This Podcast will Help you learn about Tips, Techniques and Best Practices on Personal Finance, Wealth Management and Investing
Worried about your financial future? This episode reveals the secrets to crafting a rock-solid retirement plan that will secure your golden years. Discover the proven strategies top financial advisors use to build long-term wealth and ensure a comfortable, stress-free retirement. Whether you're just starting to save or nearing the finish line, you can't afford to miss these essential tips for taking control of your finances and achieving the retirement of your dreams.
Retirement is a hard-earned milestone, and it's crucial to protect your savings. In this episode, we'll explore some common mistakes to avoid when spending your retirement funds. From unnecessary splurges to overlooking taxes, we'll provide practical tips to help you make the most of your hard-earned nest egg and ensure a secure, comfortable retirement. Don't let poor planning jeopardize the golden years you've worked so hard for - tune in to learn how to spend your retirement savings wisely.
Evaluating investment opportunities is crucial when building a well-diversified portfolio. In this episode, we'll explore the key criteria you should consider to make informed decisions and maximize your returns. From analyzing financial statements to assessing market trends, you'll learn the essential factors that separate promising investments from risky ones. Discover how to conduct thorough due diligence and construct a portfolio aligned with your financial goals and risk tolerance. By the end, you'll have the confidence to evaluate investment opportunities and build a portfolio poised for long-term growth.
Feeling the squeeze of rising costs? This episode offers a compassionate look at how inflation can impact your personal finances, and provides practical steps you can take to navigate these challenging times. Learn smart money management strategies to protect your hard-earned savings and ensure your financial wellbeing, even as prices continue to rise. Discover ways to stretch your budget, reduce expenses, and build resilience against the effects of inflation. You don't have to face these difficulties alone - this video is here to guide you with care and empathy.
Worried about protecting your hard-earned wealth and assets? This episode has the answers you need. I'll walk you through proven strategies to safeguard your financial future, from diversifying your portfolio to leveraging legal structures. Stop stressing and start securing your assets - watch now to learn how.
Struggling to understand why you make certain financial decisions? This episode dives into the fascinating field of behavioral finance and how it explains the psychological biases that influence investor behavior. You'll learn about common decision-making traps, like overconfidence and loss aversion, and discover practical strategies to overcome these biases and make smarter, more rational financial choices. Don't let your emotions derail your investment goals - equip yourself with the insights from behavioral finance theory to become a more disciplined, effective investor.
Feeling lost when it comes to managing your finances and securing your long-term financial future? This episode explores the crucial role of financial advisors and why seeking professional guidance is essential for effective financial planning and investment strategies. Discover how a qualified financial advisor can help you navigate complex financial decisions, minimize risks, and achieve your long-term financial goals. Don't leave your financial future to chance - learn why working with a financial professional is a smart move for building lasting wealth.
Are you looking to optimize your financial planning and wealth management strategy? Join me in this episode as we delve into the world of tax-saving mutual funds and discover how they can play a crucial role in securing your financial future. Learn how to maximize your savings while minimizing tax liabilities, and take a step towards building a solid foundation for long-term wealth creation. Don't miss out on this essential guide to achieving financial stability and growth!
Are you worried about falling victim to investment scams? In this eye-opening episode, we'll delve into how these scams typically occur, share essential precautions to avoid them, and provide actionable steps you can take to recover if you've already been duped. Don't let scammers take advantage of your hard-earned money - watch now to protect yourself and your investments!
Are you tired of living paycheck to paycheck? In this Episode, I'll share practical tips on how to save money and start building wealth in your 20s. Learn simple yet effective strategies that can help you secure your financial future and achieve your goals faster than you ever thought possible. Don't miss out on this opportunity to take control of your finances and set yourself up for success!
Are you worried about safeguarding your hard-earned financial freedom? In this episode, I'll share practical tips and strategies on how individuals can secure their financial independence once they've achieved it. Learn the key steps to protect your wealth and ensure a stable financial future for you and your loved ones. Don't miss out on this valuable information that could make a significant difference in your financial well-being!
Are you ready to break free from financial constraints and live the life of your dreams? Join me in this eye-opening episode where I reveal the essential habits and mindset shifts you need to achieve and sustain financial freedom. Discover the proven strategies successful individuals use to build wealth and secure their financial future. Don't miss out on this transformative journey towards a life of abundance and prosperity!
