accumulated someone will try to […]
The post Willie Sutton’s Law – BYOB #16 appeared first on Life Success Legacy.
The first chapter of Section 2 is the Human Problems… Gulp. Nelson knew it was important to tackle this topic first, because we all struggle with these issues. The whole chapter is one page, but it’s a packed one page! Take a listen to how Mike and Chris dissect the human problems and even give […]
The post The Human Problems – BYOB #15 appeared first on Life Success Legacy.
This #tbt podcast is from August of 2017 and over three years later, it’s still one of the most asked questions. How do you actually get started in Infinite Banking? Listen to how Mike and Chris reframe the conversation and you might just realize that getting started is the easy part, it’s getting out of […]
The post Getting Started with Infinite Banking appeared first on Life Success Legacy.
This #tbt is awesome. Mike and Chris dive into the heart of who we are. Why do we exist? “To inspire financial hope and freedom by revealing little-known truths about money while investing in trusting, long-term relationships.” That sentence is more than just our mission statement. Take a listen, you will not be disappointed! Original […]
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We are officially buttoning up Part 1 of Nelson’s Becoming Your Own Banker book review after thirteen AWESOME episodes… whew!! We’re having so much fun taking this deep dive into each chapter of this life changing book. In this episode, Mike and Chris go through the review on page 27 (5th edition) and start with […]
The post Review of Part 1 – BYOB #14 appeared first on Life Success Legacy.
This podcast is a wrap up of section one of Nelson Nash’s Becoming Your Own Banker. Mike and Chris highlight the chapters, review key points and sum up the information packed section. After you watch this one, go back and watch the other episodes in this chapter!
The post Section One Wrap Up – BYOB #13 appeared first on Life Success Legacy.
In this weeks #tbt podcast, we dive into the third pillar of Infinite Banking. It is probably something that all of us have pondered recently, considering the volatility of the markets with its roller coaster highs and lows. Yes, I am speaking of retirement. That formidable ambition that can keep us up at night wondering […]
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In this #tbt episode, we’re getting into the second pillar of Infinite Banking; How to Finance Everything! This is a critical aspect of Infinite Banking and it can uncover limitless possibilities. As Nelson used to say, this concept, and the ideas within are only limited by your brain. Listen to this early podcast and let […]
The post Learn How to Finance Everything! appeared first on Life Success Legacy.
Part 4 of this chapter, Creating Your Own Banking System, is amazing. There is so much crammed into this episode you may have to listen twice. So, sit back and enjoy as Mike and Chris dig deeper into the nitty gritty of life insurance, the need for protection and the idea of being insurance poor. […]
The post Create Your Own Banking System PT 4 – BYOB #12 appeared first on Life Success Legacy.
In part three of this ultra packed chapter, Mike and Chris dive into the way insurance actuaries “overbuild” policies. They also discuss dividends. What are they? How do they work? And are they helpful when considering Infinite Banking?
The post Create Your Own Banking System Pt 3 – BYOB #11 appeared first on Life Success Legacy.
Today’s #tbt repost is the first of the four pillars of Infinite Banking. In the last #tbt we posted the short introduction to all four pillars, here, we dive in and get a more detailed look at exactly HOW Infinite Banking can help US take control of our finances. Learning to overcome the wind-current we […]
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In part two of Creating Your Own Banking System, we continue unpacking this dense chapter and helping you get the most out of all that Nelson is trying to teach us!
The post Create Your Own Banking System Pt.2 – BYOB #10 appeared first on Life Success Legacy.
In this #tbt we are reposting our second podcast titled The Four Pillars of Infinite Banking. We are adding the transcript as well, just as an extra way to dive into the content. Let us know what you think by adding a comment to the page! Chris Bay:Welcome to the Life Success & Legacy podcast. […]
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In this episode we begin discussing a very packed chapter of Nelson’s Becoming Your Own Banker… How to actually create your own banking system. This first part we touch on the idea that you finance everything you buy. Listen to what Nelson was getting at.
The post Create Your Own Banking System – BYOB #9 appeared first on Life Success Legacy.
In this episode Mike and Chris unpack Nelson’s chapter on creating a bank like the ones we already know. What does that even mean? How can we create a bank like the ones on the street corners? Take a listen and find out. It may just surprise you to find out how simple the process […]
The post Creating a bank like the ones we already know – BYOB #8 appeared first on Life Success Legacy.
