Your Life Your Wealth: Recent Episodes
Steve Cordasco
Exclusive interviews from the nation's most renowned experts on topics ranging from personal finance to global markets and politics. Expert insights for enhancing Your Life and Your Wealth brought to you by Cordasco Financial Network.
Resulting from the Secure 2.0 Act of 2022, there are now important changes happening with retirement plans. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by Jaron Carmichael, CPA, PFS, CFP®, AIF®, CPFA®, Director of Mercer Advisors’ Retirement Plan Group, and Tunia Mycyk, CRPS®, AIF®, Regional Vice President. They discuss plan changes regarding enrolment, catch-up contributions, eligibility, and more.
Listening Time: 28 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Being a child of wealthy parents does not necessarily mean your financial situation with always be easy to manage. Family dynamics are often complicated. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNERTM professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss how open communication among family members and proper planning can be critical when passing wealth to the next generation.
Listening Time: 24 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Will your investment risk tolerance change as you enter different stages of life? Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNERTM professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss how your view of risk may evolve during your retired years and how it may affect the success of your financial plan?
Listening Time: 25 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
The Internal Revenue Service has recently offered clearer tax guidance on how inherited IRAs are treated by a spouse, surviving child or other beneficiary. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNERTM professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss previous ambiguities in the law, and specific rule changes recently made.
Listening Time: 28 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Ideas about the preferred approach to wealth building and financial planning can be quite varied when you compare the views of different generations. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNERTM professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss how baby boomers, millennials, gen Xers and others, view financial success and the many ways to attain it.
Listening Time: 29 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Cash can be an important part of your investment portfolio. How much should you have, and in what vehicles should your cash be held? Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNERTM professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss the role cash can play among of your investments.
Listening Time: 29 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
There are several elements that may be a part of an estate plan. By including even the most basic items in your estate plan, you can help family and friends more easily carry out your wishes. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNERTM professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss the fundamental principles to consider when creating your estate plan.
Listening Time: 28 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Sometimes people consider moving to states with no income tax because they think living there will be a better deal financially. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNERTM professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss why living in a state with no income tax may actually be more costly due to the various ways some states make up the difference.
Listening Time: 20 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
If there is a significant age disparity between you and your spouse, that difference should be considered as you plan for your retired years. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNERTM professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss the lifestyle and financial issues that may impact a couple when one spouse wants to retire and the other needs to remain in the workforce.
Listening Time: 26 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Pay your fair share, of course, but why pay more in taxes than necessary? Did you know that paying the least amount of tax in a calendar year may not be part the best strategy for your overall tax planning efforts. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNERTM professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss why tax planning and tax optimization can be essential components of your retirement plan.
Listening Time: 24 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
The number of retirees going back to work, full or part-time, is on the rise. Some return for financial reasons, others to resume professional and social engagement. Today, John Walker, Regional Vice President, Mercer Advisors, discusses the benefits of returning to work after retirement, but also offers some cautionary notes you may not have considered.
Listening Time: 19 minutes
Roth IRAs offer tax advantages for younger workers, but they also offer benefits you may consider as you approach retirement. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNERTM professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss the broad range of financial benefits, and some of the restrictions, associated with the Roth IRA.
Listening Time: 22 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Are you focusing solely on “the numbers” when determining your investment success? Perhaps you should reconsider. There are many other aspects of financial planning that deserve your attention. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNERTM professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss why it’s necessary to look at the bigger picture when planning for your retired years.
Listening Time: 24 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Maintaining a balanced portfolio is an important part of your investment strategy. There are times, due to a surge in one market sector for example, where you may find your portfolio too heavily weighted in one company or type of investment. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNERTM professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss actions you may consider when your portfolio becomes less diversified due to the normal functions of the stock market.
Listening Time: 31 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Retiring early is the dream of many, but delaying your planned retirement may offer an upside. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNERTM professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss several benefits you may experience by extending your working years.
Listening Time: 23 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
The baby boom generation is the wealthiest in U.S. history. As the boomers age beyond retirement and pass their wealth to their heirs, collectively our country will experience the largest ever transfer of wealth. Today, John Walker, Regional Vice President, and Jason O’Meara, CERTIFIED FINANCIAL PLANNERTM professional, Wealth Advisor and Sr. Director, are joined by Adam Oliver, Wealth Advisor, Mercer Advisors. They discuss Adam’s recently published analysis on how this great transfer of baby boomer’s wealth will likely impact the lives of millennials.
Listening Time: 31 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Diligent saving for your retired years doesn’t mean you need to miss out on life’s pleasures. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNERTM professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss ways to help you strike the right balance between enjoying life today and planning for tomorrow.
Listening Time: 24 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
We’ve all heard them and frequently abide by them. While these rules are created with the best of intentions, blindly following popular investment rules of thumb may not always be your best decision.
Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNERTM professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss several additional rules of thumb that deserve careful analysis before being followed.
Listening Time: 25 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Rules of thumb. We’ve all heard them and frequently abide by them. While these rules are created with the best of intentions, blindly following popular investment rules of thumb may not always be your best decision.
Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNERTM professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss why many rules of thumb deserve careful analysis before being followed.
Listening Time: 26 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Protecting what have, and providing for those you care about, may depend on having the correct type and amount of insurance. Purchasing sufficient insurance can be an important component of your retirement and estate planning. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNERTM professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss best practices for you to consider regarding insurance needs at various stages of your life.
Listening Time: 25 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
If you don’t have a support system of family or friends, you may face challenging times as you age alone. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNERTM professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss specific plans to implement the care and assistance you’ll likely need in your later years.
Listening Time: 24 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Funding your 401k up to the amount of your company’s match is a no-brainer. Your contribution gets doubled, but should you contribute more? Today, John Walker, Regional Vice President, Mercer Advisors is joined by two Mercer colleagues, Christopher Blakely and Jason O’Meara, both CERTIFIED FINANCIAL PLANNER™ professionals and Wealth Advisors. They discuss retirement savings options that go beyond simply fully finding your 401k account. Tax consequences, account flexibility, and overall value should also be considered.
Listening Time: 23 minutes
Listening Time: 23 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
When planning for your retirement, having money set aside for short, intermediate and long-term purposes can be a viable approach to securing your future. This process is sometimes called the “bucket approach.” Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNER™ professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss the bucket approach and how it may help your financial resources last throughout your lifetime.
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Debt is a 4-letter word many savers and investors may want to avoid. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNER™ professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss smart ways debt can be used to your advantage in financial planning.
Listening Time: 24 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
News stories about an impending retirement crisis have been published regularly over the past several decades. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNER™ professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss the prevalence of published doom and gloom stories, why they exist and whether or not they deserve your attention.
Listening Time: 23 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
The building blocks that we played with as children take on a whole new meaning when they are imagined, later in life, to be more than just toys. Building blocks exist throughout our lives, and if used wisely, can help lead us to a better life financially and otherwise. John Walker, Regional Vice President, Mercer Advisors, is joined by Fritz Gilbert author of the book “Keys To A Successful Retirement” and creator and writer of “The Retirement Manifesto” blog.
Listening Time: 25 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
For some, living on a budget is considered a disciplined plan for careful spending and saving. For others, having to adhere to a budget is an unwelcome restriction on enjoying life. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNER ™ professional Jason O’Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They discuss budgeting and the clear distinction between wants and needs as they relate to spending.
Listening Time: 23 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Financial planning is about more than just numbers. It may be reflective of the values and priorities you hold dear. Today, John Walker, Regional Vice President, Mercer Advisors, discusses ways to help identify your guiding principles. He also discusses the financial benefits you, and your loved ones, may receive when you apply those principles.
Listening Time: 21 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Spring cleaning our home or office is common for many of us, but have you considered spring cleaning for your finances? John Walker, Regional Vice President, Mercer Advisors, discusses why now may be the perfect time of year to look at your financial plan, investments, debt and savings. Are all in line with your current needs and priorities?
Listening Time: 22 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
The very essence of this weekly podcast is about the inevitable intersection of Life and Wealth. Today, John Walker, Regional Vice President, Mercer Advisors, discusses how your personal finances and your lifestyle are intertwined. He talks about the need to assess, and sometimes reassess, your priorities as you plan for retirement. Will you have the financial capability to enjoy your retired years as you imagined?
Listening Time: 23 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Your 401k: Take It, Leave It, or Roll it into an IRA # 437
When you leave your employer, you have several options in dealing with your 401k. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by his Mercer Advisors’ colleague Dennis Jablonoski, Certified Retirement Plan Specialist. They discuss several effective ways to deploy your existing retirement plan dollars when you leave an employer.
Listening Time: 25 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
There have been reports that the IRS has strengthened its enforcement efforts. With this year’s tax filing deadline quickly approaching, John Walker, Regional Vice President, Mercer Advisors, is joined by Mercer Advisors’ Tim Joseph CERTIFIED FINANCIAL PLANNER ™ professional and CPA. They address several frequently asked questions about IRS audits. Plus, Tim shares a few tax filing tips to keep in mind.
Listening Time: 21 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Accomplishing things in a straight-forward and uncomplicated manor has a way of making life easier. Today, John Walker, Regional Vice President, Mercer Advisors, discusses how to apply this philosophy to your financial and retirement planning to help increase your probability of success.
Listening Time: 21 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Psychologists remind us that our thinking and reasoning are often influenced by our preconceived notions or ideas. Today, John Walker, Regional Vice President, Mercer Advisors, discusses ways to identify, as well as work with and around, biases we may have relating to money and investing.
Listening Time: 28 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
There are several reasons why you should consider putting your financial affairs in order before you die. Among them, is that estate planning can help clear your own mind and help give your heirs direction in fulfilling your wishes in their time of grief. Today, John Walker, Regional Vice President, Mercer Advisors is joined by colleague Ryan Flurer, Financial Planner at Mercer Advisors. They discuss the benefits of proper estate planning.
Listening Time: 19 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Did you know that you may have a spirit animal when it comes to your finances? Your spirit animal represents you, your personality, and your attitudes toward investing. Having a little fun today, John Walker, Regional Vice President, Mercer Advisors, will help you determine which spirit animal best describes you. This discussion may help you better understand how and why you make your decisions about money.
Listening Time: 17 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Maximizing Social Security benefits for you and your spouse can be tricky since there are several different options to consider. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by colleague Ryan Flurer, Financial Planner at Mercer Advisors. They discuss Social Security for individuals and married couples and explore several options to help you get the most from this important cashflow source.
Listening Time: 29 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
If your retirement is a year or two away, you should be mindful of changes to the current retirement landscape. The changes result from legislative action and the forthcoming sunsetting of some previously enacted tax laws. Today, John Walker, Regional Vice President, Mercer Advisors, discusses the changes that you, and your financial planning team, may consider for you to be appropriately prepared.
Listening Time: 21 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
In today’s economy, there’s seems to be no shortage of financial advice offered. It may come from friends, family members, co-workers, or even journalists. The problem is that the advice you receive may not be good advice. Today, John Walker, Regional Vice President, Mercer Advisors, discusses some not-so-good advice to avoid, and the value of listening to credentialed professionals.
Listening Time: 21 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Managing risk and yield within your portfolio in today’s world, with higher interest rates that likely won’t last, can be a challenge. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by Don Calcagni, Chief Investment Officer, Mercer Advisors. They discuss the importance of making the distinction between your short-term cash needs and long-term wealth planning needs.