Are you looking for effective ways to teach your children about financial management? In this episode, I'll share practical tips and strategies to help your kids understand the importance of money management from an early age. Discover engaging activities and valuable lessons that will set them up for a lifetime of financial success. Join me as we empower the next generation with essential money skills!
Are you looking to invest in the Indian stock and mutual fund markets but feeling overwhelmed by the complexity? In this episode, I'll guide you through simple and effective strategies that even individuals without financial knowledge can use to start investing confidently. Discover recommended ways to grow your wealth in the Indian market without the need for extensive financial expertise. Don't miss out on this opportunity to take control of your financial future!
Are you worried about making the wrong investment decisions? In this episode, I'll guide you through the key red flags to watch out for when assessing an investment opportunity or financial advisor. Don't fall into common traps that could jeopardize your financial future. Stay informed and protect your hard-earned money by learning how to spot warning signs early on!
Are you looking to maximize your investment returns in any market condition? Join me in this episode as we explore the powerful strategy of dynamic asset allocation and how investors can leverage its advantages to thrive in various market scenarios. Discover the key insights and practical tips that will help you make informed decisions and achieve your financial goals with confidence. Don't miss out on this valuable opportunity to enhance your investment portfolio!
Are you looking to build a strong financial portfolio but unsure about diversification? In this episode, we delve into the crucial role diversification plays in creating a robust investment strategy. Discover how spreading your investments across different asset classes can help mitigate risks and maximize returns. Don't miss out on this essential guide to securing your financial future!
Are you looking for the best way to secure your children's future with your inheritance? In this episode, I'll guide you through the most effective investment strategies to ensure your hard-earned money benefits your kids when they grow older. Discover smart financial planning tips that will safeguard your legacy and provide a stable financial foundation for the next generation. Listen now to make informed decisions for a brighter tomorrow!
Are you tired of living paycheck to paycheck? Do you want to take control of your finances and start budgeting effectively? In this episode, I'll guide you through the step-by-step process of creating a budget that works for you. From tracking your expenses to setting financial goals, I'll share practical tips and strategies that will help you achieve financial freedom. Don't let money stress you out any longer - Listen to this episode and start budgeting effectively today!
Are you in your 50s and worried about how to allocate your net worth for a secure retirement? Look no further! In this episode, I'll guide you through the best strategies to maximize your retirement planning. Discover proven methods that will help you make informed decisions about investing, saving, and managing your assets. Don't let uncertainty hold you back from enjoying a comfortable retirement. Watch now and take control of your financial future!
Are you considering making the leap to self-employment but unsure how to build your savings for a smooth transition? Look no further! In this episode, I'll guide you through the essential factors to consider when building your financial safety net. From setting realistic savings goals to creating a budget that works for you, I'll provide you with practical tips and strategies to ensure a successful transition into self-employment. Don't let financial worries hold you back from pursuing your dreams. Watch this video now and take control of your financial future!
Are you tired of living paycheck to paycheck? Do you dream of building wealth and securing your financial future? In this episode, I will reveal the secrets to investing wisely and building wealth over time. Whether you're a beginner or an experienced investor, I will guide you through proven strategies that have helped countless individuals achieve financial success. Don't miss out on this opportunity to take control of your financial destiny. Listen now and start your journey towards a prosperous future!
Are you tired of feeling overwhelmed and uncertain about your investment planning? In this video, I'll reveal seven simple yet powerful changes that can have a profound impact on your financial future. Whether you're a seasoned investor or just starting out, these strategies will help you make smarter decisions and maximize your returns. Don't let uncertainty hold you back any longer - take control of your investments and start seeing the big difference today!
Are you tired of struggling to save money? In this video, I'll reveal the top strategies and techniques to help you save big in 2024. Whether you're looking to build an emergency fund, pay off debt, or achieve your financial goals, these proven methods will put you on the path to financial success. Don't miss out on this opportunity to take control of your finances and start saving more today!
