At the Dreamer's Financial Playbook, we believe in living a life that you absolutely LOVE (you know, the DREAM) and using money as a tool to make that happen! Why? Because money touches every part of your life, especially your faith and your family!
So let's talk about it all! The the faith, the family and especially the finances! This is your financial playbook!
If you’re screaming “I cant stick to my budget!” you’re not alone. When it comes to money management, your lifestyle can sabotage your budget even if you have all of the budgeting tips and tricks. When the budgeting hacks fail, let’s launch this solid budgeting 101 plan that keeps your budgeting mistakes from creating more debt!
Struggling with the plan to avoid debt after busting your budget? Join me for a 30 minute 1:1 call to get free, customized advice from Tiana at https://www.tianabclewis.com/breakthrough.
When it comes to money and relationships, unmarried couples can be tempted to manage their finances like they’re in a marriage. BIG MONEY TRAP! When unmarried couples split, commingled finances can create credit card debt, drained saving accounts, cash flow problems and other money issues that lead to that relationship becoming one of your biggest money mistakes. Time for this personal finance channel to give you some relationship advice to avoid these money management mishaps!
Are you working to dig yourself out of a money pit that was created from a past relationship (or just personal money mistakes)? We’ve all been there and I would love to help. Book a free 1-on-1 session with Tiana at https://www.tianabclewis.com/breakthrough.
Not following self-care strategies can lead to the mental health struggle called burnout. And everyone knows that dealing with burnout is the worst! But what are the signs of burnout in your business what do entrepreneurs need to know on how to prevent burnout or, if they’re already burnt out, how to overcome burnout? Let’s talk about it!
P.S. Sorry for talking to fast in this episode. I didn’t realize it until watching it back!
Christians knows that prayer is the key to success and the same applies in business! But for Christian business owners, knowing what to say in prayer about their kingdom business can be tough. That’s why I’m sharing starter prayers that any Christian entrepreneur can use to start in prayer for your business.
Ready to hear God more clearly on this entrepreneurial journey? Join Kendra and our all-star roster of speakers at The Pouring by registering now at https://www.thepouring.life!
The impact of trauma can go beyond relationships and self-esteem to your business and work-life balance. If getting counseling and recovering from trauma isn’t on your to-do list, it should be, because your failure to process childhood trauma will stunt your business growth. I know because my entrepreneurship journey includes overcoming mental health issues and healing from trauma so my business could growth! Don’t believe me? Let’s talk about it!
Ready to transform your past from a roadblock keeping you stuck to a testimony that motivates you and the people you serve? Join Tonya, myself and our all-star roster of speakers at The Pouring! Register today at https://www.thepouring.life!
Is it okay to be successful in business? If I chose to be more successful, does that mean I’m chasing money over Jesus? Yes, it’s okay to generate a big income and no, financial success in business doesn’t mean you’re not putting God first! Christian business leaders can follow a path of biblical entrepreneurship that grows The Kingdom! Here are 5 ways your Kingdom business can support the Christian community!
Ready to end the internal conflict between being a good Christian and a smart entrepreneur? Join myself and our all-star roster of speakers at The Pouring by registering now at https://www.thepouring.life!
Credit card rewards are a great way to save money, but only if you know how to maximize those credit card points and travel rewards. If you want to avoid the credit card beginner mistakes with AMEX, Discover, Chase and others, check out these credit card tips!
Ready to hear God more clearly on this entrepreneurial journey? Join Kendra and our all-star roster of speakers at The Pouring by registering now at https://www.thepouring.life!
Have you tried a budget planner? When it comes to personal finance, knowing how to budget is valuable and an undated planner for tracking your monthly budget can be a vital money management tool for pen and paper people! It just so happens that Go Girl, with has affordable planners for everything, including your money. So in this budget planner review, we’ll see if this Go Girl planner is your new favorite budget book!
Want to get your hands on this Go Girl Budget Planner and Bill Organizer? For a chance to win this planner for yourself, head to my website at https://www.tianabclewis.com/192
Did you know that some of the financial quote and money sayings that you share everyday can be causing your financial struggle? Some quotes about money are so toxic, that can be the difference between an abundance mindset vs a scarcity mindset. That’s why our personal fiance tips today will help transform your money mindset and, as a result, your money habits!
Ready to end the internal conflict between being a good Christian and a smart entrepreneur? Join Shavawn and our all-star roster of speakers at The Pouring by registering now at https://www.thepouring.life!
CALLING ALL PARENTS: If you have a love-hate relationship with back to school season, you’re not alone. From backs to school clothing shopping and buying school supplies, that’s a lot of money on the line. That’s why we’re covering money hacks to save money during your school shopping adventures!
Ready to stop pouring from an empty cup? Join me, Wendy Torres, BCBC and our phenomenal line-up of speakers at The Pouring on Saturday, October 1st! Sign up today at www.thepouring.life!
Does Christmas shopping leave broke every year? To save your personal finances, Christmas planning has to start early! From budgeting to saving money, we need a holiday prep system that allows your finances to survive the holidays. That’s why we’re talking about planning for Christmas in July to help you save money and hit your money goals.
Join me on October 1st for the first annual Ambitious Dreamers: The Pouring conference. This epic one-day event is going to equip you with the practical and biblical strategies that you need to embrace your business as a means of financial blessing and Kingdom building for yourself and others. To register for your spot, head to our website at www.thepouring.life today!
For pretty much everyone, getting paid once a month is an absolute nightmare… not because of the math, but because of the need to make that money stretch. That’s why today, I’m taking mercy on the people and sharing 5 hacks for surviving a once a month pay schedule.
Are credit card rewards real ways to save money? Absolutely! My husband and I have a millennial wallet of credit cards that earn points and airline miles. Credit card points allow us to travel the world, make purchases we wouldn’t have overwise mad and give great gifts! That’s why today, we’re covering how to save money with credit card points and some credit card tips to keep you from falling into long-term debt!
Having a God center business can be confusing when so many believe entrepreneurship and the Christian lifestyle don’t mix! However, running a successful business may be exactly what the Holy Spirit wants. That’s why we’re sharing encouraging scripture for women that show faith and business can go hand in hand when you’re doing business God’s way.
Being an entrepreneur is pretty scary work. It’s a lot of stuff that you gotta work through day in and day out. So what do you do when all of those decisions start to transform into this scary monster that makes you question whether or not you can do this? I like to pray and I like to read quotes from successful entrepreneurs. So today, we’re checking out 10 quotes from wealthy entrepreneurs to help you stay motivated on this crazy business journey!
Being an entrepreneur is a crazy important financial decision to make. If you do it right, running a business can set your family up for generations to come, but if you mess it up, you can actually send your family into a debt spiral that can leave you feeling like bankruptcy is your only way out. So I’m breaking down 5 common financial mistakes that entrepreneurs make when starting their business and how you can avoid them.
If you’re running a business or non-profit, stop scrolling right now because I want to tell you how to operate a digital business for less than $200 a month. As a financial coach, I have watched so many women spend tons of money on random apps and software with all these cool sounding bells and whistles that only make life super difficult and draining much-needed coins from the coffers of the business! So let’s talk about 8 apps that you can use to run your business for less than $200 a month.
Is closing a credit card good or bad for your credit score? It depends. Closing a credit card account can completely mess up your credit score if you don’t know strategies for how to cancel credit cards wisely. In this videos from a viewer questions, we’re breaking down how I show my clients how to close a credit card correct so that their FICO score stays strong!
There are wealthy Christians all over the Bible, but Jesus Christ was poor. So is it selfish being a rich as a Christian or being a wealthy Christian? No! We may not teach prosperity gospel, but we do believe that the answer to “Can Christians be blessed with money” and “Can I have money as a Christian” is a resounding YES! In fact, Christian millionaires, Christian entrepreneurs (like Dave Ramsey) and Christian billionaires have the ability to change the world in a way that those without the millionaire mindset simply cannot.
Finding the best finance app for couples can be tricky because most budgeting apps don’t consider that some couples don’t want their spouse in all of their personal finance business! That’s why Honeydue has been rated the best money app for couples my Forbes and the publications. But is Honeydue really the top finance app for couples? It’s time for a Honeydue app review!
When people admit to finding financial infidelity worse than cheating, then the best relationship advice for couples includes financial advice that avoids financial infidelity. But if you don’t know the financial infidelity definition, warning signs and prevention tips, a marriage can easily end in divorce! That’s why in this marriage and money episode, we’re covering financial infidelity and money and marriage tips that can save the relationship!
When it comes to money and relationships, financial abuse is an rarely talked about reality for women in abusive relationships. Those dealing with financial abuse can find that it takes months, years, even decades to revive your finances and credit score after the divorce or leaving the toxic relationship. Here are some red flags that you may be dealing with financial abuse while handling money with your partner.
RESOURCES MENTIONED
Women'sLaw.org
https://www.womenslaw.org/about-abuse/forms-abuse/financial-abuse
National Domestic Violence Hotline
1-800-799-SAFE (7233)
https://www.thehotline.org/
Marriage can be tough. Money management can be also. Money and marriage… that’s a recipe for disaster, even when following all of the money tips for couples. If love and financial planning has been a challenge in your relationships, these mistakes couples make when talking about money could be the reason. That’s why we’re combining personal finance advice with marriage advice to help you preserve your love by learning how to talk about money and marriage finances.
Launching a business or creating a nonprofit as a woman following God’s lead comes with a unique set of challenges. That’s why the Ambitious Dreamers Circle may be just the community for you. Learn more at https://www.tianabclewis.com/ambitious
When the Lord is preparing to release His blessings on your life, the enemy has to come act up. That's why I'm interrupting our regularly scheduled programming to share a message I preached in January called: I Said What I Said.
So grab your Bibles and let's get into this Word!
Are you struggling to figure out how to stop buying things you don’t need? Have you been spending money so fast, you cannot save money? If you need to know how to stop shopping, you need some money tips (aka spending rules) that will help you stop spending money. And wives, if you’re struggling with finances in marriage, these money saving tips will also help you see how to manage money and marriage even better.
Need help mapping out the spending rules for your household so you can hit your money goals? Let’s talk… https://www.tianabclewis.com/breakthrough
While creating debt is easy, your debt free journey can be tough. Financial education gurus preach so many ways how to pay off debt: debt snowball method, refinancing, consolidation and more. Your personal finance journey means you must figure out which debt management strategy to use. You need to know when to refinance. You gotta know how to consolidate credit card debt. You have to know the pros and cons of debt consolidation. But which debt payoff methods fit your life? Listen as we cover when to debt snowball vs. refinance vs. consolidate debt.
Looking for help with in strategizing your debt repayment game plan? Let’s work on it together… for FREE: https://www.tianabclewis.com/breakthrough
The Dave Ramsey Baby Steps have helps many families reach financial freedom and join the debt free community, but it’s not the ONLY way to financial independence. Over the years, the ways I don’t follow Dave Ramsey have grown in budgeting, investing, spending money, using credit cards and more. Plus listen to the Dave Ramsey Show doesn’t always represent The Bible and Jesus Christ, which is why we have to talk about 6 reasons why I don’t follow Dave Ramsey or Financial Peace University as a money coach or in my debt free life.
The Dave Ramsey Baby Steps have helps many families reach financial freedom and join the debt free community, but it’s not the ONLY way to financial independence. Over the years, the ways I don’t follow Dave Ramsey have grown in budgeting, investing, spending money, using credit cards and more. Plus listen to the Dave Ramsey Show doesn’t always represent The Bible and Jesus Christ, which is why we have to talk about 6 reasons why I don’t follow Dave Ramsey or Financial Peace University as a money coach or in my debt free life.