Listening Time: 23 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
The modern concept of retirement was a long time in coming and will continue to evolve. Lifestyle changes and longevity have had a significant impact on how we plan for, and live in, retirement. Today, John Walker, Regional Vice President, Mercer Advisors, discusses the history of retirement and its probable future.
Listening Time: 25 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Putting together a net worth statement may be a good starting point for a more accurate understanding of your financial health. Today, John Walker, Regional Vice President, Mercer Advisors, discusses what’s included in a net worth statement and the benefits of having one.
Listening Time: 23 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Today, a discussion on how gender may impact your feelings toward money and money management. Kelly Albert, Wealth Advisor and CERTIFIED FINANCIAL PLANNER™ professional at Mercer Advisors joins John Walker, Regional Vice President, Mercer Advisors, to explore the reasons some men and women have differing views on money and investing. Understanding these potential differences could be a first step to a couple’s future financial security.
Listening Time: 26 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Arrival of the New Year may be viewed as an opportunity for a fresh start, a new beginning, or at very least a chance to put your best foot forward. John Walker, Regional Vice President, Mercer Advisors, discusses the importance of placing investment and retirement planning high on your list of “to-dos” for early 2024.
Listening Time: 23 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
As the year ends, the holidays arrive and many of us may be busier than ever. But it’s an important time of year to keep your financial wellbeing top of mind. Today, John Walker, Regional Vice President, Mercer Advisors, reminds you of several potentially beneficial tax related moves to consider before the new year arrives.
Listening Time: 19 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Having a multigenerational relationship with your advisor can help your adult children get a solid start with financial planning. Today, John Walker, Regional Vice President, Mercer Advisors, discusses those benefits and the advantages of starting a retirement plan as soon as your career begins.
Listening Time: 18 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
There’s a big difference between financial planning and obtaining a one-time financial plan. A one-time plan only presents a snapshot of a single moment in time and doesn’t include consideration of life changes you will likely experience. Today, John Walker, Regional Vice President, Mercer Advisors, discusses why dynamic ongoing work with a planning professional can be far better suited to helping you achieve your financial goals.
Listening Time: 16 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Planning to work into your late 60’s or beyond may be a good idea in theory, but frequently working longer is not an option. Health concerns or being let go by your employer are likely unforeseen. Does your financial plan include contingencies for retiring earlier than you may have expected? Today, John Walker, Regional Vice President, Mercer Advisors, discusses the need for a retirement plan that includes consideration for those unplanned occurrences that may be on the horizon.
Listening Time: 16 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Financial planners help clients manage their money, of course, but may also assist in navigating the physical, psychological and emotional impact of retirement planning, and living in retirement as we age. Making informed choices to stay healthy, fit and financially secure may have a direct connection to how long we live. Today, John Walker, Regional Vice President, Mercer Advisors, discusses the intersection of health, wealth and longevity.
Listening Time: 22 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
During our working life, some of us define ourselves by what we do for a living. Retirement changes all of that. Today, John Walker, Regional Vice President, Mercer Advisors, takes a deep and insightful dive into the ways and means of finding purpose in life during your retired years.
Listening Time: 21 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Today, John Walker, Regional Vice President, Mercer Advisors is joined by Mercer Advisors’ Financial Planner Dennis Jablonoski to discuss newly released data on the impact the resumption of student loan repayments may have on retirement savings.
Listening Time: 22 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Having a well-diversified investment portfolio is one of the most basic guidelines in financial planning. Having cash on-hand should be part of that plan. Today, John Walker, Regional Vice President, Mercer Advisors, discusses why having a part of your portfolio in cash is necessary.
Listening Time: 19 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
The giving season is fast approaching. Today, John Walker, Regional Vice President, Mercer Advisors is joined by Mercer Advisors’ Tim Joseph CERTIFIED FINANCIAL PLANNER™ professional and CPA, and Ryan Flurer, Wealth Manager, to discuss charitable gift annuities. Learn how to make a significant donation to your charity of choice while receiving beneficial tax treatment and more.
Listening Time: 20 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
You’ll spend a good part of your working life saving for your retirement. Once you reach your goals, you want to feel confident that what you’ve saved will be enough to cover your financial needs throughout your retired years. Today, John Walker, Regional Vice President, Mercer Advisors, discusses the importance of anticipating, and planning for, unexpected expenses that could derail your retirement.
Listening Time: 25 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Attempting to understand Albert Einstein’s Theory of Relativity can be mind-blowing, but have you ever considered financial relativity? Today, John Walker, Regional Vice President, Mercer Advisors, explains the meaning of financial relativity and how understanding it can give you a clearer perspective on your financial position.
Listening Time: 17 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Having a clear financial plan may help ease concerns for many, whether already retired or nearing retirement. What is your view of the future? In this episode, John Walker, Regional Vice President, Mercer Advisors, discusses ways to help those with optimistic, or pessimistic, outlooks create a plan for their future.
Listening Time: 23 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
In this episode, John Walker, Regional Vice President, Mercer Advisors, discusses the similarities between building a house and constructing a solid investment portfolio.
Listening Time: 15 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Focusing on your tax situation for the current year is important. It’s equally essential to consider how tax planning for today can impact your tax situation in retirement. In this episode, John Walker, Regional Vice President, Mercer Advisors, and Tim Joseph CERTIFIED FINANCIAL PLANNER™ professional and CPA at Mercer Advisors, discuss tax planning from a life-long perspective.
Listening Time: 24 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Why should my financial plan include a projection for living until the age of 100 when I know I won’t live that long? It’s a question financial professionals are often asked. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by Ryan Flurer, Financial Planner at Mercer Advisors, to discuss why it makes sense to assume your lifespan may be far longer than the current national averages of 79 for women and 73 for men.
Listening Time: 25 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Organizations merging or being acquired is commonplace in nearly every field. In the world of finance, the recent acquisition of TD Ameritrade by Charles Schwab has some investors concerned. Today, John Walker, Regional Vice President, Mercer Advisors, answers many questions and explains the impact of the two companies becoming one.
Listening Time: 15 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
If you’re an investor who also enjoys the game of golf, the similarities between the two may surprise you. Today, John Walker, Regional Vice President, Mercer Advisors, details some of the many parallels that can be drawn between the two including the importance of careful planning, keeping your emotions in check and more.
Listening Time: 18 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Roth IRAs offer numerous benefits that make them a preferred choice for many investors. Today, John Walker, Regional Vice President, Mercer Advisors, discusses five mistakes often made while using Roth IRAs and the impact Roth-related errors may have on your retirement savings.
Listening Time: 15 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Being prepared to deal with the many financial and emotional challenges of a family member’s critical illness is a subject most people would prefer not to even think about. Planning however, must be done. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by Kara Duckworth, CFP®, CDFA®, and Managing Director of Client Experience at Mercer Advisors. Kara shares her personal experiences navigating the healthcare system alone when her husband was diagnosed with cancer. Kara’s story may help you better plan and cope.
Listening Time: 22 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
There’s a smart strategy for investing in each stage of life. Some investors consider reducing investment risk as they age. The ability to withstand risk may diminish, but you may need to maintain a certain level of risk so you don’t run out of money in retirement. John Walker, Regional Vice President, Mercer Advisors, discusses ways to assess appropriate levels investment risk later in life.
Listening Time: 19 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
As you approach middle age, your 40’s or 50’s, it’s likely to be one of the busiest times of your life. You may be at the pinnacle of your career, getting kids off to college, caring for an aging parent, or you are involved in a variety of other concerns and activities that keep you moving at warp speed. Today, John Walker, Regional Vice President, Mercer Advisors, discusses the importance of being attentive to your retirement and financial planning needs at a time of life where everything else seems to take precedence. Mid-life investing may offer future financial security opportunities you should not miss.
Listening Time: 18 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
If you interact separately with professionals such as your financial planner, CPA, and attorney, and each is working independently on your behalf, you may not be getting the full benefits of their integrated expertise. Now, imagine the impact of these professionals working together on your overall financial health, and that of your family.
Today, John Walker, Regional Vice President, Mercer Advisors, discusses financial, and other benefits, available through a family office service which had previously been available only to ultra high-net-worth families.
Listening Time: 19
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Estate planning is a critical part of your overall retirement plan. Your retirement accounts, such as IRAs and 401ks typically pass directly to a beneficiary you’ve selected, and not through a trust you may have created for your other assets. With these accounts, a separate retirement plan trust may be required to get the asset protection and guidance you are seeking.
Logan, Baker, J.D., LL.M., MBA, Lead Senior Wealth Strategist on the Estate Planning Team at Mercer Advisors joins host John Walker, Regional Vice President, Mercer Advisors, to discuss the importance of implementing a retirement plan trust specifically for the protection of your retirement account beneficiaries.
Listening Time: 31 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Would you like to maintain your pre-retirement spending levels and standard of living after you’ve retired? Some, however, intend to spend more heavily in their early retirement years, believing they will spend less as they age. These spending considerations are an important part of your retirement planning, and there is often a disparity between spending intentions and spending reality. Today, John Walker, Regional Vice President, Mercer Advisors, discusses retirement spending patterns and how they relate to good planning. He also discusses a recent Boston College Center for Retirement Research study that looks at how retirees intend to spend vs. how they actually spend what they’ve saved.
Listening Time: 20 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
The biggest transition of wealth in history may be upon us. Over the next couple of decades, most aging Baby Boomers and Gen Xers are expected to pass along about $73 trillion of their wealth to their heirs. This transfer of wealth can be made after you die or while you’re alive to see and experience your loved ones enjoying what you’ve shared. Today, John Walker, Senior Vice President, Mercer Advisors, and Tim Joseph CERTIFIED FINANCIAL PLANNER™ professional and CPA at Mercer Advisors, discuss several options you may have to make those gifts safely, and in a tax-efficient manner.
Listening Time: 27 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
It’s difficult to overlook the long-standing investment success of the so-called Oracle of Omaha. Today, John Walker, Regional Vice President, Mercer Advisors, discusses some of the investment principles followed by Warren Buffett.
Listening Time: 18 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
In addition to financial planning for your retirement, it’s wise to also consider what living your everyday life will be like after the structure of working each day gives way to nearly total freedom. Today, John Walker, Regional Vice President, Mercer Advisors, welcomes Fritz Gilbert, author of “Keys to A Successful Retirement: Staying Happy, Active and Productive in Your Retired Years” and writer/publisher of The Retirement Manifesto Blog. Fritz shares practical and useful advice from first-hand experience.
Listening Time: 28 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
People who are saving for retirement sometimes fail to consider how living longer will affect how much they’ll need once they stop working. Today, John Walker, Regional Vice President, Mercer Advisors, discusses retirement planning strategies to avoid longevity risk.
Listening Time: 23 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Retirees sometimes second-guess, or even get a bit uneasy, about spending their hard-earned savings when the regular weekly paycheck from their employer has stopped. Today, John Walker, Regional Vice President, Mercer Advisors, discusses strategies to help you more comfortably spend and enjoy the retirement dollars you’ve accumulated. There is likely no need to deprive yourself of things that make you happy and you may easily afford.
Listening Time: 19 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Recent market volatility and the changing economic landscape are among the most common reasons investors give for not taking full advantage of their retirement savings opportunities. If you’re nearing retirement and want to maximize your 401(k) benefits, there are several mistakes you should avoid. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by Mercer Advisors colleague Dennis Jablonoski, Chartered Retirement Plan SpecialistSM. They discuss ways to help you along the path to a more secure retirement.
