FirstTech Podcast: Recent Episodes
Craig Day
A podcast series for financial advisers looking at the latest technical issues and advice strategies that may impact investors and super fund members. Join Craig Day and members of the Colonial First State ‘FirstTech’ team as they discuss a broad range of advice issues, from superannuation and SMSFs, to social security rules and aged care. -Please note - these podcasts are designed for authorised financial advisers. If you are not an authorised financial adviser it is important you understand the content of the podcasts may be difficult to follow as it assumes you have the necessary training, qualifications and experience to understand the concepts discussed as well as the technical language used. If you still decide to listen please understand the information contained in this recording is general information only and does not take into account any of your personal circumstances, needs or objectives. Any scenarios considered during this podcast are purely hypothetical and are for illustrative purposes only and do not constitute a recommendation to purchase, hold or sell any financial products or take any other course of action. You should read the relevant product disclosure statement before making an investment decision and consider talking to a financial adviser. While all care has been taken in the preparation of this podcast, using sources we believe to be reliable and accurate, no person including Colonial First State Investments Limited or the Commonwealth Bank group of companies, accepts responsibility for any loss suffered by any person arising from reliance on this information.
See acast.com/privacy for privacy and opt-out information.
Craig Day, Linda Bruce and Kim Guest discuss a range of superannuation, tax and compliance issues to consider before 30 June.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Richard Chen and Kim Guest discuss the latest technical news for May 2024.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Linda Bruce discuss the impact of super rollovers on eligible service periods, and how that can impact the tax treatment of a lump sum disability benefit or death benefit payment.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Kim Guest discuss the tax treatment when a client requests a super lump sum withdrawal but then dies before the payment is made.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Linda Bruce, Kim Guest and Tim Sanderson discuss the latest technical news.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Linda Bruce discuss super strategies to implement towards the end of 2023-24, and to prepare for 2024-25.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Alex Denham discuss how to determine whether the beneficiary of a super death benefit is a spouse for super and tax purposes.
Hosted on Acast. See acast.com/privacy for more information.
Kim Guest and Linda Bruce discuss the latest technical news for March 2024.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Tim Sanderson and Linda Bruce discuss the advice implications of the changes to the Stage 3 tax cuts that recently passed parliament.
This podcast was recorded prior to the changes passing the senate.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Tim Sanderson, Linda Bruce and Kim Guest discuss the latest technical news.
For more information see ATO PBR 1052187560814 Subject: Superannuation death benefits dependent Date: 8 Dec 2023
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Peter Wheatland discuss how making a personal deductible contribution affects a client's Division 293 tax liability.
Hosted on Acast. See acast.com/privacy for more information.
In this edition of latest news, we discuss the changes to super, tax, social security and aged care that are expected in 2024.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Kim Guest discuss how the social security - principal home sale proceeds exemption works.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Linda Bruce and Tim Sanderson discuss an adviser question - should Division 293 tax be paid from super or personally?
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Kim Guest discuss a range of advice issues to consider before winding up an SMSF.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Tim Sanderson discuss draft legislation which applies an additional 15% tax on super earnings that correspond to a member's total super balance over $3 million from 2025-26.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Kim Guest and Peter Wheatland discuss the latest technical news.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Tim Sanderson discuss changes to the FHSS scheme that are designed to improve flexibility.
