SeedTime Money: Recent Episodes
Bob & Linda Lotich
Get our best money secrets to help you earn more, save more, and build wealth for Kingdom impact.
This is what you can expect to get from us:
- Top strategies for creating a budget system you can actually stick with.
- Smart ways to grow your family's income.
- Tips on how to create a clear plan for achieving your financial goals.
- Proven ways to save money no matter your income.
- Encouraging stories of what God is up to in the financial lives of others.
- Advice for getting on the same page with your spend-happy spouse.
- Wisdom on how to take control of debt without feeling overwhelmed.
- Top experts sharing actionable tactics that get results.
We are Bob and Linda Lotich and we'd love to connect with you. Send us a DM on Instagram @seedtime and say hi! And be sure to stop by Seed Time .com to get our newsletter where we share all our best stuff.
This might be the most important conversation we’ve had about money, faith, and the Bible.
For years, we've wrestled with it. One side says God wants you rich. The other says being poor makes you holy. But neither seemed to fully line up with Scripture. What if both extremes missed the point?
In this episode, we kick off a 5-part series where we break down:
- What the Prosperity Gospel gets right—and dangerously wrong
- How the Poverty Gospel subtly creeps in as "humility"
- The parable that changed everything for us
- The biblical third way no one talks about enough
- How prayer can shift false teachers more than criticism ever could
- Why stewardship (not ownership) is the core financial principle of Scripture
- How even Mother Teresa modeled biblical abundance through simplicity
If you’ve ever struggled to reconcile your faith with your finances… this episode is for you.
Resources Mentioned:
- 📖 Simple Money, Rich Life by Bob Lotich – Get your free copy: http://seedtime.com/free
- 📘 Business Secrets from the Bible by Rabbi Daniel Lapin
- 📖 Bible verses mentioned:
- Genesis 2:12
- Genesis 13:2
- Psalm 24:1
- Matthew 25 (Parable of the Talents)
- 1 Timothy 6:9-10 (Amplified Version)
- Proverbs 4:23
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode, we answer YOUR questions about how we’re using AI—personally, spiritually, and professionally.
We’re not here to debate whether AI is “good” or “evil.” We’re here to share how we're using it practically—as a business tool, a parenting helper, a writing assistant, a garden coach, and even a wardrobe consultant. And yep, Linda's officially a soft summer.
We get into the nitty gritty:
- The custom GPT we built for flipping items on eBay
- The podcast producer GPT that writes our show notes
- How AI helps with planning RV trips and killing poison ivy
- Why we believe AI may become humanity’s greatest idol—and how to stay grounded in God’s Word
- Plus, Linda’s surprisingly useful fashion hacks (involving NASCAR outfits)
We talk faith, tech, and real life with all its messiness and nuance. And yes, we still believe God’s revelation always beats information.
If you’ve been wondering what does this actually look like in daily life?, this is the episode.
Resources Mentioned:
- ChatGPT by OpenAI
- Claude by Anthropic
- Great AI debate between Christian leaders: https://overcast.fm/+ABHd1mRWhAI
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Ra0lk-nOt0g)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
I sat down with Dr. Shane Enete—professor at Biola University, PhD in personal financial planning, total Jesus-loving money nerd, and author of Whole Heart Finances: A Jesus Centered Guide to Managing Money with Joy.
We dug into a fascinating study of ultra-wealthy families (yes, $25M+ net worth) and uncovered a surprising truth.
We talk about hedonic adaptation, generosity as a spiritual thermostat, and what your savings account might be saying about your heart.
In this episode, you’ll learn:
- The biological and spiritual reasons why wealth never satisfies
- How to spot when your heart is starting to trust money more than God
- Why generosity is the fastest way back to peace
- What $25M families regret (hint: it’s not about the stock market)
- A brilliant money framework: acquisition, use, and management—and which one dominates your life
- Why savings isn’t evil, but hoarding might be
- How to know when you’ve moved from stewardship into idolatry
Mentioned Resources:
- Whole Heart Finances by Dr. Shane Enete - http://wholeheartfinances.com
- 2 Corinthians 9 – Biblical metaphor of seed (consume vs. plant)
- Dr. Eileen Gallo’s Money Dimensions Framework: Acquisition, Use, Management
- Book: Communicating for a Change by Andy Stanley - http://amzn.to/3JF0L0R
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/_iwhObTFD7I)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode, we crack open something most believers have never even noticed: In Genesis 2:12, God says the gold of the land was “good.”
Wait, what?
Before money was minted, before greed and shame twisted its meaning, God placed gold in Eden... and He called it good. That same word—“good”—used for trees, land, animals, and all creation. Money wasn’t cursed. It was created by God and called "good".
We dive into:
- The 8 times gold is mentioned in Genesis—and why that number matters.
- Why gold is incorruptible (literally) and what that symbolizes.
- How Abraham’s wealth wasn’t just allowed—it was celebrated.
- The surprising truth about opulence and what God really designed money for.
- Why your discomfort with money might not be holy… it might be unhealed.
Resources Mentioned:
- 📖 Genesis 2:12 (where it all starts)
- 📺 Clip from Myron Golden – https://www.youtube.com/@MyronGolden
- 📚 The Bible (especially Genesis, 1 Peter)
- 🎙️ Subscribe to the show & leave us a review to keep this conversation going.
👉 Got questions or thoughts? Hit us up—we’re always listening.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/zCvSDN8qKV4)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
This episode is the one you’ve been waiting for.
No more doom. No more dread. This is the episode where we talk about what to do next — how to prepare yourself (and your income) for the rise of AI.
We share 5 reasons why learning AI is now the most important thing you can do to grow your earning potential over the next 3–5 years. AND we break down 5 practical ways to start (even if you’ve never touched ChatGPT in your life).
What we cover:
- Why “AI fluency” already gets you paid 25–50% more
- How one mom built a $4k/month curriculum using AI tools
- The exact prompt you can copy/paste to find new income streams
- Why being “naïve” about this will cost you
- What the Bible says about staying ready, not scared
We also talk about how this intersects with parenting, homeschooling, and staying grounded in a tech-driven world.
This isn’t just about learning a tool — this is about stewardship of opportunity.
Resources Mentioned:
- Our book: Simple Money, Rich Life — http://seedtime.com/freebook
- ChatGPT: https://chat.openai.com
- Claude AI: https://claude.ai
- Try Bob’s sample prompt:
“I am a [insert job or role]. What are 3 repetitive tasks AI could help with, and how could that improve income or free time?”
AI Series:
- AI and the Bible - Part 1: Is Artificial Intelligence Replacing Our Faith? https://seedtime.libsyn.com/ai-and-the-bible-part-1-is-artificial-intelligence-replacing-our-faith (or watch this episode on YouTube: https://youtu.be/BoYjvHvyzFA)
- AI and Money - Part 2: Why 40% of Jobs Might Be Gone in 10 Years — And What To Do About It https://seedtime.libsyn.com/ai-and-money-part-2-why-40-of-jobs-might-be-gone-in-10-years-and-what-to-do-about-it (or watch this episode on YouTube: https://youtu.be/pcsUkL2In9A)
And if you're curious about how we’re using AI in our biz or want a deep-dive on tools/workflows, shoot me an email: bob@seedtime.com
Let’s not sit back and get swept away by this wave. Let’s learn to surf it — with God at the center.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/HA6T66ZTLdQ)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
You ever watch the movie WALL-E and think, “No way that could be real”?
Well... buckle up.
This episode is PART TWO of our conversation about Artificial Intelligence — and it’s probably the most important thing you’ll hear all year. We dive deep into where AI is headed, how fast it’s moving, and why this isn’t just another tech shift... it's a total civilization shift.
Here’s what we talk about:
- The 3 groups emerging in the AI revolution (ownership, adapters, dependents)
- Why AI with a 180 IQ is already smarter than Einstein
- How 90% of jobs (yes, even lawyers and designers) are about to change
- The massive wealth opportunity coming... if you’re ready
- And the real reason we don’t need to fear any of it — because God is still God
This isn’t doom and gloom. It’s preparation. And it’s faith-forward. Let’s run toward this like David ran toward Goliath. 💥
Resources Mentioned:
- Mike Dillard’s AI email series (search his newsletter)
- Tesla, Google, Nvidia (publicly traded companies leading in AI/robotics)
- Our 10x Investing Course: http://seedtime.com/investing
- AI Part 1: Start here first (or watch the episode on YouTube)
- Email Bob: bob@seedtime.com
Stay encouraged. Stay aware. And stay close to the One who holds it all together.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/pcsUkL2In9A)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode, we ask a big, uncomfortable question: What does AI mean for our faith?
I (Bob) have been obsessed with AI lately—not just how it works, but what it means. And Linda? Well, she’s more on the “this-freaks-me-out” side of things.
So this conversation got real… fast.
We dive into:
- The theological implications of AI (yep, we went there).
- Why AI can reflect human creativity but will never have a soul.
- How idolatry sneaks in when we rely on AI more than God.
- Personal stories (like when our son was sick and we turned to AI first… before prayer).
- The Tower of Babel, the wisdom of God, and the crazy race toward immortality.
- Practical ways to steward technology without losing our soul.
Whether you're a tech-savvy believer or a skeptical scroller, this episode will help you think deeply—and biblically—about the tech shaping our world.
Mentioned in this episode:
- Bible app: http://youversion.com
- AI study tools like ChatGPT: http://openai.com/chatgpt
- Gutenberg Press reference: https://en.wikipedia.org/wiki/Printing_press
- Dolly the sheep cloning: https://en.wikipedia.org/wiki/Dolly_(sheep)
- Cryogenic freezing: https://en.wikipedia.org/wiki/Cryonics
Got thoughts, questions, or helpful links? Email me at bob@seedtime.com — I’d love to hear from you.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/BoYjvHvyzFA)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today we are walking through 5 of our most valuable resources (and some free) that will help you thrive financially this year.
These are the exact tools and resources we’ve used in our own life—plus testimonies from thousands in the SeedTime community who’ve seen breakthrough with them as well!
📚Resources Mentioned:
- Simple Money, Rich Life (get it free – just cover shipping): http://seedtime.com/free
- The “233 Millionaires” Cheat Sheet: http://seedtime.com/233
- Prayers for Finances free PDF: http://seedtime.com/prayer
- True Financial Freedom church + small group curriculum: http://seedtime.com/true
- Real Money Method (Limited time $1 trial): http://seedtime.com/realmoney
- Our interview on Cece Winans’ show "Generations": http://seedtime.com/cece
- Need the homeschool curriculum for teens PDF? Email us: bob@seedtime.com
We’re praying this episode helps you walk into the kind of financial freedom that leaves a legacy. Let’s thrive, not just survive. 👊
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/xwosAsFDhMs)!
Everyone’s Freaking Out About Tariffs—But Here’s the Side No One Talks About
Let’s be real—every headline out there is yelling about doom and gloom: “Trade war! Economic collapse! Inflation!”
But what if there’s another side?
In this episode, we zoom way out and unpack the other perspective. The one you’re not hearing. The one that doesn’t sell fear, but maybe offers… a little bit of hope?
We get into:
- What tariffs actually are (yes, we break it down plain and simple)
- Why reciprocal tariffs aren’t necessarily “bullying”
- The surprising benefits most media outlets are ignoring
- How this could affect YOU: jobs, taxes, prices, and your kids' future
- And yes… we even touch on the real reason so many Americans are uncomfortable right now.
This isn’t about politics. This is about understanding the full picture—and getting equipped to respond with wisdom, peace, and practical steps.
Resources Mentioned 🎥 Victor Davis Hanson clip: Find it here Other clip: Find it here. 📖 Bible Reference – 1 Timothy 2:1-2 (Praying for leaders): 📖 Isaiah 41:10 📖 Matthew 6 📈 Boston Fed economic data: https://www.bostonfed.org (search tariffs + inflation)
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
You know that verse in Proverbs that says “the wealth of the wicked is stored up for the righteous”?
Yeah… we need to talk about that.
For years, I heard people quoting it like a divine scratch-off ticket. Sit back, wait long enough, and eventually, poof - someone else’s riches end up in your account. But what if that’s not what the Bible is saying at all?
💡 In this quick but powerful episode, we break down:
- What Proverbs 13:22 actually means (and why most people are getting it totally wrong)
- Why this isn't about spiritual favoritism, but financial behavior
- How meekness plays a hidden role in wealth-building
- The overlooked principle that made people thrive during the Great Depression
- Why debt is the opposite of biblical wisdom — and how to position yourself for peace, not panic
This isn't about sitting around waiting for God to drop blessings from the sky. It’s about living like Joseph in Egypt — wise, prepared, generous, and positioned for impact when the world starts shaking.
We’re not waiting for a miracle. We’re becoming one.
📚 Mentioned Resources:
- The Five Wealth Secrets by Craig Hill → http://craighill.org/books
- Simple Money, Rich Life by Bob & Linda Lotich → Get a free copy: http://seedtime.com/free
- Vines Bible Dictionary → https://www.christianbook.com/vines-complete-expository-dictionary/vines/9780785250531/pd/50531
💬 If this episode challenged your thinking or helped shift your perspective — share it with a friend who needs to hear it. And if you haven’t yet, a review on iTunes or Spotify goes a long way in helping us reach more listeners. 🙌
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/bdWUSFq3VQA)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Have you ever felt like no matter how hard you work, you're still not getting ahead financially?
You're not lazy. You're not broken.
You're just programmed.
In this episode, we unpack 10 sneaky ways society wires us to stay broke—and most of us don’t even realize it’s happening. From how we’re taught about money in school, to why hustle culture keeps us exhausted but not wealthy, to the dangerous comfort that robs us of growth—this one is a wake-up call.
💡 We break down:
- The mindset traps that make you fear risk but stay stuck in debt
- Why chasing comfort might be the most expensive decision you ever make
- The reason most people work hard but never build wealth
- How to deprogram yourself and step into true financial freedom
📚 Resources & Tools Mentioned:
- The Humble Penny post that inspired this episode: https://www.instagram.com/p/DHk6jvVqS-n/?igsh=MWF0bnczbnZrMDNtdA==
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/63aBPTZcGFA)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
For nine straight years, my business grew consistently. More revenue. More traffic. More impact. Then, suddenly, everything started going backward.
I had no clue what to do. I felt helpless. The numbers were bad—worse than I realized. And I remember thinking: God, did you bring me here just to let it all fall apart?
But what happened next changed everything.
In this episode, I take you behind the scenes of the hardest season of my business—when we were spending $20K a month but only bringing in $11K. I share my raw, unfiltered journal entries from that time and the powerful realization that pulled me out of the pit.
If you're in a season where you're wondering if God is still moving in your life, this is for you.
💡 Resources Mentioned:
- Book: Simple Money, Rich Life – Get a FREE copy (just cover shipping): https://seedtime.com/free
🙌 If this episode encouraged you, send it to a friend who needs to hear it.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/2kSwpTUjops)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Jamie Winship is back. Kind of. We are sharing pieces of a talk he gave where he shared some powerful insights about how he thinks about money. We loved them so we wanted to share them with you! What happens when God takes away everything you thought you needed? What if the greatest financial lesson isn’t about making more but trusting more?
In this episode, we explore how God provides in ways we could never predict—whether it’s cash mysteriously appearing in a newspaper, a stranger covering a need at just the right moment, or learning the hard lesson that we can’t out-give or out-risk God.
We also share our own financial journey—times of abundance, times of struggle, and the unexpected ways God has shown up through it all. If you've ever wrestled with financial insecurity, struggled with trusting God in your provision, or just want to hear some mind-blowing testimonies of faith in action, this episode is for you.
What You'll Learn in This Episode:
- Why money can be one of the biggest barriers to truly trusting God
- How Jamie Winship and his family lived for two years with zero income and saw God provide
- The sneaky ways financial security can shift our trust away from God
- The power of childlike faith when it comes to provision
- Why you can't out-risk or out-give God
- How to break free from the world’s financial norms and live in God’s economy
Resources Mentioned:
- Book: Simple Money, Rich Life – Get a FREE copy (just cover shipping): https://seedtime.com/free
- Our previous episode with Jamie Winship where we discussed removing fear in our finances: https://youtu.be/sIescTfM6DA?si=8Kbs0rUiURv9cjCD
- Jamie Winship’s Full Message: https://youtu.be/0r98ULww6ME?si=iuQrpJLXb0rZhrG2
- Jamie Winship’s Website: https://identityexchange.com/
- George Müller’s Story – A classic example of radical financial faith: https://georgemuller.org/devotional/a-famous-story-about-mullers-faith
Join the Conversation: How has God provided for you in unexpected ways? Share your testimony with us in the comments or DM us on Instagram @Seedtime. We’d love to hear how He’s been moving in your life!
Don’t forget to subscribe & leave a review! If this episode blessed you, share it with a friend who needs to hear it. 🙌
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Yl-3FQFH1FU)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Hey friend! It is Linda driving this one today! And most of us know Jehovah Jireh as "The Lord Who Provides"—but what if we’ve been missing something even deeper?
In this episode, I sit down with Shelly Griffin, a Biblical scholar and dear friend whose understanding of God's names will challenge everything you thought you knew about faith, surrender, and divine provision.
We dive deep into:
- The hidden meaning of "Jehovah Jireh" that changes how we see God's provision.
- Why God doesn't just see—He sees TO IT.
- The gut-wrenching story of Abraham and Isaac and why it makes no sense… until it does.
- How God’s timing is never random—He provides in the exact moment we need Him.
- The personal struggles, modern-day tests of faith, and why surrender is the key to experiencing God's presence.
If you've ever wondered:
- "Why would God ask me to give something up—especially something He gave me?
- Why does obedience feel so costly sometimes?"
- "How can I know if God will REALLY provide?"
This episode will give you answers—and maybe even wreck you (in the best way).
Resources Mentioned:
- Genesis 22 – The story of Abraham & Isaac
- Hebrews 11 – The faith chapter
- CeCe Winans – “Refiner” ( Highly recommend): https://open.spotify.com/track/4pduLDsqSxHd2eOMt8VHt3
- Study on the Names of God
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/JBw37vd8AOE)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Does God actually care about your money? At first, it might seem like a purely earthly issue—like choosing the right toothpaste. But when you dig into scripture, you’ll find that money is one of the most talked-about topics in the Bible.
Why? Because it’s deeply connected to our hearts, our trust, and our faith.
In this episode, we unpack:
- Why God isn’t obsessed with money—but cares deeply about YOU.
- How finances can be the #1 thing pulling your heart away from God (and how to guard against it).
- Why financial struggles can feel like punishment—but are often preparation.
- How to find TRUE financial freedom (Hint: It’s not about Lambos or early retirement).
- The mindset shift that will transform how you view financial ups & downs.
- Powerful testimonies of God’s provision when everything seemed lost.
We also share personal stories, biblical wisdom, and practical encouragement for anyone wrestling with finances and faith. Whether you’re in a tough spot right now or just want to align your financial life with God's heart, this episode is for you.
Resources Mentioned:
- Galatians 6:9 – Don’t grow weary in well-doing; your breakthrough is coming.
- Philippians 4:12-13 – The secret to contentment in all situations.
- Hebrews 12:7 – Viewing suffering as God's loving discipline.
- Matthew 6:26 – God provides for the birds—how much more will He care for you?
- Joseph’s Story (Genesis 37-50) –
📲Follow us on Instagram for daily encouragement → Instagram @SeedTime - instagram.com/seedtime/
📩Join our email list for exclusive content → Sign up link - seedtime.com/subscribe/
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/xpW5xaVU83o)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Let’s be honest—grocery prices are out of control. If you feel like you’re spending WAY too much on food, you’re not alone.
In this episode, we break down 10 practical, no-nonsense ways to slash your grocery bill—without sacrificing the food you love.
🚀Inside this episode, we cover:
- The BIGGEST grocery store mistake (and how to stop making it)
- How to meal plan like a pro (even if you hate meal planning)
- The secret grocery store timing trick that can save you 30%+
- Why we stopped using Green Chef (and what we’re doing instead)
- Costco vs. Aldi vs. Trader Joe’s—what’s ACTUALLY worth it?
📚Resources Mentioned:
- Article Mentioned - https://finance.yahoo.com/news/m-financial-expert-10-ways-210010177.html
- Instacart – How we use it to avoid impulse purchases - https://www.instacart.com
- Green Chef – The meal service we tested (and ditched) - https://www.greenchef.com
- Gordon Ramsay MasterClass – How Bob leveled up his home cooking - https://www.masterclass.com/classes/gordon-ramsay-teaches-cooking
- My interview with a Grocery Saving Expert - https://youtu.be/bGxw8p2vhtk?si=GwIqq7u0n3dJjgTX
- How to Find Grocery Store Sales – A deep dive into the best times to buy.
💫Connect with us:
Have ideas or tips of your own? Send us a DM on Instagram @SeedTime or email me at: bob@seedtime.com.
And, if you enjoyed this episode, make sure to subscribe and share it with a friend who needs to hear this!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/c3UtEC54STA)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Money and marriage—two things that can either bring you closer together or create some serious tension. In this episode, we break down 5 key tips to help you and your spouse get on the same financial page, stop the money fights, and build a stronger marriage in the process.
🔎We’re talking about:
- The #1 mistake couples make with money (and how to fix it fast)
- How to plan your finances together without it turning into an argument
- The controversial topic of joint vs. separate accounts—what actually works?
- Why budgeting isn’t just about numbers—it’s about freedom and alignment
- The secret sauce that divorce-proofs your marriage (seriously, don’t skip this one)
🎯One big takeaway?
Money isn’t just about dollars and cents—it’s about unity, trust, and making sure you’re working as a team. Whether you’re newlyweds or decades into marriage, these tips will help you build a financial plan that strengthens your relationship instead of straining it.
🎙️Listen now and start winning with money AND marriage!
📚Resources Mentioned:
- His and Her Money Podcast – Hosted by Talaat & Tai McNeely (hisandhermoney.com)
- Chuck Bentley – CEO of Crown Financial Ministries (crown.org)
- Crystal Paine – The Money-Saving Mom (moneysavingmom.com)
- Budgeting Tools – YNAB (youneedabudget.com) & EveryDollar (everydollar.com)
- Bible Verses on Money & Marriage – Colossians 2:13-15, Proverbs 3:9-10, Matthew 6:21
👉 Enjoyed this episode? Leave us a review and share it with a friend who needs to hear this!
💫Connect with us:
Have ideas or tips of your own? Send us a DM on Instagram @SeedTime or email me at: bob@seedtime.com.
If you enjoyed this episode, make sure to subscribe and share it with a friend who needs to hear this!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/b58UEKRjeKY)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
How did we crush a 30-year mortgage in just 3 years? We’re breaking down the five unconventional money moves that made this dream a reality—and they might work for you, too.
🔎In this episode, we cover:
- The radical mindset shifts that changed everything.
- Why you should never let the bank dictate how much house you can afford.
- The power of prayer and giving (and how they impacted our finances).
- Tools and strategies we used to track every dollar (and why most budgets fail).
- How discovering and monetizing your God-given gifts could be the key to financial freedom.
Plus, we’re sharing personal stories, practical tips, and the scripture that guided us on this journey.
📚Resources Mentioned:
- Simple Money, Rich Life by Bob Lotich: Get a free copy at seedtime.com/free
- Empower Personal Dashboard: empower.com
- Rocket Money App: rocketmoney.com
- Real Money Method - Learn more on: SeedTime.com/realmoney
👉 Don’t forget to leave a review—it helps more people hear this life-changing message!
🎙️ Connect with us:
Have ideas or tips of your own? Send us a DM on Instagram @SeedTime or email me at: bob@seedtime.com.
If you enjoyed this episode, make sure to subscribe and share it with a friend who needs to hear this!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/_K1ri6q_Kbo)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode, we’re diving deep into an astonishing truth about Heaven’s streets of gold and what it teaches us about abundance, provision, and God’s priorities.
Spoiler: Heaven’s economy makes Earth’s GDP look like pocket change. But more importantly, it reshapes how we view money, trust, and the infinite resources of God.
🔎Here’s what you’ll learn:
- The mind-blowing value of Heaven’s streets (hint: 67 quintillion dollars worth of gold).
- Why God uses gold as pavement and what it tells us about His priorities.
- A.W. Tozer’s insight on the most important thing about you.
- How understanding God’s abundance can change your financial perspective.
- Practical encouragement for trusting God through financial struggles.
📚Resources Mentioned:
- Simple Money, Rich Life (Get your free copy!): seedtime.com/smrl
- Bible References: Revelation 21, Matthew 6:26, Philippians 4:19.
- More about Heaven’s streets of gold: Revelation 21
👉 If this episode encouraged you, share it with someone who needs hope today!
🎙️ Connect with us:
Have ideas or tips of your own? Send us a DM on Instagram @SeedTime or email me at: bob@seedtime.com.
If you enjoyed this episode, make sure to subscribe and share it with a friend who needs to hear this!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/GOmsHYD2fTw)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode of the SeedTime Money Podcast, we’re breaking down 6 game-changing money moves you can make with just $1,000.
Whether you’re hitting this financial milestone for the first time or you’re ready to maximize your savings, these steps will help you make smarter decisions with your money today.
🔎 I’ll Cover:
- A passive way to dip your toes into real estate investing with just $10 (yes, seriously).
- Why keeping your money in a high-yield savings account is a no-brainer (and how to pick the best one).
- How investing in your financial education can literally change your life.
- A free tool to calculate when you’ll be able to retire and stay on track.
- Why the right credit card can actually work in your favor.
- How to protect your money from fraud and hackers (don’t skip this step!).
💡Resources Mentioned:
- Fundrise: A simple way to invest in real estate – https://seedtime.com/fundrise-1000
- CIT Bank: High-yield savings account – https://seedtime.com/cit-1000
- Motley Fool Investing Course: https://seedtime.com/motley-1000
- SeedTime's 10X Investing Course - https://seedtime.com/10x
- Empower Retirement Planner: https://seedtime.com/pc-1000
- Chase Sapphire Preferred Credit Card: https://seedtime.com/sapphire-1000
- LifeLock Identity Protection: https://seedtime.com/lifelock-1000
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
If you’ve ever thought, ‘I’ve been through something life-changing—I need to share this,’ then stop scrolling. This episode is for you.
We’re diving into an exclusive workshop with Bryan Harris, one of the sharpest entrepreneurs I’ve ever met, who has built a blueprint for turning your personal transformation into a $10,000/month coaching business.
This isn’t fluff. It’s a proven process built on real-world experience and a decade of helping others succeed. Get ready for mindset shifts, strategies that actually work, and a step-by-step guide to turning your vision into reality.
🔎We’ll Cover:
- Why high-ticket coaching is simpler and more impactful than the traditional low-ticket model.
- The two distinct business models: Low ticket (mass market) vs. high ticket (intimate, transformational).
- Biblical principles for success in coaching and business, including wisdom from Proverbs and Jesus’ example of going deep with 12 disciples.
- Why one type of person is WAY easier to sell to and how to create offers that provide massive value.
- The TAP framework: How to turn your experience into a high-ticket coaching offer with this simple framework
- Real-life success stories from unconventional coaching industries, like board game creation, ballroom swing dancing, and natural veterinary care.
- Practical exercises to identify and overcome fears holding you back.
- How to discern if coaching is your God-given calling and whether it’s the right time to start.
📚Resources Mentioned:
- Free Strategy Session: Schedule a one-on-one coaching session with Bryan's team to clarify your vision and create a personalized plan - GrowthTools.com/Bob
- You’ll get two free resources for scheduling!
- ‘High-Ticket Offer’ Template: A step-by-step guide to creating your first high-ticket coaching offer.
-
How to Get $10K Clients Cheat Sheet: Proven marketing strategies to attract high-ticket clients—even if you’re bad at marketing.
-
Bible Verses Mentioned:
- Proverbs 1–9: The importance of wisdom and choosing the right voice.
- James 1:5: “If you lack wisdom, ask God, and He will give it generously.”
- Jeremiah 33:3: “Call to me, and I will answer you and tell you great and unsearchable things you do not know.”
🎯Action Steps:
- Pray and ask God if coaching is the right step for you.
- Reflect on the transformation you’ve experienced in your life—this is the foundation of your coaching offer.
- Use the free tools provided in the episode to create your first offer and marketing plan.
- Take the first step: Schedule a free strategy session to refine your vision and start building your business.
👉 Listen now and start building your $10K/month coaching business today!
🎙️ Connect with us:
Have ideas or tips of your own? Send us a DM on Instagram @SeedTime or email me at: bob@seedtime.com.
If you enjoyed this episode, make sure to subscribe and share it with a friend who needs to hear this!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/UOdpcehveJU)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
I get asked all the time by listeners like you "Hey Bob, what business bank account do you use?" Well, in today’s episode, we’re diving into the banking solution that was a life-saver for me and that I believe every business owner should know about: Relay Bank.
If you've been struggling with fees, bad customer service, or outdated systems at your current bank, this episode is for you.
Here’s What We Cover:
- My frustrating 17-year journey with business banking (and how I finally found the solution).
- What makes Relay different: Fee-free accounts, multiple checking accounts, and built-in features designed for entrepreneurs.
- How Relay integrates with the "Profit First" method to simplify your finances and increase your profits.
- A sneak peek at Relay’s game-changing features, like virtual cards, receipt capture, and ACH payments.
- Relay’s upcoming innovations, including their new credit card and payment request feature launching soon.
Resources Mentioned:
- Relay Bank: Open a free business account: https://seedtime.com/relay2
- Profit First by Mike Michalowicz: https://www.amazon.com/Profit-First-Transform-Cash-Eating-Money-Making/dp/073521414X
- Real Money Method: https://seedtime.com/realmoney
Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank; Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® debit cards are accepted. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
What would you say if you knew you were dying? In this powerful final episode of our 40-week series, we share an extraordinary message from Richard, a British financial advisor facing terminal cancer, who reveals game-changing insights about money, giving, and eternal impact.
You'll discover:
- How Western Christians are sitting on a $100 billion opportunity for kingdom impact
- The shocking truth about what percentage of Christian giving actually reaches global missions
- Why being "rich toward God" looks different than most people think
- How a failed actor became an unlikely expert in kingdom investing
- The surprising joy that comes from radical generosity
- What George Mueller's legacy in China teaches us about strategic giving
Key Stats That Will Challenge You:
- Only 2.5% - What Western Christians currently give
- Only 0.25% of Western Christian giving reaches outside the West
- $30,000/year puts you in the top 1% globally
- What $1 million strategically invested can accomplish: • Fund 500 evangelists for 3 years • Plant 1,000-1,500 churches • Help 10,000 women out of poverty • Translate the Bible for 20 million people • Share the gospel 100 million times in unreached nations
Resources Mentioned:
- Simple Money, Rich Life (Our Book): https://seedtime.com/free
- God Calling Devotional
- Organizations Referenced: • Five Talents • Jesus.net • 500K in India
- SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/lnBFd_cSYJQ)!
What happens when you face a decision that seems completely illogical on paper, but something in your spirit knows it's right?
In 2008, I faced exactly that: I turned down a dream job offering DOUBLE my previous salary... to pursue a blog making only $100/month.
In this episode, we're breaking down the exact framework that turned our scariest financial decisions into our biggest breakthroughs.
You'll discover:
- Why God's best often looks like career suicide
- Is Your "Safe Choice" Actually an Ishmael? The hidden danger of logical decisions
- What Peter teaches us about calculated risk-taking
- The Hidden Cost of Playing It Safe (and why doing nothing is still a decision)
- Our proven 3-part framework for evaluating major life decisions
Resources Mentioned:
- Simple Money, Rich Life (Our Book): https://seedtime.com/free
- Fear Setting Worksheet: https://seedtime.com/fearsetting
- Tim Ferriss's Fear-Setting Exercise (Referenced)
- Referenced Scripture: • Ephesians 3:20 • Matthew 14:22-33 (Peter walking on water) • Genesis 16 (Ishmael story)
- SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/FifSPa5hUlc)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
I never thought changing ONE simple shopping habit could save us thousands...
But after running an experiment with our family of 5, our grocery bill hit its lowest point in 2 years. And the crazy part? We didn't have to clip a single coupon or sacrifice our healthy eating habits.
In this episode, we break down the exact strategy that led to this breakthrough, plus 4 other game-changing tactics that could save your family $700-$1,200 every single month on groceries.
You'll discover:
- The "$7 Lemon Strategy" that exposed how we were overpaying by 500% on certain items
- The Costco Paradox: How spending more per trip actually saves thousands per year
- Our controversial take on grocery delivery services (and how we use them to SAVE money)
- The biblical principle behind smart grocery shopping that most people miss
- Why managing your grocery budget could be more spiritually significant than you think
Resources Mentioned:
- Simple Money, Rich Life (Our Book): https://seedtime.com/free
- Instacart Gift Cards at Costco ($100 value for $80)
- Wild Pastures (Meat Delivery): https://wildpastures.com
- Stores Discussed: • Trader Joe's • Costco • Aldi • Whole Foods • Publix • Sprouts
- Amazon Subscribe & Save
- SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
Stats Worth Noting:
- Average American wastes $2,000+ per year on food
- Potential savings of $3,000/year just by changing where you shop
- Our findings align with research from leading data science firms about grocery store price variations
Remember: Smart shopping isn't just about saving money—it's about stewarding resources wisely. Every dollar saved is a dollar that can be used for greater purpose.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/KP9glzjHEbY)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
We've seen it happen over and over: A side hustle that starts as a small experiment becomes more profitable than a full-time job. How?
In today's episode, we break down the 10 most lucrative side hustles for 2025, including real examples of people who turned their "experiments" into 7-figure businesses.
Here's what you'll learn:
- Why certain side hustles scale (and others don't)
- The surprising truth about how a Silicon Valley engineer built TWO 7-figure businesses while keeping his day job
- The exact mindset shift you need to transform a hobby into serious income
- Which platforms are goldmines for specific side hustles right now
- Why we believe side hustles aren't just about money (and what they're really about)
Plus: We share our personal journey of how a simple blog turned into our main source of income and eventually helped us reach our goal of giving away $1 million by age 40.
Key Insight: The most successful side hustles often align with what you're already passionate about. We share examples of people who turned their obsessions (from baby strollers to mattress reviews) into thriving businesses.
📚 Resources Mentioned:
Books:
- Simple Money, Rich Life - Get your free copy (just cover shipping): https://seedtime.com/free
Websites & Platforms:
- Upwork: https://www.upwork.com
- Fiverr: https://www.fiverr.com
- Etsy: https://www.etsy.com
- Rover (pet sitting): https://www.rover.com
- BookScouter: https://bookscouter.com
- Instacart: https://www.instacart.com
Tools & Apps:
- Facebook Marketplace: https://www.facebook.com/marketplace
- Amazon FBA (Fulfillment by Amazon): https://sell.amazon.com/start/fba
Link:
- SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
Want to start your own side hustle? We've been where you are. Whether you're looking to escape a job you don't love or simply want to build something on the side, there's never been a better time to start.
P.S. Have you gotten value from our content? Consider writing a review or sharing this episode with someone who needs to hear it. Your support helps us continue creating content that changes lives.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Have you ever felt like your prayers for financial breakthrough were hitting a brick wall?
Here's the truth: That season of feeling stuck might actually be the key to everything God has planned for your future. In this raw and honest episode, we pull back the curtain on one of the most challenging seasons of our financial journey—a season that would eventually lead to giving away our first million dollars (though we had absolutely no idea at the time).
What You'll Discover:
- Why feeling "stuck" might actually be God's preparation season
- The counter-intuitive truth about financial breakthrough that most Christians miss
- How to reframe waiting periods from punishment to preparation
- The exact scripture that changed everything for us during our hardest season
- Why maintaining spiritual disciplines is crucial when you feel like quitting
- The surprising connection between Joseph's prison season and your financial journey
Key Takeaway:
Your season of financial frustration isn't a punishment—it's preparation. Just like Joseph's time in prison and David's years running from Saul, God is doing something much bigger than what you can see right now.
The Million-Dollar Truth:
If it isn't good yet, then God isn't done yet. Your financial breakthrough might be just around the corner, but the key is learning how to stay faithful in the waiting.
Scriptures Referenced:
- Galatians 6:9 - "Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up."
- Ephesians 3:20 - "Now to him who is able to do immeasurably more than all we ask or imagine..."
- Revelation 12:11 - "They triumphed over him by the blood of the Lamb and by the word of their testimony"
- Philippians 4:19 - "And my God will meet all your needs according to the riches of his glory in Christ Jesus."
Resources Mentioned:
- SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Ever feel like your dreams are slipping away because you "can't afford them"?
We're about to flip everything you think you know about affording what you love.
In this episode, we reveal the counter-intuitive truth about funding your passion projects and bucket list goals - without earning a single dollar more than you do right now. You'll discover how a wannabe pilot unlocked his childhood dream through one simple spending shift, and how you can use the same principle to transform your financial reality.
Here's what you'll learn:
- The "Priority Stack" method for identifying which expenses are secretly holding you back
- Why creating "friction" in your spending could be the key to unlocking your dreams
- How we discovered we could afford to live at the beach (and why most people never realize what's possible)
- The uncomfortable truth about your Amazon app (and why deleting it might change your life)
- A revolutionary approach to evaluating expenses that goes beyond basic budgeting
Plus, we share our personal revelation about Starbucks spending and how facing this truth led to better decisions - without guilt or shame.
📚 Resources Mentioned:
Books:
- "Simple Money, Rich Life" by Bob and Linda Lotich Get your free copy (just pay shipping): https://www.simplemoney.com/free
- "Atomic Habits" by James Clear: https://www.amazon.com/Atomic-Habits-Proven-Build-Break/dp/0735211299
Mentioned Names/Concepts:
- Ramit Sethi's "Money Dials" concept
- James Clear's environment design principles
Link:
- SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
What if everything you've been taught about success is actually holding you back from what you were created to do?
In this game-changing episode, we dive deep into why Einstein believed we've been measuring human potential all wrong—and how this massive misconception might be the very thing keeping you from discovering your true calling.
Here's what you'll learn:
- Why traditional markers of success (SAT scores, job titles, net worth) are often misleading indicators of your true potential
- The profound truth about why some people make everything look effortless (while others struggle endlessly)
- How one Olympic athlete's controversial decision reveals the secret to finding your purpose
- The surprising reason why your "weaknesses" might actually be pointing to your calling
- Why the baker's story from George Mueller's orphanage changes everything about how we view purpose
- The critical difference between chasing money and chasing your calling (and why it matters)
- How to identify what you were actually created to do (including 3 powerful questions you can ask yourself today)
Key Questions to Discover Your Calling:
- What comes easier to you than most?
- What feels like work to others but feels like fun to you?
- What are you wondering why most people aren't good at?
Resources Mentioned:
- Book: "Simple Money, Rich Life" by Bob and Linda Lotich Get your FREE copy (just pay shipping): https://seedtime.com/free
- Movie: "Chariots of Fire" - The Eric Liddell Story
- Book: "The Art of Work" by Jeff Goins: https://www.amazon.com/Art-Work-Proven-Discovering-Meant/dp/0718022076
-
Bible Verses Referenced:
- Jeremiah 33
- Colossians 3:23
- Psalm 139:14
- SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
🎯 Action Steps:
- Start experimenting with new things (like Tom's guitar-making story teaches us)
- Ask trusted friends/family what they see as your natural gifts
- Look for patterns in your journey so far
- Begin serving where you are while preparing for where you're called to be
🔗 Connect With Us:
- Website: https://seedtime.com
- Instagram: https://instagram.com/seedtime
- Get Our Free Book: https://seedtime.com/free
Remember: You're not a second-rate creation. You were fearfully and wonderfully made for a specific purpose. If you're feeling like a fish trying to climb a tree, it's time to find your pond and start swimming.
💫 Share This Episode:
If this message resonated with you, please share it with someone who needs to hear it. Together, we can help more people discover what they were created to do.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
The most dangerous financial trap isn't overspending. It's comfortable compromise.
After years of telling ourselves "I'll give more when I get my next raise," we discovered a profound truth: Without a system, good intentions evaporate into lifestyle inflation. But through this simple rule, we found a way to increase both our giving AND our financial freedom—without feeling the sacrifice.