In this podcast Mike and Chris discuss the problem from Nelson’s Becoming Your Own Banker. This can be a pivotal moment in the understanding of Infinite Banking. We all struggle with ‘the problem’, but as Mike and Nelson have said, “Do you want to get better?” Take a deep dive, we think you’ll enjoy it!
The post The Problem – BYOB #7 appeared first on Life Success Legacy.
In this episode of the Becoming Your Own Banker book walk, Mike and Chris discuss one of Nelson’s most important concepts, The Grocery Store. Pay close attention, this one is packed with a ton of information!
The post The Grocery Store – BYOB #6 appeared first on Life Success Legacy.
In this episode, Mike and Chris dive into one of Nelson’s most simple, yet complicated concepts; imagination. We can all get stuck in our old way of thinking and we must remember that the Infinite Banking Concept is, as Nelson would say, only limited by your imagination! Please enjoy this episode!
The post Imagination – BYOB #5 appeared first on Life Success Legacy.
In this episode Mike and Chris tackle Page 12 of Nelson’s Becoming Your Own Banker which is aptly named ‘How the Infinite Banking Concept got started’. Chris immediately points out one of Nelson’s often used phrases, “Hardship often helps us to see things to which we are normally blind.” This introduction to the birth of […]
The post How the Infinite Banking Concept Started – BYOB #4 appeared first on Life Success Legacy.
In this episode, Mike and Chris dive into the first official section of Nelson’s Becoming Your Own Banker titled, very fittingly, Becoming Your Own Banker. Ha! Unpacking this portion of the book is very important in understanding how Nelson chose to frame the conversation about Infinite Banking right from the beginning. Take a listen, we […]
The post Becoming Your Own Banker – Part 3 appeared first on Life Success Legacy.
In this second episode of our Becoming Your Own Banker walk-through, Chris and Mike finish up the very first section of the book. We spent extra time on this part, as we feel Nelson put a lot of gems in these first few pages of his book. We want to pay respect to his legacy […]
The post Becoming Your Own Banker Intro – Part 2 appeared first on Life Success Legacy.
In this episode Mike and Chris start a new journey. We are going to be taking a deep dive into Nelson Nash’s Becoming Your Own Banker, and we start with page 1! Our goal is to honor the book as well as Nelson himself. By taking the years of experience that Mike and Chris have, […]
The post Diving into Becoming Your Own Banker – Intro appeared first on Life Success Legacy.
In this episode Chris has the great opportunity to chat with Michael Hon! They discuss everything from Michael’s entrepreneurial background, his coming of age story, and even a little Infinite Banking! Please take a listen and make sure to check out all the things Mr Hon has been leaving his awesome mark on. Key Life […]
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In this episode Chris and Mike discuss the Convertible Term policy. What it is and if it’s even good! Take a listen and see if and how a properly structured Convertible Term policy could fit into your life insurance portfolio!
The post Convertible Term – What is it? Is it good? appeared first on Life Success Legacy.
In this episode Chris and Mike discuss life insurance premiums… Are they just another bill, or could you consider them a deposit into your own banking system? Listen to what Chris and Mike think and how that can be applied to your lives! If you would like to learn more, please contact us today!
The post Premiums – Bill or Deposit? appeared first on Life Success Legacy.
In this episode Chris and Mike answer one of our most commonly asked Boot Camp 2 questions. What if I get denied? How does the underwriting process and possible denial of coverage affect your Infinite Banking plan? Can you ever reapply for coverage? Listen to hear how Chris and Mike answer and see if it’s […]
The post What if I get denied? appeared first on Life Success Legacy.
In this episode, Chris dives into the idea of ‘culture’ with Frank and Rachel who know a lot about it. Why? Well, that’s what they do! For a living… Tune in and see why this idea of culture is so important to not only your workplace, but also to those you may interact with in […]
The post Interview with the Keck’s Part 2 appeared first on Life Success Legacy.
Are you ready? In this episode, Chris interviews Frank and Rachel Keck and it’s awesome. They are longtime friends with the Bay’s and their excitement for Infinite Banking is real. This high energy interview is full of great info and we hope you enjoy it!
The post Interview with the Kecks appeared first on Life Success Legacy.
In this episode, Chris has the opportunity to chat with Pei and Mike from Sugar Land Texas. What’s really cool about this, well beside the fact they are amazing people, they found us through this very podcast series! Take a listen and hear how they use IBC and what they do for their community.
The post Interview with Pei and Mike! appeared first on Life Success Legacy.
Chris interviews Scott and Jena Sales from Pella Iowa! They’re a great family with an awesome Infinite Banking story to tell. Take a listen and see what you can learn.
