The Bert Salazar Show: Recent Episodes
Bert Salazar
The Bert Salazar Show focuses on retirement, retirement distribution, tax-planning, accounting, and bookkeeping issues for individuals and small businesses...
Taxes and qualified plans go hand in hand when it comes to a successful retirement plan. This podcast addresses issues to beware of...
Social Security Administration will increase benefits by 8.7% in 2023. In addition to other benefits, this increase may increase the tax liabilities to millions of Americans in 2023 and beyond. Listen to this podcast to learn more
As you prepare to cast your political vote, it is imperative that you merge your politics with your economics. In other words, vote with your brain, and not your ass. Listen to this podcast and learn more...
If you don't understand the impact of opportunity cost on your personal economy, you will never achieve financial success...
If you don't understand the impact of opportunity cost on your personal economy, you will never achieve financial success...
In addition to a strategic planning approach via a Tactical Retirement Blueprint (TRB), this podcast discusses key products that fit the TRB model...
Without a Tactical Retirement Blueprint, your retirement probability of success diminishes dramatically based on economic realties...
If you want to succeed in retirement, you must look at your finances through a telescope as opposed to a microscope. This podcast addresses issues I discussed with my clients regarding today's economic environment.
When it comes to successful retirement planning, process is more important specific products. Planning your retirement via long/long, long/short, short/long, and short/short processes will help you minimize your retirement liabilities while enhancing your overall retirement benefits...
Houston, we have an economic problem! The Federal Reserve, the U.S. Treasury, and the government are destroying our economy and the middle-class is paying 100% of the price. Listen to my podcast to learn more...
Most clients choose retirement products based on common knowledge and/or financial advise. Other clients choose retirement products based on risk tolerance. My clients choose retirement products based on accumulation and distribution. Listen to this podcast for more information...
The Biden administration is an example of a car crash in slow motion. Americans are suffering today at levels never seen before, and the future looks worse. This podcast addresses the challenges and the options American have to combat imbecile economic policies in America today...
Retirement annuities provide peace of mind for millions of Americans in retirement. This podcast addresses the 3 stages of annuities along with the different types of annuities available in the marketplace.
All financial products are inherently flawed in their design! Therefore, it is imperative for investors to understand the flaws of financial products they purchase in order to reduce their liabilities.
All financial products are inheritently flawed, yet we all have to use them. Pension Maximization gives you the ability to increase the benefits while reducing the flaws of most financial vehicles in your investment and retirement world. Listen to this podcast to learn more...
You can have a master's degree and still be an idiot. Believe me, I've seen hundreds of financial imbeciles in my lifetime. Listen to this podcast to avoid becoming a financial idiot...
Financial devils include but are not limited to taxes, inflation, financial fees and charges, volatility, propensity to consume, and Social Security benefits taxation. Learn how to manage these liabilities by listening to this podcast...
If you can manage the eroding factors inside your investment and retirement accounts, you could obtain a higher rate of return without increasing your investment risk. This podcast will address the major eroding factors in these traditional accounts...
This podcast addresses the top 10 questions that all retirees and/or pre-retirees need to answer prior to entering retirement. Listen to this important podcast to learn more...
For many Americans, 2021 was a challenging year from a personal and business standpoint. Where does the U.S. stand today economically? What are the challenges? What is the impact to you and your family? How do you protect yourself and your family? Listen to this podcast to learn more...
What is your tax bracket for the 2021 tax year? Are you in jeopardy of jumping to the next higher tax bracket? What can you do to minimize and/or eliminate your tax liabilities in 2021? Listen to this podcast to learn more...
As a retirement strategist and tax planner, I conduct reviews with my clients annually. Five of my clients are retiring in early 2022 and here are some of the concerns they're having about retiring in the coming year...
Beware of the big bad wolf! This is the worst possible time for a tax increase in the United States. Inflation is at 5%, but essential goods inflation exceed the 12% range, the supply chain obstacles will impact this coming holiday season, and millions of Americans are leaving the workforce at the worst possible time. And that's just a few of the items I discuss on this podcast. Hope you enjoy...
As a libertarian, I challenge both republicans and democrats on economic policies. The Biden administration has been rated as the most inept administration in economic history and they've been in charge of the three branches of government for just 10 months. Listen to this podcast to learn more...
