freedmanfinancial: Recent Episodes
Dollars & Sense
With Marc traveling this week, Marion and Christian are driving the ship for this week’s episode.
As we officially enter the summer season next week, most of our “snowbird” clients are heading back to Massachusetts after spending the winter months down south.
But that brings up a big question that most of our clients have – how do you handle changing your residence once in retirement, especially if you own two homes in two different states?
Listen along as Christian and Marion discuss differences in state income tax, insurance differences, and some of the most common ways that clients claim domicile in somewhere like Florida during retirement.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 755518
Dollars & Sense podcast now streaming on:
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Join Marc and Marion for this special edition of Dollars & Sense recorded at Duke University in Durham, North Carolina! The duo spent the last week there for the annual LPL Leadership Conference and have ALOT to share about what they learned.
More specifically, they dive into how when it comes to financial decisions, not everyone looks at things the same exact way. Want to know more? Listen to the full episode now.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 752859
Dollars & Sense podcast now streaming on:
Spotify
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Marion is back for this week’s episode of the show after a much-deserved vacation. During her time off, she noticed the overwhelming number of driverless cars she saw in service in the West Coast…
As her and Marc ponder whether recent advancements in technology are a “good” thing, it gets them thinking about how everyone has different perspectives on large topics, especially finances.
But one thing that the Freedman team is consistent on is having liquidity when in retirement. Curious what they mean? Listen to the full episode to find out.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 748852
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
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PodBean
With Marion out on vacation this week, Marc is tapping in Christian for today’s episode and even let him pick the topic!
At our office, we often hear a phrase like “I was at work and my colleague told me about this…”
More often than not, it’s something about the markets, financial advice, or economic panic. But is the water cooler a better place to make financial decisions than with your advisor? We discuss in this special episode of Dollars & Sense.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 745277
Dollars & Sense podcast now streaming on:
Spotify
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Apple Podcasts, previously known as iTunes
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PodBean
“If only I had this much money, then I could retire.”
At a certain point, money can buy happiness, but it’s typically if you don’t have shelter, food, can’t clothe your children…
In today’s episode of the show, Marc and Marion discuss how happiness is a fickle marker of success when it comes to your personal finances. Often, it’s comparison that robs people of happiness versus actual financial wellbeing. Tune in to learn more.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 742741
Dollars & Sense podcast now streaming on:
Spotify
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At Freedman financial, we believe that “hope” should never be your core strategy for your financial plan. “I hope I can get a better job, save more money, my 401k does better than it did last year.” Realistically, what can you do to manifest these hopes? Almost nothing!
On today’s episode of the show, Marc & Marion discuss the hopes and fears that the stock market has produced this year and that, even with all the noise, things seem to be going along as usual. They discuss the games that people try to play with their financial plan and how their firm is not interested in playing games…
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 740167
Dollars & Sense podcast now streaming on:
Spotify
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It’s impossible to know everything when it comes to personal financial decisions, and that is one of the biggest mistakes we see with some new prospects that want to work with Freedman Financial.
In today’s information economy, many think that they can know everything about investment performance, retirement strategy and more. The truth is, you can never fully understand everything.
In today’s episode of the show, Marc & Marion go over one of their favorite adages – “you don’t know what you don’t know”.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 735006
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
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PodBean
With May college graduations right around the corner, thousands of newly minted graduates will be getting their first professional paychecks soon.
Among all the “firsts” that come with the jump into the professional workplace, one that many graduates don’t expect is the necessity of understanding their retirement plan options.
In today’s episode of the show, Marc and Marion dive into the intricacies of the 401(k) plan, including the difference between a Traditional and Roth 401(k), how employer matches work and what investment options you may have.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 730511
Dollars & Sense podcast now streaming on:
Spotify
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This week, Marc & Marion are breaking down “The Retirement Equation”, which is the six different components of your life that help signal your retirement plan. More clearly, it breaks down your financial and retirement planning into two buckets: what you can control versus what you can.
Listen along as the Freedman Financial team breaks down controllables like spending and savings, while also highlighting the things out of our control like tax policy and what government officials are in office.
At the end of the day, this week’s episode further highlights the Freedman Financial ethos – long term financial planning.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 727442
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
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PodBean
We rarely get calls when things are going well… but when things aren’t doing so hot in the markets – that’s when we hear from more of our clients than normal.
With the recent announcement of tariffs and the economic response to it, Marc & Marion are going back to core principles in today’s episode of the show.
The duo discuss how the current economic events compare to past experiences the firm has had in it’s lifespan, most specifically the 2008 financial crisis. They then explain the lessons learned from that experience two decades ago and how it’s shaping the way they take care of client’s portfolios now.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 724877
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
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TuneIn + Alexa
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PodBean
With April being Financial Literacy Month, Marc and Christian are dedicating this week’s episode to one of the things people can struggle the most to understand about their financial situation – taxes!
It doesn’t matter if you make $1 million dollars or $6 dollars an hour, there’s one thing all of us have to do: pay taxes.
The problem is that taxes and how to manage your tax situation is totally misunderstood among the general population.
Listen along as Marc and Christan discuss common misconceptions about your own taxes, what to know when it comes to filing season, how to think about withholdings, taxes in retirement and so much more.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 718696
Dollars & Sense podcast now streaming on:
Spotify
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How much experience do you have with what to do when someone close to you dies? For most people, the death of a spouse or significant other may be the first or ONLY time in their life that they have to deal with it directly and financially.
In today’s episode of the podcast, Marc and Marion go through some of the most common advice they give when it comes to handling the death of a spouse or loved one. They discuss the importance of beneficiaries, how beneficiaries override what’s in a will, life insurance and more.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 716279
Dollars & Sense podcast now streaming on:
Spotify
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“Will my Social Security run out tomorrow?” NO!
Amidst all the market and economic news of the past few weeks, the topic of Social Security has slowly but surely carved out a space in the discourse. With panic among those who are relying on Social Security, we decided to dedicate this week’s episode to the topic.
There is going to be changes to Social Security. How will it impact those that are collecting Social Security now or those who will soon collect?
Listen along for all that, and more!
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 713508
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
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With the downturn in the markets dominating the news cycle, Marc & Marion are dedicating today’s episode of Dollars & Sense to a market overview and how you should be approaching what’s going on.
The main thing to remember: no matter how many times people say “this time it’s different”, it’s probably not!
Listen along as the duo go through the year-to-date performance of the “magnificent 7”, what’s going on with the bond market and how international stocks are responding to everything.
Doom and gloom may sell, but it’s not the approach that you’ll get from Freedman Financial.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 711654
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
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Is there such thing as a money rule that applies to almost everyone? Marc may have found it... in fact he found eight!
In this week’s episode of the show, Marc & Marion look into the “8 Non-Negotiable Money Rules” that can apply to anyone’s financial situation. Whether it’s 1925 or 2025, these rules seem to stand the test of time.
Listen along as they give anecdotes from their own lives on how they apply these rules and how it has helped them with clients.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 707536
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
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PodBean
You may have seen the claim that the Social Security trust fund will run out in 2030s.... Is that a possibility?
In today’s episode of Dollars & Sense, Marc and Marion dive right into the tricky topic of Social Security, including what it is for, how it started, and how people in certain age brackets should think about it.
And they even dive into the question of what reform to the Social Security program could look like if it ever happens.
Listen along for this can’t-miss episode.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 702978
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
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TuneIn + Alexa
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It’s not uncommon for people to claim that their financial plan is to “beat the market”. But what does that mean? And does it align with the goals that we have for our clients at Freedman Financial?
On this week’s episode of Dollars & Sense, Marc and Marion discuss the difference in investing for the long term versus a strategy of day-to-day (or even year-to-year) growth.
Listen along as the two discuss this and much more – including Marc’s BIG update to his driving routine.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 701047
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
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Is $1 million the right amount to retire? What about $2 million?
Maybe we’re asking the wrong question... In today’s episode of Dollars & Sense, Marc and Marion discuss the most important question when it comes to your lifestyle in retirement.
And no, it’s not “what is your number.” Listen along as the duo dispel some retirement myths and talk about some of their conversations with clients on this topic.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 699209
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
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In this special Valentine’s edition of Dollars & Sense, Marc is on location from…. home? He’s joined by his wife Laura as they discuss several topics on this “couples and money” themed episode.
As the parent’s of five children, Marc and Laura dive into some of the key financial lessons they tried to instill in their kids as they grew up, plus some of the differences in the way they think about money and how their children do.
Listen along for some personal anecdotes from the Freedman family and to get an answer to the question… why does Marc have so many gnomes in his house!?
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 694733
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
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Late the other night, Marc received a message from a client with the subject line “I’m Worried”. With everything that happened in January – from wildfires in California, to a presidential inauguration, executive orders, confirmation hearings and more – there sure has been a lot to dominate the news cycle.
On this week’s episode, Marc & Marion are here to calm the waters a bit with some rational perspectives. Listen along as Marc documents how he keeps track of the news in order to act in client’s best interest, a reflection on the doom and fear that was felt in 2020 from COVID, and much more.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 691209
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
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TuneIn + Alexa
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PodBean
Based on JP Morgan’s Guide to the Markets for 2025, the Russell 1000 Growth Index saw 50% of its growth last year come from just FIVE individual stocks. You can probably guess the stocks that made up the quintet, but should this information affect your investment strategy?
Marc and Marion dive into that, plus other interesting numbers from 2024 – including the international markets, bond markets and more – in this week’s episode to help you get a better understanding of the financial landscape as we get deeper into the new year.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 687834
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
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PodBean
Marc is back for this week's episode of Dollars & Sense, and he's guiding the ship solo as Marion is out on vacation. Marc kicks things off with some reflection on his time off for a family vacation and then dives into the topic of today's episode - the importance of knowing your insurance details in case of disaster.
With the recent devastation in California from the wildfires, insurance needs are at the top of everyone's minds. Listen to this week's episode for some tips on what to look for within your policies.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 685280
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
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TuneIn + Alexa
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PodBean
With Marc on vacation this week, Marion is joined by Christian to discuss a very interesting topic - client's best and worst investments! Listen along as Christian and Marion give insight into the two most common "best investments" that clients tell them about, plus the one that is most commonly thought of as a "worst" investment. Do you agree with their choices?
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 681836
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
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TuneIn + Alexa
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You’ve all heard of the phrase “keeping up with the joneses” and may have even been subject to its influence. But as you start thinking about retirement, it becomes very personal to YOU.
In this week’s episode of Dollars & Sense, Marc & Marion discuss the constant issue of moving the goalposts when it comes to financial and retirement planning. They also discuss the problem of retirees not knowing how to spend their money once they reach retirement.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 676989
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean
Will the stock market at the end of next year be up or down compared to where it was at the end of 2024? Will U.S. investments outperform international investments?
In this week’s episode of Dollars & Sense, Marc & Marion ring in the new year with a predictions special! Watch and listen along as they go through several different questions the market faces in 2025 and what they think may happen. Want to play along at home? Grab a pen and sheet of paper!
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 676228
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean
It’s that time of year again. As the ball drops in a few nights, we’re bound to see gyms flooded with newcomers and little space to move in the organic food aisle at the supermarket. That’s right – it's New Years Resolutions season.
In this week’s edition of Dollars & Sense, Marc & Marion discuss the topic of resolutions and how big changes in your life can start with financial decisions. Listen along and you’ll even hear Marc tell us his one resolution for 2025!
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 673695
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean
With the holidays hitting next week, it's time for some last-minute shopping! Marc & Marion have an important message in this week's episode - it's OK to spend some money! Listen along as they discuss one of the biggest traps people fall into when financial planning - not spending ANY of their money. There's a time to save and a time to spend, and in this episode they break down why December is normally a good time to open up your wallet.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 671010
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean
As we roll into December, Marc and Christian have end of year planning on their mind in today’s episode of Dollars & Sense. Listen along as the two discuss the impact of capital gains distributions for 2024 taxes, plus a discussion into the generational divide when it comes to savings.
Christian provides insight into his discussions with Freedman’s younger clients and how they approach retirement savings versus those who are closer to actual retirement.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 668967
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With Thanksgiving now in the rearview mirror, Marc & Marion are onto the rest of the holiday season and discussing the big topic of spending. With so many people paying for convenience these days, it becomes vital to recognize what you are willing to spend money on and what you won’t spend money on.
Listen along as Marc & Marion work through the equilibrium of saving and spending with their clients in order to create the financial present and future that they desire.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 665420
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How often does your financial advisor communicate with you?
In today’s special episode of Dollars & Sense on-site at Putnam Pantry, Marc and Marion discuss what they call the “72 points of communication” at Freedman Financial. Since 2009, the firm has committed to communicating frequently with clients through a weekly newsletter, webinars, events and much more.
Listen along to hear the philosophy behind this and why client communication is a core pillar of the Freedman Financial business.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 661591
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What is the difference between working with Freedman Financial versus one of the national investment management companies?
In today’s episode of Dollars & Sense, Marc and Marion go over the holistic view that Freedman Financial takes with each one of its clients. Instead of just focusing on investment management for a specific fee, they look at every aspect of their client’s financial plan, helping craft unique portfolios and relationships for each person and family they serve.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 660499
Dollars & Sense podcast now streaming on:
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What is it that you need to understand as you begin to think about planning your retirement?
In this week’s episode of Dollars & Sense, Marc returns and is joined by Marion as they walk through the modern day retirement equation, which is defined by: what you can control, what you can’t control and what is somewhat in your control. Listen along as they break down all three of these and how they could impact your own financial journey.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 656656
Dollars & Sense podcast now streaming on:
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“It takes a lifetime to build wealth, and you can lose it all in a second.”
What threats could take your financial planning from success to a fear over where the next paycheck is going to come from? In this week’s episode of Dollars & Sense, Marion and Christian discuss the gigantic topic of insurance. What are your insurance needs and what insurance do you currently have?
Listen along as they go deep into auto, home and many more insurance types and situations.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 652415
Dollars & Sense podcast now streaming on:
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Can you believe we are already near the end of 2024? With two months left in the year, it’s right about now that people start thinking about year-end charitable contributions.
