THE MMG: Recent Episodes

Gina Judge

Award winning millennial money coach, Gina Judge teaches you how to better manage your money. Learn how to budget, invest, build credit, manage student loans, obtain a mortgage, and become debt free all while living a more fulfilled life. With 5 years of experience in the finance industry, Gina's helped thousands of Canadians improve their financial well-being. In 2019, she was nominated for WXN's Emerging Leader Award, an award that recognizes 100 of the most powerful women in Canada. Building a financial road map isn’t easy, tune in every Wednesday to learn more about steps you can take to go from being flat broke to a financial badass.

Subscribe to our blog: (www.millennialmoneyguide.ca)
Looking for a finance coach? Let's Connect: (www.instagram.com/iamginajudge)

On The Flinch, The Forum, And The Sister You Were Taught To Compete With

Content note: this episode includes discussion of online harassment, body commentary, & real stories directed at brown women.

There is a moment that happens to almost every brown woman, and almost none of us talk about it. You see another brown woman win, her engagement, her promotion, her business launch, her trip, her new relationship and before your manners catch up, your body does something. A tightening. A drop. A flinch. Then there is the version of the flinch that grows up. The anonymous forums. The group chats picking apart her body. The restaurant table pulling up her profile. The aunties we said we would never become, but with new tools.

In this episode, I open with my own experience as a target of those forums, and then make the harder pivot. We are all on both sides of this. Until we name the code we were trained on, none of us escape it. This is the most honest conversation we have had on the show about why brown women police each other, what it is actually costing us in money and network and love, and the specific moves you can make this week to put the textbook down.

Inside this episode:

The six-lesson curriculum brown women were raised inside, and the one nobody saw coming.
Why the picking-apart is almost always a projection, the reframe that changes everything.
Four ways the flinch is silently draining your income and career.
The friendships, weddings, and family relationships you are losing to comparison.
Five moves you can make this week to start rewiring it.

THE WEALTH SUMMIT, FALL 2026 - STOPS IN TORONTO, VANCOUVER, & CALGARY

This conversation does not end here. This fall, I am hosting an in-person summit for the women who are tired of competing and ready to build with each other instead. A room full of brown women funding brown women, learning the money moves nobody taught us, and walking out with a network worth more than any portfolio. Spots are limited and waitlist members get first access plus early-bird pricing.

JOIN THE WAITLIST HERE

Connect with Gina: Instagram: @iamginajudge

Episode Sponsor:
Website: https://salascollectivecare.com/
Phone #: (604) 531-6446
Address::1656 Martin Dr #102, Surrey, BC V4A 6E7
Instagram: @salascollectivecare

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

THE MMG RESOURCES:
* Gina's 6 Month Mentorship Program - Learn More * Book a one on one session w/ Gina (1 Hour) * Course on Investing * Free Mortgage Preapproval / Refinance * Get $25 From Wealth Simple * Our Digital Products - Shop Now * Get Personalized Advice in 24 HRS * ANONYMOUS SUBMISSION - PODCAST CONFESSIONS

Most female entrepreneurs are broke in their business accounts AND broke in their personal accounts. And no one is saying it out loud. Until now.

In this episode, Gina is pulling up a chair for the female entrepreneur who is tired of pretending she has it all figured out. The esthetician, the coach, the realtor, the content creator, the therapist, the accountant. If you're building something that's yours, this one's for you.

Drawing from her own journey of quitting her 9 to 5 and building The MMG into a multi-six-figure brand, Gina is delivering the love letter, the wake up call, and the strategy session your business has been begging for.

Inside this episode:•
* The underpricing epidemic costing you tens of thousands a year, and the 4 things your prices MUST cover (most women miss at least 2) * The boundaries that are silently bleeding your business dry, and the one sentence Gina wants you saying out loud this week * What every Canadian entrepreneur needs to know about taxes, GST registration, and the percentage you should be saving from day one * Why so many female business owners go years without paying themselves a proper salary, and exactly how to fix it this month * The two non-negotiable investments every entrepreneur needs to be making (one in your business, one outside of it) if you actually want to retire wealthy

Your business is not your retirement plan. Your hustle is not a strategy. And exposure does not pay rent.

If you're ready to stop running a business that keeps you broke and finally start running one that pays you like the CEO you are, hit play.

Connect with Gina: @iamginajudge on Instagram and TikTok | themmg.ca

We also want to include information for my friends clinic

Episode Sponsor:
Website: https://salascollectivecare.com/
Phone #: (604) 531-6446
Address::1656 Martin Dr #102, Surrey, BC V4A 6E7
Instagram: @salascollectivecare

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

THE MMG RESOURCES:
* Gina's 6 Month Mentorship Program - Learn More * Book a one on one session w/ Gina (1 Hour) * Course on Investing * Free Mortgage Preapproval / Refinance * Get $25 From Wealth Simple * Our Digital Products - Shop Now * Get Personalized Advice in 24 HRS * ANONYMOUS SUBMISSION - PODCAST CONFESSIONS

She's already you: somewhere, on some other timeline, the woman you keep dreaming about is already living the life you keep wanting. So why are we still earning, charging, dating, and shrinking like she hasn't arrived?

In this flagship episode, Gina takes one viral passage about quantum leaping and applies it where it actually matters: your money and your relationships. Expect cultural truth-telling, practical scripts, and one of the most honest conversations we've had on the show about why South Asian women are taught to be suspicious of their own desires and what it looks like to finally trust them.

In this episode:
* The inherited timeline that keeps us small (and where it came from) * Four ways you're still earning, charging, and investing as your old self * The partner, friendship, and dating audit nobody wants to do * Five moves you can make this week to start the leap

If this episode wrecks you in the best way, screenshot the part that hit and tag @iamginajudge on Instagram. Gina reposts every single one.

DM her one word, the word that describes the woman already on your timeline. She reads every one.

Connect with Gina:
Instagram: @iamginajudge

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

THE MMG RESOURCES:
* Gina's 6 Month Mentorship Program - Learn More * Book a one on one session w/ Gina (1 Hour) * Course on Investing * Free Mortgage Preapproval / Refinance * Get $25 From Wealth Simple * Our Digital Products - Shop Now * Get Personalized Advice in 24 HRS * ANONYMOUS SUBMISSION - PODCAST CONFESSIONS

Money is the #1 thing couples fight about and the #1 thing they refuse to talk about. In this episode, we're pulling back the curtain on the conversations your relationship can't afford to skip: merging finances without losing your independence, handling the income gap without resentment, setting shared goals when your money mindsets don't match, and what to do when one of you is a saver and the other swipes first, thinks later.

Whether you're newly dating, deep in a situationship, engaged, or ten years in, this one's for the couples who want love and a life they can actually afford.

Grab your partner (or your notebook) and press play. You'll leave with scripts you can use tonight.

💬 Loved this episode? Let's keep the conversation going — come tell me your biggest money + love takeaway over on Instagram @iamginajudge. I read every DM.

