BetterWealth with Caleb Guilliams: Recent Episodes

BetterWealth Media

The reality is, if you just learn about wealth strategies but your life and relationships aren't well and you're not feeling fulfilled then no amount of money will matter. The Better Wealth podcast is based on principles of educating people today about their number one asset which is themselves, and maximizing finances, relationships and health to experience true wealth.

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Is whole life insurance really as bad or as good as people claim? Tom Wall, PhD in retirement income planning examines 100 years of historical data to challenge common assumptions about whole life insurance, retirement planning, risk, and portfolio construction. Learn how whole life compares to traditional fixed-income investments, why it may improve financial flexibility, and where it fits in a modern financial plan.

Watch the Interview on Youtube for Visuals - https://youtu.be/BCbeUOk5mXo

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want To 10X Your Life Insurance Sales? Learn More About Whole Life Masterminds: https://www.wholelifemasterminds.com/

Learn More About BetterWealth: https://betterwealth.com

Chapters:

(0:00) Introduction: The Whole Life Debate

(0:33) The Financial Adviser's Crisis of Confidence

(3:36) The End of the Bond Bull Market

(5:36) The History & Purpose of Mutual Insurers

(7:09) Human Capital vs. Financial Assets

(8:06) Do You Need Permanent Insurance?

(9:15) Anatomy of a General Investment Account

(10:29) How Dividend Interest Rates are Determined

(12:31) Eliminating Risk through Insurance Guarantees

(14:03) Improving Portfolio Efficiency: The Sharpe Ratio

(16:24) The Two Hurdles: Qualification and Patience

(16:40) Understanding Cash Value Growth Illustrations

(19:15) The Art of Positioning Whole Life Insurance

(21:54) Strategic Financial Leadership for Clients

(26:07) Retirement Income Planning: "Can I Take It?"

(28:53) The Puzzle of Retirement Income

(29:51) Redefining ROI: Return on Income

(31:32) Advanced Planning: Replacing Hoarded Wealth

(33:33) Summary: The Strategic Asset for Financial Security

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Life insurance is about far more than a death benefit. In this exclusive interview, Caleb Guilliams sits down with industry legend Van Mueller to explain how cash value life insurance can be used throughout your lifetime to create liquidity, protect your wealth, supplement retirement, reduce financial risk, and leave a lasting legacy. He also gives his agent playbook on how to actually show people the value of life insurance.

Watch the Interview on Youtube for Visuals - https://youtu.be/fwUbh2BiWBs

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

0:00 - Introduction

5:17 - Early Career Challenges

9:05 - Turning Point and Career Shift

14:50 - AI and Human Relationships

16:00 - Learning Life Insurance Sales

20:45 - The Power of Practice

24:35 - Getting More Appointments

27:56 - Prospecting Strategy

32:56 - Living Benefits of Life Insurance

37:26 - Streamlined Sales Presentations

38:31 - Avoiding Fact-Finding Friction

40:33 - Casual Networking Techniques

43:58 - Value of Cash Value Insurance

48:43 - Questions for Younger Clients

51:30 - The Importance of Asking Opinions

53:13 - Financial Professional vs. Advisor

56:05 - Handling Market Volatility

59:19 - Opportunity vs. Pain Points

1:00:48 - Designing Retirement Strategies

1:02:46 - The Concept of Trust

1:04:40 - Explaining Interest Rate Strategies

1:10:33 - Practicing Like a Pro

1:14:00 - Efficiency in Financial Planning

1:16:05 - Belief in Life Insurance

1:19:04 - Roth IRA and Tax Strategy

1:22:24 - Managing Economic Uncertainty

1:23:40 - Addressing Competitors and Critics

1:27:27 - The Cost of Self-Insuring

1:28:48 - Career Lessons and Philosophy

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Caleb Guilliams sits down with Revan Vega ( @LIFE180 ) Tyler Wille, and Jonathan Bell to settle the question around the policy that sparked a heated debate across the life insurance industry. Together, they examine the original illustration, challenge each other, discuss IUL performance, policy design, regulations, and whether this policy truly lived up to the promises often made about Index Universal Life insurance.

Watch the Interview on Youtube for Visuals - https://youtu.be/SMfIaa_PjNI

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 Introduction to the Challenge & Debate

03:39 Addressing the 'Beat the Challenge' Claims

10:41 Clarifying the Rules and Terms & Conditions

21:43 Design Philosophies of IUL Policies

28:46 Critique of Challenging Policy Designs

45:16 The Reality of Misrepresentation in IUL

58:23 Analyzing the Numbers & Illustrations

1:22:43 Whole Life vs. IUL Comparisons

1:49:53 Conclusion & Future Outlook

DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Could this be the most flexible whole life insurance policy I've ever reviewed? Want to Connect with The Catholic Order of Foresters as an Advisor or Prospect? Click Here: https://bttr.ly/CatholicInsurance

In this episode, Caleb Guilliams sits down with Matthew Korienek from Catholic Order of Foresters to explore one of the industry's most flexible life insurance products. They break down customizable term and whole life options, premium flexibility, policy loans, charitable benefits, and how this Catholic carrier compares to other mutual life insurance companies.

Watch the Interview on Youtube for Visuals - https://youtu.be/LqfD4OcUh8k

Want to Connect with The Catholic Order of Foresters as an Advisor or Prospect? Click Here: https://bit.ly/CatholicInsurance

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Chapters:

Introduction to Catholic Order of Foresters: (0:00 - 1:33)

History and Founding (1883): (1:33 - 5:08)

Fraternal Structure and Membership: (5:08 - 8:44)

The Fraternal Legacy Rider & Charity: (8:44 - 10:33)

Community Events and Scholarships: (10:33 - 12:17)

Mortality and Financial Ratings: (12:17 - 14:48)

Policy Overview (Term & Whole Life): (14:48 - 18:16)

Amazing Policy Flexibility: (18:16 - 29:00)

1035 Exchanges & Universal Life Concepts: (29:00 - 31:07)

Whole Life Mechanics and Cash Value: (31:07 - 37:03)

Policy Flexibility (Skipping Premiums/PUAs): (37:03 - 48:15)

Chronic Illness Riders & Final Thoughts: (48:15 - 52:41)

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Learn how to start and build a family banking system using life insurance, trusts, and family constitutions. Want To Start A Life Insurance Policy For Your Family Bank? Go Here: https://bttr.ly/bw-yt-aa-clarity

Jayson Lowe is a family wealth and infinite banking expert who owns over 80 life insurance policies. In this Live Q&A, Jayson Lowe and Caleb Guilliams answer all of your most pressing questions and pull back the curtain on his very own structure with his family.

Watch the Interview on Youtube for Visuals - https://youtu.be/Bhe2DyXbitc

Want to Talk with Jayson & Caleb About Family Banking? Email us at Caleb@BetterWealth.com & Jayson.Lowe@Ascendantfinancial.com

Want To Start A Life Insurance Policy For Your Family Bank? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Learn More About BetterWealth: https://betterwealth.com

Chapters:

  • Introduction to the Live Q&A (0:00 - 1:20)

  • Developing a Family Constitution and Governance (1:20 - 7:59)

  • Defining the Family Office and Family Bank (8:00 - 12:28)

  • Investment Strategies and Dividend Reinvestment (12:29 - 18:20)

  • Trust Structures, Ownership, and Asset Management (18:21 - 27:33)

  • Insurance Policies for Family Members (27:34 - 30:10)

  • Prenuptial Mandates and Family Standards (30:11 - 33:23)

  • Defining Moral Standards and Behavioral Accountability (33:24 - 37:25)

  • Loan Policies, Interest Rates, and Repayment Schedules (37:26 - 45:18)

  • Consolidated Banking Systems and Auditing (45:19 - 51:59)

  • Philosophy of Infinite Banking (IBC) (52:00 - 1:03:14)

  • Implementing Buy-Sell Agreements with Life Insurance (1:03:15 - 1:05:48)

  • Future Steps and Creating a Family Banking Guide (1:05:49 - 1:09:38)

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Is it actually worth using Infinite Banking to buy a car? Chris Naugle says yes. Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

In this episode, Caleb Guilliams, Chris Naugle, and Craig Yenni break down the math behind financing a vehicle with a traditional auto loan versus using a policy loan from a properly designed whole life insurance policy. Chris and Craig run through their new vault software to compare real-world scenarios, explore policy loans, cash value, paid-up additions (PUAs), opportunity cost, and see which strategy comes out ahead.

Watch the Interview on Youtube for Visuals - https://youtu.be/qUBLmHxGexc

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

  • Introduction and Overview: (0:00 - 4:10)

Caleb Guilliams, Chris Naugle, and Craig Yenni introduce the topic of using whole life insurance policies to buy cars, focusing on the debate over whether it makes mathematical sense.

  • The Case for Control and Flexibility: (4:11 - 9:36)

Chris Naugle discusses why he prioritizes control and cash flow over low interest rates, framing the car-buying process through the lens of personal banking.

  • Mechanics of Policy Loans vs. Traditional Financing: (9:37 - 16:00)

A deep dive into how policy loans function compared to traditional auto loans, highlighting the ability to regain access to capital and maintain liquidity.

  • The Math Behind the Strategy: (16:01 - 28:28)

A comparative analysis using a Toyota Grand Highlander as a hypothetical vehicle, examining the numbers of a bank loan at 4% vs. a 6% policy loan.

  • Policy Design and Efficiency: (28:29 - 41:57)

Craig Yenni demonstrates how the Vault software models policy cash value and the impact of initial premium dumps on long-term efficiency.

  • Comparing Financing Scenarios: (41:58 - 55:10)

A breakdown of different interest rate scenarios (4% vs. 6%) and how they affect the net financial outcome for the policyholder.

  • The Reality of Arbitrage and Spreads: (55:11 - 1:04:35)

The group discusses how creating a spread between what you pay yourself and the interest charged on a policy loan contributes to wealth building.

  • Infinite Banking as a Financial Hedge: (1:04:36 - 1:10:08)

A concluding discussion on why family offices and wealthy families use whole life insurance as a long-term hedge and legacy building tool beyond just purchasing vehicles.

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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How do family offices and ultra-wealthy families use life insurance to build, protect, and transfer wealth for generations? Want to See If Whole Life Insurance Can Improve Your Wealth? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

In this BetterWealth episode, Caleb Guilliams sits down with Family Office Expert, Steven Bowles to break down the strategies behind dynasty trusts, estate planning, family banking, liquidity, tax-efficient wealth transfers, and how life insurance can help create lasting multi-generational wealth for 1,000+ years.

Connect with Steven Bowles: https://www.linkedin.com/in/stevenbowles1/

Watch the Interview on Youtube for Visuals - https://youtu.be/wV_sCxxH5Eg

Learn More About BetterWealth: https://betterwealth.com

Chapters:

Defining the Family Office Structure: (0:01:57 - 0:05:08)

Exploration of what constitutes a family office and when it becomes a necessary strategy for high-net-worth individuals.

Legacy and Generational Thinking: (0:05:08 - 0:08:06)

Insights drawn from ultra-wealthy families, such as the Rockefellers, and the importance of long-term planning horizons.

The Strategy of Outsourcing Risk: (0:08:05 - 0:15:53)

Analysis of why insurance is utilized as a tool for risk management rather than just a financial commodity.

Liquidity and Wealth Preservation: (0:15:53 - 0:27:15)

How insurance acts as a buffer against market volatility and provides necessary liquidity at the end of a lifetime.

Family Harmony and Planning: (0:27:15 - 0:31:20)

The intersection of estate planning, buy-sell agreements, and maintaining family unity through structured wealth transfer.

Trust Structures Explained: (0:31:20 - 0:37:16)

Understanding the role of irrevocable trusts, dynasty trusts, and the trustee's role in managing policy loans.

Premium Finance Analysis: (0:37:16 - 0:42:46)

A critical look at premium finance strategies, the risks involved, and the danger of treating insurance as an arbitrage play.

Reviewing MPI and Kai-Zen: (0:42:46 - 0:53:56)

Discussion on the potential risks of MPI and Kai-Zen.

Deep Dive into Dynasty Trusts: (0:53:56 - 1:04:46)

How intentionally defective grantor trusts function to remove assets from a taxable estate while providing long-term legacy benefits.

Education, Stewardship, and Infinite Banking: (1:04:46 - 1:11:35)

How wealthy families prioritize the lifetime education of the next generation to steward inherited wealth effectively.

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Life Insurance agent, Jonathan Bell claims he has beaten @LIFE180 $25K IUL challenge but his policy was rejected by Chris Kirkpatrick (Now Revan Vega) for not meeting the fine print. In this interview, Jonathan gives his side of the story in why he believes a properly structured IUL policy can outperform it's projected illustration.

DISCLAIMER: Indexed universal life insurance is a complex product with costs, fees, and risks. Policy performance is based on non-guaranteed crediting rates and assumptions; actual results may be lower than illustrated. Any examples discussed are hypothetical and for illustrative purposes only and are not guarantees of future performance. Loans and withdrawals will reduce the policy's cash value and death benefit and may increase the risk of policy lapse.

Watch the Interview on Youtube for Visuals - https://youtu.be/oFOe5hgI-2o

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Watch the Interview on Youtube for Visuals - https://youtu.be/TS_RTVc3PL8

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 - Intro

01:21 - The "Mountain" Analogy: Accumulation vs. Distribution

04:53 - Reversing Engineering Income Over Net Worth

07:25 - The One Economic Power Approach

09:12 - Impact of Sequence of Returns on Retirement Assets

10:02 - S&P 500 Historical Data Case Study (1999-2024)

14:40 - Two Economic Powers: Accumulation and Distribution

16:04 - Historical Context: The Shift from Pensions to 401(k)s

18:08 - Integrating Investments and Insurance for Efficiency

23:29 - The Three Functions of Money in Retirement: Income, Liquidity, Legacy

27:09 - The Waterfall Effect: Optimizing for Paycheck First

32:23 - Customizing Retirement Packages Based on Personal Preference

35:37 - The "One-to-One" Ratio Concept and Balancing Powers

38:01 - Volatility Buffers and Mitigation Strategies

41:34 - Analyzing Life Insurance: Whole Life vs. Indexed Universal Life (IUL)

46:55 - The Reality of Taxes and Market Efficiency

52:25 - Conclusion and Future Cash Flow Planning

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Financial professional Trent Fortner uses mathematical models to compare the long-term outcomes of whole life insurance versus traditional investing. Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Watch the Interview on Youtube for Visuals - https://youtu.be/bNci4Kfxu7s

Key topics include:

  1. Whole Life vs. Investing: A case study demonstrates how whole life insurance can improve a financial model over 55 years compared to investing in mutual funds while paying for term insurance.

  2. The LEAP Model: Fortner explains his holistic approach to financial planning, emphasizing protection, cash flow efficiency, and debt restructuring.

  3. Cost Efficiency: The discussion breaks down the internal costs of insurance and commissions, arguing that whole life can be more cost-effective than term insurance over a lifetime.

  4. Legacy and Protection: The episode highlights the importance of protecting human life value against risks like disability and premature death to ensure a lasting legacy.

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Connect with Trent Fortner:

https://trentfortner.com/

Email: trent4tnr@gmail.com

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 Interview Teaser

00:48 Guest Introduction

03:25 Pros and Cons of Why People Use Paid-Up Additions?

07:46 Will a Whole Life Policy Save You In Term Policy Premiums?

10:37 Follow-Up Question: What Was He Recommending For Disability Protection?

11:54 Would there be any reason to take this back to your other guy?

16:19 Case Studies

*Handling Outside Advisors

*CPA and Professional Advice

*Maintaining Context

20:37 The LEAP Model Case Study

*The Model Overview

*Restructuring for Efficiency

31:10 Evaluating Income Protection and Life Value

*Disability and Death

*Human Life Value

*Legacy and Stewardship

41:34 How Do You Create Improvement?

50:19 How To Use The Dividends

51:11 Unbundling the Whole Life Illustration

1:21:00 Conclusion and Closing

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Harlan Accola explains how homeowners can strategically use reverse mortgages to create a more efficient retirement and legacy. Accola uses specialized software to demonstrate how individuals can eliminate mandatory monthly mortgage payments, access tax-free cash from home equity, and even generate significant tax deductions.

See Your Numbers for Reverse Mortgage: https://movement.com/loans/reverse

Or call 580-Reverse

Watch the Interview on Youtube for Visuals - https://youtu.be/acQkZPe2kuM

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Sam Kwak ( @TheKwakBrothers ) and Michael Lush ( @ReplaceYourUniversity ) break the silence on the velocity banking controversy that was stirred up in our previous video with Zach Oehlman, who accused them of lying and spreading false information on paying off your house early. Michael Lush and Sam Kwak address his claims and show how their process actually works compared to what Zach presented.

Watch the Interview on Youtube for Visuals - https://youtu.be/SPqKd6RsymE

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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CFP Daniel Flanscha is a financial expert of 40 years who's taking on the claims of The Money Guy Show against infinite banking and whole life insurance.

Watch the Interview on Youtube for Visuals - https://youtu.be/5iJ-iQhpcXg

Watch The 10 Part Course Here: https://bttr.ly/academic-case

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Learn More About BetterWealth: https://betterwealth.com

In this response video to the Money Guy Show, Daniel Flanscha and Caleb Guilliams walk through 9 points from the Money Guy Show on infinite banking, carefully dismantling what they get wrong or misunderstand about whole life insurance.

Chapters:

03:37 - Reaction To the Money Guy Show

07:19 - Point 1: Investment vs. Insurance Silos

09:13 - Point 2: Fees and Commissions

11:22 - Point 3: Misunderstanding Whole Life vs. Universal Life

14:30 - Point 4: Buy Term and Invest The Difference

18:13 - Point 5: The Cost Difference: Term vs. Whole Life

22:34 - Point 6: Permanent Life Insurance and Insurance Products Can Improve Income

27:28 - Point 7: Infinite Banking Makes It Worse

32:06 - Point 8: Deep Dive Into ROR Assumptions

35:17 - Point 9: Code of Competency

36:57 - Recommended Resources and Closing

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Learn how you can turn your life insurance policy into a super Roth for retirement. Tom Love is a CEO and financial wealth expert with over 40 years of experience. He walks through the multiplicity of benefits life insurance can unlock not just for the top 1% but for business owners, entrepreneurs, W2, and retirees. We cover the tax advantages, risk mitigation, non-recourse loan benefits, as well as debunking some of the most common talking points against life insurance.

Watch the Interview on Youtube for Visuals - https://youtu.be/NABjYZ3Bggo

Connect with Tom Love: https://www.linkedin.com/in/tom-love/

The Breakaway League: https://www.linkedin.com/company/thebreakawayleague/

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 - Interview Teaser and Introduction to "Super Roths" and Life Insurance

01:54 - Communicating the "Why" and Selective Clientele

02:35 - Wealth Strategies Within the Tax Code

04:18 - Tax-Free Income vs. Tax-Exempt Cash Flow

06:05 - Hidden Debt of Retirement Accounts

09:55 - Mechanics of Non-Recourse Loans

11:40 - The 1990 GAO Report and Tax Exemption

15:52 - Breakaway League and Better Communication

21:11 - Problem with Collateralizing Retirement Plans

25:23 - Case Study: A Billionaire's Insurance Strategy

28:55 - Real-World IRS Audit Story

30:53 - Permanence of the Tax Code and Section 7702

33:13 - The Mount Everest Analogy for Financial Planning

38:43 - Practicality: Taking Loans in Real Life

41:40 - Whole Life vs. IUL and Mutual Companies

44:46 - Warren Buffett and the Life Settlement Market

47:35 - The Conflict of the Fiduciary Registration

50:39 - Debating PUA Riders and Policy Design

54:44 - The Cons and Risks of Life Insurance

57:22 - Collateral Capacity in Real Estate

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Tax lawyer Toby Mathis from Anderson Business Advisors reacts and fact-checks some of the most viral tax advice online, answering the question, can you actually pay zero taxes?

Watch the Interview on Youtube for Visuals - https://youtu.be/fLnr5sb_q5w

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 - Tax Lawyer Reacts to Terrible Tax Advice Online

01:15 - Tax Exempt Strategy

06:58 - How to never pay another dime in income tax again

17:17 - Building a House Every Two Years

25:22 - Paper Loss Strategy (Cost Segregation)

37:28 - How to Not Pay Taxes Legally

42:38 - Why paying tax is voluntary

46:20 - Your CPA is an idiot

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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I sit down with Retirement expert and legend Tom Hegna to discuss the growing support for annuities, particularly the major asset management firm, BlackRock, who used to be critical of annuities and is now buying them in mass and promoting them.

Watch the Interview on Youtube for Visuals - https://youtu.be/8mVpfq9MSuk

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 - Interview Teaser

01:30 - BlackRock Supporting Annuities

03:11 - Psychology of Spending in Retirement

05:59 - The "Mini Miracle" of Annuities

08:27 - Addressing Common Misconceptions and Critics

09:37 - Integrating Life Insurance and Annuities

11:31 - Clarity Call for Entrepreneurs

12:20 - Health and Longevity Benefits

17:02 - Cautions and Risks in the Industry

21:01 - Legacy Planning and Kids

25:31 - State Guarantee Funds and Diversification

31:40 - Exposing "Fake Fiduciaries"

34:14 - Final Thoughts and Resources

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Meet the man who pioneered one of the biggest developments in the retirement planning industry. Curtis Cloke, a financial professional of 30 years and the man who's credited with pioneering the Deferred Income Annuity, or DIA as it's called. In this interview, Curtis shares the story of how he developed the game changing retirement tool and gives an example of the "Buy Income, Chase Alpha" strategy which allowed him to generate $82,000 a year of Guaranteed Income, and invest more aggressively with the remaining savings he has, instead of tying it up in the market.

Watch the Interview on Youtube for Visuals - https://youtu.be/ISuazQCD1bQ

Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit

Connect with Curtis Cloke: Website - https://curtiscloke.com/

Software - https://curtiscloke.com/retirement-nextgen.html

Email - mgebhardt@thriveincome.com

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 Interview Teaser

01:18 Curtis Cloke: Retirement Industry Legend

03:42 The 1999 Discovery

05:08 Deferred Income Annuity (DIA)

13:30 How the DIA Was Named and Developed

20:45 Timber Harvesting

23:05 Why Doing the Right Thing Pays Off Long-Term?

28:12 Legacy vs. Money in Financial Services

36:15 Guaranteed Retirement Income Early

39:35 Diversification and Insurance Company Protections

42:10 Why Annuities Are So Misunderstood?

43:35 Fisher Investments vs. Annuities Debate

45:20 Problem With Calling All Annuities “Bad”

50:05 42 Different Types of Annuities

54:35 Responding to Dave Ramsey’s Criticism

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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I sit down with the president of the Nelson Nash Institute to walk through the core principles of the infinite banking concept as Nelson Nash intended as well as covering the future of IBC. I also directly address some of my concerns and issues with completely removing banks from one's financial plan.

Watch the Interview on Youtube for Visuals - https://youtu.be/M72BN415fOE

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 - Interview Trailer and Defining Infinite Banking

01:16 - Guest Introduction - David Stearns

01:48 - How Would You Define the Infinite Banking Concept?

04:45 - Volume vs. Rate

06:56 - Relationship to R. Nelson Nash

18:56 - History of the Infinite Banking Concept

27:23 - The Nelson Nash Institute

37:54 - Core Things You Need To Stay in the Institute

42:52 - The Five Simple Rules of Infinite Banking

*Think long range

*Don’t be afraid to capitalize

*Don’t steal the peas

*Don’t do business with banks

*Rethink your thinking

1:01:24 - Addressing Controversies and Misconceptions

1:20:24 - The Role of Banks and Control

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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I sit down with Velocity Banking Expert, Anthony Rushing, to discuss using 1st lien HELOCs to pay off debt. Anthony answers the questions of when this concept does and doesn't make sense, and responds to the most common objections against the strategy.

Watch the Interview on Youtube for Visuals -https://youtu.be/JIdrn74opF4

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 - Interview Teaser

01:30 - Disclaimer

02:20 - Mechanics of First-Lien HELOCs

*First-Lien Position

*Interest Calculation

*Rate Types

*Bank Retention Barrier to Entry

13:53 - First-Lien vs. Second-Lien HELOCs

16:12 - Velocity Banking Concepts

*Line of Credits

*HELOC as a Checking Account

*Positive Cash Flow

31:13 - Behavioral Advantages and Motivational Theory

Liquidity and Control Motivational Theory

*Automation

44:40 - Misconceptions and Complexities

Simple Interest Math vs. Reality

01:27:36 - Risks and Contractual Structure

*Draw Period (Open-ended)

*Repayment Period (Closed-ended)

01:49:52 - Who is the First-Lien HELOC For?

*The Debt-Motivated

*Investor-Minded

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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I sit down with Zach Oehlman, a former velocity banking and 1st lien HELOC advocate turned whistleblower—who’s now calling out major figures like Michael Lush and the Kwak Brothers. After years as a top affiliate with Renatus, Zach breaks down the flawed math behind velocity banking, explains why the strategy doesn’t outperform simply paying down your mortgage, and shares details of his lawsuit against Renatus. If you’ve heard claims of paying off your home in a few years using HELOC “chunking,” this is a direct, numbers-driven breakdown—and an open challenge to anyone defending the strategy.

Watch the Interview on Youtube for Visuals - https://youtu.be/OJcLugBokeE

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 - Interview Teaser

01:36 - Guest Introduction, Velocity Banking, Lines of Credit

04:24 - The Legal Battle with Renatus 12-Year History with Renatus Why is he suing the company?

11:40 - Attempts at Dialogue and Professional Audits

18:51 - What is Renatus and What Do They Sell?

24:57 - Understanding the Velocity Banking Pitch

27:31 - Debunking "Amortized Interest" Myths

29:22 - The Host's Own Correction on Amortization

33:59 - Flaw in Comparative Analysis

34:34 - Liquidity, HELOCs, and Second Leans

45:51 - Step-by-Step Math: Mortgage Acceleration Logic

47:23 - How to Pay Less in Interest?

48:02 - How to Pay Off $100k in 3 Years

48:45 - Correct Analysis

57:17 - Mortgage Calculator

01:02:17 - Goal of the Lawsuit

01:10:12 - Final Thoughts

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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I sit down with Ed Slott, America's top CPA and retirement expert to discuss the asset that has the number one benefit in the tax code for tax free money.

Watch the Interview on Youtube for Visuals - https://youtu.be/e8oE0VIRCis

Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit Want a Whole Life Insurance Policy?

Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Learn More About BetterWealth: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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I sit down with Tom Gober, a Certified Financial Examiner and Certified Fraud Examiner with 41 years of experience, to discuss the growing problem of private equity, fraud, and reinsurance in the life insurance industry. Tom Gober spent 12 years working with the FBI, uncovering major insurance schemes. Now he's blowing the whistle on the riskiest company, Athene Annuity and Life Company, who's controlled by the massive private equity group, Apollo.

Watch the Interview on Youtube for Visuals - https://youtu.be/ftKy6WeTDkI

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit

Connect with Tom Gober: https://www.linkedin.com/in/tom-gober-1a827235/

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 - Interview Teaser

01:38 - Guest Introduction: Tom Gober

02:31 - Biggest Concerns About The Insurance Industry

03:08 - Capital Surplus

04:16 - Risks of Offshore and Captive Reinsurance

07:42 - Traditional vs. Modern Reinsurance

16:22 - Mutual vs. Stock and Private Equity Insurance Companies

23:44 - Consequences of Insolvency

26:48 - Tom Gober’s Backstory: Going Undercover State Examiner 12-Year Collaboration *Reinsurance Schemes

41:15 - Difference Between Banking Regulation and Insurance Regulation

42:33 - Special Purpose Vehicle (SPV)

47:55 - Why Captives Could Be A Valuable to Insurance Companies

57:03 - The Private Equity "Amplifier"

01:07:43 - Concerns Over Ratings and Loan Covenants

01:13:40 - Deep Dive: Analysis of a Major Carrier

01:24:09 - Excessive Affiliated Investments

01:31:56 - Advice for Consumers and Advisors

01:39:29 - Final Thoughts

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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I sit down with Real Estate & Infinite Banking expert, Ryan Lee, to break down his step-by-step guide to retire in 10 years or less using life insurance and turn-key real estate to generate $10K a month of tax free income for life.

Watch the Interview on Youtube for Visuals - https://youtu.be/Bp36IxXrtG4

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Connect with Ryan Lee:

Buy Ryan's Book - https://retirein10years.com/

Instagram: https://www.instagram.com/theryandlee/

YouTube: https://www.youtube.com/@WealthOutsideWallStreet

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 - Interview Teaser

01:28 - Guest Introduction - Ryan Lee

03:05 - Setting the 10-Year Constraint

08:00 - Identifying Financial Risks

13:41 - The Equity Mill Strategy

18:42 - Life Insurance as a Wealth Vault

19:35 - Power of Real Estate and Inflation

33:00 - Phantom Income and the Wealthy's Playbook

38:00 - Managing a 10-Year Retirement Plan

48:16 - Dependency Economy vs. Ownership Economy

55:53 - Real Estate Due Diligence

01:00:23 - Lending and Leverage Mechanics

01:09:47 - Diversification and Hedges

01:17:57 - Final Words on Perspective and Vision

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Give me 57 Minutes, and I'll Change The Way You Think About Whole Life Insurance. Life insurance is more than a death benefit, it's a Foundational Asset that helps you keep, protect, and grow your wealth at the same time. In this masterclass, Caleb Guilliams walks through everything you need to know about utilizing max funded whole life insurance to better your wealth and financial legacy for generations.

Watch the Interview on Youtube for Visuals - https://youtu.be/JAfyY9tK6OY

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 - Introduction to the "And Asset" Strategy

01:34 - The Concept of Wealth Efficiency

06:07 - Why More "Jobs" Make Your Dollars More Valuable?

10:16 - The "Perfect Asset" and Specially Designed Whole Life Insurance

12:19 - Validation and Institutional Use of Life Insurance

16:17 - The Benefits of Overfunded Life Insurance

18:22 - Life Insurance 101: Contracts and Design

21:04 - Typical vs. Overfunded Policy Design

26:22 - Pros and Cons of the Strategy

29:52 - Case Study 1: The Entrepreneurial Investor

31:17 - Understanding the Mathematical "Equivalent Return"

35:35 - How to Utilize and Borrow Against Your Policy?

42:47 - Case Study 2: The Retirement Optimizer

50:08 - Case Study 3: The Legacy Maximizer

51:09 - Addressing Criticisms and Common Questions

55:37 - Closing and Next Steps

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Sitting down with Garrett Gunderson, a legacy and generational wealth expert, to give a step-by-step guide in how to create, set up, and build generational wealth for your family, just like the Rockefellers. In this video, Garrett gives the three steps to the Rockefeller Method, as well as some bonus steps that often get missed. This is a deep dive into how to structure Living Trusts, life insurance, and more for your family's dynasty plan.

Watch the Interview on Youtube for Visuals - https://youtu.be/W-TBD3HIVoA

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 - Introduction to the Rockefeller Method

01:24 - Current Financial Challenges

02:18 - Family Financing and Trusts

03:30 - Overcoming Scarcity Mindsets

05:44 - Leveraging Cash Value and Lines of Credit

07:46 - Success of the Rockefeller Book

11:09 - MDRT - Million Dollar Round Table Award

13:25 - Family Constitution

18:04 - Step One: Establishing a Trust

*Revocable Living Trusts

*Privacy and Protection

*The Role of Trustees

*Establishing a "Family Bank"

20:32 - Step 2: Strategic Life Insurance

*Economic Value Replacement.

*Whole Life Insurance Benefits

*Replenishing the Trust

28:20 - Step 3: The Family Constitution

*Defining Values and Mottos

*Funding Guidelines

*The Trust Protector

31:56 - Expanding the Method: Retreats and Offices

Family Retreats Family Offices

37:10 - Organizing Meaningful Family Retreats

*Purpose of the Retreat

*Three Essential Components

41:15 - Rituals

41:36 - Traditions

42:58 - Symbols

46:10 - Family Meetings

54:17 - Content Trends and Social Media Strategy

58:31 - Helping Others Gain Perspective

01:04:47 - Conclusion and Final Thoughts

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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I'm putting myself on trial with attorney Frederick Rosenberg, who has spent 30 years as a forensic analyst, picking apart the wreckage of financial disasters. In his book, Dying for Benefits, he comes after the infinite banking concept and agents selling life insurance for income. Can I change his mind?

Watch the Interview on Youtube for Visuals - https://youtu.be/MMgdrQ-d4g4

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 - Introduction to Fred and his book Dying for Benefits

02:42 - Fred’s Background in Financial Litigation

04:13 - Critical Issues with Infinite Banking and IUL Policies

12:37 - Role of Permanent Life Insurance

18:00 - Debating Policy Lapse Statistics

25:48 - The "Phantom Tax" and Surrender Consequences

32:15 - Analyzing Insurance Policy Illustrations

42:35 - Putting Life Insurance Theories "On Trial"

57:01 - Scenario A vs. Scenario B: Savings vs. Insurance

01:06:44 - Concept of "Value Arbitrage"

01:21:01 - Risks of Borrowing and Source of Repayment

01:28:58 - Discussion on Imputed Interest and Business Deductions

01:36:44 - Diversification and Proportionality in Portfolios

01:40:52 - Closing Remarks and Future Collaboration

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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In this Interview with wealth expert Kuldeep Madan, we break down how whole life insurance premium financing works for ultra-wealthy family's and when it’s actually a viable strategy. We then compare using whole life insurance and IUL's for premium financing and which one wins in the end.

Watch the Interview on Youtube for Visuals - https://youtu.be/ljkaP_J7ZAk

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit

Connect with Kuldeep's Team: https://madanplus.com/team/kuldeep-madan/

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 - Introduction to Whole Life Premium Finance

01:08 - When Whole Life Premium Financing Works

02:30 - Risks and Failures in Indexed Universal Life (IUL)

04:17 - Solving Liquidity Problems for Ultra-Wealthy Families

06:44 - Estate Planning and Opportunity Cost

08:30 - Using External Leverage

09:03 - Client Profiles and Estate Freezing

10:13 - Educating Family Offices

12:00 - Whole Life vs. IUL and GUL

15:31 - Challenges of Financing GUL

16:03 - Closing Remarks and Event Announcement

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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I sit down with top planning expert, Rohit Punyani, to break down how Defined Benefit (DB) plans can be used as a powerful tax strategy for business owners and how they can potentially write off 6 to 7+ figure life insurance premiums. In this masterclass, we cover how DB plans (under 401a) work, who they’re best for, and why they allow for significantly larger deductions than traditional 401(k)s. We also dive into the advanced strategy of integrating life insurance and annuities inside the plan, how “tax arbitrage” is created through funding and distribution, and how policies can be repositioned for long-term, tax-advantaged growth and liquidity, along with policy design secrets you won't learn anywhere else.

Watch the Interview on Youtube for Visuals - https://youtu.be/Pf7pziBV_l4

Want The Free Cash Balance Plan Guide? Click Here: https://bit.ly/4tn5vdP

Want More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 - Introduction to Cash Balance Plans

01:51 - Background of the Speaker

07:31 - Comparing 401k and 401A Plans

10:00 - Eligible Assets for 401A Plans

11:04 - Contribution Requirements and Constraints

13:00 - The Exit Strategy and Tax Arbitrage

23:00 - Statutory Limits and Plan Design

33:01 - Death Benefits and Spousal Provisions

37:11 - Required Rates of Return

54:49 - Life Insurance as a Bond Proxy

01:03:04 - Estate Planning Strategies

01:06:12 - Qualifying for a 401A Plan

01:09:16 - Employee Participation and Retainment

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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I sit down with a President at OneAmerica, Dennis Martin, to get an inside look at the 145-year-old insurance company and how they approach life insurance and longterm planning. With over 35 years in the industry, Dennis shares what shaped him from a math nerd to leading one of the largest and most successful finances and insurance companies and their underrated strategy with life insurance design. We dive into why they don't reveal their dividends to the public, the truth about whole life insurance, plus, a critical conversation on long-term care planning and why asset-based strategies are becoming the go-to solution for high-income families.

Watch the Video on Youtube for Visuals - https://youtu.be/WY_CWZ2-MWQ

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit

Want More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 - Introduction and Professional Background

01:02 - Personal Connection to Life Insurance

06:02 - Advantage of Mutuality

09:33 - OneAmerica’s Relationship Strategy

14:25 - Dividend Rates and Performance Philosophy

17:50 - Indexed Dividend Option

22:48 - Whole Life Product Flexibility

23:51 - Understanding Long-Term Care (LTC)

26:50 - Asset-Based (Hybrid) Long-Term Care

35:32 - Riders vs. Traditional Long-Term Care

38:36 - Closing Thoughts and Future Outlook

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Caleb and Revin ( @LIFE180 ) cover the new IUL strategy making rounds on the internet called, Kaizen. The conversation gets tense as Revin calls out Caleb for interviewing Matt Sapaula and shares his perspective on network marketing, and industry debates.

Watch the Video on Youtube for Visuals - https://youtu.be/eo0s5qv8pRU

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit

Want More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 - Intro

02:55 - The IUL Challenge and Misrepresentation

05:23 - Education on IUL Dangers and Agent Perspectives

07:12 - Legal Issues and Lack of Good Faith in Illustrations

08:58 - Kaizen vs. MPI

13:00 - Risk vs. Return: IUL vs. Whole Life

15:30 - IUL Use Cases and Aligned vs. Misaligned Products

18:30 - Discussion on Network Marketing and PHP Controversy

27:58 - Competency and Compensation in Insurance Organizations

37:54 - Pacific Life Settlement

43:44 - Pace Morby and NPI Endorsements

50:31 - Upcoming Events and Professional Development

55:46 - Debating IUL and Closing Reflections

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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I'm joined by Logan Hertz from @HazeltineLLC to review my first debate with Jim Dew on whole life insurance and Infinite banking. Where did Jim and I go wrong in our arguments and will there be a follow up date?

Watch the Video on Youtube for Visuals - https://youtu.be/Z6xheBkvkO8

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 - Introduction and Setting the Stage

03:02 - The Importance of Defining Terms

08:21 - Distinguishing Products from Practices

12:09 - Critiquing Jim's Advisory Practices

20:46 - Debating Investment vs. Insurance

26:00 - Assessing the Debate's Impact

31:11 - Looking Ahead to a Potential Part Two

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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With the US over $39 Trillion in debt, David McKnight (@DavidMcKnight) is predicting a tax day of reckoning coming in 10 years which could result in 50% income taxes and possible changes to traditional retirement plans like Roth's and IRA's. David McKnight lays out exactly how to avoid this impending tax hike with practical strategies, he uses currently to help people pay 0% in taxes.

Watch the Video on Youtube for Visuals - https://youtu.be/6g5a6OQ5uZ8

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Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 - Introduction and the "Day of Reckoning"

01:04 - 2026 Tax Landscape and Roth IRA Questions

02:28 - The Impact of Permanently Extended Tax Cuts

04:52 - A 10-Year Window for Low Taxes

08:09 - Debunking Criticisms and the National Debt

12:52 - Tax Master Class: The Future of Roth IRAs

16:42 - How the Government May Raise Revenue

18:13 - Strategies for Younger Investors and Retirees

21:13 - Determining Your Roth Conversion Strategy

23:57 - The "Sweet Spot" for Tax Brackets

27:31 - The Role of the Standard Deduction

30:19 - Why Advisors May Disincentivize Roth Conversions

34:31 - The "Print Your Way Out" Argument

37:30 - Life Insurance as a Volatility Buffer

38:32 - Rethinking the 4% Rule

46:42 - Addressing Misconceptions About Life Insurance

48:44 - The Benefits of Reverse Mortgages and Annuities

53:51 - A Question for Dave Ramsey

58:57 - The Luxury of Nuance in Financial Advice

01:01:05 - Final Warnings and the "Temporary Permanent" Tax Cut

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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What do the ultra-wealthy actually do to minimize taxes, build wealth, and protect their legacy? In this interview, I sit down with Toby Mathis ( @TobyMathis ) from Anderson Business Advisors to break down the real (and simple) strategies high-income earners and investors are using. We talk through why HSAs might be one of the most overlooked tax tools, how the “buy, borrow, die” strategy actually works, and the truth behind paying "zero in taxes". We also get into why diversification matters more than chasing trends, how to automate your investing for long-term growth, and how to start thinking about legacy planning, no matter where you’re at financially.

Watch the Video on Youtube for Visuals - https://youtu.be/9RXthy7wNgI

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

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Learn More About BetterWealth: https://betterwealth.com

Connect with Toby: TAP Registration: https://aba.link/6dda02

Free Emergency Binder (Digital): https://aba.link/8f3036

Emergency Binder (Physical copy): https://aba.link/e0ad9a

Chapters:

01:21 - Introduction

02:14 - Toby Mathis’s Backstory

05:48 - Principles of Wealth: Make, Keep, and Grow

09:14 - Financial System: The 70/30 Rule

11:48 - "401k Millionaires" Through Discipline

14:24 - Why entrepreneurs often struggle as investors due to risk-taking tendencies?

16:59 - Impact of Legacy Planning

19:26 - Legacy Through Trusts

26:34 - Understanding Tax Planning

31:46 - Tax Strategies VS Those That Are Mostly "HYPE"

37:21 - S-Corps and C-Corps

39:32 - Wealth-Building Assets

46:13 - Toby’s 30/30/30/10 Rule for Portfolio Diversification

48:41 - "Buy, Borrow, Die" Strategy

53:52 - Asset Protection and Maintaining Financial Privacy

58:52 - Living Trust VS Standard Will

01:01:11 - Emergency Binder

01:03:00 - Why being overly public about your finances can lead to increased legal target risks?

01:06:20 - Final Thoughts

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Is IBC with Security Mutual secretly the best choice? In this videos, Caleb Guilliams and Alden Armstrong review Security Mutual Life Insurance Company for Infinite Banking, breaking down the companies ratings, dividend performance, best policy designs, pros and cons, and more!

Watch the Video on Youtube for Visuals - https://youtu.be/K9byidued4w

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want the IBC Company Guide Book? Click Here: https://bttr.ly/ibc-guide

Want More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Timestamps:

00:00 - Introduction to the Security Mutual Video

01:08 - Security Mutual Company Strengths and History

01:46 - Key Metrics: Dividends, Lapse Ratio, and Ratings

02:51 - Non-Direct Recognition and Interesting Fact

04:50 - Loan Ratio Comparison

05:34 - Security Mutual's Company and Ratings

07:31 - Security Mutual's Strong IBC Positioning

08:49 - Comparison of Cash Flow and Frontload Designs

09:29 - Cash Flow Design Overview

10:10 - Cash Flow Design: 40-Year-Old Male Illustration

12:24 - Front-Loaded Design Overview

14:35 - Cash Value Access and Loan Provisions

16:48 - Policy Repayment Limits and IBC Niche

17:17 - Paid-Up Additions (PUA) Flexibility and Riders

20:10 - Discussion on Optimal PUA Strategy for IBC

21:46 - Advantages of Security Mutual

24:04 - Ratings and Liquidity Risk

27:04 - Compensation, Support, and Complexity

28:29 - Key Takeaways and Conclusion

30:34 - Free Gift: The IBC Company Guidebook

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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James Barber from @OregonCashFlowPro challenges me on the math from my debate with @ChrisNaugle on bank loans vs policy loans. What James' found when he ran the numbers was surprising to us both.

Watch the Video on Youtube for Visuals - https://youtu.be/3AAX1WfFzuY

Watch James vs Chris Kirkpatrick | IUL Debate - https://youtu.be/gQKsAwSP4lI?si=FoP3vMovOcRf-zgw

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

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Want More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Timestamps:

00:00 - Introduction and Initial Thoughts on Loan Debate

03:44 - Spreadsheet Breakdown: Principal and Interest Payments

10:38 - APR vs. Stated Interest Rates

20:51 - Opportunity Cost and Storing Equity

23:52 - Analyzing the 6% Life Insurance Loan Scenario

30:28 - Third-Party Lenders and Loan Convenience

33:25 - Mindset: Liquidity, Control, and the "Own Your Own Banker" Concept

41:26 - Amortized, Simple, and Compound Interest

56:44 - Framework for Policy Use and "Dynamic Banking"

01:04:11 - Risks of Lines of Credit and Bank Liquidity

01:08:08 - Final Thoughts on Education and Industry Transparency

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Author Barry James Dyke exposes how Wall Street is targeting life insurance companies—and putting everyday Americans’ savings at risk. Using real examples, including the collapses of Phoenix Life and Ohio National, Barry reveals how private equity firms manipulate debt, reserves, and regulations—often with taxpayer support—leaving policyholders and retirees exposed. He also explains what individuals can do today to protect their wealth and retirement from these growing threats.

Watch the Video on Youtube for Visuals - https://youtu.be/EqGOaSpayO4

Want a Whole Life Insurance Policy to Protect Your Retirement? Go Here: https://bttr.ly/bw-yt-aa-clarity

Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit

Connect with Barry: https://www.barryjamesdyke.com/

Learn More About BetterWealth: https://betterwealth.com

Timestamps:

00:00 - Introduction to Private Equity in Insurance

01:25 - Defining Private Equity and How It Works

07:46 - Impact on Retirement and Insurance

09:37 - Collapse of Phoenix Home Life

11:53 - Global Examples of Insurance Failures

14:34 - Financial Sorcery: Dividend Recaps

17:34 - Case of Ohio National

20:11 - Identifying Secure Insurance Companies

22:35 - Tools for Analyzing Insurance Balance Sheets

31:00 - Global Retirement Systems and Happiness

36:07 - Value of Cash Value Life Insurance

40:04 - The "Mickey Mouse Plan"

41:21 - Bank-Owned Life Insurance (BOLI)

45:10 - Why Wall Street Avoids Promoting Mutual Insurance?

48:23 - Final Recap and Advice

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Caleb Guilliams confronts Logan Hertz from @HazeltineLLC over his controversial video calling out Nelson Nash and the Nelson Nash Institute. Did Logan's criticisms go too far?

Watch the Video on Youtube for Visuals - https://youtu.be/aZCFOdmR4Fk

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Buy Your Tickets to the Life Insurance Summit!

Click Here: https://betterwealth.com/summit

Learn More About BetterWealth: https://betterwealth.com

Timestamps:

00:00 Intro

01:30 Logan's Video Criticizing Nelson Nash

02:22 Why was the video made?

03:45 Was there a trigger point for the video?

05:24 Challenging the material and Nelson's principles

07:26 Personal experience with Nelson Nash and the Catholic discussion

10:59 Response to "Stirring the Pot" and Nelson's character

13:21 Becoming aware of the content in Nelson's book

15:42 Can you be apart of the Nelson Nash Institute and be a Catholic?

19:50 What Logan Respects About R. Nelson Nash

30:52 Articulation of the Infinite Banking Concept

33:56 Why Nelson and the book took off?

36:24 How the Institute should be funded: Donations vs. Free Market

40:47 Thinking long range vs. Biblical principles and living intentionally

43:57 Philosophical differences and estate planning

45:15 Nelson's use of scripture in his book

51:09 Focusing on ideas and self-criticism

53:51 Cultish worship vs. honoring Nelson Nash

57:39 Final Thoughts

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Attorney Steve Gibbs Puts Whole Life Insurance on trial and Makes "The Case" for utilizing it Your Wealth Building Arsenal. Caleb Guilliams is joined by Steve, the co-founder of Insurance and Estates with a surprise guest, Barry Brooksby, to challenge him on why he calls whole life insurance a "guaranteed investment".

Watch the Video on Youtube for Visuals - https://youtu.be/wk210M9jfLs

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Timestamps:

00:00 Intro

01:03 Introducing Steve & Barry

02:50 Barry introduces Insurance and Estates

05:09 Quantifying The Value of Credit Protection

09:56 Asset Protection From Contracts and State Laws

12:50 Cash in a Bank vs. Cash Value Life Insurance

15:02 Life Insurance as a Contract and Trust

16:31 Barry Addresses "Guaranteed Investment" Statement

18:07 Defining "Investment" and "Guaranteed Asset"

22:21 Contract as an Asset

24:46 How is life insurance considered a trust?

28:36 Steve's "AHA moment" on Life Insurance

33:42 Life Insurance Compared to 401ks

43:21 Steve's Personal Experience with Life Insurance

45:16 Why are people attracted to life insurance?

48:24 Comparing IUL (Indexed Universal Life) to Whole Life Contracts

55:20 Response to "Buy Term and Invest the Difference"

58:08 Legacy and Permanent Life Insurance

1:01:55 100 Years of Bond Yields vs Dividend Interest Rates

1:11:21 Why is Life Insurance so Hated?

1:18:50 Final Thoughts

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Retirement Expert Walter Young, Explains How Modern Retirement Is Dead as We Know It and How Using this Unexpected Asset with Actuarial Science Can Fix It.

Watch the Video on Youtube for Visuals - https://youtu.be/5iyIPs4VI0w

Connect with Walter Young: Walter@thefifthoption.com

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Timestamps:

0:00 Introduction: The Fear of Running Out of Money

1:05 Walter Young, Author of The Fifth Option

2:36 Getting to Retirement vs. Getting Through Retirement

4:48 Accumulation vs. Distribution

5:39 Retirement Income Planning Is Hard

6:17 Cash Flow Focus and Financial Freedom

7:22 A History of Retirement

8:15 Three-Legged Stool of Retirement

9:22 Longevity Magnifies Risk

11:20 Scarcity Mindset

12:33 Personal Finance vs. Corporate Finance

14:11 Desert Island Dilemma

17:22 Sequence of Return Risk and Averages

20:35 The 4% Rule

23:15 Four Frustrating Options

24:43 The Fifth Option Strategies

25:29 Beat the Bear Approach

27:16 Bucketing Strategy

28:59 Pension 2.0

32:44 Disclaimers Before Diving into the Math

35:31 Income Efficiency Test

36:58 What Is Actuarial Science?

39:38 Scenario 1: A 25-Year-Old with Traditional Planning

43:36 The Fifth Option Applied: Beat the Bear Approach

46:30 Net Worth vs. Cash Flow

49:12 The Fifth Option Applied: Pension 2.0

53:30 Pension Max Conversation

57:35 Traditional Balance vs Portfolio Balance

1:00:39 Age 35 with Traditional Planning

1:06:03 4 years in Cash Value

1:10:10 Comparison

1:11:43 Age 45 Planning

1:18:32 How much money do I need to get that $133,000 at 8%?

1:24:00 Tax-Free Cash Flow

1:24:50 Age 55 Planning

1:31:17 Where does actuarial science not help somebody?

1:33:20 Final Thoughts

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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The Nelson Nash Interview That Was Never Released. Caleb Guilliams has a candid conversation with Nelson Nash, the creator of the infinite banking concept and the author of, Becoming Your Own Banker, about how Nelson came up with the idea, why he wrote the book, and how him and his family use the infinite banking concept in their own lives.

Watch the Video on Youtube for Visuals - https://youtu.be/j7D0z506W74

Want a Whole Life Insurance Policy for Infinite Banking? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

More FREE Infinite Banking Resources & Education: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Timestamps:

0:00 Intro

2:01 Interview Begins

02:43: Nelson Nash's Life Insurance Career & Influences

08:26: Our Need for Finance

10:45: Need for Finance Vs Need for Protection

12:00: Our Greatest Financial Need

14:28: The Banks Are in the Wrong Hands

14:53: The Banking Process is the Most Profitable Business in the World

15:32: Study Economics and History

17:00: This Concept Cannot Inflate the Money Supply

18:00: Solving Your Need for Finance

19:11: Questions About Becoming Your Own Banker

19:24: The Importance of Imagination

20:57: The Problem: Debt and Headwind/Tailwind Analogy

24:09: Why Dividend-Paying Whole Life Insurance is the Best for Infinite Banking

26:24: You are the Grantor, the Insurance Company is Your Trustee

27:29: Nelson Nash's Estate Plan & Intergenerational Wealth Strategy

29:34: How Nelson Nash Uses the Infinite Banking Process

37:24: Tax-Free Transfer of Wealth

38:12: The Evolution of the Plan

39:56: Clarity Call Offer

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Ranking which of the most popular wealth gurus on the internet can actually make you rich if you follow their advice. From Dave Ramsey, Alex Hormozi, & The Money Guy Show, to the more controversial figures like Graham Stephan, Caleb Hammer, and Tai Lopez.

Watch the Video on Youtube for Visuals - https://youtu.be/vxp9xJvpsmo

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Timestamps:

00:00 Introduction and Disclaimers

00:53 Ranking Tai Lopez (D Tier)

01:41 Ranking Morgan Housel (S Tier)

02:43 Ranking Graham Stephan (B Tier)

03:43 Ranking Robert Kiyosaki (A Tier)

04:43 Ranking Suze Orman (C Tier)

05:39 Ranking Alex Hormozi (S Tier)

07:14 Ranking Andrew Tate (D Tier)

08:39 Ranking Humphrey Yang (B Tier)

09:51 Ranking The Money Guy Show (A Tier)

11:45 Ranking Grant Cardone (C Tier)

13:24 Ranking Ramit Sethi (S Tier)

15:16 Ranking Patrick Bet-David (B Tier)

16:42 Ranking Dave Ramsey (C Tier)

18:45 Ranking Andrei Jikh (C Tier) 1

9:58 Ranking Caleb Hammer (C Tier)

21:26 Conclusion

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Is IBC with Ameritas a good choice? In this videos, Caleb Guilliams and Alden Armstrong review Ameritas Life Insurance Company for Infinite Banking, breaking down the companies COMDEX ratings, dividend performance, best policy designs, pros and cons, and more!

Watch the Video on Youtube for Visuals - https://youtu.be/akA5o9eVIZk

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Want the IBC Company Guide Book: Click Here: https://bttr.ly/ibc-guide

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Learn More About BetterWealth: https://betterwealth.com

00:00 Introduction and Ameritas Overview

00:44 Ameritas Ratings and Key Numbers

06:08 Ameritas and the Infinite Banking Concept (IBC)

07:45 Cash Flow Designs

15:15 Front Load Designs

20:52 Access to Cash Value and Loan Flexibility

27:14 Paid Up Additions (PUA) Rider

33:54 Additional Ameritas Product Features

36:28 Advantages of Ameritas

38:03 Considerations for Ameritas

41:45 Agent Perspective and Conclusion

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Was I Wrong About The Infinite Banking Car Loan Debate? John Hutch from Banking Truths (@bankingtruths) joins Caleb Guilliams to discuss the recent debate between him and Chris Naugle over bank vs policy loans for cars. Hutch presents his new calculator to determine which is more favorable for saving money and for longterm wealth creation in their whole life insurance policies.

Watch the Video on Youtube for Visuals - https://youtu.be/bfI84QWKxB4

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Learn More About BetterWealth: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Trent Fortner, a 40+ year veteran in the life insurance and wealth planning space gives an 89 minute masterclass on how life insurance, if incorporated properly can completely reshape your financial plan and wealth building strategies. Trent lays the groundwork and dives into the numbers with his calculators to prove that a financial plan without life insurance can't compete with one that does.

Connect with Trent: https://trentfortner.com

00:00 Intro

00:44 Introducing Trent Fortner

01:39 Returning to Basics & Overarching Planning

02:07 LEAP and Infinite Banking

03:47 Working with Nelson Nash in the 1990s

06:26 Power of Life Insurance & the LEAP Process

06:45 Problem with Product-Centric Planning

07:33 Dr. Wade Pfau & Non-Correlated Assets

08:57 Risks of Indexed Universal Life (IUL)

12:23 Holistic Planning

15:32 LEAP Present Plan Model

21:41 Client Choices After Discovery

22:50 Addressing the “Cost” Objection

24:39 Compounding Taxes

33:24 Impact of Losses on Savings

39:08 Taxes Are a Complete Loss

44:36 Flattening Taxes

48:53 Adding Benefits with Permanent Life Insurance

49:39 Compounding vs. Whole Life Insurance

56:42 Life Insurance vs. High-Yield Savings Account

01:03:01 Rich on Paper vs Rich In Real Life

01:06:52 Ways to Use Permanent Life Insurance

01:11:37 Gains, Advantages, Risks

01:22:04 Final Thoughts

Watch the Video on Youtube for Visuals - https://youtu.be/vG8jaEDRDPQ

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Learn More About BetterWealth: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Learn how to uplevel your infinite banking from 1.0 to 3.0. Caleb Guilliams sits down with Barry Brooksy, a financial advisor from @InsuranceandEstates , and the author of Live Rich, Die Rich. They walk through the correct type of life insurance policy needed for infinite banking and the exact reasons you should utilize your whole life insurance as a private bank, not only for building wealth while you're alive but leaving generational wealth for years to come.

00:00 Introduction

01:01 Barry Brooksby's Introduction and Backstory

03:29 Variable Universal Life (VUL) and Market Volatility

05:12 High Cash Value Whole Life Insurance

05:49 Barry's Book: Live Rich, Die Rich

11:42 Guaranteed Investment: Whole Life Benefits

13:34 True Diversification vs. Market Diversification

15:05 Whole Life vs. IUL/VUL Debate

20:49 True Rate of Return of Whole Life Insurance

23:57 Three Major Problems with IUL/VUL

29:43 Flexibility in Properly Structured Whole Life Insurance

32:20 Infinite Banking 1.0, 2.0, and 3.0 Explained

38:29 Car Loans vs. Policy Loans

43:55 Risk of Paying Off Your House Early

48:46 Tracking Policy Loans and System Flow

51:52 Using Bank Financing and Policy Loans for Real Estate

53:01 Vetting Deals and Real Estate Investing Mistakes

59:51 Myth That Life Insurance Companies Keep Your Cash Value

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit Read

Barry's Book: https://a.co/d/0209kpOi ______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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In this video, Caleb Guilliams and Alden Armstrong review infinite banking with One America Life Insurance Company. What are the best policy designs for Infinite Banking, as well as breaking down the company’s COMDEX ratings, dividend performance, pros and cons, and more!

Watch the Video on Youtube for Visuals - https://youtu.be/cVrUUEvVJnc

Want the IBC Company Guide Book? Click Here: https://bttr.ly/ibc-guide

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Learn More About BetterWealth: https://betterwealth.com

00:00 Introduction and Company Overview

02:35 Financial Strength and Performance

06:33 One America Positioning for IBC

08:52 Whole Life 95 - Cash Flow Design

15:45 Whole Life 95 - Front Load Design

21:03 Access to Cash Value and Loans

22:45 PUA Flexibility

25:51 Long-Term Care Rider

27:26 Advantages and Considerations

32:28 Agent Overview

34:29 Conclusion

====================

DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Debt expert, Chris Miles, critically examines Dave Ramsey's 7 Baby Steps and explains why paying off your home early can backfire on your wealth, especially when it comes to liquidity, flexibility, and long-term risk. Drawing from real-world experience, past recessions, and opportunity cost, we explain how this step can trap cash, increase vulnerability, limit future options, and sabotage your wealth, even for disciplined savers who “did everything right.”

Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Watch the Full Interview: How to Use Infinite Banking to Build a Real Estate Empire | Chris Miles https://youtu.be/P2hCKhL1M_k

00:00 Introduction

00:08 Baby Step 1: $1,000 Emergency Fund

00:33 Baby Step 2: Pay Off Debt (Snowball Method)

01:11 Cash Flow Index Method and High-Yield Savings

03:09 Baby Step 3: Save 3 to 6 Months of Expenses

04:11 Modified Steps 2 and 3

05:00 Baby Step 4: Invest 15% of Household Income

06:52 Baby Step 5: Save for Children's College

09:18 Baby Step 6: Pay Off Your Mortgage

09:57 Experience with Home Equity

11:02 Trapped Money and Penalties

12:11 Baby Step 7: Build Wealth and Give

14:14 Dave Ramsey's Net Worth and Investment Strategy

18:32 Investing in Your Greatest Asset

Learn More About BetterWealth: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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In this interview, Matt Sapaula @7figuresquad (Patrick Bet-David’s protégé and a long-time insurance leader) sits down to address the biggest flashpoints in the life insurance world, IUL vs. whole life, MLM controversies, Kyle Busch's “scam” headline, and what actually matters for how policies are designed. They go deep into living benefits, and the importance of protecting income from future disasters.

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

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Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

00:00 Introduction

01:25 Speaker's Partnership With Patrick Bet-David

02:11 Why did the speaker choose the insurance business?

03:34 Marines, Divorce and Bankruptcy

06:38 "Once in a generation leader."

07:15 What is Life Insurance?

09:08 Is life insurance a terrible investment?

09:19 Capital preservation tool

10:52 Analogy of a smartphone

12:03 Life insurance as a tool

15:42 Wealth Framework and Financial Philosophy

20:14 Paying off a house vs. Having it "paid for."

20:34 Why paying off a house too quickly is risky?

21:15 Theory, witnessing, and application

22:50 Starting an insurance career part-time

24:53 Explanation of living benefits

27:35 Term vs. Permanent and IULs

30:04 Cost of term insurance

32:03 Life insurance and tax-free cash flow

33:32 IUL versus whole life

35:15 Upside Potential of IULs

37:08 Why has the speaker not been under stress in his 27 years in the insurance business?

38:16 Universal life chassis

41:56 Concerns about agents manipulating IUL

43:05 Infinite Banking and the Backlash on IULs

44:20 Policy loans for big purchases

46:10 The Kyle Busch incident

47:50 "SCAM" term is overused to describe IULs

Learn More About BetterWealth: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Credit Card Expert Eli Facenda shows how entrepreneurs can turn everyday business expenses into first class flights and luxury hotels using these credit card point hacks. He breaks down how to unlock 700,000-points with a special 400,000 bonus and also covers how paying payroll, rent, life insurance premiums, and potentially mortgages with these credits cards, can become a tax-efficient way to fund unforgettable travel experiences.

Access All of Eli's Free Resources - https://www.freedomtravelsystems.com/betterwealth

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

00:00 Introduction

01:04 Eli Facenda | CEO at Freedom Travel Systems

01:34 New Credit Card Strategy

02:20 Getting $30,000 in Value in 60 Seconds

02:42 Four Buckets of "Points People"

06:04 How to Achieve the $30,000 Return with the Capital One Venture X Business Card

08:25 Analyzing Fees for Using Credit Cards for Payroll and Mortgage

10:49 Tax Benefit of Credit Card Points

17:40 Points Arbitrage Without International Travel

19:38 Other Recommended Cards and 2026 Bonuses

24:45 The Hilton Black Market Points Story

28:33 Gifting Points to Employees and Friends

31:00 Thoughts on the Built Card for Rent and Mortgage Payments

37:16 Script for Hacking Hotel Upgrades

42:02 Purpose of Experiential Wealth and Five Regrets of the Dying

48:00 Experiential Millionaire Framework

52:08 Final Thoughts

Learn More About BetterWealth: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Is infinite banking with Mass Mutual a good company for infinite banking? In this video, Caleb Guilliams and Alden Armstrong review Mass Mutual Insurance Company for Infinite Banking, breaking down the companies COMDEX ratings, dividend performance, best policy designs, pros and cons, and more!

Want the IBC Company Guide Book: Click Here: https://bttr.ly/ibc-guide

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

00:00 Introduction

01:00 Mass Mutual Company Overview

01:37 Financial Strengths and Performance

03:32 Loan Recognition and Ratings

05:07 IBC Positioning

09:39 Product Lineup

10:20 Cash Flow Strategy Illustration

16:56 Front-Loaded Strategy Illustration

21:33 10 Pay Product Illustration

23:49 Accessing Cash Value and Loan Features

27:06 Paid-Up Additions (PUA) Riders

28:23 ALIR PUA Rider: The All or Nothing Rider

32:43 PALIR PUA Rider: Planned Additional Life Insurance Supplement

36:09 Additional Features: New York Availability, Survivorship, and Long-Term Care

37:51 Pros and Cons/Agent Perspective

45:06 Conclusion

Learn More About BetterWealth: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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What’s the best way to design an infinite banking policy? In this video, Brent Kesler, founder of The Money Multiplier, joins Caleb Guilliams to break down whole life insurance designs for infinite banking, specifically comparing 40/60 vs 80/20 policy structures and Nelson Nash's original intentions. The discussion also includes a debate on term riders, when they help, when they hurt, and how they affect infinite banking strategies over time.

Watch the First Interview with Brent where he explains how he paid off $1M in debt in 2 years - https://youtu.be/cHTmpSU-nzQ

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

00:00 Introduction

01:50 Infinite Banking and Debt Payoff Strategy

02:07 Changes to Infinite Banking

03:30 The "Nelson Plan" (40/60)

04:12 Policy Design Philosophy: Base, PUA, and Term Riders

05:01 Long-Term Efficiency and Base Premium

05:57 MEC Limit and Term Riders

06:59 Base, PUA, and Term Riders Definitions

12:00 Higher Base vs. More PUA

18:25 Flexibility in PUA Riders

19:19 Starting Additional Policies

20:40 Rule of Maximizing Current Policies

23:07 Adjusting Premiums on Multiple Policies

27:19 Minimum Premium and Income Ratio

28:34 The "10 Times Your Age" Rule

29:27 Tax Liability

35:46 Death Benefit, Rate of Return, and Financial Mindset

38:03 Internal Rate of Return (3.5% to 5%)

39:45 Actual Rate of Return vs. Average Rate of Return

42:28 The Value of Convertible Term Insurance

43:36 Human Life Value vs. Starting Small Whole Life Policy

47:14 Life Insurance as the Only Guaranteed Payout Insurance

48:53 Buying Cars and Using Other People's Money

49:18 Separating Policy Growth

51:54 Using Bank's Money for Investments

54:34 Danger of Using Banks if Undisciplined

Learn More About BetterWealth: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Chris Naugle ( @TheChrisNaugle ) & Caleb Guilliams go head-to-head debating whether you should borrow against your whole life insurance policy to purchase cars and other liabilities. They disagree over the math and opportunity cost, as well as comparing their philosophies behind their positions.

Watch the full interview: https://youtu.be/m2goBXyB27M

Buy Your Tickets to the Life Insurance Summit!

Click Here: https://betterwealth.com/summit

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

00:00 - Introduction

00:18 - Why Use IBC for Cars?

01:35 - Calculating the Cost of Financing vs. IBC

02:24 - Negotiating a Car Price While Using IBC

03:35 - Dealerships Making Money on Financing

04:20 - IBC is a Process

06:06 - Volume vs. Rate

06:34 - The 4% Loan vs. 6% Policy Loan Scenario

07:38 - Chris Disagrees and Explains the APR

09:35 - Modeling the Math (Chris vs. Caleb)

10:48 - Paying Back the Policy at the Bank's Rate

12:33 - Loan Repayment vs. New Premium

13:28 - Opportunity Cost and Capital

15:07 - Disagreement on the Logic

16:24 - Personal Preference for Moving Capital

18:57 - An Alternative Strategy (Leasing and Reinvesting)

20:24 - Consistency in Teaching Money Concepts

Learn More About BetterWealth: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Can you use whole life insurance to pay off debt? In this real case study, Caleb Guilliams and Denzel Rodriguez ( @DenzelNapoleonRodriguez break down how a properly structured whole life insurance policy was used to pay down $140,000 in student loan debt. We walk through real numbers, cash value, policy loans, interest rates, and when this strategy actually makes sense and when it doesn’t.

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

00:00 Whole Life Insurance Case Study: Paying Off Debt

01:46 Life Insurance to Pay Off Debt

03:55 Pre-policy Parameters

06:53 Rules for Borrowing Against a Policy

08:28 Debt Repayment vs. Starting a Permanent Policy

10:37 Convertible Term Insurance and Debt Snowballing

13:01 High-Interest Debt and Whole Life

16:28 Denzel's Case Study: 22-Year-Old Female with Student Loans

19:26 Student Loans in Forbearance and Interest Capitalization

24:50 When Using Whole Life to Pay Off Debt Makes Sense (and When It Doesn't)

27:03 Comparing Debt Payoff Strategies

31:07 Leveraging Whole Life to Pay Off Debt

34:25 Cash Flow and Debt Repayment

38:52 Leveraging Borrowed Money to Fund Whole Life Insurance

50:45 Importance of Personal Growth and Certainty

55:50 Final Thoughts

Learn More About BetterWealth: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Chief Growth Officer, Maggie Seidel from Finseca gives the insider information on what Washington DC is doing right now in the world of finance and life insurance. What is Finseca doing to defend life insurance and agents from over regulation and tax threats.

00:00 Intro

00:52 Maggie Seidel & Finseca's Mission

03:44 Finseca's Structure and Approach

06:08 Addressing Threats

06:40 Analogy of Financial Professionals' Evolution

08:09 Pushback Against Financial Regulation and the Fiduciary Standard

09:58 Tax Code Changes and Finseca's Response

11:09 Permanence on 199A

14:02 Finseca's Approach When It Comes To Debt

19:05 Finseca's Opinion on Fiduciaries

20:49 Ernst & Young Study

26:37 What is Finseca Looking Forward To?

32:29 Finseca's Approach to the People on the Internet?

36:37 Final Thoughts

Want to Join Finseca? Click Here: https://www.finseca.org/Join

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Caleb Guilliams & Chris Naugle ( @TheChrisNaugle ) showcase a brand new calculator that demonstrates the true value of whole life insurance compared to other assets. They then debate the true math behind buying cars using the infinite banking concept.

00:00 Introduction and Whole Life Insurance Misconceptions

01:17 Defining Infinite Banking Concept (IBC)

02:12 The Role of Whole Life Insurance in IBC

04:26 Insuring Your Greatest Asset (Ability to Earn)

06:08 Societal Shift and Lack of Selfless Thinking

09:31 Keys to Financial Success

11:11 Whole Life Insurance as an Efficient Asset

15:39 The Stigma of Whole Life Insurance

16:30 Whole Life Insurance is Not an Investment

17:39 Uninterrupted Compounding Interest

19:30 Competitive Growth and the Tax Advantage

30:45 Why Chris Naugle Uses IBC for Cars

37:05 Mathematical Debate on Loans and Savings

47:29 Personal Preference and Capital Movement

49:57 Alternative Strategies (Leasing) and Conclusion

Buy Your Tickets to the Life Insurance Summit!

Click Here: https://betterwealth.com/summit

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Learn More About BetterWealth: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Everything you need to know about Backdoor Roth Conversions in 2026. In this detailed presentation, Caleb Guilliams and Justin Gartman walk through the beginners guide to Backdoor Roth's as well as answering exactly what you need to know in order to start this strategy for yourself.

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education?

Go Here: https://bttr.ly/yt-bw-vault

00:00 Introduction to Roth IRAs and Limitations

00:51 Roth IRA Contribution Limits

02:49 Why does the Government Limit Roth IRA Contributions?

04:37 Perspective on Government-Sponsored Plans

05:49 Backdoor Roth IRA Strategy

06:23 Steps for a Backdoor Roth IRA

08:41 Common Mistake: The Pro-Rata Rule

12:06 Filing Requirement for Non-Deductible Contribution

13:06 Mega Backdoor Roth Strategy

15:17 Example of Mega Backdoor Roth Contribution

16:47 Mega Backdoor Roth Conversion Options

18:17 Eligibility Requirements for Mega Backdoor Roth

19:20 Solo 401k for Business Owners

20:28 Summary and Final Thoughts on Backdoor Roths

Learn More About BetterWealth: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Is IBC with Lafayette a good choice? In this videos, Caleb Guilliams and Alden Armstrong review Lafayette Life Insurance Company for Infinite Banking, breaking down the companies COMDEX ratings, dividend performance, best policy designs, pros and cons, and more!

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want the IBC Company Guide Book: Click Here: https://bttr.ly/ibc-guide

00:00 Introduction

01:06 Lafayette Life Company Overview (History, Structure, and Financials)

02:14 Key Financial Metrics

06:00 Lafayette Life and Infinite Banking (IBC) Positioning

07:21 Lafayette Life's Product and Design Strategy

08:44 Cash Flow Design

13:24 Front-Load Design

16:30 How Loans Work with Lafayette Life

18:30 Paid-Up Additions (PUA) Flexibility

21:34 Summary of Lafayette Life (Advantages and Disadvantages)

26:22 Agent Perspective and Conclusion

Learn More About BetterWealth: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Learn how Infinite Banking expert, Jayson Lowe ( ⁨@BankersVault⁩ ) structures his family banking system and the frameworks he uses with his own family to teach the process and create a legacy.

Watch Part 1: How to Create a Family Banking System Using Life Insurance - https://youtu.be/O_E-y2n2fzQ

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Learn More About BetterWealth: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Learn how to use Infinite Banking to build a real estate empire step-by-step. In this full breakdown, we walk through exactly how to start using your policy, how to analyze deals, how to know which opportunities are worth investing in, and when it’s the right time to borrow. We also break down real case studies with actual numbers on the whiteboard and reveal the exact frameworks Chris Miles ( @moneyrippleswithchrismiles ) uses to grow his real estate portfolio using Infinite Banking.

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Get your tickets to the life insurance summit 2026 - https://thewholelifesummit.com/

00:00 - Introduction

00:25 - Real Estate Investing

01:11 - Tax Write-Offs for Interest

01:20 -Who Is Chris Miles?

03:07 - New Book and Writing Experience

06:05 - The Work Optional Blueprint

06:56 - Get Lean

07:18 - Get Liquid

07:52 - Get Out

08:08 - Vetting Investments and the Role of the Operator

10:05 - Red Flags in Investments

13:44 - Risk vs. Return Philosophy

15:15 - Importance of Liquidity and Emergency Funds

24:52 - Warren Buffet's Money

30:43 - 6% Tax Free

36:08 - Investment Flow: Lending Fund

43:54 - When Infinite Banking Doesn't Make Sense

49:03 - How do People Determine What They Say Yes and No?

59:55 - Where Do You Put Their Money?

01:03:09 - How You View Your Life Insurance and How You Invest?

01:14:37 - Why do You Say Avalanche is the Way of Paying Debt?

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Is IBC with Guardian a good choice? In this videos, Caleb Guilliams and Alden Armstrong review Guardian Life Insurance Company for Infinite Banking, breaking down the companies COMDEX ratings, dividend performance, best policy designs, pros and cons, and more!

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want the IBC Company Guide Book: Click Here: https://bttr.ly/ibc-guide

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Retirement and Life Insurance Expert explains why this may be the best environment in 80+ years to own whole life insurance. In this interview, Caleb Guilliams and PhD in Retirement Income Planning, Tom Wall, break down whole life vs IUL as a fixed-income/bond alternative, and why guarantees, volatility, taxes, and behavior matter more than chasing a few extra basis points of return. They also walk through how to think about internal rate of return (IRR), death benefit, chronic illness riders, and tax-free access to cash value as part of a holistic portfolio, not a stand-alone asset.

Get Your Ticket to Tom's Event: https://faststartforum.com

00:00 Introduction

01:09 Key Topics

02:18 Dividend Season

04:21 Safe Asset and Fixed Income Alternative

05:54 Whole Life Insurance as an Asset Class

07:55 Guarantees of Whole Life Insurance

09:35 Whole Life Insurance Benefits

11:48 Misconceptions of Permanent Life Insurance

19:15 The Kyle Busch IUL Deal

22:38 Whole Life vs. IUL

26:27 "Tax-Free Retirement Income"

31:10 Tom Wall's Fast Start Forum Event

32:25 Future Predictions and Industry Black Eye

34:41 Life Insurance Internal Value Calculator

48:18 Risk-Adjusted Return and Value of Life Insurance

50:50 Better Wealth Policy Analysis and Contact

54:33 Tom Wall's Speaking Engagements and Whole Life Masterminds

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Agents Review the Penn Mutual Life Insurance Company for Infinite Banking. We break down the companies COMDEX ratings, dividend performance, best policy designs and more!

00:00 Introduction

00:20 All About Penn Mutual

01:50 Penn Mutual: A Legacy of Stability

02:13 Financial Strength & Performance

05:42 IBC Positioning

08:05 Policy Illustrations: Highlights & Real Numbers

10:01 Cashflow

14:24 Frontload Policy Design

18:05 Access to Cash Value

19:30 PUA Flexibility

22:20 Direct Recognition

25:21 Application System

27:59 Things You Need to Know about Penn Mutual

29:12 Advantages of Penn Mutual

30:18 What to Consider?

32:31 What is the Agent's Perspective?

34:23 Conclusion

36:40 Next Steps

Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want the IBC Company Guide Book? Click Here: bttr.ly/ibc-guide

_________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Learn what the ultra wealthy do to write off cash flowing assets and take advantage of the 100% bonus depreciation. In this masterclass you'll understand the dos and don'ts of advanced tax planning, asset depreciation, and see first hand case studies of entrepreneurs and business owners who are taking advantage of these strategies.

0:00 - Intro

1:07 - Who is Michael Williams?

6:01 - The Three Steps to Tax Efficiency

8:46 - Who are these Tax Strategies for?

11:29 - Prioritizing Low-Hanging Fruit First

13:14 - What is Depreciation for Tax Write-Offs?

15:50 - Finding the Right Assets for Bonus Depreciation

19:58 - Two Main Risks: Tax Risk and Economic Risk

23:54 - Passive vs. Active Income

24:58 - Strategies for Writing Off Against Active Income

26:56 - Structuring a Trader Business

27:43 - Risk of IRS Audits

31:21 - Tax Arbitrage

32:59 - Understanding the Economic Risk

34:02 - Differentiating the Strategies from Real Estate

37:55 - Case Study Walkthrough with GPUs

40:17 - Turning $150K Investment into $1M Write-Off

43:00 - Recapturing Cash on Residual Value as Ordinary Income

45:58 - Cash-on-Cash Return Targets

48:12 - After-Tax Return on Investments

51:16 - GPUs Residual Value

52:20 - Pulling Assets Out of the Revenue Pool

53:14 - Services and Fees (Maintenance, Insurance)

54:02 - Debt Payment Responsibility

55:00 - Tax Implications of Debt Service

57:41 - Final Advice

Join the Tax and Assets Community: https://taxandassets.com

Connect with Michael & His Team:

Email - michael@trusttpc.com

Website - https://www.trusttpc.com/

Want Us to Review Your Current Tax Strategy Before the End of the Year? Click Here: https://betterwealth.com/tax

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Meet Dame Doria Cordova, the hidden force behind Robert Kiyosaki & Tony Robbins wealth, leverage, and mindset frameworks that shaped two of the most influential financial teachers of our time. Doria Cordova shares the origin of Money & You, the blueprint that trained thousands of entrepreneurs globally, the power leverage, niches, synergy, and solving big problems. If you’ve ever wondered where the Rich Dad philosophy came from or how to think like the people who built it this conversation will change how you approach business, money, and success.

Read Doria's Book, Money & You: https://a.co/d/j3EOnqA

Learn More About BetterWealth: https://betterwealth.com

0:00 - Intro

3:01 - Who is Doria Cordova? What is Money and You?

4:27 - Working with Robert Kiyosaki & Tony Robbins

12:04 - Why Aren't You More Famous?

13:58 - What is the Money and You Framework?

15:25 - Leverage & Collaboration are the Key

25:05 - Collaboration Over Competition

27:08 - Solving Major Problems

39:11 - The Three Stages of Money

43:58 - Good Leverage in Business

49:43 - How to Avoid Bad Leverage in Business

52:20 - Favorite Takeaways from Money & You

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Learn why 99% of entrepreneurs are doing the Augusta Rule wrong and how to implement this popular tax strategy effectively so you get the most most back in your pocket as legally possible. Our guest today is Nethaniel Ealy, an Auguata Rule expert who has been helping entrepreneurs and business owners correctly implement the Augusta Rule to save tens of the thousands dollars in tax free income.

00:00 Understanding the Augusta Rule

02:52 Challenges in Implementing the Augusta Rule

05:56 Key Components of the Augusta Rule

09:09 Documentation and Compliance Essentials

12:06 Historical Context of the Augusta Rule

14:56 Practical Steps for Business Owners

18:05 Common Mistakes and Misconceptions

21:00 Best Practices for Meetings and Documentation

24:09 Final Thoughts and Encouragement

33:20 Understanding the Augusta Rule and Its Implications

39:55 Real-Life Applications and Case Studies

45:28 Optimizing the Augusta Rule for Maximum Benefit

51:40 Navigating Complexities of the Augusta Rule

57:31 The Future of Tax Strategies and Business Growth

Learn More About The Augusta Rule Team: https://theaugustarule.com/

Join the Tax and Assets Community: https://taxandassets.com

Want Us to Review Your Current Tax Strategy Before the End of the Year? Click Here: https://betterwealth.com/tax

Questions and Answers from the Podcast:

Q1:

Can multiple unrelated business owners each rent the same property during the year, each personally stay there for 14+ days, and each legitimately use the Augusta Rule?

Answer:

Yes, technically they can. Each person can establish the property as their own “dwelling unit” for the required days. But doing this can likely be an audit magnet.

Q2 (Reverse Augusta with a family member’s home)

Question:

If a family member owns a home, can a business owner use that home for a business purpose and structure it so they receive the rental income instead of the family member, essentially a “reverse Augusta”?

Answer:

Yes, a reverse Augusta structure is possible, but it must be for a legitimate, defensible business purpose. Proper documentation is essential.