In this week’s episode of Dollars & Sense, Marion and Christian discuss the several tax benefits available from year-end charitable contributions, plus other rules, regulations and strategies for end of year giving. They also explain how you may work for an employee who is willing to match your charitable contribution!
Listen along for that, and much more, as you begin to plan for the end of 2024.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 651320
Dollars & Sense podcast now streaming on:
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What are the slices of the financial planning “pie”?
In this week’s episode of Dollars & Sense, Marc and Marion go through the other aspects of financial planning that you should have in place in order to create a comfortable lifestyle throughout an expected retirement. Listen along as they discuss the several roles that a financial advisor can play in their client's lives.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 647661
Dollars & Sense podcast now streaming on:
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“The long term is only a collection of short-term time frames.” How does one stay involved in the short term while also maintaining a long-term vision?
That, and much more, is the topic for Marc and Marion in this week’s edition of Dollars & Sense. Listen along as they discuss the several complexities of financial planning as you approach retirement age and how the Freedman emphasis on simplicity and longevity is used to aid their clients.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 644491
Dollars & Sense podcast now streaming on:
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Do you know what your net worth is? Even if you do... do you know where it ranks amongst U.S. households?
In today’s episode of Dollars and Sense, Marc and Marion discuss how the topic of net worth can often cause confusion with clients, whether it’s determining what theirs is or how it compares nationally and regionally. Tune in also for a discussion around the Freedman Financial philosophy of building something with our clients that is deeper than just the “investment of the day”.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 641626
Dollars & Sense podcast now streaming on:
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“Complexity makes you sound intelligent, but simplicity makes you money”
In this week’s episode of Dollars and Sense, Marc and Marion discuss one of the core components of the Freedman Financial philosophy, simplicity. They discuss the overabundance of financial advice and strategy out in the marketplace and how it distracts most investors from what their actual goals may be.
Listen for Marc and Marion’s anecdotal stories of how a emphasis on simplicity has helped them serve clients well throughout their careers.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 639793
Dollars & Sense podcast now streaming on:
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Some topics are harder to talk about than others. For example, what happens when someone gets ill, needs additional care, gets close to passing away or even passes away unexpectedly?
While not fun to think about, these are financial realities that many of our clients have faced over the years.
In this week’s episode of Dollars & Sense, Marc and Christian discuss what proper estate planning can entail for individuals and families, different types of power of attorney, plus the importance of knowing how your different accounts are registered and how your estate plan works when you’ll need it.
Don’t miss out on this important episode.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 633439
Dollars & Sense podcast now streaming on:
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Did you know that many people leave their old 401(k)s or life insurance policies with outdated beneficiaries, only to have their assets go to someone they no longer intended?
In this week’s episode of Dollars & Sense, Marc and Christian are diving into the critical importance of keeping your beneficiary designations up to date. They share real-life stories of how these oversights can cause unintended consequences and how you can ensure your financial legacy is passed on exactly as you wish.
Don’t miss it—this could save your family from future confusion and heartache!
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 630217
Dollars & Sense podcast now streaming on:
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As summer comes to a close and fall peaks its head out, many may be looking to make a change in this new season. For some, that means exploring their retirement options. But retirement isn't just a quick decision, especially if your employer presents you with several retirement options.
In this episode of Dollars and Sense, Marc and Marion walk through the three major pension options that most employees have to decide between during their careers (if they apply). They also discuss the differences between how a pension works in retirement versus a traditional retirement account.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 625611
Dollars & Sense podcast now streaming on:
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School is back in session, but is your kid ready for a crash course in financial adulting?
In this episode of Dollars and Sense, Marc and Marion dive into the realities of back-to-school season and what it means for parents and their children. As your children head back to class and college, it's an ideal time to think about how we teach the next generation about money.
Tune in as we discuss the importance of instilling financial responsibility early on and share insights on how parents can guide their children toward becoming financially independent adults. Join this week’s thoughtful discussion filled with practical tips on preparing your kids for financial adulthood.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 623256
Dollars & Sense podcast now streaming on:
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In this episode of Dollars and Sense, Marc and Marion are back in the office to share valuable planning pointers addressing common financial and investment issues clients are currently facing. This week, they explore real-life scenarios that extend beyond simply choosing the right or wrong investments.
Tune in to discover how you can ensure your financial legacy is passed on smoothly and avoid common pitfalls that could create challenges for your loved ones.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 620797
Dollars & Sense podcast now streaming on:
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Join us for another special edition of Dollars & Sense, broadcasted right from the floor of the LPL Focus Conference in San Diego, California!
Marc and Christian recap their break-out session entitled, Financial Planning: The Secret to a 99%, 20-Year Client Retention where they revealed the strategies behind their remarkable 99% client retention rate over the past 20 years. They dive deep into the financial planning process that has kept clients loyal and engaged, from the first phone call to the initial consultation. Discover how Freedman Financial builds lasting relationships and delivers financial planning that truly resonates.
Tune in to learn the steps you can take to foster strong client connections and maintain trust over the long haul.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 618117
Dollars & Sense podcast now streaming on:
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Join us for a special live edition of Dollars and Sense as we broadcast straight from the LPL Financial Focus Conference in San Diego, CA!
Marc and Marion dive into the latest financial insights, sharing key takeaways from several of the dynamic speakers at the conference.
In this episode, we explore the potential impacts of the Federal Reserve’s anticipated interest rate cuts and what they could mean for your investments. From the short-term market jitters to long-term opportunities, we break it all down in a language you can understand. Tune in for the latest straight from the floor of one of the industry’s most exciting events!
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 616107
Dollars & Sense podcast now streaming on:
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In our latest episode, we dive into a provocative question: Is your behavior more critical to your investing success than your intelligence?
Join us as we discuss why not sweating the small stuff and focusing on your investing behavior can lead to better financial outcomes. We explore the importance of maintaining discipline, sticking to your investment strategy, and avoiding emotional decisions that can derail your long-term financial goals.
Tune in to this week’s episode of Dollars and Sense as Marc and Marion give practical tips and to help you manage your investment behavior regardless of the political climate. Don’t miss this insightful discussion that promises to reshape the way you think about investing!
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 612106
Dollars & Sense podcast now streaming on:
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Ever wondered how political shocks and economic trends really impact your investments? In our latest episode, we dive deep into insights from our recent quarterly townhall meeting, where we simplify complex financial topics in a language you can understand.
Tune in to this week’s episode of Dollars and Sense as Marc and Marion dive into key economic trends, stock market updates, and other crucial current issues shaping the financial landscape.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 609401
Dollars & Sense podcast now streaming on:
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What if someone sued you tomorrow? Are you prepared?
While serving on jury duty, our director of financial planning, Christan Karcher realized how unexpected legal liabilities can profoundly impact both individuals and institutions. This sparked a broader conversation about the importance of having robust contingency plans in place, not just for professional liabilities but also for personal risks like accidents or lawsuits.
In our latest episode, we dive deep into the often-overlooked realm of contingency planning in financial management.
Tune in to this week’s episode of Dollars and Sense as Marc and Christian share practical insights into how to safeguard your financial well-being against unforeseen circumstances. Whether you’re a seasoned investor or new to financial planning, understanding these nuances can make a significant difference in securing your financial future. You don’t want to miss this one!
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 606299
Dollars & Sense podcast now streaming on:
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You’re in for a treat this week as Marion Gilman and Christian Karcher team up to provide you financial advice in a language you can understand during this week’s episode of Dollars & Sense.
I don’t know if you’ve noticed, but back-to-school supplies are filling the shelves and summer is almost over! For those of you who have children, it may be time to start thinking about private school or college tuition. It’s no secret that the cost of tuition continues to climb, making it as important as ever to begin planning for it now.
Tune in to this week’s episode of Dollars & Sense as Marion and Christian explain the importance of education planning and the value of 529 plans, all in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 603993
Dollars & Sense podcast now streaming on:
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Have you ever questioned financial “facts” you’ve heard or seen over the years?
Today, we dive deep into the misconceptions that often cloud financial decision-making. Whether you're preparing for retirement, navigating investments, or safeguarding your family's financial future, understanding these myths are essential.
Tune in to this week’s episode of Dollars and Sense as Marc and Marion unravel these misconceptions, providing clarity and empowering you with knowledge to make informed financial choices. Don't miss this opportunity to enhance your financial literacy and take control of your financial journey.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
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Dollars & Sense podcast now streaming on:
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Have you ever had your retirement plans unexpectedly disrupted?
A common concern among many of our clients is the unforeseen events that can derail retirement dreams. Whether it's a sudden layoff after years of dedicated service or health challenges that force an early exit from the workforce, these disruptions can be emotionally and financially overwhelming.
Tune in to this week’s episode of Dollars and Sense as Marc and Marion discuss real-life scenarios and how working with certified financial planners can provide peace of mind and ensure you're prepared for any twist life may throw your way.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 598404
Dollars & Sense podcast now streaming on:
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Got cash sitting in your bank?
In our latest podcast episode, we’re diving deep into the crucial topic of maximizing your cash with higher interest rates and smarter financial strategies.
Whether you’re exploring high-yield interest accounts, money market funds, or other attractive options, we’ll walk you through the pros and cons, helping you make informed decisions about your financial future.
Tune in to this week’s episode of Dollars and Sense as Marc and Christian discuss practical tips to consolidate and optimize your cash holdings, ensuring your savings are working harder for you. Don’t miss out on valuable insights that can simplify your financial life and set you on the path toward long-term financial security!
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 595440
Dollars & Sense podcast now streaming on:
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Curious about bonds in your portfolio? With the stock market seeing ups and downs recently, many people are asking why bonds are still important.
In our latest episode, we dive deep into the role of bonds, how they contribute to a balanced investment strategy, and why they might be crucial for your financial goals. We'll also explore the role of bonds as an income contributor and their importance in providing comfort and stability, especially as you approach retirement age.
Tune in to this week’s episode of Dollars and Sense as Marc and Marion lead an insightful discussion that can help you make informed decisions about your investment strategy!
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 592407
Dollars & Sense podcast now streaming on:
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Ready for Summer? In this week's episode, we dive into the joys of summer travel and its ties to economic health. As we approach the warmer months, travel plans are on the rise, reflecting how people feel about the economy.
Whether you're planning a big trip or curious about how modern retirees manage their wealth, Tune in to this week’s episode of Dollars and Sense as Marc and Marion share insights on balancing travel, savings, and financial freedom. Don't miss this episode for a fresh perspective on enjoying your golden years with confidence and excitement!
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 590824
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If you’re looking for financial advice in a language you can understand, then you don’t want to miss out on our weekly Dollars & Sense video podcast. This week, we are talking about how you can stay on track in your retirement planning, no matter what life brings your way!
Many clients come to us 10 or even 5 years before they plan to retire, and we set out a comprehensive plan. But what happens when life throws a curveball? Whether it's an unexpected illness, a layoff, or the joyous arrival of grandchildren, your retirement plan must adapt to life's changes.
Tune in to this week’s episode of Dollars and Sense as Marion and Christian discuss the importance of flexibility and preparedness in your financial strategy to ensure you can enjoy a comfortable and fulfilling retirement despite the inevitable surprises along the way.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 587108
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This week, we dive into a hot topic that's been buzzing in the financial world. A client on the brink of retirement shared an article by financial guru Suze Orman, who boldly claimed that $2 million is no longer sufficient for a successful early retirement. This controversial statement has sparked fear and debate among many.
In this week’s episode of Dollars and Sense, Marc and Marion break down why such a figure might not be one-size-fits-all and discuss the critical factors you should consider for your retirement planning, beyond just the numbers.
Tune in to this week’s eye-opening episode of Dollars & Sense as Marc and Marion explore why your personal spending habits, lifestyle choices, and current financial situation play a crucial role in determining the amount you need to retire comfortably.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 584899
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Ever feel like you need to keep tweaking your portfolio to stay on track?
In this week’s episode, we’re talking about why that might not be necessary. We believe in helping our clients build portfolios that last, guiding them toward their financial goals over time. No need for constant adjustments or finding that one magic investment.
In this week’s episode of Dollars and Sense, Marc and Marion chat about the dangers of trying to time the market, and why jumping in and out can do more harm than good. Plus, they’ll share why a balanced, diversified portfolio is key to riding out market ups and downs comfortably.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion share valuable tips on how to build a portfolio that works for you, now and in the future!
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 581086
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What do you think are the most common causes of a derailed financial plan? You might be surprised by what you find.
In this week’s episode of Dollars and Sense, Marc and Christian dive into the crucial topic of how financial plans can go off course. It's easy to believe that external factors like the economy, political events, or market fluctuations are the biggest threats to a solid financial strategy. But what if the true risks are actually within our control?
Tune in to this week’s episode of Dollars & Sense as Marc and Christian share the top reasons why your financial plan might be at risk and how you can steer clear of them.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 576728
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When you consider what it means to be rich, is it just about the size of your bank account, or is it something deeper?
In this week’s episode of Dollars and Sense, Marc and Marion delve into the complex and nuanced answers to this question, highlighting that wealth is much more than just a number on a paycheck. They explore how personal values, lifestyle choices, and even basic needs play a role in shaping one's definition of wealth. This episode invites listeners to reflect on their own relationship with money and success while emphasizing that the concept of wealth is as unique as the individuals who pursue it.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion explore the evolving concept of wealth in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 576252
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Graduation season is upon us, and for many college seniors, it’s the beginning of a new chapter. As they approach this significant milestone, have you discussed with your children their plans after they graduate?
In this week’s episode of Dollars and Sense, Marc recounts his recent visit to Merrimack College, where he spoke with a group of soon-to-be graduates. The conversation that unfolded was both insightful and surprising, shedding light on the concerns these young adults have as they transition into the workforce.
Tune in to this week’s episode of Dollars & Sense as Marc discusses the challenges facing today's college seniors and offers valuable advice for parents and graduates alike in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 573655
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If you’re looking for financial advice in a language you can understand, then you don’t want to miss out on our weekly Dollars & Sense video podcast. We are blown away that April is wrapping up and we’re heading into May. Time seems to be flying by faster and faster each year, doesn’t it?
