Pennies To Pounds Podcast: Recent Episodes
Pennies To Pounds
This podcast was created to empower the youth by enabling them to shape their future with complete knowledge. Financial literacy is something that is often not addressed within the educational system leaving many young people clueless and having to fend for themselves. The aim is to dispel any myths, simplify difficult financial jargon and help to rectify some of your own financial predicaments. Here's to increased financial literacy!
Send us Fan Mail
Pennies To Pounds presents Where We Learned It, a powerful roundtable conversation exploring how money, culture and legacy shape the Black British experience.
Hosted by Kia Commodore, this discussion brings together Emmanuel Asuquo, Angel Arutura, Rotimi Merriman-Johnson and Elaine Babey for an honest conversation about money, identity and community.
Together, they unpack where we really learned about money growing up, the unspoken financial rules that shaped us, and how a new generation is redefining Black British wealth.
🎥 Watch the full roundtable on YouTube: https://youtu.be/IhX-yImevkQ
In this episode, we explore:
- How money lessons were passed down through generations
- The influence of culture and community on financial habits
- The unspoken rules of money within Black British households
- Hustling culture, legacy and redefining success
- How Gen Z and Millennials view wealth, stability and freedom
This episode dives deep into financial education, cultural legacy and generational wealth within the UK’s Black community. Expect honesty, reflection and real stories that connect finance to everyday life.
Next time, we’ll be exploring another community of underserved voices in the next edition of the Where We Learned It roundtable series — continuing the conversation on money, identity and culture from new perspectives.
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
We’ve all copied money advice we thought would make us rich — but what if it’s actually keeping you broke?
In this episode, Kia is joined by Kennie Bukky, finance expert and money strategist, to separate the smart moves from the scams. From the worst financial advice that still goes viral, to the habits that quietly build wealth over time, Kennie is here to cut through the noise.
💡 We get into:
- The biggest money myths keeping Gen Z and Millennials broke
- Why “looking rich” and being rich are two completely different things
- The simple money changes that instantly improve your finances
- How to filter financial advice when everyone online claims to be an expert
- The 3 things you should prioritise with money in your 20s
Plus, we play Rich or Ridiculous, debating everything from Buy Now Pay Later to quitting your job to become a content creator.
This episode will make you rethink the money moves you copy, helping you finally start building wealth on your own terms.
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
Forget what you’ve heard — apprenticeships aren’t just for people who “couldn’t get into uni.”
In this episode, Kia sits down with Elijah, founder of The Black Apprentice Network, to break down the truth about degree apprenticeships, why they deserve way more respect, and how they can set you up for success — without £30K of student debt.
We get into:
💡 The biggest myths about apprenticeships (and why they’re wrong)
💡 The hidden benefits no one talks about — from networking to early career wins
💡 Whether uni is oversold to young people in 2025
💡 The real career progression after an apprenticeship
💡 Why more schools need to talk about apprenticeships like they talk about UCAS
Whether you’re picking your post-school path or thinking about a career switch, this conversation will make you look at apprenticeships in a whole new light.
👇 Question for you:
If you could go back, would you choose uni, an apprenticeship, or something else entirely?
🎧 Subscribe for more unfiltered conversations on money, culture & careers.
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
In this episode, we’re joined by Elvire Matu, aka SaveWithElvs, the go-to plug for money-saving hacks, smart spending tips, and real-life cheat codes for surviving (and thriving) in 2025.
From travel deals and cashback apps to lifestyle traps and common money leaks, Elvire is breaking down how to stretch your cash without shrinking your lifestyle.
💡 We cover:
- The biggest spending mistakes people make without realising
- The apps and browser hacks Elvire swears by
- How to afford more without earning more
- Whether £10 coffees, girl math, and soft life spending are actually that deep
- How to still live well when the cost of living is costing your whole paycheck
Plus, she shares the one money move she’ll never regret — and the one she’d absolutely bin if she could go back.
If your bank balance resets to £0 by the 15th of every month, this episode is your sign!
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
In this episode, writer, financial educator and all-around gem Anna Brading joins Kia to unpack the real link between money and confidence, why financial advice often leaves women behind, and what it actually takes to rewrite your money story in your 20s and 30s.
From early money trauma to navigating imposter syndrome and building a life on your own terms, Anna shares the lessons she’s learned and the bold decisions that changed everything.
We talk about:
- Why your confidence shouldn’t depend on your bank balance
- The quiet financial decisions that actually build freedom
- Owning your story, even when it feels messy or late
- What inspired Anna’s new book 'Money Mentor' — and how it redefines success
Whether you’re in your broke era, healing era, or boss era — this one’s for you.
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
In this episode of Pennies to Pounds, Kia unpacks what it really means to enjoy life without sabotaging your financial future. Forget the old-school advice about constant sacrifice — this one’s about balance, strategy and enjoyment.
Here’s what you’ll get:
- Smart ways to enjoy luxury on a budget (yes, including travel)
- The spending hack that keeps guilt out of your purchases
- Why a little planning goes a long way with flights, hotels and upgrades
- How to make your lifestyle work for your money, not against it
Learn how to build wealth and live well.
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
The finance world is being transformed by artificial intelligence, with 73% of Gen Z and millennials now trusting AI more than human financial advisors to manage their money. This episode explores how AI can work for you rather than replace you.
APPS MENTIONED:
- Cleo - https://web.meetcleo.com/
- Emma - https://emma.to/kiacommodore
- Plum - https://friends.withplum.com/r/x92P009iFM
- Freetrade - https://magic.freetrade.io/join/kia/07e18a08
- Moneybox - https://www.moneyboxapp.com/
- Pennies To Pounds AI Money Coach - https://stan.store/penniestopounds/p/your-ai-money-coach--by-pennies-to-pounds
If you're interested in trying AI-powered financial tools or have questions about which ones might work best for you, DM us @penniestopoundspod for personalised recommendations.
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
This episode features an entrepreneurial journey filled with financial challenges, moments of doubt, and unexpected breakthroughs that keep dreamers moving forward. Priscilla shares her personal story of building a children's book series while balancing financial struggles and maintaining faith in her vision.
We discuss:
Turning something you love into a business can bring unexpected challenges that make it harder to enjoy at first
Money problems can be challenging to handle and can seriously affect your mental health
Key moments and the right people can completely change the direction of your business
The importance of reaching out and connecting with others, even when success feels far away
Building something that lasts takes time, patience, and a lot of hard work.
Sometimes, just one person believing in your actions is enough to keep you going.
If you enjoyed this episode, follow The Anaiyah Series on Instagram at @theanaiyahseries or visit theanaiyahseries.com to learn more about Priscilla's children's books and upcoming animation series.
• Purchase 'How To Handle Money' - https://amzn.eu/d/gjomK0T
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
In this episode, we’re diving deep into why financial protection is non-negotiable and how to safeguard your future with the right insurance. We’ll break down key areas like income protection, life insurance, and critical illness coverage so you can make informed choices about your financial security.
Here’s what we’re unpacking:
- Why the unexpected can happen anytime, and how to be prepared.
- The importance of income protection and how it keeps you covered if things go wrong.
- What life insurance does and why it’s essential, even if you think you’re too young.
- Why critical illness cover is a game-changer — and why everyone needs it.
- Busting common myths about insurance that could cost you down the line.
- Tips on how to find the right financial advisor or broker to guide you through the process.
Ready to protect your future? For more personalised advice, contact Adrian Benjamin for a free consultation on social media.
FOLLOW ADRIAN:
💰 Instagram: https://www.instagram.com/adrian1b1/
💰 LinkedIn: https://www.linkedin.com/in/adrian-benjamin-cemap/
💰 Facebook: https://www.facebook.com/profile.php?id=61556540363988
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
In this episode, we’re exploring Cashblack, a game-changing cashback platform supporting Black-owned businesses and fostering community growth.
We explore the platform’s origins, born from a pivotal social moment, and how it’s changing how we shop while empowering communities. You’ll hear about how Cashblack works, what makes it stand out, and the innovative strategies behind building trust with users and established brands.
Key highlights include:
• The origin story of Cashblack and how it came to life during a key social moment
• A breakdown of how Cashblack works and its unique selling points
• The power of trust-building through strategic partnerships
• The challenges Cashblack has faced on its entrepreneurial journey
• The vital role of community feedback and engagement in shaping the platform
• Exciting upcoming features and plans for expanding the Cashblack experience
This episode is packed with insights into how one platform makes a real difference and paves the way for future growth and economic empowerment.