🎧 Follow the show so you never miss an episode.

🎁 FREE MASTERCLASS: Your Path to Financial Freedom
Ready to turn these affirmations into an actual wealth-building plan? Register for my free masterclass here 👉 https://www.themmg.ca/free-masterclass-registration

📲 LET'S CONNECT ON INSTAGRAM
Come say hi, share your favorite affirmation from this episode, and join the community of women rewriting their money stories 👉 https://instagram.com/iamginajudge

🌐 EXPLORE MORE
https://www.themmg.ca

If this episode moved you, the biggest gift you can give me is a 5-star review and sharing it with one woman who needs to hear this today. Screenshot, tag @iamginajudge on IG, and I'll repost my favorites every week

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

THE MMG RESOURCES:
* Gina's 6 Month Mentorship Program - Learn More * Book a one on one session w/ Gina (1 Hour) * Course on Investing * Free Mortgage Preapproval / Refinance * Get $25 From Wealth Simple * Our Digital Products - Shop Now * Get Personalized Advice in 24 HRS * ANONYMOUS SUBMISSION - PODCAST CONFESSIONS

Your bank account is a mirror of your beliefs. And if those beliefs were handed to you by a family, culture, or past version of yourself that was operating from scarcity — it's time for a rewrite.

In this episode, I'm walking you through powerful money affirmations designed to reprogram the subconscious stories keeping you stuck in the paycheck-to-paycheck cycle, the over-giving cycle, or the "I'll invest when I make more" cycle. These aren't just feel-good phrases, they're paired with the financial literacy mindset shifts my clients use to actually build wealth.

🎧 Press play every morning for the next 21 days and watch what shifts. Your money story is about to change.

In this episode, you'll hear affirmations to help you:
– Release shame, guilt, and fear around money
– Step into your identity as a wealthy, financially free woman
– Attract abundance, prosperity, and aligned income opportunities
– Build unshakable confidence in your financial decisions

🎁 FREE MASTERCLASS: Your Path to Financial Freedom
Ready to turn these affirmations into an actual wealth-building plan? Register for my free masterclass here 👉 https://www.themmg.ca/free-masterclass-registration

📲 LET'S CONNECT ON INSTAGRAM
Come say hi, share your favorite affirmation from this episode, and join the community of women rewriting their money stories 👉 https://instagram.com/iamginajudge

🌐 EXPLORE MORE
https://www.themmg.ca

If this episode moved you, the biggest gift you can give me is a 5-star review and sharing it with one woman who needs to hear this today. Screenshot, tag @iamginajudge on IG, and I'll repost my favorites every week

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

THE MMG RESOURCES:
* Gina's 6 Month Mentorship Program - Learn More * Book a one on one session w/ Gina (1 Hour) * Course on Investing * Free Mortgage Preapproval / Refinance * Get $25 From Wealth Simple * Our Digital Products - Shop Now * Get Personalized Advice in 24 HRS * ANONYMOUS SUBMISSION - PODCAST CONFESSIONS

This is from me being hosted on the Thinkspace podcast with Summan Kandola & Self Hired

From leaving an abusive home environment while carrying five-figure debt to building a six-figure net worth, this conversation is a full-circle moment for me. I recently sat down with Summan Kandola for a powerful, honest conversation about money, self-trust, and what it really takes to build financial power as a woman.

We dive into my personal journey: how becoming financially literate helped me pay off five-figure credit card debt, build a six-figure net worth, quit my 9-5, and create The Millennial Money Guide. But more than the numbers, we talk about the emotional side of money and the identity shifts required to grow. In this episode, we unpack:
* How our personal money stories shape our decisions * Healthy vs. unhealthy spending and saving habits * The emotional relationship we have with money * My real, behind-the-scenes financial journey * Investing basics and long-term thinking * Building a business from the ground up * Expanding your capacity to hold more — financially and personally * Why this conversation matters as we rethink our goals for 2026

If you’re into personal development, mindset, ambition, self-love, endurance, and entrepreneurship, this episode is for you.

🎙️ Grateful to be in conversation with Summan Kandola & excited for you to listen.

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

THE MMG RESOURCES:
* Gina's 6 Month Mentorship Program - Learn More * Book a one on one session w/ Gina (1 Hour) * Course on Investing * Free Mortgage Preapproval / Refinance * Get $25 From Wealth Simple * Our Digital Products - Shop Now * Get Personalized Advice in 24 HRS * ANONYMOUS SUBMISSION - PODCAST CONFESSIONS

Join me and the team at Coaches Don’t Play as we break down practical steps you can take right now to start building real wealth in 2026. Let’s be honest—2025 may have been a shit show, but it’s a new year and a new month, which means a fresh opportunity to reset. In this episode, we talk mindset, strategy, and actionable moves you can adopt immediately. Lock in, apply these tips, and watch how fast your life starts to transform.

New Here? Follow me on instagram: www.instagram.com/iamginajudge
Check out my website: www.themmg.ca

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

THE MMG RESOURCES:
* Gina's 6 Month Mentorship Program - Learn More * Book a one on one session w/ Gina (1 Hour) * Course on Investing * Free Mortgage Preapproval / Refinance * Get $25 From Wealth Simple * Our Digital Products - Shop Now * Get Personalized Advice in 24 HRS * ANONYMOUS SUBMISSION - PODCAST CONFESSIONS

In this episode, I join Natasha and Rebecca with the 'Where Do We Begin' podcast. Today, we’re unpacking the rise of "trad wife" culture — the aesthetic, the ideology, and the hidden consequences behind the viral vintage aprons and soft-filtered domestic bliss. We challenge the romanticization of financial dependence and ask: who really benefits when women opt out of earning power? From social media trends to systemic structures, we explore why true empowerment lies in choice and why financial freedom is one of the most powerful tools of modern feminism. If you’ve ever felt torn between soft life fantasies and your ambition, this one’s for you.

Looking to become a financial badass? On November 1st, I'm hosting Canada's largest financial literacy event for women. For a limited time you can lock in early bird pricing AND get a free course on investing (valued over $250)

Register Now: https://www.themmg.ca/richgirlsummit
New Here? Follow me on instagram: www.instagram.com/iamginajudge

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

Pammy and I put on our detective hats, determining the identities of over 20 cyber bullies. In 2024, a platform was created to drag down punjabi influencers, entrepreneurs, and content creators. An absolutely revoluting hub spewed by hate. Some of these bullies dragged the way women look, their weight, their kids (literally bashing on how their toddlers look), making up lies and slut shaming successful women (because how could a woman possibly make more money than a man without selling her body right?)

We dive deep into the complexities of the Punjabi community's relationship with it's own people. The scrutiny is relentless—often crossing the line into harsh criticism and even hate. But why does this happen? Tune into this episode where we discuss how public figures are often judged, criticized, and consistently torn down by their own people.