Listening Time: 29 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
In order to reduce their tax burden, some retirees move to states that don’t assess personal income taxes. Depending on your lifestyle however, there may not be any real tax savings since revenues in these “lower-tax” states are often made up in other ways. Today, John Walker, Senior Vice President, Mercer Advisors, and Tim Joseph CERTIFIED FINANCIAL PLANNER™ professional and CPA at Mercer Advisors, help sort fact from fiction for those planning to move out of state to reduce their overall tax liability.
Listening Time: 19 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Strategic planning for the money we earn, save and invest is essential in helping to create a successful retirement, but there’s more to consider. Today, John Walker, regional Vice President, Mercer Advisors, discusses 7 habits that can improve your satisfaction and help make your retired years happier.
Listening Time: 19 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Some organizations offer stock as part of their employee compensation package. Other companies offer some form of deferred compensation. These arrangements can often create concentrated stock positions and unique tax and retirement planning challenges. Today, John Walker, Regional Vice President, Mercer Advisors is joined by CERTIFIED FINANCIAL PLANNER™ professional Jason O’Meara, Director of Mercer Advisor’s offices in Radnor, PA. They discuss ways to attain maximum benefit from various types of employee compensation.
Listening Time: 40 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Ever dream about spending your retred years living abroad? For some, it’s a pipe dream. Other’s have made it their reality. Today, John Walker, Senior Vice President, Mercer Advisors, speaks with Janet Blaser, who lived and worked in California, before retring full-time in Mazatlan, Mexico.
Listening Time: 30 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
It’s common to look at others from afar and judge just how well you think they’re doing financially. Comparing your own personal financial status with the apparent prosperity of others can be a detriment to both your emotional and financial wellbeing. Driving an expensive vehicle, living in a massive house, or wearing high-priced fashions or jewelry may be more indicative of someone’s debt, and not necessarily their wealth. Today, John Walker, Regional Vice President, Mercer Advisors, discusses why it’s important to focus on reaching your own financial goals without needless comparisons to others.
Listening Time: 17 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
There are countless important questions you should answer when planning for your retirement. Questions about cashflow, taxes, asset allocation, Social Security, and Medicare to name just a few. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by Mercer Advisors’ Financial Planner Ryan Flurer. They preview some of the issues you may face and discuss strategies you may want to consider.
Listening Time: 19 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
During our working years, some of us look ahead with great anticipation to retirement. We look forward to leisure time, relaxation, and a flexible schedule. For some however, the freedoms and benefits of retirement aren’t as expected. Filling your time, finding a purpose, remaining relevant and engaged in life are a few of the challenges we may face. Un-Retiring may be an option. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by Richard Eisenberg, a formerly retired writer and editor who returned to the workforce on his own terms and shares his experiences.
Listening time: 28 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
In creating a thorough financial plan, consideration is given to many areas of your financial life. Understanding your current economic condition along with your priorities, helps create a clear and measurable path with a higher probability of success. Today, two Mercer Advisors’ Regional Vice Presidents, John Walker and Kevin Dillon, define and discuss the benefits of unified financial planning.
Listening Time: 20 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
For some, tax season is one of the most stressful times of the year. CFN's Tim Joseph, CERTIFIED FINANCIAL PLANNER™ professional and CPA at Mercer Advisors, joins John Walker, Regional Vice President, Mercer Advisors, to talk taxes. Whether you’re compiling information for your tax preparer or you are a do-it-yourselfer, Tim’s tips may help make the process easier.
Listening Time: 21 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
There are no age restrictions on contributing to a Roth IRA, so the interest and dividends on a child’s retirement contributions can also grow federally tax-free. You can even super-charge their savings with matching contributions, and teach them the power of compound interest. John Walker, Regional Vice President, Mercer Advisors, welcomes Tim Joseph, Mercer Advisors’ CERTIFIED FINANCIAL PLANNER™ professional and CPA, to discuss the many benefits of a very early start to retirement planning with a Roth IRA for your son or daughter.
Listening Time: 22 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Whether you’re focusing on retirement planning or saving for a particular expenditure, you need a good strategy to help reach your goals. John Walker, Regional Vice President, Mercer Advisors, discusses several ways to help improve your saving efforts and ensure that the money you’re accumulating is working effectively for you.
Listening Time 20 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
With the SECURE 2.0 Act signed into law, there are many changes that can impact your retirement planning over the next few years. Mercer Advisors’ John Walker, Regional Vice President, and Mercer Advisors’ Dennis Jablonoski Certified Retirement Plan Specialist, discuss some of these revisions. There are new opportunities regarding required minimum distributions, workplace retirement plans, educational savings plans and more. If you’d like more in-depth information on SECURE 2.0 Act from Mercer Advisors please click here.
Listening Time: 27 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Your Adult Child Becoming Your Financial Caregiver
The discussion of an adult child helping with a parent’s finances as they age can be very difficult, even if all family members are on the same page. Today, John Walker, Regional Vice President, Mercer Advisors, shares tips on how to make the financial caregiving conversation and transition less stressful by making it a slow process, seeking appropriate advice, and keeping your parent’s best interest as the primary goal.
Listening Time: 21 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
No matter what age or stage of life, there is likely to be trouble or strife that you must deal with. It’s the natural order of things. That’s life. Your employment status, politics, rising interest rates and all that you face in your personal life may cause you to be feeling uneasy or uncertain about the future. Today, Cordasco Financial Network’s John Walker, Regional Vice President, Mercer Advisors, is joined once again by Behavioral Economist Dr. Sarah Newcomb. They discuss best practices for managing uncertainties, particularly those related to your finances.
Listening Time: 37 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Purchasing a home, particularly a first home, can be a stressful time. Parents often want to help. Selecting a home, determining a down payment, getting a mortgage, arranging inspections and other important considerations mean home buyers need guidance from both real estate professionals and financial professionals. Parents frequently offer monetary assistance with the purchase, but their financial involvement must be carefully planned and managed in order to benefit their children and themselves. Cordasco Financial Network’s John Walker, Regional Vice President, Mercer Advisors, is joined by Megan Kelly, Real Estate Professional with Compass Realty in Havertown, PA, along with CFN's Tim Joseph, CERTIFIED FINANCIAL PLANNER™ professional and CPA, at Cordasco Financial Network.
Listening Time: 25 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Listening Time: 25 minutes
The new year can be an opportunity for a fresh start. We often strive to get back on track with health and fitness, attitude or outlook, but what about our finances? Resolving to be more attentive to our financial well-being can pay big dividends in the years ahead. Cordasco Financial Network’s John Walker, Regional Vice President, Mercer Advisors, discusses planning and investment goals to consider as part of your overall fresh outlook for the new year.
Listening Time: 19 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Vowing to be more organized in the new year is a very common resolution, but will it apply to your finances? Accumulating or hoarding assets doesn’t sound like a problem, but it can easily become a major complication if someone else needs to sort out your financial affairs. Cordasco Financial Network’s John Walker, Regional Vice President, Mercer Advisors, discusses the importance of having your financial house in order. He details how organizing and simplifying your holdings can make your life, and the lives of those you most care about, more secure and easier to manage.
Listening Time: 18 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Available opportunities to reduce your tax bill for 2022 are fleeting, but there are still some important moves you should consider now. John Walker, Regional Vice President, Mercer Advisors, welcomes CFN's Tim Joseph, CERTIFIED FINANCIAL PLANNER™ professional and CPA, at Cordasco Financial Network, a part of Mercer Advisors. Tim shares year-end tax tips that could reduce your tax burden come April 15th.
Listening Time: 24 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Helping others through charitable giving can be rewarding to the giver and receiver. Cordasco Financial Network’s John Walker, Regional Vice President, Mercer Advisors, discusses the benefits of giving with Andrea Rodgers, Executive Director of the Starfinder Foundation and Paul Howard, Executive Director of The Philadelphia Union Foundation. John also welcomes CFN's Tim Joseph, CERTIFIED FINANCIAL PLANNER™ professional and CPA, at Cordasco Financial Network, a part of Mercer Advisors. Tim discusses tax efficient ways to make charitable donations during the holiday season and throughout the year.
Mercer Advisors is not affiliated with nor does it endorse the featured speakers or the organizations the featured speakers represent.
Listening Time: 32 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
On today’s podcast, Cordasco Financial Network’s John Walker, Regional Vice President, Mercer Advisors, discusses two strategies for retirement planning. John explains the differences between probability-based planning and guaranteed income planning, as well as how the methods can work together in your retirement plan.
Listening Time: 19 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
According to the Society of Actuaries, average life expectancy in the U.S. has increased from 68.14 years in 1950 to 76.1 years in 2021. Living longer likely means more years in retirement and more savings necessary for what could be a full one-third of our lives. A long life can be a blessing, but living longer is considered to be just one of many risks today’s retirees will face. Cordasco Financial Network’s John Walker, Regional Vice President, Mercer Advisors, discusses several risks and the careful approach to planning that is necessary to ensure you don’t outlive your money.
Listening Time: 22 Minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
According to a report from the Federal Reserve Bank of New York last year, nearly half of all Americans expect to retire before they turn 62. To be successful, you must be prepared. Cordasco Financial Network’s John Walker, Regional Vice President, Mercer Advisors, discusses things you should consider when determining if early retirement is in your future.
Listening Time: 22 Minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
How can parents instill good financial habits in their children? It’s a question many Mercer Advisors team members, who are also parents, were recently asked. Cordasco Financial Network’s John Walker, Regional Vice President, Mercer Advisors, shares some of his colleagues' most insightful answers. Will you address this issue with the younger folks at your Thanksgiving table?
Listening Time: 20 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Insurance, as a piece of your overall financial plan, may not always be given enough attention. Insurance products can be complicated and getting a clear understanding of the policy attributes from the person who sold it to you is not always easy, particularly if the policy was purchased many years ago. Cordasco Financial Network’s John Walker, Regional Vice President, Mercer Advisors, is joined by CFN Financial Advisor Ryan Flurer. Their discussion today centers on helping investors like you better understand insurance products and how they may help support your family's need for financial security.
The insurance examples, products, terms, and verbiage referenced in this content may vary on a State by State basis. The insurance examples, products, terms and verbiage referenced are not applicable to each individual’s unique insurance needs or situation.
Listening time: 26 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Some of us have preconceived notions about saving for retirement during our working years and spending during our retired years. Those misconceptions can become ingrained in our minds, leading us to believe they are true even when they are not. Some believe that planning, in all stages of life, should only be about growth and accumulation, but as we save for retirement, cashflow planning for our retirement years is critical and often overlooked. As planners we address those misconceptions. Cordasco Financial Network’s John Walker, Regional Vice President, Mercer Advisors, and Tim Joseph, CERTIFIED FINANCIAL PLANNERTM professional and CPA, of Cordasco Financial Network, a part of Mercer Advisors discuss how having a solid cashflow plan is important in promoting financial confidence in our retirement years.
Listening Time: 22 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
As you go through life, transitions and changes are inevitable. Major events such as starting a new job, getting married, buying a home or entering retirement influence how you view and plan for the future. They impact your needs and require a periodic look at your planning strategy. Cordasco Financial Network’s John Walker, Regional Vice President, Mercer Advisors, is joined by CFN Financial Planner Evan Salter. They discuss the importance of reevaluating, and potentially revising your plans to help you secure your financial future as these and other life changing events occur. Listening Time: 24 minutes Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Some workers are delaying retirement because of rising inflation. Twice as many potential retirees are staying on the job when compared to last year. Delaying retirement can impact more than just the retiree. It will likely reduce an employers’ ability to hire new workers, promote personnel and lighten payroll by having fewer long-tenured employees. John Walker, Regional Vice President, Mercer Advisors, and Dennis Jablonoski, Retirement Plan Specialist at Cordasco Financial Network, a part of Mercer Advisors, look at the stats and discuss ways this trend could be reversed.
