New year maybe good time to setup a new budget. Already have budget good time to review and make changes to reflect the changes in life.  Adding new categories, removing old ones is an ongoing process. 

Request a budget worksheet already setup by going to ReduceDebtIncreaseWealth.com face book page send instant messenger request budget worksheet giving your email address will send. 

Article Link:

https://investedwallet.com/personal-finance-statistic/

https://www.debt.com/statistics/

How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com