Subsequent to the recording of this podcast, legislation implementing the changes received royal assent on 20 Sept 2023. However the start date of the changes is still to be announced.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Linda Bruce discuss the advice implications of the stage 3 tax cuts, which are legislated to commence 1 July 2024.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Richard Chen, Alex Denham and Tim Sanderson discuss the latest technical news.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Linda Bruce discuss the implications of receiving a lump sum super death benefit on Division 293 tax.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Kim Guest discuss Centrelink payments for carers - Carer Payment, Carer Allowance and Carer Supplement.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Kim Guest and Peter Wheatland discuss the latest technical news.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Mark Ellem discuss the implications of a recent legislative change requiring all SMSFs to report TBC events on a quarterly basis from 1 July 2023.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Linda Bruce discuss a number of important issues to be aware of when clients are lodging tax returns, that may impact the effectiveness of financial planning strategies.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Linda Bruce, Kim Guest and Richard Chen discuss the latest technical news.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Linda Bruce and Alex Denham discuss whether clients can access their super if they are experiencing mortgage stress.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Kim Guest and Julie Fox discuss the latest technical news.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Linda Bruce discuss some common traps when making personal deductible contributions and how to avoid them.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Tim Sanderson discuss the advantages and disadvantages of a SMSF investing in a 13.22C trust or company.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Tim Sanderson, Julie Fox and Peter Wheatland discuss the latest technical news.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Linda Bruce and Kim Guest discuss a range of super and social security issues to consider when a client is diagnosed with a terminal illness.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Tim Sanderson and Kim Guest discuss the latest technical news.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Kim Guest discuss a number of issues that need to be considered when rolling over a grandfathered account based pension.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Tim Sanderson discuss key considerations when implementing the recontribution strategy.
Hosted on Acast. See acast.com/privacy for more information.
As we approach the end of the financial year, Kim Guest and Linda Bruce discuss the top 5 end-of-year super strategies.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Peter Wheatland and Kim Guest discuss the latest technical news.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Kim Guest discuss the Government proposal to apply an additional 15% tax on super earnings that correspond to balances above $3 million.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Julie Fox discuss the requirements for a beneficiary of a super death benefit to qualify as a tax dependant under the interdependency relationship criteria.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Linda Bruce discuss an adviser question regarding the application of Division 293 tax when utilising carry forward concessional contributions.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Linda Bruce and Kim Guest discuss the latest technical news.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Julie Fox discuss a range of frequently asked questions regarding superannuation and non-resident issues.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Tim Sanderson discuss the implications of the indexation of the general Transfer Balance Cap to $1.9 million from 1 July 2023
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Tim Sanderson, Linda Bruce, Kim Guest and Richard Chen discuss the latest technical news.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Linda Bruce and Tim Sanderson discuss the CGT implications of a beneficiary disposing of a property that was inherited from a deceased estate.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Julie Fox discuss a number of situations when equalising super balances between members of a couple may be beneficial.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Kim Guest and Tim Sanderson discuss the similarities and differences between total super balance and transfer balance cap.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Linda Bruce discuss some important timeframes when making super contributions under the lifetime CGT cap.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Tim Sanderson, Julie Fox and Alex Denham discuss the latest technical news.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Tim Sanderson discuss the taxation of death benefit pensions and the strategy options to receive pension payments tax effectively.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Kim Guest discuss the Centrelink assessment of the principal home when a client rents out rooms in their home, a self-contained living area or another residence on the same title as their principal home.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Julie Fox, Kim Guest and Tim Sanderson discuss the latest technical news.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Julie Fox, Kim Guest and Sina Heng discuss the latest technical news.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day and Linda Bruce discuss whether the tax law allows the tax-free uplift to apply to a rollover super benefit.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Linda Bruce and Tim Sanderson discuss the tax implications of a non-tax resident receiving a super death benefit.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, Tim Sanderson and Peter Wheatland discuss whether an enduring power of attorney can become trustee/director when a SMSF member loses capacity.
Hosted on Acast. See acast.com/privacy for more information.
Craig Day, with special guests Peter Burgess and David Busoli discuss a range of practical issues with using SuperStream for SMSF rollovers.
Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
Craig Day, Linda Bruce and Kim Guest discuss a variety of activities and whether they qualify as gainful employment.
Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
Craig Day, Alex Denham and Tim Sanderson discuss which super related measures are impacted by Total Super Balance and how market volatility can assist some clients to meet the relevant threshold.
Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
Craig Day, Julie Fox, Kim Guest and Peter Wheatland discuss the latest technical news.
Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
Craig Day and Linda Bruce discuss the contribution rules when a client has a total super balance exceeding $1.7M.
See acast.com/privacy for privacy and opt-out information.
Craig Day, Kim Guest and Linda Bruce discuss the Centrelink and estate planning considerations when adding or removing a reversionary beneficiary without a pension refresh.
