Short Financial News: Recent Episodes
Scott T Short (NMLS #225998)
Chapter 17: Stop Turning Your Back On Your Most Valuable Points
The end of the book ... wrapping up ..
Chapter 16: When Being Older Makes You More Fundable
Revolving accounts and Installment accounts - Strategies
Chpt 15: Less is Better Than More: Not Just a piece of Plastic
This chpt we wrap up with the Tier and instution value conversation and how it affects your scores
We dig in : Chpt 15 " Less is Better Than More: Not Just A piece of Plastic
The chapter Drills down on Tier Accounts and Instument Value.
this is a chapter that will help break the code to a big part of your credit scoring.
Back into Merrill Chandler's book " The New F Word (Fundable)
Chapter 14 " How Lenders Created the Borrower Identity Crisis"
Discussion.. how you input your name (First, Middle and Last) each time can create an issue..
The Most Powerful 24 Months of your funding Life ( name of Chapter)
Merrill Chandler - discussing how 3,6,12 and 24 months intervals affect your PBID ( Personal Borrower Identity) ..
Great conversation with Alexandra Erlich
Our conversation today was all about IG credit stories/Reels.
I was on a mission to bust the Myths and showcase the Truths.
Listen in to the "Rest of the Story" Paul Harvey tagline
I am shooting this zoom from Barrio's Cafe ( 1188 35th Ave, Sac) - pls support local business
Chapter 13 discusses the power of 3,6,12 and 24 months ( good or bad behaviors) and how it affects your credit scores ..
Listen in...
We are in chapter 12 of Merrill Chandler's book The New F* Word : Revealed: Borrower Behaviors to Play Like a Pro
Great conversation with Molly Ellis ( CalHFA Trainer)
Today's topic: CalHFA $40k ADU Grant program
We talk about how it works and who is eligible
Listen in
Great Conversation with Meagan Harris ( GSFA Trainer)
Today's conversation was about their new DPA ( Down payment Asst) program.
It focuses on certain communities for their special financing
listen in for more details
Reading from Merrill Chandler's book: The New F*word
Today's reading is from Chapter 11 ( Expose' : Scores Don't Get High-Value Approvals )
This chapter dives into why your high credit score does not always get you the fundability that you would expect..
Reading from Merrill Chandler's book: The New F* word
Chpt 9 : When lenders "Risk" is Not Risky
Reading from Merrill Chandler's book - The New F*word
Chapter 7: The Fico Gods: Gatekeeper of Fundability
great info on the difference scoring versions, weighted and unweighted, 40 borrower behaviors, educational scores... and much much more..
Reading from Merrill Chandler's book - "The New F* Word"
We are in Chapter 6 today: The Truth? The Whole Truth? Nothing But the Truth?
Reading from Merrill Chandler's book - "The New F* Word"
We are in Chapter 5 today: Why You're Getting Your Funding Ass Handed to You
This episode we are in Chapter 3 and 4.
Chapter 3: Stop Throwing Your Damn Money Away
Chapter 4: Your Inner Animal: Behaviors Don't Lie
great fundamental topics to build your credit knowledge
Which Totem animal are you??
Chapter 2 of Merrill Chandler's book : The New F*word
Why Credit Repair Sucks
In this chapter Merrill pulls back the current about Credit Repair and wording used by the different wording used by the bureaus to help or hurt your credit score
Chapter 1 of Merrill Chandler's book : The New F*word
FICO World: The Break-Though That Changed it All
Chapter 1 we dig into one of the major resources of his Fundability Optimization .
FICO World and the CEO of FICO - Will Lansing
Excited for Merrill's book called: The New F*Word ( not the bad word)
Merrill is one of the Co-Founders of Lexington Law.
In the first audio i am reading from his book the Authors Notes and Introduction.
i hope you are ready for a great journey through Merrill's book on credit
Great conversation with Molly Ellis (Trainer for CalHFA)
Today's conversation was all about their Conventional Downpayment and Closing Cost Asst
Great conversation with Molly Ellis (Trainer for CalHFA)
Today's conversation was all about CalHFA USDA Downpayment and Closing Cost Asst
Great conversation with Molly Ellis (Trainer for CalHFA)
Today's conversation was all about their VA Downpayment and Closing costs Asst
Great conversation with Molly Ellis ( Trainer for CalHFA)
Today's conversation was all about FHA Downpayment and Closing Cost Asst
Great conversation with Meagan Harris (Trainer for GSFA)
Today's conversation is all about GSFA
Great conversation with Meagan Harris ( GSFA Trainer) .