Have you tried a budget planner? When it comes to personal finance, knowing how to budget is valuable and an undated planner for tracking your monthly budget can be a vital money management tool for pen and paper people! It just so happens that Clever Fox, with has affordable planners for everything, including your money. So in this budget planner review, we’ll see if this Clever Fox planner is your new favorite budget book!
Want to get your hands on this Clever Fox Budget Planner and Bill Organizer? For a chance to win this planner for yourself, head to my website at https://www.tianabclewis.com/171
When debtors and creditors blow up your phone to get you to pay off debt that you owe a debt collector or an original creditor, you need a plan. Better money habits and personal finance tips for financial independence will be useful later, but now you need to know creditor tricks to get the calls to stop (and protect your credit score)! So let’s explore the dos and don’ts for dealing with creditors to get better interest rate, pay off deals and more.
Looking for help with in fixing your money you can pay back these creditors and get them off your phone? Let’s work on it together… for FREE: https://www.tianabclewis.com/breakthrough
Check out the details of the Fair Debt Collection Practices Act: https://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-debt-collection-practices-act-text
Any good success planning session require you to set the right financial goals, but if you don’t know how to set financial goals, then you New Year goals ideas will eventually fail! If you need some how to achieve your goals motivation and personal finance tips, then let’s start with financial goal setting in a way that you don’t make these financial mistakes.
Looking for help with in fixing your money goals for 2022 so that it doesn’t turn into a financial disappointment? Let’s work on it together… for FREE: https://www.tianabclewis.com/breakthrough
You cannot have financial independence if you don’t talking money mindset. Basic financial literacy and money 101 classes ignore how a money mindset shift can catapult your financial goals. But the only way to transform your money mindset is to have awareness of how your lack of an abundance mindset is impacting how money works in your life! That’s why we’re tackling a money mindset activity to tap into your subconscious mind to uncover how you feel about money… really…
Looking for help with transforming your money mindset to achieve a better financial reality? Let’s talk money together… for FREE: https://www.tianabclewis.com/breakthrough
WE MADE IT TO 1,000 SUBSCRIBERS!! Pop some popcorn, grab a drink and set down for a 1000 subscribers thank you video and what I’m calling my State of the Union Address!
Check out one of my favorite YouTubers, SWOOP – https://www.youtube.com/channel/UCqHZdrDcZhhRO11m67Tgz4A
Stay connected on TikTok (https://www.tiktok.com/@tianabclewis) or our Patreon community (https://www.patreon.com/tianabclewis).
If you don’t have vision for your dream life, it’s tough to make money, eliminate debt, grow a business or achieve financial success. An abundance mindset requires that you visualize your dreams, which then allows you to save money, destroy credit card debt and build wealth for the financial future of you and your family. So give yourself permission to imagine your dream life, dream salary, dream net worth and what amounts to lifestyle freedom, so financial freedom can be made possible!
Looking for help with envisioning your future or transforming that visions into a reality? Let’s talk… for FREE: tianabclewis.com/breakthrough
5 Scriptures About God’s Promises for You
Are credit card bad? No! Credit cards are a great way to improve your credit score if you know how to use credit cards in smart way. While amassing credit card debt is a personal finance no-no, you can learn how to build you credit and how to increase your credit score by marking smart money moves with these simply credit card tips that makes sending in your credit card payment easy!
Join our new Patreon Community at https://www.patreon.com/tianabclewis.
Parenting ghetto! Many adults struggle with personal finance and money management, but parents have to budget and teach kids about money, saving and budgeting too! A TikTok video from spring 2021 shares a mom’s method to teach kids money so they have financial literacy, healthy money habits and great spending and budget systems. And yet, people are angry. So… should kids pay bills or not?
Follow and share videos with me on TikTok at https://www.tiktok.com/@tianabclewis.
Join our new Patreon Community at https://www.patreon.com/tianabclewis.
When your emotional health and mental wellbeing are in disarray, the symptoms of depression, stress, trauma and mental illness can lead to splurging money and bad money management. Many don’t realize that mental wellness and health is part of personal finance 101, so to achieve financial freedom, we need to talk a little psychology.
Join our new Patreon Community at https://www.patreon.com/tianabclewis.
Setting boundaries with family is a hot mental health topic for good reason. Without healthy relationship boundaries, money and family can become a personal finance problem that halts your progress to financial freedom. That’s why setting money boundaries such as disregarding bad money advice, learning how to say no to family and avoiding loaning money to family is vital!
Join our new Patreon Community at https://www.patreon.com/tianabclewis.
Payday loan apps like Dave and Earnin appear to be payday loan alternatives that bypass the debt habits that keep you poor… but are they? Cash advance apps are really personal finance apps that you want to avoid, because that instant cash is a regular payday loan, just with a twist. Cash advance apps is just payday lending in money management apps form. That’s why todays money tips are about how these lending apps keeping you broke should be avoided!
Let’s take a break in our regularly scheduled programming to pray. Spiritual warfare is happening everywhere, which means we need a battle ready prayer for women! An anointed prayer in faith and with the power of the Holy Spirit. Whether you know how to pray or not, let’s get the anointed oil and go to God with a warfare prayer.
The Cash Envelope Method is a budgeting for beginners system that every Dave Ramsey fan has heard of. When learning how to create a budget, learning how to start using cash envelopes can be helpful for saving money or managing a paycheck to paycheck budget. So if you’re ready for some cash envelop stuffing, stay tuned as we explore the cash envelope system for beginners.
If you’re tired of trying to conquer your finances, get clear on your calling and step into your purpose full-time ALL by yourself, apply for a spot in The Circle today at AmbitiousDreamers.com
August is Black Philanthropy Month, which means black philanthropists (and black female philanthropists such as myself) are giving back as an act of faith and compassion. Whether you’re tithing or giving to a nonprofit, your charitable giving has benefits beyond the community outreach. While some of are planning to give black, check out this video to learn how your philanthropy work will give you tax breaks and even Christian benefits!
In honor of Black Philanthropy Month, learn more about the Women in Power Empowering, the first giving circle of black women in the Dallas-Fort Worth area. To learn more, check out our website at empoweringwomendfw.org.
We all know having an easy budgeting method is vital to successful budgeting and personal finance management. After all, quick budgeting methods help you control your money, but what’s the best budgeting app? Today we’re doing a YNAB, You Need a Budget app review, a zero based budget that is among top budgeting apps for 2021. Is YNAB for beginners? Can it show you how to create a budget? Let’s find out!
If you’re tired of trying to conquer your finances, get clear on your calling and step into your purpose full-time ALL by yourself, apply for a spot in The Circle today at AmbitiousDreamers.com
Personal finance 101 requires having better money habits, like creating a budget each month for money management. If you never learned how to make a budget, I have some budget tips that make improving how to manage your money an easy budgeting experience. So come budget with me with the budgeting 101 guide that I use for my paying clients!
If you’re tired of trying to conquer your finances, get clear on your calling and step into your purpose full-time ALL by yourself, apply for a spot in The Circle today at AmbitiousDreamers.com
When you want to know how to save more money each month, your personal finances may require you try some extreme ways to save money on a low income. Or you may want saving money tips and tricks that show how to save money faster. That’s why we’re diving into money tips, money hacks and ways to save that work for anyone, even those needing money saving tips on low income.
If you’re tired of trying to conquer your finances, get clear on your calling and step into your purpose full-time ALL by yourself, apply for a spot in The Circle today at AmbitiousDreamers.com
When personal finances are tight or you want to knock out a money goal, knowing how to save more money each month is key. The best part is money saving hacks don’t always have to be complicated. From combining minimalism and money to money tips and tricks that put saving money on auto-pilot, we’re diving into money saving tips that reveal how to save money faster and more easily.
Is your subconscious throwing up surprise roadblocks on your path to financial freedom? Get instant access to the Money Mindset Mastery Mini-Course today: selahmoney.com/mindset
When learning how to hear Gods voice, it can be hard discerning the voice of God from the voice of the enemy. The truth is God’s voice vs satan’s voice can sound similar, which is why successful Christian living is so tough. To maintain a Christian lifestyle, prayer and faith can only go so far, because accidentally listening to the enemy is a recipe for disaster. That’s why this Christian advice is about knowing God’s voice vs devil’s voice so that your life and ministry work align with God’s will!
Is your subconscious throwing up surprise roadblocks on your path to financial freedom? your Get instant access to the Money Mindset Mastery Mini-Course before Sunday for a mere $27: https://www.selahmoney.com/mindset
To walk in purpose for Christian living and financial success, hearing God’s voice is vital. Yet do you sometimes ask “Why is God not speaking to me?” God’s voice is never silent! Maybe you’re not discerning the voice of God. Maybe you how God speaks to you can be in many ways. If you want to hear the Holy Spirit so you Christian lifestyle can align with God’s will for your life (and bank account), check out these 12 ways of how God speak to us.
Be the first to know when the Money Mindset Mastery Mini-course hits the scene next week: https://www.selahmoney.com/mindset
Your circle of friends is messing with your money! From money status competitions, bad money advice to terrible money mindset influences, your friends can easily derail your journey to financial freedom. When you need to be spending money wisely, their lack of money management skills may have you spending everything. So heed this practical wisdom as Tiana B Clewis breaks down the top 6 reasons your friendships are messing with your money.
Be the first to know when the Money Mindset Mastery Mini-course hits the scene: https://www.selahmoney.com/mindset
NEWS FLASH!! A budget is NOT a miracle cure!
I repeat… a budget is NOT a miracle cure!!
You could literally budget perfectly every single month and still be completely broke.
The reality is that while a budget is really powerful tool, there are simply some things that it just can’t do.
So today, I’m breaking down what your budget can and cannot do so you can stop wasting time and start making real progress on your financial freedom journey.
The wrong mindset can leave money and prosperity out of reach, which is why money affirmations matter. Good prosperity affirmations or abundance meditations can help retrain your subconscious mind to stop sabotaging your plans of wealth. That’s why Tiana B Clewis has combined powerful affirmations with guided meditation to create a 10 minute meditation for financial abundance!
Be the first to know when my new Money Mindset Mastery Mini-Course drops: https://www.selahmoney.com/mindset
Can a money app show you how to pay off debt fast? Maybe. The Hi Charlie debt payoff app claims to help with paying off credit card debt, students loans and other debt faster with less stress. But can this debt tracker really help you on your journey to debt free living with a fast debt pay down strategy? Let’s see.
Should you be helping your ex financially? A question hit my DM from a man with an emergency fund who asked about emergency savings as financial help for his ex and their kids. Unless, marriage is on the horizon, Tiana B. Clewis wants to move from his emergency savings fund to the non-existent financial boundaries. So let’s talk about setting boundaries in relationships when it comes to money!
JOIN THE CIRCLE: If you’re ready to pursue your purpose (instead of being bound by green cotton), head to ambitiousdreamers.com to discover these two life-changing secrets and the simple system I’ve created to make them work in your life. Once you know those secrets, we’ll get together to figure out whether it’s time for you to be part of The Circle: https://www.ambitiousdreamers.com
Are you standing at the crossroads, looking at the path of God’s plan for your life versus what you want? While God’s promises are vast, saying “Yes” to God’s purpose in your life can be scary. This Book of Esther sermon by Tiana B Clewis gives an example of an Old Testament queen who had to accept God’s Word and choose His purpose for her. Learn in this teaching on purpose how you too can say “Yes” to God!