See acast.com/privacy for privacy and opt-out information.
Craig Day, Julie Fox, Kim Guest and Peter Wheatland discuss the latest technical news.
See acast.com/privacy for privacy and opt-out information.
Craig Day, Alex Denham and Tim Sanderson discuss a range of legal and practical issues that a SMSF trustee needs to consider before acquiring shares in a private company.
See acast.com/privacy for privacy and opt-out information.
Craig Day and Clinton Jackson discuss the recent High Court decision in Hill v Zuda Pty Ltd, which determined whether a binding death benefit nomination for an SMSF can last indefinitely.
Craig Day, Tim Sanderson and Kim Guest discuss the question of the month: How is a defined benefit income stream assessed for transfer balance cap, taxation and Centrelink purposes?
See acast.com/privacy for privacy and opt-out information.
Craig Day, Linda Bruce, Julie Fox and Richard Chen discuss the latest technical news including super measures commencing 1 July 2022.
In this podcast Craig Day, Peter Wheatland and Kim Guest discuss the increase in superannuation guarantee from 1 July 2022 and the impact on concessional contribution strategies.
See acast.com/privacy for privacy and opt-out information.
In this podcast Craig Day and Tim Sanderson discuss the question of the month: What limits the amount of personal deductible contributions?
See acast.com/privacy for privacy and opt-out information.
In this podcast Craig Day and Linda Bruce discuss the work test that will apply to personal deductible contributions for those age 67 and over from 1 July 2022.
See acast.com/privacy for privacy and opt-out information.
In this podcast Craig Day, Sina Heng, Linda Bruce and Tim Sanderson discuss the latest technical news, including Labor's super and social security election proposals.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the question of the month: How will the changes to the work test from 2022-23 operate in practice?
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the impact on the surviving partner's Age Pension when a member of a couple dies.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the latest technical news including pending legislation that lapsed when the Federal Election was announced.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the question of the month: How much can a client aged 74 in 2022/23 contribute under the non-concessional bring-forward rules?
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the opportunity to implement recontribution strategies due to the removal of the work test from 1 July 2022, including issues that need to be considered when implementing this strategy for someone who has already retired.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the latest technical news including the recent regulations removing the work test for voluntary super contributions from 1 July 2022.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the taxation and Centrelink treatment of a deceased estate.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the question of the month: Can a client make a downsizer contribution if they subdivide and sell the block of land in their backyard?
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the latest technical news including the recent Federal Budget super bill that has been passed.
See acast.com/privacy for privacy and opt-out information.
Craig Day and Linda Bruce discuss the small business 15-year exemption, and the importance of ensuring it is in connection with retirement. If not planned properly, the disposer may need to pay additional capital gains tax and miss a significant opportunity to maximise superannuation contributions.
See acast.com/privacy for privacy and opt-out information.
Tim Sanderson and Craig Day discuss a recent ATO ruling which outlines its views on when a super fund will derive non-arm's length income (NALI) where it has incurred a non-arm's length expense (NALE).
See acast.com/privacy for privacy and opt-out information.
Craig Day, Tim Sanderson, Linda Bruce and Kim Guest discuss a new Bill that was recently introduced to parliament that implements some of the super and tax proposals from the 2021-22 Federal Budget.
See acast.com/privacy for privacy and opt-out information.
Craig Day and Tim Sanderson discuss the SMSF central management and control test including tips, traps and strategies.
See acast.com/privacy for privacy and opt-out information.
Craig Day, Tim Sanderson and Kim Guest discuss recent changes to super rules that have made it easier to implement a recontribution strategy.
See acast.com/privacy for privacy and opt-out information.
Craig Day and Linda Bruce discuss the options available when the ATO issues an excess non-concessional contributions determination notice and the impact on a client's tax and super positions.
See acast.com/privacy for privacy and opt-out information.
Craig Day and Tim Sanderson discuss the pros and cons of the new rules that came into effect on 1 July 2021, allowing SMSFs to have six members.
See acast.com/privacy for privacy and opt-out information.