Congress is about to destroy the U.S. economy for decades to come. Debt, inflation, and taxes will hinder your retirement success in ways that most Americans have not planned for. Listen to this podcast for more information...
Most Americans fail to understand the complexities of retirement, and therefore, are not able to protect themselves and their families from the Fatal 4. This podcast addresses some of those issues and concerns...
If you happen to be in the military or law enforcement, you often hear "watch your 6" - that means watch your rear, watch your back. Well, with the Biden administration, you have to watch your economic 6 because this administration is bringing havoc to economic growth and your retirement plans...
This podcast addresses some of the major economic challenges we're seeing today with the Biden administration. Yes, elections have consequences, and we're all paying the price for the 2020 election cycle today. And yes, it will get worse...
Preventing retirement mistakes prior to retirement can actually save your retirement life. This podcast addresses areas to watch for as you move forward into the future...
What does today's retirees look like? What are the dilemmas for today's retirees? How can a 7702 plan rescue a retirement plan? Those questions are covered in this podcast.
Additionally, please feel free to reach out to me at (786) 766-1042, or email me at Bert@BertSalazar.com for specific questions...
A properly designed 7702 Plan is the most versatile product you can own in the financial world today. This podcast addresses the major features, benefits, and uses of these plans that many of my clients utilize annually in order to maximize their financial lives...
Yes, you heard right! America is being run by a bunch of imbeciles and idiots. This podcast addresses several important issues and how we protect ourselves from the political elites in power...
I have realized that we are being led by dangerous imbeciles! This podcast discusses the challenges of taxation, inflation, and currency devaluation on our American economy. It also provides options that all Americans should implement immediately in order to offset imbecile financial decisions...
The "New World Order" has created Cryptonomics and an array of digital currencies that are taking over the financial world. On this podcast, you will learn about the history of money, the impact of governmental currency manipulation on your retirement assets, and lastly, how decentralized currencies will be manage all your financial decisions in the very near future.
The Bureau of Labor Statistics (BLS) just published their inflation report in May 2021. Inflation has increase to 4.2% in the United States! Why? What do you do? How do you fight it? What are Americans doing today to offse this increase? Listen to this podcast and learn more...
Since no one can predict a financial future outcome and/or predict death, a properly structured life insurance program can add tremendous benefits to your economic platform...
What are cryptocurrencies? What are the top cryptocurrencies today? What are the key features of cryptocurrencies? Are cryptocurrencies the future of financial transactions in the world? Watch this podcast to learn more...
Municipal bond funds and 7702/life insurance plans are excellent financial tools if you wish to defuse the tax and/or 401(k) time bomb. Most Americans have not recognized the incredible features and benefits of well-funded 7702 plans. Listen to this podcast and learn more...
Roth IRAs and Roth 401(k)s are great tools that may help you defuse the 401(k) Time Bomb in the very near future. Learn how they work and how to apply them to an efficient retirement distribution plan
If you don't understand how traditional 401(k) accounts work at retirement, they may very well explode right in front of your face. Listen to this podcast in order to learn more...
More than likely, not very much. This podcast will address many of things most Americans don't think about when it comes to their retirement lives...
This podcast addresses the coming tax Armageddon that most Americans are not paying attention to as of today. It also addresses the 2021 law as it stands today and much more...
Getting to retirement is the easy part ! Living in retirement creates many financial challenges that most Americans have never explored. This podcast addresses many of the issues that will have to be dealt with throughout a retirement life...
It too me 18 months to write this informative retirement book. One of the critical chapters is called "Never Bring a Knife to a Gunfight". This podcast addresses key points in that chapter. You can order my book on Amazon anytime (eKindle or paperback versions)
This podcast addresses many of the macro-economic forces that will be impacting your personal and financial lives in the near future. Most importantly, this podcast also addresses the micro-economic forces that you control in order to safeguard yourself and your family from the macro-economic forces that will be impacting your financial life from a negative standpoint.
Almost 100% of all New Year's resolutions fail within the first 60 days of the year. Instead of writing down goals and objectives, just write down 2021 outcomes. This podcast address some of the most critical financial resolutions you should be concentrating on if you want to enhance your personal economy...
