· Level one understanding - Easiest benefit of keeping your mortgage to understand is mortgage interest deduction on your income taxes. For mortgages up to $750,000, all interest paid to the bank can be deducted from your income

· Level two understanding of keeping your mortgage: opportunity cost

· Level three - money printer go brrr

o Now it gets better, and this has to do with that pesky thing called inflation

o You’ve agreed to pay your mortgage with a nominal dollar amount and not by how much the dollar will be worth in years to come.

o Your $1012 payment in 10 years, only has a purchasing power of $390

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