The uncertainty caused by COVID-19 and changes to superannuation legislation has led to a surge in technical enquiries. In this podcast, Craig Day, Tim Sanderson, Linda Bruce and Kim Guest discuss the types of technical enquiries the FirstTech team received from advisers in 2020-21.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss a number of questions FirstTech have received recently regarding the process of making carry-forward concessional contributions.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the implications of age pension age increasing to 66.5 from 1 July 2021, and preservation age increasing from 58 to 59.
See acast.com/privacy for privacy and opt-out information.
Craig Day and Alex Denham discuss the superannuation information clients can access through ATO online services such as carry forward unused concessional contributions, total super balance and transfer balance cap transactions.
See acast.com/privacy for privacy and opt-out information.
Craig Day and Kim Guest discuss a range of new super changes that take effect from 1 July 2021, including changes to contribution rules and caps, indexation of the transfer balance cap, halving pension minimums and the ability for SMSF’s to have six members.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the Budget announcement to reduce the eligibility to make a downsizer contribution from 65 to 60 years of age.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the Budget announcement to allow individuals aged 67 to 74 to make or receive non-concessional (including under the bring forward rule) or salary sacrifice without meeting the work test.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the Budget announcement to relax the residency requirements for SMSFs by extending the central management and control test from 2 to 5 years and removing the active member test.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the Budget announcement to provide a two year window to allow clients with certain complying income streams to transfer the capital (including reserves) back to accumulation phase.
See acast.com/privacy for privacy and opt-out information.
This podcast explores the basic eligibility requirements for making personal concessional contributions as well as some examples of common mistakes and how to avoid them.
See acast.com/privacy for privacy and opt-out information.
This podcast discusses contribution reserving strategies for SMSF members, and the potential for some members to utilise the increase in the contribution caps from 1 July 2021, in the current financial year.
See acast.com/privacy for privacy and opt-out information.
Craig Day and Linda Bruce discuss the transfer balance cap implications of a spouse receiving a death benefit as a retirement phase income stream.
See acast.com/privacy for privacy and opt-out information.
Craig Day and Tim Sanderson discuss the indexation of the concessional and non-concessional caps from 1 July 2021.
See acast.com/privacy for privacy and opt-out information.
Craig Day and Linda Bruce discuss the taxation implications of transferring foreign superannuation savings to Australia.
See acast.com/privacy for privacy and opt-out information.
Craig Day and Tim Sanderson discuss the implications of the increased general transfer balance cap that applies from 1 July 2021.
See acast.com/privacy for privacy and opt-out information.
In this podcast we explore the retirement condition of release in detail and provide examples of how it operates in a range of situations. We also answer the most frequently asked questions FirstTech receive and highlight current areas of uncertainty.
See acast.com/privacy for privacy and opt-out information.
This podcast explores the new rules that apply from 7 December 2020 when reporting employment income to Centrelink. Under new rules, clients will report employment income when they are paid, rather than when they earn the income.
See acast.com/privacy for privacy and opt-out information.
From 28 Sept 2020, payment rates for JobKeeper Payment reduced and changes were made to the JobSeeker income test resulting in many people becoming eligible for a part payment of JobSeeker Payment for the first time.
See acast.com/privacy for privacy and opt-out information.
In this podcast, we discuss a range of tips and traps when accessing superannuation due to permanent incapacity.
See acast.com/privacy for privacy and opt-out information.
Testamentary trusts are a commonly used estate planning tool. In this podcast, we discuss a range of tax related issues surrounding testamentary trusts including:* Tax concessions for minor beneficiaries * Streaming trust income * Taxation of super death benefits
See acast.com/privacy for privacy and opt-out information.
Clients who are considering retiring will often have outstanding annual and/or long service leave. In many cases, they will have a choice between receiving these payments as a lump sum or taking accrued leave prior to terminating employment.
See acast.com/privacy for privacy and opt-out information.
The reduction of deeming rates to historic lows from 1 May 2020, has led to increased social security payments for many income tested recipients. This podcast highlights the impact of low deeming rates on pensions, allowances and the CSHC, as well as the impact on social security strategies.