The Armageddon of 2020 has had a tremendous impact on people's lives and finances. This podcast discusses the financial impact not yet seen along with what to watch for in 2021 as we approach the end of 2020...
Why are some retirees happier in retirement than others? Most surveys show three key areas (health, wellness, and guaranteed income). This podcast addresses the major differences between guaranteed and non-guaranteed retirement...
The Bert Salazar Show is proud to announce the launch of Bert Salazar's new book, "Retirement Paradigms - Managing Retirement Risks in the 21st Century".
The book will be available on Amazon Kindle Direct Publishing the week of December 14, 2020. A must read for those that are interested in a successful retirement life.
Was it a mistake to go away from the gold standard back in 1933? Will it make sense to go back to the gold standard today? What will it take to turn the clock back? How can you protect yourself and your family from a future debacle?
Many of the clients I engage in my practice are normally less than five years away from retirement. Guess what, most of them are not ready for retirement because they have not addressed the most important questions as they enter this new stage in life. Watch this video to learn more...
Just like in mediaval times, having a protection moat around your assets is paramount for personal and family success. Listen to this podcast show to learn more...
The movie Wall Street and the character of Gordon Gekko can teach some important lessons about the financial markets in the U.S. Moreover, these lessons should be applied to your personal retirement assets...
7702 plans are the most flexible and versatile products in the financial services industry. When used properly, it can bring a tremendous economic value to you and your family. Listen to this podcast to learn more...
Taxation was the major nemesis of the civil war, followed closely by slavery. This podcast takes you down memory lane to determine what taxes, inflation, and healthcare costs may look like 20 years from now, and how to plan for it...
Financial communication is key to financial understanding. Many times, Americans remain idle because their financial advisors fail to simplify financial concepts for them and for their families. This podcast addresses how I communicate with all my clients...
As you approach the end of the year, it is critical to conduct a tax-planning exercise that may enhance your ability to increase your income benefits in retirement while reducing your tax liabilities...
The Roth conversion rules are convoluted at best, and a number of booby traps may create unintentional liabilities and consequences to Americans wishing to execute a conversion...
What you don't know about Roth will kill you. This podcast addresses some of the tax challenges one of my new clients is having here in Florida...
Only fools pay high taxes in America! Those who understand high taxes will avoid them, those who don't will pay them. Who pays the taxes in America? Listen to this podcast to learn more...
In Vietnam, many of my Marine vet friends kept life very simple - see the sunrise, and watch the sunset. By the same token, the simpler your retirement life, the better off you and your family will be. In retirement, you should only worry about seeing the sunrises, and watching the sunsets...
These clients came to see me 14 years ago. They declined all recommendations I made at that time. They are back today and are apologizing for being stupid ! Why?
Although it is challenging to predict a future outcome, the markets have a way of asserting and/or betting on short-term predictions that punctuate stock market positioning. Listen to this podcast to learn more...
If you live long enough, everything is bound to happen to you. Taking longevity risk off the table will provide you with peace of mind and comfort in order to have a successful retirement life...
In life, you're either prey or predator. The same applies to your financial world. Learn the difference between being a financial wolf or being a financial sheep...
While the wealthy think about two to three generations down the line, the poor only think about Saturday night. You can be poor with a wealthy mentality, or you can be wealthy with a poor mentality. Learn how to create wealth with the stroke of a pen...
Successful people in the world only have a plan "A". For most of them, plan "B" is for losers. Shifting your attention to plan "B" options in your retirement life forces immediate failure in your plan "A". This podcast will address many of the plan "B" mistakes as they prepare for retirement...
The average American spends 34.5 cents out of every dollar in interest payments and debt servicing. Most Americans reach retirement age with large mortgages and/or other non-essential debt. My Debt Elimination System would allow you to reduce your debt in one halpf to one third of the time thus saving you tens of thousands of dollars in interest payments...
Retirement wealth is not measured by the amounts of assets; it is measured by the amount of income in retirement. Most importantly, having guaranteed income and/or guaranteed paychecks is paramount in living a successful retirement life...
Whether you're a business owner or not, managing successful retirement accounts is a business. You are the CEO and CFO of your retirement business, and you must manage your retirement assets as if your life depend it on them, because it does...