In this episode, we share:
- The "50-50 Rule" that transformed our approach to raises and windfalls
- Why financial "peace" might actually be sabotaging your spiritual growth
- The fascinating story of 3rd century Christians who fled to the woods when they got wealthy (and what it teaches us about modern abundance)
- How we're implementing a radical month-long sabbatical for our entire team
This isn't just another money management strategy. It's a practical framework for breaking free from the gravitational pull of cultural norms around wealth—while still enjoying the fruits of your labor.
Whether you're living paycheck-to-paycheck or already practicing generosity, this simple rule could be the key to unlocking both greater impact and personal benefit.
Resources Mentioned:
- "Simple Money, Rich Life" by Bob and Linda Lotich - https://seedtime.com/smrl-brp
- "Ancient Paths" by Corey Russell - https://www.amazon.com/Ancient-Paths-Corey-Russell/dp/0768442761
- "The Opposite Life" by Alex Seeley - https://www.amazon.com/Opposite-Life-Breaking-Through-Living/dp/0785235442
- SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/wcwEgUNKc0U)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Have you ever noticed that no matter how much money you make, it never seems to be enough?
We're tackling the most stubborn financial habit we've ever encountered: discontentment. Even John Rockefeller, one of history's wealthiest individuals, famously said he needed "just a little bit more" when asked how much money was enough.
In this episode, we reveal:
- Why having "just a little more" never satisfies (and what to do instead)
- The shocking truth about how you're already richer than John Rockefeller in ways you've never considered
- How Instagram and social media are secretly destroying your financial contentment
- The counterintuitive "no muscle" technique that transforms your relationship with money
- A practical framework for giving that's helped us stay grounded while working toward giving away $1 million
But here's what makes this episode different: Instead of just telling you to "be more grateful," we're sharing the exact systems we've used to break free from the endless cycle of wanting more – whether you make $30,000 or $3 million a year.
We also dive deep into practical strategies like:
- Why deleting certain apps might be the key to financial peace
- How to set up "contentment benchmarks" that actually work
- The biblical wisdom behind avoiding both poverty and excess wealth
- A simple gratitude practice that rewires your brain's relationship with money
Key Quote: "Whoever loves money never has enough, whoever loves wealth is never satisfied with their income." - Ecclesiastes 5:10
Resources Mentioned:
- SeedTime "Count Your Blessings" Merch: https://shop.sdti.me
Bible Verses Referenced:
- Ecclesiastes 5:10
- Philippians 4:11-13
- Proverbs 30:7-9
Frameworks Mentioned:
- The Christmas Gift Rule: Something you want, something you need, something to wear, something to read
- The Age-Based Giving Framework: Giving your age as a percentage of income
- Billy Graham's Salary Cap Framework: Never taking more than $100,000 salary
🗒️This episode is part of our 40-week series sharing the exact strategies we used to go from paycheck-to-paycheck living to giving away $1 million. If you're tired of the endless cycle of wanting more, this episode could transform your relationship with money forever. SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/dNwT7BKykrA)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
20 years ago, I read a single book that transformed how I think about money forever. Inside was a 2-word phrase that has driven nearly every financial decision I've made since.
Here's the truth: Most people make financial decisions based on immediate gratification. They buy new cars, upgrade their gadgets, and focus on short-term pleasure while neglecting long-term wealth building. But the wealthy think differently.
🔎In this episode, we reveal:
- The powerful mindset shift that changed everything for us
- Why my millionaire mentor drove a 10-year-old car (while I had a brand new one)
- The truth about what really counts as a "luxury"
- The biblical wisdom behind building wealth slowly and strategically
- Why most people's "waiting to save" strategy never works
- The exact method we use to fund our biggest dreams (like our future beach house ministry)
This isn't just about making money—it's about building a foundation for Kingdom impact. If you're tired of living paycheck to paycheck and ready to think differently about wealth, this episode is for you.
📚 RESOURCES MENTIONED IN THIS EPISODE:
Books:
- "Rich Dad, Poor Dad" by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194
- "Die with Zero" by Bill Perkins - https://www.amazon.com/Die-Zero-Getting-Your-Money/dp/0358099765
- "Simple Money, Rich Life" by Bob & Linda Lotich - https://seedtime.com/free
- SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
Scripture References:
- Proverbs 21:20
- Proverbs 13:11
- Proverbs 6:6
🗒️Note: This episode is part of our 40-week series sharing the exact strategies we used to go from broke to true financial freedom. Join us each week as we reveal another piece of the puzzle!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
The 2-Minute Money Hack That Will Transform Your Giving Forever
Ever felt the sting of wanting to be generous but being held back by your budget? We've been there. That's why we're sharing the game-changing strategy that revolutionized our giving: The Seed Account.
🔎In this episode, we reveal:
- The Biblical foundation for this radical giving approach (hint: it's in 1 Corinthians 16!)
- The exact 4-step process to set up your own Seed Account (it takes less than 20 minutes!)
- Real-life examples of how we've used our Seed Account to bless others in unexpected ways
- Why this simple trick makes giving easier and more fun than you ever thought possible
Imagine if every Christian adopted this strategy. How would it change our communities, our churches, and our world?
Don't miss out on this opportunity to transform your financial life and supercharge your generosity. Listen now and discover how you can start your own Seed Account today!
📚Resources Mentioned:
- Our Book: "Simple Money, Rich Life" - https://seedtime.com/smrl
- Real Money Method - https://seedtime.com/realmoney
- Susie Larson's Show - https://faithradio.com/program/live-the-promise-with-susie-larson/
- Bible Reference: 1 Corinthians 16 - https://www.biblegateway.com/passage/?search=1+Corinthians+16&version=NIV
- SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
🎯Ready to start your Seed Account? Here's your action plan:
- Open a new bank account (savings or checking)
- Decide on your monthly contribution amount
- Set up an automatic transfer
- Pray for guidance on how to use the funds
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/AlBsJ_J-0kM)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Hey friend! Today we are breaking down our "Almost-Free Everything" Method.
🔎Here's what you'll discover:
- The counterintuitive approach to buying luxury items that actually saves you money
- How we turned a $120 Brooks Brothers coat into a financial epiphany
- The three key principles that will transform your shopping habits forever
- Why buying cheap can actually cost you more in the long run
- How to leverage brand power to your advantage (even on a budget!)
🗒️We also dive into:
- How we're making a profit on everyday purchases (and how you can too!)
- The simple question that could save you thousands on your next purchase
📚Resources mentioned in this episode:
- eBay: https://www.ebay.com/ (Our go-to for buying and selling high-value items)
- Facebook Marketplace: https://www.facebook.com/marketplace/ (Perfect for local deals)
- Our book, "Simple Money, Rich Life": seedtime.com/smrl
- SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
🎬 Bonus Content: Don't miss our YouTube video on our 5-step strategy for buying used cars! Search for "SeedTime used car buying" on YouTube, or click here: https://www.youtube.com/watch?v=vBdoysHYoNg.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Nxkw_rOMCMc)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode, we reveal one of the most significant practices that revolutionized our finances and took us from broke to being able to reach our million dollar giving goal: praying scripture over our finances.
🔎We dive deep into:
- The truth about why separating God from your finances is holding you back
- 5 reasons why praying scripture will transform your money (and your life)
- Our personal journey from financial stress to abundance through this powerful practice
- Practical steps to start seeing results in your own life TODAY
Plus, we're giving you our secret weapon: a FREE resource packed with the exact verses, declarations, and prayer starters we used to transform our financial life.
Don't miss this opportunity to revolutionize your relationship with money and invite God's supernatural intervention into your finances!
📚Resources mentioned:
- FREE Prayer & Scripture Resource: https://seedtime.com/prayer
- The Payoff 10K Plan course: https://seedtime.com/10k
- SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
📖Bible verses discussed:
- Philippians 4:19
- Matthew 6:26
- Psalm 37:25
- 2 Corinthians 9:8
- Deuteronomy 31:6,8
- Proverbs 16:3
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Eu30GlfLY6g)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Are you tired of feeling trapped by debt? What if I told you that the key to getting out of debt isn't just about making more money?
In this episode, we're tackling the question that's keeping millions of Americans up at night: "Why am I still in debt despite my best efforts?"
🔎We're pulling back the curtain on:
- 5 hidden mistakes that are likely sabotaging your debt payoff journey
- The shocking truth about minimum payments (and why your credit card company loves them)
- A powerful strategy that helped one of our community members pay off $10,000 in just 6 months
- The counterintuitive approach that could transform your finances in the next 30 days
Don't miss this chance to finally break free from the chains of debt and start building real wealth!
📚Resources mentioned:
- The Payoff 10K Plan course: https://seedtime.com/10k
- SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
📖Bible verses discussed:
- Proverbs 22:7
- Ecclesiastes 4:4
- Matthew 6:25-34
Don't let another day go by feeling trapped by debt. It's time to take action and transform your financial future!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/nlENoTAdbBI)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today we sit down with Peter Greer, President and CEO of HOPE International, to unpack the revolutionary insights from his new book, "Lead with Prayer."
🔍 Here's what we uncovered:
- The eye-opening prayer habits of Francis Chan, Mark Batterson, and other Christian powerhouses
- Why 15 minutes of prayer trumps 10 hours of strategy (and how to implement this in your life)
- The counterintuitive link between prayer and stress reduction in high-pressure leadership roles
- How to create a "prayer culture" in your workplace (even if you're in a Fortune 100 company)
- The untold story of how a small act of obedience in Ukraine sparked a global movement
But here's the kicker: This isn't just theory. We've implemented these strategies in our own organization, and the results have been nothing short of miraculous.
If you're tired of feeling stuck, stressed, or simply not seeing the breakthrough you know God has for you, this episode is your wake-up call.
It's time to stop relying on your own strength and tap into the ultimate source of wisdom, creativity, and power.
Resources Mentioned:
- "Lead with Prayer" by Peter Greer - https://www.amazon.com/Lead-Prayer-Unlocking-Transformational-Leadership/dp/1540902293
- Lead with Prayer website - https://www.leadwithprayer.com
- HOPE International - https://www.hopeinternational.org
- "Praying Like Fools" by Tyler Stanton - https://www.amazon.com/Praying-Like-Fools-Taking-Seriously/dp/0310363926
- "When Helping Hurts" by Steve Corbett and Brian Fikkert - https://www.amazon.com/When-Helping-Hurts-Alleviate-Yourself/dp/0802409989
- "Poverty, Inc." documentary - https://www.povertyinc.org
- SeedTime website - https://seedtime.com
Ready to revolutionize your prayer life and unlock your true potential as a leader? Grab your copy of "Lead with Prayer" now at https://www.leadwithprayer.com
Remember: The world doesn't need more burnt-out leaders trying to change the world in their own strength. It needs leaders who know how to tap into the ultimate source of power, wisdom, and love.
Let's pray like our lives—and the lives of those we lead—depend on it. Because they do.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (https://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Xgfi9ZcfUuE)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Ever wonder why some people seem to effortlessly climb the career ladder while others stay stuck? We're about to blow the lid off the biggest secret in professional development.
In this episode, we dive deep into the game-changing concept of micro-skills - the hidden superpower that can catapult you from average to extraordinary.
🔎Here's what we unpack:
- The shocking truth about becoming indispensable (hint: it's not what you think)
- The biblical hack for career success that most people miss
- How a comic strip creator cracked the code to an extraordinary career
But we don't just talk theory. We give you actionable steps to identify and develop your own micro-skills, potentially 10x-ing your value in the marketplace.
Whether you're a seasoned pro or just starting out, this episode is your roadmap to becoming the go-to person in your field. Don't miss out on this career-defining information!
📚Resources Mentioned:
- Comic: Dilbert by Scott Adams http://dilbert.com/
- Bible Verses:
- Parable of the Talents (Matthew 25)
- Proverbs 22:29
-
Ephesians 2 (Prayer for enlightenment)
-
SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
Remember: Your homework is to identify 5-10 micro-skills you could develop. Start with one this week. Google it, YouTube it, read about it. Then watch as you start crushing it in your career!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/I9e6Nu3kA70)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Picture this: You're at the end of your life, reflecting on your financial journey. What's the metric that truly matters? Is it the size of your bank account—or the lives you've touched through your generosity?
In today's episode, we're tackling a question that could reframe your entire perspective on money: What is your Net Given, and why is it the most important number you're probably not tracking?
We explore the transformative power of tracking your Net Given—every act of generosity, big or small. It's not just about tithes or charitable donations; it's about every coffee you buy for a friend, every birthday gift, every meal you share. By shifting our focus from accumulating wealth to amplifying generosity, we discovered a path to a richer life and a lasting legacy.
🔎 In This Episode, You'll Learn:
- How redefining financial success can transform your life.
- The story behind our ambitious goal to give away a million dollars.
- Practical steps to start tracking your Net Given today.
- Why small acts of generosity add up to make a big impact.
- How focusing on giving can lead to true financial freedom.
If you've ever felt that accumulating more isn't fulfilling, this episode is your invitation to flip the script.
📚 Resources Mentioned:
- Download our free Net Given Tracker Spreadsheet: http://seedtime.com/ng
- Our Book – Simple Money, Rich Life (Chapter 24 dives deeper into this concept): http://seedtime.com/smrl
- SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m
🎯 Action Steps:
- Download the Net Given Tracker and start logging every act of generosity: http://seedtime.com/ng
- Reflect on your financial goals—are they aligned with the legacy you want to leave?
- Share this episode with someone who needs a new perspective on money.
Remember: It's not about how much you can get; it's about how much you can give. Let's redefine financial success together.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/a9BrXZiOh00)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today, we are discussing the paradoxical secret to financial success: working less.
We dive deep into the biblical principle of Sabbath and reveal how this ancient practice is revolutionizing modern business and personal finance.
🔎You'll discover:
- Why top performers are embracing this idea and seeing exponential results
- The counter-intuitive connection between rest and wealth creation
- How we used Sabbath economics to reach our million-dollar giving goal
- The shocking story of a rookie real estate agent who defied industry norms and saw his business explode
- Why your vacations might be leaving you more exhausted (and how to fix it)
Plus, we share our personal Sabbath strategies that have led to major financial breakthroughs and life-changing revelations.
Whether you're a business owner, employee, or somewhere in between, this episode will challenge everything you thought you knew about productivity and success. Get ready to unlock a whole new level of financial abundance and personal fulfillment!
📚Resources Mentioned:
- Book: "The Rest of God" by Mark Buchanan - https://www.amazon.com/Rest-God-Restoring-Your-Sabbath/dp/0849918707
- SeedTime Money 40-week checklist (mentioned as part of our ongoing series) - https://seedtime.com/give1m
Stay tuned for our upcoming merch release and studio makeover! Follow us on social media for sneak peeks and updates.
Remember, sometimes the key to getting ahead is knowing when to stop and rest. Your future self (and your bank account) will thank you!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Lm8ivuzl4WI)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
We all dream of living life on our own terms.
But how many of us actually do it?
In this game-changing episode, we sit down with Graham Cochran, author of the new book "Rebel: Find Yourself By Not Following the Crowd," to uncover the invisible force holding you back from your dreams—and how to break free.
🔍 We dive deep into:
- Why conformity is slowly killing your soul (and how to recognize it)
- The shocking truth about why your dreams keep dying
- How Graham went from food stamps to running two 7-figure businesses
- The "Identity Crisis Intersection" and how to navigate it
- Why dreaming big is the most rebellious thing you can do
- The 5 biggest mental scripts sabotaging your success
If you've ever felt stuck in a job that doesn't fulfill you, struggled with a business that drains you, or simply lived a life that doesn't feel authentically yours, this episode is your wake-up call.
It's time to rebel against the ordinary. It's time to find yourself.
Resources Mentioned:
- "Rebel: Find Yourself By Not Following the Crowd" by Graham Cochran - https://www.amazon.com/Rebel-Find-Yourself-Following-Crowd/dp/1400333784
- The Rebel Book website - https://www.therebelbook.com
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/m4OlSg8E7ss)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Hey friend! Today we are talking about:
- The dangerous lie about money that keeps 96% of people financially stagnant
- Why investing isn't just for the wealthy - it's a powerful tool for anyone who wants to make a difference
- The shocking experiment that shows what happens when you give 100 people $10,000
- The simple math function that separates financial winners from losers
- How to shift your mindset from subtraction to multiplication
- The Biblical case for smart investing (hint: it's about more than just getting rich)
- Why the stock market isn't as risky as you might think - and how to approach it wisely
- The life-changing power of compound interest over time
- How to start multiplying your money today, even if you know nothing about investing
Links and resources mentioned:
- Episode 17 of the podcast series (discussing investment risks)
- 10X Investing Course: https://seedtime.com/10x - and be sure to use coupon code: PODCAST20 (limited time discount)
Plus, we share personal stories of how we overcame limiting beliefs about wealth and learned to see money as a tool for Kingdom impact. Whether you're a financial novice or looking to level up your strategy, this episode will challenge your assumptions and inspire you to become a multiplier.
Hey friend, Linda and I sat down with Chris and Jenni Graebe, the dynamic duo behind the book: Rhythm of Home, and they've cracked the code on building a thriving family culture.
Whether you're navigating the ups and downs of family life or looking for ways to be more intentional with your kids, this episode is packed with wisdom and practical advice.
Why You Should Listen:
- Family Culture and Rite of Passage Ceremonies: Discover how Chris and Jenni use rite of passage ceremonies to mark significant moments in their kids’ lives, helping to build a strong family identity and culture.
- Real Talk on Marriage and Parenting: We dive into how to keep the spark alive in your marriage, especially when life gets busy, and the importance of speaking life over your spouse and kids.
- Entrepreneurship and Family Finances: Chris and Jenni discuss how their entrepreneurial ventures have influenced their family’s financial life, and how they teach their kids about money through hands-on experience.
- Creating Rhythms in Family Life: The Graebes break down their five key rhythms for a thriving family, focusing on how to bring peace and intentionality into the chaos of everyday life.
Resources Mentioned:
- Book: Rhythm of Home by Chris and Jenni Graebe - https://www.amazon.com/Rhythm-Home-Intentional-Practices-Thriving/dp/1641582928
- Book: The Rhythm of Us by Chris and Jenni Graebe - https://www.amazon.com/Rhythm-Us-Create-Thriving-Marriage/dp/164158288X
- Book: The Intentional Father by Jon Tyson - https://www.amazon.com/Intentional-Father-Practical-Courage-Character/dp/0801018684
- Book: Value Creation Kid by Lee Benson - https://www.amazon.com/Value-Creation-Kid-Struggles-Children/dp/1636801463
- The Crowd Investing Platform: Check out Chris's platform at https://www.crwd.co (to learn how you can invest in early-stage startups)
- John and Stasi Eldredge: Influences behind the Graebe’s rite of passage ceremonies - https://wildatheart.org/
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/QL5SWzuLjNQ)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Want to know the secret weapon of the wealthy?
It's not what you think.
Forget discipline. Forget willpower. Forget complex investment strategies.
The real key? Automation.
In this episode, we're pulling back the curtain on how the wealthy effortlessly grow their wealth and impact—and how you can too.
Here's what you'll discover:
- The shocking truth about why discipline is overrated in finance
- How to make hundreds of good financial decisions with just one click
- The "set it and forget it" strategy that could skyrocket your savings by 56%
- Why emotional decision-making is costing you thousands (and how to stop it)
- The simple hack that saved us 130 hours a year on managing our money
- How we used automation to give away $1 million by age 40
Plus, we're sharing the exact steps you can take TODAY to start automating your finances like a pro.
🔗Resources mentioned in this episode:
- Book: "Automatic Millionaire" by David Bach - https://www.amazon.com/Automatic-Millionaire-Expanded-Updated-Powerful/dp/0451499085
- Real Money Method (UN)budgeting system - https://seedtime.com/realmoney
- 10X Investing course - https://seedtime.com/10x
- Charles Schwab study on 401(k) automation - https://www.schwab.com/resource-center/insights/content/why-your-401k-should-be-on-auto-pilot
- American Time Use Survey - https://www.bls.gov/tus/
- Financial Engines study on unclaimed 401(k) matches - https://financialengines.com/education-center/401k-match-lost/
- SeedTime Money 40-week checklist (mentioned as part of our ongoing series) - https://seedtime.com/give1m
Remember: The wealthy never depend on willpower. They automate their most important financial tasks. It's time for you to do the same.
Ready to get started? Hit play now.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/v1j2bdXELPg)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Ever wondered if your donations are actually making a difference? We've got news for you:
Your next charitable gift could be 100 times more effective than your last.
No, that's not a typo. 100 times.
In this episode, we're peeling back the curtain on the world of effective giving. We're challenging common assumptions, diving into cutting-edge research, and handing you the keys to becoming a giving superhero.
Here's what you're going to discover:
- The shocking truth about charity effectiveness (and why some of your donations might be going to waste)
- Our fail-proof framework for choosing where to give (hint: it involves both your head and your heart)
- The "Good Soil" principle that could multiply your impact exponentially
- Why some billionaires say giving money away is harder than earning it (and what you can learn from them)
- The hidden dangers of generosity (and how to avoid them)
Whether you're dropping a few bucks in the collection plate or planning to give away millions, this episode is your roadmap to maximizing every dollar you donate.
🔗Resources mentioned in this episode:
- Book: "Simple Money, Rich Life" by Bob and Linda Lotich - https://www.seedtime.com/smrl
- Book: "When Helping Hurts" by Steve Corbett and Brian Fikkert - https://www.amazon.com/When-Helping-Hurts-Alleviate-Yourself/dp/0802409988
- Documentary: "Poverty, Inc." (available on Netflix) - https://www.netflix.com/title/80097120
- Organization: Charity Water - https://www.charitywater.org/
-
Bible passages:
- 2 Corinthians 9:7 (NIV)
- Mark 12:41-44 (The Widow's Offering)
- Matthew 25:14-30 (Parable of the Talents)
- Proverbs 11:25
- SeedTime Money 40-week checklist (mentioned as part of our ongoing series) - https://seedtime.com/give1m
Remember, it's not about giving more - it's about giving smarter. Let's make every dollar count.
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/v1j2bdXELPg)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today, we're diving deep into the counterintuitive math behind early retirement - the kind of stuff they don't teach you in school.
You'll discover:
- Why your paycheck size matters less than you think (Sorry, LeBron!)
- The shocking truth about how a 1% change in your habits could dramatically accelerate your financial goals
- A biblical money hack that's been hiding in plain sight for thousands of years
But here's the kicker: This isn't just theory. We break down real-world examples and show you exactly how to calculate your own number. By the end of this episode, you'll have a powerful new strategy to turbocharge your financial progress.
Ready to transform your financial future? Let's dive in!
🔗 Resources mentioned:
- Book: "Simple Money, Rich Life" by Bob and Linda Lotich - Available at: https://seedtime.com/smrl
- Book: "Retired Before Mom and Dad" by Rob Berger - Available at: https://www.amazon.com/Retired-Before-Mom-Dad-Independence/dp/B0987ZBM2J
- FIRE (Financial Independence, Retire Early) Movement - Learn more at: https://www.investopedia.com/terms/f/financial-independence-retire-early-fire.asp
- 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m
Remember, small actions, repeated consistently, lead to extraordinary results. What 1% change will you make today?
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/yewQ7wOkwH8)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Ever feel like you're working harder but not getting ahead? You're not alone. Today, we're diving into a game-changing calculation that could revolutionize how you think about your job and your time.
In this episode, we uncover:
- The shocking truth about your "real" hourly wage (spoiler: it's probably WAY lower than you think)
- How a 10-minute exercise could save you thousands of dollars and countless hours
- The secret expenses that are quietly eating away at your paycheck
- Why that "golden handcuffs" job might not be as valuable as you think
We break down the revolutionary ideas from "Your Money or Your Life" by Vicki Robin and Joe Dominguez, showing you how to apply them in today's world. Whether you're dreaming of early retirement, considering staying home with the kids, or just want to make smarter career moves, this episode is your roadmap to financial clarity.
🔥 Resources Mentioned:
- "Your Money or Your Life" by Vicki Robin and Joe Dominguez: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766
- Our Free Newsletter: Sign up at https://seedtime.com for our best financial tips and strategies
- Bureau of Labor Statistics Consumer Expenditure Survey Check it out: https://www.bls.gov/cex/
- 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m
Remember, this isn't just about crunching numbers—it's about reclaiming your time and aligning your work with your values. After listening, take 10 minutes to do this calculation for yourself. You might be surprised at what you discover!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/-diz2_qrymQ)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Ever been told that putting your money in the stock market is no different than taking it to Vegas? We're about to blow that myth wide open.
In this episode, we reveal:
- Why smart investing could actually be LESS risky than stuffing cash under your mattress
- The mind-blowing power of compound interest (Einstein called it the "8th wonder of the world" for a reason)
- How we went from terrified first-time investors to confidently paying off our house with one investment
- The shocking truth about long-term market returns that will make you question everything
This isn't just financial advice – it's a paradigm shift that could transform your entire future. Don't miss it!
🔗 Resources mentioned:
- Our 10x Investing Course: https://seedtime.com/10x
- Vanguard Study on Long-Term Investing: https://investor.vanguard.com/investor-resources-education/education/market-volatility
- 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/-gmo9RLQyvY)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode, we reveal the three golden rules that transformed our credit cards from debt traps into money-making machines. These aren't just tips—they're the exact strategies we used to:
- Save over $15,000 in interest
- Score more than $10,000 in free travel
- Turn our biggest financial burden into a powerful wealth-building tool
But here's the kicker: We didn't have to become credit card gurus or spend hours each week "hacking the system." Our approach is so simple, anyone can do it.
We break down:
- Why your credit score might be lying to you (and what to do about it)
- The "chainsaw approach" to credit cards (and why it works)
- How we funded our dream of giving away a million dollars using credit card strategies
Plus, we share the shocking truth about store credit cards that will make you think twice before signing up for that 10% discount.
Whether you're drowning in credit card debt or just want to maximize your rewards, this episode is your roadmap to financial freedom.
Don't miss out on the credit card secrets that could change your financial future forever.
🔗 Resources Mentioned:
- Our Book: "Simple Money, Rich Life" - https://www.amazon.com/Simple-Money-Rich-Life-Impossibly/dp/0593193652
- Free Travel Article - https://seedtime.com/free-travel
- Credit Card Recommendations - https://seedtime.com/cc
- 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/dmCyLz-fRt4)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode, we're pulling back the curtain on a financial hack so powerful, it could put an extra $2 million in your pocket. And it all starts with your next car purchase.
🔎Here's what you'll learn:
- The truth about new cars that dealerships don't want you to know
- Our 5-step formula for buying used cars that look and feel brand new
- How to break free from the paycheck-to-paycheck cycle using this one simple strategy
- The mind-blowing math behind turning car payments into a million-dollar retirement fund
- Why even millionaires choose used cars (hint: it's not about saving pennies)
But we don't just throw theory at you. We break down our exact process.
Warning: LOL - This episode might just revolutionize how you think about cars, wealth, and financial freedom forever.
Resources Mentioned:
- Our book: "Simple Money, Rich Life" - https://seedtime.com/smrl-brp
- Our course: 10X Investing - https://seedtime.com/10x
- CarFax (for vehicle history reports) - https://www.carfax.com
- Kelley Blue Book (for car valuations) - https://www.kbb.com
- NADA Guides (for car valuations) - https://www.nadaguides.com
- 14-Point Checklist to Give $1M by Age 40 - http://seedtime.com/give1m/
Remember, your next car decision could be worth $2 million. Don't miss this ride.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime.
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/MzyZadQKC2k)!
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Hey friend! I've devoured over 100 finance books in the last 15 years. But only 7 of them actually changed my life.
In this episode, I'm ripping open my personal playbook and sharing the exact reads that transformed my mindset and bank account. And, that were critically important to us reaching our biggest giving goal.
🔎Here's what you're going to discover:
- The ONE book that trumps all others (Hint: It's probably already on your shelf)
- 5 wealth secrets most "gurus" don't want you to know
- How to retire before your parents (without winning the lottery)
- The psychological hack that turns pennies into millions
- Why your 401(k) might be leaving you broke (and what to do instead)
Today's episode is full of real, actionable books that's stood the test of time. Some from Christian authors, some not. But all game-changers.
P.S. Stick around till the end where I reveal the ONE book that rolls all these lessons into a simple, powerful package.
Resources Mentioned:
- 5 Wealth Secrets by Craig Hill - https://amzn.to/3JA15Lt
- The Treasure Principle by Randy Alcorn - https://amzn.to/3CNeoV1
- The Automatic Millionaire by David Bach - https://amzn.to/3Psn3ny
- True Riches by Greg Baumer and John Cortines - http://amazon.com/True-Riches-Jesus-Really-About/dp/1400208564/
- Retire before Mom & Dad by Rob Berger - http://amazon.com/Retire-Before-Mom-Dad-Financial/dp/1733914501/
- The Psychology of Money by Morgan Housel - https://amzn.to/3JWbilV
- Our Book: Simple Money, Rich Life - https://seedtime.com/smrl
- 14-Point Checklist to Give $1M by Age 40 - http://seedtime.com/give1m/
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime.
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/-ZhVM95VvSw)!
If you haven’t checked out our best-selling book Simple Money, Rich Life(https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode, I'm pulling back the curtain on the exact process I use to create a financial safety net that catches me no matter how far I fall. This isn't just another budgeting episode — it's about transforming your relationship with money and finding hope in the darkness of financial uncertainty.
🔎Here's what you're going to discover:
- The 10-minute exercise that can slash your expenses by 30% or more (without sacrificing what really matters)
- Why fear thrives in ambiguity — and how to shine a light on your worst-case scenario to make it less terrifying
- The surprising area where most people can save a ton of money (hint: it's not what you think)
- How I used this technique to stay afloat after a soul-crushing layoff in 2008
But here's the kicker: This isn't just about cutting costs.
It's about finding HOPE when everything seems to be falling apart.
It's about taking control when the world feels out of control.
It's about transforming panic into peace of mind.
Whether you're facing a financial crisis right now or want to bulletproof your finances for the future, this episode is your roadmap to financial resilience.
Remember: Knowing your financial floor isn't about living there — it's about building the confidence to reach new heights.
Let's dive in.🎧
Resources Mentioned:
- 14-Point Checklist to Give $1M by Age 40
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to seedtime.com/true for details or shoot us a DM on Instagram @seedtime.
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Hey friends, just a quick note to let you know that we are currently offering a $1 trial on our Best-selling (un)budgeting course The Real Money Method - ending July 1st!
Find out all the details at https://seedtime.com/rmm
In this episode, we dive into the science behind the actual cost of happiness and reveal why so many of us are spending our money on the wrong things.
We share personal stories, explore fascinating research, and offer practical strategies for aligning your spending with your values to create a life of genuine joy and fulfillment.
🎯 Key Takeaways:
- We discuss the story of the Mexican Fisherman, which challenges conventional wisdom about success and happiness
- We share our own "joy lists" – the 10 things that bring us the most happiness, which we actually spend money on
- We explore the concept of hedonic adaptation and how it keeps us on the hedonic treadmill, always seeking the next big thing
- We share the powerful story of Don and Wendy, two college friends whose divergent paths reveal the incredible impact of small financial decisions over time
- We discuss the $75,000 happiness threshold and why more money won't necessarily make you happier beyond a certain point
Resources Mentioned:
- The 4-Hour Work Week by Tim Ferriss (book)
- Retire Before Mom and Dad by Rob Berger (book)
- Topo Chico (sparkling mineral water)
- Pie Town Tacos (local taco shop in our area)
- 14-Point Checklist to Give $1M by Age 40
🎧Tune in now and don't forget to subscribe, rate, and review the show – your support means the world to us!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to seedtime.com/true for details or shoot us a DM on Instagram @seedtime. Let’s get into it! 🎧
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Have you ever felt overwhelmed by the clutter in your home? What if I told you that you could not only declutter your space but also make a significant amount of money in the process?
In this episode, I share my personal story of how my wife, Linda, and I made over $2,000 in just 30 days by selling items we no longer needed or wanted. You'll learn the strategies we used and the surprising results we achieved.
🔍Discover:
- Why minimalism isn't about living with nothing, but about intentionally promoting the things you value most
- How decluttering your home can lead to greater mental clarity and increased enjoyment of your possessions
- The three key platforms I used to sell our items and maximize our earnings
I break down the process I used for each platform, sharing insider tips and strategies to help you achieve similar results. I also explain how this challenge ties into our larger goal of giving away a million dollars, emphasizing the importance of stewardship and maximizing the effectiveness of what you have.
💫The Challenge: Think you can beat my record of making $2,145 in 30 days by selling your clutter? Take on the challenge and email me (bob@seedtime.com) with your results for a special surprise bonus!
🎯 Key Takeaways:
- Every dollar counts when working towards a significant financial goal, and small actions can add up to make a big impact.
- Decluttering your home can lead to greater mental clarity, increased enjoyment of your possessions, and even more financial freedom.
- By maximizing your resources and being a good steward of what you have, you can create opportunities to be more generous and make a positive impact on the world.
Resources Mentioned:
- Blog post: “How I made 2k Decluttering”
- How to use Bookscouter
- Joshua Becker: Minimalism Expert
- Becoming Minimalist: Joshua Becker's blog
- The Minimalist Home: book by Joshua Becker
- Clutter Free with Kids: book by Joshua Becker
- BookScouter.com: website and app for selling books
- Facebook Marketplace: platform for selling items locally
- eBay: global online marketplace
- 14-Point Checklist to Give $1M by Age 40
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to seedtime.com/true for details or shoot us a DM on Instagram @seedtime. Let’s get into it! 🎧
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today we're sharing a financial strategy so simple, so painless, and so powerful, it almost feels like cheating.
After applying this habit in our own lives for over a decade, we can confidently say that the 1% Challenge is the closest thing we've found to a "set it and forget it" path to financial success.
And the best part? It's not just about padding your bank account. The 1% Challenge also enables you to steadily scale your generosity and impact year after year, without ever stressing about the numbers.
In today's episode, we'll walk you through the counterintuitive behavioral science that makes this strategy so absurdly effective, including:
- How the Goldilocks Rule can help you find the "just right" sweet spot for financial growth
- Why the Law of Marginal Gains is the secret weapon of peak performers (and how to apply it to your money)
- The little-known reason why small, incremental changes can actually be easier to stick with than massive, drastic overhauls
We'll also share our dead-simple 3-step process for implementing the 1% Challenge in your own life, starting today. Fair warning: This episode could change your financial trajectory forever.
So if you're ready to put your wealth-building on autopilot, skyrocket your impact, and still enjoy life along the way, you won't want to miss this one.
Resources Mentioned:
- The life-changing "True Financial Freedom" online class: True Financial Freedom | Christian financial class for churches
- 14-Point Checklist to Give $1M by Age 40
- Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today, Linda and I dive into a game-changing strategy for staying motivated on your financial journey—celebrating small wins!
If you've ever felt overwhelmed by the enormity of your financial goals or wondered how to keep the momentum going, this episode is for you. We'll unpack why these small victories are crucial and how they can transform your financial journey from a tedious marathon into an enjoyable adventure with God.
🔍 Key Highlights:
- The Power of Small Wins: Why celebrating small victories can significantly enhance motivation and enjoyment on your financial journey.
- Stay Motivated: If you're struggling to stay motivated on your financial journey, this episode will provide you with actionable strategies to keep your spirits high and your goals in sight.
- Strengthen Relationships: Learn how celebrating small wins can not only help you achieve financial success but also strengthen your relationship with your spouse by working towards shared goals.
- Biblical Encouragement: Receive encouragement and insights from the Bible that reinforce the importance of celebrating progress, no matter how small.
- Practical Tips: Get practical, step-by-step advice on how to set milestones, track your progress, and celebrate your achievements in a way that aligns with your financial goals.
Resources Mentioned:
- Debt Snowball Sheet: Our customizable spreadsheet to help you list all your debts and prioritize which one to pay off next using the debt snowball method.
- Our Book: "Simple Money, Rich Life"
- Harvard Business School Study: Research by Teresa Amabile on the power of small wins and their impact on motivation.
- 14-Point Checklist to Give $1M by Age 40
🎯Your Challenge:
- Identify Your Big Financial Goal: What is the significant financial milestone you're aiming for?
- Break It Down: Divide your goal into smaller, manageable milestones.
- Track Your Progress: Use our debt snowball sheet or another method to monitor your achievements.
- Plan Your Celebrations: Define how you’ll celebrate each milestone. Make it something to look forward to!
💫Connect with Us:
- Leave a Review: If you enjoyed this episode, please leave us a review on iTunes, Spotify, or your favorite podcast platform.
- Join the Conversation: Share your thoughts and milestones with us on social media @SeedTime
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to seedtime.com/true for details or shoot us a DM on Instagram @seedtime. Let’s get into it! 🎧
Watch this episode on our SeedTime Money Podcast YouTube channel!
Today we have Jamie Winship (author of Living Fearless) and his amazing wife Donna on!
We go a lot of directions in this one, but summing it up I would say that if you want to END fear in your finances and be inspired in your faith you have to check out this episode.
🔍 Key Highlights:
- Discover how fear not only influences, but often controls, our financial decisions and what we can do to break free from its grip.
-
Learn how understanding your true identity can transform your approach to finances and life.
-
The impact of fear on financial decision-making and how it limits Christian generosity.
- Jamie's unique perspective as a "militant peacemaker" and his extensive experience in hostile environments.
- Practical steps and thought experiments on how the average Christian household can contribute more effectively to solving global challenges.
- A deep dive into how nonprofits operate and the challenges of collaboration in the face of abundant resources.
- The transformative power of understanding your identity in Christ and its direct impact on financial and personal freedom.
Resources Mentioned:
- Jamie's Book: Living Fearless
- IdentityExchange.com their website offering numerous resources, including free courses and intensive cohort studies that can help listeners deepen their understanding of their identity in Christ.
- Free Course: "Finding Hope in Depression" – A new resource provided by Jamie and Donna, ideal for anyone seeking hope and guidance, especially relevant for Mental Health Awareness Month.
If you’re ready to challenge your limiting beliefs and step into a life of increased freedom and generosity, this episode is a must-listen. Dive into the heart of what it means to live fearlessly in your finances and beyond. Let’s get to it and may this conversation bless you as much as it has blessed me and Linda!
📢 BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime.
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today, we're diving deep into a powerful concept that might seem counterintuitive at first—focusing on what NOT to do to achieve financial success. This episode is packed with stories, biblical insights, and practical steps you can apply right away.
🔍 Key Highlights:
- The Power of What Not to Do: Discover how avoiding certain financial mistakes can be more impactful than any active financial strategy.
- From janitors to boxers, learn how individuals from all walks of life have succeeded or failed financially, often contrary to expectations.
- Linda and I share our personal journey and the realizations that led to our goal of giving away a million dollars by age 40.
- Practical Steps and Tools: We provide actionable advice and discuss tools to help manage and plan your finances more effectively.
Resources Mentioned:
- RocketMoney: A tool for tracking and managing your spending.
- Simple Money, Rich Life: Our book that delves deeper into the strategies discussed in the podcast.
- True Financial Freedom Class: A six-week course offered in various churches and small groups to help individuals achieve financial freedom.
- 14-Point Checklist to Give $1M by Age 40
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to seedtime.com/true for details or shoot us a DM on Instagram @seedtime. Let’s get into it! 🎧
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
What if the key to unlocking true financial freedom isn't found in getting a raise, the latest financial hacks, or paying off all your debt? What if, instead, the answer was simply learning how to pray over your financial life? Today, we are unpacking 10 areas of your finances (or prayer points) that should be on your prayer list.
🔍 Key Highlights:
- The importance of praying for your finances and why it's often neglected.
- Insights into our personal story of job loss and financial recovery through faith.
- How to pray effectively for your financial life.
- Discussion on biblical insights into money and financial decision-making.
Resources Mentioned:
- Free PDF Guide on Financial Prayer: A step-by-step guide filled with scriptures and prayer points to help you begin praying strategically about your finances.
- Bible Verses About Money: Explore over 250 Bible verses curated by Bob Lotich here.
- True Riches by Greg Balmer: A thought-provoking book on materialism in the American church.