Links:

Follow Coaches Don't Play on IG

Listen to Coaches Don't Play Podcast Here

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

It's time to get that bag, baby! Are you drowning in debt? Too broke to break up? Wondering if you'll ever be able to afford the life you want? Then listen up! In this episode, Jayna Marie host of The Big Lash Energy podcast picks up my brain about making and growing your money! From relationships to designer bags, if your goal is to achieve financial freedom then you're going to want to listen to this episode.

Whether you're saving, slaying debt, or strategizing for that luxury retirement, this episode will leave you inspired to take charge of your finances.

HERES TO BIG CASH ENERGY, ladies!

Be sure to check out Jayna on instagram:

Jayna Marie IG

Big Lash Energy IG

If you loved this conversation be sure to subscribe to the BLE podcast below:

Big Lash Energy Podcast

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

Being a "good daughter" in a South Asian family can feel like an Olympic sport—complete with high expectations, endless sacrifice, and little room for your own dreams. But what happens when you want to level up, take control of your financial future, and stop putting everyone else first? In this episode, we’re peeling back the layers of cultural "duty" and showing how you can rewrite the script—without the guilt trip. If you're ready to take your financial power back and stop paying the price of being the perfect daughter, hit play and let’s break down the hidden costs you didn’t even know you were paying.

Episode Sponsor: Body confidence studios offers sculpt 360 EMS an 8-1 system that'll change your body in a pain and side effect free 45 minute session. Follow them on instagram to learn more and call 778-522-8516 to learn more

Instagram: @bodyconfidencestudios

--

THE MMG RESOURCES:
* Gina's 5 Month Mentorship Program - Learn More * Book a one on one session w/ Gina (1 Hour) * Course on Investing * Free Mortgage Preapproval / Refin

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

In this heartfelt episode, I delve into the often unspoken struggles faced by South Asian women navigating life after divorce. Drawing from personal experiences, I explore the stigma surrounding divorce in our communities and the unique challenges of financial insecurity, societal judgment, and the quest for self-identity. Learn practical steps to reclaim your life and thrive. Whether you're in a toxic relationship or supporting someone who is, this episode is a beacon of hope. You’ll discover financial strategies to prepare for your future, mental health resources to strengthen your resolve, and insights on building a fulfilling life post-divorce.

If you’re ready to break free from societal shackles and live in your purpose, this episode is for you. Tune in for inspiration, empowerment, and a community of support. Let’s rewrite the narrative together!

Episode Sponsor:

Maya Bhogal is a Registered Clinical Counsellor in South Surrey. She specializes in supporting South Asian individuals and couples with life transitions, boundaries, goal setting and breaking cultural barriers to help you live a more balanced and authentic life.

Her offerings are available in-person and online. If you have extended health benefits for “Registered Clinical Counselling” your therapy sessions can be reimbursed to you by your insurance.

If You are a new Counselling client, mention “Gina” Until December 31st, and you will receive a 10% discount on your first therapy booking with Maya
All new Clients interested in Wellness Coaching will receive 25% off prepaid services if you sign up by December 1st
Contact Maya today for a free consultation to see how you can live a more authentic life
Instagram: @maya.bhogal
Website: www.mayabhogal.com
Email: mayabhogalrcc@gmail.com

Register for my upcoming workshop here: https://www.themmg.ca/event-list
Book a 1:1 with me: https://calendly.com/themmg/45min?month=2024-10

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

Being mindful about your life choices is key to success in every aspect of life. When you date, you need to have set standards not based on shallow things like height or physical features that eventually fade with age. But based on values. For example, can this man build an empire with you? Can this man insure that your children are born into wealth? If you’re over the age of 24 you have no business dealing with men who aren’t winners! The days of “I like him because he’s cute and funny” are over. Generationally you need to build a partnership with a man who brings more to the table than just “I love you.” Listen to this episode if you want to attract a provider man into your life. If your man isn't making your life easier, sorry to say it, but he ain't the one.

Topics Covered In This Episode:

How To Attract a Provider Man
Why You're Attracting All The Wrong Men
How Your Childhood Impacts Your Dating Experiences
How To Identify a Provider Vs a Lovebomber
Heartwarming Examples of Providers From Ginas Followers

Episode Sponsor:
Monisha Kumar is a birth attendant, postpartum doula, and womb body worker. She supports and celebrates women and their whole beings and story, not just symptoms. In reverence to women’s physiology, nature, and earths cycle, she specializes in serving the womb continuum. Bringing you in touch to your body, fluid, and soul. Monisha’s approach is slow, gentle, and nourishing. She holds space for women to unfold in their truth and vulnerability, not healing YOU, but reminding you of the healer and women within.

Services:
- Womb Body Work
- Womb Steaming
- Birth Support
- Postpartum Support
- Full Spectrum Womb Support

Website: https://www.monishakirankumar.com/

Instagram: MonishaKiranKumar

THE MMG RESOURCES:
* Gina's 5 Month Mentorship Program - Learn More * Book a one on one session w/ Gina (1 Hour) * Course on Investing * Free Mortgage Preapproval / Refinance * Get $25 From Wealth Simple

Relationship Coach: @from.aishwarya

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

It’s estimated that Canadians lose billions of dollars annually due to mistakes, missed deductions, and unclaimed credits on tax returns. Studies suggest that Canadians are leaving hundreds of millions to billions of dollars unclaimed each year. The reality is that you’re probably leaving money on the table. Some of the largest expenses that are missed include medical expenses, charitable donations, employment expenses, educational and so much more. Ensuring that all eligible expenses are properly documented and claimed can help taxpayers like you maximize your tax refund or minimise your tax liability. Tune into today’s episode where I dive deeper into how you’re going to maximize your tax return!

Episode Sponsor:
It's everyone’s favourite time of the year, tax season! Lucky for you MMG has partnered with Mandeep Sandhu a Chartered Professional Accountant (CPA) with over 10 years of in depth tax experience. This tax year if you need a professional to take care of your personal or corporate taxes, bookkeeping, trust returns or general tax advice reach out to Mandeep Sandhu. His knowledge from working at a globally recognized accounting firm and CPA In-Depth Tax Program will ensure that your taxes are completed diligently. Avoid the hassle of waiting at an accountants office to complete your taxes and have Mandeep complete your taxes remotely. Call or email today. Mention the MMG podcast and get 10% off your service.