JOIN THE CIRCLE: If you’re ready to pursue your purpose (instead of being bound by green cotton), head to ambitiousdreamers.com to discover these two life-changing secrets and the simple system I’ve created to make them work in your life. Once you know those secrets, we’ll get together to figure out whether it’s time for you to be part of The Circle: https://www.ambitiousdreamers.com
Smart money moves in your 20s should like an oxymoron, right? Financial tips for 20 year olds and financial tips for your people are often ignored as they are are buying a car or becoming first time home buyers. So the 30s becomes when budgeting your money, smart money tactics and learning how to save money becomes vital. But some young people DO take personal finance seriously. So whether you’re in your 20s, 30s, 40s or beyond, check out the 5 money tips from Tiana’s 20s that have helped her attain financial freedom.
JOIN THE CIRCLE: If you’re ready to pursue your purpose (instead of being bound by green cotton), head to ambitiousdreamers.com to discover these two life-changing secrets and the simple system I’ve created to make them work in your life. Once you know those secrets, we’ll get together to figure out whether it’s time for you to be part of The Circle: https://www.ambitiousdreamers.com
Applying for small business grants, scholarships or assistance requires an entrepreneur to legalize your business. If you didn’t know how to legally start a business, such as starting an LLC or a DBA to be a recognized sole proprietor, this episode is full of accounting, business taxes and business tips that will get your business legal without a ton of people.
QuickBooks Online: I use QuickBooks Online to manage my business. Use my referral link to get up to 50% off and a $50 Visa® Card to help with your business needs when you sign up: https://www.referquickbooks.com/s/Tiana3
JOIN THE CIRCLE: If you’re ready to pursue your purpose (instead of being bound by green cotton), head to ambitiousdreamers.com to discover these two life-changing secrets and the simple system I’ve created to make them work in your life. Once you know those secrets, we’ll get together to figure out whether it’s time for you to be part of The Circle: https://www.ambitiousdreamers.com
No new episode today Dreamers, but we'll be back next week!
In the meantime, stay tuned for a BIG announcement Monday on the Selah Money and Tiana B. Clewis social media pages! Believe me when I say you don't want to miss what's coming!
Financial coach. Investment advisors. Bookkeepers. Accountants. Credit repair specialists. There are way too many finance professionals that can help you deal with your financial problems and help you hit your money goals! But who do you call? The broker? Maybe the debt counselors? Or an insurance agent? Let’s break down what each money professional does and what financial goals they can help you achieve!
What is financial coaching? How does the financial coaching business work? If I hire a personal finance coach, what can I expect? A money coach is a great resource for those learning how to budget, how to save money or about their money mindset. But what else can they do? Can they provide investing advice? Tax prep? Other financial services? Let’s talk about what financial coaches actually do and how to know if finance coaching is right for you!
What is my purpose? What is my calling from God? Good question. We all question “What do to with my life” at some point. The problem is there is no rule on how to find your life purpose. In fact, finding your purpose in life is different for each person. Some find their calling from God on accident. Others find purpose by following their heart. There are no clear rules, but there are some common mistakes you can avoid when exploring how to find your life purpose!
Take a FREE spiritual gifts test at https://spiritualgiftstest.com
Learn more about the Revolutionary 21-day fast at Trinity Harvest Church: https://www.thcconnects.com/devotional
How you manage your money might be messing with your spiritual gifts! A Christian is called to spread the Gospel, share the Bible and walk by faith, but when wealth and financial freedom seem impossible based on how you’re dealing with finances, how you serve the church and God may not be as effective as you think. In fact, your personal finance foolishness may have you spending more time asking The Lord for help when you should sharing your faith. Today, we break down how the wrong money management techniques are hindering your Christian walk.
Learn more about spiritual gifts at https://spiritualgiftstest.com/spiritual-gifts
Do you know what money mistakes to avoid in you 20s? Or maybe you’re like Tiana and have a long list of money mistakes in your 20s such as dumb purchases, amassing credit card debt, or straight up wasting money. Either way, we know big financial mistakes have big consequences. That’s why Tiana is exposing her personal finances to showcase common financial mistakes by young people that she made herself… and how she fixed them.
So you’re ready to invest in the stock market, but is now a good time to invest? What would a financial planner or investment manager say? Is there a list of what to know about stocks during a pandemic? We met up with Eric Hudson from Hudson Wealth Management in a 3-part stock market investing series for investing for beginners tips. Tune in to learn how to invest in the stock market in this interview-based investing for beginners guide.
Connect with Eric Hudson and Hudson Wealth Management at…
So you’re ready to invest in the stock market. Now what? Should you hire a financial planner or investment manager? Is there a list of what to know about stocks? We met up with Eric Hudson from Hudson Wealth Management in a 3-part stock market investing series for investing for beginners tips. Tune in to learn how to invest in the stock market in this interview-based investing for beginners guide.
Connect with Eric Hudson and Hudson Wealth Management at…
Grab your copy of our shared favorite, “The Richest Man in Babylon” by George S. Clason: https://amzn.to/3rARfh7
Are you ready to invest in the stock market? Do you need an emergency fund? Should you hire a financial planner or investment manager? Should you be debt free? We met up with Eric Hudson from Hudson Wealth Management in a 3-part stock market investing series for investing for beginners tips. Tune in to learn how to invest in the stock market in this interview-based investing for beginners guide.
Connect with Eric Hudson and Hudson Wealth Management at…
The Bible has a lot to say about money, but what about investing? Should Christians invest in the stock market? Are there any Biblical money principles around ethical investing? Yes to it all! There are definitely biblical truths about Christian investing. While there may not be money stocks in the Bible, there are biblical investing principles that all believers can allow that amounts to wise financial stewardship. So let’s talk about it!
Self care ain’t optional! Self-care can be budget friendly! And during the coronavirus pandemic, mental health awareness is on the rise. That’s why we know our emotional health depends on having self care ideas for stress management that does not destroy our finances and budgeting efforts during covid. So today, we’re breaking down 15 budget friendly self care tips for women to help protect your mental wellbeing and lead to positive mental health.
The CDC reports that mental health issues are on the rise, including thoughts of self-harm and ending one’s life. It has once again hit close to home, after a friend fell into depression, went to therapy and saw her wellbeing transformed! Whether you are depressed, dealing with mental illness or know someone who is, it’s time to go to therapy. If the budget is in the way of mental health treatment, we have resources to help find a low cost therapist or a talented by cheap psychologist.
If you or someone you know is considering suicide, get help from a crisis or suicide prevention hotline. Try the National Suicide Prevention Lifeline at 800-273-8255.
1 in 4 young people are reporting suicidal thoughts. Here's how to help by CNN - https://www.cnn.com/2020/08/14/health/young-people-suicidal-ideation-wellness/index.html
Coronavirus has been the season of stressed out emotional shopping online. With anxiety at an all-time high thanks to covid-19 quarantines, for some people, saving money has gone out of the window and impulse spending has skyrocketed. According to Credit Karma, 35% of people are impulse shopping! If that’s you, stay tuned as we provide money saving tips on how to stop buying things you don’t need and how to manage emotional spending.
FINANCE NEWS: After months of negotiations between Nancy Pelosi and Mitch McConnell, more coronavirus stimulus checks are finally on the way! Congress and President Trump have finally passed a second stimulus bill with new stimulus, more unemployment benefits, help for small business owners, and more covid relief to boost the economy. So let’s talk about what’s really happening with this stimulus package.
“Second stimulus check money: What to know about your $600 payment” by CNET: https://www.cnet.com/personal-finance/second-stimulus-check-money-what-to-know-about-your-600-payment/
Did you include serving God in your New Years Resolutions? This weekend, as Tiana B. Clewis preached a sermon at THCconnects, she declared that 2021 would be the Year of Service. So while we celebrate the new year (and anticipate those COVID stimulus checks), she wants to share a message from the book of Matthew in the Bible about how we can focus our 2021 goals on following Jesus Christ, the one who came to serve us all!
Ready for the financial breakthrough that will allow you to stop putting your God-given calling on pause and step into it full-time? Schedule your Financial Breakthrough Strategy Session today to see how you can finally make the change: https://www.tianabclewis.com/ambitious
Over the weekend, Congress finally got their act together and passed a $900 billion coronavirus relief bill that included coronavirus stimulus checks, more money for the Paycheck Protection Program and more! Then the President brought it all to a screeching halt so... looks like we're back to wishing you happy holidays!
The coronavirus pandemic has threatened the financial freedom of millions of small business owners. But every entrepreneur knows that entrepreneurship is about finding business and money management tips in every season. In this episode, we’re sharing money advice with an learned from covid-19 that will help your business get better with money and be better protected even when covid19 is long gone!
The coronavirus pandemic has challenged the financial freedom of millions of Americans. But every personal finance expert knows that financial education is about finding money management tips in every season. In this episode, we’re sharing money advice learned from covid-19 that will help you get better with money… no, master your money even when covid19 is long gone!
In the entrepreneur vs employee debate, many claim entrepreneurship is the only way. But that’s a LIE! The differences between entrepreneurs and employees is not the potential for wealth! In the career choice comparison, it’s about the employee mindset vs entrepreneur mindset… or rather, character traits. So get the career decision help you need to know your best income growth path between entrepreneur and employee.
The Millionaire Next Door: The Surprising Secrets of America's Wealthy by Thomas J. Stanley and William D. Danko: https://amzn.to/39uxMJ0
Thanksgiving is about family, gratitude and food. On a regular day, prayers for financial miracles, financial breakthroughs and more money are everyday occurrences. If you are looking for a financial miracle or sending up a prayer for abundance, you have to start with gratitude. Tune in for a Christian prayer for financial blessings in a Thanksgiving prayer with Tiana.
Insight Timer Meditation App: https://insighttimer.com/
So many of us have experienced money shame and financial guilt. Whether it was from making stupid purchases, bad money decisions or loaning money to friends (that they never repaid), financial shame can destroy anyone’s positive mindset about money. Instead of focusing on ruined credit scores and debt, we’re covering 8 emotional triggers that led to your worst financial decisions.
So many of us have experienced money shame and financial guilt. Whether it was from making stupid purchases, bad money decisions or loaning money to friends (that they never repaid), financial shame can destroy anyone’s positive mindset about money. Instead of focusing on ruined credit scores and debt, we’re covering 8 emotional triggers that led to your worst financial decisions.
Using the debt snowball for paying off debt is one of the best money tips out there. But what happens when your debt free journey collides with life, relationships or your personal finance goals. The debt snowball method is perfect for nearly every money moment, except these 5 truly legitimate times that it is alright to rearrange your debt free plan! Think of this as a debt snowball update!
Learning how to pay off debt but hate tracking your debt snowball in Excel or a typical budgeting app? In this app review, we’re breaking down a debt payoff app that helps you track your debt free journey without spreadsheets or calculators. Whether you like the debt snowball method or the debt avalanche, you can pay off debt faster with this debt payoff app!
Apple App Store: https://apps.apple.com/us/app/pay-off-debt/id308554006
Google Play Store: https://play.google.com/store/apps/details?id=com.parallelfocus.pod
Some Christians believe in financial abundance, while others believe wealthy Christians are not as blessed as those living in poverty. Who has the right view of Christianity and money? The Bible has a lot to say about money and wealth. Today, we’re addressing 3 questions on Christian wealth and financial freedom that will change how you view financial blessings!
Estimated Wealth of King Solomon: https://www.marketwatch.com/story/richest-men-in-history-vladimir-putin-bill-gates-and-warren-buffett-arent-even-close-2017-08-09
#QuestionsOnFinancialProsperity #financialprosperity #tianabclewis
Want to make more money? On the path to financial freedom, increasing your income is one of the personal finance tips shared by everyone. But there are multiple ways to increase income! Do you launch a business? Get a side hustle? What’s the right strategy to make more money for you? Let’s break down how to boost your income the right way for you!