The Tactical Retirement Blueprint provides a conduit for maximum efficiency of assets in retirement. At its core, the TRB takes the major risks of retirement off the table for you and your family...
I conducted 17 financial audits in the month of May and noticed major discrepancies regarding the torpedo tax, the risk of living with a disability in retirement, and the risk of living with the impact of taxes and stock market volatility...
The role of personal psychology, retirement finances, and financial freedom is very important in determining the quality of life you and your family will enjoy in retirement. At this stage of life, preparation is key...
The greatest of all time, Muhammad Ali, lured his opponents to the ropes and gave them a false sense of security until they punched themselves out and then Ali would knock them out. Well, the IRS, the government, and financial institutions are playing rope-a-dope with you and your retirement assets. Watch this podcast to learn more...
A good friend of mine talks about the rope of life often in relation to his personal life. Are you running out of rope in your life? Are you prepared for the consequences? This short podcast will make you think about the psychological aspects of your life in retirement...
Life insurance is one of the most important products to own in retirement - it provides a guaranteed amount at an unknown time. This podcast makes you think outside of the box about life insurance from a financial standpoint...
This podcast addresses the challenges of making money versus keeping the money that it's being made. Learn how to think and address retirement issues from an out of the box thinking...
From a military standpoint, DEFCON 1 status is imminent nuclear war. From a retirement standpoint, DEFCON 1 status means imminent retirement failure. Is your current retirement plan at DEFCON 1 or DEFCON 5 ? Listen to this podcast to learn more...
The analogy here is that trying to mitigate stock volatility in retirement is just like getting between a dog and a fire hydrant - I guess you know what happens. If you get out of your own way, insurance companies can help you mitigate longevity risks through properly structured annuities...
Annuities provide American families with guaranteed paychecks. The lack of guaranteed paychecks can create havoc in the best retirement plan. Types of annuities and payouts are addressed as well in this podcast...
This podcast addresses the differences as to how the IRS views your retirement accounts and contributions versus how all Americans view them. The IRS will always win the game...
The COVID-19 bear market has corrupted the retirement plans for most Americans, yet most Americans are frozen in time. Learn what the Marine Corp taught me about dealing with the challenges of life...
The impact of the COVID-19 on your retirement assets and finances are yet to be seen in its entirety. Yes, your 401(k) may have become a 201(k), but this bear market may be a catalyst for real estate and economic recessions that may destroy your retirement future...
Even a monkey could have done well in the stock market over the past 10 years. On the other hand, how are you doing today with your retirement assets? Has your 401(k) become a 201(k) yet? Are you following the definition of insanity? Watch this short video to learn more...
The COVID-19 virus and subsequent bear market impact has caused many Americans to revisit their investment and retirement philosophies based on risks and rewards. The Rule of 115 and the Rule of 72 are great calculations to help you determine how long will it take for your money to double or triple based on a given interest rate...
The COVID-19 stock market crash has created havoc for retirement accounts in the United States. Learn how to manage risk and avoid the impact of losses on your hard-earned retirement dollars...
The rule of 115 solves for how many years it would take for an investment to triple based on a given interest rate. In retirement, your assets may have to triple in order to mitigate all your retirement eroding factors...
We have reached triple-digits in our podcast channel "Your Tax Free Life". This podcast recaps some of the best episodes over the past two years...
If you own a life insurance contract, this 8-minute video is a must-watch. Your life insurance policies may be at risk of lapsing and you won't even know it. Learn how to mitigate this risk while finding proper solutions...
This new law went into effect January 1, 2020. The act provides a number of changes, challenges, and opportunities for all Americans. Learn about the tax changes, along with issues and concerns regarding this new $1.4 trillion law...
New year financial resolutions come and go every year. This podcast will address portions of the newly signed into law SECURED Act of 2019, along with several other suggestions, recommendations, and considerations for a more improved financial 2020...
In financial terms, it means eliminating something good in order to eliminate something bad. This podcast addresses some of the points in the newly approved SECURED Act of 2019 along with some financial out of the box thinking ideas...