Are you tired of living paycheck to paycheck? Do you dream of achieving financial freedom and unlocking new investment opportunities? Look no further! In this eye-opening episode, we will delve into the world of effective financial planning and how it can transform your life. Discover the secrets to managing your money wisely, maximizing your savings, and making informed investment decisions. Join us as we explore the strategies that successful individuals have used to build wealth and create a secure future for themselves. Don't miss out on this chance to take control of your finances and pave the way towards a brighter, more prosperous future. Listen now and start your journey towards financial freedom today!
Unlock your financial potential by debunking the 10 most common misconceptions that are holding you back from achieving wealth. Discover the truth behind these myths and take control of your financial future. Don't let false beliefs hinder your path to riches - start building wealth today.
Are you looking for a fee-only financial planner but not sure where to start? In this episode, I'll walk you through the top questions you need to ask before selecting a financial planner. Making the right choice can have a significant impact on your financial future, so it's crucial to be well-informed. Join me as we dive into the key considerations that will help you find the perfect fee-only financial planner who aligns with your goals and values. Don't miss out on this valuable information that could potentially save you time, money, and stress in the long run. Listen now and make an informed decision for your financial well-being!
Discover the secrets to finding a qualified financial planner who will help you achieve your financial goals. Learn the key factors to consider, questions to ask, and red flags to watch out for. Take control of your financial future with expert guidance from a trusted professional.
Discover the advantages and disadvantages of partnering with a fee-only financial planner. Gain unbiased advice, transparent fees, and personalized financial strategies tailored to your goals. However, be aware of potential higher costs compared to commission-based planners. Make an informed decision for your financial future.
Discover the secrets to effectively managing your personal finances and achieving financial freedom. Learn practical tips, budgeting strategies, and investment advice to take control of your money. Start building a secure financial future today.
Discover the potential conflicts of interest when seeking financial advice online. Learn how to navigate the digital landscape and find unbiased, trustworthy guidance for your financial decisions. Make informed choices with confidence and secure your financial future.
Avoid this common mistake and take control of your wealth management. Discover the key strategies and expert advice to maximize your financial growth. Don't miss out on securing your financial future - start making smarter decisions today.
Discover the key differences between active and passive investing and make an informed decision for your financial future. Learn how to choose the right investment path that aligns with your goals and risk tolerance. Maximize your returns with expert insights and strategies.
Are you ready to take control of your financial future? In this informative episode, we will dive deep into the world of investing and unravel the mysteries behind it. Whether you're a beginner or have some knowledge about investing, this video is designed to provide you with a solid foundation in understanding the basics of investing.
Join us as we break down complex investment concepts into simple and easy-to-understand terms. From stocks and bonds to mutual funds and real estate, we will explore various investment options and explain how they work. You'll gain valuable insights on risk management, diversification, and the power of compounding.
Don't let unexpected expenses catch you off guard. Prepare for life's surprises with our comprehensive guide on managing unexpected expenses. Learn practical tips, budgeting strategies, and financial advice to ensure you're ready for anything that comes your way.Listen to this episode to Start planning today and gain peace of mind for tomorrow.
Discover the power of financial planning and how it can transform your investment decisions. Learn 8 proven ways a skilled financial planner can guide you towards informed choices, maximize returns, and secure your financial future. Take control of your investments today with expert advice from a trusted financial planner.
Learn effective strategies for discussing finances with your spouse and strengthen your relationship. Discover practical tips, expert advice, and proven techniques to navigate money conversations with ease. Start communicating openly about money today for a healthier financial future together.
Diversify your investment portfolio for long-term success. Discover the benefits of spreading your investments across different asset classes, industries, and regions. Maximize returns while minimizing risk with our expert guidance and insights. Start building a diversified portfolio today for a secure financial future.
If you need professional help in managing your money and investments, please book a free consultancy call by clicking :https://bookme.planetwealth.in/1-hour-free-consultancy-cal
Don't let unexpected expenses catch you off guard. Be financially prepared with our expert tips and resources. From emergency funds to budgeting strategies, we'll help you navigate life's financial challenges with confidence and peace of mind. Start planning for the unexpected today.
Are you struggling with debt? Our debt management strategies can help you get out of debt and stay out for good. Learn how to create a budget, negotiate with creditors, and make smart financial decisions. Take control of your finances today and start living a debt-free life.