The post Interview with Scott and Jena Sales appeared first on Life Success Legacy.
This interview was recorded in August of 2018 and to date, it’s one of our favorite interviews. March of 2019, Gregg took his place in Heaven and we felt we should re-release his podcast. Chris Bay recorded a new short intro to the interview, which is a nice tribute and remembrance of Gregg. Take a […]
The post Gregg Hielema interview from August 30th, 2018 appeared first on Life Success Legacy.
In this episode, we take the interview international… Canada! We have the pleasure of chatting with the one and only Richard Canfield. He’s an IBC Practitioner, proud Canadian, and an all around great human; who we have the great honor to call friend. This one is a little longer than usual, but I can promise […]
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In this episode we have the privilege of interviewing Dr Eric Benson. He is a staunch supporter of Life Success & Legacy, an accomplished chiropractor and an all around great man. Chris dives into some of Dr Benson’s hobbies, passions and how he uses Infinite Banking in his life. He has some great knowledge and […]
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In this episode, Mike Crawford has the opportunity to interview Shawn Bay, Chris’s wife! She tells how they got started in their Infinite Banking journey and how it has completely changed the way their family thinks about and handles finances. We also get a little history about Shawn’s former life as a part of a […]
The post Shawn Bay tells her side of the IBC story. appeared first on Life Success Legacy.
In this episode, Chris has the opportunity to talk with Mary Jo about how she found Infinite Banking and created her book. Her passion for ranchers, farmers and Infinite Banking are apparent. Take a listen and check out her website and books. It’s worth your time. Click below to learn more about Mary Jo! Farming […]
The post Chat with Mary Jo Irmen appeared first on Life Success Legacy.
Listen as Mike and Chris dive into one of the most fascinating topics within the Infinite Banking Concept – Retirement. Nelson doesn’t even say the word, which makes sense, he is still working at 87! This one is worth a listen.
The post Is retirement a four letter word? appeared first on Life Success Legacy.
In this episode, Mike and Chris discuss one of the foundational aspects of Infinite Banking, capitalization. It can be one of the most powerful and scary aspects of IBC. Listen to learn how Mike and Chris had different approaches and how it might fit into your life with Infinite Banking.
The post Capitalization of the system appeared first on Life Success Legacy.
In this episode, we go a different direction. Mike and Chris discuss the ‘early years’ of Infinite Banking. We dive into how respected Nelson has been and continues to be as well as the influence he’s had on Mike Everett and the entire Life Success & Legacy team. Take a listen, I promise it’s worth […]
The post Respect of and for Nelson Nash appeared first on Life Success Legacy.
In part two of this two episode conversation, Chris continues the discussion with Kathy Tagenel, who is the Chief Marketing Officer for Burg Communications, and an all around great person. In this podcast, they get into the details of the Kolbe, of which Kathy is a certified trainer. Take a listen, it’s worth it! The […]
The post Chat with Kathy Tagenel Pt. 2 appeared first on Life Success Legacy.
In part one of this two episode conversation, Chris has the honor of interviewing Kathy Tagenel, who is the Chief Marketing Officer for Burg Communications, and an all around great person. She and Chris talk about her connection to The Go-Giver and IBC. The Go-Giver – Go here to get TONS of free resources surrounding The […]
The post Chat with Kathy Tagenel – Part 1 appeared first on Life Success Legacy.
In this episode we discuss one of the most unique aspects of the Infinite Banking Concept – investments or the lack there of. Chris and Mike discuss what Nelson is talking about on page three, second column, first sentence of the first full paragraph. “This book is not about investments of any kind. It is […]
The post It’s not about investments… appeared first on Life Success Legacy.
In this episode, Mike and Chris discuss why existing customers, and even spouses, return again and again to Boot Camps. What are they gaining? Is it just the free food?! Listen and find out, and then join us at our next Boot Camp to experience it for yourself. You won’t regret it!
The post Why are people returning to Boot Camps? appeared first on Life Success Legacy.
In this episode, we discuss a question that we hear all the time, “Do I have to be perfect?” Mike and Chris explain why it’s NOT necessary to be perfect and give personal examples on how each of us has not been perfect! It’s a great listen.
The post Do I have to be perfect? appeared first on Life Success Legacy.
In this episode, we interview Brandon Goswick and Nathan Dean out of Texas. They are associate agents of Life Success & Legacy, but their story and background is quite unique. Listen to learn about what they are doing with IBC both personally and professionally.