When you’re younger and in college, you feel as if you have all the time in the world. But you’ll blink and be in your 40’s, 50’s, and 60’s wondering where did all that time go? If we still have time to do what we want to do, how are we taking advantage of that time and what are we doing with it? For us, it’s traveling and the experiences we get to indulge in.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion explain why it’s important to discuss your retirement needs, wants, and goals with your financial advisor, all in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 570844
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Marc and Marion are back in action for this week’s Dollars & Sense video podcast. It’s been a jam packed few weeks –everyone hopefully filed their taxes, school was out this past week for Spring Break, the Boston Marathon was on Monday, the Red Sox lost another game, and we’ve enjoyed some really nice spring weather!
Tax season has finally wrapped up. Our team received a lot of calls with a similar tax question this year… drum roll….
“Why did I owe so much?!”
Who’s to blame for the hike in what you owe? You may think it’s your accountant’s fault, but we have to say, that’s rarely the case.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion explain why you may have owed more money to the IRS this year, all in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 567854
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Join us for this week’s Dollars & Sense video podcast as our Director of Financial Planning, Christian Karcher, joins Executive Vice President and Partner, Marion Gilman, to kick off Financial Literacy Month!
In this episode, we'll dive into essential tips and strategies to help you take control of your finances and work towards building a secure financial future. Whether you're looking to save more, invest wisely, or simply improve your financial knowledge, this podcast is packed with valuable insights to empower you on your financial journey.
Tune in to this week’s episode of Dollars & Sense as Marion and Christian provide our younger listeners with powerful financial literacy insights, all in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 565019
Dollars & Sense podcast now streaming on:
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Join us for this week’s Dollars & Sense video podcast as our Director of Financial Planning, Christian Karcher, joins Executive Vice President and Partner, Marion Gilman, to kick off Financial Literacy Month!
In this episode, we'll dive into essential tips and strategies to help you take control of your finances and work towards building a secure financial future. Whether you're looking to save more, invest wisely, or simply improve your financial knowledge, this podcast is packed with valuable insights to empower you on your financial journey.
Tune in to this week’s episode of Dollars & Sense as Marion and Christian provide our younger listeners with powerful financial literacy insights, all in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 562066
Dollars & Sense podcast now streaming on:
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It’s no secret that retirement and expectations surrounding it have changed a lot over the years. Marion’s grandfather was one of the first to pay into social security when it came about during his working years. At the time, you could start collecting at the retirement age of 65 with the expectation that you wouldn’t live much longer since that was the life expectancy back then. It’s crazy to think how much things have changed over the last 90 years. Nowadays, people are still expecting to retire at age 65…but is that realistic?
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about retirement expectations in today’s day and age, all in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 559081
Dollars & Sense podcast now streaming on:
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If you’re looking for financial advice in a language you can understand, then Dollars & Sense is the perfect podcast for you.
It’s always interesting to us how many folks think that a financial advisor primarily talks about how best to invest your money. We’re here to bust that myth because that’s not really what we do at Freedman Financial. Now don’t get us wrong, we do invest money, and might we add, we pay close attention to what we invest that money in. However, that is not the main focus of our conversations with clients because we like to take a much more holistic view of your life and your financial situation.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about how acting as a fiduciary can benefit you, all in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 556740
Dollars & Sense podcast now streaming on:
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Konnichiwa and welcome to a brand-new episode of Dollars & Sense with your hosts Marc Freedman and Marion Gilman. Marion and her family just returned from Japan where she immersed herself in their culture, architecture, art, cuisine, and everything in between.
For many, retirement signifies the time to break free from the 9-5 routine and dive into a world of endless possibilities. Why not celebrate this newfound freedom by embarking on some new adventures? Traveling becomes the ultimate highlight of retirement, offering a chance to explore new horizons and immerse yourself in diverse cultures. So, what makes the idea of jet-setting around the world so irresistible at this stage?
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about why traveling is indeed the best part of retirement, all in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 553883
Dollars & Sense podcast now streaming on:
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You’re in for a special treat this week as Christian Karcher joins our host Marc Freedman on our latest edition of Dollars & Sense.
We all know tax season is quickly approaching, but do you know what else April is known for? If you said National Humor Month, you’re not wrong, and if you know us, you know we love a good joke at Freedman Financial. More importantly, April is known for Financial Literacy Month. We have some exciting things planned for April as we aim the spotlight on Financial Literacy and spend time empowering our listeners with the knowledge and skills needed to make smart financial decisions.
We preach to our followers to focus on what you can control, and since our school systems, especially in Massachusetts, are lacking in financial literacy education, we’re going to do our part by providing you financial literacy advice – all in a language you can understand. If you have any questions about your personal financial situation or would like a second opinion, just reach out!
Tune in to this week’s episode of Dollars & Sense as Marc and Christian give a sneak peek into the financial literacy topics you can expect next month in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 550833
Dollars & Sense podcast now streaming on:
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We’re back for another exciting edition of Dollars & Sense. When we hear about real life stories in the office, newspaper, or on television, we try to make sense of those stories and headlines by providing financial advice in a language you can understand. And by now it’s no surprise that a lot of the headline news is sensational, so we try to bring it back down to earth and give you our two cents.
One important piece of advice we want to share with you is not to be lured into impressing other people. How many times have you caught yourself wanting to purchase an item that you normally wouldn’t buy? Items such as name brand clothing or expensive cars tend to be designed to impress others. Feeling guilty? If you’re ready to get serious about your finances, just reach out!
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about how buying to impress can impact your finances in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 547916
Dollars & Sense podcast now streaming on:
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Thanks for joining us for another edition of Dollars & Sense. We don’t know about you, but this week our phone has been ringing off the hook! Everyone wants to know where their 1099R form is. But not everyone will get one; like those who did not take any money out of their IRA. But wait, there’s more… if you have a personal account, an individual account, a joint account, a brokerage account, a trust account, all other types of accounts that aren’t considered retirement accounts, you may not get them by January 31st each year. These investment companies have the leeway to send them out after January 31st each year. With over 50 years of experience, our team is happy to work closely with you to ensure you’re on the right track and know what to expect every year. Just reach out!
Tune in to this week’s episode of Dollars & Sense as Marc and Marion give advice on tax planning and tax forms all in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 544398
Dollars & Sense podcast now streaming on:
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Welcome back to a special edition of Dollars & Sense with your hosts Marc and Marion. We’re excited to launch our first video podcast just for you! We’ve spent some dollars to hopefully make some sense out of this podcast 😉. We hope you’ll continue to follow us as we provide you with financial advice in a language you can understand.
As the years have changed, the rules around financial planning and investing, along with the way we think about our financial future, has changed too. There’s a lot of impressions we have that come from our parents and grandparents, so planning in today’s world is far different than it was for previous generations.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about the importance of planning for your plan to not go accordingly all in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 542071
Dollars & Sense podcast now streaming on:
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Welcome back to another episode of Dollars & Sense with your hosts Marc and Marion. We’re recording in our newly transformed studio today and getting ready to launch the podcast you already know and love in video format!
As our clients face retirement, they often think about how they’re going to spend their money, how they can provide support for their children, and what they can do to truly enjoy their golden years. Pay close attention, we’re about to reveal a secret that will resonate with you deeply. The memories and experiences that you create with your children and grandchildren will leave an everlasting mark, far surpassing the significance of any material wealth you may leave behind. Allow that to sink in.
Join us on this week's captivating episode of Dollars & Sense, where Marc and Marion talk about the significance of investing your resources in making lasting memories with your loved ones, rather than focusing on building an inheritance for your children, all in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 538982
Dollars & Sense podcast now streaming on:
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Welcome back to another episode of Dollars & Sense with your hosts Marc and Marion.
There’s been a lot of speculation surrounding the 2 pm Fed Meeting today (1/31/24) and whether they’re going to lower interest rates. Our guess as well as most analysts out there, is that they will not be lowering interest rates – at least for now. However, word on the street suggests there could be up to four rate cuts this year. That’s important because essentially the 10-year Treasury Bond is priced off those rates. So, why is that important? If you weren’t aware, mortgages are priced off the 10-year bond. Have we got your attention yet?
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about what the impact of a drop in interest rate means in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 535458
Dollars & Sense podcast now streaming on:
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Thanks for joining Marc and Marion for this week’s episode of Dollars & Sense. FASFA applications are being filled out and college acceptance letters are coming in. If you have a student graduating from high school this year who has plans of furthering their education, whether a trade school, college, or university, they are eligible to apply for our Freedman Financial Annual Scholarship. We offer $2,000 to the applicant who best answers a 500-word essay, “What Does Financial Responsibility Mean to You?” and who excels with their academic and extracurricular activities. You can put the money towards books, a new laptop, or even tuition – every little bit helps! Learn more about this on our website or by signing up for our newsletter.
For decades, we’ve been conditioned into thinking that you need to attend college and obtain a degree after high school. Now, with the rising cost of college, people are questing whether it’s worth sending their children to a secondary school.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about the value of college and if people’s view on the importance of it has changed in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 532448
Dollars & Sense podcast now streaming on:
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We’re three weeks into January and there’s a lot to unpack! The frigid winter temps are here, we’re pumped that the Boston Celtics are in first place, and we’re in the beginnings of the political primaries. Everyone has a right and obligation to vote, please make sure you exercise your freedom to do so and encourage your eligible children to vote as well.
In this week’s episode of Dollars & Sense, Marc and Marion raise the question as to why the younger generations are having more difficulty living within their means. Has the gradual shift from cash to debit/credit cards played a part in the decline of financial literacy?
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about the importance of financial literacy in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 528912
Dollars & Sense podcast now streaming on:
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Marion and Christian are together again to host this week’s episode of Dollars & Sense. Everyone’s getting settled into the new year and is excited for new beginnings, a “fresh start”, healthier eating, and getting into shape. The start of the new year also means it’s Girl Scout Cookie season. The temptation is real - don’t fight it, treat yourself to these delicious cookies and support your local Girl Scouts!
This week we picked out an important topic for our listeners, understanding beneficiary IRA rules. We’re going to break down the ever-changing rules surrounding beneficiary IRA’s and provide you with financial advice in a language you can understand.
Tune in to this week’s episode of Dollars & Sense as Marion and Christian discuss what happens when you inherit a retirement account from someone in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 526637
Dollars & Sense podcast now streaming on:
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Happy New Year and thanks for tuning into our first episode of Dollars & Sense in 2024!
At Freedman Financial, our goal has always been to provide financial advice in a language you can understand. We’re starting off the year by crunching some numbers and having a friendly debate about median vs. mean…
Before we begin, we’re going to have a quick math lesson: to find out your net-worth, add up your assets (bank accounts, investment accounts, retirement accounts, house, car, and anything else of value that can be liquidated) and then subtract any liabilities (debt, loans against your car or house, credit card debt, student loan debt, etc.). Now back to our point – if you have 10 people and 9 of them make $90,000/annually and 1 person makes $10,000/annually, what is the mean? You’d add up each of their incomes and then divide by the number of people, which in this case would be $82,000/annually. The median, however, would be calculated by lining up those same 10 people, pushing half to one side, half to the other, and what remains in the middle in the median. If the number of data points is even, the median number is the average of the two middle data points in the list. In this case, that would be $90,000. Are you still following? Now let’s apply this same math to the overall median household net-worth which is about $192,000. That’s up from three years ago when this same study was performed and the median net-worth was $121,000. That is an enormous increase of 50%!
Tune in to this week’s episode of Dollars & Sense as Marc and Marion debate median vs. mean and discuss why there’s been such a large increase in the overall median household net-worth in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 523513
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Thanks for joining us for our last episode of Dollars & Sense in 2023! We hope you all enjoyed your Christmas holiday like we did!
With the market being up, we’ll end 2023 on a very positive note, which is great considering what a volatile year it’s been. Morningstar, which is an independent rating service with a heavy focus on mutual funds, put out a story on the type of advice financial advisors are giving to clients as they’re approaching retirement. Once the paychecks stop rolling in, your spending habits generally change to adjust to your new monthly income.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion answer the three questions posed in the recent Morningstar piece about how they help clients as they near retirement in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 521186
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Thanks for joining Marc and Marion for the second to last episode of Dollars & Sense in 2023! Christmas shopping is done and we’re ready to enjoy the quality time with our families. Christmas, family, chocolates, and gifts all put smiles on our faces, but that’s not the only thing making us smile right now…
With 2023 coming to an end, we’re ending on a very positive note. The last 7 or so weeks we’ve seen positive performance. Who would have thought that the NASDAQ would end up almost 40% at this point. Since the end of October, the S&P 500 is up about 16% - in less than two months! An interesting statistic shared by Mass Financial Services in Boston was the seven tech stocks (Apple, Microsoft, Google, Amazon, Nvidia, Meta, and Tesla), also referred to as the “Magnificent Seven” hit record highs this past month. What’s interesting is that those stocks are on average up 105% as of December 18, 2023. But, in 2022, the average of these stocks was DOWN 46%. See how quickly things change in a year? This is a prime example as to why we don’t chase the wild volatility and why a diversified portfolio is important.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss the stock market and ending the year on a bright note in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 519513
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Marc and Marion are together again for this week’s episode of Dollars & Sense and to wrap up the last few weeks of 2023. Kind of crazy, isn’t it? Every year in December we find ourselves saying the same thing, “the year has just blown by.” Some things never change!
You know what else is for certain? We get older every year. It’s one of those things people don’t want to plan for but it’s a reality of life. Each week when we do these podcasts, we try to put together a topic that would be of interest to our listeners. A few times this year we’ve referenced the book The Psychology of Money written by award-winning author Morgan Housel. Morgan also just published a new book, titled, Same as Ever: A Guide to What Never Changes. When you start thinking about your future, it’s filled with hopes, wants, dreams, and expectations. Well, experts tell us, whether it’s those life things or whether it’s projections about the stock market or economics, generally only 25% of those projections come to fruition. That means your surprised 75% of the time. I don’t know about you, but we don’t like surprises!
Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss the power of control in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 516865
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You’re in for a treat as Marion and Christian are hosting this week’s episode of Dollars & Sense. As our loyal listeners know, Christian is our Director of Financial Planning so we want to take full advantage of having him as a guest speaker.
So, what’s going on with people as they approach retirement and enter retirement? It’s pretty cliché to say, but it’s the biggest change that will happen in your life. BUT it really is the biggest change - particularlyfrom a money perspective. As you creep closer to retirement age, you get excited to finally have the chance to pull the trigger, retire, and live a carefree retirement the way you envisioned it. But what happens when the paychecks stop all of a sudden?
Tune in to this week’s episode of Dollars & Sense as Marion and Christian discuss making the mental switch when you’re retiring in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 513738
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Welcome back to another episode of Dollars & Sense with your hosts Marc and Christian. We’re heading into the first week of December with Christmas, Hanukkah, and all festive holidays upon us this month. With holiday shopping in full swing, we can tell you that Marc knows all the Amazon, FedEx, USPS, and UPS drivers by first name now! We’re all feeling holly jolly and wanted to share our advice on whether you should pay for holiday gifts with cash or credit cards.
The days of shopping with cash seem to be a thing of the past. We’ve found it to be one of the more dangerous ways to shop now. Why is that? Well, one of the biggest reasons is you can lose your cash and the likelihood of recovering it before someone else finds it is slim to none…
Tune in to this week’s episode of Dollars & Sense as Marc and Christian discuss smart ways to pay for holiday gifts in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 510886
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Thanks for tuning it to our special Thanksgiving episode of Dollars & Sense with Marc and Marion. Every week we have a great time hosting the show to provide our listeners with financial advice in a language you can understand. Today’s topic is going to be a bit different – we’re not going to be talking about dollars, stocks, bonds and all other types of monetary items. Today, we’re talking about things! Things? Yes, things!
We’ve all collected stuff over the years and we bet there’s some clutter in your home because of it. As you get older, you may find the need to downsize – so what do you do with all your stuff? More importantly, do YOU do anything with your stuff or wait until your kids need to figure out what to do with it one day? That brings us to a thought-provoking question. Do your children view your sentimental heirlooms the same way you do?
Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss what has happened to the notion of sentimental value and some topics you can talk about at Thanksgiving dinner for some good laughs in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 507820
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Welcome back to this week’s episode of Dollars & Sense. If you’ve been following what’s been going on in the world, and certainly from an economic standpoint, you may be excited over what the markets done over the past week. Marc was on vacation the first week of November when the markets started doing really well, so maybe we’ll keep him out of the office for good luck! ;)
We just got back from the Baron’s Conference in NYC where we were among 5,000 other financial professionals, clients, and shareholders who learned valuable information from fund managers and CEOs. Ron Baron shared his 30 year perspective on inflation and how different items have been affected by it. There were a few huge takeaways from the conference, but we have to say, the entertainment was probably the best part. Our main stage surprise entertainment was Justin Timberlake!
If you’re ready to get serious about your financial future, please don’t hesitate to contact our office to see how we can assist you. Our team at Freedman Financial focuses on financial planning and what you can control. We build strategies for the long-term, not just to last through the next few years.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss the impact of inflation and why investing makes sense in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 506258
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Marion and Marc are together again to host this week’s episode of Dollars & Sense. It’s the same old song and dance when it comes to market volatility. We find it interesting that the word volatile refers to the markets going down AND up, but you usually only hear the word if the markets are down. If you look at the performance of the major Indexes of the year, they’re actually up.
At Freedman Financial, when we buy stocks for our clients, we buy them for the long-run. It’s important to not focus on the year-to-year volatility or market movement. We look at a 5-10 year horizon, and over that time period, it’s typical that stocks outperform bonds and cash. When we build portfolios for our clients, we use exchange traded funds (low cost professionally managed funds), actively managed mutual funds, index funds, and actively managed bond funds as well. We don’t pick individual securities. So what do we mean by that? When a client comes to us and says, “I want to buy Tesla, Apple, or Disney”, we tell them they already own it because they are a part of a large growth stock index or a large growth mutual fund that’s actively managed. If this topic has sparked any questions, please don’t hesitate to contact our office to see how we can assist you.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss managing portfolios in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 503331
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Marc is on a much-deserved vacation this week, so Marion and Christian have stepped in to host! This week, they are delving into life insurance.
Life insurance can be an important part of your financial plan for both you and your loved ones. But, do you know how much life insurance you need, what policy makes sense for you…or do you even need life insurance?
Listen in as Marion and Christian discuss life insurance in a ‘Language You Can Understand®.’
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 499826
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While Marion Gilman, CFP® is off enjoying the beautiful Mediterranean weather, we’re excited to have our Director of Financial Planning, Christian Karcher, CFP® join us for this week’s episode of Dollars & Sense. We usually talk about financial advice in a language you can understand, but we’re going to talk about an interesting topic that was brought up over the weekend while Marc was hanging out with his family and friends. Have you ever heard of girl math?
If you’re part of the younger generation, you may have heard about girl math online. It’s a series of rules that people have developed to justify some money spending and decisions. Do you buy coffee out a lot? If you do, here’s an example for you: If you’ve already preloaded your Starbucks app/card with $10, grab a coffee at the drive-thru and leave, that’s free coffee. Well, in your mind it’s free since your card was already loaded with the $10 and you didn’t need to deduct any money from your bank account. Interesting outlook, right?
Tune in to this week’s episode of Dollars & Sense as Marc and Christian discuss how different generations view money in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 496343
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We’re back again with another episode of Dollars & Sense, where we try to provide some financial advice in a language you can understand. We’re in the middle of October, Christmas trees are out in the stores (WHAT?!), and Halloween decorations are up. Today we’re going to have a little bit of fun and talk about some scenarios and situations that we’ve run into here in our office, some conversations we’ve heard on the street, and stuff we’ve seen on TV and in social media.
A great orator has a way of getting in front of a crowd and influencing people to make a decision despite the fact that it makes no sense whatsoever, but because they’re so compelling in the way they present it, they easily build a large following. Kim Kardashian is a prime example here! What influences people to make decisions just really blows us away.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss how the world around us can persuade us to make decisions in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 493649
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Fall is setting in, there’s a chill in the air, and the leaves are changing colors here in Massachusetts. Unfortunately, our focus has been on the horrific terrorist attacks going on in Israel. As Israel has stated, this is their September 11th. If you think about the size of the population of Israel compared to the U.S.A., it’s almost six to ten times worse than the number of deaths and destruction that they’ve had in a single day. We have absolute full confidence in the power of Israel and the support of the American Government along with other government entities to hopefully wipe out terrorism in the Middle East. Our hearts are with every single person affected by this act of terrorism.
One of the questions people continue to ask us about with the war in Israel and Gaza, the challenges with the economy, and what’s going on with Ukraine, is how does that impact the state of the economy? One of the things we review frequently with our clients is what has happened over the past year. We also look at the bigger picture by looking back three years, five years, ten years, etc., to show the value of long-term investing. We’re happy to report that over the past year we have seen positive returns after a terrible 2022.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss how the war in Israel and current events could affect the economy and stock market in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 490837
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The Topsfield Fair is in full swing and all of us at the Bnai Brith Booth hosted the 5th Annual Hot Dog Eating Contest! Contestants had 7 minutes to consume ¼ lb. Hebrew National All-Beef Hot Dogs (including the bun). The winner ate 11 hot dogs, which is pretty wild, and we all celebrated another successful year!
The leaves are changing, but that’s not the only thing changing – so are the markets. September was a tough month and for those still waiting to receive their statements, our advice is not to even look at it. This is why we can’t stress enough the importance of staying the course. If there’s money you’ll need to use in a year or two, the stock market is probably not the place for your money. If you’re looking for a low-risk option, check out money market funds.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss what’s going on with the stock market in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 487730
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Here we go again. Perhaps one of the reasons the market is acting so unfavorably over the past week or two is because the government has the potential to shut down on October 1st. Déjà Vu all over again. As a matter of fact, Marion was just reading statistics from an article that stated we’ve apparently had 21 government shutdowns since 1976. You’d think with that many shutdowns that our country would be no more, right? That’s not exactly how it works, let us explain…
Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss how a potential government shutdown could affect you in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 484456
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The much anticipated Topsfield Fair is coming up and Marc is looking forward to seeing you there. He’ll be volunteering at the Bnai Brith Booth alongside his wife, Laura, and about 120 other volunteers serving some of the best brisket, Hebrew National Hot Dogs, and Jewish Fare on the East Coast! As an added incentive, if you visit his booth and ask for him, he will have a special surprise for you!
A recent eye-opening report in the Wall Street Journal talked about how ill-prepared people are for retirement. The results tell a story of how under-aware we are of life in America and that we see our world within the sphere in which we live. But does this report tell the whole story? We dig a little deeper…
Whether you’re fully confident in your current retirement strategy or are looking for a second opinion, we welcome you to contact our team today.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss why you should always get the full context on stories being reported by the media in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 481494
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When are often asked, “What do you hope to get as a rate of return on your investments over time?” The goal is 6-8%. However, the likelihood of 6-8% in one year is slim to none. Investing is for the long term! The longer you are in the market, the better chance you will have a higher rate of return.
Don’t let negative headlines or soundbites drive your financial decisions. Sadly, pessimism drives action more than optimism. The goal of these scare tactics is to get a reaction, so think before you act!
Tune in to this week’s episode of Dollars & Sense as Marc and Marion reflect on market downturns and why time in the market is better than timing the market.
If you’re ready to get serious about your financial planning and investment management needs, contact our team today.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 478656
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There comes a point in time when you have to understand whether you’re making a rational decision or a reasonable decision. We think you also need to recognize when you’re making a ridiculous decision. We don’t think it’ll surprise you where you make the most ridiculous decisions. Think back to some of the regrettable decisions you’ve made over your lifetime. We’re betting you were probably in your younger years. Did we hit the nail on the head?
Take a guess at the age a recent study suggested we begin making smart financial decisions. We’ll give you a hint – it’s typically the time people get serious about their future and come to us for financial advice.
You should feel confident in your financial team, and be comfortable asking them anything. Yes, we mean anything. If you’re ready to start a conversation about your future, contact our team today.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss the three major “R’s” of decision making in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 476042
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When you were told to complete your homework as a child, you probably moaned and groaned. If you partner with our team, there’s one homework assignment that must be completed each year – scheduling your annual financial review. We promise you’ll thank us later!
At Freedman Financial, the very last action item on your financial plan is to review your plan on an annual basis. Why is this important? All of the relationships with our clients start off by completing a financial plan. During this comprehensive process we try to emphasize that it is an ongoing process and not a “one and done”. So much changes in your life over the course of 1, 5, 10, 20+ years and your financial plan should reflect that.
If you’re in need of a financial review or are interested in a second opinion, contact our team today.
Tune in to this week’s episode of Dollars & Sense as Marion and Christian discuss the three major categories that could potentially change your financial plan in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 473552
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This week we’re addressing your questions and giving you advice in a language you can understand. These questions are from viewers just like you who have questions surrounding money market funds, risk, and even scams.
If you have any questions regarding investing, market volatility, retirement, cash flow, and social security – just to name a few, contact us and we’ll answer them in an upcoming episode.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion host a special Q&A session in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 471200
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean
We pride ourselves on not only paying attention to the financial aspect of your life but to look at your life holistically. Marion recently heard the saying “live by design, not by default.” Isn’t that the ultimate goal? What life do you want to create and what do you want to do in your life? We think it’s pretty important to keep that in mind not only in retirement age but also along the way.
By default, we are conditioned to join the workforce after completing school, find a partner, own a house, have children, and save, save, save. When you get into your sixties and have lived this lifestyle for 30-40 years, you may find it hard to transition into a lifestyle of relaxation, enjoyment, and living by design as to what you want to do.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion give a special shout-out to Marc’s son, Jerry, and talk about living by design and not be default in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 468612
Dollars & Sense podcast now streaming on: Spotify iHeartRadio Apple Podcasts, previously known as iTunes Google Podcasts TuneIn + Alexa Pandora PodBean
We just back from attending the LPL Financial Focus conference in beautiful San Diego. We had a great time networking and hearing about the latest products, tools, and ideas for us to implement.
During the conference, LPL President & CEO, Dan Arnold, made a thought-provoking statement. He said, “Ideas are interesting but execution is everything.” This got us thinking about some of the conversations we have with our own clients. A lot of clients come to our office with all of these ideas that they want to do. Then before they know it, decades pass by and they forget about fulfilling these ideas, dreams, and goals that they had – simply because they didn’t know how to execute. If this resonates with you in the slightest, don’t let time continue passing by. Our doors are always open and we’re happy to discuss financial strategies that are right for you so you can continue pursuing your dreams and goals. Contact our team today.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about the importance of executing a financial strategy in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 466171
Dollars & Sense podcast now streaming on: Spotify iHeartRadio Apple Podcasts, previously known as iTunes Google Podcasts TuneIn + Alexa Pandora PodBean
It’s amazing how many times we run into people who say the old adage, “well this time it’s different.” Whether they’re talking about the markets, the weather, how people prepare food, and everything else in between. You know what? It’s never different. We go through these hills and valleys and everything always works itself out. Inflation is the perfect example. In June of 2022, inflation was at 9% and a year later it’s at 3%...