If you are struggling with debt and want professional help,please book a free consultancy call by clicking :https://rgkit.co/bookappointment
If you want to avail a free financial health checkup, click here to know more : https://links.planetwealth.in/fhc
Discover the 10 crucial steps to achieve your financial goals with our comprehensive guide on goal-based financial planning. Learn how to create a financial plan that aligns with your goals and aspirations, and make informed decisions that set you on a path to success. With our expert insights and practical tips, you can take control of your finances and achieve financial freedom.
Retirement Planning 101 is a comprehensive guide to help you plan for your golden years. From saving strategies and investment options to navigating social security and healthcare, this page covers all the essential elements of retirement planning. Whether you're just starting to think about retirement or are already retired, this resource provides valuable insights and practical tips to ensure a comfortable and fulfilling retirement.
In this episode you will Learn about common retirement planning mistakes made by Indians and discover strategies to save for your future.
In this episode, we are discussing how you can create multiple sources of income in india to become financially independent.
Learn about the Top 10 Habits to help you achieve financial success. Discover why developing good financial habits is essential for long-term success and how to develop them. Find out what successful people do to reach their financial goals and how you too can reach yours.
Are you worried about your financial planning? Learn to recognize the 8 signs of bad financial planning that can have serious consequences for your financial goals. This episode will provide you with the information you need to adjust your financial planning strategy and ensure you meet your goals.
"Are you looking for ways to protect yourself from financial advisor scams? Listen to this episode to find out the many ways financial advisors can scam you and how to protect yourself from these malicious acts."
In this episode I am in conversation with Mr. Neil Borate, Deputy Editor ,Mint newspaper who is candidly answering my questions about Financial Independence and Retire Early (FIRE) in indan context.
In this episode I am discussing asset allocation strategy while investing into mutual funds.
In this episode, I am discussing about Early Retirement Movement called Financial Independence and Retire Early (FIRE) in india.
In this episode I am discussing how someone with limited earnings manage their finances and still save for the future.
In this episode, we are discussing about horrible mistake you are making with retirement planning.
In this episode, we are discussing 5 financial mistakes that can derail your financial life and how you can save from the same.3
In this episode we are discussing how to use financial planning to get freedom of choosing your own job or career as per your passion without worrying about money and earnings.
Majority of Retired person are not aware of financial risk they are facing, which leads to suboptimal post retirement Planning. In this episode, I am discussing 5 major financial risks that needs to be considered while planning for your post retirement investments.
In this episode we are going to discuss about Financial Planning for doctors in india.
In this Episode we are going to discuss
1) how financial planning for doctors is different ;
2) Doctors have different economic cycle
3) Income Tax Planning
4) Retirement Planning
5) Insurance Planning
6) Estate Planning
If you need professional help in managing your personal finances - Please book a 'No-Obligation' consultancy call by clicking : https://bookme.planetwealth.in.
In this episode, I am discussing why doctors need a professional help in managing their money and personal finances.
In this episode, we are going to discuss 7 ways a financial planner can help a doctor or physician.
If you need professional help in managing your money, please click on https://bookme.planetwealth.in/.
In this episode, I am discussing Time Tested Investing Principles that will help you improve your returns.
Recently I was asked this question by one of my Quora follower, Please listen to this episode to get an answer to this question.
Here is Actionable tips that will help you simplify your personal finance. If you wish to learn more about how to be successful in your personal finance, please participate in the giveaway to win a free eBook 'Achieve Financial Nirvana in 10 steps' by clicking here : https://digital.planetwealth.in/referral-giveaway/ or book a free consultancy call by clicking on bookme.planetwealth.in.
In this episode, you will learn about how power of compounding works in investing. If you wish to learn more about personal finance, please participate in free giveaway and download free eBook - Financial Nirvana in 10 steps , refer 5 or more friends and relatives to stand a chance to win free online course - 'How to build my own mutual funds portfolio". Click https://digital.planetwealth.in/referral-giveaway/
In this episode, I am discussing 6 basic financial move that your future self will thank you for.
In this episode, you will learn about 4 smart ways to teach your kids about savings and investing.
In this first part form series of Episode on how to build direct equity portfolio, I am trying to get answer to investor's question as to how many number of stocks should be part of portfolio?
