What it takes to pay off credit and tips and tricks to make the process easier. Do it yourself is the cheapest way to reduce debt but must be able to make tough decisions then carry thru with them.

Article Links:
https://finred.usalearning.gov/Money/DebtTraps
https://www.nerdwallet.com/article/finance/find-debt-relief By Bev O’Shea
https://www.consumerfinance.gov/about-us/blog/easy-remember-guidelines-help-people-reduce-credit-card-debt/ By Susan Kerbel

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