Today's Conversation is all about their FHA,VA and USDA Down Payement and Closing Costs Asst.
Great conversation with Meagan Harris ( Trainer for Golden State Finance Authority) .
We chatted about their Conventional home loan program utilizing their Downpayment and Closing Cost assistance.
Listen in..
Great conversation with Meagan Harris ( Trainer with Golden State Finance Authority)
Today we were talking about their Platinum Government Loan Programs for Downpayment and Closing Cost assistance
Alex breaks it all down on what she is seeing an experiencing with creidt now and going forward into the future.
The gloves are off and she tells it as it is and will be soon..
I call her the Credit Canary - screaming to be prepared
Great conversation with Meagan Harris (Trainer with GSFA).
Topics:
Their Open Doors (FHA,VA & USDA) Down Payment Asst (DPA) loan
Who Qualifies
Credit Score needed to qualify for their DPA
DTI ( Dept to Income) Ratios
How their asst breaksdown (Gift and Loan)
and a lot more about their program
Great conversation with Meagan Harris (Trainer with GSFA).
Topics:
Their Open Doors Conventional Down Payment Asst (DPA) loan
Who Qualifies
Credit Score needed to qualify for their DPA
DTI ( Dept to Income) Ratios
How their asst breaksdown (Gift and Loan)
and a lot more about their program
Great conversation with Meagan Harris (Trainer with GSFA).
Topics:
Their Platinum Gov't Loans (FHA,VA,USDA) Down Payment Asst (DPA) loan
Who Qualifies
Credit Score needed to qualify for their DPA
DTI ( Dept to Income) Ratios
How their asst breaksdown (Gift and Loan)
and a lot more about their program
Great conversation with Meagan Harris (Trainer with GSFA).
Topics:
Their Platinum Conventional Down Payment Asst (DPA) loan
Who Qualifies
Credit Score needed to qualify for their DPA
DTI ( Dept to Income) Ratios
How their asst breaksdown (Gift and Loan)
and a lot more about their program
Great Conversation with Molly Ellis ( Trainer at CalHFA)
We spoke about their VA and USDA programs and their Downpayment Asst
Great Conversation with Molly Ellis (Trainer for CalHFA)
We spoke about their FHA home loan program and their downpayment assistance
How their program works and who would benefit..
Great Conversation with Moll Ellis ( trainer for CalHFA)
we spoke about their Conventional loan programs and their Down Payment asst programs and how they work..
TraciePanish (Partners Credit)
Topics:
Forbearance
Deferments
www. annualcreditreport.com ( you can pull weekly for free until April 2021)
Interviewing Meagan Harris (Trainer for GSFA) - Discussing their Open Door Down Payment Asst program
Interview with Meagan Harris (Trainer for GSFA) - discussing their Platinum Down Payment Asst program
On this episode.. I am interviewing Tracie Panish with Partner's Credit.
Topics:
Fico 10 & 10T
Freezing and Unfreezing your credit
Trigger Leads and www.optoutprescreen.com to protect you..
Conversation with Molly Ellis (CalHFA) about their Conventional loan program
For First Time Home Buyers and Non First Time Home Buyers
Reading from Linda Ferrari's book " The Big Score".
This episode we are starting in Chapter 20..." Divorce and Credit He said - She Said
Reading from Linda Ferrari's book " The Big Score"
In this episode: Chapter 21 - Identity Theft
Reading from Linda Ferrari's book " The Big Score"
This is the last episode for the book " Taking Action"
email me at : sshort@masonmac.com if you would like me to email you Take Action report..
Again thank you for listening ..
PS: let me know if you have a book or a topic i should podcast..
Reading from Linda Ferrari's book " The Big Score"
This Episode we are starting Chapter 19.
Mortgage Melt down and how to reestablish your credit
Reading from Linda Ferrari's book " The Big Score"
This episode we will talk about Short Sales (aka: Pre foreclosures)
Reading from Linda Ferrari's book "The Big Score"
This episode finishing up Chapter 18 .. :" The Low Down on Collections"
Your rights and how to Negotiate with collection agents
Continuing in Chapter 18 of The Big Score by Linda Ferrari.
The Low Down on Collections
Chapter 18 - Collections and Charge-offs = what can you do?