Instagram: @msandhucpa
Email: Mandeep@msandhucpa.com

Topics Covered In This Episode:

Tax Deductions Vs Credits
Commonly Missed Deductions & Credits
A Note For Small Business Owner's

Resources:
* The Fundamentals of Wealth Webinar * Gina's 5 Month Mentorship Program - Learn More * Course on Investing * Free Mortgage Preapproval / Refinance * Get $25 From Wealth Simple

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

Have you ever stopped to think about how your childhood experiences can affect your romantic relationships? Did you know that our upbringing can affect the way we behave in adult relationships, including how we handle our finances? While your parents might not have known what an attachment style was, they shaped yours as a child. The fact is, we don’t just have relationships with people, we have relationships with money too! And how you feel and what you believe can have a big impact on whether you earn, save, invest, or even lose money. To understand how trauma impacts your money habits we need to understand the different attachment styles people develop when they’re young. Whether you're anxious, avoidant, disorganized or secure, your attachment style will often dictate how you relate to money. Is your attachment style making you rich or broke? There's only one way to find out, hit the 'play' button now, thank me later. Episode Sponsor:

Rhea Kallar is an investment and insurance advisor who specializes in critical illness, disability, and life insurance to help you secure your wealth and navigate towaards prosperity. To book a free consultation and begin growing your wealth today, DM her my name, Gina, to receive a free insurance and investment toolkit to learn more about the benefits of insurance and investing. Contact Rhea today, to step into a new era of wealth and prosperity

Services:

Life Insurance
Disability Insurance
Critical Illness Insurance
Health & Dental Coverage
RRSP
RESP
TFSA
Budgeting

Instagram: @Rhea_Kallar
Email: Rhea@portfolioplanning.ca
Calendly Link: https://calendly.com/rheakallar/consult

Topics Covered In This Episode:

Money Attachment Styles
Money Scripts
Building Financial Intimacy In Your Relationship Based On Your Attachment Style

Resources:
* One on One Session w/ Gina * Gina's 5 Month Mentorship Program - Learn More * Course on Investing * Free Mortgage Preapproval / Refinance * Get $25 From Wealth Simple

Let's Connect:

Instagram - @iamginajudge
The MMG Website
Learn About The MMG Mentorship Program
Apply For The MMG Mentorship Program
Need Advice? Want To Share A Story? Leave An Anonymous Submission Here

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

If you live in Metro Vancouver or the Greater Toronto area, there's a good chance that you've either been invited to an Indian wedding or attended one. They're often lavish, extravagant, week-long affairs with anywhere from 500 to 1,200 guests. An Indian wedding can last from three days to even a full week. There is a lot to love in an Indian wedding, but with all the extravagance and glamor, the cons of a big, fat Indian wedding are not always considered. But here’s the harsh truth: such weddings burn a hole in the family’s pocket and no matter how hard they try, keeping every guest happy is next to impossible. Throughout this episode, you’ll hear anonymous submissions from couples about their challenges and pain points. Today, we’re getting into the nitty gritty of indian weddings between the nosy relatives who always find a reason to be unhappy, the flaunt factor, the traditions and culture, the maddening preparations, pricey and unprofessional vendors, familial expectations, bachelorettes gone wrong, getting into debt, and finally teaching you how to set clear boundaries with your family— we’re covering it all. Today, I’m Unveiling South Asian Weddings for all that they are.

Episode Sponsor:

The team at Kash Aesthetics and Medica Spa is conveniently located in Langley, a nurse directed clinic with certified medical aesthicians that truly want to help you. They provide: dermaplaning, chemical peels, microneedling, and laser hair removal with the Alma Soprano Ice Platinum. As a thank you for listening, here's a gift for you:

For the month of February book a facial with your special someone or a friend and both of you will get pampered for $195.
Receive a brazilian laser treatment on promo for $99.
Interested in another treatment? Mention my name "Gina" and get $20 off of your first service

Kash Website
Kash Instagram - @kash_aesthetics
Phone: 604-371-1032
Email: kashaesthetics.info@gmail.com

Topics Covered In This Episode:

What's causing such steep wedding expenses?
Negative vendor expenses
Past brides share their biggest regrets & advice for future brides
Bachlorettes gone wrong - choose your bride tribe wisely
Families going into 6 figure debt - drowning in HELOCS & second mortgages
Financial advice from Gina on how to budget for your big fat indian wedding

Resources:
* One on One Session w/ Gina * Gina's 5 Month Mentorship Program - Learn More * Course on Investing * Free Mortgage Preapproval / Refinance * Get $25 From Wealth Simple

Let's Connect:

Instagram - @iamginajudge
The MMG Website
Learn About The MMG Mentorship Program
Apply For The MMG Mentorship Program
Need Advice? Want To Share A Story? Leave An Anonymous Submission Here

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

Do you make million dollar decisions or do you make penny decisions? The difference between the two determines what your life looks like and it’s one of the most important areas of your life that you have control over. Success isn’t just about working hard; it’s about the choices we make. Who you spend your time with matters. Did you know that up to 95% of our success or failure in life can be attributed to our peer group? If the circle you're in consistently makes Broke Ass Decisions chances are you will too. Negative naysayers can hinder growth, and it’s paramount to reassess the relationships in your life. Millionaires aren’t simply born, they emerge from the daily decisions they make. They’re bold, taking calculated risks that other’s might shy away from. In this episode, I dive deeper into the daily decisions you should be making if you aspire to hit millionaire status in your life. The sooner you adopt these habits, the quicker you’ll achieve your goals. Hey, before you know it you’ll be rolling around in money.

Topics Covered In This Episode:

Million dollar decisions you should be making everyday
How to scale your business and make more income
Setting and enforcing boundaries
The importance of a routine and how to develop a healthy one
Building a million dollar network
Thinking million dollar thoughts

Resources:

One on One Session w/ Gina
Course on Investing
Free Mortgage Preapproval / Refinance
Get $25 From Wealth Simple

Let's Connect:

Instagram - @iamginajudge
The MMG Website
Learn About The MMG Mentorship Program
Apply For The MMG Mentorship Program
Need Advice? Want To Share A Story? Leave An Anonymous Submission Here

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

New year, new me?! Is 2024 your big break when it comes to transforming financially? Listen, I know 2023 felt like a bit of a rollercoaster but it's up to you to get your sh*t together. And what better way to start than by setting some solid new years resolutions that revolve around money?

This New Year, New Money Mindset is EVERYTHING. Tune into this episode to learn more about actionable steps you can take to start the new year off successfully, these tips will set you up for 2024 and years to come!

Episode Sponsor:

S.R.RAINE - Author of The Knighthood of Barklaze
The Knighthood of Barklaze on Amazon

Topics Covered In This Episode:

New Years Resolutions Related To Money
How to Budget Successfully
How to Pay off Debt in 2024
How To Start Investing in 2024
How Automation is a Game Changer for Your Finances
Anonymous Submission: Financial Abuse

Resources:

One on One Session w/ Gina
Course on Investing
Free Mortgage Preapproval / Refinance
Get $25 From Wealth Simple
MBNA Truline Mastercard - 0% for 12 Months

Let's Connect:

Instagram - @iamginajudge
The MMG Website
Learn About The MMG Mentorship Program
Apply For The MMG Mentorship Program
Need Advice? Want To Share A Story? Leave An Anonymous Submission Here

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

80% of millionaires in the US are first generation rich, meaning they didn’t inherit their wealth, instead they built it. Tune into this episode where I explore the intersection of mindset and money. Learn personal tips, mindset shifts, and financial strategies that'll help you achieve millonaire status in your life time. Whether you're navigating financial challenges or aiming for financial freedom, this episode is your guide to rewriting your financial story.