Listening Time: 22 minutes
Having a family member who lives with a physical or intellectual disability, or some degree of impairment (such as an injury, illness or chronic condition), is far more common than you may realize. Financial planning for these individuals is often a complicated matter. Cordasco Financial Network’s John Walker, Regional Vice President, Mercer Advisors, is joined by Christopher Currin, Senior Wealth Advisor, CERTIFIED FINANCIAL PLANNER TM, Mercer Advisors. They discuss the various strategies necessary when planning for individuals with special needs to assist them in living secure and fulfilling lives. Listening Time: 37 minutes Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Psychology and emotions play a large role in how we think about money and investing. All too often, our financial decisions are impacted by our thoughts and perceptions of the moment. Today, Cordasco Financial Network’s John Walker, Regional Vice President, Mercer Advisors, welcomes to the podcast Sarah Newcomb, Behavioral Economist for Morningstar. They discuss the many ways psychology can either help or hinder the financial decision we make.
Listening Time: 25 minutes Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Since becoming a part of Mercer Advisors, Cordasco Financial Network has increased the number of financial services we offer to help guide you with Your Life and Wealth. Among them, is providing assistance navigating the often-complicated world of Medicare. Today, Steve Cordasco, Director and Senior Wealth Advisor at Mercer Advisors, welcomes Ari Parker, J.D., Lead Licensed Advisor at Chapter. Ari oversees an organization providing clients of Cordasco Financial Network help in dealing with the challenges of Medicare which include everything from the sign-up process to and finding the most cost-effective plan for your individual situation. Jim Tate, CPA and Wealth Advisors also joins Steve to discuss his personal experience in working with Chapter.
Listening Time: 18 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Are the markets testing your patience? Today, Cordasco Financial Network’s John Walker, Regional Vice President, Mercer Advisors, shares historical data, lessons learned, and valuable insights recently published online by Don Calcagni, Chief Investment Officer, Mercer Advisors. John also discusses the importance of professional guidance in helping you keep your long term financial objectives in view.
Listening Time: 18 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Now may be a good time to learn about the intriguing relationship between wealth and wellbeing. Today, Cordasco Financial Network’s John Walker, Regional Vice President, Mercer Advisors, discusses why there is often a disconnect between the two. He shares the story of Hetty Green and insights on why some wealthy individuals may never derive a sense of emotional well being from their financial security. Others can easily find emotional comfort, satisfaction and a true sense of well being despite having far less means.
Listening Time: 19 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
For consumers who purchased electric vehicles, home appliances, health insurance from the exchanges, or participated in a Medicare program, there are several new tax benefits you should know about which could produce tax savings. John Walker, Regional Vice President, Mercer Advisors, and Tim Joseph, CFP® and CPA, of Cordasco Financial Network, a part of Mercer Advisors, share the details.
Listening Time: 21 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
There is an increasing awareness regarding the importance of teaching students about money. The number of school districts around the country now mandating financial literacy courses beginning as early as elementary school and continuing through high school is growing. John Walker and Dennis Jablonoski of Cordasco Financial Network, a part of Mercer Advisors, discuss this national trend with Dr. Billy J. Hensley, President and CEO of NEFE, the National Endowment for Financial Education.
Listening Time: 34 mins
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Dennis Jablonoski, Certified Retirement Plan Specialist at Cordasco Financial Network, a part of Mercer Advisors and John Walker, Regional Vice President, Mercer Advisors, discuss the origins of retirement planning. They also describe how the concept of large companies providing pensions for an aging workforce moving into retirement was a motivating factor in the creation of our nation’s Social Security system.
Listening Time: 23 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mom and Dad’s long-held opinions about money and finances may not be relevant today. Cordasco Financial Network’s John Walker, Regional Vice President, Mercer Advisors, outlines 5 generational beliefs about how you earn, save and spend that may no longer be appropriate in today’s world.
Listening Time: 19 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
There are several retrement plan optons available to business owners and employees. Dennis Jablonoski, Certfied Retrement Plan Specialist at Cordasco Financial Network, a part of Mercer Advisors joins John Walker, Regional Vice President, Mercer Advisors, to discuss IRAs, Simple, SEP and Defined Benefit Plans.
Listening Time: 22 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
As an investor, you’re excited to see growth. As you save and invest that growth is important, but you need to know why you’re building wealth. It’s not just about having more money. John Walker and Advisor Ryan Flurer of Cordasco Financial Network, a part of Mercer Advisors, share insights on why having a discussion on specific investment options before creating your overall strategic plan is likely not a sound approach.
Listening Time: 21 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Would you know how to handle a windfall of cash if it came your way? Whether it be from an inheritance, sale of your business or property, a legal settlement, or even a big lottery win, a large and unexpected influx of money can create great opportunity, but it also comes with potential pitfalls. John Walker of Cordasco Financial Network, a part of Mercer Advisors, helps you prepare.
Listening Time: 17 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Risk tolerance, capacity and need are three important components of successful investing. John Walker and and Tim Joseph, CFP® and CPA, from Cordasco Financial Network, a part of Mercer Advisors, define each distinctly different category of risk. They offer guidance on how careful risk management works to your financial advantage.
Listening Time: 21 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
At Cordasco Financial Network, a part of Mercer Advisors, we regularly receive questions via email from listeners like you. This week, Dennis Jablonoski CRPS® and Tim Joseph, CFP® and CPA, address several questions covering a cross-section of our listener’s financial interests. Will your question be included?
Listening Time: 23 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Inflation has reached heights not seen in more than 50 years. It’s an inescapable reality at the gas pump, grocery market, and everywhere else we spend our money. There is no shortage of reasons discussed, both real and imagined. Understanding the difference between the real root causes of inflation, and the common myths about why inflation is occurring at this time, is an important part of understanding our economy and its various cycles. John Walker of Cordasco Financial Network, a part of Mercer Advisors, discusses the in-depth article on inflation recently released by Don Calcagni, MBA, MST, CFP®, AIF®, Chief Investment Officer at Mercer Advisors.
Listening Time: 26 minutes
Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Additional Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
People often encounter difficulties such as the loss of identity and self worth as they enter retirement. Coping with a drastic change in lifestyle is something people are often reluctant to discuss, even though they may need guidance. John Walker and Dennis Jablonoski of Cordasco Financial Network, a part of Mercer Advisors, welcome George Jerjian, author and retirement coach. They discuss his extensive research, and outline ways you can find passion and purpose as you enter this new phase of life.
Listening Time: 28 mins
Additional Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Your investment portfolio is only a piece of your overall financial plan. Having a financial plan helps you set clear goals and objectives, articulates actions and deliverables, and is comprised of much more than just a collection of accounts and securities. Today, John Walker and Evan Salter of Cordasco Financial Network, a part of Mercer Advisors, discuss the distinction between a plan and a portfolio and why having a plan leads to a greater probability of financial success.
Listening Time: 22 minutes
Additional Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Inflation, choppy markets, and political uncertainty are causing economic challenges that investors can’t change, but you can take steps to mitigate their impact. Mercer Advisors’ John Walker and Tim Joseph, CFP® and CPA, discuss smart tax planning moves you can make right now to help improve your own personal economic conditions.
Listening Time: 16 minutes
Additional Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
You have a far better chance of meeting your financial goals by investing for the long-term. The buy and quick-sell mentality of trying to “time the markets” can bring a quick profit, but this is more like gambling than investing. No one really knows the optimal time to buy or sell a security. Mercer Advisors’ John Walker and Dennis Jablonoski discuss the benefits of “time in the market” which should always include strategies such as regular rebalancing and careful evaluation of your holdings.
Listening Time: 22 minutes
Additional Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Interest rate hikes may not be welcomed by everyone, but current retirees and those nearing retirement can benefit as rates go up. If a portion of your income is derived from fixed income investments, those yields will likely rise. Additionally, you may be particularly happy if your cashflow plan includes annuity payments. John Walker and Ryan Flurer with the Cordasco team at Mercer Advisors explain.
Listening Time: 19 minutes
Additional Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
As market volatility and inflation continue to dominate our consciousness, Steve Cordasco, Director and Senior Wealth Advisor at Cordasco Financial Network, a partner of Mercer Advisors, shares his insights on current economic conditions. Steve also illustrates the differences between market corrections, which we’ve experienced several times recently, and a bear market. He offers historical perspective, views on what may lie ahead, and he discusses some defensive moves you may want to consider to help ease your personal financial anxieties.
Listening Time: 28 minutes
Additional Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Some people who have amassed great wealth and live modestly, while others let their lifestyle reflect their significant wealth. A financial “Catch 22” for living in retirement is often finding the right lifestyle balance to suit both your ability to enjoy what you’ve saved and maintain careful spending so you don’t run out of money. CFN’s John Walker and Ryan Flurer discuss ways to address the financial and psychological challenges of spending during your retired years and what role good planning plays in the process.
Listening Time: 21 minutes
Additional Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Stock and bond markets, interest rates, and inflation take center stage as Steve Cordasco talks with Don Calcagni, MBA, MST, CFP®, AIF®, Chief Investment Officer with our new partners at Mercer Advisors. They help you better understand how current volatile market conditions impact your portfolio design.
Listening Time: 34 minutes
Additional Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
There are distinct differences between the money management needs of men and women. Women also have particular retirement planning needs. Pay disparity, career pauses for child or elder care, and the fact that women, most-often, live longer than men create unique challenges. The convergence of these facts help us better understand why women often have quite different planning requirements when compared to their male counterparts. CFN’s John Walker welcomes Kara Duckworth, CFP®, CDFA®, Managing Director of Client Experience at CFN’s new partner, Mercer Advisors. They discuss financial and retirement planning specifically designed to address the needs of women.
Listening Time: 24 minutes
Additional Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Purchasing a home without a mortgage is increasingly common in today’s hot real estate market. Investors owning cryptocurrency is not unusual. The IRS, of course, has taken notice and is increasing scrutiny of these and other financial activities to make certain you pay your fair share of taxes. Ian Comisky, partner in the law firm of Fox Rothschild, author and law professor at the University of Pennsylvania joins today’s podcast. Ian joins Steve Cordasco each year at this time to discuss new tax law, forthcoming federal regulations and IRS enforcement.
Listening Time: 20 minutes
Additional Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Encouraging news for retirement savers may be coming, thanks to SECURE Act 2.0 legislation. The acronym stands for Setting Every Community Up for Retirement Enhancement. This is a follow-up to the original SECURE Act that passed with bipartisan support in Congress a couple of years back. Today, Steve Cordasco details many provisions of the bill aimed at making saving for retirement easier and more beneficial to an even larger pool of participants.
Listening Time: 26 minutes
Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network. Securities offered through Andrew Garrett Inc, member FINRA/SIPC. Andrew Garrett is not affiliated with Cordasco Financial or Mercer Global Advisors.
Additional Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Over the last 2 years we’ve experienced a boom in the housing market with prices and demand at an all-time high, and interest rates and inventory at historic lows. Now, mortgage rates are beginning rise. CFN’s John Walker is joined by Dr. Jessica Lautz, Vice President of Demographics and Behavioral Insights for the National Association of Realtors. They discuss the current state of the housing market and how home values may be impacted, if interest rates continue to rise.
