The Smart Giver Video Podcast: Recent Episodes
Robert D. Cavanaugh, CLU
If you are age 65 or older, there are companies that will pay you more than the cash value for your policy. Even term insurance, which has no cash value, is a candidate for purchase.
If you want any hope at attracting major gifts, you must be able to show the donor how to “give it away and still keep it”, that is, without disinheriting their children.
For those who have maxed out their traditional retirement plan contributions, here’s a creative way to build more retirement income and help your church.
If you have a highly appreciated asset that produces little or no income, but are hesitant to sell because of the high capital gain tax, here’s a solution…
Here’s how to sell real estate without a capital gains tax, boost retirement income and help your church.
The present economy contains factors that make certain planning techniques better than they have been in many years.
Many people would like to set more aside in their qualified retirement plans but find they are already contributing the maximum the law allows.
Here’s a solution…
This video illustrates one technique to sell a highly-appreciated asset with no capital gain tax, create an income, get a tax deduction, finance a long term care policy, help your church and do more fishing!
An IRA is one of the worst assets to leave to your children.
Depending on the size of your estate, as much as 65% can go to taxes with improper planning.
This video illustrates one solution to leave your IRA to your kids with no taxation and provides a benefit for your church’s captital campaign or endowment fund to boot.
If you are age 70 1/2 or older and have an IRA, you may be able to lower your taxes and help your church.
Many people reach a point in their lives where their home is too big for their current needs and too expensive to maintain.
If the decision is to sell and buy something smaller, often there is a large capital gain tax to pay.
This video outlines one planning technique that allows the sale of a home without a capital gains tax. The technique also creates a sizable income tax deduction, a guaranteed income for a period of years or for life and ultimately provides a benefit for your church.