Tune into expert insights & learn on the go. Monthly episodes on exciting mortgage & real estate topics, brought to you by Radian National Training. Our industry-leading training has helped hundreds of thousands of mortgage professionals expand their knowledge & skills and gain a competitive edge.
This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level.
In this episode, we delve into the complex and often misunderstood topic of non-traditional credit history in mortgage loan underwriting. Non-traditional credit history refers to alternative forms of credit that can be used when traditional accounts like student loans, mortgages, credit cards, or automobile loans are not present. We will explore:
Resources
Fannie Mae Selling Guide
Freddie Mac Seller/Servicer Guide
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Recognizing and understanding the behaviors of Millennial and Gen Z homebuyers can empower loan officers and real estate agents to engage these distinct generations. Listen in as Tom Miller, Regional Vice President of MI Sales, and Brenda Smucker, Vice President of Learning and Development, discuss this ever-changing topic.
In this episode, we will explore:
For more information, downloadRadian's infographic on The Millennial and Gen Z Homebuyer.
© 2024 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. The content presented is intended to convey general information and is for informational purposes only and does not constitute legal or accounting advice or opinions.
This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level.
Join us in this episode as we delve into the topic of Foster Care Income. We'll explore how the GSEs, Fannie Mae and Freddie Mac, treat this income type, discuss guidelines around the history of income receipt, and review general documentation requirements. We'll also provide a couple of scenarios to aid your understanding of the use of this income.
In this episode we will discuss:
Resources
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With over a decade of experience helping investors across the single family rental (SFR) industry, Gregory Godderidge, VP of SFR Operations for Radian Real Estate Management, and Kade Clark, SVP of Digital Valuation Products & Sales for homegenius Real Estate, recently discussed the latest in the SFR space.
In this episode, we will explore:
Contact us to learn more: https://info.homegenius.com/sfr
Single Family Rental services provided by Radian Real Estate Management LLC. 7730 South Union Park Ave., #400, Midvale, UT 84047. Tel: 801-869-1444. Licensed Property Management Company in UT (License # - 9172198-MN00) and NV (License #-ASM.0000217); Licensed Real Estate Company in UT (License # - 8818122-CN00). Other real estate services provided by homegenius Real Estate LLC and homegenius Real Estate Inc. (collectively dba homegenius Real Estate), each a subsidiary of homegenius, Inc. 7730 South Union Park Avenue, Suite 400, Midvale, UT 84047. Tel: 877.500.1415. homegenius Real Estate LLC and its wholly owned subsidiary are licensed in every state and the District of Columbia.This communication is provided for use by real estate professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z
The content presented is intended to convey general information and is for informational purposes only and does not constitute legal or accounting advice or opinions. An attorney or accountant should be consulted for specific information.
© 2024 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited
This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level.
In this episode, we explore the concept of parsonage income, also known as a housing allowance, and its impact on a mortgage loan application. We will discuss:
Resources
Explore more complex income types, including non-taxable sources, social security income, child support and alimony.
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This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level.
In this episode, we explore the subject of non-occupant borrowers in mortgage transactions. We'll discuss what GSE guidelines consider when reviewing a loan with a non-occupant borrower, and how a non-occupant borrower may impact the loan decision.
Resources
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© 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.
This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level.
In this episode, we explore the concept of payment shock, its impact on loan reviews, and how it can be mitigated. We discuss:
Resources
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© 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.
This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level.
In this episode, we explore the intriguing topic of unique properties in the context of mortgage loans. We will review:
Resources
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© 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.
In this episode of the Radian On Air podcast, Jeff Engle, assistant vice president of Mortgage Learning for Radian Guaranty, welcomes back Donna Ross, Radian Group's award-winning Chief Information Security Officer. They explore the importance of cybersecurity, especially in light of October being Cybersecurity Awareness Month, including the increasing threats to technology and confidential data, alarming statistics of cybercrime, and offer insights on how individuals and companies can protect themselves against these cyber threats.
Key points discussed in this episode include:
Radian On Air Podcast: Cybersecurity Awareness Month: Are You Prepared?
Radian On Air Podcast: Cybercrime: Trends, Impacts & Prevention
Resources:
© 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. The content presented is intended to convey general information and is for informational purposes only and does not constitute legal or accounting advice or opinions. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates
This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level.
In this episode, we delve into non-US citizen borrowers. We'll discuss the different types of citizenship and residency, what may be required by the GSEs, and how different scenarios may be viewed by GSEs.