People would love to have a guaranteed income stream in retirement. Now don’t get us wrong, we think having a guaranteed income stream is a wonderful thing to have as part of your overall income strategy, but you need to have other resources that are flexible enough to help you keep pace with inflation and available in case of emergencies. If you don’t currently have a plan in place, our doors are always open and we’re happy to discuss financial strategies that are right for you. Contact our team today.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about strategies for withdrawing money during retirement in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 464287
Dollars & Sense podcast now streaming on: Spotify iHeartRadio Apple Podcasts, previously known as iTunes Google Podcasts TuneIn + Alexa Pandora PodBean
Marc and Marion didn’t have a set agenda for this week’s podcast – until yesterday. It’s hard to believe that we’ve been sharing our thoughts and advice on air for over 12 years now. You always hope your message reaches the people who get the most value out of it. Our day was made yesterday when Marc met with a client who shared he spends a lot of time listening to this podcast. He’s also listened to past radio shows, he joins us on our quarterly webinar (contact us to get a future invite: Contact Freedman Financial), and he said what he’s grown to really like about our firm is how consistent our messaging is despite the volatility in the markets.
With our 50 years of experience, we can truly say that we’ve “Been there…done that…” Tune in to this week’s episode of Dollars & Sense as Marc and Marion chat about the importance of consistent messaging in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 461432
Dollars & Sense podcast now streaming on: Spotify iHeartRadio Apple Podcasts, previously known as iTunes Google Podcasts TuneIn + Alexa Pandora PodBean
It’s the middle of summer and we are feeling that heat and humidity! Here’s hoping the last half of summer is drier and more enjoyable.
Even though we saw a lot of turbulence last year, 2023 is turning out to be a pretty good year for the stock market. What helped turn the market around? A few big factors were the FED realized they were raising interest rates too fast and eased off, the unemployment rate is very low, and we avoided a recession that many thought we’d be in by now. We can’t say we didn’t warn you to turn the news off and to stop listening to the media’s scare tactics. ;)
We’re packing a one-two punch and busting myths about taxes in retirement. For those who have been working for years and socking money away in their 401(k), they’re now seeing significantly large balances in them. Back in the day, employees were given company-sponsored pensions and you were simply paid the pension when you left. The issue we’re seeing for 401(k) owners is that this large lump of money is taxable income and you need to know how to manage it so it lasts you for the rest of your life in a tax efficient way. You ever hear the expression that once you retire you’ll be in a lower tax bracket? Is that really the case?
Whether you’re a business owner or work for someone else, you can’t avoid taxes in retirement. What you can control is saving money now and working with a certified financial planner professional to help you plan for your retirement and beyond. Contact our team today at www.freedmanfinancial.com/contact-us.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion bust myths about taxes in retirement in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 458600
Dollars & Sense podcast now streaming on: Spotify iHeartRadio Apple Podcasts, previously known as iTunes Google Podcasts TuneIn + Alexa Pandora PodBean
One of the things that everyone likes to do, especially those who are approaching or in retirement, is to travel. The joy of having more flexibility, freedom, and the opportunity to embark on longer journeys is what retirees eagerly anticipate when planning their next adventure. After Covid derailed everyone's travel plans for a few years, people were anxious to see the world again. Some individuals even considered indulging in more luxurious trips as they had saved money by not traveling in 2020 and 2021. However, it's important to note that this form of mental accounting might lead to increased spending, as the money you thought you were saving was most likely allocated to other expenses.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about travel tips for retirees in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 456507
Dollars & Sense podcast now streaming on: Spotify iHeartRadio Apple Podcasts, previously known as iTunes Google Podcasts TuneIn + Alexa Pandora PodBean
We hope everyone had an enjoyable 4th of July... minus all the rain.
On a brighter note (pun intended) we finished the first half of 2023 with the markets performing relatively well!
But as we all know, anyone who invests needs to be ready for the ups AND downs of the markets. That is why planning for the long-term is so important. At Freedman Financial, we have noticed a shift in a lot of our client's mindsets. They are becoming more and more thoughtful about envisioning what a successful retirement means to them.
Holistic lifestyle planning, instead of just focusing on investments, helps with this.
Imagine you had all the money you ever wanted… what would you do with it? Now imagine you have been told by your doctor you have 5-10 years to live… how would you spend your money then? Your answers to these questions would likely differ if you are 25 vs. 45.
Take the time this summer to have important conversations when it comes to money, we are also happy to lend an ear. Contact us today at www.freedmanfinancial.com/contact-us.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about important questions you should ask a financial advisor during your consultation in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #453986
Dollars & Sense podcast now streaming on: Spotify iHeartRadio Apple Podcasts, previously known as iTunes Google Podcasts TuneIn + Alexa Pandora PodBean
More and more people are ready to begin financial planning and have reached out to our team to see if we’re the right fit. We always enjoy a good interview session and thought it would be fun to share with you some of the questions that are being asked of us and then share how we answer them. By the end of this podcast, you might think Freedman Financial is the right firm for you – we sure hope you do!
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about important questions you should ask a financial advisor during your consultation in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 452176
Dollars & Sense podcast now streaming on: Spotify iHeartRadio Apple Podcasts, previously known as iTunes Google Podcasts TuneIn + Alexa Pandora PodBean
Many of our listeners struggle with what they should do if something happens to them, their spouse, or their children. Death is inevitable yet it seems a lot of people are caught off-guard when asked to step in when somebody dies.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about how they’ve become experts in helping families financially prepare for the death of a loved one in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 449885
Dollars & Sense podcast now streaming on: Spotify iHeartRadio Apple Podcasts, previously known as iTunes Google Podcasts TuneIn + Alexa Pandora PodBean
We have clients coming into our office all the time for their review meetings and they’re always asking us for our advice and opinion because of a headline they’ve heard in the news. The latest headlines are prompting our clients to talk to us about the status of our economy, the probability of a recession, whether or not they should invest in the stock market, and if it’s a good time to buy gold.
Why is there a sudden increase in the interest to purchase gold? Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss why more and more people are interested in buying gold and the importance of long-term investing in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 447631
Dollars & Sense podcast now streaming on: Spotify iHeartRadio Apple Podcasts, previously known as iTunes Google Podcasts TuneIn + Alexa Pandora PodBean
We’re excited to have Marion back from France and on this week’s podcast. We always try to provide financial advice in a language you can understand and one thing we’ve noticed is people are looking for ways to save money and trying to find where they can cut back. We noticed a lot of our own clients don’t even realize how much money they unnecessarily spend on assorted fees. We get it, it’s a challenge to look at every statement and look at where your money is going – but it pays to do it. Fees sneak up on you, especially since so many of us are signing up for subscription programs nowadays or signing up for a free trial and then forgetting to cancel.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss why it’s so easy to spend hundreds of dollars unnecessarily each month in fees and how you can avoid it in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 445060
Dollars & Sense podcast now streaming on: Spotify iHeartRadio Apple Podcasts, previously known as iTunes Google Podcasts TuneIn + Alexa Pandora PodBean
The weather is warming up in Massachusetts, the Celtics are unfortunately out of the playoffs after Game 7, and die-hard Red Sox fans are rooting for some wins. We’re sure you’re just as happy as we are that the debt ceiling situation is no longer a concern. Not that we were concerned, but it seems that we’re coming closer to an agreement which means we can focus on what really matters – things that we can control in our own financial lives.
More and more people are saving up cash in the bank – why is that? Are they scared to invest? Christian feels it happens at a few points in people’s lives, such as getting a big promotion or when your kids leave the house and are (finally) self-sufficient.
Tune in to this week’s episode of Dollars & Sense as Marc and Christian discuss why so many more people are saving their cash in the bank in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 442831
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
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PodBean
Tick tock...the debt ceiling deadline (June 1st) is right around the corner. They like to keep us on pins and needles until the very last minute but analysts and those in the know feel they will resolve it. After all, Joe Biden and Kevin McCarthy will want a positive outcome so they have an opportunity to be re-elected.
We know the debt ceiling conversation keeps some people up at night. We don’t think it should, but we do understand that a lot of people worry about a lot of different things – especially things that are out of their control. Running out of money, family issues, and health are some of the things that keep our clients up at night. Kids will be heading off to college in the fall and the financial responsibility weighs heavy on many parents. The good news? You CAN control the outcome on a lot of these items by having conversations now and putting a plan into place that works for you and your family.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss the approaching debt ceiling deadline and how you can stay in control of things that keep you up at night in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 440981
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
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PodBean
The debt ceiling conversation has been hot and heavy this week. The only thing different this time around is how close will we get to midnight the night of the deadline before they strike a deal. There's been an intensified use of sensationalism with the media. Folks, keep in mind that when you watch the news and scroll through your social media feeds that everybody now is in the entertainment business and not in the information and news business.
In a book that I wrote, Retiring for the Genius,I talk about finding an advisor that makes sense for you. Find an advisor who is a Certified Financial Planner (CFP®), who acts as a fiduciary by placing your best interest first, and who takes the times to understand what your entire financial life looks like and what your goals are.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss the debt ceiling deadline going to the bottom of the ninth and the importance of finding a financial advisor that makes sense for you in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 438965
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
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People have been asking us lately what our outlook is on the future, what we think about the government, and a crowd favorite, inflation. It’s amazing how strong individual opinions are on these topics and how it influences their decisions. We also chat about the importance of taking control of your finances today and to avoid being influenced by the way others spend their money. Sounds easy, right?
Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss how your opinions influence your decision making, why you should avoid keeping up with the Joneses, and taking control of your finances in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 436767
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
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PodBean
We’ve made it to May! The tulips are in bloom, pool covers are starting to come off, and we all have a beautiful New England summer to look forward to. The weather isn’t the only thing heating up. One of the hot topics this week is the way our government has been spending money. The U.S. could reach its debt ceiling by June 1st. The term “debt ceiling” is thrown around quite a bit, but what does it really mean and how does this affect you?
Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss our ever-evolving industry, government spending, and the debt ceiling in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 434550
Dollars & Sense podcast now streaming on:
Spotify
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Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean
Spring has finally arrived, the Celtics and the Bruins are doing great in the playoffs, and the curtains are about to open at North Shore Music Theatre! The stock market seems to have stabilized a little bit and isn’t quite as volatile as it was last year.
One of the big questions that we keep getting asked all the time is when is the right time to invest? Is this the right time, was it last year, is 2026 the right time, did we miss the right time? One of the most interesting things is looking back on the performance of our clients’ accounts over the last three, five, ten, fifteen, and even twenty years, and comparing the historical performance reports data. When you stretch it out over longer term horizons, the average number is falling right in the range that we had hoped for.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss timing the market and why long-term investing is favorable in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 432192
Dollars & Sense podcast now streaming on:
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Apple Podcasts, previously known as iTunes
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TuneIn + Alexa
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With tax season officially over (phew!), we wanted to shed some light on some of the most commonly asked tax questions we received this past week. We also dive into an uncomfortable topic that many families are faced with. A recent study by Bankrate.com came out this week that showed 68% of retirees have made a financial sacrifice to help their adult children with money. This is a reality for so many of our clients and listeners. Given the choice to cut back on your retirement lifestyle so that your children could have a better financial life, would you do it? Or do you feel that you should live your retirement to the fullest and whatever money is left over will go to your kids?
Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss some of the most commonly asked questions from taxpayers and how more and more retirees are supporting their adult children in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 430126
Dollars & Sense podcast now streaming on:
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Apple Podcasts, previously known as iTunes
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TuneIn + Alexa
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This week we chat about the announcement on inflation. We’re seeing much better numbers coming in now. We’ve all seen inflation declining a little bit and we’ve also seen a lot of prices stabilize. Yes, a lot of the foods we buy cost more than last year, but they haven’t continued to go up. The good news is the cost of eggs are down 11% - finally!
Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss inflation and where the numbers are today in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 428022
Dollars & Sense podcast now streaming on:
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Apple Podcasts, previously known as iTunes
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TuneIn + Alexa
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PodBean
All the activity around the bank crisis has very much calmed down. The Treasury stepped in pretty quickly to help the banks that were failing and it seems as if people aren’t as worried today. If you think back and ask how come Silicon Valley Bank failed, their problem is they bought Treasury Bonds, which are fully guaranteed by the full faith and credit of the U.S. government.
We’re also just a week and a half away before Uncle Sam starts looking for your tax money. Tune in as we discuss expectations and how to manage your expectations in a language you can understand.
Listen to what Marc and Marion have to say in this week’s episode of Dollars & Sense to learn more.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #426017
Dollars & Sense podcast now streaming on:
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Apple Podcasts, previously known as iTunes
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Today we’re going to talk about something that may be the most deceiving perspective that anyone could offer to you right now, especially when it relates to market performance. If you ask someone walking on the street these days how their investment portfolio is doing right now, chances are there’s not a giant Cheshire Cat smile going across their face. However, if I were to tell you that some of the best annualized performance is coming from your three-year statement right now, you may not believe me.
Also, we discuss retirement account beneficiaries and why your spouse may not be the best candidate.
Listen to what Marc and Christian have to say in this week’s episode of Dollars & Sense to learn more.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking # 424266
Dollars & Sense podcast now streaming on:
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Apple Podcasts, previously known as iTunes
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It’s no surprise that the media had played a part in the mass hysteria surrounding banks “supposedly failing” over the past few weeks. After the initial shock wore off, we began to see this was far more of a media event than it was an impact to your pocketbook event. The media had a field day with this.
Realistically, when you hear a bank fails, it doesn’t necessarily mean they ran out of money. It means that they don’t have the liquidity right now to hand you your cash.
Listen to what Marc and Marion have to say in this week’s episode of Dollars & Sense to learn more.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #421856
Dollars & Sense podcast now streaming on:
Spotify
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TuneIn + Alexa
Pandora
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Very rarely we get to say we have an exciting time in the world of finance, but last week we saw the failure of a bank… Silicon Valley Bank to be exact. Bank failures can feel scary to say the least, however, it is important to know the FDIC was designed for moments like this.
The FDIC guarantees deposits up to $250,000 per depositor, per insured bank. This means that if a bank fails, the FDIC will step in and ensure you get you money back (up to the insured limit that is.)
Listen to what Marion and Christian have to say in this week’s episode of Dollars & Sense to learn more.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #419619
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean
Ah budgeting… the financial equivalent of dieting. It is not a fun word, but it is necessary.
Knowing how much you spend is such an important factor in any sound financial plan. Your spending habits impact all pieces of your financial puzzle - from retirement, to investing, to saving, and everything in between.