I dedicate this episode to all of the women who dont come from money. Although you may not come from money, today I'm teaching you 3 steps, where if followed, you'll BUILD wealth.

Topics Covered In This Episode:

The Hardest Lessons I Learnt at 6
3 Steps To Build Wealth
Why You Should Hire a Mentor or Financial Coach

Let's Connect:

Instagram - @iamginajudge
The MMG Website
Learn About The MMG Mentorship Program
Apply For The MMG Mentorship Program
Need Advice? Want To Share A Story? Leave An Anonymous Submission Here

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

We’ve all heard the saying that money can’t buy love but can love survive the financial rollercoaster? Do you think combining money and marriage is a disaster? Financial stress is the second leading cause of relationship breakdowns, behind infidelity. 73% of couples say stress related to money is the root cause of their issues. Financial compatibility means you and the person you are in relationship with are on the same page about money. We all have our own opinions and habits when it comes to saving or spending, and if your partner's views are very different than your own, it could cause conflict and be a sign of financial incompatibility. In this episode, you're going to learn how to talk money with your person.

Episodes Sponsor:

Bosa Properties is a top real estate developer based out of the lower mainland.

Connect with them on instagram: Bosa Properties

Topics Covered In This Episode:

Financial Compatability
Money Questions To Ask While Dating
Discussing Debt As A Couple
Secrets to managing money as a couple

Let's Connect:

Instagram - @iamginajudge
Book A Session With Gina Here
The MMG Website
Need Advice? Want To Share A Story? Leave An Anonymous Submission Here

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

This episode is dedicated to the all the girlies who grew up without a strong male figure in their life. To all the women who navigated the journey of life without their father by their side. Today, we celebrate your resilience and the unique experiences that shape you into the remarkable woman you are. This episode celebrates your story, your strength, but more importantly the power of sisterhood.

To all the women listening and navigating through life today without a father, brother, or significant other, I understand your pain, your struggles, and challenges that shape the lens through which you view the world. But today, I’m here to remind you that you are the author of your story. Today, I share tips designed to empower you, Today, I’m teaching you how to own your financial journey by inspiring you with my own.

Topics Covered In This Episode:

Overcoming Adversity
Financial Hardship
Building A Community
The Importance of Financial Literacy

Let's Connect:

Instagram - @iamginajudge
The MMG Website
Need Advice? Want To Share A Story? Leave An Anonymous Submission Here

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

A sinking fund isn't traditional savings. Instead, it's money that's meant to be spent — the idea is that you already have it set aside when you need it. It's a buckets of savings set aside for significant expenses.

I don't feel guilty dipping into my sinking funds. Unlike my emergency savings, I'm not setting money aside for a worst-case scenario. Instead, it's cash I know I'll need.

Because of this system, I was able to travel all throughout 2022 while simultaneously saving to move to Miami.

You can open up sinking funds for: travel, home repairs, car maintenance, home insurance, property taxes, gifts, clothing, insurance and so much more. Listen to this episode if you want to learn more about how to set these up!

Register for my next masterclass on investing: https://calendly.com/themmg/

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)

Want to start a mortgage application? Email me at: gina.judge@cleartrust.ca

Book a consulting session with Gina: https://calendly.com/themmg

How often do you indulge when it comes to spending recklessly? Sometimes it's intentional other times it's impulsive. Sometimes we buy things to impress people we don't even like. Tune into this episode where I get interviewed by Areena Antoine, host of the Self Love Lounge Podcast.

Register for my next masterclass on investing: https://calendly.com/themmg/

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)

Want to start a mortgage application? Email me at: gina.judge@cleartrust.ca

Book a consulting session with Gina: https://calendly.com/themmg

Are you thinking about becoming a mortgage broker? Are you on the fence about whether this career path is for you? Do you want to make 6 figures? Let's talk about the pro's & con's of pursuing a career as a mortgage broker.

Episode Highlights:

04:40 - What does a mortgage broker do?
10:50 - What skills does a mortgage broker need?
14:50 - How much do mortgage brokers make?
15:22 - Can you work as a mortgage broker part time?
17:55 - Licensing process explained
20:10 - Pros & cons of being a mortgage broker

Dailyhive Article: https://dailyhive.com/vancouver/scotiabank-mortgage-mistake-payment-increase

What other topics do you want me to cover? Share your questions here: https://ngl.link/iamginajudge (anonymous)

This episode of The MMG podcast is sponsored by Quadency, Quadency is a one stop trading platform for investors of all levels. Trade crypto with a few clicks or connect to their pro tools like bots and trading automation. To create a free account with Quadency click here: https://bit.ly/QuadencyxGina

Register for my next masterclass on investing: https://calendly.com/themmg/

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)

Want to start a mortgage application? Email me at: gina.judge@cleartrust.ca

Book a consulting session with Gina: https://calendly.com/themmg

Passive income is the Holy Grail of the business world—it’s income that takes little or no effort to bring in. This is the kind of income people make without doing much work or limited effort. It includes renting out real estate, selling digital products, investing in dividend paying stocks & so much more.

This episode of The MMG podcast is sponsored by Quadency, Quadency is a one stop trading platform for investors of all levels. Trade crypto with a few clicks or connect to our pro tools like bots and trading automation. To create a free account with Quadency click here: https://bit.ly/QuadencyxGina

--
Register for my next masterclass on investing: https://calendly.com/themmg/

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)

Want to start a mortgage application? Email me at: gina.judge@cleartrust.ca

Book a consulting session with Gina: https://calendly.com/themmg

We're half way into 2022 and here are a few personal finance tips all YOUNG (or old) adults need to live by! Tune into this episode for some inspiration to get ahead financially.

In this episode I discuss:

The average savings rate
Saving for retirement & the importance of starting to save now
Smart debt
Department store credit cards
Credit card debt
Budgeting nearing a recession

& so much more

Register for my next masterclass: https://calendly.com/themmg/

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)

Want to start a mortgage application? Email me at: gina.judge@cleartrust.ca

Book a consulting session with Gina: https://calendly.com/themmg

Recessions occur when growth stops and the economy starts to shrink. They're inevitable, but unpredictable. And you can take steps to better prepare your finances. This episode gives you guidance on what you need to do now!

Register for my next masterclass: https://calendly.com/themmg/

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)

Want to start a mortgage application? Email me at: gina.judge@cleartrust.ca

Book a consulting session with Gina: https://calendly.com/themmg

Soooo, you got a tax refund? Before you go blowing it on that Gucci purse you've been eying over the last few months, listen to this episode.

Today, we discuss some SMART ways to spend your tax refund -- the future you will thank you. What are you waiting for? Hit 'play'

--

Register for my next masterclass: https://calendly.com/themmg/

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)

Want to start a mortgage application? Email me at: gina.judge@cleartrust.ca

Book a consulting session with Gina: https://calendly.com/themmg

Has anyone ever slid into your DM's claiming they can help you make 10k per month? Maybe they're trying to sell you this amazing reality of working anywhere from the world while making 6 figures. All you have to do is sell their company's product? How hard could it be?

