Credit Restoration of Nevada: Recent Episodes
thecreditshow
Harry Jacobs from Credit Restoration of Nevada provides you with weekly solutions to common credit related issues. If you want to contact Harry, just TEXT or CALL 702-778-2000.
Important information about default rates. #credit, #badcredit, #creditrepair, #credittips, #finance, #debtfree, #mortgage, #broker, #collectionagency, #debtcollection
Credit and our credit scores figure into the equation of so many things in life, not the least of which is where we live. Understanding your rights as a consumer in the event you are denied a rental is important. #badcredit, #creditrepair, #credittips, #debtfree, #rental, #apartmentrental, #broker, #mortgage
Looking for a way to lower your mortgage payment WITHOUT refinancing at today's awful interest rates? Look into whether this is an option for you with your bank. #mortgage, #mortgagerecast, #interestrates, #credit, #badcredit, #goodcredit, #Broker, #debtfree
Identity Theft happens to 12-15 million American's each year. On today's episode, we discuss some ways to protect yourself. #identitytheft, #idtheft, #credit, #creditrepair, #creditrepairtips, #goodcredit, #badcredit, #mortgage, #broker
One of the things which should be dealt with as a part of the final plans for a friend or a loved one that passes is the process of notifying creditors and the credit bureaus. #finalplans, #funeral, #dealingwithdeath, #credit, #badcredit, #goodcredit, #debtfree, #
Understanding the true cost of money in any deal is important, whether it is a car, a motorcycle, a home--it doesn't matter. On this episode we cover more of that ground. #finance, #financing, #credit, #goodcredit, #badcredit, #mortgage, #broker
Credit reports can be daunting to look at and difficult to understand. On this episode we discuss some of the issues and common misunderstandings. #credit, #badcredit, #goodcredit, #debt, #debtfree, #
One of the largest collection agencies in the country was fined 25 million dollars. Some insight into the fine is in today's episode. #collections, #collectionagency, #debtfree, #debt, #creditrepair, #mortgage, #broker
A common question we are asked about credit is what is the difference between scores. On this episode, you will find some insight. #credit, #creditrepair, #credittips, #badcredit, #fico, #debtfree, #mortgage, #broker
A quick story on today's Credit Show Podcast about time-expired debts. #credit, #creditrepair, #debt, #debtfree, #mortgage, #broker, #goodcredit, #badcredit
Portfolio Recovery, one of the nations largest collection agencies was fined 25 million--why were they fined? This episode will provide some insight. #collection, #collectionagency, #debt, #debtfree, #goodcredit, #badcredit, #broker, #mortgage
Important information if you are going through, or if you have been through a divorce regarding your credit. This is a re-run of an important topic. #divorce, #credit, #creditrepair, #goodcredit, #badcredit, #debtfree, #mortgage, #broker, #realtor
Important information for survivors. #domesticabuse, #domesticviolence, #credit, #goodcredit, #badcredit, #mortgage, #mortgagebroker, #survivingdomesticabuse
Know your credit PRIOR to applying for anything--especially solar. #solar, #goodcredit, #badcredit, #debtfree, #mortgage, #broker, #realestate
Medical debts can be daunting--they are the number 1 reason people file bankruptcy. Get the latest info on how they affect your credit and what is happening now in terms of how they can report and how they should report. #medicalbills, #medicalbilling, #debtfree, #credit, #goodcredit, #badcredit, #broker, #mortgage, #realestate
Details on your rights, and what creditors that deny you credit are required to provide you once you are declined.
creditrepair, #credittips, #goodcredit, #badcredit, #debtfree, #mortgage, #broker, #creditcarddebt, #experian, #equifax, #transunion,
We don't suffer from a shortage of bad and factually innacurate information on the internet--especially on TikTok and YouTube. Be careful who you listen to.
creditrepair, #goodcredit, #badcredit, #debtfree, #mortgage, #broker, #realestate, #debtfree
The answer may surprise you. #baddebt, #collectionagency, #collectionaccount, #goodcredit,#badcredit, #debtfree
Debt collectors have a job to do and serve a purpose, but they have rules that they must follow. #debtcollection, #FDCPA, #debtfree, #goodcredit, #badcredit, #credithelp,
Don't co-sign unless you are prepared to make the payment. #badcredit, #goodcredit, #debtfree, #autofinance, #carloan, #ford, #chevrolet, #dodge, #trx, #mustang, #800credit
You must always consider what it costs you to borrow the money you need to purchase a vehicle.