- 14-Point Checklist to Give $1M by Age 40
We hope this episode inspires you to integrate prayer into your financial life actively. Remember, when we invite God into our finances, we open doors to miraculous possibilities. Tune in, get inspired, and transform the way you handle your finances forever!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to seedtime.com/true for details or shoot us a DM on Instagram @seedtime. Let’s get into it! 🎧
Watch this episode on our SeedTime Money Podcast YouTube channel!
In this episode, we dive deep into the world of budgeting—not just any budget, but a healthy budget that works for you. Whether you're a budget skeptic or a spreadsheet enthusiast, this episode has something for everyone. Here's what we're unpacking today:
🔍 Key Highlights:
- 8 Questions To Ask To Determine If You Have A Broken Budget
- Why Most Budgets Fail Within The First 30 Days (And The Simple Tweaks To Make Yours Stick)
- The Counterintuitive Reason Why Budgeting Often Doesn't Work (And What To Do Instead)
Resources Mentioned:
- Our Book Simple Money, Rich Life: Dive into Chapter 7 for a simple guide on setting up a one-category budget to get you started.
- Our Real Money Method course offers a fresh perspective on budgeting that has helped thousands of our students find success where other systems failed.
- 14-Point Checklist to Give $1M by Age 40
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to seedtime.com/true for details or shoot us a DM on Instagram @seedtime. Let’s get into it! 🎧
Watch this episode on our SeedTime Money Podcast YouTube channel!
Today’s episode dives deep into the transformative understanding of the two crucial phases of financial progress. This isn't just about money—it's about changing your life perspective and aligning your financial actions with God’s promises.
🔍 Key Highlights:
- Discover The Two Phases of Financial Progress That Can Make or Break Your Success
- How Understanding This Simple Truth Drastically Increased Our Chances of Reaching Our Million-Dollar Giving Goal
- The Surprising Key to Accelerating Your Financial Progress, Even When You Feel Like You're Going Nowhere
- The Vision Phase: We discuss how this initial phase is about setting sights on what could be, often feeling like you’re not making progress despite your best efforts. It's tough but crucial for setting the groundwork.
- The Momentum Phase: Learn about the tipping point where efforts start paying off more than you put in, bringing a thrilling sense of acceleration towards your goals.
Resources Mentioned:
- "Atomic Habits" by James Clear for understanding the impact of small consistent actions
- Connect with Us: Follow and DM us on Instagram - @SeedTime for personalized advice and to share your success stories.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to seedtime.com/true for details or shoot us a DM on Instagram @seedtime. Let’s get into it! 🎧
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
This free app is going to be a game-changer for a lot of you listening. Some of you are nerdy and already do this, but a lot of you don't. And if you don't this might just be the easiest way to save hundreds this next month - so don't miss this one!
🔍 Key Highlights:
- How this little known app Can Put Hundreds Back in Your Bank Account Every Month
- How One Couple Discovered They Were Spending 4X More on Eating Out Than They Thought
- How to spend less without even trying (and take an 80/20 approach to financial tracking)
- Why Tracking Your Spending Is the Key to Financial Freedom (and How to Do It)
- Attention vs. Reality: The Shocking Truth About Where Your Money Is Really Going
Resources Mentioned:
- Rocket Money App - A user-friendly app for tracking expenses (available in both free and premium versions).
- Our Free Tutorial - How to use the Rocket Money tool effectively.
- Our Book "Simple Money, Rich Life" - Delve deeper into our philosophy and strategies by checking out Chapter 4, which covers the topics discussed in today’s episode.
- Unbudgeting Program - Explore our Real Money Method for a simpler, more effective approach to budgeting.
- 14-Point Checklist to Give $1M by Age 40
- Community Engagement - Connect with us on Instagram @SeedTime, or via email at: bob@seedtime.com
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to seedtime.com/true for details or shoot us a DM on Instagram @seedtime. Let’s get into it! 🎧
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Hey friend! Yesterday we hosted an investing workshop and it was really well received, so I thought I would share it with you on the podcast.
This workshop is actually day 5 of a series that we did and if you'd like to get lifetime access to the entire 5-day series you can get that here: https://seedtime.samcart.com/products...
And if you would like to get the discount on the 10x PLUS Investing course, you can grab that here: https://seedtime.com/join
Today we're diving deep into the mindsets that may be holding you back from your financial potential. There are invisible chains can significantly hinder our financial progress and spiritual growth and today we are going to begin tearing some down!
🔍 Key Highlights:
- How Limiting Beliefs About Money Are Holding You Back From Your God-Given Potential
- The Simple Mindset Shifts That Allowed Us to Go From Broke to 7-Figure Givers
- Why Your Biggest Financial Obstacle Might Be Your Own Beliefs (and How to Change Them)
- How We Overcame Poverty Thinking to Achieve True Financial Freedom
Resources Mentioned:
- 14-Point Checklist to Give $1M by Age 40
- The Debt Snowball Method for effective debt payoff
- Our book: Simple Money, Rich Life
For more episodes and resources, visit us at SeedTime.com. Let’s continue this journey together towards financial freedom and abundant giving!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime. Let’s get into it! 🎧
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today, we're embarking on a journey to unlock the first of two crucial numbers every Christian should track to lead a thriving financial life that honors God. Whether you're aiming to be debt-free or dream of being more generous without living like a pauper, this episode is your first step towards realizing those goals.
Here's what we're diving into today:
- Understanding Assets Under Management (AUM): Why is AUM the second most important number for Christians to track? We'll explore how rethinking 'net worth' as 'assets under management' can change your perspective on stewardship and align your financial management with Biblical principles.
- Practical Steps to Calculate Your AUM: Learn how to quickly and easily calculate your AUM with tools you already have at home. This isn't just about knowing your financial status—it's about managing God's gifts wisely and with purpose.
- Real-Life Impact of Knowing Your AUM: We'll share personal stories and insights on how understanding and managing our AUM has profoundly affected our financial decisions and spiritual life. Discover how this approach can lead to greater financial peace and a more focused pursuit of God's plan for your resources.
- Encouragement for Your Financial Journey: Whether your AUM is positive or negative, this number represents a starting point, not a final judgment. We discuss how every financial state presents an opportunity for growth and a deeper understanding of God's provision.
- Get our FREE AUM worksheet at https://seedtime.com/AUM
As we get started with this new series "Our 40-week checklist to giving $1 million", today we are starting with the story of what God has done the last few years. Here's a little of what we are covering.
- Our wild ride from the edge of financial despair to experiencing financial miracles.
- Have you ever considered that your financial situation might just be the perfect setup for a miracle? I'll share the game-changing moments that reshaped our view on money and led to abundance in ways we never expected.
- Dreaming of giving away a million dollars might sound out of reach, but what if I told you it's possible? Let's talk about what happens when your biggest dreams and divine inspiration collide.
- We've got a strategy for financial victory that goes beyond the numbers. It's about mindset shifts and making smart moves. Curious about the twists and turns on that road? We're sharing all.
- Generosity isn't just for those with overflowing bank accounts. We found that giving, no matter where you're at financially, has the power to transform not just the receiver's life but yours too. Let's explore how the joy of giving can be part of your life, regardless of your financial status.
- For us, financial freedom became a tool, not the ultimate goal. It's a means to live out our mission, not the mission itself. What could redefining financial freedom mean for your life and purpose?
- Sometimes, the key to a financial breakthrough is found where you least expect it. We discovered simple yet profound changes that turned everything around for us. I'm excited to share those with you.
- Our financial story is more than just our own personal victory. It's a ripple in a larger pond, a call to action for everyone. Let's delve into how your financial journey can impact not just your life but those around you, in ways you might not even imagine.
Tune in to not just hear a story of financial transformation but to ignite a spark for your own journey towards a richer life in every sense of the word.
Links: SeedTime.com/true
Hey, it's Bob! I've got some incredible news to share with you. We're kicking off a 40-week series titled "Our 40-week checklist to giving $1 million". Join us as we unveil our strategic checklist over the rest of 2024, packed with actions to propel you forward. Let's do this together! Each week, we'll unpack a specific action step that we took (and that you should too) that helped us reach that goal of giving away $1 million. Let's walk the journey of faith together, anticipating God's miracles in our finances. Your part matters, and with each episode, we embark on a natural-meets-supernatural adventure. Get inspired with our episodes to fuel your financial journey ahead. Join us for 40 weeks of transformation, learning, and growth. Let's do this!! BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime.
If you’re curious about how millionaires build wealth, this episode is for you. 233 Millionaires were interviewed, and they did this ONE thing from the book of Genesis…
🔍 Key Highlights:
- Tom Corley's Study: We explore Tom Corley's fascinating study on millionaires, revealing surprising habits that led to their success.
- Biblical Insights: Drawing parallels between Corley's findings and biblical principles, we delve into uncovering timeless wisdom from Genesis 41.
- Financial Strategies: We break down practical steps to implement these principles in our modern lives, discussing strategies like the 1 percent challenge, the 50/50 rule for raises, and the importance of automating savings.
- Multiplication vs. Addition: Understanding the difference between saving and investing and why moving from addition to multiplication is crucial for long-term financial growth.
- Biblical Stewardship: Emphasizing the bigger picture of financial success as a means to advance God's kingdom and be a blessing to others.
Resources Mentioned:
- Tom Corley’s CNBC article: I spent 5 years interviewing 233 millionaires—here’s the No. 1 career move that made them rich
- "Millionaire Next Door": A classic book confirming the correlation between savings, investing, and achieving millionaire status.
- SeedTime’s True Financial Freedom: Interested in diving deeper into these topics with your small group or church? Check out SeedTime.com/true for a six-week journey of financial discovery.
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
If you're seeking a breakthrough in your finances and wondering what you might be overlooking, this episode is tailored just for you. We've uncovered a pattern, a biblical approach, that seems to unlock God's provision in ways that defy human logic.
Why You Should Listen:
- Discover the often-overlooked biblical pattern behind financial miracles and how you can apply it to your own life.
- Learn about the delicate balance between taking action and trusting God for the outcome, with practical examples from the Bible and real-life scenarios.
- Understand why God's timing and obedience to His calling are crucial components in witnessing miracles in your finances and beyond.
- Get inspired by a compelling testimony of financial breakthrough that defies human logic, highlighting the power of divine intervention when we align our steps with God's direction.
🔍 Key Highlights:
- The consistent pattern observed in financial miracles, both biblically and in personal experiences.
- The significance of Joshua 1:8 in understanding God's formula for prosperity and success.
- The critical role of our participation in God's miracles, illustrated through stories of Jehoshaphat, the boy with loaves and fishes, and David with his five smooth stones.
- An encouraging testimony of a couple facing insurmountable medical debt and their miraculous journey to financial freedom as they stepped out in faith towards full-time mission work.
- The importance of waiting for God's timing and how it plays a crucial role in experiencing breakthroughs.
- Strategies for hearing from God and understanding His will for your financial life and beyond.
Resources Mentioned:
- The True Financial Freedom class by SeedTime
- The book Simple Money, Rich Life by Bob Lotich
- The SeedTime Podcast episode: how to hear from God with your giving
Tune in, be encouraged, and discover the biblical secret to financial miracles that could change your life.
🌟Don't forget, if this episode speaks to you, or you know someone who could benefit from it, share the love. And for more engaging and transformative content, follow us on Instagram @seedtime or reach out for more personalized advice or prayer requests. We're here to serve you on your journey towards true financial freedom in God's way.
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today we dive deep with John Mark Comer, author of "Practicing the Way," exploring transformative insights that bridge the gap between our financial lives and our journey with Jesus.
Why You Should Listen:
- Why “Christian” Doesn’t Mean What You Thought & the Invitation Jesus is Really Offering
- This one thing heals wounds better than church, Bible study, and therapy
- The mistake most Christians make when praying
- Why following Jesus requires you to accept that you will have many unlived lives
- And a lot more...
🔍 Key Highlights:
- The Apprentice vs. the Christian: We unpack the powerful idea that the term "Christian" might not fully capture the depth of following Jesus. Instead, we explore the concept of being an apprentice to Jesus, embracing learning and growth in a way that transforms our entire life.
- The Misuse of the Word "Christian": John Mark Comer sheds light on how the term "Christian" has been diluted in modern Western culture, often disconnected from the disciple-making Jesus envisioned.
- The Power of God's Love: We discuss how meditating on God's love can profoundly change us, more than decades of striving to be more loving could ever achieve.
- The Role of Spiritual Practices: The conversation takes a dive into practical steps and spiritual practices that can help us access the grace and power of God in our lives, moving beyond knowledge to a lived experience of God's love.
- The Importance of Prayer: We challenge the common approach to prayer as a one-sided conversation, encouraging a deeper, contemplative engagement with God that transcends words.
- The Concept of Renunciation: A thought-provoking discussion on the necessity of renunciation in our lives, especially in the context of discipleship, vocation, and family, highlighting the need to live in alignment with our deepest values.
- Choosing the Way of Jesus: An exploration of how embracing the way of Jesus involves making tough choices about how we live, work, and relate to others, prioritizing what truly matters over societal expectations.
Resources Mentioned
- "Practicing the Way" by John Mark Comer
- "Praying Like Monks, Living Like Fools" by Tyler Staton
- "The Ruthless Elimination of Hurry" by John Mark Comer
💫Connect with Us: For more enriching discussions and resources on living a faith-filled life that honors God with your finances, visit SeedTime.com. Interested in connecting with our community or diving deeper with a small group or church? Visit SeedTime.com/true for more details on how we can support your journey.
🔊Let's Continue the Conversation: We'd love to hear from you! Reach out to us on Instagram @seedtime, or send an email to Bob@seedtime.com. Let's explore how we can continue to grow together in faith and financial stewardship.
Thank you for tuning in to the SeedTime Money Podcast. If this episode has touched your heart or sparked curiosity, consider sharing it with a friend or leaving us a review. Your support helps us reach more people with the message of combining faith and finances in a way that honors God.
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today, Linda and I dive deep into a topic that's been on our minds lately: our out-of-control grocery bill. If you've ever found yourself halfway through the month with an empty grocery budget, you're not alone. Here's a glimpse into our conversation and the strategies we're implementing to save $600 per month on groceries:
🔍 Key Topics Covered:
- Understanding the Root Cause: We reflect on recent events like our vacation to Hawaii and how they contributed to overspending on groceries.
- Inflation Woes: We discuss the staggering increase in food prices, with examples from our recent grocery trips.
- Taking Control with Data: We emphasize the importance of tracking expenses using tools like Personal Capital (now Empower Personal Dashboard) or RocketMoney to gain clarity on spending patterns.
- Snack Strategy: We share our plan to reduce spending on prepackaged snacks by opting for healthier, more cost-effective options like fruits and vegetables.
- Strategic Shopping: We explore the benefits of sticking to one primary grocery store, focusing on cost-effective options like Costco and leveraging sales and seasonal items to save money.
- Meal Planning Mastery: We discuss the value of meal planning to prevent impulse purchases and ensure cost-effective meals.
- Budget Evaluation: We highlight the importance of evaluating the cost of each meal and identifying areas where savings can be maximized.
.
Resources Mentioned:
- Personal Capital (Empower Personal Dashboard): A tool for tracking expenses and gaining insights into spending patterns.
- RocketMoney: An alternative tool for budget tracking and expense categorization.
- Costco, Trader Joe's, Sprouts, Whole Foods, Publix: Various grocery stores discussed for strategic shopping.
- My Interview with a grocery shopping expert: The best times to buy certain groceries.
💫Connect with Us: If you enjoyed this episode and want to engage further, we'd love to hear from you! Reach out to us on Instagram @SeedTime, or via email at bob@seedtime.com. Plus, if you're interested in hosting a six-week session with your small group or church, visit seedtime.com/true for more details.
Thanks for tuning in! Don't forget to subscribe, leave a review, and share this episode with friends who could benefit from budget-saving tips. We appreciate your support!
Watch this episode on our SeedTime Money Podcast YouTube channel!
.
One of our listeners, Michael, is weighing the pros and cons of staying in a beloved ministry job that pays $45k or switching gears for a $90k corporate gig. He asked our advice, so here goes...
🔍 Key Highlights:
- The Big Decision: Michael's predicament and the universal challenge of choosing between financial security and fulfilling work.
- Asking the Right Questions: We discuss five crucial questions to help you (or someone you know) navigate similar crossroads with clarity and faith.
- God's Guidance vs. Financial Gain: How to align your career choices with your calling and ensure your work serves a higher purpose.
Resources Mentioned:
- Real Money Method Course: A guide for those seeking practical steps to manage finances effectively.
- "Simple Money, Rich Life" Book: Dive into our philosophy on money, giving, and living a life aligned with God's calling.
Looking for more Bob and Linda? Connect with us for a 6-week journey with your small group or church. Find out more at https://seedtime.com/true or hit us up on Instagram @seedtime. Let's bring faith, finances, and fun into closer alignment in your life!
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today, we're chatting with Greg Baumer, co-author of "True Riches: What Jesus Really Said About Money and Your Heart" and "God and Money." This is a thought-provoking discussion as we explore the intersection of faith, finances, and finding true contentment in Christ.
🔍 Key Highlights: * Greg Baumer's Journey: Discover how Greg and his co-author, John, navigated the world of wealth and business at Harvard and how this journey transformed their understanding of money and faith. * Confronting Materialism: A candid look into how our culture is deeply entrenched in materialism and how this affects our spiritual lives. * The 'Christian Halo' Over the American Dream: Challenging the common Christian financial narrative that focuses more on material success than spiritual wealth. * Generosity vs. Coveting: Greg discusses the dangers of coveting and the powerful impact of true generosity in our lives. * Financial Choices Reflecting Faith: How our spending, saving, and giving can be a testament to our faith and values. * Identity and Possessions: A personal story from Greg about redefining identity in Christ, not in material possessions.
Resources Mentioned:
- Book: "True Riches: What Jesus Really Said About Money and Your Heart" by Greg Baumer and John Cortines
- Book: "God and Money" by Greg Baumer and John Cortines
- Generous Giving: An organization focused on spreading the message of biblical generosity and offering retreats like the Journey of Generosity
Subscribe to the SeedTime Money Podcast for more episodes that empower you to live a financially free and purpose-driven life.
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Back with part 2! And the 10 most common questions we get about adoption.
🔍 A few AI generated Key Highlights: * Our Adoption Journey: Hear why we chose to adopt, the challenges we faced, and our biggest mistake – not fully understanding the difference between adoption and placement agencies. * Adoption vs. Placement Agencies: Learn from our experience about the crucial differences between these two and why it matters in your adoption process. * Costs and Legal Aspects: We delve into the financial and legal sides of adoption, providing real numbers and insights to help you prepare. * Handling Social Worker Responsibilities: Discover the unexpected role Linda had to play in our first adoption and why having a social worker is vital. * Emotional Preparation and Faith: We discuss the importance of prayer, trust in God, and emotional readiness for the adoption process. * Adoption Agency Selection: Insights into choosing the right agency and how to make your profile stand out to potential birth mothers. * Open vs. Closed Adoptions: Learn from our experiences of having two different types of adoptions and how they impacted us.
Common Questions Answered: * Eligibility Requirements: What you need to know about being eligible for adoption. * Legal and Custody Issues: Our experience and advice on handling legalities. * Can Birth Mothers Change Their Minds?: Understanding the legalities and emotional aspects. * Adoption Process Duration: Insights into timelines and preparing yourself. * Adoption Costs: Real numbers and tips for financial planning. * Adopting with Biological Children: What you need to consider. * Role of Birth Parents: How birth parents are involved in the process. * Preparing Emotionally: The importance of prayer and an open heart. * Matching Process: How agencies match children with families. * Starting the Adoption Process: Practical first steps to take.
Resources Mentioned:
- Adoption Agencies: American Adoptions and Angel Adoptions
- Financial Aid: MediShare (and government programs)
- Scriptural Reference: James 1:27 (on caring for orphans)
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
🌱 Connect with Us:
- Instagram: @seedtime
- Email: bob@seedtime.com
Visit seedtime.com/true for more details on joining us for a six-week small group or church session.
Until next time, keep sowing your financial seeds and let’s grow together in God’s plan for our finances! 🌟
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Adoption. While it might not seem like a typical 'money' topic, trust us, it's significantly impacted our lives, both personally and financially.
💡Episode Highlights
- Our Adoption Story: We share our journey of adopting two of our children, including the emotional and spiritual revelations experienced along the way.
- God's Hand in Adoption: We discuss how adoption reflects God's love and our adoption into His kingdom, emphasizing the spiritual aspect of this journey.
- Challenges and Realizations: From emotional struggles to practical hurdles, we delve into the complexities of the adoption process.
- Debunking Myths: We challenge common misconceptions about adoption, emphasizing that it's not a 'plan B' but a beautiful, divinely-guided path.
- Birth Mothers' Perspectives: Understanding and respecting the birth mothers' experiences and decisions are crucial in the adoption journey.
- Listener Questions Answered: We address 10 frequently asked questions about adoption, offering insights from our personal experiences.
👋 Want More Bob and Linda?
- Join us for a 6-week journey with your small group or church. Visit seedtime.com/true or DM us on Instagram @seedtime.
📝Join Us Next Time:
Don't miss the next episode, where we reveal our biggest adoption mistake and delve deeper into your burning questions about adoption.
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Want 12 FREE flights on Southwest this year? It is far easier than you think, and in this episode we are breaking down how we are doing this and how you can too.
Resources Mentioned:
- SeedTime’s Free travel article: Dive deeper into our exact travel strategies.
- Southwest Companion Pass: Get all the details about this extremely RARE promotion
- Our Passive With Purpose workshop: SeedTime.com/pwp
🔍 Key Highlights:
- Our Journey with Free Travel: We're sharing our personal experiences and strategies for traveling for free. From flights to hotel stays, we've mastered the art of maximizing rewards.
- The 80/20 of Travel Hacking: We'll discuss how we focus on efficiency and simplicity rather than getting bogged down in complex travel hacking techniques.
- The Power of Points: Learn why not all points are created equal and how understanding the nuances can unlock incredible travel opportunities.
- Southwest Companion Pass Promotion: Discover how Southwest Airlines is offering a game-changing promotion that could land you a companion pass for a year.
- Credit Card Wisdom: While we're all about maximizing rewards, we'll also touch on the importance of responsible credit card use and share our three golden rules.
As always, thanks for tuning in, and don't forget to share this episode with friends and family who could use some financial wisdom. Until next time, stay blessed and keep thriving!
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today we're excited to dive into the heart of why SeedTime exists and share our 40-year vision with you.
🔍 Key Topics & Questions Covered
- Clarifying the SeedTime Mission: Understanding the 'why' behind our brand and its evolving journey.
- Personal Reflections: How Bob and Linda's 18-year journey has shaped SeedTime's vision.
- The SeedTime Credo: A powerful statement reflecting our goal of inviting God into our finances.
- The Impact of Christian Generosity: Discussing the potential cultural and societal changes when Christians become the most generous faith group.
- Redefining Culture through Faith: The role of Christian values in influencing culture, with examples from Chip and Joanna Gaines.
- The Practical Side of Faith and Finances: How managing finances according to God's will can impact adoption, foster care, and personal decisions.
- The Personal Touch: Linda's insights on balancing material desires with spiritual commitments.
Resources Mentioned:
- SeedTime Website: Visit seedtime.com for more resources and information.
- SeedTime Small Group Experience: Learn how you can bring this transformation to your small group or church at seedtime.com/true.
🤝 Connect and Contribute:
- Have a prayer request or want to join a conversation? Reach out to us on Instagram at @seedtime.
- Your reviews help us grow and reach more people — please consider leaving one!
🌟 Special Offer:
- Interested in a 6-week group session with us? Visit seedtime.com/true for more details.
💬 Final Thoughts: This episode is not just about managing money; it's about shaping lives and communities through God-led generosity and wisdom. It's a call to action for every Christian to rethink their financial habits and its broader impact. This episode is a must-listen for anyone seeking to align their financial practices with their faith.
🌱 SeedTime Money Podcast — where faith meets finance, and where your money journey transforms not just your life, but the world around you.
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
- Today's story is a true testament to faith, trust, and the unexpected ways God works in our finances. 2. Pardon the 'iPhone in a bathroom' sound of the mic today LOL - we had an issue and should have it fixed going forward!
A little of what we are talking about...
- A Surprising Email: Discover the story of a SeedTime listener who faced an unexpected financial dilemma—being overpaid by $20,000!
- A Test of Faith: Hear how this situation turned into a powerful test of faith and trust in God's provision.
- Deep Insights: Linda and I dive deep into what true financial freedom means and how it's more about heart condition than bank account balance.
- Real-Life Application: Learn how to handle financial surprises and tests with grace and trust in God.
Resources Mentioned:
- SeedTime courses - seedtime.com/courses
- Our Book: Simple Money, Rich Life - seedtime.com/smrl
- Grab a copy of our Assets Under Management (AUM) sheet - seedtime.com/smrl-aum
🌟 Connect with Us:
- Share your stories and questions: Email me at bob@seedtime.com or DM on Instagram @seedtime
- Join our community: Interested in diving deeper into these topics with your small group or church? Visit seedtime.com/true for details on how we can serve your group.
Remember, this journey isn't just about becoming debt-free or accumulating wealth; it's about aligning our hearts and finances with God's purpose. This episode is a powerful reminder that our financial journey intertwines deeply with our spiritual walk. So, tune in, get inspired, and let's continue to grow together in faith and financial wisdom!
Stay blessed and keep seeking God in all aspects of your life, including your finances!
Exciting News: We're working on SeedTime merch! Have any T-shirt ideas or know a great designer? Let us know!
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode, I'm thrilled to have my friend and teen money expert, Derek Kinney, join me for a deep dive into teaching teens about money management.
Whether you're a parent to teens or just starting to educate your younger kids about finances, this episode is packed with insights, strategies, and real-life examples to guide you through this critical journey.
📢Here's what you'll discover:
- Earnings vs. Allowance: Derek shares his philosophy on this crucial aspect, emphasizing the need for teens to understand the value of earning and contributing to the family.
- Financial Mistakes as Learning Tools: We discuss the power of sharing our financial failings with our kids, making us more relatable and teaching important lessons.
- Wants vs. Needs: How to help teens distinguish between these, using relatable examples like brand preferences and consumer behavior.
- Credit Card Wisdom: We dive into the responsible use of credit cards, teaching teens to view them as tools rather than temptations.
- Preparing Teens for the Real World: Derek introduces his program, 'Simple Teen Success', a comprehensive guide to equip teens with essential life, business, and money skills.
- Personal Parenting Insights: We share our personal experiences and epiphanies in parenting teens, especially during their crucial senior year of high school.
🎧Compelling Reasons to Listen:
- Discover practical strategies to teach your teens about financial responsibility.
- Learn how to use your financial mistakes as powerful teaching tools.
- Get insights on preparing your teens for real-world challenges, beyond academic success.
- Understand how to guide your kids in using credit cards wisely.
- Hear about an innovative program designed to equip teens with essential life skills.
🎯Resources Mentioned:
- Simple Teen Success Program: A subscription-based resource offering courses and live streams on business, money, and life skills for teens. More details at simpleteensuccess.com.
- Free Downloadable Guide: "Five Strategies to Win in Life for Teens," available at simpleteensuccess.com.
Final Thoughts: In this episode, we've uncovered valuable insights and tools not just for teens, but also for us as parents. It's about partnering in our children's financial education journey, using our experiences and the resources available to us. Join Derek and me in this engaging conversation, and let’s empower the next generation together!
Connect with Us: If this episode resonates with you, or you know someone who might find it helpful, please share it. You can reach out to us at bob@seedtime.com or via Instagram: @seedtime.
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named Book of the Year by ICFH and has over 500 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Broadcasting from sunny Hawaii, we're diving into a story that beautifully illustrates God's creativity and provision.
🎯Resources Mentioned:
- SeedTime's Net Given Tracking Sheet: A tool to track your blessings and giving. Available at: seedtime.com/ng
- Our Book, "Simple Money, Rich Life": Discover more about financial freedom and giving in Chapter 26.
- True Financial Freedom Class: Our flagship class designed for individuals and groups, focusing on fulfilling your God-given purpose and breaking free from hidden money beliefs. Details at seedtime.com/TFF
Watch this episode on our SeedTime Money Podcast YouTube channel!
In this episode, we're diving into a thought-provoking topic: "If We Lost It All: The 7 Things We Would Do."
In This Episode, We Discuss:
- The Power of a Favorite Sweatshirt: Discover why Linda's Aloha sweatshirt symbolizes more than just comfort.
- Responding to Financial Setbacks: We open up about how we would rebuild from scratch, sharing our personal strategies and mindsets.
- Practical Steps to Financial Recovery: From survival budgets to leveraging social media, learn actionable steps to regain financial stability.
- The Role of Faith in Finances: Explore how our faith shapes our approach to financial challenges and opportunities.
- Maximizing Resources and Opportunities: Tips on focusing efforts for greater impact in rebuilding.
- The Importance of Unity in Marriage: How working together as a couple can strengthen your financial and spiritual journey.
🎯Resources Mentioned:
- Better Life Podcast by Brandon Turner: A great source of inspiration aligning with our mission.
- Simple Money, Rich Life: Our book offering a comprehensive guide to managing finances God's way.
- SeedTime.com/Prayer: Find our free PDF with prayer starters and financial verses.
- Write Useful Books: A recommended read for anyone interested in writing impactful books.
Subscribe & Review: If this episode has helped you, please subscribe and leave a review on iTunes. Your feedback helps us reach more people and continue our mission!
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 500 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today we are chatting with Jordan Raynor, as we dive deep into his new book, "The Sacredness of Secular Work," and explore how our everyday jobs impact eternity.
I love our conversation (and think you will too) as it challenges the conventional view of work as just a means to an end and encourages us to find divine purpose in our professions.
Key Topics Discussed 🔑
- Redefining Work in God's Kingdom: Jordan discusses how every profession, from baristas to CPAs, holds eternal significance. This challenges the notion that only 'ministry' work is meaningful for Christians.
- Impactful Stories & Examples: Hear about individuals like Chassie, who found her calling as a hairstylist, and learn how embracing our God-given talents can lead to greater fulfillment and opportunities to witness.
- Debunking the Great Commission Misconception: Jordan addresses the modern church's narrow interpretation of the Great Commission and its impact on believers' view of their work.
- Eternal Rewards and their Importance: A fresh perspective on why Christians should eagerly pursue eternal rewards as instructed by Jesus.
- The Concept of the 'Anti-Bucket List': Jordan introduces the idea of focusing on eternal priorities over worldly experiences.
- Practical Application: How these revelations can profoundly affect our daily lives and work.
Resources Mentioned 🎯
- Book: "The Sacredness of Secular Work" by Jordan Raynor
- Scriptural References: Extensive biblical insights provided, including Isaiah 65, Ephesians 6, and more.
Where to Find the Book 📖
"The Sacredness of Secular Work" is available wherever books are sold or visit JordanRaynor.com for more information.
Tune in now for this inspiring episode on the SeedTime Money Podcast and redefine how you view your work and its eternal significance!
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the Book of the Year by IFCFH and has over 500 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Hey friends!
It's a Linda-only episode today. And I am excited to share something that I've had on my heart about this!
📢Here's what we'll cover:
- A Deep Dive into "The Knowledge of the Holy" by A.W. Tozer: I share my reflections on this impactful book that explores God's attributes in ways you might have never considered. It's a must-read for anyone looking to expand their understanding of the divine.
- God's Imagination vs. Ours: Discover how our creativity and imagination are actually reflections of God’s own creative power, putting our capabilities into a humbling perspective.
- God's Attributes Beyond Our Understanding: Delving into the attributes of God that we, as humans, might not fully grasp due to our earthly limitations.
- Jehovah Jireh - Our Provider: A powerful discussion on how God provides for us in multifaceted ways, beyond our conventional understanding of provision.
- Practical Reflections on Finances: I share personal anecdotes about looking beyond financial challenges and recognizing God's provision in unexpected ways.
- A Reminder for the Holiday Season: As we navigate the pressures of spending and consumption, I encourage you to remember that our ultimate provider isn’t the material world but God himself.
🎯Resources Mentioned:
- "The Knowledge of the Holy" by A.W. Tozer
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 500 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Hey there, SeedTime family!
If you're a business owner, freelancer, or just curious about the tools that we use make our business thrive, this episode is for you! And if you have any tools or apps that you love in this area please send us a DM on Instagram @seedtime
🎯Resources Mentioned:
- Gusto Payroll - $100 signup bonus
- Relay Business Banking - $50 signup bonus
- Asana
- Notion
- Medi-Share
- Slack
- WP Engine
- Canva
- Later
Join our flagship class, True Financial Freedom, for more insights on aligning your finances with your God-given purpose. Check it out at seedtime.com/tff.
🌺 Mahalo and see you in the next episode! 🌺 Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Hey friends, today I'm taking a deep dive into my personal journey, sharing heartfelt and sometimes humorous stories from my childhood about growing up in financially tight circumstances. This isn't just about the struggles, but about the invaluable lessons learned and the hope that shines through.
🔑 Key Takeaways:
- The Importance of Perspective: Recognizing that someone always has it worse and the power of counting your blessings.
- The Cost of Being Broke: Insight into how financial struggles can lead to further expenses and the cycle of poverty.
- Choosing Your Hard: Deciding between the difficulty of staying in financial hardship and the challenge of working your way out of it.
- The Power of Working Smart: Understanding that hard work is valuable, but directing efforts in the most effective way is crucial.
- Overcoming Financial Identity: How to avoid letting financial struggles become a defining part of your identity.
- Strength from Hardship: Recognizing that difficult experiences can lead to growth and resilience.
🎯 Resources Mentioned:
- Real Money Method Course: Our unique approach to managing finances effectively.
- Previous Podcast Episode Valley of Disillusionment
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode,we share a personal conversation with a reader who's grappling with this tough situation, and I offer some practical, heartfelt advice based on their specific circumstances.
📢Here's what you'll discover:
- The Reader's Dilemma: An in-depth look at a family facing bankruptcy, struggling with debt, and trying to make ends meet.
- Budget Breakdown: Tips on reducing expenses in various categories like groceries, transportation, and childcare.
- Income Generation Ideas: Creative solutions for increasing income through gig work, leveraging assets, and cutting back on non-essentials.
- Managing Debt and Bankruptcy: Insights into navigating Chapter 13 bankruptcy and planning for a financially stable future.
🎯Resources Mentioned:
- Get Upside app: Get cash back on everyday necessities
- GasBuddy app: for saving on fuel
- Consumer Reports: for buying reliable used cars
- "The Knowledge of the Holy" by A.W. Tozer
- Our book - Simple Money, Rich Life
- Our class - True Financial Freedom class.
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 500 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today we dive deep into a topic that's been stirring up a lot of questions and curiosity: Cryptocurrency, especially Bitcoin, and its place in the world of Christian finance. With Bitcoin's price nearly doubling in the last 3 months, it inevitably gets people interested and I have been getting more questions like:
- Should Christians invest in Bitcoin?
- What does the Bible say about Cryptocurrency?
- Is crypto okay for Christians to invest in?
And so I wanted to take a few minutes today to give my thoughts on it.
📢Here's what you'll discover:
- How it might be similar to an investment that Abraham had
- What the Bible says (or hints at) about crypto
- The fine line between gambling and investing, and how this distinction is critical here
- Whether or not it is the one-world currency the Bible speaks of in Revelation
- Why it is an especially bad idea for certain people
- What I am personally doing right now
🎧 Reasons to Listen:
- For Clarity and Direction: Whether you're a crypto-curious Christian, a skeptic, or somewhere in between, this episode offers a balanced, biblically-informed perspective on cryptocurrency.
- Educational and Empowering: Gain valuable insights from my extensive research and personal experiences in crypto investing, tailored for our Christian community.
- Practical Tips and Tools: Learn how to approach crypto investing wisely and in alignment with biblical principles.
🎯Resources Mentioned:
- I just published an article here unpacking my thoughts on this topic of whether or not Christians should be involved with Crypto.
- 10X Investing Course: A comprehensive guide to smart investing, from the basics to advanced strategies.
- Cryptocurrency Essentials Mini Course: A curated compilation of over 100 hours of crypto research, simplified for your understanding.
- SeedTime Crypto Article: Crypto. The future? A hyped bubble? & a look at how I am investing in it
- Article from Sharecast: Providing additional insights into the nature and future of Bitcoin.
Interested in these resources? Email me at bob@seedtime.com or DM-: @seedtime on Instagram.
Invite your friends and family who are curious about crypto to listen to this episode and the one from January 21st, 2023, for a thorough understanding of cryptocurrency from a Christian perspective. Let's navigate these waters together, equipped with knowledge, wisdom, and faith!
I think there are a lot of angles and a lot to explore here so I’d love to hear where you are on this in the comments section as well.
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 500 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today we want to explore an observation from a multi-billionaire about housing that we find to be fascinating. Hope you find this as interesting as we do!!
🎯Resources Mentioned:
- Our book, "Simple Money, Rich Life"
- Podcast: Walk in Love by TJ and Brooke Mousetis
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 500 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Even if you don't consider yourself to be a speaker, you probably are. Most of us all talk to people a LOT - from coworkers to friend groups to our families, and we can all grow in our ability to communicate.
Christy Wright is an author, certified business coach, and world-class professional speaker.
You might also know her from the decade or so she worked with Dave Ramsey's team.
So whether you are a business leader, content creator, volunteer leader, or just a leader in your household, you could probably sharpen up your speaking skills, and this episode is going to help you do that.
So earlier this year, Linda and I gave a 5-minute offering message at our church, sharing about a revelation we had about giving. In this episode, Christy is coaching us on how to make it better and improve our communication and speaking skills.
This episode was EXTREMELY high value for us, so I pray that you will get the same benefit from it that we did!
And when you are done listening, head over to Christy's website to grab her free PDF "The top 10 mistakes all speakers make" - https://christywright.com/speaking
🔑Key Topics Covered: * The Importance of Effective Communication: We all communicate daily in different settings. Learn why honing this skill is crucial. * Overcoming Communication Challenges: Insights into common hurdles and how to navigate them effectively. * Practical Tips for Public Speaking: Christy breaks down strategies to improve public speaking, including body language and audience engagement. * Applying Communication Skills in Everyday Life: How to use these skills in regular interactions with family, colleagues, and in ministry.
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 500 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today, I'm diving deep into the world of business savings accounts and how you can make your money work harder for you and your faith.
With interest rates climbing, I've scoured the market to find the best options for your business savings – and I can't wait to share these gems with you. Whether you're a seasoned business owner or just starting, this episode is packed with valuable insights and practical tips to enhance your financial stewardship.
Key Topics and Questions:
- The State of Business Savings Accounts: How have rising interest rates affected the options available for business savings? I delve into the current landscape.
- Discovering High-Yield Options: I share my personal journey of finding business savings accounts that offer more than the standard 0.1% interest rate, including some that offer up to 4%.
- Bank Selection: Why did I choose Relay Bank for my primary business checking account, and what makes them stand out in the market?
- Top Business Savings Accounts: I discuss my top picks, including LiveOak Bank, Axis Bank, and the unique Wesleyan Investment Foundation.
- Balancing Returns and Risks: Understand the balance between high returns and the security of FDIC insurance.
- My Personal Finance Moves: Find why I chose the bank I did my business savings and why I didn't choose the other options.
Resources Mentioned:
- Relay Bank: A standout option for business banking with a savings rate higher than most.
- NerdWallet Article: Provided crucial information in my research for high-yield savings accounts.
- LiveOak Bank: Offering a 4% business savings account and a 6-month business CD with over 5% interest.
- Axos Bank: A good choice for those with an existing personal account, offering a 4% business savings account with a $5,000 minimum deposit.
- Wesleyan Investment Foundation: A unique investment opportunity for Christians, offering up to 6% interest while supporting church loans.
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 500 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
With Mint.com closing its doors, many are left wondering, "What now?"
Well, it turns out that there are a few alternatives that are actually FAR better than Mint and that is what we are sharing today.
Here's a sneak peek of what we cover in this episode:
- The Limitations of Mint.com: We discuss how Mint.com, despite its popularity, fell short in helping users effectively budget due to a lack of built-in accountability. This lack of consequences for overspending makes it easier to deviate from your budgeting goals.