This week on Dollars & Sense, Marion is joined by our Director of Financial Planning, Christian Karcher to discuss how to review and track your spending.
… and just a reminder, don’t forget to spring your clocks forward this weekend!
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #417153
Dollars & Sense podcast now streaming on:SpotifyiHeartRadioApple Podcasts, previously known as iTunesGoogle PodcastsTuneIn + AlexaPandoraPodBean
The Markets seem to be as unpredictable as the weather lately. That is why having a well-diversified portfolio that align with your long term goals is so important! Of course you should have some money in the bank for expenses that pop up, but the money you are not going to touch should probably be invested with a long-term strategy.
Because of Market trends, we are noticing in the office that many are being more cautious about spending or part of the money. However, if they are not, part of what they are spending is being used to support their children who are old enough to support themselves. This week on Dollars & Sense, we discuss the implications of supporting your adult children.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #415209
Dollars & Sense podcast now streaming on:SpotifyiHeartRadioApple Podcasts, previously known as iTunesGoogle PodcastsTuneIn + AlexaPandoraPodBean
The Market is still trying to figure out how to catch its footing right now. Returns on portfolios in 2021 were enormous… but in 2022 you lost it all and then some.
But it is important to note that the U.S. is set for recovery. If you are being overly cautious and are opting to not participate in the market, this can be a big mistake, especially if you have time on your side.
During this week’s episode of Dollars & Sense, we discuss the FED, interest rates, money market funds, inflation, and more.
Remember- hope is not a strategy, you need a financial PLAN in place. If you are ready to get serious about planning, give us a call.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #413231
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Tax season is in full swing! During this week’s episode of Dollars & Sense, Marc and Marion discuss why you should hold off on making an appointment with your tax professional until March, when you should file your taxes with a professional VS the DIY method, and why getting a large tax return isn’t necessarily a good thing.
We also touch on a hot topic — artificial intelligence (aka AI.)
Marc asked Chat GBT to explain the difference between financial planning VS investment advice. Find out what AI had to say about this… and how we, as Certified Financial Planning Professionals, feel about it's explanation. Are you ready to get started on your financial planning journey? Are you in need of a second opinion? We are here to help get your financial house in — contact us.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #411502
Dollars & Sense podcast now streaming on:SpotifyiHeartRadioApple Podcasts, previously known as iTunesGoogle PodcastsTuneIn + AlexaPandoraPodBean
We are approaching Super Bowl Sunday this weekend! The Patriots may not be playing in the big game, but a former Patriots' player made big news this weekend. You guessed it – the one and only Tom Brady. He announced he is retiring again, but this time FOR GOOD.
This just goes to show people approach retirement in different ways, and today’s approach to retirement looks way different than it used to. Retirement is not always necessarily about the money (but of course, we know a big retirement concern is running out of money in retirement.)
We have noticed those with a positive cash flow have different concerns, including:
- What am I going to do with the second half of my life?
- What will I enjoy doing in retirement?
- Will I be mentally challenged in retirement?’
At Freedman Financial, we can give you a sense of certainty of what you can and cannot do once you retire. Contact us if you are ready to get serious about your retirement.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #409532
Dollars & Sense podcast now streaming on:SpotifyiHeartRadioApple Podcasts, previously known as iTunesGoogle PodcastsTuneIn + AlexaPandoraPodBean
For those of you who may not know, we have to do a certain amount of continuing education each year to maintain our professional financial designations.
This week, Marion attended a continuing education course on retirement planning- something we are EXTREMELY familiar with.
However, she did take away from the course a few interesting retirement-related statistics that opened our eyes to the general population in the U.S.
Did you know?:
- 72% of Americans are concerned about running out of money in retirement
- 57% are overwhelmed by having to determine how much they can spend in retirement
- Only 48% of Americans have attempted to calculate how much money they spend
- 60% are worried about not getting a regular paycheck in retirement
During this week’s episode of Dollars & Sense, we discuss how you can ease your retirement fears.
You’ve worked hard, saved, raised a family and did everything you’re supposed to do. Your retirement should be a time in your life that you look forward to, not worry about! If you are concerned about your retirement plan, please give us a call.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #404975
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There are lots of lessons to be learned from 2022. During this week’s episode of Dollars & Sense, Marc and Marion talk about the importance of having a financial plan. They also discuss the criteria they analyze when creating a financial plan based on their client's unique situations.
If now is the time to get serious about your financial planning, please reach out.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #404975
Dollars & Sense podcast now streaming on:SpotifyiHeartRadioApple Podcasts, previously known as iTunesGoogle PodcastsTuneIn + AlexaPandoraPodBean
This week on Dollars & Sense, Marc and Marion discuss hints of market improvement as well as everything you need to know about Required Minimum Distributions.
Remember- hope is not a strategy. The professionals at Freedman Financial want to make sure you are positioned for the long term. Contact us to start planning.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #402283
Dollars & Sense podcast now streaming on:SpotifyiHeartRadioApple Podcasts, previously known as iTunesGoogle PodcastsTuneIn + AlexaPandoraPodBean
When we think about the last year, we tend to think about the markets being down, political unrest, and soaring inflation and interest rates. Those worrisome factors left many wondering:
- Should I be concerned about my future?
- Am I still on track with my retirement plan?
- Do I need to go back to work after retirement?
If you have the right strategy in place, even when things are not seeming to move in the right direction, you CAN still be on track!
Always remember to live with one foot in the present and one foot in the future, even when it comes to financial planning.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #400855
Dollars & Sense podcast now streaming on:SpotifyiHeartRadioApple Podcasts, previously known as iTunesGoogle PodcastsTuneIn + AlexaPandoraPodBean
The start of a new year means lots of analysts, strategists, and economists have shared their predictions for the markets for 2023… and they are all different.
There is only one thing that is certain, and that is you cannot predict the markets!
During this week’s episode of Dollars & Sense, Marion and Christian take a trip down memory lane and review 2022 predictions to see if any of them were correct.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #398734
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It is hard to believe, but we have reached our final podcast of 2022!
We had high hopes for this year, and don't get us wrong, there were definitely some wonderful moments! However, the Stock Market hit an all-time high on January 4th, then... well... you know the rest. That is why we like to remind our clients you cannot expect the market to always trend positively, you just have to plan for the dips!
During this week’s episode of Dollars & Sense, Marc and Marion discuss what exactly is going up, and what is going down, when it comes to interest rates and some interesting factors included in the Secure 2.0 Act (including new rules around RMDs.)
Wishing you a happy, healthy, & prosperous New Year!
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #397189
Dollars & Sense podcast now streaming on:SpotifyiHeartRadioApple Podcasts, previously known as iTunesGoogle PodcastsTuneIn + AlexaPandoraPodBean
We are approaching the end of what many would see as a "cruddy year" for the markets. But we have some good news — consumer confidence is at the highest it has been all year!
What this tells us is that consumers are not overly worried about a deep, prolonged recession. The media can instill unnecessary fear. Do not fall victim to scary headlines, soundbites, and clickbait!
With January right around the corner, maybe now is a good time to get a second opinion... 'in a language you can understand!'
Wishing everyone happy holidays and new year!
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #396264
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It's the holiday season - and so refreshing to see more and more people doing their shopping in person and virtual holiday events becoming a thing of the past!
During this episode of Dollars & Sense, Marc and Marion discuss inflation, unemployment rates, bonds vs saving accounts, and investing for the long term.
So, what is next for your financial plan? End-of-year is a great time to revisit your investment strategy based on your goals.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #394353
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We are in the thick of the Holiday season. Now is a great time to give back to charities that are meaningful to you. It is important to make sure you are donating from the heart, not just for tax purposes. There is no monetary donation that is too small, for charities every cent counts! The Holiday season also reminds us that year-end is approaching quickly. This week on Dollars & Sense, we discuss some year-end planning tips to think about over the next few weeks. A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #392651
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2022 was a tough year for traditional stock and bond markets; and it's no wonder many folks are looking for a fresh start for 2023. It's our belief that we're headed for better economic times. But let's face it - market performance is something we really can't control. Here's what you CAN CONTROL. Take some time to reflect on all the good that has happened over the year. Celebrate with family. Plan adventures. Laugh. Indulge. Smile and Hug (after all there was a time we couldn't even do that!) A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #390732
Dollars & Sense podcast now streaming on:SpotifyiHeartRadioApple Podcasts, previously known as iTunesGoogle PodcastsTuneIn + AlexaPandoraPodBean
It is important to remember market downturns typically correlate with uncertainty in the world, and we are STILL living in uncertain times.
During this week’s episode of Dollars & Sense, Marc and Christian shine some light on current-day issues for those who are most worried- new retirees.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #387921
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During this week's episode of Dollars & Sense, Marc and Marion discuss the Baron Conference and some of the highlights from the event, including a surprise question and answer from the one and only Elon Musk! We also touch on how the stock market may be impacted by the results of this week's midterm elections. A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #386094
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Marc and Marion are currently at the Baron Conference. We cannot wait to share what they have to say and tell you all about the fabulous entertainment when we return.
This week on Dollars & Sense, we discuss why now is a good time to consider investing for the long-term, rising interest and CD rates, uncertainty in the economy, and how this Tuesday's election could impact the markets.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Dollars & Sense podcast now streaming on: Spotify iHeartRadio Apple Podcasts, previously known as iTunes Google Podcasts TuneIn + Alexa Pandora PodBean
Marion and Marc are back on the air- Join us for a quick 10-15 podcast that focuses on "Financial Advice in a Language You Can Understand®."
This we discuss important year-end tax planning tips, changes to retirement contributions for 2023, charitable giving facts, and how we're managing investment portfolios as we head towards the end of the calendar year.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #383002
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This year has been tough for the markets to say the least. In fact, this has been the toughest year for the bond market in particular in the last 40 years!
This is largely in part due to the FED raising interest rates. So, how long will it take to recover? Find out what we have to say in our latest episode of Dollars & Sense.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #381971
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Let's face it, the pullback in the stock market has been a bit unnerving. Yes. We're fielding calls, but most folks are simply looking for a rational perspective during these challenging economic times. And in the spirit of keeping our clients and newsletter subscribers connected with us, we felt it was time to jump back in the studio and provide a little 'Financial Advice in a Language You Can Understand.®'
During this edition of Dollars & Sense, we are answering three important questions: 1. Should I be selling out now based on today's market conditions? 2. How low can the market go? 3. If you are already doing so, are you still well-positioned to continue taking distributions while the market is down?
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #1-05336999
Dollars & Sense podcast now streaming on: Spotify iHeartRadio Apple Podcasts, previously known as iTunes Google Podcasts TuneIn + Alexa Pandora PodBean
BROADCAST: Dollars & Sense, 06/26/2022
Episode Summary: Marc is joined by his wife Laura to read listener’s questions. The answers he offers might surprise you.
SEGMENT 1: (1:54) Marc answers your questions regarding cashing out on portfolios and sitting on the sidelines until things get better. Also... what is going on with gas prices?
SEGMENT 2: (16:57) Housing prices are up, the cost of food is outrageous, and airline tickets are through the roof! Who is to blame for the economic mess that we are in?
SEGMENT 3: (31:24) What should I be doing with the remainder of my savings after I have saved enough for emergency funds?
SEGMENT 4: (43:29) How is it possible to NOT worry when my investment portfolio is down?
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #1-05298785
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BROADCAST: Dollars & Sense, 06/19/2022 Episode Summary: During the first half of the show, Marc is joined by his business partner Marion to discuss the Fed’s recent decision to increase interest rates. In the second half, Marc’s kids surprise him for Father’s Day by sharing the best and worst financial advice they have ever received from him.
SEGMENT 1: (00:49) What is the Fed going to do with interest rates, what does that mean for the economy, and should long-term investors be concerned?
SEGMENT 2: (14:25) The Fed announced it will increase interest rates by .75% to try to combat inflation… so what does this mean for the average person and for the markets?
SEGMENT 3: (31:11) Happy Father’s Day! Marc’s kids discuss the best (and worst) financial advice they have ever received from their dad.
SEGMENT 4: (46:20) Some nuggets of fatherly financial advice are timeless, while others do not age as well. Marc’s children continue to share the best and worst advice they have received from their dad.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #1-05296767
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BROADCAST: Dollars & Sense, 06/12/2022
Episode Summary: During this episode of Dollars & Sense, Marc discusses who the REAL culprits are to blame for this new economic paradigm shift in America. You may be surprised by his thoughts.
SEGMENT 1: (1:54) For experienced investors, the fact that the market is down should not be shocking. However, new investors have not experienced the ups AND DOWNS of the market yet. It is important to remember investing is not a get-rich-quick scheme. Neither life nor the markets move in only one direction.
SEGMENT 2: (16:12) Perhaps the reason we are all a little more down lately is because we place blame and focus on what we cannot control. We have created an environment for younger generations that is our own doing. For example, have you taught your kids how to “adult”? Until we change, we create the problem. Pointing the blame to someone else needs to be tossed out the window.
SEGMENT 3: (31:03) What is the most important piece of your financial puzzle? Is it the corner? The middle? The edges? ...it is actually the cover of the box. How can you put your life together when you do not have a big picture of that should look like?
SEGMENT 4: (43:49) We need to do a better job at preparing for our financial future. We cannot continue to step in for our children who overspend. What is it that YOU want to do in retirement? Make the most out of your life and start celebrating you!
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #1-05293848
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BROADCAST: Dollars & Sense, 05/22/2022
Episode Summary: On this episode of Dollars & Sense, Marc Freedman, CFP® and Marion Gilman, CFP® continue the discussion on strategies for managing your investment portfolio in the midst of market turbulence, rising interest rates and skyrocketing inflation.
SEGMENT 1: (00:49) Investing should be a long term commitment.
SEGMENT 2: (15:30) Where did the free bread go? The stock market going up and down is just one of the many challenges we will face in life. Another is the current car inventory situation. However, there are ways to work around this.
SEGMENT 3: (31:30) Hope is not a strategy. You should live well within your means. Do not spend what you one day hope to have, only spend based on your current income today.