In this episode, I am discussing mistakes individuals make and how you can save from this mistakes.
In this episode, I have covered some tips on how to protect your money from inflation. Inflation is the rate at which the value of money decreases. It is an important concept in economics, but the most important is that inflation causes an increase in prices for goods and services.
Planning your finances is critical in your 20s. This is the time to build the foundation for the rest of your financial life.
The best time to create a financial plan is now. If you don’t, you might end up spending your money without restraint, and you may fall into debt. Listen to financial planning in your 20s and learn how you can plan your finances.
In this episode you will learn in detail about what is sukanya samrudhi yojana and how you can ensure your girl child future using better returns offered by the yojana..
In this episode, I am discussing what is credit core , how you can build and how it will have an impact on your loan taking ability and your capability to bargain with bank and other lenders.
In this espisode we are discussing, basics of personal finance aka Personal finance 101.
This Episode is repurposing of my live session on mistakes individuals make while saving taxes.
In this episode, I am discussing how to organise your financial life.
In this episode, I am discussing importance of teaching financial literacy to your kids and how you can teach them.
If you wish to manage your money effectively, please book a free no obligation consultancy call by clicking https://bookme.planetwealth.in/
In this Episode, I am discussing common mistakes equity investors make, effect of it on your investments and how you can avoid the same.
What is goal based financial planning?
Goal based financial planning is where you take your goals and use them as the guiding principles to map out your entire financial future.
In this episode, I am discussing basic personal finance rules to follow when you spend money during festivals and otherwise also.
Would you like to learn the secrets of how to be financially successful?
Financial success means different things to different people.
That makes it a relative concept that can be defined by individuals based on what it is they deem as financially successful.
However, there are certain principles of financial success which are absolute and cut across every perception of financial success.
One of the reasons why a lot of people today struggle to be financially successful and free is financial illiteracy.
In this podcast, I am discussing how you can be financially successful.
That Loan. It sure does hang over your head sometimes, doesn't it? However, with the right mindset and a commitment to pay it off, you can pay off the Loan early.
It can save you thousands of dollars in the long run if you do decide to make that commitment.
In this episode. I am discussing about Importance of Emergency Fund and how you can go about to build one for your family.
Humans have tendency of following path that a bulk of people are following as against right path if it;s followed by few people. This Phenomena is called herd's mentality or social proof. In this episode we are going to discuss how her's mentality hurt your success in life, career and Investments.
Some cardholders might see standing instructions for payment on their credit card fail from next month. These could be for subscriptions with online content platforms, edtech companies or standing instructions for online advertisement payments. Some of these merchants are yet to comply with RBI’s new requirement of additional factor authentication (OTP) for recurring payments through cards though the deadline is less than a week away. In this episode I am discussing impact of RBI Directive and way going forward.
As you mature and develop as both an adult and a business owner, your perception of money changes. In life, you’re always learning. How can you help your children to learn about money? What’s the best advice you can give them that will prepare them for the financial realities of the adult world?
The role of Gold in your investment portfolio. Most of us don’t give Gold the respect it deserves. But eventually, the realization dawns that having a bit of gold in the portfolio might be a good idea.
In this episode, we will discuss how much gold to invest in your portfolio.
In this episode we will discuss about what, why, how, when and whom about Critical Illness Insurance.
The primary purpose of having a life insurance cover is to help the surviving family members maintain the same standard of living after one's death. This would require adequate protection to the nominees so that they are financially secure even after the bread earner's death. In this episode we are going to discuss how LIC Policy under Married Women's Protection Act safeguard Your Wife and Children's FInancial Interest.
Every year many people in India end up selling their assets like gold, properties or end up breaking their FD just because they don't have a medical insurance.
In this episode, I am discussing common mistake while buying Medical Insurance and How to Avoid those mistakes.
In this episode, I am discussing NIFTY 50 Equal Weightage Index investing, what is it? How does it work? What works and what is not working? etc is being discussed in this podcast.
Just how evil is social proof? Consider the following example: Many investors believe that a sure thing is to invest in something "everyone" is investing in. For example, if everyone is buying Zomato, then you can be sure it will continue to rise in price!