Listening Time: 26 minutes
Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Additional Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
The Fed has started to increase interest rates, and it may be a good time for you to gain a better understanding of the role bonds play in your investment or retirement portfolio. Cordasco Financial Network’s John Walker is joined by Dennis Jablonoski of our Investment Team and Financial Planner Ryan Flurer. They discuss the appropriate use of bonds and bond funds in your portfolio, and offer clarity on the recently increased attention being given to bond alternatives.
Listening Time: 23 minutes
Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Additional Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Recent market volatility resulting from the pandemic, inflation and now the Russian invasion of Ukraine has become a wake-up call for many. For several years, the stock market seemed to be going nowhere but up. Investor’s confidence in a rising stock market had caused some to more heavily invest in equities. Now may be a good time to take a careful look at your investment mix. Cordasco Financial Network’s John Walker is joined by Tim Joseph CFP® and CPA to discuss the need to ensure that the investment risk you’re taking across all of your accounts, including your 401k, is aligned with your risk tolerance.
Listening Time: 22 minutes
Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Additional Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
At Cordasco Financial Network we are frequently asked about the use of trusts in estate planning. There are many scenarios where a trust is the most appropriate method for passing your wealth to your heirs. Setting up a trust can be a cost effective option, and is available to everyone regardless of the size of their estate. Trusts avoid probate, offer tax advantages and allow you to keep control of your assets. For details on the many benefits using trusts in estate planning, we’re joined by one of CFN’s new partners at Mercer Advisors. John Walker welcomes Attorney Jeremiah Barlow, Executive Vice President and Head of Family Wealth Services at Mercer Advisors.
Listening Time: 19 minutes
Mercer Advisors Disclosure
Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network.
Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.
Additional Mercer-Cordasco Disclosure Information
Visit Our Website
Join Our Email List
Market downturns are a normal part of the investing process. Remember to stick to your overall plan. Stay unemotional and rational. CFN’s John Walker and Dennis Jablonoski shed light on things you need to keep in mind as the stock market continues its roller coaster ride.
Listening Time: 23 minutes
Important Cordasco-Mercer Disclosure Information
Steve is joined by guest Wade Pfau, PhD, CFA, Professor of Retirement Income at the American College of Financial Services, Co-Director of the American College Center for Retirement Income, and author of several books on retirement planning. They discuss the appropriate rate for drawdown of retirement funds, several alternative investment vehicles and his strategies for dealing with an economic downturn.
Listening Time: 34 minutes
Knowing where to easily access important documents when you need them can reduce stress and anxiety. It can also bring peace of mind to your loved ones should they ever need to reference information regarding your insurance policies, will, power-of-attorney or other critical documents. Cordasco Financial Network’s John Walker is joined by Tim Joseph CFP® and CPA to discuss the importance of financial organization as they detail some specific solutions you may consider.
Listening Time: 18 minutes
The death of a spouse is one of the most difficult life events imaginable. It takes an emotional toll on the surviving spouse, typically creates unexpected financial issues and triggers tax-related consequences. Cordasco Financial Network’s John Walker is joined by Tim Joseph CFP® and CPA to address areas of concern that will undoubtedly need your attention after the death of a spouse.
Listening Time: 24 minutes
It’s important for retirees and near retirees to understand the emotional impact a down market can have on them. Perhaps you won’t experience the high anxiety others will during the next market pull back because it’s inevitable. However, you do need to think about how you want to position your portfolio long before a downturn happens. CFN’s John Walker and CFN Investment Team members Larry Shaw and Dennis Jablonoski explore the acronym C.A.N., as it relates to your retirement planning. It stands for Capacity, Attitude, and Need. Assessing these areas will help provide you with a greater understanding of your investment risk and help you mitigate anxiety.
Listening Time: 22 minutes
The arrival of the new year is the perfect time to assess where you are financially and address your important priorities. CFN’s John Walker and Ryan Flurer discuss their top 5 ideas to help you optimize your personal finances for the new year and beyond.
Listening Time: 18 minutes
CFN’s Retirement Plan Specialist Dennis Jablonoski, CRPS® talks with Tim Joseph CFP® and CPA. Tim explains how various forms of retirement income are taxed and the planning necessary to meet those obligations.
Listening Time: 19 minutes
The Federal Reserve recently announced it will take action to reduce inflation. The Fed has indicated it will end its asset buying program and also plans on making three interest rate hikes in 2022. Cordasco Financial Network’s John Walker is joined by Larry Shaw and Dennis Jablonoski of the CFN Investment Committee to discuss the potential impact the Fed’s latest announcement may have on your investment planning in the coming year.
Listening Time: 22 minutes
It’s Cordasco Financial Network’s 10th anniversary. Steve Cordasco is joined by Jim Tate for this Special Edition podcast. They share exciting news about new opportunities and discuss the growth and future of the firm.
Listening Time: 15 minutes
A sizable Social Security cost of living adjustment takes effect in 2022. For most recipients however, that increase will be offset, and in some cases exceeded by, an increase in Medicare premiums. CFN’s John Walker and Tim Joseph, CFP, CPA, detail the reasons for the current steep increase in Medicare costs. They also discuss what you can do to reduce your annual taxable income to help ensure that you are paying the smallest possible amount in Medicare premiums.
Listening Time: 19 minutes
The holiday season is officially here. It’s a time when many of us gather with family to celebrate. Talking about money over turkey may be less stressful than getting into politics or social issues. Whether it’s about gratitude or charitable giving, safe money discussions are a natural way to avoid indigestion. CFN’s Dennis Jablonoski and Jim Tate, CPA, talk about safe money discussions you can have around your holiday table, conversations you won’t regret!
Listening Time: 20 minutes
Questions about cryptocurrency are among the most common we receive. We’re frequently asked to explain what it is, how it works, how to buy it, how to use it, and should I own cryptocurrency in my retirement or investment portfolio? Today, CFN’s John Walker and Evan Salter shed some light on the risky, complicated world of cryptocurrency, to help you determine whether or not you should own cryptocurrency.
Listening Time: 20 minutes
Inflation is a growing concern. American’s are experiencing price increases at a rate not seen in over 30 years. Steve discusses the reasons for current inflationary conditions and its impact on wage earners and retirees. He details action steps to help ease the pain of rising prices and effective tools used at CFN to more accurately project inflation’s future impact on your Life & Wealth.
Listening Time: 23 minutes
For many retirees, spending money on life’s pleasures is often a source of guilt. The guilt may be motivated by a fear of running out of money, or even a perception they are cheating their heirs out of an inheritance. As we head into the holiday season, guilt-free spending is our theme for November. Steve shares retirement planning strategies to help you better enjoy your retirement with guilt-free spending.
Listening Time: 20 minutes
It’s clear that when putting together a successful retirement plan, managing wealth is only one component. A successful plan includes discovering what you intend to spend your money on, how you will maintain your social network, and ideas for investing in personal relationships. After years of researching the key to real retirement happiness, Michael Finke, of the American College of Financial Services, discusses his important findings in this podcast from the Your Life Your Wealth archives. The result of this conversation reinforces the fact that real retirement happiness cannot be found exclusively through money or wealth.
Listening Time: 25 minutes
We continue our October theme of charitable giving by exploring the scientifically documented mental and physical benefits of helping others. CFN’s John Walker welcomes Stephen Post, PhD Professor, Founding Director of The Center for Medical Humanities, Compassionate Care and Bioethics at Stony Brook University. Dr. Post is the author of several books including “Why Good Things Happen to Good People: How to Live a Longer, Healthier, Happier Life by the Simple Act of Giving.” He explains how you can enjoy the mental and physical benefits of helping others as much or more than helping yourself.
Listening Time: 26 minutes
The Social Security Administration announced a 5.9% increase in benefits for 2022. For many Americans in retirement, Social Security is a key part of their retirement income. Steve Cordasco is joined by CFN’s Jim Tate, CPA, to discuss key strategies for maximizing your social security benefits. Be sure you understand these strategies for maximizing your Social Security benefits to help you make the most of this income stream that will last through your retired years.
Listening Time: 21 minutes
Uniform Transfers to Minors Act allows gift givers to transfer money, real estate or fine art to minors without the need for a guardian or trustee. UTMAs, a tax efficient gifting option, are an inexpensive way to give minors a financial leg-up, but there are limitations and cautionary notes you need to consider. CFN’s John Walker is joined by Kathy Mandelbaum, Associate Professor of Law at Temple University. They discuss this tax efficient gifting option and detail the pros and cons you need to know.
Listening Time: 27 minutes
Helping others by giving to charity has a positive impact on the recipient, and also offers the donor many benefits. We get personal satisfaction by helping those less fortunate, while at the same time we can benefit from the tax advantages of charitable giving. CFN’s John Walker and Tim Joseph, CPA, discuss a variety of strategies that can help your donations go further for the causes you support, and present a win-win by helping you benefit from the tax advantages of charitable giving.
Listening Time: 20 minutes
Economic conditions in China and investing in emerging markets are among the issues discussed as Steve is joined by internationally known investor and commentator Jim Rogers. Also well known for his media appearances, Jim Rogers was the co-founder of the Quantum Fund, Soros Fund Management and the Rogers International Commodities Index. He’s a close observer of economic conditions in China, and joins Steve from his home in Singapore.
Listening Time: 16 minutes
Steve discusses inflation, the markets, demographics and the new tax proposals. We also hear insightful comments from Cathie Wood, founder and CEO of the investment management firm Ark Invest, made at this week’s global leadership SALT Conference in New York. Additionally, Steve offers his perspective on the views expressed by Cathie Wood, inflation, the markets, demographics and the new tax proposals that are among the most significant issues currently on the minds of investors and retirees.
Listening Time: 25 minutes
It’s been 20 years since America was attacked in a way none of us could have ever imagined. September 11, 2001, the day four hijacked passenger planes crashed into the towers of the World Trade Center, the Pentagon and an open field in Shanksville, PA, was a day that changed our world. Memories of 9/11 can never be forgotten. We all remember where we were and how we felt the moment we heard the news. In this special edition podcast, Steve Cordasco, and several members of the CFN team, share their personal memories of 9/11.
Listening Time: 35 minutes
When it comes to your kids, is it smarter to pay for college or fund your retirement? The cost of higher education continues to rise at a staggering rate. It places college out of reach for some families and may cause parents to take on an inordinate amount of debt. Recent statistics show that a large percentage of parents contemplating retirement are delaying those plans in order to pay the college tuition or debt of their children. Today, CFN’s John Walker and Dennis Jablonoski welcome Neetu Arnold, a researcher at the National Association of Scholars who’s authored a study looking into how much we’re paying for college and where all that money goes. The choice to pay for college or fund your retirement is not an easy one. However, John and Dennis outline strategies to help you cope with the high cost of higher education as you face the prospect of saving for your own retirement.
Listening Time: 27 minutes
A Roth IRA conversion offers certain tax advantages if you expect your future tax rate to be higher at the time you plan to withdraw money from your retirement accounts. A Roth IRA allows for tax-free withdrawals of qualified distributions, but there are pitfalls you need to know. CFN’s John Walker and Tim Joseph, CPA, discuss the ins and outs of Roth conversions and help you determine if you’re a good candidate for this retirement planning strategy.
Listening Time: 22 minutes
The work of the Investment Committee at Cordasco Financial Network is an integral part of the retirement planning process. The committee’s efforts, which take place on a daily basis, are a key component of portfolio construction at CFN. Investment Committee members Dennis Jablonoski and Larry Shaw join today’s host Ryan Flurer for a peek behind the scenes in creating a well-diversified portfolio. They also address emerging market concerns involving investments in China.