#makemoremoney #incomegrowth #tianabclewis
On September 24, 2020, President Donald Trump stood in an airport hangar in Charlotte, North Carolina to finally unveil the healthcare plan that is supposed to replace Obamacare. From insurance to the cost of prescription drugs and the dreaded “surprise medical bill,” America has waited nearly 4 years for this health care reform. But can this health care plan really replace the Affordable Care Act? Will it really lower your hospital bills and other medical costs? Is this new health care policy worth the wait? Let’s find out!
Continue the conversation by joining Tiana in the Dreamers Financial Sanctuary, a Facebook community of fellow women using their hard-earned cash to dump debt, save money and create the life of their dreams at https://www.tianabclewis.com/sanctuary
#trumphealthcare #AmericaFirstHealthcarePlan #tianabclewis
Have you ever taken a sabbatical month? Well that's what we're doing in the month of September! Check out the announcement!
But wait, the conversation isn't ending in the Dreamers Financial Sanctuary community! Join the community of women dumping debt, saving money and stepping into financial freedom at https://www.tianabclewis.com/sanctuary.
Don't forget to connect on social media:
Did you know many fail at achieving their personal finance goals because they their budget setup doesn’t make those goals a priority? Success in personal finance is all about knowing how to budget your money with your personal finance goals and better money habits in mind! So we’re breaking down key budgeting tips that will show you how to make a budget with your money goals as a priority!
Ever tried to budget and felt like you didn’t know what the heck you were doing? Let’s make budgeting easy! Download my step-by-step Beginner Budget Checklist today at https://www.tianabclewis.com/beginnerbudget
Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget
#settingbudgetpriorities #personalfinancegoals #tianabclewis
You’ve done the goal planning and set new personal financial goals for 2020. Now what? Now you need a plan of action! Setting goals means nothing without an action plan for how to achieve goals that you’ve set. So in this video, we’re helping you build wealth by covering how to make an action plan for the money goals you just created!
Accelerate your goal crushing journey by joining Tiana in the Dreamers Financial Sanctuary, a Facebook community of fellow women using their hard-earned cash to dump debt, save money and create the life of their dreams. https://www.tianabclewis.com/sanctuary
#personafinancegoals #goalsetting #tianabclewis
On August 8, 2020, when President Donald Trump signed more than one executive order on coronavirus relief, all chaos and confusion reigned. Members of Congress say the orders violate separation of powers in the Constitution. Some say the unemployment relief, foreclosure relief and deferred payroll taxes are political stunts. But will they help American’s survive unemployment or keep more money in their pockets? Maybe… okay, probably not…
President Trumps August 8, 2020 Press Conference: https://youtu.be/QCTicBFE5t0
Executive Order on Fighting the Spread of COVID-19 by Providing Assistance to Renters and Homeowners: https://www.whitehouse.gov/presidential-actions/executive-order-fighting-spread-covid-19-providing-assistance-renters-homeowners
Memorandum on Authorizing the Other Needs Assistance Program for Major Disaster Declarations Related to Coronavirus Disease 2019: https://www.whitehouse.gov/presidential-actions/memorandum-authorizing-needs-assistance-program-major-disaster-declarations-related-coronavirus-disease-2019
Memorandum on Continued Student Loan Payment Relief During the COVID-19 Pandemic: https://www.whitehouse.gov/presidential-actions/memorandum-continued-student-loan-payment-relief-covid-19-pandemic
Memorandum on Deferring Payroll Tax Obligations in Light of the Ongoing COVID-19 Disaster: https://www.whitehouse.gov/presidential-actions/memorandum-deferring-payroll-tax-obligations-light-ongoing-covid-19-disaster
Continue the conversation by joining Tiana in the Dreamers Financial Sanctuary, a Facebook community of fellow women using their hard-earned cash to dump debt, save money and create the life of their dreams at https://www.tianabclewis.com/sanctuary
#coronavirusrelief #trumpcoronavirus #tianabclewis
Are your personal finance goals for 2020 completely broken? For those who believe in setting financial goals as a key personal finance strategy for building wealth, the answer is nearly always “Yes!” That means it’s time to rethink those money goals for 2020 and revamp them into new, great financial goals that match all the changes of the year. So stay tuned as we show you how to draft new smart goals for your money as your reach for financial independence.
Accelerate your goal crushing journey by joining Tiana in the Dreamers Financial Sanctuary, , a Facebook community of fellow women using their hard-earned cash to dump debt, save money and create the life of their dreams.
https://www.tianabclewis.com/sanctuary
#personafinancegoals #goalsetting #tianabclewis
Struggling with money but following all of the financial advice on how to make money or how to be rich? Maybe you have limiting beliefs about money that keep you struggling financially! When chasing financial freedom, your money mindset has to be on abundance, prosperity and wealth. Money beliefs can explain the difference in why people succeed and why people are broke, so let’s see if you have harmful beliefs about money that are keeping you broke (and what to do about them)!
Continue the money mindset conversation by joining Tiana in the Dreamers Financial Sanctuary, , a Facebook community of fellow women using their hard-earned cash to dump debt, save money and create the life of their dreams.
https://www.tianabclewis.com/sanctuary
#moneybeliefs #strugglingwithmonth #tianabclewis
Ever researched how to pay off debt fast and been told to use a credit card for debt consolidation. It sounds like just more credit card debt and it is! But if you understand what is debt consolidation and how debt consolidation works, you can easily get debt free while avoiding bad debt consolidation loans. No more student loans or credit card loans - just a soon-to-be debt free life. We’re walking through how to protect yourself from bad debt consolidation loans so you can pay off debt.
Ever tried to budget and felt like you didn’t know what the heck you were doing? Let’s make budgeting easy! Download my step-by-step Beginner Budget Checklist today at https://www.tianabclewis.com/beginnerbudget
Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget
Today, we used the Debt Reduction Calculator from Vertex42 to calculate the total interest paid with the debt snowball in our scenario: https://www.vertex42.com/Calculators/debt-reduction-calculator.html
Ever researched how to pay off debt fast and been told to use a credit card for debt consolidation. It sounds like just more credit card debt and it is! But if you understand what is debt consolidation and how debt consolidation works, you can easily get debt free. No more student loans or credit card loans - just a soon-to-be debt free life. We’re breaking down the pros and cons of debt consolidation and how to use it effectively to pay off debt and save money!
You’re ready to stop the paycheck-to-paycheck cycle and constant scramble to make more money, but it’s seems like you can never get ahead! Have you ever considered that it’s because no ever told you where to focus your financial energy? Get crystal clear on what to do FIRST by joining the Dreamers Financial Sanctuary community and snagging your free guide today! https://www.tianabclewis.com/sanctuary
Get more tips and strategies on getting out or debt. I have just what you need right here: https://www.tianabclewis.com/pay-off-debt
To refinance or not, that is your question if you want to lower your monthly payment. Some people say never refinance, others say there are major benefits of refinancing, so you’re left asking “Should I refinance.” And even if you do decide to refinance your loans, you’re still wondering when to refinance! We’re breaking down the pros and cons of refinancing, plus answering the question “should I refinance now or wait?”
Still feeling shaky on whether refinancing is right for you? Or maybe you have another question. Worry not! Let’s hope on the phone for thirty minutes to map out the right game plan for you. Oh… and did I mention it’s on me! Schedule your Rapid Strategy Consult today: https://www.tianabclewis.com/bookings-checkout/rapid-strategy-consult/book
Get more tips and strategies on getting out or debt. I have just what you need right here: https://www.tianabclewis.com/pay-off-debt
Do you know how to become rich? Too many are trying to gain financial freedom by growing their income, but that’s not wealth creation. Personal finance basics tells you that to build wealth, you have to understand your net worth! So if you want financial independence and to leave behind wealth for generations to come, check out this video on how tracking net worth will tell you if you’re going broke or if you really know how to get rich.
Ever tried to budget and felt like you didn’t know what the heck you were doing? Let’s make budgeting easy! Download my step-by-step Beginner Budget Checklist today at https://www.tianabclewis.com/beginnerbudget
Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget
Getting into debt is easy, but you can avoid debt just as easily with sinking funds. A sinking fund let’s you save money so you can experience financial freedom, keep your budgets intact stay (or become) debt free. In this sinking funds video, we’ll break down this personal finance tool, drop hints on some sinking funds categories and help you understand how to use sinking funds to avoid debt and go on vacation… or whatever you want to do with your money!
Ready to start budgeting so you can set up your sinking funds? Let’s get to it! Download my step-by-step Beginner Budget Checklist today at https://www.tianabclewis.com/beginnerbudget
Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget
Real estate investing is a popular way of building wealth and vacation homes provide steady passive income for many! But what happens when income from your short term rental property slows down? Today, Tiana B. Clewis has a case study of a vacation rental property owner who could use with some financial advice, because their money management has left them in a total financial bind!
Get more insights to help you profit in business so you don’t become a cautionary tale of your own: https://www.tianabclewis.com/profit-in-business
“I want to start a business!” Great, but should you? Too many women entrepreneurs ignore the warning signs that your small business will be a failed business… and that those signs exist even before you start a business! From the wrong business products and services to issues with marriage and business, here are 5 red flags that scream “You should not start that business.”
Made it through the list of warning signs without having to shelve your business idea? Awesome! Still need help getting it going with profit at the top of mind? Let’s chat one-on-one in your free Rapid Strategy Consult: https://www.tianabclewis.com/bookings-checkout/rapid-strategy-consult/book
Get more tips and strategies for launching a profitable business that you absolutely adore: https://www.tianabclewis.com/launch-business
Need to make more money to pay off debt, buy a house or hit any goal on your financial hit list? Great…until you start asking “How much money should I make?” You can earn more money to try to balance your budget, but if you can’t answer the question “What salary do I need?” you’re setting yourself up for budgeting failure. Instead, lets calculate how much money you really need to be earning to pay off debt and gain financial independence.
Download my favorite debt snowball calculator to uncover how to : https://www.vertex42.com/Calculators/debt-reduction-calculator.html
Ever tried to budget and felt like you didn’t know what the heck you were doing? Let’s make budgeting easy! Download my step-by-step Beginner Budget Checklist today at https://www.tianabclewis.com/beginnerbudget
Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget
Ever tried to save money by creating a monthly budget only to see that instead of being able to save money fast, you were barely making progress? It’s not that you don’t know how to budget money or that your zero based budget has failed. If you don’t do a monthly budget check, your finances will continue to struggle. Discover how to save money faster by doing a monthly budget check in that will change you from budgeting for beginners to paying off debt and saving money!
Ever tried to budget and felt like you didn’t know what the heck you were doing? Let’s make budgeting easy! Download my step-by-step Beginner Budget Checklist today at https://www.tianabclewis.com/beginnerbudget
Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget
Choosing a new career or choosing a new business can be hard with so much career advice and business ideas out there. When my clients ask how to find the right career, I help them through a career transition with 5 simple steps because finding a career you love or uncovering how to choose the right business doesn’t have to be complicated. Take it from a financial lifestyle coach who loves her career!
#changeyourcareer #changeyourbusiness #tianabclewis
Does recent events have you asking how to get out of debt? When debt is holding your paycheck hostage, using the best ways to pay off debt is key to success. Should you use the debt snowball or debt avalanche method? Many personal finance advisor says debt avalanche, but this financial lifestyle coach is proving that the debt snowball method really is king!