Well the likelihood of you earning 6 figures and living this lavish life is slim to none. Sorry to break it to you.. in this episode Gina breaks down the pros & cons of working for a MLM, her experience, and what you should do instead.

--

Register for my next masterclass: https://calendly.com/themmg/

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)

Want to start a mortgage application? Email me at: gina.judge@cleartrust.ca

Book a consulting session with Gina: https://calendly.com/themmg

Are you on the fence about getting a fixed or variable rate mortgage? Tune into this episode to learn more, in this episode I cover:

What a fixed rate is
What a variable rate is
The pro's and con's of a variable or fixed rate
Penalties when breaking a fixed rate
Penalties when breaking a variable rate
Components that impact interest rates
Should you lock into a fixed rate?

This podcast episode was sponsored by Sezzle, check them out:

Financial Wellness Blogs : https://my.sezzle.com/category/financial-wellness/

Sign up for Sezzle: https://sezzle.com/signup?utm_source=my.sezzle&utm_medium=lp-nav

Register for my next masterclass: https://calendly.com/themmg/investing-masterclass-investing-in-the-stock-market?month=2022-04

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)

Want to start a mortgage application? Email me at: gina.judge@cleartrust.ca

Book a consulting session with Gina: https://calendly.com/themmg

Everyone wants to be financially successful. But do you ever wonder about what it takes, day in and day out, to build a money routine that works? It might be easier than you think! In this episode I deep dive into what it takes to create a great routine, habits can make our lives much easier and having a daily routine helps with that. The things that we do every day, seemingly on auto-pilot, are what make us successful. It is especially true with finances.

This podcast episode was sponsored by Sezzle, check them out:

Financial Wellness Blogs : https://my.sezzle.com/category/financial-wellness/

Sign up for Sezzle: https://sezzle.com/signup?utm_source=my.sezzle&utm_medium=lp-nav

Register for my next masterclass: https://calendly.com/themmg/investing-masterclass-investing-in-the-stock-market?month=2022-04

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)

Want to start a mortgage application? Email me at: gina.judge@cleartrust.ca

Book a consulting session with Gina: https://calendly.com/themmg

We all know that children are expensive, in fact the average post secondary education costs $96,000. What if I told you that the government of Canada gives away free money that can be used towards your child's education? There are a number of benefits associated with opening a RESP, listen to this episode for a brief introduction. Today, I discuss:

The benefits of a RESP
How to open a RESP
How to apply for government grants ($7200+$2000)
Flexible options associated with a RESP
Investing within a RESP (this is soo important!)

Register for my next masterclass: https://calendly.com/themmg/investing-masterclass-investing-in-the-stock-market?month=2022-04

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)

Want to start a mortgage application? Email me at: gina.judge@cleartrust.ca

Book a consulting session with Gina: https://calendly.com/themmg

Refinancing your mortgage has a number of benefits. But what exactly does it mean to refinance? In this episode I break down:

How a mortgage impacts other areas of your finances
Refinancing your mortgage today & what that looks like
The main reason homeowner’s refinance their mortgage
What a mortgage broker looks at when refinancing your mortgage
Fees involved with refinancing a mortgage

~ refinance your mortgage with me today, I’ll get you a competitive rate and a mortgage product that makes sense based on your financial goals

~ create an account with cloud tax today: https://cloudtax.ca/

Register for my next masterclass: https://calendly.com/themmg/investing-masterclass-investing-in-the-stock-market?month=2022-04

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)

Want to start a mortgage application? Email me at: gina.judge@cleartrust.ca

Book a consulting session with Gina: https://calendly.com/themmg

Today I chat with Nika Farb from Miss Findependent. Nika is on a mission to teach women financial literacy, helping them become confident investors, entrepreneurs or go further in their careers.

Here's what we get into today:

3:13 - Common Misconceptions about Mortgages

5:55 - What is a Mortgage

9:50 - HELOCs

11:50 - Interest Rates

23:03 - Why Work with a Mortgage Broker

27:16 - Should You Buy Property with a Friend?

31:15 - Should I Pay Off My Mortgage Early

Connect with Nika:

instagram: @missfindependent
TikTok: @nikafarb
Podcast: https://open.spotify.com/show/6ZhEr4zUznVaRDAX1vvhTU
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If you want to enrol into my coaching program, I'm currently on-boarding for quarter 2 and quarter 3, you can apply here: https://millennialmoneyguide.typeform.com/to/YJNTqh7Y

Register for my next masterclass: https://calendly.com/themmg/investing-masterclass-investing-in-the-stock-market?month=2022-03

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)

Want to start a mortgage application? Email me at: gina.judge@cleartrust.ca

Book a consulting session with Gina: https://calendly.com/themmg

Taxes, a word that used to stress me the f**ck out. Once I learnt how to maximize my taxes, I no longer stressed around tax season. In this episode I break down:

How to effectively prepare for income tax season
Softwares you can use to file taxes
How to stay organized throughout the year
Different tax deductions and credit’s you can tax advantage (if you’re a student, a parent, a first time home buyer, or a business owner — you need to listen to this)
How to increase your refund or minimize the amount that you owe!

If you want to enrol into my coaching program, I'm currently on-boarding for quarter 2 and quarter 3, you can apply here: https://millennialmoneyguide.typeform.com/to/YJNTqh7Y

Register for my next masterclass: https://calendly.com/themmg/investing-masterclass-investing-in-the-stock-market?month=2022-03

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)

Want to start a mortgage application? Email me at: gina.judge@cleartrust.ca

Book a consulting session with Gina: https://calendly.com/themmg

Do you feel guilty spending money on yourself? Do you refrain from taking vacations because you feel like you can't afford it? In this episode, I provide strategies that'll help you make guilt free purchases.

In 2022, I prioritized traveling, I made a goal to travel to a destination once per month. Using the strategies mentioned in this episode, I'll be able to execute this without breaking the bank. Guess what? You can too! Well... what are you waiting for? Hit the play button and remember to leave a review once you've finished the episode!

If you want to enroll into my coaching program, I'm currently onboarding for quarter 2 and quarter 3, you can apply here: https://millennialmoneyguide.typeform.com/to/YJNTqh7Y

Register for my next masterclass: https://calendly.com/themmg/investing-masterclass-investing-in-the-stock-market?month=2022-03

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)

Want to start a mortgage application? Email me at: gina.judge@cleartrust.ca

Book a consulting session with Gina: https://calendly.com/themmg

50% of married couples will end up divorced, 41% of couples argue about money, and nearly 2/3 of newly weds start their relationship off in debt. We're on a mission to change that. You and that special person in your life need to go on routine money dates. You also need to be mindful of how you decide to split your finances with this person, there's no right or wrong answer but you need to find a solution that makes sense for you. Finally, I need you to understand the pros and con's of a pre-nup. What are you waiting for? Hit play & remember to subscribe

Want to start a mortgage application? Email me at: gina.judge@cleartrust.ca
Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)
Follow me on Tiktok: https://www.tiktok.com/@iamginajudge?lang=en
~ DM me about my next masterclass on investing, spots are limited!