Listening Time: 23 minutes
Tolerance of market volatility is quite different than tolerance of risk, however investors often confuse them. CFN’s John Walker and Dennis Jablonoski clearly define each, and help us understand why we need to know the difference. They also discuss the importance of knowing the level of risk you are willing to tolerate as compared to the level of risk your portfolio can withstand in order to meet your objectives.
Listening Time: 22 minutes
Recently, factors like inflation, the Delta variant, and low interest rates have been weighing on people’s minds. To address this, I hosted institutional money manager and member of our investment team, Joe Cortese, to shed light on the investment implications of the aforementioned market risks.
Listening Time: 54 minutes
Defined Benefit Plans for small business owners represent the largest yearly retirement plan contribution option available, and likely present a significant tax savings opportunity. Steve Cordasco and CFN’s Tim Joseph, CPA, discuss Defined Benefit Plans with guest Philip Pirio, Senior Design Consultant with Dedicated Defined Benefit Services. They discuss important details of Defined Benefit Plans and the roles financial planners, CPAs, and plan administrators have in designing and implementing this often overlooked retirement plan option for small business owners.
Listening Time: 30 minutes
Unfortunately, people in retirement often miss tax-savings opportunities that are readily available. Retirees like you need to pay close attention to your tax situation because the money you’ve saved must last the rest of your life. Missing out on important tax-saving strategies can take a bite out of your nest egg and negatively impact your quality of life during your retirement years. To provide help, CFN’s John Walker and Tim Joseph, CPA, discuss the most overlooked tax breaks for retirees.
Listening Time: 24 minutes
Sometimes the most uncomfortable conversations are the ones most necessary. Today, as we reach a milestone, the 300th episode of the Your Life Your Wealth podcast, CFN’s John Walker and Ryan Flurer discuss the important issue of paying for long term care. There’s a more than 8 in 10 chance you or a loved one will experience late life cognitive or physical decline that will require support from a caregiver other than a family member. John and Ryan discuss the high cost of long term care and what insurance options exist to help offset what could be a financially draining expense.
Listening Time: 23 minutes
Retirees should consider focusing on generating cash flow instead of chasing ever-shrinking income sources in today’s low interest rate environment. CFN’s John Walker and Jim Tate, CPA, discuss the differences in managing income versus cash flow. A good cash flow strategy includes social security, annuity payments, dividends and other sources to cover living expenses for those in retirement. John and Jim offer practical cash flow planning tips, including tax related information that should not be overlooked.
Listening Time: 25 minutes
As we save for our retirement many of us will face financial threats along the way. The money decisions we make, and how we address the financial challenges we may face, could make the difference between financial security or insecurity during our retired years. CFN’s Dennis Jablonoski and Tim Joseph, CPA, discuss several significant savings threats and share strategies for avoiding these pitfalls.
Listening Time: 24 minutes
The cybersecurity threats we face continue to increase in frequency and sophistication. The threats present significant risk to individuals, and an even more critical risk to business owners, particularly those involved in financial transactions and online commerce. Today, CFN’s Technology and Data Manager, Ryan Flurer, sits in for Steve and is joined by cybersecurity expert Anthony Mongeluzo, President of PCS, an IT and computer support services consulting company. Anthony details the myriad of threats we face and offers some practical suggestions to help reduce your online security vulnerabilities.
Listening Time: 24 minutes
This year’s summer travel season has arrived with a vengeance. After 2020’s pandemic driven stay-at-home summer, there’s pent up demand with folks clamoring to book their getaways. As travel demand surges, prices are rising. Today, CFN’s Dennis Jablonoski and Tim Joseph, CPA, discuss several unique ways to help you save money on this year’s travel plans.
Listening Time: 19 minutes
There are numerous benefits of state-sponsored 529 plans. The reality is that too many investors with the intention of helping a future student aren’t aware of the tax savings and other advantages they offer. Today, CFN’s John Walker and Tim Joseph, CPA, discuss how 529 plans have evolved over the years becoming increasingly more flexible and advantageous for the saver and the student.
Listening Time: 21 minutes
In recent weeks, many Your Life Your Wealth listeners have asked questions and expressed concerns about inflation and its impact on the future well-being of our economy and on their personal finances. Today, Steve discusses inflation and its relationship to both the post-pandemic reopening of our economy and the massive government spending legislation. He offers his perspective on the possible duration of these inflationary times and how appropriate government spending can bolster our economic future.
Listening Time: 17 minutes
The most common workplace retirement savings plan is the 401k. Aside from the value of your home, it’s likely your largest asset. A surprising number of 401k savers view this money as an accessible pre-retirement emergency fund should a costly and unexpected expenditure arise. CFN’s John Walker and Dennis Jablonoski sit in for Steve Cordasco today and discuss maintaining 401k plan integrity, and why borrowing from a 401k is usually a bad idea. They also share what business owners and 401k plan managers can do to reduce what is often called plan leakage, employee 401k loans, withdrawals, or cash-outs.
Listening Time: 20 minutes
Most couples look forward to their retired years together. But, what happens if you and your partner have different views of what life in retirement should actually be? What if you disagree on finances, family or living arrangements? Steve discusses strategies to help the nearly 50% of couples who admit experiencing conflict and making mistakes relating to money when planning for, or living in, retirement.
Listening Time: 26 minutes
If you consumed any news this past week, the word most frequently heard or read was "inflation." The media’s near-obsession stemmed from the release of higher than expected Consumer Price Index figures. We don’t like seeing those higher numbers, and for some they stoke fears of run-away inflation as happened in decades past. Today, CFN’s John Walker welcomes Joe Cortese, senior consultant at Fiducient (formerly known as DiMeo Schneider) and member of the CFN Investment Team. Joe provides important context to what we’re seeing in the market and outlines an appropriate course of action to take.
Listening Time: 21 minutes
Ian Comisky, partner in the law firm of Fox Rothschild, author and law professor at the University of Pennsylvania joins today’s podcast. Ian is with us each year at this time to discuss new tax law, forthcoming federal regulations and IRS enforcement.
Listening Time: 21 minutes
Among the effects of the pandemic are adjustments many of us are experiencing at work. As workforce needs change, some employers are finding it necessary to reduce staff and are offering early exit packages to employees nearing retirement age. Cordasco Financial Network CPA’s Tim Joseph and Jim Tate co-host today’s podcast and discuss the many important financial and tax considerations necessary to properly evaluate an early retirement offer.
Listening Time: 15 minutes
As the federal government looks for ways to increase revenue, estate tax laws will soon change. Senator Bernie Sanders has formally proposed a bill, supported by President Biden, called “For The 99.5% Act.” The changes will significantly increase the amount of tax due, based on the value of your estate. Today, Steve presents a call-to-action. He discusses the proposal and several planning moves you should consider prior to the new tax laws taking effect.
Listening Time: 22 minutes
New Jersey recently enacted legislation that requires business owners, who do not offer employees a qualified retirement plan and who have 25 or more employees, to automatically enroll those employees in the New Jersey Secure Choice Savings Program. New Jersey is one of ten states to enact the legislation, more are sure to follow. Steve is joined by Retirement Plan Specialist, Dennis Jablonoski, CRPS, to discuss the merits of this mandatory program and some deficiencies both employers and employees may realize once these plans are operational.
Listening Time: 22 mins
If you’re a business owner or employee, changes in the labor and job market will continue to have a direct impact on your financial wellbeing. Steve is joined by Rick Grimaldi, author of FLEX: A Leader's Guide to Staying Nimble and Mastering Transformative Change in the American Workplace. Rick is an attorney and partner with the firm Fisher Phillips, a management side labor and employment law firm. Topics discussed include the growing gig economy, the minimum wage debate, how and why the latest trends in the labor market are closely tied to the economy, and more.
Listening Time: 31 minutes
It’s the surest sign that spring has arrived, baseball season is here. Cordasco Financial Network’s John Walker and Dennis Jablonoski team up for a winning podcast teaching us the many financial lessons that can be learned from the game of baseball. From the risk reward comparison, to knowing that you don’t always come away with a win, to understanding that there’s always another day to play, there is much to learn from America’s greatest pastime.
Listening Time: 24 minutes
We invest to grow the money we’ve earned and secure our future. For some however, it now goes beyond that. There are investors who not only want to increase their wealth, but want to know that the companies they invest in will have a positive social impact and are aligned with the causes they support. Today, Steve discusses all sides of the growing trend of impact investing including performance when compared to a more traditional approach, and whether or not direct contributions to a cause may have a greater impact.
Listening Time: 20 minutes
As a record amount of stimulus money enters our economy, concerns about inflation rise. CFN's Founder and CEO Steve Cordasco presents this special in-depth discussion on ways inflation can affect your life and wealth. He discusses the root causes of inflation, how it can impact the future of your cash, bond and equity holdings, and details important defensive actions smart investors should consider if inflation worries persist.
Listening Time: 29 minutes
The April 15, 2021, tax deadline is only a month away and the recently passed stimulus package contains federal legislation that may impact your 2020 tax return. Cordasco Financial Network CPA Tim Joseph joins Steve to discuss why you may want to consider delaying your tax filing this year, and the importance of putting a strategic tax plan into action with professional help beyond your tax preparer.
Listening Time: 28 minutes
Cordasco Financial Network’s Director of Business Development John Walker sits in for Steve today and is joined by CFN Relationship Manager and Financial Advisor Desiree Reil. In commemorating International Women’s Day this week, they discuss the unique investing and retirement challenges faced by women and cover strategies to help female investors overcome some of the often significant disadvantages they encounter.
Listening Time: 17 minutes
401k plans are the focus of today’s podcast. Steve is joined by Cordasco Financial Network Retirement Plan Specialist Dennis Jablonoski. They offer insight and guidance for employees who participate in a 401k plan and for business owners or managers responsible for overseeing their company’s plan. They discuss contribution limits, permissible catch-up contributions, the value of an employer match, consumer protections, new 401k rules for 2021 and more.
Listening Time: 30 minutes
The price of bitcoin has surged 350% in just the last six months as major investors and large companies have begun to adopt its use. Average investors have taken notice and see it as a potential opportunity. Today we discuss bitcoin, one specific form of cryptocurrency, grabbing the headlines. Steve is joined by Cordasco Financial Network’s Client Service Specialist Evan Salter and Steve Proffer, a member of CFN’s Investment Committee. Evan helps us understand what bitcoin actually is, how the technology works and why its been so readily embraced by younger investors. Steve Proffer offers perspective on bitcoin’s appropriateness for inclusion in an investor’s long-term portfolio as well as what may be driving large companies to accept bitcoin as currency.
Listening Time: 26 minutes
The current economic conditions have created the need to change some of the investments used to build portfolios at Cordasco Financial Network. Our new investment allocation will have a significant impact on our bond investing. We’re taking a proactive stance, and using a strategy that includes a more actively managed dynamic bond portfolio. Today, Steve is joined by CFN Financial Planner Ryan Flurer to discuss the reasons for change and detail much of the work that goes into architecting an investment portfolio specifically designed and maintained to meet the ongoing needs of each individual investor.
Listening Time: 32 minutes
Cordasco Financial Network’s John Walker guides a discussion with CFN CPAs Tim Joseph and Jim Tate discussing important tax considerations for your 2020 IRS tax filing. The COVID-19 pandemic has had a financial impact in several areas that will need special attention from you and your tax preparer this year to ensure the accuracy of your return.