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Caleb Guilliams and Devin Burr (@Mr_Brrrr) return to tackle the internet’s toughest questions about Infinite Banking. The good, the skeptical, and the ugly. From people asking how soon they can access cash value, to critics calling Infinite Banking a scam, nothing is off-limits.

00:00 Introduction to Infinite Banking and Skepticism

02:32 Starting a Policy: Amounts and Strategies

04:57 Age Considerations in Infinite Banking

08:35 Trusts and Legacy Planning

11:56 Tax Implications and Loan Structures

20:01 Comparing Whole Life and IULs

30:11 Understanding Policy Loans and Insurance Company Profitability

42:18 Understanding Investment vs. Savings

45:00 The Role of Life Insurance as an Asset

46:01 The Value of Life Insurance in Financial Planning

50:02 Critique of 401(k) Plans

55:25 The Debate on 401(k) Matches

58:19 Infinite Banking: Concept vs. Scam

01:06:04 Ethics of Lending and Interest Rates

01:11:36 Intentional Living and Business Values

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Learn the 6 most overlooked advanced tax strategies used by the wealthy before end of the year to make sure you keep as much money from the government as legally possible before 2026. Our guest is Roger Roundy, the CEO of Strategic Associates, a team of tax professionals committed to helping high income earners only pay what their legally supposed to and not a penny more.

Want to Pay Less Taxes to the Government this Year? Connect with the Strategic Associates Team:

Book a Call: https://bttr.ly/strategic-associates

Email: support@strategicag.net

Join the Waitlist for the Tax and Assets Community: https://taxandassets.com

Want Us to Review Your Current Tax Strategy? Click Here: https://betterwealth.com/tax

Intro - 0:00

End-of-Year Tax Planning for Business Owners - 1:39

Pay as Little Taxes to The Government as Possible - 4:30

Why You Need Advanced Tax Strategies - 6:58

What Everyone Needs to Know About Taxes - 10:52

Understanding 77,000 Pages of the Tax Code - 12:09

4 Categories of Advanced Tax Strategies - 13:09

How Low Should You Keep Your Income? - 18:11

What is the Risk of Being Audited by the IRS? - 22:35

How Many Clients of Yours Have Been Audited? - 26:41

We Can't Talk About This on Youtube - 30:15

6 Advanced Tax Strategies Explained - 32:45

The Carry-Forward Losses Strategy - 34:41

Tax Code 704B Deferral Strategy - 39:06

The Difference Between Deferral & Mitigation - 40:10

The "Donation" Volume Strategy - 44:00

Depreciation, Leverage, & Trusts Strategy - 48:39

Solar Energy Tax Strategies - 52:53

Tax Code 831B | Captive Insurance - 57:00

How to Connect - 1:02:46

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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The 50-year mortgage is being hyped as a way to make homes more “affordable" according to President Trump. Join Caleb Guilliams to walk through the numbers, the opportunity cost, and why extending mortgages doesn’t actually solve the affordability crisis, while also explaining the two scenarios where it might help. Analyze the math, the risk, and the long-term impact on housing prices.

Want to Pay Less in Taxes to the Government? Click Here: https://betterwealth.com/tax

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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The Infinite Banking industry can be obsessed with rate of return, and it’s ruining the message. In this powerful conversation, Caleb Guilliams and Logan Hertz unpack how focusing on ROI has blinded people to the real value of life insurance: liquidity, guarantees, and human life value. They challenge advisors, clients, and industry leaders alike to rethink what wealth efficiency really means and bring to light the deeper issues impacting the life insurance industry. Logan Hertz also reveals what went on behind the scenes at the Nelson Nash Institute, leading to him being removed. Caleb & him dialogue about the state of the industry and what needs to change in order for it to truly thrive.

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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NASCAR legend Kyle Busch is suing Pacific Life Insurance Company for allegedly misleading him and his wife into a risky Indexed Universal Life (IUL) strategy that wiped out over $8.5 million. The lawsuit claims Pacific Life’s agent promised “tax-free retirement income” after just five years of funding but hidden fees, inflated commissions, and an internal 1035 exchange left the policies on the verge of collapse. In this episode, Caleb Guilliams breaks down what happened, how IUL policies work, and what this case reveals about the dark side of life insurance sales, financial advice, and policy design.

Full Lawsuit: https://bit.ly/kylebuschlawsuit

Bobby Samuelson's Article: https://bit.ly/PacificLifeArticle

Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Discover the fascinating world of bourbon barrel investing — where whiskey meets wealth. In this episode, Caleb Guilliams sits down with Chuck Morton, a seasoned bourbon investor, to unpack how individuals are earning returns of 25%+ in a market completely uncorrelated to Wall Street.

Learn how bourbon barrels become lucrative alternative assets, why every barrel is fully insured, and how to evaluate the risks, storage costs, and cash flow timelines before getting involved.

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Should you buy cars using Infinite Banking? Caleb Guilliams and @Mr_brrrr debate one of the most controversial questions in the life insurance world, whether using a whole life insurance policy to purchase vehicles is a smart wealth strategy or a financial mistake.

We break down the math, the mindset, and the real pros and cons of using Infinite Banking for cars, exploring how policy loans, cash value, and opportunity cost play out in real life.

0:00 - Introduction

2:30 - What is Infinite Banking?

8:00 - The Car Purchase Scenario

15:00 - Debate: Is a Car a Good Asset for This Strategy?

22:00 - Real-World Numbers & Examples

30:00 - Common Mistakes & Misconceptions

37:00 - When It Makes Sense & When It Doesn’t

44:00 - Q&A About Strategies and Insurance

49:00 - Final Takeaways

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Have you ever wondered how the wealthiest people on earth think about life insurance and use it for their financial planning? Caleb Guilliams is joined by two legends in the industry, Kuldeep Madan and Tom Wall to discuss the ins and outs of working with ultra-high-net worth clients and how they utilize whole life insurance in their wealth creation and protection plans.

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Connect with our guests:

Tom Wall - https://www.tomwalltalks.com/

Kuldeep Madan - https://madanplus.com/

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Is it possible to write off your life insurance premiums? In this video, Caleb Guilliams is joined by Alden Armstrong and Penn Mutual’s Bill Bell, a tax attorney and industry expert, to unpack the surprising ways life insurance interacts with the tax code. You’ll learn four ways certain structures can unlock deductions, protect your wealth, and even multiply your long-term impact with life insurance.

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

0:00 - Why life insurance typically isn’t tax deductible

3:27 - The Cash Balance Plan

20:02 - The Qualified Plan / Profit Sharing Strategy

25:57 - The Executive Bonus Plan (Golden Handcuffs)

35:56 - Charitable Giving Plan to Eliminate Estate Taxes

54:04 - Don't Try To Do This Alone

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Should you put your life insurance into a trust or is it a mistake that overcomplicates your financial legacy planning?

Get 'What Would The Rockefellers Do?' Book for FREE! Click Here: https://www.betterwealth.com/wwrd-book

Watch the original video: https://youtu.be/eguqNGausk8?si=0Ig5cAZ9CIInhc4v

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Learn the hidden strategy being used by parents to pay for college without a 529 plan, avoiding fees and market risk.

Want a College Planning Life Insurance Policy? Go Here: https://bttr.ly/college-planning

Learn More & Connect with Brock Jolly: https://www.thecollegefundingcoach.org

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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My response to @NikoleGalanes video "Exposing IUL (Index Universal Life): The Insurance Scam Destroying Families".

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

00:00 Introduction

02:03 Who is Kyle Fuller?

07:19 How Do You Think About Money?

11:43 How Do You Talk About Life Insurance?

15:25 Philosophy About Whole Life

17:49 Why Make Your Safest Asset Unsafe?

19:44 Thoughts About Debt-Free

21:07 Mortgage or Cash Value

24:28 Biggest Mistake In Life Insurance?

28:50 When Should I Take A Loan?

30:57 Final Thoughts

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Wealth influencer & entrepreneur Colin Yurcisin ( @Colincyurcisin ) breaks down exactly how he became a multi-millionaire with bitcoin and now owns 280 bitcoin mining machines to grow his wealth and pay less in taxes. In this masterclass, Colin shows everything you need to know about bitcoin mining, the pros, cons, benefits, and risks.

00:00 Introduction

03:00 Backstory on Bitcoin Mining

07:10 Bitcoin Mining Discovery

10:11 What is Leveraged Mining?

11:24 What is Bitcoin Mining?

15:52 Threat in Bitcoin?

21:13 How Scarce is Bitcoin?

25:53 How Long Can You Mine Bitcoin?

28:06 Advantage of Mining Bitcoin

31:15 Does The Price of Bitcoin Affect Mining?

37:23 Can I Mine Own Bitcoin?

39:49 Why Leveraged Mining?

44:01 Tax Savings Examples

48:24 How Taxes Work When Mining Bitcoin

49:34 Bitcoin VS Real Estate

54:00 Mining Secrets

57:49 Leveraged Mining Tax Compliance Checklist

1:03:00 Tax Breakdown

1:04:00 Do You Need To Be Accredited?

1:05:00 How Much Money You Need Upfront to Start?

Learn More About BetterWealth: https://betterwealth.com

Want Help Lowering Your Taxes? Schedule a Free Tax Analysis Call Here: https://betterwealth.com/tax

Want to Learn More About Bitcoin Mining? Click Here: https://leveragedmining.com/

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

View Details

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

00:00 - Intro

02:19 - Top Canadian Life Insurance Producer

05:50 - The Key to Long-Term Control and Success

10:28 - What Most People Get Wrong About Infinite Banking

12:23 - Why Clarity Matters in Financial Education

14:40 - Life Insurance as a Tool for Wealth Building

17:23 - Are You Giving Your Dollars More than One Job?

22:50 - Spotting the Right Financial Opportunities

23:14 - Paying off Mortgage with Infinite Banking

25:06 - Owning 77 Policies / Building a Family Banking System

27:25 - Controlling How You Finance Your Life

33:13 - Nelson Nash's Lesson on Money Flow

36:27 - Liquidity and Opportunity Cost

37:11 - Framework for When to Borrow Against Your Cash Value

39:12 - How Cash Value Loans Work

45:00 - Generational Wealth vs. Generational Values

46:38 - Estate Planning and Protecting the Legacy

49:32 - Jayson's Non-negotiables

51:00 - Golden Rules of Infinite Banking For the Next Generation

55:00 - How Family Lawyers Manage and Monitor Transactions

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Lead Policy Design specialist at BetterWealth, Alden Armstrong walks through a real life case study of a client who lost $200k of cash value because the original agent he worked with missed key components in the design. Alden shows 6 different companies with the same designs and compares which new policy would have been the best path forward.

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Reacting to Toby Mathis' video on '3 Ways to Be Your Own Bank', in particular, his presentation on infinite banking. Caleb Guilliams go through what he got right and what he got wrong as well as filling in the gaps for the areas his missed.

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0:00 - Intro

1:07 - Reaction begins

3:21 - Tax free growth is wrong

5:32 - High commissions

8:56 - Grows at 10%?

13:14 - The death and living benefits of whole life insurance

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Learn how reverse mortgages can create lifetime retirement income by unlocking home equity for cash flow, tax benefits, and financial security. In this video, Caleb Guilliams and Harlan Accola break down the myths, strategies, and real-life benefits of using reverse mortgages as a powerful retirement and wealth building tool.

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Check Out Edward Collins Channel: https://www.youtube.com/@edwardcollins_upleveled

Get 'What Would The Rockefellers Do?' Book for FREE! Click Here: www.betterwealth.com/wwrd-book

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Ex NFL player and current criminal investigator, Antomius Wise, breaks down how he has utilized his Non-profit to create massive tax returns for him and his clients.

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Interview with Russ Morgan, the co-founder of Wealth Without Wall Street. Russ explains why he abandoned Wall Street in pursuit of financial freedom and how he discovered the infinite banking process through Nelson Nash. Russ now makes $50k a month in passive income, utilizing the tools and lessons he's learned ever since leaving the rat race.

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Caleb Guilliams reacts to a viral infinite banking video from Ben Oberg that describes how he uses high early cash value life insurance to invest, pay zero taxes, and receive 10% interest from his policy alone. Caleb breaks down all the false information in this video and shows how these policies actually perform.

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Legendary life insurance advisor Vince D’Addona shares his biggest insights from decades in estate planning, pensions, and working with top 1% clients. He reveals how permanent life insurance really works, why most people misunderstand its purpose, and how wealthy individuals use it completely differently than the average consumer.

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Insurance Agent Reacts to George Kamel’s “Agents Will Hate This Video”. Caleb Guilliams breaks down which ones are a waste of money and which one's are actually beneficial for your financial strategy.

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This exclusive presentation from Tom Wall, PhD in Retirement Income Planning, was filmed at the Life Insurance Summit hosted by BetterWealth. In it, Tom explains how whole life insurance quietly outperformed bonds over the past 20 years—offering stable, tax-advantaged returns with virtually no volatility.

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Are life insurance agents misleading you about whole life insurance? Caleb Guilliams reacts to Rich on Money's latest video critiquing whole life insurance and the agents who sell it.

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The And Asset Channel - @AndAsset

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Financial YouTuber Andrei Jikh confronts Dave Ramsey over Bitcoin, and investing vs speculation.

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Mortgage Expert, Tim Chermak explains if it's a good time to buy a house at the current 7% interest rates, what the true roll of the Fed is, and if we can expect housing rates to be cut in 2026.

John Galt Mortgage Company: https://www.johngaltmortgage.com/

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Caleb Guilliams & Tax CPA Garrett Richetto break down the biggest 2025 tax updates that business owners need to know from bonus depreciation and cost segregation to entity structuring and charitable strategies. Learn how to legally save thousands (or even millions) for your small, medium, or large business by understanding what’s changed and how to apply it.

Want To Pay Less Taxes as a Business Owner? Click Here: https://betterwealth.com/tax

Learn More About BetterWealth: https://betterwealth.com0:00 - Overview of Trump's New Tax Bill 2:44 - 100% Bonus Depreciation 6:12 - Immediate R&D Expensing 10:29 - Earnings Before Interest Tax Depreciation & Amortization 13:12 - Permanent Section 199A Deductions 16:03 - SALT Cap Raised17:50 - Tips & Overtime Deductions 21:07 - Real Estate Investment Trust 23:49 - Global Intangible Low Taxed Income24:56 - Expensing Factory Buildings 26:32 - QSBS Gain Exclusion 28:10 - 3 Tax Benefits that Were Removed

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Mr. Brrrr claims he made $177,000 using Infinite Banking to buy a car — but is that actually true? Caleb Guilliams breaks down the math, challenges the language, and shows a clearer framework for using life insurance the smart way.

Mr Brrrr’s Original Video: https://youtu.be/h92Lh7MaHBo?si=-nuxgiO5fXXhXS5e

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I met Robert Kiyosaki and he told me he wants to debate Dave Ramsey, right here on the BetterWealth channel! In this video, I share the full behind-the-scenes story, what Robert said, and how we can make this happen!

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Learn how to utilize whole life insurance to not only build tax free wealth but protect and grow your businesses without using the banks. Caleb Guilliams presents at Tom Wheelwright's ( @TomWheelwrightCPA ) inner circle franchise group, teaching them the step-by-step framework behind "becoming your own banker" or "infinite banking" and why life insurance is one of the most underrated assets in a entrepreneurs financial strategy.

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Chapters:

0:00 - Overview

2:26 - How to "Become your own Banker" with Whole Life Insurance

5:38 - Borrowing Against your Life Insurance Policy

8:00 - Removing Longterm Debt with Life Insurance

10:31 - Do You Have to Pay Back the Policy Loan?

13:06 - How Whole Life Insurance Enhances Retirement

16:13 - Withdrawing From the Policy

17:30 - Volatility Buffer

19:41 - How Does Withdrawing Impact Your Policy? Do they Losel Your Cash Value?

23:13 - Three Major Benefits of Life Insurance

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Caleb Guilliams and Todd Langford from Truth Concepts ( @TruthConcepts ) discuss the real reasons why whole life insurance is so valuable outside of the rate of return. They walk through a dozen underrated life insurance benefits as well as a brand new concept that could change the way agents help their clients.

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Todd's Links:

Whole Life Insurance Benefits List: https://bit.ly/TCWLBenefits

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Interview with Danny Baer, an executive at Meanwhile, the world’s first licensed Bitcoin life insurance company — he break down how it works, we review a real policy illustration live, and explore who this is (and isn’t) a fit for. I raise tough questions, and concerns we've heard raised from our subscribers that challenge this bold new approach to the life insurance industry.

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00:00 Introduction & Topic Overview

02:29 Who is Danny Baer?

07:13 Company Background

10:10 Volatility of the Company?

18:00 Bitcoin Insurance

19:56 Underwriting Process

24:27 Who Are The Investors?

25:57 2% Guaranteed for Policy Holders

27:41 Why Are They Investing?

32:00 Policy Review

35:43 Loan Rates

39:40 Bitcoin as Collateral

41:43 Pushback

50:45 Bitcoin Alternative?

57:46 What if Bitcoins Drop?

59:45 Wouldn't It Be Better To Own Bitcoin Outright?

1:00:12 Is Bitcoin Income from Life Insurance Tax Free?

1:00:55 Does Meanwhile Offer PUA to Build Bitcoin Through Policy?

1:01:20 Provision and Liquidation

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Caleb Guilliams reacts to Suze Orman's ( @SuzeOrman ) life insurance framework and breaks down 3 flaws in her perspective.

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Reacting to Caleb Hammer’s biggest freakout yet on financial audit—where a couple making $30K a year spends $120K and the conversation spirals fast. Caleb Guilliams breaks down the mindset behind their decisions and shares what it really takes to turn things around financially.

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00:00 Introduction

00:09 Caleb Hammer's Financial Freak Out

02:50 Understanding the Spending Habits

05:44 Importance of Income & Value Creation

08:53 Addressing One-Time Purchases

11:20 Mindset and Mentality in Financial Decisions

14:27 Strategies for Financial Improvement

17:34 Role of Values in Financial Decisions

21:39 Conclusion and Reflection on Financial Responsibility

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Reacting to a debate on JT Pocket Watchers where he challenges people to change his mind about infinite banking being a scam. A life insurance agent calls and the debate goes off the rails fast. @PocketWatcherJT

00:00 Introduction

00:46 Understanding Infinite Banking Concept

3:00 Uncovering Bias in Financial Guidance

4:50 Clash of Technical Accuracy & Practical Conversations

8:09 Importance of Intentional Living in Finance

13:36 Breaking Down Life Insurance as an Investment

15:47 Misunderstanding About Infinite Banking

18:23 What Are You Trying To Accomplish in Infinite Banking?

20:05 Future Cashflow Planning

22:04 Life Insurance Could Be The Better Bond Alternative?

24:33 Free Policy Insurance

25:45 Comparing Life Insurance To High-Yields Savings Account

28:25 Benefits Of Life Insurance Policies

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Real CPA with 20+ Years of Experience, Chase Insogna, reacts to some of the worst tax advice on tiktok.

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Learn More about Chase and his Team: https://insognacpa.com/

00:00 Introduction to Tax Strategies

02:52 The Impact of Social Media on Tax Advice

06:22 Why IRA's Suck?

11:26 How Backdoor ROTH Works?

13:22 Tax Strategies for High-Income Earners

20:31 Why All The Rich People Drive G-Wagons?

28:00 Augusta Rule

31:30 How Do The Wealthy Legally Pay Zero Taxes?

37:48 How To Legally Avoid Property Tax

42:16 Free Property Taxes

44:11 Final Thoughts

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Did Ramit Sethi just destroy the biggest renting vs owning myth on the Diary of a CEO podcast? Caleb compares the costs of renting & owning a home to show which one is actually cheaper in the long run!

00:00 Introduction

00:45 Renting Vs Owning

04:50 Caleb Thoughts on Owning vs Renting

05:25 Monthly Cost to Live?

05:45 How Much Money Do You Need?

06:16 What is the Alternative Investment Return?

08:15 Pros and Cons of Owning and Renting a Property

17:07 Calculator.net (Rent vs Buy)

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Covering the biggest misconceptions and issues in the life insurance/infinite banking industries with Canadian life insurance expert, Philip Setter from @AffinityLife

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Reacting to Dave Ramsey vs a whole life insurance agent.

00:00 Introduction

00:21 Whole Life Insurance Debate

03:04 Whole Life Insurance vs. Term Insurance

06:53 Lesson 101 - Dave Vs Elliot

08:45 Dave Ramsey's Critique of Whole Life Insurance

11:40 Evaluating Cash Value and Returns in Life Insurance

18:40 Does Whole Life Insurance Make Sense?

22:41 Conclusion and Final Thoughts

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

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DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Crypto Expert & Investor and Fund Manager at TRU Capital gives a masterclass on the true purpose behind crypto and bitcoin and how it's going to shape the future of the economy and investing as we know it. We then react to the harshest critiques of crypto such as gold, real estate, stock market vs bitcoin, crypto is a scam, & more!

Learn More About TRU Capital: https://www.trucapital.fund

Check Out More Content from Robert: @RobertJMiller

00:00 Intro

04:19 The Journey into Bitcoin and Digital Assets

07:14 Understanding the Value Proposition of Cryptocurrency

10:26 Comparing Digital Assets with Traditional Investments

13:29 The Operational Efficiency of Bitcoin vs. Gold

16:19 Investment Strategies and Portfolio Allocation in Crypto

19:24 Navigating the Crypto Market: ETFs vs. Direct Ownership

22:17 The Future of Tokenization and Alternative Assets

25:11 The Role of Stablecoins in the Digital Economy

28:23 Embracing the Digital Asset Revolution

36:56 The Evolution of Financial Products

39:36 Investment Strategies in Digital Assets

41:15 Understanding Fund Structures and Liquidity

43:54 Evaluating Digital Assets: Risks and Opportunities

52:46 Navigating the Digital Asset Landscape

57:35 The Impact of Political Climate on Crypto

01:06:41 The Future of Digital Assets in the U.S.

01:08:55 Critique of Cryptocurrency and Regulation

01:10:48 Arguments Against Investing in Crypto

01:18:01 Real Estate vs. Cryptocurrency

01:25:36 Central Bank Digital Currencies and Liberty

01:27:09 Final Thoughts on Digital Assets and Investment Strategies

______________________________________________

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DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Is it possible that a front loaded whole life insurance policy isn't the best policy design for you? In this video we break down a very underrated policy design called, PDF or Premium Deposit Fund and how this can be designed without being rich.

Want Whole Life Insurance? Click Here To Meet Our Team: https://bttr.ly/aa-yt-clarity

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Learn More About the And Asset: https://bttr.ly/andasset

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DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Did Ron DeSantis Just Admit Property Taxes Are a Scam and that he'll be Removing them in Flordia?

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Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

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DISCLAIMER: https://bttr.ly/aapolicy

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Karlton Dennis reacts to Insane money & tax advice on the internet and finally responds to Jasmine DiLucci's (@taxleverage) harsh critique of his tax videos.

Watch the Full Interview with Karlton Dennis: https://youtu.be/FuQsFA1tkRQ

Want a Free Tax Strategy Review? Book a Call Here: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Walking through the 10 most important aspects of Trump's Big, Beautiful Bill. I cover the aspects I believe are beneficial as well as the biggest downside. A concerning increase in the national debt...

0:00 Introduction

0:10 Makes 2017 Tax Cuts Permanent

1:14 MAGA Savings Accounts For Babies

2:00 Stricter Work Requirements for Medicaid

2:16 Tax-Free Tips, OT Pay & Car Loan Interest

3:37 $70B for Security Border

3:54 $150B Boost in Military Spending

4:38 Ends Clean Energy Incentives

5:44 SALT Cap Raised from $10k - $40k

6:40 Judicial Oversight Limited

6:55 Adds $4 Trillion to National Debt

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DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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I challenge James Conole on the idea of whole life insurance as a bond alternative in retirement.

Watch the Full Interview Here: https://youtu.be/72XrXWkksUw

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====================

DISCLAIMER: https://bttr.ly/aapolicy

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Inside of Trump's Big Beautiful Bill he announced the MAGA Baby Savings Account where he's promising $1,000 for every newborn. I explain what you need to know about this new proposal, how it will impact the economy, and whether I'll be taking the money for my children.

Trump’s Tax Bill Sounded Great - Until I Saw the Price Tag... (Watch Now: https://youtu.be/vkh6hIvA184

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DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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In this roundtable conversation, Todd Langford, Denzel Rodriguez, Daniel Rondberg, and Caleb Guilliams walk through every variable — interest rates, compounding, cash flow, risk, flexibility, and even tax deductions for velocity banking. Does this concept actually work to pay off mortgages faster or is it a wash?

Check out everyones channel:

Todd Langford: https://www.youtube.com/@TruthConcepts

Denzel Rodriguez: https://www.youtube.com/@DenzelNapoleonRodriguez

Daniel Rondberg: https://www.youtube.com/@DanielRondberg

00:00 Understanding Mortgage Payoff Strategies

02:34 The Role of Velocity Banking

05:20 Comparing HELOC and Traditional Mortgages

07:55 Cash Flow and Interest Rates

10:34 Analyzing Interest Savings with HELOC

12:30 Income and Expense Management

14:46 The Impact of Accelerated Payments

17:57 Tax Implications of Mortgage Payments

20:24 Final Thoughts on Mortgage Strategies

25:20 Understanding Interest Rates and Mortgage Strategies

31:32 The Impact of Debt on Financial Decisions

35:04 Comparing Payment Strategies: HELOC vs Traditional Payments

43:59 Evaluating the Role of Time Value of Money

50:43 Entrepreneurial Perspectives on Debt Management

58:14 The Emotional Weight of Debt

59:15 Understanding Debt vs. Cash Flow

01:00:38 The Debate on HELOC vs. Savings

01:02:28 Velocity Banking Explained

01:04:46 Cultural Perspectives on Debt

01:06:37 The Role of Emotion in Financial Decisions

01:08:31 Comparative Rates and Financial Strategies

01:11:19 Risk-Adjusted Returns and Financial Planning

01:14:01 The Importance of Rate in Financial Decisions

01:18:22 Final Thoughts on Financial Strategies

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Want To Learn More About Key Person Insurance? Click Here: https://bttr.ly/aa-yt-clarity

Learn More About the And Asset: https://bttr.ly/andasset

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DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Mark Moss breaks down his 3-asset wealth strategy using bitcoin, real estate, and whole life insurance.

Watch the Full Interview with Mark: https://youtu.be/hgPPpbjQ7P4

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Reacting to Princeton graduate, Danny Baer on the Natalie Brunell Show (@nataliebrunell), speaking about his new company that sells bitcoin only life insurance. Is this bold new idea innovative, risky, or a bit of both?

Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

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00:00 Bitcoin Meets Whole Life Insurance

03:11 How does this work?

06:06 Risks and Benefits

08:29 Tax Advantages

12:21 I have so many questions...

15:27 Final Thoughts & Future Considerations

______________________________________________

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DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Discover how the wealthy legally pay zero capital gains tax using a Charitable Remainder Trust. If you own appreciated assets, this advanced strategy could change everything.

Want to Set Up a Charitable Remainder Trust? Click Here: bttr.ly/Legacy-Capital-Group

00:00 Intro to Charitable Remainder Trusts

02:52 Understanding the Charitable Remainder Trust Strategy

06:05 Charitable Remainder Trusts: Tax Benefits and Income Generation

08:4 Comparing Charitable Remainder Trusts with Other Trust Structures

11:47 Real-Life Applications and Examples of Charitable Remainder Trusts

14:59 Control and Flexibility in Charitable Remainder Trusts

17:59 Rules and Regulations Governing Charitable Remainder Trusts

20:54 Pros and Cons of Charitable Remainder Trusts

24:10 Age and Charitable Remainder Trusts: How It Affects Payouts

27:04 Final Thoughts on Charitable Remainder Trusts and Financial Planning

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Chris Whalen breaks down Trump’s “Big Beautiful Bill,” rising tensions over tariffs, the growing debate between gold and Bitcoin, and why America’s exploding debt could trigger major consequences. We also explore inflation, reserve currency status, the Fed's future, and what investors should be watching in 2025.

Buy Chris' New Book: https://a.co/d/bY08A6d

______________________________________________

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DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Expert Tax Strategist Karlton Dennis @karltondennis breaks down advanced write-off strategies, IRS audit protection, Trump’s latest tax updates and potential tax cuts, crypto & bitcoin taxes, depreciation, and more! Karlton also reacts to some of the best and worst tax advise on the internet including responding to Jasmine DiLucci's tough criticism of him.

Check out Karlton's channel: @karltondennis

Want a Free Tax Strategy Review? Book a Call Here: https://betterwealth.com

Chapters

00:00 Intro

00:10 Understanding Tax Preparation vs. Tax Planning

03:03 Tax Cuts and Jobs Act

06:01 Bonus Depreciation and Its Implications

08:17 Evaluating Trump's First 100 Days

16:16 Navigating Deductions and Credits

18:41 The Importance of Tax Strategy

25:36 Difference of Tax Preparation and Tax Planning

27:28 Exploring Tax Credits

28:50 R&D Tax Credits and Their Benefits

35:00 Tax Strategies

37:32 Cryptocurrency Taxation Insights

40:16 Future of Cryptocurrency

43:06 Government Regulation and Cryptocurrency

44:06 Reacting to Viral Tax Videos

51:07 Basic Tax Strategies for Young Investors

56:31 Debate on 401(k) and Tax Deferral Strategies

01:00:03 Responding to Jasmine DiLucci's Strong Reaction to Karlton

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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In this epic debate, Chris Kirkpatrick @LIFE180 and James Barber @OregonCashFlowPro go head-to-head to argue the risks, rewards, and realities of using IUL vs whole life for Infinite Banking. They don’t just argue theory — they break down a real IUL policy illustration and analyze the numbers. This is the most detailed and honest conversation on the internet about IUL vs Whole Life.

Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

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00:00 Intro

02:46 Understanding Policy Design and Performance

06:08 The Role of Market Conditions in Policy Success

09:00 The Misrepresentation of IULs

12:03 Aligning Financial Products with Values

15:11 The Importance of Proper Policy Design

18:04 The Future of IULs and Whole Life Policies

20:57 Navigating the Life Insurance Landscape

38:11 Understanding Cap Rates and Product Variability

39:50 The Impact of Policy Timing on Returns

42:07 Mortality Rates and Dividend Adjustments

44:34 Whole Life vs. IUL: A Comparative Analysis

52:08 Investment Philosophy: IUL as a De-risking Tool

54:31 Bond Alternatives and Market Exposure

01:01:56 Understanding Borrowing Costs in Life Insurance Policies

01:04:35 The Role of Whole Life and IUL in Financial Strategy

01:06:52 Income Projections and the Risks of Life Insurance Products

01:09:03 Debating IUL vs Whole Life: Key Arguments and Counterarguments

01:12:50 Regulatory Changes and Their Impact on Life Insurance Products

01:16:00 Philosophical Perspectives on Life Insurance as an Investment

01:20:54 Final Thoughts on IUL and Whole Life Strategies

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Retirement Expert James Conole @RootFP breaks down how to retire wealthy with smart strategies around tax-free income, 401(k)s, Roth conversions, investment risk, Social Security, and the psychology of spending in retirement. Plus, we debate whole life insurance vs. bond alternatives, explore annuities, reverse mortgages, and the surprising ways legacy and lifestyle planning shape long-term wealth.

Check out James Conole's Channel: @RootFP

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

00:00 Intro

02:36 The Importance of Financial Planning

04:47 Framework for Retirement Planning

12:44 Understanding Cash Flow and Inflation

17:44 Investment Strategies and Risk Management

21:27 Typical Withdrawal Rate For 5 Years

32:34 Understanding Root Reserves

36:21 Risk Tolerance vs. Risk Capacity

39:20 James Conole's Liquid Investments

44:48 Exploring Annuities and Their Benefits

48:52 Tax Advantages

52:49 Retirement As an Income Strategy

57:31 Navigating Reverse Mortgages

01:01:44 Cashflow in Financial Planning

01:04:10 Gold and Precious Metals

01:07:25 Debt Management and Financial Strategies

01:08:25 Tax Planning for Retirement

01:21:11 Business Or Invesments

01:27:00 Finding Purpose and Intentional Living

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want Whole Life Insurance? Schedule a Call Here: https://bttr.ly/aa-yt-clarity

Learn More About the And Asset: https://bttr.ly/andasset

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Every life insurance agent has an opinion on direct vs non-direct recognition — but does it really matter? In this video, we break down how dividend recognition works, compare major carriers, explore loan interest rate impacts, and zoom out to reveal what truly matters in your policy. Whether you're deep into infinite banking or just curious, this will help you see the full picture.

Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Learn More About the And Asset: https://bttr.ly/andasset

00:00 Understanding Direct vs Non-Direct Recognition

03:08 The Mechanics of Dividend Recognition

05:47 Comparing Direct and Non-Direct Recognition Carriers

09:02 Evaluating the Impact of Loan Interest Rates

11:48 The Bigger Picture: Life Insurance Purpose

14:48 Final Thoughts on Policy Loans

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Trump’s new tax strategy is turning heads — and it could completely change how smart entrepreneurs and investors handle taxes moving forward. Karlton Dennis breaking down the biggest tax shifts coming under Trump’s 2025 plan.

Subscribe to the BetterWealth Youtube Channel so you don't miss the full interview when it drops here: https://youtu.be/iPyJquI92ME

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Debating a passionate Dave Ramsey coach on three major financial topics: debt, credit cards, and 15 vs 30 year mortgages.

Watch More Financial Debates: https://www.youtube.com/playlist?list=PLSXbgsLBVKmFerNYLHAcDf3aj23Xx3U1V

Connect with Caleb Bale's Channel: @CalebBaleFinance

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DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Charlie Chang @CharlieChang shares the real and wildly successfull journey that led him to 7 figures+ and financial freedom. He breaks down his wealth playbook—from his most profitable side hustles and top investing principles to the overlooked power of AI and virtual assistants in scaling a modern business.

What You'll Learn in Today's Podcast:

00:00 The Journey of an Entrepreneur

02:55 Exploring Side Hustles and Income Streams

05:50 The Power of AI in Business

09:23 Leveraging Virtual Assistants for Efficiency

11:47 Investing Strategies and Wealth Growth

17:46 Navigating Taxes and Financial Strategies

23:29 Staying in Your Lane: The Power of Focus

25:41 Investing in Yourself: The Right Approach

26:55 Money Mistakes: Learning from Experience

31:39 Health and Wealth: The Importance of Balance

33:26 Learning and Growth: The Role of Continuous Education

36:39 Starting Over: Building a Business from Scratch

39:08 Scaling Your Business: Strategies for Growth

44:04 Final Thoughts: Inspiration and Future Goals

Connect with Charlie Chang:

https://www.youtube.com/@CharlieChang

https://www.instagram.com/charlie__chang

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

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DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Listen To The Full Interview with Mark Moss: https://youtu.be/hgPPpbjQ7P4

A secret billionaire is helping shape one of the most ambitious Bitcoin plays we've seen from a U.S. administration.

Is this the beginning of a new financial era?

What does it mean for the dollar… and for your wealth?

The man behind it all?

Howard Lutnick.

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

====================

DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Ryan Pineda @RyanPineda has been referred to as the "real estate expert of YouTube" by Graham Stephan. In this interview, Ryan walks through the frameworks and processes he's used to scale his businesses with debt in contrast to Dave Ramsey's.

Connect with Ryan Pineda:

@RyanPineda

Instagram: https://www.instagram.com/ryanpineda

______________________________________________

Learn More About BetterWealth: https://betterwealth.com

0:00 - 1:42 - Intro

1:42 - 4:39 – Losing Everything in 2008 Shaped Me

4:39 - 6:03– How I Landed an Interview with Dave Ramsey

6:03 - 8:53 – Ramsey’s Debt-Free Strategy vs. Entrepreneurial Debt

8:53 - 10:29 – What Are Your Financial First Principles?

10:29 - 13:11 – The Real First Investment: You

13:11 - 16:31 - – Business Scaling 101: People Are the Key

16:31- 23:51 – The 5-Step Framework to Build Any Business

23:57 - 24:35 – Why Most Businesses Plateau at $1M

24:36 - 30:00 – Funnels, Brand, and Scaling with Paid Ads

30: 02 - 31:47 – Business Models That Actually Scale

31:47 - 33:27 – Investing in People and Building Culture

33:27 - 37:44 – My Personal Investment Strategy

37:44 - 39:13 – My Love-Hate Relationship with Crypto

39:13 - 46:05 – The $30M Exit Plan & Passive Income Blueprint

46:05 - 48:05 – Can a W-2 Employee Really Build Wealth?

48:05 - 50:05 – Where Real Estate is Headed (2025–2027)

50:05 - 52:40 – Redefining Risk: What You Really Have to Lose

52:40 - 54:36 – The Problem with Passive Income & Kiyosaki

54:36 - 57: 40 – If This Were My Last Day on Earth…

====================

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In this Bitcoin masterclass, Mark Moss explains how to build and protect wealth using Bitcoin, the implications of Trump’s Bitcoin reserve, and the economic factors that could drive Bitcoin to $1 million by 2030. Learn why Bitcoin is becoming a critical asset in today’s shifting financial landscape.

Mark Moss' Roadmap to Profiting from Bitcoin, AI, robotics, Energy, and Quantum computing in 2025 - https://bit.ly/MarkMossWealth2025

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In this masterclass, David Valcourt— who advises clients averaging $300M in net worth — reveals the secret strategies behind premium finance, private placement life insurance (PPLI), and partner-owned life insurance (POLI).

Speak with an Expert on Premium Financing, PPLI, or POLI: https://bttr.ly/David-Valcourt

0:00 Intro

1:20 Background and Story

3:23 Understanding Financial Planning and Its Impact

6:23 High Turnover in Finance: Why It Happens

7:57 Premium Finance

11:36 How Much Minimum Networth Needed Before Getting Into Premium Finance?

16:28 Premium Financing: The Pros & Cons

23:26 Why The Regulators Step In?

26:44 Is It Possible With PPLI To Have Higher Early Cash Value?

30:45 Potential Downfall of PPLI

34:36 Final Thoughts

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After interviewing 45 billionaires and reading over 120 books they've written, Richard Wilson shares the real reason ultra-wealthy people succeed. It's not just strategy — it's mindset. In this episode, we uncover how billionaires think, invest, protect their health, and raise their families. This isn't theory — it's a practical look at how you can apply the billionaire blueprint to your own life.

Connect with Richard:

Resources - richard@familyoffices.com

https://familyoffices.com/

We're compiling a sheet of the best alternative investments that have been talked about on our channel over the last 7 years. If you want access to this when it's released, sign up here - https://betterwealth.com/altassetlist

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Reacting to bad takes on infinite banking and life insurance with Devin Burr Aka, Mr.Brrrr.

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https://www.instagram.com/mr_brrrr

0:00 Intro

0:12 Prediction on Talking Points

0:24 Investing vs IBC

4:51 It’s a Product not the Concept

8:08 Why Infinite Banking Is A Scam

11:57 Debunking Criticisms

17:18 Dave Ramsey's View on Infinite Banking

22:30 Life Insurance Is Not An Investment

23:21 Efficiency is the Key Principle

__________________________________________

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For years, Kyle ignored whole life insurance, thinking it wasn’t a smart financial move—until he had kids. In this testimony, he shares why he chose to buy life insurance for his children first, how it changed his perspective, and why he now sees it as a powerful tool for building generational wealth.

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00:00 Kyle's Journey with Life Insurance

06:34 Understanding Whole Life Insurance and Its Benefits

11:57 Multi-Generational Financial Planning

16:29 The Role of Whole Life Policies in Emergency Funds

22:15 Estate Planning and Family Legacy

29:23 Future Considerations in Financial Planning

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Justin Donald reveals the playbook investment strategies by the ultra-wealthy, highlighting their focus on alternative assets like private equity, private credit, and unique real estate ideas rather than traditional stock market investments.

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YouTube - https://www.youtube.com/@thelifestyleinvestor

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00:00 The Wealthy and Alternative Investments

09:10 Masterclass on Alternative Investing

12:29 The Role of Family Offices

18:37 Private Credit

24:53 The Real Estate Landscape: Opportunities and Risks

28:18 Creating a Resource for Alternative Assets

30:10 Vetting Deals: Key Principles for Success

35:28 Future Real Estate Trends and Opportunities

41:40 Exploring the Landscape of Private Equity and Venture Capital

43:24 Strategies for Successful Investing in Private Equity

45:41 The Role of Precious Metals and Cryptocurrency in Investment

47:03 Investing in Oil and Gas: Risks and Rewards

48:36 The Importance of Tax Strategy in Wealth Building

49:56 Life Insurance as a Financial Tool

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Tom Hegna breaks down the math, risks, and misconceptions of retirement planning, sharing proven strategies to ensure you have enough income for life, no matter how long you live.

0:00 Intro

0:39 What Is Your Initial Retirement State of the Union

3:03 Challenges You See with the Number of People Retiring

5:43 What Are Your Thoughts on Ending Taxes on Social Security?

10:53 What Are Your Regrets?

11:33 Three Lessons

15:24 Thoughts on Alternative Investments

19:47 Asset Allocation as an Entrepreneur

22:45 To Make More Money, You Have To Provide More Value

23:34 Estate Planning

25:27 Reverse Mortgages: The Good The Bad and The Ugly

28:56 Why Life Insurance and Annuities A Great Asset

35:29 Life Insurance or Annuities?

40:10 Emergency Funds

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In this debate, progressive economist Dean Baker and tax expert Tom Wheelwright go head-to-head on whether taxing the wealthy is the key to economic stability or a threat to growth. They discuss tax loopholes, corporate rates, and the long-term impact of tax policy on businesses and individuals.

Want to Watch More Financial Debates? Click Here: https://www.youtube.com/playlist?list=PLSXbgsLBVKmFerNYLHAcDf3aj23Xx3U1V

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Learn More About Our Guests:

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Dean Baker: https://cepr.net/people/dean-baker/

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Ted Benna, the creator of the 401(k), reveals why the traditional retirement plan is failing millions of Americans and introduces a new, employer-funded alternative designed to be more accessible, flexible, and beneficial for middle and lower-income workers. Joined by Kyle Bagley, co-founder of the Radish Plan, they break down how this innovative system could revolutionize employee compensation, retention, and financial security.

Learn More About The Radish Plan: https://www.radishplan.com/

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Caleb debates retirement expert Daniel Rondberg on paying off your house early vs 30-year-mortgage. They also discuss velocity banking, risk management, and different investment strategies.

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Watch Part 2 | Paying Off House Early Vs 30-Year Mortgage - https://youtu.be/J6uvN6wsxE4

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Connect with Daniel Rondberg:

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0:00 Intro

2:00 Video 1: The Money Guys Show - Advice for Retiring Early

2:59 The Problem with The FIRE Movement

4:35 Volatility Buffer

6:15 Video 2: George Kamel - Retiring at Age 50 with Investing

9:29 Video 3: How To Retire Very Early & Replace Your Full-Time Salary

13:23 Video 4: Retire In 10 Years

14:22 Does the 4% Rule Work?

15:28 Video 5: Using the 4% Rule

16:30 The Problem with Standard Retirement Rules

17:25 Paying Off House Early | HELOCS

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Learn from credit card stacking expert, Jack McColl, how to get up to $200,000 in business credit at 0% interest (even with no business history).

Connect with Jack:

Free Resources - https://beacons.ai/credit.stacking

Instagram: https://www.instagram.com/jackmccoll

YouTube: https://www.youtube.com/@jackmccoll

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In this 2v1 tariff debate, historical economist Phil Magness, faces off against tariff experts, Ian Fletcher & Marc Fasteau in the first ever tariff debate on YouTube!

Learn More About BetterWealth: https://betterwealth.com

Buy Ian & Marc's New Book: https://industrialpolicy.us

Check Out Phil's Writings: https://philmagness.com/

0:00 - Intro

2:12 - Phil’s Opening Statement (Anti-Tariff)

9:02 - Are Tariffs a Tax on The Consumer?

10:06 - Ian’s Opening Statement (Po-Tariff)

17:56 - Marc’s Opening Statement (Pro-Tariff)

21:24 - Q&A with Open Dialogue

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David McKnight @DavidMcKnight the bestselling author of, The Power of Zero & Tom Wall, PhD in retirement income and the author of, Permission to Spend dialogue on indexed universal life (IUL) vs whole life insurance in retirement. Which is the right option for you and why do these two giants in the retirement industry prefer one product over the other.

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CPA & Wealth Expert, Tom Wheelwright delves into President Trump's economic agenda, tax changes, and analyzing the implications of new tariffs on Canada, Mexico, and China, as well as what we should expect from cryptocurrency over the next 4 years. He provides expert commentary on how these policies may affect both the national economy and individual financial strategies.

Check out Tom's Youtube: @TomWheelwrightCPA

Buy Tom's Book: https://a.co/d/24riaht

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Watch the Video Here: https://youtu.be/VMUao8lPaDg

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Watch the presentation: Click Here: https://youtu.be/xKv9oyp4J3g

Is your spouse on the fence or confused about infinite banking or whole life insurance? Show them this quick and simple video that goes through all of the major reasons why this can be a powerful asset for your family and why it's not as confusing as it sounds.

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WATCH THE ORIGINAL VIDEO: https://youtu.be/_TeA0tyLU6g?si=SWXsOk6bjlbPMIuD

Caleb and the betterWealth coaches react to Ryan Pineda and Dave Ramsey dialogue about debt and if it’s ever a good idea.

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Trying to win an argument against an AI Chatbot about why permanent life insurance is a good financial tool.

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Speak with BetterWealth’s Advanced Planning Team: https://bttr.ly/robin_glen

Watch the last episode on Estate Planning - https://youtu.be/pKzut0qmAmI

Check out the Robin Glen podcast, Planning Reimagined -https://www.robinglen.com/podcast

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What age is too old for life insurance? Particularly, whole life insurance or the concept of infinite banking? Caleb Guilliams and Justin Gartman walk through multiple different life insurance policies at different ages from young to old.

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Caleb & Garrett Gunderson @GarrettGundersonTV tackle the most controversial finance topics from Trump's Tariffs, Bitcoin Reserve, AI Economy, and dozens of other popular financial topics.

If you're a financial expert, successful entrepreneur, or influencer that has strong finance opinions and you want to be on the show, email our producer at: Joel@BetterWealth.com

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Have you ever wondered what the minimum amount of money is fund a whole life insurance policy for infinite banking? In this video, Caleb Guilliams and Austin Williams show how much it takes to start and what a policy would like like at the minimum cost.

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Our Favorite Credit Cards:

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Instagram - https://www.instagram.com/elitravelguy/

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Eli Facenda, better known as Eli the Travel Guy, is a world-class travel hacker and entrepreneur who helps business owners maximize luxury travel using credit card points and loyalty programs. In this podcast, Eli walks through the three steps to maximizing your credit card benefits and points. He shares the best credit card points strategies that he's used to book $30k presidential suits for only $400, and regularly travels first class for little to no money.

Overview - 0:12

Who is Eli Facenda - 3:46

The 3-Step Formula - 7:08

The right kind of Cards & Points - 10:06

Greatest Tax Loophole & Benefits - 16:27

How Many Credit Cards Should You Have? Credit Score- 22:37

How to Build Credit Score - 26:39

How to Maximize Points (The best Strategies)- 28:42

How to Optimize & Upgrade Travel - 43:42

Are Debit Cards Even Worth it? - 51:55

Avoid these Bad Practices - 53:08

______________________________________________

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DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.Our Favorite Credit Cards:

Chase Business Ink: https://bit.ly/ChaseBusinc

Chase Sapphire: https://bit.ly/ChaseSapph

Amex Business Platinum: https://bit.ly/3DEArAW

Amex Gold: https://bit.ly/3Ph8lOJ

Connect with Eli:

Instagram - https://www.instagram.com/elitravelguy/

Want to work with Eli's Team? https://www.freedomtravelsystems.com/

Eli Facenda, better known as Eli the Travel Guy, is a world-class travel hacker and entrepreneur who helps business owners maximize luxury travel using credit card points and loyalty programs. In this podcast, Eli walks through the three steps to maximizing your credit card benefits and points. He shares the best credit card points strategies that he's used to book $30k presidential suits for only $400, and regularly travels first class for little to no money.

Overview - 0:00

Who is Eli Facenda - 3:33

The 3-Step Formula - 6:56

The right kind of Cards & Points - 9:54

Greatest Tax Loophole & Benefits - 16:15

How Many Credit Cards Should You Have? Credit Score- 22:25

How to Build Credit Score - 26:27

How to Maximize Points (The best Strategies)- 28:30

How to Optimize & Upgrade Travel - 43:30

Are Debit Cards Even Worth it? - 51:43

Avoid these Bad Practices - 52:56

______________________________________________

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Connect with Brock:

YouTube - @CashflowLegendz

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Learn all about franchise investing in 30 minutes from Erik Van Horn, a franchising expert with over 20 years experience in the industry. How much does franchises cost? What are the pros and cons? What are the best industries to invest in?

Intro & Overview - 0:12

Erik's Backgrond & Experience in Franchising - 1:56

How Much Money do you need to Start? - 3:56

Should you Invest In a Franchise? Step-by-step Guide - 6:19

Connect with Erik Van Horn:

Franchise Secrets - https://franchisesecrets.com/

Instagram - https://www.instagram.com/erikvanhorn/

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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I spoke at ‪@karltondennis‬ Tax Strategy Accelerator Event in California about why life insurance is one of the most misunderstood and undervalued assets in history, and how the wealthy use it to enhance their portfolios and financial strategies. I walk through how to design life insurance correctly and how if used properly can give your dollars more than one job.

Hook - 0:00

Karlton Dennis Intro's Caleb - 0:29

Defining "What is Wealth" - 1:12

Giving Your Dollar More Than One Job - 5:18

What is this type of life insurance? - 6:47

Who knows about this? - 8:11

Is this an investment or an asset? - 9:38

Compounding & Control of your money - 11:46

What is life insurance? - 12:54

What is Overfunded Life Insurance - 14:04

The Pros & Cons of Life Insurance - 15:20

Typical Whole Life vs Overfunded Compared - 16:22

Life Insurance Vs Other Financial Tools - 20:26

Tax Free Lifetime Compounding (ROR of Life Insurance) - 23:33

How to Borrow Against Life Insurance - 27:23

How people use life insurance to invest in assets & businesses - 28:02

When should I borrow against my life insurance? - 29:27

Life Insurance as a retirement enhancer - 31:55

Protection and Legacy - 35:34

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Aaron Scott Young, the author of Unshackled and the CEO of Laughlin Associates, shares the formula, which has taken him from being bankrupt and in prison to building and owning dozens of multi-million dollar companies. With over 40 years as an entrepreneur, Aaron shares the stories and experiences that shaped him into the successful man he is today.

Want to Read Aaron's book? Click Here: https://a.co/d/3x3oQI9

Want to Become More Efficient with Your Money? Click Here: https://betterwealth.com

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Connect with Hannah:

https://themoneymultiplier.com/hannah-kesler

https://www.instagram.com/hannah_kesler/

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Connect with Roccy:

Schedule a call: https://bit.ly/RoccyFreeConsultation

Read Roccy's Bad Advisors Book: https://bit.ly/BadAdvisorsDownload

OnPointe Risk Analyzer - https://roccy.net/risk-assessment-software/

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Connect with Richard:

Want to read his book? https://a.co/d/38bjgOr

Listen to his podcast - https://www.wealthwithoutbaystreet.com/

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WATCH THE FULL DEBATE - https://youtube.com/live/Fgt1k-PpEbE

Learn more about BetterWealth: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

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15 Vs 30 Year Mortgages - https://youtu.be/ihEhxeW4x44

Connect with Truth Concepts:

Learn More - https://truthconcepts.com/

Truth Training - https://truthconcepts.com/truth-training/

Busting Interest Rate Lies Book - https://a.co/d/4oWBUmm

https://www.youtube.com/user/TruthConcepts

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WATCH THE ORIGINAL VIDEO WITH @jaketran - https://www.youtube.com/watch?v=1vZsxpqbngo

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0:00 - Intro

0:39 - Overview

3:58 - How the Wealthy Hide Their Money

8:00 - Own Nothing and Control Everything

14:40 - Explaining Trusts and Estate Planning

21:40 - Tax-Free Growth? False.

29:12 - Life Insurance Benefits

31:13 - You Make The Decisions. The Power of Having Options.

37:03 - Final Thoughts

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Schedule an appointment with the Robin Glen team: https://calendly.com/aldenarmstrong/aacc1

Check out the Robin Glen podcast, “Planning Reimagined”, visit: https://www.robinglen.com/podcast

Want a Life Insurance Policy? Go Here: https://www.betterwealth.com/clickhere-life-insurance

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Do you have clients with high

federal student loans? Click Here:

https://www.studentloantutor.com/partners/financial-partnership-d

Need Help With Your Student Loans? Click Here:

https://www.studentloantutor.com/d-home

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00:00:00 Intro

00:01:26 Meeting Chris Naugle

00:06:08 Brent's Background and Discovery of Infinite Banking

00:08:54 $1M in Debt

00:11:12 What Convinced you of IBC?

00:15:28 How he paid off $1M using life insurance

00:19:08 Life Insurance Vs High-Yield Savings Account

00:26:17 List of benefits of Whole life insurance

00:33:12 Caleb's scepticism

00:41:52 Risk analysis - Investing with Infinite Banking

00:55:44 What happens if you run out of money?

00:58:43 Creating a legacy

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Check out Dan's channel - @GreenPayStackers

00:00:00 Intro

00:02:23 Dan's background & opinion on overfunded whole life

00:12:13 Dan's Personal Story

00:24:00 Final Expense & Return of Premium

00:29:12 The Debate Begins!

00:36:18 Caleb's Rebuttal & Positive case for Overfunding

00:49:12 Dan's mind starts to change

01:03:47 "Did I change your mind?"

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Connect with Roccy:

Free consultation with Roccy: https://bit.ly/RoccyFreeConsultation

Read Roccy's Bad Advisors Book: https://bit.ly/BadAdvisorsDownload

00:00 Introduction to the Debate

01:13 Roccy DeFrancesco's Background

03:37 Why Cash Value Life Insurance?

06:01 Understanding Cash Value as an Asset

08:27 The Problem with IUL Illustrations

10:52 Comparing IUL and Whole Life

13:18 Infinite Banking and Early Cash Value

18:06 The Truth About IUL Loans

20:26 Why Whole Life Agents Hate IUL

27:43 Addressing IUL Critics

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Speak with Daniel: https://calendar.danielrondberg.com

Daniel's YouTube: https://www.youtube.com/c/DanielRondberg

Want a Life Insurance Policy? Go Here: https://www.betterwealth.com/clickhere-life-insurance

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00:00 - 02:32: Introduction and Unique Opportunity in Retirement Planning

02:32 - 04:52: Importance of Thinking Outside the Box for Fixed Income Savers

04:52 - 07:16: Impact of Interest Rate Changes on Retirement Planning

07:16 - 09:35: Real-Life Example of Boosting Retirement Cash Flow

09:35 - 11:56: The Power of Combining Annuities and Life Insurance

11:56 - 14:21: Addressing Liquidity Trade-Offs and Maximizing Legacy

14:21 - 16:45: Exploring Alternative Scenarios and Customization Options

16:45 - 19:02: Creating Options Through Permanent Life Insurance

19:02 - 28:24: Real-Life Stories: Impact of Creative Retirement Strategies

28:24 - 39:56: Encouragement to Explore Creative Financial Solutions

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Want to Download the Cease & Desist? Read Here: https://bit.ly/CurtisRayCeaseAndDesist

0:00 - Overview

5:17 - Reviewing the Cease & Desist

18:17 - $10,000 Fine

22:46 - MPI Calculator

23:50 - Special Update on Curtis Ray

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oin Bobby's Newsletter - https://lifeproductreview.com/

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Read the letter from Curtis Ray's legal team - https://bit.ly/DefamationLetter

0:00 - Why He Threatened To Sue Me

10:47 - Reviewing the Letter From His Legal Team

32:48 - What I'm going to do next (My 3 options)

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Read Walter's Book Here: https://a.co/d/be5UNny

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Learn More About Lifetime Income Process: https://www.lifetimeincomeprocess.com/

In this podcast, Dave Anderson uses an advanced calculator & graph to show why 95% of financial models, regardless of age or income, will fail in retirement.

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Learn More About Lifetime Income Process: https://www.lifetimeincomeprocess.com/

In this video, Dave Anderson, founder of The Lifetime Income Process, explains the financial implications of paying off your mortgage early. Using an advanced calculator, we break down the math to show why rushing to pay off your mortgage could cost you millions of dollars.

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Want to Connect with Ken Kies? Click Here: http://www.fpgdc.com/directors.html

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Robert Kiyosaki's Tax Advisor, Tom Wheelwright, shares his insights into the future of taxes and the economy after this next presidential election. We also go into detail about some of his biggest tax secrets and how the wealthy and business owners can pay so little in taxes legally.

Learn more about Caleb & BetterWealth: https://betterwealth.com

Connect with Tom:

Tom's Books - https://tomwheelwright.com/resources/books/

Tom's website - https://tfwadvisors.us/

Youtube - https://www.youtube.com/@TomWheelwrightCPA

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We went inside Dave Ramsey's Private Family Foundation and discovered documents showing Dave Ramsey does indeed use debt.

Learn more about BetterWealth: https://betterwealth.com

Connect with Dan:

Want to learn more about Family Foundations? Go Here: https://foundationlaunch.com/blog

Want to see if a Private Family Foundation is right for you? Go Here:

https://foundationlaunch.com/schedule

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What you need to know about Kamala Harris's unrealized capital gains tax plan and the major implications for the US economy. We break down the potential dangers of this controversial proposal and what it means for investors, business owners, and everyday Americans.

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Connect with Chris Naugle:

https://www.youtube.com/@TheChrisNaugle

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0:00 - Intro

1:35 - Chris Naugle's Inspiring Backstory

8:47 - Chris' first business. The highs and lows.

12:13 - Working for Wall Street, selling his business

18:33 - Chris works for New York Life - Selling Universal Life?

21:45 - Delivering his first death claim changed everything

25:52 - Chris loses everything. How the banks screwed him.

28:06 - Chris' discovers Infinite Banking

33:34 - The start of Money Multipliers

47:40 - Caleb challenges Chris on whole life insurance

57:47 - Why do you tell people to buy cars with infinite banking?

1:00:47 - Caleb and Chris discuss their differing opinons on mortgages and infinite banking

1:04:36 - The terrible infinite banking videos online

1:10:23 - Why hasn't Caleb become an IBC practitioner

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Chris Kirkpatrick from Life180 and Terry Rocks, the President & Founder of Teleios Financial Partners debate live on the very heated topic of whole life insurance vs IUL (indexed universal life). In this debate Chris and Terry cover a wide array of topics, all centered around the questions of, which permanent life insurance product is better and which is the right option for you?

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Want a Life Insurance Policy? Go Here: https://www.betterwealth.com/clickhere-life-insurance

Want FREE Whole Life Insurance Education? Go Here: https://bttr.ly/vault

Connect with Truth Concepts:

https://truthconcepts.com/

https://www.youtube.com/user/TruthConcepts

Busting Interest Rate Lies: https://a.co/d/ec8nMvY

Watch the rest of the Truth Concepts series with Todd Langford: https://www.youtube.com/playlist?list=PLSXbgsLBVKmHPDXME1h9iObx6tp9sTxcF

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In this video, Caleb and Alden, our life insurance product specialists, provide an expert review of One America. They thoroughly examine the company's front-loaded designs, long-term care (LTC) options, and overall value. Are they a company worth working with? Uncover the strengths and weaknesses of One America as Caleb and Alden share their insights and professional opinions. Whether you're an agent or a policyholder, this comprehensive review will help you make an informed decision.

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In this exclusive interview, NAIFA CEO Kevin Mayeux discusses the critical impact of the upcoming presidential election on the financial services industry and life insurance. Discover the potential challenges and opportunities that different election outcomes could bring, including the concerning impact on tax benefits associated with whole life insurance. Gain insights from an industry leader on what’s at stake and how professionals and consumers alike can prepare for the future.

Major Update & Win:

After the episode was filmed we received this update - NAIFA recently notched a major win in our lawsuit with advocacy partners opposing the Department of Labor’s fiduciary-only rule. A U.S. District Court granted a stay in the case that prevents the DOL rule from going into effect September 23.

This is huge. Not only did the court grant our stay but it stated that “plaintiffs are virtually certain to succeed on the merits" of our claim.

Learn more about NAIFA - Go Here: https://belong.naifa.org/join

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Watch my interview with the CEO of Penn Mutual! Go Here: https://youtu.be/yo18bnPC9no

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Connect with Mr. BRRRR:

https://www.youtube.com/@Mr_brrrr

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Want to learn more about Family Foundations? Go Here: https://www.foundationlaunch.com/

Want to see if a Private Family Foundation is right for you? Go Here:

https://www.foundationlaunch.com/schedule

Want FREE Whole Life Insurance Education? Go Here: https://bttr.ly/vault

Want a Life Insurance Policy? Go Here: https://www.betterwealth.com/clickhere-life-insurance

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Watch part one, where I speak with Attorney, Roccy DeFrancesco, about the misleading and dangerous practices of Curtis Ray and the MPI product - https://youtu.be/dnpWUCOHALI

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Connect with Roccy:

Advisors - https://badadvisors.com/

Bio - https://roccy.net/about/

Email - roccy@badadvisors.com

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Want to read Barry's new book? Go Here: https://chat.google.com/dm/87WPisAAAAE/xqFrt7anmRg/xqFrt7anmRg?cls=10

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Want a Life Insurance Policy? Go Here: https://www.betterwealth.com/clickhere-life-insurance

Want FREE Whole Life Insurance Education? Go Here: https://bttr.ly/vault

Connect with Truth Concepts:

https://truthconcepts.com/

https://www.youtube.com/user/TruthConcepts

Watch the latest episode with Todd - https://youtu.be/4YrQU18AVV0

Watch the rest of the Truth Concepts series with Todd Langford: https://www.youtube.com/playlist?list=PLSXbgsLBVKmHPDXME1h9iObx6tp9sTxcF

In this episode of the Truth Concepts series with Todd Langford, they discuss the benefits of using whole life insurance as part of an investment strategy. They compare two scenarios: one where a person buys term insurance and invests the difference, and another where a person uses whole life insurance. They analyze the distribution phase of retirement and show that the person with whole life insurance can have a higher spendable income, even with a smaller asset base. They also highlight the importance of the death benefit in unlocking additional assets and protecting against inflation.

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Follow this 3 step framework to amplify your wealth, influence, and value in the marketplace! These lessons can be applied for business owners, entrepreneurs, and even W-2 employees.

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Want a Life Insurance Policy? Go Here: https://www.betterwealth.com/clickhere-life-insurance

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In this BetterWealth PODCAST, Caleb Guilliams interviews David O'Malley, the CEO and President of Penn Mutual Life Insurance Company. He highlights the role of insurance in aggregating and managing risks that individuals cannot handle on their own. David also emphasizes the value of permanent life insurance as a versatile asset that can enhance financial planning. He explains the benefits of mutual insurance companies, which prioritize the interests of policyholders over shareholders.

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Want a Life Insurance Policy? Go Here: https://www.betterwealth.com/clickhere-life-insurance

Want FREE Whole Life Insurance Education? Go Here: https://bttr.ly/vault

Connect with Truth Concepts:

https://truthconcepts.com/

https://www.youtube.com/user/TruthConcepts

Watch the rest of the Truth Concepts series with Todd Langford: https://www.youtube.com/playlist?list=PLSXbgsLBVKmHPDXME1h9iObx6tp9sTxcF

In this episode of the Truth Concepts series with Todd Langford, we're comparing the average vs actual returns in retirement and how life insurance can boost your actual retirement return and act as a bond alternative.

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Original Full Video - https://youtu.be/NESQXsYEkfs?si=F8LJj0FVpzdAYDlB

Connect with Daniel:

Daniel's YouTube: https://www.youtube.com/c/DanielRondberg

Speak with Daniel: https://calendar.danielrondberg.com

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Want FREE Whole Life Insurance Education? Go Here: https://bttr.ly/vault

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In this BetterWealth podcast, I speak with Dan Thompson, the founder of Wise Money Tools, a financial speaker, author, and life insurance enthusiast. We talk about the compounding and leveraging effects of life insurance and discuss our contrasting opinions on topics such as IUL, Laddering policies, and popular figures like Curtis Ray, & Dave Ramsey.

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Want FREE Whole Life Insurance Education? Go Here: https://bttr.ly/vault

Want a Life Insurance Policy? Go Here: https://www.betterwealth.com/clickhere-life-insurance

The Insurance Pro Blog: https://theinsuranceproblog.com

In this BetterWealth podcast, I speak with Brandon Roberts from, The Insurance Pro Blog as he reviews IUL's, Whole life insurance, & infinite banking. Brandon covers the risks and benefits of each product and practice to help you make a more informed decision about your goals & needs.

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Want a Life Insurance Policy? Go Here: https://www.betterwealth.com/clickhere-life-insurance

Want Whole Life Insurance Education? Go Here: https://bttr.ly/vault

Connect with Daniel:

Daniel's YouTube: https://www.youtube.com/c/DanielRondberg

Speak with Daniel: https://calendar.danielrondberg.com

Retirement expert, Daniel Rondberb explains what a MEC (Modified Endowment Contract) is and how it can actually be a good use of life insurance, especially for retirees looking to mitigate risk and increase cashflow in retirement.

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In this BetterWealth Podcast, I speak with author, David McKnight, of the bestselling book, The Power of Zero. In this episode, David presents the case of how some of the biggest financial gurus like, Dave Ramsey, Ramit Sethi, Suze Orman, Ken Fisher, and Clark Howard, are leading you astray with harmful financial, retirement, and insurance advice.

First Interview with David about The Power of Zero: https://youtu.be/UaFNUOL4mlQ?si=XrviPnUsFRjL-nF4

Connect with David McKnight: https://davidmcknight.com

Want a Life Insurance Policy? Go Here: https://www.betterwealth.com/clickhere-life-insurance

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Want a Life Insurance Policy? Go Here: https://www.betterwealth.com/clickhere-life-insurance

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0:00 - Intro

3:05 - Chris's Journey to Alternative Investing & Financial Freedom

9:34 - What's your framework for building wealth?

21:36 - What Investments in 2024 are you in?

29:02 - Raw Land Investing ($10K a month)!

30:44 - How do you pick the right investment deals?

33:54 - Why you need to get clear on your values before doing anything

40:19 - Infinite Banking & Whole Life Insurance

47:45 - What's the difference between Life Insurance & Investing?

54:26 - What do you hate about the life insurance space?

1:04:58 - Poor Financial Advice from Wealth Gurus online

1:17:04 - "I have a better way to pay off debt than Dave Ramsy"

1:23:59 - Legacy Question

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Get Your Tickets to The And Asset Mastermind: https://andasset.com/mastermind

Watch this video on YouTube to see the calculator being used! https://youtu.be/S7z_GjXEzjQ

WATCH THE SERIES:

Introduction - https://youtu.be/_-MwI6UyfFg

Part 1 - https://youtu.be/1s5LkzTrqdA

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DISCLAIMER: https://bttr.ly/aapolicy

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Get Tickets for The And Asset Mastermind -https://andasset.com/mastermind

Want a Life Insurance Policy? Go Here: https://www.betterwealth.com/clickhere-life-insurance

Want FREE Whole Life Insurance Education? Go Here: https://bttr.ly/vault

0:00 - Intro

2:00 - Nate Dean's Journey into Whole Life Insurance

3:30 - Why did Dave Ramsey Block You?

6:59 - What I got wrong about infinite banking

8:06 - The most overlooked benefit of whole life insurance

9:08 - How to increase the value of your dollars

12:36 - When you should & shouldn't Policy Loans

20:01 - Dean's presentation on Infinite banking

25:10 - The tax benefits of whole life insurance

28:06 - Are there restrictions on policy loans?

29:39 - Certainty & Control

35:21 - Chronic Illness Rider

40:41 - Infinite Banking Vs HELOC

47:44 - Comparing policy designs

49:40 - Is it a scam?

51:36 - What's the definition of being wealthy?

58:46 - Caleb illustrates his wealth framework

1:10:30 - Human Life Value & Living Abundantly

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DISCLAIMER: https://bttr.ly/aapolicy

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Want a Life Insurance Policy? Go Here: https://www.betterwealth.com/clickhere-life-insurance

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Watch Part 2: https://youtu.be/S7z_GjXEzjQ

Walking through the maximum potential calculator from Truth Concepts, with founder and CEO, Todd Langford. We show mathematically the importance of understanding opportunity cost, time value of money, and maximizing your savings over a lifetime. This calculator can change your whole approach to building wealth.

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Get Your Ticket to The And Asset Mastermind! Go Here: https://andasset.com/mastermind

Want a Life Insurance Policy? Go Here: https://www.betterwealth.com/clickhere-life-insurance

Want FREE Whole Life Insurance Education? Go Here: https://bttr.ly/vault

CONNECT WITH RYAN - https://www.youtube.com/@WealthOutsideWallStreet

0:00 - Intro

3:16 - Why You Need To Collaborate

9:51 - The Power of Belief and Responsibility

12:24 - The 2024 And Asset Mastermind Announcement

14:26 - Financial Freedom in 10 Years or Less

21:19 - Goals Vs Values (Spending & Saving)

27:20 - Investing WITHOUT Wallstreet

33:58 - Framework For Scaling Your Businesses

39:27 - Leveraging Life Insurance to Invest in Real Estate

1:02:51 - "You're not Wealthy Without it!"

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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In this BetterWealth Podcast, I speak with the entrepreneur and owner of

Cash Flow Architects, Matt Love about the controversial world of 401ks. Popular influencers like Kris Krohn believe them to be a scam that hurts your retirement and wealth-building potential.

Ready To Protect Your Legacy? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

Get FREE Overfunded Whole Life Insurance Education and Resources - https://bttr.ly/vault

0:00 - Intro

1:13 - Kris krohn Hates 401K's

1:35 - What are the Pro & Cons of s 401k

9:01 - Alternatives for the 401k

13:29 - Caleb Disagrees With Matt

17:29 - The Future of BetterWealth

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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In this BetterWealth Podcast, I speak with the entrepreneur and owner of

Cash Flow Architects, Matt Love about the controversial world of 401ks. Popular influencers like Kris Krohn believe them to be a scam that hurts your retirement and wealth-building potential.

Ready To Protect Your Legacy? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

Get FREE Overfunded Whole Life Insurance Education and Resources - https://bttr.ly/vault

0:00 - Intro

1:13 - Kris krohn Hates 401K's

1:35 - What are the Pro & Cons of s 401k

9:01 - Alternatives for the 401k

13:29 - Caleb Disagrees With Matt

17:29 - The Future of BetterWealth

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DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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In this BetterWealth Podcast, I speak with Russ Morgan from Wealth Without Wall Street about why he left the rat race to find alternative ways to save money and build wealth. We discuss the foundational principles of infinite banking, whole life insurance, and discovering your investor DNA.

Wealth Without Wallstreet Resources (Investor DNA) - https://wealthwithoutwallstreet.com/betterwealth

Ready To Set up an And Asset? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

Get FREE Overfunded Whole Life Insurance Education and Resources - https://bttr.ly/vault

0:00 - Intro

3:00 - Why Russ Started Wealth Without Wallstreet

7:09 - Defining Infinite Banking with Whole Life Insurance

11:01 - Why Not Use a High-Yield-Savings Account for Infinite Banking?

17:41 - The Mistakes People Make with Infinite Banking & Life Insurance

21:44 - The Importance of Savings (Caleb Draws his Key Framework)

25:37 - Alternative Assets and Knowing Your Investor DNA

41:38 - When Debt is Smart & When it's Stupid

50:39 - Eliminating Taxes

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*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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In this BetterWealth Podcast, I am joined by Wealth Nation's Darius & Carmen Britt, who have one of the largest life insurance and wealth building communities with over 177,000 subscribers on their YouTube channel! In this episode we discuss various wealth and financial planning frameworks as well as the importance of life insurance for protecting your financial legacy during the most difficult times in life.

Ready To Set up an And Asset? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

Get FREE Overfunded Whole Life Insurance Education and Resources - https://bttr.ly/vault

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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When is whole life insurance a good or bad idea for your life? Is term insurance a better fit for most people or is there a third option? All of this an more will be answered in this BetterWealth clip!

Ready To Protect Your Legacy? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

Get FREE Overfunded Whole Life Insurance Education and Resources - https://bttr.ly/vault

______________________________________________

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DISCLAIMER: https://bttr.ly/aapolicy

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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In this BetterWealth Podcast, I am joined by Tim Chermak from The John Galt Mortgage Company to discuss a recent clip that was buried in a 4-hour-long video from the Federal Reserve that features board member, Michelle Bowman, discussing their new plan for increased interest rates.

Ready To Set up an And Asset? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

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John Galt Mortgage Company - https://www.johngaltmortgage.com/

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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In this BetterWealth clip I speak with Matt Love from @CashFlowArchitects about some of the biggest mistakes entrepreneurs make when using whole life insurance and infinite banking for building wealth.

Ready To Set up an And Asset? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

Get FREE Overfunded Whole Life Insurance Education and Resources - https://bttr.ly/vault

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DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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This may be the most inspirational story you'll ever hear on the BetterWealh Show. 41-year-old Ty Robertson used to be homeless, addicted to drugs, and completely lost in his life. Listen to his inspiring transformation as I help him navigate the complex world of finances and wealth building.

Apply Here to be a Guest on the Naked Numbers Show - https://www.betterwealth.com/nakednumbers

Ready To Set up an And Asset? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

Get FREE Overfunded Whole Life Insurance Education and Resources - https://bttr.ly/vault

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DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Retirement specialist, Justin Holley walks through the data with Caleb on whether whole life insurance is a good or bad bond alternative.

Ready To Set up an And Asset? Talk with Our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

Get FREE Whole Life Insurance Education and Resources - https://bttr.ly/vault

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DISCLAIMER: https://bttr.ly/aapolicy

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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In this BetterWealth podcast I speak with Walter Young, the author of, The 5th Option: Why Your Retirement Plan Won't Work the Way You Think It Will.

In this podcast, Walter presents why so many peoples retirement plan is actually failing by following the normal financial advice and strategies around it. Walter debunks these common strategies and presents a 5th option for retirement no one is talking about.

The 5th Option Book - https://a.co/d/be5UNny

Ready To Set up an And Asset? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

Get FREE Overfunded Whole Life Insurance Education and Resources - https://bttr.ly/vault

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DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Caleb explains the concept of value leveraging to an entrepreneur and business owner who's looking to expand his wealth and grow his influence.

Watch the Caleb's illustration for Value Leveraging - https://youtu.be/_Vgjf1jI4DY?si=_kn8KQLmAx4ae9s4

Ready To Set up an And Asset? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

Get FREE Overfunded Whole Life Insurance Education and Resources - https://bttr.ly/vault

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DISCLAIMER: https://bttr.ly/aapolicy

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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In this clip from my interview with Todd Langford, we cover the true value of whole life insurance and why it may actually be the greatest asset you could ever own.

Full video - https://youtu.be/_-MwI6UyfFg

Ready To Set up an And Asset? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

Get FREE Overfunded Whole Life Insurance Education and Resources - https://bttr.ly/vault

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Reviewing a real-life client velocity banking case study with Denzel Rodriguez. Can Velocity Banking eliminate $400,000 of debt?

Connect with Denzel - https://calendly.com/denzelrodriguez/1-1-financial-session

Ready To Set up an And Asset? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

Get FREE Overfunded Whole Life Insurance Education and Resources - https://bttr.ly/vault

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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In this BetterWealth Podcast, I spoke with a YouTube subscriber who shared his story about how he went from a skeptic to a believer and user of whole life insurance and infinite banking.

Ready To Set up an And Asset? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

Get FREE Overfunded Whole Life Insurance Education and Resources - https://bttr.ly/vault

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Meet Ted Benna, the man that created $10 Trillion for Americans by discovering, what is now known as, the 401(K). After sharing the story of how he made the first 401K, Ted shares a new program he's creating called the Wheat, Grains, Incentive Plan as an almost alternative to the 401K which he believes has been drastically changed from its original design and purpose.

WHEAT GRAINS INCENTIVE PLAN - https://bit.ly/3Pager

Ted Benna's book - https://a.co/d/8VKLJJp

Jesus Films - give.cru.org/2023-jesusfilm-catalog.html

Ready To Set up an And Asset? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

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*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Affiliate Disclosure: Some of the links on this channel and in video descriptions are affiliate links. At no additional cost to you, we receive a commission if a purchase is made after clicking the link.

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In this Coaching Corner episode, our Product Specialist reviews several font loaded designs for Lafayette Life Insurance Company

Ready To Set up an And Asset? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

Get FREE Overfunded Whole Life Insurance Education and Resources - https://bttr.ly/vault

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DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Affiliate Disclosure: Some of the links on this channel and in video descriptions are affiliate links. At no additional cost to you, we receive a commission if a purchase is made after clicking the link.

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In this BetterWealth Podcast, I speak with John Ensley, a Bank On Yourself representative, who's been helping business owners, entrepreneurs, and regular people understand how to utilize infinite banking and whole life insurance for financial control and growth for over 10 years. In our conversation we highlight whole life insurance's ability to control, build wealth, and achieve financial security over the long term. John also explains how he's personally used it for his own life in starting businesses and protecting his money from losses.

Ready To Set up an And Asset for Retirement? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

Get FREE Overfunded Whole Life Insurance Education and Resources - https://bttr.ly/vault

Bank On Yourself book - https://a.co/d/0c6Xh8C

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DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Affiliate Disclosure: Some of the links on this channel and in video descriptions are affiliate links. At no additional cost to you, we receive a commission if a purchase is made after clicking the link.

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In this BetterWealth podcast, my guest is PhD in Retirement Income, Tom Wall.

We review Dave Ramsey's latest rant about his co-host George Kamel who suggested a safe retirement withdrawal of 3%. Dave Ramsey unloads on Kamel and says you should easily be able to pull 8%. But what do the real experts in the field, like Tom Wall, have to say about this?

Ready To Set up an And Asset for Retirement? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

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Tom Wall:

Permission to Spend - https://a.co/d/i8PiRqH

Whole Life Masterminds - https://www.wholelifemasterminds.com/

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Affiliate Disclosure: Some of the links on this channel and in video descriptions are affiliate links. At no additional cost to you, we receive a commission if a purchase is made after clicking the link.

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In this BetterWealth Podcast I speak with Todd Langford, the CEO and developer of Truth Concepts to discuss some of the biggest misconceptions about whole life insurance, arbitrage, interest rates, and what sets it apart from other options like IUL.

Ready To Set up an And Asset? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

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Truth Concepts:

YouTube - https://www.youtube.com/user/TruthConcepts

Website - https://truthconcepts.com/

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Affiliate Disclosure: Some of the links on this channel and in video descriptions are affiliate links. At no additional cost to you, we receive a commission if a purchase is made after clicking the link.

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The Money Guy Show recently released a video where they claimed to expose infinite banking as a scam, using a whole life insurance policy submitted from a pro IBC life insurance agent. Today, we have that same life insurance agent on our show exposing everything that went on behind the scenes and why The Money Guy Show is still wrong about Infinite Banking and whole life insurance.

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*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Affiliate Disclosure: Some of the links on this channel and in video descriptions are affiliate links. At no additional cost to you, we receive a commission if a purchase is made after clicking the link.

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In this BetterWealth podcast, I speak with Denzel Rodriguez @DenzelNapoleonRodriguez to discuss the pros and cons of velocity banking and infinite banking. Can they work together in tandem or are they separate in use and purpose?

Part 1 with Denzel - https://youtu.be/hsOsCpBJZh0

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In this Naked Numbers episode, I meet with Brian to discuss his financial situation. From bankruptcy and $400,000 in debt to discovering infinite banking and using it as a debt snowball Brian has experienced it all in his financial journey. Watch as I guide him through some of my favorite wealth frameworks and how he can properly utilize his seven whole life insurance policies.

Watch the Episode on YouTube - https://youtu.be/2HsRuR9P0zY

Ready To Set up an And Asset? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insurance

Want to be a guest on the Naked Numbers Show? Apply here - https://www.betterwealth.com/nakednumbers

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In this podcast, I speak with Dom from The And Asset about the dividend rates of some of the biggest life insurance companies in the industry, comparing their 2023 - 2024 rates and what they mean for your whole life insurance policies.

Watch the Full Episode - https://youtu.be/5uz6OVgz8tk

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I'm joined by our product design specialist, Alden Armstrong to review 3 different whole life insurance policies and which one is most optimal for infinite banking. One is a well-designed policy, the second is a mid-tier design, and the third is a poorly designed policy for infinite banking.

Watch the video on YouTube - https://youtu.be/a-Dvi6NgBbU

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In this BetterWealth Reaction, I am joined by retirement expert @DanielRondberg as we debunk some of the worst claims made about annuities by Dave Ramsey and Ken Fisher. Daniel then explains the truth behind this retirement product and how it actually functions.