In this episode, I have discussed Social Proof bias and its disastrous effect in investing and how you can save youself from being victim of this behaviour bias.
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In this episode, We are discussing how setting financial goals can help you achieve your financial wellbeing and financial freedom.
For generations, fixed income instruments like Bank FDs have been the favorite mode of investments for Indians. The concept that ‘my money is safe in the bank' sounds more satisfying than better returns. But at a time when the post-tax FD returns barely beat inflation, is this assurance enough to convince investors like you to keep their money lying in the banks?
Humans are impatient creatures. We want what we want now. We want results, and we want them now. We don’t want to wait for anything – especially if it involves money. We do not have impulse control over our wants. Unfortunately, some of the best ways to save money in the long term, such as saving for retirement, require us to practice patience and make sacrifices, and practicing impulse control, and some people just don’t want to do that.
This episode discusses International Investing Benefits, Risk Associated and options of international investments in india.
00:00 -00:45 - Status of International Investing In India
00:52-04:22 - Benefits of Investing in International Funds
04:23-05:38- Risks Associated with International Investments
05:39-06:05 - How To invest internationally
06:06-07:08 - Summary, Taxation , Issue to consider while Investing
This podcast I am discussing various investment Options Available for Retirees to Invest their Retirement Corpus for a monthly pension;
00:12-01:37 -Senior Citizen Savings Scheme
01:38-02:41- Post Office Time Deposit
02:42-03:50- Post Office/Bank Recurring Deposit
03:51-04:52- Post Office Monthly Income Scheme
04:53-06:08- National Savings Certificate
06:09-07:06- Kisan Vikas Patra (KVP)
07:07-08:28- Pradhan Mantri Vay Vandana Yojna (PMVVY)
08:29-09:15- Mutual Funds
In this video, I am discussing 10 questions investors need to get answers from their financial advisors to decide whether they are right one for them or not.
00:00-03:42 - Are you Fiduiciary?
03:43-04:46 -How long have you been a wealth manager?
03:47-06:20 -How are you compensated?
06:21-07:40- How do you make your investment selections?
07:41-09:16- How long do your clients stay with you on average?
09:17-10:08 -What do you do to minimize my costs?
10:09-11:22-What expectations will you have of me as your client?
11:23-12:23-What is your investment approach?
12:24-13:21 -How much contact do you have with your clients?
13:22-15:27 -What makes your client experience unique?
In this Podcast, you will learn 10 common personal finance mistakes that has the potential to sabotage your financial future.
In This Episode, I am discussing Fees Vs. Benefits of a Financial Plan. How working with a fee-only financial planner will help you receive fiduciary financial advice which can help you achieve peace of mind with money.
In this episode of a series of 11 episodes - I am speaking about how to plan for transferring your wealth to your childrens.
This series is part of 11 episodes on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.
In this episode of a series of 11 episodes - I am speaking about how to create an investment strategy.
This series is part of 11 episodes on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.
In this episode of a series of 11 episodes - I am speaking about how to manage taxes efficiently.
This series is part of 11 episodes on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.
In this episode of a series of 11 episodes - I am speaking about Reviewing Insurance.
This series is part of 11 episodes on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.
In this episode of a series of 11 episodes - I am speaking about how to develop your Strategy..
This series is part of 11 episodes on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.
In this episode of a series of 11 episodes - I am speaking about how to set and prioritize your Life financial goals.
This series is part of 11 episodes on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.
In this episode of a series of 11 episodes - I am speaking about how to adjust your spending for your financial goals.
This series is part of 11 episodes on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.
In this episode of a series of 11 episodes - I am speaking about how to track your spending and create a monthly surplus. .
This series is part of 11 episodes on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.
In this episode of a series of 11 episodes - I am speaking about analyze and Understand about your Present Financial Situation.
This series is part of 11 episodes on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.
In this episode of a series of 11 episodes - I am speaking about how to partner with your spouse and create your financial goals.
This series is part of 11 episode on how you can achieve your financial Nirvana #FinancialFreedom in 10 Steps.
In This 11 Part Series, I am talking about 10 Actions that will help you achieve your #FinancialNirvana or #FinancialFreedom.
People have many questions about money. Some they can resolve via their research, but for others, they might need some help. And sometimes that is necessary for attaining a healthy financial future.