Listening Time: 21 minutes
This week, the story of the astronomical rise in share price of GameStop, as well as a handful of other companies in decline, caught nearly everyone’s attention. As a good David vs. Goliath story usually does. Share prices were driven up by small individual investors using the social media platform called Reddit. It was an organized effort that resulted in many large hedge fund managers, who had shorted these companies, to experience significant losses as their stock values skyrocketed. CFN’s John Walker is joined by Larry Shaw from the CFN Investment Committee and Financial Planner and CFN technology manager Ryan Flurer. They discuss what happened, why it is significant, how the technology was used and what future implications this kind of activity may, or may not, have on investors like you.
Listening Time: 28 minutes
For many Americans, social security will be an integral part of retirement cash flow. We’ve paid into the system all of our working lives and we expect to collect our benefits. In order to make that happen, a sound social security strategy is essential for all of us entering our retirement years. Determining the best age to begin taking benefits, understanding the tax implications for your unique situation, and many other factors go into making the best social security decisions. Cordasco Financial Network CPA Tim Joseph and Financial Planner Ryan Flurer share information you need to know to maximize your social security benefits and they discuss the CFN tools they use to help in the process.
Listening Time: 20 minutes
Today, Steve is joined by Chartered Financial Analyst and Market Strategist Stephen Proffer of the Investment Team at Cordasco Financial Network. They discuss our recently released report 2021 Outlook: Poised for Growth. Their discussion is centered around the direction stocks and bonds may take during 2021 given our current and expected economic conditions. They also discuss the often-asked question about the appropriateness of cryptocurrencies in an average investor’s portfolio. To view the full report, click here.
In this week’s podcast, Steve discusses why it’s important to understand and embrace the reality that there are many aspects of our financial lives we simply cannot control. For example, the direction of the financial markets, or the degree to which we will be impacted by tax increases aren’t things we can influence. Therefore, our efforts and attention need to be focused on those things we can control. Steve explains several strategic financial moves to help us be prepared, and lessen any potential negative impact from things outside of our control.
Listening Time:18 minutes
Steve is joined by Financial Advisor and CPA Tim Joseph of the CFN team to discuss the latest information on the federal government’s next iteration of the Payroll Protection Program, known as PPP. The program directly impacts business owners, but Steve also explains how PPP affects the overall economy and ultimately the wealth of all Americans. Then, the discussion turns to estate tax planning, capital gains, the gift tax and more. With the Biden economic team undoubtedly seeking changes to our existing tax laws, careful planning is now more important than ever. Steve and Tim discuss several strategies.
Listening Time: 33 minutes
CFN Financial Planner, Retirement Plan and Investment Specialist Dennis Jabloloski is joined by Eric Green, CFA, Chief Investment Officer, Senior Portfolio Manager, and Senior Managing Partner at Penn Capital. They offer their perspective on the markets from the past year. They also take a look ahead at what we might expect for 2021 in the stock and bond markets, specific sectors within the markets and how politics and the ongoing COVID-19 pandemic may impact our economy over the next 12 months.
Listening Time: 18 minutes
Many of the biggest stars in the music business, Bob Dylan among the most recent, are monetizing the immense value of their music by selling copyright or control of their life’s work. We tackle this issue today because these purely financial transactions made by super-wealthy recording artists can have practical application to the financial and tax planning moves you may want to consider to protect your wealth. John Walker, today’s host, is joined by Tax Specialist Tim Joseph, CPA, and Investment Specialist Larry Shaw, all knowledgeable music aficionados and members of the CFN Financial Advisory Team.
Listening Time: 29 minutes
As 2020 comes to a close, Steve and Joe Cortese of the CFN Investment Team take a broad look at the financial markets, assessing where we are, and how we got here. They discuss year end market strength, how the news cycle can impact the markets, the potential for a continuation of federal deficit spending, as well as the prognosis for interest rates. They also offer a look under the hood on the investment selection process at Cordasco Financial Network.
Listening Time: 27 minutes
We’re in the midst of giving season and your best intentions deserve to be rewarded. Steve is joined by CPA Tim Joseph of the Cordasco Financial Network team to discuss ways you can reduce this year’s tax bill through tax efficient charitable giving.
Listening Time: 18 minutes
Cordasco Financial Network kicks off this holiday season with a special message. John Walker, Jim Tate, and Deiree Reil on behalf of Steve Cordasco and the entire CFN team, share their appreciation for the many things in life we tend to take for granted. Unlike any year in our memory, 2020 has created many challenges, but also helped us better appreciate the genuinely important things in our lives. The entire CFN Team offers you a bit of inspiration as we wish you and yours a very Happy Thanksgiving.
Listening Time: 18 minutes
CFN Retirement Plan Specialist Dennis Jablonoski and Financial Planner Ryan Flurer host a special edition of the Your Life Your Wealth podcast focusing on 401k plans. These employer-based plans need attention at regular intervals in order to be most effective for all involved. Dennis and Ryan discuss several year-end 401k plan issues and offer practical guidance for both employees participating in 401k plans and employers offering them.
Listening Time: 24 minutes
CFN presents highlights of our live post-election webcast from November 6th. Steve, is joined by Joe Cortese, member of the CFN investment team from DiMeo Schneider and Associates. Before a virtual audience, they discuss ways the outcome of the presidential election may impact your investment strategies. Also, CFN’s Jim Tate, CPA, offers his perspective on the potential tax implications of a new administration. Please note: The full video webcast will be available soon.
Listening Time: 36 minutes
Tuesday is decision day and we’re approaching a pivotal moment in our nation’s history. In just a few days we’ll have a better read on the direction the nation will take politically. In preparation for this event, listeners like you have been asking us questions, seeking answers to help you better prepare for any outcome. Today, I pose several of your investment questions to my guest, Joe Cortese from DiMeo Schneider & Associates, a member of the CFN Investment Team.
Listening Time: 33 minutes
As a follow-up to last week’s podcast comparing the tax plans of each candidate, today I talk financial planning. I detail several investment strategies you should consider if we were to enter a period of higher taxes and increased regulation likely to take place during a Biden presidency. Be ready for all eventualities as we wait for the results.
Listening Time: 23 minutes
Today, I take a deep dive into the Biden tax plan. Should he win the Presidency and implement his plan with the help of a like-minded Congress, there are essential tax planning moves you need to consider in order to mitigate a potentially costly impact. I detail the likely changes, the pre-year end planning moves you need to consider, and illustrate ways you can keep more of what you earn by being proactive.
Listening Time: 38 minutes
Change is constant and many things we anticipate with fear often end up nowhere nearly as bad as we imagined. It’s true in many aspects of our lives ranging from home and family, to work, and even what happens in the world around us. As we head toward the all-important first Tuesday in November, we’re receiving many “what if” questions here at CFN. I’m joined today by CPA Jim Tate, of the CFN Team to discuss how several of the “what if” scenarios could play out as they relate to your investments and retirement planning. Opportunity will be found no matter what the outcome in November.
Listening Time: 28 minutes
The President’s diagnosis has created political fall-out and concern about the election. Our attention now turns toward our fragile COVID economy and our volatile stock markets. For a wide ranging discussion on the impact of the President’s diagnosis, both economically and politically, Steve is joined by Peter Morici. He’s an expert on economic policy and international economics, and professor emeritus of International Business at the University of Maryland. Peter has authored 18 books and is a nationally syndicated columnist for Dow Jones Market Watch and The Washington Times. His commentary is frequently featured on CBS, BBC, FOX, CNN, ABC, CNBC and NPR.
Listening Time: 24 minutes
Steve discusses the new work environment many of us are experiencing as a result of the pandemic. He also shares strategies for dealing with the economic shift taking place, accelerating plans for businesses and careers, and how COVID may impact retirement. Then, Steve shares an important announcement regarding Cordasco Financial Network and how the pandemic has impacted the pace of change at the firm. Steve explains how his 5-year plan for growth and expansion has been achieved in just 5 months, and the benefits realized from those changes.
Listening Time: 24 minutes
Questions about tax planning and tax strategies are among the most frequently asked of the team at Cordasco Financial Network. Today, Steve is joined by CPA and Financial Advisor Tim Joseph for a head-to-head comparison on ways the Trump and Biden tax plans might affect you. They discuss the candidates’ specific proposals for the estate tax, social security tax, capital gains tax and more.
Listening Time: 22 minutes
Dennis Jablonoski, financial planner on the Cordasco Team, sits in for Steve and is joined by fellow CFN Investment Team member Joe Cortese of DiMeo Schneider and Associates. They discuss the markets as we head into the final quarter of this very volatile year. With the tech sector continuing to whipsaw, the future of the pandemic still unknown and a looming Presidential election, Joe provides valuable perspectives for investors.
Listening Time: 21 minutes
Getting to retirement takes years of thoughtful planning, but what happens once you reach retirement? So many of us have focused so carefully during the planning stage that we’ve either forgotten about, or spent little time thinking about, the many years we’ll actually spend in retirement. Dennis Jablonoski financial planner on the Cordasco Financial Network team hosts today’s podcast. He’s joined by fellow CFN Team member Tim Joseph, CPA. They discuss strategies to address the many challenges of getting through retirement.
Program Length: 22 minutes
Federal Reserve Chairman Jerome Powell made a surprising economic policy announcement this week relating to inflation. On today’s podcast, I discuss details of the announcement and what it means to you and your money. I tell you about strategies you should consider regarding your investments in stocks, bonds, real estate, gold and cash.
Program Length: 31 minutes
Many listeners have asked about the financial implications of making the State of Florida their primary residence. I’ve recently discovered a very helpful book on the subject, and today I speak with E. Michael Kilbourn, co-author of The Florida Domicile Handbook. Michael is a leading national authority on the complexities of domiciling in Florida. We discuss the many advantages of establishing a Florida domicile including savings on individual and corporate income taxes, estate planning and more.
Program Length: 20 minutes
Interest rates are at historic lows. Today, we discuss managing the bond portion of a diversified portfolio in the current low interest rate environment, that may not have reached bottom yet. Joining us is Joe Cortese, Senior Consultant at DiMeo Schneider & Associates and member of the Cordasco Financial Network Investment Team. We also analyze indicators to help us better understand the direction interest rates could be moving in the future.
Program Length: 24 minutes
Listener questions about the current coin shortage lead us to today’s guest, Philip Diehl 35th Director of the United States Mint, former Chief of Staff of the U.S. Treasury Secretary and current President of U.S. Money Reserve. He helps us understand the reasons for the current shortage and offers insights into how U.S. coin demand and production are managed. In the second half of the podcast, we discuss why owning precious metals, either physical or paper investments, should be considered as part of your portfolio and how economic conditions impact their suitability.
Program Length: 35 minutes
COVID-19 pandemic has had a huge impact on business operations. The restaurant industry continues to be particularly hard hit as requirements for social distancing and outright bans on indoor dining have taken a toll. Joining me today is Pete Ciarrocchi, owner of the legendary Chickie’s & Pete’s. We discuss ways the pandemic has impacted his company and the restaurant business in general. Pete shares his key strategies for success that even apply under the most adverse business conditions. Learn how drive and a positive attitude can guide anyone with an entrepreneurial spirit to success.
Program Length: 22 minutes
Did you know that working from home could cost you money on your taxes? Our CEO, Steve Cordasco, is joined by Bob Brinker, Founder and Managing Partner of accounting firm Brinker Simpson to discuss this hot topic. Learn more about how you could be impacted by the “Convenience Rule.”