See acast.com/privacy for privacy and opt-out information.
Negative investment returns can not only impact a client’s super balance, but also the tax components that make up the balance of an accumulation account.
See acast.com/privacy for privacy and opt-out information.
Craig Day has an interesting discussion on various aspects of the sole purpose test with special guest - Peter Bobbin.
See acast.com/privacy for privacy and opt-out information.
The Government has announced an extension to a number of JobSeeker Payment measures until 31 December 2020. In addition, JobKeeper Payment has been extended until 28 March 2021.
See acast.com/privacy for privacy and opt-out information.
New legislation fixes a number of unintended super issues such as the value of a transfer balance cap debit when rolling a TAP, and clarification regarding the taxation of death benefit rollovers.
See acast.com/privacy for privacy and opt-out information.
Legislation extending the age at which a member can trigger the bring-forward rule is unlikely to be passed by its 1 July 2020 start date.
See acast.com/privacy for privacy and opt-out information.
The Federal Government and the ATO have announced a number of temporary relief measures that may assist SMSFs and their members deal with the adverse economic impacts of the coronavirus.
See acast.com/privacy for privacy and opt-out information.
To avoid retirees having to drawdown on depreciated asset holdings to fund pension payments, the Government has reduced the minimum annual payment by 50% for 2019/20 and 2020/21.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the Federal Government's JobKeeper payment scheme. This payment is effectively a wage subsidy of $1,500 per fortnight paid to employers who retain eligible employees.
See acast.com/privacy for privacy and opt-out information.
Due to the financial impacts of the Coronavirus, the Government has expanded access to JobSeeker Payment and introduced a new Coronavirus supplement of $550 per fortnight
See acast.com/privacy for privacy and opt-out information.
To assist people adversely financially impacted by the coronavirus, citizens and permanent residents of Australia and New Zealand are able to access up to $20,000 of their superannuation, tax free.
See acast.com/privacy for privacy and opt-out information.
Recent bushfires have seen many people put in a difficult financial position. In some cases they may consider accessing super under the severe financial hardship condition of release however they need to meet specific eligibility criteria.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss a recent legislative change that includes the outstanding balance of an LRBA entered into on or after 1 July 2018 into the total super balance of certain SMSF and SAF members.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss recently passed legislation that extends the eligible age to receive concessional tax treatment (ie. tax free amount based on service period) to qualifying Age Pension age for genuine redundancy and early retirement scheme payments.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss new legislation effective 1 January 2020, that prevents the reduction of superannuation guarantee contributions when an employee chooses to salary sacrifice.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the strategy of splitting concessional contributions to a spouse. Splitting contributions allows clients to equalise superannuation balances which can be effective at maximising access to superannuation tax concessions.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the Centrelink rules that apply when living overseas and receiving the age pension including proportional portability and the former resident rule.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss an important concession called the sale proceeds exemption, which exempts the proceeds from the sale of a principal home under the assets test where a client intends to use the proceeds to purchase a new home.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the implications of jointly holding passive investments such as investment properties or share portfolios, and the not commonly understood implications of being treated as partners in a partnership for tax law purposes.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the basic eligibility requirements for making personal deductible contributions as well as some examples of common mistakes and tips on how to avoid them.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the strategic opportunities as well as the complexities provided by the new catch-up concessional contribution rules.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss an alternative Centrelink assessment known as ‘living separately and apart’ that may apply when a member of a couple enters aged care.
See acast.com/privacy for privacy and opt-out information.
In this podcast we discuss the different financial outcomes that can arise depending on whether lump sum super death benefits are paid directly from the deceased’s super fund or indirectly through the deceased’s estate.
See acast.com/privacy for privacy and opt-out information.
In this podcast we take an in-depth look at the expansion of the social security Work Bonus to self-employed clients from 1 July 2019
See acast.com/privacy for privacy and opt-out information.
In this podcast we take an in-depth look at the superannuation, tax and social security rules that impact clients approaching age 65.
See acast.com/privacy for privacy and opt-out information.