Today, Paula Christine and Producer Jon cover two key questions. Do I have enough money to survive on my own? And if not, how do I get there?

This is a conversation Paula's been having with clients frequently. This could be someone who wants to get out of a bad relationship, or someone who wants to move out of Mom and Dad's house and out on there own. The first step is figuring out how much money you need to survive on your own. That means looking at money in and money out. Is there a gap? If so, how do you close that gap?

Solutions are going to be different for everyone. Maybe it's a second job, or going back to school to raise your earning potential. But maybe you have child care issues. Maybe you start simple, by shopping your cell phone bill around or cutting cable if you watch mostly streaming services. This is why it's critical to 1) think outside the box and 2) change your mindset.

A scarcity mindset will have you living paycheck to paycheck and always finding excuses as to why you can't break this cycle. But an abundance mindset involves appreciating what you have and planning for a positive outcome. This isn't easy. Money can be emotional. But it's important.

Paula has two webinars coming up that can help you get started. The first is on grocery budgeting, next Tuesday February 28th. And you can also check out her Making Money Matter course. Both are available at https://paulachristine.com/

Want to know more? Email Paula: Paula@PaulaChristine.com.