ON YOUTUBE: https://youtu.be/VFv3bplobjI
Today, we used the Debt Reduction Calculator from Vertex42 to compare these debt payoff methods: https://www.vertex42.com/Calculators/debt-reduction-calculator.html
Want a chance to win a $50 Amazon gift card? Just answer 10 questions that will help me service women entrepreneurs just you like as you step out of the coronavirus craziness into America 2.0. We’ll raffle the gift card live on my YouTube channel on Wed., May 20th at 1:00pm CST: https://www.tianabclewis.com/research
Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget
#debtsnowball #debtavalanche # howtopayoffdebt
With the country shut down for the coronavirus pandemic and leaders threatening 18 months of “rolling shutdowns,” small business owners are starting to feel the pressure. That’s why I was super excited when I saw the Inc. magazine article filled with free business tools to help entrepreneurs. Let’s talk about free tools you need and apps you need that cover everything from productivity to marketing tools for small business!
TOOLS COVERED IN THIS VIDEO:
https://account.box.com/signup/business?tl=oWgBWV
https://www.apple.com/final-cut-pro
https://www.apple.com/logic-pro
https://www.zoho.com/remotely
https://www.atlassian.com/software/free
https://www.loom.com/pricing
https://discover.techsmith.com/remote-techsmith
https://academy.moz.com
https://www.linkedin.com/learning
https://www.conversionlive.com
https://1password.com/business/
https://zencastr.com/
Get the full list of free business tools covered across many articles, but here were the main three:
Inc. magazine article - https://www.inc.com/inc-staff/free-tools-grants-video-conferencing-ad-credits-gift-certificates-cloud-storage-cyber-security.html
Forbes.com - https://www.forbes.com/sites/martingiles/2020/03/19/free-software-for-businesses-and-schools-covid19/#1e747eee752d
Single Grain - https://www.singlegrain.com/resources/free-resources-coronavirus-covid-pandemic/
Who gave the dire warning about the potential of 18-months of rolling shutdowns due to the coronavirus pandemic? That was Neel Kashkari, president and CEO of the Federal Reserve Bank of Minneapolis during an interview with CBS last week. Check out the full interview here: https://www.cbsnews.com/news/transcript-neel-kashkari-on-face-the-nation-april-12-2020/
Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget
#smallbusinesstools #coronavirus #tianabclewis
With the country shut down for the coronavirus pandemic and leaders threatening 18 months of “rolling shutdowns,” small business owners are starting to feel the pressure. That’s why I was super excited when I saw the Inc. magazine article filled with free business tools to help entrepreneurs. Let’s talk about free tools you need and apps you need that cover everything from productivity to marketing tools for small business!
For more free tools that were free before COVID-19 and will be free after it's gone, check out my list of 20+ Free Tools to Grow Your Business (and Profits): https://www.tianabclewis.com/freetools
TOOLS COVERED IN THIS VIDEO
https://hootsuite.com/pages/stay-connected
https://businesswarrior.com/
https://ads.google.com/
https://www.facebook.com/business/boost/grants
https://www.godaddy.com/
https://mailchimp.com/
https://www.freshworks.com/covid-offer/
https://www.shopify.in/covid19
https://calendly.com/
https://www.pandadoc.com/pricing/
https://www.webex.com/
https://www.dialpad.com/going-remote/
Get the full list of free business tools covered across many articles, but here were the main three:
Who gave the dire warning about the potential of 18-months of rolling shutdowns due to the coronavirus pandemic? That was Neel Kashkari, president and CEO of the Federal Reserve Bank of Minneapolis during an interview with CBS last week. Check out the full interview here: https://www.cbsnews.com/news/transcript-neel-kashkari-on-face-the-nation-april-12-2020/
Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget
#smallbusinesstools #coronavirus #tianabclewis
The SBA Forgivable Loan (Paycheck Protection Program or PPP) goes broke on April 16th after less than 2 weeks!! The program ran through the $350 billion allocated by the CARES Act stimulus bill with only 1.4 million loans approved. How did this happen? And if you’re part of the 96% of self employed, independent contractors or small businesses who were not approved, how do you survive this season of covid-19?
Find the original on YouTube: https://youtu.be/Fb-kVY9UXoE
If you’re one of those people struggling to figure out how you’re going to keep it all together in the midst of this insanity, I want to help. From now through the end of April, I am offering everyone a special rate on the 1-hour Dream Builders Strategy Session. Just use promo code “CARES” for 50% in savings: https://www.tianabclewis.com/bookonline
Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget
#paycheckprotectionprogram #coronavirus #tianabclewis
We made it! My financial podcast for women entrepreneurs made it to it’s 100th episode! It’s insane to think that we’ve made 100 episodes about financial freedom, personal financial tips and entrepreneurship for female entrepreneurs! Walk down memory lane as we discuss Dave Ramsey, finance and business on this money podcast by a financial coach –ME, Tiana B. Clewis!
Ep. #18 - Stop Doing Broke People Things – 7:26
https://www.tianabclewis.com/post/stop-doing-broke-people-things
Ep. #41 - The Miracle of the Debt Snowball – 13:00
https://youtu.be/QyE2gMfOYHM
Ep. #43 - 5 Purchases You Don’t Need to Make to Launch – 17:38
https://youtu.be/beUokpxBARI
Ep. #69 - Should I Go Back to School? – 21:07
https://youtu.be/KbHFyyvHR8s
Ep. #83 - Creating More Me Time By Repurposing w/ Kendall Patton – 27:03
https://youtu.be/Nn14N9v4Eq0
If you’re one of those people struggling to figure out how you’re going to keep it all together in the midst of this insanity, I want to help. From now through the end of April, I am offering everyone a special rate on the 1-hour Dream Builders Strategy Session. Just use promo code “CARES” for 50% in savings: https://www.tianabclewis.com/bookonline
Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget
The stimulus bill passed by Congress in response to coronavirus is about more than stimulus checks. The Paycheck Protection Program (PPP) is an new sba loan program from the CARES Act that helps keep money in the hands of businesses and their employees. Whether you’re self employed or have small businesses that you’re responsible for, it’s time to see if you need a ppp application to help you conquer this season of covid-19.
If you’re one of those people struggling to figure out how you’re going to keep it all together in the midst of this insanity, I want to help. From now through the end of April, I am offering everyone a special rate on the 1-hour Dream Builders Strategy Session. Just use promo code “CARES” for 50% in savings: https://www.tianabclewis.com/bookonline
Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget
Word is out about the coronavirus stimulus checks passed by Congress in the CARES Act, but what are they, really? What are the terms of the coronavirus stimulus bill? How do you know if you quality for a stimulus check? And what do you do with it once you have it in your hands? Let’s break down what this stimulus check means for your finances and how to spend your stimulus check so to make the shelter-in-place order during this coronavirus pandemic far less stressful!
If you’re one of those people struggling to figure out how you’re going to keep it all together in the midst of this insanity, I want to help. From now through the end of April, I am offering everyone a special rate of $74.50 for a Dream Builders Strategy Session. That’s 50% off of the normal rate! Just use promo code “CARES”: https://www.tianabclewis.com/bookonline
Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget
While the coronavirus may be shutting down the country and creating a panic, if you step back and look, there are some beautiful opportunities amid the madness. Step away from the negativity of the breaking news on business, investing and coronavirus deaths to uncover business opportunities, positivity and family unity in the midst of it all. Let’s just call this a Minister Tiana moment.
If you’re one of those people struggling to figure out how you’re going to keep it all together in the midst of this insanity, I want to help. From now through the end of March, I am offering everyone a free Dream Builders Strategy Session. Just use promo code “HELP96”: https://www.tianabclewis.com/bookonline
Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget
#coronavirus #opportunitiesduringcoronavirus #tianabclewis
With the coronavirus pandemic quarantining families and closing businesses, the personal finances of millions of families are in jeopardy. Fears of balancing the budget, paying medical expenses…simply paying regular bills can be a struggle. We’re walking through financial strategies to get you through the crisis and financial planning steps that you can take when it’s all over to be ready for the next crisis.
If you’re one of those people struggling to figure out how you’re going to keep it all together in the midst of this insanity, I want to help. From now through the end of March, I am offering everyone a free Dream Builders Strategy Session. Just use promo code HELP96: https://www.tianabclewis.com/bookonline
Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget
With millions of people desperate for credit restoration, it’s no surprise that hundreds of people have decided to prey on the desperate with credit repair scams. As you attempt to boost your credit score, you need to know the credit scam red flags and credit repair scam warning signs so you can protect yourself and your family.
The Federal Trade Commission had created a summary of your rights under the Fair Credit Reporting Act (FCRA): https://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
Read the Credit Repair Organizations Acts and the Consumer Credit File Rights Under State and Federal Law statement for yourself: https://uscode.house.gov/view.xhtml?req=granuleid%3AUSC-prelim-title15-chapter41-subchapterII-A#=0&edition=prelim
Are your finances so out of wack, that a credit repair company looks like your only hope? Don’t worry, I got you! Let’s chat one-on-one in your free Rapid Strategy Consult to uncover the right path to hitting your credit goals: https://www.tianabclewis.com/bookonline
Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget
Ever looked at your credit report after months of following all the credit advice and paying down your debt only to see your FICO credit score went down? Talk about frustrating. The truth is there are some common reasons why your credit score went down that you may not have thought about. In these two videos, we’ll explore seven of those reasons and how to use the right credit tips for a credit score increase!
Are your finances so out of wack, your credit score is continuing to drop? Don’t worry, I got you! Let’s chat one-on-one in your free Rapid Strategy Consult: https://www.tianabclewis.com/bookonline
Get more tips and strategies on creating a stellar budget here:https://www.tianabclewis.com/learn-to-budget
Ever asked “How are credit scores calculated?” If not, you need to because understanding credit scores and how credit scores work will actually help you improve that coveted FICO score (another other credit scores)? By improving your credit score, you’ll save money on loans, mortgages and other debt, so let’s dive into what is a credit score and how credit scores work so you can discover simple tips that will lead to the credit score increase you’ve been hoping for!
Feel like these strategies are going to be tough to use because your money is out of control, don’t worry, I got you! Let’s chat one-on-one in your free Rapid Strategy Consult: https://www.tianabclewis.com/bookonline
Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget
Shady car dealerships are infamous for car financing scams and this week, The Wall Street Journal talked about an old auto dealer rip off that is now a growing trend. In today’s video, we’re discussing these crazy dealership scams and much-needed car buying tips so you don’t end up like the people in the WSJ article.
Read the article from The Wall Street Journal here:
https://www.wsj.com/articles/dealerships-give-car-buyers-some-advice-just-stop-paying-your-loan-11581762601
Found a car financing scam while buying a car from a dealer, report the dealership to the Federal Trade Commission (FTC) and the Attorney General of your state through the National Association of Attorney’s General:
https://www.ftccomplaintassistant.gov
https://www.naag.org
Budget like an expert so you can save for your next car (and pay in cash) by downloading the BEGINNER BUDGET CHECKLIST here:
https://selahfc.lpages.co/beginner-budget-checklist
Get more tips and strategies on creating a stellar budget here:
https://www.tianabclewis.com/learn-to-budget
Budgeting for beginners is hard enough without using the wrong budget app on your personal finance journey. With so many apps claiming to be the best budget app or the perfect money management app, it’s easy to download a crappy financial app that leaves you so frustrated, you quit budgeting altogether. In this video, Tiana gives her advice on selecting the right budget app for you!
Budget like an expert by downloading the BEGINNER BUDGET CHECKLIST here: https://selahfc.lpages.co/beginner-budget-checklist
Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget
Want to use the same bugdgeting app as Tiana and her family? Check out the EveryDollar app by Dave Ramsay at https://www.everydollar.com
How to Pay Off Debt on a REALLY Tight Budget
When the budget has a big fat zero (or even a negative), how in the world are you supposed to pay off debt or save money? I’m happy you asked. While it may seem impossible, even the most financially strapped families can hit every financial goal that they dream of, but first, we need to employ some strategies on both sides of the income and expense equation.