newcar, #debtfree, #autoloan, #ford, #chevrolet, #tesla, #dodge, #goodcredit, #interestrates, #badcredit
Be careful which one you pick--setting your expectations is critical. #debtfree, #debtconsolidation, #goodcredit, #badcredit, #creditcarddebt,
A different way to look at what the actual cost of your mortgage is. #homebuyer, #mortgage, #debtfree, #financialfreedom, #interestrates, #goodcredit, #badcredit
A few thoughts on how to get your scores back over 700 post BK. #bankruptcy, #credit, #creditrepar, #goodcredit, #financialfreedom, #debtfree
It happens, and it's a tremendous violation. #identitytheft, #creditrepair, #badcredit, #credithelp, #debtfree
Yet another scam in the credit repair industry is making a comeback. Don't fall for this, and certainly don't pay anyone to to provide you with these scam letters.
Lear what NOT to do to the men and women of our military in this episode. #titlemax, #badcredit, #fraud, #debtfree, #creditrepair, #credittips, #titleloans, #800credit
A crazy story with an example of what NOT to leave on someone's voice mail. #debtcollection, #debtcollector, #badcredit, #goodcredit, #800credit, #debtfree, #creditrepairtips
Debt settlement companies rarely save you the money they advertise, and the hidden secret is that they get 90% their fees up front and they take those fees BEFORE they settle anything.
debtsettlement, #debtfree, #consumeralert, #badcredit, #800credit, #creditrepair, #credit repair tips
Most states have very strict rules and regulations for collection agencies, including registration and posting a bond. We always recommend investigation any agency which is contacting a consumer regarding a debt. #debtcollection, #debt, #debtcollector, #badcredit, #goodcredit, #debtfree
The bureaus have become completely automated like so many things in our lives these days. Take a listen and see what's happening with Experian, Equifax and Transunion.
credit, #creditrepair, #badcredit, #experian, #equifax, #transunion, #800credit
What the end of the deferment on payment and interest means to you as a borrower? #studentloandebt, #studentloan, #credit, #creditrepair, #credittricks, #mortgage, #broker, #college, #lasvegas
Almost a third of the borrowers which are set to re-start payments are already behind on something else on their credit.
What the end of the deferment on payment and interest means to you as a borrower. #studentloandebt, #studentloan, #credit, #creditrepair, #credittricks, #mortgage, #broker, #college, #lasvegas
Credit card debt has reached nearly 1 trillion dollars for the first time in history. Harry discusses this issue on today's episode of The Credit Show podcast. #credit, #creditrepair, #debtfree, #financialfreedom, #badcredit, #credittips, #mortgage, #mortgagebroker, #lasvegas
Harry Jacobs discusses the value of your credit, preserving your credit and keeping on top of paying your bills on time. #credit, #goodcredit, #creditrepair, #fianancialfreedom, #debtfree, #mortgage, #broker, #lasvegas
The adverse action letter is a requirement when a creditor denies the extension of credit, including a housing rental, or if you are denied a job based upon information in your credit file. #credit, #creditrepairtips, #debtfree, #creditdenial, #financialfreedom
What does it cost you to borrow the money you need right now to buy a car, a home, an RV--or anything? #interestrates, #credit, #creditrepair, #mortgage, #rv, #autoloan, #badcredit
A few basic ways to protect yourself from Identity Theft. #credit, #Identitytheft, #creditrepair, #goodcredit, #badcredit, #debtfree, #financialfreedom, #mortgage, #mortgagebroker, #IDtheft
A few thoughts for you on the Fed holding interest rates where they are. #interestrates, #credit, #credittips, #creditrepair, #goodcredit, #experian, #equifax, #transunion, #mortgage, #broker
Being sued on an old credit card debt? How you handle it is important. In this episode Harry will discuss some things you need to know. #creditcarddebt, #financialfreedom, #creditrepair, #badcredit, #goodcredit, #creditrepair
Our use of revolving credit continues to increase, especially as our economy grinds to a halt and borrowing costs sky rocket. In this episode, Harry discusses what we know. #debtfree, #financialfreedom, #creditcarddebt, #creditrepair, #creditrepairtips, #goodcredit, #badcredit
Family courts and divorce decrees and settlement agreements have nothing to do with how the credit bureaus report. An important podcast if you are dealing with divorce. #divorce, #divorcecredit, #financialfreedom, #finance, #creditafterdivorce, #creditrepairtips, #badcredit, #goodcredit