Talk with Daniel & his Team About Your Retirement Plan -

https://calendar.danielrondberg.com/

Talk with BetterWealth's Life Insurance Experts - https://bttr.ly/aaclarity

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In this Naked Numbers episode, I talk with Izaac, a 26-year-old father and husband who seemed to have everything in order, until I looked at his future cash flow.

Want To See if Your Retirement Is on Track? Meet with our Team!

https://www.betterwealth.com/clickhere

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My rebuttal to The Money Guy Show's "exposing" infinite banking and whole life insurance.

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In this part 2 BetterWealth podcast, I speak with Chris Kirkpatrick from LIFE180 to discuss why arbitrage doesn't actually matter in infinite banking or whole life insurance and shouldn't be a reason you start this concept or buy cash value life insurance.

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Listen to Part 1: Before You Borrow Against Your Whole Life Insurance - https://youtu.be/_oTvkWNiqHQ

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In this Naked Numbers episode, Caleb's guest is not only facing financial turmoil but is currently on house arrest and awaiting trial. This is by far the most emotional and impactful episode to date and forces both Caleb and the guest to get vulnerable. Can Caleb help fix this troubling situation?

Apply to be a guest on Naked Numbers - https://www.betterwealth.com/nakednumbers

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Have any help or ideas for Franco? - ftraverso84@outlook.com

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In this BetterWealth podcast, I speak with Chris Kirkpatrick from LIFE180 about our frameworks for when you should and shouldn't use the Infinite Banking concept.

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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In this clip from Caleb's recent interview with @TheChrisNaugle they discuss the future of the stock market and how infinite banking can play a role in mitigating your risk in uncertain times. After this podcast, you will have a deeper understanding of the role infinite banking can play in your financial well-being.

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Check Out Chris Naugle's Channel: @TheChrisNaugle

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In this episode of Naked Numbers, I review Bradley's $175,000 of debt, including a crushing $70,000 credit card debt with high interest.

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In this BetterWealth podcast, I speak with The Approved Guy about all things business funding, particularly SBA Loans, current interest rates, and much more! If you're a business owner looking to expand or an entrepreneur who wants to start a business this episode is for you!

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Who is The Approved Guy:

The Approved Guy, AKA, Sebastien Boyer teaches, coaches, and assists clients on implementing financial strategies for successful wealth building and preservation. Living On Purpose, Velocity Banking, Infinite Banking, Personal Credit, Business Credit, Business Funding, Business Branding & Marketing, Estate Planning, Asset Protection, and Succession Planning. His overall goal for clients is cashflow efficiency to create and preserve generational wealth to leave a legacy.

Learn More - https://www.theapprovedguy.com/

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How do you know when it's the right time to borrow against your life insurance for investment opportunities? Is borrowing against whole life insurance the best means to fund your next real estate opportunity or business venture?

In this clip from Nick Scott's podcast, Living Wealth, Caleb and Nate discuss their philosophy around the infinite banking concept and when the best and worst times to use whole life insurance for investment opportunities.

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Ready to set up your own And Asset Policy? Schedule a free clarity call - https://bttr.ly/aaclarity

Watch the full Podcast - https://youtu.be/EcHrZl2y_mI?si=YI-CJEyTpKmZFSRS

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In this clip from my long-form podcast with Devin Burr, otherwise known as Mr. BRRRR. We discussed the ever-popular topic of whole life insurance and infinite banking.

In this clip we cover everything from explaining the infinite banking concept, whole life insurance, and our personal philosophies around how it should be used. We even disagree on a couple of areas which we hope increases the listener's IQ on this often times complex concept.

Watch the full interview - https://youtu.be/M0mQHEGNhOk?si=xQODfmpdqAi11khg

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Join us in this BetterWealth Podcast, as Dr. C. Ethan Blue & I explain why whole life insurance could be one of the most versatile and beneficial assets you add to your retirement plan.

Dr. Blue has a special ability to understand complex topics and summarize them into short, comprehensive reports. Today, on the BetterWealth Podcast, Dr. Blue is giving an academic case for why whole life insurance is a powerful and beneficial tool to have in retirement. The report is based on the work of Dr. Wade Pfau, the author of many books such as Safety-First Retirement Planning.

Dr. C. Ethan Blue One Pager - https://bit.ly/WholeLifeInRetirement

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Meet Scott Swaggart, a distinguished entrepreneur and business owner who has cemented his status as a trusted real estate expert, orchestrating over 500 successful transactions exceeding $300 million.

But what sets Scott apart is his unique approach to utilizing whole life insurance to fund massive investment opportunities in real estate, tech businesses, and much more!

Are You an Entrepreneur who wants to learn more about This Strategy? - https://bttr.ly/aaclarity

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Listen to Scott's podcast - https://scottswaggart.com/

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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In this episode of the BetterWealth podcast, we are joined by a listener who took up my challenge to write a summary report of Dr. Wade Pfau's groundbreaking book, "Safety-First Retirement Planning."

Retirement planning can be a complex journey, and understanding the myriad options available is crucial to making informed financial decisions. This episode takes you on an academic journey through the world of whole life insurance and its applications in retirement, while also providing a critical assessment of Dr. Wade Pfau's influential work.

One Page Book Summary - https://bit.ly/3Fwmpza

Dr. Wade Pfau's books - https://www.wadepfau.com/books/

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In this BetterWealth Reacts podcast I'm showcasing the worst "tax loophole" videos I could find on TikTok. Some of the advice these creators are giving is downright illegal and will get you into a world of trouble with the IRS.

The worst part is that these videos have accumulated millions of views and likes while sharing completely false information about the tax code.

The Financial Efficiency Quiz - https://bttr.ly/quiz

Have Financial Questions? Give us a call!

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Welcome to the BetterWealth Podcast, where we explore the world of finance, wealth creation, and investment strategies that can transform your financial future. In this episode, we delve into the exciting and often overlooked realm of franchise investing with our special guest, Jon Ostenson.

Franchise investing is more than just owning a business; it's a unique way to build wealth, generate passive income, and secure your financial freedom. This episode is your gateway to understanding the untapped potential of franchise investments and how they can reshape your financial landscape.

Jon Ostenson, an expert in the field, joins us to share his invaluable insights and experiences. With decades of experience helping individuals unlock the power of franchise investments, Jon is the perfect guide to demystify the world of franchising and provide you with the tools and knowledge you need to succeed.

In this episode, we'll explore the following key topics:

What is Franchise Investing? We'll start by breaking down the fundamentals of franchise investments, explaining the concept, and the key advantages that make it a compelling avenue for building wealth.

The Benefits of Franchise Investments: Jon will shed light on the various benefits of franchise ownership, including proven business models, brand recognition, training, and ongoing support.

The Franchise Selection Process: Discover the secrets to selecting the right franchise opportunity and the due diligence required to minimize risks.

Building Passive Income Streams: Explore how franchise investments can generate passive income and diversify your wealth portfolio.

Overcoming Common Misconceptions: Jon will address common myths and misconceptions about franchise investing, helping you make informed decisions.

Case Studies and Success Stories: Hear about real-life examples of individuals who have transformed their financial futures through franchise investing.

Learn More About Franbridge Consulting - https://franbridgeconsulting.com/

(Free Book)

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It's time to stop being afraid and start learning how to use debt the right way to achieve your financial goals. Discover valuable insights and strategies that can help you leverage debt responsibly, invest wisely, and build wealth.

In addition, I'll introduce you to an easy 3-step framework that anyone can use to best utilize and pay off their debt as fast as possible. I'll guide you through the process of understanding your debt, creating a manageable repayment plan, and exploring smart debt utilization to achieve your financial objectives. This straightforward approach will empower you to take control of your financial situation, eliminate unnecessary anxiety about debt, and work toward a more secure and prosperous future.

Download The FREE Debt Framework Worksheet - https://bit.ly/DebtFramework

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Today on BetterWealth Reacts, we're diving deep into the world of personal finance with a video titled "Money Habits Keeping You Poor."

I'll be diving into these common financial habits that may be holding you back from reaching your financial goals and building wealth. I'll also share my final thoughts, personal experiences, and tips on how to break free from these financial pitfalls.

The world of personal finance can be tricky to navigate, and it's important to identify and address the habits that might be preventing you from achieving financial success. Whether it's impulse spending, ignoring your budget, or not investing for your future, we're here to discuss it all and offer practical solutions.

Remember, it's never too late to change your money habits and take charge of your financial destiny. Let's embark on this financial journey together – I'm here to help you make better financial choices!

Original video - https://youtu.be/Q0uXGQu55GM?si=rTGuZPIMQm4tse8R

The Financial Efficiency Quiz - https://bttr.ly/quiz

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I'm reacting to a viral clip from the Dave Ramsey show where he gets into a heated debate with a caller, who is an infinite banking advocate. Dave Ramsey is of course against whole life insurance and believes the product is a scam.

I'll be breaking down this intense exchange about infinite banking, pointing out what both Dave Ramsey and the caller get wrong, and what they get right. You'll be shaking your head at the outrageous debate these two have about whole life insurance.

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I am joined by Garrett Gunderson once again to review terrible advice in popular finance magazines. Everything ranging from retirement, investing, and savings tips.

Listen to my other recent podcast with Garrett about his new book - https://youtu.be/ez_I7NW2mik?si=2M8v8IX59MUQsOoe

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

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In this BetterWealth reacts podcast, we're watching a video from my friend, the Tax Alchemist, Karlton Dennis, about all of the best tax savings available to the middle class.

I offer my own favorite tax strategies for the middle class as well as some deeper insights into what makes an effective tax strategy.

Original Video - https://www.youtube.com/watch?v=79Oz2Q2FQtw&t=0s

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In this first episode of the BetterWealth Q&A, Caleb answers all of the financial questions you, our wonderful audience asked him!

We cover everything from life insurance, family trusts, wealth frameworks, real estate investments, and much much more!

Submit your question to Caleb - https://www.betterwealth.com/nakednumbers

FREE RESOURCES:

Tax Checklist - https://www.betterwealth.com/taxcheck...

Wealth Efficiency Packet - http://bit.ly/wealthefficiencypacket

Whole Life Insurance - https://bttr.ly/vault

The Wealth Efficiency Quiz - https://bttr.ly/quiz

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In this installment of the BetterWealth podcast, Caleb Guilliams speaks with financial expert, Garrett Gunderson, about the latest mortgage rule being implemented by Fannie Mae and Freddie Mac earlier this year which will punish people with good credit scores with high interest rates, to subsidize lower rates for individuals with bad credit. Basically, if you make good choices you get punished and if you make bad ones you get rewarded. Join us as we unravel the intricacies of this latest mortgage fee and the potential repercussions it has on individuals with strong credit scores.

Tune in now to gain a deeper understanding of these critical financial developments and ensure you're equipped to make informed decisions about your financial future. If you find this discussion as enlightening as we do, remember to hit the "Follow" button, and don't forget to share this episode with friends and family who need to be in the know about safeguarding their financial well-being! 💼💡

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*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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Chris Kirkpatrick from @LIFE180 and Caleb discuss a video posted on the BetterWealth channel a couple of months ago about IUL (Indexed Universal Life). Chris believes that Caleb is too passive when talking about IUL and believes IULs are the worst financial product in history. Caleb takes a slightly more neutral stance and argues that IULs can have their place if done correctly.

Learn more about overfunded whole life insurance - https://bttr.ly/vault

IUL video that started this whole discussion - https://youtu.be/Y6Vz1gRvMy4?feature=shared

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Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Affiliate Disclosure: Some of the links on this channel and in video descriptions are affiliate links. At no additional cost to you, we receive a commission if a purchase is made after clicking the link.

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In this BetterWealth Podcast, Caleb interviews Garrett Gunderson about his brand new book, Money Unmasked, a book that teaches the reader how to Unlearn, Unlock, and Take Back Control of their Finances and Life.

Garrett Gunderson is the author of nine books, including multiple Wall Street Journal best-sellers, with Killing Sacred Cows hitting number 1 and making the New York Times Best Sellers list. His book, What Would the Rockefeller's Do? has been consistently among the top 5 titles in Amazon’s Wealth Management category since its publication.

Money Unmasked Book - https://moneyunmasked.com/

Money Persona Quiz - https://go2.bucketquizzes.com/sf/6b86f063

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DISCLAIMER: https://bttr.ly/aapolicy

*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Affiliate Disclosure: Some of the links on this channel and in video descriptions are affiliate links. At no additional cost to you, we receive a commission if a purchase is made after clicking the link.

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Things are about to change on the BetterWealth channel. For over five years we have preached a message of "intentional living" by showing you a better way to think about money. But over the last year I've felt a desire to do more, to truly showcase this message and help people in a very real way on YouTube.

Apply to be a guest on Naked Numbers - https://www.betterwealth.com/nakednumbers

BetterWealth

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Is it time to say goodbye to income taxes in 2023? House Republicans introduced the FairTax Act of 2023 in January, and if it passes, a national consumption tax would replace the current tax system.

In this BetterWealth podcast, Caleb reacts to part of a video by Andrei Jikh, that outlines exactly what the FairTax Act is proposing and what exactly a national consumption tax is.

Caleb gives his assessment and expertise on the topic and whether he thinks this new tax system has any shot of passing into law.

Original video - https://youtu.be/jxEF7njtTgE?feature=shared

Contact BetterWealth:

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info@betterwealth.com

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Does the BRRRR Method still work in 2023? In this BetterWealth podcast I'll be reviewing a video by SamFasterFreedom's channel which presents this popular real estate flipping method but with a twist.

Caleb breaks down the pros and cons of the BRRRR Method and reveals his take on this strategy in the present real estate industry in 2023.

Original video - https://www.youtube.com/watch?v=CdGY8kM1c6s&t=0s

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BetterWealth

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What does the process look like to borrow against a whole life insurance policy for investments and assets? Is infinite banking really a better alternative to conventional banking and loans? Garrett Gunderson and I walked through personal examples of how we've utilized our whole life policy's cash value to grow our assets and businesses and answered some of the most fundamental questions we are asked about overfunded whole life insurance.

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Have you ever wondered about the different ways the wealthy invest in real estate? Well, one unexpected way that most people don't know about is with overfunded whole life insurance. In this video, I'll be showing you a video we made on our second channel, @TheAndAsset as our very own life insurance expert, Dominic Rufran, breaks down the strategy in a comprehensive and entertaining way! Get out your pen and notepad because this video is packed with tons of valuable insights!

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For those of you who are familiar with the Youtube life insurance space, chances are you've heard of the channel called, Cash Value Life Insurance Reviews. The channel is run by Matthew Decker, who is a big advocate for IUL, and a bigger critic of whole life insurance, until now...

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Watch this podcast on Youtube - https://youtu.be/i7xltvBcZlI?si=rpMP_vCl-Yw2iMcA

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In this episode of the BetterWealth Podcast I had the pleasure of joining Garrett Gunderson in the Wealth Lab studio to discuss all things life insurance with a special focus on properly structured whole life insurance. How should the policy be designed, what are the pros and cons of this type of insurance, and how does it compare to IUL, UL, and term life insurance?

Our guest today is Garrett Gunderson, the New York Times bestselling author of, What Would The Rockefellers Do, and Killing Sacred Cows. Garrett is a wealth expert and has extensive knowledge of the life insurance industry and how to utilize whole life as an asset to amplify your portfolio.

Learn More About Overfunded Whole Life Insurance - https://bttr.ly/vault

Check out Garrett's Youtube channel - @GarrettGundersonTV

BetterWealth

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We just built a whole life insurance calculator that will tell you the internal and external value of your policy! This has been something the team and I have worked very hard on for the last couple months and we can't wait for you to use it!

In this podcast I quickly cover what The And Asset is, the pros and cons of overfunded whole life insurance, and then I fully dive into showing you the calculator!

And Asset Calculator - https://www.andasset.com/value-calculatorLearn

Learn More About The And Asset - https://bttr.ly/vault

For better visual aid make sure to watch this episode on our Youtube channel - https://youtu.be/CCBP0EsYutc

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On this episode of the BetterWealth Podcast, I'm interviewing Scott Donnell, the founder of GravyStack, an educational app and game for children and teens to develop highly successful financial skills and understanding.

I talk with Scott about what it takes to raise financially literate kids in the modern world and some of the most harmful lessons parents teach their kids about money.

Gravy Stack: https://gravystack.com/

Buy Scott's Book: https://www.amazon.com/Value-Creation-Kid-Struggles-Children-ebook/dp/B0BY9Z1VH5?ref_=ast_author_dp

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My guest today is Robby Butler, a real estate syndication investor who advises other investors on strategies to grow their wealth through the world of real estate investments. On this episode of the BetterWealth Podcast, we discussed how Robby uses an Overfunded Whole Life Insurance policy to help fund his real estate and syndication deals by utilizing the cash value in his policy.

Listen to Robby's Podcast -

https://open.spotify.com/show/26kdSV6KNJtILRGGUl3yWH?si=e7732e8791394936

https://podcasts.apple.com/us/podcast/wealth-renegade/id1555117279

Contact Robby -TheRentButler@gmail.com

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In this shocking clip from the Dave Ramsey Show, Caleb reacts to a 29-year-old woman calling into the Ramsey Show about her and her husband's insane debt, leaving Dave stunned by their situation. Caleb responds to Dave's advice and highlights the good and bad of what Ramsey tells them.

Original video -

• I'm 29 Years Old ...

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Airbnb has become one of the most popular real estate investments in the last decade. But many criticize the platform and believe this short-term rental investment will soon become worthless. To answer this question and more, Kristen & Michael, two successful Airbnb hosts in Joshua Tree California have developed a committed following on Youtube for their educational Vlogs on all things Short Term rentals.

Kristen & Michael - https://www.youtube.com/@kristenandmichael

Learn More about Kisten & Michael - https://linktr.ee/kristen_and_michael

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Justin Freishtat is an entrepreneur and investor. He is an executive at Heartland Foods which is the #1 Farm-to-Table Food Service on the east coast. Justin and his team have sold over $35 million in direct-to-consumer sales. Justin also set the in-home food industry records for annual and monthly sales that still stand to this day.

Justin is also a Managing Partner at Kerns Capital. This Hedge Fund is growing rapidly and has produced substantial profits for investors with a proven track record of targeting 2-6% monthly returns for investors.

Justin and his partners have amassed a multifamily real estate portfolio comprised of 1674 units across 5 states.

Guest Links

Connect with Justin - https://www.instagram.com/justinfreishtat/

Kerns Capital - https://kerns.capital/

Heartland Foods - https://www.heartlandfoods.com/

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The collapses of First Republic Bank, Silicon Valley Bank, and Signature Bank were the second, third, and fourth largest bank failures in the history of the United States. While these big banks are being protected, the smaller banks seem to be ignored. During a recent hearing, Secretary of the Treasury, Janet Yellen addresses the question, of whether there is a hidden agenda to get rid of small banks, and whether the FDIC protects community banks the way it does larger ones.

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Reacting to the best and worst infinite banking videos on the internet. Social media is full of information on financial strategies and concepts, even on lesser known ideas like Infinite Banking. I decided to find the top infinite banking videos on Tiktok and the internet and react to the good and bad.

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Bobby Samuelson is an editor at, The Life Product Review. The leading newsletter for life insurance professionals and nerds to learn about the latest updates in the space and read qualitative and quantitative reviews of life insurance products. Bobby has also worked as a consultant for many life insurance companies offering his expert analyses and understanding of the industry.

Life Product Review - https://lifeproductreview.com/

For a discounted price, Email Dom@betterwealth.com

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With just under $1 Trillion in total credit card debt in the USA is it dumb to use a credit card for your expenses? In this BetterWealth Reacts I've found two videos, from Frank Abagnale and Dave Ramsey, giving their opinions on credit cards. I review each of their arguments and give my final take at the end!

Watch On Youtube - https://youtu.be/ed06lMvQ6D4

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Today's guest is Spencer Cornelia, who exploded on Youtube with just under 500,000 subscribers by uncovering the truths that the world may struggle to notice. This involves deep dives into the scammy world of online marketing and analyzing the personal finances of athletes and musicians.

Spencer's Youtube Channel - https://www.youtube.com/@SpencerCornelia

Subscribe to his new channel - https://www.youtube.com/@spencertheinvestor

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Today on BetterWealth reacts I'll be looking at a couple videos about the cost of eating out vs cooking at home. Is one better than another? My answer at the end may surprise you as it's not as straightforward as you think.

Reaction videos:

Johne Finance: https://youtube.com/shorts/pnxT25YXS20?feature=share

Two Cents: https://youtu.be/pAAv7gWV6SU

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Reacting to Matt Walsh slamming the tipping epidemic in America. It seems everywhere you go there's a new tipping machine for every kind of business. I'll be reviewing Matt's points and offering my own perspectives!

Watch the original video - https://youtu.be/J89L90IN9Os

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Today I'll be reacting to plasma donors and answering the question on whether this is a side hustle worth pursuing. Some people have been able to make up to $1,000 or more a month but at what cost to you health?

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In this episode of the BetterWealth Show my guest is Tom Hegna, an economist, author, and retirement expert. He has been an incredibly popular industry speaker for many years and is considered by many to be THE Retirement Income Expert!

Get FREE Overfunded Whole Life Insurance Education and Resources - https://bttr.ly/vault

Get Your Questions Answered by one of our Life Insurance Experts - https://bttr.ly/aaclarity

Tom's Youtube - https://www.youtube.com/@TomHegna

Connect with Tom - https://tomhegna.com/

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Dave Ramsey is getting sued by his listeners for $150 Million for allegedly promoting a failed timeshare exit company that defrauded its customers. In this video, I'll show you the evidence against Ramsey and the company and give counterarguments for why Dave might not be guilty.

daveramsey #timeshare #lawsuit #financialnews #reactionvideos

Article on the lawsuit -

https://www.foxbusiness.com/personal-finance/dave-ramsey-slapped-150-million-class-action-lawsuit-promoting-failed-timeshare-exit-company

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I'm reacting to Dave Ramsey's highest viewed video on Youtube about a 29 year old woman who along with her husband have $1 Million Dollars in debt. While I can be critical of Dave Ramsey he absolutely gave some great advice in this video and I wanted to share some of my own unique perspectives on this crazy financial situation!

Episode Link

You can watch the full reaction live on Youtube on 6/7/23 - https://www.youtube.com/c/BetterWealth/sub_confirmation=1

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Today, I interviewed Jonathan Fairall, the Senior Capital Markets Specialist at NCUA. We covered everything from the high interest rates, inflation, the bank failures, and answering the question of whether or not we're actually in a recession.

Guest Bio

Jonathan is the Senior Capital Markets Specialist at NCUA and has a (M.B.A) from the University of Washington in Accounting and Finance. Jonathan ensures regulatory compliance in the market and has a firm pulse on the intricate details of the economy.

Episode links and resources

The Financial Efficiency Quiz - https://bttr.ly/quiz

Have Questions for me or BetterWealth? Give us a call! - https://bttr.ly/ytclarity

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Why I'm Giving Away My Best Kept Secrets To My Competitors. From June 23rd-24th I'll be giving away my best business and life insurance secrets away to my competitors! Find out why -

And Asset Mastermind Tickets - https://www.andasset.com/mastermind2023

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Meet the man who worked with the White House to fix social security. Tax expert, Ken Kies explains his plan and how the Clinton administration derailed it before it could pass.

Watch the full interview with Ken - https://youtu.be/FdbQHVJ3F3c

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Can you get rich from life insurance? More specifically, from the cash value in whole life insurance? Today, Dom from @TheAndAsset and myself will be answering this question and showing you how to really start thinking about life insurance as an asset for growing your wealth!

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This is never before heard audio of my breakdown of the And Asset's lifetime growth and why it's so important to understand before utilizing this strategy.

Episode Links and Resources

Get FREE Access to our Overfunded Whole Life Insurance Masterclass - https://bttr.ly/vault

Get Your Questions Answered by one of our Life Insurance Experts - https://bttr.ly/aaclarity

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We'll be looking at The Internal Rate Of Return Of Whole life Insurance which is the ACTUAL ROR a lot of agents won't show you.

Episode Links and Resources

Get FREE Access to our Overfunded Whole Life Insurance Masterclass - https://bttr.ly/vault

Get Your Questions Answered by one of our Life Insurance Experts - https://bttr.ly/aaclarity

#BetterWealth

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AndAsset.com:  https://bttr.ly/andasset

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Today on the BetterWealth Podcast, we have two special guests who are the creators of John Galt Mortgage Company. This company is committed to promoting economic liberty, entrepreneurship, and financial independence as moral issues. Their unique business model involves using their marketing budget to promote these ideals, with the mortgage company serving as a for-profit vessel for funding. This approach flips the traditional business model on its head, where the business exists to pay for marketing instead of marketing to grow the business. I believe that JGMC will be the future of the mortgage industry, and listeners have the exclusive opportunity to hear about it for the first time on this podcast.

Learn More About JGMC - https://www.johngaltmortgage.com

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Today on the BetterWealth show I'm interviewing Tom Wall, who holds a Ph.D. in Retirement Income Planning with original research on Whole Life as a Fixed Income Alternative under the advisement of industry thought leaders Wade Pfau, Michael Finke, and Stephen Parrish. Tom believes whole life insurance is the best-kept secret in financial planning and shares his research and data to back that claim!

Guest Bio

Tom holds a Ph.D. in Retirement Income Planning, with original research on Whole Life as a Fixed Income Alternative under the advisement of industry thought leaders Wade Pfau, Michael Finke, and Stephen Parrish. His focus on academics and selling from a place of integrity come from a 20-year career of positioning whole life insurance and competing against its alternatives. Starting in college as an award-winning advisor with Northwestern Mutual before moving his practice to MassMutual, he subsequently grew his career in prominent home office roles in sales and marketing leadership. He has been a well known storyteller at perennial company conferences and firm meetings nation-wide. Tom now coaches and consults with financial advisors, hosts the Whole Life Masterminds study group, and is authoring multiple pieces of original thought leadership, books, and other content.

Guest Links and Resources

Connect with Tom - https://www.tomwalltalks.com/

Buy Tom's Book - https://www.tomwalltalks.com/permissiontospend

Tom's Social Media -

https://www.instagram.com/tomwalltalks/

https://www.tiktok.com/@tomwalltalks

Episode Links and Resources

Get FREE Access to our Overfunded Whole Life Insurance Masterclass - https://bttr.ly/vault

Get Your Questions Answered by one of our Life Insurance Experts - https://bttr.ly/aaclarity

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Today I have a very special guest for our 600th episode. Humphrey Yang is one of the largest personal finance creators on social media right now with over 4.5 Million followers across the internet. Humphrey shares how he went from zero to millions in 1 year through online educational videos and some of his favorite personal finance tips he's used to become a millionaire.

Guest Bio

Humphrey Yang is a creator & entrepreneur who has been making content since 2019. Previously being a financial advisor and working in tech, he always loves answering personal finance questions for his friends, family, and audience. His strength is explaining things easily, so that anyone can understand tough financial concepts and has been regarded as one of the most trusted voices in the space.

Guest Link and Resources

Connect with Humphrey:

Youtube - https://www.youtube.com/@humphrey/videos

Tiktok - https://www.tiktok.com/@humphreytalks?is_from_webapp=1&sender_device=pc

Instagram - https://www.instagram.com/humphreytalks/

Episode Links and Resources

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The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Ken Kies is a leading tax expert in Washington and the Managing Director of the Federal Policy Group, LLC. Ken has been designing tax policies for Presidents on both sides of the aisle for over 40 years. We discussed Biden's multi-trillion dollar spending and tax plans, the potential fall of social security, and the banking crises.

The Financial Efficiency Quiz - https://bttr.ly/quiz

Have Questions for me or BetterWealth? Give us a call!

  • https://bttr.ly/ytclarity

Guest Bio:

Kenneth J. (Ken) Kies is the Managing Director of the Federal Policy Group, LLC. The Federal Policy Group provides sophisticated strategic and technical tax advice on tax policy matters before Congress, the U.S. Treasury Department, the Internal Revenue Service, and the OECD.

Connect with Ken - ken.kies@fpgdc.com

Learn more about Ken - http://www.fpgdc.com/directors.html

#BetterWealth

Free 15-Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Our guest today is Nic Nicaud, a real estate agent who discovered the power of personal banking through the use of whole life insurance. Nic grew tired of dealing with bank loans and jumping through hoops constantly to buy rental properties, after learning about IBC it's changed his entire approach to real estate investing and what he's capable of achieving.

Nic is also a subscriber of the BetterWealth Youtube channel and now is a guest sharing his financial and real estate secrets. If you would like to apply to be a guest on the BetterWealth show and share about a unique business, investing strategy, or how you've used life insurance in your life, email my content producer at - Joel@BetterWealth.com

Guest Bio

Nic Nicaud (Knee-Ko) is a New Orleans native who moved to Knoxville over 20 years ago. He graduated from The University of Tennessee and is a Multi-year Million Dollar Producer with Keller Williams Realty. He has been in real estate for over 12 years and is a member of the Knoxville Area Association of Realtors, the Tennessee Association of Realtors, the National Association of Realtors, and a specialist in historic homes. Nic leads a company that uses the latest technology to better facilitate the needs of his clients, as well as making sure you will find him and his team to be honest, personable, and effective. Nic is community-focused & ethically driven which gives him a passion for his clients and to see the city of Knoxville prosper. Nic recently went through Introduction Knoxville in order to learn more about this great city and meet and build relationships with other professionals in the community.

Guest Links

Download Nic's Cheat Sheet - 10 Ways to Stack Wealth with Infinite Banking - https://bit.ly/3JpTkqO

Connect with Nic - linkedin.com/in/nicnicaud

Episode Links and Resources

Get FREE Access to our Overfunded Whole Life Insurance Masterclass - https://bttr.ly/vault

Get Your Questions Answered by one of our Life Insurance Experts - https://bttr.ly/aaclarity

The Financial Efficiency Quiz - https://bttr.ly/quiz

Have Questions for me or BetterWealth? Give us a call!

  • https://bttr.ly/ytclarity

Watch the BetterWealth show live on Youtube - https://bttr.ly/yt

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Dom and I will be showing you 4 different ways to structure your whole life insurance policy and which one's would fit you based on your financial goals.

Episode Links and Resources

Get FREE Access to our Overfunded Whole Life Insurance Masterclass - https://bttr.ly/vault

Get Your Questions Answered by one of our Life Insurance Experts - https://bttr.ly/aaclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz:  https://bttr.ly/quiz

AndAsset.com:  https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Today I have on a special return guest, Andrew Wyatt to discuss his new book on leadership and how to "go-pro" helping readers change the way they lead, inspire, impact, in and out of the office.

Guest Bio

Andy founded Cornerstone as a private wealth management business in 1993. When Andy left Cornerstone in 2017, the firm had grown to over $15 billion in assets under management, serving institutional clients through four investment teams with offices in Minneapolis and New York. Prior to Cornerstone, Andy was Vice President and Portfolio Manager at Investment Advisers, Inc. At IAI, he gained extensive investment experience working with both institutional and individual clients in the management of their financial portfolios. He graduated from the University of Minnesota with a Bachelor of Science degree in agricultural economics with a concentration in futures trading. His vision, passion, and energy resulted in an unwavering commitment to helping clients achieve their financial objectives by creating a high- performance culture that attracted and rewarded the best financial management talent in the industry.

Guest Links and Resources

Buy Andy's new book in leadership - https://www.amazon.com/Pro-Leadership-Establishing-Credibility-Following/dp/1631951246

Contact Andy -

coach@andrewwyattleadership.com

andrewwyattleadership.com

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Today Dom from "The And Asset" and I will be walking you through a method and strategy used by the wealthiest families to create and maintain generational wealth. This strategy has been used by the Rockefellers and Vanderbilts, two of the wealthiest families in history. We'll be showing you step by step how they did it and how you can get started for you and your family.

Episode Links and Resources

THE VAULT - Get FREE Overfunded Whole Life Insurance Education and Resources - https://bttr.ly/vault

Get Your Questions Answered by one of our Life Insurance Experts - https://bttr.ly/aaclarity

Watch the And Asset channel for more life insurance content - https://www.youtube.com/@TheAndAsset

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Today I'll be sharing about IRS Section 280A, otherwise known as,

The Augusta Rule. I'll explain step by step, everything you need to know about this massive tax deduction, from the do's and don'ts to a secret strategy for business owners to potentially triple their tax-free rental income!

5 Fundamental Ways To Pay Less Taxes - https://www.betterwealth.com/taxchecklist

The Financial Efficiency Quiz - https://bttr.ly/quiz

Have Questions for me or BetterWealth? Give us a call!

  • https://bttr.ly/ytclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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I give my response to Ed Slot going off on life insurance in his high-energy presentation about the 5 mistakes people make with life insurance.

Episode Links and Resources

Get FREE Access to our Overfunded Life Insurance Masterclass - https://bttr.ly/vault

Get Your Questions Answered by one of our Life Insurance Experts - https://bttr.ly/aaclarity

Watch the full video on Youtube - https://youtu.be/xWh_0rwqc9w

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Today I'm talking with Louis O' Connor the CEO/Founder of Strategic Metals Invest. We'll be looking at investing in rare earth metals, an alternative investment few people know about, that is generating massive returns, even greater than gold and silver! Rare earth metals are widely used and needed to make electric cars, phones, space exploration technology, and much more!

Guest Bio

Louis O’ Connor , CEO/Founder of Strategic Metals Invest. We offer private investors the opportunity to purchase and profit from owning Strategic Metals. The term Strategic Metals is an umbrella name for technology metals, rare earth metals, green metals and rare earth elements. We are the only industry broker on the planet to offer this option to private investors. Up until very recently the trade was between producers/suppliers, brokers and industry buyers. The investment play is exactly the same paradigm as owning Gold or Silver, instead investors own Strategic Metals which have outperformed Precious Metals, FTSE100 and S&P500 for the past 5 years. The only end buyer for these valuable raw materials are industry buyers therefore we also provide the all important exit for investors. Strategic Metals are extremely liquid as hard assets and can be liquidated in 3 to 4 working days.

Guest Link

Connect with Louis and Learn more about Strategic Metals - www.strategicmetalsinvest.com

Episode Links and Resources

The Financial Efficiency Quiz - https://bttr.ly/quiz

Have Questions for me or BetterWealth? Give us a call!

  • https://bttr.ly/ytclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Robert Kiyosaki got it wrong! At least, that's what Codie Sanchez thinks. According to Codie, Robert Kiyosaki's cash flow quadrant missed the mark and additionally she offers an alternative take. I'll be giving my raw reaction and seeing if she can change my mind!

Episode Links and Resources

The Financial Efficiency Quiz - https://bttr.ly/quiz

Have Questions for me or BetterWealth? Give us a call!

  • https://bttr.ly/ytclarity

Watch the full video on Youtube - https://youtu.be/zgPOTKJt39E

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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MassMutual Bans Infinite Banking! In a recent memo sent out by Mass they clearly stated they would no longer endorse infinite banking or "being your own bank" type of policies. We'll fill you in on everything you need to know about this recent development and our initial thoughts in response.

Episode Links and Resources

The Vault - Get FREE Overfunded Whole Life Insurance Education and Resources - https://bttr.ly/vault

Get Your Questions Answered by one of our Life Insurance Experts - https://bttr.ly/aaclarity

Watch the podcast live on Youtube - https://youtu.be/s2TWYv41_n8

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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I'm reacting to Alex Hormozi's 42 recession-proof money hacks. I'll be giving my honest review of all 42 points and additionally sharing some of my own tips on how to thrive during a down market

Episode Links and Resources

Can You Pass The Financial Efficiency Quiz? - https://bttr.ly/quiz

Have Questions for me or BetterWealth? Give us a call!

  • https://bttr.ly/ytclarity

Show the original video some love - https://youtu.be/rp1PzCxj3eU

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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I'll be showing you how to know When You Should Borrow Against Your Whole Life Insurance Policy! When utilizing your And Asset or infinite banking concept it can be challenging when to know the proper time and use for your policy. I'll teach you the math equation and philosophy I personally use to make these decisions.

Episode Links and Resources

Get FREE Overfunded Whole Life Insurance Education and Resources - https://bttr.ly/vault

|

Get Your Questions Answered by one of our Life Insurance Experts - https://bttr.ly/aaclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's Better Wealth, I am super excited to share with you a video I did back in 2018 and haven’t yet shared with anyone. I had done a demonstration for the book and when looking back over the video there was some great content I wanted to share with you. In this example I walk through how using a properly structured life insurance policy in a real estate investment helped earn over a 100% rate of return.

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz:  https://bttr.ly/quiz

AndAsset.com:  https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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I walk through the pros and cons of savings accounts. Are they even worth having with the high inflation rates we're experiencing?

Episode Links and Resources

Take our FREE Financial Quiz and get personalized results showing how you can improve your financial journey! - https://bttr.ly/quiz

Speak with one of our financial experts about the BetterWealth approach to money! - https://bttr.ly/ytclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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I'll be showing you the 11 key factors that every investment should have in order to be truly valuable for your life.

Episode Include Links and Resources

Take our FREE Financial Quiz and get personalized results showing how you can improve your financial journey! - https://bttr.ly/quiz

Speak with one of our financial experts about the BetterWealth approach to money! - https://bttr.ly/ytclarity

Learn about our specialized life insurance and how to access more than just the death benefits of life insurance - https://bttr.ly/vault

Speak with one of our life insurance experts to get clear on your wants and goals: https://bttr.ly/aaclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's Better Wealth Episode, I will be talking about the Covered Asset Strategy inspired by Wealth Building Cornerstones. If you have an AND Asset at the foundation of your life the Covered Asset Strategy or an annuity is one distribution strategy to consider, especially if you do not feel comfortable placing your money in the market.

Episode Include Links and Resources

Learn about our specialized life insurance and how to access more than just the death benefits of life insurance - https://bttr.ly/vault

Speak with one of our life insurance experts to get clear on your wants and goals: https://bttr.ly/aaclarity

Take our FREE Financial Quiz and get personalized results showing how you can improve your financial journey! - https://bttr.ly/quiz

Speak with one of our financial experts about the BetterWealth approach to money! - https://bttr.ly/ytclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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The big question I get about "interest" is how to know what the different types are and which is right for their situation. Most people have in their heads which form of interest is good and which form of interest is bad. However, I'll be challenging that perception through the lens of opportunity cost and hopefully opening your mind to the possibilities.

Episode Include Links and Resources

Take our FREE Financial Quiz and get personalized results showing how you can improve your financial journey! - https://bttr.ly/vault

Speak with one of our financial experts about the BetterWealth approach to money! - https://bttr.ly/ytclarity

Learn about our specialized life insurance and how to access more than just the death benefits of life insurance - https://bttr.ly/vault

Speak with one of our life insurance experts to get clear on your wants and goals: https://bttr.ly/aaclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth Episode, I breakdown the fundamental principles and basics of compound interest.

Episode Links and Resources

Watch the full podcast on YouTube - https://youtu.be/lI0deHdXPAU

The Financial Efficiency Quiz - https://bttr.ly/quiz

Have Questions for me or BetterWealth? Give us a call! - https://bttr.ly/ytclarity

Get FREE Access to our Whole Life Insurance Masterclass - https://bttr.ly/vault

Get Your Questions Answered by one of our Life Insurance Experts - https://bttr.ly/aaclarity

#BetterWealth

Free 15-Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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I discuss the 5 CONS of over-funding whole life insurance you need to be wary of before working with me or anyone else.

Episode Links and Resources

Get FREE Access to our Whole Life Insurance Masterclass - https://bttr.ly/vault

|

Get Your Questions Answered by one of our Life Insurance Experts - https://bttr.ly/aaclarity

|

The Wealth Efficiency Quiz - https://bttr.ly/quiz

|

Have Questions for me or BetterWealth? Give us a call!

  • https://bttr.ly/ytclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth Episode, I break down the philosophies, questions, and efficiency hacks I used to purchase my Tesla and how you can do the same when considering your next car purchase.

Watch the full podcast on YouTube - https://youtu.be/F8ZlEg-2e-w

Episode Links and Resources

The Wealth Efficiency Quiz - https://bttr.ly/quiz

|

Have Questions for me or BetterWealth? Give us a call!

  • https://bttr.ly/ytclarity

|

Get FREE Access to our Whole Life Insurance Masterclass - https://bttr.ly/vault

|

Get Your Questions Answered by one of our Life Insurance Experts - https://bttr.ly/aaclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's Better Wealth Episode, I discuss why the zero percent loan is a lie in most cases. If you reverse engineer your actual payment and what you are paying versus the cheaper price you are getting you will actually pay a lot more than zero percent.

Watch the full podcast on YouTube - https://www.youtube.com/watch?v=1UWx-i9dtrw&feature=youtu.be

Episode Links and Resources

The Wealth Efficiency Quiz - https://bttr.ly/quiz

|

Have Questions for me or BetterWealth? Give us a call!

  • https://bttr.ly/ytclarity

|

Get FREE Access to our Whole Life Insurance Masterclass - https://bttr.ly/vault

|

Get Your Questions Answered by one of our Life Insurance Experts - https://bttr.ly/aaclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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I walk through the 12 key lessons from Robert Kiyosaki that have greatly impacted my mindset, life, and BetterWealth!

Episode Links And Resources

The Wealth Efficiency Quiz - https://bttr.ly/quiz

|

Have Questions for me or BetterWealth? Give us a call!

  • https://bttr.ly/ytclarity

|

Get FREE Access to our Whole Life Insurance Masterclass - https://bttr.ly/vault

|

Get Your Questions Answered by one of our Life Insurance Experts - https://bttr.ly/aaclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Whether you are broke or have 10 million dollars to your name, this financial framework will allow you to build a financial foundation that ensures you will never run out of money, and more importantly, that you will be able to maintain your standard of living for the rest of your life without fear or worry. This is how to know where to put your money.

Episodes Link and Resources

Reveal your financial inefficiencies with the X-ray - https://www.betterwealth.com/xray

|

Get FREE Access to our Whole Life Insurance Masterclass - https://bttr.ly/vault

|

Get Your questions answered by one of our Life Insurance Experts - https://bttr.ly/aaclarity

|

The Wealth Efficiency Quiz - https://bttr.ly/quiz

|

Have questions for me or BetterWealth? Give us a call!

  • https://bttr.ly/ytclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's episode I spend time breaking down for you 6 incredible ways Life Insurance, when set-up and used properly, is the KEY to UNLOCKING your financial potential!

Episode Link and Resources

Get FREE Access to our Whole Life Insurance Masterclass - https://bttr.ly/vault

|

Get Your questions answered by one of our Life Insurance Experts - https://bttr.ly/aaclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz:  https://bttr.ly/quiz

AndAsset.com:  https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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A response you often get from anti-whole life insurance proponents is "buy term and invest the difference". But is this really a better use of your money or is whole life insurance actually the way to go? I'll be breaking down the numbers live and showing you exactly what to expect!

If you want to visually see the numbers being discussed in this episode - https://youtu.be/NWYNon-_Xh8

Episode links and Resources

Get FREE Access to our Whole Life Insurance Masterclass - https://bttr.ly/vault

|

Speak with one of our life insurance experts to get clear on your wants and goals: https://bttr.ly/aaclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's Better Wealth Episode, I will be getting into the nuts and bolts of The Volatility Buffer, Sequence Risk loss,and the 4% rule. There are a lot of problems in retirement planning and every time you lose a dollar you lose what that dollar could have gotten for you for the rest of your life. This strategy could help increase your security and cash flow in retirement and is a game changer if implemented properly.

Learn about our specialized life insurance and how to access more than just the death benefits of life insurance - https://bttr.ly/vault

|

Speak with one of our life insurance experts to get clear on your wants and goals: https://bttr.ly/aaclarity

|

Take our FREE Wealth Quiz and get personalized results showing you what areas you can improve in your financial journey! - https://bttr.ly/quiz

|

Speak with one of our financial experts about the BetterWealth approach to money! - https://bttr.ly/ytclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth Episode, I have been asked to give my response to "Meet Kevin" On Infinite Banking and Life Insurance where I discuss the video "The Truth about Life Insurance with The CEO of Ladder Life" that was published on the YouTube Channel Meet Kevin.

Episode Links and Resources

See the video here: The Truth about Life Insurance with The CEO of Ladder Life: https://www.youtube.com/watch?v=guyRrDOoKY4

Get FREE Access to The Vault - https://bttr.ly/vault

|

Speak with one of our life insurance experts to get clear on your wants and goals: https://bttr.ly/aaclarity

|

Take our FREE Wealth Quiz and get personalized results showing you what areas you can improve in your financial journey! - https://bttr.ly/quiz

|

Speak with one of our financial experts about the BetterWealth approach to money! - https://bttr.ly/ytclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In less than 10 minutes I'll be teaching you how to give your dollar multiple jobs! The strategy is called, The And Asset, and it has been utilized by banks, corporations, and the wealthy for hundreds of years. I break down the concept into easy-to-follow animations and graphics, list the pros and cons, and finally, show real-life examples that reveal the actual numbers!

Episode Links and Resources

GET STARTED - https://bttr.ly/aaclarity

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Learn more about our unique process with whole life insurance and how you can utilize it as a powerful asset for your money! - https://bttr.ly/vault

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Download Our FREE Tax Checklist - https://www.betterwealth.com/taxchecklist

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Take Our FREE Wealth Efficiency Quiz - https://bttr.ly/quiz

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Speak with one of our financial experts about the BetterWealth approach to money - https://bttr.ly/ytclarity

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We'll be looking at everything you need to know about the Roth IRA and the Roth 401k. List of topics below!

Safe (Low Risk): Your money suffers little to no risk of loss.

Liquidity: Your money is accessible for emergencies or opportunities.

Growth: Your money multiples at a competitive rate of return.

Passive Cash-Flow: Your money produces income on it’s own.

Leverageable: You can use your money as collateral.

Private: Your money grows without restrictions and has creditor protection.

Tax Deductible: You can subtract any money you put into the account from your taxable income.

Episode Links and Resources

Watch on Youtube - https://youtu.be/VDmzIMBn6sw

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FREE Tax Savings Checklist - https://www.betterwealth.com/taxcheck...

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FREE Wealth Quiz that shows you exactly where you're at in your financial journey - https://bttr.ly/quiz

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Speak with one of our financial experts about the BetterWealth approach to money - https://bttr.ly/ytclarity

|

Learn more about our unique process with whole life insurance and how you can utilize it as a powerful asset for your money! - https://bttr.ly/vault

|

Schedule a FREE call with one of our life insurance experts to get clear on your wants and goals: https://bttr.ly/aaclarity

Grows Tax-Free: Your money grows without being taxed.

Tax-Free Distribution: You can access your money without paying taxes on it.

Protection/Legacy: You are provided for in the event of tragedy and are self completing.

No Contribution Limits: You have no limits on how much you can fund in the asset.

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

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In this episode of "BetterWealth Podcast Favorites" I discuss `how you should be investing when you're already successful. I break down a case study of two clients who made 75k a year with only 3 years experience in the real estate business and what they should do next.

Watch on Youtube - https://youtu.be/pUFbNKZx0uE

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz:  https://bttr.ly/quiz

AndAsset.com:  https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's episode I'll be giving my raw reaction to a course Kris Krohn made about buying real estate with whole life insurance. Is this even possible and are the numbers he's projecting accurate? I tell all, here on the BetterWealth Podcast.

Episode Links and Resources

(The Vault) Learn more about our unique process with whole life insurance and how you can utilize it as a powerful asset for your money! - https://bttr.ly/vault

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Schedule a FREE call with one of our life insurance experts to get clear on your wants and goals: https://bttr.ly/aaclarity

|

FREE Tax Savings Checklist - https://www.betterwealth.com/taxcheck...

|

FREE Wealth Quiz that shows you exactly where you're at in your financial journey - https://bttr.ly/quiz

|

Speak with one of our financial experts about the BetterWealth approach to money - https://bttr.ly/ytclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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I explain all of the major ways that life insurance can enhance your retirement with 5 powerful benefits!

Want to learn more about the type of life insurance policy that can give you these 5 retirement benefits? Click here and we'll give you access to all of our free resources and education - https://bttr.ly/vault

Watch the full presentation on Youtube (Coming Soon) https://www.youtube.com/c/BetterWealth/?sub_confirmation=1

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In this episode I'm reacting to a video made by Patrick Bet-David on how to become a millionaire in half the time. I'll be reviewing his points and also giving my own take on how you can shorten your own timeline to millionaire status!

Episode Link

Speak with one of our financial experts about the BetterWealth approach to money - https://bttr.ly/ytclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz:  https://bttr.ly/quiz

AndAsset.com:  https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Today I'll be reacting to a simple illustration of the Infinite Banking Concept as well as showing 11 additional points to properly showcase the power of this strategy.

Episode Links and resources

Learn more about our unique process with whole life insurance and how you can utilize it as a powerful asset for your life and wealth! - https://bttr.ly/vault

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Speak with one of our team members about the And Asset: https://bttr.ly/aaclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In this episode, I'll be having you, the listener, answer 6 questions from our Wealth Quiz

that will show you exactly how efficient you are with your money.

Episode Link

Take the FREE 20 Question Wealth Efficiency Quiz - https://bttr.ly/quiz

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz:  https://bttr.ly/quiz

AndAsset.com:  https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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My guest today is, Kim D. H. Butler, who is an influential author and thought leader in the financial space. Kim recently released a new book called, "Busting the College Planning Lies: How Unknown Opportunity Costs Kill the Goose and the Golden Egg." In this episode we'll be answering the question, "is college worth it?" This may be one of the most important questions we answer in the financial space for parents and for young adults considering which career path to choose.

About the guest

Kim D. H. Butler is helping Americans build wealth... WITHOUT Wall Street risks! Kim is president of Prosperity Thinkers, a personal finance firm that serves clients in all 50 states. Along with her husband Todd Langford of Truth Concepts financial software, Kim is also the co-founder of Prosperity Economics Movement. A recognized expert on whole life insurance and financial strategies. Kim has authored paradigm-shifting books such as: Live Your Life Insurance, Busting the Life Insurance Lies, and Perpetual Wealth. Driven to find a better way, Kim studied the commonalities between wealth builders. She observed what worked and didn't work in the real world, and found synergy between certain strategies and principles. These common principles later became the "7 Principles of Prosperity" of the Prosperity Economics Movement. In 1999, Kim dedicated herself to the principles of Prosperity Economics. Her work as a Prosperity Economics Advisor has been recommended by financial thought leaders and authors such as Robert Kiyosaki (Rich Dad, Poor Dad), Tom Dyson, publisher of the Palm Beach Letter investment newsletter, Tom Wheelright (Tax Free Wealth), and Garrett Gunderson (Killing Sacred Cows). She has been interviewed by Robert Kiyosaki, consulted with the Palm Beach Letter, and featured on many popular podcasts, including her own — The Prosperity Podcast on iTunes.

Guest Links and Resources

Kim's new book - https://www.amazon.com/Busting-College-Planning-Lies-Opportunity-ebook/dp/B0BM535MQF

Episode Links and Resources

FREE Tax Checklist - https://www.betterwealth.com/taxchecklist

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Take our Free Wealth Quiz and get personalized results showing you what areas you can improve in your financial journey! - https://bttr.ly/quiz

|

Speak with one of our financial experts about the BetterWealth approach to money - https://bttr.ly/ytclarity

|

(The Vault) Learn more about our unique process with whole life insurance and how you can utilize it as a powerful asset for your life and wealth! - https://bttr.ly/vault

|

Speak with one of our life insurance experts and see if our unique strategy's fit your financial journey: https://bttr.ly/aaclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's Better Wealth Episode, I share a short story from an experience I had with an escalator and how the experience brought me an incredible realization about wealth. I call it, "The Escalator Effect" and I believe it has a lot to teach us about wealth and financial momentum.

Episode Links and Resources

FREE Tax Checklist - https://www.betterwealth.com/taxchecklist

|

Take our Free Wealth Quiz and get personalized results showing you what areas you can improve in your financial journey! - https://bttr.ly/quiz

|

Speak with one of our financial experts about the BetterWealth approach to wealth - https://bttr.ly/ytclarity

|

(The Vault) Learn more about our unique process with whole life insurance and how you can utilize it as a powerful asset for your life and wealth! - https://bttr.ly/vault

|

Speak with one of our life insurance experts and see if our unique strategy's fit your financial journey: https://bttr.ly/aaclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz: https://bttr.ly/quiz

AndAsset.com: https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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I sat down with the creator of infinite banking and the author of, Becoming Your Own Banker, and asked him exactly what this concept is and how it works.

Episode Links and Resources

Interview with Nelson Nash:

Part 1 - https://youtu.be/oa3SmuTvacg

Part 2 - https://youtu.be/oM6EkkTimjY

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz:  https://bttr.ly/quiz

AndAsset.com:  https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In Part 2 of my interview with Nelson Nash, the founder of IBC and author of, Becoming Your Own Banker, Nelson explains exactly what Parkinson's Law is as well as the importance of imagination in life and business.

Watch all of the parts on Youtube:

Part 1 - https://youtu.be/oa3SmuTvacg

Part 2 - https://youtu.be/oM6EkkTimjY

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz:  https://bttr.ly/quiz

AndAsset.com:  https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Listen as I share my backstory of working at a bank and how one simple question “Caleb, how does your bank make money?” drove me to discover how banks were able to control capital better than we could. Instead of hating the banking system, I'm going to show you how to learn from what they do to make ourselves successful.

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz:  https://bttr.ly/quiz

AndAsset.com:  https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

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Several years ago I had the pleasure of sitting down and speaking with Nelson Nash, the author of, Becoming Your Own Banker, and the founder of the infinite banking concept. This is part 1/3 of my favorite highlighted parts in the conversation. Today's focus, "why banks are evil".

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz:  https://bttr.ly/quiz

AndAsset.com:  https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Experts say that 9/10 business owners and investors overpay on their taxes so me and my team created five fundamental ways you can save more on taxes! We have also included a free worksheet detailing all of this information and I would encourage you and your team to run through it after listening to this podcast.

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz:  https://bttr.ly/quiz

AndAsset.com:  https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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inexperienced entrepreneurs and investors are usually concerned with one metric - ROR (rate of return) but what if I told you there's something even more important and it doesn't include numbers?

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz:  https://bttr.ly/quiz

AndAsset.com:  https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In this podcast I'll be sharing 3 frameworks that I've pulled from studying Jeff Bezos and how he has made his massive fortune. Take out you notepads because this episode is stacked with concepts and business philosophy that could change the course of your wealth journey.

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz:  https://bttr.ly/quiz

AndAsset.com:  https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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I put together a comprehensive presentation of 5 areas where life insurance can enhance your retirement.

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz:  https://bttr.ly/quiz

AndAsset.com:  https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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I react to Naval's viral tweet storm and podcast with Joe Rogan about how to get rich without being lucky.

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz:  https://bttr.ly/quiz

AndAsset.com:  https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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I react to Naval's viral tweet storm and podcast with Joe Rogan about how to get rich without being lucky.

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity

The And Asset Book: https://bttr.ly/book

BetterWealth Quiz:  https://bttr.ly/quiz

AndAsset.com:  https://bttr.ly/andasset

BetterWealth Youtube - https://bttr.ly/bwyoutube

Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In this podcast, I'll be breaking down Kevin Hart's conversation with Grant Cardone and laying out Kevin's simple 3 step wealth framework that has made him into one of the greatest entrepreneurs in recent history as he has amassed half a billion dollars through comedy, investing, and real estate.  #BetterWealth  Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In this Part 2 conversation with Karlton Dennis I asked him what he thinks of the infinite banking concept. Not only has he heard of it but he utilizes it himself. Karlton shares how advantageous the tax and real estate benefits are with life insurance if properly utilized. Guest bio Karlton Dennis is based in the great state of California and helps anyone from small business owners to millionaires reduce their tax bills, legally, each year. By utilizing the tax codes that the government provides each year, he is able to reduce all of his clients tax bills, and even give them the freedom of living TAX FREE. Karlton has over 380 thousand subscribers on Youtube and has collectively reached millions of viewers with his tax strategies and educational content. Guest Links Watch more of Karlton - https://www.youtube.com/channel/UCEc3bAbOtPEUIgpNkViF_PQ/videos (https://www.youtube.com/channel/UCEc3bAbOtPEUIgpNkViF_PQ/videos) Connect with Karlton on Instagram - https://www.instagram.com/karltondennis/ Learn More About Karlton and his team - https://karltondennis.com/  #BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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Tax Strategist and entrepreneur, Karlton Dennis shares some of the best and worst tax strategies in the game. We also take a deeper look into who Karlton is and what made him the fastest-growing tax expert on Youtube. Guest Bio Karlton Dennis is based in the great state of California and helps anyone from small business owners to millionaires reduce their tax bills, legally, each year. By utilizing the tax codes that the government provides each year, he is able to reduce all of his clients tax bills, and even give them the freedom of living TAX FREE. Karlton has over 380 thousand subscribers on Youtube and has collectively reached millions of viewers with his tax strategies and educational content. Guest Links Watch more of Karlton - https://www.youtube.com/channel/UCEc3bAbOtPEUIgpNkViF_PQ/videos (https://www.youtube.com/channel/UCEc3bAbOtPEUIgpNkViF_PQ/videos) Connect with Karlton on Instagram - https://www.instagram.com/karltondennis/ (https://www.instagram.com/karltondennis/)

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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If you've listened to my podcast before you've probably heard me discuss this strategy before. But what exactly is the "And Asset" and how does it work? I invited our head wealth coach at BetterWealth, Jereme Roodhouse, to give a deeper explanation of the inner working of the And Asset and how it can be utilized to do more than one thing with your dollar. Watch this podcast live on Youtube - https://youtu.be/z9nrsfIvVzw

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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You've heard me talk about Overfunded/Max Funded Whole life policies and the benefits this can be to your financial strategy but what about a typical whole life policy that hasn't been specially designed? Is it worth the money? You might be surprised by my answer.  #BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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I talk about opportunity cost, why it's so important, and how you should use it in your life and business. Learn more about our unique process with whole life insurance and how you can utilize it as a powerful asset! The And Asset Vault: https://bttr.ly/vault

Take Our FREE quiz that will give you an exact score on your wealth efficiency and help you understand what areas of your financial life can improve! - https://bttr.ly/quiz Speak with one of our financial experts and see if the way we think about money fits in with your life! - https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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Listen to this one podcast before borrowing against your whole life insurance policy. Learn more about our unique process with whole life insurance and how you can utilize it as a powerful asset! The And Asset Vault: https://bttr.ly/vault Take Our FREE quiz that will give you an exact score on your wealth efficiency and help you understand what areas of your financial life can improve! -https://bttr.ly/quiz (https://bttr.ly/quiz ) Speak with one of our financial experts and see if the way we think about money fits in with your life! - https://bttr.ly/ytclarity (https://bttr.ly/ytclarity )

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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When it comes to saving for college education the plan of choice for most families is the infamous 529 but is it really the best choice? I break down 7 key concepts on which we can compare a 529 plan to a whole life insurance policy to help you determine which one works best for your needs. Youtube - https://www.youtube.com/c/BetterWealth/featured (https://www.youtube.com/c/BetterWealth/featured) Learn more about our unique process with whole life insurance and how you can utilize it as a powerful asset! The And Asset Vault: https://bttr.ly/vault (https://bttr.ly/vault) Take Our FREE quiz that will give you an exact score on your wealth efficiency and help you understand what areas of your financial life can improve! -https://bttr.ly/quiz (https://bttr.ly/quiz ) Speak with one of our financial experts and see if the way we think about money fits in with your life! - https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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I react to a video I made with Dominic Rufran on, The And Asset channel about, "using Life Insurance while you're alive". Original Video - https://youtu.be/QR0fYnNutGI (https://youtu.be/QR0fYnNutGI)

Learn more about our unique process with whole life insurance and how you can utilize it as a powerful asset! The And Asset Vault: https://bttr.ly/vault (https://bttr.ly/vault)

Take Our FREE quiz that will give you an exact score on your wealth efficiency and help you understand what areas of your financial life can improve! -https://bttr.ly/quiz (https://bttr.ly/quiz )

Speak with one of our financial experts and see if the way we think about money fits in with your life! - https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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I react to a video I made with Dominic Rufran on, The And Asset channel about, "using Life Insurance while you're alive". Original Video - https://youtu.be/QR0fYnNutGI (https://youtu.be/QR0fYnNutGI)

Learn more about our unique process with whole life insurance and how you can utilize it as a powerful asset! The And Asset Vault: https://bttr.ly/vault (https://bttr.ly/vault)

Take Our FREE quiz that will give you an exact score on your wealth efficiency and help you understand what areas of your financial life can improve! -https://bttr.ly/quiz (https://bttr.ly/quiz )

Speak with one of our financial experts and see if the way we think about money fits in with your life! - https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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Sometimes saving all your money doesn't make you a winner, but a loser. Learn more about our unique process with whole life insurance and how you can utilize it as a powerful asset! The And Asset Vault: https://bttr.ly/vault

Take Our FREE quiz that will give you an exact score on your wealth efficiency and help you understand what areas of your financial life can improve! -https://bttr.ly/quiz

Speak with one of our financial experts and see if the way we think about money fits in with your life! - https://bttr.ly/ytclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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Responding and giving my analysis of Ryan Pineda's and Chris Naugle's interview on infinite banking. Episode Link and Resources

Response Video - https://youtu.be/mFCkDwC3xOU Original Video - https://youtu.be/dhdhe1f2Vbs

Learn more about our unique process with whole life insurance and how you can utilize it as a powerful asset! The And Asset Vault: https://bttr.ly/vault (https://bttr.ly/vault)

Take Our FREE quiz that will give you an exact score on your wealth efficiency and help you understand what areas of your financial life can improve! -https://bttr.ly/quiz (https://bttr.ly/quiz )

Speak with one of our financial experts and see if the way we think about money fits in with your life! - https://bttr.ly/ytclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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Responding and giving my analysis of Ryan Pineda's and Chris Naugle's interview on infinite banking. Episode Link and Resources

Response Video - https://youtu.be/mFCkDwC3xOU Original Video - https://youtu.be/dhdhe1f2Vbs

Learn more about our unique process with whole life insurance and how you can utilize it as a powerful asset! The And Asset Vault: https://bttr.ly/vault (https://bttr.ly/vault)

Take Our FREE quiz that will give you an exact score on your wealth efficiency and help you understand what areas of your financial life can improve! -https://bttr.ly/quiz (https://bttr.ly/quiz )

Speak with one of our financial experts and see if the way we think about money fits in with your life! - https://bttr.ly/ytclarity

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In today's episode I have the very special, Jayson Lowe, the founder of Ascendant Financial talking with me about why everyone should become their own bank. Guest Bio Jayson Lowe, the founder of Ascendant Financial, has been educating, coaching, and mentoring households and business owners nationwide to take control of the banking function, and recapture the interest presently being paid to banks, credit card, and finance companies. Guest Links

https://www.learnwithj.com/welcome https://twitter.com/JaysonLoweIBC https://www.facebook.com/thebankernextdoor/ https://ca.linkedin.com/in/jayson-lowe-11056620

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In this episode I talk about the true rate of return of an overfunded whole life policy and why it's better than you think.  #BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In this episode I talk about the true rate of return of an overfunded whole life policy and why it's better than you think.  #BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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I go over the differences between a max funded whole life policy and a regular whole life policy. Which is better and which will ultimately serve your life and future?  #BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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I go over the differences between a max funded whole life policy and a regular whole life policy. Which is better and which will ultimately serve your life and future?  #BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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Higher risk equals higher reward is a financial sentiment often toted by many advisors but is it possible this isn't always true? In this video I explain what it actually takes to receive a high reward and what the actual definition of "risk" is.

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Responding and giving my analysis of Ryan Pineda's and Chris Naugle's interview on infinite banking.

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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I answer 10 of the most commonly asked questions about IBC in under 10 minutes! Get your notepads out because this is gonna be packed with a lot of information delivered fast!  #BetterWealth  Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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I answer 10 of the most commonly asked questions about IBC in under 10 minutes! Get your notepads out because this is gonna be packed with a lot of information delivered fast!  #BetterWealth  Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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I had the privilege of being a keynote speaker at The Naifa Apex Summit and gave my talk on value leveraging. This is packed full with information I haven't shared before so I'm super excited to present this to our amazing BetterWealth community!

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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Reacting to four viral clips about the Biden student debt forgiveness plan. I share my honest feedback about the policy and how it will affect the country.

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Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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The Millennial generation has been reported as "the most financially stressed" out of any age group. So my producer Joel is asking me 10 money questions millennials are afraid to ask and hopefully we can bring some peace of mind to anyone who might need it.

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Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In part 6 of our, "Overfunded whole life insurance" series I talk about the death benefit and the legacy that can be created with this strategy! Learn more about this strategy - https://www.andasset.com/vault (https://www.andasset.com/vault)

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In part 5 of our, "Overfunded whole life insurance" series I talk about the retirement benefits and how it can set you up in a powerful way for the future. Learn more about this strategy - https://www.andasset.com/vault (https://www.andasset.com/vault)

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In part 4 of our, "Overfunded whole life insurance series" I'll be covering the importance of controlling your money and how this specially designed life insurance policy can help you do just that!  #BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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I would like to formally invite you to our last wealth workshop of 2022. On September 23rd-24th. Two jammed pack days filled with education, implementation, wealth strategy, and optimization wins. There will also be amazing food and conversations! Learn more by clicking the link below! Secure Your Spot - https://www.betterwealth.com/workshop (https://www.betterwealth.com/workshop)

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In part 3 of our, "Overfunded whole life insurance" series I talk about the compounding benefit of this strategy and how it's done successfully!  #BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In this 6 part series I will be covering Overfunded whole life insurance and all of the benefits that can come with structuring this type of policy. In this episode I'll be covering the essentials of overfunding a policy!  #BetterWealth  Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In this 6 part series I will be covering Overfunded whole life insurance and all of the benefits that can come with structuring this type of policy. In this episode I'll be giving the general overview of what you can expect to hear in this series!  #BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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I sit down with a legend in the life insurance and financial space, Tom Hegna. A 3 time bestselling author and former First Vice President at New York Life, Tom is an expert in retirement planning and has no lack of knowledge when it comes to controlling your money. Guest Bio Nobody knows retirement income planning better than Tom Hegna. As a former First Vice President at New York Life, he has dominated the main platform of all the biggest venues in the financial services industry, electrifying top producers worldwide. Wielding unsurpassable expertise and a record of over 5,000 seminars, his words have literally had a multi-billion dollar impact on the industry. Tom specializes in simplifying retirement solutions so advisors don't even have to sell - they just have to show. He makes retirement a happy occasion by giving easily digestible solutions to complex problems using a variety of financial products such as annuities, life insurance, and mutual funds. Guest Links Watch more of Tom Hegna - https://www.youtube.com/c/TomHegna (https://www.youtube.com/c/TomHegna) Connect with Tom - https://www.TomHegna.com (https://www.TomHegna.com)

#BetterWealth  Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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My guest today is bestselling author, speaker, and pioneer of social media, being one of the first people to film a viral video, an honor that landed him on the front page of The Wall Street Journal and as a guest on Good Morning America. Guest Bio Chris Tuff is a bestselling author and highly sought after keynote speaker who has presented for Nike, Home Depot, Verizon, and several other Fortune 100 companies. He began his career as a pioneer of the social media marketing space, becoming one of the first marketers to work directly with Mark Zuckerberg on Facebook advertising. Chris was also one of the first to film a “viral” video, an honor that landed him on the front page of The Wall Street Journal and as a guest on Good Morning America. His first book, The Millennial Whisperer, is a USA Today bestseller that explores the importance of empathy and relationships in the workplace, and it equips leaders with tools to attract and retain young talent through genuine connection. During the pandemic, Chris shifted his focus toward making connections outside of the office, which resulted in publishing his most recent book, Save Your Asks. The book shares interviews and stories from some of the world’s greatest leaders and entrepreneurs about using authenticity and connection to become better salespeople and networkers. He’s a graduate from Vanderbilt University and lives in Atlanta with his wife and two daughters. He loves kiteboarding, travel, and Air Jordans. Guest Link More about Chris Tuff - https://christuff.me/ Connect with Chris Tuff - https://www.instagram.com/tuff22/?hl=en (https://www.instagram.com/tuff22/?hl=en)  #BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In this special podcast I have my good friend Chris Kirkpatrick of LIFE180 breakdown his CashFlow Hacking stratagy and discuss how you can increase the control and benefits of your properly structured whole life policy. Guest Bio I am relentlessly dedicated to helping people reach financial freedom as quickly as possible. I believe the financial system is broken - it is set up for the main street investor to fail. I believe too many people play a passive role in one of the most important areas of their life - THEIR MONEY. I wrote my last book, Cashflow Hacking, to show how anyone can reach financial freedom predictably in roughly a decade. That's about 4x faster than Wall Streets plan for you. And the good news is, you have more control of the outcome. I am also the Founder of LIFE180 - An Independent Marketing Organization (IMO) in the Life Insurance industry. Guest Link LIFE180 Youtube - https://www.youtube.com/c/LIFE180 (https://www.youtube.com/c/LIFE180)  #BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In this podcast I breakdown 3 ways you can increase your sales without sounding salesy or pushy.  #BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In this podcast I brake down one simple trick that made my email stand out from thousands of others and had the CEO and president of a massive fortune 500 company say it was the best email he's ever received. Episode Resources Take Our FREE quiz that will give you your exact score on wealth efficiency and help you understand what aspects of your financial life can improve! Wealth Efficiency Quiz - https://bttr.ly/quiz (https://bttr.ly/quiz)

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In this podcast I break down 3 ways that you can think about money differently that can open up your mind to what's possible and give you a clearer understanding on what having money actually means. Take Our FREE quiz that will give you your exact score on wealth efficiency and help you understand what aspects of your financial life can improve! Wealth Efficiency Quiz - https://bttr.ly/quiz (https://bttr.ly/quiz )

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In this episode I have the founder of BankingTruths.com, John "Hutch" Hutchinson on to discuss the truth behind whole life insurance/infinite banking. Guest Bio John, or “Hutch” as he’s often known as, is the founder of BankingTruths.com. Hutch specializes in taking a visual educational approach with clients, boiling down complex financial strategies to simple sketches and stories that they can easily understand. He is also a perpetual student in the continually evolving subject of wealth creation/preservation. Although he has earned some of the most respected classifications in the financial industry, Hutch learned some of the hardest lessons first as a consumer. Hutch's credentials also include - ChFC®, CLU®, AEP®, EA (Inactive) Guest Links https://bankingtruths.com/ (https://bankingtruths.com/) https://www.youtube.com/c/Bankingtruthscom (https://www.youtube.com/c/Bankingtruthscom)

#BetterWealth

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In this episode of the BetterWealth podcast me and my good friend, Chris Kirkpatrick from LIFE180 discuss 5 negative drawbacks to cash value life insurance or better known as the infinite banking concept. Guest Bio I am relentlessly dedicated to helping people reach financial freedom as quickly as possible. I believe the financial system is broken - it is set up for the main street investor to fail. I believe too many people play a passive role in one of the most important areas of their life - THEIR MONEY. I wrote my last book, Cashflow Hacking, to show how anyone can reach financial freedom predictably in roughly a decade. That's about 4x faster than Wall Streets plan for you. And the good news is, you have more control of the outcome. I am also the Founder of LIFE180 - An Independent Marketing Organization (IMO) in the Life Insurance industry. Guest Link LIFE180 - https://www.youtube.com/c/LIFE180 (https://www.youtube.com/c/LIFE180)

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In this episode I explore the topic of finances in marriage and how to build unity with your spouse in an often frustrating subject for couples. Today's guest is Chris Felton, a bestselling author and financial expert who shares his experience and lessons with the mission of helping couples get their finances and relationships in order. Guest Bio Chris and his wife Marlow Felton are bestselling authors, personal finance experts, and professional speakers. They have grown a successful financial services business, which has put them in the top 1% of one of the largest financial services companies in North America, and more than tripled their income during the Great Recession. After almost 20 years in the financial services industry and over a decade of personal development, they have learned that wealth is built from the inside out! Guest Link http://couplesmoney.com/ (http://couplesmoney.com/)

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Today's podcast is a special one as we recorded a really in-depth and "live" conversation on all things IUL. Guest Bio A brief guest bio of about 100 words including their business and title along with any other accreditation information. I am relentlessly dedicated to helping people reach financial freedom as quickly as possible. I believe the financial system is broken - it is set up for the main street investor to fail. I believe too many people play a passive role in one of the most important areas of their life - THEIR MONEY. I wrote my last book, Cashflow Hacking, to show how anyone can reach financial freedom predictably in roughly a decade. That's about 4x faster than Wall Streets plan for you. And the good news is, you have more control of the outcome. I am also the Founder of LIFE180 - An Independent Marketing Organization (IMO) in the Life Insurance industry.

Guest Link Life 180 Youtube - https://www.youtube.com/c/LIFE180

#BetterWealth

Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In this podcast me and Chris Kirkpatrick respond to the life insurance agent, Ernest Burley Jr. and his critique video of the infinite banking concept. Video we're responding to: https://youtu.be/UIrLghTeZ9I  #BetterWealth

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Me and my guest Chris Kirkpatrick react to a Tiktok video on the Kai-Zen retirement strategy and give our thoughts on this IUL retirement strategy. Guest Bio Chris Kirkpatrick launched LIFE180 as a solution to a problem. As the director of business development for a Fortune 1000 life insurance / broker dealer, he became disenchanted with the financial industry because of the lack of education provided to clients and how "financial advisors" were really just glorified sales people.

So... LIFE180 was launched to help give relevant financial education for people to create wealth. Along the journey, LIFE180 has evolved. Chris' quickly realized he was passionate about not just helping entrepreneurs on how to leverage their money, but how to build their businesses.

Over the past 5 years, Chris has spent thousands of hours mastering the art of online business development for himself and clients. In 2020, LIFE180 morphed into a full service online business launch and development agency. If you need any help creating more revenue or generating more leads online, reach out to see how LIFE180 can help.

Guest Link Chris' video on Kai-Zen - https://youtu.be/GgSTmGo6UR8 (https://youtu.be/GgSTmGo6UR8)

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How do you know if you're truly successful? Or the bigger question, "how do you find your purpose in life? This is the age old question every person has asked themselves at least once. In this podcast I tackle these timeless questions with Laura Gassner Otting, a TEDx speaker who's sure to get your mind running with her thought provoking and inspiring messages. Guest Bio Over the course of my 20-year career studying, recruiting, and stewarding leaders through massive career change, I’ve witnessed over and over that true success comes from a combination of four elements (calling, connection, contribution, and control) which remove external and internal limits, and empower individuals to carve their own paths and use their work to live their best lives — what I term Consonance. Simply defined, consonance is when the “what” you do matches the “who” you are (or want to be).

Guest Links Laura's TEDx Talk - https://youtu.be/XYMM9joekdE (https://youtu.be/XYMM9joekdE) Wonderhell - https://www.lauragassnerotting.com/wonderhell (https://www.lauragassnerotting.com/wonderhell) Laura's Website - https://www.lauragassnerotting.com/

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Today on the BetterWealth podcast I bring on Michael Bervell, a Harvard graduate, Portfolio Development Manager at Microsoft’s Venture Fund, Program Manager at Microsoft, and Software Engineer at Twitter. And that's just the beginning of his successes. Michael gives us insight into his philosophy and approach to succeeding not just in business but life. Guest Bio Michael Bervell is the author of “Unlocking Unicorns,” a bestselling book about the stories, habits, and lessons of billion-dollar startup founders in Africa, Asia, and the Middle East available on Amazon and in bookstores globally. For over 2 years, he blogged daily on his website “Billion Dollar Startup Ideas” and received more than 800,000 impressions from over 150 different countries.

In 2007, Bervell co-founded “Hugs for” an international, student-run non-profit organization focused on using grassroots strategies to develop countries around the world. To date, "Hugs for" has fundraised over $500,000 of material and monetary donations; impacted over 300,000 youth around the world; and expanded operations to 6 countries (Tanzania, Ghana, United States, Uganda, Kenya, and Sierra Leone). Because of his work, Bervell was awarded the National Caring Award in 2015 (alongside Pope Francis, Dikembe Mutombo, and 7 others).

Guest Links Website - https://www.michaelbervell.com/ (https://www.michaelbervell.com/) Unlocking Unicorns - https://www.amazon.com/gp/product/1637303262/ (https://www.amazon.com/gp/product/1637303262/)

#BetterWealth

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Today I have a guest that is sure to inspire and fire you up for whatever challenges lies ahead of you in business and in your life. Tommy Breedlove is a Wall Street Journal and USA Today Best Selling Author of the Book, "Legendary" and the founder of the Legendary Life Movement. A movement that empowers driven people to be Pros in Leadership, Business, Mindset, & their Relationships. Guest Bio Meet Tommy Breedlove, the Wall Street Journal and USA Today Best Selling Author of the Book, "Legendary" and the founder of the Legendary Life Movement.… A movement that empowers driven people to be Pros in Leadership, Business, Mindset, & their Relationships. Tommy challenges high achievers to stop chasing the Ghost of "More" & "When" and lean-in to the Legendary leaders, spouses, and humans they were born to be. As a Premiere Leadership, business, relationship, and mindset coach who is a regular featured keynote speaker at global events, Tommy started his 20-year corporate career at one of the largest financial consulting firms in the world, and eventually became a shareholder, the International Practice Leader, and a member of the board of directors for one of the largest public accounting and financial firms in the southeast U.S. At the top of his career, Tommy experienced a transformational moment inspiring him to walk away from the corporate world to change his life and follow his true calling. Tommy now serves clients and audiences everywhere by empowering them to build and live Legendary Lives. He guides people to discover a life of significance without compromising their drive or ambition. The simple tools he shares shows them how to work in their zone of brilliance, obtain financial confidence, and live with meaning and balance. The goal is to help everybody to become the person they’ve always wanted to be.

Guest Links FB - https://www.facebook.com/legendarylifemovement IG - https://www.instagram.com/legendarylifemovement/ Youtube - https://www.youtube.com/channel/UCBFWr-UNFe-Z6eKMVayZfVA Website: https://www.legendarylifemastermind.com

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Are we going to have a recession in 2022? And how do we best prepare to protect our investments during a market crash? I give my thoughts and advice on how to make sure you survive safely and potentially even thrive through the red.  #BetterWealth  Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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These are 2 lessons I was taught by some very successful people in the business world and I'm sharing them with you today and also giving some deeper insight on how to apply them to your life.  #BetterWealth

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In this episode I interview Tony Shavers, who is a longtime listener of the BetterWealth show and also owns and uses a properly structured whole life policy to better his life and financial journey. This interview highlights the power of properly structured life insurance and how you don't have to be wealthy to utilize its benefits. Guest Bio Tony Shavers III is an Amazon Best-Selling Author of the self-help book Is Your Dream Really Worth It? and a top 10 Finalist of the Author Academy Award. His life is a journey of self-discovery and reflects his commitment to helping others find success within their identity. At a young age, he discovered a gift for making a difference in people's lives to be the voice for those who felt silenced. He found power in words and actions and knew he needed to share it with the world. In 2015, Tony received the Community Justice Award from Community Works West for exceptional dedication to supporting children of incarcerated parents and for his continued commitment to making higher education accessible to youth everywhere. In relation to joining today's Better Wealth Podcast, Tony is excited to share how powerful utilizing his whole life insurance as a banking system has been in his life since he began his financial journey over 7 years ago at just the age of 23. He hopes that listeners are inspired by his story and make the initiative to learn how to become your bank! Guest Link Tony's website - https://www.tshavers.com

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In this episode I sit down with David McKnight, the best-selling author of, "The Power Of Zero". We discuss many of the guaranteed, tax-free income streams and the misconceptions surrounding life insurance and other assets. David also goes into the data and gives us a glimpse into what our future tax system will look like with the continued inflation and national debt. Guest Bio David McKnight graduated from Brigham Young University with Honors in 1997. Over the past 22 years David has helped put thousands of Americans on the road to the zero percent tax bracket. He has made frequent appearances in Forbes, USA Today, New York Times, Fox Business, CBS Radio, Bloomberg Radio, Huffington Post, Reuters, CNBC, Yahoo Finance, Nasdaq.com, Investor’s Business Daily, Kiplinger’s, MarketWatch and numerous other national publications. His bestselling book The Power of Zero has sold over 350,000 copies and the updated and revised version was published by Penguin Random House. When it was launched in September of 2018, it finished the week as the #2 most-sold business book in the world. For two consecutive years Forbes Magazine has ranked The Power of Zero as a top 10 financial resource in the country. This book was recently made into a full-length documentary film entitled The Power of Zero: The Tax Train Is Coming. When his follow-up book Tax-Free Income for Life launched in November of 2020, it finished the week as the #3 top-selling business book in the world. He and his wife Felice have seven children. Guest Links David's website - https://davidmcknight.com/ David's Youtube Channel - https://www.youtube.com/c/DavidMcKnight/videos (https://www.youtube.com/c/DavidMcKnight/videos) The Power Of Zero - https://davidmcknight.com/books/

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I interview the Chief Operating Officer with Circle of Wealth®, Jeremy Shipp. We discuss actual retirement strategies that work and many of the falsehood surrounding retirement, real estate, and life insurance. Guest Bio Jeremy Shipp uses first-hand experiences combined with the ability to equate various financial aspects in providing well-rounded retirement advice. His unique financial and retirement strategies are the basis for his repeated appearances on the CBS 6 show Virginia This Morning. Shipp has also been featured in The New York Times, Forbes, Wall Street Journal, Barron’s, and US News & World Report, for his knowledgeable and proven concepts. He uses these platforms to advocate for financial literacy and promote the financial planning profession as a CFP Board Ambassador. With a degree in Mathematics, Shipp’s ability to provide valid, verified, and logical strategies makes him the ‘go to guy’ for any financial strategy or concept considered by his clients. “I plan with a passion so my clients can live with intention.” Shipp says the success of his clients is what truly resonates with him when developing a holistic plan that incorporates their full financial picture. As an executive coach and Chief Operating Officer with Circle of Wealth® by MoneyTrax, he empowers and trains other financial advisors to help their clients understand the future impacts of their current financial decisions.