SEGMENT 4: (43:50) Who benefits the most from working with a financial professional?
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #1-05285652
Dollars & Sense podcast now streaming on: Spotify iHeartRadio Apple Podcasts, previously known as iTunes Google Podcasts TuneIn + Alexa Pandora PodBean
BROADCAST: Dollars & Sense, 05/15/2022
Episode Summary: Marc Freedman, CFP® and Marion Gilman, CFP® discuss strategies for managing your investment portfolio in the midst of market turbulence, rising interest rates and skyrocketing inflation.
SEGMENT 1: (00:49) Learn about some exciting changes at Freedman Financial and how to make rational investment decisions during emotional times.
SEGMENT 2: (17:02) Answering your questions: What is contributing to marketing volatility? Are we overdue for a market correction? How to bonds work? … And more!
SEGMENT 3: (32:13) We are living in times of high anxiety, and the crazy housing market is currently a cause of this.
SEGMENT 4: (42:20) How does Freedman Financial build the confidence of a nervous investor?
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #1-05282249
Dollars & Sense podcast now streaming on: Spotify iHeartRadio Apple Podcasts, previously known as iTunes Google Podcasts TuneIn + Alexa Pandora PodBean
BROADCAST: Dollars & Sense, 05/08/2022
Episode Summary: Marc is joined by his wife Laura for a special Mother’s Day broadcast. During this segment, Marc and Laura discuss the best piece of financial advice listeners have received from their mothers, aunts, and grandmas. Marc and Laura also share advice they have received from their own moms.
SEGMENT 1: (00:55) Shop smart and do your research when shopping! When you can, buy the best quality items. Better quality items last longer and will not need to be replaced as often.
SEGMENT 2: (14:48) If you are not happy in your current job, determine why that is. Money may not always be the root of the problem at a job.
SEGMENT 3: (30:16) Spend some of your money on you, you deserve it.
SEGMENT 4: (42:20) Teach your kids how to be independent and financially responsible. Save more than you spend and if you cannot afford it, do not buy it.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #1-05275642
Dollars & Sense podcast now streaming on: Spotify iHeartRadio Apple Podcasts, previously known as iTunes Google Podcasts TuneIn + Alexa Pandora PodBean
BROADCAST: Dollars & Sense, 05/01/2022
Episode Summary: Marc is live in studio this week and is joined by Christian Karcher, CFP®, Director of Financial Planning. During this show, they discuss the questions you should be asking to prepare for transitioning to retirement.
SEGMENT 1: (1:18) Where do you want to travel to and live during retirement?
SEGMENT 2: (17:00) What am I going to do with my free time during retirement?
SEGMENT 3: (25:22) Am I going to spend money the same way in retirement that I am today?
SEGMENT 4: (32:33) What is my tax rate going to be in retirement?
SEGMENT 5: (45:46) What does my current estate plan look like?
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Financial Planning and Investment advice is offered through Freedman Financial, an SEC Registered Investment Advisor located in Peabody, Massachusetts. Securities are offered through LPL Financial, a Member of FINRA and SIPC. Freedman Financial is a separate entity from LPL Financial.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #1-05275642
Dollars & Sense podcast now streaming on:
Spotify iHeartRadio Apple Podcasts, previously known as iTunes Google Podcasts TuneIn + Alexa Pandora PodBean
BROADCAST: Dollars & Sense, 04/24/22
Episode Summary: Marc is live in studio this week. APRIL is Financial Literacy month and dedicated the entire broadcast to the subject. Marc is joined by Christian Karcher, CFP®, Director of Financial Planning, and Marion Gilman, CFP®, Executive Vice President and Partner to discuss FINANCIAL LITERACY.
SEGMENT 1: (1:18) How do people think about Money?! Christian spotlights the level the paradigm of keeping cash has changed.
SEGMENT 2: (16:48) What is an investor to do when inflation is higher than interest?
SEGMENT 3: (33:31) Focus on knowing how money comes and goes out of the household. Don’t think of it as a budget… think of it as a financial plan. ‘Live within your means’.
SEGMENT 4: (46:12) Strategies as to how you can build a financial plan to get yourself ready for your financial future.
SPECIAL EPISODE ADDITIONS: FINRA Foundation study, Testing the Effectiveness of Financial Education Across 76 Randomized Experiments, found here https://www.finrafoundation.org/sites/finrafoundation/files/Financial-Education-Matters-Testing-Effectiveness-Financial-Education_1.pdf
FINRA Financial Capability Quiz, found here. https://www.usfinancialcapability.org/
Tracking #1-05272733
A full complement of Dollars & Sense broadcasts can be found here. #Enjoy
- Learn more about Marc and Freedman Financial at: https://www.freedmanfinancial.com/
- Listen to the Dollars & Sense podcast: https://www.freedmanfinancial.com/our-radio-show-dollars-and-sense
- Don’t forget to sign-up for our weekly newsletter, Planning Pointers: Sign-up found at the bottom of every page at: https://www.freedmanfinancial.com/
- If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
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Dollars & Sense is hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families. &nubs
FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
_________________________
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Financial Planning and Investment advice is offered through Freedman Financial, an SEC Registered Investment Advisor located in Peabody, Massachusetts. Securities are offered through LPL Financial, a Member of FINRA and SIPC. Freedman Financial is a separate entity from LPL Financial.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
BROADCAST: Dollars & Sense, 04/10/22
Episode Summary: Marc chats about his recent schooling in tequila and how some folks are surprised at their tax obligation… can you say… Capital Gains.
SEGMENT 1: (1:18) Marc discusses his ‘tequila revelation… and answers why your tax obligation for 2021 is an unexpected one for some.
SEGMENT 2: (18:17) Capital gains and taxes, can you minimize distribution?
SEGMENT 3: (35:18) Mortgage rates and housing prices.
SEGMENT 4: (50:53) Listener questions
Tracking #1-05266865
A full complement of Dollars & Sense broadcasts can be found here. #Enjoy
- Learn more about Marc and Freedman Financial at: https://www.freedmanfinancial.com/
- Listen to the Dollars & Sense podcast: https://www.freedmanfinancial.com/our-radio-show-dollars-and-sense
- Don’t forget to sign-up for our weekly newsletter, Planning Pointers: Sign-up found at the bottom of every page at: https://www.freedmanfinancial.com/
- If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
--
Dollars & Sense is hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families. &nubs
FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
_________________________
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Financial Planning and Investment advice is offered through Freedman Financial, an SEC Registered Investment Advisor located in Peabody, Massachusetts. Securities are offered through LPL Financial, a Member of FINRA and SIPC. Freedman Financial is a separate entity from LPL Financial.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
BROADCAST: Dollars & Sense, 04/03/22
Episode Summary: Marc is live in-studio and asks if you have a full picture of your financial situation… in its entirety? Without it, you don’t have a ‘financial plan’.
SEGMENT 1: (1:25) Having an investment account does not constitute a ‘financial plan’.
SEGMENT 2: (15:50) Capital gains and taxes
SEGMENT 3: (32:10) Now is the time to get serious about financial planning.
DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Financial Planning and Investment advice is offered through Freedman Financial, an SEC Registered Investment Advisor located in Peabody, Massachusetts. Securities are offered through LPL Financial, a Member of FINRA and SIPC. Freedman Financial is a separate entity from LPL Financial. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
A full complement of Dollars & Sense broadcasts is found here. #Enjoy
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Learn more about Marc and Freedman Financial at: https://www.freedmanfinancial.com/
Listen to the Dollars & Sense podcast: https://www.freedmanfinancial.com/our-radio-show-dollars-and-sense
Don’t forget to sign-up for our weekly newsletter, Planning Pointers: Sign-up found at the bottom of every page at: https://www.freedmanfinancial.com/
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
--
Dollars & Sense is hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
_________________________
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Financial Planning and Investment advice is offered through Freedman Financial, an SEC Registered Investment Advisor located in Peabody, Massachusetts. Securities are offered through LPL Financial, a Member of FINRA and SIPC. Freedman Financial is a separate entity from LPL Financial.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
BROADCAST: Dollars & Sense, 03/06/22
Episode Summary: Marc is live in-studio and discusses February investment statements, the market impact caused by Geo Politics, welcomes Ryan Detrick from LPL and, ‘Going Green’ with your tax docs.
SEGMENT 1: (1:18) ‘Don’t open your February investment statements’.
SEGMENT 2: (17:34) Ryan Detrick, CMT, Senior Market Strategist from LPL joins Marc. [LPL Street View content found here: https://www.youtube.com/channel/UCpHA66weGt-2yyETrfeDAyg]
SEGMENT #3: (33:31) Going Green! Paperless investment statements=GOOD, Paperless tax documents=NOT!
SEGMENT #4: (48:07) How will the sanctions on Russia impact my portfolio?
A full complement of Dollars & Sense broadcasts found here. #Enjoy
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Learn more about Marc and Freedman Financial at: https://www.freedmanfinancial.com/
Listen to the Dollars & Sense podcast: https://www.freedmanfinancial.com/our-radio-show-dollars-and-sense
Don’t forget to sign-up for our weekly newsletter, Planning Pointers: Sign-up found at the bottom of every page at: https://www.freedmanfinancial.com/
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
--
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families. &nubs
FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
_________________________
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Financial Planning and Investment advice is offered through Freedman Financial, an SEC Registered Investment Advisor located in Peabody, Massachusetts. Securities are offered through LPL Financial, a Member of FINRA and SIPC. Freedman Financial is a separate entity from LPL Financial.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
BROADCAST: Dollars & Sense, 02/20/22 Episode Summary: Marc is live in-studio and discusses what to expect in the markets considering Russia’s military movement, and what it means to be a fiduciary.
- SEGMENT 1: (1:14) Should Russia’s military movement make you nervous about the market? No BUT…
- SEGMENT 2: (18:27) Marc chats about ‘things you can control’.
- SEGMENT #3: (34:18) Learn what Freedman Financial delivers for the fee that you pay. (Freedman Financial is a fiduciary, which means that they make investment decisions with your best interest in mind.)
- SEGMENT #4: (58:34) What is a ‘Target Date Fund’?
Special episode additions: NONE!
Tracking #1-05242059
_______
A full complement of Dollars & Sense broadcasts is found here. #Enjoy
Tracking #1-05242059
Learn more about Marc and Freedman Financial at: https://www.freedmanfinancial.com/
Listen to the Dollars & Sense podcast: https://www.freedmanfinancial.com/our-radio-show-dollars-and-sense
Don’t forget to sign-up for our weekly newsletter, Planning Pointers: Sign-up found at the bottom of every page at: https://www.freedmanfinancial.com/
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
--
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
_________________________
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Financial Planning and Investment advice is offered through Freedman Financial, an SEC Registered Investment Advisor located in Peabody, Massachusetts. Securities are offered through LPL Financial, a Member of FINRA and SIPC. Freedman Financial is a separate entity from LPL Financial.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
BROADCAST: Dollars & Sense, 02/13/22
Episode Summary: Marc is joined by his wife Laura for the annual ‘COUPLES & MONEY’ broadcast, just in time for Valentine’s Day.
SEGMENT 1: (1:15) Laura shares a friend’s ‘3 couple rules’. Make and stick to a collective budget, Pay yourself first, and make sure you’re financially set before you extend help to others.
SEGMENT 2: (16:47) Listeners call in with their couple’s investment questions. Laura shares some dubious advice. [wink, wink]
SEGMENT #3: (30:32) Listeners call in. Laura chats about the need to set a collective budget when preparing for a vacation.
SEGMENT #4: (50:21) Laura and Marc close with some out-of-the-box ‘couples advice'. Think grocery store.
Learn more about Marc and Freedman Financial at: https://www.freedmanfinancial.com/ Listen to the Dollars & Sense podcast: https://www.freedmanfinancial.com/our-radio-show-dollars-and-sense Don’t forget to sign-up for our weekly newsletter, Planning Pointers: Sign-up found at the bottom of every page at: https://www.freedmanfinancial.com/
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
--
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families. &nubs
FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
Tracking #1-05242059
_________________________
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Financial Planning and Investment advice is offered through Freedman Financial, an SEC Registered Investment Advisor located in Peabody, Massachusetts. Securities are offered through LPL Financial, a Member of FINRA and SIPC. Freedman Financial is a separate entity from LPL Financial.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
BROADCAST: Dollars & Sense, 02/06/22
Episode Summary: ‘Anniversary Show’ Celebrating 10 years of Dollars & Sense on the radio. ‘That was Then… This is Now’. Streamed live on Facebook, Marc is joined by Marion Gilman and Christian Karcher LIVE in-studio.
SEGMENT 1: (1:09) Marc is joined by Marion Gilman, Executive Vice President, and Partner at Freedman Financial. Together, they look back on 10 years and how Dollars & Sense found its way to NorthShore 104.9.
SEGMENT 2: (17:46) Christian Karcher, Director of Financial Planning at Freedman Financial joins Marc & Marion LIVE.
SEGMENT 3: (37:07) Financial Planning is Planning for the Individual, and what that truly means.
SEGMENT #4: (52:10) Outlook for the next 10 years.