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
In this episode, we explore the benefits of automating your finances and focus on the mindset shifts needed to embrace this approach. Laura Ann Moore, a money mindset expert, shares insights on the emotional hurdles surrounding financial automation and practical steps listeners can take to create a healthier relationship with money. We cover:
• Understanding the concept of money on autopilot
• Importance of mindset when managing finances
• Overcoming fear of losing control through automation
• Steps to set up (and revisit) automation effectively
• Encouraging open money conversations in relationships
• Embracing a positive financial mindset for long-term success
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
Just graduated and ready to take control of your finances? This episode is packed with the essential money moves you need to crush your career and financial goals from day one.
Here’s what we’re covering:
- Unlock your future: Why workplace pensions are your secret weapon for long-term savings.
- Invest in YOU: Explore employer-backed opportunities to grow your skills and income.
- Meal prep vs. eating out: How everyday choices can save you big bucks.
- Plan your next move: Set yourself up for career and salary growth right from the start.
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
In this festive episode, we’re offering all the tips you need to master your money in 2025—without sacrificing the fun. From breaking down budgeting methods that actually work to showing you how to track every penny (even in a cashless world), this episode is your ultimate guide to balancing smart spending with guilt-free enjoyment. 💸
Here’s what we’re unpacking:
• The 50/30/20 method and why it’s a game-changer
• Zero-based budgeting for ultimate money control
• How to adapt the cash envelope system in today’s digital world
• Our fave budgeting tools—pen and paper, spreadsheets, apps, you name it!
• Why monthly budget reviews keep your money aligned with your life
• Automating your savings for a stress-free future
• Clever ways to categorise expenses for crystal-clear visibility
• And, of course, creating a fun fund to treat yourself guilt-free!
Prepare to make budgeting simple, stress-free, and even fun!
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
It’s time to stop wishing and start winningwith your finances! In this episode, Kia breaks down the art of setting financial goals that you’ll actually achieve. Using the SMART framework, she shows you how to turn your big dreams into actionable plans that deliver real results. 💸
Here’s what we’re covering:
✨ Why vague goals won’t cut it and how to get specific
✨ The power of progress checkpoints to keep you on track
✨ How to set goals that are realistic, achievable, and life-changing
✨ Breaking down your financial journey into short, mid, and long-term wins
✨ Staying motivated and disciplined when the going gets tough
If you’ve ever felt stuck or overwhelmed by your financial goals, this episode will give you the tools and confidence to take charge.
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
What if you could completely transform your money game in just 12 days? On today’s episode of the Pennies To Pounds Podcast, we’re kicking off our special series, The 12 Days of Finance, to help you avoid the financial traps that leave you feeling broke and set yourself up for success in 2025.
In this episode, we’re covering:
✨ Why lifestyle inflation is sabotaging your progress
✨ How to budget without feeling restricted
✨ The non-negotiable need for an emergency fund
✨ Tackling high-interest debt (and why it’s costing you more than you think)
✨ The basics of smart investing to grow your money
Listen to Episode 96 for a step-by-step guide to start investing.
Start 2025 on the right foot with strategies to save, borrow smarter, and invest confidently. Let’s make financial security your reality next year!
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
With the new year almost upon us, we’re bringing you a new series for the next twelve days! The Pennies To Pounds ‘12 Days Of Finance’ series is dedicated to helping you level up your finances in 2025 and beyond.
Each episode will be no longer than 10 minutes long and contain actionable steps to master your money. We’ll also answer some dilemmas and common questions, offering actionable advice.
Want to join us? Follow the Pennies To Pounds Podcast wherever you listen to your podcasts and subscribe to our YouTube Channel.
Have a dilemma or question you'd like answered? Email content@penniestopounds.co.uk
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
In this episode, we’re breaking down everything you need to know about credit scores — what they are, why they matter, and how they can impact your financial journey. I’ll walk you through the basics, including the three credit reference agencies in the UK (Experian, Equifax, and TransUnion) and explain why your credit score might look different depending on where you check it.
We’ll also talk about practical ways to build and improve your credit, whether starting from scratch or trying to repair a less-than-perfect score. I’ll cover the difference between a soft and hard credit check, why it’s essential to know the difference, and how these checks affect your score. Plus, I’ll highlight some credit builder platforms that can help you take control of your credit and get on track toward achieving your financial goals.
Whether you’re new to credit or want to improve it, this episode will give you the tools to make smarter financial decisions. Let’s take the mystery out of credit and put you in control of your financial future.
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
This week's episode we're joined by Maya, host of Maya’s Minutes podcast, to discuss finances in relation to love and womanhood. We explore the dynamics of observing your partner's money habits and why understanding these early on can prevent future conflict. The discussion extends to the pressures surrounding motherhood and career choices, and things that women can do to financially prepare for starting a family.
FOLLOW MAYA'S MINUTES:
- TikTok - https://www.tiktok.com/@mayasminutespodcast?_t=8r9N83jYPWT&_r=1
- Instagram - https://www.instagram.com/mayasminutespodcast/
- Spotify - https://open.spotify.com/show/234NEJb8gf6TMlnHD2wmrx?si=8a4248960a114ca8
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
This episode features Mary Felicia, a degree apprentice who has been scaling within the property industry since the age of 17. Mary chose a degree apprenticeship over the traditional university route, and she shares her experience. Mary’s story is not just inspirational but also packed with practical advice—whether it’s about mastering the build-to-rent sector or using social media for lead generation.
FOLLOW MARY:
- Instagram - https://www.instagram.com/maryfeliciaa/
- TikTok - https://www.instagram.com/maryfeliciaa/
- LinkedIn - https://www.linkedin.com/in/mary-feliciagomez/
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
What does turning a prison sentence into a mission for social change take? Meet Sobanan Narenthiran, the CEO of Breakthrough Social Enterprise, who shares his extraordinary journey from medical school to prison and beyond. We discuss his experience in prison, his transition back into medical school and building his business.
Sobanan explains how Breakthrough leverages AI to empower underserved communities with financial management tools and career development resources. This episode is a powerful testament to the impact of accessible education and strategic financial planning.
FOLLOW SOBANAN:
- LinkedIn - https://www.linkedin.com/in/sobanan-narenthiran/
- TikTok - https://www.tiktok.com/@sobanan.ceo.of.br?_t=8q05TpTVKls&_r=1
- Breakthrough Enterprise - https://www.wearebreakthrough.org/
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
This week's episode is with Safiya Rozi. As a software developer degree apprentice and content creator, Safiya shares her approach to juggling a demanding workload through prioritisation and planning. She also discusses her experience as a degree apprentice and how she's navigated the corporate world, especially with her finances. This episode also touches on wardrobe building, where Sophia emphasizes the importance of quality over quantity. Learn how to build a sustainable wardrobe while managing finances, and get budgeting tips highlighting investing in skill-building, self-care, and celebrating achievements.
FOLLOW SAFIYA:
- Instagram - www.instagram.com/safiyarozi/
- TikTok - https://www.tiktok.com/@safiyarozi?_t=8plrZy72dYe&_r=1
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
Is your money protected? In this week's episode, we're joined by Matt Phillips, Head of Readiness at the Financial Services Compensation Scheme (FSCS). Matt discusses how FSCS works and its vital role in protecting your finances when UK banks and institutions fail. From bank deposits to investments, pensions, mortgages, and insurance, learn how to secure up to £85,000 in compensation in the unlikely event of a firm's collapse.
LEARN MORE ABOUT FSCS:
- https://www.fscs.org.uk/
FCA REGISTER:
- https://register.fca.org.uk/s/
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a text
In this episode, Aaron discusses his early life marked by financial hardship and how it fueled his desire for financial stability and independence. He also discusses the importance of continuous learning, self-belief, and maintaining a disciplined approach to finances.
FOLLOW AARON:
• Instagram - https://www.instagram.com/aaronknightleyofficial/
• TikTok - https://www.tiktok.com/@aaron_knightley?lang=en
Support the Show.
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a Text Message.
In this week's episode, we discuss setting up and managing your business finances with finance coach Joshua. We also discuss the implications of operating as a sole trader vs a limited company and the importance of forecasting potential business earnings.
- Pre-order 'How To Handle Money' - https://amzn.eu/d/gjomK0T
FOLLOW JOSHUA:
- Instagram - https://www.instagram.com/financebykilolu/
- TikTok - https://www.tiktok.com/@master.money.uk?_t=8oyRLB4EYtN&_r=1
Support the Show.
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a Text Message.
In this episode of the Pennies To Pounds podcast, our sponsor, Klarna, joins us to provide a straightforward yet comprehensive breakdown of understanding different types of credit—credit cards, overdrafts, or personal loans. Raji Behal shares invaluable tips on when it’s smart to use credit and when it’s best to steer clear, helping you make informed financial decisions.