A trusted financial advisor can not only help you define your target but also get you in the best possible path to achieve that. Unfortunately, most people don’t always know if they need one.
So with that in mind, we outline some instances when you must consult a financial advisor.
00:00-02:00 - Sign-1 You are struggling to complete your financial tasks
02:01-03:25 - sign-2 You have tried but success is alluring you
03:26-05:03 - Sign-3 You are not sure whether you are saving enough
05:04-06:14- Sign-4 You often panic in market downturn and don't know what to do
06:15-07:16 - Sign-5 You are struggling with your lonh term goals such as retirement for the lack of knowledge
07:17-10:08 - Sign-6 If you have ignored these important aspects of financial planning
When most people enter the workforce, they look forward to that day when they can hang up their hats and afford to enjoy a life beyond the daily grind. Yet, many people believe that once you retire, all the fun in life is over. Retirement should be one of the most exciting phases of your life. If you plan for it right, you can enjoy all the things you love and live life to the fullest.
As a business owner, you are your own boss; you can work when you want, where you want, and for as long as you want. While this freedom is great, it can also be very dangerous. If you do not plan accordingly, then you could suddenly find yourself on the street. This is why, for many business owners, planning for retirement is also a very important part of their strategy.
In this podcast, we are going to debunk the top common financial misconceptions about retirement planning.
00:00-03:42-I Must Have Rs. X Saved to Retire
03:43-05:23-Investments Don't Need To Grow With Your Income
05:24-07:15-Distribution Isn't A Major Concern
07:16-08:24-Saving 10%-15% Is Enough
08:25-09:42-Retirement planning is all about money
09:43-10:46-Financial planning stops at retirement
10:47-11:45-Spending decreases in retirement
In This 4th and last episode of 4 part series, I am discussing the remaining 5 rules from 21 rules to help you manage your money effectively in 2021..
00:00 - 03:23 - Don't Prepay your Low Interest, Tax Efficient Loans
03:25 - 05:43 - Evaluate and Rebalance Your Portfolio Periodically
05:44 - 06:28 - Fix a Financial Date either with your Spouse/Family or with yourself on your salary Day
06:29 - 07:35 - Cancel all your unused/unutilised subscription/membership
07:36 - 08:42 - Don't Ever go shopping without a Shopping list
In this 3rd Episode from series of 4 part of #AskBrijeshWealthShow, I ma discussing another 5 rules of effective money management in year 2021.
00:00-03:33 Rule-11 Teach yourself and your children about smart personal finance
03:35-05:59 Rule-12 Don’t touch your retirement if at all possible
06:00-07:58 Rule-13 Buy some international investments, too
07:59-09:05 Rule-14 When an appliance breaks, buy a new one if the appliances is 10+ years old or the repair would cost more than half the replacement cost.
09:06-11:56 Rule-15 Practice Delayed gratification
In this episode, I am sharing the next 5 rules from 21 rules of effective money management in 2021.
00:00-03:25 Summary of First 5 Rules and Rule-6 Focus on savings for Retirement
03:34-05:23 Rule-7 Buy Adequate Term Life Insurance
05:24-07:23 Rule-8 Create a Budget
07:25-08:44 Rule-9 Rent if your total cost of Home Ownership is greater than renting
08:45-11:31 Rule-10 Buy your Car Based on Reliability and Fuel Efficiency
In This First Episode of 4 part series, I am sharing 5 effective money management rules to help you manage your money effectively in 2021.
00:00-02:29 Spend less Than You Earn
02:29-5:46 Keep Things as simple as possible
06:17-08:05 Cover yourself and your Family with Adequate Medical Insurance
08:07-9:00 Create an Emergency Fund
9:02-11:00 retire from High-Interest Debts
11:01 -12:10 Summary of first five Rules
In this Podcast Episode, I am Discussing why Protecting #wealth is equally important in #wealthcreation.
00:00 Issues in Wealth Protection
2:30 Steps to Take for Wealth Protection
3:40 How to Protect your Asset Using Diversification
6:50 Asset Allocation and Rebalancing Model and Summary
In this New Episode of #AskBrijesh Wealth Show
I am discussing gaps between investor communities' expectations from investment and realities which leads to investors losing an opportunity of wealth creation due to their own behavior.