Program Length: 9 minutes
On today’s podcast, Steve covers Main Street Lending, a new federal program created to help businesses recover from the economic downturn caused by the COVID-19 pandemic. He speaks with Bob Simpson, CPA with the accounting firm of Brinker Simpson. They discuss details of the Main Street program and note the differences between this and previous government efforts to help small and midsize businesses through the current economic strain.
Program Length: 27 minutes
The real estate market is a bright spot in the current pandemic economy. In response to several listener questions, I talk with Tommy LePera of the LaPera Team at Berkshire Hathaway - Fox Roach Realtors in Brigantine, NJ, about the strength of the current real estate market along the New Jersey coast. We look at a very real paradigm shift in how buyers and sellers view today’s market, and why some part-time vacation homes in resort communities are becoming full-time family homes.
Program Length: 27 minutes
Today we focus on taxes and enforcement with my friend and frequent guest, Ian Comisky, attorney and partner at Fox Rothschild. Ian has more than 35 years of experience representing corporations and individuals in civil and criminal tax litigation. We discuss and clarify the just-released U.S. Supreme Court rulings involving President Trump’s efforts to keep his personal and business tax returns away from congressional and other governmental investigations. Ian also shares details of a new IRS data analytics unit and the agency’s latest digital surveillance efforts, including their use of Facebook, spy cams and cell phone records to find tax cheats.
Program Length: 20 minutes
This week we’re addressing a listener’s question about one of the many recently publicized doom and gloom predictions concerning the equity market’s reaction to the COVID-19 pandemic. One often quoted pundit says he sees a “1930’s-like market decline.” To help us sort through the dire predictions we so often hear, is Joe Cortese. Joe is a principal and senior consultant at DiMeo Schneider and Associates, and a member of our investment team at CFN.
Program Length: 26 minutes
Many have been asking about how the outcome of November’s presidential and congressional elections will impact the future of our economy and the markets, and how recent government stimulus dollars will impact future tax policy. To get some answers, I’m joined by Chris Edwards, economist and director of tax policy studies at the Cato Institute. We discuss how the upcoming election results will impact our financial future.
Program Length: 25 minutes
Steve Cordasco is joined today by CFN’s John Walker to discuss findings released by Vanguard that make a solid case for the added value of working with a financial advisor when compared to do-it-yourself investing. We discuss the three primary quantifiable benefits you can realize by engaging the services of a professional. These key planning strategies can make a significant difference in the growth of your portfolio.
Program Length: 24 minutes
Nearly all investors have felt the effects the COVID-19 pandemic has had on the equity and credit markets over the past several months. Today, CFN’s Dennis Jablonoski hosts and is joined by Eric Green, Certified Financial Analyst and Senior Managing Partner at Penn Capital. They look ahead to the long-term impact of federal stimulus dollars on our economy and what the Federal Reserve’s recent moves have done to effect the markets. Also, with the November elections just a few months away, they discuss what role political results might have on economic conditions in the months ahead.
Program Length: 18 minutes
Markets are volatile, social unrest is prevalent and concerns about the pandemic continue. We’re living in uncertain times and many investors are searching for certainty and stability. I’m joined today by CFN Financial Planner Ryan Flurer to discuss annuities. We detail the pros and cons of various types of annuities, the associated costs, ways they’re marketed and what role they can play in your overall financial plan.
Program Length: 26 minutes
Disagreements involving financial issues are a problem for many couples. Even in normal times, these issues are difficult to resolve. Today with layoffs, pay cuts, and general financial uncertainty finding common ground and an agreeable way to handle personal finances has become more challenging. Joining me to discuss the skills for achieving real financial teamwork that can lead to better joint decisions about your money is Megan McCoy, Ph.D., professor of Financial Therapy at Kansas State University. We focus on the importance of understanding the benefits of a holistic approach to finances and ways you can reach financial harmony.
Program Length: 19 minutes
The COVID-19 pandemic has had numerous effects on all of us and has been a catalyst for change in many areas. One significant impact is in the rapidly changing world of technology. It’s changed where and how we work, how our children learn, how we shop and spend, how we make financial transactions, and even how we consume medical services. CFN’s John Walker talks with computing technology professional Jason Perlow to discuss several recent advancements and what impact the accelerated rate of technological change has had on our lives.
Program Length: 26 mins
With the federal government pumping trillions of dollars of stimulus into our system to keep the economy moving, will we inevitably enter an inflationary period following this self-imposed economic shutdown? Over the past few weeks, I’ve heard from many of you with questions about inflation. Joining me is Brad Long, a member of our investment team at DiMeo Schneider & Associates to discuss the prospects for inflation, and how to better position your investments going forward. We also discuss ways to strike the right balance between short term economic concerns and long term expectations for the economy.
Program Length: 24 minutes
The COVID-19 health crisis, as well as our current low interest rate environment, has triggered changes in the availability and cost of life insurance. Some changes on the near-term horizon may make it even more difficult for you to find an affordable insurance solution for the coverage you need. Now may be the best time to look at your coverage and make sure you and your family are sufficiently protected. CFN’s John Walker talks with Mike Sapyta, Vice President, Advanced Planning at Highland Capital Brokerage. Mike is an expert in the life insurance field that we at CFN often turn to for additional guidance.
Program Length: 21 minutes
Many businesses are still closed, the nation’s jobless numbers continue to grow, and the equity markets remain volatile. There are still many unknowns about the future of our economy. CFN’s John Walker discusses several creative financial planning ideas for you to consider that may put additional dollars in your wallet and help you better position yourself for when more favorable economic conditions return. John also shares recent comments on the economy made by legendary investor Warren Buffet.
Program Length: 17 minutes
The COVID-19 pandemic and the resulting economic crisis have forced us to seriously consider our own mortality and recognize the many considerations our families will face when we die. For many of us, we want a say in how those important decisions are made including: health care directives, powers of attorney, wills, trusts, and more. I’m joined by Kathleen Bilderback, Estate Planning Attorney with the Affinity Law Group and board member at the Society of Financial Service Professionals.
Program Length: 20 minutes
Bob Simpson, CPA and partner, and Kristen McCabe, CPA manager, from the accounting firm of Brinker Simpson, return to discuss the latest information on the federal government’s financial relief options made available to business owners and employees. We provide clarity on the available programs and help you better understand the recent changes. CFN Financial Planner Dennis Jablonoski also joins us to share several specific questions we’ve received from business owners we help.
Program Length: 26 minutes
It’s difficult not to think about the possibility that family members you provide for may need financial protection should you die during this or any health crisis. If you were gone, how would your spouse pay the mortgage? How would your children’s education be funded? John Walker is joined by fellow CFN team members Desiree Reil and Ryan Flurer to discuss life insurance and other guaranteed benefit investment options that should be considered, especially during the COVID-19 outbreak.
Program Length: 19 minutes
Today, a look under the hood at what Team Cordasco is doing day-to-day during the current economic crisis. I detail several of the timely investment strategies we’re currently executing including tax loss harvesting, portfolio rebalancing, managing the temporary suspension of required minimum distributions, IRA conversions, advanced estate planning and more.
Program Length: 29 minutes
I welcome back to the Your Life Your Wealth podcast, Joe Cortese, our CFN investment partner at DiMeo Schneider & Associates. Following our recent webcast on process and investment strategy amidst the ongoing Covid-19 battle, we answer your questions on a variety of issues including diversification, pension solvency, municipal bond investing, market volatility, precious metal investing and more.
Program Length: 26 minutes
As the covid-19 pandemic continues, the federal government has initiated significant financial assistance for business owners. I welcome Mike Gillen, CPA, Director of the Tax Accounting Group at the Philadelphia law firm of Duane Morris, to today’s podcast. We give clarity to and discuss specific details of the various programs of the CARES Act. We also review several new government programs designed to help business owners, sole proprietors and independent contractors survive the current economic crisis.
Program Length: 27 minutes
Large and small non-essential businesses remain closed as the spread of coronavirus continues. This dire health crisis has created an economic crisis and the federal government has stepped in with a massive stimulus package to help us navigate these uncharted waters. On today’s Your Life Your Wealth podcast, I’m joined by Bob Simpson, CPA and partner, along with Kristen McCabe, CPA manager, from the accounting firm of Brinker Simpson. We’ll help you gain clarity on the financial relief available to business owners and employees under the CARES Act. We discuss the Paycheck Protection Program from the SBA, the extended unemployment program for displaced workers, direct payment stimulus for individual taxpayers and much more.
*Podcast # 230 was recorded using cellular technology to abide by CDC social distancing guidelines.
Program Length: 22 minutes
I discuss the current economic crisis resulting from the global coronavirus pandemic, and illustrate the important differences between today’s economic conditions and difficult times we’ve experienced previously. The collapse of 2008 was a financial crisis. Today we’re experiencing an economic crisis. Each has distinct characteristics, so I detail strategies needed to overcome the hardships that result. Plus, I share my buy, sell or hold recommendations and the benefits of a financial plan, especially now.
Program Length: 25 minutes
Significant volatility in the stock market continues amid the growing threat of coronavirus. Today, a laser-focused conversation to help individual investors gain perspective on current market conditions. CFN’s John Walker is joined by Psychologist, Dr. Frank Murtha, Ph.D., specialist in the field of behavioral finance. He’s the author of MarketPsych: How to Overcome Fear and Build Your Investor Identity, and co-founder of MarketPsych, a consulting firm to the financial industry specializing in analysis of investor psychology. Dr. Murtha, who has been featured on CNBC, National Public Radio, and The Nightly Business Report, joins us to discuss effective ways to calm anxiety and allay the fears most individual investors are currently experiencing due to the stock market’s extreme volatility.
Program Length: 25 minutes
During this special edition of the Your Life Your Wealth podcast, Cordasco Financial Network notes International Women’s Day, a global day celebrating the social, economic, cultural and political achievements of women. We do so with a focus on the work of a distinguished woman with a significant connection to the Philadelphia region. CFN’s John Walker and Dennis Jablonoski speak with Lisa Ertz Director of the Safety Alliance at the High School Football program at “Defend Your Head,” and mother to Eagles tight end Zach Ertz. Lisa also has three other sons: a college baseball pitcher, a recent graduate of Cal-Berkeley, and a son whose college playing career was cut short by multiple concussions. As a mother possessing first-hand experience with the risks and rewards of playing football, Lisa has a unique and valuable perspective on the issues associated with the sport and the importance of making it safe for everyone who plays. John and Dennis spoke with Lisa during their recent visit to the 27th Annual Emerald Asset Management Ground Hog Day Investment Forum in Philadelphia.
Program Length: 14 minutes
During yet another volatile week on Wall Street, due in large part to the uncertainty surrounding the spread of the coronavirus, another story has garnered significant news coverage and has impacted the market almost as much. It was the political twists and turns surrounding the Democratic presidential primary both before and after this week’s so-called Super Tuesday. We’ve focused recent podcasts on the impact of the coronavirus on the stock market. This time, CFN’s John Walker discusses the impact elections, and the political party in power, have had on stock market performance. John’s historical look yields some interesting results you may not have expected.
Program Length: 17 minutes
There has been significant volatility in the equity markets during the past week, primarily in reaction to the global spread of the coronavirus. Ongoing news of the spread has caused market uncertainty. Markets are resilient, but fear of the unknown rattles investors’ nerves which promotes market volatility. CFN’s John Walker and Dennis Jabloloski are joined by Joe Cortese of the CFN investment team at DiMeo Schneider & Associates. They discuss the impact the growing threat of coronavirus could have on your portfolio and the importance of maintaining perspective and the long view.
Program Length: 20 minutes