Reading from Linda Ferrari's book "The Big Score"
Reading from Linda Ferrari's book " The Big Score" -
We are in Chpt 18 discussing Public Records - how they affect your score " Truths and Myths:
Reading from Linda Ferrari's book The Big Score
We are finishing up Chapter 16 on Bankruptcy
Steps on how to start repairing your credit
Reading from Linda Ferrari's book The Big Score
we are in Chapter 16 discussing bankruptcy
listen in ..
Reading from LInda Ferrari's book The Big Score..
Wrapping up Chapter 15 : Overextended? Debt Relief Options and How They Affect your Credit Score..
this podcast we discuss Bankruptcy and Debt Negotiations
Reading from Linda Ferrari's book The Big Score" - we are in Chapter 15:
Overextended? Debt Relief Options & How The Affect Credit Scores.
I will add my experience along with Linda's wise advise ( from the book)
Option 1- Debt Consolidation
Option 2 - Credit Counseling
Option 3 - Debt Settlement
Option 4 - Bankruptcy
Option 5 - Debt Negotiations
This episode I will continue to read from Linda Ferrari's book " The Big Score" on credit. I will not be reading the book word for word. I will give you my insights to credit along with Linda's wise advise too.
This episode: We discuss The Statue of Limitations & The 7-year Reporting Period
In this episode I will continue to read from Linda Ferrari's book "The Big Score" on credit. I will not be reading the book word for word. I will give you my insights to credit along with Linda's wise advise too..
This episode will discuss your rights along with the laws in place to protect you.
In this episode I will continue to read from Linda Ferrari's book " The Big Score" on credit. I will not be reading the book word for word. I will be giving you my insights to credit along with Linda's wise advise too.
In this episode we will complete the 20 Credit Myths and head into chapter 13.
In this episode i will continue to read from Linda Ferrari's book " The Big Score" on credit. i will not be reading the book word for word. I will give you my insights to credit along with Linda's wise advise too.
This episode we will discuss 16 of the 20 Credit Myths
In this episode I will continue to read from Linda Ferrari's book "The Big Score" on credit. I will not be reading the book word for word. I will be giving you my insights to credit along with Linda's wise advise too.
This episode Chapter 11 : we will discuss Credit Inquires (Hard and Soft) - how the inquires affect your score
In this episode I will continue to read from Linda Ferrari's book "The Big Score" on credit. I will not be reading the book word for word. I will be giving you my insights to credit along with Linda's wise advise too.
This episode Chapter 10 : we will discuss Credit-Mix (different types of credit and how it helps or hurts your score)
In this episode I will continue to read from Linda Ferrari's book " The Big Score" on credit. I will not be reading the book word for word. I will be giving you my insights to credit along with Linda's wise advise too. This episode will wrapping up chapter 8.
Topic: Will cover "Tips for Improving The Payment History factor"
In this episode I will continue to read from Linda Ferrari's book " The Big Score" on credit. I will not be reading the book word for word. I will be giving you my insights to credit along with Linda's wise advise too. This episode will continue chapter 8.
Topic: Will cover "Tips for Improving The Payment History factor"
In this episode i will continue to read from Linda Ferrai's book (The Big Score) on credit. I will not be reading the book word for word. I will be giving you my insight to credit along with Linda's wise advise too. This episode will wrap up chapter 7 and go a little into chapter 8.
Let me know what you think...
thanks for listening..
In this episode i will continue reading from Linda Ferrari's book (The Big Score) on credit. I will not be reading the book word for word. I will be giving my insights on credit along with Linda's wise advise too. This episode will start with the next chapter.
Let me know what you think...
In this episode I will continue to reading from Linda Ferrari's book( " The Big Score" ) on credit. I will not be reading the book word for word. I will be giving my insights on credit along with Linda's wise advice too. This episode will start with the next chapter.
Let me know what you think...
In this episode I will continue reading from Linda Ferrari's book (The Big Score) on Credit. I will not be reading the book word for word. I will be giving my insights on credit along with Linda's wise advise too. This episode will start with the next chapter.
Let me know what you think...
In this episode I will continue reading from Linda Ferrari's book (The Big Score) on Credit. I will not be reading the book word for word. I will be giving my insights on credit along with Linda's wise advise too. This episode will start with the next chapter.
Let me know what you think...
In this episode i will be reading from Linda's book ( The Big Score) on Credit. I will not be reading the book word for word. I will be giving you my insigth to credit along with Linda's wise advise too. This episode will start in Chapter 2.
Let me know what you think...