Guest Links Free 10 step circle of wealth resource - https://www.getcownow.com Learn More About Circle Of Wealth - https://www.moneytrax.com

#BetterWealth

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In the last 4 years I made 500 podcasts. These are 7 of the most important lessons I learned and my biggest takeaways. Youtube Video - https://youtu.be/CcFpVA_aPtw (https://youtu.be/CcFpVA_aPtw)  #BetterWealth

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I had the privilege of talking with Stephen Gardner on the latest episode of the BetterWealth Podcast. Stephen took Youtube by storm 2 years ago when he started making videos on the stimulus checks and delivering world news. Now in 2022, Stephen has amassed over 1.3 million followers, 188 million views, and become a best selling author. In this episode, Stephen and I discuss his journey on Youtube and how he has utilized life insurance to build wealth throughout his life. Guest bio Stephen is a full time Youtuber, best selling author, and family man.H e has gained over 1.3 million followers in the last two years and amassed billions of watch hours on Youtube alone. Stephen updates his YouTube community on whats really going on in Washington DC, with President Biden, the US economy, the stimulus check package update or build back better bill, money, investing ideas and much, much more.

Guest links Stephen's Channel - https://www.youtube.com/c/StephenGard... Billion Dollar Blue Print - https://shorturl.at/ghlLR

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In this Podcast I react to one of the videos that most impacted my life when I first started running the investment department at a bank, at 19 years old. I give a more in-depth look at the power of this Truth Concepts calculator and dive deep into the real numbers behind investing. Episode links and resources Watch the reaction - https://youtu.be/3NWfVpLUQII Original Video - https://youtu.be/5WhMolJnM9Q (https://youtu.be/5WhMolJnM9Q) Truth Concepts - https://truthconcepts.com/ (https://truthconcepts.com/)

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In this podcast I am giving my response to Todd Baldwen's critique of whole life insurance in his video, "Confessions of A life insurance agent - whole life is a scam". Original video - https://youtu.be/7YlferjOL8o (https://youtu.be/7YlferjOL8o)  #BetterWealth  Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In this episode we welcome back Nick Aube, the founder of Risk MNGR, to discuss the importance of risk management and how to protect your financial legacy. Guest Bio Nick is a Risk Management advisor and the founder of Risk MNGR. Nick is committed to changing the insurance experience for successful individuals, families, and businesses. His comprehensive risk management approach is focused on better navigating the insurance marketplace, protecting assets, and managing risk. Nick works directly with clients to help manage their insurance programs and implement custom risk management strategies. In 2018, Nick earned his Certified Insurance Counselor (CIC) designation and is now in the process of working towards his Chartered Risk and Insurance Advisor (CPRIA). This commitment to ongoing education combined with a unique look at risk management allows him to stay on the cutting edge of asset protection and active insurance program management.

Guest Links https://www.riskmngr.com/betterwealth (https://www.riskmngr.com/betterwealth) Free Guide - https://riskmngr.ac-page.com/intro

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What is the true value of long term compounding? In this video I show you the ins and outs of compound interest and what the real value of your dollar can be over the course of several years. Episode link Watch The Podcast On Youtube - https://youtu.be/mDnXbQnhV6g (https://youtu.be/mDnXbQnhV6g)

BetterWealth

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What are the benefits of life insurance? Most people think of the death benefit only but in this podcast, Caleb and Dominic explain how with a properly structured life insurance policy you can access “living benefits” as well.  #BetterWealth  Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In this episode we welcome back Nick Aube, the founder of Risk MNGR, to discuss the importance of risk management and how to protect your legacy. Guest Bio Nick is a Risk Management advisor and the founder of Risk MNGR. Nick is committed to changing the insurance experience for successful individuals, families, and businesses. His comprehensive risk management approach is focused on better navigating the insurance marketplace, protecting assets, and managing risk. Nick works directly with clients to help manage their insurance programs and implement custom risk management strategies. In 2018, Nick earned his Certified Insurance Counselor (CIC) designation and is now in the process of working towards his Chartered Risk and Insurance Advisor (CPRIA). This commitment to ongoing education combined with a unique look at risk management allows him to stay on the cutting edge of asset protection and active insurance program management. Guest Link https://www.riskmngr.com/betterwealth Free Guide - https://riskmngr.ac-page.com/intro

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What's more valuable, earning an additional $120,000 or saving $12,000 in a year? The answer may surprise you! Watch the podcast on Youtube - https://youtu.be/KANQf2OVloc  #BetterWealth

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What is an asset and what is a liability? Is it simply something that makes you money vs something that takes it? In this podcast I break down this investing concept and show you things aren’t always as cut and dry as they seem.  #BetterWealth

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In this episode of the BetterWealth Podcast I talk with James Barber who runs the Youtube channel, Oregon Cash Flow Pro. We discuss the many advantages and disadvantages of IUL and Whole life as well as what a properly structured policy should look like. Later in the podcast James and I give our two cents on some big names in the IUL and whole life space we believe are sharing misleading information and products. Guest Bio James Barber runs the YouTube channel Oregon Cash Flow Pro, focusing on helping people maximize their cash flow with Dynamic Banking, as well as educating people on and designing optimized high cash value policies with maximum liquidity, using whole life and IUL. James’ dedication to transparency, and sincere desire to help others, creates a perfect fit for elevating financial literacy and the benefits of cash value life insurance in a financial plan. James’ professional background includes business owner, contractor, and real estate agent. His philosophy is to always be learning and improving oneself, and helping others to do the same. James lives in rural Oregon with his amazing wife, Kristin, and three kids - Cole, Alivia, and Alexia, where they enjoy movies, reading, camping, and riding atv’s. Guest Link Chat with James - www.calendly.com/CashFlowPro

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In this podcast I share the advantages of whole life insurance and how it can positively impact your retirement. Learn more about the "And Asset" concept - https://bttr.ly/vault (https://bttr.ly/vault)

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In this exclusive interview with Arcbound CEO Bryan Wish, we discuss what it means to become a thought leader and how to create your brand's "why". Guest Bio Bryan Wish is the CEO of Arcbound, focused on executing the strategic vision for Arcbound, growth and business development, and external Public Relations. He has built his career around mobilizing communities and bringing voices to the masses. From starting a content platform after college with 800+ contributing voices to creating a global community in 30+ countries for an investment fund, Bryan has seen firsthand the power of content and community around an unified mission. Guest Link and Resources Build Your Vision - https://arcbound.com/

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Should you pay your taxes up-front or is it better to use a tax deferral? In this podcast I cover some of the common questions asked by people when it comes to taxes.  #BetterWealth

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In this special episode of the BetterWealth podcast I interview Michael lane the founder of Evidence 4 Faith. In this unique interview we share about our ministry and how our faith impacts our intentional living. Guest Bio Michael hails from the Southside of Chicago and graduated from Olivet Nazarene University in 1979. He moved to the Bahamas where he met Denise, another teacher at the private Christian school he was employed at. They have three children and six grandchildren. Michael did his graduate work at Northern Illinois University in biology and Southern Illinois University in molecular biology, where he also worked in fisheries genetics as a research assistant. He has taught both in public and private schools for 25 yrs and has received numerous prestigious state and national teaching awards. Michael has also worked at the John G. Shedd Aquarium in Chicago as an instructor of marine biology and as a curriculum writer. In 1999 Michael joined Fort Wilderness Ministries to develop the Nature Center program and serve as the Director of Education and as a Bible and Apologetics Teacher.

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Caleb and Dominic talk about why life insurance is not an investment but can still actually be one of the greatest foundational assets in your life when the policy is properly structured.

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This is a special limited podcast announcing our 1st annual, "And Asset" Mastermind on June 24th - 25th in Denver CO. This event has a roster of incredible speakers such as Garrett Gunderson, Chris Naugle, Jayson Lowe, and many others! There's only a few spots left so if you're a finance professional, click the link below so you don't miss out on this highly sought after event!  #BetterWealth

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In today’s podcast I react to Dave Ramsey’s advice to a young gentlemen who is 22 years old and just graduated from college on how to make himself wealthy. Stay tuned as I give my advice and response.  #BetterWealth

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Higher risk equals higher reward is a financial sentiment often toted by many advisors but is it possible this isn't always true? In this podcast, I explain what it actually takes to receive a high reward and what the actual definition of "risk" is.  #BetterWealth  Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In this episode of the BetterWealth Podcast I interview Jimmy Soni who is the author of, "The Founders: The Story of Paypal and the Entrepreneurs Who Shaped Silicon Valley. Jimmy shares with us what it was like interviewing Elon Musk, Amy Rowe Klement, Peter Thiel, and many more influential entrepreneurs and what he learned from these powerhouses in the business world. Guest Bio Jimmy Soni is a best-selling and award-winning author.. His latest book, THE FOUNDERS: The Story of PayPal and the Entrepreneurs Who Shaped Silicon Valley, was a debut best-seller and has earned praise from the Wall Street Journal, The New York Times, The New Yorker, The Economist, among many others. Described as “an intensely magnetic chronicle” (The New York Times) and “engrossing” (Business Insider), With exclusive interviews with Elon Musk, Peter Thiel, Reid Hoffman, and many others, Soni explores PayPal’s turbulent early days and the shaping of a generation of technological talent. “Deeply reported and bracingly written, this book is an indispensable guide to modern innovation and entrepreneurship,” notes Walter Isaacson, New York Times bestselling author of Code Breaker. Guest Link Website: http://jimmysoni.com/ Get a copy of - The Founders: http://amzn.to/30PqMV2  #BetterWealth

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In this episosde, I break down Dave Ramey’s framework of the 7 Baby Steps. Listen as I walk through each step, the areas I agree with and the areas I disagree.    #BetterWealth

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Caleb reacts to financial advice on Tiktok and Instagram and goes in-depth on each video to let you know which parts will increase your financial IQ or decrease it. Video https://youtu.be/CqTRflQo1Kc (https://youtu.be/CqTRflQo1Kc)  #BetterWealth

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In this episode of the BetterWealth Podcast I talk with Louis O Connor, who is the CEO/Founder of Strategic Metals Invest, the only industry broker on the planet to offer this option to private investors. We discuss the unique industry of Rare-Earth Metals and the massive opportunity that is being found in this exciting and new industry. Guest Bio Louis O’ Connor is the CEO/Founder of Strategic Metals Invest. We offer private investors the opportunity to purchase and profit from owning Strategic Metals. The term Strategic Metals is an umbrella name for technology metals, rare earth metals, green metals and rare earth elements. We are the only industry broker on the planet to offer this option to private investors. Guest Link Website - www.strategicmetalsinvest.com

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In this podcast Caleb and wealth coach Jereme Roodhouse answer the question, "is cash really king and debt is actually dumb?

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In this podcast I talk about the differences between a mutual and stock insurance company and which one we personally use as at BetterWealth. I also explain a direct and non-direct recognition company and which one I believe is better.  #BetterWealth

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Mitchell Earl is Chief Operating Officer of Praxis, a business apprenticeship program for young adults who want more than college. He's the author of Don't Do Stuff You Hate and the host of The Self-Directed Podcast. He regularly writes education, career, and money advice for young adults just getting started. Guest Bio Mitchell Earl is Chief Operating Officer of Praxis, a business apprenticeship program for young adults who want more than college. He's the author of Don't Do Stuff You Hate and the host of The Self-Directed Podcast. He regularly writes education, career, and money advice for young adults just getting started. Guest Link https://discoverpraxis.com/betterwealth/  #BetterWealth

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"All debt is bad debt!" "Cash is king and debt is dumb"! If you've spent any time in the financial world you've probably heard these phrases before. But what's actually the truth? Is all debt really bad? And is cash really king?  Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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There's no such thing as a free lunch. This is what my Dad used to tell me when I was younger and it means that there's usually a catch to everything. This concept stays true in the financial world as well. Nothing you buy, even if it's with cash is truly, "catch free".  #BetterWealth

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In this episode I sit down with Kevin Nichols to discuss life settlements 101. What are life settlements? Where did they come from? And is it right for you? Guest Bio Kevin Nichols is the Managing Partner at Penumbra Capital Management and has been working for over 13 years in the life settlement industry. Kevin is a graduate of Cal State Fullerton, College of Business and Economics. Guest Link Website and Contact Info - https://thepenumbraplan.com/

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The value you give defines how successful your business will become. This framework is designed to help you leverage your value creation and amplify your business to the next level.  #BetterWealth  Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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Millions of people work their entire lives so at 65 they can retire from their 9-5 and finally live a "fulfilling" life. But is it possible that our understanding of retirement is completely backwards? I look at the common principles behind popular retirement practices like the 4% rule and reveal what needs to change. Click Here to Subscribe: https://bttr.ly/yt (https://bttr.ly/yt)

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In this episode I sit down with Darius and Carmen Britt who are the founders of Wealth Nation. We talk about the nuts and bolts of infinite banking and some of the most common mistakes people make when applying this financial strategy to their life. Guest bio Darius and Carmen Britt founded Wealth Nation to help entrepreneurial and ambitious individuals feeling frustrated and trapped by their finances discover the real rules of the money game, break free with true financial independence, and own their own lifestyles. They've also grown a Youtube community of over 120,000 unique followers who have all been impacted in some way by Darius and Carmen.

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In this podcast I discuss why Elon Musk decided to take out $61 Million dollars in loans to buy real estate and how he leveraged it to make $1 Billion Dollars.  #BetterWealth  Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity)  The And Asset Book: https://bttr.ly/book (https://bttr.ly/book)  BetterWealth Quiz:  https://bttr.ly/quiz (https://bttr.ly/quiz)  AndAsset.com:  https://bttr.ly/andasset (https://bttr.ly/andasset)  BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube)  Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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Inflation is all over the news this year with the skyrocketing rates and everyone's opinions on why it's happening. In this episode of the BetterWealth Podcast, our guest Harry Stout shows us the real numbers and the studies that determine what's actually going on and what the future will look like. Guest Bio Harry N. Stout is host of the FinancialVerse podcast and published author of the FinancialVerse personal finance books and content. He is an acknowledged thought leader in the global financial services industry with expertise in personal finance, life insurance, annuities, product innovation and business management. He has over 30 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand and Australia. Guest Link https://www.financialverse.com/the-author #BetterWealth Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity) The And Asset Book: https://bttr.ly/book (https://bttr.ly/book) BetterWealth Quiz: https://bttr.ly/quiz (https://bttr.ly/quiz) AndAsset.com: https://bttr.ly/andasset (https://bttr.ly/andasset) BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube) Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In this episode of, Intentional Money Matters, Harry Stout breaks down 12 money mistakes you need to avoid in order to save money and grow your wealth. Guest Bio Harry N. Stout is a published author and founder of the FinancialVerse organization. The FinancialVerse books and content are dedicated to improving America’s personal financial literacy. He is an acknowledged senior thought leader in the global financial services business with over two decades experience in all aspects of financial services. Guest Links Website - https://www.financialverse.com/ Podcast - https://www.financialverse.com/fvpodcast

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In this podcast I sit down with financial consultant and Youtuber, Denzel Rodriguez, to discuss Velocity and Infinite banking in a first ever special 2 hour BetterWealth episode! Guest Bio Denzel Rodriguez is a financial coach and Youtuber with over 40,000 subscribers and over 2 million views. Denzel helps individuals become debt-free, rebuild credit, and master finances so they can provide a lasting legacy for their children. Guest links Website - www.denzelrodriguez.com Youtube - https://www.youtube.com/c/DenzelNapoleonRodriguez #BetterWealth Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity) The And Asset Book: https://bttr.ly/book (https://bttr.ly/book) BetterWealth Quiz: https://bttr.ly/quiz (https://bttr.ly/quiz) AndAsset.com: https://bttr.ly/andasset (https://bttr.ly/andasset) BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube) Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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In this episode I sit down with Nina Cooke who is an expert mind coach helping entrepreneurs breakthrough limiting beliefs to achieve their business goals and create more impact in their field. Nina and I talk about some of the most impactful frameworks and mindsets that have changed our perspectives in life and business. Guest Bio

Nina Cooke is the author of, "RENEGADE MINDSET FOR UNSTOPPABLE SUCCESS". Nina has helped 100's of entrepreneurs breakthrough limiting beliefs to achieve their business goals, to create more impact & make more money.

Guest Links Connect with Nina - https://www.ninacooke.co.uk/ A free gift from Nina - https://www.ninacooke.co.uk/scorecard-fi

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I am joined by Casey Berman, who is the founder and a Managing Partner at Camber Creek. In this episode I talk with Casey about venture capital and key frameworks for investing. Guest Bio Casey Berman is the founder and a Managing Partner at Camber Creek. He oversees all aspects of the organization. Casey leads the due diligence process for potential investments, makes investment decisions and participates in the management of portfolio companies. Casey currently or previously served on the board of Camber Creek portfolio companies HappyCo, Latch, Curbio, WhyHotel, Measurable, Zentility, SalesWarp, TF Living, ClearEdge3D (acquired by TopCon), Latista (acquired by Textura), Vedero (acquired by Murata), and Parkifi (acquired by Dish Networks).

Guest Link www.cambercreek.com

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In this episode I sit down with Gopala Krishnan (GK) is the Co-Founder of Nanban Realty LLC, and President of the Nanban Group of Companies. We discuss the importance of cashflow producing assets and GK gives many of the strategies that are helping grow thousands of investors and entrepreneurs worldwide. #BetterWealth

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In today's episode I sit down with, Cody Berman, a passive income expert in online businesses. Cody walks us through the basics of how to make passive income on Etsy as well as some industry secrets that can help fast track you to a life of freedom and intentional living. Guest Bio Cody Berman, is the co-founder of Gold City Ventures, co-host of The Fi Show, a real estate investor, and a passive income expert. He reached financial independence at age 25 through a combination of online business, strategic investing, and intentional spending. When he’s not teaching others about passive income, you might find him traveling, working out, or starting a new business venture. Episode Links and Resources

Learn how to start your Etsy business - https://goldcityventures.com/ Cody's Podcast - https://thefishow.com/

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In this episode I sit down with Mark Podolsky (AKA The Land Geek) who is a podcast host, and the author of Dirt Rich, the ultimate guide to helping you build a passive income model in raw land investing. I ask Mark all about land flipping and what you need to know before getting started in this highly profitable and niche market. Guest Bio Mark Podolsky (AKA The Land Geek) is a podcast host, and the author of Dirt Rich, the ultimate guide to helping you build a passive income model in raw land investing. Mark has personally flipped 6,257 properties since 2001 and has made millions of dollars in this niche business. Mark is a passionate teacher, coach, and mentor to a growing community of people who desire to bring fulfillment to their career and personal life. Guest Link Website - http://www.thelandgeek.com/ Free Course - www.thelandgeek.com/quickdeals Podcast - https://www.thelandgeek.com/podcast/ Dirt Rich - https://www.thelandgeek.com/?s=dirt+rich #BetterWealth

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In today's episode I sit down with my good friend, Ike Ingle, and discuss how he used an overfunded life insurance policy to buy a Tesla and start a car rental business. Ike explains how life insurance can turn normal everyday liability's into long term, cash building assets. Guest Bio Ike Ingle is a data consultant specializing in analytics that drive business enhancements and productivity. Ike is a client and success story of BetterWealth, using overfunded life insurance to fund assets that have generated tens of thousands of dollars in passive income, including buying a Tesla that earned him over $22,000 in the first year alone.

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I am joined by the one and only Joe Saul-Sehy, the creator and co-host of the award-winning podcast, Stacking Benjamins as well as the co-author of the book, Stacked: Your Super‑Serious Guide to Modern Money. Joe is also a former financial advisor (16 years) and represented American Express and Ameriprise in the media. He was the “Money Man” at Detroit television WXYZ-TV, appearing twice weekly. In this episode we discuss the importance of a “why” driven mindset and practical ways you can improve your financial life starting today! Guest Bio Joe is the creator and co-host of the Stacking Benjamins and Money With Friends podcasts, and creator of a network of five podcasts (plus monthly contributor to another!). He is the co-author of the book, Stacked, and also is a current board member at large of The Plutus Foundation. Guest Link Website: https://joesaulsehy.com/ #BetterWealth Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity) The And Asset Book: https://bttr.ly/book (https://bttr.ly/book) BetterWealth Quiz: https://bttr.ly/quiz (https://bttr.ly/quiz) AndAsset.com: https://bttr.ly/andasset (https://bttr.ly/andasset) BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube) Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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I am joined today by Brandon Roberts Founder and Co-Owner of the Insurance Pro Blog a web site dedicated to forwarding public knowledge on advanced applications of life insurance specifically focused on cash accumulating policies. Brandon has over a decade of experience and knowledge on life insurance which makes this episode truly valuable to listen to. Caleb and Brandon fill in the gaps of many “half truths” often promoted between IUL and Whole Life insurance gurus, giving you a clearer idea about this complex topic. Guest Bio Brandon Roberts is the founder and co-owner of the Insurance Pro Blog, a web site dedicated to forwarding public knowledge on advanced applications of life insurance specifically focused on cash accumulating policies. Brandon’s career in the life insurance industry spans over a decade working specifically in the area of high cash value life insurance design and implementation. He is a foremost expert on subjects related to life insurance retirement plans, self banking concepts, and business owned life insurance strategies. Guest Link Website: https://theinsuranceproblog.com #BetterWealth Free 15 Minute Clarity Call: https://bttr.ly/ytclarity (https://bttr.ly/ytclarity) The And Asset Book: https://bttr.ly/book (https://bttr.ly/book) BetterWealth Quiz: https://bttr.ly/quiz (https://bttr.ly/quiz) AndAsset.com: https://bttr.ly/andasset (https://bttr.ly/andasset) BetterWealth Youtube - https://bttr.ly/bwyoutube (https://bttr.ly/bwyoutube) Financial Advisor, Agent or Coach: https://bttr.ly/advisor (https://bttr.ly/advisor)

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I had the privilege to sit down with Steve Parisi, who is the President of IBC Global. Steve and his team are experts in the field of whole life insurance and have helped thousands of individuals understand this complex topic. Caleb and Steve answer many of the hard pressing questions people ask about whole life insurance and give real data behind it. In 2015, Steve began an independent venture and started his company, IBC Global Inc. Starting out in a garage with two desks and one part-time assistant, he was focused on helping individuals set up High Cash Value policies. He quickly discovered a need in the industry that more agents are essential who are interested in helping their clients, instead of gaining a high commission. Due to his tireless determination, the company produced $115,000 in revenue that year. IBC Global Inc. has grown into a full-functioning professional office with over 40 W-2 employees. The company continues to hold the same high standards of education, prompt and thorough service, and of a follow-up process second to none. Guest Links Educational Site: WhyCashValueLife.com Company Site: ibcglobalinc.com YouTube Channel: youtube.com/c/IBCGlobalInc

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I had the opportunity to sit down with the king of frameworks and digital marketing expert, Dennis Yu. We discuss many of the frameworks that have led to his success and journey to creating 1 million jobs. Dennis shares stories and pieces of wisdom throughout his time working with Yahoo!, The Golden State Warriors, and many different social media celebrities. Guest Bio Dennis has been building brands and teaching marketing for over 13 years. He specializes in helping young adults grow into leaders of tomorrow by confidently developing their marketing skills through training programs and seminars with enterprise clients like The Golden State Warriors, Nike, and Rosetta Stone.

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I am joined by Jason Duff the founder and CEO of Small Nation, a team of small business owners that develop places, spaces, and dreams for small towns and entrepreneurs. Jason shares his inspiring story and mindset of how he put Bellefontaine, Ohio and other small towns on the map in a big way. His work has affected thousands of people and has been recognized by the country's biggest leaders in business. Guest Bio Jason Duff is the Founder of Small Nation which encompasses a group of companies, leaders and investors who develop places, spaces and dreams for small towns and small-town entrepreneurs across the county. Jason and his team at Small Nation have completely revitalized the town of Bellefontaine, Ohio. In 10 short years, they have turned a dying town and helped make it a Best-in-State destination. Jason and his team can be credited with renovating more than 56 historic buildings and storefronts, starting or recruiting over 24 new businesses that have created over 190 new downtown jobs, renovating 34 new loft apartments, and they continue to lead and inspire in making towns and communities strong. Jason serves on the Small Business Advisory Council for US Chamber, is a regular contributor to Forbes, Entrepreneur & Inc Magazine, has been recognized by the White House as Top 100 Entrepreneurs in 2013 and 2015, and was recently named Heritage Ohio’s 2019 Young Preservationist of the Year. Connect with Jason and his work: website: https://smallnationstrong.com/ Downtown Bellefontaine revitalization: https://smallnationstrong.com/case_study/six-hundred-downtown/ Brewfontaine, award-winning craft beer bar: https://smallnationstrong.com/case_study/brewfontaine-2/ The Flying Pepper Cantina: https://www.flyingpeppercantina.com/ BUILD Cowork + Space: https://buildcowork.com/ The Historic Opera Block: https://smallnationstrong.com/2021/04/07/small-nation-purchases-historic-opera-empire-block-buildings-in-downtown-bellefontaine/ Governing Magazine article: https://www.governing.com/community/big-ideas-for-small-town-revival

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In this episode, I sit down with the multi-talented Chris Hanna to discuss his life as a professional Jack Black player to now coaching UFC fighters on their finances. This episode is jam-packed with great financial tips, interesting stories, and unique perspectives. Guest Bio: Less than 24 hours after graduating college, Chris began counting cards as a professional blackjack player. With a new degree in finance and economics and internships at a multi-billion dollar hedge fund, he was offered a job on Wall Street but turned it down to the disappointment of his parents. Two years later, Chris worked 5 simultaneous gig-jobs to continue pursuing his dreams as an entrepreneur, train Brazilian jiu jitsu, and avoid a regular job at all costs. Eventually, mental and physical exhaustion forced him to reevaluate everything he thought he knew about money and personal finance. In time, Chris learned to master his own money and he began working with UFC fighters to help them do the same. Today, he brings all his experiences to financial coaching. Chris helps people manage their money to gain peace of mind, spend more time doing what they love, and build wealth with confidence. Connect with Chris Hanna: Website - https://www.chrisallenhanna.com/ TikTok - https://www.tiktok.com/@chrisallenhanna_

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I am joined by Harry Stout, author, and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. Today we are discussing high-performing assets in a low-yielding market. We’ll learn about lots of alternative assets that carry a high rate of return on your investment. Floating Rate Assets, Business development corporations, and so much more!

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I am joined by Harry Stout, author and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. In this episode we go in depth about 7 drawbacks of annuities you need to know. Episode Links and resources The FinancialVerse Podcast - https://www.financialverse.com/fvpodcast FinancialVerse.com https://www.financialverse.com/

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I am joined by Harry Stout, author and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. This episode is being recorded just as Russia has invaded Ukraine. This event has the stock markets reeling, commodity prices soaring and energy costs on the rise. So the question for you is – What Actions Should You Take to Better Manage Your Money in Uncertain Times? 1. Stay relaxed but increase your focus on money matters. Events like this have happened in the past and will in the future. You need to manage through them. 2. Implement better digital hygiene. A cyberattack could happen. You should revisit your passwords and use of multi-factor authentication to protect your digital presence. 3. Lock your credit reports to keep them accurate and free from tampering. 4. Inflation is likely to increase – take a careful look at your living expenses to see where you can reduce the impact of this silent tax. 5. Look to better manage your consumption of energy. Energy costs will likely spike in the short-term and increase in the long-term as the transition from carbon fuels takes place. 6. Revisit your investing and saving risk appetite and adjust your holdings accordingly. For example, bitcoin has lost 50% of its value since its November 2021 high. Do you want to stay the course? 7. Keep investing – dollar cost averaging works. 8. Be sure your emergency fund is adequately funded. Adjust is needed. 9. Validate all your insurance coverages to make sure they are up to date. Adjust coverage amounts, deductibles and coinsurance amounts consistent with your emergency fund assumptions. Be sure to check out Harry’s podcast or buy a book: The FinanciaVerse Podcast - https://www.financialverse.com/fvpodcast FinancialVerse.com https://www.financialverse.com/

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I am joined by Harry Stout, author and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. Harry shares with us about health insurance, medicare and medicaid and how to be strategic about being covered. What’s The Difference Between Medicare and Medicaid? 1. Although both are government-run health care programs, the similarities end there. 2. Medicaid is available if you have low income, while Medicare eligibility kicks in when you turn 65 or have a qualifying disability. 3. If you meet the income eligibility thresholds, Medicaid can be an essential resource for covering health care expenses that Medicare does not. But not everyone can qualify for Medicaid, so you should enroll in Medicare when you reach retirement age. 4. Both programs are designed to offset the costs of healthcare services. Medicaid offers additional coverages that Medicare does not. If you’re “dual-eligible,” based on your income status, you can qualify for Medicaid and Medicare and get coverage from both. Is Medicare the Same Thing as Medicaid? 1. Although they sound similar, Medicare and Medicaid aren’t the same. The only similarity is that both government programs help cover health care costs for Americans. 2. Medicaid doesn’t have an age requirement, so adults of all ages and dependent children can enroll. In 2021, there were 75.4 million people covered with Medicaid. Medicaid plans are administered by the states but funded jointly by the state and federal government. 3. Medicare is a federal program managed by the United States Centers for Medicare and Medicaid Services (CMS). The U.S. Social Security Administration (SSA) handles Medicare enrollment and premium payments. It has an age requirement (65) unless you’ve been on disability for 24 months or have specific medical conditions. Episode links and resources The FinanciaVerse Podcast - https://www.financialverse.com/fvpodcast (https://www.financialverse.com/fvpodcast) FinancialVerse.com https://www.financialverse.com/ (https://www.financialverse.com/)

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In today’s interview I had the privilege of sitting down with Kim Daly, a franchise consultant for over two decades and the top franchise consultant in the country. Today Kim talks with us about how you can start a franchise, the pros and cons, and some of the best ways to profit from the start.  Guest Bio: For the past 20 years Kim Daly has been helping people realize their dreams of business ownership through franchising. While helping thousands of other people to live their dreams of business ownership, she has been living her own. Today, she is recognized as one of America’s top franchise consultants. She is an international best-selling co-author of Franchising Freedom and the founder and host of KimDaly.tv. Before becoming a franchise consultant, she was an entrepreneur and highly sought-after consultant in the health and fitness industry working with brands such as Denise Austin, Dr. Denis Waitley, Gold’s Gym and eDiets.com. She is the creator of “The Daly Plan” – a millionaire mindset coaching program that enabled her to build the largest franchise consulting business in the history of franchise consulting in 2012. She aspires to be the most influential and motivational voice in the franchise industry. Kim is a mom of two teenage boys. She is passionate about fitness and nutrition. She loves to workout and ski, and she lives on the beach in southern New Hampshire. Check out Kim’s YouTube Channel: https://www.youtube.com/channel/UCUJB6d4Efu5-DUFXraRdAIA (https://www.youtube.com/channel/UCUJB6d4Efu5-DUFXraRdAIA) 

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I am joined by Harry Stout, author and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. Harry shares with us The Great Resignation and the 6 things people need to do to plan for a job change. 1. Make an accounting of how much cash and other financial resources you have to tide you over until you get a new job. Look before you leap. 2. On the other hand, it is easier to find a job if you still have one. This is the old, but still correct adage, that for most people they should not quit their current job unless you have a new one. 3. Be sure to determine if you will lose any stock options, 401(k) employer contribution vesting or other forms of compensation that are tied to your length of service with your current employer before quitting. 4. Research your new employer to make sure you know what kind of organization you are joining and that it matches your values and workstyle. 5. Nail down all the details of the new position including job description, compensation, benefits and the dates all benefits start. Ask for a copy of the employee handbook to do your research as part of the hiring process. In particular, determine when any new health and vacation benefits accrue and can be used. 6. Don’t forget about your old 401(k) as you change jobs. Plan to move the assets to an individual IRA or into your new employer’s plan to keep these assets working for you.

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I am joined by Harry Stout, author and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. Harry continues his talk to us about the seven best lessons for getting a job, keeping it and growing. 1) Skills education is primary 2) Have a positive, expectant attitude 3) Preparation is primary 4) Feedback is the breakfast of champions 5) Failure is fertilizer 6) Learn to communicate 7) Be authentic – be yourself

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In today’s video I give you the highlights of the interview I had with Taylor Welch. Listen as we take some of the best pieces from his interview on his philosophy on stewardship and leadership sales, his rules of wealth building with the concept “Dig the Tree Deep”, and finally a few highlights on his money philosophy around emergency funds, control and risk. To catch the full episode check out that video: Building Wealth with Taylor Welch, CEO of Traffic and Funnels https://www.youtube.com/watch?v=MF7ZiYFPsUw (https://www.youtube.com/watch?v=MF7ZiYFPsUw) 

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On today’s episode I welcome back Bryan Bloom, CPA and author of The Confessions of a CPA book series. Join me as Bryan and I talk about capital equivalents, life insurance, the perfect loan, inflation, the correlation between tax and debt and his new book Confessions of a CPA: Why What I Thought To Be True Has Turned Out Not To Be Guest bio: Byan is a CPA and has been for more than 35 years. Most of those years he prepared personal income tax returns as a side to his normal activities involved in planning a retirement. Early on in his career, he was the Chief Financial Officer of the State Universities Retirement System of Illinois. This provided him with an understanding of the retirement plans of people who work in the public sector. Next, he worked with a Third-Party Administrator, Benefit Planning Consultants, designing 401(k) plans for small businesses. This provided him with an understanding of retirement plans of people who work in the private sector. About 15 years ago, Byan ventured into the arena he is in right now – helping individuals practically plan for their retirement years. During these 15 years, he has been understanding more and more about how different financial strategies and financial products work and more importantly why they don’t work. Bryan has authored 5 books. The series Confessions of a CPA, reveals why what he taught to be true as a CPA has turned out not to be true. We have no chance of success if we follow what we are taught in academia, traditional planning, and the popular media. Together with his wife Pam, they celebrate 40 years of marriage together, have 2 daughters and 3 granddaughters and a grandson. They are the joy of their lives. For Byan – this is retirement! Sharing with people around the country some of the financial realities in life that differ greatly from what we have all been taught to believe. Guest links: Get Bryan’s new book Confessions of a CPA: Why What I Thought To Be True Has Turned Out Not To Be https://amzn.to/3GmwFYT Episode Resources: Check out Bryan’s other book Confessions of a CPA: The capital equivalent of Life Insurance https://amzn.to/3riLAPf Check out my first interview with Bryan Bloom: Understanding the Capital Equivalent of Life Insurance https://betterwealth.captivate.fm/episode/understanding-the-capital-equivalent-value-of-life-insurance-with-bryan-bloom

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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I am joined by Harry Stout, author and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. Harry continues his talk to us about the four best ways to practically protect your #1 Asset now and in the future. 1.) Reskilling 2.) Upskilling 3.) Buying income protection insurance during your working years 4.) Carefully planning your income once you stop working using personal saving and insurance solutions like annuities and cash value life insurance.

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In this video I share a highlight reel of an interview I did with The FI Show. In speaking on shows I often get multiple questions about the And Asset and in today’s video I wanted to share with you one of the best interviews I had with incredible questions from the hosts as they dive deep into learning more about the And Asset.

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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I am joined by Harry Stout, author and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. Harry continues his talk to us about ways to create better financial habits in 2022. In this video he talks to us about the 2022 Cashflow killers. 1. Inflation 2. Higher Interest Rates 3. Child Cash Credit 4. Insurance Costs Going Up 5 Federal Student Loans Payments Are Back 6. Stimulus Money Is Gone

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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I am joined by Harry Stout, author and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. Harry continues his talk to us about the 5 more money resolutions and habits in this video we should look to in 2022 for making intentional money habits. 1. Look For A New Job or Side Hustle 2. Open A High Yield Savings Account 3. Inventory Your Debts And Begin To Work Through A Plan To Repay Them 4. Manage your 401K Plan 5. Spend 17 Minutes A Day On Your Money Episode link and resources The FinanciaVerse Podcast - https://www.financialverse.com/fvpodcast FinancialVerse.com https://www.financialverse.com/

Guest links: The FinanciaVerse Podcast - https://www.financialverse.com/fvpodcast FinancialVerse.com https://www.financialverse.com/

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In this episode, Rich Smith shared some great tips on how to utilized travel credit cards to get points, miles, rewards and cashbacks.

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For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Guest links: Landing Page for Better Wealth listeners - https://teachingmillionaires.com/betterwealth (https://teachingmillionaires.com/betterwealth)   Southwest Companion Pass E-book - https://teachingmillionaires.com/southwest (https://teachingmillionaires.com/southwest)   ERC Employee Retention Credit Qualifying Questions - https://teachingmillionaires.com/recommends/erc (https://teachingmillionaires.com/recommends/erc)    Rich Smith's Millionaire Movement Personal Mentorship Group - https://teachingmillionaires.com/discord (https://teachingmillionaires.com/discord) https://teachingmillionaires.com/everything-you-need-to-know-about-the-4-best-travel-credit-cards-for-beginners https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig/videos

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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I am joined by Harry Stout, author and host of FinanciaVerse Podcast, as we continue our Intentional Money Matters Series on the BetterWealth Show. Harry Talks to us about the 6 money resolutions and habits we should look to in 2022 for making intentional money habits. 1. Prepare for filing your 2022 tax returns 2. Get a retirement income check-up 3. Set-up an IRA 4. Ladder your savings accounts 5. Get a general insurance check-up 6. Change your money mindset Episode links and resources: The FinanciaVerse Podcast - https://www.financialverse.com/fvpodcast FinancialVerse.com https://www.financialverse.com/

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In this mini series, Mariah pulls me into the studio as we watch a video about what kids around the world have to say about three key aspects of money, what is money, why is money important and what is savings. Join us as we react to what kids say about money and some of our own experiences and lessons we learned as kids. In this video we react to a kids video answering questions "what is money?"

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  How to teach your kids good money habits https://www.forbes.com/advisor/personal-finance/how-to-teach-your-kids-good-money-habits/ 15 Way To Teach Your Kids About Money https://www.ramseysolutions.com/relationships/how-to-teach-kids-about-money

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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I had the privilege of interviewing Phillip Stutts, expert in political and corporate marketing. In this video we talk about Phillip’s book “The Undefeated Marketing System: How To Grow Your Business And Grow Your Audience Using The Secret Formula That Elects Presidents” and the success companies have using his framework. Guest Bio: Phillip Stutts comes from the cutthroat world of political marketing. He has over 2 decades of experience working on campaigns with billions of dollars in political ad spend, and contributed to over 1,433 election victories, including 3 U.S. Presidential victories. Phillip plays the game of political and corporate marketing on the highest level, battling it out with fierce competition, multi-billion-dollar budgets, and a win-or-die mentality.

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor Guest links: Customer Insight Report - https://phillipstutts.com/insights/ The Undefeated Marketing System - https://phillipstutts.com/book/ https://phillipstutts.com/consulting/ https://twitter.com/phillipstutts

Episode links and resources: Customer Insight Report - https://phillipstutts.com/insights/ The Undefeated Marketing System - https://phillipstutts.com/book/

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I am joined by Harry Stout, who has been on the show multiple times over the past couple years. Harry joins me for a small mini series as we discuss financial literacy, financial planning and in this video what Harry calls the Five I’s or the 5 Money Trends of 2022. Helping promote his new podcast “The FinancialVerse Podcast” we are excited to have Harry join us again in the studio. Be sure to check out Harry’s podcast or buy a book: The FinanciaVerse Podcast - https://www.financialverse.com/fvpodcast FinancialVerse.com https://www.financialverse.com/

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In this mini series, Mariah pulls me into the studio as we watch a video about what kids around the world have to say about three key aspects of money, what is money, why is money important and what is savings. Join us as we react to what kids say about money and some of our own experiences and lessons we learned as kids. In this video we react to a kids video answering questions "what is money?"

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  How to teach your kids good money habits https://www.forbes.com/advisor/personal-finance/how-to-teach-your-kids-good-money-habits/ 15 Way To Teach Your Kids About Money https://www.ramseysolutions.com/relationships/how-to-teach-kids-about-money

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In this episode, Stephen Shedletzky talked about growth mindset and shared his insights about the true definition of wealth.

BETTERWEALTH

Guest Links:  http://linkedin.com/in/stephenshedletzky/ (http://linkedin.com/in/stephenshedletzky/)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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I am joined by Harry Stout, who has been on the show multiple times over the past couple years. Harry joins me for a small mini series as we discuss financial literacy, financial planning and the 10 Best Ways to Improve Your Money Life in 2022. Helping promote his new podcast “The FinancialVerse Podcast” we are excited to have Harry join us again in the studio. Be sure to check out Harry’s podcast or buy a book: The FinanciaVerse Podcast - https://www.financialverse.com/fvpodcast FinancialVerse.com https://www.financialverse.com/

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In this mini series, Mariah pulls me into the studio as we watch a video about what kids around the world have to say about three key aspects of money, what is money, why is money important and what is savings. Join us as we react to what kids say about money and some of our own experiences and lessons we learned as kids. In this video we react to a kids video answering questions "what is money?"

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  How to teach your kids good money habits https://www.forbes.com/advisor/personal-finance/how-to-teach-your-kids-good-money-habits/ 15 Way To Teach Your Kids About Money https://www.ramseysolutions.com/relationships/how-to-teach-kids-about-money

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's episode I had the pleasure of interviewing Brandon Green, Founder of The Alchemy of Money. Listen as he shares his story and his ideas on college, steps to developing great wealth and value proposition. Brandon also talks about his thesis on investing and the three pillars to investing. Guest bio: Brandon Green was raised in a mining town in Wyoming, and in 1999 moved to Washington, DC with no money, no prospects, and no college degree. When he started, he was making $20k a year and didn’t know what he wanted to do. Then with the help of some courses and mentors and a lot of trial and error, he was able to find his footing as an entrepreneur and build the systems he needed to thrive and grow. When he first moved to DC, he couldn't afford an apartment and slept in a rundown 1991 Chevy Cavalier. Today, he's the owner of several successful businesses, and co-founder of one of the top real estate brokerages in America. Brandon Green is best known as co-founder of Keller Williams Capital Properties, named Best Employer (Washington Post), one of the Fastest Growing Companies in America (Inc. Magazine) one of the Fastest-Growing Inner City Businesses (Fortune Magazine), and ranking among the top 0.2% of brokerages nationwide (Wall Street Journal). Brandon grew the organization to eight locations, with sales now exceeding $2 billion annually, earning him a spot on the Inc. 5000 honor roll. Over the past 20 years, Brandon has brought his message of reinvention to more than 1 million people across the United States, Canada, and Europe. In addition to founding and growing one of the nation’s most successful real estate organizations, Brandon is the founder of The Alchemy of Money, a coaching platform helping real estate agents, franchise owners and entrepreneurs build sustainable wealth for themselves through learning experiences and impact investments.

Guest links: brandongeen.com - https://brandongreen.com/build-wealth/ Free wealth-building assessment: https://brandongreen.com/start-here/

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's episode I am joined by Mikey Taylor, Pro-Skateboarder and Entrepreneur. President of Commune Capital, a company created by individuals seeking financial-freedom through real estate investing, with an understanding that as a community we can achieve far greater results. Listen as Mikey and I talk about his story, the wealth framework he teaches his kids, his opinion on the money mindset he sees in the world and real estate. Check out more on Mikey: Commune Capital https://communecapital.com/story/ Instragram - https://www.instagram.com/mikeytaylor/?hl=en

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In this episode I have the pleasure of having M.C. Laubscher “The Cashflow Ninja” who was the very first guest I had on my show. Listen as M.C. talks about the frameworks he sees happening around the world! Listen as M.C. talks about his own experience growing up in South Africa and why his passion for educating and teaching versified sources of cashflow. M.C. talks about his book which describes the framework and 21 Best Cashflow Niches. Be sure to get a copy of M.C.’s book “The 21 Best Cashflow Niches” https://cashflowninja.com/ Guest Bio: M.C. Laubscher is a husband, dad, entrepreneur, investor, and educator. He is the founder of Cashflow Ninja and the creator and host of the top-rated business and investing podcast, Cashflow Ninja and Cashflow Investing Secrets. As an educator, M.C.’s passion is to share how investors and business owners can create, recover, warehouse, and multiply cashflow through advanced cashflow strategies. Having figured out how to escape the rat race and replace his income through cashflow investing, he shares how you can do the same through cashflow investing strategies. Guest link: Check out my very first podcast episode with my friend M.C. Laubscher “The Cashflow Ninja” https://betterwealth.captivate.fm/episode/mc-laubscher-the-cashflow-ninja

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In this episode I take a short clip regarding an alternate marketing investment strategy from an interview I had with Tim Chermak. Listen as Tim talks about why investing in your email list as you would a retirement fund, but actually benefit your future more than a traditional 401k. Check out my full episode with Tim: https://youtu.be/uOeiNbhZVog

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In this podcast, I interview Dan Sheeks, teacher and author of his new book “First To A Million” which explores the pathway for early financial independence. Dan writes this book particularly for teens. Listen as Dan shares an overview of his book and his passion for personal finance, financial literacy and personal financial independence for teens. Be sure to check out Dan’s book “First To A Million: A Teenager’s Guide To Achieving Early Financial Independence” - https://bit.ly/3I1FsS7 (https://bit.ly/3I1FsS7 )

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  How To Develop Freakish Money Skills with Dan Sheeks - https://youtu.be/O_lheoqd1z8 Guest bio: an Sheeks is the newest BiggerPockets Publishing author, with his forthcoming book, First to a Million: A Teenager’s Guide to Achieving Early Financial Freedom. The book introduces teenagers to the strategies, concepts, and the mindset needed to achieve early financial freedom. Dan is a high school Business/Marketing teacher, real estate investor, and personal finance advocate in Denver, CO. In his 19 years of teaching high school, he has taught a variety of business subjects including personal finance, entrepreneurship, and marketing. Dan’s passions include working with teenagers, advocating for personal finance education, investing in real estate, and promoting the FIRE movement. Embedded in his classes is the co-curricular DECA club in which students travel, compete, acquire leadership skills, do community service, and have fun! His students have competed at the national level in entrepreneurship, personal finance, marketing, and hospitality services with much success over the years. Dan launched SheeksFreaks in late 2019, which is an online community dedicated to helping young people learn money management skills, start investing in real estate, and pursue early financial independence. The SheeksFreaks community aims to help those between 15- and 25-years old use specific methods of saving, earning extra income, and investing to set them on a track to purchase real estate investment properties in their early 20s and achieve financial independence at a young age. Dan and his wife have a variety of real estate investments including multifamily, single family, Airbnb, and out-of-state BRRRRs. They currently have 15 units in Colorado and Michigan. Dan is also a contributing blog writer for Bigger Pockets, having written several articles regarding a variety of subjects for young investors. In his free time, Dan enjoys the Colorado outdoors with activities such as mountain biking, road biking, hiking, camping, and golfing. He lives just outside of Denver, Colorado, with his wife, Vanessa, and their son, Callum. Guest Links: First to a Million: A Teenager’s Guide to Achieving Early Financial Independence: https://bit.ly/3I1FsS7 SheeksFreaks Community: https://bit.ly/sheeksfreaks106 (discount code: betterwealth ) SheeksFreaks Instagram: https://www.instagram.com/sheeksfreaks/ Dan’s Instagram: https://www.instagram.com/dsheeks/ (https://www.instagram.com/dsheeks/) Dan's email: dan@sheeksfreaks.com

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In this episode I break down Dave Ramey’s framework of the 7 Baby Steps. Listen as I walk through each step, the areas I agree with and the areas I disagree.

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's video I discuss the power of Leverage and how Real Estate can be one of the best leveraged asset classes.

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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On today’s episode I have the pleasure of interviewing Doug Cunnington, founder of Niche Site Project, a blog empowering people with systems and templates to create and scale affiliate sites. Doug shares with us the multiple ways he has made success in affiliate marketing and ways he makes money in his multiple platforms. Listen as we discuss Doug’s experiences with building wealth.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  Mile High FI Podcast - https://milehighfi.com/ Doug.Show Podcast - https://doug.show/ Niche Site Project - https://nichesiteproject.com/ Guest Bio: Doug Cunnington is an expert affiliate marketer and the founder of Niche Site Project, a blog where he empowers people with systems and templates to create and scale their own affiliate sites. He started affiliate marketing as a side hustle, then took it full time when he got laid off. He has a background in management consulting and project management, including a Project Management Professional (PMP) certification. Dough is also the host of The Doug Show Podcast, Mile High FI Podcast, and a self-titled YouTube channel where he talks about his affiliate marketing journey.

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today’s episode I react to Dave Ramsey’s advice to a young gentlemen who is 22 years old and just graduated from college on how to make himself wealthy. Stay tuned as I give my advice.

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In this episode I pulled a clip from an interview I had on the Real Estate Investing Made Simple podcast with host Bailey Kramer as I describe as simply as I can the And Asset. Check out the full episode: https://www.youtube.com/watch?v=wmGvVBa4bWg

BetterWealth

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In today's BetterWealth episode, I had the privilege of interviewing Dr. RJ Gelinas and lead chiropractor at I Get It Chiropractic in Colorado. Dr. RJ shares his personal journey to healing and his passion for eliminating stress and optimizing health for his clients. Listen as I share my story of how I met Dr. RJ and how his X-Ray process opened my eyes to how I think about health and wealth. Because of my experience with Dr. RJ I have been inspired to create our very own Financial X-Ray here at BetterWealth. Check out our BetterWealth Financial X-Ray https://www.betterwealth.com/xray

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For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  Financial X-Ray https://www.betterwealth.com/xray Guest Bio: For the last 18yrs Dr. RJ has studied the human body, its design and its ability to get well. He has spoken at many corporations educating employees on proven health principles to reduce stress, increase productivity and profitability. Dr. RJ brought complimentary chiropractic care to hundreds of homeless people in Denver giving them the opportunity to get healthy and get off their drugs and stop their addictions. Post-graduate training in pediatrics and pregnant women, Dr. RJ has extensive experience working with pregnant women and children, allowing him to provide the highest quality of care . Dr RJ has Certified Advanced Proficiency in Blair Technique which is the most scientific, specific chiropractic technique in the world. Blair is the first chiropractic technique of the new millennium and provides practice members of any age with the most gentle and reproducible chiropractic adjustments. Dr. RJ is a C.C.W.P. (Certified Chiropractic Wellness Practitioner) which is the only evidenced-based patient management system in the world. Since 2006 I GET IT Chiropractic has restored the lives of those suffering with various ailments, diseases and diagnosis without the use of medication and surgery. They attribute this to the philosophy that they will not treat symptoms or conditions but they will find the interference between the brain and the body, remove the interference and let the body heal the way our bodies are DESIGNED to heal.

Guest Links:  Website - https://www.igetitchiropractic.com/about-us/ Instagram - https://www.instagram.com/igetitchiro/ Facebook - https://www.facebook.com/Chiropractorwestminster/

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In today’s episde I had the privilege of interviewing Gordon Bufton. Listen to his incredible story and his perspective on why “rock bottom is the moment of change” and how to identify core beliefs that guide and govern our perspective in life. Check out Gordon’s new book “The Connection Effect” and learn more about Gordon at https://www.geniuscreators.org/https-www-geniusco-org-gcc.

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For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Guest Bio: Gordon Bufton is a creator, humanitarian, and serial entrepreneur. Bufton is the founder of Genius Creators, a movement inspiring a connected universe. Gordon has spoken around the world and his clients have included royal families, billionaires, inmates, and fortune 500 executives. He is the author of The Connection Effect: An Entrepreneur’s Playbook To Unlocking The Present Moment and Eluding Reality: A Memoir About Drugs, Psych Wards, and Recovery. Bufton is a retired ultra-endurance athlete and has been featured on CBS, NBC, and Forbes, among many others. He resides on Mother Earth. Guest Links:  GeniusCreators.org

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In this episode I take a short section from and interview I did with Kim Butler. In our interview I asked her a question about things people should avoid when it comes to the teachings or philosophies about life insurance. Listen to this short nugget from Kim as she describes some of the false ways financial professionals talk about finance.

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In this episode I react to Dave Ramsey's advise for paying off your house. Listen as I walk through the actual math of what Dave Ramsey is advising and why it isn't the best advise for his listener.

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For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

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In today's BetterWealth Episode , joining me is Jillian Johhsrud, coach, speaker and author of her book “Fire the Haters: Finding the Courage To Create Online in a Critical World.” Listen as she shared with us her story of becoming financially independent, her wisdom on dealing with critical people in a critical world, and sharing bits of her book “Fire The Haters.” Be sure to check out more about Jillian and get her book at https://www.jillianjohnsrud.com/.

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For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Guest Bio: After becoming financially independent at 32 years old, Jillian turned her personal and professional experience towards a creative life. She is a popular public speaker, teaches online classes, coach, and writer. Her book Fire the Haters: Finding the Courage to Create Online in a Critical World helps creatives and entrepreneurs share their best work with the world. She hosts the Everyday Courage Podcast. Her husband and she live in Montana, near Glacier National Park with their 5 kids. She’s an avid traveler and drinker of hot tea. You can connect with her at jillianjohnsrud.com.

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I had the privilege of being a guest on The Stacking Benjamins Podcast where I join a panel of guests as we answer the question “If you could go back and give your younger self one piece of advice, what would it be?” Listen to some of the highlights from the show and be sure to catch the full episodes on The Stacking Benjamins Podcast episode 1111 and share your biggest take away on the https://www.stackingbenjamins.com/roundtable-1111/

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For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Website: stackingbenjamins.com Insta: @stackingbenjaminspodcast Twitter: @SBenjaminsCast @AverageJoeMoney & @notthefakeOG YouTube.com/stackingbenjamins Facebook.com/IStackBenjamins

Guest Links:  https://www.stackingbenjamins.com/roundtable-1111/

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Kim Butler describes why Whole Life Insurance is better than and IUL. This is a short clip from our full episode you can catch at: https://www.youtube.com/watch?v=4uA6rhtLNvo (https://www.youtube.com/watch?v=4uA6rhtLNvo)

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In today's BetterWealth Episode I am joined by Matt Bontrager, Managing Partner of Truebooks a Tax Firm - A Real Estate Investors CPA. Listen as Matt shares about bookkeeping, tax preparation, entity filing, tax deductions and tax credits.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Guest Bio: Money and real estate have always been a passion of mine. I started my career in the banking industry. After graduating college I went to work at one of the Big 4 accounting firms, Deloitte to 'earn my stripes' and later became a CPA. During this time I was able to buy my first home when I was 23 years old. Through my experience working with clients, I’ve learned that even the most savvy business owners need a lot of help on the accounting side. They are so busy taking action, they fail to maintain proper accounting. This ends up costing them so much in the long run. Not only do their tax preparation costs increase, but more importantly they’re not able to make the best decisions throughout the year because they don't know their current financials. I’m excited to help investors across the country understand their numbers, make better decisions for their business, and save as much money as possible come tax time. Guest Links:   https://truebookscpa.com/

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In today’s BetterWealth Episode, I react to a Dave Ramsey video where a caller asks Dave for advice on buying a car using cash or debt. Listen as I react to Dave’s rant on debt, car payments, and best ways to buy a car.

BETTERWEALTH

For more information on BetterWealth visit https://www.betterwealth.com/ (https://www.betterwealth.com/)

BetterWealth

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In this episode of the BetterWealth Podcast, Dan is in the studio solo as he comments on a common question people ask us regarding the purpose of getting life insurance if they aren’t married, they don’t have kids and they don’t really care about the death benefit. Listen as Dan discusses the mindset of legacy and why life insurance can be the perfect legacy you leave both in life and death.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast) 📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In this episode of the BetterWealth Podcast I am joined by Mike Hills the VP Brokerage at Atlas Real Estate. Listen as Mike talks about why it's more important to creating options over creating wealth. Mike share with us how he has created opportunities to pay for college for his kids using Real Estate. Mike also shares the 4 Pillars of Real Estate Investing and his relationship with Zillow and how making buying a house easier is the new movement in real estate. Mike also shares why he believes real estate is the best asset class to have. Listen as he explains his "Budlight Real Estate."

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Guest Bio: Mike joined the Atlas team in 2013, today he leads a rapidly growing team of approximately 24 employees. Mike is passionate about both disrupting the traditional brokerage model and leading by example. He personally owns more than 50 units including a condo, townhouse, single-family homes, duplexes, quad-plexes, an apartment and a trailer park. The motto is simple: good for you, good for me, good for everything. In 2015 he started “Real Estate Investment Hour” a free weekly event series where he and his team teach aspiring investors how they can get started with a buy-and-hold strategy. The goal is simple: to help people identify and achieve their financial goals through real estate. Mike is a national speaker for Rachel’s Challenge, a non-profit whose goal is spreading kindness and compassion based on the life of Rachel Scott, the first victim of the Columbine High School shooting tragedy. He has spoken to more than 300,000 young people across the US and Canada in the last 10 years. In 2019 he was named in the Top 100 Mile High Leaders and is a frequent guest on local talk radio and is often featured in national publications such as Business Insider. He has a bachelor’s degree from the University of Denver. Guest Links:  https://realatlas.com/

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In this episode of the BetterWealth Podcast, I discuss my infinite banking identity crisis. Listen as I discuss why a product can never be the answer to your personal or financial problems.

BETTERWEALTH

For more information on BetterWealth visit https://www.betterwealth.com/ (https://www.betterwealth.com)

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In today's BetterWealth episode, I am joined by Dan Kaminski, the head of operations as we  discuss how the ultimate tax “loophole” is going away. Listen as Dan describes (GRATS) Grantor Retained Annuity Trust. We also talk about the definition of a  “tax-loophole” and why GRATS is a tax advantage opportunity for the wealthy that will most likely be going away. We even expose the widow of Steve Jobs as we look at the tax loopholes she uses.   Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither the host nor the guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Betterwealth

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In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt and I discuss real estate notes, buying notes and buying other people’s mortgages and the pros and cons of investing in this asset class. Be sure to check out the resources Matt mentioned in the episode: Invest In Debt: “The How To Book on Buying Paper for Cashflow” by Jim Napier - https://amzn.to/2YLs4iW (https://amzn.to/2YLs4iW)  Chris Seveney - Good Deeds Notes Investing Podcast https://podcasts.apple.com/us/podcast/good-deeds-note-investing-podcast/id1442697566 (https://podcasts.apple.com/us/podcast/good-deeds-note-investing-podcast/id1442697566)  Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/)  Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s (https://youtu.be/SreIqPtT94s)  Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY (https://youtu.be/KlQTlf0sAHY)  Episode #375 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ (https://youtu.be/7IBCfOeZKJQ)  Episode #378 Flipping Homes with Matt Fore - https://youtu.be/1eMur9GT9Og (https://youtu.be/1eMur9GT9Og) Episode #381 Real Estate FAQ #1 Tax Benefits with Matt Fore - https://youtu.be/p98cZBpRq6A (https://youtu.be/p98cZBpRq6A) Episode #384 The BRRR Strategy with Matt Fore - https://youtu.be/RcBfbgP10PY (https://youtu.be/RcBfbgP10PY) Episode #387 Small Multi Family - https://youtu.be/EjkgmYsSujk (https://youtu.be/EjkgmYsSujk)  Episode #388 Real Estate FAQ #2 with Matt Fore - https://youtu.be/lxafMC-n7NQ (https://youtu.be/lxafMC-n7NQ) Episode #390 Large Multi Family Apartment Complexes - https://youtu.be/5bGS0wjlKk4 (https://youtu.be/5bGS0wjlKk4)  Episode #392 Crowdsourcing Real Estate with Matt Fore - https://youtu.be/-toD-0HmUXA (https://youtu.be/-toD-0HmUXA)   Episode #395 REITS with Matt Fore - https://youtu.be/qu6Yzhtepzc (https://youtu.be/qu6Yzhtepzc)  Episode #398 Should I Invest In Real Estate Now? https://youtu.be/ywT32_HoZpo (https://youtu.be/ywT32_HoZpo)  Episode #401 Dollars For Dirt - Land Flipping with Matt Fore https://youtu.be/G7nGAkBKqJk (https://youtu.be/G7nGAkBKqJk) Episode #404 Developing Land with Matt Fore https://youtu.be/MXfDWemN4lU (https://youtu.be/MXfDWemN4lU)  Episode #407 Real Estate Wholesaling with Matt Fore https://youtu.be/J_pNYYzXvy4 (https://youtu.be/J_pNYYzXvy4)  Episode #410: Should I Invest In Break Even or Cash Flow Real Estate FAQ #4 with Matt Fore 

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SSA Benefits Increasing 2022 65 million Americans receives a monthly payout Beneficiaries are getting their biggest "raise" in nearly four decades COLA for 2022 came in at 5.9% the biggest increase since 1983 - 7.4% For context, last year it increased by 1.3% ***designed to keep beneficiaries on par with inflation and not help them "get ahead." Seniorsleague.org did a study in 2019 and determined that the purchasing power of Social Security benefits have lost 33% since the year 2000

FRA or Full Retirement Age is increasing 2 months from 66 years and 10 months for persons born in 1959 to 67 years for anyone born in 1960 or later. Prior to FRA permanent reduction to your monthly payout. Wait after FRA, can receive more than 100% If you wait till past age 70 you can receive 132% https://www.ssa.gov/benefits/retirement/planner/1943-delay.html

High earners will pay more in taxes Last year, the Social Security program collected just shy of $1.12 trillion in income. Approximately $1 trillion was the result of the 12.4% payroll tax on earned income (wages and salary, but not investment income). This year the payroll tax was up to $142,800 2022 rising by $4,200 to $147,000 which affects about 6% of Americans - extra $520.80

Maximum monthly payouts are increasing This year maximum monthly benefits at full retirement age were capped at $3,148. 2022, the maximum monthly payout is increasing by $197 a month to $3,345. How to receive max payout Wait until FRA Work at least 35 years Perfectly hit or surpass the maximum taxable earnings cap for the 35 years the SSA uses to calculate their monthly payout.

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In today's BetterWealth episode, I am joined by Dan Kaminski, head of operations here at BetterWealth as we discuss the new tax on the middle class. Listen as Dan and I dive into the 1099-k tax enacted by the American Rescue Plan explaining the implications and why it’s a big attack on the middle class.  Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither the host nor the guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

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In today's BetterWealth episode, I had the honor of having Daniela Ngounou in the studio here in Denver as she shares her inspirational story with me. Listen as Daniela discusses her journey of living out her passion and becoming a young business owner.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Guest Links:  Check out more about Daniela LinkedIn https://www.linkedin.com/in/daniela-ngounou-85942bb6/ (https://www.linkedin.com/in/daniela-ngounou-85942bb6/)  Facebook https://www.facebook.com/DanielanNgounou/about/ (https://www.facebook.com/DanielanNgounou/about/) 

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Episode Description:  In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt and I answer three commonly asked questions regarding how much do I need to put down, would I use a property manager and should I invest in break even or cashflow. Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/)  Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s (https://youtu.be/SreIqPtT94s)  Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY (https://youtu.be/KlQTlf0sAHY)  Episode #375 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ (https://youtu.be/7IBCfOeZKJQ)  Episode #378 Flipping Homes with Matt Fore - https://youtu.be/1eMur9GT9Og (https://youtu.be/1eMur9GT9Og) Episode #381 Real Estate FAQ #1 Tax Benefits with Matt Fore - https://youtu.be/p98cZBpRq6A (https://youtu.be/p98cZBpRq6A) Episode #384 The BRRR Strategy with Matt Fore - https://youtu.be/RcBfbgP10PY (https://youtu.be/RcBfbgP10PY) Episode #387 Small Multi Family - https://youtu.be/EjkgmYsSujk (https://youtu.be/EjkgmYsSujk)  Episode #388 Real Estate FAQ #2 with Matt Fore - https://youtu.be/lxafMC-n7NQ (https://youtu.be/lxafMC-n7NQ) Episode #390 Large Multi Family Apartment Complexes - https://youtu.be/5bGS0wjlKk4 (https://youtu.be/5bGS0wjlKk4)  Episode #392 Crowdsourcing Real Estate with Matt Fore - https://youtu.be/-toD-0HmUXA (https://youtu.be/-toD-0HmUXA)   Episode #395 REITS with Matt Fore - https://youtu.be/qu6Yzhtepzc (https://youtu.be/qu6Yzhtepzc)  Episode #398 Should I Invest In Real Estate Now? https://youtu.be/ywT32_HoZpo (https://youtu.be/ywT32_HoZpo)  Episode #401 Dollars For Dirt - Land Flipping with Matt Fore https://youtu.be/G7nGAkBKqJk (https://youtu.be/G7nGAkBKqJk) Episode #404 Developing Land with Matt Fore https://youtu.be/MXfDWemN4lU (https://youtu.be/MXfDWemN4lU)  Episode #407 Real Estate Wholesaling with Matt Fore https://youtu.be/J_pNYYzXvy4 (https://youtu.be/J_pNYYzXvy4) 

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Episode Description:  In today's BetterWealth episode, I am joined by Dan Kaminski, head of operations, as we discuss the Overnight Reverse Repurchase Agreement Program which is creating a money market program for Banks. Essentially, this program allows banks to store money when they don’t want to accrue loss in the market. In this episode we look at how banks are currently sticking money in this program like never before with a current 1.3 trillion dollars. Join us as Dan and I explore why this might be happening!

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  Overnight Reverse Repurchase Agreements: Treasury Securities Sold by the Federal Reserve in the Temporary Open Market Operations https://fred.stlouisfed.org/series/RRPONTSYD/ (https://fred.stlouisfed.org/series/RRPONTSYD/) 

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In today's BetterWealth episode, I bring back Kim Butler to the BetterWealth show. Listen as Kim shares with us her new book Perpetual Wealth. We also talk about her knowledge on life insurance, misconceptions in marketing language around life insurance, and her view on IUL vs whole life Insurance. Listen as Kim shares with humility her own experience in the world of life insurance and investments. I even asked Kim about the current world situation and her opinion on the place of the dollar and how to continue to bring wealth into our space today on what we can control. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  Episode #3: The 7 Principles of Prosperity with  Kim Butler https://betterwealth.captivate.fm/episode/the-7-principles-of-prosperity-kim-butler (https://betterwealth.captivate.fm/episode/the-7-principles-of-prosperity-kim-butler) 

Guest Bio:  Kim is the Founder of Prosperity Thinkers and financial thought leader. The heart of Kim’s vision, and mission, is to activate lifelong service for her clients. What does that mean? It means inspiring them to live lives of purpose for their whole lives—rather than retiring or taking themselves “out of service.” (Which is the definition of retirement.) Kim, who has seen many facets of the financial industry, now helps clients to create long-term financial strategies for building sustainable wealth using whole life insurance. Life insurance is under-utilized by the masses, yet is the “secret” foundation of America’s wealthiest. Guest Links:  Check out Kim’s Book “Perpetual Wealth” https://amzn.to/3AlzvdK (https://amzn.to/3AlzvdK)   Check Out More on Prosperity Thinkers https://prosperitythinkers.com/ (https://prosperitythinkers.com/) 

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In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt and I discuss wholesale real estate investing and the pros and cons of this strategy of real estate. We also talk about why this is a great way to invest little while learning a lot about real estate, but why it wouldn’t be the greatest investment strategy if you are looking to build cashflow.  Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/)  Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s (https://youtu.be/SreIqPtT94s)  Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY (https://youtu.be/KlQTlf0sAHY)  Episode #375 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ (https://youtu.be/7IBCfOeZKJQ)  Episode #378 Flipping Homes with Matt Fore - https://youtu.be/1eMur9GT9Og (https://youtu.be/1eMur9GT9Og) Episode #381 Real Estate FAQ #1 Tax Benefits with Matt Fore - https://youtu.be/p98cZBpRq6A (https://youtu.be/p98cZBpRq6A) Episode #384 The BRRR Strategy with Matt Fore - https://youtu.be/RcBfbgP10PY (https://youtu.be/RcBfbgP10PY) Episode #387 Small Multi Family - https://youtu.be/EjkgmYsSujk (https://youtu.be/EjkgmYsSujk)  Episode #388 Real Estate FAQ #2 with Matt Fore - https://youtu.be/lxafMC-n7NQ (https://youtu.be/lxafMC-n7NQ) Episode #390 Large Multi Family Apartment Complexes - https://youtu.be/5bGS0wjlKk4 (https://youtu.be/5bGS0wjlKk4)  Episode #392 Crowdsourcing Real Estate with Matt Fore - https://youtu.be/-toD-0HmUXA (https://youtu.be/-toD-0HmUXA)   Episode #395 REITS with Matt Fore - https://youtu.be/qu6Yzhtepzc (https://youtu.be/qu6Yzhtepzc)  Episode #398 Should I Invest In Real Estate Now? https://youtu.be/ywT32_HoZpo (https://youtu.be/ywT32_HoZpo)  Episode #401 Dollars For Dirt - Land Flipping with Matt Fore https://youtu.be/G7nGAkBKqJk (https://youtu.be/G7nGAkBKqJk) Episode #401Developing Land with Matt Fore https://youtu.be/MXfDWemN4lU (https://youtu.be/MXfDWemN4lU) 

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In today's episode I am joined by Jereme Roodhouse, our head wealth coach, as he talks about whether or not you should sell your business and what that looks like on the cashflow ratio mode.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Betterwealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I have the pleasure of welcoming back to the show Tim Chermak, co-founder of Platform, a digital marketing company and good friend. Join us as we discuss the concept of the knowledge gap. Tim encourages listeners to read the essay by Economic Nobel Prize Winner Friedrich A. Hayek,  “The Use of Knowledge In Society”. Tim talks about the knowledge problem and how this problem is negatively affecting today’s economy.  Listen as Tim describes why virtuous behavior will be erased by the distortion of the economy. I also ask Tim for applicable ways business owners can be valuable and flexible in the future. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  The Use of Knowledge In Society - Friedrich A. Hayek https://www.econlib.org/library/Essays/hykKnw.html (https://www.econlib.org/library/Essays/hykKnw.html)  I, Pencil by Lenard E. Read https://fee.org/resources/i-pencil/ (https://fee.org/resources/i-pencil/) 

Guest Bio:  Tim Chermak is the co-founder of Platform, a digital marketing agency for real estate professionals. He’s also the author of Main Street Marketing and High Hanging Fruit. Tim is passionate about entrepreneurship, marketing, liberty, and Chipotle burritos.

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In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt and I discuss investing in land and more specifically land development. We discuss the observations, the pros and cons of investing in land for development. Be sure to catch our previous episode when we talked about land flipping and on ground funding as mentioned in this episode.  Episode #392 Crowdsourcing Real Estate with Matt Fore - https://youtu.be/-toD-0HmUXA (https://youtu.be/-toD-0HmUXA)   Episode #401 Dollars For Dirt - Land Flipping with Matt Fore https://youtu.be/G7nGAkBKqJk (https://youtu.be/G7nGAkBKqJk) Evan Holiday Monumental Podcast - https://evanholladay.com/podcast/ (https://evanholladay.com/podcast/)  Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/)  Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s (https://youtu.be/SreIqPtT94s)  Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY (https://youtu.be/KlQTlf0sAHY)  Episode #375 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ (https://youtu.be/7IBCfOeZKJQ)  Episode #378 Flipping Homes with Matt Fore - https://youtu.be/1eMur9GT9Og (https://youtu.be/1eMur9GT9Og) Episode #381 Real Estate FAQ #1 Tax Benefits with Matt Fore - https://youtu.be/p98cZBpRq6A (https://youtu.be/p98cZBpRq6A) Episode #384 The BRRR Strategy with Matt Fore - https://youtu.be/RcBfbgP10PY (https://youtu.be/RcBfbgP10PY) Episode #387 Small Multi Family - https://youtu.be/EjkgmYsSujk (https://youtu.be/EjkgmYsSujk)  Episode #388 Real Estate FAQ #2 with Matt Fore - https://youtu.be/lxafMC-n7NQ (https://youtu.be/lxafMC-n7NQ) Episode #390 Large Multi Family Apartment Complexes - https://youtu.be/5bGS0wjlKk4 (https://youtu.be/5bGS0wjlKk4)  Episode #392 Crowdsourcing Real Estate with Matt Fore - https://youtu.be/-toD-0HmUXA (https://youtu.be/-toD-0HmUXA)   Episode #395 REITS with Matt Fore - https://youtu.be/qu6Yzhtepzc (https://youtu.be/qu6Yzhtepzc)  Episode #398 Should I Invest In Real Estate Now? https://youtu.be/ywT32_HoZpo (https://youtu.be/ywT32_HoZpo)  Episode #401 Dollars For Dirt - Land Flipping with Matt Fore https://youtu.be/G7nGAkBKqJk (https://youtu.be/G7nGAkBKqJk)

Betterwealth

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In today's BetterWealth episode, I am joined in the studio with Jereme Roodhouse, our head wealth coach. Coming back to From The Front Line where Jereme shares a Mrs. & Mrs. Smith family telling their story with math. Watch as Jereme shares the model of a couple who saves, invests, and even has low debt, but how doing everything right still won’t work and their model is out of balance. Join us on our https://www.youtube.com/channel/UCThFkB73A_ICEu-LJV2abbw (BetterWealth YouTube Channel) to see the model of the case study Jereme shares in this episode. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast)

Betterwealth

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In today's BetterWealth episode, I have on the show Nick Aube, an expert on Risk Transfer and Risk Management. Many people spend their life building wealth, but find that their wealth isn’t protected. While not the most exciting topic, if you don’t do this you could lose everything. Listen as I talk with Nick about Risk Transfer Strategies of shifting and managing risk through umbrella insurance and how the framework should properly protect our wealth while not overpaying. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Guest Bio:  Protecting your wealth and lifestyle should be intentional.  It should involve taking a purposeful look at the Risk Transfer Strategies you've previously used, evaluating their effectiveness and efficiency, and providing proper guidance. Today's Risk Transfer Strategies are not always designed to correctly protect everyone's wealth and lifestyle. We believe in staying informed. Everything we do at RISK MNGR is designed to bring timely insight and information. We provide our clients with simple and continually evolving Risk Transfer Strategies for any intentionally built success and lifestyle you can live today.  Guest Links:  Structure Your Insurance Umbrella: https://riskmngr.ac-page.com/intro (https://riskmngr.ac-page.com/intro)   Notes/Video Message on links and checklist: https://avery-insurance.dubb.com/v/4EqX9b?from_email=1 (https://avery-insurance.dubb.com/v/4EqX9b?from_email=1)  Home page link: | http://www.riskmngr.com/ (www.riskmngr.com)  Intro to the Guide | https://riskmngr.ac-page.com/intro (https://riskmngr.ac-page.com/intro) The Guide | https://riskmngr.ac-page.com/guide (https://riskmngr.ac-page.com/guide)

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Episode Description:  In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt and I discuss investing in land and more specifically land flipping. We discuss the pros and cons of investing in land that you can flip and sell to other buyers.  Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/)  Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s (https://youtu.be/SreIqPtT94s)  Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY (https://youtu.be/KlQTlf0sAHY)  Episode #375 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ (https://youtu.be/7IBCfOeZKJQ)  Episode #378 Flipping Homes with Matt Fore - https://youtu.be/1eMur9GT9Og (https://youtu.be/1eMur9GT9Og) Episode #381 Real Estate FAQ #1 Tax Benefits with Matt Fore - https://youtu.be/p98cZBpRq6A (https://youtu.be/p98cZBpRq6A) Episode #384 The BRRR Strategy with Matt Fore - https://youtu.be/RcBfbgP10PY (https://youtu.be/RcBfbgP10PY) Episode #387 Small Multi Family - https://youtu.be/EjkgmYsSujk (https://youtu.be/EjkgmYsSujk)  Episode #388 Real Estate FAQ #2 with Matt Fore - https://youtu.be/lxafMC-n7NQ (https://youtu.be/lxafMC-n7NQ) Episode #390 Large Multi Family Apartment Complexes - https://youtu.be/5bGS0wjlKk4 (https://youtu.be/5bGS0wjlKk4)  Episode #392 Crowdsourcing Real Estate with Matt Fore - https://youtu.be/-toD-0HmUXA (https://youtu.be/-toD-0HmUXA)   Episode #395 REITS with Matt Fore - https://youtu.be/qu6Yzhtepzc (https://youtu.be/qu6Yzhtepzc)  Episode #398 Should I Invest In Real Estate Now? https://youtu.be/ywT32_HoZpo (https://youtu.be/ywT32_HoZpo) 

BetterWealth

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In today's episode of the BetterWealth Podcast, I am joined in the studio by Dan Kaminski, the head of operations, as we talk about President Biden's new tax bill. We conducted this episode as a live on our YouTube Channel and are sharing the episode here on the podcast as well. Check out the episode on our BetterWealth YouTube Channel - https://youtu.be/4ps-qJa4kgM (https://youtu.be/4ps-qJa4kgM)

BetterWealth

Checkout more at www.betterwealth.com

BetterWealth

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In today's BetterWealth episode, I am bringing you Part 2 of my interview with Shane Walker, creator of Qube, a 21st century envelope system budgeting app made easy. If you missed our first episode be sure to check the show notes for his first interview. Today, Shane discusses his principles for building wealth in this part two series. Shane also talks with me about the pros to Dave Ramsey’s money mindsets, but where he thinks Dave isn’t helping people learn to grow or preserve wealth. Listen as Shane shares his experience with overfunded Whole Life Insurance. Shane shares why “Buy term and invest the difference” is easy, but it holds back wealth building for those who want to know how the wealthy or banks grow their wealth. We also talk about investing, the market, tax implementation, academic investing, entrepreneurship and more…. This episode is a landmine of information! Checkout Qube Masters  https://qubemasters.com/pages/better-wealth (https://qubemasters.com/pages/better-wealth) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Episode #396 21st Envelope Budgeting Explained with QubeMoney Creator Shane Walker - https://youtu.be/Y_W0LD6OHQ8 (https://youtu.be/Y_W0LD6OHQ8) 

Guest Bio:  Shane Walker is Co-founder, Executive Vice President, and Chief Marketing Officer of Qube Money. He grew up on a farm in Weiser, Idaho, and is the 9th of 12 children. His dad was a teacher, and his mom ran their large household. Money was scarce. The only time the family went out to eat was to get a free hamburger and cutie ice cream cone at McDonald's during report card time. Imagine a family of 14 bringing in 10 report cards for free hamburgers at McDonald's... Shane began working at age 8, hoeing beets and changing sprinklers to help support the family. He remembers his dad making work fun by taking a dip in the river mid-afternoon. While they worked, his dad would often say, "Isn't this fun?" Shane has learned to enjoy working and to do his very, very best in everything he does. Shane has transitioned this approach to life in everything he does. He graduated with a master's degree in accounting from Brigham Young University. In his Junior year of college, he partnered with a couple of his friends to build Elite Sales, which became one of the largest door-to-door pest control sales companies in America. After college, Shane started Walker Financial and is a leader in the financial space. Shane has achieved top honors, including Million Dollar Round Table, a leading producer with Guardian Life Insurance, and both Double Platinum and Top Income Earner with Team National. He is an accomplished trainer and speaker. He's taught audiences as large as 8,000 and has a track record for deeply engaging people. Shane joined co-founder Ryan Clark to create Qube Money. As the executive vice president, Shane's dream is to help millions of people across the globe rise above living paycheck-to-paycheck, eliminate debt permanently, and empower people to experience more abundance, more joy, and more peace with money. Guest Links:  Checkout Qube Masters  https://qubemasters.com/pages/better-wealth (https://qubemasters.com/pages/better-wealth) 

BetterWealth

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In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt answers a few commonly asked questions around whether the housing market is too high, best practices for finding tenants and whether or not you need an LLC to invest in real estate.  Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/)  Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s (https://youtu.be/SreIqPtT94s)  Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY (https://youtu.be/KlQTlf0sAHY)  Episode #375 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ (https://youtu.be/7IBCfOeZKJQ)  Episode #378 Flipping Homes with Matt Fore - https://youtu.be/1eMur9GT9Og (https://youtu.be/1eMur9GT9Og) Episode #381 Real Estate FAQ #1 Tax Benefits with Matt Fore - https://youtu.be/p98cZBpRq6A (https://youtu.be/p98cZBpRq6A) Episode #384 The BRRR Strategy with Matt Fore - https://youtu.be/RcBfbgP10PY (https://youtu.be/RcBfbgP10PY) Episode #387 Small Multi Family - https://youtu.be/EjkgmYsSujk (https://youtu.be/EjkgmYsSujk)  Episode #388 Real Estate FAQ #2 with Matt Fore - https://youtu.be/lxafMC-n7NQ (https://youtu.be/lxafMC-n7NQ) Episode #390 Large Multi Family Apartment Complexes - https://youtu.be/5bGS0wjlKk4 (https://youtu.be/5bGS0wjlKk4)  Episode #392 Crowdsourcing Real Estate with Matt Fore - https://youtu.be/-toD-0HmUXA (https://youtu.be/-toD-0HmUXA)   Episode #395 REITS with Matt Fore - https://youtu.be/qu6Yzhtepzc (https://youtu.be/qu6Yzhtepzc) 

BetterWealth

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In today's BetterWealth episode, I am joined by Dominic Rufran, our And Asset Specialist, as we talk about Premium Finance, what it is, who it’s for, the pros and cons, the risks, and the ways this product is being leveraged. Listen as Dom walks through and draws out the explanation of how Premium Finances works. Dom also compares the result outcome of cash flow to that of an And Asset and why Premium Finance may not be the best product if looking at it from a cash flow perspective. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I am privileged to have the opportunity to interview Shane Walker creator of Qube, a 21st century envelope system budgeting app made easy. Listen as Shane discusses his journey over the last decade of trying to help people experience healthy lifestyles, but over and over finding that people fell back into the same bad spending habits. People spend their way into financial destruction, yet it was Shane’s goal to help create awareness so people could make good financial decisions in the future. Join us as Shane talks more about his app Qube Money and the benefits of the 21st century envelope budgeting system in this part one of a two part series.  Checkout Qube Masters  https://qubemasters.com/pages/better-wealth (https://qubemasters.com/pages/better-wealth) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt discusses the Real Estate Investment Trusts, what REITS are,  the pros to investing in REITS and the cons so you can better understand if this is an asset class you should be investing in.  Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/)  Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s (https://youtu.be/SreIqPtT94s)  Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY (https://youtu.be/KlQTlf0sAHY)  Episode #375 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ (https://youtu.be/7IBCfOeZKJQ)  Episode #378 Flipping Homes with Matt Fore - https://youtu.be/1eMur9GT9Og (https://youtu.be/1eMur9GT9Og) Episode #381 Real Estate FAQ #1 Tax Benefits with Matt Fore - https://youtu.be/p98cZBpRq6A (https://youtu.be/p98cZBpRq6A) Episode #384 The BRRR Strategy with Matt Fore - https://youtu.be/RcBfbgP10PY (https://youtu.be/RcBfbgP10PY) Episode #387 Small Multi Family - https://youtu.be/EjkgmYsSujk (https://youtu.be/EjkgmYsSujk)  Episode #388 Real Estate FAQ #2 with Matt Fore - https://youtu.be/lxafMC-n7NQ (https://youtu.be/lxafMC-n7NQ) Episode #390 Large Multi Family Apartment Complexes - https://youtu.be/5bGS0wjlKk4 (https://youtu.be/5bGS0wjlKk4)  Episode #392 Crowdsourcing Real Estate with Matt Fore - https://youtu.be/-toD-0HmUXA (https://youtu.be/-toD-0HmUXA)  

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I and joined by Dom, our And Asset Specialist, as we review a video where Dave Ramsey and a life insurance agent get into a heated argument over overfunded whole life insurance. Listen as Dom and I break down the points made by both sides and see who we believe wins!