00:00 Investing: Expectations vs. Realities
01:25 Will Investing Will make me rich Overnight
04:35 Markets will Only Go Up
06:00 I need not work, once I start Investing
07:48 Investing is like Gambling
In this interview, one of my clients has shared his positive experience of undertaking a personal Financial planning process and how he discovered confidence about his financial future and achieved peace of mind with money.
00:00 Issues Faced before Financial Planning
02:00 Learnings from going through Financial Planning Process
05:25 Non-Financial Benefits from Financial Planning
07:25 Financial Benefits of Financial planning
9:00 Advice to Budding Financial Planning Aspirants
#EffectiveCashflowManagement
In this Podcast Episode, I am discussing how you can manage your cash flow effectively to create a monthly required surplus for investment to fund your future financial goals and create wealth
This is an Audio version of my FBLive and Youtube Live I do every Monday at 8:30 pm. In this episode, I am discussing what are the issues you need to keep in mind when you are in your 20s and Just starting out your career so that you may achieve financial freedom and early retirement.
In This Episode, I am discussing Top Financial Mistakes Indiana are making and how you should save from committing the same.
In this podcast you will get answer to what sould be investment stance during current over valued market scenario.
I am discussing various post voting scenarios so that Investors can take proper call while Voting.
In this video, I am discussing the impact of the new Mutual Fund Category created by SEBI - #FlexiCap Funds on #investor like you.
IRDA has changed Rules Governing #Medicalinsurance. In this episode I am discussing changes and how you can benefit from it and how it will impact you.
I am talking about how you can safeguard your important documents such demat account or mutual funds statement etc using digilocker facility.
In This Interview,
Anand Vaidya shares, based on his personal Financial Planning Experience ;
1) Were doing 'Savings" but Financial Planning Taught Importance of 'Investing'
2) Earlier times were of 'savings', current is of 'investing' and future is of 'art of investing'
3) No Matter Who you are, How much You earn, Personal Financial Planning will Deliver Peace of Mind and Confidence for your Financial Future.
SEBI released new rules for multi cap fund Asset Allocation, In this episode, I am decoding what it is and how it will impact you as an investor and how it will impact the market I general from now till December 2020 as this rule is effective Januray 2021.
In this episode, you will learn about how to Determine value you are deriving from your existing/prospective Financial Planner.
You must start your financial planning even if you feel your savings are not adequate. Once you will start, you will be able to increase your savings and investments to reach your financial goals. Without Starting you will reach nowhere - says Dharmesh Bhatt - An IT Professional and one of our clients in this interview.
My Name is Brijesh and on this channel, I am going to show you How to do goal-based investing and how you can create wealth with efficient wealth management, tax planning, retirement income planning as your trusted online Financial Advisor and Wealth Coach.
If you want my professional help in managing your money well, pls book my 1 -hour Free Consultancy by clicking Here:
By The way, If you wish to learn Do-It-yourself Financial planning and Wealth Creation check out this online course by clicking here:
In this episode, I am discussing how to manage your post-retirement corpus so that you do not outlive your money.
Everyone can Achieve Financial Freedom.
Want to know how to achieve Financial Freedom, watch this video which is covering..
1) What Is Financial Freedom
2) Means to achieve Financial Freedom
3) How to Arrive at your Financial Freedom Corpus
4) How You Can Achieve Financial Freedom
In this episode, you will understand taxation that is applicable to your mutual fund's investments so that you can invest wisely to keep the maximum of your gains in your pocket without violating tax laws.
In This Episode, you will Learn ;
1) How To Cover Risk as Part of Financial Planning
2) How To Provide for Contingency/emergency as part of Financial Planning
In this episode you will learn about ;
1) Emergency Fund - Especially After Corona
2) Asset Allocation
3) Rent Vs Buy - which one is right and more personal finance issues...
In this episode of my podcast, i am going to answer discuss when and how you should track your mutual funds performance to help you create wealth and achieve financial freedom.
In this podcast episode, you will learn about mutual funds selection criteria. Learning will help improve your funds selection....
This episode will teach you how simple but effective 6 habit can help you increase your monthly surplus and create wealth.