- Our Go-To Financial Tracking Tool: Discover the power of the Empower Personal Dashboard, our primary tool for the past decade. It's a free, comprehensive app that excels in financial tracking, overshadowing what Mint offered.
- Revolutionizing Budgeting with The Real Money Method: Learn about our unique approach to budgeting, which doesn't rely on traditional apps, envelopes, or spreadsheets. We share how this method promotes unity in finances and simplifies money management, making it quicker and more effective.
Resources Mentioned:
- Empower Personal Dashboard: Our top recommendation for financial tracking.
- The Real Money Method: A budgeting approach that ditches complexity for simplicity and effectiveness.
- Check out the details and enroll here to transform your financial life. Get 20% off our Real Money Method Training Program with code MINT20.
Don't miss out on this episode full of practical advice and real-life stories that will inspire you to take control of your finances in a way that aligns with your values and lifestyle. Tune in to find out how you can start writing your own success story today!
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
I have been getting emails from a bunch of readers asking what I think about the Tranzact rewards debit card. If you haven’t heard, basically it is a debit card that provides “Z-Bucks” that can be used to buy everyday items.
In theory I love what Tranzact is doing, but in reality I will be really surprised if this is still around in a year…
I have some friends who are using it and who are excited about it, but I always do my own due diligence and go with my intuition and I am not feeling good about it.
These are the red flags and the reasons I am passing on Tranzact (and make sure you listen til the last one, because it is the nail in the coffin for me.)…
🎯Resources Mentioned: * Tranzact Rewards Debit Card: An overview of the card, its features, and the claims made by the company. * Our Courses: here at SeedTime * Temu: online marketplace. * Richard Smith charged with securities fraud in 2010
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today, we're diving deep into the Parable of the Talents and how it holds the keys to succeeding as a Christian—yes, even in your finances. So pull up a chair, grab your Bible, and let’s get started.
- Are you struggling with managing not just your money but your time, relationships, and other God-given resources?
- Do you feel like you're holding back from multiplying your God-given talents out of fear?
- Want to discover how divine mandates can shift your perspective and align your life more closely with God's purposes?
Here's What We're Covering:
- Intro to the Parable of the Talents
- Where to find it: Matthew 25:14-29 (New Living Translation for readability)
- The overlooked depth of this parable beyond just finances
-
How this parable aligns with teachings on the end times
-
The Characters and Their Significance
- The Master (God), The Servants (Believers), and The Talents (Resources)
-
Delegating according to abilities: what does it mean for us?
-
Key Themes You Can’t Ignore
- Stewardship: Managing what you’ve been entrusted with
- Investment: The principle of growing your God-given talents
-
Accountability: Yep, you will be held responsible
-
Modern-Day Relevance
- Pushing back on today's "me, myself, and I" culture
-
The immediate application for Christians today
-
Fear vs. Faith
- Personal stories of how fear held me back
-
Why stepping out in faith isn't the same as taking a risk
-
Divine Mandates vs. Good Advice
- This is not just some good life advice; this is about aligning ourselves more closely with God's purposes.
By the end of this episode, my hope is that you won’t just think of this parable as a "money lesson" but see it as a guide on how to be more in tune with God's purposes in every aspect of your life, including your finances. Let’s bust some myths and dig into the life-transforming wisdom that this parable holds.
Resources Mentioned: * YouVersion Bible App: Search for my plans under 'Bob Lotich' or 'SeedTime' to find our newly released devotional about the Parable of Talents. * New Living Translation (NLT) Bible: The version I used for today's reading, which makes the text super accessible.
Hey, if this episode blesses you, it's going to bless others too. So share it with your friends, your family, and anyone else you think needs to hear it. Until next time, take care and God bless!
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
We're diving deep into a topic that's both controversial and unavoidable: credit cards. Today, we just want to share our own take on credit cards. No fluff, no shaming—just our honest thoughts.
What’s in this episode for you? Listen to this episode if you want an open, authentic discussion on a topic many consider taboo but is nevertheless something we all have to deal with. Whether you love 'em or hate 'em, after this episode, you’ll have a more nuanced perspective on credit cards. Trust us; you won’t want to miss this one!
Resources Mentioned:
- Our email list: The best deals, practical tips, and spiritual insights are all there. To join, head over to SeedTime.com/subscribe
- Bible Money Matters Blog: An old friend's financial blog that even got Dave Ramsey to comment once.
- Our book - Simple Money, Rich Life: SeedTime.com/smrl
- Our article - Our 3 Simple Rules for Credit Cards
P.S. If you haven't already, don't forget to subscribe to the podcast so you won't miss out on any future episodes that will help you manage your God-given resources better!
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode, I'm unpacking some of my personal money-saving hacks that can keep your wallet happy during the most wonderful (and expensive) time of the year.
Resources Mentioned: 6 apps, tools, and ideas I have used to save thousands over the years!!
- Rakuten - $40 signup bonus, but you have to go through our link because they don't make it publicly available.
- Honey - A browser extension that automatically finds and applies coupon codes at checkout for over 30,000 shopping sites.
- CamelCamelCamel - Amazon price tracker that shows you the price history of items, so you know if you're getting a good deal.
- Slickdeals - A community-driven deals website where users share and vote on the best deals.
- Our Real Money Method (un)budgeting course - this is the course where we go behind the scenes of how we actually manage our money month to month - and this method has kept us from NOT going into Christmas debt ever since we started using it.
- Shopping during Black Friday window - this is generally when the best deals are, so focus your shopping around this time.
🎯Bonus Resource: Need some gift ideas for the person who has everything? Check this out: https://seedtime.com/the-top-10-christmas-gift-ideas/
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In today's episode, we had a super raw and real conversation about how to change who you will become in the next five years. The key? Taking a hard look at the inputs in our lives. Before we dive in, a HUGE shoutout and Happy Birthday to Linda! 🎉
🎙️ In this episode, we cover:
- The importance of growth and change in our journey with Jesus.
- The iconic quote about how we are the sum of our five closest friends and the books we read. But is that all there is to it?
- How we can think about "inputs" in our lives more broadly - from friends, to social media, to the shows we watch, and of course, our faith.
- Why merely thinking positive might not be enough. The surprising power of avoiding negativity.
- Our thoughts on TikTok and a fun theory we heard (no shade to the TikTok lovers out there!).
- Three actionable ways to become a better version of yourself in the next five years:
- Decide to make an intentional change.
- Eliminate the negative inputs that hold you back.
-
Increase positive inputs and surround yourself with those who lift you up.
-
A personal story about the challenge of finding the right friends and how being intentional about it can make a world of difference.
- The underrated value of books and why I'll forever advocate for them. 📚
- A mindset shift about the timeframe of change and how our lives can be radically different in five years.
Resources Mentioned:
- Jim Rohn
- Chris Farley's "Van Down by the River" SNL skit
- Berkshire Hathaway annual meeting
💡 Final thoughts: Growth requires effort, intentionality, and sometimes discomfort. But remember, God's got you through it all. Whether you're in a season of growth or you feel a bit stuck, I hope this episode inspires you to evaluate, change, and march toward the best version of yourself.
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Join us as we dive deep into an inspiring story that challenges our perception of faith and God's provision. This episode is not just about money or finances but about life's unexpected challenges and the miraculous ways God intervenes when we trust Him.
🔑 Key Topics Covered:
- The incredible testimony of George Muller's faith in the midst of adversity.
- What true reliance on God looks like, even in the densest fogs of life.
- Why we often limit our perspective to options A and B when God has infinite solutions.
- The significance of prayer in our daily lives and decisions.
- How faith challenges our worldly thinking and the importance of trusting God over our own understanding.
- Learn how to surrender to God's solutions rather than relying solely on our limited human reasoning.
Resources Mentioned:
- ”Streams in the Desert” by L.B. Cowman
- George Muller and his testimonies of faith
- "The Knowledge of the Holy" by A.W. Tozer
- SeedTime.com/churches
Tune in to this episode to be uplifted, inspired, and reminded of the infinite ways God can provide, even when the path seems unclear. Whether you're facing financial struggles or personal challenges, remember that God has endless solutions beyond our imagination. All it takes is trust, prayer, and a bit of faith.
Let's embark on this journey together, challenge our perspectives, and grow in our faith!
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st two chapters of the ebook version, and even get the 5-week book study companion guide.
Hey friends, I recently shared how God helped Linda and me pay off our mortgage in just 9 months, and while hundreds of commenters were thrilled at what God did, some questioned the intentions or priorities behind it. If you've ever wondered why God would answer "superficial" prayers over what might seem like more critical issues, this episode is a must-listen for you.
🎙 What We're Covering:
-
Why Would God Help with "Selfish Prayers"?
- Addressing the doubts and concerns raised about why God would help someone pay off debt rather than solve world hunger or stop child abuse.
- Linda and I get it, guys. We've cried our eyes out over the injustice in the world. We share in your heartbreak, and I talk about that emotional conflict
- If you've ever wrestled with the morality of praying for personal financial blessings, this is your episode.
- We're all about authentic and real conversations here, so no beating around the bush. We tackle tough questions head-on.
- For those of you who want to increase your financial giving, get inspired to see how financial freedom can exponentially grow your impact.
We're not just talking dollars and cents; we're talking about soul-stirring, life-changing stuff here. The kind that makes you rethink not just your finances but your whole life's purpose.
Trust me; you don't want to miss this episode. It could very well be the paradigm shift you need to understand the intertwined beauty of financial stewardship and divine purpose.
See you on the inside! 🎧
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st two chapters of the ebook version, and even get the 5-week book study companion guide.
Note: As always, this podcast isn't just for informational purposes. It's an invitation to shift perspectives, to think a little deeper, and maybe, just maybe, get one step closer to fulfilling your God-given potential.
If you've ever found yourself super excited about a new venture only to feel completely disillusioned shortly after, this episode is for you. It's a powerful deep dive into the emotional journey many of us take when starting something new, and it's filled with practical insights, anecdotes, and advice to guide you through. So plug in, lean in, and let's navigate this valley together. Blessings!
📌 Inside this episode, we'll unpack:
- The universal path many face when starting something new, be it a business, parenthood, or any other venture.
- The critical points where decisions are made and why these might be the worst times to decide.
- The importance of knowing your purpose and how it can anchor you during challenging times.
- A practical chart explaining the ups and downs of expectations vs. reality.
- How the biggest challenges can lead to the biggest growth.
- Why speed bumps, obstacles, and failures aren't necessarily setbacks but part of the journey.
✨ Golden Nuggets:
- "When you have a strong enough why, you can endure almost any how." - Viktor Frankl
- Understanding The Valley of Disillusionment means you can navigate it better.
- "Every time we are doing things in line with God's will, there is a domino effect of side effects and positive benefits to that action."
- Quote of the Episode: "If you want to double your rate of success, you need to double your rate of failure." - Founder of IBM
Links & Resources Mentioned:
- Passive with Purpose workshop
- True Financial Freedom Course
- Real Money Method Course
- SeedTime Community Facebook Group
- Netflix's You vs Wild
- Viktor Frankl's Book: Man's Search for Meaning
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today's guest is Dr. Lee Warren, a neurosurgeon with decades of experience and the author of an incredible book (Hope is the first dose) that covers everything about trauma, healing, and faith. Trust me when I say you won't be able to put his book down!
If you're someone who's gone through a traumatic event or you're in the middle of one right now, this episode is going to provide a lot of value. And even if you haven't, knowing how to handle these situations can be life-changing. Let’s get into it!
Why You Need to Listen to This Episode: * Ever faced a traumatic event in your life? Ever been in a situation that felt (or feels) hopeless? Learn how to navigate through it with wisdom. * Get first-hand advice from Dr. Lee Warren on dealing with everything from emotional to financial wounds. * Curious about how a neurosurgeon views trauma? The medical metaphors are incredibly relatable! * Struggling with your faith in the midst of a crisis? Discover what scripture won't tell you but experience will. * And much more, including practical first steps on what to do when you're in the thick of it.
Key Topics/Questions Covered: * The role of faith and science in facing life's challenges. * Real-life stories of how trauma can affect financial well-being. * "First Aid for Emotional Trauma" – Dr. Lee Warren’s initial steps for dealing with emotional wounds. * Addressing the awkwardness: What not to say to someone going through trauma. * Is church always a safe place? How to identify what feels like a safe space for you during traumatic times.
Resources Mentioned: * Dr. Lee Warren’s book: Hope is the First Dose
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode we are chatting about the strategies and techniques I use for effective learning. I truly believe that the art of learning is one of the most powerful tools God has given us, and I want to share the process that has been helping me in case you find it valuable as well!
If you're looking to expand your knowledge, solve specific problems, or even just become better at what you do, this episode is for you!
Here's what we covered:
- My personal love for learning (spoiler: it's like Linda's love for milk chocolate chips! 🍫).
- The strategy I use when trying to grasp a new topic and how this compares to assembling a puzzle.
- How Tim Ferriss and his unique learning challenges inspire our perspective on gaining knowledge rapidly.
- The importance of recognizing where you have knowledge gaps and the humility to fill them.
- My recent journey into understanding soil macronutrients for better gardening (it's more fascinating than you might think)!
- The difference in approach between learning something entirely new vs. refining what you already know.
- Why the order or sequence in which you learn things is more critical than ever in today's age of information overload.
🔑 Key Takeaways:
- Approach learning with humility. Being open-minded allows you to absorb more and view things from different perspectives.
- Sequencing your learning is vital. Think of it as building a foundation and then constructing the house.
- Sometimes, it's about searching for that one game-changing nugget amidst the wealth of information you already know.
Resources Mentioned:
- Tim Ferriss' unique approach to rapid learning.
- The parable of the talents and its application to lifelong learning.
- Our previous podcast episode on quarterly business planning.
Final Thoughts: In an age of information overload, it's not about what you learn but how you learn. Make sure you're not just collecting data but synthesizing it in a way that can truly enrich your life and help you achieve your God-given purpose.
Tune into the SeedTime Money podcast and discover the techniques to elevate your learning process. And hey, if you're interested in a SeedTime pickleball tournament, let us know!
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st two chapters of the ebook version, and even get the 5-week book study companion guide.
So if you don't know our story, we have a pretty remarkable thing that God did in our lives with our mortgage. Essentially we went from being 2 years into a 30 year mortgage and then after obeying God within 9 months we had it paid off!
We have been sharing about this a bit on Instagram and it kickstarted a Reel that went viral-ish and has stimulated a lot of conversations, so we figured it would be good to create a full-length podcast discussing the whole thing.
So grab your coffee or your smoothie, or whatever you like to sip on, and let's dive into an episode that's all about dreaming big, acting boldly, and watching God work miracles. 🙌
Resources Mentioned: * Our Book, "Simple Money, Rich Life" * True Financial Freedom Class
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today's episode is a real treat. I had the pleasure of chatting with Chris McMurray, a pastor, author, business coach, and serial entrepreneur. Chris has a fascinating story that's been covered by national media, and he's the author of the book "Food Stamps to Franchise."
Why You Should Listen:
- Real Stories, Real Impact: Chris shares his incredible journey from struggling with debt and food stamps to building a successful business and becoming a voice in the national conversation.
- Faith and Business: Learn how Chris navigates the intersection of faith and business, making decisions based on principles rather than the heat of the moment.
- Risk and Reward: If you've ever been paralyzed by the fear of starting something new, Chris's insights into risk-taking could be the push you need.
- Cultural Influence: Chris passionately believes that the body of Christ should reclaim its seat at the table in cultural conversations. Hear why and how you can be a part of it.
Key Topics/Questions Covered:
- Chris's remarkable story involving Vice President Joe Biden, some ice cream, and how it catapulted him into the national spotlight.
- The importance of having a "why" in your business and life.
- How risk has played a significant role in Chris's journey and why it's essential for anyone looking to make an impact.
- The books that have influenced Chris the most in his business and spiritual life.
- The one message Chris wishes the entire body of Christ better understood.
Resources Mentioned:
- Book: "Food Stamps to Franchise" by Chris McMurray
- Book: "Creating Magic" by Lee Cockerell
- Books by Henry Nowen: For spiritual grounding
- Wonder Works in Pigeon Forge, Tennessee: An indoor amusement park with a ropes course that taught Chris a life lesson about risk.
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH, and has over 400 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st two chapters of the ebook version, and even get the 5-week book study companion guide.
Today's episode is a special one, and I'm excited to share it with you. We're diving into a topic that's been on my mind a lot lately, and I think it's going to resonate with many of you.
What We're Talking About Today:
- A Fascinating Book Passage: I'm reading from "Five Wealth Secrets" by Craig Hill, and it's sparking some deep thoughts about financial principles in the Bible.
- Jewish Wealth vs. Christian Wealth: We're exploring an intriguing question: Why do Jewish people seem to prosper more financially? We're diving into the numbers and what they might mean.
- Old Testament Wisdom: Are we missing out on blessings by ignoring Old Testament principles? We're talking about tithing, the Sabbath, and more. It's not about being under the law; it's about understanding the blessings attached to God's instructions.
- Living Out the Principles: It's one thing to know Bible verses; it's another to live them out. We're challenging ourselves to study and live out the principles, both Old Testament and New.
Key Takeaways:
- Don't Dismiss Old Testament Principles: There may be blessings attached to living the way God has instructed, even in the Old Testament.
- Balance Knowledge and Action: Knowing where a Bible passage is located is great, but living out the principle is what truly matters.
- Seek Deeper Understanding: There's no limit to how deep we can go with God. Let's hunt down and chase after the blessings of God available to us.
Join us on this journey, and let's explore what God has for us together. If you have any stories or testimonies to share, hit us up on Instagram or email us. We'd love to hear from you.
If you enjoyed this episode, please consider leaving a review on iTunes or wherever you listen to podcasts. Your feedback helps others find the show. Thanks for listening! 🎧
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 two chapters of the ebook version, and even get the 5-week book study companion guide.
Hey friends, we are hosting a passive income workshop starting tomorrow! But you got to get signed up to get access to it!
THE ‘PASSIVE WITH PURPOSE’ WORKSHOP Join us LIVE on Sep. 27-29th at 5:30p PT | 7:30p CT | 8:30p ET
You can sign up for the free 4-day event right here: https://seedtime.com/pwp HERE’S WHAT WE’LL COVER: Day 1 – How Passive Income is God’s Idea (If You do it His Way)
Day 2 – The Trap of Passive Income Without Purpose (and What to Do Instead)
Day 3 – How to Find Winning Passive Income Ideas (My Winners, Losers, and Lessons Learned)
Bonus Day – 2 Simple Ways to Get Started With Passive Income
If you want to hear the rest of my story, plus… * The 4 myths & the honest truth about passive income that no one is talking about. * How to avoid the biggest mistakes I made pursuing passive income. * The simple way to begin crafting your passive income blueprint (with our HI/TF Strategy tool) so you can confidently know you are heading in the right direction. * How, in as little as one hour a week, you can begin creating a passive income stream. * And specific examples and LIVE demos with practical steps to kickstart your passive income journey.
Then I want to invite you to come hang out with us LIVE on Sep. 27th at 7:30 CDT.
You can sign up for the free 4-day event right here: https://seedtime.com/pwp
Welcome back to another episode of the SeedTime Money Podcast! Today we’re diving into some super cool stuff— the four biggest money secrets of millionaires that most people completely misunderstand. Seriously, you don’t want to miss this, it’s eye-opening!
We're unpacking findings from a study by the Ramsey team that surveyed 10,000 millionaires and the results will shake up a lot of the myths you've heard about the actual habits of millionaires.
Why You Should Listen: * Whether you've given a lot of thought to your financial journey or you're still figuring it out, this episode will light a fire under you. * If you've been overwhelmed by misconceptions about what it takes to reach financial freedom, we're busting those myths wide open. * For those who are looking to be more generous, create passive income streams, or just live a life that honors God financially, these insights are invaluable. * Success leaves clues! By understanding the real habits and choices of millionaires, we can apply those lessons in our own lives and change our family trees for the better.
Key Topics Covered: * What percentage of millionaires do you think inherited their wealth? The answer will blow your mind. Spoiler: it's not what you think, and it's super encouraging! * Think you need to rake in the big bucks to hit millionaire status? Think again. We share stats that show you don't need to earn nearly as much as you think. This is great news, friends! * Contrary to popular belief, millionaires aren't all about that bling-bling lifestyle. We're diving deep into how millionaire spending habits actually look like, and yep, it's got a lot to do with good ol' wisdom. * How many millionaires do you think carry a credit card balance? The stats will surprise you and offer us all a lesson.
Resources Mentioned: * Study by the Ramsey team on 10,000 millionaires * The Millionaire Next Door by Thomas J. Stanley * Glorify Bible app * Find me on LinkedIn * Our Course: True Financial Freedom * Our book: Simple Money, Rich Life * Our 10X Investing course
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Hey there, friends! In this episode of the SeedTime Money podcast, we're diving into something that's been on a lot of your minds lately: How do you approach budgeting when you have an inconsistent or variable income? Trust me, I know it's hard, but I've got some insights to share with you that might just make it a little easier.
But first, let's talk snacks! From dark chocolate mint creams to spiced cider, we're sharing our favorite Trader Joe's finds and getting excited for fall. And yes, even our four-year-old has some snack opinions to share!
Here's what you can expect from this episode:
- Our Favorite Snacks: We're kicking things off with a light-hearted chat about our favorite treats from Trader Joe's. If you're a snack lover like us, you'll want to tune in!
- Budgeting with Variable Income: This is the meat of the episode, where we dive into the challenges of budgeting when your income isn't consistent. We've been there, and we've got some strategies to share.
- Real Money Method Course: We'll talk about our Real Money Method course and how it can help you with your budgeting needs. Whether you're in the basic or plus package, there's something for you.
- Adapting to Circumstances: Life throws curveballs, and we'll discuss how to adapt your budget to whatever comes your way. It's not always fun, but it's necessary.
- Planning for Annual Expenses: Those once-a-year expenses can throw a wrench in your budget. We'll share how we handle them and how you can too.
So grab your favorite snack, settle in, and let's talk money. Whether you're struggling with budgeting or just looking for some new snack ideas, this episode has something for you.
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st two chapters of the ebook version, and even get the 5-week book study companion guide.
Today, we're sitting down with Aaron and Jennifer Smith, the dynamic duo behind Husband Revolution, Unveiled Wife, and their podcast, Marriage After God. They've also written a new devotional called "The Marriage Gift," that is a fantastic way to expand on your prayer for your marriage.
Why You Should Listen to This Episode
- Real Talk on Marriage and Money: Aaron and Jennifer get candid about their early financial struggles and how they navigated them while keeping God at the center.
- The Power of Prayer in Marriage: We dive deep into why prayer is the ultimate game-changer for your marriage and how you can start implementing it today, even if it feels awkward at first.
- Advice to Newlyweds: What would Aaron and Jennifer tell their younger selves?
- The Intimacy of Prayer: We discuss why prayer is even more intimate than you might think and how it can transform your marriage.
- Jiu-Jitsu and Marriage?: Find out how the principles of Jiu-Jitsu can actually help you in your marriage.
Highlights and Takeaways
- Did you know that the divorce rate among couples who pray together is less than 1%? Mind-blowing, right?
- Believe What God Says: Aaron emphasizes the importance of truly believing in God's word and promises, especially when it comes to overcoming struggles in marriage.
- Keep Trying: Jennifer's advice to her younger self and to all of us is to keep trying, especially when things get tough.
So, if you're looking to enrich your marriage, especially in a way that honors God, you won't want to miss this episode. Grab your spouse, hit play, and let's dive in!
Links:
- Marriage After God website
- The Marriage Gift devotional
- Marriage After God podcast
- The Unveiled Wife
- The Husband Revolution
- The Marriage Prayer Challenge
- Marriage After God on Instagram - @marriageaftergod
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st two chapters of the ebook version, and even get the 5-week book study companion guide.
Today, we're diving into a topic that's been a revelation in the making for years, and I'm thrilled to share it with you. We're exploring why money is the perfect idol and how all the things we look to money for are actually the things that God wants to be in our lives.
Here's what you can expect from this episode:
- Why Money is the Perfect Idol: We'll break down how money can easily become an idol in our lives, replacing God in areas like provision, security, status, peace, joy, power, purpose, and identity. But don't worry, we'll also explore how to shift our focus back to God.
- Real-Life Examples and Revelations: From our ups and downs to the lessons we've learned, we're sharing personal insights that will resonate with you. Whether you're struggling with debt or seeking to grow in the Lord, there's something here for you.
- Practical Wisdom and Encouragement: We're not just talking about problems; we're offering solutions, encouragement, and motivation to get debt-free, save, and give. You'll hear about how God wants to be the source of everything in our lives and how we can live in that truth.
Remember, God's shovel is always bigger, and He wants to be the source of everything in our lives. Let's explore how to make that a reality together.
P.S. If this episode sparks something in you, please share your thoughts and revelations with me. I love hearing from you and learning how God is moving in your life. Together, we can grow and make a difference.
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st two chapters of the ebook version, and even get the 5-week book study companion guide.
One of our 10x investing students asked a question that I get asked quite often: Should we invest in companies that we disagree with morally? This is a question that many Christians wrestle with, and we're diving deep into it. We explore two different approaches:
- Biblically Responsible Investing: Avoiding companies that don't align with our values.
- Infiltration Approach: Buying stock in those companies to influence change.
What else we are talking about:
Prayerful Investing: We emphasize the importance of praying about our investments and recognizing that there's no one-size-fits-all answer. It's about what God has called you to do.
Consumer Responsibility: We also discuss the impact of our spending habits and how being mindful of where we shop can make a difference.
10x Investing Course: If you're interested in learning more about investing and our approach, check out our 10x investing course at seedtime.com/10x.
God's Work in the SeedTime Family: We share a wonderful review from a listener who found freedom from a scarcity mentality through our Real Money budgeting course.
Join the Conversation: We love connecting with you! Tag us on Instagram with a screenshot of the episode, and let's become friends.
Whether you're a seasoned investor or just starting to think about your finances, this episode is packed with insights, laughter, and real talk. See you inside!
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st two chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode, we dive deep into the essential aspects of living a life that's present, intentional, and aligned with our true purpose. Today we are chatting with Mason King, the author of "A short guide to Spiritual Disciplines" about how we can steward tech in our daily lives (because it isn't going away) to have a healthier walk with God.
Here's what you'll discover:
- Dethroning the Digital Savior: How technology can become an addiction, and why it's essential to recognize our attention as our most precious commodity. Learn how to regain control over your digital life and break free from the dopamine loops that keep you hooked.
- The Journey with Technology: Personal struggles with technology and how they led to a profound realization about the importance of focus, presence, and intentionality in our lives.
- Strategies for Presence: From using apps like Freedom to block distractions to setting specific times for email and social media, discover practical ways to be more present with your family and in your life.
- Praying the Hours: A unique approach to prayer that helps you stay connected with God throughout the day, processing emotions and aligning your actions with your faith.
- Reading the Bible with Joy: Moving beyond the "check-off-the-box" mentality to a more intimate, face-to-face time with God through Scripture. Learn about techniques like Lectio Divina and how poetry can enrich your spiritual life.
- Remembering Mortality: The concept of "Memento Mori" and how keeping death in mind can lead to a more intentional and fulfilling life.
- Balancing Work and Family: How to set limits and boundaries to ensure that work doesn't overtake your personal life, allowing you to be fully present with your loved ones.
- And much more...
If you're feeling overwhelmed by the digital world, struggling to find balance in your life, or seeking a deeper connection with God, this episode is for you. Join us as we explore practical strategies, spiritual insights, and personal experiences that will inspire you to live a life of purpose and presence.
Whether you're looking for ways to enhance your prayer life or seeking practical tips to reclaim your attention from the digital world, this episode has something for you.
Links and Resources Mentioned:
- A short guide to Spiritual Disciplines by Mason King
- Freedom App
- George Herbert's Poetry
- "The Common Rule" by Justin Early
- "The Paraphrase of the Soul" (Poetry Anthology)
Note: This episode is perfect for those who want to honor God with their attention, be more generous with their time, and find authentic and real ways to connect with their faith and loved ones. If you're looking to make huge improvements in these areas without feeling talked down to this episode is for you.
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today, we dive into the 2nd part of looking at our 14-Point Checklist to Give Away a Million Dollars. We delve into our personal journey of giving away a million dollars and break down a 14-point checklist that guided us. This isn't just about our experience; it's about providing you with ideas and inspiration to reach your own financial and giving goals.
So, see you on the inside!
Want our 14-point checklist? DM @seedtime, or send an email to bob@seedtime.com and request your free PDF copy!
Links:
- Our book: Simple Money, Rich Life
- True Financial Freedom Class
- Real Money Method
- 10x Investing Course
- How to find your REAL hourly wage in 10 minutes
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st two chapters of the ebook version, and even get the 5-week book study companion guide.
Today we are looking at our 14-Point Checklist to Give Away a Million Dollars. We delve into our personal journey of giving away a million dollars and break down a 14-point checklist that guided us. This isn't just about our experience; it's about providing you with ideas and inspiration to reach your own financial and giving goals.
So, see you on the inside!
Want our 14-point checklist? DM @seedtime, or send an email to bob@seedtime.com and request your free PDF copy!
Links:
- Our book: Simple Money, Rich Life
- True Financial Freedom Class
- Real Money Method
- 10x Investing Course
- How to find your REAL hourly wage in 10 minutes
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st two chapters of the ebook version, and even get the 5-week book study companion guide.
We recently took a road trip and recorded this episode from our phone at a rest-stop.
But, if you want to know get to know us a bit better, this episode will give you a peek into who Bob & Linda are!
Enjoy!
Inside, I’m going to show you the 4-step process that can stop negative, reactive spending habits in their tracks and get you on the path to saving, giving, and enjoying more of your money:
- Identifying the biggest (and messiest) money opportunities with the ‘RFC’ matrix.
- Managing your biggest opportunity with the 80/20 Budget.
- Redirecting the surplus where you want it to go (practicing JOMO instead of FOMO).
- Enjoying the margin you create from decluttering (how to spend more on what brings you joy).
Today we are taking a listener question and discussing some of the keys to handling money and our hearts when things are going well, as well as when they aren't.
A little of what we are covering:
- Ever noticed how pride sneaks up on us during financial highs and evaporates during lows? Let's decode this emotional rollercoaster and the unseen challenges of financial success.
- The two tests I believe God throws our way to measure our real success.
- Hear personal stories from my life's highs and lows, revealing how gratitude and pride can change shades in different circumstances.
- Two practical actions and daily practices to infuse gratitude in your life and keep financial pride at bay.
This episode is not just about handling your financial blessings. It's about transforming how you perceive these blessings and what you do with them. Prepare to change your perspective on financial success, learn how to guard your heart against pride, and embrace gratitude with practical actions.
If you've ever felt challenged by the delicate dance of success and humility, this episode will provide a new rhythm to your journey. It's time to redefine your relationship with money, balance your heart's pride and gratitude, and be a more mindful steward of the resources you have.
Remember, building wealth isn't just about numbers—it's about nurturing your character and grace too. See you on the inside. God bless!
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Have you seen "the Sound of Freedom" yet? Well, we just saw it and there is something we all need to be talking about with it.
🔑 Key Topics Covered:
- Awareness of human trafficking
- Impact of "The Sound of Freedom" movie
- The spiritual aspect of money management
- Motivation to "earn all I can" for giving
- What you do matters on the earth
- Taking action with A21 and Our Rescue
Links:
- The Sound of Freedom Movie
- John's Real Money Method story
- Our Book: Simple Money, Rich Life
- Our Courses at SeedTime
- Tim Ballard and Our Rescue
- A21 organization and ending slavery
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
This is a bit of a personal episode where I am sharing my story of stepping away from social media for a year and the massive impact it had on my life.
Trust me, this episode is gonna make you rethink your relationship with social media and might even inspire you to take a break yourself.
What To Expect:
The Art of Presence: Ever wondered what being more present could do to your relationships and spirituality?
Redefining Social Interactions: Are you afraid that losing touch with social media means losing connections? I was terrified! Join me as I share the unexpected turn my personal connections took during my social media fast.
A Pathway to Contentment: Discover how stepping away from social media led me to an unforeseen wellspring of contentment. I talk about how breaking free from the unending stream of comparisons and achievements on social media paved the way to more contentment.
The Continuum of Life: What happens when you go off the grid? I share a humble yet eye-opening realization.
Whether or not you decide to take a social media fast, this episode is an invitation to reflect on where your time and focus are channeled. Together, let's weigh the eternal impact and the higher calling beyond the quickly fading thrills of likes and shares.
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
On our 10x Live investing workshop we hosted last week we gave away a couple stacks of books that deeply impacted how I handle money.
And a bunch of you kept asking for the list, so here we are.
Now at this point I have read about 100 money books over the last 15 years. And this list is the 10 or so that have made a significant impact on my thinking or behaving with money.
Some are written by Christians and some are not. I don’t agree with everything anyone says or writes regardless of whether or not they are a Christian, so I chew the meat and spit out the bones and encourage you to do the same thing!
#1 https://amzn.to/3Py7JWn
#2 https://amzn.to/46n9Q5v
#3 https://amzn.to/3JA15Lt
#4 https://amzn.to/3Psn3ny
#5 https://amzn.to/42XHJa1
#6 https://amzn.to/3CNeoV1
#7 https://amzn.to/3JWbilV
#8 https://amzn.to/42XHJa1
#9 https://amzn.to/46jI6yN
#10 https://amzn.to/3XzVgDF
#11 https://amzn.to/3qZTqzH
Additionally, there are some other fantastic money books out there that are NOT on this list. But these just happen to be the ones that spoke to me most at the time I read them.
And as a little shameless plug to possibly save you a little time, part of why I wrote Simple Money, Rich Life was to be able to distill everything I learned in these 100 books into 1.
So if you want the best nuggets from most of these books you will find it all rolled up in our book Simple Money, Rich Life which you can get with free shipping here: https://seedtime.com/smrl
It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Watch this episode on our SeedTime Money Podcast YouTube channel!
Are You Doing Something Wrong if You Aren’t Financially Blessed? That's the question we are tackling today and I promise you, this topic is just the tip of the iceberg of what we’re about to unfold.
Here's a little of what we are discussing today:
- Redefining Blessed: We tackle the big question - what does being “blessed” really mean? Is it just about the dollars in your bank account, or is there more? This episode might just change how you look at the world.
- Social Media Mirage: We’re spilling the beans on social media’s “highlight reels” and how they mess with our minds. You might think everybody’s killing it except you. But, is that really true?
- Count Your Blessings: No, seriously, count them. We chat about gratitude, the importance of cherishing the little things, and keeping your focus on what truly matters. Sometimes, it’s about re-centering your heart.
- Seed Time & Harvest: We explore the powerful concept of sowing and reaping. Sometimes you’re planting seeds and it doesn't seem like much is happening. But stay patient, my friends. There’s a time to reap what you sow.
- Asking the Right Questions: Are you asking, “What am I getting out of this?” Instead, let’s pivot to “What can I give or put into this experience?” We're flipping the script!
- Is It You, or Is It Timing?: We talk about those seasons when you feel like you’re in a rut. Is it because you’re doing something wrong, or is it just not the right time? Hang tight, breakthroughs are real!
- Wise Counsel vs. The Noise: It's important to surround yourself with people who can provide honest feedback and encouragement. Learn how to discern between genuine counsel and the noise.
- Embracing the Ups and Downs: Life is full of cycles. We discuss embracing the seasons of life, both the challenges and the triumphs. There's wisdom and growth in every season.
Whether you’re looking to build wealth, find contentment, or understand the season you’re in, this is an episode you don’t want to miss. Let’s embark on this journey together and remember - we're all in this crazy thing called life together. Hit play and let’s get this party started! 🚀
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Alright all this is the final day of the 10x Live investing workshop! And we saved the best for last!
You can get the discounted 10x Investing course packages (until the end of the month) at https://seedtime.com/10x
And you can grab LIFETIME access to the recordings and slides here: https://seedtime.com/replays
Starting Monday, June 19th, we’ll be going live every afternoon for the 10x Investing LIVE workshop!
Here’s what we’ve got planned for this FREE event…
Day 1: Investing is God's Idea (Biblical Principles of Multiplication).
Day 2: Why Investing Isn't Gambling (and How to Find Your Risk Tolerance).
Day 3: 3 No-brainer Investments Everyone Should Consider.
Day 4: The “10x Path” I've Followed to Multiply Multiple Investments by 10 Times – or More (and How You Can Use it, Too)!
Day 5: 5 Common Risky Mistakes That Almost All Investors Make... and What I Do Instead.
Over these 5 days together, you'll realize investing isn't as complicated or scary as it often seems. Instead, it's part of God's plan to be fruitful and multiply! It's not about 'getting rich quick' but watching your simple efforts bear fruit in the long term.
When is it? Monday, June 19th - Friday, June 23rd at 1p CST / 2p EST.
Will there be recordings? If you would like on-demand access to the event recordings, they’ll be available at a discount once you sign up for 10x Investing LIVE at the link below.
The event is totally free to sign up, but we do plan to sell this as a product in the future at $47.
The special deal we have to kickoff this event knocks the recordings down to about half-price.
Grab LIFETIME access to the recordings here: https://seedtime.com/replays
Starting Monday, June 19th, we’ll be going live every afternoon for the 10x Investing LIVE workshop!
Here’s what we’ve got planned for this FREE event…
Day 1: Investing is God's Idea (Biblical Principles of Multiplication).
Day 2: Why Investing Isn't Gambling (and How to Find Your Risk Tolerance).
Day 3: 3 No-brainer Investments Everyone Should Consider.
Day 4: The “10x Path” I've Followed to Multiply Multiple Investments by 10 Times – or More (and How You Can Use it, Too)!
Day 5: 5 Common Risky Mistakes That Almost All Investors Make... and What I Do Instead.
Over these 5 days together, you'll realize investing isn't as complicated or scary as it often seems. Instead, it's part of God's plan to be fruitful and multiply! It's not about 'getting rich quick' but watching your simple efforts bear fruit in the long term.
When is it? Monday, June 19th - Friday, June 23rd at 1p CST / 2p EST.
Will there be recordings? If you would like on-demand access to the event recordings, they’ll be available at a discount once you sign up for 10x Investing LIVE at the link below.
The event is totally free to sign up, but we do plan to sell this as a product in the future at $47.
The special deal we have to kickoff this event knocks the recordings down to about half-price.
Grab LIFETIME access to the recordings here: https://seedtime.com/replays
Starting Monday, June 19th, we’ll be going live every afternoon for the 10x Investing LIVE workshop!
Here’s what we’ve got planned for this FREE event…
- Day 1: Investing is God's Idea (Biblical Principles of Multiplication).
- Day 2: Why Investing Isn't Gambling (and How to Find Your Risk Tolerance).
- Day 3: 3 No-brainer Investments Everyone Should Consider.
- Day 4: The “10x Path” I've Followed to Multiply Multiple Investments by 10 Times – or More (and How You Can Use it, Too)!
- Day 5: 5 Common Risky Mistakes That Almost All Investors Make... and What I Do Instead.
Over these 5 days together, you'll realize investing isn't as complicated or scary as it often seems. Instead, it's part of God's plan to be fruitful and multiply! It's not about 'getting rich quick' but watching your simple efforts bear fruit in the long term.
When is it? Monday, June 19th - Friday, June 23rd at 1p CST / 2p EST.
Will there be recordings? If you would like on-demand access to the event recordings, they’ll be available at a discount once you sign up for 10x Investing LIVE at the link below.
The event is totally free to sign up, but we do plan to sell this as a product in the future at $47.
The special deal we have to kickoff this event knocks the recordings down to about half-price.
Grab LIFETIME access to the recordings here: https://seedtime.com/replays
Starting Monday, June 19th, we’ll be going live every afternoon for 10x Investing LIVE!
We’ll be talking about Biblical multiplication principles, how to practically apply them in our lives by investing wisely, and a whole lot more!
Here’s what we’ve got planned for this FREE event…
- Day 1: Investing is God's Idea (Biblical Principles of Multiplication).