Book a consulting session with Gina: https://calendly.com/themmg
Register for my next masterclass on investing: https://calendly.com/themmg/investing-masterclass-investing-in-the-stock-market?month=2022-03

In this episode, I discuss costly mistakes that I see first time home buyer's making. If you're looking to purchase a property you need to do everything in your power to avoid these mistakes.

~ If you enjoyed this episode, remember to subscribe and leave a review!

Want to start a mortgage application? Email me at: gina.judge@cleartrust.ca

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)

Follow me on Tiktok: https://www.tiktok.com/@iamginajudge?lang=en

~ DM me about my next masterclass on investing, spots are limited!
OR register here: https://calendly.com/themmg/investing-masterclass-investing-in-the-stock-market?month=2022-03

Book a consulting session with Gina: https://calendly.com/themmg

So you've been thinking about getting into real estate but you don't know if it's for you. You might have the following questions:

How long will it take for me to get clients? How much could I potentially make? What's the difference between a realtor and mortgage broker? Which one should I pursue? How do I make BIG $$$?

In this episode I break down the pro's & con's of getting into the real estate industry. Generally speaking, this is a field where you can make 6 figures but it requires hard work. Click 'play' to find out if the real estate industry is for you.

COST'S TO BECOME A REALTOR: $6,000+
COST'S TO BECOME A MORTGAGE BROKER: $3000+

Links:

Register with GoBC: https://www.gobcrealestate.com/

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)

Follow me on Tiktok: https://www.tiktok.com/@iamginajudge?lang=en

~ DM me about my next masterclass on investing, spots are limited!
OR Register here: https://calendly.com/themmg/investing-masterclass-investing-in-the-stock-market?month=2022-03

Book a consulting session with Gina: https://calendly.com/themmg

So, you've heard it's a good idea to start investing in the stock market but you have no idea where to start! If that's the case then you better hit the play button and listen to this episode. The best decision you can make in 2022 is to start as opposed to putting it off, invest time and $ into educating yourself. When investing, consistency is key, it's better to invest $100 a month as opposed to not investing at all. 10 years from now you'll be grateful you started. In fact, failure to invest is one of the reasons that first time home buyer's struggle to get into the market and purchase real estate.

Listed below are a few resources I discuss in this episode:

1) INVRS - Use this platform to research companies & assets
https://app.invrs.com/index.html#/signup?utm_campaign=Influencers&utm_source=4Gina

2) WEALTHSIMPLE - Get 2 free stocks valued up to $4500, make sure you open up a personal account at minimum and deposit at least $1.00
https://my.wealthsimple.com/app/public/trade-referral-signup?code=GYBCEQ

3) MY CLASS - DM me and ask me when I'm hosting my next masterclass -- spot's are typically limited, first come first serve :-). Register here: https://calendly.com/themmg/investing-masterclass-investing-in-the-stock-market?month=2022-03

https://www.instagram.com/iamginajudge/

Also ask me about my stock subscription, I provide insight on companies/assets I'm currently researching on a subscription basis: (www.instagram.com/iamginajudge)

Book a consulting session with Gina: https://calendly.com/themmg

Ladies & Gentlemen there's a ton of changes taking place in the digital world, you either get with it or you get left behind in the dust. 20 years ago people thought the internet was a FAD, I'm sure those same people are currently kicking themselves right now. The best decision you can make is to simply become educated on these subject matters.

If all of this is going up and over your head, believe me you aren't alone. This episode is a quick introduction to NFT's, The Metaverse, and Web 3.0

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)
DM me about my next masterclass on investing, spots are limited!
OR Register here: https://calendly.com/themmg/investing-masterclass-investing-in-the-stock-market?month=2022-03

Book a consulting session with Gina: https://calendly.com/themmg

Why should you hire financial coach? A money coach helps you understand the key foundational aspects of managing your money. Like a fitness coach, financial coaches will help you build a better relationship with your money, focus on an actionable path forward, and develop positive, life-long financial habits.

This episode introduces you to my coaching program. This program is designed to help women achieve millionaire status sooner than if they tried on their own.

If you're ready to apply click this link: https://millennialmoneyguide.typeform.com/to/YJNTqh7Y

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)

Book a consulting session with Gina: https://calendly.com/themmg

Any woman who wants to be financially successful must master setting healthy boundaries both in her personal and professional life. In this episode, I've made it my mission to help you create and maintain healthy boundaries with ease. That’s right, it doesn’t have to be hard—even when it comes to money. This episode is all about understanding your worth, articulating your worth, and vocalizing what you are & aren't okay with.

If you need help clearly communicating boundaries then this episode is for you because boundaries create a foundation and that foundation reflects your worth.

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)
Book a consulting session with Gina: https://calendly.com/themmg
Subscribe to our blog to learn more: (www.millennialmoneyguide.ca)

If all of your income is dependent on a single source and that source fails, you are immediately in trouble. If you only have one stream of income then this episode is for you! They say the average millionaire has seven streams of income, what are you doing to diversify your streams? In this episode I cover the following:

The importance of diversifying your income streams
Finding a side hustle that makes sense for you
How you can make money through: blogging, sponsored posts, ad revenue, digital marketing, uber eats or any food delivery service, upworkk or fiver, being a virtual assistant and so much more
Collaborating with industry experts to elevate your side hustle

Remember to hit the 'subscribe' button to ensure you never miss an episode of The MMG Podcast!

Impressed with this episode? Consider signing up for my masterclass on investing, the next session is on December 19th at 5:00 PM PST via Zoom. Tickets are $150 message me on instagram to learn more.

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)
Want to work with Gina?: https://bookings.gettimely.com/themillennialmoneyguide/book
Subscribe to our blog to learn more: (www.millennialmoneyguide.ca)

This episode is dedicated to all the women stuck in toxic households. Violence is one of the leading causes of homelessness for women. A large number of women stay in marriages that are unhealthy and even border on dysfunctional due to financial insecurity and stress. With more women and children stuck at home during the pandemic, ER doctors saw a rise in child abuse & sexual abuse. You may not control life's circumstances but getting to be the author of your life means getting to control what you do with them. I moved out at 18 and it was one of the most challenging events I dealt with mentally, emotionally, and financially. In this episode I break down:

How to successfully move out without breaking the bank
Navigating toxic home environments
Mistakes to avoid making when moving out for the first time

This episode of The MMG was sponsored by Sezzle:
- Register with Sezzle & Get $5 in Sezzle Spend:
https://szzl.io/p454a6
- Follow Sezzle on Instagram: https://www.instagram.com/sezzle/

& FINALLY:

Follow me on instagram for free money tips 24/7: (https://instagram.com/iamginajudge)
Want to work with Gina?: https://bookings.gettimely.com/themillennialmoneyguide/book
Subscribe to our blog to learn more: (https://millennialmoneyguide.ca)

MINI SERIES ALERT - EPISODES THAT GET RIGHT TO THE POINT!