*Klarna's Pay in 3/Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. Learn more about Klarna by visiting: www.klarna.com/uk/
Support the Show.
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Send us a Text Message.
We're halfway through the year; how are your financial goals coming along?
Have you achieved any of them, or have they been put aside? This episode is all about reflecting on our journey, celebrating our wins, and recalibrating our targets for the rest of the year. By the end of this episode, you'll have practical tips and strategies to achieve financial stability and growth, ensuring you're well-equipped for the second half of the year!
Support the Show.
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Kickstart your journey to financial empowerment with this special live episode from our "New Year, Wealthier You" event, hosted at the iconic Samsung KX building in London. Our esteemed panellists, financial well-being speaker Laura Ann Moore and wealth and investment coach Kevin Cahill discuss money mindset, smart budgeting, and effective money management.
Have you ever wondered how early financial beliefs shape your money habits? Laura Ann Moore dives into the emotional side of money, revealing how ingrained beliefs can make or break your financial confidence. Meanwhile, Kevin Cahill shares his expertise on practical investment strategies to help you diversify and grow your wealth.
Support the Show.
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
What if your childhood experiences with money have already set the stage for your financial future? This week's episode is about how we can make positive shifts in our finances. Whether it's recognising your spending triggers or acknowledging past teaching about money when you were younger, we can all make strides towards a healthier financial lifestyle. Joining us in this episode are Elisabeth Prager and Nitika Vyas, co-founders of the money app Aila Money.
FOLLOW AILA MONEY:
• Instagram - https://www.instagram.com/ailamoney/
• LinkedIn - https://www.linkedin.com/company/ailamoney/
• Website - https://ailamoney.com/
Support the Show.
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
This episode is with Nikkita Tew, founder of the financial literacy platform Young Spender. We're discussing the ways in which people in their 20s and 30s can maximise their savings for their short—and long-term goals and plan for retirement. She also breaks down your payslip and explains how taxes are deducted and what your tax code means.
FOLLOW YOUNG SPENDER:
- Instagram - https://www.instagram.com/youngspender_/
Support the Show.
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
How are today's youth weathering the storm of the cost-of-living crisis while keeping their fingers firmly on the pulse of culture and beauty standards? This week's episode features Tumisha and Alvin of Tag Agency, who discuss the findings from their $penny Report. This report highlights this generation's resilience, embracing thrifting and DIY to maintain their identity.
- DOWNLOAD THE REPORT - https://www.tagagency.co.uk/download-report
- FOLLOW TAG AGENCY ON INSTAGRAM - https://www.instagram.com/tagagencyuk/
- FOLLOW TUMISHA - https://www.instagram.com/tumbalogun/
- FOLLOW ALVIN - https://www.instagram.com/alvnowusu/
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
This episode is with Sammie Ellard-King, founder of financial education platform Up The Gains. In this episode, we're discussing how to begin your wealth-building journey, ways to increase your personal growth and how to give your income a boost.
FOLLOW UP THE GAINS:
- Instagram - https://www.instagram.com/upthegainsmoney/
- Website - https://upthegains.co.uk/
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
This week's episode is with mortgage advisor Dan Knott demystifying the home-buying process for first-time buyers. He covers how mortgages work, what to be aware of before making an application and schemes available to boost your savings financially.
FOLLOW DAN 🏡
Instagram - https://www.instagram.com/dandoesmortgages_/
LinkedIn - https://www.linkedin.com/in/dan-knott-1740b31b0/
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
We're back with another episode for first-time buyers! On Thursday 24th August 2023, we hosted an event in London at the Samsung KX building dedicated to debunking the first-time homebuyer journey.
This was the final panel of the night with London solo buyer Ayo and couple Alex and Cameron who bought in East London. Filled with a lot of useful tips and insight, hope you enjoy this episode!
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
When you think about a professional dancer, does the image of a financial whiz come to mind? For Susie, this week's podcast guest, this unlikely transition from the stage to spreadsheets is her reality. Susie Italiano, the finance fairy godmother for small charities and creative freelancers, shares how to calculate your minimum monthly spend, the benefits of an emergency fund, and ways to diversify your income.
- Visit The Idle Money Blog Website - https://idlemoneyblog.com/
- Learn more about the courses available - https://idlemoneyblog.com/my-offer/
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
In this episode, we're discussing Life Insurance and the importance of having insurance policies to protect your finances. To do this, we're joined by Insurance Advisor Ella or Ella Ensures who breaks down the different types of policies available and at which points in life you should consider taking them out.
FOLLOW ELLA:
Instagram - https://www.instagram.com/ellaensures/
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
This episode is filled with insights from Topsy Taiwo, the property guru behind Property Purchaser, guiding us through the Right to Buy scheme. We also explore the process of going from buying your first home to your next home - schemes available, the process, and how to find a good estate agent.
- Get Topsy's Book - https://payhip.com/b/4DwuT
- Follow Topsy on Instagram - https://www.instagram.com/topsytaiwo/
- Follow Property Purchaser on Instagram - https://www.instagram.com/propertypurchaser/
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Happy New Year everyone! As we're heading straight into 2024, the first episode of the year is discussing how you can make conscious money decisions to reach your financial goals this year.
TOPICS COVERED:
- Discovering your financial values
- Setting realistic financial goals
- Creating a useful budget
-
Mindful spending and consumerism
-
Listen to the episode with Andrea to discover how to shop fashion sustainably here.
-
Download the budgeting app Emma - https://emma.to/kiacommodore
-
Download the Pennies To Pounds Budget Spreadsheet - https://www.penniestopounds.co.uk/product/budget-spreadsheet
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Looking to make savings this Black Friday and Cyber Monday? This episode is not just about the nuts and bolts of smart shopping. It's about real-life experiences and strategies we've picked up along the way. PLUS we discuss Travel Tuesday - the little-known opportunity for discounted travel!
WEBSITES MENTIONED:
- Google Shopping - https://www.google.com/shopping?hl=en
- TopCashback -
https://www.topcashback.co.uk/ref/whatzitoya - Quidco - https://www.quidco.com/raf/3561322/
- CamelCamelCamel - https://uk.camelcamelcamel.com/
- HotUKDeals - https://www.hotukdeals.com/
- RetailMeNot - https://www.retailmenot.com/
OUR IN-PERSON EVENT, 14th DECEMBER 2023 - https://www.eventbrite.co.uk/e/new-year-wealthier-you-tickets-750767986257?aff=oddtdtcreator*some links may be affiliate links
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Ready to take charge of your financial future and build generational wealth? Sharing my personal journey, this episode is packed with actionable steps for those in their 20s, 30s, and beyond.
Discussing methods to build your wealth, how to set clear financial goals as well as how to approach saving and investing for the long-term. This is the podcast that you need to listen to if you want to grow your assets!
- Budget Spreadsheet - https://www.penniestopounds.co.uk/product/budget-spreadsheet
This episode is not financial advice
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
In this episode, we delve into the basics of investing and explore the significance of clear financial goals, the necessity of an emergency fund, and various investment strategies. From buying individual stocks and shares to pouring your money into investment funds, we've got you covered.
INVESTMENT PLATFORMS MENTIONED:
- Wealthify - https://www.wealthify.com/
- Hargreaves Lansdown - https://www.hl.co.uk/
- Plum - https://withplum.com/
- Freetrade - https://freetrade.io/
- Trading 212 - https://www.trading212.com/
ARTICLES TO FURTHER YOUR INVESTMENT KNOWLEDGE 📚
- 4 Investing Myths That Aren't True - https://www.penniestopounds.co.uk/post/4-myths-around-investing-that-simply-arent-true
- How Do You Invest? - https://www.penniestopounds.co.uk/post/investing-via-individual-shares-or-funds-how-do-you-invest
- Tips To Start Your Investment Journey - https://www.penniestopounds.co.uk/post/top-tips-to-start-your-investment-journey
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
ad Want to boost your financial journey but short on time? You’re in luck because Kia has been busy working on a brand-new podcast with Legal & General called A Little Bit Richer, and it’s aimed at making you just that.
These weekly bite-sized episodes cover the stuff they didn’t teach us at school but that you need to know to survive adulting in your twenties and thirties - everything from making sense of your payslip to mortgages and pensions, to financial well-being and mental health, and it’s all part of helping make sure you’re making the best financial decisions for you.