- Day 2: Why Investing Isn't Gambling (and How to Find Your Risk Tolerance).
- Day 3: 3 No-brainer Investments Everyone Should Consider.
- Day 4: The “10x Path” I've Followed to Multiply Multiple Investments by 10 Times – or More (and How You Can Use it, Too)!
- Day 5: 5 Common Risky Mistakes That Almost All Investors Make... and What I Do Instead.
Over these 5 days together, you'll realize investing isn't as complicated or scary as it often seems. Instead, it's part of God's plan to be fruitful and multiply! It's not about 'getting rich quick' but watching your simple efforts bear fruit in the long term.
When is it? Monday, June 19th - Friday, June 23rd at 1p CST / 2p EST.
Will there be recordings? If you would like on-demand access to the event recordings, they’ll be available at a discount once you sign up for 10x Investing LIVE at the link below.
The event is totally free to sign up, but we do plan to sell this as a product in the future at $47. The special deal we have to kickoff this event knocks the recordings down to about half-price.
Grab LIFETIME access to the recordings here: https://seedtime.com/replays
In this must-listen episode, we delve into seven crucial financial truths that we wish we'd known in our twenties. By sharing these gems, we aim to provide a shortcut to financial wisdom, enabling you to make well-informed financial decisions that will set you up for a prosperous future.
Here's what you can expect:
1️⃣ Becoming a Money Scholar: We'll talk about why becoming a student of money is the first step towards financial freedom. You'll learn about available resources and how knowledge acquisition sets the stage for better decision-making in your financial life.
2️⃣ Discipline over Motivation: We'll reveal why discipline is your most valuable asset and how having a budget - and sticking to it - is the secret sauce for achieving your financial goals.
3️⃣ Demystifying Debt: We'll cover the dual nature of debt, both as a potential tool for achieving financial goals and as a burdensome pitfall when misused.
4️⃣ The Long Game of Investing: Discover why the stock market, despite its volatility, can be a profitable long-term game. We'll discuss the benefits of starting your investment journey early and riding the ups and downs to accumulate wealth.
5️⃣ Living Below Your Means: We'll provide practical tips on how to save money by cutting back on expenses and living a lifestyle that costs less than your earnings.
6️⃣ The Power of Seeking Help: We'll talk about how no one is an island in the journey of financial management.
The best time to start planning for your financial future is now. So, tune in to get inspired, informed, and put these lessons into action for a better financial future.
Not only does this episode arm you with valuable insights into money management, but it also fosters a mindset that encourages you to start planning for your financial future immediately.
Whether you are in your twenties or beyond, this episode is a game-changer. If you're ready to transform your relationship with money, grab your headphones and let's dive in! 🎧🚀
Links:
- @IanBuildsWealth on Instagram - instagram.com/p/ClQ5xxQOWsl/
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Guess what? SeedTime just turned sweet 16 today! 🎉 (Psst… we've got some cool gifts and bonuses for you today!)
It's been a crazy ride these past 16 years, hasn't it?
I mean, by God’s remarkable grace, we've had the chance to connect with over 55 million folks through our website, the SeedTime Money Podcast, and our YouTube channels.
Can you believe that!?
And then we've seen more than 9,200 students pass through our courses https://seedtime.com/u and nearly 20k copies of Simple Money, Rich Life https://seedtime.com/smrl have found new homes.
But even though I am admittedly a numbers nerd, the numbers aren't even close to the best part...
From day one I have been collecting stories from people like you who have shared with me the things God has done in their financial lives.
And over 16 years I now have thousands of those stories that I treasure. Every story, every success, is another reminder of the great things God can do. Looking back, it's pretty amazing seeing what God has done the last 16 years.
But, it never should have happened…
The unlikely story of SeedTime
On June 1st, 2007, SeedTime (or originally ChristianPF.com) was born.
It was just a little blog where I shared the personal finance lessons I was learning along with what I was finding in the Bible about money.
At the time I was stuck in a dead-end job and felt hopeless about my career and my ability to make any sort of impact in the world.
And I had this pipe-dream that one day we could earn enough from the blog to eat and live indoors.
But the odds were terrible.
At the time earning money from a blog was incredibly difficult. In fact, in 2007 I literally was only aware of 2 bloggers in the entire world that were earning anything close to a full-time income from blogging.
And my millionaire mentor, who had taught me so much about money, told me going full-time as a blogger was a terrible idea.
And He was right.
But here’s the thing. The Bible is full of “terrible ideas” that just happened to be exactly what God wanted.
Here’s one: “Hey, I have a military strategy for you. Just march around the city 7 times and then yell real loud. Oh and if it doesn’t work, you’ll probably die.”
God seems to love to use “terrible ideas” because no one can take credit for it when it works out.
Today Linda and I are going into the full story of how SeedTime began.
- How we went from being the financial messes that we were to following God into the unknown
- How we overcame our fears and insecurities and nay-sayers
- How we handled “stepping out of the boat” after I got laid off and became a “full-time blogger”.
- One critical mistake I made that should have sunk us
- And the most important thing we did to keep SeedTime alive and well 16 years later.
- And a lot more of the ins and outs of how God took 2 broke kids from Missouri and did something only He could do
Links:
- Enter the $2k giveaway: https://seedtime.com/2k-giveaway
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In today's episode of the SeedTime Money podcast, we dive into a fundamental question many listeners are curious about - where to put your money when saving for significant purchases like a car or a home renovation. It's a loaded question with a multitude of possible answers, so today, we're aiming to bring clarity to the subject.
Links:
- Get 4.6% on your savings with CIT's Savings Connect account here: https://seedtime.com/cit
- The $2k giveaway - https://seedtime.com/2k-giveaway
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
Key Questions & Topics we cover:
- 3 places you definitely should not be putting your money.
- Learn about the dangers of putting all your eggs in one basket, especially when it comes to financial institutions and their surprising limits.
- Discover the alarming truth about the misleading returns on investment that most people don't realize until it's too late.
- Thinking of investing your savings in the stock market or crypto? We're sharing why this could be a gamble you don't want to take.
- Find out why we are adamant about not putting our money into individual stocks or index funds for short-term goals.
- We'll break down why CDs could be your golden ticket when saving for a large purchase in the near future.
- Stumped about where to put your savings? We're revealing the high-interest savings accounts we're personally using and why.
- Discover why choosing the right bank matters and how it could make the difference between earning peanuts and striking gold with your savings.
- The shocking tactics big banks are using to profit off us
If you're saving up for a big purchase, or even if you're just curious about how to make your money work harder for you in a safe and secure way, then this episode is for you. We'll debunk some common misconceptions and equip you with the knowledge you need to make smart, informed decisions about your money.
We even dig a little bit into the banking world and explore how traditional big banks like Bank of America and Wells Fargo compare with newer, online banking options like CIT Bank when it comes to savings accounts.
So if you're interested in making your savings work for you, growing your money in safe places, or just getting a better understanding of the banking world, then this is an episode you don't want to miss!
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.
Today we discuss a biblical formula for paying off debt miraculously fast. While the idea of a biblical formula may seem odd, we explore a passage from 2 Kings 4 that reveals the key to unlocking supernatural financial miracles.
What we are covering today:
- Discover the "Biblical Formula" for paying off debt miraculously fast
- Uncover the secret behind leveraging what's already in your house to make a dent in your debt
- Learn how a simple question from the Bible can transform your financial situation – what do you have that God can bless and multiply?
- Explore the power of surrounding yourself with the right people in your debt-free journey and why shutting the door to naysayers is crucial
- Get inspired by real-life examples of ordinary people turning their seemingly insignificant skills into extraordinary opportunities
- How to unlock the potential of your faith and open the door to supernatural miracles in your finances
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Lot's of great stuff in today's episode, friend! We are going to be talking about the difference between the wealthy mindset vs the middle-class mindset and why it has nothing to do with how much you earn. We are also going to explore God's design for multiplication and how it directly applies to our financial lives.
- Uncover the crucial differences between the middle-class and wealthy mindsets
- Unlock the power of long-term thinking for exponential financial growth
- Learn the secret to creating a sustainable and ever-growing cycle of wealth
- Find out how shifting your mindset can lead to true financial freedom
- and a lot more!
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode of the SeedTime Money podcast, we dive into 10 reasons why you might not be sticking to your budget and discuss how you can overcome these obstacles. Inspired by @IanBuildsWealth on Instagram, we share insights on how to create a realistic and effective budget that works for you.
Here's what we cover in this episode:
✅ The common budgeting myth that's sabotaging your financial goals - and how to fix it for good
✅ Why your budget might be failing you, even if you think it's working well - and the steps to supercharge your progress
✅ The surprising reason your budget is "janky" and difficult to stick to - and the simple mindset shift to make it work like a well-oiled machine
✅ The one thing you absolutely need to include in your budget for it to be successful
✅ How to use a zero-based budget to take control of your money and finally stop wondering where it went
✅ The budgeting method that works like nothing else, allowing you to use real money without cash or envelopes
✅ The importance of having realistic numbers in your budget and how it can make or break your financial success
✅ How to make your budget work for your unique lifestyle and personal financial goals, no matter where you live or what you do
Links:
- Our Real Money Method Budgeting Course
- Ian Builds Wealth
- Empower (spending tracker)
- Instacart (grocery delivery)
- Rover (pet sitting)
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode we are exploring 7 of our favorite ways to bless someone financially. So if you need some gift ideas or other ideas of how you can use your wallet to be a blessing to someone in your life, we think you'll like this episode.
Here are the ideas/links mentioned:
- (01:18) Pray about who you can be a blessing to today
- (01:40) Our True Financial Freedom Class
- (02:34) Send money on Venmo
- (03:56) Spoonful of Comfort
- (06:11) Alabaster Co
- (07:11) But God (book)
- (08:03) Buy from an artist or small business
- (13:39) Buy a spa treatment
- (15:34) Buy a book for someone
- (16:07) A Gift from the Sea (book)
- (16:14) I’m so Glad You Were Born (book)
- (18:31) Pay for a couple to go on a date and/or a babysitter for their kids
- DM us on Instagram @seedtime
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
A friend recently shared how she is being unfairly paid at her job and a lot of good came out of the conversation we had. You don't want to miss this episode if you're looking to transform your mindset around money, generosity, and faith. Get ready for some incredible insights, as we explore:
🔸 The power of reframing an unfair situation
🔸 The importance of tracking your giving
🔸 How generosity can impact your financial success
🔸 Trusting God in your financial journey
🔸 A surprising mindset shift to embrace in your giving process
🔸 The art of turning unexpected expenses into acts of generosity
🔸 Learning to trust God as our provider in all circumstances
Join us in this uplifting conversation and discover how you can unlock the joy of giving, even in the most challenging situations. This episode will give you the tools to not only change your financial mindset but also strengthen your faith in the process. And share with a friend who needs to hear it!
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
This ought to be a fun one in which other married couples can relate to. Have you ever felt out of sync when it comes to your finances and budgeting?
But what if there's a crack in the budget? We invite you to our conversation where Linda shares this "money secret" that she's been hiding from Bob. Let us know if you can relate…
🔑 Key Topics Covered:
- We’ve tested out several budgeting methods
- Previous budgeting methods just didn’t work for us and it would lead to confusion and overspending
- Linda found a “crack” in our budget that would allow uncontrolled spending
- We created a budgeting system that works for us, Our Real Money Method!
- We now maintain financial accountability with ease
Links:
- Our Real Money Method Budgeting Course
Watch this episode on our SeedTime Money Podcast YouTube channel!
If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode, I share my personal journey of breaking free from a soul-crushing corporate job 16 years ago to fully stepping into a realm of blessing I could have never imagined.
In this episode you'll:
- Hear about the pivotal moment that inspired me to break free from the corporate world and pursue my God-given dreams
- Learn how trusting God's guidance led me to a radical life transformation and lasting freedom
- Find inspiration in the power of "20 seconds of insane courage" that changed the trajectory of my life
- Hear the best advice I've learned for facing fear and uncertainty when pursuing your passions
- Be motivated to take your own leap of faith and follow wherever God leads
Links mentioned:
- Our True Financial Freedom 6-week financial class: https://seedtime.com/tff and email bob@seedtime.com to find out about group discounts.
Watch this episode on our SeedTime Money Podcast YouTube channel
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode of the SeedTime Money podcast, we discuss seven crucial money lessons that can help you achieve lasting financial success. These lessons are inspired by a recent post on Twitter, and we share our thoughts on each point and how they've impacted our financial journey.
🔑 Key Topics Covered:
- The secret to going beyond a W2 income for true wealth
- How to safeguard your money from a hidden financial enemy
- Mastering the art of intentional spending for maximum impact
- A groundbreaking financial concept that changes everything
- The crucial money move to make with every paycheck
- Unlocking the magic of exponential growth in your finances
- An unexpected financial habit that can revolutionize your wealth journey
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
So excited about our conversation with Mark Batterson today. His new book: 'Please, Sorry, Thanks' is out now and so we are exploring the depths of gratitude and thankfulness and the unbelievable impact they can make in our lives if we let them. Here is a little of what we cover in this episode:
- Discover how Mark would advise his younger self during a time when gratitude was lacking and what he has learned since then.
- Learn how Mark has handled his success as an author and pastor, and the role gratitude has played in keeping him grounded.
- Find out how everyday miracles are all around us, and how adopting a perspective of gratitude can change your life.
- Discover the profound impact near-death experiences can have on one's outlook, and why we shouldn't need such events to truly appreciate our lives.
- And a lot more.
Watch this episode on our SeedTime Money Podcast YouTube channel
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today I want to give you a little bit of a PSA. Well, it's more like don't make the same mistakes we made. And, I'm sure there's some of you listening who can save a whole lot of money with what we're gonna be talking about today. But long story short, I was paying the bills the other day and I noticed our water bill was almost $300! Has this happened to you? We hope that our lesson learned will benefit you!
Links:
- Watch this episode on our SeedTime Money Podcast YouTube channel
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
This is from truly impactful section from a workshop we did a couple months ago. We helped our attendees create a 30-day financial plan, enabling them to kickstart their budget and save money for the best 2023 ever!
During the workshop, we covered 5 common limiting beliefs that many people experience when it comes to building a budget or a spending plan.
The insights we shared resonated with so many participants that I knew I had to share it with you. My hope is that by addressing and breaking down these limiting beliefs, you can overcome any hurdles holding you back from taking control of your financial life.
Throughout the episode, you'll hear us discuss the following limiting beliefs:
- "I don't make enough money to budget."
- "It's too hard and time-consuming."
- "I'm not good with numbers."
- "I don't want to face my financial reality."
- "I don't want to stop spending on things I love."
We want to inspire you to tackle these beliefs head-on and discover what God might be trying to tell you in this area of your life. Our goal is to make budgeting and managing your finances easy and accessible, no matter your current situation.
So, if you're ready to take control of your finances and break free from the limiting beliefs that might be holding you back, tune into this episode. We'll be your hype team, cheering you on every step of the way. And remember, you can access the full workshop in our Real Money Method Plus package for even more invaluable insights.
Links:
- Our Real Money Method Plus Package - SeedTime.com/rmm
- Watch this episode on our SeedTime Money Podcast YouTube channel
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode, we're talking about the second most important financial metric to track, which we call Assets Under Management (AUM). Everything that you do, whether good or bad, affects your AUM. And it's a great number to track because it's a way to measure your financial progress, and if you're moving forward financially.
Links:
- Get your FREE AUM spreadsheet - https://seedtime.com/smrl-aum/
- Our Book - Simple Money, Rich Life: https://seedtime.com/smrl/
- Watch this episode on our SeedTime Money Podcast YouTube channel
These are a few of the topics we cover:
- Everyone should know their AUM (no matter their financial class)
- Why we don't like the term "Net Worth"
- Why AUM reframes your thinking into true stewardship
- Why you should track your AUM
- How to determine your assets
- How much debt do you have?
- How to calculate your AUM
- How often should you check your AUM?
- Good managers know what they are managing
- See improvement with your AUM by just making a few tweaks
- God is waiting for you to take that first step in faith and trust Him
- Find more in Chapter 2 of our book: Simple Money, Rich Life
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
A few days ago President Biden initiated a new federal rule could raise the monthly mortgage payments of buyers with good credit scores (680+) by over $60 a month…
And when I first saw this I thought for a minute it was a Babylon Bee headline. Turns out it isn’t, but is from Newsweek.
I then shared it with our Instagram family(https://www.instagram.com/seedtime/) and the response was insane. I probably had 50 DMs in less than 24 hours about it - some outraged, some confused, some with questions.
And so today we are going to be doing our weekly LIVE podcast and discussing this and answering as many questions as we can about it.
Here are a few of the questions we will be answering:
- How this new fee affects homebuyers with a credit score of 680 and above 2
- What credit score ranges will be getting a discount from current rates
- How 2/3 of the population is negatively affected by the new mortgage calculation adjustments
- What you might expect to pay if your credit score is around 680 under the new rules
- If you already have a mortgage, will these new adjustments apply to you
- And more…
Links for further reading:
LLPA Matrix: https://singlefamily.fanniemae.com/media/9391/display
LLPA changes: https://www.mortgagenewsdaily.com/news/01192023-big-llpa-changes
When I was 13 years old, I spent every dollar I earned on golf. I would play two or three times a week and became a pretty good golfer for my age. While I liked golf, it was never really my favorite sport. But my identity had become wrapped up in it, so I kept playing. It was what I and others had come to expect.
As I got older, it dawned on me that spending all my money on a hobby just because I had an aptitude for it or because it was what I was known for didn’t make much sense. So, even though it wasn’t easy, I laid down that part of my identity.
Additionally, over the years, I began better aligning my hobbies with my goals by asking these questions:
- What if I chose hobbies that weren’t inherently expensive?
- What if I chose hobbies that could make me healthier?
- What if I chose hobbies that would generate income?
When I started asking these questions, I began to see hobbies in a different light. Instead of paying $50 a round to play golf, I could play tennis for free, spend less on equipment, and get better exercise.
So our discussion today isn’t to try to get you to lay down hobbies you love, but instead to evaluate them from time to time to make sure they are still serving you well.
Links:
- Watch this episode on our SeedTime Money Podcast YouTube channel
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
A lot of people want to know how they compare, how they stack up to other people.
And in this episode we're talking about 5 signs that you're doing better financially than the average American. Now this isn't to feel good at someone else's expense, but to get a healthy perspective about where you stand financially.
So regardless of where you stand, let's let this be an encouragement - deal?
Links:
- MSN Article mentioned: https://www.msn.com/en-us/money/personalfinance/5-signs-you-re-doing-better-financially-than-the-average-american/ss-AA15DnvL#image=1
- (AUM) The 2nd most important financial metric to track - https://youtu.be/oinQjX87kL4
- Watch this episode on our SeedTime Money Podcast YouTube channel
These are a few of the topics we cover:
- Getting a healthy dose of where you actually stand financially
- Finding direction in where you want to be with your finances
- Falling into the parenting trap of comparing your kids to other kids
- How much do you have in savings currently? Do you need to increase your savings?
- How does your surroundings affect your finances (season of life, where you live, etc.)
- Getting creative when you're in a financial emergency
- The housing market and rise of home values
- Student loans and the rise of interest rates
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
We often get asked "how did you know it was God?" after we share some of our giving stories that God has led us through. While we don't have all the answers and we don't believe there is only one way to hear from God, in this episode we are sharing what we have learned about hearing from God with our giving (and really any other areas of our lives).
In this episode we share
- The exact process we follow when we are trying to identify if we are hearing from God or not.
- A specific miracle money story and example that just happened a couple days ago.
- How hearing from God is something we ALL can do and isn't reserved for the "super-Christians" LOL
- And a lot more...
Today we are talking about the single highest earning investment you can make now (and that you should ASAP). And no it isn't Crypto, Forex, or any other stock pick. It is actually something far easier and more accessible for all of us.
Oh and this is our first ever LIVE podcast episode. As in, we live-streamed it on our SeedTime Money podcast channel here: https://www.youtube.com/channel/UCREfMgyUzMp5UAI0ALjCnSw
For the remainder of April we are going to be live-streaming episodes each Thursday at 1p CST / 2p EST if you'd like to join us!
In studying countless wealthy people I have discovered there is one thing that they NEVER do. They never depend on their willpower to succeed. They find a way to create a system that will automatically lead them to the success they are after.
In today's episode, we are looking at how you and I can steal their secret and apply it to our lives.
Links:
- Automatic Millionaire book by David Bach - https://www.amazon.com/Automatic-Millionaire-Expanded-Updated-Powerful/dp/0451499085
-
Our Book: Simple Money, Rich Life - https://seedtime.com/smrl
-
Watch this episode on our SeedTime Money Podcast YouTube channel
These are a few of the topics we cover:
- Why you should not rely upon willpower
- You can become a millionaire by automating a few things
- The secret of financially successful people
- How we pay income taxes has changed over the years
- How to not think about things you don’t want to think about
- How to become a more consistent giver
- Have you been saving for your retirement?
- What are the areas in your life that you can automate?
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today I am going to break down the Fundrise innovation fund - I’ll share what I like about it, my 2 biggest concerns, how risky of an investment this is and who should definitely NOT invest in it.
And then I’ll give you my verdict on if I am going to be investing in it. I keep getting people asking me about this so I decided it was time to talk about it… so without any further delay, here are my thoughts on the Fundrise Innovation Fund.
Links:
- Get the Fundrise $10 signup bonus: https://seedtime.com/2/fundrise.php
- Fundrise Innovation Fund: https://fundrise.com/offerings/26/view
- Our 10X Investing Course: https://seedtime.com/10X
- Send me a DM on Instagram (@seedtime) - https://instagram.com/seedtime
- Watch this episode on our SeedTime Money Podcast YouTube channel
(Please note: links mentioned may be affiliate links which add to our giveaway fund - for you! Thanks for your support!)
These are a few of the topics we cover:
- What I like about Fundrise Innovation Fund
- The five interesting sectors that are included in this new investment opportunity
- What you should know about IPOs when investing
- My 2 biggest investing concerns that you should also be concerned about
- Why good management matters
- Who should definitely NOT invest in this investment
- What is your risk tolerance?
- How risky of an investment is the Fundrise Innovation Fund?
- How you can learn more about investing in our 10X investing course
- My verdict on if I am going to be investing the Innovation Fund
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today on the podcast, we're talking about paying attention and how it can improve our performance. The idea is based on Pearson's Law, which states that "when performance is measured, performance improves."
This applies to everything from driving on the highway when we see a cop with a radar gun, to weight loss, and to our finances. When we measure our performance, it improves.
So if you're looking to make better decisions with your money, try using one of the methods we discuss to track your spending (aka measure your performance).
Instructions on how to use Personal Capital to track spending - SeedTime.com/cashflow
Links:
- Our Book: Simple Money, Rich Life - SeedTime.com/smrl
- Our True Financial Freedom class - SeedTime.com/tff
- Watch this episode on our SeedTime Money Podcast YouTube channel
These are a few of the topics we cover:
- What do you do when driving down the road and you see a cop car?
- How important is it to pay attention?
- An effective way to improve weight loss
- How to benefit from implementing Pearson’s Law
- If someone were to pay you to track your spending, would you?
- The tool you can use to see where you’ve been spending your money
- How often you should evaluate your spending
- What 98% of our listeners will likely NOT do
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Well, it’s time to get up close and personal. Today we are going to drop you in on a recording where we show our exact budget, exact categories, and why we do what we do. Hope you find it helpful!
For more on the method we use check out seedtime.com/realmoney
You can watch this episode on our SeedTime Money Podcast YouTube channel
These are a few of the topics we cover:
- If you think how you spend your money is weird, it’s ok… we’re all weird!
- Our budgeting categories reflect what is important to us and your categories should reflect what is important to you
- Our budget case study - how we specifically break down our budget
- How you can avoid money fights in your marriage through a budget
- The benefit of budgeting and having the ability to pay off your house and not carry loans
- An overview on how our Real Money Method budget system works
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this episode I am sharing exactly how I went about opening a crypto Roth IRA so that I can get some of my crypto investments inside of the wonderful Roth IRA.
This one will probably be better to watch on Youtube than listen and you can do that here... https://youtu.be/Y8RX_VWXb00
Links:
- Our 10X Investing course (and crypto essentials mini course) - https://seedtime.com/10x
- Alto CryptoIRA ($50 bonus) - https://seedtime.com/2/altoira.php
- Directed IRA - https://directedira.com/
- Bitcoin IRA - https://bitcoinira.com/
- Rocket Dollar Self-directed IRA - https://rocketdollar.com/accounts/self-directed-ira
- ITrust Capital IRA - https://itrustcapital.com/how-it-works
These are a few of the topics we cover:
- The thinking I have when it comes to crypto investing
- How to get crypto into a Roth IRA
- What you should know about Alto's Crypto IRA
- What I didn’t like about other Crypto IRA options
- My choice for investing a Roth IRA with crypto
- The risks you should consider with investing with crypto for IRAs
- The outlook of investing with crypto for IRAs
- The process in setting up a crypto Roth IRA
- A look into my crypto Roth IRA profile
- The easiest trading aspect when it comes to Roth IRA investing
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
So many people think the key to financial success is just in depriving yourself of everything you enjoy in life. We are NOT those people. We believe that you can actually spend MORE on what you love all while improving your financial life. In this episode we talk about exactly how to do that.
And for more, check out Chapter 8 of our book Simple Money, Rich Life: https://seedtime.com/smrl
How to cancel unused subscriptions:
- Apple: https://support.apple.com/en-us/HT202039
- Amazon: https://www.amazon.com/yourmembershipsandsubscriptions
- Google store: https://support.google.com/googleplay/answer/7018481?hl=en&co=GENIE.Platform%3DAndroid
Links:
- Our Real Money Method Course - https://seedtime.com/rmm
- Watch this episode on our SeedTime Money Podcast YouTube channel
These are a few of the topics we cover:
- Do you feel guilty when spending money?
- A better way to be intentional with your money
- Are you spending money on things you don’t need, or that’s not important to you?
- Are you spending money on things that you don't know you’re spending money on?
- Do you have the boldness to defy what everyone else is doing and what all the experts are saying to “do you” and instead, be who God made you to be?
- Have you ever thought about how God is working through you when you’re spending money?
- You need to look for the opportunities that God has given you, as He works through you!
- If you’re married, don’t forget that you are in a partnership and that you need to consider what is important to your spouse as well
- The key we found to be the most helpful when it comes to marriage and finances
- How to stop fighting about money with your partner
- When you get your financial life in order, it doesn’t have to be one or the other…you can do it all!
- The blessings that come from not only obeying God, but partnering with Him
If you haven’t checked out our best-selling book Simple Money Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In this lesson we are talking about the Roth IRA: a LEGAL tax loophole that is “too-good-to-last” according to a millionaire mentor of mine.
If you have heard about the Roth IRA and are curious, this will help give you some inspiration to take advantage of this awesome tool the US Government has given us.
Links:
- Our 10x Investing course will show you (down to what buttons to press) how to open one AND teach you how to make wise investments inside of your Roth IRA - SeedTime.com/10x
- Our True Financial Freedom class will teach you how to master all aspects of the money in a God-honoring way - SeedTime.com/tff
- Watch this episode on our SeedTime Money Podcast YouTube channel
Here is just a little bit of what we cover in this episode:
- Why I think almost everyone should have a ROTH IRA
- How it could save you hundreds of thousands in taxes
- How much can I contribute to a Roth IRA?
- Who is eligible to open a Roth IRA?
- What types of investments can I hold in a Roth IRA?
- When can I withdraw money from a Roth IRA?
- Can I withdraw contributions from a Roth IRA tax-free?
- Are there any penalties for early withdrawals from a Roth IRA?
- What is the difference between a Roth IRA and a traditional IRA?
- Are there any other fees associated with a Roth IRA?
- How do I open a Roth IRA?
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
As parents, we all want our kids to grow up and be successful adults right?. And, in this episode we’re talking about an article I read that is full of wisdom for all parents on this topic. The article consists of some phrases that were never said by 70 parents of highly successful adults.
Links:
- Article mentioned: https://www.cnbc.com/amp/2022/08/20/i-talked-to-70-parents-of-highly-successful-adults-here-are-phrases-they-never-said-when-their-kids-were-young.html
- Send us a DM on Instagram @seedtime
- Watch this episode on our SeedTime Money Podcast YouTube channel
These are a few of the topics we cover:
- It’s not only okay to get things wrong, but it’s good!
- The success that you see comes with many failures that are not seen
- Teaching your children how to walk with God through difficulties
- There is real value in having to work for what you want
- Why character is built by going through the hard stuff
- Why you should never let school get in the way of an education
- Why it’s ok if your child has a subject in school that they are not good at
- Putting your energy into finding what you’re good at
- Laying down your plans and aspirations for your kids
- How to move your children forward in their gifts
- Do your kids earn an allowance?
- Money is not just something you buy stuff with, it’s a tool
- Do you want money, or do you want what you think money is going to give you?
- How to have your kids grow up with a sense of purpose and wanting to make a difference in the world.
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
With the recent banks collapsing (Silicon Valley Bank, Signature Bank, & Silvergate Bank) a lot of people are wondering if their money is safe in their bank. And the answer is MAYBE.
In this episode we are discussing the 2 things you need to do right now to protect your assets in your bank (as well as your investments).
Share this with someone who needs it!
Today we are talking about part 2 of the 10 Golden Rules of Becoming a Millionaire that we are pulling from an article we found. There is lots of good stuff in here, so definitely check this out!
If you haven't checked out part 1 yet, listen to that first!!
Links:
- Our Podcast episode: “The 10 golden rules of becoming a millionaire” (Part 1) - https://seedtime.libsyn.com/the-10-golden-rules-of-becoming-a-millionaire-part-1
- Article ”10 Golden Rules of Becoming a Millionaire” - https://moneytalksnews.com/slideshows/the-10-golden-rules-of-becoming-a-millionaire/
- Lessons I learned from my millionaire mentor: https://seedtime.com/investing-lessons/
- Our 10X Investing course - https://seedtime.com/10x
These are a few of the topics we cover:
- The balance of YOLO and saving for tomorrow
- How do you want to spend your retirement?
- The only 6 ways to get rich
- The best ways to build wealth
- Would you fare better working for a business or starting your own business?
- The riskiest thing that you can do
- Your well being is no one else’s responsibility
- Are you depending on the government, or depending upon God?
- Why less is more… even when it comes to information
- The healthiest strategy when it comes to investing in the stock market
- Why time is not money… money is time!
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today we are talking about The 10 Golden Rules of Becoming a Millionaire that we are pulling from an article we found. There is lots of good stuff in here, so definitely check this out!
And then stay tuned for part 2!
Links:
- Article ”10 Golden Rules of Becoming a Millionaire” - https://moneytalksnews.com/slideshows/the-10-golden-rules-of-becoming-a-millionaire/
- Our Book: Simple Money, Rich Life - https://seedtime.com/smrl
- Chris & Andrea Peach Podcast Episode: How this couple paid off $52k in 7 months (12/14/2020)- https://directory.libsyn.com/episode/index/id/17132114
- Our 10X Investing course - https://seedtime.com/10x
These are a few of the topics we cover:
- Our journey and motivation for making money
- The secret to being content
- Have you involved God and prayed about your finances?
- We hope you’re not spending your money like this…
- Why there is no “neutral” ground in personal finance
- How much you make doesn’t matter as much as THIS does
- The best time to buy stocks and the best time to sell
- The risk/payoff ratio when it comes to investing
- Warren Buffet’s golden rule on investing
- The difference between looking rich and actually being rich
- Having an eternal perspective when it comes to your finances
- Money is an amplifier to your character
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Your WORTH in the marketplace is tied to CONTEXT. This is incredibly important to understand when you are wanting to earn more from the work you do. So in this episode we discuss how to position yourself to get paid MORE for the work you do.
Links:
- Glassdoor: https://glassdoor.com
- Our Book - Simple Money, Rich Life: https://seedtime.com/smrl/
- Watch this episode on our SeedTime Money Podcast YouTube channel
These are a few of the topics we cover:
- How to determine your worth and your value in the marketplace
- The value of something depends upon the context (The Joshua Bell story and lesson)
- How to get yourself in the position where you're valued the most
- How to operate within your giftings
- How to discover what your gifts are
- How the Enneagram fits in
- Why you have to continue to learn and hone the skills God has given you
- How to identify where you need to be
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 275 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
In 2009 - yes 14 years ago - I began writing random articles to generate passive income on a site called Hubpages. I haven’t written a thing for the site in over a decade and I am still getting checks from them each and every month.
And so in this episode I want to give an update on how this passive income experiment with Hubpages has worked out for me and a recent experience from a reader in the SeedTime community as well.
Links:
- SeedTime blog post - "Make money writing for Hubpages" - https://seedtime.com/make-money-writing-for-hubpages
- Watch this episode on our SeedTime Money Podcast YouTube channel
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today I'm sharing 4 different ways that I've been using a new AI tool called Chat GPT for Bible study. It's a really fascinating tool and I'm excited to share with you to see how it can help you out in your Bible study.
Chat GPT is a free AI tool that that has infinite possibilities, but today we are talking specifically about how we can use it to help us quickly search for Bible verses, generate summaries or outlines of Bible passages and even answer questions about what was going on in the world when a specific book of the Bible was written.
It's been a great tool to help me in my Bible study and you might find it helpful as well.
The first way I've been using it is to ask, "What does the Bible say about blank?" This has been really helpful to quickly search for different Bible verses on a specific topic. All you have to do is type in the topic and it will spit out different Bible verses that relate to it.
The second way I've been using Chat GPT is to ask, "Are there any Bible verses that support this “blank”?" I can paste in a section of text I wrote and it will provide me with Bible verses that can help support my point. This has been really helpful because sometimes there are verses that I can't remember but this tool can help me out.
The third way I've been using Chat GPT is to generate summaries or outlines of specific Bible passages. For example, I asked it "What's the meaning of the parable of the talents?" and it provided me with a great summary of the parable and the lesson it teaches us.
If you wanna try it out, you just need to go to chat.openai.com and create a free account. I'd love to hear your thoughts on this tool and how you're using it in your Bible study. Let me know by sending me a DM on Instagram. Thanks for joining me on today's episode and I'll see you in the next one!
Links:
- ChatGPT - https://chat.openai.com
- Send a DM on Instagram - https://www.instagram.com/seedtime
- Watch this episode on our SeedTime Money Podcast YouTube channel
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Whether you are in a financial crisis or doing fine, you can bet that you have had (or will have) financial battles to face. This episode goes over the Biblical approach to face them head-on and to see God show up and do the miraculous in your situation.
Read 2 Chronicles 20 to get the full story.
Links:
- Our Book - Simple Money, Rich Life: https://seedtime.com/smrl/
- How we paid off our mortgage in 3 years - https://seedtime.com/paid-off-house/
- Giving our age as percentage - https://seedtime.com/giving-our-age/
- Prayers for finances PDF - https://seedtime.com/prayers
- Our True Financial Freedom Class - https://seedtime.com/tff
- Watch this episode on our SeedTime Money Podcast YouTube channel
These are a few of the topics we cover:
- One of the coolest miracles of the Bible
- The power of prayer in numbers
- Even when it seems impossible, do this
- Blessings and protections received when obeying God
- Do this when you are facing a battle in your finances
- How to do what you can in the natural, so you can experience what God can do in the supernatural
- The unfair advantage we have as Believers
If you haven’t checked out our best-selling book, Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 275 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today we are sitting down with Carlos Whittaker and discussing everything from how he has used Instagram to give away over $2 mil to random people, to how social media algorithms are tearing us apart, to his brand new book called How to Human.
Carlos is a great writer, storyteller, and communicator and this book is more important than ever as we live in such a divided society. This book shows how to do it right, so grab a copy here: https://amzn.to/3XVCOot. And while you are at it, follow Carlos on Instagram: @loswhit
You can watch this episode on our SeedTime Money Podcast YouTube channel
These are a few of the topics we cover:
- What social media sites are you following? Who are you listening to?
- How screen time affects your brain
- How can we be healthy when it comes to technology
- Are you generous? How do you define generosity?
- Can you be addicted to giving?
- What Christians should be doing that the government is currently doing
- How to know where you should give
- Jesus was always gave like this
- You don’t have to wait to have a lot of money to give
- People are desperate to be seen… by us!
- Giving is not only biblical, but spiritual
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
We first paid off our house at age 31 and then after moving to Tennessee, we took out a mortgage and then paid it off again using the simple investing strategy that we talk about in this podcast.
Links:
- Book: Rich Dad, Poor Dad by Robert Kiyosaki - https://amzn.to/3WU6jFT
- Our 10X Investing Course - https://seedtime.com/10X
- Watch this episode on our SeedTime Money Podcast YouTube channel
These are a few of the topics we cover:
- The most impactful investing lesson that I've ever learned
- What items are you currently spending money on that are decreasing in value?
- What can you be buying that will increase in value with time?
- How to be strategic when buying individual stocks
- The benefits of passive investing
- How you can win a $25 Amazon gift card from us
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Some Christians seem to think investing is morally wrong because it means that you are serving mammon rather than God. Well, we not only disagree, but we actually feel that we have a moral obligation to invest our money. Here is why...
Links:
- Our True Financial Freedom Course - https://seedtime.com/tff
- Get 20% off our 10x Investing Course until Feb 16, 2023 using code WINTER23 - https://seedtime.com/10x
- Watch this episode on our SeedTime Money Podcast YouTube channel
These are a few of the topics we cover:
- The consistent connection with our hearts and money
- How to know if you are putting your trust in money, or in God
- Why investing is part of being a good steward
- The trap not-for-profits get stuck in
- God didn’t create us to just be mediocre
- Why we need safe boundaries in place when it comes to our finances
- Believing God for beyond what you can do in the natural
- How we behave with our money reveals our heart
- The secret of being content
- What is true financial freedom?
- How to grow your money so that you can give more
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
As I was updating our 10X Investing Course, I came across a lesson that I wanted to share with you! It’s my life-long investing plan. This lesson is broken up into four key stages and I’ll take you through each one of them.
If you want to learn more, we are currently running a special on our 10X Investing Course that you can sign up for in the links below.
Links:
- Get 20% off our 10X Investing Course until Feb 16th, 2023 using code WINTER23 - https://seedtime.com/10X
- Send me a DM on Instagram (@seedtime) - https://instagram.com/seedtime
- Send me an email: Bob@SeedTime.com
- Watch this episode on our SeedTime Money Podcast YouTube channel
These are a few of the topics we cover:
- The 10X stages of investing and my life-long investing plan
- Anti-investments and why they need to be eliminated
- How to begin laying a foundation when it comes to investing
- How to see the power of your money working for you
- The critically important thing you need to do to break out of the rat race
- How to build significant wealth over time
- Investing risks vs rewards
- The biggest yield I’ve experienced in my investments
- Cryptocurrency and its risk
- When to start investing in riskier investments
- The problem with an investment that is too safe
- My long-term goal for retirement when it comes to investing
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
This is a look at the top 7 actions Americans took to build wealth in 2022. Which of these are you doing?
Links:
- Article mentioned - https://cnbc.com/amp/2022/12/13/top-action-americans-took-in-2022-to-increase-personal-wealth.html
- Get 20% off our our 10x investing course until Feb 16th with code WINTER23 https://seedtime.com/10x/
- Watch this episode on our SeedTime Money Podcast YouTube channel
These are a few of the topics we cover:
- Inflation and interest rates, have they affected how you're building wealth?
- Can you make more money with a different job? Or by starting a business?
- What is an iBond? And should you have them?
- How to negotiate a raise
- What makes you valuable in the workplace?
- What hobbies do you have that you can turn into income?
- The best time to invest in the stock market
- How not to trade your hours for dollars
- The best way for you to invest in the long term
- What is your purpose in building wealth?
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 275 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Hey friends, today we are just chatting about some fun and exciting things happening and if you are part of this little SeedTime community, you have likely been part of them - so thank you! Oh and there might just be a mention of a $2k giveaway coming soon?!?!
If you want more information about using our True Financial Freedom class in your church, shoot me an email bob@seedtime.com and I can get you all the details!
Famed basketball legend, Larry Bird, was apparently mocked by his teammates because he didn’t spend his earnings recklessly (like so many NBA players). There are some lessons here for us all to take...