A debt settlement employee contacts us after hearing the radio show, looking for us to send him clients. Did he miss our segment on the dangers of debt settlement? #debtsettlement, #debtfree, #financialfreedom, #creditrepair, #credittips, #goodcredit, #newpodcast, #lasvegas
Harry discusses the ease of putting a freeze on your credit in today's episode. #IDTheft, #credittips, #experian, #financialfreedom, #debtfree, #badcredit, #creditrepair
The CFPB is on to this company which has collected millions from consumers which may have never been owed, or at a minimum was inaccurate. ALWAYS ask for debt validation! #debtcollectorabuse, #debt, #debtcollection, #banking, #medicaldebt, #credit, #credittips
Every time we hear about a new data breach, a new scam follows right along. Beware of this one. #Identitytheft, #credit, #creditrepairtips, #creditrepair, #debtfree, #financialfreedom, #CFPB, #mortgage, #banking, #finance
A quick episode, less than 3 minutes that may surprise you about how many BILLIONS the banks made in 2022 alone in non sufficient fund fees. #banking, #credittips, #creditrepair, #financialfreedom, #debtfree, #badcredit, #lasvegas, #newpodcast
The CFPB has new rulemaking in the works on the fees banks and credit card companies can charge consumers. #CFPB, #credit, #creditrepair, #credittips, #debtfree, #newpodcast, #finance, #financialfreedom, #lasvegas, #radioshow
Ford has filed a patent to disable vehicles for consumers that fall behind. This will allow for some crazy things to happen in your Ford car or truck! #Ford, #Fordraptor #fordmustang, #credit, #creditrepair, #creditrepairtips, #financialfreedom, #consumernews, #chevytrucks, #chevrolet, #GMCtrucks, #GMC,
Without fail, every time there is a major data breach, the hustlers are there with a new scam to clean your credit. BEWARE of this one. #cfpbdatabreach, #databreach, #idtheft,#creditrepair, #credittips, #debtfree, #financialfreedom
You may have used Household Finance for home repairs. If you had one of these accounts that went delinquent--you may also be someone that was contacted by a collection agency AFTER settlement was made. THIS IS A SCAM. The details are in today's podcast.
credit, #credittips,#finance, #financialfreedom, #debtcollector, #lasVegas, #newpodcast, #creditrepair, #experian, #equifax, #transunion
Harry discusses what a 'charged off' account means. You may be surprised
credit, #creditrepair, #chargeoff, #debtcollections, #debtfree, #financialfreedom
Details on what was written into what is known as 'The Debt Collection Rule' by the Consumer Financial Protection Bureau regarding the reporting of a debt on your credit.
Understand why the banking giant received such a big fine and how you can be compensated.
We are being inundated with messages regarding this new rule. Todays podcast outlines the program and just how preposterous it is. #newmortgagerule, #FHFA, #fanniemae, #freddiemac, #mortgage, #realestate, #credit, #creditrepair
Can you tell the difference? We will help you figure out whether you have ID Theft or a merged file.
Considering the importance of credit, you would think the credit bureaus would be able to get our information right. You might be surprised! #goodcredit, #badcredit, #finance, #financialfreedom, #credittips, #lasvegas, #debtfree, #mortgage, #realestate
Our dependence on credit is growing at a runaway pace. The latest information and some important thoughts in this episode. #debtfree, #credittips, #finance, #debtcollection, #lasvegas, #instagram, #podcastoftheday
Be careful about getting involved with these companies--know what you are doing and the three questions you should ask. #debtsettlement, #debtfree, #credittips, #creditrepair, #spotify, #radioshow, #iheart
There are many things that collectors can't do, but here are 5 at the top of our list. #debtcollectors, #debtfree, #debt, #credittips, #creditrepair, #finance, #financialfreedom
In this episode we cover several common debt collector violations. #creditrepairtips, #debtcollector, #newpodcast, #finance, #credit, #badcredit, #improvingyourcredit
Lots of consumers that think they need to file and they don't.
creditrepair, #credittips, #bankruptcy, #financial, #debtfree, #debtcollection
A simple exercise for you to use with your kids. #credit, #credittips, #finance, #badcredit, #creditrepair, #lasvegas, #vegas, #Socialmedia
Be careful before you take business credit! #businesscredit, #creditrepair, #credit, #credittips, #finance
- The astounding fees you may be charged for a 'credit builder' credit card, like a pre-paid card
- Programs for the under banked
Tradelines work for consumers in several different situations. Find out if adding a tradeline is right for you in this episode.