Resources:
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© 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.
This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level.
This discussion will focus on a common theme we see coming to Radian Guaranty’s Customer Help & Sales teams, as well as in our live webinars: Trust Income. In this lesson we will discuss:
Resources:
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© 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.
This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level.
In this episode, we delve into the intriguing topic of foreign income in mortgage transactions. We shed light on its definition, importance, and how it's addressed under the guidelines set by Government Sponsored Enterprises (GSEs) like Fannie Mae and Freddie Mac.
Resources:
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© 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.
This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level.
In this episode, we explore the intricacies of business automobile mileage deductions as defined by the IRS and how these deductions impact the qualifying income calculations of a Schedule C Sole Proprietor Self-Employed borrower:
Resources:
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© 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.
In this lesson, we will define and explain what an Interested Party Contribution (IPC) is and how it may impact a loan file.
Resources:
© 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.
Description: June is National Homeownership Month - Radian Group's Jade Brown, Director, Diversity, Equity, and Inclusion & Justin Foster, SVP People Experience, discuss the unique first-time homebuyer market. In this engaging conversation, Jade & Justin will dive into different areas of today's housing market, many of which are impacting first-time homebuyers everywhere.
A few topics we will discuss include:
• Current market conditions
• Ever-changing homeownership rates
• Opportunities available to first-time homebuyers
• Resources available to you and first-time homebuyers to support their homebuying needs
Resources:
© 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. The content presented is intended to convey general information and is for informational purposes only and does not constitute legal or accounting advice or opinions. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates
Diversity, equity and inclusion (DEI) continue to serve as a high priority for many organizations looking to elevate their company culture and make an industry impact. In this episode, Radian's DEI Director, Jade Brown, joins AVP, ESG Engagement & Financial Communications, Terri Perry, to discuss the DEI strategies and trends that are helping drive a better, more representative housing industry today.
In this podcast, we will explore:
Links:
Download Radian's DEI Annual Report 2021
© 2022 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087.Radian Group Inc. and its parents,subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.
Cybersecurity Awareness Month is upon us. Joining us again is Radian’s Chief Information Security Officer Donna Ross for a follow-up to our initial podcast, "Cybercrime: Trends, Impacts & Prevention". In our newest cybersecurity discussion, Donna connects with Jeff Engle, AVP of Learning – Mortgage, to review the new hot topics and trends impacting people and businesses every day.
In this episode, we will dive into:
Links:
© 2022 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087.Radian Group Inc. and its parents,subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.
Affordability has become a major obstacle for many homebuyers as rising home prices and mortgage interest rates have increased the cost to purchase a home. In this podcast, Marshall Gayden, EVP, Mortgage Insurance Sales and Brenda Smucker, VP, Learning and Development discuss how mortgage insurance can help borrowers navigate affordability challenges.
In this episode, we will explore:
© 2022 Radian Group Inc. All Rights Reserved.550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties.This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z.Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions.The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.
A new homebuyer demographic Is emerging. The homebuyer market is always changing but will see some dramatic shifts in the next few years as Younger Gen Y Millennials and members of Generation Z become an increasing share of the homebuying public. In this podcast Radian’s Angela Capone, SVP, Field Sales joins Jeff Engle, Director, Learning Services to discuss the generational shift of homebuyers.
In this episode, we will explore:
Resources:
Understanding the Next Generation of Homebuyers - The ABCs of Gen Y and Z
Infographic 1Infographic 2Infographic 3© 2022 Radian Group Inc. All Rights Reserved.550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties.This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z.Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions.The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.
New technology has the potential to dramatically change how real estate agents interact and transact with homebuyers and sellers. In this podcast, Jose Perez, SVP of homegenius Sales and Brenda Smucker, Radian's VP of Learning and Development discuss the digital real estate ecosystem being built at Radian’s homegenius subsidiary, and how the role of the agent and broker will change in the years to come.
In this episode, we will explore:
Don't forget to check out the BRAND NEW homegenius.com!
This communication is intended to convey general information only and not to provide any legal or accounting advice or opinions. An attorney or accountant should be consulted for specific information. Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions.