Each week, Kia and an expert guest sit down to hash it out and take the guesswork out of financial planning. The first 3 episodes are available now, just hit this link ALittleBitRicher.lnk.to/podcast
Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s generally best practice, not the kind of personalised advice you’d get from a financial adviser.
You can play the podcast and find other useful content on Legal & General’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richer
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Ever wonder about the pros and cons of renting vs buying a property? In the second panel at our London event on the 24th of August 2023, we were joined by two amazing panelists to discuss this further.
Jade Vanriel (here), a seasoned property buyer and content creator, and Nadine Bacchus (here), a pandemic renovator, share their personal journeys and lessons learned.
Support the show
FOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
We're back with an episode for first-time buyers! On Thursday 24th August 2023, we hosted an event in London at the Samsung KX building dedicated to debunking the first-time homebuyer journey.
This episode is Panel 1 - What are the schemes and options available for first-time homebuyers? Our panel was comprised of property expert Tayo Oguntonade (Brickz With Tipz) and financial advisor Emmanuel Asuquo (The Eman Effect). Ever wondered what steps you need to take to own your first home?
By the end of this episode, you'll be well-equipped to make that leap from renter to homeowner!
Support the showFOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Imagine being in your early twenties and a homeowner. Sounds like a dream, right? Meet Jade Vanriel, a property & lifestyle content creator who turned this dream into reality. She shares her journey - from making sacrifices and tough financial decisions to living with her aunt to save money. She also gives young people a roadmap to kickstart their property-buying journey.
But what if your budget is tight? No need for despair, as Jade delves into strategies to navigate the property market even when funds are low. We chat about adjusting plans, finding side hustles, and utilizing first-time buyer schemes.
Jade also reveals her insider tips on assessing properties and effective negotiation skills. We also explore how to manage expectations as a buyer and find the right property - focusing on regions outside of London with cheaper housing prices.
FOLLOW JADE VANRIEL 🏡
Instagram - https://www.instagram.com/jadevanrielx/
YouTube - https://www.youtube.com/@JadeVanrielx
TikTok - https://www.tiktok.com/@jadevanrielx?_t=8dsCSK0HR75&_r=1
Support the showFOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
We've got a gem-filled episode for you this week!
Join us as we dive into the secrets of career success with our special guest, Shay Loko. Shay is a job-search content creator and co-founder of the Black British pub quiz, PRTY HERE.
Shay reveals strategies for leveraging non-monetary benefits, from flexible schedules to professional development opportunities, to enhance your work-life balance and job satisfaction.
And of course, we delve into the crucial topic of knowing your worth in the workplace, empowering you to communicate your value effectively and seize opportunities for growth and advancement.
FOLLOW SHAY 📋
Instagram - https://www.instagram.com/shayloks/
Twitter - https://twitter.com/jobswithshay
PRTY HERE - https://www.instagram.com/prtyhere/
Support the showFOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
This week's episode is live with Hayley Mulenda!
Hayley Mulenda is a Multi-Award Winning International Speaker, Author, and Change Agent who has spoken to thousands of people across the world sharing her story of how she turned her pain into purpose.
Get ready for a mind-expanding episode that will transform your relationship with money and ignite your personal growth journey. We dive deep into the captivating connection between self-worth and financial abundance.
Gain practical advice and proven strategies for finding mentors, cultivating supportive relationships, and building a network that propels you toward your dreams.
FOLLOW HAYLEY 💡
Instagram - https://www.instagram.com/hayleymulenda/
Twitter - https://twitter.com/HayleyMulenda
Website - https://hayleymulenda.com/
Podcast - For The Record with Mr and Mrs Record
Support the showFOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Get ready to dive deep into this week's finance headlines in this episode! To do so, we're joined by podcaster and current affairs commentator Ayo, aka Disunomics.
We uncover the recent buzz surrounding interest rates, as they soar to a surprising 4.5%. What does this mean for you? Discover how the rate hike impacts savers, mortgage holders, and the overall economic landscape.
🗞 ARTICLE: https://www.express.co.uk/finance/personalfinance/1768972/bank-of-england-base-rate-increase-savers-mortgage
We also explore the fascinating realm of deposit-free mortgages. Imagine owning a home without the traditional down payment. We weigh the pros and cons of this innovative approach to homeownership, examining how it affects aspiring buyers and the housing market at large.
🗞 ARTICLE: https://www.express.co.uk/finance/personalfinance/1761261/zero-deposit-mortgage-pros-cons
We shine a spotlight on the jaw-dropping expenses racked up by London Boroughs during the coronation weekend. Brace yourself as we uncover the staggering figures, with some councils splurging over £100,000. Should they have carried out these lavish expenditures?
🗞 ARTICLE:
https://www.opendemocracy.net/en/coronation-38m-costs-local-councils-barking-bromley-ealing/?utm_source=twitter&utm_medium=Social&utm_campaign=content_studio
FOLLOW DISUNOMICS 👨🏾🏫
Instagram - https://www.instagram.com/disunomics/
Twitter - https://twitter.com/_NOMICS
Support the showFOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
Join us for a riveting conversation with Larry, a successful entrepreneur and investor who has made his mark in the world of digital asset brokering, web design, and luxury asset investing. Larry shares his inspiring journey to wealth creation, from his early days in tech to his pivot into the high net worth investment space.
Discover the hottest trends in luxury asset investing, including the most popular types of assets that high net worth individuals are investing in and what makes these assets so attractive. Larry also reveals some fascinating case studies of unique luxury asset acquisitions that he has been a part of, highlighting what made those assets stand out.
We also dive into the critical role that due diligence plays in luxury asset investing and alternative investments. Larry shares his experience and insights into networking and relationship building in the luxury asset and alternative investment spaces, and the challenges he faced when transitioning from tech to alternative investments.
FOLLOW LARRY 💎
Instagram - https://www.instagram.com/lawrence_the_broker/
Support the showFOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
In this episode, we explore the complex and often taboo topic of financial dependency in relationships. Nadine, the creator of the social media page Rona Renovation, shares her insights on how financial dependency can manifest in a relationship, and the impact it can have on both partners.
We delve into the power dynamics within relationships and how cultural and societal factors contribute to the idea of marrying for financial security.
We also discuss the warning signs of financially dependent relationships and share practical tips for approaching financial planning and goal-setting in a way that promotes independence and transparency.
Whether you're navigating financial dependency in your own relationship or looking to build your financial independence, this episode offers valuable advice and insights.
FOLLOW NADINE 🏠
Instagram - https://www.instagram.com/rona_renovation/
Support the showFOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
In this episode, we dive deep into the inspiring story of Ibrahim Braimah, who went from being homeless to owning multiple properties. They share their journey of how they overcame obstacles and challenges, and the mindset they developed along the way. We also discuss practical tips for getting started in property investing with little to no capital, including creative financing strategies and leveraging other people's resources.
Additionally, we discuss the importance of location when it comes to property investing and share expert advice on how to identify the right location for your investment property. For those interested in Airbnb management, we provide a comprehensive overview of what it is and how to get started. Finally, we touch upon the various laws and regulations that property investors need to be aware of, including landlord responsibilities, and tax implications.
Support the showFOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
This episode is with Mary-Grace Olu, a final year university student studying Law who is also an online content creator sharing her journey as well as fashion & beauty content.
TOPICS COVERED:
- Choosing law as a career path
- Going to Brampton Manor Academy for sixth-form
- Being rejected from Oxford University
- Becoming a successful online content creator
- Managing money as a university student
- Exploring other paths whilst at university
FOLLOW MARY-GRACE:
Instagram - https://www.instagram.com/marygraceolu/
TikTok - https://www.tiktok.com/@marygraceolu?_t=8azhVOgL9FS&_r=1
LinkedIn - https://www.linkedin.com/in/mary-grace-o/
Support the showFOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
This week’s episode is sponsored by Visit England. Kia is joined by Jazz to discuss their trip to Newcastle discussing what they got up to and how they saved money on their staycation.
TOPICS:
- Things to do in Newcastle
- Places to eat in Newcastle on a budget
- Things to do in Newcastle on a budget
- How to save on staycations in England
For more Newcastle ideas head to: www.newcastlegateshead.com.
Or, for more inspiration, VisitEngland has created a hub featuring ways to save on breaks and trips in England. Find out more by visiting:
https://www.visitengland.com/things-to-do/budget?utm_source=influencer&utm_medium=influencer&utm_content=_KIAP2Ppodcast_newc_roe_link__pr&utm_campaign=ve value_GBR_feb23
Until the end of March, the VisitBritain Shop (https://www.visitbritainshop.com/shop/uk_en/subscribe) is giving away £20 vouchers to anyone who signs up for its newsletter (applies to UK residents only). It’s a great incentive to book a day out so check it out!