Links:
- Original article: https://basketballnetwork.net/.amp/off-the-court/larry-bird-remembers-when-players-that-later-went-bankrupt-made-fun-of-him-for-saving-his-money
- MSNBC article: https://msnbc.com/msnbc/one-six-retired-nfl-players-go-bankrupt-study-finds-msna574311
- Our Book - Simple Money, Rich Life: https://seedtime.com/smrl/
- Watch this episode on our SeedTime Money Podcast YouTube channel
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Think being a multi-millionaire athlete guarantees financial security for life? Think again!
- Are you making smart decisions with your money?
- Unlock the secret to wise money management
- Avoid emotional pitfalls and make sound financial choices
- How your giving can make a lasting impact on eternity
- Are you in control of your financial situation?
- Imagine the life you want to live and start planning for it today
- What are your current savings goals? And are you on track to achieve them?
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 275 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
I decided to dig into what C.S. Lewis, the great theologian, had written about money over his years of writing. And I was fascinated by what I found. One of the most striking things was that in all his studies of the Word, he boiled all his thoughts and beliefs about Biblical giving and generosity down to one simple rule that we all can follow.
Links Mentioned:
- Our YouVersion Bible Reading Plan "C.S. Lewis' 1 Rule About Giving - https://www.bible.com/reading-plans/34377-cs-lewis-one-rule-for-giving-generosity
- God Runs My Business: The Story of R.G. LeTourneau - https://www.amazon.com/God-Runs-My-Business-LeTourneau/dp/B0007DQGS0
- Podcast Episode: Our favorite Biblical hack to make giving easier and fun - https://directory.libsyn.com/episode/index/id/25241292
- Financial Verses about Prayer - https://seedtime.com/financial-verses-prayers/
- Watch this episode on our SeedTime Money Podcast YouTube channel
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- The Apostle Paul's financial wisdom
- Does poverty frighten you?
- What your money says about your heart
- Are you depending upon money, or upon God?
- What does true financial freedom mean to you?
- How do you handle the storms in your life?
- When God gives you a vision, He will also provide the provision
- What can you say no to, so that you can say yes to giving?
- How to store up treasure in heaven
- Why you should pray for your finances
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 275 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Today I want to do something a little bit different. I’m talking about Bitcoin and Cryptocurrency on a 101 level. Regardless of whether you have any interest in crypto, i'd love for you to understand this so you don't fall into the 2 most common crypto camps: those who thing it is a ticke to get rich quick and those who say it is ALL a scam. THIS is the message that I want everyone to hear and understand about cryptocurrency...
Links:
- Sound Mind Investing Newsletter sign up - soundmindinvesting.com (use code SEEDTIMESMI to get 25% off)
- Our 10x Investing course - seedtime.com/10x
- Watch this episode on our SeedTime Money Podcast YouTube channel
(Please note: links mentioned may be affiliate links that help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Why you should know about cryptocurrency (at least a little)
- Understanding cryptocurrency (i.e. blockchain, Bitcoin, Ethereum, tokens, etc.)
- Why is crypto investing so volatile?
- What is the safest crypto investing option?
- Why we should think of blockchains like the journey of the iPhone
- What to know about decentralized finance
- And a lot more...
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 275 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
So many financial experts do this and I've had this happen to me so many times over the years. So please don't ever say THIS to us...
Links Mentioned:
- True Financial Freedom Course - seedtime.com/tff
- Simple Money, Rich Life - seedtime.com/smrl
These are a few of the topics we cover:
- Worrying about what others think of your purchases
- Feeling judged for your financial situation
- Are you relying on external sources in finding your identity?
- How to find true financial freedom
You can watch the recording of this episode on our SeedTime Money Podcast YouTube channel
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 275 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
When Linda and I tied the knot, we set a goal for ourselves: to give away as much money as possible. We knew that with God's help, anything is possible. Even though we didn't have much to begin with, by His grace we managed to give away a $1 million by the time we hit 40.
None of this would have been possible without God's grace. And the only way we were able to keep track of our progress was by monitoring what we call our 'Net Given' - it's a number that's crucial to keep an eye on. Check out this episode for more on all of this!
And this episode is pulled from a YouTube video we shot, so if you want to watch you can do so here: https://youtu.be/xW-Sh8z0uR4
Links:
- Our Book: Simple Money, Rich Life - https://seedtime.com/smrl
- Net Given spreadsheet download - https://seedtime.com/ng/
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Why you should invite God on your giving journey
- The importance of writing down your goals
- Do you think eternally as a Christian?
- What you should track instead of your Net Worth
- Does your budget include a giving category?
- Have you challenged yourself to give more?
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 275 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
So what is the thing that Dave Ramsey and Suze Orman actually agree on? And that we agree with them as well? You will just have to listen to find out!!
Links:
PolicyGenius: https://seedtime.com/PG
Calling all Medi-Share users! There’s a secret I want to share with you. They offer a little known program that is saving us $780 that most members miss out on. Oh and it only took my 5 minutes to get it.
This is pulled from a YouTube video where I explained how you can take advantage of this… If you want to see the screen check it out here: https://www.youtube.com/watch?v=TLddbBs4J_s
Links Mentioned:
- Blood pressure monitor: https://amzn.to/3PJP7AR
- Curious about joining Medishare? See what it would cost for your family on Medi-Share: http://seedtime.com/2/medishare.php and if you join tell them we sent you and we will send you a $100 Amazon gift card. Just email me at bob@seedtime.com to let me know!
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- What is Medi-Share?
- How you can save hundreds, or even thousands, with this little known secret
- How to be healthier and save money at the same time
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 275 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
As we begin a new year, Linda and I are making 2023 the “Year of Wisdom.” Because now feels like a great time to begin growing in wisdom…and we need it more than ever.
Links Mentioned:
- DM us on Instagram - @SeedTime
These are a few of the topics we cover:
- How to invite God into finding your focus
- How to change how others perceive you
- What you can do daily to unlock the treasures of true knowledge
- Why Larry Bird was mocked by his teammates
- Why the Bible is known as the Living Bible
- The beneficial byproduct of seeking after wisdom
- It doesn't matter how wise you are right now, you can always get more wisdom
If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 275 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Thursday, January 12th at 7:30p CST / 8:30p EST we are hosting a LIVE workshop to help you make 2023 your best financial year ever! We are charging $47 to attend, but if you enroll before Sunday Jan 8th at 11:59p CST you can get in for FREE.
Just visit https://seedtime.com/workshop to get enrolled
INSIDE I’LL SHOW YOU HOW TO: * Identify your biggest money savings opportunities to save $1k or more this year. * Create your 2023 budget/savings plan * And break it down into a simple, step-by-step 30-day checklist
SO YOU CAN: * Make progress towards your big financial goals in the next 30 days… * In just 30 mins to an hour each day… * And make 2023 your best financial year yet!
And if you want to check out our New Years financial course bundle sale at 52% off you can find it here: https://seedtime.samcart.com/products/real-money---new-years-bundle
We hope to see you there! And feel free to share this with any friends who should be there with us!
So we are doing something we have never done before. We created a bundle of some key products in order to help you have the best financial year you have ever had in 2023.
Oh and it is 52% off until Dec 11th! Check this link to see everything that is included:
https://seedtime.samcart.com/products/real-money---new-years-bundle
And if you are interested in having a financial audit done with me and having me build out a custom money saving plan for you to save at least $5k over the next year, please fill out this form:
https://docs.google.com/forms/d/1_urF_E6C2Fe9FxfD4FhvckWSzMTY8czCRESpeKxAHdg/edit
We are only opening 10 spots in January, so they will be first come first served.
The mindset between a business owner and an employee is very different. Both have pros and both have cons. Having been both (and now being a business owner) I’ve discovered that by tapping into my employee mindset, I can get focused on some things in a way that I hadn’t thought of. Hopefully, this helps you!
Links Mentioned:
- Simple Money, Rich Life -seedtime.com/smrl
- SeedTime’s Bible reading plans on YouVersion - seedtime.com/youversion
These are a few of the topics we cover:
- The problem with wearing “too many hats”
- The difference between owning a business vs being an employee
- How to know what is most important to focus on
- What if a stay-at-home mom was paid per job?
- The power of not having to live paycheck-to-paycheck
- How to "hire yourself" to accomplish your tasks
You can watch the recording of this episode on our SeedTime Money Podcast YouTube channel
You probably think you know how much you earn per hour, but almost everyone is wrong. In this episode, we are walking through a simple exercise that’ll show you what your REAL hourly wage is and I'll bet it is nowhere close to what you think it is. Armed with this info, you might just find that it’d be cheaper to stay home with the kids than it is to send them to daycare, or maybe you can retire sooner than you thought, or any number of other things.
This was originally recorded as a video so you might find it more helpful to watch the video here: https://youtu.be/Votlrg_fcSU
Links Mentioned:
- Your Money or Your Life by Joe Dominguez and Vicki Robin - https://amzn.to/3WmjFeh
- How to save money on car depreciation - seedtime.com/save-money-on-car-depreciation/
These are a few of the topics we cover:
- How much time do you spend "working" without pay, outside of working hours?
- How much does it cost you to work (i.e. your car, gasoline expenses, wardrobe, etc.)?
- Are there expenses that you are paying others to do, that if you had more time, you would perform yourself?
- Are there foods you buy because you are too tired to cook dinner?
- Do you have escape entertainment or vacations you take part in that you wouldn’t if you didn’t have a stressful job?
- Are there childcare expenses that could be avoided without your job?
- What are the benefits and perks of staying at your job?
- Where is God leading you when it comes to where to work?
You can watch the recording of this episode on our SeedTime Money Podcast YouTube channel
Are you facing a huge challenge right now? I happened to grab the classic devotional “Streams in the Desert” off my shelf and was reading October 29th’s entry. This short entry blessed me immensely.
Just knowing that there is a purpose in the struggle is incredibly encouraging. It is comforting knowing that in the midst of the heat, and even when it feels unbearable, God is sitting right there with us. And that He is carefully making sure that the heat is removing the impurities and allowing us to be made pure and holy so that we better reflect His glory.
If you are in the heat right now, know that God hasn’t left you, but that He is nearby and doing a work that will leave you stronger and more precious.
Links Mentioned:
- Streams in the Desert devotional
- PDF Prayer for Finances
- DM us on Instagram - @SeedTime
These are a few of the topics we cover:
- The purpose in pain
- How to draw nearer to God through your struggle
- What are you using as a distraction from turning to God in desperate situations?
- Fighting battles in the financial arena
We are going to take you through 11 financial questions that you must ask BEFORE getting married. And even if you are already married, this would be a great episode to go through with your spouse. But 100%, without a doubt, if you know anyone engaged or wanting to be engaged, make sure to send this to them!
Links Mentioned:
- Download the PDF with the 11 financial questions you must ask: https://seedtime.com/engaged
- Article from Market Watch - https://www.marketwatch.com/story/this-common-behavior-is-the-no-1-predictor-of-whether-youll-get-divorced-2018-01-10
- Article from Ramsey Solutions - https://www.ramseysolutions.com/company/newsroom/releases/money-ruining-marriages-in-america
I found this clip of Grant Cardone saying that “no one should ever own a home.” And, I found some of what he was saying eye-opening.
Also, if you need a few ideas to help you get your house paid off quicker - check out a blog post we put together a while ago with 4 tips to help you get it paid off faster... https://seedtime.com/pay-off-your-mortgage-early/
Links Mentioned:
- Grant Cardone clip - instagram.com/reel/CkBMryapXhi/
- Crystal Paine (aka Money Saving Mom) Podcast Episode - directory.libsyn.com/episode/index/id/19038101
- Free recession survival guide PDF - seedtime.com/recession/
- Simple Money, Rich Life - seedtime.com/smrl
These are a few of the topics we cover:
- Have homeowners been "fooled" by banks?
- How much are you REALLY paying for your home?
- Where did this idea that we all should own homes come from?
- Owning a home can be a great hedge against inflation
- The goal you should accomplish ASAP as a homeowner
This episode is based off of a simple but powerful article we read by Paul Graham, where he argues that we are all missing out on so much potential because we have the wrong thoughts at the top of our mind. I read this and was convicted to re-calibrate my thinking to do this right. We hope you find this as helpful as we did!
Links Mentioned:
- Article mentioned: The top idea in your mind by Paul Graham - paulgraham.com/top.html
- Our Podcast episode on secondary tasks: seedtime.com/devo-grow-your-business-ministry-etc-with-this-biblical-secret/
These are a few of the topics we cover:
- When your mind wanders, it's problem solving
- Your attention goes to what you’re focusing on
- How to get rid of the insignificant to focus on the priority
- The unfair advantage that believers have
- What is at the top of your mind?
- Finding your solutions in God and from the Bible
- Knowing your role, and what is not your role
- Why you never want too much focus on money
- Why It’s not the position that matters, it’s the function
Today we are talking about the one simple life hack that we extracted from the Bible regarding giving. It made giving so much more fun for us. I (Bob) used to hate giving and never did it cheerfully, but this simple hack has helped me fall in love with giving. It’s been a game-changer for us and we know it will be for you too!
Links Mentioned:
- Simple Money, Rich Life - http://seedtime.com/smrl
Today we are chatting with marriage experts Dave and Ashley Willis (hosts of the Naked Marriage podcast). And todaywe are discussing the 2 hardest topics in marriage to talk about: Sex and Money.
Links Mentioned:
- The Naked Marriage Podcast - https://xomarriage.com/podcasts/the-naked-marriage/
- The Ministry, XO Marriage - https://xomarriage.com/
- Their Instagram - @davidashleywillis
- The Naked Marriage Book - https://amzn.to/3Ba0YC3
These are a few of the topics we cover:
- Is it easier to talk about sex or about money in marriage?
- Why the church should be a go to source in learning about sex and money
- How to overcome money tensions in marriag
This is a brag on God and one of our students' moments where God just did something so cool in this woman’s life that we just had to share. If you have a bunch of debt or know anyone who does, you have to listen to this one or share it. Let this be an encouragement and inspiration to you on your journey!
Links Mentioned:
- True Financial Freedom class - https://seedtime.com/tff/
- Simple Money Rich Life - https://seedtime.com/smrl/
In this episode, Author Jay Fantom shares insights and lessons from 4 near-death experiences
as well as his CAP method, which is a simple process to help overcome significant challenges
that anyone can follow. Be sure to check out Jay’s new book: “the path of an eagle” for more
from him.
Links Mentioned:
● Jay’s book: “The Path of an Eagle” -https://amzn.to/3hPgUmz
(Please note: links mentioned may be affiliate links which help us support our podcast and
website. Thanks for your support!)
These are a few of the topics we cover:
● Jays CAP method for overcoming challenges and adversity
● How Near-death experiences cause you to see the world differently
● How to learn to rely upon and trust God
● The fragility of life and cherishing every moment
● How to be encouraged when you are struggling
● How to begin replacing the negative with the positive
● Why pain is inevitable but suffering is optional
● Common traits of those who are better at overcoming difficulty
● Why you should see challenges as blessings
Find out more at https://seedtime.com/
Today we are looking at a Biblical 4-part framework you can use today to begin casting your
financial cares (or really any cares) on the Lord. We need to remember that the Lord is our
strength and he cares for us. So if you need encouragement, especially in your financial
situation, you’ve come to the right place!
Links Mentioned:
● Simple Money Rich Life - https://seedtime.com/smrl/
● Secrets to Powerful Prayer by Lynne Hammond and Patsy Camenteti -
https://www.amazon.com/Secrets-Powerful-Prayer-HAMMOND-LYNNE/dp/157399300X/
(Please note: links mentioned may be affiliate links which help us support our podcast and
website. Thanks for your support!)
These are a few of the topics we cover:
● The one thing I would never see Linda do
● My hack for a great co-working space
● Secrets to Powerful Prayer
● Prayer is not about getting what you want when you want it
● Casting your cares upon the Lord
● Asking God for what you want and being specific in prayer
● Thanking God for listening and caring for us
● Meditating on Scripture
● God is our provider and He cares for us
● Setting aside a time and place for God
● Handling your aggressions
● The one thing Linda would never see me do
Find out more at https://seedtime.com/
Wouldn’t it be nice if someone just covered the cost of Christmas for you this year? Well, that’s what we are going to do for someone in the SeedTime community.
Yep, we are sending someone in the SeedTime community a $1k Amazon gift card! 🎉 Picture us shooting off a confetti cannon right now🎉
𝐇𝐎𝗪 𝐓𝐎 𝐄𝐍𝐓𝐄𝐑 𝐓𝐇𝐄 $𝟏𝐊 𝐂𝐇𝐑𝐈𝐒𝐓𝐌𝐀𝐒 𝐆𝐈𝐕𝐄𝐀𝗪𝐀𝐘
If you want a chance to win, there are 2 simple ways to enter.
𝐈𝐌𝐏𝐎𝐑𝐓𝐀𝐍𝐓: 𝐘𝐨𝐮 𝐜𝐚𝐧 𝐝𝐨 𝐄𝐈𝐓𝐇𝐄𝐑 𝐨𝐟 𝐭𝐡𝐞 𝐨𝐩𝐭𝐢𝐨𝐧𝐬 𝐛𝐞𝐥𝐨𝐰 𝐭𝐨 𝐛𝐞 𝐞𝐧𝐭𝐞𝐫𝐞𝐝 𝐭𝐨 𝐰𝐢𝐧 𝐎𝐑 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐝𝐨 𝐁𝐎𝐓𝐇 𝐟𝐨𝐫 𝐦𝐨𝐫𝐞 𝐞𝐧𝐭𝐫𝐢𝐞𝐬!
-
𝐁𝐔𝐘 𝐀 𝐂𝐎𝐏𝐘 𝐎𝐅 𝐎𝐔𝐑 𝐁𝐎𝐎𝐊 #simplemoneyrichlife 𝐀𝐒 𝐀 𝐆𝐈𝐅𝐓 𝐅𝐎𝐑 𝐒𝐎𝐌𝐄𝐎𝐍𝐄.
Or you can buy a copy for yourself. Doesn’t matter. But rather than buying them socks or a fruitcake, you should get them the gift that can change their life!
You will get 1 entry for every book that you buy between now and December 23rd, 2022 (winner will be announced on Dec 24th on Instagram @seedtime)
Additionally, we are now selling the book (& shipping to U.S. only) from our site here in discounted packages of 1, 4, and 24 copies.
𝘕𝘰𝘵𝘦: 𝘪𝘧 𝘺𝘰𝘶 𝘣𝘶𝘺 𝘵𝘩𝘦 𝘣𝘰𝘰𝘬𝘴 𝘧𝘳𝘰𝘮 𝘰𝘶𝘳 𝘴𝘪𝘵𝘦 (https://seedtime.com/smrl), 𝘺𝘰𝘶 𝘸𝘪𝘭𝘭 𝘢𝘶𝘵𝘰𝘮𝘢𝘵𝘪𝘤𝘢𝘭𝘭𝘺 𝘣𝘦 𝘦𝘯𝘵𝘦𝘳𝘦𝘥 𝘵𝘰 𝘸𝘪𝘯. 𝘉𝘶𝘵 𝘪𝘧 𝘺𝘰𝘶 𝘣𝘶𝘺 𝘵𝘩𝘦 𝘣𝘰𝘰𝘬 𝘧𝘳𝘰𝘮 𝘈𝘮𝘢𝘻𝘰𝘯 𝘰𝘳 𝘰𝘵𝘩𝘦𝘳 𝘳𝘦𝘵𝘢𝘪𝘭𝘦𝘳𝘴 𝘺𝘰𝘶 𝘯𝘦𝘦𝘥 𝘵𝘰 𝘧𝘰𝘳𝘸𝘢𝘳𝘥 𝘵𝘩𝘦 𝘳𝘦𝘤𝘦𝘪𝘱𝘵 𝘰𝘳 𝘴𝘤𝘳𝘦𝘦𝘯𝘴𝘩𝘰𝘵 𝘰𝘧 𝘵𝘩𝘦 𝘰𝘳𝘥𝘦𝘳 𝘱𝘢𝘨𝘦 𝘵𝘰 𝘭𝘢𝘶𝘳𝘦𝘯@𝘴𝘦𝘦𝘥𝘵𝘪𝘮𝘦.𝘤𝘰𝘮.
-
𝐒𝐇𝐀𝐑𝐄 𝗪𝐇𝐀𝐓 𝐘𝐎𝐔 𝐋𝐈𝐊𝐄 𝐀𝐁𝐎𝐔𝐓 𝐒𝐈𝐌𝐏𝐋𝐄 𝐌𝐎𝐍𝐄𝐘, 𝐑𝐈𝐂𝐇 𝐋𝐈𝐅𝐄 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀
If you already own the book, just head over to Instagram, Facebook, Youtube, Twitter, or Linkedin and share about what you like about the book. Feel free to tag us @seedtime and use #simplemoneyrichlife as well.
But to make sure we get you entered, do us a favor and take a screenshot of what you shared and email it to lauren@seedtime.com. We want to make sure EVERY entry gets counted!
About the book
If you are fairly new around here, let me get you up to speed. Earlier this year we released our book Simple Money, Rich Life which became an Amazon best-seller and is nearing 250 5-star reviews on Amazon.
It has been amazing seeing how God is changing lives with this book. Join us on a journey to true financial freedom as we share our best tactics and strategies, inspirational stories, Biblical wisdom, and some laughs. All without a hint of guilt or shame.
This is just a small sample of what we cover in Simple Money, Rich Life…
- How to create a money system to spend less time and get better results
- The one-category budget: get 80% of the results with 20% of the work
- How to earn significantly more (without getting a side hustle)
- How to automate your way to financial success in less than 10 minutes
- The secrets of a six-figure giver
- How to save $100s each month while still buying what you love
- And much more!
As always, Friend, thanks for being part of this wonderful community!
Know that Linda and I are praying for you and appreciate you more than you know!!
Bob & Linda
Have you ever felt like you were born for more... for greatness? If you feel stuck or maybe are not sure of what your God-given purpose is, this is going to help. Stephen Chandler has a cool new book out: Stop Waiting for Permission. This is a great motivater and is an instruction for all of us. I needed this book really bad during multiple points in my life and we hope you find this helpful too!
Links Mentioned:
- Stephen's book: Stop waiting for permission
- Fear-setting PDF
- Our book: Simple Money, Rich Life
- Docuseries: The Last Dance
These are a few of the topics we cover:
- God ordained greatness and potential in all of us
- Every single person experiences fear
- We are all fueled by something
Find out more at: https://seedtime.com/you-were-born-for-greatness-with-stephen-chandler/
This was one of those crazy God things that happened. But I am convinced that this was one of the most significant dreams I have ever had. Listen to hear the whole story and the lessons I learned.
Download our free Recession survival guide at https://seedtime.com/recession
Dr. Josh and Christi Straub are speakers, authors, and marriage and leadership experts. They host the Famous at Home podcast, have written many children’s books on emotional intelligence, and have released their new book Famous at Home: 7 Decisions to Put Your Family Center Stage in a World Competing for Your Time, Attention, and Identity. We are excited to have Dr. Josh with us to discuss getting on the same page as your spouse. Because, we all know being on the same page as your spouse financially is so important!
Links Mentioned:
- Famous at Home podcast
- Famous at Home book
- Our Book: Simple Money, Rich Life
- Kid's Book: What Am I Feeling?
These are a few of the topics we cover:
- How to change the atmosphere of our homes
- How to talk about money in front of your kids
- Planning the Sabbath Day to maximize rest
Find out more at: https://seedtime.com/getting-on-the-same-page-as-your-spouse-with-dr-josh-straub/
This is the story behind the infamous Bubble Taurus (as referenced in Chapter 9 of our book Simple Money, Rich Life) and 3 life-changing lessons that I learned and are valuable for everyone to learn.
Links Mentioned:
- Our Book: Simple Money, Rich Life
These are a few of the topics we cover:
- They key to getting ahead financially
- Why it is necessary to learn humility
- Where do you put your identity
Find out more at: https://seedtime.com/bubble-taurus/
This episode isn’t really about money, but more about your relationship with your spouse and how money plays into that. The nuggets Shaunti shares are powerful and can have a huge positive effect on your marriage. If you are married, don’t miss this one!
Links Mentioned:
- Shaunti's Book: Thriving in Love & Money
These are a few of the topics we cover:
- The real reason money is a big issue in a lot of marriages
- Money not only reveals the heart but steers the heart
- How to increase happiness in marital finances
Find out more at: seedtime.com
We sent out an email not too long ago to our email list. It was basically a devotional that I made off of my Bible study for the morning. And it just got a whole lot of response. So I figured we would go over it and share it with you. It really is just me sharing my notes from my Bible study from the day, but I think the lesson on growth is something we all could learn from (especially those in leadership positions). Our study is out of Acts 6. And we're going to learn how to grow your business/ministry/etc with this Biblical secret. We encourage you to join us as we study The Word!
Find out more at https://seedtime.com/devo-grow-your-business-ministry-etc-with-this-biblical-secret/
Today we are chatting with Jen Smith and Jill Siriani (hosts of the Frugal Friends podcast). Jen is the author of a best-selling book on Amazon called the No-spend Challenge Guide and she ended up using no-spend challenges to not only help her pay off over $70k of debt, but also to learn a lot of deep lessons about herself.
Links Mentioned:
- The Frugal Friends Podcast
- The No-spend Challenge Guide
- Frugal Friends on Instagram
- Frugal Friends on Facebook
These are a few of the topics we cover:
- How to have a no-spend challenge
- Mistakes learned during the challenge
- Long term benefits from completing the challenge
Find out more at: https://seedtime.com/how-to-use-a-no-spend-challenge-to-pay-off-debt-save-and-learn-about-yourself/
I (Bob) never imagined I would own anything from Burberry, but thanks to Linda I now own a pair - and this is why.
Links Mentioned:
- Find us on Instagram: @seedtime
- Our Book: Simple Money, Rich Life
- Feedom Company
These are a few of the topics we cover:
- Minimalism and your closet
- Value vs. cost
- Attractiveness of items on sale
Find out more at: https://seedtime.com/
There is one financial skill that almost no one ever masters. And, truth be told, it is a really important one. In this episode we discuss what that skill is and what we have done that is helping us master this financial skill.
Links Mentioned:
- Mentioned book: The Psychology of Money
- Our book: Simple Money, Rich Life
These are a few of the topics we cover:
- Social comparison is a problem
- How much is enough?
- Giving your age as a percentage of your income
Find out more at: seedtime.com
So today's episode was a little bit different. We actually had some good friends over and grabbed a few mics, hit the record button and had a very real and raw conversation about learning to trust your spouse financially. And they shared their story. Kind of how they worked through that and really a lot of awesome things that God did. And so we really enjoyed this conversation and so we hope you enjoy this conversation with some of our good friends, Jamie and Amy Cunningham.
Links Mentioned:
- Our Book: Simple Money, Rich Life
- Our Class: True Financial Freedom
These are a few of the topics we cover:
- Learning to trust your spouse when it comes to finances
- Money isn't always the answer
- Trusting that God will provide
Find out more at: https://seedtime.com
We were at church and someone started talking about the offering. It was so impactful that we thought that we should talk about this on the podcast. Because it's something that's interesting in which a lot of people don't do, but makes a really huge impact on your giving. And when you do it really can change your life!
Links Mentioned:
- Simple Money, Rich Life (our book)
These are a few of the topics we cover:
- Remembering what God has done in your life
- Kurt Warner's life story
- God is our provider and He will provide
Find out more at: seedtime.com
I recently went to an estate sale and found some of the usual goodies that you'd expect, but I walked away from there with something totally unexpected. And I am not sure my life is going to be the same.
Links Mentioned:
- Simple Money, Rich Life
Find out more at https://seedtime.com
Shortly after Biden's student loan forgiveness plan rolled out a listener sent a DM to us on Instagram asking if accepting the student loan forgiveness is UN-Biblical. So in this episode we are sharing our thoughts on the matter. Lot's of thoughts. Check it out and share with someone who needs to hear this.
In this episode I'm talking about anxiety with Alicia Michelle. She is a certified NeuroCoach and host of the award-winning Christian Mindset Coach Podcast. She loves equipping Christian women with practical brain-and-biblically-based tools to overcome anxiety, perfectionism and self-sabotage so that they can cultivate godly confidence and find lasting peace.
Links Mentioned:
- Vibrant Christian Living
- Managing Your Mind Workshop
These are a few of the topics we cover:
- Teaching your kids simple mindset tools
- Hearing God's voice of truth
- Recognizing anxiety
Find out more at: seedtime.com
Part three of our book: Simple Money, Rich Life is all about giving and really how to making giving fun. I had a friend reach out to me recently about giving and how we do this in practically in certain situations. Particularly, how we handle family and giving when it feels like you don't have a choice. Join us in seeing how you can control how you give and that you do have a choice when it come to giving.
Links Mentioned:
- Our book: Simple Money, Rich Life
These are a few of the topics we cover:
- Our most important financial metric
- Your heart posture with giving
- Living a lifestyle of generosity
Find out more at: seedtime.com
In this episode we're talking with Brant Hansen. He's an author, radio host and host of the Brant and Sherri Oddcast. Brant just wrote a book called “The Men we Need” which I love. It's a really powerful book for any man. Join us as we cover godly masculinity and being who God has created us to be as men.
Links Mentioned:
- The Brant and Sherri Podcast
- The Men We Need (book)
- BrantHansen.com
These are a few of the topics we cover:
- What’s wrong with Christian men today?
- What women want from men
- Why people with self-control are more interestng
Find out more at: seedtime.com
We got a question from a listener asking what we are doing (and recommend) doing with our cash right now. Should we be pulling it all out of the banks? Should we be holding cash at home? In Bonds? In crypto? We talk about all of that and more.
Links Mentioned:
- Our Book: Simple Money, Rich Life
- Our 10X Investing Course
These are a few of the topics we cover:
- Erosion of money value
- The diversification component
- What are iBonds
Find out more at: https://seedtime.com/
I read this really interesting article today. You're not gonna believe this. I was pretty surprised by it, but it says that 36% of Americans making $250,000 a year are living paycheck to paycheck. That is shocking. So, Linda and I are going to break this down at what we've identified from the opportunities we had to talk to thousands of students now.
Links Mentioned:
- Bloomberg Article
- Real Money Method (our budgeting course)
- Simple Money, Rich Life (our book)
These are a few of the topics we cover:
- Parkinson's Law
- How to have freedom in your finances
- Be careful who your friends are
Find out more at: Seedtime.com
So THIS is why I want a million dollars. And why I think you should want it to. I recently sent out an email talking about this and thought I would share with all our amazing podcast community - so enjoy!
Links Mentioned:
- SeedTime e-mail List sign-up
- Simple Money, Rich Life
- 10X Investing Course
These are a few of the topics we cover:
- Our strategy to give away a million dollars
- God is key in reaching any dream
- How to make your kid a millionaire
Find out more at: https://seedtime.com
Today we are sitting down with Annie F Downs as we are chatting about FUN and why it is important and her new book: "Chase The Fun." We dig into how and why it is important to make money fun too!
Links Mentioned:
- Annie's Book: Chase The Fun
- Annie's Podcast: That Sounds Fun
- Our Book: Simple Money, Rich Life
- Annie's Book: That Sounds Fun
Find out more at: https://seedtime.com/making-money-fun-with-annie-f-downs/
Jordan Grumet (our new Jewish friend) is an MD, host of the award-winning podcast Earn and Invest and an author. His new book is called Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life. And in this episode we dive in to some of his unconventional financial advice and how we can use it to make the most of our lives.
Links Mentioned:
- Earn & Invest Podcast
- Taking Stock Book
- Jordan Grumet Website
- Die With Zero Book
- The 4-Hour Workweek Book
- The White Coat Investor Book
- Our Book: Simple Money, Rich Life
These are a few of the topics we cover:
- Regrets of the dying
- Money is a tool
- We are designed to work
Find out more at: https://seedtime.com/a-hospice-doctors-advice-on-spending-saving-and-living-life-to-the-full-with-jordan-grumet
A friend of ours has as amazing business that is struggling to survive and we all have the ability to prevent it. If you agree that the world is a better place with mom and pop restaurants (not just chains) then we should be voting with our dollars to make sure they continue to exist.
Links Mentioned:
- Our book: Simple Money, Rich Life
Find out more at SeedTime.com
On the first weekend of each quarter we take time to reflect back, have important conversations, pray, plan, and set goals (and rewards) for the next 12 months. This is a look at what our exact goals are and exactly how we lay out a day like this (that you can steal) ;)
Links Mentioned:
- Streak: to-do list that helps you form good habits.
These are a few of the topics we cover:
- The key to achieving goals
- Setting goals with your spouse
- How to take your goals more seriously
Find out more at: https://seedtime.com
For the last few years I have been doing this and it has been amazing for our business. I step out of the office and get to the 40,000 foot view to get out of the day-to-day weeds and evaluate what I want to do for the quarter and break it out week-by-week. It has been so clarifying for me and help me waste far less time and focus on the things that are most important. In this episode I break down my exact process and checklist I follow. Hope it helps!
Links Mentioned:
- Our Instagram account
- Asana - web and mobile work management platform
- Our 10X Investing Course
- Our True Financial Freedom Live 6-Week Online Class
- Seedtime on YouTube
Find out more at: https://seedtime.com/our-quarterly-planning-day-for-our-business/
Money is taboo enough that when you add in Christianity to the discussion things get sticky real fast. But it seems to us that having honest conversations about our lack of contentment and never-ending desire for more is a healthy thing to do.
Ben Kirby (of Preachers N Sneakers fame) created an instagram account to stimulate these discussions. Then he wrote a book expanding the conversation about some questions 21st century Christians should be asking.
Ultimately our goal is never to judge how someone else spends money, but rather to take an honest look at what we can learn from our own mistakes and the mistakes of others.
Links Mentioned:
- Preachers N Sneakers
These are a few of the topics we cover:
- How much should Christians spend on shoes, cars, clothes, etc?
- Taking an audit of your heart and intentions
- How to enjoy what God has given you all while being a good steward
Find out more at https://seedtime.com/preachers-n-sneakers/
Sometimes it's just as helpful to identify what NOT to do as what we should be doing with our money. This episode is just that. 6 things you may have done or are currently doing that you might want to stop.
Links Mentioned:
- Original article: https://danirene.medium.com/totally-illogical-things-poor-people-do-that-keep-them-in-poverty-4b241ecd7cb
- Seedtime courses
- Our book: Simple Money, Rich Life
- Find us on Instagram: @seedtime
Find out more at SeedTime.com/podcast
Today we have a little bit of a special for you. One of the bonuses that we offered to anyone who pre-ordered our book: "Simple Money, Rich Life" was able to attend an exclusive AMA with Linda and I. Where we went behind the scenes with: the book creation process, some of the challenges and obstacles we overcame, how we landed on the title and how all these pieces came together. And a lot of what we learned in the process. It's super long, like an hour and 40 minutes long. So if you're on a road trip and you want to get to know Linda and I more and find out more about the backstory of the book, this would be perfect for you. So with that, let's drop in...
Links Mentioned:
- Our book: Simple Money, Rich Life
Find out more at SeedTime.com
Do you have any money attitudes holding you back in life? You just may. But, we can always change our attitude and succeed. Derrick Kinney wrote a really cool book that I'm really excited about. There's so much in this book that lines up with what we're doing and correlates with our book Simple Money, Rich Life.
Derek's book is called "Good Money Revolution." I'm excited to chat with him about some of the things we're going to be talking about when it comes to money attitudes holding you back.
Links Mentioned:
- Derrick's book: Good Money Revolution https://www.goodmoneyframework.com
These are a few of the topics we cover:
- Obeying God and watch Him work
- The more you give, the more God gives
- Tying a cause to your cash and meaning to your money
Find out more at SeedTime.com/podcast
This is how you take your kid, get them to work in your business, and help them become a millionaire by age 60 without them even knowing about it.
And we also talk about:
-
how we employ our 8-year old
-
why you might not want to save it all up for a huge inheritance
-
the most important things we should be leaving our kids with.
Links Mentioned:
- Investing Calculator
- Our 10X Investing Course
Find out more at SeedTime.com/podcast
This episode is great to listen to with your spouse or if you are engaged or know someone who is, this is perfect as we give some advice for both spenders and savers. And if you can get this before you are married or even early in your marriage you will be thanking us later!!!
Links Mentioned:
- Source article: https://medium.com/business-insider/a-millionaire-retiree-shares-her-biggest-money-regret-6a88bac29c43
- Our Book Simple Money, Rich Life: https://seedtime.com/smrl
- Our True Financial Freedom Class: https://seedtime.com/tff
- Our Real Money Method Course: https://seedtime.com/rmm
These are a few of the topics we cover:
- A surprising millionaire money regret
- Marriage and money
- Money lessons better to be learned earlier rather than later
Find out more at SeedTime.com/podcast
We chat about God and creativity and how the two are deeply connected.
And we chat about Jordan's new childrens book because if you are a parent you probably have 50-100 books stacked up. And most of them contain mediocre content. But you're like, "eh, it's not really harming them to read it." So when you get a book that actually teaches your kids a lesson that you're excited about, it's great!
Links Mentioned:
- Jordan's book: The Creator In You - https://jordanraynor.com
Find out more at SeedTime.com/podcast
My english teacher(s) told me I shouldn’t write. And for many years their voices carried more weight than God’s instruction to me that I SHOULD write. And this is a common ploy of the enemy to tell us lies about ourselves to keep us from fulfilling what God has created us for. Don’t let it happen to you.
Links Mentioned:
- Our book: Simple Money, Rich Life - https://seedtime.com/smrl/
The stock market has been dropping and a lot of people are freaking out. In this episode Bob & Linda are chatting about 5 important things to do when this happens.
Today I want to share a story of my biggest career failure in hopes that it might encourage you if you feel stuck, passed over, or in a hopeless situation.
Know that there is hope and God has a plan for what you have to offer the world! Join Linda and I as we share with you our story.
Link Mentioned:
- Our Book: Simple Money, Rich Life
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Being passed over for promotion
- Starting over after losing your income
- Trusting God for your next step
- The power of prayer
Find out more at https://SeedTime.com/podcast#124
Today Bob is chatting with business coach Graham Cochrane, author of “How To Get Paid for What You Know” and founder of the Recording Revolution.
Links Mentioned:
- Graham’s Passive Income Workshop - https://www.grahamcochrane.com/gift
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- How literally ANYONE can start a business with less than $50
- Your business idea is right in front of you (4 questions to ask yourself)
- “The Creativity Switch” - a hidden productivity strategy
- Endless Content: My method for an unending flow of content ideas
Find out more at https://SeedTime.com/podcast#123
Linda and I share 10 different things that you might be able to cut to save up to $500 a month! Plus we threw in a few extras at the end that could save you much more. And find out one of our favorite impulse purchases that we’ve made recently. It may or may not change your life.
Links Mentioned:
- Article mentioned - https://rachelkgunc.medium.com/the-10-items-i-cut-from-my-budget-to-save-an-additional-five-hundred-bucks-a-month-7a3073e97bae
- The 5 best and worst car insurance companies as rated by consumers - https://seedtime.com/the-5-best-and-worst-car-insurance-companies-as-rated-by-consumers
- BillCutterz - https://billcutterz.com
- Our Book: Simple Money, Rich Life - https://seedtime.com/smrl
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Breaking bad spending habits
- Recognizing mindless spending
- Negotiating your household bills
Find out more at https://SeedTime.com/podcast#122
Chandler Bolt is an investor, the CEO of Self-Publishing School, Forbes 30 Under 30, and the author of 7 bestselling books including his most recent book titled “Published.” I thought it would be fun to let this episode basically be a coaching session for me, since we are launching our book, Simple Money Rich Life. And will hopefully be helpful to anyone with a message wanting to write a book!