Grab your Rapid Strategy Consult today at https://www.tianabclewis.com/bookonline
Get more tips and strategies on creating a stellar budget here:
https://www.tianabclewis.com/learn-to-budget
Have you found yourself trapped in an on-again, off-again relationship with budgeting? Sometimes it can seem like no matter how hard you try, you can never seem to get it to work right! In this video, we’re diving into 7 common budgeting mistakes that are completely derailing your financial success and how to fix them!
Budget like an expert by downloading the BEGINNER BUDGET CHECKLIST here: tianabclewis.com/beginnerbudget
As parents, we’re responsible for teaching our children how to be good, functional and productive members of society when they grow up (or so we hope). That includes teaching our children what it looks like to manage in the real world. In this episode of the Dreamers Financial Playbook podcast, I’m talking through our current strategy on training our young teens to earn and handle money.
__________
Resources Mentioned in This Episode:
FamZoo (Prepaid cards and a family finance app for kids, teens, and parents):
https://app.famzoo.com/p/refer.html?rcode=ZCJBZBKV
Ready to commit to getting help? Grab a free session at https://www.tianabclewis.com/bookonline
Investing in Your Kid’s Relationship with Money (DFP Episode):
https://www.tianabclewis.com/post/investing-in-your-kid-s-relationship-with-money
Dreamer’s Financial Sanctuary (Facebook Community):
https://www.facebook.com/groups/dreamersfinancialfsanctuary/
NOTE: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel. While this channel may earn small sums when viewers use the links, the viewer is in NO WAY obligated to use them. Thank you for your support!
This week, as I sat in an FPU class listening to people talk about why they were in the class, I realized something: these people KNEW they needed help (even if they didn’t know how bad it was). In this episode of the Dreamers Financial Playbook podcast, I’m talking through 7 signs that show you’re like the people in that class and desperately need help with your money!
Resources Mentioned in This Episode:
Have you ever had one of those moments when something didn’t feel right, but you got so trapped trying to find the fix, you never made a move? Or maybe you thought so long and hard about a decision that you never actually made a decision and lost the opportunity? That’s what we call analysis paralysis and in this episode of the Dreamers Financial Playbook podcast, I’m going to show you how I fell into and yanked myself back out of that very struggle for 2020.
Resources Mentioned in This Episode:
WELCOME TO 2020!
I’ve been thinking long and hard about how we can start 2020 in the most successful way possible, and it wasn’t until the New Years Eve Celebration at my church that I figured it out: Going Beyond the Limits. Okay, truthfully, I stole the title from my pastor, but in this episode of the Dreamers Financial Playbook podcast, I’m going to explore how we can overcome common self-imposed limits to make 2020 our best year yet!
Resources Mentioned in This Episode:
The countdown to 2020 is nearly done and everyone is talking about one thing: Goals. That is exactly why Tiana almost didn’t want to talk about it. But in this episode of the Dreamers Financial Playbook podcast, Tiana walks through what made her do it and why this goal-setting episode is different.
Resources Mentioned in This Episode:
Are you trapped in the daily grind of creating brand new content every single day? Well, it’s time to stop that foolishness and discover how repurposing content can give you the content that you need while still maintaining your sanity! In this episode of the Dreamers Financial Playbook podcast, we’re going to interview Kendall Patton, a content repurposing whiz who will help you uncover how to get back your precious time with some repurposing magic!
Resources Mentioned in This Episode:
Self-banking…what is it, where did it come from and is it really as amazing as it sounds? If you’re like Tiana and her clients, you’ve had all of those questions and more. That’s why on this episode of the Dreamers Financial Playbook podcast, Tiana is talking to self-banking expert and Certified Financial Planner, Mark Willis, to demystify this hot new term and outline the key elements you should look for to avoid being duped.
Resources Mentioned in This Episode:
In this episode of the Dreamers Financial Playbook podcast, Tiana shares the questions she explores with her clients to figure out how they can best budget as a team. Why? Because there is no one-size fits all formula with it comes to budgeting in real life!
Resources Mentioned in This Episode:
There are less than 50 days until the new year hits, which means entrepreneurs are mapping out all new plans to make their businesses better. But how do you find the right offer to add to your business in 2020 (and beyond)? In this episode of the Dreamers Financial Playbook podcast, Tiana walks you through her system for dreaming up the best new offer to add to her business.
Resources Mentioned in This Episode:
In today’s day and age, writing and publishing a book is so easy that no one should ever be worried about how to do it. AND YET, there are so many people that haven’t taken the leap because they feel like they don’t know what to do. In this episode of the Dreamers Financial Playbook podcast, Tiana is walking you through her process for publishing her book, “That Tool Called Money,” and how you can do it too!
Resources Mentioned in This Episode:
What on earth is a HENRY and why are articles about this new socio-economic class making the rounds? In this episode of the Dreamers Financial Playbook podcast, Tiana explores what is means to be a HENRY and some key strategies an HENRY can use to escape the moniker.
Resources Mentioned in This Episode:
You know you’re a money geek when you argue about whether credit cards are ever okay to have. In this episode of the Dreamers Financial Playbook podcast, Tiana breaks down her reasoning behind why credit cards aren’t actually bad (or good) and, if you insist on using them, how to use them the right way!
Resources Mentioned in This Episode:
“Hi, my name’s Boyd and I like stuff.” Making the transition from a serious spender trying to out-earn your shopping habit to a financial rockstar may seem out of reach, but the truth is that’s very possible. In this episode of the Dreamers Financial Playbook podcast, Tiana is talking with her favorite spender, hubby Boyd Clewis, about his journey to what he calls “spend-life balance”.
Resources Mentioned in This Episode:
Let’s be real, you can know all of the tips, tricks and strategies for generating profits for your business and using that money at home the right way to hit your goals, but how do you know if the goals you’ve set are the right ones? How do you know if you’re on the right path? In this episode of the Dreamers Financial Playbook podcast, Tiana talks about her not-so-secret secret weapon for success: prayer.
Resources Mentioned in This Episode:
Remember last week when we said that most entrepreneurs experience burnout at one point or another? In this episode of the Dreamers Financial Playbook podcast, Tiana will use her journey through burnout to teach you how to bounce back if it ever happens to you.
Resources Mentioned in This Episode:
Burnout is one of those buzz words that you hear and think “I want to avoid that at all costs!” The sad truth is that most entrepreneurs, fail at the goal. Whether you’ve been burnt out in the past or have never had that horrible honor, Tiana is walking you through how to avoid burnout (again) in this episode of the Dreamers Financial Playbook podcast.
Resources Mentioned in This Episode:
Fear is keeping you broke. No, seriously! The fear that you’re experiencing is one of the primary reasons that your business is not making the money it should, your personal income is barely getting the job done, or your money is flying away from you before you can get a grasp on it.
In this episode of the Dreamers Financial Playbook podcast, Tiana breaks down how fear is holding you back and what it means to hit those goals you have by being “strong and of a good courage.”
Resources Mentioned in This Episode:
Have you ever wondered if there is a way to guarantee profits in your business? Well, according to Mike Michalowicz, there is!
In this episode of the Dreamers Financial Playbook podcast, we’re talking about “Profit First” a phenomenal book my author and businessman Mike Michalowicz that Tiana has read time and time again. Let’s walk through a simple system that will reframe how you approach your business so that you can practically guarantee profits!!
Resources Mentioned in This Episode:
The smell of pumpkin spiced lattes is in the air (in spite of it still being 100 degrees in Texas), which means it’s time to start planning. Planning for Christmas, that is! In this episode of the Dreamers Financial Playbook podcast, Tiana will show you how a little bit of planning now can lead to a low stress, no debt Christmas for 2019.
Going back to school is a HUGE decision with results (or consequences) that can last for years to come. But how do you know if you really SHOULD go back to school? In this episode of the Dreamers Financial Playbook podcast, Tiana is covering 4 key questions you need to ask before you make the decision to go back to school (and they’re not all about money).
Resources Mentioned in This Episode:
When it comes to strategically and intentionally growing the profits in your business, you first need to understand just how profitable you already are. We want to know not just the profitability of your business as a whole, but the profitability of each product and service that you offer.
In this episode of the Dreamer’s Financial Playbook, we’re sharing the training from Day 2 of the Profit Booster 5-Day Challenge: Check Out Those Profit Margins. Consider this a deeper dive into into the money aspect of the Should I Keep or Kill this Product episode - with some Q+A added.
P.S. You can join us in the Dreamer’s Financial Sanctuary to get this worksheet and all of the worksheets (and trainings) from the Profit Booster 5-Day Challenge!
Resources Mentioned in This Episode:
“The Richest Man in Babylon” is hailed as one of the best guides for common sense financial literacy and now that Tiana’s read it, she understands why. In this episode of the Dreamer’s Financial Playbook podcast, Tiana will share her thoughts on this classic and shows you how to apply what the book call “7 Cures for a Lean Purse” to your life today!
Resources Mentioned in This Episode:
As your business grows and evolves, it’s not uncommon to second-guess yourself about what products and services you’re offering. After all, the experts are always telling you it’s okay to scrap a service and move on to something different, but how do you know which ones to scrap? In this episode of the Dreamers Financial Playbook, we’re going to walk through 5 questions that you should be asking to find out whether to keep or kill that product (or service).
Resources Mentioned in This Episode:
August is officially here which means a couples of things: (1) Tiana’s birthday is coming up and (2) it’s back to school season! If you have mixed emotions about it, you’re not the only one!
In this episode of the Dreamers Financial Playbook, Tiana walks you through the methods her family uses to survive back to school season with their sanity (and budgets) intact.
Resources Mentioned in This Episode:
Have you ever fallen victim to “Shiny New Tool” Syndrome? You see a must-have tool for your business that’s ONLY $29.95 a month, so you snag it fast, not realizing that your growing collection of must-have business tools is eating away at your profits.
Now what if there was a FREE alternative to that tool? In this episode of the Dreamers Financial Playbook podcast, we’re checking out my list of 20+ free tools that you can use to grow your business and protect your bottom line!
Resources Mentioned in This Episode:
Raise your hand if you've been to a conference, brunch or workshop that sounded good on paper, but when you got there, it was total confusion! Or how about the times you got a last minute call to help a friend the day of their event only to find out it's WAY over-budget and you STILL need to run out for last minute supplies!
Sounds familiar?
In this live recording of the Dreamers Financial Playbook podcast, I'm going to show you how to plan a smooth, less stress event that stays in budget and impresses your attendees!
Resources Mentioned in This Episode:
When it feels like there are way more tasks than hours in a week and a million more expenses than money in the bank, sometimes the best thing you can do is ask yourself, “Am I doing too much”? In this episode of the Dreamers Financial Playbook, we’re asking ourselves that very question so we can make the right moves to align how we spend our time and money with what truly matters to us, our businesses and our dreams.
Resources Mentioned in This Episode:
The average American household has nearly $70,000 in debt between cars, student loans and credit cards. All of that debt puts a TON of pressure on an entrepreneur.
Now imagine if you didn’t have any of that debt and could simply focus on doing what you love? Today, on the Dreamers Financial Playbook, we’re talking to Sonja Bowman, a life-long entrepreneur who knows all about the journey and what it feels like to be debt-free!!
P.S. Join Sonja for the Whole You Experience on August 10, 2019. You can learn more and register at www.sonjabowman.com. Plus, if you use special promo code “WYE2019” between now and July 15th, you’ll receive $15 off!
Resources Mentioned in This Episode:
Raise your hand if you’ve ever had a moment when you were trucking along with your money (or your business) and the next thing you know, your life got turned upside down? It can be really tough to overcome those obstacles and stay the path. In this episode of the Dreamers Financial Playbook, we’re making a decision - that no matter what, we will never let go of our dreams.
