The first step in saving money is reducing the spending. Then keeping spending under control will increase the saving rate. Getting debt reduce, reduce spending and increasing income all help and work together to increase savings. 

Article Links:
https://americasaves.org/resource-center/insights/54-ways-to-save-money/

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/ways-to-save-money 

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