Links Mentioned:
- Chandler Bolt’s Self-Publishing School - https://self-publishingschool.com/how-to-write-a-book
- Chandler Bolt’s Book: Published. - http://self-publishingschool.com/published
- SeedTime Book: Simple Money Rich Life - https://seedtime.com/smrl
- Get approved for more Amazon book categories article - https://self-publishingschool.com/more-categories-on-amazon
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Types of publishing
- Fundamentals of a best selling book
- Amazon discoverability
- Creating a launch plan
Find out more at https://SeedTime.com/podcast#121
There’s a really interesting story that I came across about a woman who was a lifetime secretary for 43 years and she invested her way to 7.2 million dollars! Which I think is really cool. Because it proves this thing that we are constantly trying to hammer home: you don't need a high income in order to have a high AUM (assets under management), or net worth. Linda and I are going to discuss the 5 lessons to take away from her investing story.
Links Mentioned:
- Article link https://westwoodgroup.com/insight/the-curious-case-of-grace-groner
- Our 10X Investing Course - https://seedtime.com/10x
- How to become a millionaire [the simple math they don’t want you to know] - https://youtu.be/xtECLDc2lgw
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- The power of compounding interest
- Investing is not that complicated
- Time is your number one ally
Find out more at https://SeedTime.com/podcast#120
According to the latest CPI figures inflation rates are at the highest they have been since 1982 at 8.5%. In this episode Bob and Linda look at some everyday items that have increased in price by 10-40% just in the last year. And then, most importantly, we talk about 4 things we are doing to fight back against the current inflation we are all dealing with.
Links Mentioned:
- Inflation rates article - https://www.cnbc.com/2022/03/10/cpi-inflation-february-2022-.html
- Seedtime’s email list (sign up) - https://seedtime.com/subscribe
- Gas savings app: Get Upside - https://app.getupside.com/
- Seedtime’s Real Money Method Budgeting Course - https://seedtime.com/realmoney/
- Investing in “I bonds” - https://www.treasurydirect.gov/indiv/research/indepth/ibonds/res_ibonds.htm
- SeedTime 10x Investing Course - https://seedtime.com/10x/
- Pre-Order our book “Simple Money, Rich Life” - https://www.seedtime.com/SMRL
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Whether you should slow down on debt payments to save more
- Specific safe investments that can keep up or outpace inflation
- A grocery buying strategy that can help
- And a lot more
Find out more at https://SeedTime.com/podcast#120
In this episode I’m talking with my friend and author, Joshua Becker. He has a new book out called: Things That Matter. And it's about how to live a life of focus, focusing on the things that matter.
Have you ever thought about your life and about your focus? Join us!
Links Mentioned:
- Joshua Becker’s book “Things That Matter” - https://www.amazon.com/Things-That-Matter-Overcoming-Distraction/dp/B09C9SGRCT/
- Bronnie Ware’s article “The Top 5 Regrets of the Dying” - https://bronnieware.com/regrets-of-the-dying/
- Charlie Gilkey’s book “Start Finishing” - https://www.amazon.com/Start-Finishing-Charlie-Gilkey-audiobook/dp/B07SQGBBM5/
- Joshua Becker’s book “Clutter-free with Kids” - https://www.amazon.com/Clutterfree-Kids-thinking-Discover-habits/dp/0991438604/
- Joshua Becker’s book “More of Less” - https://www.amazon.com/The-More-of-Less-Joshua-Becker-audiobook/dp/B01EKB5QKS/
- Joshua Becker’s book “The Minimalist Home” - https://www.amazon.com/The-Minimalist-Home-Joshua-Becker-audiobook/dp/B07KWBRY92/
- The Hope Effect - https://www.hopeeffect.com/
- Giving our age as a percentage - https://seedtime.com/giving-our-age/
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Where do you focus your energy?
- How to live a satisfied life
- The top regrets of the dying
Find out more at SeedTime.com/podcast#118
We received a question from a reader about our yearly sabbatical. And so we wanna talk a little bit about it. Robin reached out and asked us this question:
"I love the idea of a sabbatical. I'm so happy that we can take one. But you'd love to hear a podcast on how to do that with younger kiddos at home. And then other practical steps. Like, do we take the month off from cooking? What about laundry?” All these different things...
In this episode we’re going to explain what a month's sabbatical looks like for us. The preface here is that I don't think there’s necessarily a right or wrong way, but we're gonna share what that looks like for us!
Related Links:
- Why I took a 1-year Sabbatical (and how I did it) - https://seedtime.com/why-sabbatical-year
- We took a 30-day sabbatical. These are the 5 surprising lessons we learned… - https://seedtime.com/30-day-sabbatical
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Why we take a sabbatical each year
- How we structure a sabbatical now that we have kids
- Sabbatical expectations
Find out more at https://SeedTime.com/podcast#117
In this episode we're talking about making money work for you with my friend and author Jonathan Milligan. We’re discussing his new book: Your Message Matters, ways you can earn money from the knowledge you have accumulated, and also how to manage the money you earn… both in business and personally.
Links Mentioned:
- SeedTime Real Money Method course - https://seedtime.com/realmoney/
- Jonathan’s Book: Your Message Matters - https://www.yourmessagemattersbook.com/
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Products you can create to earn passive income
- How to handle money coming into your business
- An easy “three bucket” investment system
Find out more at https://SeedTime.com/podcast#116
In this episode I am chatting about how to become a millionaire. The exact thing you need to do (that anyone can do) that will get you there. And I explain the most important key that almost no one talks about.
Links Mentioned:
- Personal Capital - https://seedtime.com/personal-capital-review
- Advice from my Millionaire Mentor - https://youtu.be/K_p0ghLBvF4
- 25 Top Ways To Save Money (reduce expenses!) - https://seedtime.com/save-money
- 12 Best Side Hustle Ideas [That Pay Well] - https://youtu.be/iJ-lR2v9n9k
- DoorDash - https://seedtime.com/online-jobs-college-students/
- Course on Facebook Ad Creation - https://seedtime.com/fbsidehustle
- SeedTime's 10X Investing Course - https://seedtime.com/10x
- The 3 questions I ask before chasing any financial goal - https://youtu.be/2YyXjv2_-Y4
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- How to save a million bucks
- Finding money to invest
- The world’s greatest investor’s greatest investing advice
- Investing can really be this simple
Find out more at https://SeedTime.com/podcast#115
We’ve been keeping a secret from you for 3 years! And now, it’s time to let you in on the secret! It’s time to celebrate as we have finished our book: Simple Money, Rich Life! I’ll tell you more about the book in the months to come, but for now I really just want to celebrate with our SeedTime family. Because it couldn’t have happened without you!
Links Mentioned:
- Simple Money, Rich Life - https://seedtime.com/smrl
Pre-order Simple Money, Rich Life - https://seedtime.com/preorder
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Listening and obeying God
- The need for taking a Sabbatical
- Simple Money, Rich Life- the movement
- Bonuses for pre-ordering
Find out more at https://SeedTime.com/podcast#114
Today we are talking about 10 money lessons that I wish I would have learned when I was young. I probably still need to learn some of these money lessons, as we're all a work in progress. There’s a lot of good points here that Linda and I want to share with you.
Whether you are young, whether you're old, or if you have a young child… I think there’s going to be a lot of value in this episode for you!
Links Mentioned:
- Article - 10 money lessons I wish I learned when I was young: https://medium.com/im-gonna-get-that/10-money-lessons-i-wish-i-learned-when-i-was-young-3e9d9de98384
- SeedTime 10X Investing Course: https://seedtime.com/10x
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Good debt vs bad debt
- Your money mindset
- Investing in yourself
Find out more at https://SeedTime.com/podcast#113
I received a question from a member of our SeedTime community that I wanted to share. The gist of it is this: should I just have everything in cash because the world is going to come to an end?
Let's find a balanced approach and fix our eyes on Jesus!
Links Mentioned:
- SeedTime Investing course - https://seedtime.com/10x
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Investing during uncertain times
- The best way to prepare in uncertainty
- Fixing your eyes on Jesus
Find out more at https://SeedTime.com/podcast#112
When we started getting our finances in order I thought that once we had everything together, there'd never be any financial obstacles again. But it just doesn't work like that.
If you're following God the things that he's putting in your heart are often bigger than what you have available to achieve them. That's the way it should be because we have to trust God, he will provide the provision for the vision. In this episode we're discussing overcoming discouragement when your dreams seem impossible!
Links Mentioned:
SeedTime 10X Investing Course - https://seedtime.com/10x
SeedTime on Instagram - https://www.instagram.com/seedtime
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- How to overcome discouragement
- God’s faithfulness in our lives
- Building memorials with remembrance stones
Find out more at https://SeedTime.com/podcast#111
Does it feel like your boss owns you? I felt that way before and it made me crave a freedom with my life that I did not have. Financial freedom has always been one of my primary motivations for improving my financial life. I'd love to help you move more in that direction, too. In this episode I’m sharing with you small steps that can make a world of difference and how I can help!
Links Mentioned:
- Get on SeedTime’s email list: https://SeedTime.com/subscribe
- Enroll in SeedTime’s 6-week live class True Financial Freedom: https://SeedTime.com/TFF
- Take SeedTime’s 10X Investing Course: https://SeedTime.com/10x
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few topics we cover:
- Boss-employee relationships
- Wanting only one master, Jesus
- How to gain financial freedom
Find out more at https://SeedTime.com/podcast#110
There has never been a better time than now to have a side hustle! Earning extra cash can be done by just about anyone.
In this episode, Linda and I are sitting down with Peggy Leyden to discuss the 3 side hustle ideas she and her husband took advantage of during the pandemic that paid well! We encourage you to try one (or all) of these ideas!
Links Mentioned:
- Make money decluttering your home (I made $2k) - https://youtu.be/Or1kKO6_KwA
- How to pay off debt on a low income (paying off $80k+) - https://youtu.be/zyHoqesH544
- Minimalism & Decluttering with Joshua Becker - https://youtu.be/aq56KW_foeQ
- Minimalism for Beginners with Joshua Becker [AUDIO] - https://youtu.be/ABz4Licnol0
- How to sell on eBay for beginners [Step-by-step guide] - https://youtu.be/iWw6UbQn_oU
- Will it sell on Ebay? What to sell from around your house - https://youtu.be/PWgRC4YWuQ8
- How to tell how much something will sell for on eBay - https://youtu.be/_9pHkW-nBtI
- 12 Best Side Hustle Ideas [That Pay Well] - https://youtu.be/iJ-lR2v9n9k
- 30 Passive Income Ideas [for 2021 and beyond] - https://youtu.be/6RSqgJieFes
- Leyden Consulting - https://www.leydenconsulting.com
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- How to make extra cash by cleaning out your closet
- An easy way to earn gas money for your daily commute
- A fun way to make money that also brings joy into your home
Find out more at https://SeedTime.com/podcast#109
Is Crypto the future when it comes to investing? It’s difficult to take risks on anything new and we may be hesitant to experiment. I view my job as an experiment with my money to find out what works and what doesn’t. I take the risk to learn new things so you don’t have to! Recently, I’ve been learning about Crypto. Join me as I discuss what all the Crypto hype is about and how I’m currently investing in it.
Links Mentioned:
- SeedTime 10X investment course - https://seedtime.com/10x
- Subscribe to SeedTime emails - https://seedtime.com/subscribe
- Passive Crypto Investing Strategy - https://theplanrocks.com/wigglefactor-2/?aid=e13o13
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- The future of money
- Is Crypto a big bubble right now?
- My start in Cryptoland
- How I am investing in Crypto now
Find out more at https://SeedTime.com/podcast#108
Everybody knows Dave Ramsey hates credit cards. And it's funny, people just assume that I feel the same way. However, we don't share the same credit card philosophy.
I'm not ANTI credit cards, just like I'm not anti mortgage or anti car loan. Now there are facets that we do agree with and we're gonna talk about that. So join Linda & I as we discuss our credit card philosophy!
Links Mentioned:
Our Sapphire Preferred Credit Card review- https://seedtime.com/chase-sapphire-preferred
How we travel for free - https://seedtime.com/free-travel
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- My credit card philosophy
- Credit cards are financial tools
- When it comes to personal finance you need to know yourself
Find out more at https://SeedTime.com/podcast#107
I've been writing about money, for money to Christians, for the last 14 years. And I get a lot of questions about tithing. There's nothing more controversial that I've ever written than on this topic. I found an awesome article by Dean Shriver that Linda and I thought was very interesting. We’re going to be discussing it and sharing with you the 3 types of tithing and the 2 you shouldn’t do! Join in!
Links Mentioned:
Tithing article by Dean Shriver - https://www.sermoncentral.com/pastors-preaching-articles/dean-shriver-can-we-preach-the-tithe-648
Giving our age as a percentage - https://seedtime.com/giving-our-age
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Old covenant tithing
- New covenant tithing
- Tithing as worship
Find out more at https://SeedTime.com/podcast#106
So many of us spend money that we don’t realize we’re spending. Linda and I want to help you instill 5 mindless money habits that can save you a lot of money each year! We’re big advocates of budgeting and we were not surprised that this habit made the list, but we found some new money saving habits that are pretty cool!
Links Mentioned:
- Article by Rachel Gideon - https://medium.com/financial-independence-retire-early/the-5-mindless-money-habits-that-save-me-an-effortless-10-128-a-year-6acf175efe
- SeedTime Real Money Method course - https://seedtime.com/realmoney
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Having designated shopping days
- Capping your spending
- Journaling to save you money
Find out more at https://SeedTime.com/podcast#105
We found a list of the “seven things that people who are good with money never buy,” that we want to share with you! Linda and I are going to go through this list and see how we stack up. And you can judge for yourself to see how you're doing, too. Let’s see if we are good with money or not!
Links Mentioned:
- Original Business Insider article - https://medium.com/business-insider/7-things-people-who-are-good-with-money-never-buy-70cfff912729
- Chase Sapphire Preferred Credit Card - https://seedtime.com/chase-sapphire-preferred
- How we travel for free - https://seedtime.com/free-travel
- Freedom Co - https://freedomcompany.co
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Why buying a used car is a better financial choice
- How to determine if you can afford a house
- Your wedding day is just one day
Find out more at https://SeedTime.com/podcast#104
Recently a reader asked me if her 17 year old should invest. And, I have an unconventional answer when it comes to teens investing that you may find interesting. But there is one thing teens should NEVER do when investing that I cover in this episode of the podcast. Even if you’re not a teen (or have a teen) and you’re curious about investing I invite you to listen to this episode!
Links Mentioned:
- My 📈 investing course: SeedTime.com/10x
These are a few of the topics we cover:
- When should someone start investing
- My advice of what not to do when it comes to investing
- Our investing course: 10X Investing
- My investing mentor
Find out more at https://SeedTime.com/podcast#103
Today we're talking about some of the three of the best investing lessons I learned from my millionaire mentor.
Linda and I share with you our return on investing results, the before and after of the lessons that he gave, and we will also let you know how you can get started investing!
Links Mentioned:
SeedTime 10 X Investing Course - https://seedtime.com/10x
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Why cars are important in terms of financial success
- How you can be eating away at your financial potential
- How to proactively manage your money
- The safer way to start investing
Find out more at https://SeedTime.com/podcast#102
Calling all moms! If you find yourself torn between your work and your family, that tension probably has you feeling overwhelmed. Know that you’re not alone! Linda invites you to some girl chat with Michelle and Somer, from She Works His Way, as they discuss being a working mom, and just a mom in general. And, that you can find true rest in Jesus!
Links Mentioned:
- She Works His Way (website and community) - https://sheworkshisway.com
- She Works His Way Book: https://www.amazon.com/She-Works-His-Way-Get-Things-Done/dp/0764237691
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Giving your tension over to God
- Choosing God’s way daily
- You are given permission to rest
- How your husband can help you
Find out more at https://SeedTime.com/podcast#101
Linda and I talk about hiding purchases from your spouse. If you do this, you need to watch this. Or if you have a spouse who does this, you probably need to talk about it together.
Join us as we share with you how we solved hiding purchases in our marriage!
Links Mentioned:
- Follow SeedTime on Instagram (@seedtime): https://www.instagram.com/seedtime
- SeedTime Real Money Method course (the budgeting method we used to overcome hiding purchases in our marriage!) - https://seedtime.com/realmoney
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Realizing how your addiction is affecting your finances
- How to solve hiding purchases in your marriage
- Knowing how to support and communicate with your spouse
Find out more at https://SeedTime.com/podcast#100
I'm excited to have Jeff Brown in this episode because I love reading and he just released his book: Read to Lead.
If you're like me and had to overcome a dislike for reading, join us as we discuss how to love reading books (and why it is so important)!
Links Mentioned:
- Read to Lead Podcast: https://readtoleadpodcast.com
- For all the links to books mentioned in this podcast, please visit our corresponding article: https://seedtime.com/how-to-love-reading-books
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Why you need to read like your career depends on it
- A technique that can double (or triple!) your reading speed
- How to make reading a habit
Find out more at https://SeedTime.com/podcast#099
I am pretty sure that we all have a dream car. And whatever that dream car may be for you, you just might be able to drive it for free. Now this takes some specific scenarios to accomplish, but it can be done. In this episode, I'm going to let you know how I basically got paid to drive my dream car for four years. I'm almost in disbelief myself, but it happened! You'll see how I accomplished this and I encourage everyone to try and do the same. It definitely is a feat to accomplish, but if I can do it, so can you!
Links Mentioned:
Be on the lookout for our new book, launching in February! For now, here’s our current available eBooks: https://seedtime.com/books
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- The AHA financial moment I experienced in college
- Buying used and then reselling
- Financial advice to keep in mind when making purchases
Find out more at https://SeedTime.com/podcast#098
What if I told you that you could retire in 15 years? Would you believe me? It can be done. In this episode we're talking about how to retire in 15 years, or really any amount of time that you want. Now this is not easy. I'm going to say that up front. But I'm going to give you the math and the numbers behind how to do this. If you want to retire early, this is exactly what you need to do.
Links Mentioned:
Online retirement calculator - https://www.playingwithfire.co/retirementcalculator
Article: Is it right for Christians to chase after financial independence? - https://seedtime.com/should-christians-chase-after-financial-independence
Podcast: Is it right for Christians to chase after financial independence? - https://seetime.com/podcast#096
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- In how many years will you be able to retire?
- It doesn’t matter how much you make
- The importance of investing early
Find out more at https://SeedTime.com/podcast#097
Retirement. It seems that much of what we work towards, and think about, is the day we can retire. And when will we have enough money to do so? Who wouldn't want to retire early, right?
Today we are talking about financial independence, retiring early, and whether or not this is what Christians should be chasing after.
Links Mentioned:
How to retire in 15 years article - https://seedtime.com/how-to-retire-in-15-years
Book: “Four Hour Work Week” - https://www.amazon.com/4-Hour-Workweek-Anywhere-Expanded-Updated/dp/B0031KN6T8
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- F.I.R.E.
- Questions to ask yourself about your financial goals
- Following the financial path God is leading you on
Find out more at https://SeedTime.com/podcast#096
If you’ve ever been curious about growing a business or starting a business (or just a lot of different things about a business in general), then you’ve come to the right place! In this episode, I’m talking with the economist, entrepreneur and author John Meese. He's got a wealth of expertise and insight about business.
And he recently wrote a book called "Survive and Thrive: How to Build a Profitable Business in Any Economy, including the world that we live in now." So I invite you to join John and I, as we discuss how your business (or business idea) can survive and thrive in any economy!
Links Mentioned:
John’s Book “Survive and Thrive: How to Build a Profitable Business in Any Economy, including the world that we live in now” - https://www.amazon.com/gp/product/B08XH83Z7X
Eric Ries’ Book “The Lean Startup” - https://www.amazon.com/gp/product/B004J4XGN6
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- How To Find A Great Business Idea
- Starting/Running A Business Post 2020
- The 5 Ways To Grow A Business
Find out more at https://SeedTime.com/podcast#095
Mel and Murph Stewart (of FitNFunds) have an amazing story. Linda and I were so blown away by their accomplishment that we had to share their feat as an encouragement to all of our Seedtime community.
Ready for it?
They have paid off over $229,000 in debt!!!
Join us as we discuss their debt-free journey and how they tackled eliminating that huge amount of debt!
Links Mentioned:
- Mel & Murph’s website: http://fitnfunds.com
- Following Mel & Murph on Instagram: https://www.instagram.com/fitnfunds
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Realizing The Need Of A Budget and Actually Budgeting
- Getting The SPENDER On Board
- How Paying Off Debt Can Bring You Closer To God
Find out more at https://SeedTime.com/podcast#094
There's a lot of new homeschooling parents post 2020. With so many new to homeschooling, we’re needing some sound advice. So we're turning to homeschool expert Linsey Knerl to help us out.
Join Linda and I as we discuss homeschooling hacks with Linsey and also her new book "Homeschool Hacks: How to Give Your Kid a Great Education Without Losing Your Job (or Your Mind)!"
Links Mentioned:
- Linsey’s website: https://www.linseyknerl.com
- Linsey’s book "Homeschool Hacks: How to Give Your Kid a Great Education Without Losing Your Job (or Your Mind)”: https://www.amazon.com/gp/product/B08LDZNZJX
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Homeschooling Being Unique To Each Family
- What Not To Do When Homeschooling
- Parenting Vs. Teaching
Find out more at https://SeedTime.com/podcast#093
Do you think like a poor person? I found an article from medium.com that states, "if you want to be rich, you need to stop thinking like a poor person."
There's a lot of really good points made. And, there are things that I think are important to talk about. Join Linda and I as we discuss how you can fix your money mindset!
Links Mentioned:
- Medium.com Article: https://medium.datadriveninvestor.com/if-you-want-to-be-rich-you-need-to-stop-thinking-like-a-poor-person-e4ee7c668682
- Our Investing Course: https://seedtime.com/10x
- Real Estate Investing With Fundrise: https://seedtime.com/fundrise-review
- Investing With Acorns: https://youtu.be/EVGJvvbdbx8
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Struggling With The Poverty Mindset
- Investing Early
- Knowing What You Own
Find out more at https://SeedTime.com/podcast#092
Today we're going to talk about something that not everyone may need to hear. Some people need to hear the opposite message. But, use your own wisdom on whether or not this is for you, or if you may know someone who could benefit from this.
Linda and I are talking about: Why it might be beneficial to stop trying so hard. And what could result from that? It’s a much more stress-free life!
Links Mentioned:
- Derek Sivers Interview: https://youtu.be/amS0u15AL14
- Prayers For Finances Sheet: https://seedtime.com/prayer
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Working Too Hard
- Recognizing The Need To Relax
- Making Your Debt-Free Journey Enjoyable
- Walking In God’s Grace
Find out more at https://SeedTime.com/podcast#091
Have you ever felt like you’ve failed as a parent? I’m sure this is something every parent feels at some point. Linda and I are sitting down with Money Saving Mom, Crystal Paine, to discuss her new book Love-Centered Parenting.
She shares with us the no-fail secret to launching your kids. And, how you too can parent with grace through love-centered parenting!
Links Mentioned:
• Money Saving Mom - https://moneysavingmom.com
• Love-Centered Parenting - https://www.amazon.com/gp/product/B08CJDSY12/ref=dbs_a_def_rwt_bibl_vppi_i0
• My Sabbatical Year - https://seedtime.com/why-sabbatical-year
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
• Relying On God And Walking In Faith
• Choosing Your Priorities: Providing Vs. Parenting
• What Is Your Job As A Parent?
• How To Love A Child Right Where They’re At
• Why Christians Should Be Intentional With Their Finances
Find out more at SeedTime.com/podcast#090
Are you looking for a quick and easy way to find the best price for something you're planning on buying? I have fine-tuned some money saving buying processes that I want to share with you! Linda and I will also give you some hacks that we have found over the years to not only save money online, but also in store!
Links Mentioned:
• Rakuten - https://seedtime.com/rakuten
• eBay - http://www.ebay.com • Amazon - http://www.amazon.com
• Camel Camel Camel - http://CamelCamelCamel.com
• Save Money On Groceries (Carrie Rocha Interview) - https://youtu.be/bGxw8p2vhtk (video) https://seedtime.com/podcast#002 (podcast)
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
• How To Save Money Shopping Online
• Buying New Vs. Buying Used
• How Not To Pay Full Price At Brick And Mortar Stores
Find out more at https://SeedTime.com/podcast#089
If you were paid to move, would you? It’s surprising to know that you actually can be paid to move to certain U.S. cities. In this episode, Linda and I are discussing the benefits of moving. And, we’ll let you know how you can find out which cities are offering this cash incentive!
Links Mentioned:
MakeMyMove.com
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
Cash Incentives To Move To Specific U.S. Cities
Moving As A Life Hack
How Moving Encourages Personal Growth
Find out more at https://SeedTime.com/podcast#088
Have you ever dreamed of having the net-worth of Warren Buffett? But, what if the opposite was true? What if Warren, who is 90 years of age and now in failing health, is dreaming of the life you're living?
Although money is nice, time is so precious and we encourage you to live every moment now!
Links Mentioned:
Book: “Die with Zero” - https://amazon.com/Die-Zero-Getting-Your-Money/dp/0358099765
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Time Is More Valuable Than Riches
- Leaning On God
- Enjoying The Moment
Find out more at https://SeedTime.com/podcast#087
Inflation Is On The Way! Are you prepared?
In this episode Linda and I are talking with Chuck Bentley, of Crown Financial Ministries. We are giving you a comprehensive understanding of inflation and how you can prepare!
Links Mentioned:
Chuck Bentley’s Book: ”Seven Gray Swans: Trends That Threaten Our Financial Future” - https://www.amazon.com/Seven-Gray-Swans-Threaten-Financial-ebook/dp/B08SBRL5ZP
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Why Should You Care About Inflation?
- The Modern Monetary Theory (aka Monopoly Money Theory)
- Preparing For The Inevitable Inflation
- The Warning Signs Of Inflation
- Living with sound Biblical Principles
Find out more at https://SeedTime.com/podcast#086
Have you ever had an intense month where everything just hits all at once? This past month was one of those for us.
Join us as we share our trials and as we encourage you to know that no matter what you may be going through... you’re not alone!
Links Mentioned:
- Sign Up To Be On The SeedTime Email List: https://seedtime.com
- SeedTime On Instagram: https://www.instagram.com/seedtime (@seedtime)
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Feeling Alone During Difficult Times
- Being Aware Of Other’s Needs
- Praying For Others
Find out more at SeedTime.com/podcast#085
Zig Ziglar has a quote that says "money will not make you happy, but everyone wants to find out for themselves." I have found this to be so true.
In this episode, I'm excited because we’re talking with Daniel Fusco about happiness. He wrote this book called Crazy Happy, which is really fun! We're going to talk about how to find real, authentic happiness and how to do this.
Links Mentioned:
Daniel’s Book “Crazy Happy: Nine surprising ways to live the truly beautiful life” - https://www.amazon.com/Crazy-Happy-Surprising-Truly-Beautiful/dp/0593192664
Daniel’s Website - https://danielfusco.com
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Will More Money Make You Happy
- Do Your Circumstances Determine Your Happiness
- How To Be Truly Happy
Find out more at https://SeedTime.com/podcast#084
Today, Marcus Hall and I are discussing his book Spiritual Wealth. It’s a guide to help you become a better manager of God’s gifts.
Stewardship is one of those really important topics for Christians when it comes to money. We invite you to join us as we talk about “The Meaning Of Stewardship!”
Links Mentioned:
Spiritual Wealth by Marcus Hall - https://www.amazon.com/Spiritual-Wealth-Journey-Developing-Stewardship/dp/057877447X
Marcus Hall Website: https://stewardshipmindset.com
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- What Stewardship Means For Believers
- Practical Ways To Become A Better Steward
- Why Cares About The Small Things
Find out more at SeedTime.com/podcast#081
A look at some of the insane financial advice I heard yesterday in the Sauna and what I am going to be doing about it in a month or two.
Linda and I have a few updates to share about the podcast and where we might be headed with it in 2021.
To leave a review on Apple Podcasts, just visit https://podcasts.apple.com/us/podcast/seedtime-money/id1367163590 then click "Listen on Apple Podcasts".
After the app opens, then just scroll down and click "Write a Review".
Did you know that divorce filings are up 34%? Join me as I sit down with Toni Nieuwhof and we discuss her new book “Before You Split: Find What You Really Want for the Future of Your Marriage.” We are here to provide some help, if you need it.
Learn how you can improve your marriage and prepare for the future of your marriage!
Links Mentioned:
- Before You Split: Find What You Really Want for the Future of Your Marriage by Toni Nieuwhof - https://www.amazon.com/Before-You-Split-Really-Marriage/dp/0525653368
Toni’s Website: https://toninieuwhof.com
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Marital Finances
- Fighting For We Not Me
- Finding Your Triggers
Find out more at https://SeedTime.com/podcast#80
Learn the habits of the truly successful as we sit down with Mark Batterson and discuss his new book Win The Day! This book is the "jump start you need to go after God-sized goals, one day at a time!"
Links Mentioned:
Mark Batterson's Book: Win The Day: Seven Habits to Help You Stress Less and Accomplish More - https://www.markbatterson.com/books/wintheday
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Day-Tight Compartments
- Feeding The Frog
- Seed The Clouds
Find out more at SeedTime.com/podcast#079
Find out how Chris and Andrea Petrie paid off $52,000 in not seven years, but in seven months! Join Linda and I as we talk with them, we're going to pick their brain to see how they paid off that much money so quickly and what we can learn from them.
Links Mentioned:
The Money Peach Podcast - https://www.moneypeach.com/podcast
The Money Peach Blog - https://www.moneypeach.com
Andrea's website - https://andrearobinsontv.com
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Become Debt Free
- God’s Way Is Better
- Budgeting
Find out more at https://SeedTime.com/podcast#078
We are talking about 9 Millionaire Success Habits that hopefully will inspire you. Linda and I are going to see if any of our habits line up, be sure to see if any of your habits line up, too!
Links Mentioned:
- 30 Passive Income Ideas - https://youtu.be/6RSqgJieFes
- 7 Passive Income Ideas - https://youtu.be/6X2TG87eugM
- Passive Income Secrets - https://youtu.be/hksa9sp4Pb0
- How I Created 5 Streams of Income (Some Passive Income) - https://youtu.be/DVRhX9uXYIc
- The Millionaire Next Door - https://seedtime.com/millionaire-next-door
- Robert Kiyosaki's Cashflow Quadrant - https://seedtime.com/cashflow-quadrant
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Read For Personal Development
- Budgeting
- Setting Goals
Find out more at SeedTime.com/podcast#077
Feeling overwhelmed and stressed out with overload? Chris Cook, of Win Today Podcast, is a lifelong learner who has a pursuit of improving all areas of his life. And he does that exceptionally well.
So I thought we could talk about this idea of margin and how to reduce the overload, the overwhelm, the busy-ness that so many of us struggle with.
Join Chris and I as we chat about: How to reduce overload and create margin in your life!
Links Mentioned:
- Six Ways to Stop the Overload in Your Life Today - https://chriscookis.com/why-the-best-things-happen-in-the-margin
- Michael Hyatt's Full Focus Planner - https://seedtime.com/Michael-Hyatts-Full-Focus-Planner
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Make Your Bed Every Day
- Scheduling Priorities
- Be A Quitter Every Quarter
Find out more at https://SeedTime.com/podcast#076
Today we're talking about 30 passive income ideas for 2021 and beyond. So a friend of mine, Grant Sabatier of MillennialMoney.com, has this article where he lists 62 passive income ideas. And I went through that list, and there's some really great ones in there that I want to share with you. So, I'm pulling the top 30 ideas, and we're going to go through them together.
Links Mentioned:
Grant's 62 Passive Income Ideas Article - https://millennialmoney.com/passive-income-ideas
Fundrise - https://youtu.be/8oF7ioCzZEc
Credible - https://seedtime.com/2/credible.php
Neighbor - https://www.neighbor.com
Dividend Stocks - https://youtu.be/eGRoeP8_5ko
Start Your Blog Now Course - https://seedtime.com/start-your-blog-now
Lending Club - https://seedtime.com/how-to-consolidate-your-debt-with-lending-club
Turo Car Rental Review - https://youtu.be/alEPfTU8Vgw
The Royalty Exchange - https://www.royaltyexchange.com
Rent On AirBnb - https://seedtime.com/airbnb
Start An Etsy Store - https://seedtime.com/open-etsy-store
Babyquip.com - https://www.babyquip.com
Wrapify - https://wrapify.com
Our Money Mastery Quiz - https://seedtime.com/quiz
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- How To Make Passive Income Online
- Businesses That Generate Passive Income
- Renting Out What You Own To Create Passive Income
Find out more at SeedTime.com/podcast#075
For most people, budgeting is a scary word. Are you scared by budgeting? If you feel that way, you might be doing one of these five things wrong (or maybe all of them), when it comes to budgeting. When you're doing any one of these things, it's just going to make budgeting really difficult and not a lot of fun for you. We're going to talk about what these things are and hopefully how to fix it so that you can actually enjoy budgeting and get a ton of benefit from it.
Links Mentioned:
Free Budget Worksheet - https://seedtime.com/free-sheet
Real Money Method Budgeting Course - https://seedtime.com/realmoney
Our Money Mastery Quiz - https://seedtime.com/quiz
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Using The Right Tool For The Job
- You Don’t Have A Reason Why You’re Budgeting
- Being Held Accountable
Find out more at SeedTime.com/podcast#074
Do You Spend Like A Millennial? Linda and I are Millennials and we're going to find out if we spend money like a Millennial.
Or, if we spend like a Boomer!
We’ll look at our spending habits and see if they line up with study findings on how millennials spend their money, join us!
Links Mentioned:
How We Travel For Free - https://youtu.be/ZoC2Njxk184
Our Money Mastery Quiz - https://seedtime.com/quiz
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Using Credit Cards
- Dining Out
- Using Cash
Find out more at SeedTime.com/podcast#073
Let's break the myths of passive income! I've earned passive income for years now and want to share with you some secrets I've learned along the way.
So let's get started, here's Passive Income: 4 Things NO ONE Ever Tells You!
Links Mentioned:
- 7 Ways To Make Passive Income (My Results With Each) - https://youtu.be/6X2TG87eugM
- Our Money Mastery Quiz - https://seedtime.com/quiz
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- What Is Passive Income?
- Some Forms Of Passive Income Are Easier Than Others
- Daily Work Is A Good Thing
Find out more at https://SeedTime.com/podcast#072
If you are in debt and struggle with tithing, this podcast is for you! I've been in debt before, and there are so many who struggle with this very same topic.
Join me as I discuss whether you should tithe while paying off debt!
Links Mentioned:
- Master Your Money By Ron Blue - https://amazon.com/Master-Your-Money-Step-Step/dp/0802414516
- Our Money Mastery Quiz - https://seedtime.com/quiz
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- God Owns It All
- Compartmentalizing Our Money
- Praying About Finances
Find out more at https://SeedTime.com/podcast#071
Are you burning your hard-earned money? Join Linda and I as we find out if we are wasting money making poor financial decisions, or if we're spending money wisely. In this podcast you will learn 8 things that people do that wastes their hard-earned money!
Links Mentioned:
You're Burning Your Hard-Earned Money If You Do These 8 Things Article - https://www.lifehack.org/597870/youre-burning-your-hard-earned-money-if-you-do-these-8-things-often
How I Made $2,147 Last Month By Decluttering - https://seedtime.com/how-i-made-2k-decluttering
Our Money Mastery Quiz - https://seedtime.com/quiz
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Justifying Your Purchases
- Making Shopping Lists
- Decluttering Your Home
Find out more at SeedTime.com/podcast#070
If you’re new to budgeting, or if you need a little help with your budget, Linda and I are excited to share with you 10 Incredibly Useful Hacks To Stick With Your Budget.
Plus we’ll let you know how to get Our FREE Budgeting Worksheet, which is a great way to start your budget today!
Links Mentioned:
- Free Budgeting Worksheet - https://seedtime.com/free-sheet
- The Real Money Method Course - https://seedtime.com/realmoney
- Our Money Mastery Quiz - https://seedtime.com/quiz
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Budgeting With Accountability
- Don’t Go To The Grocery Store Hungry
- Our Budgeting Resources For You
Find out more at SeedTime.com/podcast#069
If you're in the market for a used car you need these 5 used car buying tips. I'll show you how to buy a car with my car buying tips, my exact strategy, that has saved me over $10k.
So, if you're looking how to save money buying a car, you've come to the right place!
Links Mentioned:
- One Month of Consumer Reports Online Service - https://www.consumerreports.org/cars
- Edmunds Total Cost To Own (TCTO) - https://www.edmunds.com
- CarFax Report - https://www.carfax.com
- AutoCheck Report - https://www.autocheck.com/vehiclehistory
- CarMax - https://www.carmax.com
- Carvana - https://www.carvana.com
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- How To Save Money Car Shopping
- Tips For Buying A Used Car
- Resources For Researching Vehicles
Find out more at https://SeedTime.com/podcast#068
Spenders vs savers. Nerds vs free spirits. In this video, Linda and I look at 7 of the struggles that we SAVERS (who live with SPENDERS) have to put up with!
Are you married to a spender? If you are, I'm sure you'll agree with some of these struggles!
Links Mentioned:
7 Struggles Only People Married To SAVERS Will Understand - https://youtu.be/ucTqProH6Z0
Our Money Mastery Quiz - https://seedtime.com/ppp-credit-score
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Spenders Will Always Find A Reason To Spend
- They Have No Idea How Much Stuff Costs
- They Buy Stuff Without Researching
Find out more at SeedTime.com/podcast#067
Spenders vs savers. Nerds vs free spirits. In this video, Linda and I look at 7 of the struggles that we SPENDERS (who live with SAVERS) have to put up with! Are you married to a saver? If you are, I'm sure you'll agree with some of these struggles!
Links Mentioned:
- 7 Struggles Only People Married To SPENDERS Will Understand - https://youtu.be/bccNtiHsrgI
- Our Money Mastery Quiz - https://seedtime.com/ppp-credit-score
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Feeling The Need To Ask Permission To Spend Money
- There Isn’t Enough Money In The World To Have Enough In Savings
- Savers Want To Squash The Fun
Find out more at SeedTime.com/podcast#066
Join us as we finish up our book study of Craig Hill’s: “The 5 Wealth Secrets 96% Of Us Don’t Know.” In this podcast Linda and I discuss Wealth Secret #5 (of 5), that you need to know about!
(If you’re following along in the book study, we’re discussing chapter 6: Leave An Inheritance For Two Generations).
Links Mentioned:
"The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5
How We Paid Off Our House In 3 Years - https://youtu.be/Iwc1mFfAUno
Are Jews Wealthier Than Christians? - https://youtu.be/-8HAqej2klc
SeedTime Podcast - https://seedtime.com/podcast
SeedTime YouTube Live - https://seedtime.com/live
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Thinking Long Term
- Paying Off Your Debt With God
- Teaching Our Children About Money And Finance
- Sometimes It’s Good For Us To Struggle
Find out more at https://SeedTime.com/podcast#065
Join us in our book study of Craig Hill’s : “The 5 Wealth Secrets 96% Of Us Don’t Know.”
In this episode, Linda and I discuss Wealth Secret #4 (of 5) that you need to know about!
(If you’re following along in the book study, we’re discussing chapter 4: Anticipate Economic Cycles).
Links Mentioned:
"The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Economic Cycles
- Biblical Jubilee
- Preparing For A Recession
- Emergency Fund
Find out more at SeedTime.com/podcast#064
Join us in our book study of Craig Hill’s : “The 5 Wealth Secrets 96% Of Us Don’t Know.”
In this episode Linda and I discuss Wealth Secret #3 (of 5), that you need to know about! (If you’re following along in the book study, we’re discussing chapter 3.)
Links Mentioned:
"The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5
“Rich Dad Poor Dad” Book by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Invest In Things That Multiply
- The Borrower Is Servant To The Master
- Focusing On What You Do Have
- Meekness
Find out more at https://SeedTime.com/podcast#063
Join us in our book study of Craig Hill’s : “The 5 Wealth Secrets 96% Of Us Don’t Know.” In this podcast Linda and I discuss Wealth Secret #2 (of 5), that you need to know about! (If you’re following along in the book study, we’re discussing chapter 2.)
Links Mentioned:
- "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5
- “Rich Dad Poor Dad” Book by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194
- Our Real Money Method Budgeting Course - https://seedtime.thinkific.com/courses/real-money-budgeting
- Sign up For Our Free Weekly Email Newsletter - https://seedtime.com
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Provision Vs. Vision
- Why Do You Need Money?