Compound interest may be the 8th wonder of the world, but if the taxes are compounding as well, then it may not be as efficient. This podcast addresses how to achieve a compounding effect on your assets while reducing and/or eliminating the taxing effect...
The podcast addresses the importance of choosing the right financial advisor for your specific goals and objectives. Like in the movie "Jerry Maguire", did your financial advisor had you at hello? If not, then perhaps this podcast will bring value to you and your family moving forward into the future...
Life insurance plays a major role in retirement, and it should be part of your portfolio arsenal for the rest of your life. This podcast addresses the misconceptions, benefits, and uses of life insurance contracts in retirement...
The vast majority of Americans have already hit a financial iceberg but they don't know it. It is incumbent upon everyone to take certain financial steps in order to survive your financial future. This podcast is a wake-up call to retirement action on your part...
When it comes to the IRS code, the government offers three major tax buckets (taxable, tax-deferred, or tax-free). Americans must be able to determine and forecast the future of tax rates in the U.S. along with their personal tax rates. This podcast addresses this question fully and viably...
This podcast addresses the tax liabilities created inside tax qualified retirement accounts. Most Americans will end up paying six to eight times more in taxes than all alleged "tax savings" received during the contribution years to IRAs, 401(k)s, and many other retirement plans...
Under the Tax Cuts and Jobs Act (TCJA), it is important to do end of year tax planning in order to reduce your tax liabilities on an annual basis. This podcast will address some of the deductions, exemptions, and credits that are critical for 2019 and beyond...
There are many similarities between climbing Mt. Everest and preparing for retirement. This podcast will allow you to identify retirement issues and concerns never considered by the vast majority of Americans as they prepare for retirement...
If you want to be truly successful in life, you must think outside the box. This podcast addresses the out of the box thinking regarding your financial and retirement decisions in life...
This podcast discusses what to pay attention to prior to retirement, what truly happens at retirement, and ways to manage your tax liabilities in retirement. This show is full of sound advise and paradigm shifting ideas for you and your family...
Can it be done? Is it possible? How important is it to reduce your taxes in retirement? What does it take? What to consider? How to get tax and retirement distribution planning assistance? Listen to this podcast for more information...
This episode deals with one of the Fatal 4 of Retirement (long-term care). Issues, concerns, probabilities, costs of care, and viable alternatives are covered in this important podcast...
This podcast discusses the 5 retirement distribution pitfalls that are negatively impacting Americans in retirement today along with preferred solutions for a reliable retirement plan...
Stock market volatility can create tremendous havoc to your retirement portfolio in retirement. This podcast address the two major retirement risks to be aware of, along with viable solutions to stock market volatility throughout retirement...
The taxation of Social Security benefits is the torpedo tax for most Americans - that means they never saw it coming ! Therefore, this podcast covers most of what you need to know in order to avoid this torpedo tax. Hope you enjoy...
The rules of engagement totally change when you go from accumulation of retirement assets to distribution of said assets in retirement. You must have a clear understanding of the IRS tax buckets in order to minimize your tax liabilities in life...
The understanding of today's tax rates and historical tax rates, along with the understanding of our country's debt situation situation should provide a clear telescope to tax beneficial planning for American families in the future...
This part 7 series will focus on understanding your financial paradigms in retirement. We will compare the "old" versus the "new" when it comes to tax planning, distribution planning, stock market volatility, and long term care issues viewed through a telescope as opposed to a microscope...
Americans continue to risk their hard-earned dollars in the stock market, yet only a handful have been able to stay ahead of inflation and/or stock market volatility over the past two decades...listen to this short podcast to learn more.
The 8 Deadly Sins of Retirement can hamper the execution of a retirement plan and/or a retirement life. Avoiding these mistakes would provide for a clear path to retirement success...
Due to the Tax Cuts and Jobs Act (TCJA), most Americans are claiming the standard deduction versus the itemized deduction. Learn to how maximize your standard deductions by not leaving tax-free money on the IRS table...
A paradigm shift must occur at retirement. It is no longer about the accumulation rate of your assets; it is about the distribution rate of your assets. This podcast addresses some of the challenges and solutions in order to enjoy a sound retirement life...
Whether in your personal of financial life, it is critically important to be able to connect the dots in order to enhance the effectiveness and efficiency of your financial decision process...