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today’s episode of the BetterWealth Podcast, I had the pleasure of interviewing Jason Hartman.Jason’s Complete Solution for Real Estate Investors™ is a comprehensive system providing real estate investors with education, research, resources and technology to deal with all areas of their income property investment needs. Listen as Jason shares his story.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Guest Bio:  Jason Hartman® has been involved in several thousand real estate transactions and has owned income properties in 11 states and 17 cities. His companies help people achieve The American Dream of financial freedom by purchasing income property in prudent markets nationwide. Jason’s Complete Solution for Real Estate Investors™ is a comprehensive system providing real estate investors with education, research, resources and technology to deal with all areas of their income property investment needs. The United States offers nearly 400 distinct and diverse markets while most media pundits characterize the “housing market” as if it were a single entity. We realize they do this to cram a cogent comment into a simple sound bite. Real estate cannot be described that simply. It’s just not accurate. There is NO such thing as a United States real estate market. However, there IS an Atlanta, Georgia or a Dallas, Texas real estate market. To that end, we scour the entire country with an “Area Agnostic™” approach and select the most suitable and sensible markets to recommend to our investors so they don’t waste countless hours doing it themselves. Through our podcasts, educational events, referrals, mentoring and software to track your investments, investors can easily locate, finance and purchase properties in these exceptional markets with confidence and peace of mind. Visit www.JasonHartman.com and one of our investment counselors will provide your free portfolio makeover. We are here to help!

Guest Links:  Book a video/podcast recording at: http://www.jasonhartman.com/Jason (www.EmpoweredInvestor.com/Jason)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt discusses how crowdfunding or crowdsourcing investments in real estate work, the pros and cons, and even who would be an ideal candidate for investing in this type of real estate.  Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Episode Links & Resources:  Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/)  Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s (https://youtu.be/SreIqPtT94s)  Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY (https://youtu.be/KlQTlf0sAHY)  Episode #375 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ (https://youtu.be/7IBCfOeZKJQ)  Episode #378 Flipping Homes with Matt Fore - https://youtu.be/1eMur9GT9Og (https://youtu.be/1eMur9GT9Og) Episode #381 Real Estate FAQ #1 Tax Benefits with Matt Fore - https://youtu.be/p98cZBpRq6A (https://youtu.be/p98cZBpRq6A) Episode #384 The BRRR Strategy with Matt Fore - https://youtu.be/RcBfbgP10PY (https://youtu.be/RcBfbgP10PY) Episode #387 Small Multi Family - https://youtu.be/EjkgmYsSujk (https://youtu.be/EjkgmYsSujk)  Episode #388 Real Estate FAQ #2 with Matt Fore - https://youtu.be/lxafMC-n7NQ (https://youtu.be/lxafMC-n7NQ) Episode #390 Large Multi Family Apartment Complexes - https://youtu.be/5bGS0wjlKk4 (https://youtu.be/5bGS0wjlKk4) 

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In today's BetterWealth episode, I am joined by Dom as we discuss the real rate of return of whole life insurance. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Episode Description:  In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt discusses large multi family complexes, the pros and cons of investing in apartments and what to expect as you dive into the market. Matt also breaks down the upcoming mindset of individuals in the Renting Culture and why that can be a huge benefit in the large multi family investment space.  Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/)  Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s (https://youtu.be/SreIqPtT94s)  Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY (https://youtu.be/KlQTlf0sAHY)  Episode #375 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ (https://youtu.be/7IBCfOeZKJQ)  Episode #378 Flipping Homes with Matt Fore - https://youtu.be/1eMur9GT9Og (https://youtu.be/1eMur9GT9Og) Episode #381 Real Estate FAQ #1 Tax Benefits with Matt Fore - https://youtu.be/p98cZBpRq6A (https://youtu.be/p98cZBpRq6A) Episode #384 The BRRR Strategy with Matt Fore - https://youtu.be/RcBfbgP10PY (https://youtu.be/RcBfbgP10PY) Episode #387 Small Multi Family - https://youtu.be/EjkgmYsSujk (https://youtu.be/EjkgmYsSujk)  Episode #388 Real Estate FAQ #2 with Matt Fore - https://youtu.be/lxafMC-n7NQ (https://youtu.be/lxafMC-n7NQ)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I am joined with Right-Hand Dan as we discuss topics around taxes in our BetterWealth Tax series. Listen as Dan talks about the Disaster Relief Tax Code and how reasonable expenses related to the pandemic can be deducted by your business and tax free to your employees. Find out more at BetterWealth Tax - https://www.betterwealth.com/tax (https://www.betterwealth.com/tax)  Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither the host nor the guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  BetterWealth Tax - https://www.betterwealth.com/tax (https://www.betterwealth.com/tax) 

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt answers a few commonly asked questions around Heloc for investing in other properties, 1031 exchange time limits, what do I do with bad tenants and Cash for Keys, as well as, discussing whether you should invest in real estate when the market seems too high.  Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/)  Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s (https://youtu.be/SreIqPtT94s)  Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY (https://youtu.be/KlQTlf0sAHY)  Episode #375 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ (https://youtu.be/7IBCfOeZKJQ)  Episode #378 Flipping Homes with Matt Fore - https://youtu.be/1eMur9GT9Og (https://youtu.be/1eMur9GT9Og) Episode #381 Real Estate FAQ #1 Tax Benefits with Matt Fore - https://youtu.be/p98cZBpRq6A (https://youtu.be/p98cZBpRq6A) Episode #384 The BRRR Strategy with Matt Fore - https://youtu.be/RcBfbgP10PY (https://youtu.be/RcBfbgP10PY) Episode #387 Small Multi Family - https://youtu.be/EjkgmYsSujk (https://youtu.be/EjkgmYsSujk) 

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt breaks down the small multi family real estate investments, the summary, the benefits/pros and the cons. Even with the secret of duplexes and house hacking being a popular starter investment plan, Matt shares a few places to learn more and become familiar with the strategy.  Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/)  Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s (https://youtu.be/SreIqPtT94s)  Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY (https://youtu.be/KlQTlf0sAHY)  Episode #375 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ (https://youtu.be/7IBCfOeZKJQ)  Episode #378 Flipping Homes with Matt Fore - https://youtu.be/1eMur9GT9Og (https://youtu.be/1eMur9GT9Og) Episode #381 Real Estate FAQ #1 Tax Benefits with Matt Fore - https://youtu.be/p98cZBpRq6A (https://youtu.be/p98cZBpRq6A) Episode #384 The BRRR Strategy with Matt Fore - https://youtu.be/RcBfbgP10PY (https://youtu.be/RcBfbgP10PY)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I am joined with Right-Hand Dan as we discuss topics around taxes in our BetterWealth Tax series. Listen as Dan talks about the classification and definitions of travel frequency, necessity and documentation. Dan shares some details of the tax rule and how you can use this rule to better maximize your tax deductions when traveling for business. Find out more at BetterWealth Tax - https://www.betterwealth.com/tax (https://www.betterwealth.com/tax)  Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither the host nor the guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  BetterWealth Tax - https://www.betterwealth.com/tax (https://www.betterwealth.com/tax) 

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I am joined for a second time by Kirk Hortle who is a dear friend, business partner and former firefighter. Listen as he talks about his story and the intentional life he has built for himself and his family. Kirk is ultimately living a “retired” life, but when you ask him he doesn’t worry about money, but still invests into multiple ways of accumulating value and service of others. Kirk talks about his mindset of living a life of efficiency. Kirk talks about value creation and the way it grows wealth when there can be intentional focus on developing value. Kirk shares his mission behind Cashflow Firefighters and his desire to serve the firefighting community. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  Check out more about Cashflow Firefighters https://cashflowfirefighters.com/ (https://cashflowfirefighters.com/) 

Episode #70: Sharing the Value of Better Wealth from a Firefighter with Kirk Hortel https://betterwealth.captivate.fm/episode/sharing-the-value-of-better-wealth-from-a-firefighter-with-kirk-hortel (https://betterwealth.captivate.fm/episode/sharing-the-value-of-better-wealth-from-a-firefighter-with-kirk-hortel) 

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt breaks down the BRRR (Buy, Rehab, Rent and Refinance) Strategy. This method isn’t new, but it has trickled down from commercial real estate to single family real estate. Listen as Matt shares his positive experience with the BRRR Method. We also talk about the pros and cons of the BRRR Method and why it’s a bit more hands on than your typical passive cash flow real estate investment. Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/)  Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s (https://youtu.be/SreIqPtT94s)  Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY (https://youtu.be/KlQTlf0sAHY)  Episode #375 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ (https://youtu.be/7IBCfOeZKJQ) 

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I am joined with Right-Hand Dan as we discuss topics around taxes in our BetterWealth Tax series. Listen as Dan shares with us why business owners would be taking advantage of tax-free income using the Augusta Rule.  Listen as we describe how you can rent out your home or place of business and earn tax-free income. Find out more at BetterWealth Tax - https://www.betterwealth.com/tax (https://www.betterwealth.com/tax)  Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither the host nor the guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  BetterWealth Tax - https://www.betterwealth.com/tax (https://www.betterwealth.com/tax) 

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I had the pleasure of interviewing Paul Adam, CEO and founder of Sound Financial Group. Paul is a successful entrepreneur that has learned how to move from career ambition of aimless mindsets to a mindset of lifestyle ambition where he has designed his lifestyle to be what he wants for himself and his family. We also talk about the “dirty word” retirement! Listen as Paul talks about the history of the word retirement and why the marketplace definition of one’s value creation can be set to retire really causes people to pursue something they don’t want and they don’t have a choice. People want choice which doesn’t come with retirement, but the financial independence that enables people to have control and choice. Paul also chats with us about his book “Your Business Your Wealth” and why it’s important for business owners to build a personal balance sheet and cashflow for themselves without being tricked that their retirement asset is sole in the value of their business. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Guest Bio:  As CEO and founder of Sound Financial Group Paul leads a team of financial professionals dedicated to helping clients define their financial goals then developing unique, tailored strategies to reach them. Paul tells his clients often that they should always make their financial decisions based upon indisputable math and independent scholarship, not based on media hype, hearsay, or trend. In addition to his specialized financial coaching, Paul is an accomplished speaker, conference panelist and author who has published three essential financial guides - Stop Burning Your Money, Sound Financial Advice, and Your Business Your Wealth. He has been interviewed by Forbes, Entrepreneur, and Inc. magazines to share his knowledge and passion for helping his clients maintain healthy balance sheets and better steward their finances. He also shares his knowledge as co-host of the long-running, Your Business, Your Wealth podcast with nearly 200 episodes. Paul lives North of Seattle, Washington with his wife, Kristen, and their three children - Andrew, Regan, and Vivian. He enjoys traveling, hiking, and continuing his personal and professional education. One of his great pleasures in life is spending time outdoors with his family.  To facilitate a lifestyle that allows them to travel the country for months at a time, he has transformed a traditionally in-person industry into a location-independent enterprise.

Guest Links:  Check out Paul’s book “Your Business Your Wealth” - https://amzn.to/3lj4wen (https://amzn.to/3lj4wen) http://www.yourbusinessyourwealth.com (www.yourbusinessyourwealth.com)   Your Business Your Wealth Podcast: Apple Podcasts: https://podcasts.apple.com/us/podcast/your-business-your-wealth/id1098458475 (https://podcasts.apple.com/us/podcast/your-business-your-wealth/id1098458475) Spotify: https://open.spotify.com/show/4s8LeVfLaB442m6zhmMRjM?si=uIw1aBK3RsyW4DUPCSIcTw (https://open.spotify.com/show/4s8LeVfLaB442m6zhmMRjM?si=uIw1aBK3RsyW4DUPCSIcTw) Youtube Channel: https://www.youtube.com/channel/UCVo0b61ydBymPPKENOVe3Wg (https://www.youtube.com/channel/UCVo0b61ydBymPPKENOVe3Wg) Find Paul on LinkedIn: https://www.linkedin.com/in/pauladamssfg/ (https://www.linkedin.com/in/pauladamssfg/)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt answers a few commonly asked questions around tax benefits, building a real estate team, and the pros/cons of having a real estate license.   Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/)  Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s (https://youtu.be/SreIqPtT94s)  Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY (https://youtu.be/KlQTlf0sAHY)  Episode #375 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ (https://youtu.be/7IBCfOeZKJQ)  Episode #378 Flipping Homes - https://youtu.be/1eMur9GT9Og (https://youtu.be/1eMur9GT9Og) 

BetterWealth

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In today's BetterWealth episode, I am joined with Dan Kaminski the head of operations here at BetterWealth and today we are introducing, BetterWealth Tax. A common theme we get among our clients is paying too much in taxes and here at BetterWealth we desire to unlock intentional living so we are bringing in house several tax attorneys, CPA and other tax experts to better serve our clients. Listen as we talk about our goal to change the mindset from tax prep (reactive) to tax planning (proactive). Actually make it fun to meet with your accountant! Listen as Dan describes why tax planning can help you mitigate the tax bill. We also discuss why properly planning for taxes allows you to have proper control over money you might be losing by paying too much in taxes and lost opportunity cost.  Check out BetterWealth Tax at http://www.betterwealth.com/tax (www.betterwealth.com/tax)  

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I am joined by a good friend and the person who inspired, pushed me and even helped me to write my book “The And Asset”. BetterWealth family I am excited to have Jay Cline on the show with me today as he shares his story, his personal background in ministry and his wisdom in finances. Listen as we discuss how Jay doubles his money and bridges the gap between creating surplus and multiplying surplus to build capital needed to create opportunities, what Jay likes to call “Find What You Look For.” Listen as Jay talks about his new community Shrewd Stewards Shrewd Steward as a financial education company dedicated to connecting people with the ideas and experts they need to get to where they want to be. Listen as Jay explains his ideas on good stewardship and the unique way to harness support and strategy. Jay shares his own experience with his own policy and how his comprehensive stewardship began with the mindset of building wealth by money in motion. Check out more from Jay and his new group Shrewd Steward https://www.gottagetshrewd.com/optin1607750618357 (https://www.gottagetshrewd.com/optin1607750618357) and take the double dare at https://takethedoubledare.com/ (https://takethedoubledare.com/). 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Guest Bio:  Growing up in a small town in Western Kansas, I learned to work like a draft horse from my dad and to be resilient and content from my mom.  I spent three decades in campus ministry in various locations across the US as well as in Hungary and Serbia.  I think that people are the most fascinating thing in the universe and ideas are a close second.  The only thing I love more than the things I love, is helping other people experience them too. 

Guest Links:  Check out Jay’s Story and Company at Shrewd Stewards - https://www.gottagetshrewd.com/optin1607750618357 (https://www.gottagetshrewd.com/optin1607750618357)  Take Jay’s Double Dare at - https://takethedoubledare.com/ (https://takethedoubledare.com/) 

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt breaks down in an easy step-by-step comprehensive approach investing into real estate. On today’s episode Matt talks about real estate investing with homes that are being flipped. Listen as we talk about the pros and cons of flipping homes, why quick turn around can be attractive, but long term passive cashflow can be hard to obtain and why skillset can be one of the most valuable assets when flipping.  Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/)  Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s (https://youtu.be/SreIqPtT94s)  Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY (https://youtu.be/KlQTlf0sAHY)  Episode #378 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ (https://youtu.be/7IBCfOeZKJQ)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I am joined by Dan Kaminski, the head of operations here at BetterWealth. In today’s episode we are talking about dental hygiene and connecting the practice of dental care to financial care. Listen as we talk about the importance of generational wisdom and how financial education today might cause impactful ripple effects in the generations of your family in the future.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I had an extremely special guest on the show, Armita Hosseini, Founder and Executive Director at EmpowerEconan and author of Roadmap to Financial Literacy: An Introduction to Personal Finance For Teenagers. Armita is only 16 years old and one of the most articulate people I have spoken to about money. Listen as she talks about finding a book “Secrets of The Millionaire Mind” at 8 years old and discovering the world of finance and financial literacy which lead to a determination and desire to educate and inspire teens to financial success. Join me as Armita shares her story, her journey in authoring her book and the work she is currently doing to impact young teens in financial literacy. Listen as Armita shares two big habits she would share for financial success as delayed gratification and becoming a long term thinker. Armita also breaks down her book and the components. If you know someone young who would be inspired by Armita’s story and financial education make sure to check out her book: Roadmap to Financial Literacy: An Introduction to Personal Finance For Teenagers - https://amzn.to/3y1WpWQ (https://amzn.to/3y1WpWQ)  Guest Bio:  Armita Hosseini is the Founder and Executive Director at EmpowerEconan organization which hosts virtual financial literacy camps for teens; they have organized three 3-day financial literacy camps for over 200 participants from 27 countries across 5 continents to date, and continue to expand their educational offerings. At only 16 year old, Armita is an entrepreneur, writer, public speaker, and an active advocate of financial and economic education for youth. In 2020, she published the book Roadmap to Financial Literacy: An Introduction to Personal Finance For Teenagers, and later partnered with the nonprofit organization operationEconomics International to donate 300 copies of her book to underserved schools in San Marcos, California. She has spoken about the importance of financial and economic education on podcasts such as Next Gen Personal Finance and the Women’s Investment Network, has spoken at various virtual workshops and events, and has also been featured on publications such as Forbes and Get Involved Foundation. Her work lies at the intersection of entrepreneurship, education, and advocacy. Armita believes that increasing access to financial education involves helping youth develop both knowledge and skills that can aid them in making better decisions about their futures, and envisions a future where every student is offered a one-semester personal finance course. Guest Links:  Check out more about Armita on LinkedIn: https://www.linkedin.com/in/armita-hosseini-7b95501a9/ (https://www.linkedin.com/in/armita-hosseini-7b95501a9/)  Empower Econ - https://www.empowerecon.com/ (https://www.empowerecon.com/)  Get a copy of Armita’s book: Roadmap to Financial Literacy: An Introduction to Personal Finance For Teenagers - https://amzn.to/3y1WpWQ (https://amzn.to/3y1WpWQ) 

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt breaks down in an easy step-by-step comprehensive approach investing into real estate. On today’s episode Matt talks about real estate investing and single family homes, the pros/cons, the good, bad and ugly and whether or not this would be a good investment for you.  Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/)  Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s (https://youtu.be/SreIqPtT94s)  Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY (https://youtu.be/KlQTlf0sAHY) 

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I am joined in the studio by Dan Kaminski, the head of operations at BetterWealth and today on the BetterWealth breakdown we are talking about refinancing your car. Dan shares with us a statistic he read that 5million car loans are 90 days overdue. Listen as we talk about refinancing, cash out refinancing, How you pay for a car is extremely important. Most Americans are only aware of their monthly payments and know very little about the terms of their loan. Listen as Dan and I talk about some fascinating stats and the implications that could have on our economy. Here at BetterWealth we are not encouraging people away from taking loans or having loans, it is our goal to help you think differently first, in what you are purchasing and then what is the most efficient way to purchase that thing. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I had the pleasure of interviewing a father and son duo as we discussed their expertise in estate planning, LLC’s and Trusts. Mark is the Senior Partner at Wyoming LLC Attorney and is accompanied by his son Andrew the firm's Paralegal. Listen as we discuss the benefits of LLC’s and Trusts that when set up and used properly can protect assets, anonymously title property or as part of a larger estate plan. In my time with Mark and Andrew we only scratched the surface of LLC’s and Trusts, but our episode focus was discussing the importance of protection and legacy. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Guest Bio:  Mark Pierce Mark Pierce is an attorney, an accountant, and the owner of Cloud Peak Law. With over three decades of experience, Pierce has truly “seen it all” - at least from a legal perspective. This is apparent from the diversity of fields in which he’s assisted clients over the years. Those fields range from bankruptcy and estate planning for oil/gas and securities. From being an entrepreneur, Pierce has undoubtedly gained a deep awareness of what it takes to run a successful business. Combine that with his experiences as an attorney and CPA, and Mark Pierce becomes the proverbial “triple threat”. He knows first-hand what it’s like “in the trenches” as a business owner, yet can also speak on a much higher level - bringing in knowledge of accounting and offering definitive legal guidance from three decades as an attorney. It’s a winning combination and if nothing else, the basis for a great conversation.

Andrew Pierce Andrew Pierce is an independent asset protection consultant and the creator of WyomingLLCAttorney.com. In these roles, he helps business owners from nearly every industry and with nearly any size company, to effectively protect their assets through forming LLCs. Having personally formed over 5,000 LLCs for his clients, Andrew can safely be called an expert on both LLC formation and entity protection overall. His expertise is further demonstrated by having deliberately chosen to focus on Wyoming LLCs. This decision comes from years of experience in the entity formation space, coupled with a deep, insider’s knowledge of Wyoming’s unique benefits for those forming LLCs. Guest Links:  Wyoming LLC Attorney https://wyomingllcattorney.com/ (https://wyomingllcattorney.com/)  Why Establish An Asset Protecting Trust - https://wyomingllcattorney.com/Wyoming-Asset-Protection-Trust (https://wyomingllcattorney.com/Wyoming-Asset-Protection-Trust)  Why An LLC Wyoming LLC Holding Company - https://wyomingllcattorney.com/Form-a-Wyoming-LLC/Holding-Company-Setup (https://wyomingllcattorney.com/Form-a-Wyoming-LLC/Holding-Company-Setup) 

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt breaks down in an easy step-by-step comprehensive approach investing into real estate. On today’s episode Matt shares with us the 3 Principles of Real Estate 1.) Buy For Cash Flow 2.) Secure Long Term Low Leverage Finance 3.) Keep Cash For A Rainy Day.  Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/) 

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I am joined by Dominic Rufran our And Asset Specialist as we discuss legacy and the Rockefeller Method. Join us on our YouTube Channel as I use my own family as an example on the whiteboard to demonstrate the power of the waterfall method. If you want to learn more about the Rockefellers be sure to check out our episode with Garrett Gunderston and his book “What Would The Rockefellers Do?”. Be sure to check out our And Asset Vault to learn all you can about the And Asset. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  Episode #340 How To Create Your Own Personal Tax Free Bank with Garrett Gunderson - https://youtu.be/E1rqD7DXwOU (https://youtu.be/E1rqD7DXwOU)  The And Asset Vault - https://www.betterwealth.com/vault (https://www.betterwealth.com/vault) 

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I have the pleasure of introducing a dear friend, Matt Fore. Listen as Matt discusses his story and journey to discovering his niche and love for finances and real estate.  Matt joins me here in my studio today, because we are introducing a real estate mini series we have done together and will be releasing on the BetterWealth podcast over the next several weeks. We have also been working alongside Matt in helping him produce his own real estate podcast called “Ice Cream With Investors.” In today’s episode Matt shares the reasoning behind the podcast title and the description of his show. Be sure to subscribe so you can catch our real estate mini series launching next week and check out Matt’s Podcast Ice Cream With Investors https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/)  

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ (https://ice-cream-with-investors.captivate.fm/)  Ice Cream With Investors - https://icecreamwithinvestors.com/ (https://icecreamwithinvestors.com/) 

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I share with you a training I had with a group of agents as we dove into the third section of the AND Asset. Listen as I share my perspective on section two of the AND Asset book: The Controlled Compounding Strategy

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  Check out the AND Asset Vault: https://www.betterwealth.com/vault (https://www.betterwealth.com/vault)  Section 1 of the And Asset Book Review https://betterwealth.captivate.fm/episode/section-1-of-the-and-asset-book-review (https://betterwealth.captivate.fm/episode/section-1-of-the-and-asset-book-review) Section 2 of the And Asset Book Review https://betterwealth.captivate.fm/episode/section-2-of-the-and-asset-book-review (https://betterwealth.captivate.fm/episode/section-2-of-the-and-asset-book-review)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, Dom and I address how to properly structure a whole life policy. While most financial influencers, such as Dave Ramsey, think life insurance is a horrible place to put your money, I share with you why I agree but why I also know that a properly structured policy is night and day difference. Listen as Dom and I talk about the power of a properly structured whole life insurance policy. Be sure to join us on YouTube as we demonstrate with numbers three different policies structures. Listen as we describe the difference between a poorly structured policy and a properly structured policy. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast, visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  https://www.betterwealth.com/vault (https://www.betterwealth.com/vault) 

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's BetterWealth episode, I interview Mario Torrez, Firefighter/Paramedic from Phoenix, Arizona, and BetterWealth client, who talks about his challenging upbringing and home life, and struggle with substance abuse since the young age of 13. After losing his family and barely hanging onto his career, Mario embarks on his personal journey of sobriety, invests in finding himself, and begins immersing himself with financial knowledge, including The And Asset.  With a renewed sense of purpose and inspiration, Mario creates ways to help others through business ventures and partnerships. Listen as Mario shares his story of turning his life around from rock bottom to thriving.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Guest Bio:  I am Mario Torrez I am 30 years old. I’m a native from Phoenix, AZ. I have 4 children. 8-year-old daughter, 3-year-old son, 2 identical twin girls 17 months old. My current full-time career is a Firefighter/Paramedic with the City of Phoenix. I have had a Life Insurance Policy with Ohio National Life Insurance and applying IBC since September 2020 and been a BetterWealth member since September 2020 as well. I grew up in a broken home and lived with my sister and mom in Washington State. I grew up without my father most of my young life. He came back into my life and I moved back to AZ with him back in 2001 and have stayed out in AZ ever since. I’ve struggled with substance abuse since the age of 13. 2019 came and my family left me and I almost lost my career as a Fireman. At the age of 28 I got sober through Alcoholics Anonymous and various treatment programs. I lived in Sober Living for approximately 1 year. 2020 came around and I started to feel discontent with my role as a firefighter and realized I hadn’t made amends with myself. I went on a spiritual journey to discover my purpose in life again. I was not allowed to be apart of my twin daughters life at the time and was in litigation with the mother of my kids since I did not have 50% custody of my kids. After my journey I decided to open up a sober living home and October 2020 is when I obtained a property and started working on the project. Currently New Method Sober Living is ranked #2 in Phoenix. We are currently converting New Method to a Behavioral Health Residential Treatment Center starting June 1, 2021. Safe and Sound Transitional Living is a Non-Profit established in October 2020 as well. We are opening our first sober living home for men June 1st 2021. I have also started a Real Estate Business called Impact Capital LLC this year 2021 focusing on rental properties, JV deals and consulting.  Guest Links:  Safe & Sound Transitional Living https://safeandsoundliving.org/ (https://safeandsoundliving.org/)  New Method Healing Center https://newmethodsoberliving.com/ (https://newmethodsoberliving.com/) 

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In today's BetterWealth episode, I share with you a training I had with a group of agents as we dove into the second section of the AND Asset. Listen as I share my perspective on section two of the AND Asset book: Compounding & Control.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  Check out the AND Asset Vault: https://www.betterwealth.com/vault (https://www.betterwealth.com/vault) 

BetterWealth

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In today's BetterWealth episode, I am joined by Dominic Rufran as we talk about the AND Asset and get into the nitty gritty of what happens when lapsing your policy. The policy is a contract between the company and the owner, both people are contracted to uphold specific requirements. Listen as we talk about the details of ways you can have your policy lapse, the tax implications, premium payment deadlines, and other options you have regarding your policy. It is extremely important in the end to really understand the value of life insurance and the long term benefits of your policy.  Go check out the AND Asset Vault https://www.betterwealth.com/vault (https://www.betterwealth.com/vault) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Go check out the AND Asset Vault https://www.betterwealth.com/vault (https://www.betterwealth.com/vault) 

BetterWealth

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In today's BetterWealth episode, I had the pleasure of welcoming back to the show, Harry Stout published author and former senior executive for several of the nation's largest annuity companies. Be sure to check out my first episode with Harry in the show notes below. In this episode Harry shares with us his wealth of knowledge on the subject of Annuities. Annuities are a misunderstood and underused financial tool.  Consumers don’t understand them but should.  Americans in or near retirement are facing an income crisis and are scrambling to generate predictable cash from their accumulated assets.  There are few, if any, places to look to generate lifetime income streams.  Research has shown that consumers overlook annuities because they don't understand the products.  They don't understand how to use these products to create protected lifetime income. In his new book, The FinancialVerse:  Today's Annuities − A Tool to Create Protected Lifetime Income, Harry N. Stout takes his over twenty-year experience in the global annuity industry and presents an objective text to educate consumers on the ins and outs of how to use annuity products in income planning and to address longevity risk.  The book provides a clear roadmap on key consumer questions and concerns surrounding annuity products including: What Are Annuities and How Do They Work? The Core Benefits of Annuities Annuity Income Tax Benefits and Negatives Annuity Product Types Why Buy An Annuity? The Major Positives and Negatives to Buying Annuities How Much Income Should I Plan For? Financial Strength Behind the Products Where To Buy and The Buying Process Your Next Steps

The book can be ordered at http://www.financialverse.com/annuity (financialverse.com/annuity) and through Amazon and major national book distributors.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  Episode 296: How To Increase Your Personal Financial Literacy with Harry Stout https://youtu.be/B4DzqF-tfSw (https://youtu.be/B4DzqF-tfSw) 

Guest Bio:  Harry N. Stout is a published author and former senior executive for several of the nation's largest annuity companies.  He is a past director of the National Association for Fixed Annuities (NAFA), the Life Insurance Marketing and Research Association (LIMRA), the Financial Services Council of Australia and the Insurance Marketplace Standards Association. He has over twenty years of practical experience in all aspects of annuity products.  A certified public accountant by training, he has industry experience in the U.S. and abroad.  He is acknowledged as a national annuity thought leader and has written for numerous financial publications and participated in national media of all types.  You can visit www.financialverse.com for more information about Harry and subscribe to his free twice weekly MoneySavers blog at www.financialverse.com/blog. Guest Links:  Get a copy of Harry’s book: The FinancialVerse:  Today's Annuities − A Tool to Create Protected Lifetime Income https://www.financialverse.com/annuity (https://www.financialverse.com/annuity) 

BetterWealth

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In today's BetterWealth episode, I share with you a training I had with a group of agents as we dove into the first section of the AND Asset. Listen as I share my perspective on section one of the AND Asset book: The Wealth Equation.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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In today's BetterWealth episode, I am sharing with you a clip from an episode I had done with Dominic Rufran and we discuss the question we get all the time “how much can I contribute to my AND Asset?” I specifically wanted to share this clip again as it’s own episode because it is misunderstood on the reasons and process that determines contribution amounts for each individual person. Listen as we discussed the criteria for determining how much you are able to contribute by human life value, cashflow and health. I also compare the underwriting process to a bank loan for a house and breakdown the principle behind why there are contribution limits. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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Episode Description:  In today's BetterWealth episode, I had the great honor of interviewing a dear friend, MItchell Earl, COO at Praxis and author of Don't Do Stuff You Hate. Praxis is a college alternative 12-month program that matches ambitious, hard-working young adults with full-time, paid apprenticeships at growing businesses. Listen as Mitchell and I talk about why college isn’t the right tool most people need for the outcome they want. Most college students rarely walk away with doing college correctly, by identifying the outcome they want and spending their money and time to obtain those goals. Most students walk away with crippling debt, a job that wasn’t what they got their degree from, and years of time spent in a classroom rather than building work experience. Listen as Mitchell shares why Praxis leads with the goal to give students an alternative route to college where they go into a program specifically designed to meet their desired needs and desired outcomes and coming out with more work experience, skill training and a job that pays more than the money they spent for their education. Mitchell also shares with me what makes students successful in college or the academic setting and why alternative options like Praxis help develop better success today in the workforce. I also ask Mitchell to discuss his money 101 philosophies. Listen as he talks about the mindset of capturing value.  If you are interested in giving your child a different alternative to college Mitchell has graciously offered several amazing resources and a scholarship opportunity by checking out Praxis here: https://discoverpraxis.com/betterwealth/ (https://discoverpraxis.com/betterwealth/) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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In today's BetterWealth episode, I pull out two clips that I did while answering a few questions regarding the AND Asset. Listen as I talk about who the AND Asset is for and why you should work with BetterWealth. We are the ONE-STOP-SHOP for everything AND Asset, so check out our resources at https://betterwealth.com/vault (https://betterwealth.com/vault).

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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The exotic CPA! In today's BetterWealth episode, I welcome the newest member of the BetterWealth Team, Trevor Ward, CPA who has joined our team to help me in our business development side of the company.  Listen as Trevor talks about how he met the team and how he became a pivotal part of helping our company grow and push our message out to more people! Trevor talks about his love for financial planning, his take on opportunity cost and the impact that has had on his life and mindset of money. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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In today's BetterWealth episode, I had the pleasure of interviewing the author of “Giftology” John Ruhlin. John Ruhlin is the world’s leading authority in maximizing customer loyalty through radical generosity. John describes his philosophy of R.O.R - Return on Relationships. Listen as John shares his story, coming from a small farm town and developing into the world’s leading authority in maximizing customer loyalty through radical generosity. John describes better wealth as investing into human beings. John talks about the misconceptions of gift giving, taking care of your employees and offering non-branding legacies to your relationships and the impact that has on your own company. John shares with our audience his giftology strategies on authentic giving and how to intentionally invest in gratitude. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Guest Bio:  John Ruhlin is the world’s leading authority in maximizing customer loyalty through radical generosity. He is the founder and author of Giftology and has been featured in Fox News, Forbes, Fast Company, Inc and New York Times. While becoming the #1 performer out of 1.5 million sales reps for one of the world’s most recognizable brands, John developed a system of using generosity to gain access to elite clients and generate thousands of referrals. He and his firm now help automate this process for individuals and organizations like UBS, Raymond James, DR Horton, Keller Williams, the Chicago Cubs, and Caesar’s Palace. John and the Giftology team can help any individual turn their clients into their own personal sales force to drive exponential growth. Guest Links:  HERE is a link for more GIFTOLOGY content to podcast listeners: http://www.giftologysystem.com/ (www.giftologysystem.com)

BetterWealth

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If we don’t understand the problem the solution doesn’t matter! Episode Description:  In today's BetterWealth episode, I talk about the problems that you face today as it relates to your wealth and the outside forces that are working against us and hurting our chances of being successful in the future as it relates to our wealth. Albert Einstein once said “We cannot solve our problems with the same thinking we used when we created them.” Listen as I walk through a few of the biggest problems I believe we as a society face when it comes to wealth creation. Problems such as inflation, low interest rates, fear, commercial leases, taxes, the 4% rule, spending more than we make, and low savings. But at the end of the day it is imperative that in our own personal/family economy we have a good grasp of the money we have coming in and how we can grow that, where the money is being spent and is it the most efficient or is there money being lost, and finally is the money that we are saving protracted and working in such a way that it will continue to support our lives in the future. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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Nelson Nash was obsessed with controlling capital and creating more volume to grow.  In today's BetterWealth episode, Dom and I talk about a lot of myths around infinite banking. There are several misconceptions around infinite banking that has people coming to us asking questions like “If I take my money from my policy and pay it back with interest, is it true I get that interest back?” Dom and I talk about where these myths came from, how concepts from Nelson Nash have been twisted. Becoming your own banker had the primary principle of “saving more money” and have the ability to have more of a volume of money being controlled because Nelson was obsessed with controlling capital and creating more volume to grow. Also I describe how Nelson wanted to encourage more savings by the psychology of “paying yourself back” with a higher interest so you can develop better behavior when it comes to savings and control. Join me on YouTube as Dom and I illustrate the concept of policy loans and how they work in paying interest, paying the principal, or if you never pay your policy loan back, how that works. We answer the questions and myths about paying your policy back, the interest of your policy and some of Nelson’s psychology of money. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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In today's BetterWealth episode, I had the privilege of interviewing Justin Donald who Entrepreneur Magazine calls the “Warren Buffett of Lifestyle Investing.” Listen as Justin shares his story and how he came to make the decision and mindset towards a life determined by their design and how to ask the quality questions you need to get that life. In our interview I shrew with you Justin’s new book “The Lifestyle Investor” that I claim is the number two book everyone should read after Robert Kyasoki’s book “Rich Dad, Poor Dad'' because Justin writes the practical process of HOW to make lifestyle shifts. Listen as Justin shares with us his three tears of developing financial freedom by practical solutions to covering future expenses today; What does it cost you to survive? What does it cost you to live your exact lifestyle today? What do you want that you don’t have? Justin also shares some of his “commandments” in the book such as lifestyle and reducing risk. I ask Justin to share with us where we should start our mindset around the framework of investing, in which he shares the opinion of the most important thing being financial education. I ask Justin finally to describe the section of his book where he describes how and why he has used Whole Life Insurance personally to build wealth. Stay tuned for Justin’s incredible answer! Be sure to get a copy of Justin’s book: http://www.lifestyleinvestorbook.com/ (www.LifestyleInvestorBook.com)  

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Guest Bio:  Entrepreneur Magazine calls Justin Donald the “Warren Buffett of Lifestyle Investing.” He’s a master of low-risk cash flow investing, specializing in simplifying complex financial strategies, structuring deals, and disciplined investment systems that consistently produce profitable results. His ethos is to “create wealth without creating a job.” In the span of 21 months, and before his 37th birthday, Justin’s investments drove enough passive income for both he and his wife Jennifer to leave their jobs. Following his simple investment system and 10 Commandments of Lifestyle Investing, Justin negotiated deals with over 100 companies, multiplied his net worth to over eight figures, and maintained a family-centric lifestyle in less than 2 years. Just 2 years later, he doubled his net worth again. He now consults and advises entrepreneurs, executives, and successful media personalities on lifestyle investing. Justin has also appeared on nearly 100 podcasts, including Entrepreneurs on Fire, The Mike Dillard Show, Making Bank, Achieve Your Goals, Capability Amplifier, Tractionville, Inside Personal Growth, Conscious Millionaire, Franchise Secrets, the Accelerated Investor, and Unbecoming. Justin distilled his lessons and proven investment system that reliably generates repeatable returns into The Lifestyle Investor podcast and the best-selling book The Lifestyle Investor: The 10 Commandments of Cash Flow Investing for Passive Income and Financial Freedom, released in January 2021. The Lifestyle Investor was an instant hit, making the USA Today best seller list, breaking #8 on all of Amazon.com, and #1 on the Wall Street Journal’s best seller list. All proceeds from copies of The Lifestyle Investor go to Love Justice International, a nonprofit fighting human trafficking in 17 countries. Justin is a lifelong leader and trainer with a track record of achievement. In his 20s, he worked with Cutco/Vector and quickly became one of the top managers in the company, and one of the youngest to achieve Hall of Fame status. His personal playbook of best practices was deployed nationwide as a training program to onboard sales representatives. While in this role, Justin began investing heavily in real estate and owns several profitable real estate related businesses, a large portfolio of multifamily rentals,...

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Banks control our money better than we do, that’s why they give us a sucker when we go into the bank! Episode Description:  In today's BetterWealth episode, I talk about banks and the 5 principles of why banks are so successful and how we can apply them into our own lives. Listen as I share my backstory of working at the bank and how one simple question “Caleb, how does your bank make money?” drove me to discover how banks were able to control capital better than we could. Instead of hating the banking system, why don’t we lean in and learn from what they do to make ourselves successful. Listen as I dive deep into the 5 principles banks use to play the cashflow game, get opportunities and keep their money growing without risk for greater and greater wealth creation; Principle #1 - Flow, Principle #2 - Leverage, Principle #3 - Liquidity, Principle #4 - Collateral and Principle #5 - Velocity.  

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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Episode Description:  In today's BetterWealth episode, I am joined with Dominic Rufran, our AND Asset Specialist.  In this episode Dominic walks through a personal example/case study on how he earned 40k in Crypto using life insurance and the nuts-and-bolts on how he was able to make that happen. Listen as we talk about how having control in capital through his AND Asset policy enhanced Dominic’s decision making process and gave him the opportunity to get his dollars to do more than one job. Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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In today's Better Wealth, I had the privilege of interviewing Jimmy Nelson, a high-performance business coach and dear friend. Listen as Jimmy shares his story and the vulnerable moment he faced himself in the mirror and what changed years later. Listen as he talks about the transforming mindset into personal development. Jimmy tells us how he discovered his 7 figure story. Listen as Jimmy walks through how to craft the framework of your own leverage-able story. A story’s main objective should move the heart of the listener and the vulnerability of the story teller will draw in your audience. Listen to his steps of creating a 7 figure story framework with these three questions: What Is Relatable To Just Like Me, What Have You Figured Out and Why Is This Important to Me? You don’t have to wait until you have this massive story, sometimes the smaller stories can make powerful impacts! 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Guest Bio:  Jimmy Hays Nelson, aka Coach Jimmy, has been a high-performance business coach for over a decade. Jimmy's unique skill is helping his clients to seamlessly connect their personal stories to their product or service, creating a strong "know, like, and trust factor." Using his 20+ years of experience as a stage and film performer, he crafted his own personal story to create a 7-figure business and now dedicates his life to helping professionals craft their own stories to attract and impact the lives of their ideal audiences. Coach Jimmy truly believes everyone has a 7-figure story if it’s WellCrafted!   “Tell A Story, Change the World” Guest Links:  www.StoryWellCrafted.com https://jimmy-nelson.mykajabi.com/opt-in (https://jimmy-nelson.mykajabi.com/opt-in) 

BetterWealth

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In today's BetterWealth episode, I talk about why I agree with Dave Ramsey on Life Insurance being a bad investment…. For some!  Going back to the archives I have pulled out a clip I did during a Q&A session on the Podcast LIVE last year and I wanted to bring this topic backup again. Dave Ramsey is speaking to an audience of people in debt, who need to cut up credit cards, stop spending more than they make and that is a good thing, in which I have a lot of respect. However, for those who want to get wealthy and develop principles for building wealth, Dave Ramsey is wrong. Again, I agree with Dave that life insurance can be a bad investment for some, and it can be a bad investment when it is not set up or used properly, but his principles are big roadblocks for building wealth. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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In today's BetterWealth episode, I have a very special guest joining me for the second time on the show for an incredible announcement. Jayson Lowe my friend and business partner in Canada is joining me to announce the launching of our co-written book “The AND Asset For Canadians” is out and ready to order! This episode highlights the journey of the book, but also has a deep message from Jayson about his story and the “Why” behind how he serves clients in Canada. Listen as Jayson talks about the incredibly touching story as a young boy watching his parents struggle and stress about money. Jayson describes how his experience connects to the households today filled with stress, arguments, and division over money and why his passion and focus is to  help “service others and find a better way!” As we talk about the concepts in the book, Jayson shares his favorite key points: control and compounding.  While the book is filled with incredible financial mindset and strategy Jayson and I talk about the importance of understanding intentional living and life abundant. Be sure to check out the new book “AND Asset For Canadians”! Get your own copy of “The AND Asset for Canadians” - http://www.andasset.ca (www.andasset.ca) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Guest Bio:  Jayson Lowe is the founder of Ascendant Financial Inc., a highly regarded coach, speaker and advisor to individuals and business owners nationwide. Jayson leads a Team of Professionals, highly sought after for their expertise and commitment to the process of Becoming Your Own Banker, developed by the late R. Nelson Nash. This is evident in all areas of Ascendant Financial and its successful process, which works to help People achieve financial prosperity in both their personal and business lives. Jayson also works closely with Accountants, Lawyers, and Strategic Partners to provide unique and unrivaled solutions that maximize our Client’s wealth.He is recognized as one of Canada’s top overall Advisors, author of several publications, and co-author of The Bankers’ Secret, a Simple Guide to Creating Personal Wealth for Canadians. Jayson has delivered hundreds of presentations to the general public, appeared on countless stages and interviews. He is internationally recognized as one of the leading educators and implementers of Becoming Your Own Banker, The Infinite Banking Concept. Guest Links:  “The AND Asset for Canadians” - http://www.andasset.ca (www.andasset.ca)

BetterWealth

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Teens that are dominating money literacy and financial freedom! In today's BetterWealth episode, I have the honor of bringing to the show three incredibly inspirational people to the show, Jacob, Terry and Dani who are all younger than 20 years old and run the popular blog Teen Financial Freedom. I have begun to work with Teen Financial Freedom in starting their podcast which has just recently started and they are crushing it. They are teens on fire, proactive and they are leveraging incredible value in the financial industry. Listen as we talk about their stories, their goals and their incredible wisdom in money, wealth mindset and their passion for educating their peers in financial literacy and financial freedom. Check out these incredibly inspirational teens! Check the team out here at https://teenfinancialfreedom.com/ (https://teenfinancialfreedom.com/) .

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Guest Bio:  Jacob Hi, my name is Jacob and I am a 18-year-old located in Colorado. I love the outdoors, particularly, skiing and hiking in the mountains. And of course, I enjoy spending time with family and friends. I’m a freelancer working on Fiverr and an entrepreneur with many businesses. I’ve been an active member of my local FBLA chapter, participating and placing among the top positions at state for my business plans. I have a passion for business and finance and I love to share it with others! That’s why I created this blog, to help other teens achieve financial freedom now and for the rest of their lives! Terry My name is Terry and I am a 17-year-old based in the good ‘ol state of Kentucky. About three or four years ago I was introduced to the world of finance and have been obsessed with it ever since. As of late, my focus has been on investing (some in cryptocurrencies), working my first part-time job, starting my first semester of college in the fall of 2020, and attending as many business events and seminars as I can. Some of my other interests include archery/the outdoors, cello, and spreadsheets (only money ones though, lol). Dani My name is Dani and I am a 14-year-old in the Bay Area, California. I am interested in psychology, business, personal development and writing. To improve these skills, I like to take online courses, read many books, and connect with people like myself. I am always ready to learn more so that I can become a better version of myself. Other than that, I enjoy playing tennis, spending time with friends and family, working out and reading. I may only be 14, but I have big plans for the future!  Guest Links:  Teen Financial Freedom https://teenfinancialfreedom.com/ (https://teenfinancialfreedom.com/)  Teen Financial Freedom Blog https://teenfinancialfreedom.com/blog/ (https://teenfinancialfreedom.com/blog/)  Teen Financial Freedom Podcast https://teenfinancialfreedom.com/podcast/ (https://teenfinancialfreedom.com/podcast/)  Teen Financial Freedom Resources https://teenfinancialfreedom.com/resources/ (https://teenfinancialfreedom.com/resources/) 

BetterWealth

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In today's BetterWealth episode, I talk about the framework of efficiency and why this should be the most important metric. Getting the output efficiency is eliminating wasted resources. We can’t know how to make something more efficient if we don’t know what we want and where we want to go. It is impossible to be efficient if you don’t know where you are going. Listen as I share the mindset of efficiency and why there are no specific steps for making your life and finances more efficient. I share with you an example of efficiency using just my cell phone and how this simple piece of technology has made peoples’ lives and why the mindset of efficiency and why it is the best metric. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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In today's BetterWealth episode, I am joined by Dominic Rufran, AND Asset Specialist, and we talk about the 4% Guarantee On Life Insurance and the truth. Listen as we describe why it isn’t fully 4% and why we have to fully understand the dividends and how the company really works with the guarantee. Listen as Dom and I are completely transparent about the 4% guarantee and the ACTUAL rate of return might be 2%. Dividends and guarantees can be half truths and deceptive! Listen as we discuss why it is important to have clarity on the outcome so we don’t become focused on a metric that may or may not translate to an income we really want. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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In today's BetterWealth episode, I have the pleasure of bringing back Rachel Richards, author of “MoneyHoney” and who is joining me in the studio as we talk about passive income! Rachel shares with us her book “Passive Income Aggressive Retirement: The Secret to Freedom, Flexibility, and Financial Independence.”  Listen as Rachel shares her story of becoming financially free at 27 years old and why her methods are not in the “traditional” way of financial planning. Rachel and I discuss the true definition of passive income, we discuss the different methods of building passive income that are in her book, and we even discuss my issues with the word passive. If you haven’t listened to Rachel’s first episode with me be sure to check out the links below.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  Why Savings Is Your Biggest Leverage To Financial Freedom with Author Rachel Richards https://www.youtube.com/watch?v=WEfayXAnrQM (https://www.youtube.com/watch?v=WEfayXAnrQM) 

Check out Rache’s book “Passive Income Aggressive Retirement: The Secret to Freedom, Flexibility, and Financial Independence” - https://amzn.to/33Hoc1v (https://amzn.to/33Hoc1v) 

BetterWealth

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Warren Buffet is sitting on over $145 Billion in CASH…. In today's BetterWealth episode, I talk about Warren Buffett and Naval Ravikant and the golden rule “Those who have the gold make the rules.” People of influence like Warren Buffett are making things happen usually because they have control over their time and access to great capital.  How did they create their wealth? Listen as I talk about why entrepreneurs and those growing wealth have a better understanding of control and leverage. Successful people have a cadence of patience for the future, and with their access and control of capital they tend to capitalize on growing their wealth even more when the opportunity presents itself. Naval Ravikant in his book “The Almanack of Naval Ravikant” and his quote “If you are willing to bleed a little every day you may win big later.” Are we positioned in a way that we can take action on something that will change our lives in the future. The principle of waiting isn’t something we are conditioned to, and we are driven by a “Fear Of Missing Out - FOMO” and yet the principles of growing wealth aren’t contingent just on an economic market but a mindset of control and leverage. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  The Almanack of Naval Ravikant - https://www.navalmanack.com/ (https://www.navalmanack.com/)  Naval Podcast - https://podcasts.apple.com/us/podcast/naval/id1454097755 (https://podcasts.apple.com/us/podcast/naval/id1454097755) 

BetterWealth

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Controlling Money Is Far More Important Than Paying Interest Rates In today's BetterWealth episode, I am joined by Dominic Rufran, our And Asset Specialist as we ask the question “Should you or should you not buy your vehicle using life insurance?” Watch as Dominic and I walk through a visual example of when buying your vehicle with life insurance would make sense and when it wouldn’t make sense. Listen as we walk through the philosophy and principles you need to consider when and how you plan on buying a car. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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I want to respect money! In today's BetterWealth episode, I am joined by Brad Heart, trader, investor, author and entrepreneur. His company Make More Marbles is inspired by the game “Hungry, Hungry Hippo” and the idea that wealth isn’t about the scarcity of marbles, but rather about the ability to make more marbles. Listen as Brad shares his story of discovering the power of wealth through his Grandpa’s finances. Brad talks about his journey and experiences through finances, wealth building and masterminds. Listen as we talk about the “AND Asset,” debt and Dave Ramsey, Bitcoin/Crypto Currency, Assets & Liabilities and the wealth building mindset. We also discuss Brad’s new heart book “The 8 Minute Money Manager” be sure to check it out at https://amzn.to/3eTwsjX (https://amzn.to/3eTwsjX) .

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Guest Bio:  Brad is a founding member of the Knowledge Broker Blueprint (KBB) speaking/training team led by Tony Robbins and Dean Graziosi, a self education movement which has helped tens of thousands of people to launch their own masterminds. Make More Marbles, Brad's company, is a top ten affiliate partner (#8 out of 5000 affiliates) for Tony and Dean as well. Build A Mastermind (or BAM for short) is Brad’s favorite initiative, helping entrepreneurs to add $100k+ to their businesses in profit per year with only 5-10 hours a month ongoing time commitment.  He is a graduate of Binghamton University where he received a BS in Biology and rowed on the Crew team, as well worked as an EMT. Brad grew up in New York and now lives in San Diego, California. The Make More Marbles Team and extended family of clients comprises folks from all over the world, just like you who want to generate, grow and give more money, based on your values.  Guest Links:  “The 8 Minute Money Manager” by Brad Harthttps://amzn.to/3eTwsjX ( https://amzn.to/3eTwsjX)  Check out more on Brad and his new book:  http://8minutemastermind.com/ (http://8minutemastermind.com) *Freebee’s offered  http://8minutemoneymanager.com/ (http://8minutemoneymanager.com) 

BetterWealth

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What is the cost of paying cash? In today's BetterWealth episode, I share with you two shorter videos I did a while back that demonstrate the power of opportunity cost. It is important to understand that whatever decisions we make today, there are always short term and long term effects. When we make the decision to transfer our money to purchase something such as a car, house, coffee, clothes, etc. there are long term effects. Once you transfer that dollar you are giving up what that dollar could be doing for you the rest of your life. In this episode I show you the effect of opportunity cost as I use an example using a program called Circle of Wealth. Watch as I look at two different examples. The first video is on opportunity cost and the thousands that can be lost over time when buying a car with cash. I also share an example of three types of people, the debtor, the saver, and the wealth creator and how the purchasing mindset, as well as, the short term and long term consequences.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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L-TAR In today's BetterWealth episode, Dan shares with us the acronym that he created for BetterWealth, “L-TAR” which means Long Term Accountable Results. Listen as we discuss the mindset of why long term accountability can be so impactful, as with the model we have the ability to set a goal way into the future and with a long term mindset we use accountability to help achieve those outcomes. Most people like the short term daily accountability where they can check off the box. Listen at how Dan compares accountability to guardrails and why the mindset of long term goals is imperative to the success of reaching one’s desired lifetime goals and aspirations. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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What Would The Rockefellers Do? In today's BetterWealth episode, I bring back an interview I did with Garrett Gunderson episode #54. Listen as we revisit this very impactful episode as he shares his story and how he began at a young age to develop his philosophy of money and finances. Listen as I ask Garrett to talk about Rate of Return versus Return on Result. Listen as we talk about creating value, the stock market, speculative investing, private market, risk, loss and multiple streams of revenue. Listen as Garrett also talks about compound interest, the broken retirement system, the unchecked and unstable 401K plan. We also talk about his book “What Would The Rockefellers Do?” and the importance of overfunded whole life insurance. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  “What Would The Rockefellers Do? How the Wealthy Get And Stay That Way...And How You Can Too” by Garrett Gunderson and Michael Isom   https://amzn.to/3tXanHO (https://amzn.to/3tXanHO)  Guest Bio:  Garrett B. Gunderson is the author of the New York Times bestseller Killing Sacred Cows: Overcoming the Financial Myths that are Destroying Your Prosperity. He is the Chief Wealth Architect of Wealth Factory and conference speaker. Wealth Factory helps entrepreneurs and business owners keep more of their money and increase monthly cash flow without having to work harder, take on more risk, or hire a single new employee.

BetterWealth

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The true value of long term wealth potential.  In today's Better Wealth episode, I want to illustrate the value of long term wealth potential by sharing a video I did 3 years ago. Be sure to join us on our BetterWealth YouTube Channel to watch the video and see my demonstration on the Truth Concepts Calculator. We are so often caught up in the short term transactions and we don’t understand how much we are actually going to make over a lifetime and what the value of that is going to be. Today I show you a video I did over 3 years ago using a calculator by Truth Concept which shows you the truth about math. What you will see is that BetterWealth has been consistent with our message. Listen as I discuss these three points. First, You are your greatest asset and the number one thing bringing money into your life is your ability to work or create value in the world. Second, I talk about how inefficiencies have a damaging effect on our financial life not just in the short term but also the long term. The final area discusses taking risk and whether taking risk is really the best way to maximize your wealth potential. Watch as I break down these three key points are worked a

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Caleb Guilliams - BetterWealth YouTube Channel: https://www.youtube.com/channel/UCThFkB73A_ICEu-LJV2abbw Truth Concepts: Maximum Potential https://truthconcepts.com/buy-now-old/maximum-potential/ (https://truthconcepts.com/buy-now-old/maximum-potential/) 

BetterWealth

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Are we hypocrites for saying our time is valuable, but not living that way? Episode Description:  In today's Better Wealth Breakdown, Dan asks me a simple yet profound question “If I only had ONE hour to work on BetterWealth a day, what would I work on?” Reflecting on each point of your day and asking “is this really the best use of my time?” Most people get things done when you draw a line in the sand, but procrastination isn’t always the most efficient or best use of your time. However, listen as we discuss the importance of time and if you were to really view your life with deadlines how much more intentional would you be with your time.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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We should not let fear govern us, and instead we should be the change we want to see in the world.  In today's Better Wealth episode, I had the opportunity to interview Max Borders, co-founder ofhttp://futurefrontiers.co/ ( Future Frontiers) , founder ofhttp://social-evolution.com/ ( Social Evolution), and author of https://www.amazon.com/After-Collapse-America-Rebirth-Ideals/dp/1732039410/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=&sr= ( After Collapse): The End of America and the Rebirth of Her Ideals andhttps://www.amazon.com/Social-Singularity-decentralization-prosperity-apocalypse/dp/1732039402 ( The Social Singularity): A Decentralist Manifesto. Max joins me today to discuss his experience in “value creation” and his 7 key breakdowns in his book 1.) Breakdown of Models and Metaphor 2.) Breakdown of Hierarchy 3.) Our belief in the Founding Ideas is Fading 4.) Breakdown of Mutual Aid in Society 5.) Collective Intelligence is Fractured 6.) Civil Discourse Is Deteriorating  7.) Financial Structure & Debt. Listen as we dive into the current belief how “debt spending doesn’t matter” and what that could mean for our future. Listen as Max shares the need for communities and individuals to begin to focus less on the big government for change and rely more on our ability as people to help, serve, grow and be the change we want to see. Listen as Max talks about his ideas of how people can begin to prepare for an economic collapse. Listen as Max gives practical steps for helping prepare for a collapse aside from gold, gardens and guns, but rather getting to know your neighbors! Finally, Max gives a very passionate and deep answer in his legacy question that is heartfelt and inspirational. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Guest Bio:  Max Borders is author ofhttps://www.amazon.com/After-Collapse-America-Rebirth-Ideals/dp/1732039410/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=&sr= ( After Collapse): The End of America and the Rebirth of Her Ideals andhttps://www.amazon.com/Social-Singularity-decentralization-prosperity-apocalypse/dp/1732039402 ( The Social Singularity): A Decentralist Manifesto. Max is also co-founder of the event experiencehttp://futurefrontiers.co/ ( Future Frontiers) and founder ofhttp://social-evolution.com/ ( Social Evolution), an organization dedicated to liberating humanity and solving social problems through innovation. First and foremost, Borders is a thinker and author. His two most recent books are dedicated to the blessings of decentralization. Whereashttps://www.amazon.com/Social-Singularity-decentralization-prosperity-apocalypse/dp/1732039402 ( The Social Singularity) focuses on redesigning the protocols for healthy human interaction (the “rules” and “tools);https://www.amazon.com/After-Collapse-America-Rebirth-Ideals/dp/1732039410/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=&sr= ( After Collapse) focuses on redesigning the moral and cultural order around those rules and tools. Whether one is referring to decentralizing hierarchical firms or decentralizing power in society, Borders remains at the forefront of conversations about how to change our relationship to power at every sphere and scale--including relationships that begin in the deepest recesses of the human heart. Along with co-founder, Seth Blaustein, Borders helped take thehttp://futurefrontiers.co/ ( Future Frontiers) from its first event in 2012 through eight event cycles. The idea behindhttp://futurefrontiers.co/ ( Future Frontiers) has always been to paint a picture of a future in which human beings flourished. The idea has always been to let attendees draw inspiration or to kindle their imaginations, so they could go out into the world and “criticize by creating.” Guest Links:  Check out Max’s Books: After Collapse...

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Ohio National Demutualization In today's BetterWealth episode, Dan and I discuss Ohio National's decision to go from a mutual company to a stock company which is called a demutualization process. We talk about the pros and cons, as well as, discuss the details we have given to date.   What is happening? If approved, Ohio National will demutualize and become a stock-owned subsidiary of the Canadian company Constellation Insurance Holdings, Inc.  Constellation will purchase Ohio National in its entirety for $1 Billion.  $500 million will go to Ohio National participating policyholders to buy out their ownership interest in the company The remaining $500 million will be for strategic business purposes The proposed transition requires regulatory and policy holder approval The ultra-low interest rate environment is something these 100+ year old companies haven’t faced at length before Large old companies are generally slow to adapt to new trends New technology-driven companies are increasing competition The recent announcement suggests that this transaction will strengthen the company’s financial position, enhance its market position, and give it the necessary resources to facilitate future growth. 

**This does not mean other mutual companies are headed in the same direction.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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Controlling your money and using it while also establishing a retirement plan and legacy plan for your children. In today's BetterWealth episode, Dan and I share a client case where Mr. Smith is powerfully utilizing the AND Asset not only to control and use his money today, but also establish a retirement plan and a legacy plan for his children and grandchildren. Listen as we break down what Mr. Smith is doing to show up powerfully today and how he is structuring his future to show up more intentionally in the lives of his children and grandchildren. Join us as we discuss the three generations of legacy from this one case! 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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For college we calculate the cost of college, but we rarely look at the lost opportunity of time.  In today's Better Wealth episode, I had the privilege of interviewing a good friend and fellow entrepreneur Jordan Paris.  Jordan Paris is a 22-year-old author, podcast host, and entrepreneur featured in Forbes, Entrepreneur, Men’s Health, Yahoo! Finance, and Market Watch. Listen as Jordan gives us a sneak peek of his upcoming TedTalk on Education. Jordan and I reflect on our own experiences in college. Jordan discusses with us the importance of understanding your why before considering college, the opportunity cost monetarily with college and some alternative mindsets about getting an education. We also discuss why it is important not only to calculate the cost of college, but also look at the lost opportunity of time. Jordan challenges listeners to “truly evaluate what ways you can invest in yourself to grow a company or career that doesn’t involve college. Listen as Jordan also shares his experience as a young entrepreneur in networking and growing his own successful businesses. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Guest Bio:  A curious kid from Pennsylvania! Jordan Paris is a 22-year-old author, podcast host, and entrepreneur featured in Forbes, Entrepreneur, Men’s Health, Yahoo! Finance, and Market Watch. Jordan’s podcast, https://podcasts.apple.com/us/podcast/growth-mindset-university/id1372479190 (Growth Mindset University), is ranked #6 in Apple’s Self-Improvement category, #3 in the Training category, #5 in the How-To category. In Education, one of Apple’s most competitive categories, the show was ranked #15. The show is also ranked highly in 40+ countries worldwide. On the show, he interviews young up-and-comers and the most successful people on planet earth like https://jordanparis.com/ep126 (James Altucher), https://www.jordanparis.com/ep162/ (Grant Cardone), https://jordanparis.com/ep177 (Robert Greene), https://jordanparis.com/ep99 (Mark Manson), https://jordanparis.com/ep139 (Dan Millman), https://jordanparis.com/ep179 (Ryan Serhant), https://jordanparis.com/ep184/ (Dean Graziosi), and https://jordanparis.com/ep124 (Naveen Jain). Jordan is the founder and creative director of https://trendup.media/ (Trend Up Media), a one-stop podcast agency that produces profitable podcasts to help businesses grow in both profit and influence. His approach to life and business is simple yet powerful: Don’t make a living, design a life. With this creator’s mentality, Jordan has been able to produce outstanding results for himself and challenge others to rise above circumstances, break the mold of society, and take control of their lives. Guest Links:  Learn more about Jordan Paris by visiting: https://jordanparis.com/ (https://jordanparis.com/)                             https://www.trendup.media/ (https://www.trendup.media/)  https://www.linkedin.com/in/jordantparis/ (https://www.linkedin.com/in/jordantparis/)

BetterWealth

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In today's BetterWealth episode, pull out an old internal training video on how we overfund life insurance to make it the ideal master account. Join me as I demonstrate the importance of overfunded/max funded life insurance on a Circle of Wealth® by MoneyTrax Calculator by Todd Blanton. Listen as I walk through a 7 minute description of overfunded life insurance and how it works and why it is structured the way it is in a master account. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  MoneyTrax, Inc. https://www.moneytrax.com/about-moneytrax/ (https://www.moneytrax.com/about-moneytrax/) 

BetterWealth

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Leverage is great, when it isn’t, so understanding how to be flexible with your policy can be incredibly important.  In today's BetterWealth episode, I am joined today by Dominic Rufran one of the BetterWealth wealth coaches and our AND Asset Specialist. Today we are discussing the flexibility of life insurance. Join us on our BetterWealth YouTube Channel as Dom discusses how the PUA of the policy allows for flexibility when hardship hits and a policy payment can’t be made. Listen as Dominic breaks down the power of the AND Asset and the catch-up provisions, required percentage, front-loading, security, policy lapsing, policy loans and even more flexibility. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://betterwealth.captivate.fm/episode/properly-structured-infinite-banking-policy-with-pua-and-term-riders (Episode #322: Properly Structured Infinite Banking Policy with PUA and Term Riders)

BetterWealth

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Most people tend to think about ways of not spending money when they should be taking time to think about how to make money.  In today's BetterWealth episode, I had the privilege of interviewing Mike “C-Roc”, CEO of People Building, Inc., and the powerhouse behind the “What Are You Made Of?” movement.   Listen as Mike shares with us his inspirational story that lit the fire inside of him to always be in a position where he can impact and help others. Mike shares with us his mindset on positivity and pushing back on negativity in order to move forward. I also ask Mike to share with me his money philosophy. Mike shares about how he strives to grow in cashflow and the mindset of not staying baseline but growth. He also discusses why having the single transaction mindset can keep your own lives or your company from growing and succeeding. Mike authored a new book which focuses on “The Art of People Building” which is a blueprint for how he works with companies on how to work and develop employees. Mike shares with us about mental resilience and how you can come to reality and deal with the difficulty. He also shares with us his understanding of accountability and why hypocrisy might keep people from holding other people accountability. Hosting his own podcast, Mike, shares with us some of the wisdom he has learned from other successful leaders is their ability to make decisions, having clarity, commitment, massive action and consistency. Listen as Mike describes what better wealth means regarding incremental growth and shares with us his passion in his legacy question. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Guest Bio:  Mike “C-Roc” Ciorrocco is the CEO of People Building, Inc., and the powerhouse behind the “What Are You Made Of?” movement. He is a performance coach, author, dynamic public speaker, visionary and thought leader. He has been featured by Yahoo! Finance as one of the Top Business Leaders to Follow in 2020 and is on a mission to build people. He is driven to Inspire others and he measures his success on how he is able to help others achieve greatness. C-Roc had a fire lit in him at an early age. That fire has ignited him with a fierce desire to compel people to see the greatness inside themselves using past life events to fuel their fire. C-Roc has mastered the ability to zero in on the linchpin of an organization and has helped many businesses exceed their initial goals and expectations. He’s consumed with the passion to help people break free from the confines of complacency and propel to untapped levels of success. No stranger to setbacks himself, C-Roc has built a highly successful mortgage division with his best friends, twice! In 2020 he was named #1 on the list of Top Mortgage Professionals by Yahoo! Finance. Whether it is his business partners, employees, clients or anyone looking to excel at their business, personal life or develop a winner’s mentality, C-Roc is ready for the challenge. C-Roc currently resides in Ocean City, MD with his wife, Jennifer, of 17 years and their two children, Nicolas and Sophia. Guest Links:  Learn more about Mike “C-Roc” and get his new book: https://www.themikecroc.com/ (https://www.themikecroc.com/) 

BetterWealth

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Emotional decisions most likely come from recency bias.  In today's Better Wealth Breakdown, Dan and I talk about the topic of “Recency Bias” which is the concept that whatever information you most recently consume becomes the thing that you tend to consume your thoughts, discussion and conversations immediately after. Usually recency bias is a key factor why we make more emotional decisions and then have it fade away so quickly. Dan and I challenge listeners to ask “Where in your life  can you relate to recency bias?” Also, I suggest that the solution to recency bias is being really clear on what your outcomes are and being clear on what you should be saying yes to and then saying no to.   Listen as we discuss different ways we can battle and push away from recency bias.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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Compound is the Eighth Wonder of the World!  In today's Better Wealth Episode, I dig back into an old video I did on compound interest and the power of the doubling penny.  Albert Einstein is noted for saying that “Compounding is the eighth wonder of the world. He who understands it earns it and he who doesn’t understand it pays it.”  Join me on the BetterWealth YouTube Channel to see my demonstration of the doubling penny on the Truth Concepts Calculator. Watch as I also demonstrate not only the power of the doubling penny and compound interest, but also the power of lost opportunity cost. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://truthconcepts.com/calculators/ (Truth Concept Calculators) https://truthconcepts.com/calculators/

BetterWealth

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In today's Better Wealth, I and joined by Jordan Gross, 2x TEDx speaker and  #1 bestselling author of Getting COMFY: Your Morning Guide to Daily Happiness. Today Jordan sits down with me and discusses the release of his brand new book “What Happens in Tomorrow World?: A Modern-Day Fable About Navigating Uncertainty.”  Join me on today’s BetterWealth LIVE with my guest and dear friend Jordan Gross. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Guest Bio:  Jordan believes that personal development is a never-ending process of imagining who you want to be, interpreting why you want to be that person, creating a plan to get there, and then implementing that plan in the most enjoyable and fulfilling way possible. Jordan is a son, grandson, writer, speaker, guide, editor, and soon-to-be therapist. He is a Northwestern and Kellogg School of Management graduate where he studied absolutely nothing to do with writing. He’s a former startup founder, restaurant manager, and soccer goalie. A solopreneur, podcast host, and 2x TEDx speaker, he is also the #1 bestselling author of Getting COMFY: Your Morning Guide to Daily Happiness and The Journey to Cloud Nine. Guest Links:  Check Out Jordan's New Book: “What Happens in Tomorrow World? A Modern-Day Fable About Navigating Uncertainty” by Jordan Gross   https://www.amazon.com/dp/195066595X (https://www.amazon.com/dp/195066595X) New book trailer: https://youtu.be/tGQJ9R6tKHU (https://youtu.be/tGQJ9R6tKHU)   Personal development books summarized in one sentence: https://bit.ly/61Books (https://bit.ly/61Books) 

BetterWealth

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The power of leverage is using someone else’s money to build wealth. In today's Better Wealth, I am joined today by Dominic Rufran one of the BetterWealth wealth coaches and our AND Asset Specialist. Today we are discussing the power of leverage, using someone else’s money to build wealth. In life insurance we are not using our money but borrowing against our policy using the life insurance company’s money to build wealth because our dollars are staying intact. We break down for you the math behind how you can get a 140% return using a whole life policy loan. Join us on YouTube for the visual math breakdown. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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There are a lot of different ways you can give back and be impactful.  In today's Better Wealth, I had the privilege and honor of interviewing Matt Coulter, founder of 143 Collective, a nonprofit specializing in non-profit development, fiscal sponsorship, community activism and additional outreach. Listen to his story of discovering intentional living through the development of foundations that give back. Matt shares with us the difference between nonprofits and foundations, as well as, the pros and cons. Matt discusses with me how the control of money can be maintained through foundations. Matt explains how being wise with money might lead to family foundations because of the tax deductions. While, we also discuss the differences of nonprofits and how dollars could be going further in the nonprofit world. I also ask Matt to be honest with the cons of having foundations and when it would be smart to consider this option. Listen as Matt talks about being intentional and taking action. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Guest Bio:  143 Collective is an eclectic group of humans striving to leave our mark. We’ve created shelter for our minds to run wild, to create, and most importantly take action. Loving others simply because we can, together we author a legacy of love to hand to the next generation.Our team specializes in non-profit development, fiscal sponsorship, community activism and additional outreach. We’ve constructed all that we do to love others when they need it the most. Dedicated to leaving this place better than we found it, one community at a time. The decisions we make are not about us, but rather the generations that will live the history we conceive. Togetherness, paired with ambition, is the only path forward to protect the beautiful lives we’ve been given. Looking back on time, it’s evident we need to refocus on quality and not quantities. We must find our way back to valuing completion, satisfaction with less, and relationships like the trailblazers before us. It’s time to forge our own path, to find a better way, to design a future worth being proud of. Guest Links:  Learn more about Matt Coulter by visiting: 142 Collectivehttps://143collective.org/ (https://143collective.org) Beyoutiful Foundation http://www.beyoutifulfoundation.com/ ( www.beyoutifulfoundation.com) Ally2Action http://ally2action.org/ ( Ally2Action.org)

BetterWealth

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A normal draft-horse can pull 8 thousand pounds, while two draft-horses can pull up to 32 thousand pounds. In today's Better Wealth Breakdown, Dan and I discuss the impact of a team. Listen as Dan describes how working together can accomplish more, but when learning to work together you can accomplish infinitely more than you imagined. However, a team rowing in opposite directions will not accomplish anything, but a team rowing in the same direction can go farther than expected. We challenge the idea of “the lone wolf” in business, in life, and even in finances. Building a team doesn’t just apply to business owners, but it may mean that you join a team of experts to help you in areas of your life where doing it alone might actually cost you significantly more. Clarity and efficiency of your vision necessitates the need to bring in a team or work with someone that can accomplish more.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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Wouldn’t it be amazing to have our money grow the rest of our lives? In today's Better Wealth, I am super excited to share with you a video I did back in 2018 and haven’t yet shared with anyone. I had done a demonstration for the book and when looking back over the video there was some great content I wanted to share with you. In today’s episode I will be discussing control compounding, uninterrupted lifetime growth and why it is important not to disrespect the value of your dollar today. In this example I walk through how using a properly structured life insurance policy in a real estate investment helped earn over a 100% rate of return. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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In today's Better Wealth, I had the privilege of interviewing a good friend of mine, Neal Cox. Neal shares his story of how working closely with the BetterWealth team and walking through the model process reshaped his way of thinking about money and business. Listen as Neal describes how the Niche Product he created has taken off and developed into a full time and  full house business. Check out his product https://welcomehomebags.com/ (https://welcomehomebags.com/).  I also ask Neal to spend time sharing his experience with the BetterWealth Team, the model and how it applies to his life.  

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Guest Bio:  Neal Cox wears many entrepreneurial hats. In his day job, he is a Realtor with Judah Real Estate Group. He is also running an e-commerce business that launched in 2020. Additionally, Neal is building a real estate investment portfolio. Neal was a public school teacher for 15 years. In 2017 he decided to leave the profession to get into real estate. He has grown that business to become a successful agent with a heavy presence on Louisville social media. In 2020 he and his wife launched Welcome Home Bags and are growing the company rapidly. Neal and his wife Samantha became part of the Better Wealth Community in 2020. Caleb and his team have helped with clarity and getting a handle on their future with a measurable model that has given confidence going forward. Guest Links:  https://welcomehomebags.com/ (Welcome Home Bags ) https://www.realtor.com/realestateagents/neal-cox_louisville__3063417_445189965 (Neal Cox Realtor)

BetterWealth

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Based on the Term Rider it allows us to make that box a little bigger so we can shove in even more money! In today's Better Wealth, I and joined by one of BetterWealth’s wealth coaches, Dominic Rufran, as we discuss how we structure infinite banking policies. Dom and I talk about three aspects of the policy 1.) The Base, 2.) The PUA and, 3.) Term Rider and how it all works together. Control and liquidity. Join us on our https://www.youtube.com/channel/UCThFkB73A_ICEu-LJV2abbw (BetterWealth YouTube Channel) and watch as we illustrate and discuss how we structure an AND Asset Policy. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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Finding more in life than just accumulating! In today's Better Wealth, I am honored to have Dannis Adamson join me as a guest on the Better Wealth Podcast. During a private event I had Dannis in the studio to do this quick episode as we discussed his big takeaways such as lost opportunity cost,  financial education, experience, value creation and money, cashflow, debt, his business and experience in Real Estate Investing and life insurance. Dannis and I also talk about the importance of truly understanding ROR and intentional living especially when it comes to value creation, cashflow, and investing. I put Dannis on the spot and asked him to share his tip and insight on money 101. 

BetterWealth

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Sometimes when looking at investments you have to realize, time is not on your side anymore.  In today's Better Wealth Breakdown, Dan and I discuss the topic of real estate investing. Dan poses the question “Is Real Estate Going To Save Your Retirement?” Listen as we talk about investor DNA, your situation, your stage of life and other factors that can cause an asset or investment to become a negative investment and not a positive investment. 

BetterWealth

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Everything we do needs to be based on a cash flow ratio. In today's Better Wealth, I give an overview of the BetterWealth Assessment. We released the Assessment last year, but it has been incredibly impactful for those who we have served.  Listen as I describe the philosophy behind the model, how cash flow ratio is a primary factor, and why we model the consumption and savings. Join me on our https://youtu.be/OEIkWzd6pVM (BetterWealth YouTube Channel) to see how the assessment/model actually works in real life situations.   Check out our https://betterwealth.com/assessment (BetterWealth Assessment).

BetterWealth

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Today's episode I am Remembering the life of Gregg Hielema and reflecting on the incredible impact he had on my life before his passing. I am forever grateful for his wisdom and love. Today's episode is dedicated to his memory and the celebration of his life as he would have turned 49 today!

BetterWealth

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We don’t borrow FROM the policy we borrow AGAINST  the policy. In today's Better Wealth episode, I am joined by Dominic Rufran one of our Wealth Coaches here at BetterWealth and our AND Asset Specialist. Listen as Dominc and I discuss the ins-and-outs of policies loans. We identify a big misconception and give the correct distinction between borrowing from the policy loan verse against the policy. Listen as Dom discusses the “myth” behind paying yourself back when you pay interest and the indirect benefits of mutual companies. Dom and I also discuss several commonly asked questions around loan structure, if policies loans affect credit scores, and recognition or non direct recognition. Dominic also goes deeper into Third Party Lending and gives the pros/cons, and why it is so important to understand how you pay the policy loan back. A policy loan is a huge advantage to a properly structured life insurance policy, it very much unlocks great opportunities and you want to make sure that you are educated and optimizing your situation. 