Resources Mentioned in This Episode:
So the finances have gotten a little out of control and you need some help getting them cleaned up. On this live recording of the Dreamers Financial Playbook podcast, we're mapping out a super simple way to help you clean up those finances (and keep them clean), so that you can start figuring out how to make this business more profitable!
Resources Mentioned in This Episode:
Building a business and managing your finances is hard enough when life is actually going well. Now add in a mental illness. Or add in trauma-related mental health issues. Or add in stress-induced anxiety disorders. In this episode of the Dreamers Financial Playbook podcast, we’re providing resources to help you address your mental health so you can get on track to address your finances.
Resources Mentioned in This Episode:
When people are constantly asking to pick your brain, you know it's time to launch a podcast! In this live recording of the Dreamers Financial Playbook podcast, Tiana will walk you through the simple steps for launching a podcast with only $100 and your sanity intact!
Resources Mentioned in This Episode:
You’ve just begun to discover your purpose. Great! You also know that your J.O.B. (or current business) isn’t lining up. Dang it! So how do you build a business or ministry that aligns with your purpose and still pay all of your bills? We’re covering that and more in this episode of the Dreamers Financial Playbook podcast.
Resources Mentioned in This Episode:
Are you letting assumptions bust up your business? One of the biggest (and easiest) mistakes that an entrepreneur can make is to assume that they know exactly what their customers want! Just because you have a solution to their problems doesn't mean they want it! In this live recording of the Dreamers Financial Playbook podcast, we're going to walk through some simple ways to stay tuned to the wants and needs of your customers which can save your time and your profits!
Resources Mentioned in This Episode:
Building a business can be tough and if you’re not careful, you can find yourself self-sabotaging because of a messed up mindset. In this episode of the Dreamers Financial Playbook, we’re looking at 5 business secrets that can make or break your mindset (and thus, your business).
Resources Mentioned in This Episode:
Are you ready to get to the bottom of this thing they call a "brand promise"? Well, it's easy and complicated all at the same time, but we're going to dive into it with you in this LIVE episode of the Dreamers Financial Playbook podcast!
Resources Mentioned in This Episode:
Money is tight, but you REALLY need a website for your business. People have been asking for it left and right, but you don’t have $1,000 for a web designer to put one up for you. In this episode of the Dreamers Financial Playbook, we’re going to talk about how you can take a few hours about less than $100 to get your website up and running without too much headache.
Resources Mentioned in This Episode:
Imagine you’ve spent the last 5 years toiling away at a business only to discover that you’ve reached a ceiling in your business because your current business model has hit a limit that you can’t overcome. Now what? In this episode of the Dreamers Financial Playbook, we’re going to eliminate that ceiling from the very beginning by finding the answer to a super important question: can you scale your business?
Resources Mentioned in This Episode:
You started your business to help take care of your family, right? Well, the best way to make sure your business can successfully do that is to align the goals for your business with the goals for your household. In this episode of the Dreamers Financial Playbook podcast, we’re going walk through the sequence that Tiana uses to align Selah’s goals with that of the Clewis household.
Resources Mentioned in This Episode:
People are willing to pay for convenience. Just ask Amazon, UberEats and Kroger Grocery Pick-up, if you don’t believe me. But did you realize that an inconvenient process could be the reason “happy” customers aren’t coming back? In this episode of the Dreamers Financial Playbook, let talk through how you can make your processes more convenient (without breaking the bank) so that customers return for more!
Resources Mentioned in This Episode:
Have you ever found yourself frustrated by the fact that your life or business doesn’t match that big, impressive vision that you have for it? After all, you’re supposed to be changing the world or revolutionizing your industry, right? Today in the Dreamers Financial Playbook, I want you to take that unreasonable pressure off of your shoulders and give yourself permission to be okay with being small… for now.
Resources Mentioned in This Episode:
Have you ever made a budget that just completely blew up in your face? Don’t worry, I’m not judging, because the Clewis Clan certainly has. All that means is that you’re a human being experiencing life. In this episode of the Dreamers Financial Playbook, we’re going to walk through the 4 simple steps that I share with my clients to help them recover from a budget that has been busted by life.
Resources Mentioned in This Episode:
Can I tell you a big secret? If you’re struggling to pay off your debt, save money or use your money to create the life you want, math is not your problem. The real problem is in your heart and in your mind! In this episode of the Dreamers Financial Playbook, we’ll explore the truth I shared during a recent conference: It was never about the math!
Resources Mentioned in This Episode:
Unless you’re a marketing genius, marketing is the LAST thing you want to do when you’re an entrepreneur (after taxes, of course). All we want to do is serve our clients and customers, but the moment we stop marketing is the moment we risk allowing our businesses to be forgotten! In this episode of the Dreamers Financial Playbook podcast, we’re breaking down how to build a monthly marketing calendar that takes you only a few days a month to manage instead of what feels like a few of hours EVERY DAY!
Resources Mentioned in This Episode:
Have you ever walked in a room and felt like the vibe was just off? Has it ever occurred to you that the vibe you put off is hindering the growth of your business?
In this episode of the Dreamers Financial Playbook, we’re chatting with Loralee Humpherys about the very real connection between your mind, your body and the way your business runs. If you’re ready to feel the feels and get out all of that emotional and energetic gunk so you can focus on building a powerful business that feeds your soul (and your wallets), this is the episode for you!
Resources Mentioned in This Episode:
When it’s time to launch your new business, it seems like there are a million things that you need to do and buy before you get started. Well, have you considered that there are some things in your vision that you DON’T need to purchase before you launch your business? In this episode of the Dreamers Financial Playbook, we’re going to save you some money by discussing 5 things that you don’t need to purchase to launch your dream business.
Resources Mentioned in This Episode:
Student loans have become an epidemic that’s crushing not just millennials, but even those above the age of 60. OUCH! In this episode of the Dreamers Financial Playbook, we’re going to explore the Wall Street Journal article discussing this insane problem and what you can do to get from under and even avoid becoming crushed by student loans.
Resources Mentioned in This Episode: * Dream Builders Business Bootcamp * Over 60, and Crushed by Student Loan Debt (WSJ article) * The Miracle of the Debt Snowball (DFP podcast episode) * Get Creditors Off Your Back with the Debt Snowball
The debt snowball is one of the most effective tools ever thought up for tackling this epidemic of debt plaguing our households. In this episode of the Dreamers Financial Playbook, we’re walking step-by-step through how you can eliminate your debt while keeping your sanity and having a little fun at the same time. BYE BYE DEBT! HELLO FREEDOM!
Resources Mentioned in This Episode:
Car Loans…. UGH! They are one of the most persistent and annoying debts out there (second only to those infamous student loans). If you’re ready to figure out the best way for you to FINALLY get rid of those car loans once and for all, join us on this episode of the Dreamers Financial Playbook.
Resources Mentioned in This Episode:
The moment you decide that change is impossible is the moment you might as well throw out your vision board, business cards and social media plan. Why? Because creating a truly successful business from nothing or transforming your life from a financial nightmare to a dream come true requires change. In this episode of the Dreamers Financial Playbook, we’re asking one simple question: Do you really BELIEVE you can change?
Money plus marriage can equal a whole lot of chaos if you and your spouse are not on the same page when it comes to money. In this episode of the Dreamers Financial Playbook, we’re going to explore 5 rules that can help you eliminate the money fights in your house (like the Clewis Clan did).
Resources Mentioned in This Episode
Those numbers in your bank account and that accounting software you have (or need) is trying to tell you something. In this episode of the Dreamers Financial Playbook, we’re continuing our two-part series looking at the finances in your business and how you can use them to grow your business and your bottom line!
Resources Mentioned in This Episode
Your finances have a story to tell, but do you know how to read it? In this episode of the Dreamers Financial Playbook, we’re going to walk you through a series of simple steps that will help you understand exactly what your finances need to say to you. This week, it all about the personal finances and next week, we’re covering the businesses. If you want to make hitting those 2019 financial resolutions a reality, don’t miss out on this mini-series! Resources Mentioned in This Episode * Preparing for Productivity (DFP podcast episode) * Is Your Budget Healthy? (DFP podcast episode) * Healthy Budget Targets Cheat Sheet * The 4 Realms of Financial Focus
Special Offers You Don’t Want to Miss Get a special price that is 33% below it's true value! Grab your 2-hr Dream Builders 1:1 Intensive today!
“Tiana, is it okay for me to spend $700 a month on car notes on a $2,000 salary?” NO! That’s the makings of an unhealthy budget! In this episode of the Dreamers Financial Playbook, we’ll explore how you can determine whether you budget is healthy (and what to do if it’s not).
Resources Mentioned in This Episode
The new year is here and if we want to make our business goals happen (without losing our minds), we have to get ourselves prepared. In this episode of the Dreamers Financial Playbook, Tiana will walk you through the super easy and fast system that she uses to organize her weeks and days to ensure the most important work always gets done. Let’s hit our goals by preparing for productivity.
Resources Mentioned in this Episode
Welcome to the last episode of the Dreamers Financial Playbook podcast in 2018! With 2019 less than a week away, we’re taking some time to think back over 2018 so that we can use those hard lessons and those victories to map out a 2019 that is out best yet yet!
Resources Mentioned in this Episode
P.S. Don’t forget to book your 2-hour Dream Builders 1:1 Intensive by Friday, December 28th at midnight to receive savings of 25% on your January intensive!
Are you dealing with a guilty conscious for not hitting those goals you set for yourself in 2018… those same goals you’re now setting for 2019? Then you need to check out this episode of the Dreamers Financial Playbook, where we hand you the top three reasons why your 2018 goals failed and exactly what you need to do to (finally) knock them out in a goal-crushing 2019!
The New Year is coming fast and the financial question on everyone’s mind is “What is my New Years Resolution going to be?” In this episode of the Dreamers Financial Playbook, we’re going to help you answer that question by showing you the four key areas of financial focus and how to figure out which one should be your top priority for 2019! Resources Mentioned in this Episode * Dream. Plan. Launch. * Debt Destruction Using the Debt Snowball (Selah blog post) * Are You Ready to Invest? (DFP podcast episode) * Investing in Retirement with Confidence (DFP podcast episode) * Chris Hogan 360 R:IQ Assessment
You always hear warning about the dangers of mixing business with pleasure when it comes to people, but what about when it comes to money? In this episode of the Dreamers Financial Playbook, we’re exploring the top three scenarios of mixing business and pleasure with your business finances that is destroying the profitability of your business. Resources Mentioned in this Episode * Dream. Plan. Launch. * Quickbooks Self-Employed (cloud-based accounting software) * WIX (website host) * Libsyn (podcast host) * Calendly (meeting scheduling tool)
*Resources listed above do contain some affiliate links.*
Forget ABC, we need to talk about ABL: Always Be Learning! As an entrepreneur, it is vital that we are constantly learning so that we can stay on top of what’s happening, new strategies we can employ and so much more. But it can be really hard to find the time and money it takes to stay on top of these things.
In this episode of the Dreamerʼs Financial Playbook, we’re showing you so really smart ways to invest your time and money into developing the entrepreneur you.
Resources Mentioned in this Episode
My Favorite Podcasts
Did you ever have a dysfunctional relationship with money? Don’t worry, many of us did and most people still do! Now you’re stuck cleaning us years of financial nonsense.
Let save our children from that heartbreaking cycle!
In this episode of the Dreamerʼs Financial Playbook, we’re discovering how we can break the generational cycle of bad money management to help our child develop a healthy relationship with money. That’s something worth investing in!