Special episode additions: Shout-outs from Todd Tanger, Northshore 104.9 Owner/General Manager; Barry Freedman, founder of Freedman Financial, Marc’s Dad and now retired; Dan Arnold, President & CEO of LPL Financial and Karen Nascembeni, General Manager, NorthShore Music Theater. #WeAreGrateful
Learn more about Marc and Freedman Financial at: https://www.freedmanfinancial.com/ Listen to the Dollars & Sense podcast: https://www.freedmanfinancial.com/our-radio-show-dollars-and-sense
Don’t forget to sign-up for our weekly newsletter, Planning Pointers: Sign-up found at the bottom of every page at: https://www.freedmanfinancial.com/
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
--
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families. &nubs
FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
Tracking #1-05242059
_________________________
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Financial Planning and Investment advice is offered through Freedman Financial, an SEC Registered Investment Advisor located in Peabody, Massachusetts. Securities are offered through LPL Financial, a Member of FINRA and SIPC. Freedman Financial is a separate entity from LPL Financial.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Rick Carlson of Cruise Planners joins Marc this week to discuss ‘Traveling in the world of Covid’. What you can expect and an insight into the extreme safety protocols on a cruise ship. #SafeTravels #BonVoyage FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking # 1-05235698
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
This week Marc asks that everyone ‘RELAX’. What goes up, must come down. So relax when the markets drop. Remember that you’re investing for the long term. Here’s a key reminder: ‘Stock market returns have been extraordinary, with the S&P 500 Index up close to 30% in 2021.’ https://www.cnbc.com/2021/12/30/bull-markets-biggest-hopes-for-2022-rest-with-millennial-millionaires.html
FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking # 1-05234109
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
This week Christian Karcher, the Director of Financial Planning at Freedman Financial joins Marc to discuss the importance of us holding ourselves accountable for all of our actions, not just those associated with our financial health. Marc also reflects on the headlines from 10 years when his first Dollars & Sense broadcast hit the air. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking # 1-05224792
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
This week Marion Gilman joins Marc to discuss how you can best position yourself for your financial future... the takeaway… ‘Focus your sights on your time horizon and not the choppy waters that periodically pop up.’ Weather the storms. Staying in the market over time, versus trying to time the market, is more prudent. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking #1-05222217
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
This week Marc asks, ‘What is your holiday budget?’ And wonders if you are buying thoughtfully by way of performing ‘creative’ price comparison shopping strategies? He’ll share a couple of tips that may help. He also shares the importance and circumstances surrounding when an investment becomes a taxable event. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking # 1-05219693
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Marc shares many of the important rules surrounding ‘gifting money’. You need to know what happens in advance of the gifting. Gift by way of a charitable contribution, to an adult family member or minor. What’s the gift tax exclusion? What’s the capital gains tax? … and more. Be in the financial know. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking # 1-05215572
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Marc is LIVE in-studio this week. Marc shares real-life finance stories covering everything from the importance of ‘paying yourself first’, ‘price you pay for convenience, ‘living within your means’, the importance of a ‘healthcare proxy’, and ‘power of Attorney’. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking # 1-05213639
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Marc is joined by Marion to discuss how no matter the financial impact on the markets resulting from a crisis, we have successfully found our way to the other side. Decades of one crisis after another from the Dot Com bust, to 911, the Financial Crisis, and COVID-19… financial markets rebound on the other side. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking # 1-05207802
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Marc is LIVE this week and joined by Christian Karcher. Together they discuss the 15 Personal Finance lessons we can all learn from a year-plus of COVID. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
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Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Marc is LIVE this week and talks about storing docs in the cloud. It saves space and it’s easy to organize, however… when it comes to your tax forms KEEP A HARD COPY! You don’t want to miss anything when filing. He also chats about RMDs and Social Security. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking #1-05203432
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Marc is LIVE this week and Oy Vey does he have lots to say. Marc is quite excited to share his joy that the Topsfield Fair is OPEN where he has been managing, with Laura the B’nai B’rith Booth since 2011. Jamie O’Brien, GM for the fair will be Marc’s special guest this week. Marc jabbers on with his unique style of animation to share his thoughts about the chronic complaining going on these days. “Be responsible, budget, pre-plan, and stop complaining.” Listen in for that. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
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Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Marc is LIVE this week and observes that it’s a great time of year to get your financial house in order, and gives you tips on how to do just that. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
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Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Marc is LIVE this week and takes his "Financial Advice in a Language You Can Understand" to your front door with some great day-to-day happenings. Did you know you can get full value for coins when using Coinstar? Or how about rechecking the prices for airline tix you purchased months ago? Oh yeah, there may be savings there. Or what about CarMax? Check it out! FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
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Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Marc is LIVE this week. He reflects on his family’s 9/11 story; he was waiting at a gate at Logan to take flight 10 to San Diego when flights were grounded. He also answers the question, ‘Why so many adult children are spending for today?’ And he cautions to not get caught up in the ‘Buy Fast, Sell Slow’ concept. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking #1-05190262
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Marc is live this week and joined by his business partner Marion Gilman. They talk about the Best & Worst of these financial times. They caution that a market correction is imminent. And they remind their listeners to remain rational during these uncertain times. Marc and Marion also share their optimism regarding the overall commitment to community regarding the personal decision to get vaxed. 'We just need to do our part for our community.' FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
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Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Marc is live this week. People ask, “What is enough?” A Financial Planner helps you realize… What Enough Means to you. Not by addressing an isolated money issue, but by including it in your overall financial plan. There is no one-size-fits-all answer. Because “It Depends” on you. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking #1-05183347
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Marc is live this week. Marc devotes this broadcast to answering one question: “How to Hire a Financial Planner.” Marc gives guidance on how to find and then hire a financial planner that makes the best sense for you and your individual needs by putting you first. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking #1-05180277
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Marc is live this week and asks the question: ‘Do you have an investment person, or do you have a financial planner?’ Many say that the COVID shutdown left them thinking that their financial picture was way TOO COMPLICATED. Too many things SCATTERED about to the point of confusion. Then they wonder if their family could manage it… or even find everything if left on their own. Marc shares a potpourri of ideas to address this and more. BONUS NOTE: Marc gives you a mouthwatering description of what his ‘Oy Vey’ sandwich creation is all about. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking# 1-05177346
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Freedman Financial’s Director of Financial Planning, recently promoted Christian Karcher joins Marc this week. They ask some money questions… how you use it, how you think about it, how you plan your financial future with it, and more. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking# 1-05174772
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Marc is LIVE this week and asks: “Do you know what your monthly expenses are?” If the answer is YES, he cautions that you are likely underrepresenting that number. “It is likely higher than you think.” If the answer is NO, then he urges you to make yourself aware of that actual output. He also wonders if you confuse ‘tax rate & taxes’ with ‘income and assets’. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking# 1-05169699
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Marc is LIVE this week and shares an observation: ‘Investors have become complacent?’. He urges that You Ignore the Noise! Marc gives you an outlook through a rational lens, and not the news headlines. Focus on the horizon, and not the waves in the ocean. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking# 1-05166612
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
This week Marc talks about how it is best to manage your investment expectations. The market will always go up and down. Time and time again STICKING TO YOUR PLAN is the best strategy. Speculative investing is not a sound strategy. Marc also reminds folks to never underestimate the power of the resources they have. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking# 1-05160865
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
On this Father’s Day, Marc is joined by business partner Marion Gilman. Marc and Marion give their listeners a ‘market reality check’ one year after the COVID shutdown. Stay Steady. Don’t chase the speculators’ counsel, stick to your plan. And, they ask, do how to plan for the unexpected? FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking# 1-05157936
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Marc is joined by Freedman’s own Christian Karcher. After a yearlong COVID delay, Christian and Jessica get married. Today Marc and Christian chat about financial planning for Newlyweds. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking# 1-05152449
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
- Marc is LIVE this week. * Marc responds to listeners’ financial questions that come into the office. Everything from ‘GRAD gifting’, travel, supply and demand, consumer spending/saving, inflation, and lots more… all in a language you can understand. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking# 1-05145040
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
- Marc is LIVE this week. * Marc is joined by his wife Laura, and proud Mom of their 5 fabulous kids. Laura answers and shares ‘Best MOM financial advice ever given or received? ‘ FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking# 1-05142761
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
- Marc is LIVE this week. * Marc shares challenges some clients have gone through resulting from the unexpected loss of the family member that managed the finances. In addition to the sadness felt and necessary planning required, imagine realizing that the road to asset transfer is by way of probate? So, is your financial house prepared for a sudden loss? Marc shares what you need to know. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking# 1-05140082
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
- Marc is LIVE this week. * Marc shares his plans to Reenter, Regather and Reconnect with family and friends as we get deeper into the other side of the pandemic threat. He also asks, ‘Has the housing market peaked?’ As well as explains why the cost of borrowing money is so ‘cheap’. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking# 1-05137665
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
- Marc is LIVE this week. Clarifies some May tax extension questions. He also discusses how spectacular many recently received 1-year performance statements look, but reminds his listeners that a 3-year performance statement is a truer gauge. And finally, Marc drives home that its ‘not what you make, it’s what you keep’. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking# 1-05132659
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
- This week Marc’s son Corey shares his story of perseverance, tenacity and grit on his road to Babson. Congrats Corey! #JobWellDone. He also gives a first hand account of life as a high school student during COVID. Here's a treat-> Corey's video 'ALL FOR BABSON' can be found here.
FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking# 1-05124659
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
- This week Marc shares the stories from folks who have called the office in recent weeks and gives some advice in a language you can understand. Maybe one of these stories is also your story. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
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Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
- This week Marc helps you make sense of tax preparation, knowing the details of your investment purchases and the commission payout surprise or two… and more. * FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
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Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
- LIVE THIS WEEK * Marc asks the question: “Given the opportunity in retirement would you A). Maximize your spending or B). Leave an inheritance to your children?" Marc shares answers from both sides. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking# 1-05116862
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
- LIVE THIS WEEK * Marc’s college aged daughter joins him this week for some ‘Dad and Daughter Money Talk’. The Marc and Mindy Show. We share stories on financial advice for young adults. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking# 1-05114044
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
LIVE THIS WEEK VALENTINE’S EDITION This week Marc is joined by his wife Laura. Marc and Laura discuss the answers to: * 1 * What’s the one thing you’ll spend money on and never worry about the price?
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2 * What’s one thing you’d never spend money on, yet so many would?
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3* What’s one thing that drives you NUTS about your spouses’ spending habits?
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4 * One thing you both agree it is worth spending money on?
FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
Tracking# 1-05111954
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
- SUPER BOWL SUNDAY * #DidYouKnow It's estimated we'll consume 1.4B wings today. On today's show, Marc asks if you know what money goes out and comes into your home every month? Most couples underestimate. And many couples don't have equal knowledge. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
_ Tracking# 1-05109728
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
LIVE THIS WEEK This week Marc explains, ‘In a Language You Can Understand’, the nuances of the week’s market movement regarding the Hedge Funds’ short selling of Game Stop and how their betting against a stock backfired with an assist from a Reddit Group using the Robin Hood app. Still confused? No worries, Marc has your back. Listen in. The broadcast closes out with a few tax prep tips. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
_ Tracking# 1-05106601
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
LIVE THIS WEEK This week Marc emphasizes the advantage of working with a financial advisor. Financial Advisors offer rational advice during emotional times. Self-investors do not have that advantage. Marc also answers questions received via email, text, and phone calls. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
_ Tracking# 1-05104930
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
This week Marc talks about the resilience of our hardworking America… business owners… front line workers… etc. And asks, “Time to schedule your vacation?” Well Yeah! At least get it on the books. “Stay hopeful and don’t forget to remain ‘market calm’. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
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Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
In this, the last live show of 2020, Marc responds to questions asked via on-air calls and emails sent to Marc. Discussions include the stimulus, taxes, Required Minimum Distribution and more. Be safe and enjoy your holidays! FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
_ Tracking# 1-5094016
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Marc is live this week and discusses the commencement of vaccines in the U.S. He answers the burning question, ‘Why some people are thriving and why some are still struggling during this Pandemic’. Also, Marc cautions you when you open your financial statements theses day and why. Have you heard about the ‘stay at home’ stocks and the ‘get out and about’ stocks? He’ll chat about this too. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
_ Tracking# 1-05089396
Bumper music includes: Blue XL Sweatshirt, 1st release from Marc's son Noah. Can be found on Spotify and:
Amazon Music: https://music.amazon.com/albums/B08P92XNL1
YouTube: https://www.youtube.com/watch?v=fKTTTDbjQCo
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Marc is live this week and discusses why quality stocks matter, as well as the ‘bobs and weaves’ in the market. Marc is also joined by Alan Gibeley of Giblees ‘quality’ Menswear, discusses the customer experience. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you'd like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
_ Tracking# 1- 05087088
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Marc is live this week and discusses the year end tax planning and financial strategies including the 401k match, diversification, medical flexible spending plans time line and more. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you'd like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
_ Tracking# 1- 1-05080249
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
Post election broadcast: Joe Biden President Elect and with Congress’ Check & Balance still Intact, the country will continue to operate. Marc shares some points we need to keep our eyes on and how they could impact go-forward plans.
And a special treat for listeners, Daniella Mammola of Daniella’s Ristorante joins Marc to talk about the recent opening of Daniella's. The restaurant is located under Freedman Financial at 41 Cross Street, Peabody MA.
FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you'd like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
_ Tracking# 1-0507784
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
During this pre-election broadcast, Marc wonders if Congress can Do Their Job? He urges listeners to vote! ‘Let us use our collective democratic voice!’ He ends the broadcast with some sage advice given by a friend: ‘Fear passes, what lingers is how you react to it.’
FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you'd like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
_ Tracking# 1-05074066 _
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
This week Marc talks about the 3 critical elements that will move this market, our economy and emotional IQ… The Election, a Vaccine, and the Stimulus. FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you'd like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
_ Tracking# 1-05072085
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
While Marc is away, Marion Gilman and Christian Karcher of Freedman Financial host this week’s broadcast. Topics this week include Social Security, housing costs and financial planning, as well as an interesting chat about 'your money personality'.
FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you'd like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
_ Tracking# 1-05068752 _
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
This week Marc discusses the importance of ‘Long-Term Thinking’ regarding Financial Plans; describes Freedman Financial’s personal and customized planning approach based on an individual’s narrative and opines about the dialogue level in the Senate.
FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you'd like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
_ Tracking# 1-05066811_
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
This week Marc announces reopening of Freedman Office for client visits on a limited basis. Discusses disappointing Presidential debate and how important it is to be optimistic, staying focused on forward movement and what this means to the market. ‘Get your financial house in order', know what works for you.
FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you'd like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
_ Tracking# 1-05063474 _
Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.
This week Marc explains the ‘Hierarchy of Financial Needs’ Step one, get your cash flow under control.
FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND®
If you have a question or a topic that you'd like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.
_ Tracking# 1-05060895 _