BetterWealth

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Money doesn’t have value, until you use it! In today's Better Wealth episode, I had the privilege and honor of interviewing Darius and Carmen Britt from Wealth Nation. As the infamous YouTube IBC couple, Darius and Carmen have been helping educate people on building real independent wealth and financial freedom.  Listen as Darius and Carmen share their story of being in debt, paying off debt with Dave Ramsey philosophies and practices, moving into real estate investing to one day discovering how one man gave his dollars more than one job through a policy loan and why that man’s understanding of money shaped the future for Darius and Carmen in the Infinite Banking World. Darius and Carmen share with us their knowledge on the banking system, manufacturing compound interest, money mindset, control, finances, and the reason behind your why.  Carmen and Darius share some powerful inside into the idea that you are in control of the goals you want in your life, your finances and your future, you only have to go DO IT! Join me for an inspirational interview with Darius and Carmen Britt on their impactful ideas on finances, money mindsets, money value, and intentional living. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Guest Bio:  Darius and Carmen Britt are the Founders of Wealth Nation. They started Wealth Nation to help entrepreneurial and ambitious individuals discover the real rules of the money game, break free with true financial independence, and own their own lifestyles. At the beginning of their career Carmen and Darius followed the traditional “society standards.” They went to college for traditional education in hopes of “making it big” in corporate America.  Darius has a degree in Engineering and Carmen has a master’s degree in Communication. They climbed the corporate ladder to obtain high level managerial roles, maintained good credit, and invested in retirement accounts/stocks to “get ahead.” Although they brought home over six figures in income, they never felt satisfied with their financial state, so they started a side hustle investing in real estate. After gaining extensive knowledge from their wealthy investors, they discovered that the rules that apply to the middle class, don’t apply to the upper class. With this knowledge they decided to create a community to share the real truths of the financial industry. Thus, Wealth Nation was born. As of this date, Darius and Carmen have been helping people build real independent wealth and financial freedom for over 5 years now and have already generated over $75 million for the clients with a financial system, they call Lifestyle Banking. Guest Links:  Learn more about Darius and Carmen Britt at https://wealthnation.io/ (WealthNation.io) Check out their https://www.youtube.com/channel/UC0ABykvvd3XdFjH_ByJhEYw (YouTube Channel Wealth Nation)

BetterWealth

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Insurance agencies can give you a better plan when you “update” your health with a better health rating.  In today's Better Wealth Breakdown, Dan and I discuss a common way our clients are inspired by intentional living by re-applying for better health rating. Most health ratings have motivated and fired up several of our clients to take a stand, make health choices, and then they get better health ratings allowing their policy to become cheaper or more efficient for a whole life/AND Asset policy. 

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Overfunded Whole Life Insurance when set up and used properly will be you AND Asset not your OR Asset.  In today's Better Wealth, I continue the asset analyzer series where I look at different places where you can put your money by comparing them to the 11 attributes to the perfect asset. In today’s podcast I evaluate whether you should put your money into Overfunded Whole Life Insurance. In this series we have been taking a step back and not getting emotional about a product but really asking ourselves what is the outcome of what we want and will this asset help me move forward in reaching that outcome. Listen as I talk about the largest issue we face is when people look at Overfunded Whole Life Insurance (AND Asset) as an investment only, a place to grow money and they miss out on all the other benefits. Join me on our BetteWealth YouTube Channel to see how I have structured my AND Asset and how it functions and works for me as an AND Asset and not an OR Asset.  Safe (Low Risk): Your money suffers little to no risk of loss. Liquidity: Your money is accessible for emergencies or opportunities. Growth: Your money multiples at a competitive rate of return. Passive Cash-Flow: Your money produces income on it’s own.  Leverageable: You can use your money as collateral. Private: Your money grows without restrictions and has creditor protection. Tax Deductible:You can subtract any money you put into the account from your taxable income. Grows Tax-Free: Your money grows without being taxed. Tax-Free Distribution: You can access your money without paying taxes on it.   Protection/Legacy: You are provided for in the event of tragedy and are self completing.  No Contribution Limits: You have no limits on how much you can fund in the asset. 

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In today's Better Wealth Live episode I am joined by Dominic Rufran for a late night Q&A. Listen as we answer several questions about the AND Asset and different aspects of Overfunded Whole Life Insurance.

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The model allows peace and reassurance as you test and vet life situations that would otherwise cause a burden.  In today's Better Wealth Episode of From the Frontlines, Jereme and I talk about a case that has greatly impacted our community and become one of our favorite stories to share that inspires and reminds us of intentional living. Listen as Jereme discusses Mrs. Smith who signed up for unlimited and in the process of waiting for her first meeting had her husband suddenly pass away. By using the model Jereme describes the peace and reassurance that was given to Mrs. Smith about being financially balanced not just now, but for a long long time. Listen at how Jereme was able to honor the memory of Mr. Smith and the legacy he left his family. 

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Live intentionally and take risks on purpose! In today's Better Wealth Episode, I had the pleasure of interviewing Nicholas Abts, a practicing attorney in the Wisconsin area who happens to be both a dear friend and client. Nick introduced me to Tesla and we share a bit of our love for Tesla on the show. Nick discusses with us his story, his business, how he moves and gives his money more than one job. He also discusses risk management, wills, living trusts, real estate, and more. Listen as Nick shares great wisdom on educating yourself, how to seek out professionals and why protection can be an important aspect of life and business.   Guest Bio:  Nicholas ("Nick") Abts has been a practicing attorney in Wisconsin since 2009. He is originally from Green Bay and has lived in Wisconsin his entire life. After graduating from UW-Madison with B.A. in Psychology and English in 2005 and his juris doctorate in 2008, he practiced in Madison until 2014 before moving north to his current home in Wisconsin Rapids. As principal owner of Abts Law LLC, Nick has experience running a small business. He also has a background in the insurance and investment industries and has held Series 6, 63 and 65 licenses in the past as well as a life and health insurance license. The financial and sales knowledge he has accumulated gives him a rare combination of skills that few lawyers possess and allows him to work with clients to address a variety of needs. Nick currently focuses on estate planning and business law but maintains a significant family law practice as well, operating on the premise that risk management requires understanding of a wide range of legal issues that his clients may have to face throughout the course of their lives. In his spare time, Nick spends time with his wife and two children. He is also involved with Wisconsin Public Radio, the Wisconsin Rapids Family Center and various personal business and creative ventures. Guest Links:  https://www.abtslawllc.com/ (Abts Law LLC)

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Your investment strategy should be based on value creation and not media popularity in meme culture. In today's Better Wealth Breakdown, Dan and I discuss “Meme Investing” and what it looks like to get caught up in “media hype.” Now because of a popular hype we discuss why you should consider how your emotions might be getting in the way of a wise investment strategy. Listen as Dan and I discuss money value vs the hype culture. We evaluate why some recent investment hypes have caused unwise investing decisions. Listen as we discuss the difference between Amazon’s  Type One and Type Two decision making strategy and why they should be an important aspect of how you make decisions in finances and investing. 

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There needs to be the proper truth in the marketplace when we talk about money.  In today's Better Wealth Episode, I have been asked to give my response to "Meet Kevin" On Infinite Banking and Life Insurance where I discuss the video "The Truth about Life Insurance  with The CEO of Ladder Life" that was published on the YouTube Channel Meet Kevin. See the video here: The Truth about Life Insurance  with The CEO of Ladder Life: https://www.youtube.com/watch?v=guyRrDOoKY4 (https://www.youtube.com/watch?v=guyRrDOoKY4)

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Welcome Jonathan to the BetterWealth team! In today's Better Wealth, I have both the privilege and honor of officially welcoming Jonathan Kreidt to the BetterWealth Team. Listen as Jonathan shares his story of how we met and the inspiration behind his position on the team. I have been waiting months for this official welcome because Jonathan is joining with me in starting BetterWealth Capital our very own RIA. Listen as Jonathan and I discuss the principles, the philosophy and the approach we are taking to serve clients in this financial area.

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A large amount of money in very few cases will ever trump cash flow, because cash flow is king! In today's Better Wealth Episode of ‘From the Frontlines’  where Jereme and I discuss another case study and give examples of how we are serving people on the frontlines. We are continuing our Mr. & Mrs. Smith Family edition. In today’s case study we discuss how we model Mr. and Mrs. Smith’s family economy with one salary and future income increases.  Jereme describes how important it is to be able to model something as accurately as we can when looking at a financial life. Listen as we describe how we are able to model a raise and what it would look like to add more income without increasing consumption. Listen as we talk about heloc and velocity banking to pay off high interest debt and to free up more cash flow and save well. As a result of increasing their cash flow the result was that they were able to find a tool that would give them more leveragability to save money in the AND Asset. With their diligence with thinking with the end in mind Mr. and Mrs. Smith has a model moving towards balance while also impacting their family and community. 

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As a business owner do you know your numbers? In today's Better Wealth, I had the privilege of interviewing Tim Francis, CEO of the company called Profit Factory, a company dedicated to helping parents know their internals numbers. Tim shares his story of the humbling experience of being broke and unable to walk. Listen as his whole world changed to the idea of truth and mastery in the pursuit of entrepreneurship. Tim shares the difficulty of having a successful business that never kept any money, and his journey of discovering how to truly understand the numbers and keep his success.  Knowing numbers is not completely only about math and equations, but rather the ability really to make decisions. Being a business that doesn’t know your numbers is a dangerous place. Tim discusses the biggest problem for entrepreneurs is chasing the next shiny object yet not internally knowing what is going on with their business. Knowing your numbers is the process of prioritizing and making decisions. Listen as Tim shares authentically his passion behind developing truly successful companies that are making money, keeping money, prioritizing, and making good decisions! Check out more about https://knowyournumbersworkshop.com/betterwealth/ (Profit Factory: Know Your Number’s Workshop)!

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Guest Bio:  Tim Francis is the Founder of Profit Factory and is based in Austin, TX.  Tim teaches the Know Your Numbers workshop, which helps Entrepreneurs who hate Accounting to get their Financials under control. Tim draws from years of experience doing private consulting where he’s helped find millions in profit for clients, and also from his role participating in over 140 Board meetings. Tim is also the Founder of Great Assistant, a team which has helped hire over 300 Executive Assistants for Entrepreneurs across the US and Canada.   Tim’s been a guest lecturer at NYU in New York City, and has appeared on the websites of Forbes and Inc magazine.  Tim is the inventor of The 5 Levels of 80/20 and co-presented The 80/20 Summit with Perry Marshall in both 2016 and 2017. Guest Links:  https://knowyournumbersworkshop.com/betterwealth/ (Profit Factory: Know Your Number’s Workshop)

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Do you avoid the true cost of something? In today's Better Wealth Breakdown, Dan and I discuss how people avoid the true cost of things specifically in areas of cars and investment properties. Listen as Dan and I walk through the importance of being honest with ALL the costs associated with item such as fee’s, taxes, upfront cost, mileage cost, wear-and-tear, and even evaluating your opportunity cost. Many people will avoid these costs by minimizing and justifying all the reasons costs should or could be lower than they truly are. Whether buying a car or investing be sure that you are completely honest with the TRUE full cost and factor in the costs now and in the future. Don’t fall into cost avoidance syndrome.

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There are better ways than a Typical Whole Life contract. In today's Better Wealth Episode, I continue to analyze the different places you can put your money by comparing them to the 11 attributes to the perfect asset. In today’s podcast I evaluate Whole Life Insurance and it may shock you that the Typical Life Insurance is a bad place to have your money. Today I am going to talk about a contract that is not well designed, something I call Typical Life Insurance. Listen as I dive deep and hold the whole life insurance asset up to the 11 attributes of a perfect asset. 

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Thank you for making this journey of podcasting possible! In today's Better Wealth, I reflect back on the last 100 episodes we have done. It has been incredible to watch the numbers grow and has been encouraging and inspirational. Consistency always changes the game and I am grateful for the team that made that happen and the listeners that are building part of our community making this moment so memorable! Thank you to all of you who have made the Better Wealth Podcast a part of your daily ritual. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  https://betterwealth.captivate.fm/episode/how-to-become-a-one-percenter-in-your-life-with-sam-bakhtair (Episode #201: How To Become A One Percenter In Your Life with Sam Bakhtair)  https://betterwealth.captivate.fm/episode/the-bad-debt-framework (Episode #202: The Bad Debt Framework) https://betterwealth.captivate.fm/episode/12-key-lessons-from-robert-kiyosaki (Episode #204: 12 Key Lessons from Robert Kiyosaki ) https://betterwealth.captivate.fm/episode/how-consumers-became-savers-with-the-father-of-the-401k-ted-benna (Episode #221: How Consumers Became Savers with the Father of the 401K Ted Benna) https://betterwealth.captivate.fm/episode/the-cons-of-overfunded-life-insurance (Episode #224: The CONS of Overfunded Whole Life Insurance) https://betterwealth.captivate.fm/episode/richer-than-a-millionaire-with-dr-bill-danko (Episode #226: Richer Than A Millionaire with Dr. Bill Danko) https://betterwealth.captivate.fm/episode/better-off-dead (Episode #227: Better Off Dead) https://betterwealth.captivate.fm/episode/how-to-create-your-retirement-income-strategy-with-jason-sanger (Episode #231: How To Create Your Retirement Income Strategy with Jason Sanger) https://betterwealth.captivate.fm/episode/the-and-asset-explained (Episode #232: AND Asset Explained) https://betterwealth.captivate.fm/episode/how-to-address-the-rate-of-return-of-the-and-asset (Episode #242: How To Address The Rate of Return of the AND Asset) https://player.captivate.fm/episode/b809bdb6-7997-4e77-b503-03cc33e00830 (Episode #248: Confronting Dave Ramsey On Why Infinite Banking Is A Scam) https://betterwealth.captivate.fm/episode/the-volatility-buffer-strategy (Episode #259: Volatility Buffer Strategy ) https://betterwealth.captivate.fm/episode/social-security-is-a-government-sponsored-ponzi-scheme (Episode #260: Social Security is a Government Sponsored Ponzi Scheme) https://betterwealth.captivate.fm/episode/the-covered-asset-strategy (Episode #274: Covered Asset Strategy) https://betterwealth.captivate.fm/episode/the-11-attributes-of-a-perfect-investment (Episode #279: The 11 Attributes Of A Perfect Investments) https://betterwealth.captivate.fm/episode/a-million-plus-in-an-and-asset (Episode #287: A Million Plus In An AND Asset) https://betterwealth.captivate.fm/episode/-building-your-following-and-leading-with-impact-with-author-andy-wyatt (Episode #291: Building Your Following and Leading With Impact with Author Andy Wyatt) https://betterwealth.captivate.fm/episode/how-to-increase-your-personal-financial-literacy-with-harry-stout (Episode #296: How to Increase Your Personal Financial Literacy with Harry Stout)

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Many financial tools will give a snapshot of a “perfect” scenario, but at the end of the day real math and a real model will be the most effective way to make real decisions about intentional living.  In today's Better Wealth Episode of ‘From the Frontlines’  where Jereme and I discuss another case study and give examples of how we are serving people on the frontlines. In today’s case study we discuss Mr. & Mrs. Smith, a young couple with a young kid in sales who came to work with us and put their finances on the model. Listen as we talk about how this couple handles their household economy with income under 100k, student loan debt, car leases, debt vehicles, risk management, and life events. Listen as Jereme describes how powerful the model is in life events because we are able to bring money on and off the tool. For the Smith family this tool was incredibly impactful in helping them see the potential of the future, hold them accountable to that desired outcome and all while keeping to the math and the model. 

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Don’t trade your time for money! In today's Better Wealth Episode, I had the pleasure of interviewing Suzanne Ctvrtlik a freelance designer that became a master YouTuber and is now leaving her job because of the money on YouTube. Listen as she shares her story and inspiration behind her career as a YouTuber and the inspiration behind her niche. In little more than two years her http://youtube.com/arvabelle (YouTube Channel Arvabelle) started and in less than a year she now makes enough to quit her job. Besides having a profitable YouTube Channel her channel is dedicated to helping educate people in finance. She has a popular channel inspired by family and friends that are seeking a better financial way. Listen as Suzanne and I talk about YouTube, Content and Money! Suzanne gives some great tips on the basics of money, compounding, optimizing your money, and using money as a tool.  Guest Bio:  Suzanne Ctvrtlik is the founder of Arvabelle - a YouTube channel focused on personal finance, investing, and basic money skills. Through the YouTube channel, the goal is to provide easily accessible resources that people need to build better financial futures. Suzanne quickly discovered that YouTube was a great way to build an audience, and reach a larger number of people looking for help in their financial journeys. Because of this, Suzanne recently transitioned into pursuing YouTube full time. Guest Links:  Check out Suzanne on her http://youtube.com/arvabelle (YouTube Channel Arvabelle)

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Your future is not determined by your current set of circumstances. In today's Better Wealth Breakdown, Dan surprises me with a question for today’s episode from John Rawls “If you could roll the dice again and the circumstances of your birth were totally random, what would you choose, your current life or something totally random?” Listen as Dan and I answer this thought question and why it is so important to truly understand the blessings you have regardless of current situations. Dan and I challenge listeners to think less rolling the dice and “doing life over” but rather rolling the dice for a “new tomorrow.” Intentional living is a focus on future living!

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It isn’t about the investment because it is more about the investor.  In today's Better Wealth Episode, I talk about why or why not you should have real estate part of your portfolio and part of your wealth strategy. In this asset analyzer series I have been walking through different assets and comparing them to the 11 attributes of the perfect asset. Listen as I compare and contrast Real Estate to the 11 attributes. 

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Regardless of the currency, create value! In today's Better Wealth, I am joined with both Dan Kaminski and Jason Rink as we open up the discussion of cryptocurrency and Bitcoin on our BetterWealth LIVE episode.  We get many people emailing us asking “Should I put my life savings into Bitcoin?” and we are here today to discuss the pros and cons of this asset. Listen as Dan and Jason share their experience in Bitcoin and their thoughts now. We also discuss the importance of having your house taking care of first before you can even think about investing into anything let alone Bitcoin. Regardless of the different thoughts, the different pros and cons here at BetterWealth we still believe that creating value will be the best focus you should have regardless of the currency. 

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Realize that you can be more intentional in your choices if you understand the implications of the math long term.  In today's Better Wealth Episode of ‘From the Frontlines’  where Jereme and I discuss another Mr. & Mrs. Smith case study where we see a family that had been disciplined with their money and got a bit more assurance when looking at the model. Listen as Jereme describes how the model helped facilitate strategies for paying for college in the future so it doesn’t create a hit on their financial future. Jereme shares how the model allowed Mr. & Mrs. Smith find alternative ways to keep their model in balance, pay for college, and retiring Mrs. Smith. The takeaway from this example looks at the management of consumption and savings, and evaluating your efficiencies so money can work for you!

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In our country there is a huge deficit of financial education! In today's Better Wealth, I had the privilege of interviewing Harry Stout who has worked over 25 years in the financial services industry all around the world. Harry is also an author of the https://www.financialverse.com/purchase (“Financial Verse Series”) which covers topics on money, life savings, annuities, life insurance, and more. Listen as Harry shares his desire for personal finances making it understandable for people of all ages.  Harry discusses with us the importance of financial education as our societies are changing and why people are now realizing how precious money as a resource really is. I ask Harry to explain two most important “Must DO” items from his book 1.) Have A Budget and 2.) Spend To, as well as, two points from his 8 Key Risks being 1.) Longevity Risk and 2.) Mortality Risk. Listen as he shares the reason why these are extremely important to him. I also ask Harry to dive into topics like inflation, adulting, the cost of learning, college tuition, up scaling, striving stage, credit cards, and long term care planning. Harry gives an incredible answer to the legacy question on humility and I am so honored to have had him on our show. Be sure to check out his books! https://www.financialverse.com/purchase (“Financial Verse Series”) Guest Bio:  Harry N. Stout is a published author and founder of the FinancialVerse organization.  The FinancialVerse books and content are dedicated to improving America’s personal financial literacy. He is an acknowledged senior thought leader in the global financial services business with over two decades experience in all aspects of financial services.  He has held marketing, sales, product innovation, and distribution roles over his successful career.  He has over 25 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand and Australia. He is a past director of the National Association for Fixed Annuities, the Financial Services Council of Australia, the Insurance Marketplace Standards Association, and the Life Insurance Marketing and Research Association. He has been a governance fellow of the National Association of Corporate Directors. Harry is a nationally known speaker, podcast guest and author covering annuities, life insurance and personal finance.  Guest Links:  https://www.financialverse.com/ (The Financial Verse) https://www.financialverse.com/purchase (The Financial Verse Book Series)

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The AND Asset can be a legacy that can travel with you wherever you go! In today's Better Wealth Breakdown, Dan and I discuss how life insurance is benefiting the  EXPAT Community. The EXPAT movement coined generally for someone who is temporarily or permanently residing outside of America where they have previously lived. Dan shares an example of a client’s journey as they walked through the process of setting up life insurance while living abroad, so they can live out their legacy. Listen as we talk about how you can set up financial assets that can travel with you wherever.  Episode Links & Resources:  https://www.insuranceandestates.com/life-insurance-creditor-protection-by-state/ (Creditor Protection by State)

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The convenience of a savings account is in safety and liquidity. In today's Better Wealth Episode, I continue my series of episodes  “Where Should I Invest My Money”  as I discuss the framework of how to analyze the best places to invest your money. In the last episode we discussed my ideas on the Roth IRA and the Roth 401K, but today I look at savings accounts. Listen as I walk through the pros and cons of savings accounts comparing them alongside the 11 attributes of a perfect investment. Join me on the BetterWealth YouTube Channel to see the whiteboard examples in this episode.   Safe (Low Risk): Your money suffers little to no risk of loss. Liquidity: Your money is accessible for emergencies or opportunities. Growth: Your money multiples at a competitive rate of return. Passive Cash-Flow: Your money produces income on it’s own.  Leverageable: You can use your money as collateral. Private: Your money grows without restrictions and has creditor protection. Tax Deductible:You can subtract any money you put into the account from your taxable income. Grows Tax-Free: Your money grows without being taxed. Tax-Free Distribution: You can access your money without paying taxes on it.   Protection/Legacy: You are provided for in the event of tragedy and are self completing.  No Contribution Limits: You have no limits on how much you can fund in the asset. 

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For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://betterwealth.captivate.fm/episode/wealth-building-with-taylor-welch (Episode #162: Wealth Building with Taylor Welch )

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Your brand should either compel people or repel people! In today's Better Wealth, I had the privilege of interviewing my good friend Ellis Hammond, Founder of Kingdom REI. In this episode Ellis and I share an upcoming event in which both Ellis and I will be speaking about the power of your story. Listen as Ellis shares his story from being a broke pastor and missionary with an entrepreneur passion and has brown his very own company, coaches and runs his own REI group and has been sharing his unique story with thousands. Listen as we discuss Ellis' upcoming event in which I have the privilege of being one of his speakers. Guest Bio:  Ellis Hammond has quickly made a name for himself in the commercial real estate industry. He is the founder of Kingdom REI, the #1 mastermind community for faith-based real estate operators and host of the kingdom REI podcast. He is also the CEO of Hammond Equities where he manages the first ever faith-based multifamily syndication fund, focused on transforming the lives of residents while providing a great return for investors. ThinkRealty also named Ellis Multifamily Investor of the Year in 2020.  Guest Links:  Learn more about Ellis Hammond & Kingdom REI https://ellishammond.com/ (https://ellishammond.com/) 

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Sometimes models are off balance simply because there is no accountability.  In today's Better Wealth Episode of ‘From the 'Frontlines’  where Jereme and I discuss another case study and give examples of how we are serving people on the frontlines. In today’s case study we discuss tax advantage pension plans for Mr. & Mrs. Smith. Listen as Jereme describes the process of making decisions doesn’t start with working forward with where you are now, but rather “taking a step back” so we can look down the road to discover your why so you can build a framework of where you want to go...then plan because we started with the end in mind. Listen as we discuss how Mr. & Mrs. Smith’s model was off balance at first glance. Sometimes models are off balance simply because there is no accountability, but once there was accountability see how we discovered thousands of dollars they were not even aware of in their tax advantage pension plan. 

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Without leadership, nothing happens! Episode Description:  In today's Better Wealth Episode, I had the pleasure of interviewing Andy Wyatt, author, coach and CEO of Andy Wyatt Leadership LLC, a company developing leaders around the world through coaching. In today’s world of hundreds of leadership guru’s, Andy shares his authentic value that “Wise, caring, balanced servant leaders are good leaders, and good  leaders produce good results!”  Without leadership, nothing happens! Listen as Andy dives deep into his new leadership book https://amzn.to/3rLhUaT (Pro-Leadership: Establishing Your Credibility.) Andy believes that leadership development first starts with looking at what he calls your “backstage” and says it's important to “Excavate before you Elevate!” Andy challenges listeners to win the day by managing your focus and constantly asking “Is This Important NOW?” I talk with Andy about his unique leadership development process and reflect back on how valuable it has been to me and the foundation of my leadership role at BetterWealth. Guest Bio:  Andrew Wyatt Leadership LLC, develops leaders around the world through coaching, speaking, training and consulting: CEO entrepreneurs, leaders and their companies. Andy is the Author of Pro Leadership, Establishing Credibility, Building Your Following and Leading with Impact, published by Morgan James in February 2021. In addition to writing and speaking, Andy coaches one on one, leads Pro Leadership Mastermind Groups, Masterclasses, Seminars and Retreats.  Andy also founded Andrew Wyatt Leadership and he is Head Coach & Managing Partner.  He did so after completing 24 years as Founder and CEO of Cornerstone Capital Management LLC. Andy founded Cornerstone as a private wealth management business in 1993. When Andy left Cornerstone in 2017, the firm had grown to over $15 billion in assets under management, serving institutional clients through four investment teams with offices in Minneapolis and New York.  Prior to Cornerstone, Andy was Vice President and Portfolio Manager at Investment Advisers, Inc. At IAI, he gained extensive investment experience working with both institutional and individual clients in the management of their financial portfolios. He graduated from the University of Minnesota with a Bachelor of Science degree in agricultural economics with a concentration in futures trading. His vision, passion, and energy resulted in an unwavering commitment to helping clients achieve their financial objectives by creating a high- performance culture that attracted and rewarded the best financial management talent in the industry.Andy has been married to Luann for 35 years and they have three grown children, Claire, Joe and Maggie. He also has a West Highland White Terrier named Winnie. Guest Links:  Check out Andy’s New Book: https://amzn.to/3rLhUaT (Pro-Leadership: Establishing Your Credibility) Learn More About Andy: https://andrewwyattleadership.com/ (Andy Wyatt Leadership) https://www.instagram.com/andrewwyattleadership/ (Instagram) https://www.linkedin.com/in/andy-wyatt-a160a74/ (LinkedIn)

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It’s clear as mud!!! In today's Better Wealth Breakdown, Dan and I reflect back to our last episode where we spoke on the MEC - Modified Endowment Contract and now we discuss part 2 which is the 7-Pay test. As defined the 7-pay test determines whether the total amount of premiums paid into a life insurance policy within the first 7 years is more than what was required to have the policy considered paid up in 7 years, policies become MECs when the premiums paid to the policy are more that what was needed to be paid then the 7 year time frame. It’s clear as mud!!! Listen as Dan and I break down this definition and how policies can be created to be efficient using the 7-pay test.   Episode Links & Resources:  https://betterwealth.captivate.fm/episode/mec-modified-endowment-contract (Episode #286: MEC - Modified Endowment Contract)

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The underlying framework of knowing where to invest your money is first knowing your desired outcome.  In today's Better Wealth Episode, I continue my series of episodes “Where Should I Invest My Money” as I discuss the framework of how to analyze the best places to invest your money. In the last episode we discussed how to identify and compare different assets. Listen as I define the Roth IRA and the Roth 401K and then take you through the framework of evaluating these two accounts.  Safe (Low Risk): Your money suffers little to no risk of loss. Liquidity: Your money is accessible for emergencies or opportunities. Growth: Your money multiples at a competitive rate of return. Passive Cash-Flow: Your money produces income on it’s own.  Leverageable: You can use your money as collateral. Private: Your money grows without restrictions and has creditor protection. Tax Deductible:You can subtract any money you put into the account from your taxable income. Grows Tax-Free: Your money grows without being taxed. Tax-Free Distribution: You can access your money without paying taxes on it.   Protection/Legacy: You are provided for in the event of tragedy and are self completing.  No Contribution Limits: You have no limits on how much you can fund in the asset. 

Episode Links & Resources:  https://betterwealth.captivate.fm/episode/the-11-attributes-of-a-perfect-investment (Episode #279: The 11 Attributes of a Perfect Investment) https://betterwealth.captivate.fm/episode/should-i-invest-in-my-401k (Episode #284: Should I Invest In My 401K)

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Does solar investments make sense….financially? In today's Better Wealth Episode, I had the pleasure of interviewing Jimmie Jayes, co-founder of Authentic Networker, an international community of in-person networking groups spanning 71 cities across 5 countries, and solar advisor. Jimmie talks a little about his experience in networking and how he has used networking to serve people and increase sales. In today's episode we correlate solar power to investment power, by describing how solar power can optimize money. Jimmie describes why when money lost on utility bills also creates a loss of control of your money and the potential compounding of your money.  Jimmie explains how solar investments are essentially assets that optimize your money by creating value to your home, has federal tax incentives and can develop cash flow. Listen as Jimmie dives deeper into the details, the process and the benefits of solar. Learn more about Solar at https://jimmiejayes.lpages.co/apricot-intro-betterwealth/ (Bankwithsolar.com). Guest Bio:  Jimmie Jayes is a connector, educator and solar advisor. As a connector, Jimmie is the co-founder of Authentic Networker, an international community of in-person networking groups spanning 71 cities across 5 countries.   As an educator, Jimmie has helped tens of thousands of entrepreneurs with his online courses and workshops. He has also trained 1,000+ facilitators to run meetup groups around north america, including hundreds of "cash flow clubs". As a solar advisor Jimmie helps homeowners take control of their power, and turn their electric bill into a cash flowing asset. Guest Links:  https://jimmiejayes.lpages.co/apricot-intro-betterwealth/ (Bankwithsolar.com)  https://authenticnetworker.com/online/ (Authentic Networker Online)

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Leveraging the AND Asset in activities that produce more assets! In today's Better Wealth Episode of From the Front-lines, Jereme and I have been bringing you several episodes where we focus on case study from people we are working on the front lines. In today’s case study we discuss how Mr. & Mrs. Smith have developed over time a lifestyle of savings, tracking money, increasing income, and utilizing AND Assets. We are excited to share with you some details of the model that has made this model balanced, but more importantly how this family has developed a household economy that is achieving intentional living. Listen as Jereme shares the model of a family who are using the AND Asset in more than one way to save money, make money, and through protection establish financial legacy.   Episode Links & Resources:  http://www.betterwealth.com (www.betterwealth.com) 

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Your savings rate is the biggest leverage you have! In today's Better Wealth Episode, I had the pleasure of interviewing Rachel Richard, former financial advisor and real estate investor, who now has written two incredibly successful books about money. Listen as Rachel shares her story of becoming a lover of finances and money, budgeting, savings and financial prosperity.  Rachel describes how your savings rate is the biggest leverage you have to financial independence. Rachel is always challenging people to try to increase your savings percentage! Listen as Rachel talks about making a difference in your financial situation by both increasing your income and decreasing your spending at the same time. Financial change comes with the mindset of  delayed gratification, according to Rachel. I also ask Rachel to dive deep into the why that drives her passion for finances and how it influenced her books. Listen as she shares concepts in her books such as savings, budget, debt, financial mindset.  Guest Bio:  At the age of 27, Rachel Richards quit her job and retired, living off $15,000 per month in passive income. Rachel is the bestselling author of “Money Honey” and “Passive Income, Aggressive Retirement.” She is a former financial advisor and a real estate investor with almost 40 rental units. By making the topic of money management fun, entertaining, and simple, Rachel has helped thousands of millennials work their way out of financial despair. Guest Links:  https://amzn.to/3oI3tCQ (Money Honey: A Simple 7-Step Guide for Getting Your Financial $hit Together) by Rachel Richards https://amzn.to/3tqhMzc (Passive Income, Aggressive Retirement: The Secret toFreedom, Flexibility, and Financial Independence (& how to get started!)) by Rachel Richards https://www.moneyhoneyrachel.com/free (FREE Budgeting Sheets) from Rachel

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Each company has their own interpretation and definition of a MEC.  In today's Better Wealth Breakdown, Dan and I discuss a Modified Endowment Contracts, also known as a MEC. Listen as we review how we take life insurance but give it a superpower  by over-funding and maximize the cash with a result of keeping the tax benefits of a life insurance policy. While all companies have different definitions and interpretations of MEC listen to our description of a MEC, how we design the policy and purpose of how to most efficiently utilize the policy. 

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What you most value should be a big part of how you analyze investments and assets like the 401K. In today's Better Wealth Episode, I set up the framework that will be giving you clarity on making better decisions regarding whether you should or shouldn’t invest in a particular asset. Today I focus on using that framework to evaluate the 401K, which is a tax advantage defined contribution account offered by many employers for their employees. In our framework we look first at the clarity of what you want in life. Then you need to understand what an asset is and it should be something that is helping you get closer to your ideal life. Finally, we analyze the outcome of your assessment. Once we know our outcome if we hold the 401K up to the 11 Attributes of “The Perfect” Asset how well does this 401k hold up to these attributes? The 11 Attributes of “The Perfect” Asset: Safe (Low Risk) - Your money suffers little to no risk of loss.  Liquidity (Control) - Your money is accessible either for emergencies or for opportunities.  Growth - Your money multiplies at a competitive rate of return.  Passive Cash-Flow - Your money produces income on its own.  Leverageable - You can use your money as collateral. Private - Your money grows without restrictions and has creditor protections.  Tax - Deductible - You can subtract any money you put into the account from your taxable income. Grows Tax-Free - Your money grows without being taxed.  Tax-Free Distribution - You can access your money without paying taxes on it.  Protection / Legacy -  You are provided for in the event of tragedy and are self completing. No contribution limits  - You have no limits to how much you can fund in this asset. 

Episode Links & Resources:  https://betterwealth.captivate.fm/episode/the-11-attributes-of-a-perfect-investment (Episode #279: The 11 Attributes Of A Perfect Investment) https://betterwealth.captivate.fm/episode/avoiding-retirement-risk-with-distribution-expert-wade-pfau (Episode #192: Avoid Retirement Risk with Distribution Expert Wade Pfau) https://betterwealth.captivate.fm/episode/how-consumers-became-savers-with-the-father-of-the-401k-ted-benna (Episode #221: How Consumers Became Savers with the Father of the 401K, Ted Benna) https://betterwealth.captivate.fm/episode/how-to-create-your-retirement-income-strategy-with-jason-sanger (Episode #231: How To Create Your Retirement Income Strategy with Jason Sanger)

The 11 Attributes of “The Perfect” Asset: Safe (Low Risk) - Your money suffers little to no risk of loss.  Liquidity (Control) - Your money is accessible either for emergencies or for opportunities.  Growth - Your money multiplies at a competitive rate of return.  Passive Cash-Flow - Your money produces income on its own.  Leverageable - You can use your money as collateral. Private - Your money grows without restrictions and has creditor protections.  Tax - Deductible - You can subtract any money you put into the account from your taxable income. Grows Tax-Free - Your money grows without being taxed.  Tax-Free Distribution - You can access your money without paying taxes on it.  Protection / Legacy -  You are provided for in the event of tragedy and are self completing. No contribution limits  - You have no limits to how much you can fund in this asset. 

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Poking the Bear….. Hedge-funds vs. “Reddit” Retail Investors! In today's Better Wealth LIVE, Dan Kaminski joins me in today's BetterWealth LIVE as we discuss the current affairs of GameStop, and Hedge-funds vs "Reddit" Retail Investors!  Listen as Dan breaks down some of what has been going on with GameStop, Reddit, Robinhood and what “the short squeeze” is doing to the market! Join us as we discuss this current hot topic that will make it into the history books.

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Inflation changes everything!!! In today's Better Wealth Episode of From the Frontlines, Jereme and I have been bringing you several episodes where we focus on case study from people we are working on the front lines. In today’s case study we discuss how we help Mr. & Mrs. Smith, our clients, maintain their buying power in the future by factoring inflation into their model. Listen as we discuss actual numbers of how inflation can dramatically change the future of your financial planning and what might happen if you don’t account for inflation in your future. 

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The media won't report this…. BUT Banks and Corporations own Life Insurance! In today's Better Wealth Episode, I had the pleasure of bringing back Barry Dykes for his second interview on the podcast as he discusses BOLI (Bank owned life insurance), de-risking using life insurance, and invasion of the communist funds: the passive funds. Listen as Barry dives deep and reveals some amounts of life insurance owned by some big banks, why it is most banks Tier One Capital, and why life insurance is one of the best assets banks can own. We discuss COLI (Corporate Owned Life Insurance) and how companies are using life insurance to de-risk and risk management. We also discuss passive investing and why Barry calls it the invasion of communist funds. I even ask him a question about Bitcoin. Barry encourages listeners to really research and learn on how things like this really work. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://betterwealth.captivate.fm/episode/the-pirates-of-manhattan-with-barry-dyke (Episode #132: “The Pirates of Manhattan” with Barry Dykes) https://www.fdic.gov/ (FDIC: Federal Deposit Insurance Corporation) https://louisville.edu/law/library/special-collections/the-louis-d.-brandeis-collection/other-peoples-money-by-louis-d.-brandeis (Other People’s Money by Louis D. Brandeis) https://www.amazon.com/Requiem-American-Dream-Noam-Chomsky/dp/B01DL350MA (Requiem for the American Dream) (Documentary)  

Guest Bio:  Barry Dyke is the author of “The Pirates of Manhattan" selling more than 100,000 copies his book illuminates the corruption within the U.S. financial service industry. Barry is the President of Castle Asset Management, who for more than twenty-five years has practiced financial planning, founded a pension consulting business, a third-party administration firm, a health & welfare consultancy and a registered investment advisor. Guest Links:  Learn more about Barry James Dyke - https://www.barryjamesdyke.com/ (https://www.barryjamesdyke.com/) https://www.camnh.com/ (Castle Asset Management )(CAMNH.COM)  https://www.barryjamesdyke.com/the-pirates-of-manhattan (Pirates of Manhattan) by Barry Dyke https://www.barryjamesdyke.com/product-page/copy-of-the-pirates-of-manhattan-ii (The Guaranteed Income) by Barry Dyke

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Trying harder isn’t necessarily the solution to achieving more! In today's Better Wealth Breakdown, Dan and I discuss a book by Price Pritchett in his books “You2: A High Velocity Formula for Multiplying Your Personal Effectiveness at Quantum Leaps.” Listen as we discuss a story in the book about a fly that was determined to enter a car by slamming into a window over and over when 12 inches away the window was open. Dan and I discuss the impactful reality of that story in peoples’ lives today that are trying harder and harder to achieve a fraction of what others have, but are failing because they aren’t willing to take a step back and think in a different light. What ways could you get different results in what you are doing?

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Episode Links & Resources:  https://amzn.to/3iOvcAf (You2: A High Velocity Formula for Multiplying Your Personal Effectiveness at Quantum Leaps) by Price Pritchett

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Not all assets are created equal! In today's Better Wealth Episode, I answer a very common question I get here at BetterWealth on “Where should I invest my money?”  Today I will walk you through the process of how we coach clients and work through the pros and cons of decision making when you want to invest your money.  Assets are not all created equal and we want to be sure that whatever we do with our money it is helping us live more intentionally. Listen as I talk about three questions you should be answering when looking at assets and investments: What is your ROR, your clarity in life? - What would you do if money wasn’t an issue? What is an asset? - An asset is a resource with an economic value that will provide a future benefit. Is this asset getting you closer or farther away from what you want in life? What outcomes do you want? -  What is your outcome, do you want that will help enhance what you really want in life, your ROR? Listen as I also walk you through the 11 attributes to a perfect investment that you should be looking at and prioritizing as you consider an asset/investment. Safe (Low Risk): Your money suffers little to no risk of loss. Liquidity: Your money is accessible for emergencies or opportunities. Growth: Your money multiples at a competitive rate of return. Passive Cash-Flow: Your money produces income on it’s own.  Leverageable: You can use your money as collateral. Private: Your money grows without restrictions and has creditor protection. Tax Deductible:You can subtract any money you put into the account from your taxable income. Grows Tax-Free: Your money grows without being taxed. Tax-Free Distribution: You can access your money without paying taxes on it.   Protection/Legacy: You are provided for in the event of tragedy and are self completing.  No Contribution Limits: You have no limits on how much you can fund in the asset. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

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If you are a financial professional, advisor or agent you don’t want to miss this episode! In today’s episode I have the privilege of interviewing Jeremiah Desmarais is a 23-time award-winning financial marketer, speaker, author and CEO of Advisorist, an effective financial marketing company.  His work has generated over two million insurance leads and helped advisors in over 51 countries generate over $300M in sales commissions. Labelled “One the greatest marketing minds in the financial industry”, Jeremiah is a sought after speaker, coach and private mentor to insurance and financial advisors, and countless marketing organisations. Last year Jeremiah put on a virtual summit that was a record-setting event, with over 6,000 registrants and over 20 speakers! It was an event so massive, it’s being certified as the largest online event of its kind for financial advisors.  I had the honor to be asked to be part of this years 2021 Virtual Financial Advisor Summit coming in February. The https://virtualfasummit.com/ticket?utm_source=guilliams (Advisor Summit is FREE )to attend! Jeremiah Desmarais joins me today LIVE as we discuss the summit details and gives us a sneak peak of the practical tools, and strategies to build and maintain a virtual practice! Sign-up today for the https://virtualfasummit.com/ticket?utm_source=guilliams (FREE Virtual Financial Advisor Summit) on February 10th! 

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Guest Bio:  Jeremiah Desmarais is a 23-time award winning financial marketer, a TED speaker and philanthropist. He’s been featured on Forbes, CNN, and Worth. His work has generated over $2 million insurance leads and helped advisors in over 51 countries generate over $300 million in sales commissions. He’s been labeled one of the greatest marketing minds in the financial industry. He’s a sought after speaker, coach and private mentor to Advisors, carriers and marketing organizations. He was key in building one of the top 17 fastest growing insurance software companies in the country on the Inc 500 list in less than three years, hitting a record 1500% growth. He then turned around the marketing systems at a multinational insurance automation firm to increase sales by $26,000,000 in just nine months, tripling sales prospects in 60 days, and the firm was sold for $1.2 Billion dollars shortly thereafter. Guest Links:  Check out more on Jeremiah: https://advisorist.com/ (Advisorist) Check out Jeremiah's Book https://amzn.to/3sPPQ7B ("Shift: Digital Marketing Secrets of Insurance Agents and Financial Advisors”)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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The interactions, inspiration, encouragement and chastisement that we bring to the table is a coaching philosophy that focuses back on what in life really matters! In today's Better Wealth Episode of From the Frontlines, Jereme and I have been bringing you several episodes where we focus on case study from people we are working with on the front lines and who are in our Unlimited program. In this fifth case study we look at a situation with Mrs. Smith who is walking through multiple financial life changes such as being divorce, raising kids, and starting a new career path. Listen as Jereme walks through her situation on the model, describes the hard work of tracking money, paying off debt, savings, and how she is setting herself up to do what she loves to do and leave a legacy for the future. Follow along as Jereme describes how we use the model when serving Mrs. Smith and why the model has been a pivotal piece to bringing reassurance, clarity, efficiency and hope in the middle of her divorce. 

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For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://betterwealth.com/assessment (BetterWealth Assessment) https://betterwealth.com/unlimited (Become an Unlimited Member, Walk Through Your Model, and Get Great Financial Coaching!)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Unlocking intentional living with three generations of the AND Asset.  In today's Better Wealth Episode, I had the pleasure of interviewing David Shirkey, CFO and Director of Strategy of Orbitform, and serves as a project manager, engineer, and regional sales manager.  Listen as David talks about his personal journey in 2017 of financial education when he begins to learn about tax efficiency, cash flow investing, leverage, bank using life insurance, control and his discovery of the power of the AND Asset.  David describes his initial “luke warm” feelings about his own family life insurance policies and how the mindset changed from “just a protection” asset to a power tool that went beyond protection, but Unlocked beer abilities to use, control, compound and develop an incredible legacy.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://amzn.to/3ipZlpx (Becoming Your Own Banker: Unlocking the Infinite Banking Concept) by Nelson Nash https://amzn.to/3p08ibB (The Secret Asset )by David D’Arcangelo

Guest Bio:  David Shirkey has worked at Orbitform for over 15 years in capacities including CFO, project manager, engineer, and regional sales manager.  He currently serves as Orbitform’s Director of Strategy, where he leads growth initiatives including new products, new services, acquisitions, and/or other investments. Prior to joining Orbitform, David worked at Chrysler as a manufacturing engineer and production supervisor in several Chrysler facilities around the USA.   David also leads the Shirkey family office.  As part of the family’s second generation, his role with the family office includes; identifying and researching investment opportunities, tracking investments, financial reporting to the family, organizing family events, and keeping mom/grandma happy. David received his MBA from the University of Colorado in Boulder, CO and his BS/MS in Mechanical Engineering from Oakland University in Rochester, MI.

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Why work towards being more efficient if it doesn’t matter? In today's Better Wealth Breakdown, Dan and I discuss the concept about how you spend your time, because this moment right now you will never get this time back!  How does the theory of “Life is Short” impact intentional living? For everything we say “yes” to we ultimately are also saying “no” to something else.  Listen as Dan and I discuss how we reflect and take an audit of the people we surround ourselves with, how to evaluate our time, and the reason we plan to live more intentionally as we put 2020 behind us and move into 2021! 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Efficiency is when you can maximize your distribution and cover your assets! In today's Better Wealth Episode, I will be talking about the Covered Asset Strategy inspired by Wealth Building Cornerstones. If you have an AND Asset at the foundation the Covered Asset Strategy or an annuity is one distribution strategy to discuss, especially if you do not feel comfortable placing your money in the market. Companies with annuity strategies might give you the ability to take out more than 4% at retirement if set-up and used properly, however the big downfall is that you are tying up capital and if something happens to you that money could go away. Listen as I discuss the pros and cons of annuities, why some people select joint annuities, the actuarial math, and why exploring multiple strategies and options for retirement helps with efficiencies in retirement.  

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://betterwealth.captivate.fm/episode/the-volatility-buffer-strategy (Episode #259: The Volatility Buffer Strategy) https://betterwealth.captivate.fm/episode/the-4-rule-and-sequence-of-return-risk- (Episode #254: The 4% Rule and Sequence of Return Risk)

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I am joined by my fiance, April Disher! In today's Better Wealth Episode, I introduce you to one of the newest members to the BetterWealth Team April Disher, who is also my fiance. Listen as April and I talk about how we met, why she originally dumped me, our core values, the non-negotiables, and what we are looking forward to in the future! I also highlight April’s passion in heath and her new position here in the company. Be sure to check out more about April and her https://www.betterhealthpodcast.com/ (BetterHeath Podcast)!   

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:   https://www.betterhealthpodcast.com/ (The BetterHeath Podcast with April)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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The AND Asset Handbook Chapter 9: #1 Asset In today's Better Wealth Episode, I am joined by Aaron Diemer as we walk through the AND Asset Handbook Chapter-by-Chapter. In this episode Aaron will be reading Chapter 9: #1 Asset, while I add some commentary at the end. This is your final chapter of the Handbook so if you haven’t yet listened to the other episodes be sure to go back and listen. Get your own copy of our new updated https://drive.google.com/file/d/1EI-01Pnn2TWHBCYqC_tHSicdWa7LylEU/view (“AND Asset Handbook” )and follow along with us as we read and discuss this powerful resource. If you have any questions or feedback please reach out by emailing info@betterwealth.com or booking your https://calendly.com/betterwealth/andasset?month=2020-12 (Free AND Asset Clarity Call)!

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Get your copy of the https://drive.google.com/file/d/1EI-01Pnn2TWHBCYqC_tHSicdWa7LylEU/view (“AND Asset Handbook”) More Questions? Book your https://calendly.com/betterwealth/andasset?month=2020-12 (Free AND Asset Clarity Call) https://betterwealth.captivate.fm/episode/-the-and-asset-handbook-chapter-1 (Episode #264: The AND Asset Handbook Chapter 1) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-2- (Episode #265: The AND Asset Handbook Chapter 2) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-3 (Episode #266: The AND Asset Handbook Chapter 3) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-4 (Episode #267: The AND Asset Handbook Chapter 4) https://betterwealth.captivate.fm/episode/and-asset-handbook-chapter-5 (Episode #268: The AND Asset Handbook Chapter 5) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-6 (Episode #269: The AND Asset Handbook Chapter 6) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-7- (Episode #270: The AND Asset Handbook Chapter 7) https://betterwealth.captivate.fm/episode/and-asset-chapter-8 (Episode #271: The AND Asset Handbook Chapter 8)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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The AND Asset Handbook Chapter 8: The Ability and Incentive To Save More Money In today's Better Wealth Episode, I am joined by Aaron Diemer as we walk through the AND Asset Handbook Chapter-by-Chapter. In this episode Aaron will be reading Chapter Chapter 8: The Ability and Incentive To Save More Money, while I add some commentary at the end. Get your own copy of our new updated https://drive.google.com/file/d/1EI-01Pnn2TWHBCYqC_tHSicdWa7LylEU/view (“AND Asset Handbook” )and follow along with us as we read and discuss this powerful resource. If you have any questions or feedback please reach out by emailing info@betterwealth.com or booking your https://calendly.com/betterwealth/andasset?month=2020-12 (Free AND Asset Clarity Call)!

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Get your copy of the https://drive.google.com/file/d/1EI-01Pnn2TWHBCYqC_tHSicdWa7LylEU/view (“AND Asset Handbook”) More Questions? Book your https://calendly.com/betterwealth/andasset?month=2020-12 (Free AND Asset Clarity Call) https://betterwealth.captivate.fm/episode/-the-and-asset-handbook-chapter-1 (Episode #264: The AND Asset Handbook Chapter 1) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-2- (Episode #265: The AND Asset Handbook Chapter 2) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-3 (Episode #266: The AND Asset Handbook Chapter 3) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-4 (Episode #267: The AND Asset Handbook Chapter 4) https://betterwealth.captivate.fm/episode/and-asset-handbook-chapter-5 (Episode #268: The AND Asset Handbook Chapter 5) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-6 (Episode #269: The AND Asset Handbook Chapter 6) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-7- (Episode #270: The AND Asset Handbook Chapter 7)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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The AND Asset Handbook Chapter 7: Legacy and Protection In today's Better Wealth Episode, I am joined by Aaron Diemer as we walk through the AND Asset Handbook Chapter-by-Chapter. In this episode Aaron will be reading ChapterChapter 7: Legacy and Protection, while I add some commentary at the end. Get your own copy of our new updated https://drive.google.com/file/d/1EI-01Pnn2TWHBCYqC_tHSicdWa7LylEU/view (“AND Asset Handbook” )and follow along with us as we read and discuss this powerful resource. If you have any questions or feedback please reach out by emailing info@betterwealth.com or booking your https://calendly.com/betterwealth/andasset?month=2020-12 (Free AND Asset Clarity Call)!

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Get your copy of the https://drive.google.com/file/d/1EI-01Pnn2TWHBCYqC_tHSicdWa7LylEU/view (“AND Asset Handbook”) More Questions? Book your https://calendly.com/betterwealth/andasset?month=2020-12 (Free AND Asset Clarity Call) https://betterwealth.captivate.fm/episode/-the-and-asset-handbook-chapter-1 (Episode #264: The AND Asset Handbook Chapter 1) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-2- (Episode #265: The AND Asset Handbook Chapter 2) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-3 (Episode #266: The AND Asset Handbook Chapter 3) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-4 (Episode #267: The AND Asset Handbook Chapter 4) https://betterwealth.captivate.fm/episode/and-asset-handbook-chapter-5 (Episode #268: The AND Asset Handbook Chapter 5) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-6 (Episode #269: The AND Asset Handbook Chapter 6)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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The AND Asset Handbook Chapter 6: Retirement Cashflow In today's Better Wealth Episode, I am joined by Aaron Diemer as we walk through the AND Asset Handbook Chapter-by-Chapter. In this episode Aaron will be reading Chapter 6: Retirement Cashflow, while I add some commentary at the end. Get your own copy of our new updated https://drive.google.com/file/d/1EI-01Pnn2TWHBCYqC_tHSicdWa7LylEU/view (“AND Asset Handbook” )and follow along with us as we read and discuss this powerful resource. If you have any questions or feedback please reach out by emailing info@betterwealth.com or booking your https://calendly.com/betterwealth/andasset?month=2020-12 (Free AND Asset Clarity Call)!

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Get your copy of the https://drive.google.com/file/d/1EI-01Pnn2TWHBCYqC_tHSicdWa7LylEU/view (“AND Asset Handbook”) More Questions? Book your https://calendly.com/betterwealth/andasset?month=2020-12 (Free AND Asset Clarity Call) https://betterwealth.captivate.fm/episode/-the-and-asset-handbook-chapter-1 (Episode #264: The AND Asset Handbook Chapter 1) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-2- (Episode #265: The AND Asset Handbook Chapter 2) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-3 (Episode #266: The AND Asset Handbook Chapter 3) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-4 (Episode #267: The AND Asset Handbook Chapter 4) https://betterwealth.captivate.fm/episode/and-asset-handbook-chapter-5 (Episode #268: The AND Asset Handbook Chapter 5)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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The AND Asset Handbook Chapter 5: Control and Use In today's Better Wealth Episode, I am joined by Aaron Diemer as we walk through the AND Asset Handbook Chapter-by-Chapter. In this episode Aaron will be reading Chapter 5: Control and Use, while I add some commentary at the end. Get your own copy of our new updated https://drive.google.com/file/d/1EI-01Pnn2TWHBCYqC_tHSicdWa7LylEU/view (“AND Asset Handbook” )and follow along with us as we read and discuss this powerful resource. If you have any questions or feedback please reach out by emailing info@betterwealth.com or booking your https://calendly.com/betterwealth/andasset?month=2020-12 (Free AND Asset Clarity Call)!

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Get your copy of the https://drive.google.com/file/d/1EI-01Pnn2TWHBCYqC_tHSicdWa7LylEU/view (“AND Asset Handbook”) More Questions? Book your https://calendly.com/betterwealth/andasset?month=2020-12 (Free AND Asset Clarity Call) https://betterwealth.captivate.fm/episode/-the-and-asset-handbook-chapter-1 (Episode #264: The AND Asset Handbook Chapter 1) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-2- (Episode #265: The AND Asset Handbook Chapter 2) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-3 (Episode #266: The AND Asset Handbook Chapter 3) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-4 (Episode #267: The AND Asset Handbook Chapter 4)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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The AND Asset Handbook Chapter 4: Lifetime Growth In today's Better Wealth Episode, I am joined by Aaron Diemer as we walk through the AND Asset Handbook Chapter-by-Chapter. In this episode Aaron will be reading Chapter 4: Lifetime Growth, while I add some commentary at the end. Get your own copy of our new updated https://drive.google.com/file/d/1EI-01Pnn2TWHBCYqC_tHSicdWa7LylEU/view (“AND Asset Handbook” )and follow along with us as we read and discuss this powerful resource. If you have any questions or feedback please reach out by emailing info@betterwealth.com or booking your https://calendly.com/betterwealth/andasset?month=2020-12 (Free AND Asset Clarity Call)!

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  Get your copy of the https://drive.google.com/file/d/1EI-01Pnn2TWHBCYqC_tHSicdWa7LylEU/view (“AND Asset Handbook”) More Questions? Book your https://calendly.com/betterwealth/andasset?month=2020-12 (Free AND Asset Clarity Call) https://betterwealth.captivate.fm/episode/-the-and-asset-handbook-chapter-1 (Episode #264: The AND Asset Handbook Chapter 1) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-2- (Episode #265: The AND Asset Handbook Chapter 2) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-3 (Episode #266: The AND Asset Handbook Chapter 3)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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The AND Asset Handbook Chapter 3: The Science In today's Better Wealth Episode, I am joined by Aaron Diemer as we walk through the AND Asset Handbook Chapter-by-Chapter. In this episode Aaron will be reading Chapter 3: The Science, while I add some commentary at the end. Get your own copy of our new updated https://drive.google.com/file/d/1EI-01Pnn2TWHBCYqC_tHSicdWa7LylEU/view (“AND Asset Handbook” )and follow along with us as we read and discuss this powerful resource. If you have any questions or feedback please reach out by emailing info@betterwealth.com or booking your https://calendly.com/betterwealth/andasset?month=2020-12 (Free AND Asset Clarity Call)!

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Get your copy of the https://drive.google.com/file/d/1EI-01Pnn2TWHBCYqC_tHSicdWa7LylEU/view (“AND Asset Handbook”) More Questions? Book your https://calendly.com/betterwealth/andasset?month=2020-12 (Free AND Asset Clarity Call) https://betterwealth.captivate.fm/episode/-the-and-asset-handbook-chapter-1 (Episode #264: The AND Asset Handbook Chapter 1) https://betterwealth.captivate.fm/episode/the-and-asset-handbook-chapter-2- (Episode #265: The AND Asset Handbook Chapter 2)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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The AND Asset Handbook Chapter 2: The AND Asset Overview In today's Better Wealth Episode, I am joined by Aaron Diemer as we walk through the AND Asset Handbook Chapter-by-Chapter. In this episode Aaron will be reading Chapter 2: The AND Asset Overview, while I add some commentary at the end. Get your own copy of our new updated https://drive.google.com/file/d/1EI-01Pnn2TWHBCYqC_tHSicdWa7LylEU/view (“AND Asset Handbook” )and follow along with us as we read and discuss this powerful resource. If you have any questions or feedback please reach out by emailing info@betterwealth.com or booking your https://calendly.com/betterwealth/andasset?month=2020-12 (Free AND Asset Clarity Call)!

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Get your copy of the https://drive.google.com/file/d/1EI-01Pnn2TWHBCYqC_tHSicdWa7LylEU/view (“AND Asset Handbook”) More Questions? Book your https://calendly.com/betterwealth/andasset?month=2020-12 (Free AND Asset Clarity Call) https://betterwealth.captivate.fm/episode/-the-and-asset-handbook-chapter-1 (Episode #264: The AND Asset Handbook Chapter 1)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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The AND Asset Handbook Chapter 1: The Financial Pyramid & The 4 Guiding Principles In today's Better Wealth Episode, I am joined by Aaron Diemer as we walk through the AND Asset Handbook Chapter-by-Chapter. In this episode Aaron will be reading Chapter 1: The FInancial Pyramid & The 4 Guiding Principles while I add some commentary at the end. Get your own copy of our new updated https://drive.google.com/file/d/1EI-01Pnn2TWHBCYqC_tHSicdWa7LylEU/view (“AND Asset Handbook” )and follow along with us as we read and discuss this powerful resource. If you have any questions or feedback please reach out by emailing info@betterwealth.com or booking your https://calendly.com/betterwealth/andasset?month=2020-12 (Free AND Asset Clarity Call)!

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Get your copy of the https://drive.google.com/file/d/1EI-01Pnn2TWHBCYqC_tHSicdWa7LylEU/view (“AND Asset Handbook”) More Questions? Book your https://calendly.com/betterwealth/andasset?month=2020-12 (Free AND Asset Clarity Call)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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The New Year brings a reflection of the past year and plans for intentional living in the New.  Goodbye 2020 and Welcome 2021!  In today's Better Wealth Episode, I say goodbye to 2020, welcome in 2021 and share with you our goals this year here at BetterWealth. Listen as I talk about our company goals of working through EOS (Entrepreneurial Operating System), creating Playbooks and Courses for advisors to learn how to run a full virtual company, The AND Asset movie, the X-Ray, and our Unlimited Coaching Program. If you have any questions or want more information please reach out to info@betterwealth.com or contact me at caleb@betterwealth.com. Listen as I also reflect on one of my last conversations with Gregg Hielema before he passed, “Don’t forget why you started BetterWealth” and how I challenge listeners to measure their success in 2021 using Gregg’s metric of measurement -  “Don’t forget why…”!  Have a very intentional 2021!  Happy New Year’s from BetterWealth!  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

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Decisions made in a vacuum are not wise choices! In today's Better Wealth Episode of From the Front-lines, Jereme and I have been bringing you several episodes where we focus on case study from people we are working on the front lines. In this fourth case study we discuss the case study of someone who came to us and wanted to have the AND Asset, but was shocked to learn what happens when decisions are made in a vacuum and what it looks like to gather data, look at a model, use tools most efficiently to make decisions for better intentional living in the future.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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So many people play small and are afraid of taking big risks! In today's Better Wealth Episode, I have the pleasure of interviewing Joe Sanok, thought leader, productivity researcher, speaker, author, and business owner. Joe shares his story of working in counseling, mental health, a career in a community college, and his journey of discovering his passion project for something bigger and better. In his new upcoming book “Thursday As The New Friday” Joe shares a sneak peak by discussing with me the history of the 40 hour work week, the philosophies & psychology behind productivity, and why companies seeing better success and productivity are those who are changing to more flexible creative scheduling, and working at what they are best by off-shooting tasks. Joe shares with us his daily challenge question that drives his productivity -  “What do I hate in my work week that can be taken off my plate?” Listen as Joe explains his experience and expert data on the impact of podcasting on businesses and the ways he helps companies expand their business by launching their own podcasts.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Guest Bio:  Joe Sanok is a thought leader, productivity researcher, and speaker. As a TEDx speaker, HarperCollin author, business consultant, and podcaster Joe helps people to slow down to spark more innovation. Joe has the #1 podcast for counselors, The Practice of the Practice Podcast. With interviews with Pat Flynn, John Lee Dumas, and Jaime Masters, Joe is a rising star in the speaking world! Joe is a writer for PsychCentral, has been featured on the Huffington Post, Forbes, GOOD Magazine, Reader's Digest, Entrepreneur on Fire, and Yahoo News. He is author of five books and has been named the Therapist Resource top podcast, consultant, and blogger.  Guest Links:  https://practiceofthepractice.lpages.co/podcast-launch-school/ (Podcast Launch School) https://practiceofthepractice.lpages.co/pop-apply-page/ (Practice of the Practice)

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We have over $100 trillion in unfunded liabilities in this country!!!! In today's Better Wealth Breakdown, Dan and I discuss a concept in the book “Managing Foundations and Charitable Trusts” by Roger Silk that Social Security is a Government Sponsored Ponzi Scheme. Listen as Dan and I dive into the history of Social Security, how it was established, the seven reasons why it is like a ponzi scheme, the three reasons why it is different and what the future of social security might look like in the future. Social Security is like a Ponzi Schemes for these 7 components; 1.) great investment for early investors, 2.) it pays existing investors using funds from new investors 3.) Lack of easy transparency 4.) misapplication of investor funds 5.) funds invested with a related party 6.) the related party is unlikely to ever pay the funds back in real terms and 7.) no outside audit. However, it is different for these three reasons 1.) The sponsor, the U.S. government, can and does compel people to pay into it 2.) The sponsor, the U.S. government, has the ability to simply print the money to pay the benefits and finally 3.) The sponsor, the U.S. government, can and does change the rules in the middle of the game. Listen as we discuss the differences of contributions and taxes with social security, unfunded liabilities, how it works for the future.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://amzn.to/3awNnIA (Managing Foundations and Charitable Trusts) by Roger Silk https://usdebtclock.org/ (US Debt Clock.org)

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There are major problems with retirement planning! In today's Better Wealth Episode, I will be getting into the nuts and bolts of Volatility Buffer, Sequence Risk loss,and the 4% rule. There are a lot of problems in retirement planning and every time you lose a dollar you lose what that dollar could have gotten for you for the rest of your life. Today I will show you how you can use the volatility buffer today to create more certainty in retirement. Join me on our https://youtu.be/LSa6ZMIPBTw (BetterWealth YouTube Channel) to watch the visual “Truth Concepts” calculator as I break down different retirement scenarios for cash flow. Watch as even the seemingly “typical retirement” plan will run out of money and then opportunities like volatility buffers that can help you double your retirement cash flow for the future. 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://betterwealth.captivate.fm/episode/avoiding-retirement-risk-with-distribution-expert-wade-pfau (Episode #192: Avoiding Retirement Risk with Distribution Expert Wade Pfau) https://betterwealth.captivate.fm/episode/how-to-create-your-retirement-income-strategy-with-jason-sanger (Episode #231: How To Create An Income Retirement Strategy with Jason Sanger) https://betterwealth.captivate.fm/episode/the-4-rule-and-sequence-of-return-risk- (Episode #254: The 4% Rule and The Sequence of Return Risk)

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Merry Christmas from the BetterWealth Team! In today's Better Wealth Episode, we wish you a very Merry Christmas! I sit down with Mariah and talk about fun family traditions, charity, celebrations for this holiday season and reflect on all the blessings we have had over 2020. In a short episode we just want to say thank you for your love and support and today on Christmas we wish you a time of joy, blessings and intentional living! Merry Christmas and Happy Holidays!

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

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You can have zero debt and make over 100k a year and still run out of money in retirement. In today's Better Wealth Episode of From the Frontlines, Jereme and I have been bringing you several episodes where we focus on case study from people who are working with us in our Unlimited Program. In this third episode we discuss the case study of someone making over 100k a year, but after putting their financials on our Model they see they will only make it 6 years into retirement before they run out of all their money. Listen to details of the case study and how Jereme has worked with Mr. & Mrs. Smith through their model and helped them figure out a better way to track their money and get on a real path for them to leave a legacy for their future generations.  

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

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Money is attached to every aspect of your life! In today's Better Wealth Episode, I had the pleasure of interviewing Heidi Peters, Owner and President of RDH Insurance advocating as a wealth professional for health care providers in Disability Insurance. Listen to her childhood story of family health struggles which led to the continual struggles with money. Listen as she shares her own experience as a dental hygienist and her career ending injury. Heidi shares with me why “income protection” was life changing and crucial to her future. Listen as Heidi and I break down and dive deep into the process, the contracts, the cost, the insurance and more when it comes to “income protection.” I ask Heidi to discuss the different variables of Disability Insurance, the biggest mistakes people make, and the ways we can have personalized real world conversations around income protection. If you are interested in learning more about Income Protection set up a time with a BetterWealth coach:  http://www.betterwealth.com/incomeprotection (www.betterwealth.com/incomeprotection) 

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://betterwealth.captivate.fm/episode/better-off-dead (Episode #227: Better Off Dead) http://www.betterwealth.com/incomeprotection (www.betterwealth.com/incomeprotection) 

Guest Bio:  Heidi Peters is the Owner and President of RDH Insurance and runs a confident wealth practice for women. Her clients are amazing, smart, women who spend most of their time caring for others and often neglect their own needs.  Finances, however for women have hanged, becoming a priority, but the lack of knowledge and time has created tremendous fear and anxiety.  Women want to be heard and listened to and want someone who understands their challenges.  They want to be guided to financial confidence.  And what’s really amazing is that it doesn’t matter if her clients are a stay at home mom, career woman, or a retiree they all worry:  Will I need to go on a budget? Will I run out of money? And how do I get started? Heidi connects with their story, their fears, their concerns, and shares her own solutions that have changed her life.  Heidi was born into a dry land, farm, family in Montana.  Money was scarce to none, and although it was never discussed, it was always felt.  The stress, shame, burden, was always present.  Heidi wanted something different for her children and for herself.  Taught by a mentor, that money is a tool, just as a hammer is a tool, money can create or it can destroy.  Mastering the use of the tool can lead to a successful life and Heidi wants others to have a space and opportunity to learn and become financially confident in building their own dreams.

Guest Links:  http://www.betterwealth.com/incomeprotection (www.betterwealth.com/incomeprotection)  https://www.rdhinsurance.com/ (RDH Insurance Professionals)

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Motivation & Success come when you can be honest and self aware in the areas of what you are good at, then double down and work hard in those areas.  In today's Better Wealth Breakdown, Dan and I discuss a concept from Andrew Grove’s book “High Output Management” about changing the mindset that you are only an employee and begin owning your space, your work, and experiencing explosive growth in your work and life. To increase your effectiveness it will require you to own what you are good at and work hard in that area. Listen as Dan and I discuss two additional books that have been a pivotal foundation to how we view team members we are bringing on and why we are experiencing such great clarity, growth, and impact.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://amzn.to/38jYGkN (High Output Management) by Andrew Grove https://amzn.to/3rg3pwE (Extreme Ownership (How U.S. Navy Seals Lead and Win)) by Jocko Willink  https://amzn.to/3rc3j98 (Who Not How )by Dan Sullivan 

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The most important thing you need for investing or saving…. have a clear picture of the end in mind! In today's Better Wealth Episode, I discuss the 4% rule and the sequence risk loss, because I see so many people not have the end in mind when they invest or save.  We should be planning to maximize our future “Retirement” income from the beginning. Focusing now with the end in mind should be creating more certainty and more capital in your retirement. Listen as I share clips from previous podcasts with leading experts Wade Pfau and Jason Sanger on the 4% Rule and Sequence of Return Risk.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://retirementplans.vanguard.com/VGApp/pe/pubeducation/calculators/RetirementNestEggCalc.jsf (Retirement Nest Egg Calculator) by Vanguard https://retirementresearcher.com/ (Retirement Researcher) - Wade Pfau https://betterwealth.captivate.fm/episode/avoiding-retirement-risk-with-distribution-expert-wade-pfau (Episode #192: Avoiding Retirement Risk with Distribution Expert Wade Pfau) https://betterwealth.captivate.fm/episode/how-to-create-your-retirement-income-strategy-with-jason-sanger (Episode #231: How To Create An Income Retirement Strategy with Jason Sanger)

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We are making a movie!!! In today's Better Wealth, I am joined by documentary filmmaker Jason Rink who is working with BetterWealth to make the And Asset Documentary, to be released in 2021. In this episode we give some updates on the production, some of the content we plan to put in the film, and share some requests for help from the BetterWealth podcast audience.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

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Efficiency, Consistency and Accountability in tracking your money can save thousands and maybe millions! In today's Better Wealth Episode of From the Frontlines, Jereme and I are bringing you several episodes where we focus on case study from people who are working with us in our Unlimited Program. In this second episode we discuss how Jereme was able to use our Unlimited Model to help these clients find $2.5 million they didn’t know they had.  Here at BetterWealth our Model is a mathematical tool based on a cash flow ratio model by breaking down your household economy and looking at consumption and savings. We use the model as an accountability instrument using data over the course of time so we aren’t missing out on the financial assurance.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

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Building wealth with low risk! In today's Better Wealth Episode, I had the pleasure of interviewing Criag author of “House Hacking” as he shares his incredible story and journey from San Francisco to getting a job in Denver with Bigger Pockets and then discovering his passion in House Hacking. Listen to his journey of developing a system for House Hacking through his first experience with setting up a curtain, no money, multiple mistakes, to creating an incredible business and becoming a testimony of financial freedom. Craig talked about his Fire Movement and financial independence. I also ask Craig to share with us several strategies in his book and Craig shares with us incredible wisdom in clarity and efficiency.

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Guest Bio:   Craig Curelop is the co-founder of The FI Team, a real estate agent and investor in Denver, CO. Moving to Denver in April 2017 and closing on his first property in June 2017, a duplex that he house hacked for one year. Getting a little bit creative and rented out the top unit, while creating a quasi-bedroom in the living room by putting up a curtain and a cardboard wall divider so he could AirBnb his bedroom. Needless to say, it cash flowed :). Since then he has purchased three more house hacks, six investment properties, written a book called The House Hacking Strategy, and is officially financially independent. Financial independence has given him the comfort to quit my own job, start The FI Team, and help others achieve their financial independence goals.Outside of real estate and personal finance, some may call him a health nut. His primary goal is to live to be 200. His goal is to be able to perform at the highest possible level for the most amount of time. Exercising and eating healthy are the best ways to do that. For fun, he loves to exercise, hike, travel, read, write, snowboard, golf, and play/watch sports. Go Pats! Guest Links:  https://www.biggerpockets.com/blog/biggerpockets-money-podcast-95-craig-curelop (Bigger Pockets Money Podcast with Craig Curelop) https://www.amazon.com/House-Hacking-Strategy-Achieve-Financial/dp/1947200151 ( The House Hacking Strategy by Craig Curelop)

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Compounding doesn’t just apply monetarily, but can be applied to every aspect of life moving you either towards your goal or away from your goal.  In today's Better Wealth Breakdown, Dan and I discuss the idea of “The Compound Effect” and how it can apply to every aspect of life, not just monetarily. In Darren Hardy’s book "The Compound Effect” he describes the old fashion siphon where you have to be pumping consistently over time in order to receive the overflow of your labor, but if you stop all the progress recedes and your work is for not. Today, we challenge listeners to select an area of their life where they want to see improvement and then be consistent each day in making that happen, even when you don’t see immediate results remember the compound effect is still at work as long as you remain consistent.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://amzn.to/2KpxUir (The Compound Effect by Darren Hardy)

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When the 2 Economic Powers, Accumulation and Distribution, do their job properly and in balance you can create a very efficient retirement plan.  In today's Better Wealth Episode, I go back to my episode with Jason Sanger and philosophy on creating retirement income strategies. We have been getting a lot of feedback from this episode and I want to be able to breakdown Jason’s concept of the 2 Great Economic Powers and encourage you to be thinking with the end in mind. Listen as I share with you the section on Jason’s episode where he describes The 2 Economic Powers, Accumulation & Distribution, and when doing their proper jobs and staying in balance they can help develop a very efficient retirement income strategy plan. Life insurance, when set-up and used properly, can show up as the second economic power.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://betterwealth.captivate.fm/episode/how-to-create-your-retirement-income-strategy-with-jason-sanger (Episode #231: How To Create Your Retirement Income Strategy with Jayson Sanger) https://wbcornerstones.com/ (Wealth Building Cornerstones)

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Confronting Dave Ramsey on his incorrect assessment of Overfunded Whole Life Insurance! In today's Better Wealth Episode, I share my reaction to the recent YouTube video where Dave Ramsey slams whole life insurance and implies those who deal in whole life insurance as scum!  Today's episode is strictly my first reaction to the video, however, I will be creating a series of content breaking down these same concepts to give better examples, walk through the math, give testimonials, and more. In this episode I break down just a few concepts of where Dave Ramsey is wrong, mislead, or giving half truths. Listen as I confront Dave Ramsey on his incorrect assessment of Overfunded Whole Life Insurance.  *Be sure to join me on the BetterWealth YouTube Channel to see the clips from Dave Ramsey's Video. For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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You don’t have to be making a million dollars to be financially free! In today's Better Wealth Episode of From the Front-lines, Jereme and I are bringing you several episodes where we focus on case study from people who are working with us in our Unlimited Program. Listen as we describe in more detail our Unlimited program, the model, coaching, consultation, dialogue, and accountability. In today’s particular case study Jereme walks us through the power of consistency, discipline and vision. Listen as we take the case study of a gentleman who is making less than $70k a year and why his model financially is in balance! For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://betterwealth.captivate.fm/episode/how-to-create-your-retirement-income-strategy-with-jason-sanger (Episode #231 - How To Create Your Retirement Income Strategy with Jason Sanger)

BetterWealth

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We have to anticipate the future and put ourselves in the best position to deal with whatever happens!  In today's Better Wealth Episode, I had the pleasure of interviewing Jim Silbernagel one of the biggest thought leaders in our space. Jim is President of the Silbernagel Group and Real Wealth Professionals. In my episode with Jim I ask him a few questions on current events, what the future might look like financially with all the increased taxes. Jim gives an overview of Biden’s tax proposal and how it will impact America. The biggest issue that faces most America is income taxes. Jim shares why people are blind to the effect of taxes when saving their money without strategy. Jim also discusses why traditional retirement options aren’t efficient or sustainable in a future with tax increases.  However, income taxes are one of those variables that you can control with proper planning. There is a need for planning in order to reduce taxes in your future. What can we do to keep ourselves in the best position? For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Guest Bio:  Jim Silbernagel, CFP®, LUTCF, CEPS - President of The Silbernagel Group, Inc. Real Wealth® Advisors, has been in the insurance and financial industry for over 30 years. He believes in a holistic approach to a healthy financial lifestyle, which includes investments, asset protection, insurance, retirement planning, estate planning, tax efficiency, and identity protection, no matter age or current financial state.  He helps clients realistically assess current status in all aspects of their lives and plan for a bright future and meaningful living. He has a passion to educate Americans to make smart choices with their money and live a life with purpose. This passion is carried out through his Real Wealth® Weekly podcast program of 25 years and through his support of organizations such as Life Happens, the MDRT Foundation, and the Wounded Warriors Project.  Guest Links:  http://www.realwealthmedia.com/ (www.realwealthmedia.com)

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Some of the greatest companies may seem to have great vision, but where they really succeed is their alignment.  In today's Better Wealth Breakdown, Dan and I discuss a famous quote from Jim Collins stating “Building a visionary company requires 1% vision and 99% alignment.” Businesses can become extremely successful when the company can become aligned and laser focused towards a vision. Dan and I challenge listeners to apply this same principle in life, “Is your time and money being best aligned with where you want to go in life?” We also talk about the importance of having vision first and then later taking an audit of your life, finances, etc to see if what you are doing is really aligned with your vision, if it is you are good and if it isn’t where can adjustments be made to help get you in alignment. For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://betterwealth.captivate.fm/episode/your-financial-junk-drawer (Episode #181: Financial Junk Drawer) https://betterwealth.captivate.fm/episode/are-you-in-a-circle-or-a-cage (Episode #240: Are You In A Circle or A Cage)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Interest - Money paid regularly at a particular rate for the use of money lent. In today's Better Wealth Episode, I discuss common questions I get around interest. Listen as I define three types of interest; simple, amortized and compound. The big question is how does knowing the definition of these types of interest relate to us? Most people have in their head which form of interest is good and which form of interest is bad. However, I challenge listeners to look at each form of interest through the lens of Opportunity Cost before labeling them as good or bad.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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Welcoming my dear friend, Demetrius Walker, to the BetterWealth team! In today's Better Wealth Episode, I introduce to the community Demetrius Walker, who has joined our BetterWealth company family. Listen as Demetrius shares his story from higher education to the finance industry and the role he will be doing to serve the BetterWealth community. We discuss the idea of the mindset of money, empathy, clarity, savings, cashflow, tracking, and control. Demetrius will be a pivotal part of helping people we desire to serve  people on tracking money, paying off debt, financial discipline and clarity. With his goal to serve the underserved, we are honored and privileged to welcome Demetrius to the BetterWealth Team.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Asking “What is the AND Asset's Rate of Return?” Isn’t the wrong question, but it isn’t the whole question! In today's Better Wealth Episode of From the Front-lines, Jereme and I breakdown a powerful question we get asked each day “What is the Rate of Return of the AND Asset.” Listen as we describe why this question limits you to seeing the AND Asset in one benefit, because that isn’t ALL the AND Asset can do. Remember you can’t spend a rate of return! How important is strategy not only in growing your money but consuming it? Listen as Jereme and I dialogue around the idea of rate of return and financial strategy. Most importantly listen as we discuss why a tool that unlocks opportunities I may not have had is extremely more valuable than a rate of return.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast). Episode Links & Resources:  https://betterwealth.captivate.fm/episode/avoiding-retirement-risk-with-distribution-expert-wade-pfau (Episode #192 Avoiding Retirement Risk With Distribution Expert Wade Pfau)

BetterWealth

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Empowering people with superior knowledge in financial literacy by learning different methods and generating cash flow in any market condition. *Nanban Foundation Mission We are not giving investment advice please be sure to consult your investment advisor or your tax professionals. In today's Better Wealth Episode, I had the honor and privilege to interview Gopala Krishnan, CEO of Nanban Enterprise. This conversation is extremely special because GK is one of our first clients. I am honored to see how GK moved from his IT career to growing his industry focused on investing. Listen as GK shares his passion for finances, for taking money and multiplying it, investing in the market the right way, eliminating mistakes, and finding success in consistency, control and compounding. I ask GK to dive deeper into Market indexes, derivatives, options, option trading, cash flow, volatility, funds, high net-worth investing, and more. Listen as we discuss why Gopala is a fan of the AND Asset and how this KEY strategy is enhancing his work in the market. Be sure to check out the visuals of this episode on our https://www.youtube.com/channel/UCThFkB73A_ICEu-LJV2abbw/ (BetterWealth YouTube Channel). Gopala’s Enterprise is called Nanban which means “true friends” with the mission of serving and helping people unconditionally, without expecting anything in return, a principle by which GK has grown his company and challenged his community. For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Check out the visuals from the episode on our https://www.youtube.com/channel/UCThFkB73A_ICEu-LJV2abbw/ (BetterWealth YouTube Channel). 

Guest Bio:  Gopala Krishnan(GK) is the CEO of Nanban Enterprise. Nanban is one of the fastest growing companies in the private equity/hedge fund business helping high net worth investors. Nanban foundation is the non-profit division of the company to help non high net worth investors. All types of investors can get superior investing knowledge from our offerings. Before becoming the CEO of Nanban Enterprise, GK led a huge business segment in IT outsourcing company, overseeing a portfolio of $5B and 20K~ employees in 10 countries. GK has part of his passion in investing in the financial market the "right way", he devised and copyrighted 5 strategies. For the last twenty years, GK has been sharing his first two levels of strategies with all friends and families for free and with no strings attached. There are 15K nanbans who follow GK's strategies to consistently generate cash flow from the stock market.