The newly published 2018 U.S. Government Financial Report is full of tax challenges for all Americans. Taxes will have to double in the future or our country will go bankrupt. This podcast covers the importance of tax-planning in the 21st Century, taxable versus non-taxable income, and how to mitigate tax increases in the future...
A strong offense puts people on the stands; a strong defense wins superbowls ! Learn the necessary techniques to create a balanced approach in order to win your financial superbowl in retirement...
Financial decisions require a proper allocation of decision-making processes that determine best plausible options depending on various goals, objectives, and desires...
Most Americans will run out of money before they run out of life. Learn to segment your retirement decisions through the four pillars of retirement. Learn to create a fail-safe retirement distribution plan for yourself and your family...
The new IRS 1040 under the Tax Cuts and Jobs Act has a new look, but the tax premises must be reviewed carefully in order to maximize your tax benefits for this taxable year and beyond...
The rules of engagement totally change when it comes to retirement and distribution of qualified plan assets. Learn how provisional income calculations can hinder your retirement benefits in the future...
For the first time in U.S. history, the national debt hit $22 trillion on Valentine's Week 2019. Debt and unfunded liabilities are at historical highs, and our taxes are at historical lows...Doomsday is coming !
Mitigating the risk of dying too soon is a critical aspect of a successful retirement life. Since no one ever dies at the right time, life insurance can be utilized as income replacement, asset distribution protection, and Social Security distribution planning...
Mitigating the risk of eroding factors becomes a critical aspect during retirement years. Taxes, inflation, stock market volatility, and interest rate volatility are just a few of the items discussed in this segment...
You must first understand the problem before you attempt to find a solution. Living with a disability brings about several issues and concerns seldom addressed by retiring Americans...
You must first understand the problem before you attempt to find a solution. Living too Long brings about several issues and concerns seldom addressed by retiring Americans...
Understanding the pros and cons of the tax-free bucket will allow you to maximize your future retirement income while reducing your tax liabilities...
Understanding all the features, benefits, and challenges of the tax deferred bucket will allow you to maximize your income while minimizing your tax liabilities now and in the future...
Understanding the features and benefits of the taxable bucket will allow you to maximize your income returns while minimizing your tax liability now and in the future...
Understanding the deficit and the unfunded liabilities for many governmental programs in the United States will shed light on future tax liabilities for most Americans...
There is a major difference between tax preparation and tax planning. This podcast will address tax savings ideas for you to implement in 2018 and beyond...
The principles of financial economics are of paramount importance to Americans wishing to enjoy an exciting financial, economic, and personal life...
The principles of financial economics are of paramount importance to Americans wishing to enjoy an exciting financial, economic, and personal life...
Understanding the differences and opportunities between the taxable bucket, the tax-deferred bucket, and the tax-preferred bucket...
Most Americans do not have a financial plan "A" and they must rely on a financial plan "B". The differences between both plan "A" and plan "B" are enormous !
The complexities and penalties behind Roth IRA distributions are critically important when discussing retirement distribution planning...
Although making a mortgage decision seems intuitively to most Americans, it is not so when you apply economic and risk management principles...
Discussions regarding the longest bull market in U.S. history and its impact on future economic and political factors. Furthermore, the death of icon Aretha Franklin without a will fuels a conversation on asset and family protection at death...
Market volatility and sequencing of returns have a major impact on retirement distribution planning. Learn the risks associated with retirement volatility while protecting your hard earned assets in retirement...
IRA distributions could have a negative impact on Medicare premiums at retirement. Learn and understand the threshholds as well as viable options in order to avoid Medicare premium increases...
Making money and understanding how many works are two different things ! This podcast provides information and education on things to consider when making money decisions today and in the future...
Discussed the guidelines and requirements for making Roth IRA contributions. We discussed ages, income limits, and types of incomes that allow for Roth IRA contributions...
Understanding the difference between these 2 plans can help you enhance your retirement success...listen for more information.
The importance of using 7702 distribution straddles in order to maximize income safety and income longevity during retirement years. Two identical scenarios shown, different results given...
Many Americans know how to make money but they don't know how money works. Understanding money decisions and opportunity costs helps you create wealth at no risk or cost...