Resources Mentioned in this Episode
The world of investing is confusing, but it’s also the most effective way to save enough money to allow you to retire while living a life so good, people would think you were still making money! In this episode of the Dreamer’s Financial Playbook, we’re breaking down those fancy investing terms and mapping out a super easy investment strategy that will allow you to invest for retirement with utter confidence.
Resources Mentioned in this Episode
We all know that investing is one of the best ways to create long-term wealth, but it’s a really confusing world that can leave you with so many questions. How do you know if you’re ready to invest? Do I have enough money to start investing? How in the world do you even get started?
We’re covering all of that in more in this episode of the Dreamers Financial Playbook!
Resources Linked in This Episode
In this episode of the Dreamerʼs Financial Playbook, weʼre stepping away from the money talk to look at how you make the money and whether it really brings you joy. Yes, we’re all about using money as a tool to build a life that you absolutely adore, but if you do enjoy what you’re doing to make that money, it’s time to make a change! So are you experiencing joy in your work and what are you going to do about it if you’re not?
Resources Mentioned on This Show
In this episode of the Dreamerʼs Financial Playbook, weʼre taking a look at the dark side of being a solopreneur. When we launch our businesses, we don’t expect some of the emotions and struggles that come our way and if we take this solopreneur concept too far, handling it all can be too much to bear. Let’s talk through how the solopreneur journey can mess with the joy in your life and how you can be proactive in keeping that from happening!
Resources Mentioned on This Show
In this episode of the Dreamerʼs Financial Playbook, weʼre exploring the phenomenon that is hurting families all over the country: loss aversion. What do you do when you find yourself clinging to houses, cars, boats and spending habits that keep your family in financial bondage? Why don’t we let go of the things that, when gone from our lives, would allow us to discover financial freedom? Discover what loss aversion is, how it’s destroying your financial freedom and how you can start moving past it.
In this episode of the Dreamerʼs Financial Playbook, weʼre getting our businesses ready for the holiday season. Whether you’re expecting an annual dip in sales, a insane boom in orders or have no clue what to expect, we have a 5 step roadmap that will help you figure out what to expect and how to prepare for it.
P.S. For a quick reference, we’ve even added the steps below!
STEP 1: Look at the holiday income trends of your business and industry
STEP 2: Draft profit goals for your business based on family financial goals + business/industry trends
STEP 3: Adjust those profit goals based on the holiday traditions of your family, friends, employer and religious organizations
STEP 4: Decide what you need to do in order to hit that profit goal and meet those lifestyle considerations
STEP 5: Take action (tweaking the plan as you go)
In this episode of the Dreamerʼs Financial Playbook, weʼre getting ready for the holiday season starting at home (we’ll cover the business next week). We’re talking about the four key questions that you should be asking now to prepare your family for the holidays and even digging into the expenses that should be covered in your budgets so we don’t have any credit card bills coming to haunt us in January.
Oh, and to make life easier, we’ve added the core questions and expenses below!
CORE QUESTIONS TO ASK
HOLIDAY SPENDING TO CONSIDER
In this episode of the Dreamer’s Financial Playbook, we’re digging into our two part mini-series on how to stop dodging the creditors that have been calling you over and over again. When you have bill collectors calling, it can be really tempting to not answer the phone or to hang up the moment you hear them on the other end of the phone, but you can’t do that forever! So with this mini-series, we’re taking back control of the situation.
Last week we covered the dos and the don’ts of dealing with the these pesky creditors so that we don’t set ourselves up for failure! Now we’re getting proactive and taking on the creditors directly with a step-by-step plan that will soon have your phone suspiciously silent!
Next Steps from This Episode 1. If you haven't already, download "10 Vital Dos and Don’ts for Dealing with Creditors" at selahfc.com/dfp19. 2. Snag your copy of the "Stop Those Embarrassing Collection Calls Checklist" that we talked about here www.selahfc.com/dfp20. Then use it to craft your payment schedules, scripts and calling schedules! 3. Book a 1:1 Dream Builders Intensive for 20% off with code “dfp20”. Simply visit selahfc.com and click the "Work with Selah" link to select the intensive that's the right fit for you!
Resources mentioned in this episode * Fair Debt Collection Practices Act * DFP Episode #3: Money Basics - The B Word… Budget
In this episode of the Dreamer’s Financial Playbook, we’re digging into our two part mini-series on how to stop dodging the creditors that have been calling you over and over again. When you have bill collectors calling, it can be really tempting to not answer the phone or to hang up the moment you hear them on the other end of the phone, but you can’t do that forever! So with this mini-series, we’re taking back control of the situation and the first thing we’re going to do is understand the dos and the don’ts of dealing with the these pesky creditors so that we don’t set ourselves up for failure!
Before you pull out your notepad, we’ve created a cheat sheet of these 10 Vital Dos and Don’ts for Dealing with Creditors. Simply go to selahfc.com/dfp19 to download a your copy to have on hand!
P.S. To learn more about the Fair Debt Collection Practices Act, you can wander around on the Fair Trade Commission website at ftc.gov to simply click here.
In this episode of the Dreamer’s Financial Playbook, we’re jamming with Sheedia Jansen, a business and mindset coach who empowers women to take their lives from stuck to magical by creating their own soulful biz. In this special interview, we’re chatting all about how you can create a business that is in alignment with who you are and the life that you live.
You can learn more about Sheedia Jansen by visiting her website at heysheedia.com or by linking up with her free Facebook group “Free Spirit Shepreneuers” at http://bit.ly/FreeSpiritShepreneurs.
Episode Highlights
Resources mentioned in this episode:
In this episode of the Dreamer’s Financial Playbook, we’re taking in inside look at how the Clewis Clan handles request for financial assistance. No, we’re not a charitable organization, but in our house, we believe in being generous givers. The problem is that sometimes it can be really have to figure out who you should and should not give that assistance too. That’s why we’ve created a list of 5 questions that we typically ask when deciding whether to say “Yay” or “Nay.”
The questions themselves are listed below, but listen to this episode of DFP to dive into why we ask these question and how we use the answers to make our final decision.
Clewis Questions for Giving Benevolence
In this episode of the Dreamer’s Financial Playbook, we’re tackling a question that many people ask but don’t really have an answer to: Am I Financially Fit? Tiana walks through the 3 criteria for financial fitness that she had uncovered on her journey as an accountant, auditor and financial coach. Are you financially fit?
Episode Highlights
Resources mentioned in this episode:
In this episode of the Dreamer’s Financial Playbook, it’s time to talk about money mindset and the Bible! If you’re a Christian or come from a Christian background, you know the damage that misinterpreting scripture can do and your money mindset is no exception. So we’re diving into the Bible to challenge the common perspective on what Jesus was really saying about money in Matthew 24:6.
Episode Highlights
In this episode of the Dreamer’s Financial Playbook, it’s all about that moment when life hits and Murphy’s Law takes a major swing at your finances. When things go wrong, do you want to be ready or do you want to be making panicked decisions that you have to pay for for years to come? We thought not.
Episode Highlights
Resources mentioned in this episode:
In this episode of the Dreamer’s Financial Playbook, we’re issuing a challenge: Stop Doing Broke People Things. The reality is that certain activities that we do with our money are keeping us broke and hindering us from creating a business and a life that we absolutely love! So let’s dive into what these “broke people things” are so that we can cut them out of our lives.
Episode Highlights
Resources mentioned in this episode:
In this episode of the Dreamer’s Financial Playbook, we’re diving into the mind of Will Clewis, marketing wizard and owner of AMP Fitness Training. Will knows what it like to work a J.O.B. but dream of a life that was bigger and better. Discover how Will took his dream from a small group working out in a park to a fitness movement that’s so powerful, it now holds a place in the Fort Worth Business Hall of Fame.
You can learn more about Will Clewis at http://www.ampfitnesstx.com.
To hear more from Will, join us at the Dream Builders Business Bootcamp on September 14, 2018. Register today at selahfc.com/dbusinessbootcamp.
Episode Highlights
In this episode of the Dreamerʼs Financial Playbook, weʼre going to correct a common is conception, that how much income you have determines how much wealth you with have. Um… thatʼs not quite right. What you really need to be concerned with is not your income, but your net worth!
Episode Highlights
In this episode of the Dreamer’s Financial Playbook, we’re interviewing RaeShawn Cannon, a Life Strategist at the inspirational speakers group, Cannon Quotes. As a fellow accountant, best-selling author and powerhouse minister, RaeShawn knows how to help women bust out of their status quo to build their best life by walking in alignment with their purpose.
You can learn more about RaeShawn Cannon at raeshawn.com.
To hear more from RaeShawn, join us at the Dream Builders Business Bootcamp on September 14, 2018. Register today at selahfc.com/dbusinessbootcamp.
Episode Highlights
In this episode of the Dreamer’s Financial Playbook, we’re taking on one of the most common barriers to starting a business: how much money you REALLY need to get started. For many of us, launching a new business is not NEARLY as expensive as we tell ourselves. So let’s talk about how we know what we actually need to get launched and what we can worry about later.
Episode Highlights
Resources mentioned in this episode:
In this episode of the Dreamerʼs Financial Playbook, weʼre getting to know executive leadership and business consultant Ray Taylor, the founder of Taylor Resource Group, LLC. As someone who has built his business while also serving as Senior Pastor of the church he founded, Trinity Harvest Church, Ray knows quite a bit about cultivating and protecting a mindset that is geared towards success instead of fear!
You can learn more about Ray Taylor at raytaylorspeaks.com.
To hear more from Ray, join us at the Dream Builders Business Bootcamp on September 14, 2018. Register today at selahfc.com/dbusinessbootcamp.
Episode Highlights
In this episode of the Dreamer’s Financial Playbook, we’re telling the truth about the world’s beloved credit (FICO) scores!! Today, so many people treat their credit score like it’s the most important thing in their financial universe, but when you get down to the nitty gritty… it isn’t.
Episode Highlights
In this episode of the Dreamer’s Financial Playbook, we’re going to walkthrough how to create a business budget that aligns with the financial goals you have for your business and how your business actually functions.
Episode Highlights
Resources mentioned in this episode:
In this episode of the Dreamer’s Financial Playbook, we’re going to tackle the reasons, fears and even downright excuses that we make about moving forward with our businesses. Whether you’ve already launched and have been tiptoeing or if you haven’t even bothered to move the dream beyond your minds and heart, we’re going to tackle those excuses and start getting rid of them.
Episode Highlights
Resources mentioned in this episode:
Email me if you’re committed to overcoming your obstacles: tiana@selahfc.com
In this episode of the Dreamer’s Financial Playbook, we’re going to wrap up the money basics series by helping you protect your family and your business from Murphy’s Law and the fun little curveballs that life throws your way. It’s time to prepare for some emergencies!
We want you to have:
Episode Highlights
In this episode of the Dreamer’s Financial Playbook, we’re going to continue the money basics by talking about the one financial tool that has a really bad rep and even scares the pants off of people: the budget! It’s time to LOVE your budget people, because when you use it right, it becomes your new financial bestie!
Episode Highlights
Resources mentioned in this episode:
In this second episode of the Dreamer’s Financial Playbook, we talk about the most important financial phrase/equation: spend less than you make!
And yes, that is definitely a “DUH!” Phrase, but based on the debt crisis we’re in now, people CLEARLY aren’t doing it!
Episode Highlights
Resources mentioned in this episode:
In this first episode of the Dreamer’s Financial Playbook, we talk about one of the most damaging yet often ignored mistake people make with finances: connecting money to their sense of self-worth.
Episode Highlights
Welcome to the Dreamer's Financial Playbook! I'm your host, Tiana B. Clewis and before we start digging into your money and everything that it touches, maybe we should get to know it each other!