Support the showFOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
This week's episode is focusing on the link between mental health and finances. We're exploring this topic into the triggers and how people can take care of their mental health. To discuss this topic, we're joined by Celine Erorh, founder of mental health platform Celutions.
TOPICS:
- How Celutions began
- The link between mental health and finances
- Ways to take care of your mental health
- How to start journalling
- Statistics regarding young people's mental health and finances
- Understanding potential triggers
FOLLOW CELUTIONS 💡
Instagram - https://www.instagram.com/celutionsuk/
Twitter - https://twitter.com/CelutionsUk
TikTok - https://www.tiktok.com/@celutionsuk?_t=8aeKOWzJdgR&_r=1
Support the showFOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
his week's episode is great for anyone looking to start investing or better understand how to make it best work for you. To simplify this for us, we're joined by Ato, AKA Savvy Wallet.
TOPICS COVERED:
- The importance of investing in yourself
- Investing myths
- What are dividend stocks?
- How does compound interest work?
- How to become a millionaire through investing
FOLLOW SAVVY WALLET 💰
Instagram - https://www.instagram.com/savvywallet/
Twitter - https://twitter.com/savvywallet1
TikTok - https://www.tiktok.com/@savvywallet?_t=8aQQNpzOBUb&_r=1
Support the showFOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
This episode is a very special one as we're joined by Financial Advisor, TV Personality, and Newly Published Author Emmanuel Asuquo.
TOPICS COVERED:
- Habits to leave to improve your finances
- Understanding how to grow your wealth
- Money and relationships - the role finances play
- His newest book, Get Your Money Right (purchase the book here).
FOLLOW EMMANUEL
Instagram - https://www.instagram.com/theemaneffectuk/
Twitter - https://twitter.com/TheEmanEffectUK
Website - https://emmanuelasuquo.com/
This episode is kindly sponsored by Dodl. If you're looking to start your investment journey or just want to learn more, click the link below to find out how you can begin investing jargon- free, straight from your phone:https://dodl.onelink.me/uBIb/xzfg8w5s
Support the showFOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
In this episode, we're joined by content creator Jordan (JayVSOP). He is the Online Financial Influencer of 2022, Co-Founder of the platform @sturdyoff, and online content creator.
TOPICS COVERED
- Apprenticeships
- Growing the Sturdy-Off platform
- How credit works and using it responsibly
- Ways to make extra money
- Jordan's journey to becoming a millionaire by the end of 2023
- Getting started with investing
FOLLOW JORDAN 👟
Instagram - https://instagram.com/jayvsop?igshid=YmMyMTA2M2Y=
TikTok - https://www.tiktok.com/@jayvsop?_t=8ZgQ09UQqgQ&_r=1
Road To £1M TikTok - https://www.tiktok.com/@roadto_1milly?_t=8ZgQ2UuT8AX&_r=1
Contact - info@penniestopounds.co.uk
Support the showFOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
In this episode, we're joined by friends Sadia and Amanda. They have recently completed on an investment property together based in Liverpool and are going through the process of renovating the property.
Support the showFOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
In this episode, we're joined by Shola West - Media Week’s 30 Under 30 Newcomer, & TEDx speaker. Shola now works at Global Media Agency OMD UK as a Media Partnerships & Social Content Executive; her clients include Barclays, PepsiCo & Channel 4. She is also a Careers Content creator and has amassed a following of over 12k young people on TikTok.
TOPICS COVERED:
- Her journey into the world of Digital Marketing and Partnerships
- Working a 9-5 as a Gen-Zer
- Content creation and making job opportunities more accessible for young people
- Tips for managing your finance within a 9-5
& more!
FOLLOW SHOLA WEST
Instagram - https://www.instagram.com/sholawest/
TikTok - https://www.tiktok.com/@allthingsmediasis?_t=8ZGv6KssrGX&_r=1
LinkedIn - https://uk.linkedin.com/in/sholawest
Website - https://www.sholawest.com/
Support the showFOLLOW PENNIES TO POUNDS 💸
Instagram - https://www.instagram.com/penniestopoundspod/
Twitter - https://twitter.com/penniestopound
TikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1
LinkedIn - https://uk.linkedin.com/company/pennies-to-pounds
Website - www.penniestopounds.co.uk
Contact - info@penniestopounds.co.uk
This week's episode is sharing the top tips that you need to ensure that you're getting the best deals this Black Friday, Cyber Monday AND Travel Tuesday.
Websites Mentioned:
Price Spy, Price Runner, Idealo, Trolley.com
Forums Mentioned:
HotUKDeals
Chrome Extensions Mentioned:
Honey, Pouch, Karma, Price Tracker, Price Box, Klarna
Support the show
This week we're joined by Elvire, a content creator specialising in money saving, entrepreneur and self-proclaimed side hustle queen. She talks us through her various side hustles and how you can make some extra cash today.
TOPICS COVERED:
- What are side hustles?
- How much Elvire makes from her side hustles
- Understanding taxes and trader allowance
- Side hustles you can start online
- Monetising skills
FOLLOW ELVIRE
Instagram - @/savewithelvs
TikTok - @/savewithelvs
PENNIES TO POUNDS 💰
Website - www.penniestopounds.co.uk
Instagram - @penniestopoundspod
Twitter - @penniestopound
TikTok - @penniestopounds
Support the show
In this episode, we're joined by Mr Money Jar to talk about all things pensions. Pensions are important to understand whether you're 22 or 42 and this episode gives you the breakdown that you need.
TOPICS COVERED:
- What are pensions
- How does the state pension work
- How much do you need saved for retirement
- Building generational wealth
- Setting up pension pots for your kids
- Opening up a pension pot as a self-employed entrepreneur
FOLLOW MR MONEY JAR
Instagram - @/mrmoneyjar
TikTok - @/mrmoneyjar
PENNIES TO POUNDS 💰
Website - www.penniestopounds.co.uk
Instagram - @penniestopoundspod
Twitter - @penniestopound
TikTok - @penniestopounds
Support the show
This episode is a very special one as we're celebrating 3 years of Pennies To Pounds! To do this, Kia is joined by her dad to share some of his key financial tips.
They discuss:
- Budgeting methods
- Buying cars on finance vs buying outright
- The value of learning skills
- Bad money habits that many people have and how to curb them
This episode is also available to watch on YouTube below:
https://youtu.be/8zceLq-oYyg
Support the show
In this week's episode, we're joined by Denzil Jones, Austin Okolo and Poku Banks who make up the Gen Z Club. Gen Z Club is a platform that hosts monthly networking events for young people to learn and meet likeminded individuals. We discuss starting a business in your early 20s, money lessons to learn, how to start investing, side hustle ideas and more.
Follow The Gen Z Club - https://www.instagram.com/the.genzclub/
Support the show
Welcome to episode 2 of our series Behind The Creator! This is the monthly series where we get behind the finer details of amazing people who have created amazing things. This week, we're joined by Leoni Joyce. Leoni is very well known for her creativity and unique editing style when it comes to her dance videos. Her videos have reached across the globe and her videos have been shared by the likes of Viola Davis, Steff London and Janet Jackson. She also talks about earning her first 5-figures from a single brand deal through her platform.
Follow Leoni on Instagram - https://www.instagram.com/leonijoyce/
Watch the episode on YouTube - https://youtu.be/Ht-4hHiZb28
Support the show
This week we're joined by Jazz, a food and travel content creator. She talks to us about her travel hacks for travelling abroad, things to consider when booking flights abroad and all-inclusive travel vs booking separately.
Follow Jazz on all platforms to stay up to date with her travel content: @lifeofjazz__
Support the show
In this week's episode, we're joined by Samuel Okusaga - a TEDx speaker, entrepreneur and founder of the platform Worth Of Mouth. He talks to us about the advantages of being disadvantaged and how young people are able to pitch themselves in corporate environments if from an unconventional background.
FOLLOW SAMUEL:
Instagram - @ceosam_
Twitter - @ceosam_
LinkedIn - Samuel Okusaga
Worth Of Mouth - https://worthofmouth.co.uk/
TEDx Talk - https://www.youtube.com/watch?v=EJTbrHRVl4I&ab_channel=TEDxTalks
PENNIES TO POUNDS 💰
Website - www.penniestopounds.co.uk
Instagram - @penniestopoundspod
Twitter - @penniestopound
TikTok - @penniestopounds
CONTACT: info@penniestopounds.co.uk
Support the show
Welcome to the first episode of a monthly series we'll be starting alongside regular episodes called Behind The Creator. This is where we'll get behind the nitty-gritty of how creators and brands were built.