Investing in the stock market without a safety net is like jumping out of an airplane without a parachute ! Ideas on how to create a volatility-hedging blueprint for your retirement portfolio...
There is a major difference of viewing your financial decisions through a microscope versus a telescope. None of them are more obvious than in qualified plans and/or 401ks...
How to maximize your retirement and/or pension benefits through asset insurance techniques and 7702 plans...
Spousal beneficiary options after death of IRA owner and benefits of multiple IRAs versus single IRA...
Features, benefits, and strategic designs that offer maximum protection and enhanced retirement income for families and survivors...
Understanding the opportunities and the rules of engagement when it comes to making non-deductible contributions to IRAs
Discussing the features and benefits of a Roth 401k along with the 10 major eroding factors affecting Americans today and in the future...
Contribution an distribution features of Roth IRAs in comparison to traditional IRAs and/or other qualified plans.
The retirement efficiencies of a well-tailored IRS Code 7702 Plan. Tax-free accumulation, tax-free distribution, along with a tax-free death benefit and tax-free long term care benefits.
A successful retirement plan is based on a strategic process, not on specific products. Tax-free retirement planning is a calculated technique that can provide maximum retirement benefits to American families in the United States.
Features, benefits, and challenges of qualified plans in retirement. Techniques that dictate how to divorce the IRS in retirement legally.
Deductions, Exemptions, and Credits for 2017 and 2018. How much can you contribute to your qualified plans ? What deductions and exemptions are critical to take...and much more.
How to manage expenses and how to factor opportunity cost in all decision making processes when dealing with finances. In the United States, everything we purchase is financed...
Efficient retirement distribution planning is about strategies and not specific products. To win the financial golf tournament of life, the swing is more important than the clubs you use...
Tax-Free Retirement distribution techniques, tax-free retirement planning using the premier tax-preferred product and/or bluepring in the financial services marketplace, and provisional income calculations and advantages...
IRA, 401k, SIMPLE plans contribution limits for 2018. Addressing qualified plan penalties and Required Minimum Distributions issues and concerns.
The importance of having the proper and orderly distribution of assets in your estate. Moreover, the meaning and direction of certain trust documents, i.e., healthcare proxies, living wills, and durable powers of attorneys.
Goals, objectives, and changes to consider in 2018 and for many years to come...taxes, investments, insurance, credit protection, and wills and trusts.
Executive bonus arrangements provide critical benefits to employers and employees alike in business settings. Learn how Section 162 bonuses can help !
Critical features and benefits of life insurance, along with specific tax benefits, versatility, and usage...
Popular topics and myths in todays' environment, along with economic ways of viewing and exploring different financial issues and concerns that enhance long term opportunities...
How much do you know about disability coverage? How do disability benefits work? What if you become disable? How will you pay your expenses?
Social Security Benefits, calculations, eligibility requirements, spousal benefits, survivor benefits, and much, much more...
Where will taxes be in the future ? Budget Reconciliation or Tax Reform ? What will the final numbers look like ? What are the current and future implications ?
Insurance protection planning plays an intrical role in financial success. Most important, the insurance auditing process is paramount in minimizing cost while maximizing all protection benefits...
Financial success can only be accomplished via a systematic and economic model capable of seeing and/or assessing financial decisions through a telescope as opposed to a microscope - learn the features and benefits of the Cambridge Capital Management System (CCMS)...
What is the ultimate tax bracket for Americans in retirement ? The answer is simple yet complex - Zero should be your new hero ! This podcast will address the planning aspects necessary to achieve a 0% tax bracket in retirement.
The importance of utilizing the Cambridge Five Point Strategy when determining the viability of a real estate purchase...
Discussion on issues and concerns that Americans wished they would have known more about regarding multiple financial topics...
Understanding life insurance in an economic setting is crucial when maximizing income and protection benefits...
Psychology of retirement and product combination straddles that assist in minimizing retirement risks
Tax history, tax calculations, products, and planning options designed to eliminate taxes in their entirety...
Issues and concerns in the decision making process for public and private employees with pension systems options
The sequencing of investment returns can have a major impact on retirement distribution planning for Americans in the 21st Century...
It addresses the critical role of life insurance in retirement distribution planning...