The post Brandon Goswick & Nathan Dean Chat appeared first on Life Success Legacy.
In this episode, Chris interviews Gregg Hielema. He has an incredible story to tell. It’s a little longer than our normal podcasts, but 100% worth the listen!
The post Chat with Gregg Hielema appeared first on Life Success Legacy.
In this episode, Chris and Mike discuss the idea of the Dream Manager. What it was born from and how we at Life Success & Legacy feel it can change how any sized business interacts with its employees.
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In this episode Mike and Chris talk about our associate agents and how we address the addition of new agents. Take a listen and check out other podcasts by subscribing!
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In this episode Chris and Mike dive into the changes that have happened in the last few years to the Life Success & Legacy team. It’s a great listen especially if you’re interested to know where we started and how we’ve grown!
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In this episode, Chris, Shelley and Mike Crawford (a little) discuss what makes up the client conversation. We dive into the process and even chat about the benefits it can provide outside of Infinite Banking! Be sure to check out our other episodes to learn more.
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In this episode, Chris and Ron discuss how he got into IBC, the things he has done and plans to do with it, and how it has impacted his life in so many ways. You don’t want to miss this episode!
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In this episode Chris and Mike dive into one of the most exciting aspects of the Infinite Banking Concept, Family Banking. How do we keep OUR money moving through our familial unit! Check it out!
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In this episode, Mike and Chris discuss the origins of the Life Success & Legacy Boot Camps, how they’ve grown and what to expect. Listen in and then go to our Boot Camps page to join one near you!
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In this episode, Chris and Mike discuss a question we get asked all the time… “What about the interest?” You’ll hear why it doesn’t really matter, but why it requires a shift in your thinking!
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In this episode, we get to learn how Tod and Shelley became involved in the Infinite Banking Concept and how that excitement eventually turned into a career for Shelley!
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In this episode, we have a first time occurrence (though not the last!) interview of a person outside the Life Success & Legacy team! Dr Brain Heck is currently working through the process of becoming a client and wanted to tell his story.
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In this episode Chris Gerriets tells us how he got into IBC, first as a client, then as a coach!
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In this episode, Mike Crawford tells how he learned about the Infinite Banking Concept and describes how it has changed life.
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In this episode we get to turn the tables on Chris Bay and hear how he got started with the Infinite Banking Concept. He tells us how, after much deliberation, he decided to leave a 22 year career to teach others about the power of IBC.
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In this podcast, Chris interviews Mike and we learn about how he was introduced to IBC and what those early years were like!
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In this episode Chris and Mike discuss the frequent question, “Is Infinite Banking a scam?” Take a listen and see for yourself why it’s definitely not a scam, and how it can help you take 100% control of your money!
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In this episode, Mike and Chris discuss one of the most frequently asked questions, “Isn’t Whole Life Bad”. Take a listen to hear why we believe it’s the single best and safest place to store YOUR money!
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In this episode we discuss the sustainability of the Infinite Banking Concept, to the insurance company, if everyone did it! Listen to learn a little about how insurance works!
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In this episode Chris and Mike discuss a topic we hear all the time! Is this too good to be true? Have a listen and learn why Infinite Banking may be right for you!
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In this episode Mike and Chris tackle a very frequently asked question. “Why haven’t I heard of Infinite Banking?” Listen to learn!
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In this episode, we continue our discussion of policy design and get into the details of how it’s done. Part 2 of 2.
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In this episode, we dive into the types of life insurance, why whole life is the best for ‘banking’ and the basics of policy design. This is a two-part series.
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In this podcast, we discuss the ways in which anyone can get started in the Infinite Banking Concept. Chris and Mike talk through the types ‘activators’ that clients have used over the years.
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In this episode, we dive into how Life Success & Legacy has come to develop into what we are today. Learn how Mike and Chris created our mission statement – and more!
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In this episode, we discuss the fourth thing that Infinite Banking does, which is create tax free wealth transfer. How it works and why it matters.
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In this episode, learn how to create tax free retirement income using the Infinite Banking Concept
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In this episode, we discuss how to use the Infinite Banking Concept to finance everything in your life. Buckle up, this is when it gets fun!
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Rapidly eliminate debt while building wealth using Infinite Banking by Life Success & Legacy Team
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In this second podcast, the Life Success & Legacy team breaks down the four pillars of the Infinite Banking Concept.
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In this first podcast, the Life Success & Legacy team reveals how being introduced to the Infinite Banking Concept changed their lives and those around them.
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