This week's episode is with Ama who founded the million-pound wellness brand Plantmade. She discusses how she began, scaling to 7-figures, setting up a team, dealing with a cease and desist & more.
Support the show
This week's episode is slightly different to what you may be used to hearing. This week, guest host Martina has come on to interview Kia about her personal journey and how she built Pennies To Pounds. This has been highly requested so hope you enjoy it!
Support the show
In this episode, we're joined by Devon Entrepreneur. He talks to Kia about starting his first side hustles at school, dropping out of university and making six figures through Amazon FBA.
FOLLOW DEVON:
Instagram - @\devon_entrepreneur
Twitter - @\devontheteller
TikTok - @\devonentrepreneur
Support the show
In this episode, we're joined by Faith - aka Black Bezos. He talks to us about Wifi Money and how you can make money from home through ticket reselling, trading cards and more. We also discuss his experience speaking with Jeff Bezos' lawyers over his name trademark and how he made money during his childhood from selling chocolates and sweets at school.
Follow Black Bezos:
Instagram - @blackbezoss
Twitter - @blackbezos
Support the show
We're back after a break to give you the new and improved Pennies To Pounds Podcast!
To kick off our return, this week we're talking to entrepreneur and content creator Marnie Zubair. She is the creator of jewellery brand Tresor and is the youngest business partner to The Apprentice's Lord Sugar. She talks about her journey in building her business, how Lord Sugar came to invest in her business and some of the lessons she's learnt along the way.
TRESOR 💍
www.shoptresor.co.uk
instagram.com/shop.tresor
FOLLOW MARNIE 🙋♀️
Instagram - @/marniezubair
TikTok - @/marniezubair
Support the show (https://www.buymeacoffee.com/penniestopounds)
We're back after a creative hiatus! This week we're joined by Andrea Cheong who talks about the difference between fast fashion vs sustainable fashion and how we can save money in the process.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week we're joined by BeniRatio Finances to break down the self-assessment tax return and everything that you need to know as someone self-employed.
Support the show (https://www.buymeacoffee.com/penniestopounds)
Happy new year everyone! This week's episode is with the amazing guys from Property Strat talking about all things property. They are discussing how they started their platform, their motivations and various property strategies you can use to get into property in 2022 and beyond.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is with returning guest, Tobi Dada. We discuss the corporate world, getting internships both during and after university and the bank of mum and dad when it comes to home-buying.
Support the show (https://www.buymeacoffee.com/penniestopounds)
In this week's episode, we're joined with couple Alex and Cameron who share their homebuying story. They talk about how they managed to purchase their first property, an apartment in East London, together at the age of 20.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is with the amazing couple Monalisa and Justin who have bought their first home together and are currently going through renovations. Follow their journey on Instagram here.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is with Ayo, a first-time buyer who bought her first property in London during the height of the coronavirus pandemic. She's talking about how she saved up for her deposit, why she chose London and how she found the process. Follow her on Instagram here.
Support the show (https://www.buymeacoffee.com/penniestopounds)
We're back! This week's episode after a long break is with Tobi Dada talking all about apprenticeships vs university. Follow Tobi on Instagram by clicking here.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This weeks episode is talking about all things stamp duty. Stay up to date with Topsy and follow him below:
https://instagram.com/topsytaiwo?utm_medium=copy_link
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is discussing credit checks, the difference between soft and hard checks and the importance of checking your credit file.
Learn more on our website: https://www.penniestopounds.co.uk/post/credit-file-soft-checks-vs-hard-checks
That Really Happened? Article: https://www.bbc.co.uk/bbcthree/article/f89febfd-0049-4478-a6d3-9a97a45f103c
Support the show (https://www.buymeacoffee.com/penniestopounds)
We're back! After a mini-hiatus, Kia is back talking about her newest business venture and what she's learnt from it. Visit the Pennies To Pounds website at www.penniestopounds.co.uk.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode all talking about how to best prepare for your child's future financially as a parent. If you'd like to join the Hapi beta, pop over an email to youssef@hapiplan.com and quote the podcast for early access. Visit www.hapiplan.com for more information.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is all about text message scams and we're joined by Akash who works for the security department at Monzo and also has his own personal finance newsletter, Akash and Money.
SITES MENTIONED:
• You've Been Pwned - https://haveibeenpwned.com/
• Monzo Fraud Articles - https://monzo.com/help/monzo-fraud-category
• WHICH? Scam Alert - Click Here
Support the show (https://www.buymeacoffee.com/penniestopounds)
This weeks episode is a light-hearted conversation with my best friend Gisselle talking about our experiences with money growing up and the role that money has played within some of our friendships. Check out Gisselle's platform here: https://www.instagram.com/22chismis/
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is sponsored by Virgin Money and we're talking about the mortgage process as a first-time buyer. If you'd like to download the Virgin Money Home Buying Coach App, click the link here: https://uk.virginmoney.com/mortgages/home-buying-coach/?utm_source=podcast&utm_medium=social&utm_campaign=mortgages
Support the show (https://www.buymeacoffee.com/penniestopounds)
This weeks episode is talking about Cashmere, the platform that allows you to save towards the luxury items you want without having to dip into your emergency savings. Check out the platform: https://beta.cashmereapp.co.uk/
Support the show (https://www.buymeacoffee.com/penniestopounds)
This weeks episode is with Laura Ann Moore and we're exploring how a positive mindset can affect your relationship with money and ways to improve it.
Support the show (https://www.buymeacoffee.com/penniestopounds)
Following on from last week's episode talking about the basics of cryptocurrency, this week we're joined by Dalonie talking about what you should be looking to start with if you're interested in crypto.
Click Here To View Episode Transcript.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This weeks episode is talking about all things cryptocurrency! We're talking about what it is, how it works and how you can get involved if it's something that interests you. Remember, always do your additional research and only invest money that you're willing to lose as investing is a risk.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is discussing the best UK bank accounts at the moment for your money. Follow Andy on Instagram: https://www.instagram.com/andyclevercash/
Support the show (https://www.buymeacoffee.com/penniestopounds)
This episode is talking all about how to get the best deal on your car insurance. Learn more about cashback: https://www.penniestopounds.co.uk/post/what-is-cashback-and-how-does-it-work
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is talking about the best ways to reach out to brands/influencers that you want to work with in 2021. Want to check your Instagram engagement rate? Visit https://phlanx.com/engagement-calculator.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is talking all about Buy Now Pay Later schemes. Join the conversation: https://www.instagram.com/penniestopoundspod/
Support the show (https://www.buymeacoffee.com/penniestopounds)
This weeks episode is talking about the differences between the Help To Buy Equity Loan and Shared Ownership and how they work. We are joined by David Gissing who is an independent mortgage advisor.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's video is talking all about debt and talking about ways to begin to get out of debt. If you need additional help, be sure to visit StepChange and National Debt Advice online. Grab your own debt spreadsheet by visiting: https://www.penniestopounds.co.uk/resources
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is featuring The Meya Store with its owner Beverley talking about how she uses Wix to make sales, the pros and cons and what entrepreneurs need to know before starting out.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This episode is to celebrate the 1 year of Pennies To Pounds! If you want to check out our merch, click below:
https://www.penniestopounds.co.uk/shop-1
Support the show (https://www.buymeacoffee.com/penniestopounds)
This month is Black History Month and we are focusing on e-commerce platforms and tips for aspiring business owners. This episode is with Rhianna who started her business AllOutGrl during lockdown.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This weeks episode is all about the rise in social media competitions and how to spot a scam competition. Stay up to date with financial literacy content by visiting www.penniestopounds.co.uk.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is all about pensions in light of pensions awareness week. Learn more about pensions at www.penniestopounds.co.uk.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is all about dispelling common myths about Student Finance in the UK. Read more on our website here: https://bit.ly/338p6Dh
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is all about pyramid schemes and how to spot them To read up more, check out our blog post here: https://www.penniestopounds.co.uk/post/pyramid-schemes-what-they-are-and-how-to-spot-one
Support the show (https://www.buymeacoffee.com/penniestopounds)
This weeks episode is all about how to make good decisions when it comes to investment. Please note, this podcast is not personal advice. If unsure, please seek advice. If you want to continue your learning, you can visit www.hl.co.uk/beginners.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This episode is featuring Ama who founded her business This Is Planted during lockdown. She has then gone on to make five figures in a matter of weeks from the sales of her product. Listen to her journey and her tips on building your own business.