Do you ever feel annoyed or embarrassed because your friends and family talk about investing in property and you know very little about it? Are you here right now because you're thinking "what's all this real estate mumbo jumbo about?"

If you answered yes, I bet you didn't know that real estate is one of the fastest ways to build long term wealth. I bet you didn't know that you can invest in real estate without physically purchasing property. And finally, that there's multiple ways to earn income when it comes to investing in real estate.

What are you waiting for? Hit the 'play,' button already, and let me teach you the basics. Once you're done listening to this episode, do yourself a favour and listen to episode 6, where I teach you how to qualify for a mortgage.

Impressed with this episode? Consider signing up for my masterclass on investing, the next session is on September 26th at 5:00 PM PST via Zoom. Tickets are $150 message me on instagram to learn more.

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)
Want to work with Gina?: https://bookings.gettimely.com/themillennialmoneyguide/book
Subscribe to our blog to learn more: (www.millennialmoneyguide.ca)

MINI SERIES ALERT - EPISODES THAT GET RIGHT TO THE POINT!

What's the single most important decision you'll make when investing? If you're thinking "when I buy stocks," you might be wrong.. it isn't when you buy stocks but when you'll actually SELL them. The average millennial doesn't have an exit strategy planned, now let me ask you, do you? If you don't.. this decision could cost you thousands of dollars (or more). It's about time you plugged your headphones in and listened to this episode. In less than 20 minutes, I'm going to arm you with enough information so that you're prepared to react to the market & make more money, instead of losing it.

Impressed with this episode? Consider signing up for my masterclass on investing: https://calendly.com/themmg/cad-clients-investing-in-the-stock-market
Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)
Want to work with Gina?: calendly.com/themmg
Subscribe to our blog to learn more: (www.millennialmoneyguide.ca)

MINI SERIES ALERT - EPISODES THAT GET RIGHT TO THE POINT!

With so many different metrics to evaluate stocks, how do you select the one that makes the most sense for you? In this episode, I give you a starting point by breaking down the following: dividend yields, price to earnings ratio, price to earnings growth ratio, the dividend discount + discounted cash flow model, and current ratio.

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)
Want to work with Gina?: https://calendly.com/themmg
Subscribe to our blog to learn more: (www.millennialmoneyguide.ca)

The odds of getting cancer are 1 in 2, nearly 50% of people will become disabled at some point in their life and that disability will last more than 2 years. Knowing this is the case, why haven't you got life, disability or critical illness insurance yet? You're willing to insure your car and your house but you haven't insured your biggest asset - YOU! In this episode, I'm going to breakdown the following:

• The importance of insurance
• What is critical illness insurance
• What is disability insurance
• What is life insurance
• Where to get it from and what to consider based on your age and life-stage

Remember to follow me on instagram for more financial advice:

Need a money coach? Let's connect: (www.instagram.com/iamginajudge)
Subscribe to our blog for helpful tips: (www.millennialmoneyguide.ca)
Want to work with Gina?: https://calendly.com/themmg

Only 43% of Millennials own homes, this is well below the rates of Gen X (67%) and Baby Boomers (77%). Do you feel like you'll never accomplish your dream of owning a home? Well I'm here to remind you that you can. Listen to this episode if you're ready to jump start an action plan towards home ownership. Today, I'm going to break down the following:

•The process to obtain a mortgage
•The key elements to a mortgage
•How to save for a down payment
•What lender’s look at when approving you
•How to get approved if you’re self-employed

Get all cozy with your favourite hot beverage because you're all mine for the next 40 minutes!

Subscribe to our blog for helpful tips: (www.millennialmoneyguide.ca)
Need a money coach? Let's connect: (www.instagram.com/iamginajudge)
Want to work with Gina?: https://calendly.com/themmg
For a mortgage application: gina.judge@cleartrust.ca

Let me guess, you've been meaning to start investing but you don't know where to start? Maybe you're scared to take a leap of faith? Well, I'm glad you ended up here. Get ready for a crash course on investing, this episode bridges off of episode 4 so I suggest starting there. Today, we're going to cover some of the following topics: stocks, key investment terms, mutual funds, index funds, exchange traded funds (ETFS), registered plans like a tax free savings and retirement savings plan, external factors that impact the stock market, metrics to evaluate stocks, how to start investing (hint: brokerages vs financial institutions), and how to pick stocks + more. So I suggest grabbing a cup of coffee and warming up because you're all mine for the next 30 minutes.

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)
Want to work with Gina?: https://calendly.com/themmg
Subscribe to our blog to learn more: (www.millennialmoneyguide.ca)

Your time and money is everything. You work hard for your money but is it working hard for you? If it isn't, it's about time you considered investing. Investing can be daunting and confusing. Tune into this weeks episode and learn how to make more money and take control of your investment success. You can expect to walk away with a better understanding of what investing is, why it's important and how to start. This is the beginners guide to investing, the millennial version!

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)
Book a consulting session with Gina: https://calendly.com/themmg
Subscribe to our blog to learn more: (www.millennialmoneyguide.ca)

No matter how much debt you're in, I need you to understand that you won't be stuck forever. In today's episode, I'm going to equip you with much needed advice on how to get out of debt. If your credit card balances are keeping you up at night, then it's about time that you hit the play button below. We're about to level you up in every possible way when it comes to your finances. This is step 3 folks!

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)
Book a consulting session with Gina: https://calendly.com/themmg
Subscribe to our blog to learn more: (www.millennialmoneyguide.ca)

Our parents taught us many of life's important lessons but did they adequately prepare us for smart credit card use? In most cases, the answer is no. In today's episode, I'm going to teach you everything you need to know about credit, your parents can thank me later. We'll cover all the key bases starting with what credit is, why you need to build it, how you can build it, and lastly mistakes to avoid making. Your credit score is an important topic you should learn to grasp sooner than later, it ensures you get the lowest possible rate on your mortgage, car loans, lines of credit, and any other credit facility you choose to apply for.

Subscribe to our blog for helpful tips: (www.millennialmoneyguide.ca)
Need a money coach? Let's connect: (www.instagram.com/iamginajudge)
Book a consulting session with Gina: https://calendly.com/themmg

This episode is all about our favourite 'B' word, yeah you heard me: BUDGETING! In this episode I discuss a number of ways to help you improve your money mindset, let's start by getting vulnerable and thinking about our money road blocks. I'll help you understand why you struggle to manage your money in the first place. Next, I walk you through an exercise to determine how these money road blocks formed. Lastly, I help you build a budget from scratch by providing you with a few simple strategies and tactics (that have proven to work). We'll discuss how to increase your cash flow by cutting back on expenses -- this is budgeting made easy.

Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)
Book a consulting session with Gina: https://calendly.com/themmg
Subscribe to our blog to learn more: (www.millennialmoneyguide.ca)