Guest Links:  Find out more about GK and Nanban Enterprises: http://www.nanbanfoundation.org/ (www.nanbanfoundation.org) http://www.nanbanenterprise.com/ (www.nanbanenterprise.com)

BetterWealth

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If your circle fails to grow you beyond yourself, you are in a cage! In today's Better Wealth Breakdown, Dan and I discuss the question “Are you in a circle or are you in a cage?” If you were to list the 5 people you are closest to, do an audit of those people. Look at their lives and ask yourself what do you like and dislike, because essentially, you will be the average of your 5 friends. The people around you shouldn’t be scared when you think big, they should be inspiring you to think even bigger. If the people around you fail to help you grow beyond yourself, you are in a cage. It is one thing to aspire to be like someone, but it’s another thing to surround yourself with people who will daily inspire you! For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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The Eighth Wonder of the World is Compound Interest.  In today's Better Wealth Episode, I breakdown the fundamental principles and basics of compound interest. Join me on YouTube for the visual of why compounding interest is pivotal in our strategies here at BetterWealth.  I walk through 3 basic elements needed and the power and beauty of compound interest overtime.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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Americans will spend over $1 Trillion on Christmas while many will accumulate over $1000 in debt.  In today's Better Wealth Episode - BLACK FRIDAY EDITION, Mariah and I sit down to discuss some mind blowing stats about how much money will be spent at Christmas this year.  While two of the biggest days for consumerism are today, Black Friday, and Cyber Monday, Mariah and I wanted to discuss some of the studies on how much Americans will spend on Christmas and some of the other surprising facts around gift giving at Christmas. Listen as we discuss our own personal experiences with Christmas, budgeting, and giving. As we open our eyes up to financial efficiencies we challenge listeners to evaluate their purpose for giving, their financial situation and how they can make Christmas less of a financial burden to your family economy. Be sure to check out these studies and stats below.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://www.weforum.org/agenda/2019/12/christmas-holiday-season-shopping-retail-gifts/#:~:text=Americans%20will%20spend%20over%20%241,than%20last%20year's%20top%20spenders (World Economic Forum: Christmas by the Numbers: 5 Facts About Holiday Spending) https://www.fool.com/the-ascent/research/christmas-spending-statistics/#:~:text=56.3%25%20of%20Americans%20who%20bought,ll%20get%20out%20of%20debt. (The Ascent: Study: 2019 Christmas Spending Statistics) https://www.magnifymoney.com/blog/news/2019-holiday-debt-survey/ (Magnify Money: Americans Rack Up $1325 in Holiday Debt in 2019 And Most Won't Pay It Off In Time ) https://www.marketwatch.com/story/heres-how-long-it-will-take-americans-to-pay-off-their-christmas-debt-2017-12-29 (Market Watch: Here’s How Long It Will Take Americans To Pay Off Their Christmas Debt)

BetterWealth

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Happy Thanksgiving to the BetterWealth Community! We are grateful for you! In today's Better Wealth Thanksgiving Episode, I take a few moments to share my gratitude for the BetterWealth team and those who are behind the scenes helping this company show up powerfully in the lives of those we serve, to our listeners, our families, and our community.  I am overwhelmed by the team that genuinely serves alongside me and those who have partnered with us to help share our vision. I also am extremely grateful to our clients, our listeners, to our supporters, to advisors and anyone else who has pushed our message and mission out, who has given us feedback to help us grow, and to those who have come alongside us in our mission to impact 1 million people by 2025! Thank you and Happy Thanksgiving! For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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Leveraged Impact comes from doing work once, like writing a book, and sending it out into the world to impact thousands of people. In today's Better Wealth Episode, I had the pleasure of interviewing Chandler Bolt, investor, advisor and CEO of Self-Publishing School, an online education company that teaches people how to write & publish a book in as little as 90 days. Chandler shares his unique story of finding clarity and direction through the loss of a friend, and his discovery of life urgency which propels the success of what he does today. Chandler shares with us his mindset of Leveraged Impact which is moving from the one-on-one impact level to the one-to-many philosophy. Chandler helps thousands of people learn the skill of writing books to develop their own leveraged impact. I ask Chandler to dive into his 24 Hour Book Writing Challenge and the steps he suggests that can help easily write a book. The Course Steps Chandler Works through are Step 1.) Mind Map 15min https://self-publishingschool.com/workbook/ ( Check out the Mind Map Template), Step 2.) Turn that Mind Map into an Outline and, Step 3.) Write the Book. I ask Chandler about mistakes he sees with people trying to write books and he shares with us these three biggest mistakes: You can’t edit while you write! You can only write one book at a time! Don’t Co-Author with your first book. Be sure to check out Chandler’s offer to our listeners and be sure to check him out if you plan on writing a book! For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Guest Bio:  Chandler Bolt is an investor, advisor, the CEO of https://self-publishingschool.com/how-to-write-a-book/ (Self-Publishing School) & http://selfpublishing.com/ (SelfPublishing.com), and the author of 6 bestselling books including his most recent book titled “http://self-publishingschool.com/published (Published.)”. Self Publishing School is an INC 5000 company the last 3 years in a row as one of the 5,000 fastest-growing private companies in the US. Chandler is also the host of the https://7figureprinciples.com/ (7 Figure Principles Podcast) and the https://self-publishingschool.com/podcast/ (Self Publishing School Podcast). Through his books, podcasts, YouTube channels, and Self-Publishing School, he’s helped thousands of people write a book that grows their income, impact, and business.  Chandler’s brother Seth Bolt plays in the Grammy-Nominated Band https://www.instagram.com/needtobreathe/ (NEEDTOBREATHE).  Self Publishing School: https://self-publishingschool.com/ (Self-Publishing School) is an online education company that teaches people how to write & publish a book in as little as 90 days. We transform the lives of purpose-driven individuals by helping them write and publish a book. Our mission is to help 100,000 people publish their book by 2029 thus impacting 120M+ people through "Leveraged Impact. (I explain this in my TEDx talk here: https://youtu.be/sHfrvpgDsaw (https://youtu.be/sHfrvpgDsaw)) Self Publishing School is an INC 5000 company the last 2 years in a row as one of the 5,000 fastest-growing private companies in the US (2018: #2,699 and in 2019: #1,483). We were also recognized as one of the fastest growing companies in California and ranked at #172. 

Guest Links:  https://selfpublishingschool.lpages.co/caleb-guilliams-webinar-2020/?cookieUUID=487bf994-f18c-454a-8087-4efe43cdf28f (FREE Webinar with Chandler Bolt) https://selfpublishingschool.clickfunnels.com/order-form (Free Copy of Chandlers Book “Published”) https://self-publishingschool.com/workbook/ (Webinar Workbook *Includes Mind Mapping) https://selfpublishingschool.lpages.co/schedule-a-call-vip/ (Work with Chandler's Team & Schedule a Free 30min Call)...

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Withdrawing from your 401k without the 10% penalty in the IRS Rule of 55.  In today's Better Wealth Breakdown, Dan and I talk about the IRS Rule of 55 which states after you turn 55 and up to 59 years old you can withdraw money from your 401k or 403b if you are laid off, fired, or quit your job without the 10% penalty. Listen as we break down the catches,  restrictions, benefits, options, and possibilities. We are not giving investment advice please be sure to consult your investment advisor or your tax professions. For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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Making opportunities, when it looks like there aren’t any, can bring big success. In today's Better Wealth Episode, I discuss the concept of the FREE PLAY. I share my love for the Greenback Packers and the best quarterback of all time, Aaron Rodgers. What makes Aaron Rodgers so special is his confidence and use of the “Free Play” which is the ability to make an opportunity happen when it seems like there aren’t any. One of the best ways to build wealth is by playing conservatively and taking advantage of opportunities with massive upside and eliminating the downside loss. Are you looking for opportunities and do you have the ability to act? For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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The real root of wealth building is.... Organization!  In today's Better Wealth LIVE, I am joined again by Jen Fontanilla as we focus on the topic of financial organization. But first, she shares her honest reflection about being part of the team and what her experience has been since she joined BetterWealth. I ask Jen to discuss what it means to be financially organized and some of the biggest problems people have in organizing their finances. Jen was key in helping us develop a process we call The X-Ray. Using a Financial Assessment we can serve people by creating a Financial Diagnosis X-Ray. Listen as we walk through the X-Ray process and why it is so beneficial to financial organization. https://go.betterwealth.com/landing-page-whiteboard-pic1600643924764 (Be sure to grab your copy of the Financial Assessment Worksheet and follow along with us!) We would love to get your feedback!

BETTERWEALTH

For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Get Your Copy of Our https://go.betterwealth.com/landing-page-whiteboard-pic1600643924764 (Financial Assessment Worksheet)

BetterWealth

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Mathematically the AND Asset makes every other financial plan more optimal.  In today's Better Wealth Episode of From the Frontlines, I ask Jereme to share with us the unique way he describes life insurance when working with people on the frontline. Jereme attributes life insurance to being like a swiss army knife, a warehouse, a hammer or any tool that when used properly can do multiple different things. Jereme describes how life insurance works as the only tool that can give your money more than one job. Listen as we discuss how Life Insurance can protect you, why it’s a great place to storehouse your capital, how it can grow your money, and mathematically why it can optimize other financial plans. Here at BetterWealth we call Overfunded Whole Life Insurance the AND Asset, because when set-up and used properly it can be the key that unlocks multiple possibilities. When you live intentionally you don’t have to choose between saving your money OR using it, here at BetterWealth we teach you how you can save your money AND use it at the same time.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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The purpose of all wealth building culminates at one point, Retirement Income Creation. In today's Better Wealth Episode, I had the pleasure of interviewing Jason Sanger, President and Creator of Wealth Building Cornerstones, a company dedicated to provide individuals and families simple, easy to understand, processes that maximize the use of their money for wealth building and protection. Jason shares his story from the world of engineering to the world of finance. Listen as he explains how to create a retirement income generation path. Jason also describes the history of what he calls “The Two Economics Powers Approach” and why people are getting a rude awakening once they hit retirement. Jason gives us an incredible in depth look at retirement, why having a metric of measurement allows for you to understand your retirement option, create the most efficient strategies that will work for you. He shares why the methods to create retirement plans can be greatly impacted by the product and its ability to balance both the “accumulation power” and “distribution power” thus impacting the legacy of your retirement. Join me as Jason gives incredible insight on the math, the measurement, the history, and the strategy behind educating, building and developing retirement strategies for a retirement that creates income until the end.   For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Guest Bio:  Jason Sanger is the creator and President of Wealth Building Cornerstones. Wealth Building Cornerstones was developed through working with individuals and families. The objective of the system is to provide individuals and families with a simple, easy to understand, powerful process that maximizes the use of their money for wealth building and protection. Jason earned his degree in Civil Engineering and began his career in that field. As he made the transition to becoming a Financial Advisor, he brought the engineering mindset with him which led him to create Wealth Building Cornerstones. The system provides a "begin with the purpose in mind approach" that brings objectiveness and clarity to financial decisions. Jason enjoys spending time with his family, playing sports, hunting and fishing. Guest Links:  http://wbcornerstones.com (Wealth Building Cornerstones)

BetterWealth

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Controlling capital is more important than “Rate of Return” because when you control capital you can go and get a higher rate of return.  In today's Better Wealth Breakdown, Dan and I talk about how you can make over 3000% using life insurance to buy cows. Today we reflect back to Gregg Heilema, co-founder of BetterWealth, and explain his example of controlling capital, using the AND Asset, to get a higher rate of return by purchasing cows. Listen as we share with you his simple yet beneficial approach to controlling capital and making over 3000%.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Episode #12 https://betterwealth.captivate.fm/episode/goodbye-old-friend-with-gregg-hielema (“GoodBye Old Friend” with Gregg Hielema)

BetterWealth

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Focusing on the news and negativity that comes from the news can kill your productivity and future ability to impact. In today's Better Wealth Episode, I share with you the thoughts I had when the news announced Joe Biden as the next President. In reading 7 Habits of Highly Effective People by Stephen Covey and remembering what my mom told me when I was a kid, I began to think “Focus on what you can control and don’t put your identity in what you can’t control.” We can easily become frustrated and focused on the negativity of the news and become consumed, thereby killing our productivity and the future ability to impact. Listen as I share how I refocused on the goals of BetterWealth, my hopes to potentially inspire future presidents, and how I can show up more positively in my world today. For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://www.franklincovey.com/7-habits-book.html (The 7 Habits Of Highly Effective People) by Stephen Covey

BetterWealth

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An athlete’s guide to discovering new purpose and to live fulfilled.  In today's Better Wealth LIVE, I have the pleasure of sitting down with Darryll Stinson, founder of Second Chance Athletes, a company dedicated to helping athletes grieve sports, and build a life they enjoy more than being an athlete. He’s recently authored the book Who Am I After Sports? We sit down together as Darryll shares his story, his new book and his mission to teach former athletes how to find their highest purpose, live in a mentally healthy way and develop successful habits which allowed them to advance in any chosen career. Join me as we welcome Darryll to our LIVE Episode and be sure to check out his website to get a copy of his new book.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Guest Bio:  Darryll Stinson is a dynamic motivational speaker, author and Founder of Second Chance Athletes. He founded Second Chance Athletes, which helps athletes grieve sports, and build a life they enjoy more than being an athlete. He’s the author of Who Am I After Sports? An Athlete’s Roadmap to Discover New Purpose and Live Fulfilled, which helps athletes, and anyone in a season of transition, detach their identity from their activity, find their highest purpose and build a fulfilling future. Darryll also hosts the When I Said YES! Podcast, and has been featured on Fox, ABC8, NCAA, TEDx and some of the top podcasts in the United States. After going from suicidal to successful, Darryll uses his experience to help others shed their past stories, and create multiple streams of income that align with their highest purpose so that they can impact more lives and build a lasting legacy. When he is not working, Darryll enjoys rapping, reading, entertainment, music, sports and spending time with his wife and three beautiful daughters. #girldad Guest Links:  Get a copy of the book https://secondchanceathletes.com/book-order/ (“Who Am I After Sports” by Darryll Stinson) Learn more about Darryl Stinson at https://secondchanceathletes.com/ (Second Chance Athletes)

BetterWealth

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If you are building wealth you have to protect the sources that are making that possible. In today's Better Wealth Episode of From the Front Lines, Jereme and I talk about Disability Insurance and why it's important when building wealth to protect the sources that are making your wealth possible. Statistics show that you are 10 times more likely to have a chronic illness and/or a disabling injury than you are to have a premature death. When you have a household economy where your cash flow is the lifeline of the economy then what happens when that cash flow is cut off? Listen as Jereme lists the 3 ways people deal with risk. We walk through disability insurance, how it is structured, the tax benefits, and how to apply for the benefits.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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Self imposed economic scarcity is the ability to divorce yourself from the beckoning call of society to consume for happiness.  In today's Better Wealth Episode, I had both the privilege and honor of interviewing Dr. William Danko who is a former emeritus professor of the School of Business and co-author of The Millionaire Nextdoor selling more than 4 million copies. Bill discusses his story of growing up after his father's death, his mom’s strength as a single parent, the care of a quadriplegic brother, and how all that led to a passion for frugality and legacy. Listen as we talk about strategies in his book such as “Paws and the Uaws”, Self Imposed Economic Scarcity, Scarcity vs. Abundance, Budgeting, and Economic Outpatient Care. We also review his new book Richer Than a Millionaire, discussing his construct of the “Subjective Well Being Scale”, Satisfied vs Unsatisfied, Passion, Taxes, Frugality, Avoiding Debt, Being Humble, Being Charitable, Having a Good Marriage, Having Good Health, Stewardship, and why millionaires that are happier are those that give more of their time and money to charity. Dr. Danko’s first book was what inspired me to begin my job at the bank and his second book is just as inspirational. It has been an honor to glean wisdom from this incredible interview with Bill. Be sure to pick up a copy of his new book https://richerthanamillionaire.com/ (Richer Than A Millionaire).  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Guest Bio:  After 31 years on the marketing faculty - nine as chair - Bill Danko achieved emeritus status in 2007 at the https://www.albany.edu/business/ (School of Business), State University of New York at Albany. During his tenure, he studied consumer behavior, and in particular the topic of wealth formation. He is the coauthor of The Millionaire Next Door, a research-based book about wealth in America that has been ranked as a bestseller by The New York Times for more than three years. More recently, he co-authored Richer Than A Millionaire ~ A Pathway To True Prosperity, a book that shows how to build wealth with a greater purpose in mind. His academic publications have appeared in the http://www.ejcr.org/ (Journal of Consumer Research), https://www.journals.elsevier.com/journal-of-business-research/ (Journal of Business Research), http://www.journalofadvertisingresearch.com/ (Journal of Advertising Research), and other leading journals. He has presented his research findings in nearly every State, as well in Australia, Canada, Germany, Poland, Switzerland, and Taiwan. Dr. Danko earned his Ph.D. at http://www.rpi.edu/ (Rensselaer Polytechnic Institute)’s (RPI) http://lallyschool.rpi.edu/ (Lally School of Management) in 1983. He resides in upstate New York with his wife, and is the father of three adult children, and the grandfather of five.

Guest Links:  https://richerthanamillionaire.com/ (RicherThanAMillionaire.com) https://www.albany.edu/news/94372.php (The Frugal Life of a Millionaire )

BetterWealth

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Making decisions as a company should not be built on assuming what people want, but rather ASKING people what they want. In today's Better Wealth Breakdown, Dan and I talk about the 1972 McDonald's Quarter Pounder and how fractions lead to their success and the competitor that lost. Reflecting on this story we discuss why assuming what people want can be a dangerous business decision and why it can have big negative risk. When businesses stop assuming, but just ask what their clients/customers want, they can deliver in a big way. Here at BetterWealth we are continually asking “What do you want?”  How may we serve you better? We would love to hear from you please email info@betterwealth.com and send us your feedback.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Contact us at info@betterwealth.com 

BetterWealth

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Before you get into a strategy like the AND Asset you need to be aware of the CONS of over funding Life Insurance.  In today's Better Wealth Breakdown, I discuss the CONS of over-funding life insurance. When Life Insurance is set-up and used properly it can be an incredible tool. At BetterWealth when we work with people we are completely honest with the CONS that we face with the AND Asset strategy. Listen as I describe 5 CONS to over-funding life insurance: 1.) Health, some people can’t qualify because of health but there are ways around that 2.) Short Term Cash Liquidity 3.) Premium Payments in policies that work need at least 10k a year 4.) Thinking of the Strategy as an Investment 5.) Short Term Protection and Death Benefit.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  Visit our Website to get your very own copy of Caleb’s book https://go.betterwealth.com/book (“The AND Asset”)

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When thinking about education we need to be completely clear on our Why. In today's Better Wealth Episode, I sit down with Dominic Rufran, one of our BetterWealth Coaches, as we discuss the topic in one of his Linkedin videos, Education. https://youtu.be/dZw48zoSKZc (Join us on YouTube to see the video for yourself.) Dominic and I discuss our own college experience but also discuss the shocking statistics in educational debt, future cost potential and financial consequences people face today from past educational choices. We ask our listeners, those advising children towards college or those seeking to attend, “What is your Why? Will college really help you accomplish your Why? And are you ready for the financial consequences?” Listen as we share our love of education, but share how alternative education might be a more cost effective method to investing in your #1 Asset as you focus on your future self, your cost potential, and your financial model.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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There is NO silver bullet that will save you from where you need to be! In today's Better Wealth Episode of From the Front-line: Jereme and I talked about how living in a consumer driven society creates a belief that if buying something will solve problems. Listen as Jereme and I discuss why there is NO silver bullet that will save you from where you need to be. As a wealth coach there are several examples from the front line of situations where responsibility and stewardship is pushed aside for a product that is believed to fix a financial problem. We discuss why many products may be an amazing tool they will not not fix a financial mess that has taken years to create. Fixing problematic or messy financial situations takes time and effort in clarity, efficiency and consistency to become better….there is NO silver bullet.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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For many Americans the 401K helped consumers into savers by putting savings first.  In today's Better Wealth Episode, I had the honor to sit down with the Father of the 401k, Ted Benna. Listen as Ted dives into the history of the 401K, the pros and cons, and how shares his mission to help people who want to save more and do so in a more effective way. Ted shares a rich history of “retirement” plans, under pensions and ERISA, and why the 401k became a more efficient alternative. The history of these financial plans and Ted dives deep into the philosophy, the structure and the development of working with the IRS, the President of the United States in developing this new 401K plan. Listen as Ted talks about the benefits of the 401K over time and how it has converted spenders into savers, by making savings a priority first. Ted also discusses the investment structure and why the fees have become one of the biggest cons of the 401K. Stick with me as I ask Ted about marriage advice.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Guest Bio:  Ted Benna is commonly referred to as the “father of 401(k)” because he created and gained IRS approval of the first 401(k) savings plan. He has received many citations for his accomplishments including 2001 National Jefferson Award recipient for Greatest Public Service by a Private Citizen, 2001 Player of the Year selected by Defined Contribution News, one of eight individuals selected by Money Magazine for its special 20th Anniversary Issue Hall of Fame, selected by Business Insurance as one the four People of the Century, one of ten selected by Mutual Fund Market News for its special 10th Anniversary Issue Legends in Our Own Time, Lifetime Achievement Award by Defined Contribution News 2005 and Icons and Innovators Award - Investment News 2017.  Ted has authored five books including 401(k) for Dummies and his latest – 401k-Forty Years Later.

Guest Links:  https://www.amazon.com/401k-Forty-Years-Ted-Benna/dp/154564327X (“401K 40 Years Later” by Ted Benna )*Amazon http://benna401k.com/401k-history.html (Benna401K.com)

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Education and expertise of wise council is extremely important before you jump into investment ventures like the stock market.  In today's Better Wealth Breakdown, Dan and I discuss how you can avoid an 87% drop in your stock portfolio. Dan shares his own mishap experiences of investing in the stock market. He reflects with us how the lessons of financial loss helped change the trajectory of his future financial situation and mindset. Listen as we talk about clarity, education, and seeking expert advice before jumping into investment ventures.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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The philosophies, questions, and efficiency hacks I used to buy the Tesla.  In today's Better Wealth Episode, I break down the philosophies, questions, and efficiency hacks I used to purchase the Tesla in Part 2 of this two part series. If you haven’t listened to Part 1 that you go back to https://betterwealth.captivate.fm/episode/how-i-bought-my-tesla-using-life-insurance-part-1 (Episode #214) and listen to Part 1 of this series. Be sure to https://youtu.be/pBJoaT-B1Ug (JOIN ME ON YouTube) for this episode as I break down the math and show you how the philosophies discussed last week work using real numbers.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://betterwealth.captivate.fm/episode/how-i-bought-my-tesla-using-life-insurance-part-1 (Episode #214: How I Bought My Tesla Using Life Insurance PART 1)

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The Shiny Object Syndrome may just rob your attention, time and money. Today Dominic Rufran, one of our BetterWealth Coaches, joins me on the Friday LIVE episode. We discuss why chasing shiny objects may cost you more than just your time and money, but it will even move you away from your WHY!  Listen as we discuss why saying NO to shiny objects is part of intentional living. For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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Multi-tasking is a lie that threatens one’s ability to find the ONE thing for 100% intentional living. In today's Better Wealth Episode of From The Frontline, Jereme and I discuss one of the books we have read in our BetterWealth Book club “The One Thing” by Gary Keller and Jay Papasan. We highly recommend this book because it’s practical and can be applied to every area of your life. Listen as we discuss the false belief of multi-tasking, the 100% Rule, and the question for finding the ONE thing. Jereme and I take time to reflect on the question by Gary Keller and then apply that question to family, business, finances and life.   We encourage all listeners to ask yourself this question, “What is the one thing that I can do that such by doing everything else will be easier or unnecessary?”  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Episode Links & Resources:  https://www.the1thing.com/ (“The One Thing” by Gary Keller and Jay Papasan) https://betterwealth.com/bookclub (Join the BetterWealth Book Club)

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Being rich with a lot of money today leads to poor wealth when there is an inability to take your money today and manage it for the future. In today's Better Wealth Episode, I interviewed Jedidiah Collins former NFL player, best-selling author, podcaster, and financial player. Jedidiah shares with us his story of overcoming failure in multiple areas of life and how he grew through that failure. Listen as he discusses “stealing” mindsets, principles and behaviors that took him from veterans that gave him success in what he now calls “Rocky to Veterans.” Listen as he discusses the transition from the NFL to financial. Jedidiah attributes the off season years of financial education he sought after to discover the language and secret of the wealthy, which lead him to become an investor. While playing in the NFL and pursuing financial planning Jedidiah saw how people were lost in the idea of being rich, having money today, and didn't realize how to manage towards tomorrow or the future. Jedidiah grew a passion beyond traditional financial planning which led him to write a book, develop a course, and educate and empower thousands.  Jedidiah shares with us a brief overview of his book and explains his ice cream scoop tax example.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

Guest Bio:  Jedidiah Collins CFP® is a former NFL player, Amazon best-selling author, podcaster, and adjunct professor at Washington State University who after being cut 12 times became the #1 Fullback in the NFL. He took many principles and behaviors away from the game of football but was also faced with the reality of how unprepared he was for the financial opportunity of professional sports. This dilemma drove him to study for his Certification in Financial Planning while he was still playing in the NFL.  Transitioning away from football, Jed knew he would pursue real life experience with his CFP ® and went to work in Wealth Management. Although a great career, Jed quickly discovered helping the wealthy was not his passion. His passion was delivering financial wellness workshops for those at the beginning of their financial journey, not the end.  The Money Vehicle workshops, best-selling book Your Money Vehicle, and virtual course are on a mission to empower young professionals how to U.S.E. money (Understand, Strategize, Efficient).

Guest Links:  Jedidiah’shttps://jedidiahcollins.com/money-vehicle/ ( Your Money Vehicle - Course)  Check our more about Jedidiah at http://jedidiahcollins.com/ (JedidiahCollins.com)

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By not moving towards the mindset of saving for the future you disrespect your future self.  In today's Better Wealth Breakdown, Dan and I talk about why you need to stop disrespecting yourself when it comes to life decisions. Inspired by a conversation Dan overheard in a coffee shop our topic for the episode focuses on the lack of financial intentionality today that will have major effects on your future self.  What decisions today in wealth, health and happiness that you can be making to change your future self for the better? What decisions might you be making today that are disrespecting your future self? For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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The philosophies, questions, and efficiency hacks I used to buy the Tesla.  In today's Better Wealth Episode, I break down the philosophies, questions, and efficiency hacks I used to purchase the Tesla in Part 1 of this two part series. In today’s episode I discuss the two philosophies you should have when purchasing anything. Step 1 -  Are you going to purchase that item? If so should you and do you have the cast?  Step 2 - What is the most efficient way and how will you make the decision of purchasing the item? I also breakdown how to evaluate the most efficient way to buy something like a car and walk through why I didn't use cash or my AND Asset Policy because they were not the most efficient. Be sure to join me next time as I break down the math and show you how these philosophies work using numbers.  For more information on BetterWealth or the content you hear on the Podcast visit us at http://www.betterwealth.com/podcast (www.betterwealth.com/podcast).

BetterWealth

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In today's Better Wealth Episode, Mariah is back with me in the studio after a month of being away. In this episode Mariah shares the sensitive reason why she has been gone and shares her vulnerable story of loss. Listen as we discuss why intentional living has been the reason for strength and peace in times of extreme difficulty.  BetterWealth Links & Resources:  https://betterwealth.captivate.fm/episode/goodbye-old-friend-with-gregg-hielema (Episode #12 Goodbye Old Friend with Gregg Hielema ) https://www.youtube.com/watch?v=vzKuKdpf_d8 (“The Moon Is Always Round” by Jonathan Gibson)

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How does inflation affect life insurance? In today's Better Wealth Episode of From the Front-lines, Jereme and I answer a question posed by one of our clients. Caleb walks us through the question with regards to using whole life insurance and how it relates to inflation and what impact does inflation have on our money as it is protected, grows and used. Where you house your money matters. The reason the AND Asset is so powerful is the control and liquidity you get in that asset class is key. However, listed to what Caleb believes is the greatest inflation protector - Value Creation!

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How to build a fund without working on Wall Street or getting a Harvard Degree. In today's Better Wealth Episode, I had the privilege of interviewing Bidger Pennington, co-founder of Investment Fund Secret, a company with the goal of teaching other fund managers how to start, build, and scale their own fund without having an Ivy League degree or working on Wall Street for 15+ years. In this episode Bridger shares his incredible knowledge of setting up funds successfully, but beyond that, the knowledge of wealth he shares in this interview is like a mini webinar/course style. Listen as he shares his story of being raised in an entrepreneurial home and why his dad’s tough love has helped Bridger discover a better understanding of funds and success in business. Bridger shares his 4 Step Fund Launch Formula 1.) Find an Incredible Deal 2.) Frame the Deal Out 3.) Go Pitch Investors/Get A Soft Degree 4.) Go Get Legal Docs and Launch your Fund. Listen as he defines and highlights the different Rolls of the fund - 1.) Expert Investor 2.) Fund Manager 3.) Money Raiser.  Bridger dives deep into the ways of building a fund, breaks down information he teaches in his training courses and shares his expertise. Not only is this episode rich in content, I partnered with Bridger to offer case studios and additional value in his free webinar located at this web link http://www.betterwealth.com/bridger (www.betterwealth.com/bridger) ! BetterWealth Links & Resources:  http://www.betterwealth.com/bridger (www.betterwealth.com/bridger) 

Guest Bio:  In 2013 when Bridger was going into his freshman year at Birgham Young University, he knew that he wanted to be an investor. Of course, in order to invest money, Bridger realized that he needed to have money in the first place... To solve this dilemma, Bridger started his journey of starting business after business after business, with some making some money, and others failing miserably. After business try number 7, Bridger sat down with a mentor who introduced him to the 'secret of the rich;' starting a fund. In 2016. Bridger launched his first Bridge Loan fund where he raised a total of $46,000, and got his investors a 64% return. Since then, Bridger launched a second fund and is currently working on a third, and has a number of employees working under him. Between the two funds he has launched, over 150 deals have been done and millions of dollars in capital has been deployed. In December of 2019, Bridger launched Investment Fund Secrets along with his business partner Mason Vranes with the goal of teaching other fund managers how to start, build, and scale their own fund without having an Ivy League degree or working on Wall Street for 15+ years. Over the last 6 months, 250 fund managers have joined the Investment Fund Secrets movement, and millions of dollars have been raised by his students.  Today, Bridger has cultivated a following of 16,000+ fund managers and entrepreneurs on social media.

Guest Links:  http://www.betterwealth.com/bridger (www.betterwealth.com/bridger) 

BetterWealth

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There are billions of dollars wasted each year on inefficient meetings! In today's Better Wealth Breakdown, Dan and I discuss a concept from Cameron Herold’s book “Meetings Suck”. Throughout the world, businesses have meetings that are extremely inefficient wasting money and time. Listen as we look back at our failures and struggles in trying to build meetings that are more efficient, and how we have improved our meetings over time. We challenge listeners to ask; How quickly can this meeting get done? What is the agenda? How much is this meeting costing me/or my company? And… What can you do to help make meetings in your life suck less? BetterWealth Links & Resources:  https://www.cameronherold.com/bulkmeetings (“Meetings Suck” by Cameron Herold)

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Most people who say they have a zero percent loan were really only given half truths! In today's Better Wealth Episode, I discuss why the zero percent loan is a lie in most cases. If you reverse engineer your actual payment and what you are paying versus the cheaper price you are getting you will actually pay a lot more than zero percent. We have to be an educated buyer so joining me on https://www.youtube.com/watch?v=1UWx-i9dtrw&feature=youtu.be (YouTube) as I walk through the numbers of buying a car on a “zero percent” loan and show you why the concept of the loan can be deceptive.

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We are starting our own Vlog! On today's episode of the Better Wealth LIVE we welcome Joseph Smith to the BetterWealth team. Listen as Joseph shares his story, his passion for video production, and how he got connected with BetterWealth. Listen as we share the goals behind the Vlog he is working on. We can't wait to share with you his abilities and story telling talents on video. Stay tuned for updates for when we launch our very own BetterWealth Vlog!

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The tool that literally pays you to take money over the course of time.  In today's Better Wealth Episode of From the Front-lines, Jereme and I talk about the power of the residential mortgage. I dive deeper into my idea of “Cost of Capital” or “Control Cost” and how opportunity cost (good or bad) relates. Listen as Jereme walks through a front-line case study of how a Residential Mortgage helped a client live more intentionally. Jereme breaks down why Residential Mortgages are one of the most efficient debt vehicle tools and how it works where you are literally paid to take money over the course of time when done correctly. Jereme challenges listeners: If you have a home with potential equity and a financial model with some line items with inefficiencies, use your debt scorecard, look at what the cost of capital would be in order to control a greater amount of money, and then ask yourself how does this farther my financial model towards where I want to go? BetterWealth Links & Resources:  https://betterwealth.captivate.fm/episode/the-bad-debt-framework (Episode #202: The Bad Debt Framework)

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📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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The value of a business is a function of how well the financial capital and the intellectual capital are managed by the human capital.   In today's Better Wealth Episode, I had the pleasure to sit down with David Bookbinder, is a Senior Director of Evaluation Services, known as a collaborative adviser, he is a corporate finance executive focusing on business and intellectual property valuation. Listen as David shares his story of being a single dad working for multiple companies to learn the importance of what he calls a companies’ greatest asset called human capital. He is the author of a book that turned into a dramatic play. David describes how he does valuations and metric valuations on how he helps guide people to identify their assets and value. His book NEW ROI “Return on Individuals”, was developed out of the concept that people really are an organization's greatest asset. Listen as David dives deeper into the philosophy of his book and then shares with us his quote about the correlation between business capital, intellectual capital and human capital that has been taken around the world and translated into different languages. David shares with us his experience in working with different corporations as organizational change towards the NEW ROI (employee engagement). We discuss multiple principles of building human value and listen as David says his wisdom on one of the biggest areas corporations can begin empathy and trust.  Guest Bio:  Dave is a corporate finance executive with a focus on business and intellectual property valuation. Known as a collaborative adviser, Dave has served thousands of client companies of all sizes and industries. Dave is the author of a #1 best-selling book about the impact of human capital (PEOPLE!) on the valuation of a business enterprise called The NEW ROI: Return On Individuals. Dave is also the host of Behind The Numbers, the show that digs deeper to understand what matters most in business. Dave writes about finance, leadership and the value of people as a contributor at TLNT.com, CFO University, Thrive Global and the Enterprise Engagement Alliance. He is also a former contributor to the business section of the HuffPost.

Guest Links: https://newroi.com/ (“New ROI” by David Bookbinder)  https://rvntv.tv/actor/dave-bookbinder/ (Behind the Numbers - TV Show Host David Bookbinder)

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Biohacking tricks for better health, wealth and happiness might not be as efficient if you don’t focus on the basics first.   In today's Better Wealth Breakdown, Dan and I break down the concept of biohacking and why so many people use them to build a better mindset in health, wealth or finances. As biohacking becomes more popular we reflect back on some of the biohacks we have talked about in past episodes such as cold showers, blue-light glasses, sun tanning, eating healthy, etc… But today we challenge listeners. It doesn’t matter how many biohacks you have in your life, if you don’t do the basics then biohacking won’t help. Dan and I discuss why clarity allows you to truly understand the basics you need to build upon first before biohacking in any area will help with successful improvements. 

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📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Twelve Important Lessons I have learned from Robert Kiyosaki. In today's Better Wealth Episode, I pay tribute to Robert Kiyosaki, author of “Rich Dad Poor Dad’ which has impacted millions of people. Many philosophies he writes about have been key to the foundation of BetterWealth. Listen as I share with you 12 key lessons from Robert Kiyosaki and his ideas that have greatly impacted my mindset and life; 1.) Rat Race, 2.) Don’t Work for Money, 3.) Money is a Tool, 4.) Assets, 5.) Assets vs Liabilities, 6.) Financial Independence, 7.) Understanding the Tax Code, 8.) The Importance of Cash Flow, 9.) Financial Freedom,10.) The Piperline Story, 11.) The B & S Quadrant, and finally 12.) Savers are Losers.  BetterWealth Links & Resources:  https://www.richdad.com/ (Robert Kiyosaki “Rich Dad Poor Dad”)

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The Raptor Aircraft has taken flight and I am going to buy it! In today's Better Wealth Episode, I talk about how I would pay for the Raptor Aircraft. The Raptor Aircraft is planned on being sold for 130k. I talk about the three different approaches I could use to purchase this new Aircraft; pay cash, use my AND Asset, or use a combination of my AND Asset and a Lender. Join me on YouTube as I demonstrate each one of my approaches to see which option would be the most efficient way for me to purchase the Raptor Aircraft.  BetterWealth Links & Resources:  http://raptor-aircraft.com/ (The Raptor Aircraft) https://betterwealth.com/assessment (BetterWealth Saving Assessment Calculator)

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📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Using a Debt Framework can develop conversation around consumer debt so one can begin living more intentionally and become more efficient with money now and in the future. In today's Better Wealth Episode of From the Frontlines, Jereme and I give an overview of the conversations we have with people around the idea of debt. When people come to us the most troubling debts we see are student loans and credit cards. Good debt is a tool to put money back into your pocket. Bad debt is the opposite, taking money away from you now and in the future. Listen as we challenge listeners with the question “Are you controlling or consuming?” When debt is high you give up control by having to consume cash flow, so what would happen if the situation changed and now there is the ability to control cash flow? Toxic debt is the inability to move forward, even if you have clarity because control of your cash flow is gone. Listen as we talk about the framework of analyzing debt and why focusing on the idea of cash flow can help develop a better stewardship mentality when it comes to your money. 

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Obstacles aren’t always something in your way, they may actually be THE Way to success.  In today's Better Wealth Episode, I had the privilege of interviewing Sam Bakhtair, a doctor, CEO, author, World-Class Bodybuilder, and multi-millionaire entrepreneur. Sam shares his story of being an immigrant who viewed obstacles not as an excuse not to continue, but as pieces of his journey in THE Way toward success. He learned how to make his passions his paycheck and helped millions to have a better life in health and wealth. He discusses his morning routine that encourages him to have a successful productive day and talks about health hacks in cold/hot therapy and sleep. Listen as he describes his journey of developing a good relationship with money, great business boundaries, the E.V.E. Ratio, value versus wealth building and more. I also ask Sam to comment on our four pillars. Listen as he discusses the best ways he feels you can invest in the #1 Asset “You” and then shares how better wealth for him is a balance of mind and body with the idea that better wealth leads to freedom. 

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Guest Bio:  Sam Bakhtiar is a doctor, CEO, author, world-class bodybuilder, and multi-millionaire entrepreneur. He runs a fitness franchising business, The Camp Transformation Center, with 110 locations and two different supplement and nutrition companies. With a Bachelor’s degree from Pennsylvania State University in sports science and life science and a doctorate from Los Angeles College of Chiropractic, Dr. Bakhtiar has helped over one hundred thousand people transform physically and mentally. He specializes in helping people get to the top 1% in any and every aspect of their life. Dr Bakhtiar applies his business acumen and coaching to The 1% Club, helping others to become a 1%er by rising above. He is also the author of the popular books The Total Body Transformation Secrets and Becoming a One Percenter.Dr. Bakhtiar’s passion for transformations began by transforming his own physique from a scrawny, awkward kid to a Champion bodybuilder with 23 major bodybuilding titles including Mr. Orange County, Mr. Pittsburgh, Mr. California, Emerald Cup, Tournament of Champions, as well as placing runner up in Mr. USA. He has over 18 years experience in coaching professional, collegiate, and recreational athletes from all sports. Today, he is a proud husband and father of two beautiful girls and a devoted family and businessman because “Success without fulfillment is the ultimate failure.” Guest Links:   Contact Sam’s Community Line 909-200-4015

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In today's Better Wealth Episode, we are celebrating our 200th episode. I take a few moments to reflect back on the commitment and the work that goes into daily creating content and episodes. I am grateful to my team and the players behind the scenes that make this work and have helped our podcast grow. We had some big milestones during this time such as surpassing 100k downloads for the podcast alone, we obtained BetterWealth.com, we have grown our team, we have become super clear on our mission and the best way to pursue serving people through our X-Ray Calls, Guided Assessments and Unlimited memberships. We desire to be the team that gives hope in the midst of financial reality and I am grateful to the team and the hard work of everything we have built so far and are yet to achieve. In this episode I also share with you goals and future plans for our company and the podcast. Listen as I also reflect back on the last 100 episodes we have done and some of the most impactful episodes we have shared over the last few months. Top 10 Highlighted Episodes  https://betterwealth.captivate.fm/episode/is-the-and-asset-right-for-me-right-now-with-jereme-roodhouse (Episode 108: Is the AND Asset Right For You Right Now?) https://betterwealth.captivate.fm/episode/the-and-asset-highlights (Episode 110: The AND Asset Highlights) https://betterwealth.captivate.fm/episode/return-vs-results (Episode 115: Return vs Result) Best viewed on YouTubehttps://www.youtube.com/watch?v=pUFbNKZx0uE ( Link Here) https://betterwealth.captivate.fm/episode/the-pirates-of-manhattan-with-barry-dyke (Episode 132: “The Pirates of Manhattan” with Barry Dykes) https://betterwealth.captivate.fm/episode/education-habitudes-with-dr-tim-elmore (Episode 147: Education and Habitudes with Dr. Tim Elmore) https://betterwealth.captivate.fm/episode/why-you-shouldnt-pay-off-your-house (Episode 161: Why You Shouldn’t Pay Off Your House) https://betterwealth.captivate.fm/episode/why-inflation-can-kill-your-retirement (Episode 168: Why Inflation Can Kill Your Retirement) Best viewed on YouTubehttps://www.youtube.com/watch?v=ofKI0hJXjJc ( Link Here) https://betterwealth.captivate.fm/episode/terrifying-american-money-stats (Episode 170: Terrifying American Money Stats) https://betterwealth.captivate.fm/episode/buy-term-and-invest-the-difference-exposed (Episode 180: Buy Term and Invest the Difference) *Best viewed on YouTubehttps://www.youtube.com/watch?v=NWYNon-_Xh8&feature=youtu.be ( Link Here) https://betterwealth.captivate.fm/episode/avoiding-retirement-risk-with-distribution-expert-wade-pfau (Episode 192: Avoiding Retirement Risks with Distribution Expert Wade Pfau)

Other Podcasts Mentioned: https://betterwealth.captivate.fm/episode/youre-broke-because-of-your-ego (Episode 171: You’re Broke Because of Your Ego) https://betterwealth.captivate.fm/episode/how-to-accelerate-all-areas-of-your-life-with-sean-callagy (Episode 182: How to Accelerate All Areas of Your Life with Sean Callagy)

Meeting New Team Members In Past Episodes: https://betterwealth.captivate.fm/episode/welcome-dominic-to-the-betterwealth-team (Episode 144: Welcome Dominic to the BetterWealth Team) https://betterwealth.captivate.fm/episode/using-video-to-to-build-your-brand-and-whole-life-insurance-to-build-your-business-wjason-rink (Episode 149: Using Video to Build Your Brand and Whole Life Insurance to Build Your Business with Jason Rink) https://betterwealth.captivate.fm/episode/welcome-jen-fontanilla-to-the-betterwealth-team (Episode 179: Welcome Jen Fontanilla to the BetterWealth Team)

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In today's Better Wealth Breakdown, Dan and Caleb talk about the difference between Producing vs. Reducing, and how to shift your mindset toward abundance from scarcity in your life and business. For example, many business owners spend too much time thinking about how to reduce their tax liability, but not enough time thinking about how to maximize their production. Reduction had a minimal impact which is limited, while production can have an unlimited impact. Dan also talks about how it's possible for a business to turn expenses into assets, which can have an outsized impact on your business growth.

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In today's BetterWealth Podcast, Caleb reflects on the importance of gratitude and abundance as an everyday mindset. Whether things are going well, or when you’ve had a crazy busy or complete disaster of a week, a gratitude and abundance mindset can be difficult to maintain. Caleb shares some thoughts about taking time to pause and reflect to avoid being overcome with the challenges in our lives.

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In today's BetterWealth Podcast, Caleb and Jereme discuss what it looks like to take extreme ownership of your money.  Taking responsibility and being accountable is critical if we want to create the life we want. But there’s a problem. Accountability and responsibility can be painful. In this episode, Jereme and Caleb talk about what it means to take extreme ownership of your money, and how to identify the heart of the matter in our financial struggles.

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Personal finance isn’t something most people learn in school. Unless you happen to be one of Dan Sheeks’ students! In today's BetterWealth Podcast, Caleb talks with Dan Sheeks.  Dan is a contributing blog writer for Bigger Pockets and has written several articles for the Bigger Pockets blog regarding a variety of subjects for young investors. In late 2019 Dan launched the SheeksFreaks community with a simple blog website and an Instagram page. The mission was simple: to provide young people with free money advice so they could live their best lives. The SheeksFreaks movement is dedicated to helping young people learn money management skills to achieve early financial independence. The focus is on helping youth use specific methods of saving, earning extra income, and investing. Four passions motivate Dan in these endeavors. They are: working with young people, advocating for personal finance education, the early financial independence movement, and real estate investing.

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In today's Better Wealth Breakdown, Dan and I discuss why toilet paper can teach you a thing or two about emergency funds. Several months ago when COVID hit, the grocery store shelves were immediately emptied of bathroom tissue by a panicked American public. In a time of crisis, the toilet paper was the first thing people hoarded. Some people were caught off guard, having only a few days supply of TP in their home. Others simply went into their emergency stash of Cottonelle and didn’t break a sweat. Their minds were at ease and their bottoms stayed clean. So, what does this have to do with having an emergency stash of cash? Dan and Caleb break it down in this short episode.

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What is your Return on Result? In today's Better Wealth Episode, I talk about the most important framework in your personal and professional life. It really serves as the foundation to start thinking about money in a powerful way. Whether you have millions of dollars or are drowning in debt, this is the best framework for you. Get your Financial X-Ray here: https://bttr.ly/xray (https://bttr.ly/xray)

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Where you put your money shows where your values are. In today's Better Wealth Episode,  I am joined by another of our BetterWealth Coaches, Dominic Rufran.  Dominic is an avid LinkedIn poster creating funny yet inspiring videos that usually go viral in the LinkedIn community. Listen with me as we watch this new video “Where Should I Invest My Money.”  Listen as we dive deeper into the ideas and concepts of value creation, consumption vs savings, money as a tool, intentional living and where you should put your money. 

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Most retirement planning is focused entirely on the accumulation phase, but it is the distribution phase where many retirees face even greater risk.  In today's Better Wealth Episode, I had the honor and pleasure to interview Wade Pfau, expert in retirement and income distribution strategies. Out of all my interviews this one was one of the deepest and most informational as it comes to topics in retirement strategies. Wade is extremely well researched and in our conversation we discussed problems facing retirement, sequence risk loss, safe withdraw risk, annuities, life insurance, reverse mortgages, pension optimization strategies, buffer strategies, and different retirement options for people. Being in the industry you may have read journals/articles or books written by Wade. Listen as he shares his incredible story, experiences and wisdom. Guest Bio & Links:    Wade D. Pfau, Ph.D., CFA, RICP, is the program director of the Retirement Income Certified Professional designation and a Professor of Retirement Income at The American College of Financial Services in King of Prussia, PA. As well, he is a Principal and Director for McLean Asset Management. He holds a doctorate in economics from Princeton University and has published more than sixty peer-reviewed research articles in a wide variety of academic and practitioner journals. He hosts the http://www.retirementresearcher.com/ (Retirement Researcher) website, and is a contributor to Forbes, Advisor Perspectives, Journal of Financial Planning, and an Expert Panelist for the Wall Street Journal.  He is the author of the books, https://amzn.to/311MIav (Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement), http://amzn.to/2xLgXGC (How Much Can I Spend in Retirement? A Guide to Investment-Based Retirement Income Strategies), and http://amzn.to/2GgCt7v (Reverse Mortgages: How to Use Reverse Mortgages to Secure Your Retirement).

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📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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There are little things you can do in your life that might just change the world. In today's Better Wealth Breakdown, Dan and I discuss the book “Make Your Bed” by Admiral William McRaven and the principles behind consistency. Listen as we share the little things we each are doing every day, that might seem small, but give us big wins first thing in the morning. BetterWealth Links & Resources:  https://www.youtube.com/watch?v=GmFwRkl-TTc (“Make Your Bed” by US Navy Admiral William H McRaven) *YouTube Speech

BetterWealth

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If you don’t actually know what you want to accomplish, then it’s like running around not knowing where the finish line is. In today's Better Wealth Episode, I share with you a recent experience I had training with a friend for a half marathon and the difficulty of that journey. Listen as I share why knowing where my house was gave me the clarity to push through the pain to the finish line and why that relates to finances and intentional living. 

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Welcome back to another episode of Better Wealth LIVE. Mariah and I look at the current US Debt clock and answer several questions about paying off high interest debt, student loan debt, and identifying good debt and bad debt. We also discuss an upcoming podcast with Wade Pfau author of "Safety-First Retirement Planning" and we discuss an upcoming event I am doing with my friend Kim Butler (be sure to look for my interview with her on YouTube) and be sure to check out one of my first episodes of the Better Wealth Podcast where I interview my friend Kim. And we also give a sneak peak into my pursuit and plan for getting Robert Kiyosaki on the show.  BetterWealth Links & Resources:  https://betterwealth.captivate.fm/episode/the-7-principles-of-prosperity-kim-butler (Episode #3: The 7 Principles of Prosperity with Kim Butler)

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Being the MVP of a sport, like Tom Brady, isn’t any different than being the MVP of your life and your finances. In today's Better Wealth Episode,  I am joined by another of our BetterWealth Coaches, Dominic Rufran.  Dominic is an avid LinkedIn poster creating funny yet inspiring videos that usually go viral in the LinkedIn community. Listen with me as we watch his Video "Be the Tom Brady of Your Finances." Join us as we dive deeper into the R.O.R, investing in yourself, and what it means to live intentionally.

BetterWealth

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The world of transactional relational it is in itself transaction by design, but BetterWealth seeks to develop and continue to grow in a transformational model of wealth. In today's Better Wealth Episode, In today’s show I am honored to have been joined by two of our clients Bill and Kelly Bohnhoff. Listen as they share their story of discovering BetterWealth, becoming believers in the mission and then clients who turned into raving fans, and now, are dear friends. Join me as the Bohnhoff’s give insight to the beginning inner workings of our mission to build transformational relationships with a transformational business model and how they seek to encourage and partner with us in this journey of impacting a million people by 2025. BetterWealth Links & Resources:  If you would like to reach out to Bill & Kelly be sure to email our info@betterwealth.com and we will be more than happy to make the introduction.

BetterWealth

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The traditional way of thinking says your greatest asset is your biggest purchase, but what if your greatest asset wasn’t something you purchased? In today's Better Wealth Breakdown, Dan and I discuss a home inspection company slogan seen on the company vehicle. While an asset is defined as anything that puts money back in your pocket, yet the traditional way of thinking says that your biggest purchase is your biggest asset.  We would argue that your greatest asset isn’t something you purchased, but rather your greatest asset is YOU! Listen as we define an asset, discuss why Robert Kiyosaki doesn’t think your house is an asset, what asset activities are, and why you are your number one asset. 

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When life insurance is set-up and used properly is the KEY to unlock everything in the future.  In today's Better Wealth Episode, I explain why it is important not to see life insurance as an end game, but rather as a key that unlocks so many other things in your life. Listen as I reflect back on an episode I did with Rich Keller and how we were able to find Better Wealth’s One Word for Life Insurance - KEY.  Today in this episode I spend time breaking down for you 6 incredible ways Life Insurances when set-up and used properly are the KEYS to UNLOCKING 6 incredible areas in your life today and in the future.  BetterWealth Links & Resources:  https://betterwealth.captivate.fm/episode/better-wealths-one-word-with-rich-keller (Episode #97: Better Wealth’s One Word with Rich Keller)

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Today Mariah is back in the studio with me as we discuss our recent webinar Taxbot launch and the X-Ray call we offer here at BetterWealth and dive deep into why a financial X-Ray call and why they are beneficial to each person. We also answer some questions from listeners about how life insurance loans work and questions from some listeners on why we should save. BetterWealth Links & Resources:  https://youtu.be/NWYNon-_Xh8 (Episode #180: Buy Term and Invest the Difference, Exposed) https://betterwealth.captivate.fm/episode/your-financial-junk-drawer (Episode #181: Your Financial Junk Drawer) https://betterwealth.captivate.fm/episode/how-to-accelerate-all-areas-of-your-life-with-sean-callagy (Episode #182: How To Accelerate All Areas Of Your Life With Sean Callagy) https://youtu.be/mRleI7unumw (Episode #183: Your A Sucker For Doing This With Your Money)

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Stop being a sucker to the banking institution! In today's Better Wealth Episode,  I am joined by another of our BetterWealth Coaches, Dominic Rufran.  Dominic is an avid LinkedIn poster creating funny yet inspiring videos that usually go viral in the LinkedIn community. Listen as we watch the video "Sucker" and then dive deeper into the ideas and concepts of his videos. In this episode we discuss why most institutions, like banks, are becoming massively wealthy and most people don’t understand why. Instead of creating the mindset that banks are just corrupt, take a look at the 5 Principles Banks use to make and use money. Ask yourself “What if I took those same principles banks use to create and maintain wealth and begin to apply it to my life?”

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How do you make more money in less time for more financial abundance and massively scale with more efficiency to create magic in your life? In today's Better Wealth Episode, I had the pleasure to interview Sean Callagy, whose mission is helping people create acceleration in their business and their life by co-creating exponential abundance in people’s money, time, and magic. Sean shares with me his inspirational story from being a D1 collegiate athlete, who was drafted for professional baseball, but became legally blind taking away his ability to live out his athletic dream. Listen as Sean’s extraordinary humility and belief of gratitude helped him create incredible success when it seemed impossible. Sean shares with me his Process Mastery Components - 1.) Modeling 2.) Time blocking 3.) Maximization through measuring and modeling 4.) Innovation breaking down into vertical innovation and horizontal innovations. Listen as we dive into his wisdom of leadership, personal development, communication, emotional rapport, heroicness, taking action, and seeing things you have never seen before.  Guest Bio:  Sean Callagy is an entrepreneur, national speaker, philanthropist, one of America’s top trial attorneys, online personality, and creator of various peak performance technologies.  Oh, and he’s a legally blind warrior and adventurer. For 23 years, aided by his unique insights, love for people, ability to “see” and create transformational breakthroughs, Sean has achieved and co-created an incredibly diverse variety of unique successes. Sean has been favorably compared to some of the top speakers and influencers in the world. As a byproduct of his technologies, Mr. Callagy is one of only two attorneys out of 1,220,000 attorneys in America to achieve 2 Top 100 National Jury Verdicts between 2014 and 2016, and, the only one who was legally blind. He has also collected more than 1/3 of a billion dollars on behalf of his healthcare clients, built and sold a 40 person law firm in a little over a year in his twenties when he was only two years out of law school (all which is very rare in the legal world), created the most rapidly successful training, coaching and development program from his coaching school out of anyone who had ever attended the coaching school and certification program at that time, publicly spoke more than 1,000 times to audiences that are consistently shocked to “see what they didn’t see” in their lives, careers, and businesses.  Mr. Callagy is the Founder and President of Callagy Law, a more than 100+ team with offices in 5 states, Founder of his own charitable foundation, the Callagy Christian Foundation, which he funded up front with a personal donation of over 7 figures, Founder of the investment company Callagy Enterprises, and Callagy Training and Development, which empowers and co-creates results that fulfill dreams through his unparalleled human breakthrough technologies.  Mr. Callagy is the creator of the Callagy Results Formula, also known as the Unblinded Formula, and hundreds of hours of content on integrity based human influence, which empowers and co-creates results that fulfill dreams through his unparalleled human breakthrough technologies in sales, business and life in going from "Hello" to "Yes" and what to do with that access for success. He is the Founder and Chief Visionary Officer of Unblinded Sales Mastery. The first 1,600 person Unblinded event was filled in under 3 months and went from a startup in 3 months to $250k+ in sales per month, including Jack Canfield being a paid member of the program and promotional partner. (Jack Canfield is co-author of the Chicken Soup for the Soul series, which has more than 250 titles and 500 million copies in print in over 40 languages) Additionally, Mr. Callagy is the world’s greatest 3 minutes online in his 20/20 Vision video series which went from under 5,000 views to over 250,000 views for his specific focus groups. Mr....

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Everyone has a personal junk drawer unorganized and piled with everyday random junk, but what most people fail to realize is they have a financial junk draw too, just as messy and unorganized as the real junk drawer in their home. In today's Better Wealth Breakdown, Dan and I discuss the concept of a financial junk drawer and how many people have money being thrown around or placed in multiple places with the intent of  “getting ahead” but with zero accountability and direction. In the world of finances everyone wants to go further, faster, higher...but what would happen if we “pulled back” to expose the financial junk draw? What would happen if we really looked inside so TRUE cash flow, accountability, and clarity can be discovered? BetterWealth Links & Resources:  https://betterwealth.captivate.fm/episode/education-habitudes-with-dr-tim-elmore (Episode #147: Education and Habitudes with Dr. Tim Elmore) 

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Whole Life is an amazing tool, but there are skeptics that think it’s a scam. Join me as I expose the false claims and show you what a Whole Life Policy really looks like when used and set-up properly. In today's Better Wealth Episode, I share with you the real math behind whole life and expose the false notion that whole life insurance is a scam.  Listen as I breakdown different misconceptions of Whole Life Insurance Policies and why I believe it is an extremely helpful tool. Join me on YouTube to see the visual examples and the real math behind the AND Asset. 

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Welcome Jen Fontanilla To The BetterWealth Team!!! In today's Better Wealth Episode, I am introducing one of the newest members to the BetterWealth Team, Jen Fontanilla.  Listen as I share why she inspired me by her passion and background, and how we are partnering together in the big mission to impact a million people by 2025. Jen shares her story and her path towards money management, authorship, financial coaching, and serving other people. Join me in welcoming Jen to the team! BetterWealth Links & Resources:  https://www.jenfontanilla.com/ (Do Before I Do by Jen Fontanilla )

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Taking responsibility exposes the root issues behind money problems that will never be solved by the next new product. In today's Better Wealth Episode of From the Front Lines, Jereme and I get extremely real as we discuss why it is more important to truly understand the root problem happening in the heart that causes a consumer mentality that drives people to purchase the next new product believing it will fix their financial and emotional problems. Real responsibility and ownership in financial decisions exposes the root issues of how we use the tools we currently have or want. Listen as we express the need to follow the money not the product. Tools (products) can be incredibly helpful or they can be incredibly hurtful.  Listen as we describe where we see hope and how we here at BetterWealth seek to help answer questions, address concerns, and show you what it looks like to follow the money and not the product.

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The average person is in the same financial condition as they are physically, unfit, untrained, and unhealthy. In today's Better Wealth Episode, I had the pleasure of interviewing Jerry Fetta founder of Wealth DynamX. Listen as Jerry shares his story of starting as a physical trainer who became homeless, moving into traditional financial industries, developing and partnering his first company in Dave Ramsey’s philosophy and financial product, and then completely abandoning his company for what he said was a better way. We break down a little more about Jerry’s journey and discovery of Whole Life and how his mind completely changed from anti whole life to a strong believer. We dive into debt, mortgages, savings, and financial education. Guest Bio:  Jerry Fetta is owner and founder of Wealth DynamX. He and his team help thousands  of families across the country simplify their money so they can stop losing out on dollars to debt, taxes, and financial institutions and instead keep and use those dollars to build wealth now. Jerry is passionate about helping families become financially educated and wealthy so they can navigate their economic futures with certainty and help build more prosperous communities around them.    At the age of 28 Jerry has built a multi-million company, achieved a personal net worth of greater than $1million and operates several companies. Jerry has been married to his wife Lexy for 8 years. They have 2 dogs, a cat, and love helping others invest in personal development and traveling.  Guest Links:  http://www.jerryfetta.com/ (www.JerryFetta.com) (free book)  http://www.sacredaccount.com/ (www.SacredAccount.com) (sacred account)  http://www.wealthdynamx.com/ (www.WealthDynamX.com) (main site) 

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Cutting out your daily latte might reduce your expenses, but what if that latte gives you the experience to meet a new business partner, or give you two hours of productivity. What is the real ROR of that one latte? In today's Better Wealth Breakdown, Dan and I talk about the Latte Effect which is the idea that if you drop out your daily latte and calculate how much money you are spending over time on something as silly as coffee. But today we challenge the theory by discussing why it's more important to get really clear on the return on result before you pick up the next money strategy because it’s a headline or magazine topic. Dan and I share a personal experience of why a morning latte made us more productive and introduced to us valuable relationships. Listen as we challenge both sides of the coin on the Latte Effect and how it can be both harmful and helpful. 

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Day in and day out we are focused on transaction completing tasks, checking off to-dos but when it comes to something like your money it’s more than just transactional it’s transformational. In today's Better Wealth Episode, I compare the difference between transactional and transformational. A great book that influenced my view of transformational mindset, and one I highly recommend, was Give And Take by Adam Grant. Transactions are a way of life and they are not wrong, but when someone stops at “transaction” only you can get in trouble and miss out on something more impactful. Be sure to think transformational in everything you do! BetterWealth Links & Resources:  https://www.adamgrant.net/give-and-take (Give and Take by Adam Grant)

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In this episode of Better Wealth live, Caleb sits down with Aaron Diemer, the Head of Marketing at Better Wealth, to unveil the newest addition to their content treasure chest: The And Asset Handbook. The And Asset Handbook was designed to be the ultimate guide to over funded whole life insurance, and will give you the science of how it works, as well as the 5 key benefits that make The And Asset the most powerful savings vehicle on earth.  Click here to download your FREE copy of The And Asset Handbook today: www.betterwealth.com/handbook

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If you are not living intentionally you are not wealthy. In today's Episode of From the Front Line Jereme discusses how his daily interaction with people has allowed him to directly see the process of thinking and living intentionally. Listen as he shares the impact of intentional thinking and living has on families and individuals in this journey of better wealth.  Here at BetterWealth we redefine wealth as the sum of your times, talents, and treasure and your health. Today Jereme shares three real stories of those in the BetterWealth community that have been impacted and inspired to take responsibility and action in living a more intentional life today and in the future.  Episode Referenced: https://betterwealth.captivate.fm/episode/cold-showers-will-change-your-life (Episode #131 Cold Showers Will Change Your Life) Book Referenced: https://www.the1thing.com/ (“The 1 Thing” by Gary Keller)

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Three important money tips for beginners deals with your ego, your relationships and your life choices!  In today's Better Wealth Breakdown Episode, Dan shares with us three money tips for beginners 1.) Accept that living below your means, suppressing your ego to below your income, 2.) Don’t commit to a relationship with someone that doesn’t see eye-to-eye on spending, and finally 3.) Avoid trouble to begin with. Listen as we give examples and personal stories from each one of these tips.  Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 (clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 (Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg (Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

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Last month I did a presentation on the financial craziness that’s going on in our country and today I summarize all the research I did about how things are getting more expensive, increasing taxes, and why most American’s financial plans are NOT WORKING! In today's Better Wealth Episode, I share my thesis on why some of America’s crazy stats on money and what they mean and why they are so scary.  I talk about 4 things that create a perfect storm that will leave most American’s devastated in upcoming years: 1.) Expensive through inflation and people aren’t saving money, 2.) Taxes will increase, 3.) Currently American’s have financial plans that are NOT WORKING, and finally 4.) Majority of American’s are uninsured.  Listen as I dive into each statistic giving me reason to believe people need to change their way of financial thinking and begin to prepare for a very different financial future.  Resources:  The best ways BetterWealth can serve you:  Take our Free Self Assessment & Schedule a Free Guided Assessment Check out BetterWealth University Get a Free Book Work with us directly 

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In today's Better Wealth Episode, I was LIVE on our YouTube Channel where I describe what Life Insurance, a Tesla and the Raptor Aircraft have in common. I also shared with our listeners the answers to several questions we have been receiving about the difference between good debt and bad debt, liquidating retirement funds to pay off debt, how long it takes to access your money from an AND Asset, what my most embarrassing moment was as an agent, and more. Be sure to stay tuned because we even had one listener ask a question live that stumped me! Be sure to join us next time LIVE on our YouTube Channel so you can submit questions in our new "Ask Caleb Anything" segments.

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Most people know that inflation means that things get more expensive over time, but what is missed and more important is the idea that inflation has to be worked into your financial plans and strategies.  In today's Better Wealth Episode of From the Front Line,  Jereme and I define and discuss inflation. As we talk with people about their future we see a big struggle in financial security for the future because inflation was never thought about or included in the process and it has a major impact on your future.  We talk about the importance of why inflation should be factored into your financial plans and strategies for the future. Join us on https://www.youtube.com/channel/UCThFkB73A_ICEu-LJV2abbw/ (YouTube) where you can see us factor inflation in on our BetterWealth Model using multiple examples. Watch as we demonstrate and discuss why future funds struggle when inflation wasn’t included in a financial plan verse a model that did.  If you haven’t yet factored inflation into your financial plan create your model on our https://betterwealth.com/assessment (Free Assessment). Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 (clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 (Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg (Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

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One of the reasons why most businesses are struggling is that they don’t have a business model that can achieve the revenue that is necessary to pay for the things they are desiring. In today's Better Wealth Episode, I had the pleasure of interviewing Amber Dugger, founder of Profit For Keeps.  Listen as she discusses her journey from corporate America to becoming a health coach to becoming a globally known finance coach. Amber and I dive into several different topics, ideas, and favorites. I ask Amber to share with us several efficiency hacks for obtaining greater cash flow, and she lists her 5 key principles for a profitable and sustainable business (Revenue Goal, Revenue Forecast, Personal Spending Plan, Plan to Achieve, and Develop Aged Money). Listen as she defines better wealth, she shares with me her top 4 books and I also spring on Amber a health question which she shares her special health tip that has changed her life.  Guest Bio:  Amber Dugger is the founder of Profit For Keeps, a system developed for online entrepreneurs to end the stress and anxiety around numbers.  It is a holistic system combining personal finance and business cash flow strategies using Profit First and YNAB (You Need a Budget).  She has helped hundreds of coaches implement this system and has helped thousands more calculate revenue goals that actually make sense!  She is a certified health coach from IIN and worked in corporate finance for 15 years before venturing out on her own in 2015 and thrives on being location independent.  She loves traveling, wine, bicycles, knitting, and a good cup of tea (if in England) and coffee (if in Italy).  Sweet Life, Purposeful Money is a high vibe community of virtual service-based entrepreneurs seeking a group to up-level their money game. Join in the fun here!http://www.amberdugger.com/community ( www.amberdugger.com/community) Website -http://amberdugger.com/ ( amberdugger.com)   Amber's Social Media - Facebook Group Sweet Life, Purposeful Moneyhttps://quaxel2.net/v1/t/c/b1ad1e65-0dab-76e2-8458-b2e4f5fa2d4c/gm%3Af485e6b4-f02c-48ea-b437-4e71556434a7/mariah%40betterwealth.com/?https%3A%2F%2Fwww.amberdugger.com%2Fcommunity= ( https://www.amberdugger.com/community) -Instagram -https://quaxel2.net/v1/t/c/b1ad1e65-0dab-76e2-8458-b2e4f5fa2d4c/gm%3Af485e6b4-f02c-48ea-b437-4e71556434a7/mariah%40betterwealth.com/?https%3A%2F%2Fwww.instagram.com%2Fprofit.with.amber= ( https://www.instagram.com/profit.with.amber) -Facebook Page -https://quaxel2.net/v1/t/c/b1ad1e65-0dab-76e2-8458-b2e4f5fa2d4c/gm%3Af485e6b4-f02c-48ea-b437-4e71556434a7/mariah%40betterwealth.com/?https%3A%2F%2Fwww.facebook.com%2Fprofitwithamber= ( https://www.facebook.com/profitwithamber/)   Freebies for listeners - Free profitability and revenue calculator:https://quaxel2.net/v1/t/c/b1ad1e65-0dab-76e2-8458-b2e4f5fa2d4c/gm%3Af485e6b4-f02c-48ea-b437-4e71556434a7/mariah%40betterwealth.com/?https%3A%2F%2Famberdugger.com%2Fcalculator= ( https://amberdugger.com/calculator)

Amber’s Favorite Books:  https://www.psycho-cybernetics.com/ (Psycho-Cybernetics by Maxwell Maltz) https://www.goodreads.com/book/show/6391876-the-big-leap (The Big Leap by Gay Hendricks) https://soulofmoney.org/ (The Soul of Money by Lynne Twist) https://tappingintowealth.com/book/ (Tapping Into Wealth by Margaret M. Lynch) https://mikemichalowicz.com/profit-first/ (Mike Michalowicz - Profit First)

Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 (clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 (Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg (Spotify) Subscribe with...

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Dan and I sit and explain how Ramit Sethi’s C.E.O Method helps optimize financial wealth and how that practically looks in life and why it compares closely to our principle of Efficiency.  In today's episode of the Better Wealth Breakdown, Dan and I explain Ramit Sethi’s CEO Method. Listen as we break down each concept of the C.E.O. method:  Cut Costs, Earn More , Optimize Spending and what each one represents in building better wealth.  Dan and I give examples and resources for each area of the C.E.O. method and discuss how to apply this method to your financial plans and strategies. Listen as we connect this topic with our very own BetterWealth principle of Efficiency! Resources Mentioned in Episode: Ramit Sethi - https://www.iwillteachyoutoberich.com/ (I will Teach you to be Rich) Joshua Fields Millburn & Ryan Nicodemus https://www.theminimalists.com/ (The Minimalists) Russell Brunson https://expertsecrets.com/get-es-free (Expert Secrets) Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 (clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 (Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg (Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

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📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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A valuable lesson about the importance of wealth and wealth impact in your life from an escalator. In today's Better Wealth Episode,  I share a short story from an experience I had with an escalator and how the experience brought me an incredible realization of wealth. Not only did I have a powerful picture of how people were living out their lives financially, but the importance of financial plans and strategies became more evident too. In this episode we explore the questions: what wealth momentum are you using in your plans and strategies that either help you show up more powerfully? What areas are working against you in life? Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 (clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 (Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg (Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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We are combining money and comedy together in this new upcoming mini YouTube series called FUNNY MONEY! In today's Better Wealth Episode, I have the privilege of joining with my friend Dominic Syracuse, an actor and comedian, turned entrepreneur. Listen as we talk about Dominic’s story of how we met, and his life change in how he viewed and handled money and business. Also, together we are excited to introduce our upcoming YouTube exclusive series packed with 11 episodes of Funny Money!  Be sure to tune in on the https://www.youtube.com/channel/UCThFkB73A_ICEu-LJV2abbw/ (BetterWealth YouTube Channel )subscribe and hit the bell so you can be notified when another Funny Money Episode drops! Guest Bio:  Dominic Syracuse is an actor, teacher, and business owner in the Los Angeles area. Dominic has used acting and improvisation techniques to teach public speaking, emotional intelligence, and communication training everywhere from CEO boardrooms to maximum security prisons.    He currently has a free webinar teaching business owners and entrepreneurs on-camera performance techniques for their promotional videos and online content: https://iywebinars.com/Dom (https://iywebinars.com/Dom)   Also, check out his YouTube Channel where he combines stylized comedy with mental health techniques: https://www.youtube.com/channel/UCXdiAxhZ-qIjBTUKD3t9K1g (https://www.youtube.com/channel/UCXdiAxhZ-qIjBTUKD3t9K1g)

Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 (clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 (Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg (Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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One of the greatest skills someone can have in developing better financial awareness is the ability to track your cash flow, which sadly is a skill most Americans don’t have. In today's Better Wealth Episode of From the Front Lines, Jereme and I discuss a simple way of using Google Sheets to document cash flow. Most people we see From the Front Lines, regardless of their income, don't track their cash flow and cannot account for where their money goes, whether it's consumed or spent. Listen as Jereme describes how much impact this has been in teaching his children to track cash flow and good habits. As a company we most commonly talk about and highly recommend, is this principle of consistency and discipline with everyone we work with here at BetterWealth.   Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 (clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 (Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg (Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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I had the privilege of interviewing Taylor Welch, CEO of Traffic And Funnels, as we discuss his philosophy in sales, wealth building and more.  In today's Better Wealth Episode, I have the pleasure of interviewing Taylor Welch, as he tells his success story from being a Cowboy Preacher to a world known entrepreneur and wealth building expert. Listen as he describes the shift of traditional sales to leadership sales where the ability to steward comes before your ability to sell. Taylor goes deep into one of his biggest wealth rules “Dig the Tree Deep” and why this philosophy is so important for entrepreneurs. Listen as we unpack deep concepts such as The Stewardship Sales Principles, Wealth Rules, Yield & Time, Ensemble vs. Linear Risk, Diversification vs. Hedging, Debt, and more. Get extra exclusive Wealth Building Training from Taylor by using this link: https://quaxel2.net/v1/t/c/b1cb86ac-2392-3658-671a-84d2836431b0/gm%3Ae16d4218-0d85-47a9-b360-b028aafc2c59/mariah%40betterwealth.com/?https%3A%2F%2Ftrafficandfunnels.com%2Fnetworth= ( https://trafficandfunnels.com/networth)   Guest Bio:  Taylor Welch is the CEO of Traffic And Funnels, author of 2 best selling books, international speaker, entrepreneur & creator of the #1 rated sales training program with clients trained globally (The SalesMentor), Taylor has advised & serviced nearly 50,000 individual businesses globally and took his real estate investment company, Wealth Cap Holdings from 0 to 8 figures in lightening speed with all 3 in-house brands producing multiple 8 figure of revenue less than 5 years. Companies: Traffic and Funnels, The SalesMentor, Wealth Cap Holdings Inc.    Taylor’s Wealth Building Training - https://quaxel2.net/v1/t/c/b1cb86ac-2392-3658-671a-84d2836431b0/gm%3Ae16d4218-0d85-47a9-b360-b028aafc2c59/mariah%40betterwealth.com/?https%3A%2F%2Ftrafficandfunnels.com%2Fnetworth= ( https://trafficandfunnels.com/networth) Free Business Strategy Session + free custom-selected training emailed after call (no offer unless we believe it's what the person actually needs):  https://quaxel2.net/v1/t/c/b1cb86ac-2392-3658-671a-84d2836431b0/gm%3A07790a4e-3fa0-4882-97d6-3005e9d3c8f5/richelcos%40gmail.com/?https%3A%2F%2Ftrafficandfunnels.com%2Fstrategysession= (https://trafficandfunnels.com/strategysession) Wealth Secrets, insiders access and exclusive video training on how to navigate the current climate: https://trafficandfunnels.com/freeoffer (https://trafficandfunnels.com/freeoffer)  Learn more about Wealth Cap Holdings, Inc - a real estate investing firm https://wealthcapholdings.com/waitlist (https://wealthcapholdings.com/waitlist) Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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We are continuously approached with the question “should I pay off my house” but our philosophy challenges the traditional way of thinking about efficiency, your money and paying off your house. In today's Better Wealth Breakdown Episode, Dan and I visit the idea of why “paying off your house” may not be the most efficient thing to do with your money.  We look at where the traditional idea of paying off debt or your house comes from and why those of you who already save and are disciplined with your money might not find the traditional way very efficient for your future. Listen as we break down the money math through three concepts: Wealth Transfers, The Growth Aspect (Opportunity Cost), and the Security & Control.

Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Special guests Joel and Josh Hielema join me again on the Better Wealth Podcast, as I review the AND Asset with them. In today's Better Wealth Episode, I am joined by Joel and Josh Hielema, two out of the three sons of Gregg Hielema, my dear friend that helped me as I  founded BetterWealth. When Gregg passed away AND Assets were set up for his family and they became part of the BetterWealth family as clients. Over the weekend when Joel and Josh came to visit me here in Colorado, I wanted to help them understand the full potential of them as their #1 Asset, the value they can create, understand more about money, as well as, the AND Asset. Listen to Part 2 of my time teaching the Hielema boys.   Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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The financial family culture can dramatically change your children's way of viewing and using money in their future.   In today's Better Wealth LIVE, Mariah and I sit down to compare our lives in family, faith, sports, school, dyslexia, and finances. Listen as we discuss the big differences in our financial family culture and education in finances growing up. Join us as we discuss our feelings and  understanding of our experiences as kids shaped our view of money in our adult lives.  Episodes Mentioned: https://betterwealth.libsyn.com/financial-grownup-with-bobbi-rebell ( Episode #117: Financial Grownup with Bobbi Rebell ) https://betterwealth.libsyn.com/kids-taxes-pizza-parties ( Episode #151: Kids, Taxes and Pizza Parties) https://betterwealth.libsyn.com/teaching-the-hielema-boys-part-1 ( Episode #155: Teaching the Hielema Boys Part 1) https://betterwealth.libsyn.com/saving-for-your-kids-future ( Episode #158: Saving For Your Kid’s Future)

Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Your children are an incredible asset! Helping children understand they are their #1 Asset  starts with parents developing the mindset of consistency and saving over time.  In today's From the Front Line Better Wealth Episode, Jereme and I walk through an AND Asset illustration for a child starting at one year old. Watch as the consistency of compounding develops an incredible tool for the child throughout their life and listen as we discuss all the possibilities that tool can be used within that child’s life.

Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor  

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Today’s special guest shares her wisdom on assessing your risks and asking if you can live with those risks if you are not successful. In today's Better Wealth Episode, I interview Melissa McCurley, the Pickleball Queen! Melissa shares her story from military service, to corporate America, all the way to becoming the Pickleball Queen.  We discuss the jump she took from one career to the next and the major risks.  Listen as she shares her wisdom of building a fast scaling company, her philosophy of wealth and the legacy she hopes to leave.  Guest Bio:  Melissa McCurley is a Professional Pickleball Tournament Desk Operator, who partners with Tournament Directors and their teams, helping them grow their professional and personal tournament brands leading many to becoming the most premiere events in the world.   She is the single most sought after consultant for pickleball tournaments the sport has ever seen.  She has consulted and trained hundreds, including many from other sports such as tennis, racquetball, basketball, and golf not only in preparing for tournaments, but best practices for conducting tournaments.  Prior to her pickleball career she served the United States Navy as a Hospital Corpsman and ran global infrastructures for Ross Perot's Electronic Data Systems (EDS) and for one of the most popular credit card companies in the world American Express. 

Guest Links: http://www.pickleballtournaments.com (www.pickleballtournaments.com)  https://usapickleball.org/ (https://usapickleball.org) Email Melissa - melissa@pickleballtournaments.com 

Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor  

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You are not saving money by spending money! In today's Better Wealth Breakdown, Dan and I discuss the idea of coupons and why “coupons don’t save you money”.  If you never planned on buying an item, no matter how much an item is on sale, you never save money by spending money.  Don’t buy things that you don’t need. #BetterWealth Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Special young guests join me today on the Better Wealth Podcast as I review lessons and values we discussed on time, money, value & our 4 principles.  In today's Better Wealth Episode, I am joined by Joel and Josh Hielema, two out of the three sons of Gregg Hielema, my dear friend that helped me as I  founded BetterWealth. When Gregg passed away AND Assets were set up for his family and they became part of the BetterWealth family as clients. This weekend while Joel and Josh came to visit me here in Colorado, I wanted to help them understand the full potential of them as their #1 Asset, the value they can create, understand more about money, time, clarity, efficiency, control, compounding, consistency and use. Listen to Part 1  Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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A BetterWealth Live Event Update! In today's Better Wealth Episode, Mariah and I update the community on the Live Event we had planned to have in October. We discuss the current situation regarding COVID and our future event plans. We also take some time highlighting a few of our favorite podcast moments over the last couple of weeks. If you haven’t had the chance to listen be sure to check out the episodes we highlighted in the show notes.  And we look back at a few podcast reviews and reflect on the gratitude we have for our listening community! Feedback regarding the event: mariah@betterwealth.com  Highlighted Episodes: https://betterwealth.libsyn.com/-the-pirates-of-manhattan-with-barry-dyke ( Episode #132 - "The Pirates of Manhattan" with Barry Dyke) https://betterwealth.libsyn.com/the-impact-of-networking ( Episode #140 -  The Impact of Networking) https://betterwealth.libsyn.com/welcome-dominic-to-the-betterwealth-team ( Episode #144 - Welcome Dominic to the BetterWealth Team) https://betterwealth.libsyn.com/dr-tim-elmore (Episode #147 - Education & Habitudes with Dr. Tim Elmore) https://betterwealth.libsyn.com/using-video-to-to-build-your-brand-and-whole-life-insurance-to-build-your-business-wjason-rink ( Episode #149 - Using Video to To Build Your Brand, and Whole Life Insurance to Build Your Business w/Jason Rink) https://betterwealth.libsyn.com/rip-grandpa-guilliams-july-14-2020 ( Episode #150 - Memorial to Grandpa) https://betterwealth.libsyn.com/money-doesnt-buy-happiness-with-dave-meltzer ( Episode #152 - with David Meltzer)

Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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The most important thing you need to be wealthy is how you THINK! In today's Better Wealth Unlocked Episode, Jereme and I discuss what it looks like on the front line to discuss with people their hopelessness, shame, hardship when it comes to thinking about money and savings. Wealth is a construct of the mind and it is important to acknowledge that saving is a delayed gratification process. On the front line hard conversations include a person’s need to increase income and decrease consumption, which is a very emotional conversation.  Like evaluating your health to find ways you can better your health and life expectancy, the first step is getting clarity and belief on what could be and knowing the elements or issues that are keeping you stuck. BUT, you are more than just your money. With everything we do here at BetterWealth our desire and motivation is that when you step out of our coaching call you are excited to know that you have options and choices to build hope. We encourage you to take the first step….take our assessment and call for a guided assessment!

Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's Better Wealth Episode, I interviewed David Meltzer, Co-Founder of Sports 1 Marketing and CEO of Leigh Steinberg Sports & Entertainment agency.  I had one of the most fire interviews of my life as David shares his wisdom of money, life, leadership, gratitude and empathy. Listen as he tells his incredible story, his 40 year journey of discovering how “Money Doesn’t Buy Happiness.” Join me as David talks about finding the What over the Why, Gratitude and Empathy,  Parental Discretion Advised - A few places include language which has not been edited out. Please be sure to use parental discretion if listening with your family and/or children. ***

Guest Bio: David Meltzer is the Co-Founder of Sports 1 Marketing and formerly served as CEO of the renowned Leigh (“Lee”) Steinberg Sports & Entertainment agency, which was the inspiration for the movie Jerry Maguire.

His life’s mission is to empower OVER 1 BILLION people to be happy! This simple yet powerful mission has led him on an incredible journey to provide one thing…VALUE. In all his content, and communication that’s exactly what you’ll receive. As part of that mission, for the past 20 years, he’s been providing free weekly trainings to empower others to empower others to be happy.

David Meltzer https://dmeltzer.com/ (https://dmeltzer.com/) https://dmeltzer.com/training/ (https://dmeltzer.com/training/) https://www.amazon.com/Game-Time-Decision-Making-High-Scoring-Strategies/dp/1260452611 ( Game Time Decision Making) by David Meltzer https://www.youtube.com/watch?v=LuzLJrov-9w (Empathy + Gratitude = Success David Meltzer TEDx)

Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Many people don’t think that kids need to know about taxes until later in life.  In today's Better Wealth Breakdown, Dan and I break down the importance of teaching kids taxes.  Listen as we each share stories of how our parents taught us about savings and taxes. I share with you the first business I ever started and my big lesson on taxes during a pizza party. Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's Better Wealth Wealth Episode I spend time reflecting on the life of my Grandpa Guilliams that recently passed on July 14, 2020.  I share with you a special message I made for my Grandpa right before his passing and then I also sit down with my cousin, Zach, as we discuss memories and moments from my Grandpa’s life that best reflected the incredible “One Life” of a faithful man.  Vernon Glenn Guilliams9/4/1937 – 7/14/2020Farragut, Tennessee – Vernon Glenn Guilliams, age 82, of Farragut, Tennessee, formerly of Union Grove, Wisconsin, passed away Tuesday evening, July 14, 2020 at his home surrounded by his family. Vernon retired as General Manager of Asian Operations from J.I. Case International after thirty years of service. He was a veteran of the U.S. Navy and served in the first Peace Corps group under President Kennedy in the Dominican Republic. Vernon is survived by his wife of 56 years, Mary Ruiz Guilliams; sons, Michael Guilliams of Union Grove, Thomas Guilliams and wife Lori of Iola, Wisconsin, Paul Guilliams of San Marcos, California; grandchildren, Zachary Guilliams and wife Hannah, Caleb Guilliams, Naomi VanPietersom and husband Jonah, Joshua Guilliams, Katherine Guilliams, Elisabeth Guilliams, Matthew Guilliams and Grace Guilliams; great grandson, Hudson Vernon Guilliams; brother and sister-in-law, Lee and Sandy Guilliams of Hinkley, Minnesota.

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's Better Wealth Live Episode, Caleb talks to Jason Rink, who recently came on board with Betterwealth to take their content marketing to the next level. Jason shares his story of making a radical career shift at age 35 from commercial banking to starting and growing a successful video production company. In the process, he discovered the power of overfunded whole life insurance, which he has used to fund his business over the years. Also, he shares the story of making two films on the Infinite Banking Concept. Finally, he shares some advice on how to use video to grow your brand, and the importance of honoring yourself and living out your one life with purpose and integrity. Guest Bio: Jason is the Owner of Simplifilm, a video production agency based in Austin, TX. An award-winning producer and director of documentary films, he has over a decade of commercial filmmaking experience. He has worked with A-list talent and celebrities, like Academy Award winning actor Richard Dreyfuss, U.S. Senators, and Presidential Candidates. He has also worked with global brands such as Aston Martin, Toyota, Mazda, and Mercer.  Since 2015, he has been on retainer with some of the world’s most successful direct-response marketing firms, and worked directly with the some of the best copywriters and digital marketers on the planet. He has produced video content for over 100 campaigns that have generated more than $300 million in online revenue, as well as hundreds of thousands of email opt-ins and leads. 

Jason Rink: http://www.jasonrink.com/ (http://www.jasonrink.com/) https://simplifilm.com/ (https://simplifilm.com/)

Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

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When you don’t know how to play the game, buying the best club or paddle won’t help.  In today's Better Wealth Unlocked Episode, Jereme and I discuss why the swing is more important than a paddle and how that applies to wealth. In my book “The AND Asset” I use an age old example of “which would you rather have, the best golf club or the best swing?” People buy products because everyone else is doing it, but don’t fully understand the process or how to use their “new” tool, it can become useless. Listen as we discuss how wealth products like the AND Asset are just products, and without understanding the tool and how to use it why it will not work properly. Listen to our philosophy of why we focus more on the swing than the club. Don’t miss out on what sport Caleb is great at and Jereme is terrible at! Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's Better Wealth Episode, I interview Dr. Tim Elmore, Founder and CEO of Growing Leaders, a non-profit organization created to develop emerging leaders. Dr. Tim Elmore tells his story on how his love of leadership developed and how his dream of investing in the emerging generation grew into a world renowned organization. Listen as we discuss the current education system and Dr. Elmore’s philosophy of D.I.C.E. will revolutionize the way in which young people are educated and how this concept will dramatically change the future. We dive into the causes of deep anxiety in the younger generations and why Dr. Elmore's hopes and inspiration for the future of GEN Z can change the world. Lastly, Dr. Elmore and I talk about our favorite and most impactful Habitudes, and Dr. Elmore surprises us with introducing a couple new Habitudes that he has developed during the pandemic time, so we can shift our thinking of our current global crisis to optimism for the future.   Guest Bio: Dr. Tim Elmore is the Founder and CEO of Growing Leaders, a non-profit organization created to develop emerging leaders. He and his team equip secondary school students, college students and recent graduates from thousands of campuses across the US and around the world to think and act like authentic leaders. Since founding Growing Leaders, Tim has spoken to more than 500,000 students, coaches, teachers and parents and the organization has partnered with over 8,000 diverse schools, universities and organizations including Purdue University, The University of Alabama Athletics Department, the San Francisco Giants, the Nebraska Department of Education, the National FFA Organization, and the Houston Rockets. Tim’s expertise on the emerging generation and generational diversity has led to media coverage in The Huffington Post, The Wall Street Journal, Forbes.com, USA Today and The Washington Post. He has also appeared on CNN’s Headline News and Fox and Friends to discuss Generation iY. Most recently, Tim was named as one of the Top 100 Leadership Speakers of 2018 in an article by Kevin Kruse for Inc. magazine. Tim is the author of more than 30 books, including the best-selling Generation iY: Our Last Chance to Save Their Future, Habitudes®: Images that Form Leadership Habits and Attitudes, Life Giving Mentors,12 Huge Mistakes Parents Can Avoid: Leading Your Kids to Succeed in Life and Marching Off the Map. His newest book Generation Z: Unfiltered releases in September 2019.

Dr. Tim Elmore Grown Leaders - https://growingleaders.com/ (https://growingleaders.com/) Pre-Order “The Pandemic Population” - https://growingleaders.com/pandemicpopulation/ (https://growingleaders.com/pandemicpopulation/)

Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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First published in 1989, Stephen Covey’s book “7 Habits of Highly Effective People” has impacted individual lives, families, communities, and companies worldwide. In today's Better Wealth Breakdown, Dan and I give an overview of Stephen Covey’s book “7 Habits of Highly Effective People” and why the book has been so influential in our lives' and in our company. Listen as we dive into each habit and how they have either impacted our lives or our company.  Be Proactive Begin with the End in Mind Put First Things First Think Win-Win Seek First to Understand, then to be Understood Synergy Sharpen the Saw 

7 Habits of Highly Effective People https://www.franklincovey.com/the-7-habits.html (https://www.franklincovey.com/the-7-habits.html)

Episode Mentioned https://betterwealth.libsyn.com/being-mentored-and-influenced-by-john-noel ( Episode #62: Being Mentored and Influenced by John Noel)

Join our book club at: https://betterwealth.com/bookclub (https://betterwealth.com/bookclub)  Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

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People ask me every day why I am such a proponent of whole life insurance. I get questions like “Caleb, I don’t understand how the AND asset (whole life insurance) grows, or I don’t understand how to invest it, and I don’t understand the Rates of Return.”    In today's Better Wealth Episode I breakdown actual numbers, because I what you to walk away with 3 understandings; first you will learn what internal rate of return is (the actual growth rate of Life insurance); second, bi-term invested differences and finally you will learn the differences between an OR Asset and an AND Asset.  Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's Better Wealth Live Episode, I introduce the newest member of the BetterWealth team, Dominic Rufran. Listen as Dominic shares his story, his passions and his new role here at Better Wealth.  Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

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Most people don’t think of TIME positively, but the greatest factor to compounding interest is TIME.   In today's BetterWealth Unlocked, I sit down with Jereme Roodhouse as we discuss the importance of TIME. Listen while we discuss why prioritizing TIME with the concept of wealth legacy can greatly impact the future. Jereme shares the quote “A wise man plants trees in whose shade he knows he will never sit.” From that quote, we discuss why the idea of impacting generations can empower a future we may never see. We also discuss the impact of TIME relating to the AND Asset and why it can be one of the most impactful assets for the future. Remember #BetterWealth and help us share our message. Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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The hit to employee success is financial stress.  In today's Better Wealth Episode, I interview Peter Lazaroff as we discuss his story and how he became focused on financial success. We talk about the greatest hit to a corporation and/or companies’ productivity is the financial stress of each employees’ personal financial situations. We explain why employees’ might not be showing up powerfully at the job due to financial stress and why employers should help their employees work towards better financial situations. We discuss his book “Making Money Simple” and the three focuses of his book, financial goal setting, investing, and financial choices through life.  We dive deeper into how Peter views goal setting and strategies around making good decisions over and over when it comes to money. Peter discusses the Math in an “Order of Operations” of goals and what will mathematically and scientifically make you happier in your spending. Peter also discusses his philosophy of Reverse Budgeting. We also discuss goals on savings while Peter shares his suggested percentage of savings and how to increase your savings rate each year. We also discuss investment and Peter’s history, background, wisdom and goal for investing. Listen as we discuss more about investments, life changes. Listen with me as I challenge him at a PING PONG match!

Guest Bio: In 2010, Peter launched an e-newsletter with a goal of educating people about investing and financial planning. That initial email went out to 34 people. Today, his e-newsletter has over 3,000 subscribers. His writing platform expanded when he began regularly contributing to Forbes in 2016 and The Wall Street Journal in 2017. In 2018, Peter signed a book deal with Wiley & Son’s to write a book about turning career success into financial success. Today Peter is the Co-Chief Investment Officer at Plancorp, which manages over $4 billion of client assets as of December 31, 2018. He also is the Co-Chief Investment Officer of a digital advisor called BrightPlan that emphasizes financial planning and is the first digital advisor to be a certified fiduciary by the Centre For Fiduciary Excellence (CEFEX). Peter Lazaroff https://peterlazaroff.com/ (https://peterlazaroff.com/) https://www.brightplan.com/peter (https://www.brightplan.com/peter) https://peterlazaroff.outgrow.us/financial-calculator ( SMART MONEY QUIZ )

Review, Subscribe and Share If you like what you hear please leave a review by https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( clicking here) Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with https://itunes.apple.com/us/podcast/better-wealth-with-caleb-guilliams/id1406521737?mt=2 ( Apple Podcasts) Follow on https://open.spotify.com/show/5kLmpVIzMIQq9epn1kHXeq?si=TKNDjZi9T-OHgcn_yKqPAg ( Spotify) Subscribe with https://www.stitcher.com/s?fid=232462&refid=stpr (Stitcher)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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What important truth do very few people agree upon with you? In today's BetterWealth Breakdown, Dan and I discuss the concept of building the future. We discuss the idea from Peter Thiel’s book “Zero To One” of challenging the future and here at BetterWealth we use this principle to evaluate how we challenge the future on where they put their money and how they invest their time/money. Looking at the future people see uncertainty and fear, but if we think about the truth that we can challenge the future, then we don’t need to predict the future if we can write the future.  Connect with Peter Thiel https://www.amazon.com/Zero-One-Notes-Startups-Future/dp/0804139296 ( Zero to One) 

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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At 17 years old in a room of business people 35 years plus, I learned the importance of networking.  In today's Better Wealth Episode, I share with you a virtual book interview I did for a friend. I share my story of how a series of networking encounters gave me the opportunity to find mentors starting within my community and moving globally. Join me as you hear my story of how networking moved me from a bank teller, to investment departments, and now a business owner at a national level.  

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's Better Wealth LIVE, Mariah and I are excited to announce our new website. Join us as we take you through a tour!  To see the new website with us LIVE check out our YouTube from our https://youtu.be/AJiI_mYOFxw (Better Wealth Episode LIVE) .

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Our commitment is delivering a community of accountability for a lifetime! In today's BetterWealth Unlocked Episode, Jereme and I talk about accountability and dive into what we call “the foxhole.”  In the BetterWealth process accountability is one of the most important steps to live intentionally. Learn how Jereme coaches "From the Front Line" using a third party perspective through accountability. You will see a win when there is consistency  and accountability within your plan. Listen as we discuss the BetterWealth philosophy of consistency, our promise for a community of accountability and why we plan on pursuing that accountability for a lifetime!  We want you to join our community and share our community! #BetterWealth If you haven’t yet listened to the other podcasts where Jereme and I discuss the BetterWealth Process, Importance of Data, Getting Clarity, What is the Model and How does it Work, and Strategy, then use the links below to go back and listen! https://traffic.libsyn.com/secure/betterwealth/BW118_The_Importance_of_Data_FINAL_AUDIO.mp3 ( Episode #118 The Importance of Data) https://traffic.libsyn.com/secure/betterwealth/Copy_of_BW123_Having_A_Financial_Model.mp3 ( Episode #123 Having A Financial Model) https://traffic.libsyn.com/secure/betterwealth/Copy_of_BW128_Why_Clarity_Is_Vital.mp3 ( Episode #128 - Why Clarity is Vital)   https://traffic.libsyn.com/secure/betterwealth/BW133_Wealth_Strategy_Final_Audio.mp3 ( Episode #133 - Wealth Strategy )

“Miracle Morning” by Hal Elrod - https://miraclemorning.com/ (https://miraclemorning.com/)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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In today's Better Wealth Episode, I interview Jeremy Bedenbaugh, former senior pastor of The Journey Church, and currently the Founder/CEO of ReCreation. Jeremy is passionate about and committed to the personal health and professional development of leaders, businesses, and churches. Join with me as Jeremy shares his story, and his wisdom in years of working with business owners in developing better and more clear leadership skills. I ask Jeremy about toxic work and family cultures and what leaders can do to recreate a better work and home environment. Jeremy shares that leadership's hardest aspect is the discipline of leading yourself and the reasons why anxiety is contagious and detrimental to any leader. Join with me as Jeremy shares the hope leaders have to recreate a stronger leadership presence.  Bio Jeremy Bedenbaugh has worked in a variety of fields, from the CEO and senior pastor of a large church to launching nonprofit organizations to designing alternative investment funds to CFO of a technology company to visiting professor at multiple schools. Over the past 18 years, he’s helped hundreds of leaders across dozens of fields gain self-awareness, build world-class teams, and create thriving cultures in their organizations.

Jeremy Bedenbaugh https://bit.ly/3ipd9A1 (Two Circles To Saved Your Life) (PDF) https://bit.ly/2AuOAAI (Forgive) (PDF) Recreate Solutions - https://www.recreate-solutions.com/ (https://www.recreate-solutions.com/) 21 Day Challenge - https://jeremy-bedenbaugh-31990.mindmint.com/ (https://jeremy-bedenbaugh-31990.mindmint.com/)

BetterWealth

📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

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Much of what is going on in the world is happening because we are breeding mediocrity. In today's Better Wealth Breakdown, where Dan and I discuss the concept of mediocrity and what drives our team’s desire to be different as we follow the philosophy of “The Miracle Morning” by Hal Elrod. In his book Hal Elrod describes how people are held back by a “Rear-View Mirror” mentality of dictating your future based on your past, why a lack of purpose and personal development, accountability and the circle of influence, and a sense of urgency can be one of many reasons people stay in a life of mediocrity. Join us as Dan and I discuss what it looks like to win your morning and what it looks like to be most productive. Miracle Morning - https://miraclemorning.com/ (https://miraclemorning.com/)

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In today's Monday Message, I give you the highlights from the interview I was in with Ellis Hammond and his podcast, Kingdom Capitalist. Ellis spent the last six years building Christian communities on college campuses, raising money to support his cause of launching faithful Christians into the world of business and ministry. Ellis is also a successful real estate investor, and is now the founder of EllisHammond.com managing a private network of investors seeking passive investment opportunities in multifamily syndication across the United states. Kingdom Capitalists came about through Ellis’ desire to see more Christian business leaders take up the call of making an impact for the Kingdom of God through the ministry of work. Listen to the end as I help Ellis pronounce my last name in our blooper reel.  Connect with Ellis Hammond  https://kingdomcapitalists.co/ (Kingdom Capitalist)  https://kingdomcapitalists.co/podcast/ (Kingdom Capitalist Podcast) https://kingdomcapitalists.co/ep-028-caleb-guilliams-ceo-of-betterwealth-how-to-invest-like-you-are-your-1-asset/ ( Kingdom Capitalist Episode #028 w/Caleb Guilliams)

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In today's BetterWealth LIVE Episode, Mariah asks me a variety of questions coming in from listeners regarding the AND Asset, qualifications for the AND Asset, how to work with BetterWealth, investments, and more. Join us as I even answer a common question regarding Dave Ramsey and his financial advice on Life Insurance. 

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Wealth strategies are affirmed by a model, not a product.  In today's Better Wealth Unlocked Episode, Jereme and I discuss how our team builds strategies to help people get to where they want to go. Jereme discusses what it's like on the front line to discuss with people how to put efficiencies into a models and how optimization works with each specific person's plan and creates accountability. Listen as we discuss why math and data within a model are important in building and testing a strategy based on where you are and what you want. 

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Very few people truly understand the inner workings and practices of banks, corporations, and the top leaders of major companies.  In today's BetterWealth Episode, I interview Barry Dyke, author of “The Pirates of Manhattan". Selling more than 100,000 copies his book illuminates the corruption within the U.S. financial service industry. Barry is the President of Castle Asset Management, who for more than twenty-five years has practiced financial planning, founded a pension consulting business, a third-party administration firm, a health & welfare consultancy and a registered investment advisor.  I put no time limits on my interview with Barry as I talk with him about his research on the Federal Reserve, 401K’s, Serfdom, banks, life insurance, corruption, student loans, and more.  Visit out our Website - https://betterwealth.com/ (https://betterwealth.com/) Get a free book - https://order.andasset.com/book (https://order.andasset.com/book) Contact Us - info@betterwealth.com 

Barry Dyke Barry James Dyke - https://www.barryjamesdyke.com/ (https://www.barryjamesdyke.com/) Castle Asset Management (CAMNH.COM) - https://www.camnh.com/ (https://www.camnh.com/) Pirates of Manhantan - https://www.barryjamesdyke.com/the-pirates-of-manhattan (https://www.barryjamesdyke.com/the-pirates-of-manhattan)

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When you get over the idea of being uncomfortable and plunge in, you will be surprised how a cold shower will change your life.  In today's Better Wealth Breakdown, Dan and I discuss the concept of cold showers and how we as a team have adopted the practice in our daily routine.  Listen as we discuss the philosophy based on the Wim Hof Method, his studies on health and mental benefits. Dan and I discuss why most growth comes when you do things that are uncomfortable and how struggle builds strength. Join us as we tie how cold showers benefited our lives, increased our focus, boosted our health, and motivated our daily goals and success.   Wim Hof Method - https://www.wimhofmethod.com/benefits-of-cold-showers (https://www.wimhofmethod.com/benefits-of-cold-showers) Ancestral Supplements - https://www.ancestralsupplements.com/ (https://www.ancestralsupplements.com/)

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In today's Better Wealth Podcast Episode, I bring you the highlights from my interview with Farnoosh Torabi on her podcast, So Money. Farnoosh has one of the top money podcasts in the country, author of multiple books, speaker, and financial reporter. We discuss the recession, the AND Asset, the importance of an emergency fund, ROR, the global impact of COVID-19, and my optimism for the future. Listen to the highlights here, and listen to my full episode with Farnoosh by checking out the links below.  Connect with Farnoosh https://podcast.farnoosh.tv/ (So Money Podcast) *Contact links on podcast website https://podcast.farnoosh.tv/episode/caleb-guilliams/ (So Money Episode #1029 w/Caleb Guilliams)

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In today's BetterWealth LIVE Episode, I sit down with Mariah as we address a relevant question from a listener about how individuals and entrepreneurs can best begin to plan and evaluate investment opportunities in a future economy of high inflation and high taxes. We also address the incredible feedback we have had on the show. One of the biggest requests has been that I walk through case studies from the front lines of BetterWealth.  In today’s episode Mariah and I break down our first case study on the BetterWealth LIVE show, and discuss how we help a current client in clarity, efficiency, consistency and use.  Join us by listening and don’t miss Mariah’s Parental Point!

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For most people money feels more like a yoke than a tool, where people carry it’s burden instead of yielding it to benefit life now and in the future.  In today's BetterWealth Unlocked, Jereme and I discuss the principle of clarity, how we use it working with potential clients and how we apply it in our own lives.  In the front lines we see so many people struggle because there is no clarity, but in finance we rarely encounter people that have ever considered or been asked “what do you want to do.” At BetterWealth we desire to help facilitate understanding purpose and how to unlock clarity for those we serve. For more information on how we can best serve you and help you identify your purpose and find clarity reach us at info@betterwealth.com or visit our website.   

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Jim Baker and Mary, his wife of over 20 years, are the senior leaders of Zion Christian Fellowship in Powell & Pickerington, Ohio. The church is marked by worship, a strong presence of God, healings, miracles, several dead raisings, and a passion for personal and regional transformation. They have a passion to see people transformed and equipped to supernaturally demonstrate God’s Kingdom in their sphere of influence and are the proud parents of The Fabulous Baker Boys: Joshua, Wesley, and Evan.  Jim is known for his humor and revelatory teaching. He is the author of “How Heaven Invades Your Finances”, compiled “The Jesus School of Healing” and co-authored “Help! I Am a Pastor” with Steve Backlund. Caleb talks with Jim Baker about his life, money, and insights. Connect with Jim Baker Wealth With God -https://www.wealthwithgod.com/ (https://www.wealthwithgod.com/)  Zion Christian Fellowship - https://zionequip.com/ (https://zionequip.com/)  https://zionequip.com/sermon-series/wealth-with-god/ (https://zionequip.com/sermon-series/wealth-with-god/)  jim.baker@zionequip.com 

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Many people are faced with the question “How can I afford that?” In today's Better Wealth Episode, I focus on one of the most commonly asked questions our coaches encounter when working with people, “How can I afford this?” Understanding that everything we do is an investment, can help develop the habit of asking “Is the result of our decision worth the money and is the result worth the time put into this decision?"   I see too many people making financial decisions by robbing their bank/savings/emergency fund, instead of looking at cash flow, interest/payment plans (the financial math), while keeping in mind the time/value principle. Join with me as I walk through how my mindset of time/value gave me the permission to move my company from Stevens Point, Wisconsin to Denver, Colorado and the success that followed.

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The original guidelines for the PPP loans made it difficult for small businesses to meet the spending criteria in order to receive loan forgiveness.   In our BetterWealth LIVE I actually take a back seat in today's episode, while we feature a YouTube video I just released with Jake Randall, CEO and co-founder of Taxbot. While I was in Salt Lake City, Utah filming a webinar with Jake we took some time unscripted in front of the camera to discuss the new legislation and criteria around the PPP and EIDL loan and why it's good news for small business owners.

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Many people build their financial future on opinions, but what we see on the front line when people see a snapshot of their current situation on our measurable and observable model over time their opinions don’t hold up.   In today's Better Wealth Unlock, Jereme Roodhouse, BetterWealth's Wealth Coach, and I discusses the importance of taking a current snapshot of your financial situation and building a measurable model that will help bring clarity, accountability and show you what is possible for the future. Taking your data and building a model gives you the possibility of projecting your financial situation today into the future, so you can properly develop strategies and life choices based on the truth. Listen to how we here at BetterWealth use our model strategy on the front lines to bring clarity now and in the future. 

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Terri Trespicio is an award-winning writer and brand advisor. Her TEDx talk, “Stop Searching for Your Passion,” has earned more than 6MM views. Hubspot named her one of the “Top 18 female speakers who are killing it” and Creative Boom magazine cited her as one of the world’s leading creatives. A former magazine editor and radio host at Martha Stewart, she has appeared on the Today show, Dr. Oz, The Early Show, The Anderson Cooper Show, Oprah magazine, Business Insider, Forbes.com, and Inc.com. A certified Gateless Writing instructor, she runs workshops for creative thinkers, and performs stand-up all over Manhattan. Connect with Terri Trespicio Stop Searching for Your Passion - Terri Trespicio - Ted Talk https://www.youtube.com/watch?v=6MBaFL7sCb8 (https://www.youtube.com/watch?v=6MBaFL7sCb8)   It's About Time We Rethink Happily Ever After - Terri Trespicio - Ted Talk https://www.youtube.com/watch?v=i480XQC7jmE (https://www.youtube.com/watch?v=i480XQC7jmE)  5 Ways to Unlock Your Creative Genius - Free Giveaway https://territrespicio.com/terrisentme/ (https://territrespicio.com/terrisentme/)  terri@territrespicio.com 

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People tend to get stuck in their businesses by analyzing every little situation, but perfection can be the enemy of progress.  In today's BetterWealth Breakdown, I sit down with Right-Hand Dan and we discuss the concept of “Done is Better than Perfect” and why analysis paralysis keeps us stuck in ideas and planning, but why it can leave us inactive and in fear.  Part of Teddy Roosevelt’s quote “the worst thing is doing nothing…” challenges us to drive action not just in business but in personal life too, and why striving for perfection may not be the best way to strive for living. 

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Today’s economic conditions from Covid-19 have left businesses and individuals struggling to sustain themselves financially. However, those who have built emergency funds prior to the economic downturn have seen a growth of opportunity and a peace of mind.  In today’s Motivational Monday Episode, I discuss the importance of an Emergency Fund. I look at the devastating impact around the world for business and personal economies that had based their existence around the idea of future cash flow. I talk about why the mindset of "future cash flow" cannot sustain during a time of economic downturn. I discuss why emergency funds and the mindset of building emergency funds can bring both growth for opportunity in the future and why it also brings a peace of mind both for business and personal sustainability.  

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On Friday's BetterWealth LIVE, I interviewed Leah Marie as she shared her story of moving from sales to cognitive coaching. We discuss the way in which her work as a cognitive behaviorist coach has helped people have the ability to develop better mindsets in making themselves more productive and successful in their working and home environments. Leah discusses the three biggest reasons people are struggling in their success; efficiency, focus, and productivity and discuss. We also discuss the Pivot to Profit Summit, which I had been honored to be invited by Leah Marie as an influencer in the financial session, and she discusses a bit about bringing together other influencers to create a master class and multiple resources to help people pivot to profit.  Connect with Leah Marie Pivot To Profit - https://www.pivot2profit.ca/welcome (https://www.pivot2profit.ca/welcome) Flip the Switch with Leah Marie - Podcast https://www.listennotes.com/podcasts/flip-the-switch-leah-marie-BaFfTO-RbUv/ ( https://www.listennotes.com/podcasts/flip-the-switch-leah-marie-BaFfTO-RbUv/) Leah Marie Website - https://www.masterofme.ca/home-page (https://www.masterofme.ca/home-page)

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The vast majority of people, despite your cash flow, do not have an accurate number on where money is going on a monthly basis.    In today's Better Wealth Unlock, Jereme Roodhouse, BetterWealth's Wealth Coach, discusses with me how important accurate data is when evaluating correct financial situations in life and business. When data is not completely accurate it can have a massive impact on your future.  We explain why tracking your spending can help bring accountability to your finances, because when you track your money you control it. 

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Bobbi Rebell is a multi-media global business journalist, most recently a business news anchor and personal finance columnist at Reuters following stints at PBS, CNN, and CNBC. She is the host of the Financial Grownup podcast and the co-host of the Money with Friends podcast. Bobbi is a Certified Financial Planner and is frequently quoted in the media as a personal finance expert. Bobbi also now works with select companies as a brand ambassador and spokesperson. Listen as Caleb and Bobbi discuss her podcasts and books.  Connect with Bobbi Rebell http://www.bobbirebell.com/ (http://www.bobbirebell.com/)  Financial Grownup Podcast - https://www.bobbirebell.com/financialgrownupblog (https://www.bobbirebell.com/financialgrownupblog)  Money with Friends Podcast - https://www.moneywithfriendspodcast.com/ (https://www.moneywithfriendspodcast.com/) 

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Many companies start with the idea of making a lot of money, but sadly those companies go out of business or jump from idea to idea never becoming as successful as they had hoped.  In today's Better Wealth Breakdown, Dan and I talk about the book “Good To Great” by Jim Collins and his “Hedgehog Concept” which explains how companies can become great by gaining clarity in three areas: What can you be best in the world at, what drives your economic engine, and what are you deeply passionate about?  We then use these three areas of the “Hedgehog concept” to evaluate BetterWealth as a company.   “Good To Great” by Jim Collins https://www.jimcollins.com/books.html ("Good To Great" by Jim Collins) https://www.jimcollins.com/article_topics/articles/good-to-great.html ( Good to Great Article by Jim Collins)

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The biggest mistake I see people making is taking other peoples advice on how they should be using their money without taking a step back to evaluate their greatest ROR.  In today's Monday Message, I use a case study to breakdown a clients’ process of evaluating where their money is going and what their biggest rate of return is coming from. I show in this case study the importance of evaluating your own ROR by asking yourself three questions; What result will you get on the back-end? How will taxes or a market correction affect your money in the future? And, what can I do with money that will give me a bigger result?

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In today’s podcast I discuss the current cultural climate with Jeremiah Dew and  we talk about the difference between sympathy and empathy.   Today’s BetterWealth Live, I had the pleasure of speaking with Jeremiah Dew co-founder of The Cash Compound, an educational platform centered around using high-cash value life insurance. Traditionally Jeremiah is known as a speaker and entertainer, but recently has posted a video regarding current events that has received over 50k views on YouTube. We discuss his perspective on current events, sympathy & empathy, and we finish by talking about Jeremiah’s philosophy on money.  Connect with Jeremiah Dew: http://thecashcompound.com/ (The Cash Compound) https://onevoiceshow.com/ (One Voice Show) https://www.youtube.com/watch?v=CNC7VtL4Wvw&t=129s ( Justice for George Floyd and MLK’s “Good Samaritan” )

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The difference between consumption and savings is not being taught properly. In today's BetterWealth Unlock, Jereme Roodhouse, BetterWealth's Wealth Coach, discusses the ways he serves people in the front line by teaching and evaluating people's understanding of consumption vs. savings. We explain why money always goes one of two places, either through savings or consumption and we discuss why it is so important to control the ratio of our consumed (lost of control) and saved (controlled).  

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Thanh Pham is the founder of Asian Efficiency, a productivity training company, where they help people become more productive at work and in life. He started Asian Efficiency in 2011 and has helped over 15,000 clients, with a blog that attracts annually over 1.5 million readers, and their podcast The Productivity Show is the #1 productivity podcast with over 8 million downloads. Thanh has been featured in Forbes, Fast Company, and Inc magazine as a thought leader and he gives keynotes across the world on productivity, efficiency, and time management.  Connect with Thanh Pham 7 Essential Items for Working At Home: https://www.asianefficiency.com/wp-content/uploads/2020/04/Work-From-Home-Kit.pdf ( https://www.asianefficiency.com/wp-content/uploads/2020/04/Work-From-Home-Kit.pdf)  thanh@asianefficiency.com  http://www.asianefficiency.com (www.asianefficiency.com)   https://www.asianefficiency.com/podcast/ (https://www.asianefficiency.com/podcast/)  http://www.asianefficiency.com/wfh (www.asianefficiency.com/wfh) 

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Another Better Wealth breakdown podcast! This time it’s with Dan Kaminski who shares his insights from the book Traction, and also his life experiences. You won’t want to miss this! Connect with Dan Kaminski dan@betterwealth.com  https://www.linkedin.com/in/right-hand-dan (https://www.linkedin.com/in/right-hand-dan) Book Mentioned in the episode is: https://www.eosworldwide.com/traction-book (https://www.eosworldwide.com/traction-book) 

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One of the most requested podcasts: the AND Asset highlights. It’s your guide to accumulating assets and wealth!

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In today's Better Wealth Live Mariah and I talk about the historic savings rate, we discuss emergency and opportunity funds, we look at the US National Debt Calculator, and then we dive deep comparing a "Roth IRA" vs. "The AND Asset". Statista - https://www.statista.com/statistics/246234/personal-savings-rate-in-the-united-states/ ( Personal Savings Rate in the US from 1960-2019) CNBC - https://www.cnbc.com/2020/05/29/us-savings-rate-hits-record-33percent-as-coronavirus-causes-americans-to-stockpile-cash-curb-spending.html ( US Savings Rates Hit a Record 33%) https://www.usdebtclock.org/ (US DEBT CLOCK) Storing your Money: Comparison Chart

BetterWealth

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The AND asset is a tool. Financial tools are crucial, the way we use them makes all the difference. Learn more about the AND Asset in this episode with Caleb and Jereme Roodhouse.   Connect with Jereme Roodhouse jereme@betterwealth.com 

BetterWealth

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Joey Gilkey is the founder of Tribe Prospecting, a company that helps businesses land high-ticket deals with their dream clients through account-based sales. He and Caleb talk about Joey’s story, what his company does, and how he helps his clients grow.

Connect with Joey Gilkeyhttps://www.joeygilkey.com/ (https://www.joeygilkey.com/) joey@tribeprospecting.com  https://twitter.com/joeygilkey?lang=en (https://twitter.com/joeygilkey?lang=en)

BetterWealth

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Concepts, ideas, and thoughts! That’s what you’ll learn in this podcast. The one word for great companies, do you have an idea of what it is? Be sure to listen to Caleb and Dan, as they explain it!

Connect with Dan Kaminski dan@betterwealth.com 

BetterWealth

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Caleb talks about infinite vs finite. It is an episode directly inspired by Simon Sinek and for those who do not know, Caleb is a huge fan of his thoughts. Be sure to listen to this episode and the importance of knowing the “why”. https://simonsinek.com/the-infinite-game (https://simonsinek.com/the-infinite-game)  https://www.youtube.com/watch?v=bVm1oUIrkG0 (https://www.youtube.com/watch?v=bVm1oUIrkG0)  https://www.youtube.com/watch?v=tye525dkfi8 (https://www.youtube.com/watch?v=tye525dkfi8) 

BetterWealth

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In our first live episode Caleb introduces Mariah and they talk about the new Friday LIVE format and new upcoming events happening at BetterWealth.

BetterWealth

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In this podcast, Caleb and Jereme offer their virtual checklist. You can access that document in the links and resources from this episode. They share their insights about doing business virtually, you’ll enjoy it! Virtual checklist link: https://uploads-ssl.webflow.com/5dcb571fa77069d7fb64d4ea/5ebef83ef1d874e70d8daaf5_BW%20Virtual%20Checklist.pdf (https://uploadsssl.webflow.com/5dcb571fa77069d7fb64d4ea/5ebef83ef1d874e70d8daaf5_BW%20Virtual%20Checklist.pdf)

BetterWealth

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Vinnie Fisher has been married to Debbi for almost 25 years and has 4 beautiful children. Vinnie has built many businesses and has had the privilege to grow 4 of them to 8 figures. Today, Vinnie is the CEO and co-founder of Fully Accountable which opened in early 2015. With his team, they built an outsourced accounting and finance firm that helps e-commerce and digital companies so that they can make better decisions to grow and scale with a greater profit margin. They recently made the INC. 5000 list in 2019 ranking 2626 with 148% growth!  As a successful CEO, Vinnie has really developed a talent for building and growing world-class teams.  He has learned that a valuable company must grow beyond the shadow of the owner. Connect with Vinnie Fisher https://fullyaccountable.com/promos/caleb/ (https://fullyaccountable.com/promos/caleb/)  vinnie.fisher@fullyaccountable.com  https://fullyaccountable.com/ (https://fullyaccountable.com/) 

BetterWealth

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Welcome to breakdown concepts and ideas with Better Wealth! Caleb and Dan will talk about Better Wealth’s vision, mission, marketing, and how they can give more to listeners.

BetterWealth

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It’s our 100th episode! This episode is a unique one with all employees of our company: Dan Kaminski, Trevor Wood, Al Kaminski, Jereme Roodhouse, Alex Landsverk, Aaron Diemer, Mariah Wood, and Jason Rink. Enjoy!

BetterWealth

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Chris Larsen is the founder and Managing Partner of Next-Level Income and author of Next-Level Income, How to Make, Keep, and Grow Your Money Using the Holy Grail of Real Estate to Achieve Financial Independence. Chris has been investing in and managing real estate for over 20 years and has been actively involved in over $150M of real estate acquisitions. He founded Next-Level Income to Put Investors First through education and opportunities to achieve financial independence. Today, Caleb and Chris talk about his latest book and how he would like to promote it: https://www.nextlevelincome.com/ebook (https://www.nextlevelincome.com/ebook)  Connect with Chris Larsen https://www.nextlevelincome.com/ (https://www.nextlevelincome.com/)  https://www.nextlevelincome.com/ebook (https://www.nextlevelincome.com/ebook) 

BetterWealth

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Kathryn  & Michael K. Redman are sweethearts, best friends, and the husband-and-wife team behind Half a Bubble Out (HaBO), a marketing and business consulting firm. In the past 18 years, they have built and run two successful 7-figure companies. They are the authors of Fulfilled: The Passion & Provision Strategy for Building a Business with Profit, Purpose & Legacy, and have helped business leaders across the world grow Passion & Provision companies. They are excited about teaching their success framework to other small business owners so they are reconnecting with their passion, seeing financial success, and once again loving their business.  Caleb talks with them about their upcoming book launch: May 5th, 2020. A Kindle version will be available on Amazon for the first week only for 99 cents. Starting May 12th the paperback version of the book will be available at https://www.fulfilledthebook.com/ (https://www.fulfilledthebook.com/) Connect with Michael K. & Kathryn Redman https://www.fulfilledthebook.com/ (https://www.fulfilledthebook.com/) https://www.halfabubbleout.com/ (https://www.halfabubbleout.com/) 

BetterWealth

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Rich shares his story, his inspiration, and his background. Caleb also talks with Rich about a brand, products, human connection, and how he helps clients grow their business.  Connect with Rich Keller Business Link: https://therichkeller.com/catalyst/ (https://therichkeller.com/catalyst/)  Email: info@therichkeller.com 

BetterWealth

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Caleb talks with Dave Anderson about Dave's story and his insights on non convincing language, the pillars of communication, and how learning to communicate better can make you more effective. https://community.naifa.org/members/?id=58446697 (https://community.naifa.org/members/?id=58446697)

BetterWealth

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Christopher Nelson is the Co-Founder and Principal of Wealthward Capital, a private equity investment firm. Wealthward Capital invests in multifamily assets, self-storage and commercial debt instruments. They help investors preserve and grow their wealth by partnering with top-performing sponsors/ operators who have a strong track record for successful asset management and meeting or exceeding investor returns. Christopher and Caleb talk about IPO’s: how you can use it and what you can do to create cash flow and wealth.

Connect with Christopher Nelson https://www.linkedin.com/company/wealthward-capital/ (https://www.linkedin.com/company/wealthward-capital/)  https://www.wealthward.com/our-team/ (https://www.wealthward.com/our-team/) 

BetterWealth

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Caleb talks with Connor Boyack about how he learned the importance of simplifying complex ideas so others can understand. This approach works perfectly when it comes to children. He has written a popular series of children's books that has helped kids learn the ideas of liberty. Connect with Connor Boyack https://tuttletwins.com/ (https://tuttletwins.com/)  Mentioned in Interview Book Series Link: https://tuttletwins.com/ (https://tuttletwins.com/) 

BetterWealth

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Caleb talks Dan Kaminski! He is currently pushing the financial service industry into the 21st century. Dan is building a platform for Better Wealth Solutions to educate and coach as many people as are willing to listen. At Better Wealth, they believe the current financial model is flawed. They know there are proven, better ways to true financial freedom. Dan and Caleb encourage you to challenge the status quo and change the way you think about money. Connect with Dan Kaminski https://www.linkedin.com/in/right-hand-dan (https://www.linkedin.com/in/right-hand-dan)

BetterWealth

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Jereme and Caleb explain why having a storehouse can create wealth and how you can be your number one asset. Connect with Jereme Roodhouse https://www.linkedin.com/in/jereme-roodhouse-24a587124/ ( https://www.linkedin.com/in/jereme-roodhouse-24a587124/) 

BetterWealth

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Caleb talks with Jereme Roodhouse about clarity, purpose, and focusing on the result. They discuss clarity as one of the first steps in the Better Wealth process. Connect with Jereme Roodhouse https://www.linkedin.com/in/jereme-roodhouse-24a587124/ ( https://www.linkedin.com/in/jereme-roodhouse-24a587124/) 

BetterWealth

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We are going back to a recording that Caleb made in February when all the chaos with the Coronavirus exploded and the market was crashing. Caleb shares what he predicted during that time, be sure to stay tuned, and enjoy Caleb's thoughts at the Infinite Banking Think Tank!

BetterWealth

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Most of what we hear concerning the Coronavirus is negative. Caleb offers a different approach of not letting fear get the best of you, but instead, focusing on the positive, praying for others, and looking to the future with optimism.

BetterWealth

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Better Wealth has the pleasure to announce its first annual event! Go to http://www.betterwealth.com/live (www.betterwealth.com/live)  to know more about it! It will be in Denver, Colorado October 2nd and 3rd. It’s going to be amazing! Stay tuned and share this with as many people as possible!

BetterWealth

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Caleb talks with a legend of the industry: Scott Christensen. Scott Christensen is an insurance professional with over 40 years of experience helping families and business owners plan for the future. Scott has had the privilege to train and coach hundreds of insurance agents and financial professionals over the last 30+ years on how to create and preserve wealth. They talk about Scott's story and what he had gone through, his philosophy about how money works, and more. Be sure to stay tuned and enjoy this episode! Connect with Scott Christensen https://alliancegroupfinancial.com/our-people/ (https://alliancegroupfinancial.com/our-people/)

BetterWealth

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For over 30 years, Mark Bertrang has been a trusted advisor to families. He is the creator of Financialoscopy®. As a professional communicator (broadcasting was his first career), for more than a generation, Mark has communicated the message of financial security. Engaging audiences at financial conferences and industry meetings throughout the country provides an outlet to share his passionate message. In today's episode, Caleb talks with Mark about his story, his vision, and his mission to help clients ensure their loved ones. Enjoy! Connect with Mark Bertrang http://www.bertrangfinancial.com/ (http://www.bertrangfinancial.com/) http://www.bertrangfinancial.com/content/about-us/the-team ( http://www.bertrangfinancial.com/content/about-us/the-team) https://twitter.com/financialoscopy?lang=en (https://twitter.com/financialoscopy?lang=en) https://www.linkedin.com/in/markbertrang (https://www.linkedin.com/in/markbertrang) Mark’s book: https://www.amazon.com/Investments-Dont-Hug-Embracing-Insurance-ebook/dp/B01N0WIOTE ( https://www.amazon.com/Investments-Dont-Hug-Embracing-Insurance-ebook/dp/B01N0WIOTE)

BetterWealth

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Trent has become the coach best known for creating sales conversations and questions that remove resistance from the sales process and motivates prospective clients and advisors alike to take action now to improve their financial lives today so they can live the life they want. Caleb talks about how they met each other, Trent's mission, his coaching program, and a lot more, so be sure to stay tuned until the end, and enjoy this episode! Connect with Trent Fortner https://www.linkedin.com/in/trentfortner (https://www.linkedin.com/in/trentfortner) https://www.facebook.com/Coachtrentfortner (https://www.facebook.com/Coachtrentfortner) https://twitter.com/dtrentfortner?lang=en (https://twitter.com/dtrentfortner?lang=en)

BetterWealth

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What an amazing experience! The Truth Training gave Caleb and Ian Messina insight knowledge about calculators, interest rates, ROR... and more. Listen to this episode as they talk about Truth Training's summary! Links and Resources from this Episode https://betterwealthsolutions.com For additional information go to http://betterwealthpodcast.com/ or check out Caleb at https://calebguilliams.com (https://calebguilliams.com)  https://truthconcepts.com/truth-training/

Get Your Free Copy of The AND Asset https://andasset.com/book 

Show Notes Day 3 at Truth Training - 2:32 Key highlights of day 3 - 3:40 There are so many ways you can buy a house - 4:37 Breaking down the mortgage - 5:31 Talking about inflation - 9:55 Human behavior when it comes to investing - 10:44 What you thought was truth, may not be - 12:01 Get the most value of all that you're doing - 14:18 Helping people understand how money works - 16:38 Why documentaries are so great  - 20:07 Ian's answer for The Legacy Question - 20:34 Ian's biggest goal for this year - 21:41

Review, Subscribe and Share If you like what you hear please leave a review by clicking here Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Spotify Subscribe with Stitcher

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Today, Caleb and Ian Messina dive into some insights that they learned at the training: the return on result (ROR), whole life insurance, how to use calculators, and much more. Stay tuned! https://truthconcepts.com/truth-training/ (https://truthconcepts.com/truth-training/)

BetterWealth

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Welcome to Day 1 of the Truth Concepts Training deep brief with Ian Messina.  Caleb and Ian will talk about their goals and experiences at Truth Concepts. Listen and enjoy! https://truthconcepts.com/truth-training/ (https://truthconcepts.com/truth-training/)

BetterWealth

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How does becoming wealthy change your mindset? Today's episode is about that, Caleb talks with one of his best friends Aaron Diemer, they dive into how they met, their experiences at Better Wealth, and a lot more.... stay tuned and enjoy it! Connect with Aaron Diemer https://betterwealthsolutions.com/about-us (https://betterwealthsolutions.com/about-us) https://www.linkedin.com/in/gymmarketer/ (https://www.linkedin.com/in/gymmarketer/)

BetterWealth

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Eszylfie Taylor is the president and founder of Taylor Insurance and Financial Services located in the financial district of Pasadena, California and serves as a financial advisor to individuals, business owners, and high net worth families. Taylor is a Million Dollar Round Table Top of the Table Producer.  In 2015 he won NAIFA's Top 4 Under 40 award and launched The Taylor Method: his personal training series for financial advisors and agents. In the process of developing The Taylor Method, Mr. Taylor has coached countless agents and brought many back from the brink of leaving the business. His passion for mentoring and drive to succeed allows him to continually produce fresh, new content for his sales training system. Enjoy! Connect with Eszylfie Taylor https://www.taylorinsfin.com/eszylfie-taylor/ (https://www.taylorinsfin.com/eszylfie-taylor/) https://www.taylormethod.com/ (https://www.taylormethod.com/) https://www.facebook.com/TheTaylorMethod/ (https://www.facebook.com/TheTaylorMethod/) https://www.youtube.com/user/thetaylormethod (https://www.youtube.com/user/thetaylormethod) https://www.instagram.com/eszylfietaylor/?hl=en (https://www.instagram.com/eszylfietaylor/?hl=en) https://www.linkedin.com/in/eszylfie-taylor-705a395 (https://www.linkedin.com/in/eszylfie-taylor-705a395)

BetterWealth

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Caleb talks with Jaime Cross, who is not only just an amazing entrepreneur, but a marketer, homeschooler, and valuable woman! She and Caleb have a lot of the same beliefs as it relates to health and passion for God. Today, Jaime shares her powerful story and talks about who she is, her motivations, and goals. Enjoy this episode! Connect with Jaime Cross https://www.linkedin.com/in/jaimecross (https://www.linkedin.com/in/jaimecross)  https://www.facebook.com/thehereffect/?ref=py_c (https://www.facebook.com/thehereffect/?ref=py_c) https://www.facebook.com/jaimecrossofficial/?ref=py_c ( https://www.facebook.com/jaimecrossofficial/?ref=py_c)

BetterWealth

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Tim Chermak is the founder and CEO of Platform, the digital marketing agency for real estate agents. Tim created his education outside of the school system, consistently investing in himself, and learned valuable skills to build a career and a company. In today's episode, Tim talks to Caleb in a very valuable episode! Enjoy this podcast! Connect with Tim Chermak http://www.platform.marketing/ (http://www.platform.marketing/)  https://www.facebook.com/timchermakmarketing/ (https://www.facebook.com/timchermakmarketing/)  Tim’s book: https://frontdesk.platformcrm.com/authority-strategy-8-25 ( https://frontdesk.platformcrm.com/authority-strategy-8-25) 

BetterWealth

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Caleb kicks off the year by speaking with a listener favorite: Chris Kirkpatrick. He is the founder and CEO of Life180 and an extremely successful business owner. Today, they will be talking about their recent partnership and how it will shape the path of Better Wealth Solutions in 2020. Stay tuned! Connect with Chris Kirkpatrick http://life180.com/home-page303924598 (http://life180.com/home-page303924598) https://www.facebook.com/LIFE180LLC (https://www.facebook.com/LIFE180LLC)  Youtube Channel: https://www.youtube.com/channel/UCyNvN057XS4Afd25rQrdFuQ?sub_confirmation=1 ( https://www.youtube.com/channel/UCyNvN057XS4Afd25rQrdFuQ?sub_confirmation=1)  

BetterWealth

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Caleb is joined one more time by Right-Hand-Dan to reflect on the past year and how it shaped the company but most importantly to reveal they will be hosting the first live event by Better Wealth Solutions. The event will take place in October of 2020 but first, they want to make sure they cover all your needs by running a survey. Make sure to get into the Better Wealth email list to help us make our first-ever live event a total success!

BetterWealth

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We're going to end the year with a special edition. This week, Caleb doesn't have a guest but instead wanted to get deep and personal with you guys. If you're someone that is into new year's resolutions that totally works but our host invites you to think beyond on how do I want your life to look in 2020? For this, Caleb wants to share with you his four-step blueprint process, so stay tuned!

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Sean Briscombe works in showing business owners, entrepreneurs, and investors how to use the 1041 Trusts & Foundation system to keep their tax dollars, grow their wealth, and give back in a more meaningful way. Stay tuned and enjoy! Connect with Sean Briscombe https://www.linkedin.com/in/sean-briscombe/ (https://www.linkedin.com/in/sean-briscombe/) Sean’s number: 512-346-6020

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I hope you had an amazing Thanksgiving and hope you have an amazing Christmas with all your beloved ones! For New Year, we will have an end-of-the-year meeting in Denver, it's a three-day meeting reviewing what we have accomplished and what are our goals for 2020. We want to hit all our goals as a company.  Also, we will talk in that meeting about our strengths and weaknesses as a company, today I will share mine. Enjoy!

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Harlan Accola, CRMP, has 13 years of experience with marrying financial planning and the reverse mortgage retirement tool. Harlan has been in the mortgage industry for over 15 years and specializes in all types of loans. His specialty is taking a comprehensive “bird’s eye view” of clients’ financial pictures, rather than dealing with one small part at a time. Harlan is a Registered Financial Consultant, a Certified Senior Advisor, and a Senior Mortgage Planner. Harlan’s specialty lies in educating retirees and pre-retirees on the advantages of using Reverse Mortgages for financial and estate planning. Harlan is one of only 100 CRMPs nationally. Enjoy this episode!

Connect with Harlan Accola https://fairwayreverse.com/ (https://fairwayreverse.com/) https://www.facebook.com/fairwayreverse/ (https://www.facebook.com/fairwayreverse/) harlana@fairwaymc.com  https://www.linkedin.com/in/harlan-j-accola-crmp-b6544819 ( https://www.linkedin.com/in/harlan-j-accola-crmp-b6544819) https://www.csa.us/member/HarlanAccola (https://www.csa.us/member/HarlanAccola)

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On the final episode of the series, Caleb explains the difference between the Thermostat vs. Thermometer, how one sets the temperature, the other reflects it and how you can actually be either one of them. Stay tuned, to find out more!

Dr. Tim Elmore Book: https://www.amazon.com/Habitudes-Images-Leadership-Habits-Attitudes/dp/1931132089 ( https://www.amazon.com/Habitudes-Images-Leadership-Habits-Attitudes/dp/1931132089) 

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Kirk Hortel is one of many success stories about the implementation of the End Asset. Kirk shares his unique story as a firefighter, how he used life insurance and how it helps his family in an impactful way. Stay tuned and enjoy!

Connect with Kirk Hortel https://betterwealthsolutions.com/about-us (https://betterwealthsolutions.com/about-us) https://www.linkedin.com/in/kirk-hortel-86a683185 (https://www.linkedin.com/in/kirk-hortel-86a683185)

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You don’t have to wait until January to start on your goals for the year—why not start right now? Caleb and Jereme discuss how they’re going to impact people and where and how they’re going to innovate and challenge the status quo. Stay tuned and enjoy!

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Jereme Roodhouse is a Better Wealth Coach at Better Wealth Solutions. He is an Experienced Financial Services Professional and military leader with a demonstrated history of working in the financial services industry and all branches of the military. Skilled in sales, operational planning, team building, leadership, and interviewing. He has a bachelor’s degree in social psychology from Park University. Stay tuned and enjoy!

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Thanksgiving is the time of year for being grateful for the people you work with, the good things that happened during the year, and of course the beloved people that are always beside you in every moment of your life. Today, Caleb shares his Thanksgiving message, why he is so grateful this year, and why we should stay tuned for every Better Wealth podcast. Stay tuned, and enjoy your Thanksgiving with your loved ones!

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Chris Naugle is on a mission to help America, to take back control of their wealth. He has what's called the “money multiplier method”, which is another way of saying infinite banking. As an innovator and visionary in wealth-building and real estate, Chris empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Innovating what it takes to break the chains of financial slavery, Chris is driven to deliver the financial knowledge that fuels lasting freedom. To date, he has spoken to and taught over ten thousand Americans. Enjoy this episode!  Connect with Chris Naugle https://chrisnaugle.com/about/ (https://chrisnaugle.com/about/) https://www.facebook.com/ChrisMNaugle (https://www.facebook.com/ChrisMNaugle) https://www.instagram.com/chris_naugle/ (https://www.instagram.com/chris_naugle/) https://themoneymultiplier.com/chris-naugle/ (https://themoneymultiplier.com/chris-naugle/) info@themoneymultiplier.com  https://www.facebook.com/themoneymultiplier/ (https://www.facebook.com/themoneymultiplier/)

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Caleb discusses another “Habitude” on today’s episode. The second of a three-part series is about the image of the starving baker, how we are like the baker who spends so much time making bread for others and forgets to eat his bread. Stay tuned, and learn!

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Caleb talks with a good friend, Joey Mure, also known as the “Italian Stallion”. He has a podcast called Wealth Without Wall Street and is a fellow advisor working with people all over the country. In today's episode, they talk about Joey’s podcast, his three steps to better wealth, life insurance, and infinite banking. Stay tuned and enjoy this amazing interview!

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Caleb will dive into the “Habitudes” exposed in Tim Elmore’s book. These images have a different perspective about leadership and Caleb will dive into all of them in this three-part series. Today, he talks about the image of the iceberg that represents leadership: the 10% above the water is your skill and the 90% below the water is your character. Stay tuned, and enjoy!

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In today's episode, Caleb Guilliams talks to somebody that brings back memories of when he was 19 years old. This person is John Noel. Caleb shares that John Noel is the most successful person he ever imagined to talk with, and in this conversation you will understand why! Stay tuned and enjoy this episode!

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Caleb sits down, literally in the basement of his new place, to share the latest news on how the business is growing and new strategic elements the team is adding to the website to make things simple for you guys! Enjoy!

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Caleb is a 17-year-old visionary, million-dollar entrepreneur, author, international keynote speaker, and social media influencer. He is the co-founder and leader of Apex 4 Kids which is the world’s first-ever relatable, entertaining and powerful personal growth for kids! Today, both Caleb's have an amazing conversation on mindset, parenting, business, money and of course the “legacy question.”

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Caleb talks about the journey of getting taxbot, and the process of what you have to do when you have it. Stay tuned and enjoy this episode!

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A piece of good news that is going to radically change Caleb's business will be today's topic! Caleb talks to Jake Randall, he shares the importance of saying "yes" to good things, for example, partnerships. Some partnerships give you credibility as a company, so stay tuned and listen to their thoughts on the partnership between Better Wealth Solutions and TAXBOT. Enjoy!

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Today, Caleb talks with his dear friend Dan in this second part of the two-part series about EOS. Caleb is on a mission of helping people to think differently about Wall Street and savings. Dan is a big part of Better Wealth's growth and they explain why sometimes it's better to say “no.” They dive into the EOS strategy to scale your business, so enjoy and learn!

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Caleb brings on “right hand Dan”, Dan Kaminski for this very special episode. Today, they touch on the role of Dan on the growth of Better Wealth Solutions and how it is better to say NO to good opportunities to leave room to say yes to GREAT ones! Also, they discuss how the usage of the EOS strategy has played a major role in this stage of the business.  If you wanna know how the EOS strategy can scale your business, listen and learn!

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Caleb takes us through the history of the show and shares why he started it, where it is currently, where it’s going, and how this podcast has changed him. Also, he invites you to go to the brand new site betterwealthpodcast.com. Stay tuned and enjoy!  

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Garrett B. Gunderson is the author of the New York Times bestseller Killing Sacred Cows: Overcoming the Financial Myths that are Destroying Your Prosperity. He is the Chief Wealth Architect of Wealth Factory and conference speaker. Wealth Factory helps entrepreneurs and business owners keep more of their money and increase monthly cash flow without having to work harder, take on more risk, or hire a single new employee. Stay tuned and enjoy this podcast with Garrett!

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In today's episode, Caleb Guilliams talks with his lovely mother! Caleb and his mom dive into his childhood, share some stories on how he was raised, and have a real heart to heart conversation. Enjoy!  #BetterWealth

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In today's episode, Caleb Guilliams will uncover the Debt Snowball. Caleb tells how David Ramsey has made it very popular, and shares some of the things he’s learned about it. Stay tuned and enjoy!

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Julie Ness Bell Ph.D., is the founder and president of The Mind of a Champion a coaching service that improves results for businesses & athletes. Julie has worked with a variety of individuals, teams, and organizations to improve their mindset through principles she developed to help business professionals and athletes deliver their best performance when it matters most. Stay tuned and enjoy this episode!

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Sometimes saving all your money isn’t the best option. In today's episode, Caleb Guilliams explains why savers are losers while using some examples, so stay tuned!

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Caleb Guilliams talks to Peter Jeppson in this part 2 of their amazing interview! On part 1, they talked about each principle to money mastery, Peter’s background and a great story, but in this part 2 of their interview you will learn much more about other topics like 401(k) and Whole Life Insurance, so stay tuned and enjoy!

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Today, Caleb wanted to share the two biggest risks when it comes to retirement, and why most people are not ready to retire well. So stay tuned and listen to Caleb's insights!

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In this two-part series podcast, Caleb Guilliams has the opportunity to talk with Peter Jeppson. Peter has had a direct and indirect impact on Caleb's life: Peter is 73 years old, he's been licensed for over 50 years, and has spoken across the country, not just in money, but motivational as well. Peter shares how he fought for his life, so stayed tuned and listen to this amazing interview!

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In today's episode, Caleb Guilliams talks about the Critic Statue: this is going to apply to anyone who has been criticized or maybe is not doing something because they are afraid of what someone else is going to think about them. Stay tuned and enjoy!

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Bevan Wilde is a coach and financial advisor. He studied Economics at Southern Utah University, and he loves teaching families and individuals principles of economics and success. He has discovered that he loves to empower people to work more efficiently and effectively. So stay tuned and listen to Bevan's unique life story!

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Caleb Guilliams talks about the difference between an asset-based activity vs. a liability-based activity. Knowing this difference and applying these principles are crucial to getting our mindset to the next level, so stay tuned and enjoy this episode!

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Karen Briscoe is the creator of the 5 Minute Success Concept. She regularly speaks on a national and local level on the best of 5 Minute Success. Furthermore, she is the host of the weekly 5 Minute Success podcast which has an amazing array of guests who achieve success at a high level in business and life. She has completed the John Maxwell Team Certification Program for Coaching, Speaking, and Training. Karen is a frequent guest on other podcasts that focus on entrepreneurial success and motivation, as well as real estate related topics.  She is a contributing author to real estate media outlets INMAN and Real Trends.

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Caleb Guilliams talks about opportunity cost, its power, why is it important, and how you should use it, so stay tuned and enjoy Caleb's insights!

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A 24-year-old author, writer and coach, on today's podcast Caleb Guilliams is joined by Jordan Gross, a young man with a genuine desire to help others, he guides people to their Cloud Nine lives by helping them discover their true passions and purpose. Through the design of a creative, intensive, and FUN 9-step process, he has guided startup founders as well as employees at Google and Amazon in overcoming uncertainty and discovering what it is that truly brings them meaning and fulfillment. He is also a best-selling author of a book called Getting COMFY: Your Morning Guide to Daily Happiness.

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Better Wealth Solutions Studio has an intern: Alex Landshark. Listen as he talks with Caleb and shares his experience learning in a top financial institution, so stay tuned and enjoy!

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Auriel Wright is the Co-founder and CEO/CTO of StrattyX, which is an automated trading app that allows users to create, test, and automate their investment strategies. With this app, you can quickly create a sophisticated investing strategy using natural English language. Its mobile software automates trades based on key indicators like price changes, breaking news, and global market trends. Stay tuned to learn how you can make more money by leasing your successful strategies in the StrattyX marketplace.

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When it comes to saving for college education the plan of choice for most families is the infamous 529 but is it really the best choice? Caleb revisits a topic he previously shared via a https://www.youtube.com/watch?v=yjX0hZ9OJus&lc=z22khvsbjxuadb5nuacdp431k0xyuqairoe0iqtgc2pw03c010c ( YouTube video) but felt was still worth talking about today. He brings up 7 key concepts on which we can compare a 529 plan to a whole life insurance policy to help you determine which one works best for your needs.

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How does wealth actually work? This question may be difficult to answer but luckily for us, Matt is here to share his insight into this amazing topic. He earned his Bachelor of Science in Architecture, as well as a Masters in Architecture, focusing on Urban Design, from Lawrence Technological University in Southfield, Michigan, graduating with honors. After seeing the IRS take almost a third of his close friend’s inheritance, he realized that typical financial planning is deeply flawed. That's why Matt joined his father as a third generation financial coach, helping people across the country gain control over their money. He is a mentor in The Breakaway League, a group of advisors from across the United States who have seen typical financial planning fail their clients for decades, and now set out to teach the truth on how it all actually works.

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In this special edition, Caleb gives us some insights into his book: The AND Asset. This book has everything to do with money and how it works, pursuing what you want, and becoming your greatest asset. Also, it shows you a better way to save for the future and achieve financial freedom.  This episode is packed with useful information all about money: how to protect it, how to be more efficient, and how to have more control. So stay tuned and learn Caleb's key elements!

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This is the final chapter of the series where Guilliams acknowledges the power of being able to use your money and explains the definition of the "AND Asset" and how to use it for our advantage. He encourages us to keep thinking in ways to grow, save and invest our money and how education is key to the implementation of efficiency.  The best way to take action is to go to https://www.betterwealthblueprint.com/training (https://www.betterwealthblueprint.com/training). Reach out to have Caleb help you get clear on your "why" and create a savings plan!

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In this chapter, Caleb recaps a few concepts from previous episodes you may already be familiar with to help us understand how this strategy is super powerful when used along with life insurance to grow your money for the rest of your life. Stay tuned and enjoy! 

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The way to build wealth is by maximizing the efficiency of the whole process, that’s why you have to know the best place to put your money! And most importantly why it is a good idea to add a mutually owned life insurance contract to your financial strategy.

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Having capital is super important considering we finance everything we purchase, that is why Caleb touches on the third section of the book to teach how to implement the Controlled Compounding strategy! Guilliams also gives us some examples of the three types of people out there when it comes to managing money: the debtor, the safer and the maximizer.

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This is a key chapter for Caleb and his favorite! Banks are the most profitable business in the world, they are experts on flow, leverage, liquidity, and transactions. Working at a bank was a great experience for Caleb, this is why he explains a lot of details of the banking process and why you should use the same technique to manage your own finances.

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The government is going to take our money, that is why Caleb tries to give value to this chapter. He helps us understand qualified planning and talks about the three big tax-related stages of our lives and the importance of being prepared for the unknown.

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Explosive control is how you can create wealth, by understanding that you are your greatest asset and knowing your value to prosper and grow. Caleb gives us some examples to understand the concept of unhindered control and talks about the big nine questions you have to ask yourself when it comes to money. Stay tuned and enjoy this chapter of Caleb's book!

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In this chapter, our host explains the power of compounding, its components and how it involves money, interest rates, and time. Also, he explains a few strategies to avoid losing money at all costs!

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Caleb explains how to be efficient with money using the concepts of wealth transfer, opportunity cost, and control, especially when buying a house. How do you minimize losses and maximize future growth? Your house value, way of payment, security, and inflation are some things that you should take into account to achieve these. Stay tuned and enjoy! 

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Caleb explains the importance of processes and how most of the times, process is more important than product. He then shares some examples of how to be super-efficient to make money and the two key rules to accomplish it:   Do not lose money, and  Listen to rule number one!

It’s all about optimizing efficiency in your life!

Links and Resources from this Episode For transcriptions and additional information on this episode go to https://betterwealth.libsyn.com/ (https://betterwealth.libsyn.com/) or check out Caleb at https://www.betterwealthsolutions.com/ (https://www.betterwealthsolutions.com)

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Chapter 1 in Caleb’s book is all about financial freedom. Financial freedom is all about having enough passive income coming in so that you do not have to work. This means that you are financially free and you have money to cover your expenses. Caleb talks about the idea of RoR (Rate of return) and the function of the opportunity cost. He tells us that we have to understand that we are our greatest asset. You can find all this information and more in Caleb’s book, so stay tuned and enjoy! Links and Resources from this Episode For transcriptions and additional information on this episode go to https://betterwealth.libsyn.com/ (https://betterwealth.libsyn.com/) or check out Caleb at https://www.betterwealthsolutions.com/ (https://www.betterwealthsolutions.com/)

BetterWealth

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What would you do if you didn't have to think about money? On today's episode, our host dives into the introduction of his debut book The AND Asset. In this chapter, Caleb explains the importance of understanding your big WHY, why you should consider yourself as your greatest assets in order to achieve and enjoy wealth and how whatever it is that you want to accomplish, this book will show you a better way to do so. Links and Resources from this Episode For transcriptions and additional information on this episode go to https://betterwealth.libsyn.com/ (https://betterwealth.libsyn.com/) or check out Caleb at https://www.betterwealthsolutions.com/ (https://www.betterwealthsolutions.com/)

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The world of professional golf coaching explained by one of the country's most accomplished professionals, today we are joined by Cindy who is the founder and CEO of Cindy Miller Inc., and co-founder of the Golf Channel Academy with Cindy & Allen Miller in two locations: The Wehrle Golf Dome in Buffalo, NY and Airport Driving Range. She is a successful coach, player, speaker, and corporate team building expert, Cindy has been teaching professionally for over 30 years and has garnered numerous coaching accolades, including being named the 2010 LPGA National Teacher of the Year. She currently resides on Golf Digest magazine’s list of “Best Teachers” in the state of New York and is a member of the U.S. Kids Golf “Top 50 Kids Teachers” Class of 2014. Links and Resources from this Episode For transcriptions and additional information on this episode go to https://betterwealth.libsyn.com/ (https://betterwealth.libsyn.com/) or check out Caleb at https://www.betterwealthsolutions.com/ (https://www.betterwealthsolutions.com/) Connect with Cindy Miller https://www.golfchannelacademy.com/coaches/cindy-miller/ ( https://www.golfchannelacademy.com/coaches/cindy-miller/) https://cindymillergolf.com/ (https://cindymillergolf.com/) info@cindymillergolf.com  https://buffalonews.com/2018/12/29/cindy-miller-how-to-own-your-golf-game-in-2019/ ( https://buffalonews.com/2018/12/29/cindy-miller-how-to-own-your-golf-game-in-2019/) 

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In this short segment, Caleb talks about two things he is passionate about, but also one he thinks is the most important when it comes to money and wealth: understanding your "why" and the RoR (Return On Result). Caleb explains these concepts that have helped people and why you should understand them, stay tuned and enjoy! Links and Resources from this Episode For transcriptions and additional information of this episode go to https://betterwealth.libsyn.com/ (https://betterwealth.libsyn.com/) or check out Caleb at https://www.betterwealthsolutions.com/ (https://www.betterwealthsolutions.com/)

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As the former National Sales Training Manager for a Top 5 homebuilder and a licensed Realtor in Arizona, Ryan Taft has a passion for helping others achieve breakthrough results in sales, business, and life. Ryan combines his knowledge of human performance, psychology, and sales skills development to deliver engaging, energizing, and insightful training experiences that drive peak performance. Ryan is a member of the National Speakers Association and a frequent contributor to leading industry publications. Links and Resources from this Episode For transcriptions and additional information on this episode go to https://betterwealth.libsyn.com/ (https://betterwealth.libsyn.com/) or check out Caleb at https://www.betterwealthsolutions.com/ (https://www.betterwealthsolutions.com/) Connect with Ryan Taft https://jeffshore.com/our-team/ryan-taft/ (https://jeffshore.com/our-team/ryan-taft/)  https://twitter.com/ryangtaft?lang=en (https://twitter.com/ryangtaft?lang=en) 

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Learn how to secure a steady and permanent growth for your money with our host Caleb, as he shares his insights into the usage of Life Insurance as a tool that provides significant growth opportunities as well as his 12 ways to redirect and save your money. Links and Resources from this Episode For transcriptions and additional information of this episode go to https://betterwealth.libsyn.com/ (https://betterwealth.libsyn.com/) or check out Caleb at https://www.betterwealthsolutions.com/ (https://www.betterwealthsolutions.com)

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Jayson Lowe, the founder of Ascendant Financial, has been educating, coaching, and mentoring households and business owners nationwide to take control of the banking function, and recapture the interest presently being paid to banks, credit card, and finance companies.  Links and Resources from this Episode For transcriptions and additional information on this episode go to https://betterwealth.libsyn.com/ (https://betterwealth.libsyn.com/) or check out Caleb at https://www.betterwealthsolutions.com/ (https://www.betterwealthsolutions.com/) Connect with Jayson Lowe https://www.learnwithj.com/welcome (https://www.learnwithj.com/welcome)  https://twitter.com/JaysonLoweIBC (https://twitter.com/JaysonLoweIBC) https://www.facebook.com/thebankernextdoor/ (https://www.facebook.com/thebankernextdoor/)  https://ca.linkedin.com/in/jayson-lowe-11056620 (https://ca.linkedin.com/in/jayson-lowe-11056620)

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Smart Passive Income is a resource run by Pat Flynn, to teach you proven strategies for running an online business and optimizing it for passive income. He is a beloved thought leader in the areas of online entrepreneurship, digital marketing, and lifestyle businesses, who overcame career adversity at an early age by finding his own path and true passion. Links and Resources from this Episode For transcriptions and additional information of this episode go to https://betterwealth.libsyn.com/ (https://betterwealth.libsyn.com/) or check out Caleb at https://www.betterwealthsolutions.com/ (https://www.betterwealthsolutions.com/) Connect with Pat Flynn https://www.smartpassiveincome.com/ (https://www.smartpassiveincome.com/) https://patflynn.com/ (https://patflynn.com/) https://www.youtube.com/channel/UCGk1LitxAZVnqQn0_nt5qxw ( https://www.youtube.com/channel/UCGk1LitxAZVnqQn0_nt5qxw) https://twitter.com/PatFlynn?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor ( https://twitter.com/PatFlynn?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor) https://www.smartpassiveincome.com/i-wrote-new-book-publishing-soon/ ( https://www.smartpassiveincome.com/i-wrote-new-book-publishing-soon/)

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Tom Schwab is today's Better Wealth podcast guest, and he is here to share with us the importance of giving. He is the author of the book: Podcasts Guest Profits, and the founder of Interview Valet, which is a podcast service for business owners, authors, and entrepreneurs who are ready to grow their influence and impact. Stay tuned to listen as they discuss the benefits of having a podcast and the power of understanding how to grow your business using podcasts. Links and Resources from this Episode For transcriptions and additional information of this episode go to https://betterwealth.libsyn.com/ (https://betterwealth.libsyn.com/) or check out Caleb at https://www.betterwealthsolutions.com/ (https://www.betterwealthsolutions.com/) Connect with Tom Schwab https://interviewvalet.com/betterwealth (https://interviewvalet.com/betterwealth) https://interviewvalet.com/about-us/ (https://interviewvalet.com/about-us/) Tom@interviewValet.com https://www.linkedin.com/in/thomasmschwab/ (https://www.linkedin.com/in/thomasmschwab/) https://www.amazon.com/PODCAST-GUEST-PROFITS-interview-2016-12-24/dp/0998280607 ( https://www.amazon.com/PODCAST-GUEST-PROFITS-interview-2016-12-24/dp/0998280607)

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Caleb Guilliams talks with “Right Hand Dan” Dan Kaminski, one of his best friends, who also helped him co-fund Better Wealth Solutions. Dan tells us how he is one of the biggest believers in Better Wealth Solutions and shares his background and passion with work, so stay tuned and enjoy! Links and Resources from this Episode For transcriptions and additional information on this episode go to https://betterwealth.libsyn.com/ (https://betterwealth.libsyn.com/) or check out Caleb at https://www.betterwealthsolutions.com/ (https://www.betterwealthsolutions.com/) Connect with Dan Kaminski https://www.facebook.com/righthanddan (https://www.facebook.com/righthanddan)

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The world of podcasts is a vast one, in an industry as dynamic as this one where does one find the instructions on where to begin? Well luckily for us, on this episode Caleb is joined by Jamie Atkinson, who is the host of The Entrepreneur Junkie Movement Podcast, to discuss how he started his podcast career and how he has achieved success. Links and Resources from this Episode For transcriptions and additional information of this episode go to https://betterwealth.libsyn.com/ (https://betterwealth.libsyn.com/) or check out Caleb at https://www.betterwealthsolutions.com/ (https://www.betterwealthsolutions.com/) Connect with Jamie Atkinson https://www.entrepreneurjunkie.co/home (https://www.entrepreneurjunkie.co/home)

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Chris Kirkpatrick is the founder and CEO of Life180 and an extremely successful business owner. He joins us on this new episode to talk about life strategies, the poker world, whole life insurance and how we can use it as a tool. So sit back, relax, and enjoy this very special episode. Links and Resources from this Episode For transcriptions and additional information on this episode go to https://betterwealth.libsyn.com/ (https://betterwealth.libsyn.com/) or check out Caleb at https://www.betterwealthsolutions.com/ (https://www.betterwealthsolutions.com/) Connect with Chris Kirkpatrick http://life180.com/main (http://life180.com/main) https://www.linkedin.com/company/life180/ (https://www.linkedin.com/company/life180/) https://www.youtube.com/channel/UCpRnnERteKaK0okeL3PqwIg ( https://www.youtube.com/channel/UCpRnnERteKaK0okeL3PqwIg)

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Instead of interviewing someone or talking about wealth principles, on today's episode Caleb Guilliams shares his own story. Join us to listen to his unique journey and the reasons why he wanted to share it with us. Links and Resources from this Episode For transcriptions and additional information of this episode go to https://betterwealth.libsyn.com/ (https://betterwealth.libsyn.com/) or check out Caleb at https://www.betterwealthsolutions.com/ (https://www.betterwealthsolutions.com/)

BetterWealth

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Caleb returns after a hiatus with a very special episode. Today, he shares a conversation with Gregg Hielema, an old friend of his and mentor who recently passed away from cancer. With this interview, Caleb wanted to capture Gregg’s story, his passion, and the reason why he was not afraid of death. Caleb wanted to capture all that for you! Stay tuned to listen to them talk about friendship, business, and even the role of spirituality in those fields. Links and Resources from this Episode For transcriptions and additional information of this episode go to https://betterwealth.libsyn.com/ (https://betterwealth.libsyn.com/) or check out Caleb at https://www.betterwealthsolutions.com/ (https://www.betterwealthsolutions.com/)

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Becoming the king of E-Commerce was the task that our guest Beau Crabill set out to do at a young age and is now en route to achieving it at twenty years old. Join us as we listen to Caleb discuss Beau’s venture into the world of internet sales and how he has managed to successfully profit from it. Links and Resources from this Episode https://beaucrabill.com/online-retail-home

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We are joined by Bryan Bloom, author of “Confessions of a CPA", a must-read book that deals with the subject of cash flow, retirement, taxes, tax-exempt income, and the capital equivalent value of life insurance. Links and Resources from this Episode Connect with Bryan https://www.linkedin.com/in/bryanbloom/ (https://www.linkedin.com/in/bryanbloom/) https://www.amazon.com/Confessions-CPA-Truth-About-Insurance/dp/0741499762 ( Confessions of a CPA: The Truth About Life Insurance) https://goo.gl/RTWgTj (Video Caleb mentions) 

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The value of a mentor and all the advantages that come with choosing the right one will be the topic of this interview as we are joined by our amazing guest J.G Rosholt, who is a fifth generation bank CEO. Mr. Rosholt works for the Community First Bank, Rosholt Bancorporation, Inc. and Rosholt Investment Corporation. Links and Resources from this Episode If you’d like to get in touch with our guest JG Rosholt, please visit: http://www.cfbwi.com/a_about.htm (http://www.cfbwi.com/a_about.htm)

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Rebecca Walser is a tax attorney and financial strategist, she just wrote her book Wealth Unbroken – Growing Wealth Uninterrupted by Market Crashes, Taxes, or Even Death and today she shares with us how and why she decided to write it. Links and Resources from this Episode Connect with Rebeca http://walserwealth.com/ (http://walserwealth.com/) https://www.linkedin.com/in/rebeccawalser (https://www.linkedin.com/in/rebeccawalser) P. 1.866.92.WEALTH (866-929-3258)

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Todd Langford, the owner of “Truth Concepts” which is a tool the smartest financial advisors are using to educate their clients on making strategic investment choices. Stay tuned as they discuss “the calculator system”, how it works and how “Truth Concepts” can be used to compare strategies and evaluate the effectiveness between financial decisions. Links and Resources from this Episode If you’d like to get in touch with our guest Todd Langford, please visit: https://truthconcepts.com (https://truthconcepts.com)   Phone: 903-822-4133

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Elliott Neff is more than just a National Master in Chess. He’s learned how to develop life skills through chess and teach people all around the world, especially kids! He’s also the author of A Pawn’s Journey and CEO of Chess4Life. Elliot and Caleb talk about the power of mindset, developing foundational skills and appreciating the differences in other in the game of life. Links and Resources from this Episode https://www.elliottneff.com/ (https://www.elliottneff.com/)

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Russ Morgan taught Caleb the principle of becoming your own bank. In this particular episode, Caleb has an in-person chat with one of his mentors where they share stories, experiences, and wisdom with listeners. Connect with Russ http://wealthwithoutwallstreet.com/ (http://wealthwithoutwallstreet.com/) https://www.linkedin.com/in/russ-morgan-72595519/ (https://www.linkedin.com/in/russ-morgan-72595519/)

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What if it was possible to never need a bank again? Nelson Nash sits down with Caleb Guilliams to chat about the infinite banking concept and his world famous becoming your own banker strategy.  #BetterWealth

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Finding a mentor that bases their decision off of principles is crucial for long term success. Caleb interviews Kim Butler and talks about the 7 principles of prosperity she has developed and how it has made an impact on the financial world.

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Patrick Donohoe is one of Caleb’s mentors and recently wrote the book Heads I Win, Tails You Lose. Together they chat about the principles of wealth maximization and the hierarchy of wealth. This is an insightful episode you’re certain to gain a lot of insight and knowledge from.

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Finding the right people and information to model is pivotal to your success. In this episode M.C. Laubscher, the Cashflow Ninja talks with Caleb about his journey from South Africa to the US. With only $500 in his pocket, a suitcase and a job playing rugby he was on a mission to make something amazing of his life. Guest Links: http://cashflowninja.com (http://cashflowninja.com)

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The reality is, if you just learn about wealth strategies but your life and relationships aren't well and you're not feeling fulfilled then no amount of money will matter. The Better Wealth podcast is based on principles of educating people today about their number one asset which is themselves, and maximizing finances, relationships and health to experience true wealth.

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