Make sure to visit our site www.penniestopounds.co.uk.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is the secret websites/tips to get discounts when booking your travels abroad. Cashback blog post - click here.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week is another episode of Penny Problems where we answer your personal dilemmas that you send in. If you want to send in a question, email us at info@penniestopounds.co.uk.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is all about the key things you need to know as a first time buyer. This is in partnership with District 34. If you want to join District 34's Home Buying Club, click here: https://district34.com/home-buying-club?ref=kia
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is featuring TEDx Speaker, International Model and Entrepreneur Leomie Anderson. She talks about the various hurdles she's had to overcome facing both her modelling career and her business.
LAPP The Brand Submission Page:
https://www.lappthebrand.com/pages/pitch
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is all around busting common myths surrounding investing and answering any questions that you may have. This episode features financial advisor Emmanuel Asuquo, in partnership with new fintech investing platform Claro Money. Follow Claro on all social platforms @ClaroMoney.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is all about goal setting, with 5 tips on how to create useful goals that you can achieve.
Support the #BlackLivesMatter movement:
https://blacklivesmatters.carrd.co/
Join the #P2PSavingsChallenge! Find out more via our Instagram:
https://www.instagram.com/penniestopoundspod/
Download your FREE resources:
https://www.penniestopounds.co.uk/resources
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is featuring a familiar and popular voice, Brickz With Tipz. In this episode we are talking about property and the affects that the coronavirus has had on buyers and sellers.
WATCH THIS EPISODE:
https://youtu.be/uky3fRDpfqA
Brickz With Tipz
Instagram - @brickzwithtipz
Twitter - @brickzwithtipz
YouTube - Brickz With Tipz
Website - www.brickzwithtipz.co.uk
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Official Instagram - @penniestopoundspod
Official Twitter - @penniestopound
YouTube Channel - Pennies To Pounds TV
Website - www.penniestopounds.co.uk
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is talking about the different methods available when it comes to budgeting.
Ways to save mentioned:
- Spreadsheets
- Pen & Paper
- Apps
ThePennyPal Spending Plan:
https://docs.google.com/spreadsheets/d/1dpiqRY0pwLUI7g2HtnWm3hfRYAePq0kmds-spXiP7Yw
Emma - https://emma-app.com/
Yolt - https://www.yolt.com/
Cleo - https://www.meetcleo.com/
Article Mentioned:
https://www.theguardian.com/uk-news/2020/may/15/transport-for-london-faces-3bn-funding-gap-despite-16bn-bailout-income-journeys-coronavirus
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Official Instagram - @penniestopoundspod
Official Twitter - @penniestopound
YouTube Channel - Pennies To Pounds TV
Website www.penniestopounds.co.uk
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is talking about the best ways to save money when shopping online.
Ways to save mentioned:
- Shop the sale
- Use Cashback
- Use Chrome Extensions
- Abandoned Shopping Cart Feature
- Incognito Mode
Post on cashback and how it works - https://bit.ly/2WojzVZ
Extensions Mentioned:
- Honey
- Pouch
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Official Instagram - @penniestopoundspod
Official Twitter - @penniestopound
YouTube Channel - Pennies To Pounds TV
Website www.penniestopounds.co.uk
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is dispelling the myth 'credit and loans are bad' and discussing the benefits associated with credit cards.
TOPICS COVERED:
- Kae's story about her credit card use
- The fear of credit
- The benefits of credit cards
News Story of The Week: https://www.bbc.co.uk/news/technology-52223908
Official Podcast Instagram - @penniestopoundspod
Official Podcast Twitter - @penniestopound
LinkedIn Page - Pennies To Pounds
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Support the show (https://www.buymeacoffee.com/penniestopounds)
This weeks episode is from the live recording at TATE Britain on 07/02/20. I am answering live questions and resolving any queries.
If you have any questions you would like answered, please send them to:
info@penniestopounds.co.uk
ERIC Festival:
Instagram - @ericfestival
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Official Podcast Instagram - @penniestopoundspod
Official Podcast Twitter - @penniestopound
Support the show (https://www.buymeacoffee.com/penniestopounds)
This weeks episode is from the live recording at TATE Britain on 07/02/20. I am discussing side hustles, how to figure out what's best for you and how to save up capital towards starting your side hustle.
If you have any questions you would like answered, please send them to:
info@penniestopounds.co.uk
ERIC Festival:
Instagram - @ericfestival
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Official Podcast Instagram - @penniestopoundspod
Official Podcast Twitter - @penniestopound
Support the show (https://www.buymeacoffee.com/penniestopounds)
This weeks episode is featuring the founders of GUAP Mag, an online platform featuring underground and emerging creatives. They discuss their different revenue streams, managing a team, as well as tips for aspiring entrepreneurs.
If you have any questions you would like answered, please send them to:
info@penniestopounds.co.uk
GUAP Mag
Instagram - @guapmag
Twitter - @guapmag
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Official Podcast Instagram - @penniestopoundspod
Official Podcast Twitter - @penniestopound
Support the show (https://www.buymeacoffee.com/penniestopounds)
This weeks episode is all about the challenges of running a business, working full time whilst also being a single mum. Joined by Brenda, she talks about how she is managing not one but two of her own businesses, working a full time position at a PR agency whilst coming home to her second full time role as a mum.
If you have any questions you would like answered, please send them to:
info@penniestopounds.co.uk
Brenda:
Instagram - @brendajuliet_
Twitter - @brendajuliet_
Girls In Power:
Instagram - @girlsinpoweruk
Twitter - @girlsinpoweruk
Podcast - RAW by Girls In Power
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Official Podcast Instagram - @penniestopoundspod
Official Podcast Twitter - @penniestopound
Support the show (https://www.buymeacoffee.com/penniestopounds)
This weeks episode of Penny Problems is answering any finance questions you have and giving you financial guidance to the best of my ability.
If you have any questions you would like answered or have someone you want shouted out for #InternationalWomensDay, please send them to:
info@penniestopounds.co.uk
Loqbox (Credit Builder)
Sign Up: https://bit.ly/2Tyevhp
SkillShare
https://www.skillshare.com/
Udemy
https://www.udemy.com/
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Official Podcast Instagram - @penniestopoundspod
Newsletter Sign Up: https://bit.ly/32I2LvK
Support the show (https://www.buymeacoffee.com/penniestopounds)
This weeks episode is talking all about where to buy when you come to buy your first house to get the most for your money.
If you have any questions you would like answered, please send them to:
info@penniestopounds.co.uk
District 34:
Instagram - @district34ldn
Website - www.district34.com
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Official Podcast Instagram - @penniestopoundspod
Sign up to our weekly newsletter!
https://bit.ly/32I2LvK
Support the show (https://www.buymeacoffee.com/penniestopounds)
This weeks episode is all things property talking about first time buyers and the process behind letting out your property.
If you have any questions you would like answered, please send them to:
info@penniestopounds.co.uk
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Brickz With Tipz:
Instagram - @brickzwithtipz
Twitter - @brickzwithtipz
YouTube - Brickz With Tipz
Official Podcast Instagram - @penniestopoundspod
Support the show (https://www.buymeacoffee.com/penniestopounds)
This weeks episode is focusing on pensions, how they work and their importance.
Pension Bee:
https://www.pensionbee.com/
If you have any questions you would like answered, please send them to:
info@penniestopounds.co.uk
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Official Podcast Instagram - @penniestopoundspod
Support the show (https://www.buymeacoffee.com/penniestopounds)
This weeks episode of Penny Problems is answering any finance questions you have and giving you financial guidance to the best of my ability.
If you have any questions you would like answered, please send them to:
info@penniestopounds.co.uk
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Official Podcast Instagram - @penniestopoundspod
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week is National Apprenticeship Week! I am joined by three special guests - Hariya, Paige and Samuel, each sharing their experiences regarding apprenticeships.
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Official Podcast Instagram - @penniestopoundspod
Support the show (https://www.buymeacoffee.com/penniestopounds)
This weeks episode is centred around car financing and discussing the different methods of purchase.
If you have any questions you would like answered, please send them to:
info@penniestopounds.co.uk
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Official Podcast Instagram - @penniestopoundspod
Support the show (https://www.buymeacoffee.com/penniestopounds)
This weeks episode of Penny Problems is answering any finance questions you have and giving you financial guidance to the best of my ability.