© 2022 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Services advertised are provided by affiliates of homegenius Inc., a wholly owned subsidiary of Radian Group Inc. homegenius connect provided by homegenius Real Estate of Florida LLC dba homegenius connect, 7730 South Union Park Avenue, Suite 400, Midvale, UT 84047. Other real estate services, including but not limited to geniusprice, provided by Red Bell Real Estate, LLC, 7730 South Union Park Avenue, Suite 400, Midvale, UT 84047. Tel: 866.626.2381. Red Bell Real Estate, LLC and its wholly owned subsidiaries are licensed in every state and the District of Columbia. Title insurance and title services offered through mytitlegenius.com are provided by Radian Title Insurance Inc., 6100 Oak Tree Blvd, Suite 200, Independence, OH 44131; Tel: 877.936.8485, NAIC#: 51632, CA- License# 5093-0. FL – Title insurance license #34-1252928, AZ – Title Insurer 34-1252928 (not licensed in AK, HI, ID, IA, ME, NH, NJ, VT and WY) and Radian Settlement Services Inc., 1000 GSK Drive, Suite 210, Coraopolis, PA 15108, FL- Non-Resident Title Agency #A271379. Title Insurance policies are underwritten by Radian Title Insurance Inc. Additional licenses available at www.mytitlegenius.com. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z.
New technology innovations continue to transform the mortgage and real estate industry. In this podcast, Radian's Mark Wai, EVP, Chief Technology Officer and Suzanne Powell, SVP, Digital Client Experience, join Jeff Engle, Director, Learning Services, to discuss the digital transformation currently underway, and how technologies like artificial intelligence (AI) and blockchain are poised to further reshape the sector in the years to come.
In this episode, we will explore:
© 2022 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. This communication is intended to convey general information only and not to provide any legal or accounting advice or opinions. An attorney or accountant should be consulted for specific information.
2021 was nothing short of spectacular for U.S. home values. However, the market remains challenging for first-time buyers—competition is fierce, supply is low, and entry-level options are more limited than ever before. Is there any relief on the horizon for buyers in 2022? Red Bell's Steve Gaenzler, SVP, Products, Data & Analytics, joins Brenda Smucker, Radian's VP, Learning & Development to discuss the latest insights from the Radian Home Price Index, provided by Red Bell Real Estate, LLC.
In this podcast, we will explore:
radian.com/HPI
2021 U.S. Home Prices: Records Far and Wide Reveals Radian Home Price IndexThis communication is intended to convey general information only and not to provide any legal or accounting advice or opinions. An attorney or accountant should be consulted for specific information. Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions.
Services provided by Red Bell Real Estate, LLC, a wholly owned subsidiary of homegenius Inc. 7730 South Union Park Avenue, Suite 400, Midvale, UT 84047. Tel: 1-866-626-2381. Red Bell Real Estate, LLC and its wholly owned subsidiaries are licensed in every state and the District of Columbia. This communication is provided for use by business professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2)of Regulation Z.
Over the past year, the focus on environmental, social and governance (ESG) factors has accelerated as climate change, the COVID-19 pandemic and social justice movements have prompted companies to prioritize corporate responsibility. In this episode, Emily Riley, Radian’s EVP, Chief Marketing & Communications Officer, and Ted Hoffman, Sr. EVP, General Counsel and Corporate Secretary, join Terri Perry, AVP, ESG Engagement & Financial Communications, to take you inside the ESG issues and trends shaping the housing & real estate industries today.
In this podcast, we will explore:
Radian Corporate Responsibility Report
© 2021 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. This communication is intended to convey general information only and not to provide any legal or accounting advice or opinions. An attorney or accountant should be consulted for specific information.
Lately, many organizations in the housing industry are putting more emphasis on Diversity, Equity and Inclusion (DEI). We recognize there is a need for greater racial diversity in our industry to reflect the communities we serve. In this episode, we hear from Justin Foster, Radian’s SVP, People Experience, and special guests Marcus Cole and Jessica Wright from Fannie Mae to learn more about DEI and the Future Housing Leaders program.
In this podcast, we will explore:
Fannie Mae: Future Housing Leaders Program
Determination of eligibility for a particular program or exemption is made by the relevant authority, [and program provider, Fannie Mae], and not by Radian Group, Inc.
© 2021 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.
The Real Estate Owned (REO) market has been dormant for over a year due to foreclosure moratoriums and protections for homeowners impacted by the COVID-19 pandemic. As protections are lifted, will there be a post-pandemic flood of REO properties? Radian's Andrew Oliverson, VP, REO Operations, joins Rachel Stein, Director of Training Initiatives to discuss the current and future state of the REO market.
