Rehustler: Recent Episodes
The Real Estate Hustler
The Real Estate Hustler's podcast gives a true depth of life, work and adventure of a 20 year old living in New York City; hustling in the real estate industry. Support this podcast: https://anchor.fm/rehustler/support
Welcome to an enchanting episode of the "The Real Estate Hustlers" podcast, where we re-interpret an age-old fable through the lens of real estate. In this episode, we journey with two friends, Hare Harry and Tortoise Tom, as they venture into the forest of Investment, in search of their dream burrows (homes). Join us as we unravel their adventures and misadventures in the realms of Credit Score Cavern, Listings Labyrinth, Negotiation Nemeton, Inspection Isthmus, and the Closing Cliffs. This fable-based episode serves as a relatable metaphor for the homebuying process, emphasizing the importance of patience, due diligence, and expert guidance. We explore the inherent challenges of each step, from financial preparation to closing the deal, providing listeners with actionable insights that can guide their own homebuying journey.But remember, just as every fable has multiple interpretations, the lessons we derive from Harry and Tom's adventures are not one-dimensional. The episode encourages listeners to understand their pace and capabilities, highlighting that every homebuying journey is unique.Join us on this special episode as we bring together the enchanting world of fables and the practical realities of real estate. You're sure to walk away with a fresh perspective on the homebuying process. Keep hustling!--- Support this podcast: https://podcasters.spotify.com/pod/show/rehustler/support
Ah, home buying. It’s invigorating! Complex. Expensive, too. This is why the vast majority of homebuyers rely on mortgages to obtain their dream homes.
Conventional loans are the most popular, but government-backed loans are often easier to qualify for and may have lower interest rates and more lenient terms.
The powers that be offer a variety of mortgages and mortgage insurance programs that can keep your down payment and interest rates low. But raking through government websites can be exhausting and far less fun than comparing paint swatches.
So which government home loan might be right for your purposes? Here are the details.
First of all, it’s important to understand that there are many types of mortgage loans.
The Federal Housing Administration offers mortgage insurance on single-family and multifamily properties, as well as residential care facilities like hospitals, and has been doing so since 1934.
The USDA is another government entity that helps make homeownership more achievable for low-income Americans — specifically those who reside in, or are willing to reside in, rural areas. Two of its most popular programs are the Single Family Housing Guaranteed Loan Program and Single Family Housing Direct Home Loans.
The U.S. Department of Veterans Affairs insures conventional loans offered to service members, veterans, and eligible surviving spouses.
Native American Direct Loans are offered directly by the VA to eligible Native American veterans and veterans married to Native Americans.
This article originally appeared on SoFi.com and was syndicated by MediaFeed.org.
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We are going to discuss eight things to do before putting your home on the market.
- Research and plan
- Find an agent
- Fix the eyesores
- Get rid of pests
- Declutter and depersonalize
- Stage the space
- Hire a photographer
- Make living arrangements
ARTICLE BY JAMIE RICHARDSON
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Here's a roundup of the 46th President's to-do list:
- Help more Americans achieve homeownership
- Address racial discrimination in housing
- Get assistance to struggling renters
More Details: https://www.housingwire.com/articles/what-a-biden-victory-would-mean-for-the-mortgage-industry/
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In 2008 during the great recession, people had to leave their rented house because of high prices, and the effect of the recession still affects the decision of Millennials till now. Millennials have a very huge amount of student debt than the previous generation and a competitive labour market, Millennials met a limited opportunity in job prospects and income which also has a great effect on their financial decision which includes acquiring a house.
A survey conduct by rent.com using 1000 renters within the age range of 18 and 34 and they found that 80 percent do not plan to leave the rented apartment. But why?
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You've made it to the last episode of our First Time Homebuyer's Timeline series.
There are only a few steps left to navigate before you become an official homeowner:
- Finish Negotiations
- Conduct A Home Inspection
- Finalize The Purchase Agreement
- Meet With Your Lender
- Book An Appraisal
- Get Final Loan Approval
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I don't think the real estate market is in trouble or would get crashed as a result of the pandemic. Let's take a look at the suburbs and the rural areas, although in the middle of the pandemic big cities are having trouble, but the real estate industry in these suburbs are booming. Although the northeast is struggling, because if the cities like New York and Boston, but the country is doing well. Technology will continue to make the real estate industry easier to navigate.
The pandemic is a perfect time for people in the real estate industry to be excited because people are still buying, renting and selling as they move to New parts of the country where they will be comfortable, so we can just learn some consumer behavior with it.
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How long does it take to buy a house? Once you are in good financial standing and are ready to move forward, the actual home-buying process on the timeline can take up to one year. Make sure your credit score, down payment, and budget are in place before moving forward. If you have been planning for several years with a timeline for buying a house, you’ll be ahead of the game.
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Get Prequalified. Start saving for down payments. Create a budget.
Habit is not the easiest to change, maintaining a good spending habit is difficult but take your time and start to work on it one step at a time.
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This episode marks the beginning of our home buying timeline.
So you are five years away from buying a house, What should you do?
Tune-in to this episode to learn more.
Credit Karma: https://www.creditkarma.com/
is one of many tools available to track your credit score as you make improvements.
Next Episode: Three Years Before Buying A Home
Release Date: November 2, 2020: 8 am EST.
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The general final steps of the home buying process are typically not longer than a few months.
But there is much prep work to be completed first.
Five years is a great time to start making a budget.
If you want a faster timeline, start preparing about one year out.
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If you feel ready to buy a home, the first step is learning how to find the one that’s right for you.
here are several factors you can keep in mind to guide your search:
- Choose The Right Location
- Look Beyond Cosmetic Fixes
- Meet With A Contractor
- Follow Your Instincts
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The right home buying timeline can serve to guide you through what is likely to be one of the biggest decisions of your life. By relying on the resources available to you, you can ensure you are prepared every step of the way.
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Here are some few pros and cons to consider:
The Pros:
- It could help you buy sooner.
- It could lower your monthly payment.
- It could help you avoid mortgage insurance.
The Cons:
- It might drain their savings.
- It could delay their retirement.
- It could make things awkward.
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Excerpt from the official magazine of Realtors®️.
October 27, 2020
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Article By Brentnie Daggett
Posted on Jun 18, 2020 - 4:21 pm by Housecall
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Designing a meditation space in your home is simple and takes just a few steps:
- Picking the right location
- Creating a zen-like atmosphere
- Tapping into your senses
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How to start preparing to buy a home and investing in real estate? I go slightly over the importance of preparing to buy a home and how my peers can prepare to buy a home in the future, specifically by being good at analyzing your finances, talking with people who bought a home already, and thinking long term to start saving now.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Support this podcast: https://anchor.fm/rehustler/support