Identity Theft happens to 12-15 million people a year. We can assist you in the process of correcting it if necessary.
Find a few tips and facts in this episode.
The dangers of following the wrong people on TikTok, or any social channel could cost you a lawsuit. Be careful what you believe.
- A few of the top financial institutions have a plan to help those with no credit score.
- The power of adding a tradeline.
In the first of our single subject podcasts, Harry discusses the information which we have found on various topics by some of the so called experts in the credit field. A factually accurate picture about collections and collection agencies.
Pre-paid credit cards--the fees are INSANE.
A very quick way to boost your score.
Denied a housing rental? Important info for you to know.
Credit card companies are lowering limits again.
Identity Theft--staying vigilant.
BAD information that is out there on social media about credit and credit repair.
We will discuss what to look out for.
Is it a requirement that a debt collector acquires your permission to collect on a debt before contacting you OR reporting on your credit?
Also, we will discuss co-signing.
Bad information that's out there on social media about credit and credit repair.
What to look out for.
Is it a requirement that a debt collector acquires your permission BEFORE collecting on a debt?
Also we discuss co-signing on a car loan.
-Ford is working on a way to disable or repo vehicles FROM the vehicle. A patent has been filed.
-Good RX sold consumer health information to Facebook
-Yet another debt collector set of tactics to make you pay
- What makes up your credit score
- Having a 'thin' credit file
- Boosting your score
- The startling facts about the importance of credit
Being 'off the grid'. Debt collector strategies to get you to pay, scam debt collectors and more.
Confession of Judgement. What is it? Should you sign one?
The Experian Credit Boost.
2 simple ways to boost your credit on your own.
Divorce and credit, out of statute debts and listening to people on TikTok teach you how to fix your credit.
Post Chapter 7 credit. What to do and what not to do.
Have you been in an auto accident and think your insurance has not only totaled your car, BUT paid your lender off completely? Think again--it's not always the case.
Don't be fooled into paying debts that are too old.
Why can't I raise my credit score after a BK.
The cost of bad credit and the cost of money.
What to look out for when buying a car.
Debt collector abuse.
Collections related to pay day loans, allowing old credit cards to close and doing things out of principle related to your credit.
Divorce and credit--a reminder on what you need to do. The Federal Student Loan rehab program.
Identity theft statistics and the basics of protecting yourself from thieves. Also, what we can do to help you if you are a victim.
Credit Scores Are UP across the USA. The used car market and the dangers of co-signing.
Bad info on how to boost your credit score. TikTok is NOT your friend. Credit card lawsuits and the Mortgage Credit Tune Up!
3 Banks will begin offering credit cards to those with no credit history. New Data from Experian on where we are with managing our credit and Wells Fargo is shutting off lines of credit.
Matt Graham with SWBC Mortgage is our guest. We will discuss mortgage rates and our current housing situation. How long with this market last. The answer may surprise you.
A wide variety of topics, including why collections and negative items can just appear on your credit without notice.
Harry Jacobs explains WHY collectors can collect after an account has been charged off and Identity Theft, what you should to to protect yourself.
Steps to take if you are having trouble paying your bills, checking your credit after a BK, what to do if the account you received a deferment on is now reporting you late on your credit.
Were you offered a deferment on a credit card, car or mortgage and you now have late payments showing? We want to chat with you! That and much more on our show for this weekend.
In order to put the Experian Credit Boost into play you must allow access to Experian to something they have NO ACCESS to now--are you comfortable providing them with additional data about you?
In this weeks episode, Harry Jacobs discusses the difference between Identity Theft and a credit file which has been merged. If you have questions about any of our subject matter, please call or text us at 702-778-2000.
In this weeks episode, Harry Jacobs discusses the Fair Debt Collection Practices Act and some common debt collector abuse.
Harry Jacobs discusses divorce and credit and the importance of divorcing yourself financially when you go through a divorce.
Harry discusses the concept of tuning up your credit before applying for a mortgage or a new car.
Harry Jacobs talks all things credit and explains FICO in a way everyone can understand it.
Harry Jacobs talks all things credit while focusing on a problem people all across America come up against, Rental Denials.