In this podcast, we will:
Resources:
REI INK – There be a Flood of Post-Pandemic REO Volume?
ATTOM – U.S. Foreclosure Activity Drops to 16-Year Low in 2020
Nolo.com – CFPB Finalizes a New Rule Restricting Mortgage Foreclosures Until 2022
Federal Reserve – The Effect of Mortgage Forbearance on House Prices During COVID-19
MBA – Share of Mortgage Loans in Forbearance Decreases to 3.23 Percent
© 2021 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.
Despite a challenging year during which the economy continues to recover from the impacts of the COVID-19 pandemic, the real estate market had a strong performance first half of 2021. Radian's Steve Gaenzler, SVP, Data & Analytics, joins Brenda Smucker, VP, National Training to discuss the latest insights from the Radian Home Price Index, provided by Red Bell Real Estate, LLC.
In this podcast, we will explore:
radian.com/HPI
U.S. Home Prices End First Half of Year on Even Stronger NoteResidential property valuation products are offered through Red Bell Real Estate, LLC, a Radian company. These products help clients assess the price of a property or portfolio. Red Bell Real Estate, LLC and its wholly owned subsidiaries hold real estate licenses in every state and the District of Columbia. Corporate headquarters are located at 7730 South Union Park Avenue, Suite 400, Midvale, UT 84047, 877.500.1415. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. © 2021 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.
While digitization of the real estate transaction has accelerated in the past year, the goal of an efficient, digital end-to-end transaction remains. Eric Bloomquist, Radian's Vice President of Centralized Purchase Services, joins Brenda Smucker, Vice President of National Training, to discuss current trends impacting the closing process and how Radian is transforming the future of title and closings.
In this podcast, we will explore:
titlegenius by Radian©2021 Radian Group Inc. All Rights Reserved. “Radian” and “titlegenius” are brands of Radian Group Inc., including its licensed insurance affiliates. Title insurance is provided and underwritten by Radian Title Insurance Inc., 6100 Oak Tree Blvd, Suite 200, Independence, OH 44131; Tel: 877.936.8485, NAIC#: 51632, CA – License# 5093-0. FL – Title insurance license #34-1252928. AZ – Title Insurer 34-1252928 (not licensed in AK, HI, ID, IA, ME, MI, NH, NJ, VT and WY). Title Services are provided by Radian Title Insurance Inc. and Radian Settlement Services Inc., 1000 GSK Drive, Suite 210, Coraopolis, PA 15108, Tel: 800.646.8258, FL- Non-Resident Title Agency #A271379, both wholly owned subsidiaries of Radian Group Inc.. Radian Settlement Services Inc. is a title insurance agency for Radian Title Insurance Inc.© 2021 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.
As we celebrate National Homeownership Month this June, it is important to recognize the barriers to homeownership that many Americans face. More than a half-century since the passage of the Fair Housing Act, homeownership in the U.S. is still significantly unequal. Special guest Lindsey Johnson, President of USMI, and Derek Brummer, Radian’s President of Mortgage, discuss challenges and solutions for reducing the racial homeownership gap and helping make homeownership more accessible to all.
In this podcast, we will explore:
Links
MI in Your State
2021 National Homeownership Market Survey by USMI
© 2021 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.
Cybercrime has become one of the most costly crimes in our history. In our newest podcast, Donna Ross, Radian Group's Chief Information Security Officer, joins Jeff Engle, Virtual Training Operations Director, to discuss the troubling trends of Cybercrime and the impacts to many global industries.
In this podcast, we will discuss:
Download the cybersecurity terms & definitions quick reference guide.
© 2021 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.
With the backdrop of a national housing supply/demand imbalance, a new Build-to-Rent (BTR) micro-market has emerged in the single-family rental industry. Greg Godderidge, Radian's VP of SFR Operations, joins Rachel Stein, Director of Training Initiatives to share his insights on the growing Build-to-Rent market.
In this podcast, we will explore:
Additional resources:
Radian Single Family Rental (SFR) Services
Greg Godderidge on Build-to-Rent
© 2021 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.
2020 will go down in the history books for many reasons, but one bright spot in a year of darkness is the performance of the U.S. residential real estate markets. Radian's Steve Gaenzler, SVP of Data & Analytics, joins Brenda Smucker, VP of National Training to discuss the latest insights from the Radian Home Price Index, provided by Red Bell Real Estate, LLC.