If you have any questions you would like answered, please send them to:
info@penniestopounds.co.uk
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Official Podcast Instagram - @penniestopoundspod
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is all about Fintech banking accounts and how they are revolutionising banking as we know it. Interested in getting one? Check a few below:
Monzo
https://monzo.com/download/
Starling
https://www.starlingbank.com/
N26
https://get.n26.com/ (Use Code: kiac8834)
Plum
https://friends.withplum.com/r/PfbzSx
If you have any questions you'd like answered, please email them over to:
info@penniestopounds.co.uk
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is talking all about payday loans. As it is a New Year, it is the best time of the year to get out finances in order especially our personal debts. We see a lot of advertisement regarding payday loans but should we really get them?
If you have any questions you'd like answered, please email them over to:
info@penniestopounds.co.uk
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_.
Support the show (https://www.buymeacoffee.com/penniestopounds)
We're moving into a new decade! In this episode I am talking about setting practical and achievable goals that can be applied to any aspect of your life eg. career, school/uni, financial etc
I'm holding my first ever finance event on 4th February 2020! If you'd like to get 10% off ticket prices, use the code 'NEWME2020'
Tickets:
https://www.eventbrite.com/e/reshaping-your-finances-tickets-87384582639
If you have any questions you'd like answered, please email them over to:
info@penniestopounds.co.uk
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_.
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week I am joined with Monikah Lee, a presenter and host who has appeared on the likes of Channel 4, BKChat, Boxpark and many more. We discuss entering the creative industry as two females who have done it ourselves, the challenges you may face and how to overcome them as well as how to monetise your talents successfully.
If you have any questions you'd like answered, please email them over to:
info@penniestopounds.co.uk
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Monikah Lee:
Instagram - @monikahlee
Twitter - @monikahlee
Podcast - Talks With Monikah Lee
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode I am joined with David who owns his company Macrodesiac talking all things trading. David talks about how he started, the issues with forex trading and how to go about getting started if you're interested.
If you have any questions you'd like answered, please email them over to:
info@penniestopounds.co.uk
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
David:
Instagram - @macrodesiac_
Twitter - @macrodesiac_
Website - www.macrodesiac.com
Podcast on all platforms - Macrodesiac
Support the show (https://www.buymeacoffee.com/penniestopounds)
In this week's episode I am joined with Carlin and we are talking about reasons why some people find themselves in financial troubles and a few ways to get out of them.
Debt Advice Services:
https://www.stepchange.org/
https://www.citizensdebtline.co.uk
https://www.nationaldebtline.org/
Carlin:
Instagram - @carlinpeton
Twitter - @carlinpeton
Youtube - Cally Consults
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week I am joined by my special guest Emily who has come along to discuss her experience gaining a Pharmacy Apprenticeship.
If you or someone you know is interested in getting an apprenticeship, here's a few websites below:
https://www.gov.uk/topic/further-education-skills/apprenticeships
https://www.notgoingtouni.co.uk/apprenticeships-223
If you have any questions you'd like answered, please email them over to:
info@penniestopounds.co.uk
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Emily:
Instagram - @emilyybaylis
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week's episode is focused around saving your coins during the season of Black Friday/Cyber Monday and Christmas! Below you'll find all of the cashback/money saving sites that I mentioned in the episode
Honey Chrome Extension:
https://chrome.google.com/webstore/detail/honey/bmnlcjabgnpnenekpadlanbbkooimhnj?hl=en
Camel Camel Camel:
https://uk.camelcamelcamel.com/
Groupon:
https://www.groupon.co.uk/
Wowcher:
https://www.wowcher.co.uk/deals/london
Staycation:
https://www.staycation.co/en/london
Treatwell:
https://www.treatwell.co.uk/
Quidco:
http://tiny.cc/o6pvgz
TopCashback:
http://tiny.cc/0bqvgz
If you're interested in joining my December Savings Challenge, sign up to my mailing list below:
https://mailchi.mp/penniestopounds/decsavingschallenge
Support the show (https://www.buymeacoffee.com/penniestopounds)
In this episode Oskar and I will be discussing what credit scores are, how they work and the best methods to increase yours.
If you haven't checked your credit score before and want to have a look, check out either:
Experian:
https://www.experian.co.uk/
Clear Score:
https://www.clearscore.com/
Totally Money:
https://www.totallymoney.com/
Check out my Twitter Thread breaking down Credit Scores:
http://tiny.cc/lqufgz
If you have any questions you'd like answered, please email them over to:
info@penniestopounds.co.uk
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Oskar:
Instagram - @oskar_LDN
Twitter - @oskar_LDN
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week we are joined with Zeynab, the founder of Motivate Preps, are she talks to us about her journey and the obstacles she faced along the way. Zeynab started up her business initially to help her gym friends with their meal plans. It then became a business to help busy university students be able to eat properly balanced meals on a budget.
Motivate Prep
Instagram: @motivatepreps
Zeynab
Instagram: @itszeynab
Twitter: @itszeynab
If you have a business idea and looking to get funding, take a look at the Prince's Trust
shorturl.at/ipO06
If you would like to send in any questions, pop over an email to info@penniestopounds.co.uk
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week I am talking about the Help To Buy ISA versus the Lifetime ISA. If you want to learn more about each before you make your decision then be sure to do your research. This episode is a bit more of a chit chat where you can also get to know a bit more about the woman behind the podcast, me!
If you'd like to read my thread regarding the Help To Buy ISA:
http://tiny.cc/s4iofz
Lifetime ISA Thread:
http://tiny.cc/w5iofz
If you're interested in opening the Help To Buy ISA, the deadline is 30th November 2019 so act quick!
If you would like to send in any questions, pop over an email to info@penniestopounds.co.uk
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week I am joined with the living legend, my father! He's come on to drop some serious knowledge on credit, credit scores and what it all means. He's going to bust a few myths that you may have regarding this topic.
CREDIT AGENCIES MENTIONED:
Experian - https://www.experian.co.uk/
Equifax - https://www.equifax.co.uk/
If you have any other questions regarding credit then be sure to drop over an email to info@penniestopounds.co.uk and I'll answer it on the next episode of Penny Problems. Alternatively, continue the conversation on Twitter using the hashtag #PenniesToPoundsPod and I'll answer from there too!
If you enjoyed listening to my dad's golden advice, let me know and I'll get him on again in the future!
Support the show (https://www.buymeacoffee.com/penniestopounds)
This is the second episode of a new segment called Penny Problems! This is where you can send in questions or dilemmas and I'll give you the advice I'd take if the shoe were on the other foot.
These Penny Problem episodes will come out every Friday (hopefully!) so if you have a question you'd like answered in the next episode, send an email to info@penniestopounds.co.uk
Follow me on socials to keep up to date with threads, tips and events!
Twitter - @ikeeyah_
Instagram - @ikeeyah
Support the show (https://www.buymeacoffee.com/penniestopounds)
This week we are joined with Lotanna, the founder of the app XPO, are he talks to us about his journey and the obstacles he has faced along the way. The XPO app is specially designed to bring brands and put them in touch with influencers.
If you're interested in signing up and having a look at how the app works then you can find it on the Apple App Store below: https://apps.apple.com/gb/app/xpo-pay-instagram-influencers/id1464209570
Website: https://xpo-app.com/
Instagram: @xpoapp
Twitter: @xpo_app
Lotanna
Instagram: @lottsxpo
Twitter: @lottsxpo
If you're interested in learning a new skill such as coding as mentioned in the podcast, you can find it all on www.udemy.com or on the Udemy App in the App Store
If you would like to send in any questions, pop over an email to info@penniestopounds.co.uk
Support the show (https://www.buymeacoffee.com/penniestopounds)
This is the first episode of a new segment called Penny Problems! This is where you can send in questions or dilemmas and I'll give you the advice I'd take if the shoe were on the other foot.
APP MENTIONED:
PLUM
It's a handy way to round up and save the extra pennies and you don't even see it go! Sign up with the link below!
https://friends.withplum.com/r/PfbzSx
These Penny Problem episodes will come out every Friday (hopefully!) so if you have a question you'd like answered in the next episode, send an email to info@penniestopounds.co.uk
Follow me on socials to keep up to date with threads, tips and events!
Twitter - @ikeeyah_
Instagram - @ikeeyah
Support the show (https://www.buymeacoffee.com/penniestopounds)
Hey and thank you for tuning in to the first ever episode of the Pennies to Pounds Podcast! In this episode I brought my friend Oskar to help me discuss savings and understand the easiest ways to save. This podcast was born from the recently popularity of my finance threads so here's what you've been asking for! I'll be releasing an episode weekly on Monday's so be sure to tune in!
Kae:
Instagram - @ikeeyah
Twitter - @ikeeyah_
Oskar:
Instagram - @oskar_LDN
Twitter - @oskar_LDN
Support the show (https://www.buymeacoffee.com/penniestopounds)