- Character Vs. Convenience
- The World’s View Of Evaluating Success Vs. God’s View Of Success
Find out more at SeedTime.com/podcast#062
Join us in our book study of Craig Hill’s : “The 5 Wealth Secrets 96% Of Us Don’t Know.”
In this episode, Linda and I discuss Wealth Secret #1 (of 5), that you need to know about!
(If you’re following along in the book study, we’re discussing chapter 1: Used Jars.)
Links Mentioned:
- "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5
- “Rich Dad Poor Dad” Book by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194/
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Managing Your Money
- How You Spend Your Money
- Budgeting Your Money
Find out more at SeedTime.com/podcast#061
You learn a lot about yourself when you fast from social media for an entire year. As a Christian fasting social media had some big implications. It wasn't just a detox, but quitting social media for a year was a spiritual thing for me that had some amazing benefits. Join Linda and I as we discuss the 8 biggest lessons I learned from my experience.
These are a few of the topics we cover:
- Taking A Sabbatical From Social Media
- Feeling More Present
- Having More Peace And Less Stress
- Gaining Time
Find out more at SeedTime.com/podcast#060
We’re always looking to save money where we can. What if I told you that spending money today can actually save you money in the long run? Join Linda and I as we tell you about 30 purchases that will start saving you money immediately!
Links Mentioned:
- Source article: https://www.msn.com/en-us/money/personalfinance/30-purchases-that-will-start-saving-you-money-immediately/ss-BBYASK8?li=BBnb7Kz#image=1
- Produce Keeper: https://amzn.to/3aHmLlC
- Smartphone Protector/Screen Protector: https://amzn.to/3aJLBRN
- Window Insulation Kit: https://amzn.to/3aMLS6C
- Electricity Usage Monitor: https://amzn.to/3dV2afG
- Oven Thermometer: https://amzn.to/2wROSQp
- Groupon: https://www.groupon.com/
- Insulated Lunch Bag: https://amzn.to/2xTYI47
- Food Vacuum Sealer: https://amzn.to/2RbHy96
- Reusable Water Bottle: https://amzn.to/2UFNhGe
- Shower Timer: https://amzn.to/2wVtg5I
- Wool Dryer Balls: https://amzn.to/2V08SbC
- Multi-use Cooker - Instapot: https://amzn.to/2JC7Yww
- Rechargeable Batteries: https://amzn.to/2V1jjf1
- Food Dehydrator: https://amzn.to/349CIhQ
- Reusable Swiffer Pads: https://amzn.to/2XbDQzV
- Tire-pressure Gauge: https://amzn.to/3dTflO0
- Basic Sewing Kit: https://amzn.to/2JHjLtz
- SodaStream: https://amzn.to/2X8AMEN
- Small Chest Freezer https://amzn.to/3dV6f3n
- Heated Mattress Pad: https://amzn.to/2X9kj3h
- Solar Holiday Lights: https://amzn.to/2wiFQLY
- Espresso Machine: https://amzn.to/2JEDFW3
- Low-flow Showerheads: https://amzn.to/39LSxfM
- Amazon Prime: https://amzn.to/2VfXYi7
- Ceiling Fan: https://amzn.to/2XacwC8
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Buying Items That Pay For Themselves, And Then Some!
- Local Coupon Books
- Warehouse Club Memberships
- Meal-kit Deliveries
Find out more at SeedTime.com/podcast#059
Have you ever wanted something only to realize that God has something better in store for you? When we listen, obey and trust God… amazing things are in store! This is the story of the insane thing God asked us to give away and what happened as a result.
Links Mentioned:
- The Opposite Life by Alex Seeley - https://www.amazon.com/Opposite-Life-Unlocking-Mysteries-Upside-Down/dp/0718075102/
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Listening, Obey and Trusting God
- God’s Plans for You are greater than you can imagine
- The Lord Will Provide
- Giving and Generosity
Find out more at SeedTime.com/podcast#058
Join Lauren, Linda and I as we discuss the 10 most common budgeting questions from our Real Money Budgeting students.
Even if you aren't in our Real Money course, you get to tag along as we answer these questions as well as the life changing benefits of having a budget.
Links Mentioned:
Our Real Money Budgeting Course - https://seedtime.com/realmoney
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Why You Should Have A Budget
- Finding Out How Much You Actually Spend
- Having Financial Accountability
Find out more at http://SeedTime.com/podcast#057
We created a new “Prayers for Finances devotional/plan” available for you - for free.
Not only does this include about 12 Bible verses about God's provision for us, but also a few key financial prayers that work. So if you need a financial breakthrough right now - check them out!
Links Mentioned:
The YouVersion Bible Mobile App - Tap "plans", tap "find plans", tap magnifying glass, and just search for "prayers for finances" or "Bob Lotich"
Free PDF Printable - https://seedtime.com/prayers to get the printable PDF
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Taking Steps Of Faith
- Praying and Obeying
- Meditating On The Word
Find out more at https://SeedTime.com/podcast#056
If you have lost your job or lost hours due to the craziness of the pandemic, here are some side hustle ideas that might help you make a few bucks until life returns to "normal.”
Now is a terrific time to make money or start a business. Join Linda and I as we discuss Corona-Proof ways to make money.
Links Mentioned:
Amazon.com
LiveOps.com
TakeLessons.com
InstaCart.com
eBay.com
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Corona-Proof Side Hustles
- Make Money Decluttering
- Starting A Business During A Recession
Find out more at https://SeedTime.com/podcast#055
You don’t have to be bored or feel like it’s groundhog day while in quarantine. Maybe you even think that quarantine can’t be a good thing. We’re here to tell you that it can be a very good thing. In this episode, Linda and I discuss how you can actually BENEFIT from the quarantine!
Links Mentioned:
Our Sabbatical Year Miracle: https://youtu.be/nlDa_EJdYlg
The Rest of God (book by Mark Buchanan): https://www.amazon.com/Rest-God-Mark-Buchanan/dp/0849918707
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Sabbatical Rest
- Recognizing Miracles In Your Life
- Focusing On Your Relationships
Find out more at https://SeedTime.com/podcast#054
Will the markets drop further? Is now the time to exit the stock market completely? Is now a good time to invest? What am I doing with our investments? Where do I invest my money?
In this episode, we’re going to discuss the places where you can invest your money.
Links Mentioned:
- M1 (my favorite online broker - 100% free to trade and you can buy partial shares): http://seedtime.com/2/m1.php
See M1 in action, here: https://youtu.be/VaR0HXZZG8c - eTrade (great online broker): http://seedtime.com/2/etrade.php
- Acorns (the simplest way to start investing with little or no money. $5 signup bonus with this link): http://seedtime.com/2/acorns.php
- Fundrise (100% passive real estate): http://seedtime.com/2/fundrise.php
- Coinbase (for buying crypto - $10 signup bonus link): http://seedtime.com/2/coinbase.php
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- The Stock Market
- Investing During The Pandemic
- Places Where You Can Invest Money
Find out more at https://SeedTime.com/podcast#053
Did you know the Bible is a great place to get financial advice? Like many subjects in the Bible, these money lessons are still relevant today.
God's word is full of financial lessons and money advice… although one may not think to get financial advice from the Bible.
Join my wife Linda and I as we discuss Bible & Money (3 Practical Tips For Today)!
Links Mentioned:
Free Email Course: How to Master Your Money Using Biblical Principles - https://seedtime.com
Study by Creditcards.com - https://www.creditcards.com/credit-card-news/co-signing-survey.php
The Atlantic article on Cosigning - https://www.theatlantic.com/business/archive/2011/06/why-you-should-never-ever-cosign-a-loan-for-anyone/239775/
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Money Lessons From The Bible
- Cosigning A Loan
- Practical Money Tips
Find out more at https://SeedTime.com/podcast#052
I love studying the habits of successful people to get ideas of what makes them stand out. In this video Linda and I discuss 8 of the key success habits of wealthy and successful people to see what we all can learn
Links Mentioned:
- Our Real Money Budgeting Course - https://seedtime.com/rmb-waitlist
- Article of 8 Habits of Wealthy & Successful People - https://yourfinancialtoolkit.com/8-habits-of-wealthy-and-succesful-people
- How to Invest With Little Money - https://youtu.be/EVGJvvbdbx8
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Starting Your Day Early
- Continually Learning and Improving
- Meditating on God’s Word
Looking back, are there things you wished for and prayed for that you have today? Have you taken the time to soak in the blessings God had in store for you?
Life moves by so quickly, don’t miss out on seeing God’s work in your life!
These are a few of the topics we cover:
- Praying for what we want
- Looking for God’s Blessings
- God works out everything for our good
Find out more at https://SeedTime.com/podcast#050
Need some great frugal tips and tricks? Well you can start by NOT doing these 17 things. Linda and I think we're pretty frugal, but in this video we're going to find out if we truly are.
Join us as we discuss 17 Things Frugal People Don't Do.
Links Mentioned:
- How We Travel for Free (video): https://youtu.be/ZoC2Njxk184
- Our MediShare Review: The Good and The Bad (video): https://youtu.be/eQpx7hM_758
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Are You Frugal?
- Financing Cars
- Keeping Up With The Joneses
- Paying Full Price
Find out more at https://SeedTime.com/podcast#049
Have you needed a co-signer? You may have wondered, "What does the Bible say about cosigning?"
My wife Linda and I discuss just that and what you should consider when it comes to cosigning loans... Join us!
Links Mentioned:
- Study by Creditcards.com - https://www.creditcards.com/credit-card-news/co-signing-survey.php
- The Atlantic article on Cosigning - https://www.theatlantic.com/business/archive/2011/06/why-you-should-never-ever-cosign-a-loan-for-anyone/239775
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- What the Bible says about cosigning
- Is cosigning a good idea?
- What you should consider when cosigning
Find out more at https://SeedTime.com/podcast#048
Everything starts with a tiny seed. Nothing “big” is born big. It takes time to see success in anything we set out to accomplish. It doesn’t matter how much you have or how big your goal is, just start where you are and make your way to success step by step.
These are a few of the topics we cover:
- Achieving success
- It is more blessed to give than to receive
- God starts with seeds
- Starting with where you are now
Find out more at https://SeedTime.com/podcast#047
All couples experience money issues and we want to help you eliminate any strife that may occur in a relationship because of finances.
Linda and I want to let you in on the Unlikely Money Change Marriage. And, it can change your marriage, too!
Links Mentioned:
- Interview with Chuck Bentley - https://youtu.be/w3znNfOMyZA
- Our Real Money Budgeting Course - https://seedtime.com/RMB
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Marital Finances
- Budgeting Your Money
- How Budgets Create Less Strife In Marriage
Find out more at https://SeedTime.com/podcast#046
Are you on top of your finances? Are you spending MORE than you’re earning? Find out what has helped our household finances as we discuss “If It Weren't For THIS, We'd Be Devastated Financially…”
Links Mentioned:
Our Real Money Budgeting Method Course - http://seedtime.com/RMB
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Spending More Than You Earn
- Having A Budget
- SeedTime’s Real Money Budgeting System Method
Find out more at https://SeedTime.com/podcast#045
I've found an article listing the" Top 10 Money Myths You Need to Forget." And yes, there are some money myths that need debunked. Join me as we chat about some misinformation surrounding personal finance.
Links Mentioned:
- Source article: https://www.listenmoneymatters.com/top-10-money-myths/
- How to calculate your REAL hourly wage: https://seedtime.com/how-much-are-you-really-getting-paid/
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Owning a Home vs Renting a Home
- Investing Money
- Credit Scores
Find out more at https://SeedTime.com/podcast#044
What is your strategy when it comes to shopping for another vehicle? I’m trying to convince my wife Linda how smart people buy cars. We don't agree on everything with the cars we buy, so let's see who wins this one...
Links Mentioned:
Lessons from My Millionaire Mentor - https://youtu.be/K_p0ghLBvF4
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Buying New vs Buying Used
- Car Payments vs No Car Payments
- Saving Money to Purchase a Vehicle
Find out more at http://SeedTime.com/podcast#043
The Bible is chock-full of wisdom. In this episode, Linda and I are going to share with you 3 Practical Money Tips we found in the Bible... that still hold true today! No matter where you stand financial, these tips are great biblical principles to apply to your finances. Enjoy!
Links Mentioned:
- Study by Creditcards.com - https://www.creditcards.com/credit-card-news/co-signing-survey.php
The Atlantic article on Cosigning - https://www.theatlantic.com/business/archive/2011/06/why-you-should-never-ever-cosign-a-loan-for-anyone/239775
Millionaire Next Door (book) - https://smile.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Not Spending all of Your Money
- Cosigning Loans
- Keeping up with the Joneses
Find out more at SeedTime.com/podcast#042
Have you ever made a money mistake? I’m sure we all have at some point, I know we definitely have. My wife Linda and I are sharing with you Our 5 Worst Money Moves. Experience is often the best teacher and we have learned a few lessons we will never forget... Enjoy this episode and learn from our mistakes!
Links Mentioned:
The Real Money Budgeting Course: https://seedtime.com/rmb4
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Learning from past money mistakes
- The benefit of having a budget
- Things to consider when buying a house
Find out more at SeedTime.com/podcast#041
Have you ever wondered if you’ll ever be able to pay off your mortgage?
In this episode, my wife Linda and I are sharing some ways we were able to pay off our mortgage in 3 years!
With God’s grace, the impossibility of feeling that you’ll never have a house payment becomes a possibility. Join us in learning the 5 things that we did that helped make it happen.
Links Mentioned:
- How can I build wealth while in debt? [with the Seesaw Principle] - https://youtu.be/VKTnOH_LFtM
- 12 Best Side Hustle Ideas [That Pay Well] - https://youtu.be/iJ-lR2v9n9k
- 7 Legit At-Home Jobs (for moms, students, etc) - https://youtu.be/SNs-SgSCibo
- How To Make Money Selling Books Online - https://youtu.be/FafS-c4YaRY
- How I Created 5 Streams of Income (Some Passive Income) - https://youtu.be/DVRhX9uXYIc
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Paying Off Your House
- Believing It is Possible Have a Paid Off House
- How To Pay Off Your House in a Short Amount of Time
- The Benefits of Living Mortgage Free
Find out more at https://SeedTime.com/podcast#040
I bet you've watched Fixer upper and know exactly who Chip and Joanna Gaines are. But, they are so much more than who they are on TV. They strive for excellence in all that they do, no matter what life throws at them. And, they have cultivated an environment around them where growth and excellence are encouraged. They choose to see the BEST in people! Let's look at other lessons we've learned from Chip and Jojo!
Links Mentioned:
- Chip Gaines' Book: Capital Gaines - https://amzn.to/2N7ahLL
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Business advice from Chip and Joanna Gaines
- Learning life advice through successful people
- Chip Gaines’ Book: Capital Gaines
Find out more at SeedTime.com/podcast#039
Each year Amazon founder, Jeff Bezos, releases an annual report to shareholders. My good friend Steve Anderson studied these reports to gain insight on how to grow a business like Amazon all while maintaining your standards. Steve has turned his findings of 14 business principles into a book, The Bezos Letters. If you are a business owner, looking to have growth like Amazon, this podcast is for you!
Links Mentioned:
- Steve Anderson's Book: The Bezos Letters (plus bonuses) - https://thebezosletters.com/bonus
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Growing your business
- Amazon’s founder Jeff Bezos’ business strategy
- Studying and researching successful business models (i.e. Amazon)
- Steve Anderson’s Book: The Bezos Letters
Find out more at SeedTime.com/podcast#038
What is the fear that's holding you back from achieving your goals and dreams? Being an entrepreneur, I can attest that learning to overcome your fears is a part of the journey.
In life, there are always new challenges and new hurdles that we must face and overcome. Fear will permeate everything we do. I encourage you to step out of your comfort zone and try new things. There are distinct patterns (fear archetypes) in the way that fear manifests itself in our lives.
Label the fear, have the courage to identify it, and give yourself the power to do something about it!
Join Ruth and I as we help you overcome fears, conquer goals and reach those dreams!
Links Mentioned:
Ruth's New Book: Do It Scared - https://doitscared.com/book
Ruth's Website: Living Well Spending Less Website - https://www.livingwellspendingless.com
The Do It Scared Fear Assessment - https://doitscared.com/dis-assessment
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Facing Fears
- Achieving Your Goals and Dreams
- Do It Scared!
Find out more at http://SeedTime.com/podcast#037
There are so many decisions to be made every day. And, everyone makes decisions differently. Each of our decisions shouldn't be made solely from a financial aspect. What about health decisions?
Sometimes you need help right away, no matter the financial consequences. Even when we're focused on meeting our financial goals, there are many lenses in which we should use when making decisions.
And, when we do meet those financial goals, we savers need to celebrate the victories! I urge all the savers to loosen up and think of the other factors in the decision making process, not just the financial aspects!
Links Mentioned:
Saving on Vacations (How We Travel for Free!) - https://youtu.be/ZoC2Njxk184
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Making Decisions
- The Lenses In Which We Make Decisions
- Savers vs Spenders
Find out more at https://SeedTime.com/podcast#036
There's so much wisdom that comes with age! My wife Linda and I read an article by Byron Wien about life lessons he's learned in his first 80 years of living. He made some awesome points and gave very wise advice that we want to share with you. Now is always the right time to challenge yourself and show kindness to others. Join us as we gain some life wisdom thanks to Byron!
Links Mentioned:
- Article by Byron Wien - https://www.blackstone.com/media/press-releases/article/blackstone's-byron-wien-discusses-lessons-learned-in-his-first-80-years
- How to Travel for Free - https://youtu.be/ZoC2Njxk184
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Life Lessons to Live By
- Wisdom That Comes With Age
- Challenging Ourselves
- Showing Kindness to Others
Find out more at SeedTime.com/podcast#035
Network marketing comes with pros and cons. In this episode, I want to discuss how to be in multi-level marketing the right way. My wife Linda and I value the relationships with our friends and family. And, we want you to know that you can be in an MLM without sacrificing your relationships for business success and financial gains... because relationships are with more than the money we make!
These are a few of the topics we cover:
- Multi-level Marketing practices
- MLM and personal relationships
- How to be in MLM the right way
Find out more at https://SeedTime.com/podcast#034
Most people think a budget will steal their freedom and restrict their lifestyle, but it turns out that when done correctly a budget will actually provide MORE freedom as well as these other 4 benefits.
Find out more at https://SeedTime.com/rmb
There are so many ways to make money, new ways every day. Use your skillset to create a lucrative career for yourself with a job that is not only in-demand now, but will also be a future demanding job! In this two part series, I will give you entrepreneurial ideas you can start online and freelance right from your home.
Links Mentioned:
- Facebook Ads Manager Training: https://sdti.me/fb-ads-training
- Affiliate Marketing training: https://sdti.me/affiliate-marketing-training
- Pinterest training: https://sdti.me/pinterest-training
- Kindle Author - https://sdti.me/kindleauithor (use code SEEDTIME for big discount)
- YouTube Training - https://sdti.me/youtube-training
- Creating an Online Course - https://sdti.me/create-online-courses
- Become a Speaker - https://sdti.me/speaking
- If you want to start blogging - https://sdti.me/startblogging
- If you want to grow your blog - https://sdti.me/ProBlogging
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Creating a Career for Yourself
- In-Demand Jobs
- Entrepreneurial Ideas
Find out more at https://SeedTime.com/podcast#032
Marriage doesn't have to be a financial constraint! Chuck Bentley and I are here to let you know that marriage is not the cause of financial problems, it's the very best solution for financial problems!
There's much more to marital finances than the mechanics of money itself. The Bible says that two are better than one.
God has designed us to be mutually helpful... even when it comes to our money. Unity is a game changer!
Find out why being married is The Best Financial Move!
Links Mentioned:
• Chuck Bentley’s Book: “Money Problems, Marriage Solutions: 7 Keys to Aligning Your Finances and Uniting Your Hearts” - https://shop.crown.org/p-144-money-problems-marriage-solutions.aspx
• Crown Financial Ministries - https://www.crown.org
• SeedTime Free Email Course: Master Your Money using Biblical Principles - https://www.seedtime.com
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
• Marriage and Money
• Financial Problems
• Unity in Marriage
• The Best Financial Move
Find out more at https://SeedTime.com/podcast#031
This episode discusses how you can make money in the 21st century, but not just simple side jobs that aren't going to help you build a career or business for yourself. If you want to make real money, you need to separate yourself from the crowd and being able to offer some value that others can't. How do you do that? That's what this podcast is all about...
Links Mentioned:
- How to know what direction to go with your career: https://www.youtube.com/watch?v=PbBlxFYFvYQ
- How to find your calling in life: https://www.youtube.com/watch?v=tRXWx-3uBkU
- The Art of Lutherie guitar making tutorials: https://theartoflutherie.com
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
Building Your Career
Starting a Business
Making Money
Find out more at https://SeedTime.com/podcast#030
All that we have is from above. Are you a good steward of what God has entrusted you with? When we obey, trust and listen to God... we will see what He can do in our lives.
Giving in faith and obeying God is all a part of God’s path for our lives, during Seedtime and Harvest. Join us as we discuss Our 2 Biggest Financial Tests with Talaat and Tai McNeely... how financial tests can turn into financial testimonies!
Links Mentioned:
• Talaat & Tai McNeely’s His and Her Money Podcast Show: https://www.hisandhermoney.com/podcasts/
• The Rest of God (Book) - https://www.amazon.com/Rest-God-Restoring-Your-Sabbath/dp/0849918480/
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
• The Power of Giving
• Giving in Faith and Seeing What God Will Do
• Obeying, Trusting and Listening to God
• The Importance of Rest/Sabbath
Find out more at https://SeedTime.com/podcast#029
As parents we teach our kids so many things! Money is definitely a subject we should be teaching our kids about. If you don't know where to start when it comes to what your child should learn about money, Art Rainer (author of The Money Challenge) and I are here to help! Join us as we discuss 5 Money Lessons We Should Be Teaching Our Kids!
Links Mentioned:
- The Money Challenge by Art Rainer - https://www.amazon.com/Money-Challenge-Art-Rainer-ebook/dp/B076MLZB46/
- The Secret Slide Money Club Kid Series by Art Rainer - https://www.amazon.com/Art-Rainer/e/B072MLM6RQ
- Art Rainer's Website: http://www.artrainer.com
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Teaching Kids about Money
- Instilling that You Have to Work to Afford things
- Incenting to Save Money
- Money is Finite
Find out more at https://SeedTime.com/podcast#028
When career opportunities present themselves that match your skill set, prayers of job promotion may go unanswered. Do not be dismayed when being passed over for promotion, God has something bigger in mind for you.
When God doesn't answer prayer, He is preparing to bless you in ways you may never have thought about before! If you have ever been passed over for a promotion unfairly, keep trusting God.
Because even when you can't see what God is doing, He is at work in your life!
Links Mentioned:
• My Website: Christian Personal Finance (now known as SeedTime) - https://SeedTime.com
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
• Not getting the job we think we deserve
• Unanswered Prayers disguised as Blessings
• Aligning your gifts with God’s calling for your life
• Obeying & Trusting God
Find out more at http://SeedTime.com/podcast#027
When it comes to money, it's important to set financial rules for yourself in addition to having a budget. I have 7 rules for money that my household abides by and that have proven themselves over and over again. I want to share these with you in hopes that not only do they help you, but that you could also pass these money rules on to your friends and family!
Links Mentioned:
- Getting Out of Debt: [9 benefits we found] - https://youtu.be/vJMk3FIxJ3I
- Rich Dad Poor Dad Lesson - https://youtu.be/49Xqgju2xPk
- How to Get Textbooks for Free - https:/seedtime.com/how-to-get-textbooks-for-free/
- Giving Our Age as a Percentage - https://seedtime.com/giving-our-age/
- 10 Things American Christians Should Do With Their Money - https://youtu.be/7I5a7rbz9I4
- (Lessons from my Millionaire Mentor - https://youtu.be/K_p0ghLBvF4
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Paying Off Debt
- Why You Should Buy Used
- Giving To Others
- Enjoying Your Money
Find out more at SeedTime.com/podcast#026
What do you do when you do not like your career and want a career change? Do you ever consider your faith when it comes to your work? It is important to let God lead you to where you're supposed to be. Even when you feel that you're not in the right job, you're not outside of God's will...He is teaching you right where you are! God and career go hand in hand. God has so much more in store for us, more than we could ever dream! Join us as we discuss God's calling for your life and how to look for the intersections in your career!
Links Mentioned:
The SeedTime Living Podcast (Christian Money Podcast): Episode #1 How to find your calling/purpose in life with Jeff Goins - https://seedtime.com/podcast#001
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- God’s Calling for your life
- Deciding what direction to go with your career (or business)
- How to look for intersections in your career
- Obeying & Trusting God
Find out more at https://SeedTime.com/podcast#025
Do you know how much debt you have? Knowing exactly how much you owe is the beginning of your journey to achieving a debt-free life!
My hope is for everyone to enjoy the freedom and the peace of mind that debt-free living gives so that you’re able to give back and help others.
Join me as I discuss how to be successful in becoming debt-free with Mary Hunt from Debt-Proof Living!
Links Mentioned:
• Debt-Proof Living with Mary Hunt - http://www.debtproofliving.com/
• Mary Hunt’s Everyday Cheapskate - https://www.everydaycheapskate.com/
• 7 Money Rules for Life by Mary Hunt - https://amzn.to/2TMR5GO
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
• Getting your Finances in line with God’s Word
• Paying off Debt and sticking to your Debt Pay Off Plan
• Bankruptcy and its effects
• Commonalities of people who have Successfully Paid Off Debt
• Mindsets of those who Fail to Pay Off Their Debt
• Sustaining a Debt-Free Lifestyle
Find out more at https://SeedTime.com/podcast#024
Are you hiding money from your spouse? This episode takes an in depth look at hiding money from your spouse and how to recover from financial infidelity! Join me as I discuss financial infidelity in a Christian marriage with Talaat McNeely (from HisandHerMoney.com).
Links Mentioned:
- Talaat & Tai McNeely’s website - https://www.hisandhermoney.com/
- Teach Me How To Budget Course (His & Her Money) - https://hisandhermoneyuniversity.teachable.com/p/teach-me-how-to-budget
- Free Debt Snowball Spreadsheet & Calculator - https://seedtime.com/free-debt-snowball-calculator/
- The Getting Started Course (Save Money & Pay Off Debt With Our FREE Course!) - https://seedtime.com/getting-started/
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Financial Infidelity in a Christian Marriage
- Hiding Money from Your Spouse
- Recovering from Financial Infidelity
- Money Management and Household Budgets
- Paying Off Debt
Find out more at https://SeedTime.com/podcast#023
Join me as I interview Joshua Becker, a leading voice on minimalism, as we explore if Christian minimalism is a lifestyle we should all consider!
Link Mentioned:
Joshua Becker's book: "The Minimalist Home" - https://seedtime.com/The-Minimalist-Home
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Living with Less, Simpler Lifestyle
- Jesus and Minimalism
- Materialism/Consumerism
- Issues of the heart and discontentment
- Biblical references for Minimalism
Find out more at https://SeedTime.com/podcast#022
Setting new goals for yourself each year is always a good thing. When it comes to setting financial goals, there are so many you could choose from... paying off credit card debt, tithing, creating an emergency fund, giving more, improving your net worth, etc.
I want to help you reach whatever financial goal you've set for yourself (even if you haven't set any goals yet!). At the same time, I want to help make you aware of 5 Bad Money Habits You Should Break!
Links Mentioned:
- 5 Bad Money Habits to Break in 2019 (YouTube Video) - https://youtu.be/A7wBCkG-Gcg
- 12 Side Hustles that pay well - https://www.youtube.com/watch?v=iJ-lR2v9n9k
- The top credit card balance transfer offers - https://seedtime.com/2/balancetransfer.php
- 11 Things you should stop paying money for - https://www.youtube.com/watch?v=35-yPE8rbJg
- Personal Capital - https://seedtime.com/2/personalcapital.php
- Review of Personal Capital - https://www.youtube.com/watch?v=frYbUtZ3ino
- Acorns - https://seedtime.com/2/acorns.php
- Review of Acorns App - http://www.youtube.com/watch?v=EVGJvvbdbx8
- 5 Ways to be More Generous - https://www.youtube.com/watch?v=Gc5ZD2w-_nk
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
- Breaking Bad Habits
- Credit Card Balances
- Managing Your Money
- Giving Cheerfully
Find out more at https://SeedTime.com/podcast#021
No matter how much time you have to earn extra cash, I have found a variety of options that almost anyone can do.
There are several side hustle ideas that pay well.
Not only can you earn a decent amount of additional money, these jobs are fairly flexible and offer opportunities for different skill sets.
For a full list with links to everything mentioned, go to https://SeedTime.com/podcast#020
Today we are speaking to everyone out there who has experienced failure.
In my experience as a writer/entrepreneur, failing multiple times comes with the territory.
But, I want to be an encouragement to all my listeners and know that it is worth it… keep trying! Join me and Joseph Michael (Founder of Learn Scrivener Fast), as we discuss failure leading to success.
These are some of the topics we discuss:
- No one sees all the failures that have led to a success.
- Doors closing will lead to what you’re supposed to be doing.
- Opportunities in disguise.
- Failing the right way, learning how to pivot.
- Praying for wisdom.
- Why not me?
- The world’s view of success vs God’s view of success.
- Working heartily for the Lord.
Links Mentioned:
Joseph Michael on Twitter: @ScrivenerCoach
Learn Scrivener Fast: http://learnscrivenerfast.com
Find out more at SeedTime.com/podcast#019
If you aren't a Christian these 7 things probably aren't going to make sense, but if you are, let this be an encouragement that God's ways of handling money are always better than the world's ways.
These are the 7 topics we cover:
• Giving More Actually Means Having More
• Not To Be Wasteful
• To Be Honest On Our Taxes & Everything Else
• Chase Debt-Free Living
• Obey God’s Leading When It Comes To Our Money
• To Rest - Especially In The Midst Of Chaos
• Say No To The American Idea Of Retirement
Find out more at SeedTime.com/podcast#018
Bob and Linda Lotich discuss generous giving and generous living - especially as it pertains to living a Biblical-focused Christian lifestyle.
We get asked quite often about how to be generous or how to grow in generosity, and so here are our 5 best ways to be more generous.
Links Mentioned:
• Get the FREE PDF - https://sdti.me/21-giving-verses
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
• Go to the source - Read what the Bible says about giving
• Spending time with people who are generous
• Focus on all you have to be thankful for
Find out more at https://SeedTime.com/podcast#017
You could save so much money by just not spending money on even a few of these 11 things!
I'm always looking for ways to save money and I have found several things to stop spending my money on, and in turn, pocket the savings.
Even if you consider yourself to be a frugal person, I want to share with you some things that you may not have considered when saving money.
All links mentioned in the description here: https://youtu.be/35-yPE8rbJg
Find out more at https://SeedTime.com/podcast#016
If you aren't a Christian these 7 things probably aren't going to make sense, but if you are, let this be an encouragement that God's ways of handling money are always better than the world's ways.
Find out more at SeedTime.com/podcast#015
In reviewing my finances and my financial goals, I wanted to find some easy money moves that I can make to achieve my goals. In my research I found 7 easy money moves that you can also make today!
Whether you’re looking to earn money, save money, or improve your overall finances there’s something here for everyone!
Links Mentioned:
• 7 Easy Money Moves You Can Make Today: http://seedtime.com/money-moves
• Airbnb: https://seedtimecom/2/airbnb.php
• Survey Junkie: https://seedtime.com/2/surveyjunkie.php
• Get Started Investing with Very Little Money: https://seedtime.com/investing-with-little-money
• Acorns: https://seedtime.com/2/acorns.php
• Credible: https://seedtime.com/2/credible.php
• Credit Karma: https://seedtime.com/2/creditkarma.php
• How to Travel for FREE: https://seedtime.com/free-travel/
• Rewards Credit Cards: https://seedtime.com/2/sapphire.php
• Policy Genius: https://seedtime.com/2/policygenius.php
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
These are a few of the topics we cover:
• List your place on Airbnb (house, apartment, dorm room, etc.)
• Earn some money in your free time using Survey Junkie
• Start investing with $1 or less with Acorns
• Save ~$18,000 with a few hours of work on refinancing student loans with Credible
• Check your credit report for FREE with Credit Karma
• Get a rewards credit card, like I have with Chase
• Review (or get) life insurance with Policy Genius
Find out more at http://SeedTime.com/podcast#014
The Bible has some very specific principles that apply to our finances and believe it or not - some pretty specific instructions for American Christians. As usual, many of these will apply to those outside of the U.S. as well.
I want to challenge you to an exercise to see how wealthy you truly are! This was an eye-opener for me and I bet it will be the same for you. Join me as I dig into the passage of 1 Timothy 6 and go over the 10 Things American Christians should be doing with their money.
These are a few of the topics we cover:
• Wealth is a relative thing.
• GlobalRichList.com
• How wealthy you actually are compared to the rest of the world.
• What really is being “rich?”
• The 10 things American Christians should be doing with their money.
Find out more at SeedTime.com/podcast#013
Should Christians be praying for money? It is an idea that I am pondering and I don’t think I am going to pray for money any more.
Join me (Bob) and Linda as we chat about it and explore this idea.
These are a few of the topics we cover:
• God provides in many ways, not just with money.
• We almost never want the money itself, we just want the stuff.
• We don’t want to limit God in what He can do.
• God knows our needs and knows what is best for us.
• God provides, even without the money!
Find out more at SeedTime.com/podcast#012
My friend has paid off over $80k by selling on eBay. In sharing his story, I hope it helps you pay off debt (or just make some extra cash!).
Bryan & his wife paid off $82,000! How? Buying and selling stuff on eBay. I'm going to be asking him some questions and hopefully his answers will inspire you to pay off your debt, too!
►Topics and questions I asked Brian in this interview:
1️⃣► EXPLAIN WHAT YOU DID PAY OFF YOUR DEBT USING EBAY
Brian bought Skip McGrath's eBook (A list of things you can buy at yard sales and sell on eBay) and found there are many things he could sell for a profit. In his first eBay sale, he bought an item for $5 and sold it for over $300!
PRO TIP: If you want to know if something at a yard sale is valuable, download the eBay app!
►If you would like to know more about Skip McGrath, check out his site and his books: http://www.skipmcgrath.com/products/sell-used-books-ebay-amazon.php
2️⃣► HOW REALISTIC IS IT TO MAKE A FEW HUNDRED DOLLARS A MONTH ON EBAY?
It's extremely doable to earn a few hundred dollars a month! When he was paying off debt by selling on eBay, he also had a full-time job. Currently, his buddy is really into selling and is making $1500/$2000 a week with eBay (this is after putting 60+ hrs a week in as a CPA!). So even if you have only minimal efforts, you should be able to make a few hundred dollars a month.
PRO TIP: Don't look to sell 100 things for $5. Look to sell 3 things for $50 a piece. Start small!
3️⃣► ANY OTHER TOOLS/RESOURCES THAT YOU THINK ARE HELPFUL?
►The eBay app is everything!
►Ignore what items are selling for on eBay, pay attention to the prices items actually sold for!
►Check out Lynn Dralle's book on buying and selling on eBay: http://www.thequeenofauctions.com/
►Auctions!
Related Video about Ebay Selling:
How to sell on eBay ►https://youtu.be/iWw6UbQn_oU
I want to share with you 5 Biblical Financial Principles that I've learned, that I think every Christian should know!
Essentially, these are 5 Bible Verses about money that should be impacting the way we handle our money decisions each day.
I hope these verses are a blessing to you, as they have for me! If you would like to memorize these verses, I've created a FREE PDF download for you that can be found here:
Link mentioned:
• FREE PDF: https://seedtime.com/5-bible-verses-about-money-every-christian-should-know/
Find more at http://SeedTime.com/podcast#010
Jeff Rose and I discuss some of the ways the Bible has impacted (and improved) our businesses.
A lot of people miss out on some really incredible ideas in the Bible.
It’s this book that is thousands of years old, but so much of it is still relevant to us today.
A lot of tremendously successful businesses tap into some of these biblical principles, whether they realize it or not.
Link mentioned:
Jeff’s Blog: GoodFinancialCents.com
Find more at SeedTime.com/podcast#009
My wife Linda and I talk about the benefits we’ve experienced from taking sabbaticals. We encourage you to work sabbaticals into your life and see the benefits for yourself! God has amazing things in store for you... He does BIG things through sabbaticals!
These are a few of the topics we cover:
Knowing when to take a sabbatical, no matter the length.
• How to prepare for a sabbatical.
• Seeing how God creates time for you to become closer to Him.
• Sabbaticals give rest and allow you to hit that reset button.
• Being intentional with your sabbatical.
• Start where you are.
Link mentioned:
• The Rest of God by Mark Buchanan: https://amzn.to/2JSELjD
Check out our blog posts on this topic:
• Why I took a year off work: https://SeedTime.com/why-sabbatical-year
• The process I used to take a year off work: https://SeedTime.com/sabbatical-processes/
Find more at SeedTime.com/podcast#008
A few years back I interviewed a millionaire to pick his brain on what things he had done to achieve his financial success. I was thrilled to find out that a few simple financial changes he made, had set him up for financial success. I found this interview to be incredibly inspiring and I hope you feel the same way!
These are a few of the topics we cover:
• The 2 simple changes most of us can make that can make all the difference.
• Simple investment concepts that actually work if you stick with it and be consistent.
• Be the boss of your budget: The importance of directing your money where to go.
• How he got some of the most valuable financial resources for free.
Check out our interview post for more detail: https://SeedTime.com/interview-with-a-millionaire
Find more at SeedTime.com/podcast#007
Linda and I talk about some of our money fights and how we have reduced them over the years, how a budget has improved our marriage, and how to stay happily married to someone who views money completely different than you.
These are a few of the topics we cover:
- How to get your spouse to care about the finances
- The one thing we did that has reduced our money fights more than anything else
- Why a less-than-perfect budget is usually a good thing
- Whether or not you should have separate spending money
Links Mentioned: Our 'God and Money' 6-Week Bible Study
Find more at seedtime.com/podcast/#006
Joshua Becker and I talk about the life-changing benefits of owning less stuff as it pertains to beginners. Dealing with the objections, the myths, and highlighting the benefits of the minimalist lifestyle.
These are a few of the topics we cover:
• How a possession-filled American can make a major transition and begin to live a simpler life.
• Why minimalism doesn’t have to be scary and you can own more than 15 possessions.
• What is the best way to approach what to keep and get rid of.
• What references have been found in the Bible to help stay motivated on this path.
• Practical first steps for someone who wants to test the waters and see if minimalism is for them.
Get connected with Joshua at BecomingMinimalist.com
Find more at SeedTime.com/podcast
When we are fighting a financial battle, it isn’t really ours to fight. Our job is to depend on God and to rest in His grace. But how do we balance that with working hard (another Biblical concept)?
That’s what Linda and I discuss in this episode.
For more information, visit http://seedtime.com/podcast
Joseph Michael of ScrivenerCoach.com talks about what it takes to finally get started with your business idea started.
Joseph created an extremely successful online business by using his day-job lunch breaks to work on it- eliminating the excuse that so many of us use that we don’t have enough time!
For more information, visit https://seedtime.com/podcast#003
Carrie Rocha gave me an awesome tip on how I can save a lot more at Whole Foods and Trader Joe's markets.
In the interview we cover:
- The 1 simple trick you can do that will yield the most savings at the grocery store
- Why she doesn't really like couponing
- How to save money on natural and organic foods
- The truth about shopping at Costco/Sams and who benefits from it
For more information, visit https://seedtime.com/podcast#002
Jeff Goins discusses why you are unlikely to find your purpose. We also talk about:
- Why hating your job is actually a good thing when it comes to discovering your purpose
- How to find the balance between never thinking about your purpose and overthinking it
- A practical and simple strategy that you can use to get clues of your life’s calling
- How tragedy can sometimes provide great clues about our purpose
- Why you can’t necessarily be whatever you want if you just put your mind to it
- Why Jeff wrote The Art of Work and who would most benefit from it
For more visit: https://seedtime.com/podcast#001