In this podcast, we will explore:
radian.com/HPI
2020 U.S. Home Prices: A Bright Spot in a Dark YearResidential property valuation products are offered through Red Bell Real Estate, LLC, a Radian company. These products help clients assess the price of a property or portfolio. Red Bell Real Estate, LLC and its wholly owned subsidiaries hold real estate licenses in every state and the District of Columbia. Corporate headquarters are located at 7730 South Union Park Avenue, Suite 400, Midvale, UT 84047, 877.500.1415. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. © 2021 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.
Loan Officers and Realtors have a unique relationship. One that continues to evolve with the changes to the real estate industry. In this podcast, Dave McCormick, Radian’s SVP of Inside Sales, joins Brenda Smucker, VP of National Training, to discuss how you can build and strengthen that relationship for long-term success.
In this podcast we will discuss:
© 2021 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.
The COVID-19 pandemic has accelerated the adoption of digital solutions in the title industry. Radian's Grant Brittain, Senior Vice President of Title Services and Brian Edwards, Vice President of Title Customer Service, join Rachel Stein, Director of Training Initiatives, to share their insights on the recent industry changes and how Radian is transforming the future of title.
In this podcast, we will explore:
Links:
Radian Ready
Radian Title Services
© 2021 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.
Throughout the COVID-19 pandemic, the single-family rental (SFR) market has proven to be exceptionally resilient. Radian's Tim Reilly, EVP of Asset Management Operations, joins Rachel Stein, Director of Training Initiatives to share his insights on the strength of the SFR market.
In this podcast, we will explore:
Radian Single Family Rental (SFR)
Radian Insights© 2021 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.
Six months into the U.S. COVID-19 pandemic, how is the housing market faring? Radian's Steve Gaenzler, SVP of Data & Analytics, joins Brenda Smucker, VP of National Training to discuss the latest insights from the Radian Home Price Index, provided by Red Bell Real Estate, LLC.
In this podcast, we will explore:
info.radian.com/HPI
Radian InsightsResidential property valuation products are offered through Red Bell Real Estate, LLC, a Radian company. These products help clients assess the price of a property or portfolio. Red Bell Real Estate, LLC and its wholly owned subsidiaries hold real estate licenses in every state and the District of Columbia. Corporate headquarters are located at 7730 South Union Park Avenue, Suite 400, Midvale, UT 84047, 877.500.1415. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. © 2021 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.
Diverse Customer Segments is more than just race and ethnicity. In this new podcast Radian's MJ Watkins, Director of Corporate Relations with responsibility for supporting Multicultural Business joins Jeff Engle, Virtual Training Operations Manager, to discuss examples of Diverse Customer Segments that go beyond what many might think of.
In this podcast, we will explore:
Contact Us
Achieve the Dream
Radian National Training
© 2021 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.
With the shifting landscape of the appraisal industry and constant advances in technology, the valuation space is changing rapidly.
Join us on this informative podcast where Martin Froehlich joins Rachel Stein, Director of Training Initiatives to discuss the current state of the valuation market, the changing mortgage environment, and technology and analytics trends shaping the future of valuations.
Contact Us - www.radian.com/contact-us
Valuation Services – www.radian.com/what-we-do/valuation-services
© 2021 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.
June is National Home Ownership Month and Radian is celebrating by releasing a new Podcast with helpful information for one of the most important homebuying groups: First-Time Homebuyers. In this this podcast, MJ Watkins, Director of Corporate Relations joins Jeff Engle, Virtual Training Operations Manager to review opportunities and resources available to assist First-Time Homebuyers, as well as challenges they, and many other prospective homebuyers may face while purchasing a home in today’s market. From virtual technology to government assistance programs; Radian can help you provide the information you need to assist your customers.
© 2021 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.
Technology continues to transform the way we live, and the real estate industry is no exception. In this podcast, Suzanne Powell, SVP of Digital Client Experience, joins Jeff Engle, Virtual Training Operations Manager to discuss how customers have embraced technology for buying and selling homes: So let's find out how this impacts real estate.
Learn about the benefits and opportunities technology offers the mortgage industry, the ways in which customers are leveraging technology to simplify the home-buying and financing process, and strategies to embrace technology in ways that foster deeper relationships with customers and drive business.
Uncover how Radian resources can help you combat the challenges of the ever-changing mortgage industry.
© 2021 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z. Radian Group Inc. and its parents, subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. The content presented is for informational purposes only and does not constitute legal or accounting advice or opinions.